is time to refinance your home, buy a
new car or open a new checking
account, we invite you to consider
the Credit Union as your 1 option.
Together we can do great things and
with new technologies like Mobile
Banking, Bill Pay and improved online
loan applications; adding a new product
or service is easier than ever. As we
start a new year we hope you will join
with us in using your Credit Union
more. We also hope that you will invite
others to become members of the
Credit Union so that they too can enjoy
the benefits that only we can offer.
For many years our logo has proudly
displayed the number 1. We believe it
suggests unity in purpose and sets a
standard for the products and services
we strive to offer. In essence we want
to become the 1 place that you consider
when it comes to your financial needs.
As a Credit Union, we are in the
business of helping people so when it
As a member-owned and controlled
financial institution, this is your Credit
Union and we would like to invite you
to attend the Annual Meeting held on
Friday, January 31, 2014 where your
voice can be heard. The meeting will
take place at our Lombard, IL office
located at 450 E. 22nd St., Suite 250.
Registration will begin at 6:30 p.m. with
the meeting commencing at 7:00 p.m.
We hope to see you there. Lastly, we
want to thank you for your membership
and from all of us at Credit Union 1,
we wish you and yours a happy and
prosperous New Year!
Are you in the market to purchase a
new or used vehicle and are searching
for an affordable Auto Loan? Or looking
to refinance your existing high rate
Auto Loan? Credit Union 1 provides
financing for new and used vehicles by
offering low rate Auto Loans with a
variety of terms and payments to fit
your budget.
$101 to Children’s Miracle Network
Hospitals®. In the spirit of the credit
union philosophy of “people helping
people,” members get a great Auto
Loan rate, money back, we’ll even let
you delay the first payment for
up to 90 days2, and are helping our
communities through Credit Union 1’s
charitable donation.
When you borrow with our Cruise For
Charity Auto Loan you’ll receive
$501 and Credit Union 1 will donate
Apply Today!
New Year’s Day
Wednesday, January 1
Presidents’ Day
Monday, February 17
Martin Luther King Jr. Day
Memorial Day
4th of July
Labor Day
Columbus Day
Veteran’s Day
Thanksgiving Day
Christmas Day
Monday, January 20
Monday, May 26
Friday, July 4
Monday, September 1
Monday, October 13
Tuesday, November 11
Thursday, November 27
Thursday, December 25
Messaging and data rates may apply. Check with your mobile carrier for details.
Send “HELP” to 59289 for help. Send “STOP” to 59289 to cancel.
Rates, terms and conditions are subject to change and may vary based
on creditworthiness, qualifications and collateral conditions. All loans
subject to approval.
1
To qualify for the $50 award, loan must be closed before 3/31/14. Offer does
not apply to existing Credit Union 1 loans. $50 will be credited to the member’s
account within 7 days after the loan closing. Recipient is responsible for any
applicable taxes or other expenses related to cash award. $10 will be
donated to Children’s Miracle Network Hospitals for each Auto Loan financed
through this promotion. One lump sum donation will be made after this
promotion is completed. This is a limited time offer through 3/31/14.
Interest accrues during the deferral period. Payment deferral not available
for existing Credit Union 1 loans. This is a limited time offer through 3/31/14.
2
Credit Union 1
Blood Donation
Month
February 2014
February is Credit Union 1 Blood Donation Month! The credit
union philosophy of “people helping people” extends beyond
the financial services we offer. We believe in giving back to our
communities through financial contributions, staff volunteering,
and by organizing a series of events throughout the year,
bringing Credit Union 1 employees and members together to
strengthen our communities.
During the month of February, we are encouraging individuals
to help make a big difference in the lives of others in our
communities by donating blood. Every 2 seconds, someone in
America needs blood. Since a single blood donation can
be separated into four components: red cells, plasma,
cryoprecipitate, and platelets, your gift of blood may help up to
3 people.
Now is your chance to help save lives. Donate blood today
and help Credit Union 1 reach our GOAL OF 100 Credit Union 1
Employees, Members, Friends and Family donating blood in
February 2014. The following branches will be hosting a Mobile
Blood Drive. Speak with an employee at the location you would
like to visit to schedule a Blood Donation appointment. Walk-ins
are welcome!
Credit Union 1 Branch Mobile Blood Drive
Feb. 4 15 N. Wolf Road • Northlake, IL 60164
Feb. 5
4027 W. 10th St. • Indianapolis, IN 46222
Feb. 12 225 S. College St. • Springfield, IL 62704
You Can With TurboTax®
This year, accomplish something you never thought possible — do
your own taxes. With TurboTax®, you can be confident they’ll be
done right. Plus, Credit Union 1 members can save $5 on TurboTax
Federal Deluxe edition. Start now and get your guaranteed
maximum refund!1
Jackson Hewitt® offers two ways to save big on tax prep.
Valued Credit Union 1 members are eligible to save either $30 on
their individual income tax preparation at participating Jackson
Hewitt Tax Service® locations nationwide or pay $50 less than last
year* when you switch to Jackson Hewitt from a competing tax
preparer. Let Jackson Hewitt estimate your refund, FREE! Meet
with one of their tax pros today to see what Jackson Hewitt can
do for you. No appointment necessary.
TurboTax Disclaimer:
1
Maximum (Biggest) Refund Guaranteed or your Money Back: If you get a larger refund or
smaller tax due from another tax preparation method, we’ll refund the applicable TurboTax or
SnapTax federal and/or state purchase price paid. TurboTax Online Federal Free Edition
customers are entitled to payment of $14.99 and a refund of your state purchase price paid.
Claims must be submitted within sixty (60) days of your TurboTax or SnapTax filing date and
no later than 6/15/14. Efile, Audit Defense, Ask a Tax Expert, Refund Transfer and technical
support fees are excluded. This guarantee cannot be combined with the TurboTax Satisfaction
(Easy) Guarantee.
© 2013-2014 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for
TurboTax 2013. Terms, conditions, features, availability, pricing, fees, service and support
options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others,
are registered trademarks and/or service marks of Intuit Inc. in the United States and other
countries. Other parties’ trademarks or service marks are the property of their respective owners.
Jackson Hewitt Disclaimer:
Offer valid on tax preparation fees only and on no other product or service. May not be combined
with any other offer, discount, or promotional price. Valid at participating locations only. Most offices
are independently owned and operated. Your Credit Union does not determine fees charged by
Jackson Hewitt or its franchisees. If you are not satisfied with the fees quoted you are not obligated
to complete your return with Jackson Hewitt and may decline their services any time prior to filing.
*Offer valid for tax prep fees of $150 or more. Proof of last year’s tax prep fee required. Offer
expires 4/30/14.
Feb. 28 2651 Paseo Verde Pkwy. • Henderson, NV 89074
Credit Union 1 Adopt a Day at Blood Donation Center
Feb. 13 LifeSource 100 W. Randolph • Chicago, IL 60601
Feb. 20 CICBC 1134 S. Seventh St. • Springfield, IL 62703
Visit us online for more details www.creditunion1.org
If you cannot visit one of the listed Blood Donation Drives, we
encourage you to still donate blood at your local blood donation
center. We would love to hear when you’ve donated blood in
February, so please email [email protected] and we
will count your blood donation towards our goal.
Promotional Rate of 3.90% APR1 on balance transfers for 7
billing cycles. When the Promotional Rate period expires,
your VISA® Platinum APR will be 8.80% — 20.80% based on
creditworthiness.
APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on
creditworthiness, qualifications and collateral conditions. All loans subject to approval.
1
3.90% Promotional APR is for a period of 7 billing cycles. When the Promotional Rate period expires, the
APR will increase to the non-discount rate between 8.80% — 20.80% based on creditworthiness, on the first
day of the billing cycle.