Factsheet - Facts about Europe Insurance

As the leading peace-of-mind provider in the Nordic region, we find
it important to follow our customers’ needs. When our customers
move their business activities into Europe, we want them to bring
peace of mind along.
Bring peace of mind to your business in Europe
In case of a claim
Now you can buy insurance with Tryg when you set up a
business in Europe. You get the same coverage as the ones
you know from Denmark, just adjusted to local insurance
requirements.
Call +45 70 11 20 20 (24-hour service) or file your claim at
tryg.dk.
The Europe Insurance consists of two standard products so
that it will be easy for you to insure your business activities
in Europe. The two products included in the solution are
commercial insurance and buildings insurance. The commercial insurance covers your equipment as well as your
liability and product liability, etc.
Your benefits
Peace of mind to your business in Europe
• Same insurance coverage as in Denmark
• Same support as in Denmark
Simplification of your insurance agreements
• No superfluous administration
• No need to know local legal rules and regulatory
requirements
One insurance solution
• Insurance needs handled from Denmark
• One insurance solution for all subsidiaries
Tryg | Klausdalsbrovej 601 | DK-2750 Ballerup
+45 70 11 20 20 | www.tryg.dk
Tryg Forsikring A/S | CVR-no. 24260666
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Depending on the size of the claim, we will do the
following:
• In case of a minor claim, we will ask you to handle it
yourself and send the bill to us
• In case of a medium-sized claim, we will ask you to send
documentation to us (e.g. photos)
• In case of large claims, we will personally or via our
cooperative partner assess the claim on site at the
premises insured
Contact person
You will always have one contact person as reference.
We communicate in Swedish, Norwegian, Danish and
English. Tryg will communicate with you – as the
Policyholder – and generally not with staff at a foreign
insurance location.
The compensation will be paid in DKK to the Policyholder.
FAK 20197 (02.15)
Facts about
Europe Insurance
Trygoffers
offers
Europe
Insurance
in:
Tryg
the the
Europe
Insurance
in:
Finland
Norway
Sweden
Estonia
Latvia
Denmark
Ireland
Lithuania
The UK
The
Netherlands Germany
Belgium
France
Poland
Czech
Republic
Slovakia
Austria
Hungary
Romania
Portugal
Spain
Not all countries are like Denmark
Not all countries
Supplementary
coverageare like Denmark
Requirements
regarding
supplementary insurance coverage
Supplementary
coverage
differ
in
the
various
European
countries. Tryg’s
Europecoverage
Requirements regarding supplementary
insurance
Insurance
ensures
that
you
have
the
right
coverages
in these
differ in the various European countries. Tryg’s Europe
countries.
Insurance ensures that you have the right coverages in
these countries.
Taxes
Business
Taxes insurance is customarily subject to tax in many
European countries. Tryg will take care of this by calculating
Business insurance is customarily subject to tax in many
and paying the relevant taxes on behalf of your business.
European countries. Tryg will take care of this by calculaThis is part of the complete solution offered via the Europe
ting and paying the relevant taxes on behalf of your busiInsurance.
ness. This is part of the complete solution offered via the
Europe Insurance.
Pools
If the insurance is going to cover in Norway, we will ensure
Pools
that
your business joins the mandatory Norwegian Natural
If the Pool.
insurance
going
cover inofNorway,
we
will ensure
Perils
Thereisare
also to
a number
voluntary
pools
in the
that yourEuropean
businesscountries.
joins the Your
mandatory
Natural
different
businessNorwegian
is not comprised
Perils
Pool.
There
a number
of will
voluntary
pools in
by
these
pools,
butare
the also
Europe
Insurance
cover these
types
of
claims.
the different European countries. Your business is not comprised by these pools, but the Europe Insurance will cover
these types of claims.
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Italy
Cover amount and limitations
Cover
and limitations.
limitations
A few
coveramount
amounts involve
For more
exhaustive
information,
read
the agreement
with exhausthe
A few cover
amountsplease
involve
limitations.
For more
complete
terms
and
conditions.
tive information, please read the agreement with the complete terms and conditions.
Accident/sickness and motor insurance
Unfortunately,
we are not able to offer accident/sickness and
Accident/sickness and motor insurance
motor vehicle insurance abroad due to national legal rules
Unfortunately, we are not able to offer accident/sickness
in the respective countries prohibiting foreign insurance
and motor vehicle insurance abroad due to national
companies from selling these types of insurance. However,
legal
in the
you
can rules
contact
yourrespective
local bank countries
connectionprohibiting
for furtherforeign
insurance
companies
from
selling
these
types of insurance.
assistance.
However, you can contact your local bank connection for
further assistance.
Establishment
in Norway and Sweden
If you wish to take out insurance for Norway, Sweden and
Finland,
your contact
willSweden
assist you
with
this via
Establishment
in person
Norway,
and
Finland
Tryg.
You
can
also
get
in
contact
with
Tryg
via:
If you wish to take out insurance for Norway, Sweden and
[email protected]
in Norway,
Finland, your contact person
will assist you with this via
[email protected]
Sweden.
Tryg. You can also get in contact within
Tryg
via:
[email protected] in Norway,
I tilfælde af skader, er det altid de fuldstændige forsikringsbetingelser og den tegnede
[email protected]
in Sweden
police,
der er gældende som aftalegrundlag i skadesagen. Forsikringsbetingelserne
tilsendes
sammen med policen
eller kan ses på www.tryg.dk.
[email protected]
in Finland.
(Oplysningerne i dette faktablad er gældende for år 2015 eller indtil nyt faktablad
udgives)
Peace of mind
or