2014
January
Fast
•
Friendly
•
Fair
We
Focus
On You
www.communityfocusfcu.org | Toll-free: 1.800.526.7328
ECORSE
Community Focus Federal Credit Union
BROWNSTOWN
3815 W. Jefferson, Ecorse, MI 48229
Phone: 313.386.5800 | Fax: 313.386.5883
800.528.2273
18925 Telegraph, Brownstown, MI 48174
Phone: 734.281.3900 | Fax: 734.281.2352
ATM/Mastermoney Card Lost or Stolen
IRA Contribution Deadline
F 9 am to 6 pm
800.991.4961
HOURS M, T, TH 9 am to 5 pm | W 11 am to 5 pm
VISA Card Lost or Stolen
Important
Numbers
Important Numbers
800.991.4961
Presidents’ Day
Monday, February 17
VISA Card Lost or Stolen
Martin Luther King Jr. Day
Monday, January 20
ATM/Mastermoney Card Lost or Stolen
HOLIDAY CLOSINGS
LOBBY HOURS M, T, TH 9 am to 5 pm
W 11 am to 5 pm | F 9 am to 6 pm | S 9 am to 1 pm
Offer expires 4/30/14.
DRIVE-UP HOURS M, T, TH 8 am to 5 pm
W 11 am to 5 pm | F 8 am to 6 pm | S 9 am to 1 pm
*Offer valid for tax prep fees paid of $150 or more. Proof of last
year’s tax prep fee required.
800.528.2273
TurboTax Triple My Refund Sweepstakes. NO PURCHASE OR
FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the
fifty (50) United States or the District of Columbia, 18 years of age or
older at time of entry. Void in Puerto Rico and where prohibited by law.
Sweepstakes ends 2/27/14. Subject to complete Official Rules and
all applicable federal, state and local laws. For Official Rules including
odds of winning, alternate method of entry, and prize descriptions,
visit the Official Rules. PRIZES: One (1) Grand Prize: We will triple the
amount of your refund or payment to/from the IRS on your 2013 federal
tax return up to a maximum of a $10,000 payout. Winner will receive
a minimum of $3,000 if their refund or payment is less than $1,000
and a maximum of $10,000 if their refund or payment is greater than
$3,334. Prize awarded in the form of a check. Retail Value (RV) up to a
maximum of $10,000. Three (3) First Prizes: A check for $2,500. Retail
value, $2,500 each. Twelve (12) Second Prizes: A check for $500.
Retail value, $500 each. Maximum retail value of all prizes is $23,500.
The odds of winning a prize depend upon the total number of eligible
1
SERVICE CENTERS
Get more information and valuable coupons from the
Member Resources section at www.communityfocusfcu.org.
Jackson Hewitt Disclaimer:
Offer valid on tax preparation fees only and on no other
product or service. May not be combined with any other offer,
discount, or promotional price. Valid at participating locations
only. Most offices are independently owned and operated. Your
Credit Union does not determine fees charged by Jackson Hewitt
or its franchisees. If you are not satisfied with the fees quoted you
are not obligated to complete your return with Jackson Hewitt and
may decline their services any time prior to filing. Most offices are
independently owned and operated.
Phone: 1.800.800.9700
This tax season you may be eligible to save either $30
on your individual income tax preparation at participating
Jackson Hewitt Tax Service® locations nationwide or pay
$50 less than last year* when you switch to Jackson
Hewitt from a competing tax preparer. Let Jackson Hewitt
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today to see what Jackson Hewitt can do for you.
No appointment necessary.
© 2013-2014 Intuit Inc. All rights reserved.
State filing charges apply. Limited time offer
for TurboTax 2013. Terms, conditions, features,
availability, pricing, fees, service and support options
subject to change without notice. Intuit, TurboTax and
TurboTax Online, among others, are registered trademarks
and/or service marks of Intuit Inc. in the United States and
other countries. Other parties’ trademarks or service marks
are the property of their respective owners.
HOURS M-F 9 am to 7 pm | S 9 am to 2 pm
Jackson Hewitt® offers two ways
to SAVE BIG on tax prep.
entries received
by the end of the
Promotion Period. SPONSOR:
Intuit Inc., 7535 Torrey Santa Fe
Rd, SDG-2A-03-22F, San Diego, CA,
92129.
We Do Business
in Accordance with
the Federal Fair
Housing Law and the
Equal Credit Opportunity Act
This year you could win triple your refund amount when
you do your own taxes with TurboTax. Simply try any
TurboTax Online product and get an opportunity to win up
to $10K.1 Start TurboTax now for free and be entered for
a chance to win!
Federally Insured by NCUA
win up to $10,000!
This publication does not constitute legal, accounting
or other professional advice. Although it is intended to be
accurate, neither the publisher nor any other party assumes
liability for loss or damage due to reliance on this material.
Get your taxes done with Turbo
Tax – and enter for a chance to
You have until April 15, 2014 to contribute to
your 2013 IRA. Please be sure to specify that you
are making a 2013 contribution.
© CUAdvantage.com • 877.799.0784
All CFFCU members
$250
d the
are welcome to atten
Drive away with
up to
nual Meeting.
munity Focus FCU An
Com
, April 9, 2014
When: Wednesday
00 p.m.
6:
at
Doors open
Rhapsody,
Where: Hungarian
uthgate, MI
So
.,
14315 Northline Rd
Tickets are $10.00
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Tickets will only be so
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may come into the Cr
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and elections for op
The business meeting
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ll begin promptly aft
Director positions wi
ve on the board.
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to
for volunteers
are currently looking
CashBack
Is there anything better than starting the New Year with
a cash bonus? How about starting the New Year with
a cash bonus and an amazing low auto rate! Simply
purchase or refinance your vehicle with Community Focus
Federal Credit Union, and you’ll get:
al Meeting
u
n
n
A
d
52n
CFFCU Mobile Banking
‘tis the
seaIso
n
t’s
for getting
your cash
back
Time!
Auto rates as low as
1.99% APR*
Plus, up to
$250 cash!
Apply online at www.communityfocusfcu.org
or in person at your local CFFCU office.
*APR = Annual Percentage Rate. Your rate will be based on your credit
history. Rates and terms subject to change without notice. New money only
for purchase or re-finance. Minimum loan amount $15,000. Vehicle model
year 2008 or newer. Offer valid through 2/28/2014 and subject to end
at any time. Cash will be deposited to account at loan closing.
Free, Easy and Secure, 24 Hours a Day
With our convenient Mobile Banking app, you can use your mobile service to check your
CFFCU account balance, view transactions and transfer funds. Plus, you can even set up
eAlerts and get notified first hand of any unauthorized transactions or changes to your
account balance.
Look for the CFFCU Mobile Banking app in:
Android Marketplace | Apple App Store | Amazon.com for Kindle Fire
Dividend rates effective for the 4th Quarter 2013
APY = Annual Percentage Yield
OCTOBER
Money Market (Tiered)
APR
APY
$2,500 - $49,999.99
0.15% 0.15%
$50,000 - $99,999.99 0.20% 0.20%
$100,000 +
0.30% 0.30%
“My Take” Video
Scholarship!
Two $1,000 awards will be given to
help students offset the cost of college!
Here are the details:
Current and new members of CFFCU who join before the
scholarship deadline, possess a minimum 2.5 cumulative GPA,
and are high school seniors or college/university students in
pursuit of an undergraduate degree are eligible. Applicants
must be a primary savings account holder in good standing at
CFFCU.
Applicants must create an original 30-90 second video
that addresses the topic: “What are the benefits of being
financially responsible?” The video must be submitted to the
applicant’s YouTube page. Applicants must submit the following
documents:
• Completed application including the link to the YouTube video
• Report card or other official document showing the GPA
• Proof of acceptance to a college/university or current enrollment
Applicants may submit the completed application package
via e-mail to: [email protected] or mail it/
drop it off to: Community Focus Federal Credit Union, 18925
Telegraph Rd., Brownstown, MI 48174. The applications
must be submitted by 5:00 p.m. EST on March 14th.
Finalist videos will be posted to the CFFCU website March
20th – March 30th for public voting. Winners will be
announced the week of March 31st.
For more information and to download a CFFCU
application, visit www.communityfocusfcu.org/scholarship
or call 800.526.7328.
Declared
Dividends
APR = Annual Percentage Rate
Introducing
NOVEMBER
APR
0.15%
0.20%
0.30%
APY
0.15%
0.20%
0.30%
DECEMBER
APR
0.15%
0.20%
0.30%
APY
APR
APY
0.15%
Share Accounts 0.10%*0.10%*
0.20%
IRA Accounts
0.75% 0.75%
0.30%
*$300 Minimum Balance
Kingsley Kids
Club Corner
Holiday Gift
Package
Winners!
Any Kingsley Kids Club member who
made a deposit between December
2nd and December 20th, 2013,
got entered into a drawing for a
big holiday gift package filled
with lots of goodies. Two
winners were selected, one
from each office. Please see
our Facebook page for the
two winning Kingsley Kids
Club members.