As the leading peace-of-mind provider in the Nordic region, we find it important to follow our customers’ needs. When our customers move their business activities into Europe, we want them to bring peace of mind along. Bring peace of mind to your business in Europe In case of a claim Now you can buy insurance with Tryg when you set up a business in Europe. You get the same coverage as the ones you know from Denmark, just adjusted to local insurance requirements. Call +45 70 11 20 20 (24-hour service) or file your claim at tryg.dk. The Europe Insurance consists of two standard products so that it will be easy for you to insure your business activities in Europe. The two products included in the solution are commercial insurance and buildings insurance. The commercial insurance covers your equipment as well as your liability and product liability, etc. Your benefits Peace of mind to your business in Europe • Same insurance coverage as in Denmark • Same support as in Denmark Simplification of your insurance agreements • No superfluous administration • No need to know local legal rules and regulatory requirements One insurance solution • Insurance needs handled from Denmark • One insurance solution for all subsidiaries Tryg | Klausdalsbrovej 601 | DK-2750 Ballerup +45 70 11 20 20 | www.tryg.dk Tryg Forsikring A/S | CVR-no. 24260666 1/2 | Facts about Europe Insurance Depending on the size of the claim, we will do the following: • In case of a minor claim, we will ask you to handle it yourself and send the bill to us • In case of a medium-sized claim, we will ask you to send documentation to us (e.g. photos) • In case of large claims, we will personally or via our cooperative partner assess the claim on site at the premises insured Contact person You will always have one contact person as reference. We communicate in Swedish, Norwegian, Danish and English. Tryg will communicate with you – as the Policyholder – and generally not with staff at a foreign insurance location. The compensation will be paid in DKK to the Policyholder. FAK 20197 (02.15) Facts about Europe Insurance Trygoffers offers Europe Insurance in: Tryg the the Europe Insurance in: Finland Norway Sweden Estonia Latvia Denmark Ireland Lithuania The UK The Netherlands Germany Belgium France Poland Czech Republic Slovakia Austria Hungary Romania Portugal Spain Not all countries are like Denmark Not all countries Supplementary coverageare like Denmark Requirements regarding supplementary insurance coverage Supplementary coverage differ in the various European countries. Tryg’s Europecoverage Requirements regarding supplementary insurance Insurance ensures that you have the right coverages in these differ in the various European countries. Tryg’s Europe countries. Insurance ensures that you have the right coverages in these countries. Taxes Business Taxes insurance is customarily subject to tax in many European countries. Tryg will take care of this by calculating Business insurance is customarily subject to tax in many and paying the relevant taxes on behalf of your business. European countries. Tryg will take care of this by calculaThis is part of the complete solution offered via the Europe ting and paying the relevant taxes on behalf of your busiInsurance. ness. This is part of the complete solution offered via the Europe Insurance. Pools If the insurance is going to cover in Norway, we will ensure Pools that your business joins the mandatory Norwegian Natural If the Pool. insurance going cover inofNorway, we will ensure Perils Thereisare also to a number voluntary pools in the that yourEuropean businesscountries. joins the Your mandatory Natural different businessNorwegian is not comprised Perils Pool. There a number of will voluntary pools in by these pools, butare the also Europe Insurance cover these types of claims. the different European countries. Your business is not comprised by these pools, but the Europe Insurance will cover these types of claims. 2/2 | Facts about Europe Insurance Italy Cover amount and limitations Cover and limitations. limitations A few coveramount amounts involve For more exhaustive information, read the agreement with exhausthe A few cover amountsplease involve limitations. For more complete terms and conditions. tive information, please read the agreement with the complete terms and conditions. Accident/sickness and motor insurance Unfortunately, we are not able to offer accident/sickness and Accident/sickness and motor insurance motor vehicle insurance abroad due to national legal rules Unfortunately, we are not able to offer accident/sickness in the respective countries prohibiting foreign insurance and motor vehicle insurance abroad due to national companies from selling these types of insurance. However, legal in the you can rules contact yourrespective local bank countries connectionprohibiting for furtherforeign insurance companies from selling these types of insurance. assistance. However, you can contact your local bank connection for further assistance. Establishment in Norway and Sweden If you wish to take out insurance for Norway, Sweden and Finland, your contact willSweden assist you with this via Establishment in person Norway, and Finland Tryg. You can also get in contact with Tryg via: If you wish to take out insurance for Norway, Sweden and [email protected] in Norway, Finland, your contact person will assist you with this via [email protected] Sweden. Tryg. You can also get in contact within Tryg via: [email protected] in Norway, I tilfælde af skader, er det altid de fuldstændige forsikringsbetingelser og den tegnede [email protected] in Sweden police, der er gældende som aftalegrundlag i skadesagen. Forsikringsbetingelserne tilsendes sammen med policen eller kan ses på www.tryg.dk. [email protected] in Finland. (Oplysningerne i dette faktablad er gældende for år 2015 eller indtil nyt faktablad udgives) Peace of mind or
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