CHET
ADVISOR
AN ADVISOR-SOLD
PLAN MANAGED BY
THE HARTFORD
529 College Savings Program
Connecticut Higher Education Trust
CHET Baby
Scholars Program
Children may be eligible to receive up to $250 in grant money through the
state of Connecticut’s new CHET Baby Scholars Program.
Eligibile Children:*
1.Those who are less than one year old and born on January 1, 2014 or later
2. Adopted children who have not yet celebrated their one-year adoption
anniversary
*Children must be residents of Connecticut at the time a CHET Baby Scholars Enrollment Form is submitted on the child’s behalf.
What You Need to Do:
To receive grant money through the CHET Baby Scholars
Program, a child must meet the criteria above and be named
beneficiary of a CHET Advisor college savings plan. If the
CHET Advisor account is opened with a minimum of $150, the
state of Connecticut will deposit $250 into the account. If the
account is opened with less than $150 (the minimum initial
contribution for CHET Advisor is $50) then an initial grant of
$100 will be awarded. If $150 is contributed (not including
the $100 grant) to the account before the beneficiary’s fourth
birthday or adoption anniversary, then an additional grant of
$150 will be awarded by the state.
Your financial advisor can help you get started by helping you
complete the CHET Advisor Account Application along with
the CHET Advisor Baby Scholars Grant Enrollment Form. Talk
to your financial advisor about setting up a CHET Advisor
account today!
It’s Not Too Late!
If you’ve already established a CHET Advisor account for a
beneficiary who meets the criteria, please complete the CHET
Advisor Baby Scholars Grant Enrollment Form in order to
qualify. The form, along with the CHET Advisor Baby Scholars
rules, can be found at chetadvisor.com. You can also contact
the Service Center at 877.407.2828 if you have questions or
would like the forms sent to you.
Please contact the CHET Advisor Service Center at 877.407.2828 if you have questions or would like additional information.
No state funds have been used to produce these materials nor have materials been produced at taxpayer expense.
CHET Advisor is administered by the Treasurer of the State of Connecticut as the trustee of the Connecticut Higher Education
Trust. The Trust has selected Hartford Life Insurance Company to provide plan management services for CHET Advisor.
Connecticut provides Connecticut taxpayers with tax advantages for investing in CHET Advisor. Before investing in a 529 plan,
you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan
that offers favorable state income tax or other benefits that are only available if you invest in that state’s 529 plan. If you are
a Connecticut taxpayer who does not reside in Connecticut, you should talk to an advisor about Connecticut alternatives to
CHET Advisor.
You should carefully consider the investment objectives, risks, charges and expenses of CHET Advisor and its Underlying
Funds before investing. This and other information can be found in the Disclosure Booklet for CHET Advisor and the
prospectuses or other disclosure documents for the Underlying Funds, which can be obtained at chetadvisor.com or by calling
877-407-2828. Please read them carefully before you invest or send money.
Investments in CHET Advisor are not guaranteed or insured by the State of Connecticut, the Connecticut Higher Education Trust,
the Connecticut State Treasurer’s Office, Hartford Life Insurance Company, The Hartford Financial Services, Inc., the investment
sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the
principal amount invested, and may not be appropriate for all investors.
CHET Advisor is distributed by Hartford Funds Distributors, LLC., a broker/dealer affiliate of The Hartford Financial Services Group, Inc. Member SIPC.
This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties.
These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.
MUN 116302 CSP820CHET_08/14
NOT FDIC INSURED • MAY LOSE VALUE • NO BANK GUARANTEE