Is your bank changing?
Now is the time to switch banks!
Open a Free Checking
and receive a cash bonus up to
$100
1
Personal Pure Excitement
Money Market
1.25
% $25,000
APY
on Balances of
2
Excitement CD
% $1,000
APY
on Balances of
3
»» $25 for setting up direct deposit
»» $25 for paying a bill online
»» $25 for signing up for online statements
»» $25 to refer a friend who opens a checking account
»» $25 when you replace your debit card with our card
Switching banks pays off
»» Competitive rates
»» Easy access
»» Secure online and mobile banking access to
view balances and statements
or more.
20-month
1.25
Choose up to four options below to add up to $100:
Lock in a great rate!
»» Enjoy a fixed rate for 20 months
»» Make unlimited deposits of $250 or
more during the first 6 months
or more.
Stop by any Central New York branch location now through
the end of September to take advantage of these specials.
Find a branch nearest you, visit berkshirebank.com
1-800-773-5601
berkshirebank.com
In order to qualify for up to
the $100 cash bonus, you need
Banking products are provided
Berkshire
Bank: Member FDIC.
Housing Lender. Berkshire Bank is a Massachusetts chartered bank. In order to qualify for
up to the $100· cash
bonus, you need to (1) establish
toby (1)
established
andEqual
receive
Banking
Insurance
and receive at least one direct deposit for your account by 10/31/16, with a minimum opening deposit of $10, (2) pay a bill through online banking using bill pay, (3) enroll in online statements at account opening, (4) when someone
Wealth
you referred opens a Free Checkingat
account,
(5) turn
in your
bank’s debit
card and replace
$100 bonusManagement
per individual. Limit of two $25 bonuses
least
one
direct
deposit
forit with a Berkshire debit card. Offer is valid until 9/30/16 and subject to change. Limit one
available to individuals when a friend opens a new personal Free Checking account. The direct deposit and bill payment bonus will be credited within 7 days of you notifying us that the transaction(s) has occurred. To notify us, visit a
your account
by 9/30/16.
This
branch location or call us at 1-800-773-5601.
The debit card bonus
will be credited within
7 business days of new Berkshire debit card application. The $25 Refer-A-Friend bonus is credited when the friend opens the checking account
with the Refer-A-Friend coupon. The value of the bonus may be reported on a form 1099-Misc. Other fees may apply. By referring a friend, you and the friend waive the right to privacy and disclose you are customers for this transaction.
should
state
10/31/16.
²Current promotional Pure Excitement
Money Market
Account
Annual Percentage Yields (APYs) which are accurate as of 8/17/16 and subject to change are; $2,500–$24,999.99, 0.10% APY; $25,000–$999,999.99, 1.25% APY. You must
1
open the account with money that is not already on deposit in other accounts with us. Limit one account per person. Promotional rates are valid for new money only and are available for 6 months from account opening. After the 6
months, the interest rate and Annual Percentage Yield (APY) for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. Money Market maintenance and other fees,
if any, could reduce earnings on this account. The minimum balance to open an account and attain the stated Annual Percentage Yield (APY) is $2,500. The promotional interest rate and Annual Percentage Yield (APY) is available if
you meet the following requirements: (1) Maintain a Berkshire Bank personal checking account with a minimum daily balance of $5,000, or (2) Establish a monthly (or more often) direct deposit into the checking account, and (3) You
must be the OWNER of the qualifying checking account. If these requirements are not maintained, account will be changed to the regular Money Market tiered account. Current regular Money Market account APYs are; $10–$9,999.99,
0.05% APY; $10,000 – $24,999.99, 0.08% APY; $25,000 – $49,999.99, 0.13% APY; $50,000 and above, 0.15% APY. The balance of the Pure Excitement Money Market account cannot exceed $1,000,000 to receive the promotional rate.
If the balance exceeds the cap, the account will earn the regular Pure Excitement Money Market rate. Current regular Pure Excitement Money Market Account APYs are; $2,500–$24,999.99, 0.10% APY; $25,000–$49,999.99, 0.25%
APY; $50,000– $99,999.99, 0.40% APY; $100,000 & Above, 0.50% APY. Interest rates may vary and offer can be withdrawn at any time. Personal Accounts with banking relationship only. A Berkshire Bank personal checking account is
required. ³You must open the account with money that is not already on deposit in other accounts with us. The minimum balance to open an account and attain the stated Annual Percentage Yield (APY) is $1,000. Future increases in
rates are determined by Berkshire Bank’s review of market conditions. APY is accurate as of 8/17/16. A penalty may be imposed for early withdrawal. Fees may reduce earnings. This offer may be withdrawn at any time. This premium
interest rate and Annual Percentage Yield (APY) is available if you meet the following requirements for the entire term of the CD: (1) Maintain a Berkshire Bank personal checking account with minimum daily balance of $5,000, or (2)
Establish a monthly (or more often) direct deposit into the checking account, and (3) You must be the OWNER of the qualifying checking account, and (4) The balance of the CD does not exceed $1,000,000 per customer. You can open
more than one CD, but the total balance combined cannot exceed the $1,000,000 cap. If you do not meet the requirements at any time during the current CD term, the interest rate and the Annual Percentage Yield (APY) of the CD will
change to reflect a decrease of 25 basis points (.25%). Rate will be changed back to date of last interest posting. Offer available for Central New York Region only. This offer may be withdrawn at any time.