RECONCILIATION ACTION PLAN 2013 and 2014 WORKING, LEARNING, TOGETHER. CONTENTS A message from our CEO 3 Cultural Engagement 16 A message from Reconciliation Australia 4 Education 22 Audience and scope 5 What we achieved between 2010 and 2012 26 Building relationships for the future 6 Our focus for 2013 and 2014 30 Customer Service 8 Tracking progress and reporting 34 Employment 12 Learn more about our partners 35 Building relationships for change between Aboriginal and Torres Strait Islander peoples and other Australians. 2 Reconciliation Action Plan 2013-14 A message from our ceo I’m pleased to present the Commonwealth Bank’s fourth Reconciliation Action Plan. We are committed to helping support and enrich Indigenous communities throughout Australia. Through our commitment to customer service, education, employment, and cultural engagement, we aim to assist Aboriginal and Torres Strait Islander Peoples achieve social, economic, and financial equity. This Plan outlines the specific commitments we have made to this end. We are proud of the achievements we have made against previous commitments, particularly the realisation of our target to provide 350 employment opportunities to Indigenous Australians. We are also proud of the opportunities we have created for our people to experience the richness, strength, and diversity of Aboriginal and Torres Strait Islander cultures. Our skilled volunteering program with Jawun has created knowledge, skill and cultural exchange between corporate Australia and remote Indigenous communities. It is important to measure our success each year and to hold ourselves accountable for the commitments we make. We also realise however, that success must be measured for the long term. As such, our fourth RAP is another early step in our long term goal of achieving a genuine and lasting reconciliation. Ian Narev Chief Executive Officer Commonwealth Bank Group Whilst celebrating these achievements, we remain focused on the opportunities ahead. The strong relationships we have developed with our many community partners will continue to be vital and I thank them for their ongoing collaboration. I also thank our people for their enthusiastic and continuing participation in the initiatives that have resulted from our RAP commitments. Reconciliation Action Plan 2013-14 3 A message from Reconciliation Australia Congratulations to the Commonwealth Bank Group on the launch of their fourth Reconciliation Action Plan (RAP).The Group’s Indigenous Community Team has set a benchmark for other large organisations to follow. Through the four key priority areas of Customer, Employment, Education and Culture, the Group is helping to provide greater access to financial services for their customers. They are educating their staff and other Australians about the importance of Aboriginal and Torres Strait Islander peoples and cultures. Through the RAP program, the Commonwealth Bank Group has also developed strong relationships with its partners. For example the partnership between the Group and Jawun has been an initiative and has had great outcomes so far. Providing staff with these opportunities to work alongside Aboriginal and Torres Strait Islander communities and organisations across the nation is making a difference. 4 I look forward to continuing the reconciliation journey with the Commonwealth Bank Group’s staff, management and supporters as we work together to create a fairer future for all Australians. Leah Armstrong Chief Executive Officer Reconciliation Australia I look forward to continuing the reconciliation journey with the Commonwealth Bank Group’s staff, management and supporters. Reconciliation Action Plan 2013-14 ‘‘ ‘‘ The Commonwealth Bank Group continues to be a leading corporate in its commitments to reconciliation and building a more prosperous nation for Aboriginal and Torres Strait Islander people and all other Australians. Audience and Scope Our Reconciliation Action Plan is written for our customers, employees, shareholders, community partners and professional groups – everyone who has an interest in the Commonwealth Bank Group’s approach to national reconciliation. This Reconciliation Action Plan covers the activities of companies wholly owned by the Group within Australia, including: ◆◆ Bank of Western Australia (Bankwest) ◆◆ Colonial First State Global Asset Management (CFSGAM) Your Feedback If you have any feedback on our reconciliation approach, we would love to hear from you. Connect Connect with us through social networks: Email Email us at: [email protected] Write Write to us at: Indigenous Community Team Group Corporate Affairs Commonwealth Bank of Australia Level 5, Tower 1 201 Sussex Street Sydney NSW 2000 ◆◆ Facebook.com/commonwealthbank ◆◆ twitter.com/commbank ◆◆ Google+ ◆◆ blog.commbank.com.au ‘‘ ‘‘ If you have any feedback on our reconciliation approach, we would love to hear from you. Reconciliation Action Plan 2013-14 5 BUILDING RELATIONSHIPS FOR THE FUTURE The Commonwealth Bank Group acknowledges and celebrates the inherent strengths of Aboriginal and Torres Strait Islander peoples and communities. We aim to promote social, economic and financial inclusion and have implemented initiatives to achieve this goal through our Reconciliation Action Plan (RAP), specifically focusing on maintaining and building our relationships with community partners across Australia. First launched in 2008, the Commonwealth Bank Group’s Reconciliation Action Plan is our documented commitment to help close the life expectancy gap between Aboriginal and Torres Strait Islander peoples and other Australians. The RAP provides details on four areas of focus: nt e ym FOCUS AREAS g ga nt eme ‘‘ E m plo 6 FOUR Cul ‘‘ Ed uc n 4 Providing greater access to educational opportunities for Aboriginal and Torres Strait Islander youth and adults, particularly in financial literacy. ice t u r a lE 3 Supporting the promotion of Aboriginal and Torres Strait Islander culture across the broader community, while also delivering opportunities for Commonwealth Bank Group employees to engage with local communities; and r rv Se on a ti 2 Providing greater employment opportunities and career development for Aboriginal and Torres Strait Islander peoples; Cus to m e 1 Delivering outstanding, accessible customer service to our Aboriginal and Torres Strait Islander customers, regardless of where they live; The Commonwealth Bank Group aims to promote social, economic and financial inclusion. Reconciliation Action Plan 2013-14 Commonwealth Bank Buderim wearing their AIME Hoodies. Reconciliation Action Plan 2013-14 7 CUSTOMER Service The Commonwealth Bank Group’s goal to provide outstanding customer service to our Aboriginal and Torres Strait Islander customers continues to drive our work. The Group looks for opportunities to improve its understanding of our Aboriginal and Torres Strait Islander customers and provide products and services that are relevant to their needs. Our commitment Indigenous Customer Assistance Line Our objective remains simple: to ensure that all of our Aboriginal and Torres Strait Islander customers, Australiawide, have access to the right products and services, delivered by banking specialists who can provide the highest level of expertise. The Commonwealth Bank Group continues to work with communities in remote locations to develop innovative and practical services that overcome the hurdles of geographic isolation. Originally launched in Far North Queensland, the Indigenous Customer Assistance Line (ICAL) is a unique service that now receives calls from our Aboriginal and Torres Strait Islander customers in remote communities across Australia. Through ICAL, customers can speak with a specially skilled team member who can cater to their specific needs. ICAL provides a range of banking services over the phone, taking an average of 1,700 calls each week, including balance enquiries, money transfers and bill payments. Part of this commitment is an acknowledgement of the diversity within these communities – from individuals needing help to open a bank account, to the needs of large Aboriginal and Torres Strait Islander corporations. Our progress We delivered a series of Indigenous financial services workshops across all divisions of the Group in every state and territory. These workshops aimed to increase cultural awareness through the sharing of stories – of both our successes and our lessons learnt – and to raise our employees’ confidence in understanding and meeting the needs of Aboriginal and Torres Strait Islander customers. Feedback from workshop participants was extremely positive, with many employees asking us how they could become more involved in the Group’s work. We will continue this dialogue, to encourage and inspire individuals in all divisions of the Group, all across the country, and allow for the development of deeper relationships with Aboriginal and Torres Strait Islander customers. 8 Reconciliation Action Plan 2013-14 Feedback on ICAL’s service from both customers and Aboriginal and Torres Strait Islander community leaders and representatives indicates that ICAL has helped create a strong level of trust with our remote customers. Community Business Finance Community Business Finance aims to support Aboriginal and Torres Strait Islander businesses in communities by providing low-cost loans and affordable banking solutions, as well as banking support and business mentoring. The package enables eligible Aboriginal and Torres Strait Islander business owners to realise their business ambitions and further contribute to the communities they work in. In addition to providing financial solutions, Community Business Finance partners with Aboriginal and Torres Strait Islander community organisations which assist applicants throughout the application process, helping them develop the financial and business literacy skills they need to be successful. ‘‘ ‘‘ Through Supply Nation the Commonwealth Bank Group continues to engage a number of suppliers to provide services to the Group. Supply Nation We remain committed to working with Supply Nation, a membership body that brings together Indigenous enterprises with large corporations. Through Supply Nation the Commonwealth Bank Group continues to engage a number of Aboriginal and Torres Strait Islander suppliers to provide services to the Group, such as catering, merchandise development, communications and multimedia. Mentoring growing Indigenous businesses The idea Kallico Catering creates and delivers delicious, beautifully presented food to functions throughout metropolitan Sydney. Owners Daryll and Nene Brown say they began Kallico Catering with the aim of creating a self-sufficient business that would be a flagship for other Aboriginal businesses. “We are passionate about employing Aboriginal staff and making way for more innovative and traditional Aboriginal food ideas,” said Nene Brown. “Our business provides simple and easy catering solutions to corporate Australia.” The relationship The Commonwealth Bank Group is one of Kallico Catering’s major clients. “We work closely with the Commonwealth Bank’s head chef and events manager,” said Daryll Brown. “They have helped us along the way and recommended changes in menu and logistics for our services.” The future Kallico Catering is growing and is looking to employ more people. “In the future, we want to employ more Aboriginal staff, with an additional 15 people over the next few years. We aim to employ people who have a strong work ethic, commitment and dedication,” said Nene. Learning and evolving In our previous RAP, one of our stated goals was to deliver internet banking training to Aboriginal and Torres Strait Islander peoples living in remote areas. We conducted a feasibility assessment and it became apparent that our customers would greatly benefit from having stronger financial literacy skills to then make the most of online banking services. We have also been working with one of our community partners, Indigenous Consumer Assistance Network (ICAN), to train nine local Aboriginal and Torres Strait Islander people as financial counsellors. These trainees were presented with their diplomas at a gala graduation lunch in Cairns in April 2012. Graduates are currently working in remote areas such as Cape York, Palm Island and Thursday Island, helping people living in these communities develop essential financial skills. We are now supporting ICAN to further expand the Indigenous Financial Counselling Mentorship Program and support current counsellors with their ongoing professional development. “The Indigenous Community Team within the Commonwealth Bank has helped our business by putting us forward and referring us to other organisations,” he said. Kallico is one of the Indigenous businesses included on the Group’s preferred supplier list as part of our participation in Supply Nation. “The Commonwealth Bank has helped us with all aspects of our business, including foods, display and mentoring but most of all through a great business friendship,” said Daryll. Reconciliation Action Plan 2013-14 9 10 Reconciliation Action Plan 2013-14 Case Study Evette Morgan, inventor and business owner, Jabidi The challenge The solution An accident in her studio while preparing a canvas led artist Evette Morgan to become Australia’s first Indigenous woman to patent a product. With financial help from the Community Business Finance program, Jabidi has already come a long way. Wax Converters purchased the product’s manufacturing rights and Indigenous business magazine BlackBiz sponsored the product launch. As part of the launch, a whole host of galleries came together to showcase their work, with their artists painting on the silk canvas. Evette and her business partner Diana Guisa launched Jabidi at the end of March 2012, after Evette accidentally spilt glue onto silk while reaching for a paint brush. After the glue had fused the silk onto her canvas, Evette tried painting on it – and loved the results. “With silk, you are limited as you need to paint on it using silk dyes. But a silk canvas can be used with a whole lot of mediums, including oil, acrylic, pencil, crayon and charcoal,” Evette explained. “What was amazing too was the feedback from the artists, and that was they love it,” said Evette. “It makes the colours appear brighter and has a better texture too.” Collaboration Reconciliation in action The fortuitous event led to the creation of a silk canvas product which Evette and Diane named Jabidi. Evette patented the product, becoming the first Aboriginal female inventor to do so. Evette has ongoing goals for Jabidi. One of them includes getting word out in the Indigenous community about the product, and to help create more jobs within the community. “I was researching information about Aboriginal inventors and I came across David Unaipon who is on our 50 dollar note,” Evette explained. Evette is so passionate about her silk canvas that she invites other established artists to use her product. “He invented the shearing machine used to shear sheep back in 1920,” she said. “When you look on the bill there is a quote from David saying: ‘I believe I’m the first, but hope I’m not the last.’ When I first read this I cried. I thought wow this is so inspiring! As he was saying, ‘If I can invent something, I’m sure you can’.” The experience of being the first indigenous woman to have a patent in Australia and New Zealand was an incredible feeling for Evette. “Because David didn’t do that, David didn’t get to the finishing line – so this is quite an historic thing for me, and also for Jabidi!” she said. Reconciliation Action Plan 2013-14 11 EMPLOYMENT As Australia’s largest financial services organisation, the Commonwealth Bank Group is in an outstanding position to offer employment opportunities to Aboriginal and Torres Strait Islander peoples across the country. In providing these opportunities, we not only help build strong, independent communities, we also ensure that our business reflects the diversity of the communities we serve. Our commitment School Based Traineeships Our new commitment is to provide: Our School Based Traineeship Program provides over 60 new positions each year for Aboriginal and Torres Strait Islander students in Years 11 and 12. The program provides career pathways and helps students build a career in the financial services industry. It also allows us to identify and promote young talent. Along with vital on-the-job experience, the program gives students the opportunity to gain valuable skills and confidence. ◆◆ 110 School Based Trainee opportunities, ◆◆ 30 Full Time Trainee opportunities, ◆◆ 12 Cadet Opportunities In addition to this our focus is to support permanent employment opportunities for Aboriginal and Torres Strait Islander job seekers between January 2013 and December 2014. Our progress In 2009, the Commonwealth Bank Group committed to providing 350 career opportunities for Aboriginal and Torres Strait Islander peoples across the Group by June 2012. As at 30 June 2012, we had achieved our goal and created 354 opportunities. Creating these opportunities involved: 1 Extending our School Based Traineeship Program to every state and territory. 2 Implementing a Full-Time Traineeship Program for adult job seekers. 3 Delivering a range of skills development programs across the country. 4 Directly recruiting for quality Indigenous candidates. 5 Running a cadetship program for current university students. 12 Reconciliation Action Plan 2013-14 Our school based traineeships are offered in every state and territory. Of the trainees who complete the program each year, over 50% have gained permanent or ongoing employment with the Group. Full-Time Traineeship Program Our Full-Time Traineeship Program offers adult Aboriginal and Torres Strait Islander job seekers the opportunity to develop into a role over 12 months. Participants receive training and support to build their skills and confidence, with the aim that they can be offered a permanent position once they complete the traineeship. Between December 2010 and December 2012, we created 30 Full-Time traineeship opportunities across the Group. These opportunities have expanded outside the branch network to include Corporate Services, the Business Service Centre and Customer Relations. Skills Development Programs In 2011 and 2012, we delivered a number of Skills Development Programs to Aboriginal and Torres Strait Islander job seekers interested in a career at the Group. The programs, which range from five and ten days to four weeks, train participants in banking competencies such as customer service, sales and referrals, as well as help improve their communication skills. They also give participants an everyday view of working in a Commonwealth Bank branch. As part of the program, Aboriginal and Torres Strait Islander job seekers meet our employees and spend time in a branch gaining a hands-on understanding of what’s involved in working at the Group. On completion, participants are interviewed for permanent positions with the Group. We delivered Skills Development Programs in the following towns: ◆◆ Brisbane ◆◆ Newcastle ◆◆ Cairns ◆◆ Perth ◆◆ Darwin ◆◆ Sydney ◆◆ Geelong ◆◆ Toowoomba ◆◆ Melbourne ◆◆ Townsville Direct Recruitment We continue to directly employ Aboriginal and Torres Strait Islander peoples into permanent positions with the Group using the services of recruitment and employment agencies. We have also been successful in attracting suitable candidates directly through employment fairs and online. Reconciliation Action Plan 2013-14 13 14 Reconciliation Action Plan 2013-14 ‘‘ ‘‘ We ensure that our business reflects the diversity of the communities we serve. Case Study Julie Wilson, Customer Service Representative The challenge The solution Julie Wilson was looking for work through the Aboriginal Employment Strategy when she heard about an information session on employment opportunities with the Commonwealth Bank. Despite challenging circumstances, Julie’s determination to succeed paid off and she secured a role working in the flagship Martin Place branch in Sydney as a customer service representative. She enjoys the beautiful environment and the on-the-job coaching she has received. “I have a background in film and television, which was great, but I was looking for something more secure,” explained Julie. “I attended a workshop with 10 other people, where we learnt about the opportunity with the Commonwealth Bank, and talked through the interview process. They asked me if I was interested in going for an interview and I said yes, I was.” Julie is pleased with how efficiently she is able to deal with her customer’s transactions. However, she has found the expectations that come with working in a corporate environment slightly challenging. “I work in the Martin Place branch and many of our customers are corporate clients. I originally thought that my job was to serve customers as quickly as possible. However, I’ve needed to work more on the customer relationship and helping them find the products that work best for them,” she said. “I’m also a very animated person and sometimes that has been challenging to tone down,” Julie said, with a big smile. “However, I work hard and I’m comfortable dealing with people.” Collaboration Reconciliation in action Julie’s interview was successful, and she was sent to the Commonwealth Bank’s Sydney Olympic Park branch to do a fortnight of training. Julie believes that there are opportunities for Aboriginal and Torres Strait Islander people to progress quickly in a banking career with the Commonwealth Bank, if they are determined. “I spent a good week training, then spent two days in the branch, and then went back to Sydney Olympic Park for another week,” said Julie. For her own future, Julie hopes to move on from her role as a customer service representative and ultimately work as a mentor for Aboriginal and Torres Strait Islander people within the Group. The training session was challenging for Julie, as her father had just passed away. “It was pretty full on, and I found it a bit hard,” she said. “You don’t really know what you need to do until you come into the branch. I was struggling as I was dealing with my father’s death, but I kept it to myself. However, when I went to the branch I did let someone know what was happening, as it wasn’t always easy for me to retain information while I was grieving.” “To be able to give advice and support, you need to have done banking for some time and get experience, so that’s what I’m doing now,” she says. “I found my fellow colleagues and manager to be very supportive through this difficult time in my life.” Reconciliation Action Plan 2013-14 15 Cultural Engagement The more our people appreciate and engage with the unique cultures of Aboriginal and Torres Strait Islander peoples, the better equipped they will be to cater to their needs and provide higher standards of service. That’s why we continue to offer our people opportunities to learn about and appreciate one of the oldest continuing cultures in the world. Our commitment The Commonwealth Bank Group continually looks for ways to engage our people in appreciating and learning about Aboriginal and Torres Strait Islander peoples, their cultures and their achievements. Our people participate in cultural workshops and online education programs and enjoy opportunities to be involved in cultural exchanges. “Very interesting, engaging workshop. Very inspired to take action.” “Greater insight into the journey of Indigenous Australians and the reasons for the divide between cultures.” Our progress Indigenous cultural training The Group has developed an Aboriginal and Torres Strait Islander cultural e-learning module to give our people a greater understanding of Aboriginal and Torres Strait Islander peoples and cultures. We will continue to use this training module to help create broader awareness of Reconciliation. Cultural workshops During the past 18 months we have held workshops to increase our people’s knowledge and understanding of Aboriginal and Torres Strait Islander peoples, history and culture. In 2011 and 2012, we delivered nine cultural workshops to Commonwealth Bank and Bankwest leaders. The aim of the workshops was to educate our people about historical and cultural factors affecting Aboriginal and Torres Strait Islander peoples and their communities today. We will refine and deliver further workshops to leaders as part of our current RAP. To date, feedback has been highly positive: “Greater awareness and understanding of the culture, history and challenges of the Aboriginal people.” 16 Reconciliation Action Plan 2013-14 Bangarra Dance Theatre Since 2009, the Commonwealth Bank Group has been a proud supporting partner of the internationally celebrated Aboriginal and Torres Strait Islander dance company, Bangarra Dance Theatre. In 2011 we supported the national tour of Bangarra’s acclaimed production, Belong, and in 2012 we supported the national tour of their production Terrain. In 2013 we are delighted to be supporting the latest production, Blak. One of the highlights of our involvement came about through our connections with both Bangarra and the Australian Indigenous Mentoring Experience (AIME), a program that partners university students with Aboriginal and Torres Strait Islander high school students to provide mentorship. During NAIDOC Week 2011, we organised a group of students from AIME’s Brisbane program and their mentors, family members and teachers to attend an exclusive behindthe-scenes experience at the performance of Belong at the Queensland Performing Arts Centre (QPAC). Members of the Group also attended the performance. The group received some personal insights from Bangarra’s artistic director, Stephen Page, where they also met some of the dancers and crew members, then joined the audience to enjoy the performance of Belong. Reconciliation Action Plan 2013-14 17 In 2011, the Commonwealth Bank Group hosted its first ever women’s group for Garma, bringing together 10 women in senior leadership roles within the Group and 10 “Women in Focus” clients. All participants responded very positively to the experience. We were proud to have provided the opportunity for these leaders to work together and learn more about the issues facing Aboriginal and Torres Strait Islander communities and people. NAIDOC Week NAIDOC stands for National Aboriginal and Islander Day Observance Committee which organises NAIDOC week, an annual celebration of the achievements of Aboriginal and Torres Strait Islander peoples all over Australia. We are proud to be the major sponsor of NAIDOC’s National Person of the Year Award. We also sponsor NAIDOC community events across the nation, working with branch managers and local staff. The 2011 winner of the NAIDOC Person of the Year Award was Sydney solicitor Terri Janke, an advocate of stronger intellectual property protection for Aboriginal and Torres Strait Islander artists. Ms Janke is regarded as one of the country’s top lawyers in Indigenous cultural and intellectual property rights, and is also an accomplished author. The 2012 winner was former West Coast Eagles AFL football player David Wirrpanda, who established the David Wirrpanda Foundation in 2005 to improve the quality of life for Aboriginal people by promoting strong role models and healthy lifestyles. ‘‘ 18 Skilled Volunteering and Secondments The Group has a long and proud tradition of supporting local communities and our skilled volunteering programs give our people the opportunity to volunteer their time and skills to community organisations. One of the ways we offer our people the opportunity to complete skilled volunteering is through undertaking a secondment placement through Jawun. Jawun is the first community organisation to be formally part of our skilled volunteering program. Jawun finds skilled people in corporate Australia and partners them with organisations in Aboriginal and Torres Strait Islander communities to share knowledge and skills. Through this knowledge sharing, secondees have the opportunity to apply their ‘work’ skills in a different context, whilst being based in an Indigenous enterprise. This provides an immersion experience that allows our people to deepen their understanding of Indigenous culture. Further, as the Jawun network comprises over 40 corporations it provides our people with the opportunity to build their network and learn from each other. So far, the skilled volunteering program has facilitated fifteen secondment projects with Jawun, with the Commonwealth Bank Group committing to ongoing secondment opportunities for our people in Inner Sydney (La Perouse), the NSW Central Coast and North East Arnhem land. To date, we have had people from six business units participate in the program, working on a range of projects ranging from strategic reviews, new business ventures to establishing a website. We will continue to partner with Jawun and support our employees in using their skills in the community. ‘‘ Garma Festival Hosted each year by the Yolngu people of North East Arnhem Land, Northern Territory, Garma Festival is both a vibrant celebration of local visual arts, dance and music, and Australia’s most significant cultural exchange forum for Aboriginal and Torres Strait Islander peoples. Employees from the Group have been attending the Festival since 2009. The Group has a long and proud tradition of supporting local communities. Reconciliation Action Plan 2013-14 Case Study Allister Logan, Jawun Secondment Program The challenge The solution National Business Development Manager for Business and Private Banking, Allister Logan, was seconded through the Jawun program to work with Boomerang Constructions in Sydney’s Redfern and La Perouse areas. One of the biggest realisations that Allister took from the experience was that a lot of good work can be done in a small amount of time. Before he began, Allister completed a three-day induction with some of the community elders, who explained the social and political issues affecting the Aboriginal community there. They also filled him in on challenges that currently face businesses in the area. “It was really interesting meeting other organisations who had partnerships with Jawun and hearing all the stories,” Allister said. “One of the highlights was meeting Shane Phillips, who just got an Australian of the Year award. Shane is the CEO of Tribal Warrior, the first Indigenous-owned Sydney Harbour cruise company. The company gives jobs to a lot of young kids in Redfern and La Perouse. He’s a very inspirational man.” “Our work at a big organisation like the Commonwealth Bank often needs to focus on the big picture. So going in and working with a small business where you can make change really quickly was quite refreshing for me.” Allister was also impressed by the community spirit he encountered within the Redfern and La Perouse area. “I met some very proud Aboriginal people who are working together to change things for the better and making Redfern and La Perouse a really great place. It was really cool to see that part of it.” “The managers of Jawun do a great job partnering people up and managing the program.” Collaboration Reconciliation in action After completing the induction, Allister began work with Boomerang Constructions, a company owned by exNRL player Gavin Lester, which mainly works on public housing. Allister’s task was to examine the business and to look for opportunities to improve productivity and profitability, and help ensure that the business would remain sustainable. Allister loved his time as a Jawun secondee, and would encourage anyone interested in meeting new people, working in the community and learning about a different culture to get involved. “They’d had a guy from the Commonwealth Bank working with them before me, so I was picking up on the work that he had done. I also did a bit of my own work, such as looking at their business processes. I helped them create an iPad-based tool that they could use to quote on jobs – they had been using a paper-based system before. I also looked at their corporate structure and how they could change that a bit to be more efficient.” “You can’t change the world in six weeks – but you can go in and make a difference in a smaller way, and that’s very rewarding.” “It’s also important to realise that you are there for a short timeframe, so try and be careful about what you promise to deliver,” he noted. Reconciliation Action Plan 2013-14 19 20 ‘‘ ‘‘ This trip helped me to better understand why the differences exist – and how to respect them. Reconciliation Action Plan 2013-14 Case Study Ian Andrews, program participant at Bawaka The challenge The solution As the Regional General Manager for Western Australia, Ian Andrews is responsible for providing quality banking services to customers from Kununurra in the north of the state to Esperance in the south – an area which includes a large number of Aboriginal customers. According to Ian, his time at Bawaka was primarily a spiritual experience for him. So when he was chosen to take part in the Wangany Dhukarr program, Ian saw it as an opportunity to gain a better understanding of Aboriginal culture, so that he and his teams could be more effective in meeting Aboriginal and Torres Strait Islander customers’ needs. “All of us had preconceived views of Aboriginal and Torres Strait Islander cultures. I had heard about the people’s connection with the land. However, after some time you actually start to feel the interconnectivity, and get a deep appreciation of how the culture works by living as they do, exploring the land and interacting with the people. It gave me a much deeper appreciation for just how sophisticated their culture is. It was one of the most amazing things I’ve ever done. The only problem was that it was over too quickly.” Collaboration Reconciliation in action The Wangany Dhukarr program gives selected Commonwealth Bank employees the chance to spend two days with the Burarrwanga family in Bawaka, immersed in their culture and lifestyle. Since going to Bawaka, Ian has met up with other people who have also done the trip, and has also noticed the powerful effect it has had on them. It has also given him a greater appreciation of Aboriginal culture. Located in the Yolngu country of remote North East Arnhem Land, Bawaka is an unspoilt homeland. To get there, Ian had to fly from Perth to Darwin, then to Gove – completing the final stretch across long sand tracks in a four-wheel drive. But the long trip was well worth it. “I think I have always respected Indigenous people and their culture. But at the same time I’ve felt puzzled by how they sometimes act and respond to issues. This trip helped me to better understand why the differences exist – and how to respect those differences.” “It is very remote, very beautiful and very inspiring. The water is crystal clear and palm trees surrounded us. The facilities were very basic and this added to the charm,” he said. Ian joined other executives from a broad range of divisions of the bank. “I’m hoping this will help me be more effective in how we support Aboriginal and Torres Strait Islander employees and how we better support and service Aboriginal and Torres Strait Islander peoples and their communities. “One of the things that made the trip so special was sharing it with some people I knew really well and some I didn’t know at all,” he said. Best of all though, were their hosts. “The family were warm, lovely people who made us feel immediately at home,” he said. “We were there for two days but it felt like so much longer because we were exposed to so many ideas and concepts. Many of these were very different to our own way of thinking. And although you always felt very relaxed, at the same time, it was also intellectually challenging to absorb the concepts.” The team was educated into the ways of their host family’s culture and history. Ian found the information about how family hierarchies worked and the difference between men and women’s business particularly interesting. “I also got a good sense of their strong affinity with the land and animals, history and law,” said Ian. Reconciliation Action Plan 2013-14 21 education The Commonwealth Bank Group believes education and financial literacy empowers individuals and helps them build and support economically sustainable communities. We continue to partner with organisations that provide outstanding educational opportunities for Aboriginal and Torres Strait Islander peoples across Australia. Our commitment One Laptop per Child (OLPC) Australia We will partner with a wide range of organisations to help Aboriginal and Torres Strait Islander peoples achieve – for themselves, their families and their communities. Over 400,000 children aged 4 to 15 live in regional, remote and very remote parts of Australia. Because of their isolation, they can often miss out on many of the educational opportunities available to those living in metropolitan areas. St Joseph’s College Indigenous Fund (SJCIF) and Australian Indigenous Education Foundation (AIEF) SJCIF and AIEF are not-for-profit organisations that provide scholarships for Aboriginal and Torres Strait Islander youth to attend boarding schools and universities, helping them to build a brighter future through quality education. The Commonwealth Bank Foundation has been one of SJCIF’s corporate partners since its inception in 2006, and is the founding partner of AIEF. Established in 2007, AIEF expanded quickly from offering only one secondary school scholarship in 2008 to now offering 300 scholarships to students at 29 schools and one university residential college. Retention and Year 12 attainment rates for Aboriginal and Torres Strait Islander students at AIEF Partner Schools have been a consistent 88% over the last five years, compared to the national average of just 47%. We are delighted to assist AIEF in their goal to help educate over 2,000 Aboriginal and Torres Strait Islander youth across Australia, empowering them to realise their potential, breaking the cycle of poverty, taking responsibility for their own future, and becoming leaders and role models to serve their communities. 22 Reconciliation Action Plan 2013-14 OLPC Australia is a not-for-profit organisation that provides students living in regional and remote Australia with purposebuilt, educational XO laptops, thus improving the resources and information available to them. The Commonwealth Bank Group is proud to support OLPC’s work. Indigenous Consumer Assistance Network (ICAN) To help achieve our goal of ensuring Aboriginal and Torres Strait Islander individuals can access the financial products and services they need, the Commonwealth Bank Foundation and the Cairns-based organisation ICAN have created the Indigenous Financial Counselling Mentorship Program. The Program aims to increase the number of Indigenous financial counsellors in Australia. The Program began in 2009 with a two-year pilot, with its first applicant, Torres Strait Islander David Yorkston, recently completing and receiving accreditation in a Diploma of Community Services, Financial Counselling. Australia’s tiny pool of accredited Indigenous financial counsellors increased when nine newly qualified men and women from Palm Island, Yarrabah, Cairns and Thursday Island completed their Diplomas in April 2012. The Commonwealth Bank Foundation is now helping ICAN roll out its nationally recognised Indigenous Financial Counselling Mentorship Program to other agencies across Australia. ‘‘ ‘‘ We continue to partner with organisations that provide outstanding educational opportunities for Indigenous Australians. Reconciliation Action Plan 2013-14 23 ICAN Graduation Aboriginal Legal Rights Movement Incorporated (ALRM) The Commonwealth Bank Foundation is continuing to partner with the South Australian Aboriginal Legal Rights Movement (ALRM), supporting its Financial Counselling Outreach Program. Through this Program, ALRM helps communities on the Anangu Pitjantjatjara Yankunytjatjara (APY) Lands – a vast area of over 100,000 square kilometres near the Northern Territory and South Australia border. It also assists clients around Port Augusta. The Program provides money management skills and consumer advocacy services to help Aboriginal and Torres Strait Islander clients achieve financial autonomy and success. It also helps individuals who are in immediate financial hardship. Caritas Australia The Commonwealth Bank Foundation is continuing to support Caritas Australia to deliver its unique financial management program, Manage Your Income, Manage Your Life. The program is delivered by Centacare workers in western NSW communities. The program improves financial literacy and money management skills through workshops and training courses that help participants understand how financial institutions work, as well as building participants’ self-reliance and confidence in money management. Walkabout Your Business The Group is continuing to support Walkabout Your Business in partnership with Ambrose Indigenous Business. The program helps Aboriginal and Torres Strait Islander entrepreneurs to set up and operate businesses in remote communities. 24 Reconciliation Action Plan 2013-14 Participants in the Walkabout Your Business program experience intensive business skills development over six program stages that are aligned to the business lifecycle: Dream It Up, Grow It Up, Plan It Up, Start It Up, Build It Up, and Wrap It Up. The six stages are delivered by highly experienced, expert coaches who specialise in understanding entrepreneurial businesses. “As the owner of Batji Enterprises, an Indigenous cultural tourism business, I participated in Walkabout Your Business in 2010. I really appreciated the opportunity to spend time with knowledgeable mentors to discuss ideas for my business. I would not have known where to find this help otherwise. The program was culturally sensitive and Indigenous friendly and I felt like they genuinely wanted me to succeed with my goals for Batji.” Robert Mills – Owner Batji Enterprises Desert People’s Centre, Alice Springs In 2010 the Group helped the Desert People’s Centre to establish a Social Enterprise Hub in Central Australia, drawing on the 30 years’ experience of its partners, the Batchelor Institute of Indigenous Tertiary Education and the Centre for Appropriate Technology. The Hub aims to provide effective ways for Aboriginal people to earn a living and create a business model that delivers social impact and financial returns. It provides mentoring, financial assistance and business support to remote Aboriginal and Torres Strait Islander communities looking to start or expand their social enterprises. The Hub supports social enterprise across the lifecycle of a venture: from idea generation, to its start-up phase, through to sustaining a business model and finally, scaling strategies. It does this mainly by nurturing a community of practice and knowledge, providing access to resources and creating an environment that enables social enterprise to grow. Case Study AIME mentoring program The challenge The solution While school retention rates for Aboriginal and Torres Strait Islander students are improving, they are still well behind non-Indigenous students. The Australian Indigenous Mentoring Experience (AIME) uses the power of mentoring to help overcome this enormous challenge. It’s through mentoring – a concept ingrained across 60,000 years of Indigenous culture and 2,500 years of Western thought – that AIME is tackling educational inequality .The AIME program was featured on ABC’s Australian Story in May 2012 and was featured as a best-practice model in the Gonski Review. AIME connects Aboriginal and Torres Strait Islander high school students with university student mentors in a dynamic educational program – and has been proven to dramatically improve the chances of Indigenous children finishing school. Together with thousands of volunteer university student mentors, AIME is building a generation of future leaders. Collaboration Helen Caldwell, Partnering Operations Manager at AIME, says the Commonwealth Bank’s support has been invaluable, and hopes that the bank will continue to partner with AIME once their original agreement finishes in mid-2013. “The Commonwealth Bank has been a huge, consistent support to us, with both financial and numerous in-kind donations,” said Helen. For example, the Group supports AIME National Hoodie Day. Employees from the Commonwealth Bank Group also participated in the 2012 Windows to the Future Year 11 and Year 12 leadership program, where employees from AIME’s corporate partners share their career journey with students. “The purpose of Windows to the Future is for students to find out more about all the opportunities available to them,” explained Helen. The Commonwealth Bank arranged for employees from a number of states to participate in the program,” she said. “The employees clearly enjoyed the interaction with the students. We’re now in the process of talking about doing the program with Commonwealth Bank’s involvement again this year.” The results have been outstanding, with AIME participants achieving higher school completion rates and higher university admission rates than non-participants. In 2011, the year 9 to 12 completion rate for AIME students was 62.7%. That’s double the national Indigenous average of 32.4% and approaching the national non-Indigenous average of 75.2%. In 2012, more than 1,000 students participated in the program, but AIME has no intentions of resting on its laurels. “By 2016 AIME plans to annually engage 6,000 Indigenous students and 2,000 university mentors at 20 university sites across Australia,” said Helen. “It’s through the support of organisations like the Commonwealth Bank that we can realise that vision and share the power of mentoring across Australia.” What’s more, mentors consistently report that they get as much out of the program as the students they mentor. Reconciliation in action One such person is Monique Morgan, an AIME Mentor and third year Psychology student from the University of Sunshine Coast. “I initially thought that I would be helping these awesome young Indigenous students by answering questions about university life,” said Monique. “But by the end of the program, we were the ones that had been inspired.” Monique was inspired by the mentees unbelievable dedication to the program, despite the challenges that some were facing in their own lives. “We learnt so much about Indigenous culture, and how AIME is helping to create a culture where people are generous in their success,” Monique said. “This is AIME’s philosophy – for every step forward you take in life, you throw a hand back and bring someone with you.” Reconciliation Action Plan 2013-14 25 What we achieved between 2010 AND 2012 Relationships Action Responsible team Target date Progress Support key banking specialists from across the Group to provide the best customer service to Aboriginal and Torres Strait Islander Corporations, Businesses and Individuals. Indigenous Community Team September 2011 Achieved Continue to offer Indigenous Customer Assistance Line to remote customers to support banking access in remote communities. Direct Banking September 2011 Continue to work with our community partners and our online banking team to deliver our NetBank training program. Online Banking Team Provide greater access to banking products and services for Aboriginal and Torres Strait Islander customers in the small business segment. Business Banking Investigate an approach for affordable home ownership for Aboriginal and Torres Strait Islander Australians. Retail Banking Services 26 Reconciliation Action Plan 2013-14 Our Indigenous Financial Services workshops focusing on enhancing cultural awareness have been delivered across each state and territory. ICAL has been expanded to meet demand. It is averaging 1,700 calls each week from remote customers throughout the country. Indigenous Community Team September 2011 Partially Achieved Delivered training sessions to the community of Palm Island. We have decided not to proceed with this program as we have identified that financial literacy skills were a prerequisite to the online learning being successful. Indigenous Community Team June 2011 Achieved The Community Business Finance program has been successful in supporting a number of clients with their small businesses. Indigenous Community Team Indigenous Community Team Achieved December 2011 Achieved Late A report providing insights into affordable home ownership has been developed to inform internal stakeholders. RELATIONSHIPS RESPECT OPPORTUNITIES Respect Action Responsible team Target date Progress Promote our commitment to reconciliation by continuing our support for NAIDOC Week as well as reward Indigenous achievement through the NAIDOC person of the year. Retail Banking Services July 2012 Achieved Continue to provide cultural engagement opportunities through Wangany Dhukarr Education Program, Garma Festival and internal workshops. Indigenous Community Team October 2011 Support a National Indigenous cultural partner. Sponsorships October 2011 Acknowledge the traditional custodians of the land at appropriate events and conferences across the Group. Communications We continue to be the major sponsor of the National NAIDOC Person of the Year Award and have also supported up to 10 local NAIDOC events across the country each year. Indigenous Community Team Achieved We have achieved this through cultural workshops and our participation in the Garma Festival and Bawaka cultural experience, both of which take place in North East Arnhem Land. Achieved The Group supported Bangarra’s performance Belong in 2011 and Terrain in 2012. October 2011 Achieved The Group continues to offer an acknowledgement to traditional owners at appropriate events. Reconciliation Action Plan 2013-14 27 Opportunities Action Responsible team Target date Progress Continue to provide opportunities through the Indigenous SchoolBased Traineeship Program. Indigenous Community Team December 2011 Achieved Continue to embed skills development programs into our recruitment process. Learning and Development October 2011 Continue to offer Full-Time Traineeship Program. Indigenous Community Team December 2011 Develop an Indigenous Young Leaders Program. Learning and Development June 2011 We have achieved our goal to provide 120 School Based Traineeships. In 2011 and 2012 12 Skills Development Programs were delivered to Indigenous job seekers. Indigenous Community Team Achieved Late In November 2012 a 10 month leadership program for Indigenous Future Leaders was completed. Provide pathways for Aboriginal and Torres Strait Islander university students to develop a career with the Group. Indigenous Community Team June 2011 Support Indigenous scholarships through AIEF. Commonwealth Bank Foundation June 2012 Support Indigenous scholarships through the St Joseph’s College Indigenous Fund. Commonwealth Bank Foundation June 2012 Support Indigenous educational mentoring by partnering with AIME. Commonwealth Bank Foundation June 2012 Reconciliation Action Plan 2013-14 Achieved We have achieved our goal of offering a minimum of 15 full-time traineeships each financial year. Indigenous Community Team 28 Achieved Achieved Late In 2011 and 2012 six Indigenous university students commenced a cadetship with the Group. Achieved Through the Foundation, the Group continued to support the Australian Indigenous Education Foundation. Achieved Through the Foundation, the Group continued to support the St Joseph’s College Indigenous Fund. Achieved Through the Foundation, the Group continued to support the Australian Indigenous Mentoring Experience. This includes hosting employee events, providing training and development support and participating in events such as National Hoodie Day. Opportunities Action Responsible team Target date Progress Support remote education through OLPC Australia. Enterprise Services October 2011 Achieved Support remote education by continuing to develop a comprehensive financial literacy program for remote schools in partnership with Dare to Lead. Commonwealth Bank Foundation June 2011 Continue to support financial literacy education in remote Aboriginal and Torres Strait Islander communities. Commonwealth Bank Foundation June 2011 Partnership with ICAN in Cairns to provide Aboriginal and Torres Strait Islander peoples with financial counselling education opportunities. Commonwealth Bank Foundation June 2012 Expand the StartSmart Enterprise Program to support business literacy education for students. Commonwealth Bank Foundation May 2011 Support the establishment of Aboriginal and Torres Strait Islander owned and operated businesses through the Walkabout Your BusinessTM program. Indigenous Community Team June 2011 Continue our partnership with Desert People’s Centre to establish a Social Enterprise Hub for Central Australia. Indigenous Community Team June 2011 The Group continued to support OLPC. Achieved Learning materials have been developed and have been trialled in various remote schools. Achieved Through the Foundation, the Group continued to support financial literacy programs in Central West NSW through Caritas Australia and in the APY Lands of South Australia through the Australian Legal Rights Movement. Achieved Nine participants in the Indigenous Financial Counselling Mentorship program successfully graduated with a Diploma of Community Services (financial counselling). Achieved We delivered the program to three schools in Far North Queensland. We have decided not to proceed with this program due to the limited expansion opportunities and highly resource intensive delivery model. The partnership ceased in December 2012. Achieved Successfully completed the pilot in Arnhem Land and provided continued support throughout 2012. Achieved The Desert People’s Centre has now been operational since April 2011. Reconciliation Action Plan 2013-14 29 Our focus for 2013 and 2014 Relationships Action Responsible team Target date Measurable targets Reconciliation Action Plan Advisory Group established to guide Working Group. Indigenous Community Team May 2013 Advisory Group in place and meeting twice per year. Reconciliation Action Plan Working Group established to follow through on key initiatives agreed to within the Advisory Group. Indigenous Community Team Jun 2014 Working Group in place and meeting four times per year. Support National Reconciliation Week. Indigenous Community Team May 2013 and May 2014 Communicate and Celebrate National Reconciliation Week within the Group. Upskill key banking specialists across the Group to provide the best customer service possible. Indigenous Community Team Dec 2014 Deliver Indigenous Financial Services workshops in each state and territory to provide our people with education and awareness in cultural engagement, government policy and products and services. Implement skill based volunteering where Aboriginal and Torres Strait Islander business people can learn from non-Indigenous business and where our employees can learn about Indigenous culture from Aboriginal and Torres Strait Islander peoples. Community Team June 2013 Work with our community partner Jawun to place 24 secondees in 2013 and 36 secondees in 2014 into Indigenous businesses in Arnhem Land, La Perouse and Central Coast. 30 Reconciliation Action Plan 2013-14 Bankwest Engagement Team Bankwest Engagement Team Indigenous Community Team RELATIONSHIPS RESPECT OPPORTUNITIES Respect Action Responsible team Target date Measurable targets Promote our commitment to reconciliation by continuing our support for NAIDOC Week and the NAIDOC Person of the Year Award. Retail Banking Services July 2013 and July 2014 Support a minimum of 5 communities with their NAIDOC week activities. Continue to provide opportunities for our people to gain a deeper understanding of Aboriginal and Torres Strait Islander peoples, history and culture. Indigenous Community Team Indigenous Community Team Sponsor the NAIDOC Person of the Year Award. 2013 and 2014 Offer at least three ‘on country’ cultural experiences to employees each year, including the Wangany Dhukarr (Bawaka) Program and Garma Festival. Organise at least three cultural awareness workshops each year. Update and promote our Aboriginal and Torres Strait Islander cultural awareness online learning. Support a national Aboriginal and Torres Strait Islander cultural partner. Sponsorships 2013 and 2014 Continue to partner with a prominent Aboriginal and Torres Strait Islander arts organisation. Acknowledge the traditional custodians of the land at appropriate events and conferences across the Group. Indigenous Community Team 2013 and 2014 Acknowledgement of country at events including the Group’s Annual General Meeting. Action Responsible team Target date Measurable targets Trial an overdraft facility as part of our Community Banking Finance package. Business Banking Dec 2013 The launch of a trial overdraft facility in conjunction with Indigenous Business Australia aimed at supporting Indigenous Business. Continue to support Supply Nation. Corporate Services 2013 and 2014 Support and provide opportunities for Indigenous entrepreneurs. Continue to provide School Based Traineeships, Full Time Traineeships and Cadetships each financial year. Indigenous Community Team 2013 and 2014 55 School Based Trainees, 15 Full Time Trainees and 6 Cadets to start each year. Opportunities Reconciliation Action Plan 2013-14 31 Opportunities Action Responsible team Target date Measurable targets Continue to deliver Skills Development Programs to Aboriginal and Torres Strait Islander job seekers Indigenous Community Team 2013 and 2014 Deliver a minimum of three programs each year. Provide leadership and development opportunities for permanent Aboriginal and Torres Strait Islander employees. Learning and Development March 2014 Continue to deliver an Indigenous Future Leaders program. Help provide scholarships and educational mentoring for Aboriginal and Torres Strait Islander students. Commonwealth Bank Foundation 2013 and 2014 Partner with a national scholarship program and a national educational mentoring program. Support Aboriginal and Torres Strait Islander financial counselling and financial literacy opportunities Commonwealth Bank Foundation 2013 and 2014 Partner with counselling and financial education programs. Support Aboriginal and Torres Strait Islander entrepreneurship through business skill programs Indigenous Community Team 2013 and 2014 Continue to partner with Walkabout Your Business to support their entrepreneurship programs. Provide employment opportunities for Aboriginal and Torres Strait Islanders Bankwest Engagement Team 2013 and 2014 Provide up to 10 traineeship positions. Engage with universities located in Western Australia to explore the opportunities for Aboriginal and Torres Strait Islander cadetships Bankwest Engagement Team Dec 2013 Contact made with discussion taken place on cadetship opportunities. 32 Reconciliation Action Plan 2013-14 Indigenous Community Team Indigenous Community Team Indigenous Community Team National NAIDOC Person of the Year 2012, David Wirrpanda Reconciliation Action Plan 2013-14 33 Tracking progress and reporting Action Target Date Targets Distribute RAP to key internal and external stakeholders April 2013 RAP distributed to key stakeholders Report to Commonwealth Bank Group Foundation on Foundation funded programs Quarterly meetings held in December, March, June and September Update on RAP financial literacy projects and related activities. Advisory Group meet twice a year to discuss Reconciliation Opportunities May, Nov 2013 and May, Nov 2014 Advisory Group provides clear outcomes from each meeting Report achievements, challenges and learnings to Reconciliation Australia for inclusion in the Annual Impact Measurement Report Dec 2013 and Dec 2014 RAP progress is reported each year in the RAP Impact Measurement Questionnaire. 34 Reconciliation Action Plan 2013-14 Learn more about our partners Customer Service Cultural Engagement Supply Nation www.aimsc.com.au Bawaka Cultural Experience www.bawaka.com.au Employment Bangarra Dance Theatre www.bangarra.com.au Australian Employment Covenant www.fiftythousandjobs.com.au NAIDOC www.naidoc.org.au Aboriginal Employment Strategy www.aes.org.au Corporate Culcha www.corporateculcha.com.au AFL SportsReady www.aflsportsready.com.au Jawun www.jawun.org.au GTES www.gtes.com.au Arrilla www.arrilla.com.au Skilled360 www.skill360.com.au Kooya www.kooya.com.au 1300Apprentice www.1300apprentice.com.au/ Education NGT www.ngt.com.au/ St Joseph’s College Indigenous Fund www.joeys.org/collegecommunity/sjcfoundation.cfm Careertrackers www.careertrackers.com.au Australian Indigenous Education Foundation www.aief.com.au Maxima www.maxima.com.au/ Australian Indigenous Mentoring Experience www.aimementoring.com IPA Recruitment www.ipa.com.au/ One Laptop per Child Australia www.laptop.org.au LBF Consulting www.lbfconsulting.com.au/ Indigenous Consumer Assistance Network www.ican.org.au Diversity Dimensions www.diversity-dimensions.com.au/ Caritas Australia www.caritas.org.au Centracare Wilcannia-Forbes www.centacarewf.org.au Aboriginal Legal Rights Movement www.alrm.org.au Walkabout Your Business www.walkaboutyourbusiness.com.au Desert People’s Centre www.desertknowledge.com.au Reconciliation Action Plan 2013-14 35 CBA3051 100413 Indigenous Community Team Commonwealth Bank Group of Australia Level 5, 201 Sussex Street Sydney, NSW 2000 Telephone: 1300 700 964 [email protected] www.commbank.com.au/indigenous
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