DIRECT
PREMIUMS
2014 Market
Share Reports
for Property/Casualty
Groups and Companies
By State and Countrywide
MARKET
SHARE
CUMULATIVE
MARKET
SHARE
2014 Market Share Reports
for Property/Casualty Groups and Companies
By State and Countrywide
2015
The NAIC is the authoritative source for insurance industry information. Our expert solutions support the efforts
of regulators, insurers and researchers by providing detailed and comprehensive insurance information. The
NAIC offers a wide range of publications in the following categories:
Accounting & Reporting
Information about statutory accounting principles and the
procedures necessary for filing financial annual statements
and conducting risk-based capital calculations.
Special Studies
Studies, reports, handbooks and regulatory research
conducted by NAIC members on a variety of insurancerelated topics.
Consumer Information
Important answers to common questions about auto,
home, health and life insurance — as well as buyer’s
guides on annuities, long-term care insurance and
Medicare supplement plans.
Statistical Reports
Valuable and in-demand insurance industry-wide statistical
data for various lines of business, including auto, home,
health and life insurance.
Financial Regulation
Useful handbooks, compliance guides and reports on
financial analysis, company licensing, state audit
requirements and receiverships.
Legal
Comprehensive collection of NAIC model laws, regulations
and guidelines; state laws on insurance topics; and other
regulatory guidance on antifraud and consumer privacy.
Market Regulation
Regulatory and industry guidance on market-related
issues, including antifraud, product filing requirements,
producer licensing and market analysis.
Supplementary Products
Guidance manuals, handbooks, surveys and research
on a wide variety of issues.
Capital Markets & Investment Analysis
Information regarding portfolio values and procedures for
complying with NAIC reporting requirements.
White Papers
Relevant studies, guidance and NAIC policy positions on
a variety of insurance topics.
For more information about NAIC
publications, view our online catalog at:
NAIC Activities
NAIC member directories, in-depth reporting of state
regulatory activities and official historical records of
NAIC national meetings and other activities.
http://store.naic.org
© 2015 National Association of Insurance Commissioners. All rights reserved.
ISBN: Printed in the United States of America
No part of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic or
mechanical, including photocopying, recording, or any storage or retrieval system, without written permission from the NAIC.
NAIC Executive Office
444 North Capitol Street, NW
Suite 700
Washington, DC 20001
202.471.3990
NAIC Central Office
1100 Walnut Street
Suite 1500
Kansas City, MO 64106
816.842.3600
NAIC Capital Markets
& Investment Analysis Office
One New York Plaza, Suite 4210
New York, NY 10004
212.398.9000
2014 Market Share Reports for
Property/Casualty Groups and Companies
By State and Countrywide
TABLE OF CONTENTS
Introduction ...................................................................................................................................... 1
Property/Casualty Market Share Report Applications ................................................................ 3
Countrywide Loss Ratios by Line of Business – 5 Years .............................................................. 5
Direct Written Premium Trend Graph.......................................................................................... 9
2014 Market Share Reports by Line of Business
Top 125 Countrywide (both with and without Canada & Other Alien data)
Top 10 by State
Line Number
35
01
02.1
02.2
02.3
02.4
03
04
05.1 , 05.2
06
08
09
10
11
12
16
17.1 , 17.2
17.3
18
19.1 , 19.2
21.1
19.1 , 19.2 , 21.1
19.3 , 19.4
21.2
19.3 , 19.4 , 21.2
22
23
24
26
27
28
30
34
Total All Lines ................................................................................ 11
Fire ................................................................................................... 29
Allied Lines ..................................................................................... 47
Multiple Peril Crop ........................................................................ 65
Federal Flood .................................................................................. 79
Private Crop.................................................................................... 95
Farmowners Multiple Peril ......................................................... 107
Homeowners Multiple Peril ......................................................... 123
Total Commercial Multiple Peril ................................................ 141
Mortgage Guaranty...................................................................... 159
Ocean Marine ............................................................................... 175
Inland Marine ............................................................................... 193
Financial Guaranty ...................................................................... 211
Medical Professional Liability ..................................................... 221
Earthquake ................................................................................... 239
Workers’ Compensation .............................................................. 257
Other Liability .............................................................................. 275
Excess Workers’ Compensation .................................................. 293
Products Liability ......................................................................... 307
Private Passenger Auto Liability ................................................ 325
Private Passenger Auto Physical Damage .................................. 343
Total Private Passenger Auto ...................................................... 361
Commercial Auto Liability .......................................................... 379
Commercial Auto Physical Damage ........................................... 397
Total Commercial Auto ............................................................... 415
Aircraft (All Perils) ...................................................................... 433
Fidelity ........................................................................................... 449
Surety............................................................................................. 467
Burglary and Theft....................................................................... 485
Boiler and Machinery .................................................................. 503
Credit ............................................................................................. 521
Warranty ....................................................................................... 537
Aggregate Write-Ins for Other Lines of Business ..................... 553
Technical Notes ............................................................................................................................ 571
Index of Insurer Groups and Companies .................................................................................. 577
© 2015 National Association of Insurance Commissioners
© 2015 National Association of Insurance Commissioners
INTRODUCTION
These 2014 Market Share Reports for Property/Casualty Groups and Companies by State and
Countrywide are intended to make property/casualty (P/C) market share information more readily
available. Direct Written Premiums are taken from the “Exhibit of Premiums and Losses” (page 19–
Statutory page 14) in the NAIC P/C annual statement. In the Workers’ Compensation and Total All Lines
sections of this report, Direct Written Premiums includes prior-year state fund premium data reported
directly to the NAIC for the following states: Montana, North Dakota, Ohio, Oklahoma, South Carolina,
Washington and Wyoming. In the Fire, Homeowners, Allied and Total All Lines sections of this report,
Direct Written Premiums includes estimated 2014 premium data reported directly to the NAIC from the
Louisiana state-run property insurer of last resort.
Insurance groups are made up of insurance companies that are related by ownership. The market share
reports show data by group for those insurers that are members of a group. This allows the report to more
accurately reflect the number of distinct entities that are competing against one another for business in the
market. An index listing the individual insurers within a group is included at the end of the report.
Insurers merge, change names, and buy and sell companies; however, the index gives a “snapshot” view
of group structures as filed with the NAIC on July 28, 2015, the date this report was generated.
Market shares for 31 lines of business are included in this report, plus Aggregate Write-ins for Other
Lines of Business and the Total for All Lines. By state, the report is limited to the top 10 groups and
companies in order to keep the publication to a manageable size. However, the top 125 groups and
companies are shown for each line of business for the following countrywide aggregations:
• States, U.S. Territories, Canada and Aggregate Other Alien
• States and U.S. Territories
Accident and health insurance data are reported to the NAIC on four annual statements: P/C, life/health,
fraternal and health. Market shares for the individual accident and health lines of business are not
included in this report. A separate publication, Market Share Reports for the Top 125 Accident and
Health Insurance Companies and Groups by State and Countrywide, combines data from all four
statements to provide complete market share information for that line. (Note: The “Total All Lines”
market share in this publication represents Total Line 35 as reported on annual statement Page 19 and,
therefore, will include accident and health data.)
Commercial Multi-Peril (CMP) is shown in total only, as the distinction between the property and
liability portions of CMP are meaningful for analysis of loss development, but less so for analysis of
market share. No Fault and Liability coverages are combined for both private passenger and commercial
auto due to inconsistent reporting of No Fault data among the various companies and states.
This report provides cumulative market share data for the top 10 writers by state, and for the top 125
writers countrywide. This is one indicator of the degree of market concentration in a line of business. The
report also provides the countrywide and by-state direct loss ratios for the top writers in each line of
business, as well as a countrywide and by-state “total industry” loss ratio. Tables displaying the direct
loss ratios for each line of business on a countrywide basis follow this introduction. These figures include
only data taken from the “Exhibit of Premiums and Losses” (page 19–Statutory page 14) in the NAIC P/C
annual statement.
The loss ratios in this report reflect a simple calendar-year result. While these loss ratios provide some
information about results for that year, they should not be considered as measures of overall
profitability. Many other factors, including expenses and investment income, are used in developing
profitability measures. Many property lines—such as earthquake, homeowners, allied lines and inland
marine—are subject to extreme fluctuations in results, due, in particular, to the occurrence of major
catastrophes such as tornadoes, earthquakes and civil disturbances.
© 2015 National Association of Insurance Commissioners
1
For further analysis of the profitability of lines of business, refer to the NAIC Report on Profitability by
Line by State. That report is also on a calendar-year basis, but it includes a 10-year aggregation of results.
For lines not specifically included in the Report on Profitability by Line by State, the NAIC Statistical
Compilation of Annual Statement Information for Property/Casualty Insurance Companies contains a
countrywide, calendar-year industry aggregation of the Insurance Expense Exhibit (IEE).
Please send any questions regarding this report to [email protected]. Links to this report or other
NAIC reports can be found on the NAIC website at: NAIC Publications.
© 2015 National Association of Insurance Commissioners
2
PROPERTY/CASUALTY MARKET SHARE REPORT APPLICATIONS
The Property/Casualty Market Share Report will help a user:
 Assess an insurer’s competitive position
 Create benchmarks to compare companies
 Identify the top writers
 Analyze the overall size of the market
 Identify premium volume trends
 Evaluate market penetration potential
 Evaluate post-merger market implications
The Property/Casualty Market Share Report provides fundamental market information that can be used by
regulators, insurers and others interested in analyzing the insurance industry. This report gives users an
understanding of the overall size of the market by providing data at a state and national level. Included in
this report are several charts and graphs that illustrate premium growth over the past 10 years. These
charts can be used to identify nationwide premium volume trends. This is pertinent information for
anyone attempting to evaluate an insurer’s market penetration or growth potential.
The Property/Casualty Market Share Report serves as an important tool for insurance regulators and can
help them identify the top P/C writers in their jurisdiction. Knowing this allows them to quickly and
effectively target insurance department resources. This is important when responding to market or
financial conditions in their jurisdiction. Many states have antitrust laws that prevent insurers from
merging or combining with other insurers if the post-merger impact stifles competition within the state.
Insurance regulators can assess any proposed merger transaction by evaluating the combined market share
percentage of the participating insurers.
The data contained in this report can be used for financial or market analysis. Significant changes in an
insurer’s market share ranking can be an indication of competitiveness, financial or market health, or
structural changes. For instance, steady market share growth allows an insurer to gain greater economies
of scale and retain more in its bottom line. However, rapid market share increases can indicate that an
insurer is growing too fast and should be examined for solvency stability and rate inadequacy. Rapid
market share increases could also be the result of a merger. In contrast, rapid market decreases could
indicate that the insurer is reducing its exposure, has ceased writing due to financial difficulty or is
encountering market conduct issues.
Utilizing this report allows insurers to identify their competitors and comparative market share. This
allows insurers to easily assess their competitive position and assist in establishing strategic objectives,
such as premium growth goals or benchmark targets.
© 2015 National Association of Insurance Commissioners
3
© 2015 National Association of Insurance Commissioners
4
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2014 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
2014
Earned
Premium
Line of Business
35. Total all LOB (includes lines not shown on this report)
Direct
Losses
Earned
Premium
564,155.8
318,537.2
541,078.8
303,125.2
518,226.9
329,427.9
13,347.5
5,610.2
13,420.2
4,830.7
13,452.8
5,078.5
56.46
12,895.6
4,722.7
10,057.9
9,218.6
2.3 Federal flood
3,031.3
479.1
969.5
1,241.4
3,808.3
2,365.7
84,835.2
42,078.1
Loss Ratios
9,709.9
11,074.7
15,315.6
2,653.0
Direct
Losses
499,993.2
327,742.5
485,812.5
290,650.9
13,177.6
5,860.6
12,958.6
4,208.2
65.55
11,904.2
8,627.8
12,228.8
10,716.8
5,562.5
32.47
11,706.6
5,267.1
7,477.8
2,879.1
72.48
138.29
2,831.9
59.83
44.47
76.80
88.43
3,546.9
1,894.7
80,825.3
37,408.4
44.99
87.64
2,872.5
196.43
24,771.4
12,711.2
13,875.3
6,169.7
2,074.2
76,291.1
44,785.9
38.50
1,793.7
3,044.9
62.44
24,149.0
10,873.1
13,062.5
5,913.1
3,078.8
2,697.5
72,851.9
55,159.1
62.47
46.28
51.31
44.46
3,320.1
53.42
49.60
Loss Ratios
5.2 Commercial multiple peril (liability portion)
12,643.4
110.20
3,000.0
Earned
Premium
37.75
42.60
62.12
Loss Ratios
5.1 Commercial multiple peril (non-liability portion)
12,990.3
Direct
Losses
670.3
22.01
128.04
Loss Ratios
4. Homeowners multiple peril
11,787.4
15.80
Loss Ratios
3. Farmowners multiple peril
5,564.5
91.65
Loss Ratios
2.4 Private Crop
13,063.2
2010
Earned
Premium
63.57
36.00
36.62
Loss Ratios
Direct
Losses
56.02
42.03
Loss Ratios
2.2 Multiple peril crop
2011
Earned
Premium
Loss Ratios
2.1 Allied lines
2012
Direct
Losses
Loss Ratios
1. Fire
2013
14,404.2
12,529.4
5,380.3
45.03
42.94
69,921.5
42,207.2
67.95
75.71
21,670.7
15,850.8
11,970.4
5,171.8
63.37
45.27
1,988.5
87.61
58.70
22,730.9
2,926.5
60.36
21,671.8
11,851.7
11,777.7
4,662.9
73.14
54.69
43.20
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2015 National Association of Insurance Commissioners
5
39.59
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2014 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
2014
Earned
Premium
Line of Business
Total commercial peril
18,880.9
4,189.0
1,814.5
3,923.8
1,421.5
18,567.5
8,482.7
10. Financial guaranty
-460.1
9,692.0
3,889.3
Loss Ratios
11. Medical professional liability
2,289.1
22.6
58,931.6
37,001.7
17.1, 17.2 Other liability
Loss Ratios
16,881.2
7,318.1
27,708.8
833.3
72.94
35,260.3
19,784.5
4,025.0
6,108.8
4,026.4
2,529.6
15,277.6
8,818.2
-1,631.6
9,858.1
3,824.4
10,101.3
4,171.4
-87.79
-44.7
55,191.7
34,873.1
2,247.9
-28.4
51,188.9
36,109.5
25,422.6
1,054.6
1,188.1
4,109.4
1,724.0
13,914.7
6,934.8
25,083.6
965.2
1,104.0
49.30
2,846.1
10,308.6
3,571.6
114.38
7,837.6
49.37
159.91
3,657.4
2,018.9
13,352.9
5,732.7
55.20
42.93
2,331.6
4,185.6
10,564.7
3,429.1
136.57
179.52
34.65
2,100.2
235.1
47,227.6
33,901.2
32.46
2,036.2
12.2
44,231.0
34,636.2
11.19
0.60
71.78
46,493.9
22,448.8
957.0
1,075.6
112.40
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2015 National Association of Insurance Commissioners
6
78.31
48.28
51.31
112.66
4,901.3
49.84
70.54
48,886.0
16,514.7
41.95
2,084.0
Direct
Losses
33,449.5
194.60
-1.26
63.19
Earned
Premium
62.49
41.30
-1.96
51,564.2
8,736.9
20.89
38.79
2,279.7
4,489.7
57.72
452.2
Direct
Losses
21,022.6
62.83
2,164.4
2010
33,641.1
151.77
43.35
1,858.5
Earned
Premium
56.11
36.55
49.75
1,142.5
Loss Ratios
1,423.9
62.79
55,693.2
17.3 Excess workers compensation
3,895.8
2011
Direct
Losses
69.77
0.99
Loss Ratios
Earned
Premium
45.11
40.13
Loss Ratios
16. Workers compensation
2,838.4
-31.70
Loss Ratios
12. Earthquake
4,068.3
45.69
1,451.6
Direct
Losses
16,786.2
36.23
Loss Ratios
2012
37,211.5
43.32
Loss Ratios
9. Inland marine
Earned
Premium
48.86
Loss Ratios
8. Ocean marine
Direct
Losses
38,646.7
Loss Ratios
6. Mortgage guaranty
2013
878.6
927.3
105.54
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2014 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
2014
Earned
Premium
Line of Business
18. Products liability
1,238.8
15,063.6
11,066.7
99,127.5
65,541.9
73,602.2
47,213.5
Total Private Passenger
Loss Ratios
19.3 Commercial auto no-fault (per. injury protection)
13,293.4
6,736.0
4,230.6
61,924.8
69,512.6
43,367.9
18,048.2
858.1
50.89
1,507.2
14,623.5
13,137.2
179,472.0
117,606.0
644.9
371.8
91,387.2
58,451.7
66,679.2
42,985.7
762.3
557.1
6,106.6
3,819.0
18,189.3
11,249.7
5,713.3
3,884.3
16,366.9
1,769.8
802.4
89,170.4
56,379.1
65,291.0
42,057.0
62.69
15,691.0
45.34
758.1
39.24
13,470.0
69.53
109.56
87,819.4
55,643.9
65,457.2
38,032.5
63.36
113,462.7
58.10
165,571.4
107,146.4
682.5
500.5
67.57
732.8
64.71
614.9
83.91
17,670.9
9,840.9
5,438.8
3,715.9
73.33
17,885.9
9,078.1
5,554.9
3,211.7
55.69
50.76
68.32
23,842.6
14,171.7
57.82
24,123.2
12,790.2
1,895.7
980.7
59.44
63.62
1,931.7
12,294.8
64.41
67.99
24,664.9
1,859.6
63.23
167,929.5
1,738.0
872.5
50.20
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2015 National Association of Insurance Commissioners
7
Direct
Losses
2,674.7
111.57
61.85
62.54
Earned
Premium
63.40
73.08
62.91
26,107.9
15,026.6
66.35
57.65
12,176.1
13,468.1
64.47
114,574.7
Direct
Losses
1,777.1
63.96
172,689.9
2010
2,803.1
89.84
65.53
19,356.3
Earned
Premium
49.03
62.39
63.89
1,686.3
3,074.0
65.22
62.81
Loss Ratios
Loss Ratios
94,952.7
2011
Direct
Losses
82.05
63.80
28,248.4
22. Aircraft (all perils)
524.2
20,834.6
Loss Ratios
Total Commercial Auto
123,822.1
Earned
Premium
51.38
77.33
Loss Ratios
21.2 Commercial auto physical damage
12,313.3
65.94
677.8
Loss Ratios
19.4 Other commercial auto liability
15,006.7
64.15
187,793.3
Direct
Losses
1,726.3
66.12
Loss Ratios
2012
3,359.8
73.47
Loss Ratios
21.1 Private passenger auto physical damage
Earned
Premium
35.89
Loss Ratios
19.2 Other private passenger auto liability
Direct
Losses
3,451.1
Loss Ratios
19.1 Private passenger auto no-fault (per. injury protection)
2013
53.02
51.73
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2014 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
2014
Earned
Premium
Line of Business
23. Fidelity
1,214.0
Loss Ratios
24. Surety
Loss Ratios
Loss Ratios
Loss Ratios
Loss Ratios
39.7
676.6
1,919.8
508.5
2,418.5
1,580.3
5,185.8
843.1
Earned
Premium
1,162.7
639.3
5,148.7
1,111.6
25.3
1,517.0
504.3
226.7
46.6
1,481.2
579.0
2,509.3
1,704.6
667.0
2,608.5
1,663.9
25.48
194.8
63.79
Earned
Premium
526.6
688.7
46.4
498.6
625.3
2,865.4
1,963.0
5,284.4
716.1
54.12
13.55
182.3
39.5
1,335.2
402.0
21.64
30.11
2,246.2
1,229.3
2,862.9
1,937.0
27.34
68.51
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2015 National Association of Insurance Commissioners
8
612.8
35.88
2,287.4
Direct
Losses
1,132.2
23.84
1,389.7
28.86
67.93
Direct
Losses
13.33
39.09
2,310.9
2010
45.82
5,166.7
20.55
33.24
529.0
1,149.2
21.59
10.66
2,076.1
Earned
Premium
54.98
16.26
237.0
2011
Direct
Losses
44.22
26.49
65.34
Direct
Losses
524.3
44.09
Loss Ratios
30. Warranty
819.1
2012
1,185.5
15.41
1,534.5
28. Credit
615.9
Earned
Premium
15.41
257.3
27. Boiler and Machinery
Direct
Losses
50.73
5,316.9
26. Burglary and theft
2013
54.73
67.66
Direct Written Premium Trend
2004 - 2014
600
6.0%
500
4.0%
3.0%
400
2.0%
1.0%
300
0.0%
200
-1.0%
-2.0%
100
-3.0%
-4.0%
0
2004
2005
2006
2007
2008
2009
2010
2011
© 2015 National Association of Insurance Commissioners
9
2012
2013
2014
Growth Rate (%)
Direct Written Premium In Billions
5.0%
© 2015 National Association of Insurance Commissioners
10
35—Total All Lines
© 2015 National Association of Insurance Commissioners
11
© 2015 National Association of Insurance Commissioners
12
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
35 - Total All Lines
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
176
111
8
31
3548
140
155
12
69
200
212
91
38
626
218
473
2538
280
213
19
84
98
796
761
244
3098
88
150
241
65
158
1318
1285
1278
660
361
785
1279
411
36102
50
242
55
471
10064
175
4670
169
28
708
228
215
35076
62
501
181
123
3786
513
3416
3495
1129
3239
7
Group/
Company Name
STATE FARM GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
PROGRESSIVE GRP
AMERICAN INTL GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
ACE LTD GRP
CNA INS GRP
AMERICAN FAMILY INS GRP
AMTRUST NGH GRP
AUTO OWNERS GRP
ERIE INS GRP
ASSURANT INC GRP
AMERICAN FINANCIAL GRP
WR BERKLEY CORP GRP
QBE INS GRP
ALLIANZ INS GRP
CINCINNATI FIN GRP
TOKIO MARINE HOLDINGS INC GRP
THE HANOVER INS GRP
OLD REPUBLIC GRP
METROPOLITAN GRP
FM GLOBAL GRP
FAIRFAX FIN GRP
AUTO CLUB ENTERPRISES INS GRP
XL AMER GRP
CSAA INS GRP
MERCURY GEN GRP
MUNICH RE GRP
MARKEL CORP GRP
ARCH INS GRP
MAPFRE INS GRP
STATE INS FUND
COUNTRY INS & FIN SERV GRP
SELECTIVE INS GRP
OHIO BUREAU OF WORKERS' COMPENSATION
AUTOMOBILE CLUB MI GRP
WELLS FARGO GRP
CITIZENS PROP INS CORP
STATE AUTO MUT GRP
STARR GRP
SENTRY INS GRP
AMICA MUT GRP
NEW JERSEY MANUFACTURERS GRP
WESTFIELD GRP
WASHINGTON STATE FUND
KEMPER CORP GRP
STATE COMPENSATION INS FUND
EMC INS CO GRP
ALLEGHANY GRP
SWISS RE GRP
SHELTER INS GRP
ENDURANCE GRP
IOWA FARM BUREAU GRP
AXIS CAPITAL GRP
INFINITY PROP & CAS INS GRP
WHITE MOUNTAINS GRP
ALLIED WORLD ASSUR HOLDING GRP
FEDERATED MUT GRP
Direct
Premiums
Written
(000)
58,508,587
29,364,559
28,892,088
26,395,906
22,790,776
18,935,862
18,914,866
18,653,981
18,611,695
15,678,176
11,293,393
10,864,926
10,194,172
9,979,585
9,137,582
6,851,206
6,450,000
5,796,075
5,513,962
5,228,944
5,207,587
5,073,431
4,918,690
4,437,278
4,312,256
4,275,240
3,948,543
3,688,307
3,537,249
3,441,729
3,382,463
3,223,689
3,133,734
3,081,430
2,807,415
2,638,933
2,432,273
2,424,084
2,387,606
2,374,259
2,353,308
2,228,270
2,146,499
2,104,950
2,100,105
2,083,870
2,061,734
1,954,253
1,913,781
1,873,670
1,825,687
1,778,180
1,673,242
1,613,875
1,529,579
1,517,278
1,499,880
1,499,248
1,414,983
1,407,610
1,375,533
1,367,406
1,360,807
1,322,075
1,312,673
1,288,039
Direct
Premiums
Earned
(000)
57,488,849
28,863,245
28,360,444
25,388,833
22,727,418
18,528,663
18,649,277
19,198,436
18,400,625
15,311,015
11,113,328
10,824,067
10,018,740
9,678,846
8,839,901
6,692,526
6,133,397
5,683,620
5,286,354
5,242,406
5,035,618
4,811,618
4,989,792
4,379,149
4,212,809
4,124,295
3,862,239
3,606,096
3,468,940
3,374,177
3,354,902
3,153,681
2,973,222
2,962,672
2,754,690
2,449,144
2,383,125
2,258,622
2,338,459
2,353,551
2,357,110
2,183,258
2,142,549
2,104,749
2,185,185
2,374,093
2,016,023
1,801,528
1,912,264
1,831,211
1,705,509
1,737,068
1,673,242
1,654,963
1,686,632
1,478,133
1,495,103
1,462,224
1,383,323
1,286,512
1,347,535
1,365,744
1,337,557
1,269,994
1,176,917
1,247,042
© 2015 National Association of Insurance Commissioners
13
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
59.91
56.24
59.47
64.80
44.71
59.75
62.80
57.43
55.15
67.88
55.39
53.98
41.89
57.59
59.31
60.96
58.36
62.70
62.96
42.57
53.34
48.33
62.83
61.54
52.92
54.91
52.41
63.02
57.14
39.65
42.69
59.61
52.12
63.25
59.48
51.10
45.20
47.23
58.01
83.31
59.72
49.29
55.56
67.32
88.90
18.49
49.02
61.18
61.38
54.39
59.52
52.28
127.38
58.15
81.54
56.66
38.48
48.23
62.66
80.70
80.67
49.03
63.71
54.82
37.68
59.28
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
63.22 %
61.26 %
62.27 %
69.00 %
49.85 %
63.01 %
64.50 %
62.86 %
56.90 %
69.50 %
63.07 %
59.69 %
48.95 %
62.02 %
66.16 %
62.12 %
64.18 %
66.66 %
65.41 %
42.82 %
60.32 %
55.15 %
66.70 %
67.58 %
57.74 %
61.15 %
57.64 %
72.60 %
58.30 %
39.61 %
52.19 %
61.45 %
58.81 %
65.18 %
63.19 %
54.22 %
50.56 %
54.95 %
59.53 %
83.57 %
61.25 %
54.64 %
70.91 %
70.12 %
88.93 %
21.05 %
53.45 %
71.03 %
66.04 %
56.99 %
63.99 %
56.79 %
137.30 %
60.00 %
96.52 %
61.68 %
45.43 %
56.23 %
64.98 %
83.66 %
81.63 %
51.63 %
65.00 %
61.02 %
60.04 %
61.91 %
10.19
5.11
5.03
4.60
3.97
3.30
3.29
3.25
3.24
2.73
1.97
1.89
1.77
1.74
1.59
1.19
1.12
1.01
0.96
0.91
0.91
0.88
0.86
0.77
0.75
0.74
0.69
0.64
0.62
0.60
0.59
0.56
0.55
0.54
0.49
0.46
0.42
0.42
0.42
0.41
0.41
0.39
0.37
0.37
0.37
0.36
0.36
0.34
0.33
0.33
0.32
0.31
0.29
0.28
0.27
0.26
0.26
0.26
0.25
0.25
0.24
0.24
0.24
0.23
0.23
0.22
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.19
15.30
20.33
24.92
28.89
32.19
35.48
38.73
41.97
44.70
46.66
48.55
50.33
52.06
53.66
54.85
55.97
56.98
57.94
58.85
59.76
60.64
61.50
62.27
63.02
63.76
64.45
65.09
65.71
66.31
66.90
67.46
68.00
68.54
69.03
69.49
69.91
70.33
70.75
71.16
71.57
71.96
72.33
72.70
73.07
73.43
73.79
74.13
74.46
74.79
75.10
75.41
75.71
75.99
76.25
76.52
76.78
77.04
77.29
77.53
77.77
78.01
78.25
78.48
78.70
78.93
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
35 - Total All Lines
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
267
14184
408
1120
483
984
694
1344
22945
4509
5
809
93
457
105
4
225
766
15350
311
572
306
324
109
4574
248
510
586
201
4663
783
922
3484
250
188
303
2698
291
124
3489
271
3179
1227
831
4698
3363
67
4254
474
256
18767
4011
4766
11523
1309
153
300
79
71
Group/
Company Name
GRANGE MUT CAS GRP
ACUITY A MUT INS CO
AMERICAN NATL FIN GRP
EVEREST REINS HOLDINGS GRP
SOUTHERN FARM BUREAU CAS GRP
HCC INS HOLDINGS GRP
TENNESSEE FARMERS GRP
ARX HOLDING CORP GRP
TEXAS MUT INS CO
IRONSHORE GRP
ALFA INS GRP
TEXAS FARM BUREAU MUT GRP
STATE NATL GRP
ARGONAUT GRP
MGIC GRP
AMERIPRISE FIN GRP
IAT REINS CO GRP
RADIAN GRP
WEST BEND MUT INS CO
MAIN STREET AMER GRP
BCBS OF MI GRP
CUNA MUT GRP
NORTH CAROLINA FARM BUREAU GRP
KENTUCKY FARM BUREAU GRP
CATLIN US INS GRP
UNITED FIRE & CAS GRP
NAVIGATORS GRP
ARBELLA INS GRP
UTICA GRP
UNIVERSAL INS HOLDING GRP
RLI INS GRP
AMERICAN ASSETS GRP
TOWER HILL INS GRP
DONEGAL GRP
SAFETY GRP
GUIDEONE INS GRP
PROASSURANCE CORP GRP
MOTORISTS MUT GRP
AMERISURE CO GRP
DELEK GRP
PENNSYLVANIA NATL INS GRP
HOME STATE INS GRP
PALISADES GRP
DOCTORS CO GRP
ASPEN INS HOLDING GRP
EMPLOYERS HOLDINGS GRP
MICHIGAN FARM BUREAU GRP
THE WARRANTY GRP
FCCI MUT INS GRP
PROSIGHT GRP
CHURCH MUT INS CO
GENWORTH FIN GRP
TFP & TWI GRP
WRIGHT NATL FLOOD INS CO
FRANKENMUTH GRP
PEKIN INS GRP
HORACE MANN GRP
ALLY INS HOLDINGS GRP
UNIVERSAL INS CO GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
1,264,324
1,230,321
1,242,975
1,193,609
1,223,474
1,220,304
1,199,400
1,165,806
1,182,387
1,173,076
1,171,875
1,156,517
1,161,723
1,152,993
1,141,994
1,091,681
1,140,962
1,106,903
1,138,494
1,080,998
1,119,489
1,110,762
1,087,760
1,053,474
1,048,151
946,444
1,035,884
1,010,798
1,024,389
981,689
1,018,156
972,015
1,014,115
966,788
995,369
956,388
985,283
941,198
951,385
961,710
946,574
919,964
943,614
950,325
939,086
935,842
898,563
895,791
873,608
787,999
838,583
800,492
828,867
787,167
808,742
785,927
805,859
791,408
789,577
777,316
787,267
781,640
774,582
774,883
771,476
746,978
768,043
744,965
765,685
747,786
752,161
765,938
750,357
770,173
743,407
734,964
742,535
727,044
711,210
720,006
706,213
692,046
703,923
677,554
699,550
693,922
694,532
701,986
690,026
597,587
686,763
684,296
685,550
670,768
672,873
506,057
669,941
638,410
646,959
578,222
638,971
634,034
638,633
589,194
627,242
613,350
616,433
605,182
612,287
601,140
602,840
584,910
599,039
596,528
594,682
609,820
582,908
581,703
574,434,170 564,155,836
© 2015 National Association of Insurance Commissioners
14
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
52.94
55.28
54.21
77.79
61.86
40.03
59.51
33.84
48.97
57.52
63.33
73.44
63.87
41.34
52.48
83.35
58.23
23.81
51.75
55.26
50.37
76.19
55.95
59.13
52.68
51.12
43.66
50.94
52.38
20.51
30.54
46.02
26.96
65.99
56.40
67.92
32.17
56.11
51.96
56.18
65.84
66.91
53.84
29.53
45.89
53.70
63.20
63.66
48.51
33.74
43.77
58.85
0.82
11.80
60.05
64.94
63.48
57.37
40.65
56.46
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
55.84 %
59.39 %
56.16 %
84.63 %
64.00 %
47.55 %
61.23 %
35.01 %
51.71 %
66.58 %
64.69 %
74.60 %
74.91 %
52.81 %
52.56 %
86.81 %
65.73 %
23.90 %
56.22 %
59.80 %
55.99 %
76.74 %
56.48 %
60.27 %
61.70 %
55.47 %
51.73 %
53.76 %
58.18 %
22.28 %
35.98 %
55.28 %
29.02 %
69.83 %
58.19 %
70.30 %
44.95 %
58.44 %
65.34 %
61.18 %
70.14 %
69.77 %
57.78 %
57.86 %
50.67 %
61.99 %
66.54 %
66.60 %
55.51 %
47.39 %
45.23 %
58.85 %
1.26 %
12.34 %
63.54 %
68.05 %
64.43 %
57.39 %
43.75 %
60.89 %
0.22
0.22
0.21
0.21
0.21
0.20
0.20
0.20
0.20
0.20
0.19
0.19
0.18
0.18
0.18
0.18
0.18
0.17
0.17
0.17
0.16
0.16
0.16
0.16
0.15
0.15
0.14
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.12
0.12
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
100.00
% 79.15
% 79.36
% 79.58
% 79.79
% 79.99
% 80.20
% 80.40
% 80.60
% 80.80
% 80.99
% 81.19
% 81.38
% 81.56
% 81.74
% 81.92
% 82.10
% 82.27
% 82.45
% 82.62
% 82.78
% 82.95
% 83.11
% 83.28
% 83.43
% 83.58
% 83.73
% 83.87
% 84.02
% 84.16
% 84.29
% 84.43
% 84.57
% 84.70
% 84.83
% 84.97
% 85.10
% 85.23
% 85.36
% 85.49
% 85.61
% 85.73
% 85.86
% 85.98
% 86.10
% 86.22
% 86.34
% 86.46
% 86.57
% 86.69
% 86.80
% 86.92
% 87.03
% 87.14
% 87.24
% 87.35
% 87.45
% 87.56
% 87.66
% 87.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
35 - Total All Lines
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
176
111
8
31
3548
140
155
69
12
200
212
91
38
626
218
473
2538
280
213
84
98
796
19
244
3098
761
88
150
241
1318
1278
1285
65
158
660
361
785
1279
411
36102
50
242
55
471
10064
175
169
28
708
4670
228
215
35076
62
501
123
3786
513
3495
181
1129
3416
7
267
Group/
Company Name
STATE FARM GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
PROGRESSIVE GRP
FARMERS INS GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
ACE LTD GRP
CNA INS GRP
AMERICAN FAMILY INS GRP
AMTRUST NGH GRP
AUTO OWNERS GRP
ERIE INS GRP
AMERICAN FINANCIAL GRP
WR BERKLEY CORP GRP
QBE INS GRP
ASSURANT INC GRP
CINCINNATI FIN GRP
TOKIO MARINE HOLDINGS INC GRP
ALLIANZ INS GRP
THE HANOVER INS GRP
OLD REPUBLIC GRP
METROPOLITAN GRP
AUTO CLUB ENTERPRISES INS GRP
CSAA INS GRP
XL AMER GRP
FM GLOBAL GRP
FAIRFAX FIN GRP
MERCURY GEN GRP
MUNICH RE GRP
MARKEL CORP GRP
ARCH INS GRP
MAPFRE INS GRP
STATE INS FUND
COUNTRY INS & FIN SERV GRP
SELECTIVE INS GRP
OHIO BUREAU OF WORKERS' COMPENSATION
AUTOMOBILE CLUB MI GRP
WELLS FARGO GRP
CITIZENS PROP INS CORP
STATE AUTO MUT GRP
SENTRY INS GRP
AMICA MUT GRP
NEW JERSEY MANUFACTURERS GRP
STARR GRP
WESTFIELD GRP
WASHINGTON STATE FUND
KEMPER CORP GRP
STATE COMPENSATION INS FUND
EMC INS CO GRP
ALLEGHANY GRP
SHELTER INS GRP
ENDURANCE GRP
IOWA FARM BUREAU GRP
INFINITY PROP & CAS INS GRP
SWISS RE GRP
WHITE MOUNTAINS GRP
AXIS CAPITAL GRP
FEDERATED MUT GRP
GRANGE MUT CAS GRP
Direct
Premiums
Written
(000)
56,768,904
28,907,608
28,892,088
26,393,105
22,587,792
18,933,999
18,897,257
18,611,695
18,059,412
15,671,402
11,178,498
10,843,247
10,074,711
9,360,386
8,819,057
6,851,206
6,449,707
5,796,075
5,513,962
5,145,289
5,003,878
4,918,136
4,847,808
4,312,256
4,274,100
4,054,047
3,948,511
3,688,307
3,537,249
3,223,689
3,081,430
3,076,559
2,980,257
2,959,373
2,807,415
2,625,974
2,431,340
2,420,048
2,387,606
2,374,259
2,353,308
2,228,270
2,146,499
2,104,950
2,100,105
2,083,870
2,061,734
1,911,609
1,873,670
1,825,687
1,811,763
1,778,180
1,673,242
1,613,875
1,529,579
1,517,278
1,499,880
1,414,983
1,407,150
1,375,533
1,360,807
1,338,919
1,310,599
1,299,489
1,288,039
1,264,324
Direct
Premiums
Earned
(000)
55,729,933
28,398,386
28,360,444
25,389,245
22,516,887
18,527,276
18,632,217
18,400,625
18,173,051
15,286,374
10,964,646
10,801,949
9,892,566
9,040,406
8,498,091
6,692,526
6,132,817
5,683,620
5,286,354
4,976,106
4,745,513
4,989,155
4,831,835
4,212,809
4,123,057
4,041,500
3,862,205
3,606,096
3,468,940
3,153,681
2,962,672
2,911,781
2,931,485
2,970,730
2,754,690
2,462,734
2,382,170
2,254,571
2,338,459
2,353,551
2,357,110
2,183,258
2,142,549
2,104,749
2,185,185
2,374,093
2,016,023
1,909,903
1,831,211
1,705,509
1,712,848
1,737,068
1,673,242
1,654,963
1,686,632
1,478,133
1,495,103
1,383,323
1,286,363
1,347,535
1,337,557
1,314,361
1,259,825
1,297,844
1,247,042
1,230,321
© 2015 National Association of Insurance Commissioners
15
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
60.40
56.47
59.47
64.75
44.98
59.75
62.79
55.15
58.63
67.92
54.60
54.17
42.16
58.01
59.53
60.96
58.36
62.70
62.96
53.87
49.36
62.82
44.52
52.92
54.96
60.35
52.41
63.02
57.14
59.61
63.25
53.01
34.20
41.44
59.48
50.16
45.18
47.48
58.01
83.31
59.72
49.29
55.56
67.32
88.90
18.49
49.02
61.42
54.39
59.52
59.20
52.28
127.38
58.15
81.54
56.66
38.48
62.66
80.71
80.67
63.71
51.30
54.19
50.96
59.28
52.94
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
63.47 %
61.36 %
62.27 %
68.93 %
50.14 %
63.02 %
64.48 %
56.90 %
64.14 %
69.54 %
62.30 %
59.89 %
49.33 %
63.25 %
66.37 %
62.12 %
64.18 %
66.66 %
65.41 %
60.83 %
56.02 %
66.70 %
44.79 %
57.74 %
61.19 %
66.47 %
57.64 %
72.60 %
58.30 %
61.45 %
65.18 %
59.63 %
33.81 %
51.98 %
63.19 %
53.27 %
50.54 %
55.22 %
59.53 %
83.57 %
61.25 %
54.64 %
70.91 %
70.12 %
88.93 %
21.05 %
53.46 %
66.08 %
56.99 %
63.99 %
69.16 %
56.79 %
137.30 %
60.00 %
96.52 %
61.68 %
45.43 %
64.98 %
83.66 %
81.63 %
65.00 %
60.26 %
60.39 %
53.41 %
61.91 %
55.84 %
10.01
5.10
5.09
4.65
3.98
3.34
3.33
3.28
3.18
2.76
1.97
1.91
1.78
1.65
1.56
1.21
1.14
1.02
0.97
0.91
0.88
0.87
0.85
0.76
0.75
0.71
0.70
0.65
0.62
0.57
0.54
0.54
0.53
0.52
0.50
0.46
0.43
0.43
0.42
0.42
0.41
0.39
0.38
0.37
0.37
0.37
0.36
0.34
0.33
0.32
0.32
0.31
0.30
0.28
0.27
0.27
0.26
0.25
0.25
0.24
0.24
0.24
0.23
0.23
0.23
0.22
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.01
15.11
20.20
24.86
28.84
32.18
35.51
38.79
41.98
44.74
46.71
48.62
50.40
52.05
53.61
54.81
55.95
56.97
57.95
58.85
59.73
60.60
61.46
62.22
62.97
63.69
64.38
65.03
65.66
66.22
66.77
67.31
67.84
68.36
68.85
69.32
69.74
70.17
70.59
71.01
71.43
71.82
72.20
72.57
72.94
73.31
73.67
74.01
74.34
74.66
74.98
75.29
75.59
75.87
76.14
76.41
76.67
76.92
77.17
77.41
77.65
77.89
78.12
78.35
78.58
78.80
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
35 - Total All Lines
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
14184
408
1120
483
694
3239
1344
22945
984
5
4509
809
93
457
105
4
766
15350
225
311
572
306
324
109
4574
248
586
201
4663
783
922
3484
250
188
510
303
2698
291
124
3489
271
3179
1227
831
4698
3363
67
474
256
18767
4011
4254
4766
11523
1309
153
300
71
36
Group/
Company Name
ACUITY A MUT INS CO
AMERICAN NATL FIN GRP
EVEREST REINS HOLDINGS GRP
SOUTHERN FARM BUREAU CAS GRP
TENNESSEE FARMERS GRP
ALLIED WORLD ASSUR HOLDING GRP
ARX HOLDING CORP GRP
TEXAS MUT INS CO
HCC INS HOLDINGS GRP
ALFA INS GRP
IRONSHORE GRP
TEXAS FARM BUREAU MUT GRP
STATE NATL GRP
ARGONAUT GRP
MGIC GRP
AMERIPRISE FIN GRP
RADIAN GRP
WEST BEND MUT INS CO
IAT REINS CO GRP
MAIN STREET AMER GRP
BCBS OF MI GRP
CUNA MUT GRP
NORTH CAROLINA FARM BUREAU GRP
KENTUCKY FARM BUREAU GRP
CATLIN US INS GRP
UNITED FIRE & CAS GRP
ARBELLA INS GRP
UTICA GRP
UNIVERSAL INS HOLDING GRP
RLI INS GRP
AMERICAN ASSETS GRP
TOWER HILL INS GRP
DONEGAL GRP
SAFETY GRP
NAVIGATORS GRP
GUIDEONE INS GRP
PROASSURANCE CORP GRP
MOTORISTS MUT GRP
AMERISURE CO GRP
DELEK GRP
PENNSYLVANIA NATL INS GRP
HOME STATE INS GRP
PALISADES GRP
DOCTORS CO GRP
ASPEN INS HOLDING GRP
EMPLOYERS HOLDINGS GRP
MICHIGAN FARM BUREAU GRP
FCCI MUT INS GRP
PROSIGHT GRP
CHURCH MUT INS CO
GENWORTH FIN GRP
THE WARRANTY GRP
TFP & TWI GRP
WRIGHT NATL FLOOD INS CO
FRANKENMUTH GRP
PEKIN INS GRP
HORACE MANN GRP
UNIVERSAL INS CO GRP
CENTRAL MUT INS CO GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
1,242,975
1,193,609
1,223,474
1,220,304
1,190,702
1,161,061
1,182,387
1,173,076
1,161,723
1,152,993
1,147,765
1,041,767
1,141,994
1,091,681
1,140,962
1,106,903
1,138,119
1,123,777
1,119,489
1,110,762
1,111,161
1,043,434
1,087,760
1,053,474
1,048,151
946,444
1,035,884
1,009,958
1,024,389
981,689
1,018,156
972,015
995,342
956,285
985,283
941,198
976,421
932,127
951,385
961,710
946,574
919,964
943,558
950,270
939,086
935,842
898,563
895,791
873,608
787,999
838,583
800,492
808,742
785,927
805,859
791,408
789,577
777,316
774,443
769,348
772,842
773,143
771,476
746,978
768,043
744,965
765,685
747,786
755,660
709,282
752,161
765,938
749,351
769,208
743,407
734,964
742,535
727,044
711,210
720,006
706,213
692,046
703,923
677,554
699,550
693,922
694,532
701,986
690,026
597,587
686,763
684,296
685,550
670,768
669,941
638,410
640,580
571,086
638,971
634,034
637,069
587,592
636,839
475,803
627,242
613,350
616,433
605,182
612,287
601,140
602,840
584,910
599,039
596,528
582,908
581,703
580,532
556,363
567,105,041 556,370,320
© 2015 National Association of Insurance Commissioners
16
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
55.28
54.21
78.17
61.86
59.51
37.10
33.84
48.97
42.06
63.33
55.30
73.44
63.87
41.45
52.48
83.35
23.82
51.75
57.45
55.26
50.37
76.20
55.95
59.13
52.68
51.12
50.94
52.38
20.51
30.17
45.93
26.96
65.99
56.40
41.98
67.92
32.20
56.11
51.96
56.18
65.84
66.91
53.84
29.53
45.89
53.70
63.20
48.51
34.18
43.77
58.89
63.52
0.82
11.80
60.05
64.94
63.48
40.65
51.14
56.62
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
59.39 %
56.16 %
85.00 %
64.00 %
61.23 %
59.81 %
35.01 %
51.71 %
49.69 %
64.69 %
64.40 %
74.60 %
74.91 %
52.93 %
52.56 %
86.81 %
23.90 %
56.22 %
64.89 %
59.80 %
55.99 %
76.75 %
56.48 %
60.27 %
61.70 %
55.47 %
53.76 %
58.18 %
22.28 %
35.69 %
55.21 %
29.02 %
69.83 %
58.19 %
50.89 %
70.30 %
44.99 %
58.44 %
65.34 %
61.18 %
70.14 %
69.77 %
57.78 %
57.86 %
50.67 %
61.99 %
66.54 %
55.51 %
47.98 %
45.23 %
58.89 %
66.64 %
1.26 %
12.34 %
63.54 %
68.05 %
64.43 %
43.75 %
52.60 %
61.03 %
0.22
0.22
0.21
0.21
0.20
0.20
0.20
0.20
0.20
0.20
0.20
0.19
0.18
0.18
0.18
0.18
0.18
0.17
0.17
0.17
0.17
0.17
0.17
0.16
0.15
0.15
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
100.00
% 79.02
% 79.24
% 79.45
% 79.65
% 79.86
% 80.06
% 80.26
% 80.46
% 80.66
% 80.86
% 81.06
% 81.25
% 81.43
% 81.62
% 81.80
% 81.98
% 82.15
% 82.33
% 82.50
% 82.67
% 82.83
% 83.00
% 83.17
% 83.32
% 83.48
% 83.63
% 83.77
% 83.91
% 84.05
% 84.19
% 84.32
% 84.46
% 84.59
% 84.73
% 84.86
% 84.99
% 85.13
% 85.26
% 85.39
% 85.51
% 85.64
% 85.76
% 85.89
% 86.01
% 86.13
% 86.25
% 86.37
% 86.49
% 86.60
% 86.72
% 86.83
% 86.94
% 87.05
% 87.16
% 87.27
% 87.37
% 87.48
% 87.58
% 87.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
Alabama
1
2
3
4
5
6
7
8
9
10
176
5
8
3548
31
200
111
140
69
155
STATE FARM GRP
ALFA INS GRP
ALLSTATE INS GRP
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
PROGRESSIVE GRP
**STATE TOTAL**
1,222,270
700,194
497,818
349,202
307,566
284,647
258,103
253,773
230,138
225,006
7,508,361
1,194,735
697,905
486,162
351,723
295,437
273,538
254,174
249,080
234,393
224,703
7,411,068
60.12
58.04
51.82
51.09
67.04
71.09
59.65
54.37
50.37
60.62
54.92
%
%
%
%
%
%
%
%
%
%
%
61.48 %
59.03 %
52.75 %
54.89 %
69.86 %
72.62 %
62.94 %
57.06 %
51.51 %
61.70 %
58.16 %
16.28
9.33
6.63
4.65
4.10
3.79
3.44
3.38
3.07
3.00
100.00
% 16.28
% 25.60
% 32.23
% 36.89
% 40.98
% 44.77
% 48.21
% 51.59
% 54.66
% 57.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Alaska
1
2
3
4
5
6
7
8
9
10
12
176
111
38733
8
200
31
212
155
3548
AMERICAN INTL GRP
STATE FARM GRP
LIBERTY MUT GRP
ALASKA NATL INS CO
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
BERKSHIRE HATHAWAY GRP
ZURICH INS GRP
PROGRESSIVE GRP
TRAVELERS GRP
**STATE TOTAL**
215,556
209,668
138,491
127,349
113,892
112,949
106,175
70,316
56,680
38,847
1,738,802
215,510
206,892
140,057
123,928
114,687
110,031
104,934
69,306
56,577
38,363
1,717,908
8.28
42.89
37.87
49.69
41.50
58.58
58.09
12.29
45.73
35.66
38.62
%
%
%
%
%
%
%
%
%
%
%
8.10 %
44.76 %
43.12 %
52.39 %
41.41 %
59.70 %
60.27 %
15.98 %
46.56 %
37.83 %
41.21 %
12.40
12.06
7.96
7.32
6.55
6.50
6.11
4.04
3.26
2.23
100.00
% 12.40
% 24.46
% 32.42
% 39.74
% 46.29
% 52.79
% 58.90
% 62.94
% 66.20
% 68.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arizona
1
2
3
4
5
6
7
8
9
10
176
69
31
8
111
200
155
473
3548
91
STATE FARM GRP
FARMERS INS GRP
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
PROGRESSIVE GRP
AMERICAN FAMILY INS GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
1,029,772
683,120
555,187
526,470
517,411
407,994
402,001
374,003
365,001
253,831
9,115,864
1,008,657
679,959
532,981
513,382
502,556
399,627
401,432
366,521
356,067
249,884
8,914,427
57.11
51.34
68.31
52.58
83.41
67.57
60.07
56.67
70.04
51.75
60.34
%
%
%
%
%
%
%
%
%
%
%
59.76 %
52.40 %
71.37 %
53.54 %
86.88 %
69.09 %
60.97 %
57.55 %
77.02 %
52.70 %
64.17 %
11.30
7.49
6.09
5.78
5.68
4.48
4.41
4.10
4.00
2.78
100.00
% 11.30
% 18.79
% 24.88
% 30.66
% 36.33
% 40.81
% 45.22
% 49.32
% 53.32
% 56.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
176
13757
123
483
8
3548
69
111
140
155
STATE FARM GRP
FARM BUREAU MUT INS CO OF AR INC
SHELTER INS GRP
SOUTHERN FARM BUREAU CAS GRP
ALLSTATE INS GRP
TRAVELERS GRP
FARMERS INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
PROGRESSIVE GRP
**STATE TOTAL**
661,427
244,979
243,101
229,944
212,340
179,400
179,191
164,970
150,657
125,853
4,621,804
644,842
245,533
237,015
228,730
207,472
184,042
180,106
159,714
146,244
124,085
4,491,840
57.83
57.88
64.31
64.56
52.47
52.22
52.23
48.79
61.80
58.01
56.20
%
%
%
%
%
%
%
%
%
%
%
58.74 %
58.66 %
66.02 %
65.29 %
53.02 %
54.18 %
52.57 %
51.94 %
63.27 %
58.65 %
57.47 %
14.31
5.30
5.26
4.98
4.59
3.88
3.88
3.57
3.26
2.72
100.00
% 14.31
% 19.61
% 24.87
% 29.85
% 34.44
% 38.32
% 42.20
% 45.77
% 49.03
% 51.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
1
2
3
4
5
6
7
8
9
10
176
69
111
31
8
12
3548
660
1318
140
5,378,689
5,340,840
3,024,012
2,977,808
2,767,934
2,467,954
2,411,865
2,282,401
2,217,687
2,050,441
65,081,697
5,281,209
5,289,456
3,015,112
2,842,766
2,749,680
2,408,793
2,408,302
2,228,649
2,169,197
1,978,877
63,928,022
56.26
54.01
49.73
58.03
55.39
60.13
44.66
59.17
59.89
57.32
55.50
%
%
%
%
%
%
%
%
%
%
%
59.74 %
56.44 %
56.98 %
63.88 %
57.84 %
70.72 %
54.07 %
62.14 %
61.90 %
63.96 %
62.17 %
8.26
8.21
4.65
4.58
4.25
3.79
3.71
3.51
3.41
3.15
100.00
%
8.26
% 16.47
% 21.12
% 25.69
% 29.95
% 33.74
% 37.44
% 40.95
% 44.36
% 47.51
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
FARMERS INS GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
MERCURY GEN GRP
AUTO CLUB ENTERPRISES INS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
17
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
Colorado
1
2
3
4
5
6
7
8
9
10
176
69
473
41190
111
200
8
3548
155
31
Connecticut
1
2
3
4
5
6
7
8
9
10
111
3548
31
8
91
38
140
12
155
176
Delaware
1
2
3
4
5
6
7
8
9
10
176
140
34215
111
31
12
3548
200
155
8
District Of
Columbia
1
3548
TRAVELERS GRP
2
3
4
5
6
7
8
9
10
31
12
38
111
176
91
1129
212
626
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
CHUBB INC GRP
LIBERTY MUT GRP
STATE FARM GRP
HARTFORD FIRE & CAS GRP
WHITE MOUNTAINS GRP
ZURICH INS GRP
ACE LTD GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
31
176
155
8
10064
200
19
12
111
3548
Florida
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
STATE FARM GRP
FARMERS INS GRP
AMERICAN FAMILY INS GRP
PINNACOL ASSUR
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
TRAVELERS GRP
PROGRESSIVE GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
1,189,900
628,057
571,739
571,694
566,075
530,292
514,245
455,527
380,675
342,120
9,989,820
1,144,075
627,854
559,451
562,521
537,218
510,597
490,220
446,396
377,193
326,965
9,686,814
89.44
72.68
96.02
65.91
71.61
100.59
94.59
57.55
78.18
77.52
73.93
%
%
%
%
%
%
%
%
%
%
%
91.83 %
73.99 %
96.77 %
68.52 %
75.37 %
102.21 %
96.48 %
59.94 %
79.04 %
81.25 %
77.59 %
11.91
6.29
5.72
5.72
5.67
5.31
5.15
4.56
3.81
3.42
100.00
% 11.91
% 18.20
% 23.92
% 29.64
% 35.31
% 40.62
% 45.77
% 50.33
% 54.14
% 57.56
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LIBERTY MUT GRP
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
NATIONWIDE CORP GRP
AMERICAN INTL GRP
PROGRESSIVE GRP
STATE FARM GRP
**STATE TOTAL**
734,701
640,791
503,626
446,536
446,031
376,102
305,147
296,395
244,180
226,907
8,015,041
730,877
639,663
485,385
445,068
442,251
367,571
295,893
298,437
244,772
220,290
7,887,752
58.44
40.86
66.96
53.74
48.89
34.30
58.11
42.22
60.79
62.25
53.93
%
%
%
%
%
%
%
%
%
%
%
62.36 %
44.53 %
69.70 %
55.62 %
53.80 %
37.12 %
60.96 %
47.43 %
63.76 %
64.09 %
58.22 %
9.17
7.99
6.28
5.57
5.56
4.69
3.81
3.70
3.05
2.83
100.00
%
9.17
% 17.16
% 23.44
% 29.02
% 34.58
% 39.27
% 43.08
% 46.78
% 49.83
% 52.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
NATIONWIDE CORP GRP
NUCLEAR ELECTRIC INS LTD
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
PROGRESSIVE GRP
ALLSTATE INS GRP
**STATE TOTAL**
246,694
200,809
184,374
139,046
125,893
109,882
76,248
66,362
64,288
63,160
2,201,194
244,064
198,759
204,065
140,502
121,485
107,522
75,134
64,406
63,335
62,280
2,190,809
59.81
58.42
108.10
63.76
85.03
81.40
33.28
73.29
59.51
78.66
63.65
%
%
%
%
%
%
%
%
%
%
%
62.67 %
60.08 %
108.10 %
68.72 %
90.02 %
89.36 %
36.77 %
75.09 %
60.69 %
81.43 %
67.93 %
11.21
9.12
8.38
6.32
5.72
4.99
3.46
3.01
2.92
2.87
100.00
% 11.21
% 20.33
% 28.71
% 35.02
% 40.74
% 45.73
% 49.20
% 52.21
% 55.13
% 58.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
158,601
154,491
24.98 %
28.34 %
114,384
110,766
101,115
99,555
98,786
84,021
63,952
56,168
47,351
1,687,749
111,558
105,628
99,546
97,845
97,713
82,205
61,702
60,563
46,294
1,661,336
64.49
54.75
25.80
43.32
53.73
63.15
38.54
67.74
54.77
37.56
%
%
%
%
%
%
%
%
%
%
64.99 %
57.27 %
28.15 %
45.51 %
55.92 %
69.22 %
41.61 %
77.07 %
61.24 %
41.52 %
6.78
6.56
5.99
5.90
5.85
4.98
3.79
3.33
2.81
100.00
% 16.17
% 22.74
% 28.73
% 34.63
% 40.48
% 45.46
% 49.25
% 52.58
% 55.38
% 100.00
%
%
%
%
%
%
%
%
%
%
3,310,985
3,294,425
2,401,047
2,085,401
2,083,870
1,461,568
1,423,294
1,238,025
1,236,914
954,560
42,913,795
3,185,562
3,275,802
2,355,657
2,084,263
2,374,093
1,456,983
1,505,092
1,230,351
1,236,671
970,361
42,414,781
66.70
61.53
64.32
60.70
18.49
63.89
50.92
42.56
53.40
45.40
46.51
%
%
%
%
%
%
%
%
%
%
%
69.90 %
74.87 %
66.42 %
64.33 %
21.05 %
66.77 %
50.95 %
48.48 %
59.26 %
50.15 %
51.36 %
7.72
7.68
5.60
4.86
4.86
3.41
3.32
2.88
2.88
2.22
100.00
%
7.72
% 15.39
% 20.99
% 25.85
% 30.70
% 34.11
% 37.43
% 40.31
% 43.19
% 45.42
% 100.00
%
%
%
%
%
%
%
%
%
%
%
BERKSHIRE HATHAWAY GRP
STATE FARM GRP
PROGRESSIVE GRP
ALLSTATE INS GRP
CITIZENS PROP INS CORP
UNITED SERV AUTOMOBILE ASSN GRP
ASSURANT INC GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
TRAVELERS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
18
9.40 %
9.40 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
Georgia
1
2
3
4
5
6
7
8
9
10
176
8
31
111
155
200
3548
140
561
280
STATE FARM GRP
ALLSTATE INS GRP
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
PROGRESSIVE GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
GEORGIA FARM BUREAU GRP
AUTO OWNERS GRP
**STATE TOTAL**
2,422,964
1,204,475
836,384
802,912
774,523
760,812
752,758
520,207
460,427
452,300
16,097,726
2,350,121
1,174,406
798,849
787,230
779,669
735,915
744,180
500,228
461,252
437,646
15,644,250
67.75
59.66
69.20
61.89
64.87
81.12
50.61
72.99
55.04
67.83
61.78
%
%
%
%
%
%
%
%
%
%
%
69.20 %
61.42 %
72.39 %
64.26 %
66.63 %
82.76 %
54.01 %
75.55 %
56.49 %
72.31 %
65.23 %
15.05
7.48
5.20
4.99
4.81
4.73
4.68
3.23
2.86
2.81
100.00
% 15.05
% 22.53
% 27.73
% 32.72
% 37.53
% 42.25
% 46.93
% 50.16
% 53.02
% 55.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Hawaii
1
2
3
4
5
6
7
8
9
10
176
3098
31
200
106
12
8
4051
111
4715
STATE FARM GRP
TOKIO MARINE HOLDINGS INC GRP
BERKSHIRE HATHAWAY GRP
UNITED SERV AUTOMOBILE ASSN GRP
ISLAND INS CO GRP
AMERICAN INTL GRP
ALLSTATE INS GRP
OCEAN HARBOR GRP
LIBERTY MUT GRP
MS & AD INS GRP
**STATE TOTAL**
261,324
232,297
167,176
123,023
119,761
91,611
85,260
84,183
80,455
72,858
2,300,890
255,631
226,039
164,439
122,173
120,004
92,736
84,241
83,008
78,513
70,615
2,230,765
34.56
40.38
54.79
47.70
42.33
92.53
53.18
5.60
47.70
54.21
41.51
%
%
%
%
%
%
%
%
%
%
%
35.62 %
45.88 %
56.82 %
48.56 %
48.92 %
98.96 %
53.96 %
5.97 %
50.96 %
59.44 %
45.16 %
11.36
10.10
7.27
5.35
5.20
3.98
3.71
3.66
3.50
3.17
100.00
% 11.36
% 21.45
% 28.72
% 34.07
% 39.27
% 43.25
% 46.96
% 50.62
% 54.11
% 57.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Idaho
1
2
3
4
5
6
7
8
9
10
36129
111
176
842
69
8
31
155
3548
140
IDAHO STATE INS FUND
LIBERTY MUT GRP
STATE FARM GRP
FARM BUREAU GRP
FARMERS INS GRP
ALLSTATE INS GRP
BERKSHIRE HATHAWAY GRP
PROGRESSIVE GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
211,093
196,853
175,552
170,952
140,060
105,880
81,982
78,102
71,114
59,153
2,294,633
213,659
195,895
171,900
165,100
141,034
104,599
78,413
76,935
71,070
58,017
2,258,663
76.65
58.49
56.86
68.53
55.17
56.84
70.52
57.72
32.98
68.79
55.95
%
%
%
%
%
%
%
%
%
%
%
81.80 %
61.17 %
58.90 %
73.04 %
55.63 %
58.67 %
74.85 %
58.86 %
34.94 %
71.48 %
59.29 %
9.20
8.58
7.65
7.45
6.10
4.61
3.57
3.40
3.10
2.58
100.00
%
9.20
% 17.78
% 25.43
% 32.88
% 38.98
% 43.60
% 47.17
% 50.57
% 53.67
% 56.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Illinois
1
2
3
4
5
6
7
8
9
10
176
8
50
3548
111
12
218
69
31
212
STATE FARM GRP
ALLSTATE INS GRP
COUNTRY INS & FIN SERV GRP
TRAVELERS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
CNA INS GRP
FARMERS INS GRP
BERKSHIRE HATHAWAY GRP
ZURICH INS GRP
**STATE TOTAL**
3,453,381
1,327,255
1,134,745
995,587
987,812
762,645
650,713
621,941
586,393
554,240
23,046,613
3,384,664
1,239,683
1,124,132
981,229
980,139
1,114,486
655,277
609,923
540,748
542,255
22,819,411
66.04
62.51
60.00
53.38
58.07
54.19
46.42
68.50
66.64
52.21
58.31
%
%
%
%
%
%
%
%
%
%
%
68.17 %
66.34 %
61.50 %
59.71 %
61.93 %
53.26 %
50.38 %
70.11 %
71.81 %
58.84 %
62.57 %
14.98
5.76
4.92
4.32
4.29
3.31
2.82
2.70
2.54
2.40
100.00
% 14.98
% 20.74
% 25.67
% 29.99
% 34.27
% 37.58
% 40.41
% 43.10
% 45.65
% 48.05
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Indiana
1
2
3
4
5
6
7
8
9
10
176
542
111
12
8
155
3548
280
244
213
STATE FARM GRP
INDIANA FARM BUREAU GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ALLSTATE INS GRP
PROGRESSIVE GRP
TRAVELERS GRP
AUTO OWNERS GRP
CINCINNATI FIN GRP
ERIE INS GRP
**STATE TOTAL**
1,357,158
578,974
541,494
446,088
395,557
355,798
355,501
305,269
269,078
264,632
10,193,768
1,328,313
575,416
525,244
442,620
387,480
348,528
351,100
302,226
269,376
246,821
10,023,404
61.01
57.34
51.34
56.44
52.30
67.01
42.44
44.75
50.65
60.65
55.11
%
%
%
%
%
%
%
%
%
%
%
63.29 %
58.41 %
56.12 %
56.58 %
52.30 %
68.36 %
47.30 %
45.49 %
55.44 %
62.49 %
58.48 %
13.31
5.68
5.31
4.38
3.88
3.49
3.49
2.99
2.64
2.60
100.00
% 13.31
% 18.99
% 24.31
% 28.68
% 32.56
% 36.05
% 39.54
% 42.53
% 45.17
% 47.77
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
19
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Iowa
1
2
3
4
5
6
7
8
9
10
176
140
513
155
626
62
3548
473
569
796
STATE FARM GRP
NATIONWIDE CORP GRP
IOWA FARM BUREAU GRP
PROGRESSIVE GRP
ACE LTD GRP
EMC INS CO GRP
TRAVELERS GRP
AMERICAN FAMILY INS GRP
FARMERS MUT HAIL INS GRP
QBE INS GRP
**STATE TOTAL**
599,204
488,679
358,796
258,519
213,249
202,282
184,236
180,366
150,985
147,533
6,012,397
586,345
484,893
351,958
254,631
222,331
200,981
182,226
176,625
150,098
148,714
5,930,615
71.03
72.71
91.93
65.29
197.83
62.89
63.60
63.34
178.84
203.64
86.25
%
%
%
%
%
%
%
%
%
%
%
71.83 %
73.82 %
92.52 %
66.44 %
198.21 %
67.17 %
67.87 %
64.36 %
179.01 %
205.34 %
88.57 %
9.97
8.13
5.97
4.30
3.55
3.36
3.06
3.00
2.51
2.45
100.00
%
9.97
% 18.09
% 24.06
% 28.36
% 31.91
% 35.27
% 38.34
% 41.34
% 43.85
% 46.30
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kansas
1
2
3
4
5
6
7
8
9
10
176
513
473
140
3548
69
111
155
626
471
STATE FARM GRP
IOWA FARM BUREAU GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
FARMERS INS GRP
LIBERTY MUT GRP
PROGRESSIVE GRP
ACE LTD GRP
WELLS FARGO GRP
**STATE TOTAL**
642,594
421,987
399,778
282,280
266,472
251,155
232,963
179,744
163,169
143,443
6,060,539
631,286
418,607
392,905
271,286
263,156
252,547
230,627
177,886
139,091
157,987
5,925,647
50.78
60.38
50.75
58.43
34.77
45.73
52.32
60.31
76.93
127.85
56.13
%
%
%
%
%
%
%
%
%
%
%
51.96 %
61.16 %
51.22 %
59.93 %
38.70 %
46.09 %
64.07 %
60.77 %
78.10 %
127.85 %
58.84 %
10.60
6.96
6.60
4.66
4.40
4.14
3.84
2.97
2.69
2.37
100.00
% 10.60
% 17.57
% 24.16
% 28.82
% 33.22
% 37.36
% 41.20
% 44.17
% 46.86
% 49.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
176
109
111
8
31
3548
155
140
200
10320
STATE FARM GRP
KENTUCKY FARM BUREAU GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
PROGRESSIVE GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
KENTUCKY EMPLOYERS MUT INS
**STATE TOTAL**
922,297
898,563
505,448
284,284
228,332
220,820
197,318
169,457
166,505
158,146
6,658,724
902,022
895,791
498,218
275,777
225,379
221,672
196,379
164,777
162,050
153,284
6,568,394
58.98
59.13
54.66
54.21
56.96
52.15
55.26
61.65
76.64
69.23
56.53
%
%
%
%
%
%
%
%
%
%
%
60.23 %
60.27 %
58.36 %
56.22 %
64.04 %
56.69 %
56.75 %
64.28 %
78.56 %
73.01 %
59.97 %
13.85
13.49
7.59
4.27
3.43
3.32
2.96
2.54
2.50
2.38
100.00
% 13.85
% 27.35
% 34.94
% 39.21
% 42.63
% 45.95
% 48.91
% 51.46
% 53.96
% 56.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
176
8
111
155
31
12
3548
200
212
483
STATE FARM GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
PROGRESSIVE GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
SOUTHERN FARM BUREAU CAS GRP
**STATE TOTAL**
1,876,314
768,433
585,048
553,196
385,777
355,653
303,998
291,083
251,621
221,984
10,797,349
1,845,941
755,697
575,367
553,367
372,512
353,507
311,837
282,696
246,944
219,682
10,650,077
59.69
45.05
53.24
61.05
68.40
73.49
32.83
58.14
54.03
59.88
49.92
%
%
%
%
%
%
%
%
%
%
%
62.20 %
48.19 %
55.63 %
63.01 %
71.65 %
78.99 %
39.96 %
60.32 %
63.59 %
65.41 %
54.32 %
17.38
7.12
5.42
5.12
3.57
3.29
2.82
2.70
2.33
2.06
100.00
% 17.38
% 24.49
% 29.91
% 35.04
% 38.61
% 41.90
% 44.72
% 47.41
% 49.74
% 51.80
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Maine
1
2
3
4
5
6
7
8
9
10
111
176
1332
88
155
98
3548
8
31
15997
194,206
141,525
137,306
110,141
102,336
91,982
91,840
83,726
68,984
66,845
2,028,986
192,853
137,840
135,843
105,082
101,284
89,536
92,032
82,736
66,627
65,134
2,008,225
48.20
55.44
58.32
41.72
59.43
42.30
35.86
49.43
63.45
48.23
53.41
%
%
%
%
%
%
%
%
%
%
%
50.72 %
56.28 %
63.24 %
43.52 %
60.21 %
44.79 %
37.91 %
50.30 %
64.29 %
50.13 %
55.89 %
9.57
6.98
6.77
5.43
5.04
4.53
4.53
4.13
3.40
3.29
100.00
%
9.57
% 16.55
% 23.31
% 28.74
% 33.79
% 38.32
% 42.85
% 46.97
% 50.37
% 53.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LIBERTY MUT GRP
STATE FARM GRP
MAINE EMPLOYERS MUT INS GRP
THE HANOVER INS GRP
PROGRESSIVE GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
ALLSTATE INS GRP
BERKSHIRE HATHAWAY GRP
MMG INS CO
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
20
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
Maryland
1
2
3
4
5
6
7
8
9
10
176
31
8
140
213
111
3548
200
91
155
STATE FARM GRP
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
ERIE INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
PROGRESSIVE GRP
**STATE TOTAL**
1,181,879
1,033,951
767,259
669,439
662,553
540,909
507,842
500,051
298,311
267,031
10,245,789
1,169,341
1,013,400
761,670
657,036
638,038
531,054
520,316
486,633
294,570
263,393
10,036,806
65.23
67.58
56.42
60.00
60.78
60.57
52.31
71.64
49.60
58.53
57.64
%
%
%
%
%
%
%
%
%
%
%
67.47 %
69.13 %
57.84 %
61.75 %
63.12 %
63.74 %
56.64 %
72.89 %
53.35 %
59.70 %
60.98 %
11.54
10.09
7.49
6.53
6.47
5.28
4.96
4.88
2.91
2.61
100.00
% 11.54
% 21.63
% 29.12
% 35.65
% 42.12
% 47.39
% 52.35
% 57.23
% 60.14
% 62.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Massachusetts
1
2
3
4
5
6
7
8
9
10
411
111
3548
188
586
12
31
38
88
415
MAPFRE INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
SAFETY GRP
ARBELLA INS GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
CHUBB INC GRP
THE HANOVER INS GRP
PLYMOUTH ROCK INS GRP
**STATE TOTAL**
1,548,093
1,209,761
764,445
746,930
737,262
531,016
413,727
410,478
357,421
355,010
13,189,338
1,529,756
1,185,182
781,793
731,585
715,429
517,700
371,076
402,819
353,289
347,349
12,889,867
59.91
53.04
39.15
55.74
50.36
61.97
58.79
33.15
45.20
61.92
50.67
%
%
%
%
%
%
%
%
%
%
%
60.66 %
58.92 %
44.16 %
57.49 %
52.90 %
67.47 %
62.43 %
41.83 %
47.48 %
63.79 %
54.38 %
11.74
9.17
5.80
5.66
5.59
4.03
3.14
3.11
2.71
2.69
100.00
% 11.74
% 20.91
% 26.71
% 32.37
% 37.96
% 41.98
% 45.12
% 48.23
% 50.94
% 53.64
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Michigan
1
2
3
4
5
6
7
8
9
10
176
55
280
8
88
155
111
67
69
1309
STATE FARM GRP
AUTOMOBILE CLUB MI GRP
AUTO OWNERS GRP
ALLSTATE INS GRP
THE HANOVER INS GRP
PROGRESSIVE GRP
LIBERTY MUT GRP
MICHIGAN FARM BUREAU GRP
FARMERS INS GRP
FRANKENMUTH GRP
**STATE TOTAL**
1,984,499
1,645,850
1,512,357
1,034,711
837,531
777,173
738,454
685,550
370,613
356,367
17,571,260
1,972,258
1,642,480
1,482,314
1,013,299
827,334
744,116
701,777
670,768
371,687
353,530
17,157,453
69.36
68.72
82.65
145.29
69.43
77.36
76.26
63.20
112.94
67.44
74.89
%
%
%
%
%
%
%
%
%
%
%
77.12 %
71.67 %
86.59 %
164.46 %
71.57 %
80.04 %
80.82 %
66.54 %
117.16 %
70.11 %
80.62 %
11.29
9.37
8.61
5.89
4.77
4.42
4.20
3.90
2.11
2.03
100.00
% 11.29
% 20.66
% 29.27
% 35.16
% 39.92
% 44.35
% 48.55
% 52.45
% 54.56
% 56.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Minnesota
1
2
3
4
5
6
7
8
9
10
176
473
155
69
3548
111
280
8
140
471
STATE FARM GRP
AMERICAN FAMILY INS GRP
PROGRESSIVE GRP
FARMERS INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
AUTO OWNERS GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
WELLS FARGO GRP
**STATE TOTAL**
1,429,652
725,358
479,773
451,562
428,849
394,486
382,378
299,726
259,206
245,810
10,545,374
1,391,664
710,778
472,094
451,836
418,937
391,438
373,574
290,193
245,926
247,126
10,300,971
55.21
44.98
60.25
43.39
41.97
49.61
47.35
49.71
48.12
161.10
60.26
%
%
%
%
%
%
%
%
%
%
%
57.03 %
46.71 %
61.55 %
44.53 %
45.88 %
53.03 %
49.19 %
51.17 %
51.16 %
161.12 %
62.93 %
13.56
6.88
4.55
4.28
4.07
3.74
3.63
2.84
2.46
2.33
100.00
% 13.56
% 20.44
% 24.99
% 29.27
% 33.33
% 37.07
% 40.70
% 43.54
% 46.00
% 48.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Mississippi
1
2
3
4
5
6
7
8
9
10
176
483
8
140
111
3548
155
31
200
212
STATE FARM GRP
SOUTHERN FARM BUREAU CAS GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
TRAVELERS GRP
PROGRESSIVE GRP
BERKSHIRE HATHAWAY GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
**STATE TOTAL**
724,702
416,484
264,762
247,641
237,456
209,220
183,534
121,974
117,388
114,577
4,767,248
712,182
409,173
261,713
242,620
222,295
209,601
182,902
119,041
115,459
115,491
4,690,000
61.09
70.89
48.45
51.94
79.07
87.42
60.00
61.55
59.74
34.95
57.87
%
%
%
%
%
%
%
%
%
%
%
62.65 %
72.19 %
49.16 %
53.95 %
82.61 %
92.84 %
60.79 %
66.84 %
60.95 %
42.48 %
60.85 %
15.20
8.74
5.55
5.19
4.98
4.39
3.85
2.56
2.46
2.40
100.00
% 15.20
% 23.94
% 29.49
% 34.69
% 39.67
% 44.06
% 47.91
% 50.46
% 52.93
% 55.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
21
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Missouri
1
2
3
4
5
6
7
8
9
10
176
473
111
3548
69
123
140
155
31
626
Montana
1
2
3
4
5
6
7
8
9
10
176
111
69
3548
626
4683
155
796
140
Nebraska
1
2
3
4
5
6
7
8
9
10
176
13889
140
513
3548
626
796
471
473
155
Nevada
1
2
3
4
5
6
7
8
9
10
New Hampshire
1
2
3
4
5
6
7
8
9
10
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1,410,735
873,041
582,647
437,009
390,051
363,534
360,763
287,729
275,766
274,804
10,240,479
1,372,319
865,598
561,994
432,604
385,494
358,086
349,507
283,171
264,827
278,362
10,056,485
59.98
64.36
53.20
50.85
50.57
59.99
58.22
63.17
70.78
37.78
56.53
%
%
%
%
%
%
%
%
%
%
%
60.98 %
65.37 %
56.79 %
57.23 %
51.71 %
61.79 %
61.00 %
64.53 %
74.64 %
38.90 %
60.09 %
13.78
8.53
5.69
4.27
3.81
3.55
3.52
2.81
2.69
2.68
100.00
% 13.78
% 22.30
% 27.99
% 32.26
% 36.07
% 39.62
% 43.14
% 45.95
% 48.64
% 51.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
LIBERTY MUT GRP
MT STATE COMPENSATION INSURANCE FUND
FARMERS INS GRP
TRAVELERS GRP
ACE LTD GRP
MOUNTAIN WEST FARM GRP
PROGRESSIVE GRP
QBE INS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
229,528
210,925
172,254
126,382
100,631
92,735
87,822
87,474
79,185
58,635
2,155,997
223,913
205,107
172,384
125,747
102,335
67,311
83,124
85,111
84,335
55,086
2,096,232
79.30
64.42
72.17
106.36
83.93
68.40
141.00
66.48
49.14
77.03
72.60
%
%
%
%
%
%
%
%
%
%
%
80.42 %
66.85 %
74.26 %
109.06 %
88.58 %
70.04 %
148.35 %
67.20 %
51.23 %
80.06 %
76.14 %
10.65
9.78
7.99
5.86
4.67
4.30
4.07
4.06
3.67
2.72
100.00
% 10.65
% 20.43
% 28.42
% 34.28
% 38.95
% 43.25
% 47.32
% 51.38
% 55.05
% 57.77
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
FARMERS MUT INS CO OF NE
NATIONWIDE CORP GRP
IOWA FARM BUREAU GRP
TRAVELERS GRP
ACE LTD GRP
QBE INS GRP
WELLS FARGO GRP
AMERICAN FAMILY INS GRP
PROGRESSIVE GRP
**STATE TOTAL**
489,515
258,088
251,994
226,802
172,875
166,235
161,260
158,001
154,836
145,611
4,304,681
479,339
249,219
243,721
217,646
168,969
158,975
162,877
158,524
152,520
142,962
4,207,751
95.74
148.18
116.68
126.91
75.30
91.28
128.42
80.29
89.28
74.24
94.33
%
%
%
%
%
%
%
%
%
%
%
96.90 %
148.63 %
118.30 %
127.78 %
79.83 %
91.63 %
129.32 %
80.29 %
89.85 %
74.92 %
96.15 %
11.37
6.00
5.85
5.27
4.02
3.86
3.75
3.67
3.60
3.38
100.00
% 11.37
% 17.37
% 23.22
% 28.49
% 32.51
% 36.37
% 40.11
% 43.78
% 47.38
% 50.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
176
69
111
8
31
155
12
3548
200
1278
STATE FARM GRP
FARMERS INS GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
BERKSHIRE HATHAWAY GRP
PROGRESSIVE GRP
AMERICAN INTL GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
CSAA INS GRP
**STATE TOTAL**
466,958
325,625
272,101
266,619
242,313
206,491
166,447
162,941
143,420
138,999
4,283,885
456,109
322,528
261,482
263,874
228,206
204,728
167,148
158,782
141,674
138,190
4,199,661
52.60
54.00
55.63
53.00
68.49
67.01
27.93
68.41
64.01
68.41
55.67
%
%
%
%
%
%
%
%
%
%
%
60.10 %
56.72 %
61.57 %
56.70 %
77.46 %
68.53 %
53.51 %
76.47 %
65.89 %
69.46 %
62.64 %
10.90
7.60
6.35
6.22
5.66
4.82
3.89
3.80
3.35
3.24
100.00
% 10.90
% 18.50
% 24.85
% 31.08
% 36.73
% 41.55
% 45.44
% 49.24
% 52.59
% 55.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
111
176
31
8
98
3548
155
88
200
45
LIBERTY MUT GRP
STATE FARM GRP
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
PROGRESSIVE GRP
THE HANOVER INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
CONCORD GRP
**STATE TOTAL**
266,634
143,277
113,723
106,629
104,061
102,031
101,405
80,633
63,872
57,164
2,223,994
260,002
140,635
106,466
104,504
101,525
103,068
100,341
80,883
61,755
57,084
2,176,987
47.09
50.48
62.08
52.94
33.89
35.33
63.45
65.95
61.00
56.21
48.47
%
%
%
%
%
%
%
%
%
%
%
50.01 %
51.91 %
63.81 %
54.83 %
37.58 %
41.02 %
64.72 %
67.97 %
61.95 %
56.55 %
51.00 %
11.99
6.44
5.11
4.79
4.68
4.59
4.56
3.63
2.87
2.57
100.00
% 11.99
% 18.43
% 23.54
% 28.34
% 33.02
% 37.61
% 42.17
% 45.79
% 48.66
% 51.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
AMERICAN FAMILY INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
FARMERS INS GRP
SHELTER INS GRP
NATIONWIDE CORP GRP
PROGRESSIVE GRP
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
22
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
New Jersey
1
2
3
4
5
6
7
8
9
10
708
31
111
8
176
3548
155
1227
12
38
NEW JERSEY MANUFACTURERS GRP
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
STATE FARM GRP
TRAVELERS GRP
PROGRESSIVE GRP
PALISADES GRP
AMERICAN INTL GRP
CHUBB INC GRP
**STATE TOTAL**
New Mexico
1
2
3
4
5
6
7
8
9
10
176
69
111
31
8
200
3548
155
1112
91
STATE FARM GRP
FARMERS INS GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
PROGRESSIVE GRP
NEW MEXICO MUT GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
New York
1
2
3
4
5
6
7
8
9
10
31
8
176
3548
36102
111
12
38
2538
140
North Carolina
1
2
3
4
5
6
7
8
9
10
140
176
324
8
200
111
3548
31
213
2538
North Dakota
1
2
3
4
5
6
7
8
9
10
796
626
471
3500
176
155
473
84
3548
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1,779,508
1,609,022
1,336,813
1,206,255
986,717
942,590
761,905
699,550
638,502
558,963
19,672,071
1,663,966
1,572,333
1,325,477
1,222,904
990,127
937,976
751,888
693,922
637,772
556,850
19,298,996
58.38
62.83
59.96
61.33
59.02
41.80
59.60
53.84
65.15
41.04
57.61
%
%
%
%
%
%
%
%
%
%
%
62.69 %
69.39 %
67.89 %
67.52 %
63.28 %
46.99 %
64.17 %
57.78 %
73.91 %
49.76 %
64.28 %
9.05
8.18
6.80
6.13
5.02
4.79
3.87
3.56
3.25
2.84
100.00
%
9.05
% 17.23
% 24.02
% 30.15
% 35.17
% 39.96
% 43.83
% 47.39
% 50.63
% 53.48
% 100.00
%
%
%
%
%
%
%
%
%
%
%
362,710
286,757
196,998
162,223
160,022
147,073
139,252
135,862
106,311
101,985
2,979,849
356,106
287,536
192,124
156,487
160,024
144,559
136,129
133,486
105,098
101,501
2,943,437
59.17
43.64
53.99
60.11
39.26
67.57
50.43
59.51
60.78
52.56
54.61
%
%
%
%
%
%
%
%
%
%
%
60.59 %
44.96 %
57.07 %
64.17 %
40.71 %
69.45 %
55.93 %
61.43 %
61.73 %
55.88 %
58.37 %
12.17
9.62
6.61
5.44
5.37
4.94
4.67
4.56
3.57
3.42
100.00
% 12.17
% 21.80
% 28.41
% 33.85
% 39.22
% 44.16
% 48.83
% 53.39
% 56.96
% 60.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
STATE FARM GRP
TRAVELERS GRP
STATE INS FUND
LIBERTY MUT GRP
AMERICAN INTL GRP
CHUBB INC GRP
AMTRUST NGH GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
3,884,875
2,638,407
2,420,345
2,404,747
2,374,259
2,103,551
1,969,238
1,619,556
1,349,782
1,322,228
41,811,382
3,795,904
2,632,958
2,379,539
2,396,176
2,353,551
2,117,876
1,954,514
1,589,948
1,309,107
1,274,348
40,986,526
65.15
53.72
62.70
40.66
83.31
54.22
90.21
47.74
60.17
60.21
56.27
%
%
%
%
%
%
%
%
%
%
%
70.32 %
57.16 %
67.53 %
45.92 %
83.57 %
60.37 %
100.19 %
54.70 %
65.47 %
66.18 %
62.57 %
9.29
6.31
5.79
5.75
5.68
5.03
4.71
3.87
3.23
3.16
100.00
%
9.29
% 15.60
% 21.39
% 27.14
% 32.82
% 37.85
% 42.56
% 46.43
% 49.66
% 52.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
NATIONWIDE CORP GRP
STATE FARM GRP
NORTH CAROLINA FARM BUREAU GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
ERIE INS GRP
AMTRUST NGH GRP
**STATE TOTAL**
1,390,716
1,247,234
939,086
655,512
588,900
580,439
544,563
534,902
440,807
431,311
13,709,832
1,374,480
1,223,569
935,842
644,896
569,828
580,915
547,038
513,150
418,809
411,593
13,431,133
53.02
51.14
56.10
56.19
63.73
42.20
37.25
59.74
53.68
74.12
50.52
%
%
%
%
%
%
%
%
%
%
%
53.57 %
51.78 %
56.63 %
56.84 %
64.66 %
43.85 %
40.13 %
61.65 %
55.29 %
75.06 %
52.93 %
10.14
9.10
6.85
4.78
4.30
4.23
3.97
3.90
3.22
3.15
100.00
% 10.14
% 19.24
% 26.09
% 30.87
% 35.17
% 39.40
% 43.37
% 47.28
% 50.49
% 53.64
% 100.00
%
%
%
%
%
%
%
%
%
%
%
350,207
272,499
242,521
203,591
133,030
113,711
85,942
82,912
81,504
65,514
2,860,883
341,836
272,406
259,441
203,800
132,068
110,399
82,685
82,007
80,976
61,045
2,811,348
67.18
61.83
61.60
67.10
51.09
47.06
57.22
37.60
54.92
41.86
57.02
%
%
%
%
%
%
%
%
%
%
%
68.76 %
62.64 %
61.97 %
67.10 %
52.01 %
47.55 %
57.26 %
37.37 %
56.65 %
45.07 %
58.58 %
12.24
9.52
8.48
7.12
4.65
3.97
3.00
2.90
2.85
2.29
100.00
% 12.24
% 21.77
% 30.24
% 37.36
% 42.01
% 45.98
% 48.99
% 51.89
% 54.74
% 57.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
WORKFORCE SAFETY & INSURANCE OF ND
QBE INS GRP
ACE LTD GRP
WELLS FARGO GRP
NODAK MUT GRP
STATE FARM GRP
PROGRESSIVE GRP
AMERICAN FAMILY INS GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
23
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Ohio
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
176
140
8
155
111
244
267
228
31
Oklahoma
1
2
3
4
5
6
7
8
9
10
176
69
111
3548
36188
8
200
220
31
155
Oregon
1
2
3
4
5
6
7
8
9
10
176
111
69
36196
8
155
31
3548
200
140
Pennsylvania
1
2
3
4
5
6
7
8
9
10
176
213
140
8
111
3548
31
155
12
212
Rhode Island
1
2
3
4
5
6
7
8
9
10
8
155
111
28
3490
140
31
241
3548
12
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
2,146,499
1,848,955
1,005,808
950,494
809,401
771,702
686,938
559,253
534,377
467,705
17,194,709
2,142,549
1,806,480
992,164
922,061
802,230
747,237
677,114
546,196
526,866
450,290
16,923,522
55.56
55.76
53.78
52.31
62.82
60.85
45.93
53.10
46.45
58.15
50.60
%
%
%
%
%
%
%
%
%
%
%
70.91 %
57.20 %
55.48 %
53.77 %
63.91 %
63.90 %
49.45 %
55.18 %
49.28 %
61.63 %
55.02 %
12.48
10.75
5.85
5.53
4.71
4.49
4.00
3.25
3.11
2.72
100.00
% 12.48
% 23.24
% 29.09
% 34.61
% 39.32
% 43.81
% 47.80
% 51.06
% 54.16
% 56.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
FARMERS INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
COMPSOURCE OKLAHOMA
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
OKLAHOMA FARM BUREAU GRP
BERKSHIRE HATHAWAY GRP
PROGRESSIVE GRP
**STATE TOTAL**
1,082,807
651,884
465,201
318,758
306,439
279,507
251,596
248,713
226,486
207,827
7,706,380
1,046,709
642,794
443,029
316,025
308,780
270,916
245,642
250,757
215,427
203,839
7,551,599
44.80
33.89
44.27
42.09
78.67
45.44
53.51
43.55
49.32
53.73
50.36
%
%
%
%
%
%
%
%
%
%
%
45.92 %
34.81 %
46.23 %
46.20 %
82.51 %
46.55 %
54.93 %
45.81 %
54.17 %
54.82 %
53.36 %
14.05
8.46
6.04
4.14
3.98
3.63
3.26
3.23
2.94
2.70
100.00
% 14.05
% 22.51
% 28.55
% 32.68
% 36.66
% 40.29
% 43.55
% 46.78
% 49.72
% 52.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
LIBERTY MUT GRP
FARMERS INS GRP
SAIF CORP
ALLSTATE INS GRP
PROGRESSIVE GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
753,291
649,916
496,969
452,442
275,642
265,914
208,601
183,845
163,927
141,511
5,910,395
743,468
639,627
495,424
447,220
268,359
267,444
200,220
181,788
158,799
138,534
5,806,522
54.35
50.38
50.57
39.39
52.17
60.14
68.10
40.45
65.54
62.35
48.69
%
%
%
%
%
%
%
%
%
%
%
56.47 %
56.17 %
51.68 %
42.08 %
54.07 %
61.35 %
73.53 %
44.98 %
67.28 %
65.15 %
52.23 %
12.75
11.00
8.41
7.66
4.66
4.50
3.53
3.11
2.77
2.39
100.00
% 12.75
% 23.74
% 32.15
% 39.80
% 44.47
% 48.97
% 52.50
% 55.61
% 58.38
% 60.78
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
ERIE INS GRP
NATIONWIDE CORP GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
PROGRESSIVE GRP
AMERICAN INTL GRP
ZURICH INS GRP
**STATE TOTAL**
2,221,666
2,078,388
1,493,161
1,461,682
1,235,810
1,159,234
746,717
720,155
614,796
532,344
22,289,367
2,194,986
2,029,642
1,483,834
1,448,295
1,236,964
1,160,311
722,344
708,561
608,361
517,621
21,930,727
67.90
68.31
63.05
65.63
71.91
48.10
64.38
59.23
74.70
54.95
62.84
%
%
%
%
%
%
%
%
%
%
%
70.30 %
70.79 %
65.41 %
66.94 %
76.91 %
53.54 %
68.96 %
60.94 %
81.34 %
66.46 %
68.24 %
9.97
9.32
6.70
6.56
5.54
5.20
3.35
3.23
2.76
2.39
100.00
%
9.97
% 19.29
% 25.99
% 32.55
% 38.09
% 43.29
% 46.64
% 49.87
% 52.63
% 55.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
ALLSTATE INS GRP
PROGRESSIVE GRP
LIBERTY MUT GRP
AMICA MUT GRP
BEACON MUT GRP
NATIONWIDE CORP GRP
BERKSHIRE HATHAWAY GRP
METROPOLITAN GRP
TRAVELERS GRP
AMERICAN INTL GRP
**STATE TOTAL**
157,404
146,311
144,007
142,708
124,954
114,948
101,660
90,484
85,980
63,887
2,120,517
156,121
143,150
143,502
140,628
120,407
112,725
98,483
90,429
90,881
64,905
2,092,080
50.95
66.47
62.54
51.27
50.55
54.28
75.87
55.36
22.73
42.25
53.38
%
%
%
%
%
%
%
%
%
%
%
52.49 %
68.34 %
65.47 %
52.87 %
54.48 %
55.71 %
78.47 %
55.53 %
25.46 %
47.01 %
56.76 %
7.42
6.90
6.79
6.73
5.89
5.42
4.79
4.27
4.05
3.01
100.00
%
7.42
% 14.32
% 21.11
% 27.84
% 33.74
% 39.16
% 43.95
% 48.22
% 52.27
% 55.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
OHIO BUREAU OF WORKERS' COMPENSATION
STATE FARM GRP
NATIONWIDE CORP GRP
ALLSTATE INS GRP
PROGRESSIVE GRP
LIBERTY MUT GRP
CINCINNATI FIN GRP
GRANGE MUT CAS GRP
WESTFIELD GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
24
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
South Carolina
1
2
3
4
5
6
7
8
9
10
176
8
140
111
200
31
3548
12
155
280
South Dakota
1
2
3
4
5
6
7
8
9
10
626
176
471
796
84
473
140
155
513
13889
Tennessee
1
2
3
4
5
6
7
8
9
10
176
694
111
3548
8
140
31
200
12
155
Texas
1
2
3
4
5
6
7
8
9
10
Utah
1
2
3
4
5
6
7
8
9
10
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
STATE FARM GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
AMERICAN INTL GRP
PROGRESSIVE GRP
AUTO OWNERS GRP
**STATE TOTAL**
1,183,692
645,848
506,414
395,278
392,777
381,756
373,692
246,669
236,951
203,863
7,952,899
1,158,978
633,829
501,951
384,384
381,553
369,285
372,103
245,656
233,358
200,245
7,785,761
65.19
59.44
64.61
57.49
80.95
72.71
52.28
53.20
60.88
60.21
58.84
%
%
%
%
%
%
%
%
%
%
%
66.48 %
60.14 %
66.77 %
61.06 %
82.50 %
76.14 %
55.14 %
56.57 %
62.74 %
65.14 %
62.05 %
14.88
8.12
6.37
4.97
4.94
4.80
4.70
3.10
2.98
2.56
100.00
% 14.88
% 23.00
% 29.37
% 34.34
% 39.28
% 44.08
% 48.78
% 51.88
% 54.86
% 57.42
% 100.00
%
%
%
%
%
%
%
%
%
%
%
ACE LTD GRP
STATE FARM GRP
WELLS FARGO GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
PROGRESSIVE GRP
IOWA FARM BUREAU GRP
FARMERS MUT INS CO OF NE
**STATE TOTAL**
240,049
164,864
154,691
115,543
104,595
94,161
88,141
73,146
59,252
55,118
2,308,430
220,743
159,160
156,773
117,683
105,239
92,768
84,649
71,717
56,131
51,489
2,243,837
31.16
94.35
19.11
42.60
29.69
69.03
100.38
73.73
113.71
82.02
60.43
%
%
%
%
%
%
%
%
%
%
%
31.23 %
95.06 %
19.11 %
44.13 %
29.90 %
69.85 %
102.42 %
74.75 %
114.67 %
82.25 %
62.00 %
10.40
7.14
6.70
5.01
4.53
4.08
3.82
3.17
2.57
2.39
100.00
% 10.40
% 17.54
% 24.24
% 29.25
% 33.78
% 37.86
% 41.68
% 44.84
% 47.41
% 49.80
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
TENNESSEE FARMERS GRP
LIBERTY MUT GRP
TRAVELERS GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
BERKSHIRE HATHAWAY GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN INTL GRP
PROGRESSIVE GRP
**STATE TOTAL**
1,397,542
1,161,723
538,518
451,377
415,041
340,262
313,409
308,941
298,522
236,278
10,138,502
1,382,129
1,152,993
516,453
456,458
408,494
331,512
297,400
296,340
295,879
228,869
9,926,305
55.17
59.51
54.91
47.58
46.57
55.91
59.28
64.31
52.75
52.16
52.70
%
%
%
%
%
%
%
%
%
%
%
56.43 %
61.23 %
57.59 %
51.27 %
48.02 %
57.87 %
62.95 %
65.45 %
59.92 %
53.15 %
55.87 %
13.78
11.46
5.31
4.45
4.09
3.36
3.09
3.05
2.94
2.33
100.00
% 13.78
% 25.24
% 30.55
% 35.01
% 39.10
% 42.46
% 45.55
% 48.60
% 51.54
% 53.87
% 100.00
%
%
%
%
%
%
%
%
%
%
%
176
8
69
111
200
31
12
155
3548
140
STATE FARM GRP
ALLSTATE INS GRP
FARMERS INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
PROGRESSIVE GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
5,439,962
3,022,769
2,981,316
2,208,867
2,084,852
1,843,365
1,712,878
1,665,124
1,532,533
1,371,169
47,448,554
5,343,898
2,916,421
2,946,048
2,134,012
2,021,102
1,729,914
1,655,045
1,644,207
1,521,230
1,344,900
46,048,835
54.65
52.59
55.97
49.86
69.39
66.48
52.76
62.50
42.56
61.04
53.95
%
%
%
%
%
%
%
%
%
%
%
56.85 %
53.88 %
57.31 %
54.45 %
70.71 %
69.51 %
58.06 %
63.78 %
46.57 %
64.62 %
57.37 %
11.46
6.37
6.28
4.66
4.39
3.88
3.61
3.51
3.23
2.89
100.00
% 11.46
% 17.84
% 24.12
% 28.77
% 33.17
% 37.05
% 40.66
% 44.17
% 47.40
% 50.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
176
69
8
1147
111
3548
31
140
12
155
STATE FARM GRP
FARMERS INS GRP
ALLSTATE INS GRP
WORKERS COMP OF UTAH GRP
LIBERTY MUT GRP
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
NATIONWIDE CORP GRP
AMERICAN INTL GRP
PROGRESSIVE GRP
**STATE TOTAL**
379,073
288,447
259,755
210,423
178,336
153,827
142,586
128,628
123,881
121,846
3,885,193
369,337
288,623
248,459
209,932
174,283
150,292
137,611
126,220
121,349
120,105
3,773,482
55.54
50.48
53.66
60.08
55.03
33.62
62.58
54.69
23.85
56.33
49.60
%
%
%
%
%
%
%
%
%
%
%
57.09 %
51.27 %
54.18 %
66.89 %
57.94 %
36.32 %
66.39 %
58.02 %
29.27 %
56.88 %
52.82 %
9.76
7.42
6.69
5.42
4.59
3.96
3.67
3.31
3.19
3.14
100.00
%
9.76
% 17.18
% 23.87
% 29.28
% 33.87
% 37.83
% 41.50
% 44.81
% 48.00
% 51.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
25
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Group/
Company
Rank
Code
Vermont
1
2
3
4
5
6
7
8
9
10
11409
111
98
3548
4726
155
31
234
18686
176
Virginia
1
2
3
4
5
6
7
8
9
10
176
200
140
31
8
3548
111
213
155
12
Washington
1
2
3
4
5
6
7
8
9
10
111
176
69
8
200
31
155
24341
12
West Virginia
1
2
3
4
5
6
7
8
9
10
176
140
213
4768
8
3548
111
31
228
91
Wisconsin
1
2
3
4
5
6
7
8
9
10
473
176
155
3548
15350
14184
111
12
212
796
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
169,907
116,591
64,969
64,261
64,218
62,825
58,691
52,456
51,552
44,836
1,395,653
169,865
114,482
63,832
63,528
62,051
62,218
56,520
51,390
50,888
44,121
1,374,844
0.00
73.03
52.49
47.82
11.36
62.98
67.85
65.37
64.42
64.66
47.85
%
%
%
%
%
%
%
%
%
%
%
0.00 %
76.71 %
52.30 %
53.53 %
14.76 %
63.62 %
69.74 %
66.87 %
64.98 %
66.10 %
50.08 %
12.17
8.35
4.66
4.60
4.60
4.50
4.21
3.76
3.69
3.21
100.00
% 12.17
% 20.53
% 25.18
% 29.79
% 34.39
% 38.89
% 43.10
% 46.85
% 50.55
% 53.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
BERKSHIRE HATHAWAY GRP
ALLSTATE INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
ERIE INS GRP
PROGRESSIVE GRP
AMERICAN INTL GRP
**STATE TOTAL**
1,321,882
996,618
884,060
867,386
730,987
639,343
532,301
480,964
446,057
425,750
12,126,569
1,301,187
976,740
869,623
849,202
725,030
643,551
525,626
458,633
445,551
420,933
11,917,503
52.42
58.87
54.20
61.87
47.14
38.21
52.48
54.64
61.38
62.95
52.13
%
%
%
%
%
%
%
%
%
%
%
53.68 %
60.01 %
55.70 %
64.08 %
48.44 %
40.68 %
55.73 %
56.75 %
62.64 %
65.99 %
54.87 %
10.90
8.22
7.29
7.15
6.03
5.27
4.39
3.97
3.68
3.51
100.00
% 10.90
% 19.12
% 26.41
% 33.56
% 39.59
% 44.86
% 49.25
% 53.22
% 56.90
% 60.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
WASHINGTON STATE FUND
LIBERTY MUT GRP
STATE FARM GRP
FARMERS INS GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
BERKSHIRE HATHAWAY GRP
PROGRESSIVE GRP
PEMCO MUT INS CO
AMERICAN INTL GRP
**STATE TOTAL**
1,673,242
1,130,446
1,042,153
690,111
666,360
479,392
414,151
395,495
361,890
309,125
11,795,480
1,673,242
1,086,875
1,026,255
688,872
657,809
471,663
392,011
392,438
353,857
328,260
11,624,412
127.38
53.66
55.44
51.13
58.08
65.28
67.01
63.31
63.78
73.13
66.61
%
%
%
%
%
%
%
%
%
%
%
137.30 %
58.33 %
58.93 %
52.38 %
59.73 %
66.74 %
70.80 %
64.79 %
65.21 %
79.89 %
71.48 %
14.19
9.58
8.84
5.85
5.65
4.06
3.51
3.35
3.07
2.62
100.00
% 14.19
% 23.77
% 32.60
% 38.45
% 44.10
% 48.17
% 51.68
% 55.03
% 58.10
% 60.72
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
NATIONWIDE CORP GRP
ERIE INS GRP
BRICKSTREET MUT GRP
ALLSTATE INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
WESTFIELD GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
432,128
286,802
285,175
156,291
133,196
127,507
115,519
113,977
99,080
76,689
2,873,244
429,030
288,494
273,932
164,870
132,795
125,913
115,236
109,297
99,033
77,313
2,849,143
56.52
49.72
63.24
4.67
46.29
36.97
56.92
59.73
53.04
42.27
47.01
%
%
%
%
%
%
%
%
%
%
%
58.87 %
51.18 %
65.61 %
12.25 %
47.09 %
45.02 %
59.64 %
62.05 %
55.92 %
44.47 %
50.86 %
15.04
9.98
9.93
5.44
4.64
4.44
4.02
3.97
3.45
2.67
100.00
% 15.04
% 25.02
% 34.95
% 40.39
% 45.02
% 49.46
% 53.48
% 57.45
% 60.90
% 63.56
% 100.00
%
%
%
%
%
%
%
%
%
%
%
AMERICAN FAMILY INS GRP
STATE FARM GRP
PROGRESSIVE GRP
TRAVELERS GRP
WEST BEND MUT INS CO
ACUITY A MUT INS CO
LIBERTY MUT GRP
AMERICAN INTL GRP
ZURICH INS GRP
QBE INS GRP
**STATE TOTAL**
945,471
682,959
465,436
441,664
435,741
381,619
294,910
253,633
209,043
198,758
9,493,999
937,450
666,641
462,037
431,619
420,666
373,053
276,828
257,778
198,774
206,147
9,314,591
57.37
63.59
68.76
51.88
55.98
51.52
74.73
80.88
49.32
71.73
59.35
%
%
%
%
%
%
%
%
%
%
%
58.22 %
64.90 %
69.75 %
58.86 %
59.71 %
52.62 %
91.73 %
83.63 %
50.98 %
76.55 %
62.72 %
9.96
7.19
4.90
4.65
4.59
4.02
3.11
2.67
2.20
2.09
100.00
%
9.96
% 17.15
% 22.05
% 26.71
% 31.30
% 35.32
% 38.42
% 41.09
% 43.30
% 45.39
% 100.00
%
%
%
%
%
%
%
%
%
%
%
QUEEN CITY ASSUR INC
LIBERTY MUT GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
ARCHER DANIELS MIDLAND GRP
PROGRESSIVE GRP
BERKSHIRE HATHAWAY GRP
VERMONT MUT GRP
CO OPERATIVE INS CO
STATE FARM GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
26
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
Wyoming
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
240,073
139,500
92,324
88,659
87,557
61,460
58,347
48,753
33,520
33,261
1,323,387
240,073
136,979
89,312
86,839
86,275
60,216
57,476
47,329
32,540
32,195
1,298,051
85.30
66.81
66.35
45.21
56.79
63.86
32.39
53.22
64.98
48.09
60.51
%
%
%
%
%
%
%
%
%
%
%
88.90 %
68.90 %
69.44 %
46.16 %
57.47 %
64.28 %
36.09 %
57.32 %
65.90 %
47.42 %
63.36 %
18.14
10.54
6.98
6.70
6.62
4.64
4.41
3.68
2.53
2.51
100.00
% 18.14
% 28.68
% 35.66
% 42.36
% 48.97
% 53.62
% 58.03
% 61.71
% 64.24
% 66.76
% 100.00
327
23
8
4
2
0
364
475
23
58
4
2
0
563
8.48
95.03
4.10
246.16
0.00
0.00
13.33
%
%
%
%
%
%
%
10.50 %
95.03 %
4.32 %
242.35 %
0.00 %
N/A
13.53 %
89.79
6.29
2.07
1.19
0.60
0.05
100.00
% 89.79 %
% 96.09 %
% 98.16 %
% 99.35 %
% 99.95 %
% 100.00 %
% 100.00 %
120,564
31,879
30,652
29,381
22,346
12,469
11,560
10,372
9,627
7,272
301,703
122,239
32,133
30,784
28,145
22,453
12,578
7,394
10,401
9,487
7,288
296,948
78.07
23.19
16.03
66.35
31.06
13.84
46.23
24.17
42.34
49.76
50.23
%
%
%
%
%
%
%
%
%
%
%
78.83 %
30.48 %
19.62 %
66.38 %
33.44 %
14.98 %
48.84 %
28.59 %
43.01 %
51.36 %
52.47 %
39.96
10.57
10.16
9.74
7.41
4.13
3.83
3.44
3.19
2.41
100.00
% 39.96
% 50.53
% 60.69
% 70.43
% 77.83
% 81.97
% 85.80
% 89.23
% 92.43
% 94.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
287,373
258,152
254,974
141,150
133,807
88,035
74,182
64,805
61,611
56,147
1,816,431
288,116
263,587
262,230
146,835
143,926
88,264
75,247
67,798
57,726
55,778
1,862,037
42.51
44.23
22.80
35.08
59.21
47.28
16.26
29.07
33.53
39.48
66.55
%
%
%
%
%
%
%
%
%
%
%
43.15 %
45.09 %
24.91 %
40.77 %
59.21 %
52.64 %
18.67 %
34.04 %
35.27 %
43.92 %
71.94 %
15.82
14.21
14.04
7.77
7.37
4.85
4.08
3.57
3.39
3.09
100.00
% 15.82
% 30.03
% 44.07
% 51.84
% 59.21
% 64.05
% 68.14
% 71.71
% 75.10
% 78.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LOCKHART CO GRP
19,172
19,615
35.22 %
36.81 %
COOPERATIVA DE SEGUROS MULTIPLES GRP
TOPA EQUITIES LTD GRP
MAPFRE INS GRP
ASSURANT INC GRP
ACE LTD GRP
UNITED SERV AUTOMOBILE ASSN GRP
CNA INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
**STATE TOTAL**
13,843
10,631
9,471
4,306
4,195
3,626
3,202
1,634
1,441
82,238
14,132
9,724
8,890
3,583
5,505
3,537
3,152
1,786
1,364
89,027
0.89
17.63
44.17
13.66
26.18
87.66
33.30
99.03
14.21
23.14
1
2
3
4
5
6
7
8
9
10
176
4683
111
69
155
3548
140
31
12
WORKERS' SAFETY & COMP DIV OF WY
STATE FARM GRP
MOUNTAIN WEST FARM GRP
LIBERTY MUT GRP
FARMERS INS GRP
PROGRESSIVE GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
**STATE TOTAL**
American Samoa
1
2
3
4
5
6
38
468
1285
761
3548
65
Guam
1
2
3
4
5
6
7
8
9
10
3098
12
4672
31658
13597
18380
12633
4715
200
10972
TOKIO MARINE HOLDINGS INC GRP
AMERICAN INTL GRP
DONGBU INS GRP
ISLAND HOME INS CO
CHUNG KUO INS CO LTD
PACIFIC IND INS CO
CENTURY INS CO GU LTD
MS & AD INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
FIRST NET INS CO
**STATE TOTAL**
Puerto Rico
1
2
3
4
5
6
7
8
9
10
3526
71
411
4802
10899
12
626
26778
796
218
COOPERATIVA DE SEGUROS MULTIPLES GRP
UNIVERSAL INS CO GRP
MAPFRE INS GRP
TRIPLE S GRP
ASOC DE SUSCRIPCION CONJUNTA DEL SEG
AMERICAN INTL GRP
ACE LTD GRP
INTEGRAND ASSUR CO
QBE INS GRP
CNA INS GRP
**STATE TOTAL**
U.S. Virgin
Islands
1
4706
2
3
4
5
6
7
8
9
10
3526
161
411
19
626
200
218
111
12
CHUBB INC GRP
AEGON US HOLDING GRP
XL AMER GRP
ALLIANZ INS GRP
TRAVELERS GRP
FM GLOBAL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
27
%
%
%
%
%
%
%
%
%
%
1.20 %
21.14 %
46.77 %
13.66 %
51.27 %
89.99 %
28.51 %
161.28 %
7.28 %
27.27 %
23.31 %
16.83
12.93
11.52
5.24
5.10
4.41
3.89
1.99
1.75
100.00
%
%
%
%
%
%
%
%
%
%
%
23.31 %
% 40.15
% 53.07
% 64.59
% 69.83
% 74.93
% 79.34
% 83.23
% 85.22
% 86.97
% 100.00
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
STATE
N. Mariana
Islands
Group/
Company
Rank
Code
Group/
Company Name
1
3098
TOKIO MARINE HOLDINGS INC GRP
2
3
4
5
6
7
8
9
10
31658
4672
10972
18380
111
32450
4509
212
98
ISLAND HOME INS CO
DONGBU INS GRP
FIRST NET INS CO
PACIFIC IND INS CO
LIBERTY MUT GRP
ALPS PROP & CAS INS CO
IRONSHORE GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
Canada
1
2
3
4
5
6
7
8
9
10
176
19
761
65
218
111
181
3548
79
3416
Agg. Other Alien
1
2
3
4
5
6
7
8
9
10
626
12
158
111
3239
4670
3569
38
65
212
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
75.28 %
75.96 %
3,042
2,177
1,214
459
25
60
36
53
38
12,670
58.01
25.86
32.27
21.64
18.79
0.00
12.49
N/A
12.50
54.69
%
%
%
%
%
%
%
%
%
58.01 %
33.99 %
31.43 %
21.94 %
21.69 %
0.00 %
13.87 %
N/A
22.84 %
56.32 %
23.03
16.57
9.50
3.82
1.67
0.45
0.38
0.35
0.32
100.00
% 66.31
% 82.89
% 92.38
% 96.20
% 97.87
% 98.32
% 98.70
% 99.05
% 99.37
% 100.00
%
%
%
%
%
%
%
%
%
%
1,739,683
381,136
377,965
346,037
239,585
216,340
154,209
138,397
81,905
61,830
4,002,550
1,758,916
410,570
331,466
361,672
254,527
220,457
144,658
146,681
109,559
61,027
4,061,779
44.41
19.56
73.66
92.57
35.69
40.21
21.19
31.69
33.00
28.17
45.12
%
%
%
%
%
%
%
%
%
%
%
55.21 %
19.56 %
78.85 %
93.69 %
43.53 %
56.86 %
20.78 %
34.86 %
33.00 %
33.58 %
52.50 %
43.46
9.52
9.44
8.65
5.99
5.41
3.85
3.46
2.05
1.54
100.00
% 43.46
% 52.99
% 62.43
% 71.08
% 77.06
% 82.47
% 86.32
% 89.78
% 91.82
% 93.37
% 100.00
%
%
%
%
%
%
%
%
%
%
%
618,930
594,568
423,089
240,611
150,989
140,594
123,617
118,663
115,435
113,546
3,326,579
638,174
1,025,385
384,172
244,403
129,210
87,740
105,613
125,426
81,020
147,207
3,723,737
51.64
36.22
54.82
44.48
41.37
100.99
86.01
21.67
0.64
114.88
46.04
%
%
%
%
%
%
%
%
%
%
%
44.70 %
40.17 %
56.99 %
52.71 %
61.88 %
108.74 %
86.01 %
19.48 %
7.82 %
121.03 %
48.47 %
18.61
17.87
12.72
7.23
4.54
4.23
3.72
3.57
3.47
3.41
100.00
% 18.61
% 36.48
% 49.20
% 56.43
% 60.97
% 65.20
% 68.91
% 72.48
% 75.95
% 79.36
% 100.00
%
%
%
%
%
%
%
%
%
%
%
5,719
5,457
3,042
2,190
1,255
504
221
60
50
46
43
13,212
STATE FARM GRP
ASSURANT INC GRP
ALLIANZ INS GRP
FM GLOBAL GRP
CNA INS GRP
LIBERTY MUT GRP
SWISS RE GRP
TRAVELERS GRP
ALLY INS HOLDINGS GRP
AXIS CAPITAL GRP
**STATE TOTAL**
ACE LTD GRP
AMERICAN INTL GRP
FAIRFAX FIN GRP
LIBERTY MUT GRP
ALLIED WORLD ASSUR HOLDING GRP
STARR GRP
CATERPILLAR GRP
CHUBB INC GRP
FM GLOBAL GRP
ZURICH INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
28
43.29 %
43.29 %
01—Fire
© 2015 National Association of Insurance Commissioners
29
© 2015 National Association of Insurance Commissioners
30
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
01 - Fire
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
12
19
65
3548
111
212
69
361
761
280
171
626
1285
140
200
181
501
1279
3416
31
147
749
218
38
244
242
796
10064
4670
98
4698
4509
33499
785
62
15350
10199
517
1278
1342
246
88
175
215
158
694
123
10136
7
3098
22
169
248
3219
10117
408
3239
271
1344
2538
586
732
13757
8
968
71
Group/
Company Name
AMERICAN INTL GRP
ASSURANT INC GRP
FM GLOBAL GRP
TRAVELERS GRP
LIBERTY MUT GRP
ZURICH INS GRP
FARMERS INS GRP
MUNICH RE GRP
ALLIANZ INS GRP
AUTO OWNERS GRP
GERMANIA INS GRP
ACE LTD GRP
XL AMER GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
SWISS RE GRP
ALLEGHANY GRP
ARCH INS GRP
AXIS CAPITAL GRP
BERKSHIRE HATHAWAY GRP
HOCHHEIM PRAIRIE GRP
SCOR GRP
CNA INS GRP
CHUBB INC GRP
CINCINNATI FIN GRP
SELECTIVE INS GRP
QBE INS GRP
CITIZENS PROP INS CORP
STARR GRP
WR BERKLEY CORP GRP
ASPEN INS HOLDING GRP
IRONSHORE GRP
DORINCO REINS CO
MARKEL CORP GRP
EMC INS CO GRP
WEST BEND MUT INS CO
RANCHERS & FARMERS MUT INS CO
HANNOVER GRP
CSAA INS GRP
FARMERS MUT PROTECTION ASSN GRP
PENNSYLVANIA LUMBERMENS GRP
THE HANOVER INS GRP
STATE AUTO MUT GRP
KEMPER CORP GRP
FAIRFAX FIN GRP
TENNESSEE FARMERS GRP
SHELTER INS GRP
SOUTHERN FIDELITY INS CO INC
FEDERATED MUT GRP
TOKIO MARINE HOLDINGS INC GRP
ANDOVER GRP
SENTRY INS GRP
UNITED FIRE & CAS GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
SECURITY FIRST INS CO
AMERICAN NATL FIN GRP
ALLIED WORLD ASSUR HOLDING GRP
PENNSYLVANIA NATL INS GRP
ARX HOLDING CORP GRP
AMTRUST NGH GRP
ARBELLA INS GRP
NLASCO GRP
FARM BUREAU MUT INS CO OF AR INC
ALLSTATE INS GRP
AXA INS GRP
UNIVERSAL INS CO GRP
Direct
Premiums
Written
(000)
1,370,896
848,225
698,365
667,226
629,604
553,613
500,040
384,825
319,316
295,089
273,988
265,347
254,416
228,246
201,531
171,000
170,303
156,704
153,550
152,805
130,593
125,896
121,381
118,662
117,898
112,263
110,083
103,814
95,325
93,847
91,595
87,624
80,238
77,639
75,789
71,929
71,323
70,040
69,843
68,599
64,292
59,154
57,378
56,755
54,938
54,202
53,939
53,809
53,755
53,592
50,809
50,082
49,681
49,633
49,457
48,559
47,638
47,434
46,818
46,600
45,149
41,485
39,315
37,313
37,244
36,333
Direct
Premiums
Earned
(000)
Loss
Ratio
1,347,296
1,146,124
706,694
675,029
633,485
551,823
484,135
322,226
297,513
295,282
264,217
261,351
249,526
222,756
201,080
214,704
180,367
160,526
154,753
143,310
130,685
109,748
125,531
115,997
113,541
110,243
112,431
118,296
74,091
90,417
75,547
90,521
81,575
76,554
74,402
68,915
68,260
67,817
67,247
69,060
63,502
55,544
59,498
57,259
52,251
53,847
52,292
52,928
53,804
52,518
49,639
46,159
49,090
54,706
46,525
47,292
42,808
46,684
44,556
38,326
44,013
41,351
39,126
36,344
35,695
35,028
22.52
15.51
76.97
48.69
44.53
46.82
46.41
30.75
90.16
42.74
66.38
57.84
14.65
41.60
27.64
37.83
39.62
20.62
53.71
36.04
61.20
49.34
110.69
36.95
42.95
63.56
35.82
21.36
46.87
34.63
38.09
25.48
36.41
22.75
65.67
47.72
25.72
34.91
51.14
52.29
59.29
20.92
37.78
27.34
49.02
24.41
51.38
19.31
131.62
51.64
17.80
72.14
58.32
17.30
17.04
54.32
45.76
54.49
17.42
36.91
41.69
19.46
26.51
54.93
10.05
26.26
© 2015 National Association of Insurance Commissioners
31
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
21.94 %
15.52 %
77.46 %
50.15 %
46.83 %
48.11 %
47.02 %
31.62 %
95.25 %
43.73 %
68.40 %
57.02 %
16.40 %
42.71 %
27.48 %
39.31 %
40.46 %
21.67 %
55.10 %
40.74 %
65.55 %
50.69 %
114.80 %
37.56 %
44.99 %
63.87 %
39.81 %
22.92 %
50.75 %
35.19 %
39.84 %
26.22 %
36.48 %
23.71 %
65.72 %
48.02 %
25.97 %
44.68 %
53.40 %
52.44 %
59.29 %
22.40 %
40.44 %
27.38 %
54.79 %
24.70 %
52.37 %
22.05 %
132.62 %
55.72 %
18.08 %
74.43 %
59.43 %
16.93 %
19.54 %
55.11 %
50.36 %
55.24 %
17.96 %
41.50 %
43.40 %
20.19 %
27.09 %
57.76 %
11.41 %
30.45 %
10.34
6.40
5.27
5.03
4.75
4.18
3.77
2.90
2.41
2.23
2.07
2.00
1.92
1.72
1.52
1.29
1.29
1.18
1.16
1.15
0.99
0.95
0.92
0.90
0.89
0.85
0.83
0.78
0.72
0.71
0.69
0.66
0.61
0.59
0.57
0.54
0.54
0.53
0.53
0.52
0.49
0.45
0.43
0.43
0.41
0.41
0.41
0.41
0.41
0.40
0.38
0.38
0.37
0.37
0.37
0.37
0.36
0.36
0.35
0.35
0.34
0.31
0.30
0.28
0.28
0.27
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.34
16.75
22.02
27.05
31.80
35.98
39.75
42.66
45.07
47.29
49.36
51.36
53.28
55.01
56.53
57.82
59.10
60.28
61.44
62.60
63.58
64.53
65.45
66.34
67.23
68.08
68.91
69.69
70.41
71.12
71.81
72.47
73.08
73.66
74.24
74.78
75.32
75.85
76.37
76.89
77.38
77.82
78.26
78.68
79.10
79.51
79.91
80.32
80.73
81.13
81.51
81.89
82.27
82.64
83.01
83.38
83.74
84.10
84.45
84.80
85.14
85.46
85.75
86.04
86.32
86.59
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
01 - Fire
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
1129
4792
14184
213
23108
411
12247
14166
920
308
70
984
91
783
10908
256
316
4674
84
1318
4672
324
963
93
323
267
225
234
13125
4663
176
228
12841
802
474
698
309
10969
660
14134
11118
3484
762
569
809
479
483
26905
34029
54
10374
13668
34843
291
3526
303
36
28
Group/
Company Name
WHITE MOUNTAINS GRP
HCI GRP INC
ACUITY A MUT INS CO
ERIE INS GRP
LUMBERMENS UNDERWRITING ALLIANCE
MAPFRE INS GRP
LOUISIANA CITIZENS PROPERTY INS.
SOUTHERN OAK INS CO
SOUTHERN FIDELITY PROP & CAS INC
GLOBAL IND GRP
PHILADELPHIA CONTRIBUTIONSHIP GRP
FIRST AMER TITLE GRP
HCC INS HOLDINGS GRP
HARTFORD FIRE & CAS GRP
RLI INS GRP
CAPITOL PREFERRED INS CO
PROSIGHT GRP
NATIONAL SECURITY GRP
BARRINGTON CAPITAL GRP
AMERICAN FINANCIAL GRP
AUTO CLUB ENTERPRISES INS GRP
DONGBU INS GRP
NORTH CAROLINA FARM BUREAU GRP
OHIO MUT GRP
STATE NATL GRP
CIVIL SERV EMPLOYEE GRP
GRANGE MUT CAS GRP
IAT REINS CO GRP
VERMONT MUT GRP
PEOPLES TRUST INS CO
UNIVERSAL INS HOLDING GRP
STATE FARM GRP
WESTFIELD GRP
AMERICAN INTEGRITY INS CO OF FL
CAPITAL INS GRP
FCCI MUT INS GRP
NORTH STAR CO GRP
WESTERN NATL MUT GRP
UNITED PROP & CAS INS CO
MERCURY GEN GRP
ACCESS HOME INS CO
FEDERATED RURAL ELECTRIC INS EXCH
TOWER HILL INS GRP
FRANKLIN MUT GRP
FARMERS MUT HAIL INS GRP
TEXAS FARM BUREAU MUT GRP
IFG CO GRP
SOUTHERN FARM BUREAU CAS GRP
CENTURY NATL INS CO
MICHIGAN BASIC PROP INS ASSN
CUMBERLAND GRP
ERIE & NIAGRA INS ASSOC
KINGSTONE INS CO
NEW YORK SCHOOLS INS RECIP
MOTORISTS MUT GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
GUIDEONE INS GRP
CENTRAL MUT INS CO GRP
AMICA MUT GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
35,019
31,754
31,188
31,145
31,145
29,267
28,603
27,701
27,186
26,326
26,190
25,810
25,662
25,555
25,040
23,771
23,472
22,603
22,363
21,780
21,557
20,119
19,602
18,765
18,561
18,093
17,931
17,410
16,953
16,644
15,822
15,782
15,061
15,026
14,973
14,969
14,625
14,151
14,114
13,927
13,460
13,009
12,999
12,726
12,546
12,528
12,423
12,230
12,036
11,669
11,453
11,054
10,260
10,128
9,935
9,579
9,420
9,291
9,140
13,251,838
Direct
Premiums
Earned
(000)
34,577
22,072
29,739
31,363
36,465
28,709
31,604
26,315
22,629
25,051
25,563
23,989
24,982
25,140
24,729
23,828
25,037
21,729
22,394
18,089
20,643
19,325
20,119
18,156
17,927
17,613
17,071
16,622
16,324
13,475
16,238
15,532
14,859
15,090
14,260
14,631
14,263
11,970
13,234
13,557
9,816
13,430
12,952
12,441
11,243
12,367
12,535
12,042
11,906
12,463
10,995
10,683
9,001
9,704
10,376
10,148
10,413
9,342
8,775
13,347,510
© 2015 National Association of Insurance Commissioners
32
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
199.21
12.41
33.23
65.72
337.64
42.42
24.94
14.73
18.37
22.65
55.47
64.32
8.97
22.78
26.65
28.03
43.81
41.43
23.46
2.78
41.89
6.29
47.57
41.52
37.70
18.92
32.68
23.73
31.19
15.96
17.38
38.48
65.89
15.23
9.38
25.99
30.23
112.36
26.27
43.10
10.86
29.05
14.24
29.26
55.20
47.91
62.22
71.08
4.07
29.14
17.45
33.55
47.15
4.27
41.49
8.25
30.73
63.98
23.81
42.03
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
203.87 %
12.47 %
34.02 %
69.75 %
344.08 %
43.65 %
25.32 %
15.03 %
18.78 %
23.16 %
57.24 %
67.31 %
9.99 %
17.33 %
27.48 %
30.25 %
50.43 %
41.55 %
26.66 %
11.59 %
43.30 %
8.38 %
47.61 %
42.15 %
40.41 %
19.58 %
33.65 %
25.29 %
31.19 %
18.44 %
16.76 %
43.52 %
66.20 %
18.62 %
9.82 %
26.30 %
30.27 %
116.32 %
27.06 %
43.73 %
10.89 %
29.94 %
15.88 %
29.48 %
55.20 %
47.91 %
63.18 %
72.60 %
4.38 %
31.10 %
18.55 %
37.08 %
49.09 %
4.65 %
41.64 %
9.00 %
31.11 %
64.01 %
25.61 %
43.28 %
0.26
0.24
0.24
0.24
0.24
0.22
0.22
0.21
0.21
0.20
0.20
0.19
0.19
0.19
0.19
0.18
0.18
0.17
0.17
0.16
0.16
0.15
0.15
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
100.00
% 86.85
% 87.09
% 87.33
% 87.56
% 87.80
% 88.02
% 88.24
% 88.45
% 88.65
% 88.85
% 89.05
% 89.24
% 89.44
% 89.63
% 89.82
% 90.00
% 90.17
% 90.34
% 90.51
% 90.68
% 90.84
% 90.99
% 91.14
% 91.28
% 91.42
% 91.56
% 91.69
% 91.82
% 91.95
% 92.08
% 92.20
% 92.32
% 92.43
% 92.54
% 92.66
% 92.77
% 92.88
% 92.99
% 93.09
% 93.20
% 93.30
% 93.40
% 93.50
% 93.59
% 93.69
% 93.78
% 93.88
% 93.97
% 94.06
% 94.15
% 94.23
% 94.32
% 94.39
% 94.47
% 94.55
% 94.62
% 94.69
% 94.76
% 94.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
01 - Fire
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
12
19
3548
111
65
212
69
361
280
171
1285
140
761
200
501
1279
31
3416
147
749
181
218
244
38
626
242
796
10064
98
4698
4670
4509
785
62
15350
10199
517
1278
1342
246
88
33499
175
215
158
694
123
10136
7
3098
22
169
248
10117
3219
408
271
1344
2538
586
732
13757
3239
8
968
71
Group/
Company Name
AMERICAN INTL GRP
ASSURANT INC GRP
TRAVELERS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
ZURICH INS GRP
FARMERS INS GRP
MUNICH RE GRP
AUTO OWNERS GRP
GERMANIA INS GRP
XL AMER GRP
NATIONWIDE CORP GRP
ALLIANZ INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLEGHANY GRP
ARCH INS GRP
BERKSHIRE HATHAWAY GRP
AXIS CAPITAL GRP
HOCHHEIM PRAIRIE GRP
SCOR GRP
SWISS RE GRP
CNA INS GRP
CINCINNATI FIN GRP
CHUBB INC GRP
ACE LTD GRP
SELECTIVE INS GRP
QBE INS GRP
CITIZENS PROP INS CORP
WR BERKLEY CORP GRP
ASPEN INS HOLDING GRP
STARR GRP
IRONSHORE GRP
MARKEL CORP GRP
EMC INS CO GRP
WEST BEND MUT INS CO
RANCHERS & FARMERS MUT INS CO
HANNOVER GRP
CSAA INS GRP
FARMERS MUT PROTECTION ASSN GRP
PENNSYLVANIA LUMBERMENS GRP
THE HANOVER INS GRP
DORINCO REINS CO
STATE AUTO MUT GRP
KEMPER CORP GRP
FAIRFAX FIN GRP
TENNESSEE FARMERS GRP
SHELTER INS GRP
SOUTHERN FIDELITY INS CO INC
FEDERATED MUT GRP
TOKIO MARINE HOLDINGS INC GRP
ANDOVER GRP
SENTRY INS GRP
UNITED FIRE & CAS GRP
SECURITY FIRST INS CO
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
AMERICAN NATL FIN GRP
PENNSYLVANIA NATL INS GRP
ARX HOLDING CORP GRP
AMTRUST NGH GRP
ARBELLA INS GRP
NLASCO GRP
FARM BUREAU MUT INS CO OF AR INC
ALLIED WORLD ASSUR HOLDING GRP
ALLSTATE INS GRP
AXA INS GRP
UNIVERSAL INS CO GRP
Direct
Premiums
Written
(000)
1,314,224
848,225
623,349
620,725
615,928
544,527
500,040
384,825
295,089
273,988
250,599
228,246
206,731
201,531
170,303
154,325
152,777
144,949
130,593
124,493
122,294
118,327
117,898
117,028
113,521
112,263
110,083
103,814
92,438
91,595
90,649
86,819
77,639
75,789
71,929
71,323
70,040
69,843
68,599
64,292
59,154
57,539
57,378
56,755
54,938
54,202
53,939
53,809
53,755
52,548
50,809
50,082
49,681
49,457
49,339
48,559
47,434
46,818
46,600
45,149
41,485
39,315
38,328
37,313
37,224
36,333
Direct
Premiums
Earned
(000)
Loss
Ratio
1,307,294
1,146,124
629,978
625,098
619,754
540,083
484,135
322,226
295,282
264,217
244,714
222,756
204,280
201,080
180,367
158,467
143,309
143,713
130,685
108,198
164,107
122,658
113,541
114,518
109,656
110,243
112,431
118,296
89,393
75,547
73,526
89,829
76,554
74,402
68,915
68,260
67,542
67,247
69,060
63,502
55,544
58,358
59,498
57,259
52,251
53,847
52,292
52,928
53,804
51,427
49,639
46,159
49,090
46,525
54,440
47,292
46,684
44,556
38,326
44,013
41,351
39,126
38,731
36,344
35,676
35,028
23.51
15.51
50.89
40.36
63.60
47.74
46.41
30.75
42.74
66.38
21.63
41.60
89.52
27.64
39.62
21.04
36.04
56.61
61.20
44.16
41.18
113.48
42.95
37.32
79.89
63.56
35.82
21.36
34.79
38.09
46.23
25.69
22.75
65.67
47.72
25.72
35.03
51.14
52.29
59.29
20.92
2.92
37.78
27.34
49.02
24.41
51.38
19.31
131.62
52.46
17.80
72.14
58.32
17.04
17.37
54.32
54.49
17.42
36.91
41.69
19.46
26.51
44.19
54.93
10.05
26.26
© 2015 National Association of Insurance Commissioners
33
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
23.19 %
15.52 %
52.39 %
42.53 %
63.87 %
49.06 %
47.02 %
31.62 %
43.73 %
68.40 %
23.77 %
42.71 %
95.40 %
27.48 %
40.46 %
22.13 %
40.74 %
58.07 %
65.55 %
45.49 %
42.62 %
117.69 %
44.99 %
37.93 %
79.12 %
63.87 %
39.81 %
22.92 %
35.36 %
39.84 %
50.10 %
26.44 %
23.71 %
65.72 %
48.02 %
25.97 %
44.79 %
53.40 %
52.44 %
59.29 %
22.40 %
2.92 %
40.44 %
27.38 %
54.79 %
24.70 %
52.37 %
22.05 %
132.62 %
56.59 %
18.08 %
74.43 %
59.43 %
19.54 %
17.00 %
55.11 %
55.24 %
17.96 %
41.50 %
43.40 %
20.19 %
27.09 %
48.70 %
57.76 %
11.40 %
30.45 %
10.37
6.69
4.92
4.90
4.86
4.30
3.95
3.04
2.33
2.16
1.98
1.80
1.63
1.59
1.34
1.22
1.21
1.14
1.03
0.98
0.97
0.93
0.93
0.92
0.90
0.89
0.87
0.82
0.73
0.72
0.72
0.69
0.61
0.60
0.57
0.56
0.55
0.55
0.54
0.51
0.47
0.45
0.45
0.45
0.43
0.43
0.43
0.42
0.42
0.41
0.40
0.40
0.39
0.39
0.39
0.38
0.37
0.37
0.37
0.36
0.33
0.31
0.30
0.29
0.29
0.29
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.37
17.07
21.99
26.89
31.75
36.04
39.99
43.03
45.36
47.52
49.50
51.30
52.93
54.52
55.87
57.08
58.29
59.43
60.46
61.45
62.41
63.35
64.28
65.20
66.10
66.98
67.85
68.67
69.40
70.12
70.84
71.52
72.14
72.73
73.30
73.86
74.42
74.97
75.51
76.02
76.48
76.94
77.39
77.84
78.27
78.70
79.13
79.55
79.98
80.39
80.79
81.19
81.58
81.97
82.36
82.74
83.12
83.48
83.85
84.21
84.54
84.85
85.15
85.44
85.74
86.02
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
01 - Fire
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
1129
4792
14184
213
23108
411
12247
14166
920
308
70
91
783
10908
256
316
4674
84
1318
984
324
4672
963
93
323
267
225
234
13125
4663
176
228
12841
802
474
698
309
10969
660
14134
11118
3484
762
569
809
479
483
26905
34029
54
10374
13668
34843
291
303
36
3526
28
Group/
Company Name
WHITE MOUNTAINS GRP
HCI GRP INC
ACUITY A MUT INS CO
ERIE INS GRP
LUMBERMENS UNDERWRITING ALLIANCE
MAPFRE INS GRP
LOUISIANA CITIZENS PROPERTY INS.
SOUTHERN OAK INS CO
SOUTHERN FIDELITY PROP & CAS INC
GLOBAL IND GRP
PHILADELPHIA CONTRIBUTIONSHIP GRP
FIRST AMER TITLE GRP
HARTFORD FIRE & CAS GRP
RLI INS GRP
CAPITOL PREFERRED INS CO
PROSIGHT GRP
NATIONAL SECURITY GRP
BARRINGTON CAPITAL GRP
AMERICAN FINANCIAL GRP
AUTO CLUB ENTERPRISES INS GRP
HCC INS HOLDINGS GRP
NORTH CAROLINA FARM BUREAU GRP
DONGBU INS GRP
OHIO MUT GRP
STATE NATL GRP
CIVIL SERV EMPLOYEE GRP
GRANGE MUT CAS GRP
IAT REINS CO GRP
VERMONT MUT GRP
PEOPLES TRUST INS CO
UNIVERSAL INS HOLDING GRP
STATE FARM GRP
WESTFIELD GRP
AMERICAN INTEGRITY INS CO OF FL
CAPITAL INS GRP
FCCI MUT INS GRP
NORTH STAR CO GRP
WESTERN NATL MUT GRP
UNITED PROP & CAS INS CO
MERCURY GEN GRP
ACCESS HOME INS CO
FEDERATED RURAL ELECTRIC INS EXCH
TOWER HILL INS GRP
FRANKLIN MUT GRP
FARMERS MUT HAIL INS GRP
TEXAS FARM BUREAU MUT GRP
IFG CO GRP
SOUTHERN FARM BUREAU CAS GRP
CENTURY NATL INS CO
MICHIGAN BASIC PROP INS ASSN
CUMBERLAND GRP
ERIE & NIAGRA INS ASSOC
KINGSTONE INS CO
NEW YORK SCHOOLS INS RECIP
MOTORISTS MUT GRP
GUIDEONE INS GRP
CENTRAL MUT INS CO GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
AMICA MUT GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
35,016
31,754
31,188
31,145
31,145
29,267
28,603
27,701
27,186
26,326
26,190
25,810
25,505
25,040
23,771
23,472
22,603
22,363
21,777
21,557
21,454
19,602
19,395
18,765
18,561
18,093
17,931
17,410
16,953
16,644
15,822
15,404
15,061
15,026
14,973
14,969
14,625
14,151
14,114
13,927
13,460
13,009
12,999
12,726
12,546
12,528
12,423
12,230
12,036
11,669
11,453
11,054
10,260
10,128
9,935
9,420
9,291
9,142
9,140
12,670,361
Direct
Premiums
Earned
(000)
34,573
22,072
29,739
31,363
36,465
28,709
31,604
26,315
22,629
25,051
25,563
23,989
25,095
24,729
23,828
25,037
21,729
22,394
18,087
20,643
20,998
20,119
18,189
18,156
17,927
17,613
17,071
16,622
16,324
13,475
16,238
15,148
14,859
15,090
14,260
14,631
14,263
11,970
13,234
13,557
9,816
13,430
12,952
12,441
11,243
12,367
12,535
12,042
11,906
12,463
10,995
10,683
9,001
9,704
10,376
10,413
9,342
9,762
8,775
12,798,456
© 2015 National Association of Insurance Commissioners
34
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
199.24
12.41
33.23
65.72
326.35
42.42
24.94
14.73
18.37
22.65
55.47
64.32
22.82
26.65
28.03
43.81
41.43
23.46
2.78
41.89
10.54
47.57
6.62
41.52
37.70
18.92
32.68
23.73
31.19
15.96
17.38
38.64
65.89
15.23
9.38
25.99
30.23
112.36
26.27
43.10
10.86
29.05
14.24
29.26
55.20
47.91
62.22
71.08
4.07
29.14
17.45
33.55
47.15
4.27
41.49
30.73
63.98
9.49
23.81
40.91
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
203.89 %
12.47 %
34.02 %
69.75 %
332.75 %
43.65 %
25.32 %
15.03 %
18.78 %
23.16 %
57.24 %
67.31 %
17.37 %
27.48 %
30.25 %
50.43 %
41.55 %
26.66 %
11.59 %
43.30 %
11.67 %
47.61 %
8.89 %
42.15 %
40.41 %
19.58 %
33.65 %
25.29 %
31.19 %
18.44 %
16.76 %
43.77 %
66.20 %
18.62 %
9.82 %
26.30 %
30.27 %
116.32 %
27.06 %
43.73 %
10.89 %
29.94 %
15.88 %
29.48 %
55.20 %
47.91 %
63.18 %
72.60 %
4.38 %
31.10 %
18.55 %
37.08 %
49.09 %
4.65 %
41.64 %
31.11 %
64.01 %
10.11 %
25.61 %
42.20 %
0.28
0.25
0.25
0.25
0.25
0.23
0.23
0.22
0.21
0.21
0.21
0.20
0.20
0.20
0.19
0.19
0.18
0.18
0.17
0.17
0.17
0.15
0.15
0.15
0.15
0.14
0.14
0.14
0.13
0.13
0.12
0.12
0.12
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.07
0.07
0.07
0.07
100.00
% 86.30
% 86.55
% 86.80
% 87.04
% 87.29
% 87.52
% 87.75
% 87.96
% 88.18
% 88.39
% 88.59
% 88.80
% 89.00
% 89.20
% 89.38
% 89.57
% 89.75
% 89.92
% 90.10
% 90.27
% 90.44
% 90.59
% 90.74
% 90.89
% 91.04
% 91.18
% 91.32
% 91.46
% 91.59
% 91.72
% 91.85
% 91.97
% 92.09
% 92.21
% 92.33
% 92.44
% 92.56
% 92.67
% 92.78
% 92.89
% 93.00
% 93.10
% 93.20
% 93.31
% 93.40
% 93.50
% 93.60
% 93.70
% 93.79
% 93.88
% 93.97
% 94.06
% 94.14
% 94.22
% 94.30
% 94.38
% 94.45
% 94.52
% 94.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Alabama
Group/
Company
Rank
Code
Group/
Company Name
AMERICAN INTL GRP
FARMERS INS GRP
AUTO OWNERS GRP
MUNICH RE GRP
TRAVELERS GRP
ZURICH INS GRP
ASSURANT INC GRP
NATIONAL SECURITY GRP
FM GLOBAL GRP
ALFA INS GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
25,801
19,021
12,714
11,041
9,984
9,524
8,623
8,025
6,826
6,669
222,718
25,173
20,286
13,015
10,282
10,546
10,860
11,443
7,907
6,686
6,662
226,560
75.42
44.12
25.66
38.44
231.77
N/A
37.97
39.88
90.95
32.76
50.78
%
%
%
%
%
Direct
Premiums
Written
(000)
%
%
%
%
%
75.96 %
44.68 %
26.31 %
39.59 %
239.30 %
N/A
37.93 %
39.92 %
89.55 %
32.99 %
51.98 %
11.58
8.54
5.71
4.96
4.48
4.28
3.87
3.60
3.06
2.99
100.00
% 11.58
% 20.12
% 25.83
% 30.79
% 35.27
% 39.55
% 43.42
% 47.02
% 50.09
% 53.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
15.51
2.30
55.38
39.41
139.76
2.39
24.50
0.00
4.48
43.82
36.42
%
%
%
%
%
%
%
%
%
%
%
15.97 %
1.75 %
57.40 %
40.91 %
138.30 %
2.39 %
24.27 %
0.14 %
4.65 %
44.43 %
36.87 %
21.03
15.12
8.58
7.03
5.17
4.70
3.98
3.50
3.06
2.77
100.00
% 21.03
% 36.15
% 44.73
% 51.76
% 56.93
% 61.64
% 65.62
% 69.12
% 72.18
% 74.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
15,769
12,238
9,689
7,256
8,322
5,799
3,829
6,257
3,535
4,343
130,752
30.29
168.20
60.16
33.94
4.79
30.88
34.65
14.47
34.82
25.68
47.24
%
%
%
%
%
%
%
%
%
%
%
30.69 %
172.62 %
62.17 %
35.40 %
4.84 %
34.08 %
35.09 %
16.32 %
35.48 %
25.24 %
49.31 %
13.14
9.27
7.46
5.96
5.46
4.42
3.52
3.39
2.84
2.82
100.00
% 13.14
% 22.41
% 29.87
% 35.83
% 41.29
% 45.71
% 49.23
% 52.62
% 55.46
% 58.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
39,315
9,819
8,679
7,194
5,913
5,200
5,046
4,642
4,438
4,415
151,103
39,126
9,508
9,023
7,298
5,359
5,081
6,126
3,904
4,104
4,622
150,968
26.51
61.57
20.15
48.62
71.44
67.38
51.08
72.67
40.29
32.92
35.71
%
%
%
%
%
%
%
%
%
%
%
27.09 %
63.19 %
20.33 %
49.29 %
69.89 %
72.73 %
51.32 %
73.78 %
40.88 %
58.42 %
37.42 %
26.02
6.50
5.74
4.76
3.91
3.44
3.34
3.07
2.94
2.92
100.00
% 26.02
% 32.52
% 38.26
% 43.02
% 46.93
% 50.38
% 53.72
% 56.79
% 59.72
% 62.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
139,932
138,983
119,218
73,082
64,927
64,669
64,235
56,808
52,024
32,813
1,241,465
136,129
146,428
117,356
80,811
61,712
65,163
62,376
58,973
50,791
26,293
1,234,071
26.85
34.69
39.93
18.70
30.02
73.23
30.93
34.66
46.25
38.10
39.64
%
%
%
%
%
%
%
%
%
%
%
26.51 %
35.16 %
41.04 %
18.74 %
31.83 %
75.57 %
32.07 %
35.21 %
48.33 %
39.00 %
41.12 %
11.27
11.20
9.60
5.89
5.23
5.21
5.17
4.58
4.19
2.64
100.00
% 11.27
% 22.47
% 32.07
% 37.96
% 43.19
% 48.40
% 53.57
% 58.15
% 62.34
% 64.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
69
280
361
3548
212
19
316
65
5
Alaska
1
2
3
4
5
6
7
8
9
10
212
12
309
19
626
65
200
16926
501
111
ZURICH INS GRP
AMERICAN INTL GRP
WESTERN NATL MUT GRP
ASSURANT INC GRP
ACE LTD GRP
FM GLOBAL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ARECA INS EXCH
ALLEGHANY GRP
LIBERTY MUT GRP
**STATE TOTAL**
12,454
8,952
5,082
4,164
3,064
2,785
2,358
2,070
1,814
1,640
59,217
12,138
7,899
3,451
4,579
2,984
2,477
2,370
2,067
1,674
1,614
56,561
Arizona
1
2
3
4
5
6
7
8
9
10
12
3548
111
212
65
280
361
19
140
200
AMERICAN INTL GRP
TRAVELERS GRP
LIBERTY MUT GRP
ZURICH INS GRP
FM GLOBAL GRP
AUTO OWNERS GRP
MUNICH RE GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
16,972
11,969
9,629
7,696
7,049
5,703
4,543
4,383
3,668
3,637
129,121
Arkansas
1
2
3
4
5
6
7
8
9
10
13757
123
12
3548
65
212
19
361
69
111
FARM BUREAU MUT INS CO OF AR INC
SHELTER INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
FM GLOBAL GRP
ZURICH INS GRP
ASSURANT INC GRP
MUNICH RE GRP
FARMERS INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
California
1
2
3
4
5
6
7
8
9
10
12
69
111
19
212
3548
140
65
1278
361
AMERICAN INTL GRP
FARMERS INS GRP
LIBERTY MUT GRP
ASSURANT INC GRP
ZURICH INS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
FM GLOBAL GRP
CSAA INS GRP
MUNICH RE GRP
**STATE TOTAL**
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
© 2015 National Association of Insurance Commissioners
35
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Colorado
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
12
111
3548
65
212
361
69
19
501
280
AMERICAN INTL GRP
LIBERTY MUT GRP
TRAVELERS GRP
FM GLOBAL GRP
ZURICH INS GRP
MUNICH RE GRP
FARMERS INS GRP
ASSURANT INC GRP
ALLEGHANY GRP
AUTO OWNERS GRP
**STATE TOTAL**
20,775
11,264
10,304
8,141
6,239
6,058
5,949
5,690
5,591
4,645
134,388
20,336
11,460
10,363
7,622
6,176
4,937
5,502
7,174
5,578
4,501
134,112
N/A
52.99
63.55
N/A
N/A
14.30
67.67
3.55
3.89
78.23
22.82
Connecticut
1
2
3
4
5
6
7
8
9
10
19
361
65
12
69
3548
111
22
787
212
ASSURANT INC GRP
MUNICH RE GRP
FM GLOBAL GRP
AMERICAN INTL GRP
FARMERS INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
ANDOVER GRP
NEW LONDON CNTY GRP
ZURICH INS GRP
**STATE TOTAL**
15,032
12,604
10,196
9,204
8,750
8,258
8,121
5,349
4,834
4,522
142,656
17,097
9,987
8,873
9,470
7,628
7,775
8,480
5,033
4,911
4,677
137,690
14.02
33.28
7.35
1.25
72.58
35.67
45.79
15.26
17.68
157.21
44.77
Delaware
1
2
3
4
5
6
7
8
9
10
212
12
19
3548
140
408
761
111
242
361
ZURICH INS GRP
AMERICAN INTL GRP
ASSURANT INC GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
AMERICAN NATL FIN GRP
ALLIANZ INS GRP
LIBERTY MUT GRP
SELECTIVE INS GRP
MUNICH RE GRP
**STATE TOTAL**
3,255
3,220
1,936
1,417
1,362
1,306
1,124
928
830
777
27,990
2,652
3,125
2,400
1,350
1,355
1,320
1,150
1,003
804
529
27,758
N/A
4.78
24.73
103.44
26.69
29.10
N/A
0.73
7.36
7.41
28.51
1
12
7,237
6,448
2
3
4
5
6
7
8
9
10
65
3548
1285
218
111
19
200
212
361
5,273
4,907
2,704
2,002
1,441
1,430
1,384
1,017
819
36,597
5,218
4,937
2,665
1,873
1,526
1,899
1,345
2,037
495
36,788
4.04
59.29
N/A
18.93
4.22
19.53
14.14
38.11
14.34
20.45
1
2
3
4
5
6
7
8
9
10
19
10064
12
1279
212
10117
111
1285
796
4792
157,459
103,814
101,392
71,383
60,755
49,457
35,604
33,208
32,937
31,754
1,303,270
317,151
118,296
107,777
70,846
64,141
46,525
38,629
32,667
32,661
22,072
1,469,638
3.73
21.36
5.07
13.58
7.70
17.04
4.57
2.17
25.93
12.41
12.34
District Of
Columbia
Florida
AMERICAN INTL GRP
FM GLOBAL GRP
TRAVELERS GRP
XL AMER GRP
CNA INS GRP
LIBERTY MUT GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
MUNICH RE GRP
**STATE TOTAL**
ASSURANT INC GRP
CITIZENS PROP INS CORP
AMERICAN INTL GRP
ARCH INS GRP
ZURICH INS GRP
SECURITY FIRST INS CO
LIBERTY MUT GRP
XL AMER GRP
QBE INS GRP
HCI GRP INC
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
36
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
N/A
54.75 %
64.79 %
N/A
N/A
14.69 %
68.24 %
3.62 %
4.30 %
79.10 %
23.52 %
15.46
8.38
7.67
6.06
4.64
4.51
4.43
4.23
4.16
3.46
100.00
% 15.46
% 23.84
% 31.51
% 37.57
% 42.21
% 46.72
% 51.14
% 55.38
% 59.54
% 62.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
14.02 %
34.12 %
7.34 %
0.54 %
73.07 %
37.52 %
46.53 %
15.50 %
17.77 %
160.18 %
45.61 %
10.54
8.84
7.15
6.45
6.13
5.79
5.69
3.75
3.39
3.17
100.00
% 10.54
% 19.37
% 26.52
% 32.97
% 39.11
% 44.89
% 50.59
% 54.34
% 57.73
% 60.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
N/A
5.04 %
24.73 %
107.23 %
27.44 %
29.00 %
N/A
0.87 %
7.63 %
7.60 %
27.79 %
11.63
11.50
6.92
5.06
4.87
4.67
4.02
3.32
2.97
2.78
100.00
% 11.63
% 23.13
% 30.05
% 35.12
% 39.98
% 44.65
% 48.67
% 51.98
% 54.95
% 57.73
% 100.00
%
%
%
%
%
%
%
%
%
%
%
4.19 %
4.14 %
%
%
%
%
%
%
%
%
%
19.78 %
19.78 %
%
%
%
%
%
%
%
3.84 %
61.37 %
N/A
20.38 %
3.41 %
19.53 %
14.01 %
38.11 %
15.94 %
21.08 %
14.41
13.41
7.39
5.47
3.94
3.91
3.78
2.78
2.24
100.00
% 34.18
% 47.59
% 54.98
% 60.45
% 64.39
% 68.29
% 72.08
% 74.86
% 77.10
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
3.73 %
22.92 %
4.91 %
14.60 %
8.18 %
19.54 %
5.34 %
2.52 %
28.49 %
12.47 %
13.22 %
12.08
7.97
7.78
5.48
4.66
3.79
2.73
2.55
2.53
2.44
100.00
% 12.08
% 20.05
% 27.83
% 33.30
% 37.97
% 41.76
% 44.49
% 47.04
% 49.57
% 52.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Georgia
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
34,486
24,325
19,926
19,904
15,868
15,453
14,201
13,426
13,195
12,339
337,220
33,780
22,603
17,812
20,522
16,580
16,152
16,188
13,592
18,491
11,879
338,976
48.29
92.77
31.10
23.81
43.38
N/A
37.85
37.41
27.48
42.04
68.48
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
49.67 %
93.48 %
31.66 %
24.51 %
47.24 %
N/A
37.78 %
38.60 %
27.47 %
42.81 %
69.88 %
10.23
7.21
5.91
5.90
4.71
4.58
4.21
3.98
3.91
3.66
100.00
% 10.23
% 17.44
% 23.35
% 29.25
% 33.96
% 38.54
% 42.75
% 46.73
% 50.64
% 54.30
% 100.00
%
%
%
%
%
%
%
%
%
%
%
21.94 %
14.83 %
23.79 %
N/A
N/A
N/A
41.11 %
13.05 %
14.07 %
16.02 %
10.06 %
20.73
13.45
9.00
4.92
3.77
3.45
3.45
3.36
3.00
2.33
100.00
% 20.73
% 34.18
% 43.18
% 48.10
% 51.87
% 55.32
% 58.77
% 62.13
% 65.13
% 67.46
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
38.89 %
4.65 %
6.98 %
N/A
N/A
25.65 %
24.16 %
3.60 %
66.34 %
19.34 %
9.35 %
10.47
9.41
9.37
8.93
3.80
3.55
3.39
3.17
3.04
3.03
100.00
% 10.47
% 19.88
% 29.25
% 38.18
% 41.98
% 45.54
% 48.92
% 52.09
% 55.14
% 58.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
9.06
111.45
69.25
47.38
67.17
71.75
20.78
50.27
40.54
33.76
49.56
%
%
%
%
%
%
%
%
%
%
%
9.01 %
113.47 %
72.39 %
49.13 %
70.52 %
72.54 %
20.78 %
50.73 %
41.98 %
34.87 %
51.06 %
13.50
7.60
6.62
6.43
4.98
4.86
4.74
3.97
3.89
3.03
100.00
% 13.50
% 21.10
% 27.72
% 34.15
% 39.13
% 44.00
% 48.74
% 52.71
% 56.60
% 59.63
% 100.00
%
%
%
%
%
%
%
%
%
%
%
7.66
37.94
24.50
2.23
107.24
178.78
26.06
28.22
25.27
49.96
34.43
%
%
%
%
%
%
%
%
%
%
%
7.55 %
38.89 %
25.59 %
2.89 %
111.87 %
180.78 %
26.69 %
28.26 %
24.23 %
50.37 %
35.27 %
33.42
7.87
4.45
3.92
3.26
3.16
3.10
2.57
2.49
2.42
100.00
% 33.42
% 41.29
% 45.74
% 49.66
% 52.92
% 56.08
% 59.18
% 61.75
% 64.24
% 66.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
280
12
361
3548
111
65
200
212
19
69
AUTO OWNERS GRP
AMERICAN INTL GRP
MUNICH RE GRP
TRAVELERS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
ASSURANT INC GRP
FARMERS INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
3098
4672
111
181
212
106
4051
19
626
AMERICAN INTL GRP
TOKIO MARINE HOLDINGS INC GRP
DONGBU INS GRP
LIBERTY MUT GRP
SWISS RE GRP
ZURICH INS GRP
ISLAND INS CO GRP
OCEAN HARBOR GRP
ASSURANT INC GRP
ACE LTD GRP
**STATE TOTAL**
14,465
9,388
6,283
3,433
2,628
2,409
2,406
2,346
2,095
1,624
69,786
14,274
9,279
6,073
3,379
2,995
3,275
2,400
2,386
2,832
1,921
71,994
21.46
15.27
18.41
N/A
N/A
N/A
40.69
12.67
13.93
20.55
9.57
%
%
%
1
2
3
4
5
6
7
8
9
10
111
65
12
3548
19
140
361
3239
69
212
LIBERTY MUT GRP
FM GLOBAL GRP
AMERICAN INTL GRP
TRAVELERS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
MUNICH RE GRP
ALLIED WORLD ASSUR HOLDING GRP
FARMERS INS GRP
ZURICH INS GRP
**STATE TOTAL**
3,137
2,821
2,807
2,677
1,139
1,065
1,015
950
912
909
29,966
3,006
2,638
2,178
2,731
1,690
1,059
784
873
847
899
29,636
37.80
4.65
6.91
N/A
N/A
25.38
24.42
3.24
65.91
18.23
8.48
%
%
%
Illinois
1
2
3
4
5
6
7
8
9
10
12
65
3548
212
111
69
19
15350
361
280
AMERICAN INTL GRP
FM GLOBAL GRP
TRAVELERS GRP
ZURICH INS GRP
LIBERTY MUT GRP
FARMERS INS GRP
ASSURANT INC GRP
WEST BEND MUT INS CO
MUNICH RE GRP
AUTO OWNERS GRP
**STATE TOTAL**
51,480
28,961
25,256
24,501
19,000
18,537
18,088
15,139
14,825
11,562
381,240
51,159
27,761
25,285
23,295
19,376
16,758
27,773
14,574
12,229
11,489
379,262
Indiana
1
2
3
4
5
6
7
8
9
10
12
280
3548
212
111
65
361
19
15350
69
AMERICAN INTL GRP
AUTO OWNERS GRP
TRAVELERS GRP
ZURICH INS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
MUNICH RE GRP
ASSURANT INC GRP
WEST BEND MUT INS CO
FARMERS INS GRP
**STATE TOTAL**
104,731
24,680
13,933
12,297
10,224
9,896
9,731
8,041
7,793
7,582
313,413
102,440
24,858
13,713
13,137
10,168
12,708
8,418
11,240
7,466
6,598
317,060
Hawaii
Idaho
© 2015 National Association of Insurance Commissioners
37
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Group/
Company
Rank
Code
Iowa
1
2
3
4
5
6
7
8
9
10
12
62
569
280
3548
65
15350
212
361
69
Kansas
1
2
3
4
5
6
7
8
9
10
62
12
3548
111
212
65
807
361
1285
181
Kentucky
1
2
3
4
5
6
7
8
9
10
12
32727
111
65
280
212
361
3548
19
175
Louisiana
1
2
3
4
5
6
7
8
9
10
12
10136
69
111
33499
1279
14134
212
19
1
2
3
4
5
6
7
8
9
10
19
69
3548
408
22
111
361
65
88
12
Maine
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
AMERICAN INTL GRP
EMC INS CO GRP
FARMERS MUT HAIL INS GRP
AUTO OWNERS GRP
TRAVELERS GRP
FM GLOBAL GRP
WEST BEND MUT INS CO
ZURICH INS GRP
MUNICH RE GRP
FARMERS INS GRP
**STATE TOTAL**
9,381
9,269
8,661
7,118
6,463
5,436
5,254
4,925
3,659
3,357
106,820
9,807
8,448
8,302
7,162
6,243
5,477
5,136
4,736
3,060
3,258
105,572
71.54
159.54
64.39
76.81
341.90
41.37
24.90
319.19
31.59
99.94
181.98
%
%
%
%
%
%
%
%
%
%
%
71.14 %
159.49 %
64.39 %
78.80 %
351.58 %
42.02 %
24.70 %
329.47 %
32.12 %
100.56 %
186.33 %
8.78
8.68
8.11
6.66
6.05
5.09
4.92
4.61
3.43
3.14
100.00
%
8.78
% 17.46
% 25.57
% 32.23
% 38.28
% 43.37
% 48.29
% 52.90
% 56.32
% 59.47
% 100.00
%
%
%
%
%
%
%
%
%
%
%
EMC INS CO GRP
AMERICAN INTL GRP
TRAVELERS GRP
LIBERTY MUT GRP
ZURICH INS GRP
FM GLOBAL GRP
COLUMBIA INS GRP
MUNICH RE GRP
XL AMER GRP
SWISS RE GRP
**STATE TOTAL**
9,384
8,663
8,310
5,916
5,427
3,969
3,815
3,687
3,285
2,470
105,100
10,310
8,662
9,318
5,534
5,470
3,930
3,714
3,033
3,318
2,761
107,434
52.55
337.68
N/A
19.01
174.92
84.04
36.57
23.65
60.71
44.49
75.49
%
%
%
%
%
%
%
%
%
%
52.57 %
337.79 %
N/A
22.21 %
187.68 %
86.10 %
36.62 %
24.57 %
59.27 %
45.47 %
77.29 %
8.93
8.24
7.91
5.63
5.16
3.78
3.63
3.51
3.13
2.35
100.00
%
8.93
% 17.17
% 25.08
% 30.71
% 35.87
% 39.65
% 43.28
% 46.78
% 49.91
% 52.26
% 100.00
%
%
%
%
%
%
%
%
%
%
%
AMERICAN INTL GRP
UNDERWRITERS AT LLOYDS
LIBERTY MUT GRP
FM GLOBAL GRP
AUTO OWNERS GRP
ZURICH INS GRP
MUNICH RE GRP
TRAVELERS GRP
ASSURANT INC GRP
STATE AUTO MUT GRP
**STATE TOTAL**
14,409
8,973
8,827
8,025
7,641
7,034
6,129
5,723
5,166
4,051
132,077
18,346
7,005
9,049
7,710
7,642
6,982
5,465
5,680
6,094
4,048
134,968
17.90
73.78
14.86
194.36
40.81
38.95
39.53
8.18
44.93
27.76
51.53
%
%
%
%
%
%
%
%
%
%
%
17.83 %
76.86 %
15.46 %
198.41 %
39.89 %
39.26 %
42.15 %
8.29 %
44.95 %
29.57 %
52.83 %
10.91
6.79
6.68
6.08
5.79
5.33
4.64
4.33
3.91
3.07
100.00
% 10.91
% 17.70
% 24.39
% 30.46
% 36.25
% 41.57
% 46.21
% 50.55
% 54.46
% 57.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LOUISIANA CITIZENS PROPERTY INS.
AMERICAN INTL GRP
SOUTHERN FIDELITY INS CO INC
FARMERS INS GRP
LIBERTY MUT GRP
DORINCO REINS CO
ARCH INS GRP
ACCESS HOME INS CO
ZURICH INS GRP
ASSURANT INC GRP
**STATE TOTAL**
28,603
21,467
20,919
17,744
16,681
15,414
13,752
13,460
12,125
11,216
347,851
31,604
27,366
21,263
17,334
17,333
15,633
13,923
9,816
11,210
17,285
358,535
24.94
0.68
16.75
49.84
14.11
0.00
1.05
10.86
36.46
27.09
18.74
%
%
%
%
%
%
%
%
%
%
%
25.32 %
0.27 %
16.75 %
50.48 %
14.94 %
0.00 %
1.22 %
10.89 %
37.80 %
26.84 %
19.59 %
8.22
6.17
6.01
5.10
4.80
4.43
3.95
3.87
3.49
3.22
100.00
%
8.22
% 14.39
% 20.41
% 25.51
% 30.30
% 34.74
% 38.69
% 42.56
% 46.04
% 49.27
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3,321
3,222
2,880
2,794
2,725
2,306
2,186
2,000
1,937
1,933
42,716
3,955
3,079
3,035
2,763
2,675
2,316
1,575
2,466
1,743
2,114
45,567
19.69
76.39
25.34
141.10
17.03
5.18
21.61
8.32
32.74
6.21
51.07
%
%
%
%
%
%
%
%
%
%
%
19.85 %
76.96 %
25.96 %
141.40 %
17.16 %
5.11 %
23.29 %
8.54 %
33.08 %
6.27 %
51.73 %
7.77
7.54
6.74
6.54
6.38
5.40
5.12
4.68
4.53
4.52
100.00
%
7.77
% 15.32
% 22.06
% 28.60
% 34.98
% 40.38
% 45.50
% 50.18
% 54.71
% 59.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
ASSURANT INC GRP
FARMERS INS GRP
TRAVELERS GRP
AMERICAN NATL FIN GRP
ANDOVER GRP
LIBERTY MUT GRP
MUNICH RE GRP
FM GLOBAL GRP
THE HANOVER INS GRP
AMERICAN INTL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
38
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Maryland
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
12
3548
19
65
111
200
212
69
242
361
AMERICAN INTL GRP
TRAVELERS GRP
ASSURANT INC GRP
FM GLOBAL GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
FARMERS INS GRP
SELECTIVE INS GRP
MUNICH RE GRP
**STATE TOTAL**
15,978
15,920
13,628
12,777
7,331
7,158
6,720
5,751
5,503
5,196
150,002
15,913
16,547
18,478
12,307
7,524
6,894
7,710
5,156
5,475
3,515
152,928
N/A
48.10
35.33
25.35
53.63
30.20
N/A
30.21
33.60
12.10
26.82
Massachusetts
1
2
3
4
5
6
7
8
9
10
586
65
12
411
22
111
3548
19
234
361
ARBELLA INS GRP
FM GLOBAL GRP
AMERICAN INTL GRP
MAPFRE INS GRP
ANDOVER GRP
LIBERTY MUT GRP
TRAVELERS GRP
ASSURANT INC GRP
VERMONT MUT GRP
MUNICH RE GRP
**STATE TOTAL**
38,390
28,670
28,470
18,390
15,638
14,885
14,831
12,494
11,329
7,625
299,564
37,606
27,877
27,107
17,667
15,465
14,783
15,337
16,010
10,777
5,017
295,998
Michigan
1
2
3
4
5
6
7
8
9
10
280
69
12
212
3548
65
19
361
34029
111
AUTO OWNERS GRP
FARMERS INS GRP
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
FM GLOBAL GRP
ASSURANT INC GRP
MUNICH RE GRP
MICHIGAN BASIC PROP INS ASSN
LIBERTY MUT GRP
**STATE TOTAL**
61,118
31,118
26,403
17,565
13,358
12,892
12,843
12,301
11,669
8,375
322,715
Minnesota
1
2
3
4
5
6
7
8
9
10
280
15350
69
3548
12
65
11186
111
698
212
AUTO OWNERS GRP
WEST BEND MUT INS CO
FARMERS INS GRP
TRAVELERS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
FAIRMONT FARMERS MUT INS CO
LIBERTY MUT GRP
NORTH STAR CO GRP
ZURICH INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
69
483
111
12
19
3548
212
215
361
316
FARMERS INS GRP
SOUTHERN FARM BUREAU CAS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ASSURANT INC GRP
TRAVELERS GRP
ZURICH INS GRP
KEMPER CORP GRP
MUNICH RE GRP
NATIONAL SECURITY GRP
**STATE TOTAL**
Mississippi
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
N/A
49.15 %
35.36 %
24.03 %
54.99 %
29.20 %
N/A
30.53 %
32.96 %
13.19 %
27.18 %
10.65
10.61
9.09
8.52
4.89
4.77
4.48
3.83
3.67
3.46
100.00
% 10.65
% 21.27
% 30.35
% 38.87
% 43.76
% 48.53
% 53.01
% 56.84
% 60.51
% 63.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
42.05
81.41
17.60
56.48
21.36
61.06
22.10
36.00
21.59
46.60
41.05
%
%
%
%
%
%
%
%
%
%
%
43.79 %
83.44 %
17.09 %
58.50 %
21.83 %
64.01 %
22.96 %
36.00 %
21.59 %
48.16 %
42.29 %
12.82
9.57
9.50
6.14
5.22
4.97
4.95
4.17
3.78
2.55
100.00
% 12.82
% 22.39
% 31.89
% 38.03
% 43.25
% 48.22
% 53.17
% 57.34
% 61.12
% 63.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
61,545
29,579
28,962
16,094
12,670
12,326
16,232
10,310
12,463
8,708
323,221
48.54
65.31
7.55
30.91
167.83
20.80
33.29
32.46
29.14
212.86
64.18
%
%
%
%
%
%
%
%
%
%
%
49.58 %
66.25 %
7.31 %
31.53 %
170.79 %
20.81 %
33.29 %
33.10 %
31.10 %
219.28 %
65.49 %
18.94
9.64
8.18
5.44
4.14
3.99
3.98
3.81
3.62
2.60
100.00
% 18.94
% 28.58
% 36.76
% 42.21
% 46.34
% 50.34
% 54.32
% 58.13
% 61.75
% 64.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
13,885
11,996
11,302
10,945
10,236
9,628
8,344
8,059
7,186
6,621
186,063
14,037
10,965
9,939
10,985
11,229
9,765
7,931
8,596
6,929
6,355
183,541
29.54
24.78
48.18
N/A
8.46
207.26
34.12
26.62
39.43
42.52
41.15
%
%
%
%
%
%
%
%
%
%
29.51 %
24.36 %
48.78 %
N/A
7.27 %
207.19 %
34.12 %
26.46 %
39.46 %
43.31 %
41.50 %
7.46
6.45
6.07
5.88
5.50
5.17
4.48
4.33
3.86
3.56
100.00
%
7.46
% 13.91
% 19.98
% 25.87
% 31.37
% 36.54
% 41.03
% 45.36
% 49.22
% 52.78
% 100.00
%
%
%
%
%
%
%
%
%
%
%
15,903
10,879
10,304
9,229
6,382
5,823
5,277
4,933
4,343
4,315
144,452
14,322
10,647
9,224
7,935
8,268
5,933
5,105
4,937
3,826
4,196
142,765
39.39
77.05
81.67
55.30
48.09
688.58
2.73
38.92
37.84
52.53
70.25
%
%
%
%
%
%
%
%
%
%
%
39.89 %
78.67 %
83.02 %
56.00 %
48.24 %
701.94 %
2.36 %
38.66 %
38.54 %
53.11 %
72.14 %
11.01
7.53
7.13
6.39
4.42
4.03
3.65
3.41
3.01
2.99
100.00
% 11.01
% 18.54
% 25.67
% 32.06
% 36.48
% 40.51
% 44.17
% 47.58
% 50.59
% 53.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
39
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Group/
Company
Rank
Code
Direct
Premiums
Earned
(000)
Loss
Ratio
Group/
Company Name
Direct
Premiums
Written
(000)
30,179
16,835
13,212
13,041
12,311
10,087
9,903
9,662
5,465
5,292
218,254
28,617
16,318
13,507
13,177
12,769
9,392
8,893
8,639
7,432
5,200
216,061
15.09
46.13
3.32
24.37
21.38
45.98
7.13
26.01
36.91
20.86
32.52
%
%
%
%
%
%
%
%
%
%
%
15.00 %
47.13 %
3.29 %
27.34 %
21.10 %
46.81 %
7.28 %
26.47 %
36.92 %
22.26 %
33.26 %
13.83
7.71
6.05
5.98
5.64
4.62
4.54
4.43
2.50
2.42
100.00
% 13.83
% 21.54
% 27.59
% 33.57
% 39.21
% 43.83
% 48.37
% 52.80
% 55.30
% 57.72
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Missouri
1
2
3
4
5
6
7
8
9
10
12
123
3548
111
65
69
212
361
19
3416
AMERICAN INTL GRP
SHELTER INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
FARMERS INS GRP
ZURICH INS GRP
MUNICH RE GRP
ASSURANT INC GRP
AXIS CAPITAL GRP
**STATE TOTAL**
Montana
1
2
3
4
5
6
7
8
9
10
111
3548
12
62
91
65
140
4683
19
244
LIBERTY MUT GRP
TRAVELERS GRP
AMERICAN INTL GRP
EMC INS CO GRP
HARTFORD FIRE & CAS GRP
FM GLOBAL GRP
NATIONWIDE CORP GRP
MOUNTAIN WEST FARM GRP
ASSURANT INC GRP
CINCINNATI FIN GRP
**STATE TOTAL**
2,856
2,420
1,741
1,737
1,670
1,621
1,152
1,140
990
969
29,105
2,807
2,319
1,741
1,639
1,675
1,612
1,112
1,104
1,560
899
29,467
50.30
40.43
6.68
19.26
18.40
0.00
82.29
114.03
7.17
153.04
63.48
%
%
%
%
%
%
%
%
%
%
%
51.58 %
40.70 %
6.63 %
19.28 %
18.72 %
0.00 %
82.64 %
117.40 %
7.43 %
154.98 %
65.92 %
9.81
8.32
5.98
5.97
5.74
5.57
3.96
3.92
3.40
3.33
100.00
%
9.81
% 18.13
% 24.11
% 30.08
% 35.82
% 41.38
% 45.34
% 49.26
% 52.66
% 55.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nebraska
1
2
3
4
5
6
7
8
9
10
12
13889
3548
62
111
280
69
212
65
1285
AMERICAN INTL GRP
FARMERS MUT INS CO OF NE
TRAVELERS GRP
EMC INS CO GRP
LIBERTY MUT GRP
AUTO OWNERS GRP
FARMERS INS GRP
ZURICH INS GRP
FM GLOBAL GRP
XL AMER GRP
**STATE TOTAL**
5,057
4,921
3,256
2,979
2,886
2,821
2,801
2,682
2,302
2,137
57,637
4,879
4,724
3,064
2,973
2,951
2,756
2,622
2,483
2,746
2,107
56,891
29.59
25.86
34.00
33.82
125.06
105.96
99.13
N/A
2.04
0.45
41.82
%
%
%
%
%
%
%
%
%
%
30.12 %
29.72 %
34.44 %
33.80 %
128.79 %
109.22 %
99.69 %
N/A
2.04 %
1.14 %
43.13 %
8.77
8.54
5.65
5.17
5.01
4.89
4.86
4.65
3.99
3.71
100.00
%
8.77
% 17.31
% 22.96
% 28.13
% 33.14
% 38.03
% 42.89
% 47.54
% 51.54
% 55.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nevada
1
2
3
4
5
6
7
8
9
10
12
3548
111
65
212
1278
19
26905
361
200
AMERICAN INTL GRP
TRAVELERS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
ZURICH INS GRP
CSAA INS GRP
ASSURANT INC GRP
CENTURY NATL INS CO
MUNICH RE GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
10,102
10,069
6,939
6,840
6,494
4,664
4,498
3,534
2,266
2,080
84,848
8,675
9,934
6,655
9,246
7,889
4,563
6,720
3,331
1,698
2,081
89,088
16.69
7.39
28.24
3.83
471.24
55.43
11.20
2.94
15.69
29.07
54.73
%
%
%
%
%
%
%
%
%
%
%
19.91 %
7.66 %
29.04 %
3.78 %
480.96 %
56.36 %
11.20 %
2.69 %
16.56 %
28.85 %
56.46 %
11.91
11.87
8.18
8.06
7.65
5.50
5.30
4.16
2.67
2.45
100.00
% 11.91
% 23.77
% 31.95
% 40.01
% 47.67
% 53.16
% 58.46
% 62.63
% 65.30
% 67.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Hampshire
1
2
3
4
5
6
7
8
9
10
111
12
22
408
65
19
3548
69
234
212
LIBERTY MUT GRP
AMERICAN INTL GRP
ANDOVER GRP
AMERICAN NATL FIN GRP
FM GLOBAL GRP
ASSURANT INC GRP
TRAVELERS GRP
FARMERS INS GRP
VERMONT MUT GRP
ZURICH INS GRP
**STATE TOTAL**
3,344
3,031
2,389
2,317
2,258
1,841
1,630
1,623
1,559
1,557
37,419
2,973
2,182
2,346
2,217
2,137
2,378
1,629
1,889
1,549
1,468
36,819
29.08
35.64
10.79
84.19
0.23
17.38
25.67
16.11
34.79
36.45
57.42
%
%
%
%
%
%
%
%
%
%
%
31.50 %
36.34 %
11.43 %
85.43 %
0.22 %
17.56 %
28.30 %
16.05 %
34.79 %
41.03 %
58.88 %
8.94
8.10
6.38
6.19
6.03
4.92
4.36
4.34
4.17
4.16
100.00
%
8.94
% 17.04
% 23.42
% 29.61
% 35.64
% 40.56
% 44.92
% 49.26
% 53.42
% 57.58
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
40
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
New Jersey
New Mexico
New York
North Carolina
North Dakota
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
48,542
35,325
20,813
18,755
17,232
16,226
15,594
12,726
12,504
11,532
387,830
67,405
35,066
19,549
18,566
17,028
16,437
11,052
12,441
12,881
11,851
392,798
16.49
12.67
13.54
26.33
58.40
4.86
42.84
29.26
N/A
18.93
21.10
5,787
3,850
2,911
2,860
2,724
2,709
2,555
1,554
1,336
1,183
39,133
5,717
3,724
2,506
4,939
1,951
3,671
2,977
1,591
1,630
1,185
42,733
N/A
12.19
84.12
16.53
9.55
4.51
N/A
49.77
22.45
54.18
21.65
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
16.46 %
12.13 %
14.05 %
27.22 %
59.95 %
5.79 %
49.48 %
29.48 %
N/A
19.18 %
22.65 %
12.52
9.11
5.37
4.84
4.44
4.18
4.02
3.28
3.22
2.97
100.00
% 12.52
% 21.62
% 26.99
% 31.83
% 36.27
% 40.45
% 44.47
% 47.76
% 50.98
% 53.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
13.09 %
84.36 %
16.65 %
10.03 %
4.34 %
N/A
50.90 %
22.42 %
54.77 %
22.62 %
14.79
9.84
7.44
7.31
6.96
6.92
6.53
3.97
3.41
3.02
100.00
% 14.79
% 24.63
% 32.07
% 39.37
% 46.33
% 53.26
% 59.79
% 63.76
% 67.17
% 70.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
11.48 %
18.25 %
30.11 %
101.73 %
41.72 %
53.32 %
53.55 %
380.01 %
N/A
51.82 %
53.57 %
14.89
12.57
8.27
6.03
3.94
3.07
3.04
2.95
2.64
2.30
100.00
% 14.89
% 27.46
% 35.73
% 41.76
% 45.70
% 48.77
% 51.81
% 54.75
% 57.39
% 59.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
21.50 %
28.84 %
47.61 %
N/A
N/A
25.83 %
7.60 %
18.22 %
26.19 %
23.49 %
19.09 %
8.91
8.79
7.03
5.69
4.80
4.70
4.41
4.10
3.94
3.67
100.00
%
8.91
% 17.70
% 24.73
% 30.42
% 35.22
% 39.92
% 44.33
% 48.43
% 52.37
% 56.04
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
30.03 %
85.92 %
135.17 %
22.52 %
24.48 %
28.98 %
15.12 %
77.04 %
21.51 %
14.19 %
58.29 %
10.53
8.87
6.02
5.98
5.58
4.76
4.57
4.30
4.24
3.62
100.00
% 10.53
% 19.41
% 25.43
% 31.41
% 36.99
% 41.76
% 46.33
% 50.63
% 54.87
% 58.49
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
19
12
212
3548
308
242
361
762
111
65
ASSURANT INC GRP
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
PHILADELPHIA CONTRIBUTIONSHIP GRP
SELECTIVE INS GRP
MUNICH RE GRP
FRANKLIN MUT GRP
LIBERTY MUT GRP
FM GLOBAL GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
111
69
19
361
65
3548
212
200
140
AMERICAN INTL GRP
LIBERTY MUT GRP
FARMERS INS GRP
ASSURANT INC GRP
MUNICH RE GRP
FM GLOBAL GRP
TRAVELERS GRP
ZURICH INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
19
3548
65
111
761
2538
212
1285
256
AMERICAN INTL GRP
ASSURANT INC GRP
TRAVELERS GRP
FM GLOBAL GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
AMTRUST NGH GRP
ZURICH INS GRP
XL AMER GRP
PROSIGHT GRP
**STATE TOTAL**
126,452
106,731
70,241
51,215
33,430
26,086
25,783
25,024
22,394
19,555
849,193
124,172
112,749
65,588
49,954
31,053
25,713
19,964
25,239
18,454
17,297
825,349
11.81
18.35
28.78
98.64
41.15
18.50
46.21
377.11
N/A
44.64
50.66
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
280
324
65
212
111
3548
19
200
361
AMERICAN INTL GRP
AUTO OWNERS GRP
NORTH CAROLINA FARM BUREAU GRP
FM GLOBAL GRP
ZURICH INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
MUNICH RE GRP
**STATE TOTAL**
24,857
24,510
19,602
15,858
13,377
13,112
12,303
11,441
10,991
10,237
278,872
23,278
25,163
20,119
15,863
13,635
13,111
12,876
16,542
10,497
8,731
278,859
21.59
28.84
47.57
N/A
N/A
24.68
7.41
18.18
26.59
22.28
18.81
%
%
%
1
2
3
4
5
6
7
8
9
10
11101
65
3548
218
12
62
698
14184
280
212
3,451
2,907
1,973
1,959
1,829
1,561
1,498
1,409
1,390
1,185
32,760
3,295
3,182
1,995
1,271
1,833
1,467
1,463
1,267
1,329
1,015
31,923
30.03
82.97
131.93
20.22
24.52
28.98
15.08
74.67
21.29
12.81
56.31
HARTLAND MUT INS CO
FM GLOBAL GRP
TRAVELERS GRP
CNA INS GRP
AMERICAN INTL GRP
EMC INS CO GRP
NORTH STAR CO GRP
ACUITY A MUT INS CO
AUTO OWNERS GRP
ZURICH INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
41
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Ohio
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
12
19
69
212
280
244
963
65
361
3548
AMERICAN INTL GRP
ASSURANT INC GRP
FARMERS INS GRP
ZURICH INS GRP
AUTO OWNERS GRP
CINCINNATI FIN GRP
OHIO MUT GRP
FM GLOBAL GRP
MUNICH RE GRP
TRAVELERS GRP
**STATE TOTAL**
34,398
28,484
23,920
22,370
21,754
21,176
18,223
18,215
16,483
15,218
390,869
37,754
33,117
21,799
21,232
21,856
20,334
17,759
18,497
14,443
15,107
390,750
N/A
11.88
37.13
44.16
34.88
37.64
41.56
187.03
41.38
4.60
66.18
%
%
%
%
%
%
%
%
%
%
N/A
11.89 %
38.06 %
45.41 %
35.10 %
39.20 %
42.13 %
190.05 %
42.03 %
4.65 %
66.76 %
8.80
7.29
6.12
5.72
5.57
5.42
4.66
4.66
4.22
3.89
100.00
%
8.80
% 16.09
% 22.21
% 27.93
% 33.50
% 38.91
% 43.58
% 48.24
% 52.45
% 56.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oklahoma
1
2
3
4
5
6
7
8
9
10
12
111
69
3548
212
361
123
31
19
501
AMERICAN INTL GRP
LIBERTY MUT GRP
FARMERS INS GRP
TRAVELERS GRP
ZURICH INS GRP
MUNICH RE GRP
SHELTER INS GRP
BERKSHIRE HATHAWAY GRP
ASSURANT INC GRP
ALLEGHANY GRP
**STATE TOTAL**
17,730
11,509
11,090
9,825
9,482
8,687
8,570
7,465
6,193
5,784
179,320
15,749
11,580
9,277
12,312
9,485
7,959
8,449
7,038
7,844
5,483
177,128
16.63
108.91
34.94
16.84
10.83
20.84
52.68
27.32
39.20
43.30
34.57
%
%
%
%
%
%
%
%
%
%
%
16.75 %
111.07 %
35.38 %
17.83 %
12.09 %
21.09 %
53.79 %
29.51 %
39.40 %
44.44 %
35.50 %
9.89
6.42
6.18
5.48
5.29
4.84
4.78
4.16
3.45
3.23
100.00
%
9.89
% 16.31
% 22.49
% 27.97
% 33.26
% 38.10
% 42.88
% 47.04
% 50.50
% 53.72
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oregon
1
2
3
4
5
6
7
8
9
10
111
12
65
19
3548
212
69
501
23108
361
12,202
11,000
7,731
6,528
4,481
4,393
3,365
3,056
2,863
2,429
92,218
12,081
10,728
7,891
8,212
4,554
4,018
2,971
2,896
5,559
1,812
93,823
46.85
37.61
45.53
24.43
21.91
N/A
32.77
8.49
1,340.65
16.51
106.08
%
%
%
%
%
%
%
%
%
%
47.18 %
37.74 %
45.51 %
24.42 %
21.52 %
N/A
32.99 %
8.73 %
1,340.47 %
17.01 %
107.40 %
13.23
11.93
8.38
7.08
4.86
4.76
3.65
3.31
3.10
2.63
100.00
% 13.23
% 25.16
% 33.54
% 40.62
% 45.48
% 50.25
% 53.89
% 57.21
% 60.31
% 62.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Pennsylvania
1
2
3
4
5
6
7
8
9
10
12
69
3548
65
212
19
111
271
213
361
AMERICAN INTL GRP
FARMERS INS GRP
TRAVELERS GRP
FM GLOBAL GRP
ZURICH INS GRP
ASSURANT INC GRP
LIBERTY MUT GRP
PENNSYLVANIA NATL INS GRP
ERIE INS GRP
MUNICH RE GRP
**STATE TOTAL**
33,258
28,996
27,235
24,014
18,862
18,832
17,340
16,071
15,541
14,746
436,485
33,253
27,477
26,983
24,175
18,146
23,725
18,263
15,831
15,416
12,343
433,312
5.44
51.75
26.49
201.86
10.56
21.48
44.92
50.20
74.28
32.58
47.04
%
%
%
%
%
%
%
%
%
%
%
5.15 %
52.91 %
27.61 %
199.39 %
10.71 %
21.48 %
46.22 %
50.51 %
79.17 %
33.31 %
48.21 %
7.62
6.64
6.24
5.50
4.32
4.31
3.97
3.68
3.56
3.38
100.00
%
7.62
% 14.26
% 20.50
% 26.00
% 30.33
% 34.64
% 38.61
% 42.29
% 45.86
% 49.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Rhode Island
1
2
3
4
5
6
7
8
9
10
19
586
12
22
65
361
111
3548
501
242
ASSURANT INC GRP
ARBELLA INS GRP
AMERICAN INTL GRP
ANDOVER GRP
FM GLOBAL GRP
MUNICH RE GRP
LIBERTY MUT GRP
TRAVELERS GRP
ALLEGHANY GRP
SELECTIVE INS GRP
**STATE TOTAL**
5,688
3,457
3,251
3,146
3,113
3,071
2,550
1,709
1,516
1,513
49,870
6,130
3,344
3,211
3,050
3,133
2,716
2,498
1,666
1,701
1,597
49,844
28.25
54.73
214.34
7.27
33.76
57.68
18.29
12.84
13.34
80.75
40.31
%
%
%
%
%
%
%
%
%
%
%
28.32 %
57.59 %
214.21 %
7.22 %
34.53 %
59.46 %
20.93 %
14.09 %
13.94 %
80.24 %
41.33 %
11.41
6.93
6.52
6.31
6.24
6.16
5.11
3.43
3.04
3.03
100.00
% 11.41
% 18.34
% 24.86
% 31.16
% 37.41
% 43.56
% 48.68
% 52.10
% 55.14
% 58.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LIBERTY MUT GRP
AMERICAN INTL GRP
FM GLOBAL GRP
ASSURANT INC GRP
TRAVELERS GRP
ZURICH INS GRP
FARMERS INS GRP
ALLEGHANY GRP
LUMBERMENS UNDERWRITING ALLIANCE
MUNICH RE GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
42
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
South Carolina
South Dakota
Tennessee
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
12
19
280
3548
111
69
361
65
212
140
1
2
3
4
5
6
7
8
9
10
248
280
12
698
3548
14184
62
65
569
111
1
2
3
4
5
6
7
8
9
10
694
12
3548
65
280
111
19
361
69
212
Group/
Company Name
AMERICAN INTL GRP
ASSURANT INC GRP
AUTO OWNERS GRP
TRAVELERS GRP
LIBERTY MUT GRP
FARMERS INS GRP
MUNICH RE GRP
FM GLOBAL GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
UNITED FIRE & CAS GRP
AUTO OWNERS GRP
AMERICAN INTL GRP
NORTH STAR CO GRP
TRAVELERS GRP
ACUITY A MUT INS CO
EMC INS CO GRP
FM GLOBAL GRP
FARMERS MUT HAIL INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
TENNESSEE FARMERS GRP
AMERICAN INTL GRP
TRAVELERS GRP
FM GLOBAL GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
ASSURANT INC GRP
MUNICH RE GRP
FARMERS INS GRP
ZURICH INS GRP
**STATE TOTAL**
Texas
1
2
3
4
5
6
7
8
9
10
171
147
12
19
65
10199
1342
111
361
3548
GERMANIA INS GRP
HOCHHEIM PRAIRIE GRP
AMERICAN INTL GRP
ASSURANT INC GRP
FM GLOBAL GRP
RANCHERS & FARMERS MUT INS CO
FARMERS MUT PROTECTION ASSN GRP
LIBERTY MUT GRP
MUNICH RE GRP
TRAVELERS GRP
**STATE TOTAL**
Utah
1
2
3
4
5
6
7
8
9
10
19
12
65
3548
280
111
323
212
13471
749
ASSURANT INC GRP
AMERICAN INTL GRP
FM GLOBAL GRP
TRAVELERS GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
CIVIL SERV EMPLOYEE GRP
ZURICH INS GRP
BEAR RIVER MUT INS CO
SCOR GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
21,984
19,398
15,433
8,852
8,381
8,272
8,036
7,821
6,296
5,828
207,488
21,474
20,716
15,345
9,119
8,623
7,919
6,832
7,373
7,318
6,201
207,193
11.65
19.41
46.66
7.12
63.42
51.38
31.38
367.74
N/A
51.71
38.80
%
%
%
%
%
%
%
%
2,451
1,785
1,678
1,637
1,466
1,264
1,128
1,024
932
901
25,237
2,356
1,754
1,548
1,634
1,269
1,239
1,181
1,177
668
763
24,551
33.82
182.66
N/A
13.17
47.09
N/A
586.22
11.65
39.74
39.13
59.63
%
%
54,202
19,764
17,657
12,413
12,021
11,938
11,879
8,030
6,676
6,518
260,004
53,847
20,693
17,659
12,496
11,937
12,110
14,387
6,830
6,073
6,675
258,960
24.41
34.43
9.41
475.33
23.55
51.82
29.31
29.71
29.83
N/A
53.68
%
%
%
%
%
%
%
%
%
273,988
130,593
123,638
109,231
90,848
71,323
68,599
64,210
50,358
49,634
1,717,079
264,217
130,685
119,714
114,899
90,637
68,260
69,060
66,120
42,148
51,411
1,687,266
36,690
9,498
5,750
4,211
3,794
3,684
3,135
2,682
1,643
1,623
93,784
37,598
10,919
5,630
4,259
3,747
3,758
3,003
2,917
1,581
1,363
94,642
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
43
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
11.61 %
19.48 %
48.76 %
7.61 %
76.42 %
52.08 %
31.89 %
372.91 %
N/A
52.94 %
40.24 %
10.60
9.35
7.44
4.27
4.04
3.99
3.87
3.77
3.03
2.81
100.00
% 10.60
% 19.94
% 27.38
% 31.65
% 35.69
% 39.67
% 43.55
% 47.32
% 50.35
% 53.16
% 100.00
%
%
%
%
%
%
%
%
%
%
%
32.46 %
193.10 %
N/A
13.17 %
50.53 %
N/A
587.60 %
10.98 %
39.74 %
40.95 %
61.23 %
9.71
7.07
6.65
6.48
5.81
5.01
4.47
4.06
3.69
3.57
100.00
%
9.71
% 16.78
% 23.43
% 29.92
% 35.73
% 40.74
% 45.21
% 49.27
% 52.96
% 56.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
24.70 %
34.38 %
9.75 %
480.61 %
22.81 %
54.41 %
29.48 %
29.65 %
30.49 %
N/A
54.94 %
20.85
7.60
6.79
4.77
4.62
4.59
4.57
3.09
2.57
2.51
100.00
% 20.85
% 28.45
% 35.24
% 40.01
% 44.64
% 49.23
% 53.80
% 56.89
% 59.45
% 61.96
% 100.00
%
%
%
%
%
%
%
%
%
%
%
66.38
61.20
23.55
11.02
11.03
25.72
52.29
26.47
15.64
58.74
41.73
%
%
%
%
%
%
%
%
%
%
%
68.40 %
65.55 %
23.67 %
10.97 %
10.87 %
25.97 %
52.44 %
26.96 %
15.57 %
60.59 %
43.23 %
15.96
7.61
7.20
6.36
5.29
4.15
4.00
3.74
2.93
2.89
100.00
% 15.96
% 23.56
% 30.76
% 37.12
% 42.41
% 46.57
% 50.56
% 54.30
% 57.24
% 60.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
7.89
5.80
0.24
3.38
20.50
154.61
17.83
N/A
53.17
30.74
19.54
%
%
%
%
%
%
%
7.89 %
5.37 %
0.61 %
3.06 %
22.88 %
156.98 %
19.77 %
N/A
56.24 %
31.45 %
20.07 %
39.12
10.13
6.13
4.49
4.05
3.93
3.34
2.86
1.75
1.73
100.00
% 39.12
% 49.25
% 55.38
% 59.87
% 63.92
% 67.84
% 71.19
% 74.05
% 75.80
% 77.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
2,745
2,007
1,765
1,630
1,336
1,324
1,320
1,221
1,145
845
23,177
2,147
1,995
1,838
1,420
1,293
1,332
1,348
1,218
1,450
845
22,740
51.74
57.38
17.37
14.58
21.33
82.36
12.70
26.06
4.84
5.83
35.95
%
%
%
%
%
%
%
%
%
%
%
58.19 %
58.13 %
17.43 %
11.09 %
20.30 %
82.36 %
13.65 %
27.10 %
4.90 %
6.04 %
36.95 %
11.84
8.66
7.61
7.03
5.76
5.71
5.69
5.27
4.94
3.65
100.00
% 11.84
% 20.50
% 28.12
% 35.15
% 40.91
% 46.63
% 52.32
% 57.59
% 62.53
% 66.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Vermont
1
2
3
4
5
6
7
8
9
10
111
18686
408
65
12
234
3548
984
19
501
Virginia
1
2
3
4
5
6
7
8
9
10
12
3548
200
65
19
111
212
242
140
361
AMERICAN INTL GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
FM GLOBAL GRP
ASSURANT INC GRP
LIBERTY MUT GRP
ZURICH INS GRP
SELECTIVE INS GRP
NATIONWIDE CORP GRP
MUNICH RE GRP
**STATE TOTAL**
26,290
23,133
17,402
13,073
10,767
9,917
8,478
8,360
7,595
6,551
214,826
27,007
23,714
16,717
12,114
16,241
10,377
9,296
7,997
7,403
5,512
219,317
9.67
14.69
24.00
28.81
19.34
25.76
120.52
11.07
43.75
14.97
26.89
%
%
%
%
%
%
%
%
%
%
%
9.56 %
15.47 %
23.64 %
29.01 %
19.36 %
27.50 %
122.49 %
11.03 %
45.57 %
15.44 %
27.46 %
12.24
10.77
8.10
6.09
5.01
4.62
3.95
3.89
3.54
3.05
100.00
% 12.24
% 23.01
% 31.11
% 37.19
% 42.20
% 46.82
% 50.77
% 54.66
% 58.19
% 61.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Washington
1
2
3
4
5
6
7
8
9
10
12
111
65
3548
361
24341
212
19
200
69
AMERICAN INTL GRP
LIBERTY MUT GRP
FM GLOBAL GRP
TRAVELERS GRP
MUNICH RE GRP
PEMCO MUT INS CO
ZURICH INS GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
FARMERS INS GRP
**STATE TOTAL**
41,402
23,023
16,791
9,512
9,402
7,791
7,694
7,255
6,972
6,823
202,204
44,155
23,018
17,055
9,628
8,078
7,651
7,704
14,685
6,800
6,751
213,648
74.36
39.15
26.35
67.28
37.41
55.38
49.50
21.03
27.46
58.67
37.70
%
%
%
%
%
%
%
%
%
%
%
71.89 %
40.76 %
26.67 %
67.03 %
37.96 %
55.97 %
47.96 %
20.99 %
26.86 %
59.32 %
37.80 %
20.48
11.39
8.30
4.70
4.65
3.85
3.81
3.59
3.45
3.37
100.00
% 20.48
% 31.86
% 40.17
% 44.87
% 49.52
% 53.37
% 57.18
% 60.77
% 64.21
% 67.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
West Virginia
1
2
3
4
5
6
7
8
9
10
408
12
361
212
4339
11003
3548
175
140
33499
AMERICAN NATL FIN GRP
AMERICAN INTL GRP
MUNICH RE GRP
ZURICH INS GRP
FARMERS & MECHANICS MUT GRP
WVA INS CO
TRAVELERS GRP
STATE AUTO MUT GRP
NATIONWIDE CORP GRP
DORINCO REINS CO
**STATE TOTAL**
4,462
4,259
3,784
3,753
3,440
3,370
3,066
2,944
2,366
2,228
63,526
4,282
3,974
3,318
3,747
3,386
3,353
3,300
2,956
2,349
2,260
64,023
52.68
131.91
36.67
N/A
48.05
31.24
6.58
21.59
135.99
0.00
24.71
%
%
%
52.76 %
133.09 %
37.26 %
N/A
47.67 %
31.24 %
5.66 %
22.52 %
137.56 %
0.00 %
25.14 %
7.02
6.70
5.96
5.91
5.42
5.30
4.83
4.63
3.72
3.51
100.00
%
7.02
% 13.73
% 19.68
% 25.59
% 31.01
% 36.31
% 41.14
% 45.77
% 49.50
% 53.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
15350
12
280
65
3548
212
111
14184
69
19
WEST BEND MUT INS CO
AMERICAN INTL GRP
AUTO OWNERS GRP
FM GLOBAL GRP
TRAVELERS GRP
ZURICH INS GRP
LIBERTY MUT GRP
ACUITY A MUT INS CO
FARMERS INS GRP
ASSURANT INC GRP
**STATE TOTAL**
22,962
15,740
12,762
10,243
8,250
7,938
7,482
7,340
7,238
4,520
170,606
22,287
15,804
12,324
9,764
8,332
7,600
6,989
7,012
6,429
5,833
165,861
71.49
335.26
52.80
152.64
N/A
N/A
43.13
44.66
62.36
39.28
84.12
%
%
%
%
72.56 %
338.79 %
54.77 %
153.92 %
N/A
N/A
47.02 %
45.52 %
62.61 %
39.28 %
85.86 %
13.46
9.23
7.48
6.00
4.84
4.65
4.39
4.30
4.24
2.65
100.00
% 13.46
% 22.68
% 30.17
% 36.17
% 41.01
% 45.66
% 50.04
% 54.35
% 58.59
% 61.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Wisconsin
LIBERTY MUT GRP
CO OPERATIVE INS CO
AMERICAN NATL FIN GRP
FM GLOBAL GRP
AMERICAN INTL GRP
VERMONT MUT GRP
TRAVELERS GRP
HCC INS HOLDINGS GRP
ASSURANT INC GRP
ALLEGHANY GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
44
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Wyoming
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
5,271
3,036
2,316
1,811
1,658
1,007
800
793
765
750
25,528
4,664
3,490
2,258
1,772
1,660
978
785
713
76
661
24,748
6.88
N/A
17.62
0.00
106.08
140.20
207.10
59.10
53.04
267.64
75.86
5
0
5
41
0
41
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
6.89 %
N/A
18.83 %
0.00 %
107.23 %
143.39 %
210.11 %
59.11 %
54.28 %
270.22 %
76.99 %
4.11 %
0.00 %
3.95 %
4.32 %
0.00 %
4.14 %
1
2
3
4
5
6
7
8
9
10
12
212
111
65
4683
3548
140
69
4670
1285
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
MOUNTAIN WEST FARM GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
STARR GRP
XL AMER GRP
**STATE TOTAL**
American Samoa
1
2
1285
65
XL AMER GRP
FM GLOBAL GRP
**STATE TOTAL**
Guam
1
2
3
4
5
6
7
8
9
10
4672
12
4715
13597
12633
3219
10972
626
3098
18380
DONGBU INS GRP
AMERICAN INTL GRP
MS & AD INS GRP
CHUNG KUO INS CO LTD
CENTURY INS CO GU LTD
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
FIRST NET INS CO
ACE LTD GRP
TOKIO MARINE HOLDINGS INC GRP
PACIFIC IND INS CO
**STATE TOTAL**
12,533
6,884
1,471
1,254
908
705
300
285
145
129
24,810
11,669
2,301
1,369
1,243
252
730
365
322
145
135
18,686
N/A
2.83
19.00
40.63
132.72
1.56
N/A
N/A
N/A
0.00
1.33
1
2
3
4
5
6
7
8
9
10
3526
626
411
12
212
19
65
26778
71
4802
COOPERATIVA DE SEGUROS MULTIPLES GRP
ACE LTD GRP
MAPFRE INS GRP
AMERICAN INTL GRP
ZURICH INS GRP
ASSURANT INC GRP
FM GLOBAL GRP
INTEGRAND ASSUR CO
UNIVERSAL INS CO GRP
TRIPLE S GRP
**STATE TOTAL**
8,658
7,403
7,172
6,219
5,805
3,765
3,386
3,258
1,546
1,482
55,843
9,274
6,984
7,406
5,550
4,544
3,033
3,563
3,884
1,905
1,612
54,900
9.97
N/A
13.68
13.91
7.63
21.15
2.51
0.64
9.34
8.37
7.00
1
411
803
761
2
3
4
5
6
7
8
9
10
19
4706
3526
1279
181
626
4509
501
12
ASSURANT INC GRP
LOCKHART CO GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
ARCH INS GRP
SWISS RE GRP
ACE LTD GRP
IRONSHORE GRP
ALLEGHANY GRP
AMERICAN INTL GRP
**STATE TOTAL**
670
623
484
425
294
267
208
149
121
4,285
547
616
488
643
303
268
12
144
100
4,169
1
4672
DONGBU INS GRP
427
282
28.84 %
33.42 %
2
3
4
5
6
7
3098
10972
18380
3548
65
31658
TOKIO MARINE HOLDINGS INC GRP
FIRST NET INS CO
PACIFIC IND INS CO
TRAVELERS GRP
FM GLOBAL GRP
ISLAND HOME INS CO
**STATE TOTAL**
149
39
10
8
2
0
635
171
39
9
8
2
0
509
0.00
0.50
0.00
0.00
0.00
0.00
15.99
0.00 %
0.56 %
0.00 %
0.00 %
0.00 %
0.00 %
18.53 %
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
MAPFRE INS GRP
© 2015 National Association of Insurance Commissioners
45
20.65
11.89
9.07
7.09
6.49
3.94
3.14
3.10
3.00
2.94
100.00
% 20.65
% 32.54
% 41.62
% 48.71
% 55.20
% 59.15
% 62.28
% 65.39
% 68.38
% 71.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
99.21 % 99.21 %
0.79 % 100.00 %
100.00 % 100.00 %
N/A
3.03 %
19.18 %
44.01 %
132.72 %
1.56 %
N/A
N/A
N/A
0.00 %
1.91 %
50.52
27.75
5.93
5.05
3.66
2.84
1.21
1.15
0.59
0.52
100.00
% 50.52
% 78.27
% 84.19
% 89.25
% 92.91
% 95.75
% 96.96
% 98.11
% 98.70
% 99.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.62 %
N/A
13.36 %
16.10 %
7.95 %
21.15 %
1.22 %
0.82 %
9.77 %
17.54 %
7.77 %
15.50
13.26
12.84
11.14
10.39
6.74
6.06
5.83
2.77
2.65
100.00
% 15.50
% 28.76
% 41.60
% 52.74
% 63.14
% 69.88
% 75.94
% 81.77
% 84.54
% 87.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
0.00 %
6.35
0.00
0.27
0.41
0.00
N/A
N/A
4.65
N/A
N/A
6.35 %
0.00 %
0.27 %
0.35 %
0.00 %
N/A
N/A
4.82 %
N/A
N/A
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
18.75 %
15.65
14.54
11.29
9.93
6.86
6.24
4.86
3.49
2.83
100.00
% 34.40
% 48.94
% 60.23
% 70.16
% 77.02
% 83.26
% 88.13
% 91.62
% 94.44
% 100.00
67.20 %
23.52
6.11
1.63
1.23
0.28
0.02
100.00
18.75 %
%
%
%
%
%
%
%
%
%
%
67.20 %
% 90.72 %
% 96.83 %
% 98.46 %
% 99.70 %
% 99.98 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
STATE
Canada
Agg. Other Alien
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
10
761
65
181
3548
3239
3416
33499
111
4670
212
626
12
33499
65
212
3548
984
111
181
4670
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
ALLIANZ INS GRP
FM GLOBAL GRP
SWISS RE GRP
TRAVELERS GRP
ALLIED WORLD ASSUR HOLDING GRP
AXIS CAPITAL GRP
DORINCO REINS CO
LIBERTY MUT GRP
STARR GRP
ZURICH INS GRP
**STATE TOTAL**
110,193
69,573
45,109
38,842
9,310
6,923
5,298
5,255
1,325
745
295,194
90,723
75,961
48,714
40,116
4,078
9,108
5,153
5,410
242
793
283,065
78.16
202.96
28.60
23.33
60.86
28.99
543.38
38.11
81.62
N/A
101.29
%
%
%
%
%
%
%
%
%
ACE LTD GRP
AMERICAN INTL GRP
DORINCO REINS CO
FM GLOBAL GRP
ZURICH INS GRP
TRAVELERS GRP
HCC INS HOLDINGS GRP
LIBERTY MUT GRP
SWISS RE GRP
STARR GRP
**STATE TOTAL**
151,817
56,672
17,401
12,864
8,340
5,035
4,208
3,624
3,597
3,350
286,283
151,673
40,002
18,064
10,978
10,947
4,936
3,984
2,977
1,882
323
265,989
41.94
N/A
0.00
N/A
5.27
N/A
0.64
930.44
N/A
165.82
32.77
%
© 2015 National Association of Insurance Commissioners
46
%
%
%
%
%
%
%
81.55 %
205.63 %
30.34 %
24.27 %
66.35 %
29.77 %
544.50 %
46.92 %
85.65 %
N/A
103.80 %
37.33
23.57
15.28
13.16
3.15
2.35
1.79
1.78
0.45
0.25
100.00
% 37.33
% 60.90
% 76.18
% 89.34
% 92.49
% 94.84
% 96.63
% 98.41
% 98.86
% 99.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
41.08 %
N/A
0.00 %
N/A
5.18 %
N/A
1.17 %
949.61 %
N/A
172.89 %
30.74 %
53.03
19.80
6.08
4.49
2.91
1.76
1.47
1.27
1.26
1.17
100.00
% 53.03
% 72.83
% 78.90
% 83.40
% 86.31
% 88.07
% 89.54
% 90.81
% 92.06
% 93.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
02.1—Allied Lines
© 2015 National Association of Insurance Commissioners
47
© 2015 National Association of Insurance Commissioners
48
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.1 - Allied Lines
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
10064
65
19
12
212
3548
4766
111
140
69
200
626
361
501
181
796
31
3416
62
242
218
175
1285
785
1344
14930
761
244
38
698
4698
123
88
98
408
1120
248
15350
12841
4381
7
4726
169
783
3239
411
517
3098
457
2538
518
3219
4663
158
22
3484
14184
809
10199
3526
215
3589
34843
1129
4715
Group/
Company Name
CITIZENS PROP INS CORP
FM GLOBAL GRP
ASSURANT INC GRP
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
TFP & TWI GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ACE LTD GRP
MUNICH RE GRP
ALLEGHANY GRP
SWISS RE GRP
QBE INS GRP
BERKSHIRE HATHAWAY GRP
AXIS CAPITAL GRP
EMC INS CO GRP
SELECTIVE INS GRP
CNA INS GRP
STATE AUTO MUT GRP
XL AMER GRP
MARKEL CORP GRP
LOUISIANA CITIZENS PROPERTY INS.
ARX HOLDING CORP GRP
WESTON INS CO
ALLIANZ INS GRP
CINCINNATI FIN GRP
CHUBB INC GRP
NORTH STAR CO GRP
ASPEN INS HOLDING GRP
SHELTER INS GRP
THE HANOVER INS GRP
WR BERKLEY CORP GRP
AMERICAN NATL FIN GRP
EVEREST REINS HOLDINGS GRP
UNITED FIRE & CAS GRP
WEST BEND MUT INS CO
AMERICAN INTEGRITY INS CO OF FL
HOUSTON INTL INS GRP
FEDERATED MUT GRP
ARCHER DANIELS MIDLAND GRP
SENTRY INS GRP
RLI INS GRP
ALLIED WORLD ASSUR HOLDING GRP
MAPFRE INS GRP
HANNOVER GRP
TOKIO MARINE HOLDINGS INC GRP
ARGONAUT GRP
AMTRUST NGH GRP
GRINNELL MUT GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
UNIVERSAL INS HOLDING GRP
FAIRFAX FIN GRP
ANDOVER GRP
TOWER HILL INS GRP
ACUITY A MUT INS CO
TEXAS FARM BUREAU MUT GRP
RANCHERS & FARMERS MUT INS CO
COOPERATIVA DE SEGUROS MULTIPLES GRP
KEMPER CORP GRP
MAXUM SPECIALTY INS GRP
NEW YORK SCHOOLS INS RECIP
WHITE MOUNTAINS GRP
MS & AD INS GRP
Direct
Premiums
Written
(000)
1,185,080
1,156,221
1,049,622
758,910
675,386
588,127
528,522
375,470
339,654
327,294
314,606
295,396
263,013
260,837
259,209
253,617
167,342
141,190
135,352
120,265
115,402
113,698
106,928
106,862
105,464
105,038
103,862
99,859
98,160
89,266
88,267
85,398
85,120
76,836
76,829
76,203
74,761
66,462
61,736
60,103
59,721
53,936
52,708
51,835
50,544
50,134
46,077
45,865
43,108
42,044
39,832
38,980
38,687
38,571
37,307
35,843
32,865
32,462
31,382
29,044
25,931
25,468
25,465
24,549
24,157
23,842
Direct
Premiums
Earned
(000)
Loss
Ratio
1,252,427
1,118,803
930,933
795,317
649,165
587,777
517,243
374,114
331,188
297,270
296,351
296,335
221,297
269,896
246,175
295,282
137,326
142,223
129,116
119,061
120,336
113,714
103,270
115,888
107,609
101,354
88,821
96,198
92,892
87,803
85,075
75,528
79,964
73,974
75,089
73,733
59,651
61,594
58,861
55,469
51,079
49,512
49,780
47,273
50,927
50,751
43,294
44,522
41,682
45,928
30,581
36,095
31,048
37,072
36,210
35,165
31,067
30,881
30,525
28,159
27,397
25,760
24,701
23,520
24,738
21,395
8.75
25.32
52.48
50.32
23.84
37.08
N/A
47.06
58.16
31.11
75.63
13.25
45.63
25.21
12.70
10.54
28.43
12.66
75.02
70.10
27.59
37.70
107.34
18.80
40.27
38.90
0.20
51.80
62.52
44.74
43.33
29.65
51.02
36.37
54.18
54.84
32.01
87.54
80.18
15.80
172.05
43.99
52.19
54.32
N/A
70.37
1.44
61.88
30.77
33.60
54.32
36.40
30.26
10.07
N/A
47.78
27.62
56.99
94.43
36.63
0.84
49.82
N/A
56.09
35.59
15.51
© 2015 National Association of Insurance Commissioners
49
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.18 %
25.47 %
52.57 %
52.72 %
24.91 %
37.30 %
N/A
47.77 %
60.14 %
31.95 %
76.13 %
12.08 %
46.28 %
26.09 %
11.33 %
10.78 %
31.77 %
14.03 %
75.14 %
71.55 %
27.59 %
40.05 %
111.51 %
19.84 %
41.96 %
39.98 %
0.25 %
44.19 %
64.74 %
45.36 %
43.55 %
33.69 %
52.19 %
37.97 %
57.12 %
55.62 %
33.26 %
88.70 %
80.62 %
18.31 %
172.72 %
44.86 %
52.19 %
56.07 %
N/A
77.59 %
1.67 %
66.15 %
32.21 %
37.43 %
60.30 %
36.29 %
31.85 %
11.50 %
10.08 %
49.38 %
30.14 %
57.83 %
94.47 %
37.16 %
0.82 %
49.90 %
1.00 %
57.45 %
36.54 %
16.05 %
8.96
8.74
7.93
5.73
5.10
4.44
3.99
2.84
2.57
2.47
2.38
2.23
1.99
1.97
1.96
1.92
1.26
1.07
1.02
0.91
0.87
0.86
0.81
0.81
0.80
0.79
0.78
0.75
0.74
0.67
0.67
0.65
0.64
0.58
0.58
0.58
0.56
0.50
0.47
0.45
0.45
0.41
0.40
0.39
0.38
0.38
0.35
0.35
0.33
0.32
0.30
0.29
0.29
0.29
0.28
0.27
0.25
0.25
0.24
0.22
0.20
0.19
0.19
0.19
0.18
0.18
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
8.96
17.69
25.62
31.36
36.46
40.91
44.90
47.74
50.31
52.78
55.16
57.39
59.38
61.35
63.31
65.22
66.49
67.55
68.58
69.49
70.36
71.22
72.03
72.83
73.63
74.42
75.21
75.96
76.70
77.38
78.05
78.69
79.33
79.92
80.50
81.07
81.64
82.14
82.61
83.06
83.51
83.92
84.32
84.71
85.09
85.47
85.82
86.16
86.49
86.81
87.11
87.40
87.70
87.99
88.27
88.54
88.79
89.03
89.27
89.49
89.69
89.88
90.07
90.26
90.44
90.62
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.1 - Allied Lines
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
13038
1279
225
11118
13757
12573
968
3829
246
474
280
3299
483
324
213
920
11844
28
3489
513
732
4233
15341
984
309
23108
22390
228
91
234
4765
13207
308
694
303
28497
10925
4051
3593
36
762
171
316
14427
4509
1326
267
291
3456
3494
661
153
569
11186
807
54
4802
311
12237
Group/
Company Name
ARK ROYAL INS CO
ARCH INS GRP
IAT REINS CO GRP
FEDERATED RURAL ELECTRIC INS EXCH
FARM BUREAU MUT INS CO OF AR INC
CENTAURI SPECIALTY INS CO
AXA INS GRP
GEOVERA HOLDINGS INC GRP
PENNSYLVANIA LUMBERMENS GRP
FCCI MUT INS GRP
AUTO OWNERS GRP
AJK HOLDINGS GRP
SOUTHERN FARM BUREAU CAS GRP
NORTH CAROLINA FARM BUREAU GRP
ERIE INS GRP
GLOBAL IND GRP
ST JOHNS INS CO INC
AMICA MUT GRP
DELEK GRP
IOWA FARM BUREAU GRP
NLASCO GRP
WL DUNN GRP
SAFEPOINT INS CO
HCC INS HOLDINGS GRP
WESTERN NATL MUT GRP
LUMBERMENS UNDERWRITING ALLIANCE
WELLINGTON INS CO
WESTFIELD GRP
HARTFORD FIRE & CAS GRP
VERMONT MUT GRP
WBL GRP
LIGHTHOUSE PROP INS CORP
PHILADELPHIA CONTRIBUTIONSHIP GRP
TENNESSEE FARMERS GRP
GUIDEONE INS GRP
USPLATE GLASS INS CO
SOUTHERN VANGUARD INS CO
OCEAN HARBOR GRP
USIC GRP
CENTRAL MUT INS CO GRP
FRANKLIN MUT GRP
GERMANIA INS GRP
NATIONAL SECURITY GRP
LOUISIANA FARM BUREAU MUT INS CO
IRONSHORE GRP
KINGSWAY GRP
GRANGE MUT CAS GRP
MOTORISTS MUT GRP
CYPRESS HOLDINGS GRP
JAMES RIVER GRP
BCBS OF SC GRP
PEKIN INS GRP
FARMERS MUT HAIL INS GRP
FAIRMONT FARMERS MUT INS CO
COLUMBIA INS GRP
CUMBERLAND GRP
TRIPLE S GRP
MAIN STREET AMER GRP
GULFSTREAM PROP & CAS INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
22,781
22,657
21,839
21,777
21,063
21,021
18,752
18,178
18,129
18,105
17,702
17,559
17,479
16,962
16,558
16,534
16,311
16,043
15,241
14,963
14,645
14,586
14,461
14,407
14,234
13,617
13,616
13,385
13,164
12,925
12,597
11,718
11,688
11,577
11,483
11,477
11,362
11,104
10,761
10,681
10,609
10,601
10,581
10,334
10,208
10,197
9,693
9,388
9,071
8,997
8,918
8,730
8,354
8,023
7,903
7,696
7,642
7,577
7,536
13,233,080
Direct
Premiums
Earned
(000)
21,653
29,588
20,163
22,497
20,930
20,534
16,062
16,628
19,369
18,045
16,404
16,144
16,633
16,993
16,439
18,038
14,528
14,861
16,165
14,964
14,896
14,002
5,354
13,609
12,257
16,638
12,073
13,009
13,783
12,654
11,806
9,822
11,279
11,501
11,514
11,547
14,295
9,203
9,902
10,478
10,364
10,509
10,264
10,018
10,467
9,260
9,347
9,270
9,588
8,894
9,033
8,409
7,452
7,622
7,935
7,369
7,885
7,457
7,043
12,895,563
© 2015 National Association of Insurance Commissioners
50
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
13.73
N/A
37.07
45.67
130.40
4.08
186.33
13.39
184.13
18.69
45.92
53.67
58.22
54.66
112.88
52.64
27.54
65.69
50.10
89.53
130.66
36.96
22.64
48.76
57.83
115.39
106.19
66.06
83.30
40.43
56.40
12.85
69.90
86.38
49.44
2.54
100.48
42.20
0.26
89.92
31.57
32.25
43.40
23.94
174.36
N/A
42.68
90.02
19.30
N/A
33.08
92.71
262.15
95.90
36.23
55.92
7.36
76.22
26.99
36.62
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
14.44 %
N/A
41.88 %
45.72 %
131.30 %
4.18 %
201.70 %
13.61 %
184.38 %
20.16 %
47.15 %
64.46 %
58.96 %
54.90 %
117.44 %
57.02 %
28.61 %
68.17 %
51.13 %
89.53 %
152.11 %
39.26 %
24.57 %
49.99 %
57.75 %
115.98 %
115.80 %
66.47 %
94.63 %
40.43 %
56.63 %
14.96 %
73.43 %
87.01 %
50.01 %
2.54 %
112.93 %
43.39 %
0.42 %
90.08 %
32.46 %
32.89 %
44.78 %
24.64 %
190.17 %
N/A
45.02 %
90.19 %
18.75 %
N/A
36.62 %
92.29 %
265.78 %
95.90 %
38.45 %
61.96 %
8.07 %
77.35 %
28.05 %
37.71 %
0.17
0.17
0.17
0.16
0.16
0.16
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.06
0.06
0.06
100.00
% 90.79
% 90.96
% 91.13
% 91.29
% 91.45
% 91.61
% 91.75
% 91.89
% 92.03
% 92.16
% 92.30
% 92.43
% 92.56
% 92.69
% 92.81
% 92.94
% 93.06
% 93.18
% 93.30
% 93.41
% 93.52
% 93.63
% 93.74
% 93.85
% 93.96
% 94.06
% 94.17
% 94.27
% 94.37
% 94.46
% 94.56
% 94.65
% 94.74
% 94.82
% 94.91
% 95.00
% 95.08
% 95.17
% 95.25
% 95.33
% 95.41
% 95.49
% 95.57
% 95.65
% 95.72
% 95.80
% 95.87
% 95.94
% 96.01
% 96.08
% 96.15
% 96.21
% 96.28
% 96.34
% 96.40
% 96.46
% 96.51
% 96.57
% 96.63
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.1 - Allied Lines
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
10064
19
65
12
212
3548
4766
111
140
69
200
626
361
501
796
181
31
3416
62
242
218
175
785
1285
1344
14930
761
244
698
38
4698
123
88
98
408
1120
248
15350
12841
4381
7
4726
169
783
3239
411
517
3098
457
2538
518
3219
4663
158
22
3484
14184
809
10199
3526
215
3589
34843
1129
4715
Group/
Company Name
CITIZENS PROP INS CORP
ASSURANT INC GRP
FM GLOBAL GRP
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
TFP & TWI GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ACE LTD GRP
MUNICH RE GRP
ALLEGHANY GRP
QBE INS GRP
SWISS RE GRP
BERKSHIRE HATHAWAY GRP
AXIS CAPITAL GRP
EMC INS CO GRP
SELECTIVE INS GRP
CNA INS GRP
STATE AUTO MUT GRP
MARKEL CORP GRP
XL AMER GRP
LOUISIANA CITIZENS PROPERTY INS.
ARX HOLDING CORP GRP
WESTON INS CO
ALLIANZ INS GRP
CINCINNATI FIN GRP
NORTH STAR CO GRP
CHUBB INC GRP
ASPEN INS HOLDING GRP
SHELTER INS GRP
THE HANOVER INS GRP
WR BERKLEY CORP GRP
AMERICAN NATL FIN GRP
EVEREST REINS HOLDINGS GRP
UNITED FIRE & CAS GRP
WEST BEND MUT INS CO
AMERICAN INTEGRITY INS CO OF FL
HOUSTON INTL INS GRP
FEDERATED MUT GRP
ARCHER DANIELS MIDLAND GRP
SENTRY INS GRP
RLI INS GRP
ALLIED WORLD ASSUR HOLDING GRP
MAPFRE INS GRP
HANNOVER GRP
TOKIO MARINE HOLDINGS INC GRP
ARGONAUT GRP
AMTRUST NGH GRP
GRINNELL MUT GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
UNIVERSAL INS HOLDING GRP
FAIRFAX FIN GRP
ANDOVER GRP
TOWER HILL INS GRP
ACUITY A MUT INS CO
TEXAS FARM BUREAU MUT GRP
RANCHERS & FARMERS MUT INS CO
COOPERATIVA DE SEGUROS MULTIPLES GRP
KEMPER CORP GRP
MAXUM SPECIALTY INS GRP
NEW YORK SCHOOLS INS RECIP
WHITE MOUNTAINS GRP
MS & AD INS GRP
Direct
Premiums
Written
(000)
1,185,080
1,049,622
1,002,912
746,231
672,001
579,194
528,522
360,091
339,654
327,294
314,606
292,861
263,013
260,837
253,617
233,118
165,740
138,431
135,352
120,265
115,348
113,698
106,862
105,830
105,464
105,038
103,862
99,356
98,160
88,267
86,981
85,398
85,120
76,830
76,829
76,203
74,761
66,462
61,736
60,103
59,388
53,936
52,708
51,835
50,544
47,940
46,077
45,865
42,897
42,044
39,832
38,980
38,687
38,571
37,307
35,843
32,865
32,462
31,382
29,044
25,642
25,468
25,465
24,549
24,150
23,842
Direct
Premiums
Earned
(000)
Loss
Ratio
1,252,427
930,933
968,663
775,238
645,568
578,827
517,243
358,182
331,188
297,270
296,351
294,728
221,297
269,896
295,282
224,658
137,128
139,752
129,116
119,061
120,312
113,714
115,888
101,623
107,609
101,354
88,821
95,654
92,892
85,075
84,700
75,528
79,964
73,968
75,088
73,733
59,651
61,594
58,861
55,469
50,443
49,512
49,780
47,273
50,927
49,707
43,294
44,336
41,516
45,928
30,581
36,095
31,048
37,072
36,210
35,165
31,067
30,881
30,525
28,159
27,141
25,760
24,701
23,520
24,730
21,395
8.75
52.48
23.41
49.33
23.06
37.68
N/A
46.57
58.16
31.11
75.63
16.84
45.63
25.21
10.54
9.43
28.26
18.50
75.02
70.10
28.21
37.70
18.80
99.66
40.27
38.90
0.20
48.10
62.52
43.33
49.70
29.65
51.02
36.37
54.19
54.84
32.01
87.54
80.18
15.80
173.85
43.99
52.19
54.32
N/A
70.92
1.44
62.90
30.78
33.60
54.32
36.40
30.26
10.07
N/A
47.78
27.62
56.99
94.43
36.63
1.05
49.82
N/A
56.09
35.61
15.51
© 2015 National Association of Insurance Commissioners
51
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.18 %
52.57 %
23.55 %
51.67 %
24.09 %
37.90 %
N/A
47.22 %
60.14 %
31.93 %
76.13 %
15.72 %
46.28 %
26.09 %
10.78 %
8.13 %
31.60 %
19.87 %
75.14 %
71.55 %
28.21 %
40.05 %
19.84 %
104.33 %
41.96 %
39.98 %
0.25 %
40.24 %
64.74 %
43.55 %
50.46 %
33.69 %
52.19 %
37.97 %
57.13 %
55.62 %
33.26 %
88.70 %
80.62 %
18.31 %
174.50 %
44.86 %
52.19 %
56.07 %
N/A
78.19 %
1.67 %
67.21 %
32.21 %
37.43 %
60.30 %
36.29 %
31.85 %
11.50 %
10.08 %
49.38 %
30.14 %
57.83 %
94.47 %
37.16 %
1.03 %
49.90 %
1.00 %
57.45 %
36.56 %
16.05 %
9.12
8.08
7.72
5.74
5.17
4.46
4.07
2.77
2.61
2.52
2.42
2.25
2.02
2.01
1.95
1.79
1.28
1.07
1.04
0.93
0.89
0.87
0.82
0.81
0.81
0.81
0.80
0.76
0.76
0.68
0.67
0.66
0.66
0.59
0.59
0.59
0.58
0.51
0.48
0.46
0.46
0.42
0.41
0.40
0.39
0.37
0.35
0.35
0.33
0.32
0.31
0.30
0.30
0.30
0.29
0.28
0.25
0.25
0.24
0.22
0.20
0.20
0.20
0.19
0.19
0.18
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
9.12
17.20
24.91
30.66
35.83
40.28
44.35
47.12
49.74
52.25
54.68
56.93
58.95
60.96
62.91
64.71
65.98
67.05
68.09
69.01
69.90
70.78
71.60
72.41
73.22
74.03
74.83
75.60
76.35
77.03
77.70
78.36
79.01
79.60
80.20
80.78
81.36
81.87
82.34
82.81
83.26
83.68
84.08
84.48
84.87
85.24
85.59
85.95
86.28
86.60
86.91
87.21
87.51
87.80
88.09
88.37
88.62
88.87
89.11
89.33
89.53
89.73
89.92
90.11
90.30
90.48
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.1 - Allied Lines
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
13038
1279
225
11118
13757
12573
968
3829
246
474
280
3299
483
324
213
920
11844
28
3489
513
732
4233
15341
309
23108
22390
228
91
234
4765
13207
308
984
694
303
28497
10925
4051
3593
36
762
171
316
14427
1326
4509
267
291
3456
3494
661
153
569
11186
807
54
4802
311
12237
Group/
Company Name
ARK ROYAL INS CO
ARCH INS GRP
IAT REINS CO GRP
FEDERATED RURAL ELECTRIC INS EXCH
FARM BUREAU MUT INS CO OF AR INC
CENTAURI SPECIALTY INS CO
AXA INS GRP
GEOVERA HOLDINGS INC GRP
PENNSYLVANIA LUMBERMENS GRP
FCCI MUT INS GRP
AUTO OWNERS GRP
AJK HOLDINGS GRP
SOUTHERN FARM BUREAU CAS GRP
NORTH CAROLINA FARM BUREAU GRP
ERIE INS GRP
GLOBAL IND GRP
ST JOHNS INS CO INC
AMICA MUT GRP
DELEK GRP
IOWA FARM BUREAU GRP
NLASCO GRP
WL DUNN GRP
SAFEPOINT INS CO
WESTERN NATL MUT GRP
LUMBERMENS UNDERWRITING ALLIANCE
WELLINGTON INS CO
WESTFIELD GRP
HARTFORD FIRE & CAS GRP
VERMONT MUT GRP
WBL GRP
LIGHTHOUSE PROP INS CORP
PHILADELPHIA CONTRIBUTIONSHIP GRP
HCC INS HOLDINGS GRP
TENNESSEE FARMERS GRP
GUIDEONE INS GRP
USPLATE GLASS INS CO
SOUTHERN VANGUARD INS CO
OCEAN HARBOR GRP
USIC GRP
CENTRAL MUT INS CO GRP
FRANKLIN MUT GRP
GERMANIA INS GRP
NATIONAL SECURITY GRP
LOUISIANA FARM BUREAU MUT INS CO
KINGSWAY GRP
IRONSHORE GRP
GRANGE MUT CAS GRP
MOTORISTS MUT GRP
CYPRESS HOLDINGS GRP
JAMES RIVER GRP
BCBS OF SC GRP
PEKIN INS GRP
FARMERS MUT HAIL INS GRP
FAIRMONT FARMERS MUT INS CO
COLUMBIA INS GRP
CUMBERLAND GRP
TRIPLE S GRP
MAIN STREET AMER GRP
GULFSTREAM PROP & CAS INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
22,781
22,415
21,839
21,777
21,063
21,021
18,743
18,178
18,129
18,105
17,702
17,559
17,479
16,962
16,558
16,534
16,311
16,043
15,241
14,963
14,645
14,586
14,461
14,234
13,617
13,616
13,385
13,164
12,925
12,597
11,718
11,688
11,594
11,577
11,483
11,477
11,362
11,104
10,761
10,681
10,609
10,601
10,581
10,334
10,197
10,117
9,693
9,388
9,071
8,997
8,918
8,730
8,354
8,023
7,903
7,696
7,642
7,577
7,536
12,995,130
Direct
Premiums
Earned
(000)
21,653
29,307
20,163
22,497
20,930
20,534
16,054
16,628
19,369
18,045
16,404
16,144
16,633
16,993
16,439
18,038
14,528
14,861
16,165
14,964
14,896
14,002
5,354
12,257
16,638
12,073
13,009
13,783
12,654
11,806
9,822
11,279
11,101
11,501
11,514
11,547
14,295
9,203
9,902
10,478
10,364
10,509
10,264
10,018
9,260
10,387
9,347
9,270
9,588
8,894
9,033
8,409
7,452
7,622
7,935
7,369
7,885
7,457
7,043
12,659,617
© 2015 National Association of Insurance Commissioners
52
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
13.73
N/A
37.07
45.67
130.40
4.08
186.42
13.39
184.13
18.69
45.92
53.67
58.22
54.66
112.88
52.64
27.54
65.69
50.10
89.53
130.66
36.96
22.64
57.83
138.61
106.19
66.06
83.30
40.43
56.40
12.85
69.90
52.32
86.38
49.44
2.54
100.48
42.20
0.26
89.92
31.57
32.25
43.40
23.94
N/A
173.80
42.68
90.02
19.30
N/A
33.08
92.71
262.15
95.90
36.23
55.92
7.36
76.22
26.99
36.53
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
14.44 %
N/A
41.88 %
45.72 %
131.30 %
4.18 %
201.79 %
13.61 %
184.38 %
20.16 %
47.15 %
64.46 %
58.96 %
54.90 %
117.44 %
57.02 %
28.61 %
68.17 %
51.13 %
89.53 %
152.11 %
39.26 %
24.57 %
57.75 %
139.20 %
115.80 %
66.47 %
94.63 %
40.43 %
56.63 %
14.96 %
73.43 %
53.26 %
87.01 %
50.01 %
2.54 %
112.93 %
43.39 %
0.42 %
90.08 %
32.46 %
32.89 %
44.78 %
24.64 %
N/A
189.69 %
45.02 %
90.19 %
18.75 %
N/A
36.62 %
92.29 %
265.78 %
95.90 %
38.45 %
61.96 %
8.07 %
77.35 %
28.05 %
37.63 %
0.18
0.17
0.17
0.17
0.16
0.16
0.14
0.14
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.06
0.06
0.06
100.00
% 90.66
% 90.83
% 91.00
% 91.16
% 91.33
% 91.49
% 91.63
% 91.77
% 91.91
% 92.05
% 92.19
% 92.32
% 92.46
% 92.59
% 92.71
% 92.84
% 92.97
% 93.09
% 93.21
% 93.32
% 93.44
% 93.55
% 93.66
% 93.77
% 93.87
% 93.98
% 94.08
% 94.18
% 94.28
% 94.38
% 94.47
% 94.56
% 94.65
% 94.74
% 94.83
% 94.91
% 95.00
% 95.09
% 95.17
% 95.25
% 95.33
% 95.42
% 95.50
% 95.58
% 95.65
% 95.73
% 95.81
% 95.88
% 95.95
% 96.02
% 96.09
% 96.15
% 96.22
% 96.28
% 96.34
% 96.40
% 96.46
% 96.52
% 96.58
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Alabama
1
2
3
4
5
6
7
8
9
10
19
65
12
501
212
200
3548
626
140
244
ASSURANT INC GRP
FM GLOBAL GRP
AMERICAN INTL GRP
ALLEGHANY GRP
ZURICH INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
ACE LTD GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
**STATE TOTAL**
18,341
15,056
11,702
9,754
9,649
8,865
8,773
7,683
7,651
7,128
197,823
16,634
14,373
11,719
10,300
11,287
8,464
8,795
8,075
8,056
6,751
194,056
56.99
2.40
23.61
71.87
20.99
60.29
65.88
6.49
26.39
33.06
28.77
Alaska
1
2
3
4
5
6
7
8
9
10
212
65
12
309
200
626
19
38733
111
501
ZURICH INS GRP
FM GLOBAL GRP
AMERICAN INTL GRP
WESTERN NATL MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
ACE LTD GRP
ASSURANT INC GRP
ALASKA NATL INS CO
LIBERTY MUT GRP
ALLEGHANY GRP
**STATE TOTAL**
8,334
4,927
4,130
3,170
2,391
1,928
1,660
1,056
998
954
35,071
8,122
3,841
3,716
1,874
1,983
1,825
1,466
1,159
970
936
31,422
N/A
3.72
N/A
18.17
78.11
2.42
61.60
14.29
50.05
69.89
37.37
1
2
3
4
5
6
7
8
9
10
65
19
200
3548
12
212
111
140
69
361
FM GLOBAL GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
MUNICH RE GRP
**STATE TOTAL**
13,414
11,466
11,134
11,055
9,643
8,846
8,222
5,224
4,768
2,480
122,406
15,125
10,652
10,050
11,385
9,475
8,332
8,040
4,767
4,280
2,076
118,959
14.11
36.18
67.70
262.47
180.60
36.48
29.97
79.71
N/A
43.81
83.59
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
13757
123
65
19
3548
12
212
200
62
361
FARM BUREAU MUT INS CO OF AR INC
SHELTER INS GRP
FM GLOBAL GRP
ASSURANT INC GRP
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
EMC INS CO GRP
MUNICH RE GRP
**STATE TOTAL**
21,063
13,132
11,006
6,965
6,377
4,888
3,846
3,071
3,017
2,733
120,712
20,930
12,638
9,334
6,590
6,469
5,065
3,768
2,964
2,768
2,381
117,109
California
1
2
3
4
5
6
7
8
9
10
69
65
12
111
3548
212
140
19
361
200
FARMERS INS GRP
FM GLOBAL GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
TRAVELERS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
MUNICH RE GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
106,962
86,652
81,308
66,895
62,176
53,520
43,505
28,143
23,018
21,950
785,228
99,050
87,182
82,890
66,961
62,699
51,349
41,000
31,197
18,882
21,617
772,240
Arizona
© 2015 National Association of Insurance Commissioners
53
%
%
%
%
%
%
%
%
%
%
%
57.02 %
2.40 %
26.24 %
72.55 %
25.63 %
60.53 %
68.18 %
3.74 %
28.98 %
34.31 %
29.68 %
9.27
7.61
5.92
4.93
4.88
4.48
4.43
3.88
3.87
3.60
100.00
%
9.27
% 16.88
% 22.80
% 27.73
% 32.61
% 37.09
% 41.52
% 45.41
% 49.27
% 52.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
3.73 %
N/A
18.10 %
77.82 %
N/A
63.63 %
13.99 %
53.94 %
71.93 %
37.46 %
23.76
14.05
11.78
9.04
6.82
5.50
4.73
3.01
2.85
2.72
100.00
% 23.76
% 37.81
% 49.59
% 58.63
% 65.44
% 70.94
% 75.67
% 78.68
% 81.53
% 84.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
14.18 %
36.21 %
67.98 %
268.51 %
187.95 %
37.82 %
30.64 %
81.30 %
N/A
43.88 %
85.85 %
10.96
9.37
9.10
9.03
7.88
7.23
6.72
4.27
3.90
2.03
100.00
% 10.96
% 20.33
% 29.42
% 38.45
% 46.33
% 53.56
% 60.27
% 64.54
% 68.44
% 70.46
% 100.00
%
%
%
%
%
%
%
%
%
%
%
130.40
55.34
47.49
72.72
76.45
184.89
174.10
55.99
57.30
59.68
92.46
%
%
%
%
%
%
%
%
%
%
%
131.30 %
56.61 %
47.49 %
72.81 %
77.50 %
195.54 %
176.41 %
56.10 %
57.19 %
60.52 %
93.73 %
17.45
10.88
9.12
5.77
5.28
4.05
3.19
2.54
2.50
2.26
100.00
% 17.45
% 28.33
% 37.45
% 43.21
% 48.50
% 52.55
% 55.73
% 58.28
% 60.78
% 63.04
% 100.00
%
%
%
%
%
%
%
%
%
%
%
63.74
21.21
30.01
52.60
27.52
50.11
68.00
59.94
8.94
73.04
41.40
%
%
%
%
%
%
%
%
%
%
%
64.60 %
21.24 %
32.83 %
54.14 %
27.61 %
52.17 %
69.92 %
60.77 %
9.18 %
73.39 %
42.53 %
13.62
11.04
10.35
8.52
7.92
6.82
5.54
3.58
2.93
2.80
100.00
% 13.62
% 24.66
% 35.01
% 43.53
% 51.45
% 58.27
% 63.81
% 67.39
% 70.32
% 73.12
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Colorado
Connecticut
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
10
200
111
65
12
3548
19
140
212
501
69
65
361
3548
19
111
212
12
69
50
242
Delaware
1
2
3
4
5
6
7
8
9
10
19
212
12
140
242
65
408
3548
200
4774
District Of
Columbia
1
65
2
3
4
5
6
7
8
9
10
3548
12
19
212
218
200
361
111
140
1
2
3
4
5
6
7
8
9
10
10064
19
796
212
626
14930
12
181
501
65
Florida
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
FM GLOBAL GRP
AMERICAN INTL GRP
TRAVELERS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
ALLEGHANY GRP
FARMERS INS GRP
**STATE TOTAL**
22,076
15,508
12,625
11,034
10,497
10,362
6,508
6,315
5,149
5,148
155,321
21,449
15,315
12,617
11,375
10,440
9,417
6,170
6,028
4,934
4,733
150,821
102.45
80.37
22.17
245.46
173.46
58.74
106.68
N/A
216.28
N/A
90.79
%
%
%
%
%
%
%
FM GLOBAL GRP
MUNICH RE GRP
TRAVELERS GRP
ASSURANT INC GRP
LIBERTY MUT GRP
ZURICH INS GRP
AMERICAN INTL GRP
FARMERS INS GRP
COUNTRY INS & FIN SERV GRP
SELECTIVE INS GRP
**STATE TOTAL**
24,049
8,993
8,223
7,064
6,013
5,937
5,167
4,733
4,368
3,837
124,768
19,679
7,234
7,890
7,086
6,184
5,836
5,524
4,211
4,472
3,563
115,614
8.85
35.99
192.33
90.72
19.18
14.46
N/A
N/A
58.33
N/A
39.17
%
%
%
%
%
%
3,265
3,079
1,887
1,839
1,413
1,373
1,360
858
830
733
24,332
3,044
2,824
1,939
1,813
1,347
1,592
1,404
820
622
734
23,491
46.49
5.26
25.79
41.35
15.42
90.63
35.50
104.93
49.87
25.31
32.41
7,942
7,430
4,204
3,851
2,201
1,354
1,147
1,083
553
507
490
28,522
4,348
3,454
1,987
2,136
1,027
1,017
381
548
459
27,803
84.83
17.40
40.73
14.04
N/A
93.15
11.61
N/A
42.45
30.38
1,185,080
330,423
146,384
125,219
114,676
103,862
97,709
80,425
68,212
67,686
3,124,280
1,252,427
256,335
160,767
117,279
113,234
88,821
96,847
73,682
72,768
67,122
3,076,929
8.75
39.60
4.04
7.83
8.24
0.20
4.99
1.85
10.83
7.63
11.97
ASSURANT INC GRP
ZURICH INS GRP
AMERICAN INTL GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
FM GLOBAL GRP
AMERICAN NATL FIN GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
CLOISTER MUT & WINDSOR MOUNT JOY GRP
**STATE TOTAL**
FM GLOBAL GRP
TRAVELERS GRP
AMERICAN INTL GRP
ASSURANT INC GRP
ZURICH INS GRP
CNA INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
MUNICH RE GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
CITIZENS PROP INS CORP
ASSURANT INC GRP
QBE INS GRP
ZURICH INS GRP
ACE LTD GRP
WESTON INS CO
AMERICAN INTL GRP
SWISS RE GRP
ALLEGHANY GRP
FM GLOBAL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
54
102.65 %
80.92 %
22.91 %
249.41 %
178.41 %
58.78 %
112.00 %
N/A
232.86 %
N/A
93.16 %
14.21
9.98
8.13
7.10
6.76
6.67
4.19
4.07
3.32
3.31
100.00
% 14.21
% 24.20
% 32.33
% 39.43
% 46.19
% 52.86
% 57.05
% 61.12
% 64.43
% 67.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
8.84 %
36.02 %
197.42 %
90.73 %
20.71 %
14.90 %
N/A
N/A
58.33 %
N/A
40.71 %
19.27
7.21
6.59
5.66
4.82
4.76
4.14
3.79
3.50
3.08
100.00
% 19.27
% 26.48
% 33.07
% 38.73
% 43.55
% 48.31
% 52.45
% 56.25
% 59.75
% 62.82
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
46.49 %
6.10 %
27.13 %
43.66 %
15.44 %
90.65 %
35.56 %
106.56 %
50.16 %
25.59 %
33.00 %
13.42
12.65
7.76
7.56
5.81
5.64
5.59
3.52
3.41
3.01
100.00
% 13.42
% 26.07
% 33.83
% 41.39
% 47.20
% 52.84
% 58.43
% 61.95
% 65.37
% 68.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
8.48 %
8.49 %
%
%
%
%
%
%
%
27.85 %
27.85 %
%
%
86.29 %
18.01 %
40.73 %
13.81 %
0.03 %
93.35 %
12.04 %
N/A
43.71 %
31.85 %
14.74
13.50
7.72
4.75
4.02
3.80
1.94
1.78
1.72
100.00
% 42.58
% 56.09
% 63.80
% 68.55
% 72.57
% 76.37
% 78.31
% 80.08
% 81.80
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.18 %
39.60 %
4.92 %
8.20 %
6.63 %
0.25 %
5.78 %
2.18 %
11.08 %
7.65 %
13.01 %
37.93
10.58
4.69
4.01
3.67
3.32
3.13
2.57
2.18
2.17
100.00
% 37.93
% 48.51
% 53.19
% 57.20
% 60.87
% 64.20
% 67.32
% 69.90
% 72.08
% 74.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Georgia
1
2
3
4
5
6
7
8
9
10
65
19
3548
212
200
12
361
140
111
501
FM GLOBAL GRP
ASSURANT INC GRP
TRAVELERS GRP
ZURICH INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN INTL GRP
MUNICH RE GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
ALLEGHANY GRP
**STATE TOTAL**
32,791
32,255
17,923
17,464
16,148
14,670
11,164
10,775
8,635
7,549
270,301
32,071
29,858
18,447
16,999
12,416
14,037
9,970
10,512
8,340
7,602
257,384
3.99
55.56
43.64
4.32
129.64
102.59
51.13
72.63
40.55
31.73
54.37
%
%
%
%
%
%
%
%
%
%
%
3.95 %
55.56 %
43.92 %
4.82 %
130.42 %
105.47 %
51.33 %
73.92 %
44.23 %
32.48 %
55.30 %
12.13
11.93
6.63
6.46
5.97
5.43
4.13
3.99
3.19
2.79
100.00
% 12.13
% 24.06
% 30.70
% 37.16
% 43.13
% 48.56
% 52.69
% 56.67
% 59.87
% 62.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Hawaii
1
2
3
4
5
6
7
8
9
10
12573
3416
3829
12
212
3098
19
200
626
140
CENTAURI SPECIALTY INS CO
AXIS CAPITAL GRP
GEOVERA HOLDINGS INC GRP
AMERICAN INTL GRP
ZURICH INS GRP
TOKIO MARINE HOLDINGS INC GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
ACE LTD GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
17,239
10,846
8,732
8,451
8,100
5,551
5,162
2,929
2,624
2,089
95,837
17,237
10,833
8,031
8,796
7,362
5,565
5,465
2,912
6,458
2,113
99,444
1.51
N/A
0.56
N/A
N/A
47.29
19.69
46.09
N/A
57.76
7.98
%
1.51 %
N/A
0.56 %
0.14 %
N/A
48.35 %
19.75 %
46.13 %
N/A
59.06 %
8.06 %
17.99
11.32
9.11
8.82
8.45
5.79
5.39
3.06
2.74
2.18
100.00
% 17.99
% 29.31
% 38.42
% 47.23
% 55.69
% 61.48
% 66.86
% 69.92
% 72.66
% 74.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
65
111
19
3548
12
200
842
4381
140
212
FM GLOBAL GRP
LIBERTY MUT GRP
ASSURANT INC GRP
TRAVELERS GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
FARM BUREAU GRP
HOUSTON INTL INS GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
**STATE TOTAL**
5,003
3,571
2,916
2,422
1,761
1,553
1,285
1,076
1,037
755
29,521
4,296
3,484
2,697
2,661
1,418
1,521
1,285
1,098
993
753
28,296
6.99
62.00
26.42
49.31
6.44
56.14
340.91
N/A
74.93
N/A
49.75
%
%
%
%
%
%
%
%
7.10 %
62.63 %
26.33 %
48.68 %
6.66 %
56.42 %
340.91 %
N/A
76.29 %
N/A
50.18 %
16.95
12.10
9.88
8.20
5.97
5.26
4.35
3.65
3.51
2.56
100.00
% 16.95
% 29.05
% 38.93
% 47.13
% 53.10
% 58.36
% 62.71
% 66.36
% 69.87
% 72.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Idaho
%
%
%
%
%
%
%
Illinois
1
2
3
4
5
6
7
8
9
10
65
19
12
3548
212
4726
69
15350
361
111
FM GLOBAL GRP
ASSURANT INC GRP
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
ARCHER DANIELS MIDLAND GRP
FARMERS INS GRP
WEST BEND MUT INS CO
MUNICH RE GRP
LIBERTY MUT GRP
**STATE TOTAL**
48,986
44,359
26,305
23,256
21,463
13,986
10,373
10,149
9,802
8,555
340,008
43,566
42,490
27,109
23,228
20,018
14,551
8,820
9,825
8,451
8,848
327,277
5.49
59.57
48.64
54.53
38.03
35.44
0.93
101.02
62.36
46.56
50.39
%
%
%
%
%
%
%
%
%
%
%
5.53 %
59.57 %
51.07 %
54.26 %
39.27 %
35.44 %
0.99 %
101.26 %
62.84 %
47.78 %
51.25 %
14.41
13.05
7.74
6.84
6.31
4.11
3.05
2.98
2.88
2.52
100.00
% 14.41
% 27.45
% 35.19
% 42.03
% 48.34
% 52.46
% 55.51
% 58.49
% 61.37
% 63.89
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Indiana
1
2
3
4
5
6
7
8
9
10
12
19
65
3548
212
242
361
111
15350
244
AMERICAN INTL GRP
ASSURANT INC GRP
FM GLOBAL GRP
TRAVELERS GRP
ZURICH INS GRP
SELECTIVE INS GRP
MUNICH RE GRP
LIBERTY MUT GRP
WEST BEND MUT INS CO
CINCINNATI FIN GRP
**STATE TOTAL**
39,981
19,299
19,081
13,569
9,867
6,421
6,354
4,204
4,034
3,873
192,422
39,001
17,886
24,167
13,575
10,571
6,476
5,632
4,344
3,848
3,714
191,124
25.42
69.83
13.41
31.77
113.89
84.39
113.11
23.34
91.48
65.09
62.22
%
%
%
%
%
%
%
%
%
%
%
25.62 %
69.84 %
13.43 %
32.53 %
118.80 %
86.22 %
116.32 %
23.46 %
91.92 %
69.16 %
64.69 %
20.78
10.03
9.92
7.05
5.13
3.34
3.30
2.19
2.10
2.01
100.00
% 20.78
% 30.81
% 40.72
% 47.78
% 52.90
% 56.24
% 59.54
% 61.73
% 63.82
% 65.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
55
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Group/
Company
Rank
Code
Iowa
1
2
3
4
5
6
7
8
9
10
62
65
140
15350
248
569
513
3548
212
12
Kansas
1
2
3
4
5
6
7
8
9
10
62
65
123
3548
212
111
140
807
4726
19
Kentucky
1
2
3
4
5
6
7
8
9
10
65
19
212
12
111
32727
175
3548
361
109
1
2
3
4
5
6
7
8
9
10
212
19
626
181
12
65
501
140
796
Louisiana
Maine
1
2
3
4
5
6
7
8
9
10
65
19
22
212
69
408
88
98
234
31
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
EMC INS CO GRP
FM GLOBAL GRP
NATIONWIDE CORP GRP
WEST BEND MUT INS CO
UNITED FIRE & CAS GRP
FARMERS MUT HAIL INS GRP
IOWA FARM BUREAU GRP
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
**STATE TOTAL**
21,972
12,410
7,681
6,914
6,094
5,767
5,616
5,322
4,904
4,379
123,189
21,739
11,669
6,932
6,630
5,883
5,528
5,619
5,167
4,843
5,164
118,949
71.66
57.02
95.53
50.53
57.13
180.44
96.29
320.06
494.29
169.07
131.96
%
%
%
%
%
%
%
%
%
%
%
71.74 %
57.07 %
97.15 %
50.92 %
57.84 %
184.79 %
96.29 %
327.02 %
500.35 %
171.46 %
134.02 %
17.84
10.07
6.24
5.61
4.95
4.68
4.56
4.32
3.98
3.55
100.00
% 17.84
% 27.91
% 34.15
% 39.76
% 44.70
% 49.39
% 53.95
% 58.27
% 62.25
% 65.80
% 100.00
%
%
%
%
%
%
%
%
%
%
%
EMC INS CO GRP
FM GLOBAL GRP
SHELTER INS GRP
TRAVELERS GRP
ZURICH INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
COLUMBIA INS GRP
ARCHER DANIELS MIDLAND GRP
ASSURANT INC GRP
**STATE TOTAL**
26,028
8,399
7,952
7,356
6,222
5,886
5,800
5,216
4,894
4,511
148,767
24,638
7,908
7,143
8,300
5,977
5,850
5,418
5,075
4,808
4,211
143,464
33.71
82.74
33.94
3.86
19.09
20.10
60.25
24.46
53.05
66.17
40.09
%
%
%
%
%
%
%
%
%
%
%
33.70 %
82.82 %
34.25 %
3.05 %
19.18 %
20.54 %
61.52 %
24.86 %
53.05 %
66.18 %
40.64 %
17.50
5.65
5.35
4.94
4.18
3.96
3.90
3.51
3.29
3.03
100.00
% 17.50
% 23.14
% 28.49
% 33.43
% 37.61
% 41.57
% 45.47
% 48.98
% 52.26
% 55.30
% 100.00
%
%
%
%
%
%
%
%
%
%
%
FM GLOBAL GRP
ASSURANT INC GRP
ZURICH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
UNDERWRITERS AT LLOYDS
STATE AUTO MUT GRP
TRAVELERS GRP
MUNICH RE GRP
KENTUCKY FARM BUREAU GRP
**STATE TOTAL**
18,363
8,157
6,811
6,414
6,205
5,926
4,757
4,282
3,673
2,981
107,079
16,666
7,292
6,420
9,525
6,203
4,833
4,838
4,182
3,167
2,929
104,282
6.78
50.06
N/A
27.76
34.41
70.62
50.47
6.27
39.68
15.12
29.29
%
%
6.84 %
50.08 %
N/A
27.67 %
33.76 %
73.57 %
52.09 %
6.01 %
39.67 %
15.58 %
30.14 %
17.15
7.62
6.36
5.99
5.79
5.53
4.44
4.00
3.43
2.78
100.00
% 17.15
% 24.77
% 31.13
% 37.12
% 42.91
% 48.45
% 52.89
% 56.89
% 60.32
% 63.10
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LOUISIANA CITIZENS PROPERTY INS.
ZURICH INS GRP
ASSURANT INC GRP
ACE LTD GRP
SWISS RE GRP
AMERICAN INTL GRP
FM GLOBAL GRP
ALLEGHANY GRP
NATIONWIDE CORP GRP
QBE INS GRP
**STATE TOTAL**
105,464
37,357
28,406
21,898
20,594
17,228
15,680
15,415
14,510
13,242
480,241
107,609
33,307
24,717
22,453
18,399
19,311
15,075
16,896
14,817
16,463
472,435
40.27
4.86
29.44
N/A
18.01
N/A
16.01
N/A
31.53
N/A
16.42
%
%
%
41.96 %
4.54 %
29.47 %
N/A
18.30 %
N/A
16.09 %
N/A
33.35 %
N/A
17.29 %
21.96
7.78
5.92
4.56
4.29
3.59
3.26
3.21
3.02
2.76
100.00
% 21.96
% 29.74
% 35.65
% 40.21
% 44.50
% 48.09
% 51.35
% 54.56
% 57.59
% 60.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
5,054
4,272
2,599
2,380
2,329
2,108
1,899
1,856
1,742
1,538
39,773
5,432
3,933
2,560
2,156
2,071
1,896
1,776
1,821
1,665
1,221
39,951
12.80
52.73
35.24
3.12
N/A
93.34
43.88
17.15
35.45
24.89
33.96
%
%
%
%
12.77 %
52.88 %
35.44 %
3.63 %
N/A
93.39 %
44.33 %
20.09 %
35.45 %
27.03 %
34.38 %
12.71
10.74
6.53
5.99
5.85
5.30
4.77
4.67
4.38
3.87
100.00
% 12.71
% 23.45
% 29.98
% 35.97
% 41.82
% 47.12
% 51.90
% 56.56
% 60.94
% 64.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
FM GLOBAL GRP
ASSURANT INC GRP
ANDOVER GRP
ZURICH INS GRP
FARMERS INS GRP
AMERICAN NATL FIN GRP
THE HANOVER INS GRP
WR BERKLEY CORP GRP
VERMONT MUT GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
56
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Maryland
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
19
65
3548
12
200
242
212
140
361
111
ASSURANT INC GRP
FM GLOBAL GRP
TRAVELERS GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
MUNICH RE GRP
LIBERTY MUT GRP
**STATE TOTAL**
21,381
18,982
14,476
8,871
6,675
6,563
6,296
4,348
3,986
3,756
133,116
21,074
17,373
15,270
8,904
6,411
6,538
7,173
4,123
2,748
3,840
127,921
51.09
17.80
25.54
47.37
96.66
35.97
N/A
68.56
31.71
43.83
33.42
%
%
%
%
%
%
%
%
%
%
51.09 %
17.81 %
25.76 %
51.35 %
96.85 %
37.56 %
N/A
69.31 %
31.98 %
44.10 %
34.02 %
16.06
14.26
10.88
6.66
5.01
4.93
4.73
3.27
2.99
2.82
100.00
% 16.06
% 30.32
% 41.20
% 47.86
% 52.88
% 57.81
% 62.54
% 65.80
% 68.80
% 71.62
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Massachusetts
1
2
3
4
5
6
7
8
9
10
65
19
3548
12
212
22
234
111
361
31
FM GLOBAL GRP
ASSURANT INC GRP
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
ANDOVER GRP
VERMONT MUT GRP
LIBERTY MUT GRP
MUNICH RE GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
36,214
19,473
14,818
14,677
12,101
11,563
7,528
6,569
6,185
6,066
222,833
33,736
19,454
14,452
15,398
11,309
11,448
7,434
6,394
4,139
5,086
215,532
28.52
47.29
5.17
77.24
86.89
45.47
43.14
10.66
68.19
18.64
37.20
%
%
%
%
%
%
%
%
%
%
%
28.60 %
47.29 %
2.92 %
79.42 %
85.12 %
47.13 %
43.14 %
12.58 %
70.72 %
21.67 %
38.10 %
16.25
8.74
6.65
6.59
5.43
5.19
3.38
2.95
2.78
2.72
100.00
% 16.25
% 24.99
% 31.64
% 38.23
% 43.66
% 48.85
% 52.22
% 55.17
% 57.95
% 60.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Michigan
1
2
3
4
5
6
7
8
9
10
65
19
69
12
3548
212
361
242
62
200
FM GLOBAL GRP
ASSURANT INC GRP
FARMERS INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
MUNICH RE GRP
SELECTIVE INS GRP
EMC INS CO GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
25,206
20,382
12,609
12,186
10,720
8,723
7,398
6,815
4,856
3,662
181,711
22,904
19,067
9,478
13,622
9,969
7,923
6,299
7,140
4,578
3,607
175,122
33.88
116.00
0.67
123.61
119.68
22.78
76.41
112.64
117.00
81.04
108.00
%
%
%
%
%
%
%
%
%
%
%
34.14 %
116.00 %
0.61 %
129.92 %
119.34 %
23.13 %
78.18 %
113.87 %
117.35 %
81.25 %
110.34 %
13.87
11.22
6.94
6.71
5.90
4.80
4.07
3.75
2.67
2.02
100.00
% 13.87
% 25.09
% 32.03
% 38.73
% 44.63
% 49.43
% 53.50
% 57.25
% 59.93
% 61.94
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Minnesota
1
2
3
4
5
6
7
8
9
10
698
518
65
3548
15350
11186
19
62
212
309
NORTH STAR CO GRP
GRINNELL MUT GRP
FM GLOBAL GRP
TRAVELERS GRP
WEST BEND MUT INS CO
FAIRMONT FARMERS MUT INS CO
ASSURANT INC GRP
EMC INS CO GRP
ZURICH INS GRP
WESTERN NATL MUT GRP
**STATE TOTAL**
77,963
36,165
16,698
11,555
9,404
8,023
7,546
6,837
6,105
5,586
278,067
75,049
32,774
15,852
11,075
8,755
7,622
7,015
6,394
5,697
5,260
261,484
34.76
36.01
31.62
21.64
47.45
95.90
51.17
38.91
40.34
36.65
40.20
%
%
%
%
%
%
%
%
%
%
%
34.96 %
35.89 %
31.73 %
20.92 %
47.83 %
95.90 %
51.26 %
38.96 %
42.79 %
35.41 %
40.51 %
28.04
13.01
6.01
4.16
3.38
2.89
2.71
2.46
2.20
2.01
100.00
% 28.04
% 41.04
% 47.05
% 51.20
% 54.59
% 57.47
% 60.19
% 62.64
% 64.84
% 66.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Mississippi
1
2
3
4
5
6
7
8
9
10
483
19
212
65
626
12
501
3548
111
3416
SOUTHERN FARM BUREAU CAS GRP
ASSURANT INC GRP
ZURICH INS GRP
FM GLOBAL GRP
ACE LTD GRP
AMERICAN INTL GRP
ALLEGHANY GRP
TRAVELERS GRP
LIBERTY MUT GRP
AXIS CAPITAL GRP
**STATE TOTAL**
13,036
11,760
7,707
7,702
6,461
5,969
5,495
5,361
4,999
4,918
126,336
12,270
10,887
7,005
7,408
6,665
5,141
6,445
5,243
4,908
5,400
126,668
75.47
48.30
84.44
N/A
24.80
121.36
65.12
115.61
50.61
47.02
70.76
%
%
%
76.28 %
48.37 %
84.19 %
N/A
20.00 %
122.68 %
66.47 %
115.23 %
51.03 %
48.81 %
71.42 %
10.32
9.31
6.10
6.10
5.11
4.72
4.35
4.24
3.96
3.89
100.00
% 10.32
% 19.63
% 25.73
% 31.82
% 36.94
% 41.66
% 46.01
% 50.25
% 54.21
% 58.10
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
57
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Missouri
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
21,779
20,936
16,340
12,619
10,581
10,284
6,886
6,533
6,050
4,159
182,258
20,774
20,843
15,742
11,661
9,148
10,102
7,233
6,347
5,436
4,012
174,837
54.68
87.69
82.85
86.54
54.35
N/A
26.48
42.67
44.75
4.35
57.25
%
%
%
%
%
Direct
Premiums
Written
(000)
%
%
%
%
%
55.87 %
87.97 %
88.08 %
86.53 %
54.91 %
N/A
23.88 %
44.48 %
44.08 %
4.58 %
57.89 %
11.95
11.49
8.97
6.92
5.81
5.64
3.78
3.58
3.32
2.28
100.00
% 11.95
% 23.44
% 32.40
% 39.33
% 45.13
% 50.77
% 54.55
% 58.14
% 61.46
% 63.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
157.56
51.46
209.73
58.36
79.27
37.09
1.31
141.95
186.95
135.35
144.28
%
%
%
%
%
%
%
%
%
%
%
158.55 %
51.95 %
211.25 %
60.37 %
79.56 %
37.30 %
1.27 %
143.50 %
191.44 %
135.52 %
146.18 %
18.21
8.26
7.96
7.85
6.14
5.34
4.57
4.57
3.82
3.56
100.00
% 18.21
% 26.48
% 34.44
% 42.29
% 48.43
% 53.77
% 58.34
% 62.91
% 66.73
% 70.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
9,109
5,790
4,817
4,086
3,792
3,005
2,837
2,814
2,766
2,514
70,851
344.95
49.99
365.23
106.57
179.86
106.89
500.29
519.26
761.10
220.65
253.15
%
%
%
%
%
%
%
%
%
%
%
345.33 %
50.07 %
365.28 %
106.57 %
181.71 %
107.34 %
516.29 %
530.61 %
769.65 %
221.13 %
255.70 %
13.29
7.03
6.80
5.54
5.43
4.70
4.15
4.15
3.67
3.63
100.00
% 13.29
% 20.32
% 27.12
% 32.66
% 38.08
% 42.79
% 46.94
% 51.08
% 54.75
% 58.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
11,477
10,529
10,337
6,496
5,814
4,740
3,257
2,386
2,074
1,668
77,640
16,124
10,435
9,889
5,365
6,619
4,691
3,202
2,257
1,951
2,068
81,136
0.19
2.08
48.12
N/A
N/A
30.34
44.41
37.64
72.85
30.98
10.70
%
%
%
0.10 %
0.82 %
48.13 %
N/A
N/A
31.98 %
44.60 %
38.27 %
76.07 %
32.06 %
11.79 %
14.78
13.56
13.31
8.37
7.49
6.10
4.19
3.07
2.67
2.15
100.00
% 14.78
% 28.34
% 41.66
% 50.02
% 57.51
% 63.62
% 67.81
% 70.89
% 73.56
% 75.70
% 100.00
%
%
%
%
%
%
%
%
%
%
%
4,345
2,895
1,983
1,967
1,579
1,525
1,479
1,248
1,193
1,060
31,386
3,754
2,676
1,954
1,938
1,540
1,538
1,416
1,133
776
988
29,351
3.79
39.41
149.65
53.61
27.85
N/A
33.52
6.98
0.14
N/A
30.62
%
%
%
%
%
3.69 %
39.52 %
150.53 %
56.67 %
27.85 %
N/A
34.35 %
7.32 %
0.14 %
N/A
31.15 %
13.84
9.23
6.32
6.27
5.03
4.86
4.71
3.98
3.80
3.38
100.00
% 13.84
% 23.07
% 29.38
% 35.65
% 40.68
% 45.54
% 50.25
% 54.23
% 58.03
% 61.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
123
65
12
19
212
3548
111
140
361
501
SHELTER INS GRP
FM GLOBAL GRP
AMERICAN INTL GRP
ASSURANT INC GRP
ZURICH INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
MUNICH RE GRP
ALLEGHANY GRP
**STATE TOTAL**
Montana
1
2
3
4
5
6
7
8
9
10
111
65
3548
62
19
12
69
140
244
200
LIBERTY MUT GRP
FM GLOBAL GRP
TRAVELERS GRP
EMC INS CO GRP
ASSURANT INC GRP
AMERICAN INTL GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
5,099
2,313
2,230
2,197
1,720
1,494
1,280
1,279
1,070
996
27,993
4,935
2,274
2,121
2,144
1,295
1,545
1,161
1,230
992
975
27,225
Nebraska
1
2
3
4
5
6
7
8
9
10
62
65
13889
513
140
248
212
3548
12
698
EMC INS CO GRP
FM GLOBAL GRP
FARMERS MUT INS CO OF NE
IOWA FARM BUREAU GRP
NATIONWIDE CORP GRP
UNITED FIRE & CAS GRP
ZURICH INS GRP
TRAVELERS GRP
AMERICAN INTL GRP
NORTH STAR CO GRP
**STATE TOTAL**
9,806
5,185
5,015
4,086
4,003
3,470
3,064
3,058
2,707
2,675
73,778
Nevada
1
2
3
4
5
6
7
8
9
10
65
3548
19
12
212
111
200
140
26905
31
FM GLOBAL GRP
TRAVELERS GRP
ASSURANT INC GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
CENTURY NATL INS CO
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
65
19
212
22
234
111
408
88
69
3548
FM GLOBAL GRP
ASSURANT INC GRP
ZURICH INS GRP
ANDOVER GRP
VERMONT MUT GRP
LIBERTY MUT GRP
AMERICAN NATL FIN GRP
THE HANOVER INS GRP
FARMERS INS GRP
TRAVELERS GRP
**STATE TOTAL**
New Hampshire
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
© 2015 National Association of Insurance Commissioners
58
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
New Jersey
Direct
Premiums
Earned
(000)
Loss
Ratio
68,563
29,889
20,565
20,107
17,207
16,159
11,035
10,871
10,609
7,999
343,522
55,933
28,617
20,528
19,572
16,982
16,368
7,498
10,836
10,364
7,402
321,321
52.21
N/A
N/A
N/A
N/A
93.11
53.17
42.79
31.57
74.92
28.95
%
6,484
5,406
4,500
4,017
3,459
2,087
1,869
1,677
1,507
1,457
43,336
4,822
7,014
4,368
3,491
3,385
2,325
1,672
1,601
1,077
1,419
41,593
56.21
73.47
47.14
57.44
102.39
12.69
35.97
5.13
65.86
199.59
70.13
TRAVELERS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
ASSURANT INC GRP
ZURICH INS GRP
NEW YORK SCHOOLS INS RECIP
AMTRUST NGH GRP
ALLIANZ INS GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
**STATE TOTAL**
77,536
67,408
62,802
36,556
30,658
24,549
18,536
18,440
18,011
15,231
593,643
68,456
70,948
58,517
38,466
29,895
23,520
11,877
18,243
17,167
14,542
573,799
N/A
73.99
31.65
54.39
N/A
56.09
17.87
28.16
14.28
13.80
21.96
FM GLOBAL GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
NORTH CAROLINA FARM BUREAU GRP
AMERICAN INTL GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
MUNICH RE GRP
LIBERTY MUT GRP
**STATE TOTAL**
34,234
28,982
21,409
17,641
16,962
14,728
12,657
12,197
11,232
8,495
274,915
32,474
26,744
19,560
17,624
16,993
20,768
12,387
12,351
9,603
8,708
267,914
8.77
35.03
55.74
28.08
56.98
N/A
40.28
4.59
63.61
40.97
23.39
%
%
%
%
%
7,330
5,966
5,644
3,051
2,767
2,099
1,723
1,529
1,513
1,390
51,918
7,458
6,007
5,612
2,913
2,698
2,059
1,602
1,657
1,356
1,333
49,476
3.25
49.99
25.63
27.94
24.08
48.16
50.29
13.45
27.89
67.66
32.21
Group/
Company
Rank
Code
Group/
Company Name
1
2
3
4
5
6
7
8
9
10
19
212
12
65
3548
242
361
140
762
408
ASSURANT INC GRP
ZURICH INS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
TRAVELERS GRP
SELECTIVE INS GRP
MUNICH RE GRP
NATIONWIDE CORP GRP
FRANKLIN MUT GRP
AMERICAN NATL FIN GRP
**STATE TOTAL**
New Mexico
1
2
3
4
5
6
7
8
9
10
19
65
111
200
12
3548
140
69
361
212
ASSURANT INC GRP
FM GLOBAL GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN INTL GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
MUNICH RE GRP
ZURICH INS GRP
**STATE TOTAL**
New York
1
2
3
4
5
6
7
8
9
10
3548
12
65
19
212
34843
2538
761
140
38
1
2
3
4
5
6
7
8
9
10
65
19
200
212
324
12
140
3548
361
111
1
2
3
4
5
6
7
8
9
10
65
4726
3500
11101
62
698
14184
3548
140
32670
North Carolina
North Dakota
FM GLOBAL GRP
ARCHER DANIELS MIDLAND GRP
NODAK MUT GRP
HARTLAND MUT INS CO
EMC INS CO GRP
NORTH STAR CO GRP
ACUITY A MUT INS CO
TRAVELERS GRP
NATIONWIDE CORP GRP
FARMERS UNION MUT INS CO
**STATE TOTAL**
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
59
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
52.22 %
N/A
N/A
N/A
N/A
97.11 %
59.02 %
45.69 %
32.46 %
77.05 %
30.27 %
19.96
8.70
5.99
5.85
5.01
4.70
3.21
3.16
3.09
2.33
100.00
% 19.96
% 28.66
% 34.65
% 40.50
% 45.51
% 50.21
% 53.42
% 56.59
% 59.68
% 62.01
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
56.33 %
74.58 %
47.55 %
57.59 %
103.12 %
11.82 %
39.73 %
5.11 %
65.22 %
201.10 %
71.11 %
14.96
12.47
10.38
9.27
7.98
4.81
4.31
3.87
3.48
3.36
100.00
% 14.96
% 27.44
% 37.82
% 47.09
% 55.07
% 59.89
% 64.20
% 68.07
% 71.55
% 74.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
76.58 %
31.74 %
54.47 %
N/A
57.45 %
19.62 %
N/A
16.25 %
14.34 %
21.22 %
13.06
11.35
10.58
6.16
5.16
4.14
3.12
3.11
3.03
2.57
100.00
% 13.06
% 24.42
% 35.00
% 41.15
% 46.32
% 50.45
% 53.58
% 56.68
% 59.72
% 62.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
8.78 %
35.05 %
55.90 %
29.65 %
57.12 %
N/A
40.90 %
3.57 %
63.45 %
44.92 %
23.73 %
12.45
10.54
7.79
6.42
6.17
5.36
4.60
4.44
4.09
3.09
100.00
% 12.45
% 22.99
% 30.78
% 37.20
% 43.37
% 48.73
% 53.33
% 57.77
% 61.85
% 64.94
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
3.18 %
49.99 %
27.66 %
27.94 %
24.07 %
48.24 %
50.69 %
12.79 %
28.38 %
67.55 %
32.97 %
14.12
11.49
10.87
5.88
5.33
4.04
3.32
2.95
2.91
2.68
100.00
% 14.12
% 25.61
% 36.48
% 42.36
% 47.69
% 51.73
% 55.05
% 57.99
% 60.91
% 63.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Ohio
Oklahoma
Oregon
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
19
65
212
12
3548
244
175
140
361
111
ASSURANT INC GRP
FM GLOBAL GRP
ZURICH INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
CINCINNATI FIN GRP
STATE AUTO MUT GRP
NATIONWIDE CORP GRP
MUNICH RE GRP
LIBERTY MUT GRP
**STATE TOTAL**
35,259
33,276
19,219
14,718
14,043
12,601
11,557
9,628
8,855
5,980
247,926
32,935
32,094
19,220
17,091
14,002
11,961
11,665
9,139
7,335
6,283
240,496
61.06
2.93
43.91
82.64
N/A
81.18
58.99
84.31
55.19
38.07
45.74
%
%
%
%
1
2
3
4
5
6
7
8
9
10
123
12
111
19
212
69
65
200
501
3548
SHELTER INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
ASSURANT INC GRP
ZURICH INS GRP
FARMERS INS GRP
FM GLOBAL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLEGHANY GRP
TRAVELERS GRP
**STATE TOTAL**
23,525
11,300
10,898
10,846
10,659
9,320
9,085
8,614
8,052
7,414
190,560
21,799
9,381
9,624
10,072
10,429
7,747
8,341
8,492
7,757
10,223
182,208
31.66
N/A
15.60
93.21
6.42
N/A
199.01
37.56
50.73
25.20
42.34
%
1
2
3
4
5
6
7
8
9
10
65
19
111
12
212
3548
200
140
501
69
FM GLOBAL GRP
ASSURANT INC GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
ALLEGHANY GRP
FARMERS INS GRP
**STATE TOTAL**
12,783
10,385
8,285
6,654
3,986
3,859
2,849
1,985
1,937
1,622
75,286
12,337
9,427
8,277
6,544
3,630
4,077
2,512
1,711
1,684
1,436
71,552
15.05
30.88
39.52
N/A
68.02
N/A
52.30
66.65
5.55
N/A
33.11
%
%
%
53,609
31,057
20,336
17,994
14,184
12,371
11,963
10,553
10,073
9,385
299,847
50,594
28,504
19,752
17,969
14,971
11,692
11,596
10,212
10,152
7,809
289,359
5,955
2,926
2,134
2,133
2,043
2,012
1,918
1,752
1,624
1,529
42,327
5,797
2,840
1,876
2,228
2,072
1,742
1,874
1,889
1,195
970
40,591
Pennsylvania
1
2
3
4
5
6
7
8
9
10
65
19
3548
212
12
69
140
242
111
361
Rhode Island
1
2
3
4
5
6
7
8
9
10
65
22
212
19
12
361
140
242
200
497
FM GLOBAL GRP
ASSURANT INC GRP
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
LIBERTY MUT GRP
MUNICH RE GRP
**STATE TOTAL**
FM GLOBAL GRP
ANDOVER GRP
ZURICH INS GRP
ASSURANT INC GRP
AMERICAN INTL GRP
MUNICH RE GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NBIC HOLDINGS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
60
61.21 %
3.08 %
45.29 %
83.78 %
N/A
83.28 %
61.90 %
85.91 %
55.87 %
39.61 %
46.46 %
14.22
13.42
7.75
5.94
5.66
5.08
4.66
3.88
3.57
2.41
100.00
% 14.22
% 27.64
% 35.40
% 41.33
% 47.00
% 52.08
% 56.74
% 60.62
% 64.20
% 66.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
32.69 %
N/A
15.35 %
93.31 %
8.97 %
N/A
199.18 %
37.62 %
49.17 %
23.69 %
43.06 %
12.35
5.93
5.72
5.69
5.59
4.89
4.77
4.52
4.23
3.89
100.00
% 12.35
% 18.28
% 23.99
% 29.69
% 35.28
% 40.17
% 44.94
% 49.46
% 53.68
% 57.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
15.10 %
30.89 %
40.14 %
N/A
67.68 %
N/A
52.39 %
67.75 %
6.00 %
N/A
33.62 %
16.98
13.79
11.00
8.84
5.29
5.13
3.78
2.64
2.57
2.15
100.00
% 16.98
% 30.77
% 41.78
% 50.62
% 55.91
% 61.04
% 64.82
% 67.46
% 70.03
% 72.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
68.65
51.86
7.82
29.95
80.63
4.21
70.26
88.49
44.56
51.66
62.77
%
%
%
%
%
%
%
%
%
%
%
68.72 %
51.86 %
7.01 %
32.14 %
83.83 %
4.41 %
71.93 %
89.84 %
45.28 %
51.88 %
64.63 %
17.88
10.36
6.78
6.00
4.73
4.13
3.99
3.52
3.36
3.13
100.00
% 17.88
% 28.24
% 35.02
% 41.02
% 45.75
% 49.88
% 53.87
% 57.38
% 60.74
% 63.87
% 100.00
%
%
%
%
%
%
%
%
%
%
%
17.01
75.64
N/A
77.81
10.44
28.53
45.40
17.61
64.72
48.52
29.18
%
%
17.06 %
76.72 %
0.55 %
77.93 %
9.10 %
26.94 %
45.50 %
18.02 %
65.09 %
53.13 %
29.59 %
14.07
6.91
5.04
5.04
4.83
4.75
4.53
4.14
3.84
3.61
100.00
% 14.07
% 20.98
% 26.02
% 31.06
% 35.89
% 40.64
% 45.17
% 49.31
% 53.15
% 56.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
South Carolina
Group/
Company
Rank
Code
Group/
Company Name
Loss
Ratio
18,524
17,143
12,322
10,107
10,074
9,615
7,838
7,730
6,955
6,873
191,727
16,771
16,923
13,087
10,295
10,182
12,499
8,343
7,438
7,038
7,033
191,941
N/A
20.21
N/A
3.24
82.14
9.52
69.65
130.32
30.60
37.27
28.40
5,397
2,264
2,259
2,176
2,036
1,640
1,230
946
883
759
30,694
4,091
1,893
2,360
2,049
1,923
1,379
1,106
876
705
735
27,513
%
%
%
%
%
%
%
%
9.66
8.94
6.43
5.27
5.25
5.02
4.09
4.03
3.63
3.58
100.00
%
9.66
% 18.60
% 25.03
% 30.30
% 35.56
% 40.57
% 44.66
% 48.69
% 52.32
% 55.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
49.90
89.81
181.27
123.35
37.37
645.73
7.01
1,348.26
268.38
61.55
155.71
%
%
%
%
%
%
%
%
%
%
%
49.90 %
93.89 %
181.54 %
124.31 %
37.26 %
666.31 %
4.43 %
1,361.42 %
270.17 %
61.62 %
157.64 %
17.58
7.37
7.36
7.09
6.63
5.34
4.01
3.08
2.88
2.47
100.00
% 17.58
% 24.96
% 32.32
% 39.41
% 46.04
% 51.38
% 55.39
% 58.47
% 61.35
% 63.82
% 100.00
%
%
%
%
%
%
%
%
%
%
%
22,713
15,976
16,341
11,501
11,362
6,051
6,499
5,828
4,273
3,906
170,693
2.47
69.03
97.96
86.38
137.85
84.99
51.65
36.14
32.98
31.47
57.74
%
%
%
%
%
%
%
%
%
%
%
2.48 %
69.11 %
99.04 %
87.01 %
140.46 %
85.89 %
86.59 %
36.48 %
33.26 %
32.34 %
59.75 %
13.44
9.89
9.38
6.56
5.84
3.81
3.71
3.31
2.85
2.34
100.00
% 13.44
% 23.33
% 32.71
% 39.27
% 45.11
% 48.92
% 52.63
% 55.94
% 58.79
% 61.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
528,522
75,923
75,848
61,829
56,743
54,448
52,790
46,301
46,251
45,719
1,781,380
517,243
72,232
71,038
64,983
56,537
55,418
51,656
37,756
48,590
44,651
1,738,623
N/A
15.73
40.61
66.96
40.95
31.19
80.08
218.98
47.63
38.68
38.76
%
%
%
%
%
%
%
%
%
%
N/A
15.75 %
42.85 %
68.99 %
41.26 %
31.32 %
81.23 %
219.48 %
51.13 %
39.03 %
40.66 %
29.67
4.26
4.26
3.47
3.19
3.06
2.96
2.60
2.60
2.57
100.00
% 29.67
% 33.93
% 38.19
% 41.66
% 44.85
% 47.90
% 50.87
% 53.46
% 56.06
% 58.63
% 100.00
%
%
%
%
%
%
%
%
%
%
%
14,182
8,433
5,215
2,736
2,299
2,148
1,867
1,784
1,140
926
52,101
14,147
7,940
6,142
2,672
2,389
2,245
2,033
1,622
1,042
921
51,673
55.00
N/A
N/A
56.02
N/A
66.82
84.27
58.73
N/A
47.11
31.28
55.00 %
N/A
31.19 %
56.80 %
N/A
67.97 %
85.69 %
58.88 %
N/A
45.74 %
35.51 %
27.22
16.19
10.01
5.25
4.41
4.12
3.58
3.42
2.19
1.78
100.00
% 27.22
% 43.41
% 53.42
% 58.67
% 63.08
% 67.20
% 70.79
% 74.21
% 76.40
% 78.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
65
12
626
501
212
796
19
200
3548
140
South Dakota
1
2
3
4
5
6
7
8
9
10
4726
248
65
698
62
3548
14184
12
140
19
Tennessee
1
2
3
4
5
6
7
8
9
10
65
19
3548
694
12
200
212
111
361
123
FM GLOBAL GRP
ASSURANT INC GRP
TRAVELERS GRP
TENNESSEE FARMERS GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
LIBERTY MUT GRP
MUNICH RE GRP
SHELTER INS GRP
**STATE TOTAL**
23,728
17,467
16,568
11,577
10,317
6,726
6,546
5,850
5,034
4,132
176,571
Texas
1
2
3
4
5
6
7
8
9
10
4766
212
69
12
65
3548
200
4381
626
111
TFP & TWI GRP
ZURICH INS GRP
FARMERS INS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
HOUSTON INTL INS GRP
ACE LTD GRP
LIBERTY MUT GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
19
65
12
111
3548
212
140
200
244
408
ASSURANT INC GRP
FM GLOBAL GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
TRAVELERS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
CINCINNATI FIN GRP
AMERICAN NATL FIN GRP
**STATE TOTAL**
ARCHER DANIELS MIDLAND GRP
UNITED FIRE & CAS GRP
FM GLOBAL GRP
NORTH STAR CO GRP
EMC INS CO GRP
TRAVELERS GRP
ACUITY A MUT INS CO
AMERICAN INTL GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
**STATE TOTAL**
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
N/A
20.97 %
N/A
3.44 %
83.57 %
10.63 %
69.84 %
130.62 %
30.04 %
38.17 %
28.92 %
1
2
3
4
5
6
7
8
9
10
Utah
FM GLOBAL GRP
AMERICAN INTL GRP
ACE LTD GRP
ALLEGHANY GRP
ZURICH INS GRP
QBE INS GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
61
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Vermont
Group/
Company
Rank
Code
Group/
Company Name
Loss
Ratio
3,440
1,569
1,231
988
977
646
573
529
497
490
15,861
2,741
1,442
1,206
959
971
648
438
523
482
370
14,292
10.40
56.52
62.25
38.24
74.53
64.09
N/A
140.95
57.05
100.34
48.10
%
%
%
%
%
%
%
%
%
%
21.69
9.89
7.76
6.23
6.16
4.07
3.61
3.34
3.13
3.09
100.00
% 21.69
% 31.59
% 39.35
% 45.57
% 51.73
% 55.81
% 59.42
% 62.75
% 65.89
% 68.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
31.07
8.51
73.47
38.65
6.37
0.36
72.03
163.42
52.90
26.05
33.22
%
%
%
%
%
%
%
%
%
%
%
31.16 %
8.18 %
73.81 %
38.68 %
9.58 %
1.85 %
73.51 %
164.24 %
53.07 %
27.00 %
33.82 %
13.42
11.36
10.86
7.90
7.51
7.10
4.29
3.57
2.50
2.45
100.00
% 13.42
% 24.79
% 35.65
% 43.54
% 51.06
% 58.16
% 62.45
% 66.02
% 68.52
% 70.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
24,099
20,557
18,363
11,120
9,475
7,391
6,532
3,079
3,040
2,997
140,207
18.38
26.32
41.86
49.93
64.21
5.58
9.25
20.30
79.31
N/A
34.67
%
%
%
%
%
%
%
%
%
19.59 %
26.46 %
42.79 %
49.95 %
64.19 %
4.51 %
9.28 %
20.39 %
82.63 %
N/A
35.41 %
16.14
14.47
13.45
8.72
6.86
5.09
4.62
2.79
2.22
2.18
100.00
% 16.14
% 30.61
% 44.07
% 52.79
% 59.65
% 64.74
% 69.36
% 72.15
% 74.37
% 76.55
% 100.00
%
%
%
%
%
%
%
%
%
%
%
4,281
3,084
2,743
2,433
2,432
2,126
1,530
1,489
1,374
1,357
36,937
4,331
3,190
2,494
2,370
2,095
2,938
1,508
1,329
1,566
1,213
37,392
40.73
46.00
40.88
82.61
17.44
23.93
85.93
4.89
N/A
55.46
34.21
%
%
%
%
%
%
%
%
%
%
40.76 %
46.74 %
40.88 %
84.68 %
17.59 %
23.96 %
86.81 %
5.08 %
N/A
57.17 %
34.94 %
11.59
8.35
7.43
6.59
6.58
5.76
4.14
4.03
3.72
3.67
100.00
% 11.59
% 19.94
% 27.37
% 33.95
% 40.54
% 46.29
% 50.44
% 54.47
% 58.19
% 61.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
22,078
20,763
8,124
7,334
7,053
6,839
6,737
4,585
3,293
3,030
141,556
19,189
20,283
8,311
6,864
7,252
6,707
6,576
4,303
3,099
3,030
134,949
13.04
83.45
228.47
56.00
10.53
50.19
0.47
59.99
109.99
78.14
59.50
%
%
%
%
%
%
%
%
%
%
%
13.15 %
84.17 %
231.79 %
56.00 %
10.08 %
50.64 %
0.86 %
60.00 %
111.92 %
78.32 %
60.18 %
15.60
14.67
5.74
5.18
4.98
4.83
4.76
3.24
2.33
2.14
100.00
% 15.60
% 30.26
% 36.00
% 41.18
% 46.17
% 51.00
% 55.76
% 59.00
% 61.32
% 63.46
% 100.00
%
%
%
%
%
%
%
%
%
%
%
65
19
408
234
18686
111
69
12
98
361
Virginia
1
2
3
4
5
6
7
8
9
10
65
3548
200
19
12
212
140
242
361
111
FM GLOBAL GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ASSURANT INC GRP
AMERICAN INTL GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
MUNICH RE GRP
LIBERTY MUT GRP
**STATE TOTAL**
24,972
21,144
20,211
14,691
13,981
13,205
7,984
6,650
4,650
4,551
186,061
22,190
21,788
19,500
11,788
14,916
13,406
7,654
6,639
3,898
4,672
177,776
Washington
1
2
3
4
5
6
7
8
9
10
12
65
111
19
200
3548
212
361
140
69
AMERICAN INTL GRP
FM GLOBAL GRP
LIBERTY MUT GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
ZURICH INS GRP
MUNICH RE GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
**STATE TOTAL**
22,904
20,530
19,087
12,375
9,726
7,222
6,558
3,960
3,148
3,091
141,872
Wisconsin
1
2
3
4
5
6
7
8
9
10
408
212
19
175
361
65
140
12
3548
244
1
2
3
4
5
6
7
8
9
10
65
15350
12
19
3548
14184
212
62
244
15091
AMERICAN NATL FIN GRP
ZURICH INS GRP
ASSURANT INC GRP
STATE AUTO MUT GRP
MUNICH RE GRP
FM GLOBAL GRP
NATIONWIDE CORP GRP
AMERICAN INTL GRP
TRAVELERS GRP
CINCINNATI FIN GRP
**STATE TOTAL**
FM GLOBAL GRP
WEST BEND MUT INS CO
AMERICAN INTL GRP
ASSURANT INC GRP
TRAVELERS GRP
ACUITY A MUT INS CO
ZURICH INS GRP
EMC INS CO GRP
CINCINNATI FIN GRP
RURAL MUT INS CO
**STATE TOTAL**
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
10.45 %
56.58 %
62.23 %
38.24 %
75.79 %
64.60 %
N/A
163.74 %
57.75 %
100.73 %
49.36 %
1
2
3
4
5
6
7
8
9
10
West Virginia
FM GLOBAL GRP
ASSURANT INC GRP
AMERICAN NATL FIN GRP
VERMONT MUT GRP
CO OPERATIVE INS CO
LIBERTY MUT GRP
FARMERS INS GRP
AMERICAN INTL GRP
WR BERKLEY CORP GRP
MUNICH RE GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
62
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Direct
Premiums
Earned
(000)
Loss
Ratio
4,149
3,225
2,207
1,841
1,430
848
834
803
635
578
21,162
3,862
3,168
2,527
1,790
1,369
803
773
703
657
567
20,516
82.75
55.79
11.13
95.40
55.35
7.85
6.37
49.07
117.36
56.80
55.20
2
0
2
14
0
14
3,603
2,892
2,087
1,931
1,616
913
784
573
239
56
14,791
3,948
1,319
2,112
1,788
1,744
927
6,424
626
131
49
19,159
16.13
9.55
0.10
0.13
N/A
0.06
N/A
N/A
10.49
0.00
1.26
%
%
%
%
44,378
25,235
13,388
10,761
10,761
9,721
7,642
7,088
5,322
5,192
154,101
41,653
26,717
12,780
9,902
10,662
9,214
7,885
7,568
3,878
5,564
149,607
0.32
1.10
8.16
0.26
N/A
0.00
7.36
N/A
N/A
1.27
0.44
%
%
%
%
ASSURANT INC GRP
1,618
ACE LTD GRP
MAPFRE INS GRP
LOCKHART CO GRP
AMERICAN INTL GRP
ALLEGHANY GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
FM GLOBAL GRP
SWISS RE GRP
ZURICH INS GRP
**STATE TOTAL**
Group/
Company
Rank
Code
Group/
Company Name
Wyoming
1
2
3
4
5
6
7
8
9
10
65
12
212
111
140
62
3548
19
200
244
FM GLOBAL GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
EMC INS CO GRP
TRAVELERS GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
CINCINNATI FIN GRP
**STATE TOTAL**
American Samoa
1
2
1285
65
XL AMER GRP
FM GLOBAL GRP
**STATE TOTAL**
Guam
1
2
3
4
5
6
7
8
9
10
4672
12633
18380
4715
626
13597
12
10972
19
65
DONGBU INS GRP
CENTURY INS CO GU LTD
PACIFIC IND INS CO
MS & AD INS GRP
ACE LTD GRP
CHUNG KUO INS CO LTD
AMERICAN INTL GRP
FIRST NET INS CO
ASSURANT INC GRP
FM GLOBAL GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
411
3526
12
3593
19
65
4802
10308
212
71
MAPFRE INS GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
AMERICAN INTL GRP
USIC GRP
ASSURANT INC GRP
FM GLOBAL GRP
TRIPLE S GRP
ANTILLES INS CO
ZURICH INS GRP
UNIVERSAL INS CO GRP
**STATE TOTAL**
1
19
2
3
4
5
6
7
8
9
10
626
411
4706
12
501
3526
65
181
212
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
1
4672
2
3
4
5
18380
10972
3548
65
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
82.88 %
55.99 %
11.29 %
97.12 %
56.13 %
7.76 %
6.17 %
49.21 %
117.59 %
59.88 %
56.06 %
4.10 %
0.00 %
N/A
4.32 %
N/A
N/A
19.60
15.24
10.43
8.70
6.76
4.01
3.94
3.79
3.00
2.73
100.00
% 19.60
% 34.84
% 45.27
% 53.97
% 60.73
% 64.73
% 68.67
% 72.47
% 75.47
% 78.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
94.16 % 94.16 %
5.84 % 100.00 %
100.00 % 100.00 %
15.92 %
9.63 %
0.14 %
0.13 %
N/A
0.11 %
N/A
N/A
10.49 %
0.00 %
1.32 %
24.36
19.55
14.11
13.05
10.93
6.17
5.30
3.87
1.61
0.38
100.00
% 24.36
% 43.91
% 58.02
% 71.08
% 82.00
% 88.17
% 93.47
% 97.34
% 98.96
% 99.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
0.51 %
1.09 %
9.91 %
0.42 %
N/A
0.00 %
8.07 %
N/A
N/A
1.89 %
0.82 %
28.80
16.38
8.69
6.98
6.98
6.31
4.96
4.60
3.45
3.37
100.00
% 28.80
% 45.17
% 53.86
% 60.84
% 67.83
% 74.14
% 79.10
% 83.69
% 87.15
% 90.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1,084
12.26 %
12.26 %
1,088
863
691
458
431
407
125
76
72
5,913
1,108
888
728
391
416
424
123
79
63
5,360
N/A
45.82
0.41
N/A
3.85
N/A
0.00
0.00
N/A
9.14
%
N/A
47.55 %
0.43 %
N/A
4.00 %
N/A
0.00 %
0.00 %
N/A
8.72 %
DONGBU INS GRP
326
343
45.82 %
49.65 %
PACIFIC IND INS CO
FIRST NET INS CO
TRAVELERS GRP
FM GLOBAL GRP
**STATE TOTAL**
43
15
11
5
400
44
14
10
5
416
0.00
N/A
0.00
0.00
37.81
0.00 %
N/A
0.00 %
0.00 %
40.97 %
© 2015 National Association of Insurance Commissioners
63
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
27.36 %
18.40
14.59
11.69
7.74
7.28
6.88
2.12
1.29
1.22
100.00
% 45.76
% 60.35
% 72.04
% 79.78
% 87.06
% 93.94
% 96.06
% 97.34
% 98.56
% 100.00
81.51 %
10.82
3.84
2.64
1.19
100.00
27.36 %
%
%
%
%
%
%
%
%
%
%
81.51 %
% 92.33 %
% 96.17 %
% 98.81 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
STATE
Canada
Agg. Other Alien
Group/
Company
Rank
Code
Group/
Company Name
1
2
3
4
5
6
7
8
9
10
65
181
3548
3239
3416
31
176
212
1285
761
FM GLOBAL GRP
SWISS RE GRP
TRAVELERS GRP
ALLIED WORLD ASSUR HOLDING GRP
AXIS CAPITAL GRP
BERKSHIRE HATHAWAY GRP
STATE FARM GRP
ZURICH INS GRP
XL AMER GRP
ALLIANZ INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
65
111
12
3548
212
984
626
38
181
1285
FM GLOBAL GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
HCC INS HOLDINGS GRP
ACE LTD GRP
CHUBB INC GRP
SWISS RE GRP
XL AMER GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
120,845
24,206
2,780
2,194
2,049
1,476
381
332
92
39
154,448
123,495
20,587
2,895
1,043
1,694
193
370
319
191
22
150,858
38.87
48.87
37.21
44.68
60.59
13.97
53.82
N/A
N/A
25.97
37.55
%
%
%
%
%
%
%
32,464
15,379
12,679
6,153
3,052
2,813
2,535
2,286
1,885
1,007
83,502
26,645
15,932
20,079
6,055
3,278
2,508
1,608
3,103
930
1,456
85,088
31.71
58.25
88.48
N/A
180.86
32.97
N/A
N/A
0.03
675.08
48.83
%
%
%
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
64
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
39.12 %
47.03 %
33.34 %
49.45 %
74.56 %
15.35 %
53.75 %
N/A
N/A
52.26 %
37.62 %
78.24
15.67
1.80
1.42
1.33
0.96
0.25
0.22
0.06
0.03
100.00
% 78.24
% 93.92
% 95.72
% 97.14
% 98.46
% 99.42
% 99.67
% 99.88
% 99.94
% 99.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
31.88 %
60.23 %
93.37 %
N/A
189.42 %
35.51 %
N/A
N/A
N/A
645.82 %
50.74 %
38.88
18.42
15.18
7.37
3.66
3.37
3.04
2.74
2.26
1.21
100.00
% 38.88
% 57.29
% 72.48
% 79.85
% 83.50
% 86.87
% 89.91
% 92.64
% 94.90
% 96.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
02.2—Multiple Peril Crop
© 2015 National Association of Insurance Commissioners
65
© 2015 National Association of Insurance Commissioners
66
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
626
471
796
84
3786
306
11445
569
4693
4726
158
1120
225
513
303
50
1285
4670
1129
10103
3500
176
361
542
2538
842
181
12
324
26697
Group/
Company Name
ACE LTD GRP
WELLS FARGO GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
CUNA MUT GRP
CGB INS CO
FARMERS MUT HAIL INS GRP
DEERE & CO GRP
ARCHER DANIELS MIDLAND GRP
FAIRFAX FIN GRP
EVEREST REINS HOLDINGS GRP
IAT REINS CO GRP
IOWA FARM BUREAU GRP
GUIDEONE INS GRP
COUNTRY INS & FIN SERV GRP
XL AMER GRP
STARR GRP
WHITE MOUNTAINS GRP
AMERICAN AGRICULTURAL INS CO
NODAK MUT GRP
STATE FARM GRP
MUNICH RE GRP
INDIANA FARM BUREAU GRP
AMTRUST NGH GRP
FARM BUREAU GRP
SWISS RE GRP
AMERICAN INTL GRP
NORTH CAROLINA FARM BUREAU GRP
CASUALTY UNDERWRITERS INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
1,892,346
1,827,226
1,335,762
855,114
797,283
493,965
420,429
391,959
384,245
362,685
276,139
142,319
133,836
133,629
120,330
85,112
75,456
58,042
54,950
46,010
45,500
38,319
37,335
22,307
6,912
2,573
2,424
530
90
29
10,042,856
Direct
Premiums
Earned
(000)
1,823,082
1,914,979
1,333,518
852,610
804,311
505,429
391,464
394,944
387,089
354,172
243,016
162,749
133,836
137,487
145,421
85,107
71,715
65,377
50,319
46,010
45,500
39,624
37,335
22,307
6,912
2,573
383
523
90
30
10,057,915
© 2015 National Association of Insurance Commissioners
67
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
81.22
86.63
104.10
95.72
96.04
97.11
68.66
109.52
83.20
91.86
70.36
166.15
80.01
143.21
92.69
34.81
96.22
99.28
93.26
66.51
51.11
104.15
163.99
9.88
145.45
140.96
58.17
N/A
N/A
58.74
91.65
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
81.22 %
86.63 %
104.14 %
96.13 %
96.04 %
97.20 %
68.66 %
109.53 %
83.20 %
91.86 %
71.32 %
166.15 %
80.01 %
143.21 %
92.69 %
34.81 %
95.82 %
100.63 %
93.26 %
68.82 %
52.42 %
104.15 %
161.79 %
9.88 %
145.45 %
140.96 %
58.09 %
N/A
N/A
58.74 %
91.74 %
18.84
18.19
13.30
8.51
7.94
4.92
4.19
3.90
3.83
3.61
2.75
1.42
1.33
1.33
1.20
0.85
0.75
0.58
0.55
0.46
0.45
0.38
0.37
0.22
0.07
0.03
0.02
0.01
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
18.84
37.04
50.34
58.85
66.79
71.71
75.90
79.80
83.62
87.24
89.99
91.40
92.74
94.07
95.26
96.11
96.86
97.44
97.99
98.45
98.90
99.28
99.65
99.87
99.94
99.97
99.99
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
626
471
796
84
3786
306
11445
569
4693
4726
1120
225
513
303
50
1285
4670
1129
10103
3500
176
361
542
2538
842
181
12
324
26697
Group/
Company Name
ACE LTD GRP
WELLS FARGO GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
CUNA MUT GRP
CGB INS CO
FARMERS MUT HAIL INS GRP
DEERE & CO GRP
ARCHER DANIELS MIDLAND GRP
EVEREST REINS HOLDINGS GRP
IAT REINS CO GRP
IOWA FARM BUREAU GRP
GUIDEONE INS GRP
COUNTRY INS & FIN SERV GRP
XL AMER GRP
STARR GRP
WHITE MOUNTAINS GRP
AMERICAN AGRICULTURAL INS CO
NODAK MUT GRP
STATE FARM GRP
MUNICH RE GRP
INDIANA FARM BUREAU GRP
AMTRUST NGH GRP
FARM BUREAU GRP
SWISS RE GRP
AMERICAN INTL GRP
NORTH CAROLINA FARM BUREAU GRP
CASUALTY UNDERWRITERS INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
1,892,346
1,827,226
1,335,762
855,114
797,283
493,965
420,429
391,959
384,245
362,685
142,319
133,836
133,629
120,330
85,112
75,456
58,042
54,950
46,010
45,500
38,319
37,335
22,307
6,912
2,573
2,424
530
90
29
9,766,717
Direct
Premiums
Earned
(000)
Loss
Ratio
1,823,082
1,914,979
1,333,518
852,610
804,311
505,429
391,464
394,944
387,089
354,172
162,749
133,836
137,487
145,421
85,107
71,715
65,377
50,319
46,010
45,500
39,624
37,335
22,307
6,912
2,573
383
523
90
30
9,814,899
81.22
86.63
104.10
95.72
96.04
97.11
68.66
109.52
83.20
91.86
166.15
80.01
143.21
92.69
34.81
95.93
95.46
93.26
66.51
51.11
104.15
163.99
9.88
145.45
140.96
58.17
N/A
N/A
58.74
92.15
© 2015 National Association of Insurance Commissioners
68
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
81.22 %
86.63 %
104.14 %
96.13 %
96.04 %
97.20 %
68.66 %
109.53 %
83.20 %
91.86 %
166.15 %
80.01 %
143.21 %
92.69 %
34.81 %
95.49 %
98.33 %
93.26 %
68.82 %
52.42 %
104.15 %
161.79 %
9.88 %
145.45 %
140.96 %
58.09 %
N/A
N/A
58.74 %
92.22 %
19.38
18.71
13.68
8.76
8.16
5.06
4.30
4.01
3.93
3.71
1.46
1.37
1.37
1.23
0.87
0.77
0.59
0.56
0.47
0.47
0.39
0.38
0.23
0.07
0.03
0.02
0.01
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
19.38
38.08
51.76
60.52
68.68
73.74
78.04
82.06
85.99
89.70
91.16
92.53
93.90
95.13
96.00
96.77
97.37
97.93
98.40
98.87
99.26
99.64
99.87
99.94
99.97
99.99
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Alabama
Direct
Premiums
Earned
(000)
Loss
Ratio
27,515
15,790
8,750
3,052
2,819
2,001
1,045
683
649
40
62,358
29,023
15,930
8,862
2,819
2,819
2,013
1,051
683
667
6
63,886
36.83
56.80
10.08
44.05
N/A
99.15
56.94
41.48
14.40
81.00
38.57
91
91
87
87
N/A
N/A
9,287
3,376
1,796
1,498
647
101
78
53
13
1
16,612
8,903
3,316
1,739
1,955
253
101
75
53
17
1
16,321
176.01
117.44
94.76
18.84
120.46
144.84
170.89
7.89
59.14
N/A
133.07
%
%
%
%
%
%
%
%
%
CGB INS CO
DEERE & CO GRP
ARCHER DANIELS MIDLAND GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
ENDURANCE GRP
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
FARMERS MUT HAIL INS GRP
**STATE TOTAL**
23,189
17,096
16,277
14,198
9,586
9,525
9,269
8,239
6,745
6,178
124,651
21,505
17,343
16,731
14,234
9,174
9,793
9,943
8,648
6,592
6,299
125,898
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
626
471
3786
84
225
303
796
306
4693
11445
Alaska
1
471
Arizona
1
2
3
4
5
6
7
8
9
10
626
306
796
471
84
513
1120
225
1285
3786
Group/
Company Name
ACE LTD GRP
WELLS FARGO GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
IAT REINS CO GRP
GUIDEONE INS GRP
QBE INS GRP
CUNA MUT GRP
DEERE & CO GRP
CGB INS CO
**STATE TOTAL**
WELLS FARGO GRP
**STATE TOTAL**
ACE LTD GRP
CUNA MUT GRP
QBE INS GRP
WELLS FARGO GRP
AMERICAN FINANCIAL GRP
IOWA FARM BUREAU GRP
EVEREST REINS HOLDINGS GRP
IAT REINS CO GRP
XL AMER GRP
ENDURANCE GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
36.83 %
56.80 %
10.08 %
43.75 %
N/A
99.15 %
56.94 %
41.48 %
14.40 %
81.00 %
38.55 %
N/A
N/A
44.12
25.32
14.03
4.89
4.52
3.21
1.68
1.09
1.04
0.06
100.00
% 44.12
% 69.44
% 83.48
% 88.37
% 92.89
% 96.10
% 97.78
% 98.87
% 99.91
% 99.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
100.00 % 100.00 %
100.00 % 100.00 %
%
176.01 %
117.44 %
95.73 %
18.84 %
121.23 %
144.84 %
170.89 %
7.89 %
59.34 %
N/A
132.93 %
55.91
20.32
10.81
9.02
3.90
0.61
0.47
0.32
0.08
0.01
100.00
%
%
%
%
%
%
%
%
%
%
%
55.91
76.23
87.03
96.05
99.95
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
69.42
74.16
79.10
93.54
103.21
79.79
101.56
47.40
79.99
70.26
72.40
%
%
%
%
%
%
%
%
%
%
%
69.42 %
74.16 %
79.10 %
93.38 %
103.21 %
79.79 %
101.56 %
47.40 %
79.99 %
70.30 %
72.41 %
18.60
13.71
13.06
11.39
7.69
7.64
7.44
6.61
5.41
4.96
100.00
% 18.60
% 32.32
% 45.38
% 56.77
% 64.46
% 72.10
% 79.53
% 86.14
% 91.56
% 96.51
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
11445
4693
4726
84
306
3786
471
626
796
569
California
1
2
3
4
5
6
7
8
9
10
796
626
1285
471
306
84
225
3786
4693
176
QBE INS GRP
ACE LTD GRP
XL AMER GRP
WELLS FARGO GRP
CUNA MUT GRP
AMERICAN FINANCIAL GRP
IAT REINS CO GRP
ENDURANCE GRP
DEERE & CO GRP
STATE FARM GRP
**STATE TOTAL**
91,398
76,638
75,573
41,737
40,871
35,380
34,557
3,996
2,502
1,144
403,797
83,879
75,512
71,816
48,849
40,169
32,575
34,557
5,002
2,811
1,104
396,278
110.53
70.87
97.20
138.56
118.14
120.28
107.62
127.98
116.98
23.92
107.12
%
%
%
%
%
%
%
%
%
%
%
110.55 %
70.87 %
96.76 %
138.56 %
118.14 %
121.63 %
107.62 %
127.98 %
116.98 %
23.92 %
107.16 %
22.63
18.98
18.72
10.34
10.12
8.76
8.56
0.99
0.62
0.28
100.00
% 22.63 %
% 41.61 %
% 60.33 %
% 70.67 %
% 80.79 %
% 89.55 %
% 98.11 %
% 99.10 %
% 99.72 %
% 100.00 %
% 100.00 %
Colorado
1
2
3
4
5
6
7
8
9
10
626
471
3786
84
306
796
361
4693
1120
1129
ACE LTD GRP
WELLS FARGO GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
QBE INS GRP
MUNICH RE GRP
DEERE & CO GRP
EVEREST REINS HOLDINGS GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
54,074
28,529
27,753
19,807
13,537
13,241
7,028
5,703
3,763
3,547
184,096
34,852
33,036
29,672
21,314
14,363
15,993
7,028
5,593
4,246
481
173,006
105.22
91.88
83.19
124.21
86.37
94.09
113.31
42.35
142.36
62.24
97.03
%
%
%
%
%
%
%
%
%
%
%
105.22 %
91.88 %
83.19 %
123.88 %
86.37 %
94.10 %
108.18 %
42.35 %
142.36 %
62.24 %
96.79 %
29.37
15.50
15.08
10.76
7.35
7.19
3.82
3.10
2.04
1.93
100.00
% 29.37
% 44.87
% 59.95
% 70.70
% 78.06
% 85.25
% 89.07
% 92.17
% 94.21
% 96.14
% 100.00
© 2015 National Association of Insurance Commissioners
69
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Connecticut
1
2
3
471
626
3786
WELLS FARGO GRP
ACE LTD GRP
ENDURANCE GRP
**STATE TOTAL**
4,778
172
149
5,100
4,804
186
96
5,086
Delaware
1
2
3
4
5
6
471
3786
626
4693
306
796
WELLS FARGO GRP
ENDURANCE GRP
ACE LTD GRP
DEERE & CO GRP
CUNA MUT GRP
QBE INS GRP
**STATE TOTAL**
8,286
1,317
706
551
116
11
10,985
8,479
1,297
720
543
90
3
11,179
0.95
18.56
0.82
36.40
57.08
45.66
5.15
Florida
1
2
3
4
5
6
7
8
9
10
626
3786
306
84
471
796
4693
303
225
176
ACE LTD GRP
ENDURANCE GRP
CUNA MUT GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
QBE INS GRP
DEERE & CO GRP
GUIDEONE INS GRP
IAT REINS CO GRP
STATE FARM GRP
**STATE TOTAL**
36,776
18,970
17,755
15,415
6,338
1,922
708
508
282
201
98,875
28,974
20,296
20,760
14,597
6,373
1,604
705
513
282
201
94,304
Georgia
1
2
3
4
5
6
7
8
9
10
3786
626
84
471
11445
306
796
303
4726
4693
34,929
31,963
17,338
17,262
15,588
7,726
6,540
1,978
1,794
328
135,693
32,686
33,818
16,798
17,437
14,979
8,316
6,537
2,489
1,334
325
134,967
Hawaii
1
2
306
471
786
280
1,066
922
391
1,313
Idaho
1
2
3
4
5
6
7
8
9
10
626
4693
471
3786
796
842
84
306
1129
513
17,469
9,991
9,388
8,423
7,558
2,573
2,171
1,445
156
13
59,202
Illinois
1
2
3
4
5
6
7
8
9
10
84
471
50
4726
796
11445
569
225
626
4693
120,042
108,354
85,112
62,904
54,572
45,429
33,680
33,006
29,933
26,749
659,161
ENDURANCE GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
CGB INS CO
CUNA MUT GRP
QBE INS GRP
GUIDEONE INS GRP
ARCHER DANIELS MIDLAND GRP
DEERE & CO GRP
**STATE TOTAL**
CUNA MUT GRP
WELLS FARGO GRP
**STATE TOTAL**
ACE LTD GRP
DEERE & CO GRP
WELLS FARGO GRP
ENDURANCE GRP
QBE INS GRP
FARM BUREAU GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
WHITE MOUNTAINS GRP
IOWA FARM BUREAU GRP
**STATE TOTAL**
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
COUNTRY INS & FIN SERV GRP
ARCHER DANIELS MIDLAND GRP
QBE INS GRP
CGB INS CO
FARMERS MUT HAIL INS GRP
IAT REINS CO GRP
ACE LTD GRP
DEERE & CO GRP
**STATE TOTAL**
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
138.46 %
N/A
4.72 %
130.85 %
93.69
3.38
2.93
100.00
% 93.69 %
% 97.07 %
% 100.00 %
% 100.00 %
%
%
%
%
%
%
%
0.95 %
18.56 %
0.82 %
36.40 %
57.08 %
45.66 %
5.15 %
75.43
11.99
6.43
5.02
1.06
0.10
100.00
% 75.43 %
% 87.42 %
% 93.85 %
% 98.87 %
% 99.92 %
% 100.00 %
% 100.00 %
21.77
13.46
84.77
68.71
71.72
112.39
19.62
N/A
10.78
7.90
44.25
%
%
%
%
%
%
%
%
%
%
21.77 %
13.46 %
86.96 %
70.87 %
71.72 %
112.39 %
19.62 %
N/A
10.78 %
7.90 %
45.06 %
37.19
19.19
17.96
15.59
6.41
1.94
0.72
0.51
0.29
0.20
100.00
% 37.19 %
% 56.38 %
% 74.34 %
% 89.93 %
% 96.34 %
% 98.28 %
% 99.00 %
% 99.51 %
% 99.80 %
% 100.00 %
% 100.00 %
80.98
60.01
88.42
48.12
69.64
122.13
95.15
245.17
35.35
88.12
77.23
%
%
%
%
%
%
%
%
%
%
%
80.98 %
60.01 %
88.42 %
48.12 %
69.64 %
122.13 %
95.15 %
245.17 %
35.35 %
88.12 %
77.23 %
25.74
23.56
12.78
12.72
11.49
5.69
4.82
1.46
1.32
0.24
100.00
% 25.74
% 49.30
% 62.07
% 74.80
% 86.28
% 91.98
% 96.80
% 98.25
% 99.58
% 99.82
% 100.00
421.84 %
61.46 %
314.45 %
421.84 %
61.46 %
314.45 %
73.73 % 73.73 %
26.27 % 100.00 %
100.00 % 100.00 %
17,700
10,314
10,906
8,976
7,428
2,573
2,193
1,685
208
12
62,017
106.57
82.14
89.33
127.36
69.72
140.96
37.17
38.92
67.32
3.08
95.04
%
%
%
%
%
%
%
%
%
%
%
106.57 %
82.14 %
89.33 %
127.36 %
69.72 %
140.96 %
36.99 %
38.92 %
67.32 %
3.08 %
95.03 %
29.51
16.88
15.86
14.23
12.77
4.35
3.67
2.44
0.26
0.02
100.00
% 29.51
% 46.38
% 62.24
% 76.47
% 89.24
% 93.58
% 97.25
% 99.69
% 99.95
% 99.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
120,393
108,449
85,107
76,619
54,595
44,608
33,669
33,006
31,562
26,865
677,438
81.34
44.74
34.81
82.73
72.81
52.03
39.84
57.04
36.06
43.70
63.08
%
%
%
%
%
%
%
%
%
%
%
81.98 %
44.74 %
34.81 %
82.73 %
72.84 %
52.03 %
39.84 %
57.04 %
36.06 %
43.70 %
63.26 %
18.21
16.44
12.91
9.54
8.28
6.89
5.11
5.01
4.54
4.06
100.00
% 18.21
% 34.65
% 47.56
% 57.10
% 65.38
% 72.28
% 77.39
% 82.39
% 86.93
% 90.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
70
138.46 %
N/A
4.72 %
130.85 %
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Indiana
1
2
3
4
5
6
7
8
9
10
796
84
471
626
569
542
4693
3786
11445
306
QBE INS GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
ACE LTD GRP
FARMERS MUT HAIL INS GRP
INDIANA FARM BUREAU GRP
DEERE & CO GRP
ENDURANCE GRP
CGB INS CO
CUNA MUT GRP
**STATE TOTAL**
65,304
48,927
29,941
29,538
25,598
22,307
21,331
20,190
20,098
19,362
350,971
65,236
49,017
30,083
30,291
25,738
22,307
21,316
20,481
19,644
19,992
357,711
28.11
46.15
29.64
48.16
44.58
9.88
31.39
11.58
68.29
37.08
37.94
%
%
%
%
%
%
%
%
%
%
%
28.12 %
46.10 %
29.64 %
48.16 %
44.59 %
9.88 %
31.39 %
11.58 %
68.29 %
37.08 %
38.08 %
18.61
13.94
8.53
8.42
7.29
6.36
6.08
5.75
5.73
5.52
100.00
% 18.61
% 32.55
% 41.08
% 49.49
% 56.79
% 63.14
% 69.22
% 74.97
% 80.70
% 86.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Iowa
1
2
3
4
5
6
7
8
9
10
626
569
796
471
84
3786
513
4693
306
4670
ACE LTD GRP
FARMERS MUT HAIL INS GRP
QBE INS GRP
WELLS FARGO GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
IOWA FARM BUREAU GRP
DEERE & CO GRP
CUNA MUT GRP
STARR GRP
**STATE TOTAL**
152,862
105,466
95,163
91,517
80,253
49,121
46,446
29,138
21,195
20,969
731,494
163,800
105,470
95,008
91,556
80,255
48,934
46,472
29,144
21,176
22,888
746,037
221.42
207.16
267.13
150.60
252.55
186.53
211.78
145.22
275.70
146.29
211.47
%
%
%
%
%
%
%
%
%
%
%
221.42 %
207.16 %
267.13 %
150.60 %
252.46 %
186.53 %
211.78 %
145.22 %
275.70 %
149.92 %
211.57 %
20.90
14.42
13.01
12.51
10.97
6.72
6.35
3.98
2.90
2.87
100.00
% 20.90
% 35.32
% 48.32
% 60.84
% 71.81
% 78.52
% 84.87
% 88.85
% 91.75
% 94.62
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kansas
1
2
3
4
5
6
7
8
9
10
471
626
84
796
513
569
4693
4726
11445
225
WELLS FARGO GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
QBE INS GRP
IOWA FARM BUREAU GRP
FARMERS MUT HAIL INS GRP
DEERE & CO GRP
ARCHER DANIELS MIDLAND GRP
CGB INS CO
IAT REINS CO GRP
**STATE TOTAL**
134,664
111,805
82,995
79,628
63,206
35,898
27,177
25,156
20,686
20,502
655,825
149,094
87,490
84,271
79,255
66,647
37,467
27,075
17,423
13,106
20,502
643,298
129.51
90.85
116.64
80.01
96.06
105.38
80.69
110.48
69.54
65.22
104.81
%
%
%
%
%
%
%
%
%
%
%
129.51 %
90.85 %
118.08 %
80.01 %
96.06 %
105.40 %
80.69 %
110.48 %
69.54 %
65.22 %
105.01 %
20.53
17.05
12.66
12.14
9.64
5.47
4.14
3.84
3.15
3.13
100.00
% 20.53
% 37.58
% 50.24
% 62.38
% 72.02
% 77.49
% 81.63
% 85.47
% 88.62
% 91.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
471
796
3786
626
4693
11445
10103
84
4670
306
WELLS FARGO GRP
QBE INS GRP
ENDURANCE GRP
ACE LTD GRP
DEERE & CO GRP
CGB INS CO
AMERICAN AGRICULTURAL INS CO
AMERICAN FINANCIAL GRP
STARR GRP
CUNA MUT GRP
**STATE TOTAL**
44,502
27,345
25,203
13,372
7,761
7,663
6,643
3,522
2,661
2,591
144,402
45,359
27,251
24,635
13,621
7,711
7,202
6,643
3,659
2,723
2,946
145,488
54.29
92.21
112.89
53.26
56.20
69.02
55.76
123.28
93.15
89.05
74.93
%
%
%
%
%
%
%
%
%
%
%
54.29 %
92.34 %
112.89 %
53.26 %
56.20 %
69.02 %
58.10 %
123.43 %
98.34 %
89.05 %
75.16 %
30.82
18.94
17.45
9.26
5.37
5.31
4.60
2.44
1.84
1.79
100.00
% 30.82
% 49.75
% 67.21
% 76.47
% 81.84
% 87.15
% 91.75
% 94.19
% 96.03
% 97.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
11445
626
4693
796
3786
306
84
471
303
1120
CGB INS CO
ACE LTD GRP
DEERE & CO GRP
QBE INS GRP
ENDURANCE GRP
CUNA MUT GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
GUIDEONE INS GRP
EVEREST REINS HOLDINGS GRP
**STATE TOTAL**
28,847
23,927
5,730
5,110
4,617
3,098
2,985
2,694
1,215
517
79,396
28,237
25,257
5,852
5,181
4,657
3,199
3,010
2,880
2,357
637
81,997
68.41
24.72
35.39
37.05
66.80
21.70
79.47
74.01
N/A
78.09
39.82
%
%
%
%
%
%
%
%
%
%
68.41 %
24.72 %
35.39 %
37.05 %
66.80 %
21.70 %
78.55 %
74.01 %
N/A
78.09 %
39.79 %
36.33
30.14
7.22
6.44
5.82
3.90
3.76
3.39
1.53
0.65
100.00
% 36.33
% 66.47
% 73.69
% 80.12
% 85.94
% 89.84
% 93.60
% 96.99
% 98.52
% 99.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
626
471
ACE LTD GRP
WELLS FARGO GRP
**STATE TOTAL**
7,634
2,484
10,108
8,020
2,711
10,735
89.41 %
24.09 %
72.87 %
89.41 %
24.09 %
72.87 %
75.52 % 75.52 %
24.57 % 100.00 %
100.00 % 100.00 %
Maine
© 2015 National Association of Insurance Commissioners
71
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Maryland
Direct
Premiums
Earned
(000)
Loss
Ratio
16,338
11,448
2,816
2,266
290
212
66
63
8
2
33,508
16,621
11,709
2,834
2,187
294
211
41
66
6
2
33,970
15.79
22.62
64.77
N/A
209.75
23.50
134.05
0.00
3.40
N/A
22.30
%
%
%
2,714
542
62
3,318
2,818
261
73
3,152
WELLS FARGO GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
ARCHER DANIELS MIDLAND GRP
CUNA MUT GRP
ACE LTD GRP
AMERICAN AGRICULTURAL INS CO
ENDURANCE GRP
DEERE & CO GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
55,797
32,687
29,630
13,533
13,152
10,387
8,826
6,130
2,854
1,940
177,518
WELLS FARGO GRP
QBE INS GRP
ACE LTD GRP
CUNA MUT GRP
FARMERS MUT HAIL INS GRP
ENDURANCE GRP
DEERE & CO GRP
MUNICH RE GRP
AMERICAN FINANCIAL GRP
GUIDEONE INS GRP
**STATE TOTAL**
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
626
471
4693
3786
306
4726
84
176
796
361
Group/
Company Name
ACE LTD GRP
WELLS FARGO GRP
DEERE & CO GRP
ENDURANCE GRP
CUNA MUT GRP
ARCHER DANIELS MIDLAND GRP
AMERICAN FINANCIAL GRP
STATE FARM GRP
QBE INS GRP
MUNICH RE GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
15.79 %
22.62 %
64.77 %
N/A
209.75 %
23.50 %
134.97 %
0.00 %
3.40 %
N/A
22.31 %
48.76
34.16
8.40
6.76
0.87
0.63
0.20
0.19
0.02
0.01
100.00
% 48.76 %
% 82.92 %
% 91.32 %
% 98.09 %
% 98.95 %
% 99.59 %
% 99.78 %
% 99.97 %
% 99.99 %
% 100.00 %
% 100.00 %
132.78
17.11
88.40
122.12
%
%
%
%
132.78 %
17.11 %
88.40 %
122.12 %
81.80
16.34
1.86
100.00
% 81.80 %
% 98.14 %
% 100.00 %
% 100.00 %
56,785
31,875
29,631
13,769
12,988
9,746
8,826
5,137
2,858
1,849
176,087
54.98
62.09
62.19
65.04
49.19
91.09
60.07
41.97
90.76
75.18
60.11
%
%
%
%
%
%
%
%
%
%
%
54.98 %
62.09 %
62.31 %
65.04 %
49.19 %
91.09 %
62.43 %
41.97 %
90.76 %
75.18 %
60.29 %
31.43
18.41
16.69
7.62
7.41
5.85
4.97
3.45
1.61
1.09
100.00
% 31.43
% 49.85
% 66.54
% 74.16
% 81.57
% 87.42
% 92.39
% 95.85
% 97.45
% 98.55
% 100.00
%
%
%
%
%
%
%
%
%
%
%
216,380
114,123
68,446
38,579
37,722
34,919
26,916
25,795
25,033
24,825
649,193
216,451
113,741
73,676
38,582
38,076
34,733
26,908
25,795
24,755
24,862
656,809
163.49
240.05
183.27
229.88
178.36
156.84
192.65
179.54
258.48
237.82
198.21
%
%
%
%
%
%
%
%
%
%
%
163.49 %
240.06 %
183.27 %
229.88 %
178.37 %
156.84 %
192.65 %
178.82 %
258.31 %
237.82 %
198.20 %
33.33
17.58
10.54
5.94
5.81
5.38
4.15
3.97
3.86
3.82
100.00
% 33.33
% 50.91
% 61.45
% 67.40
% 73.21
% 78.59
% 82.73
% 86.70
% 90.56
% 94.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
48.71
15.61
9.29
8.44
4.19
3.57
3.10
2.51
2.17
1.48
100.00
% 48.71
% 64.32
% 73.60
% 82.05
% 86.23
% 89.80
% 92.91
% 95.41
% 97.58
% 99.06
% 100.00
%
%
%
%
%
%
%
%
%
%
%
38.37
16.92
9.73
8.38
8.19
5.42
4.61
2.13
1.89
1.55
100.00
% 38.37
% 55.29
% 65.02
% 73.40
% 81.59
% 87.01
% 91.62
% 93.75
% 95.64
% 97.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Massachusetts
1
2
3
471
626
3786
Michigan
1
2
3
4
5
6
7
8
9
10
471
796
84
4726
306
626
10103
3786
4693
1129
Minnesota
1
2
3
4
5
6
7
8
9
10
471
796
626
306
569
3786
4693
361
84
303
Mississippi
1
2
3
4
5
6
7
8
9
10
11445
3786
626
796
4726
306
225
471
303
4693
CGB INS CO
ENDURANCE GRP
ACE LTD GRP
QBE INS GRP
ARCHER DANIELS MIDLAND GRP
CUNA MUT GRP
IAT REINS CO GRP
WELLS FARGO GRP
GUIDEONE INS GRP
DEERE & CO GRP
**STATE TOTAL**
56,748
18,179
10,817
9,834
4,878
4,160
3,613
2,920
2,525
1,719
116,493
55,280
18,690
11,473
9,980
6,807
4,182
3,613
3,115
4,286
1,631
120,206
68.31
30.13
18.64
66.30
77.00
96.79
72.05
51.21
N/A
53.96
39.77
%
%
%
%
%
%
%
%
%
%
68.31 %
30.13 %
18.64 %
66.30 %
77.00 %
96.79 %
72.05 %
51.21 %
N/A
53.96 %
39.77 %
1
2
3
4
5
6
7
8
9
10
626
84
471
11445
569
796
3786
4693
4726
225
ACE LTD GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
CGB INS CO
FARMERS MUT HAIL INS GRP
QBE INS GRP
ENDURANCE GRP
DEERE & CO GRP
ARCHER DANIELS MIDLAND GRP
IAT REINS CO GRP
**STATE TOTAL**
143,450
63,269
36,372
31,321
30,619
20,253
17,222
7,967
7,079
5,799
373,850
149,410
63,570
36,230
28,968
30,777
19,975
16,878
7,988
7,210
5,799
379,677
23.99
63.67
22.37
68.46
50.63
41.38
9.33
50.11
81.07
41.51
40.60
%
%
%
%
%
%
%
%
%
%
%
23.99 %
63.63 %
22.37 %
68.46 %
50.63 %
42.48 %
9.33 %
50.11 %
81.07 %
41.51 %
40.69 %
Missouri
WELLS FARGO GRP
ACE LTD GRP
ENDURANCE GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
72
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Montana
1
2
3
4
5
6
7
8
9
10
626
796
471
306
3786
4693
1120
176
84
10103
ACE LTD GRP
QBE INS GRP
WELLS FARGO GRP
CUNA MUT GRP
ENDURANCE GRP
DEERE & CO GRP
EVEREST REINS HOLDINGS GRP
STATE FARM GRP
AMERICAN FINANCIAL GRP
AMERICAN AGRICULTURAL INS CO
**STATE TOTAL**
69,044
47,941
26,223
6,618
6,158
2,423
1,484
1,317
1,164
665
163,266
44,766
52,891
27,837
6,994
6,546
2,401
1,431
1,420
1,239
665
146,423
64.85
42.59
46.10
8.42
32.94
49.47
100.86
17.74
28.93
55.67
48.44
%
%
%
%
%
%
%
%
%
%
%
64.85 %
42.60 %
46.10 %
8.42 %
32.94 %
49.47 %
100.86 %
17.74 %
28.93 %
57.87 %
48.45 %
42.29
29.36
16.06
4.05
3.77
1.48
0.91
0.81
0.71
0.41
100.00
% 42.29
% 71.65
% 87.71
% 91.77
% 95.54
% 97.02
% 97.93
% 98.74
% 99.45
% 99.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nebraska
1
2
3
4
5
6
7
8
9
10
471
626
796
84
569
11445
3786
4693
306
1120
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
FARMERS MUT HAIL INS GRP
CGB INS CO
ENDURANCE GRP
DEERE & CO GRP
CUNA MUT GRP
EVEREST REINS HOLDINGS GRP
**STATE TOTAL**
120,598
118,674
103,468
47,969
36,781
29,797
29,556
25,853
15,304
14,850
570,029
121,086
110,954
104,147
48,244
37,176
28,395
29,311
26,422
15,195
16,655
569,060
62.56
82.13
87.13
52.55
68.76
90.40
76.80
76.43
65.26
95.04
75.95
%
%
%
%
%
%
%
%
%
%
%
62.56 %
82.13 %
87.17 %
52.39 %
68.76 %
90.40 %
76.80 %
76.43 %
65.26 %
95.04 %
75.87 %
21.16
20.82
18.15
8.42
6.45
5.23
5.19
4.54
2.68
2.61
100.00
% 21.16
% 41.98
% 60.13
% 68.54
% 74.99
% 80.22
% 85.41
% 89.94
% 92.63
% 95.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nevada
1
2
3
4
5
6
7
8
626
796
3786
84
306
1285
225
471
ACE LTD GRP
QBE INS GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
XL AMER GRP
IAT REINS CO GRP
WELLS FARGO GRP
**STATE TOTAL**
4,900
3,000
1,918
1,750
487
219
195
43
12,512
2,204
2,288
1,313
802
487
229
195
32
7,551
501.74
160.15
249.39
108.18
138.88
353.18
108.25
152.91
272.96
%
%
%
%
%
%
%
%
%
501.74 %
160.15 %
249.39 %
109.82 %
138.88 %
353.29 %
108.25 %
152.91 %
273.14 %
39.17
23.98
15.33
13.99
3.89
1.75
1.56
0.34
100.00
% 39.17 %
% 63.14 %
% 78.47 %
% 92.46 %
% 96.35 %
% 98.10 %
% 99.66 %
% 100.00 %
% 100.00 %
New Hampshire
1
2
3
471
626
3786
WELLS FARGO GRP
ACE LTD GRP
ENDURANCE GRP
**STATE TOTAL**
531
98
57
686
544
90
44
679
43.29
35.00
27.73
41.17
%
%
%
%
43.29 %
35.00 %
27.73 %
41.17 %
77.41
14.31
8.28
100.00
% 77.41 %
% 91.72 %
% 100.00 %
% 100.00 %
New Jersey
1
2
3
4
5
6
181
626
471
4693
4726
3786
SWISS RE GRP
ACE LTD GRP
WELLS FARGO GRP
DEERE & CO GRP
ARCHER DANIELS MIDLAND GRP
ENDURANCE GRP
**STATE TOTAL**
2,424
2,105
1,848
167
140
107
6,785
346
2,153
2,902
127
1,017
118
6,657
0.00
41.42
30.58
N/A
61.66
N/A
34.53
%
%
%
%
0.00 %
41.42 %
30.58 %
N/A
61.66 %
N/A
34.53 %
35.73
31.02
27.23
2.46
2.07
1.58
100.00
% 35.73 %
% 66.76 %
% 93.99 %
% 96.45 %
% 98.51 %
% 100.00 %
% 100.00 %
6,828
4,188
3,971
2,669
2,218
1,852
1,687
751
680
227
25,260
8,200
3,434
4,025
2,745
2,205
1,852
1,964
732
811
227
26,354
133.51
179.75
76.24
74.90
131.89
123.68
131.86
139.21
68.77
172.76
121.77
%
%
%
%
%
%
%
%
%
%
%
133.51 %
179.75 %
76.24 %
74.90 %
131.89 %
124.07 %
131.86 %
139.38 %
68.77 %
172.76 %
121.78 %
27.03
16.58
15.72
10.57
8.78
7.33
6.68
2.97
2.69
0.90
100.00
% 27.03
% 43.61
% 59.33
% 69.90
% 78.68
% 86.01
% 92.69
% 95.67
% 98.36
% 99.26
% 100.00
New Mexico
1
2
3
4
5
6
7
8
9
10
3786
626
471
796
1120
361
4693
84
306
303
ENDURANCE GRP
ACE LTD GRP
WELLS FARGO GRP
QBE INS GRP
EVEREST REINS HOLDINGS GRP
MUNICH RE GRP
DEERE & CO GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
GUIDEONE INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
73
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
New York
1
2
3
4
5
6
7
471
626
796
3786
361
12
225
Direct
Premiums
Earned
(000)
Loss
Ratio
Group/
Company Name
Direct
Premiums
Written
(000)
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
ENDURANCE GRP
MUNICH RE GRP
AMERICAN INTL GRP
IAT REINS CO GRP
**STATE TOTAL**
22,856
13,005
3,737
2,864
2,693
507
2
45,663
23,662
12,204
3,453
2,109
2,693
498
2
44,619
73.04
81.48
429.95
37.59
188.44
51.08
N/A
107.70
%
%
%
%
%
%
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
CUNA MUT GRP
AMERICAN AGRICULTURAL INS CO
CGB INS CO
ARCHER DANIELS MIDLAND GRP
ENDURANCE GRP
WHITE MOUNTAINS GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
58,355
30,759
26,824
19,891
9,619
8,943
8,880
5,965
4,475
4,299
180,067
59,371
32,580
26,656
20,431
9,619
8,909
7,917
5,599
4,394
4,279
181,853
ACE LTD GRP
QBE INS GRP
WELLS FARGO GRP
AMERICAN FINANCIAL GRP
GUIDEONE INS GRP
NODAK MUT GRP
CUNA MUT GRP
DEERE & CO GRP
ENDURANCE GRP
FARMERS MUT HAIL INS GRP
**STATE TOTAL**
218,237
210,675
179,347
61,295
51,552
42,317
30,344
27,711
26,232
23,834
911,261
Group/
Company
Rank
Code
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
73.04 %
81.48 %
429.95 %
37.59 %
185.40 %
51.23 %
N/A
107.54 %
50.05
28.48
8.18
6.27
5.90
1.11
0.01
100.00
% 50.05 %
% 78.54 %
% 86.72 %
% 92.99 %
% 98.89 %
% 100.00 %
% 100.00 %
% 100.00 %
41.70
57.99
99.36
60.80
19.89
68.23
40.21
120.64
44.63
44.80
55.54
%
%
%
%
%
%
%
%
%
%
%
41.70 %
57.99 %
99.36 %
60.80 %
22.17 %
68.23 %
40.21 %
120.64 %
44.63 %
44.01 %
55.55 %
32.41
17.08
14.90
11.05
5.34
4.97
4.93
3.31
2.49
2.39
100.00
% 32.41
% 49.49
% 64.39
% 75.43
% 80.77
% 85.74
% 90.67
% 93.98
% 96.47
% 98.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
235,432
211,554
179,632
61,149
51,887
42,317
30,342
27,708
26,159
23,884
933,283
63.35
65.60
63.03
63.79
59.90
47.19
64.09
56.03
72.27
62.16
64.32
%
%
%
%
%
%
%
%
%
%
%
63.35 %
65.64 %
63.03 %
64.69 %
59.90 %
48.44 %
64.09 %
56.03 %
72.27 %
62.17 %
64.44 %
23.95
23.12
19.68
6.73
5.66
4.64
3.33
3.04
2.88
2.62
100.00
% 23.95
% 47.07
% 66.75
% 73.48
% 79.13
% 83.78
% 87.11
% 90.15
% 93.03
% 95.64
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Carolina
1
2
3
4
5
6
7
8
9
10
471
626
796
306
10103
11445
4726
3786
1129
84
North Dakota
1
2
3
4
5
6
7
8
9
10
626
796
471
84
303
3500
306
4693
3786
569
Ohio
1
2
3
4
5
6
7
8
9
10
471
796
626
4726
11445
84
306
4693
1120
3786
WELLS FARGO GRP
QBE INS GRP
ACE LTD GRP
ARCHER DANIELS MIDLAND GRP
CGB INS CO
AMERICAN FINANCIAL GRP
CUNA MUT GRP
DEERE & CO GRP
EVEREST REINS HOLDINGS GRP
ENDURANCE GRP
**STATE TOTAL**
68,125
47,543
39,806
22,897
15,728
15,305
12,862
11,513
7,330
6,895
258,774
69,007
47,859
41,259
25,233
15,545
15,499
13,255
11,694
7,362
6,942
264,692
32.84
49.18
73.45
36.23
68.38
25.97
43.29
62.82
74.64
27.44
47.45
%
%
%
%
%
%
%
%
%
%
%
32.84 %
49.19 %
73.45 %
36.23 %
68.38 %
25.99 %
43.29 %
62.82 %
74.64 %
27.44 %
47.46 %
26.33
18.37
15.38
8.85
6.08
5.91
4.97
4.45
2.83
2.66
100.00
% 26.33
% 44.70
% 60.08
% 68.93
% 75.01
% 80.92
% 85.89
% 90.34
% 93.17
% 95.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oklahoma
1
2
3
4
5
6
7
8
9
10
471
796
306
3786
4726
626
10103
1120
84
11445
WELLS FARGO GRP
QBE INS GRP
CUNA MUT GRP
ENDURANCE GRP
ARCHER DANIELS MIDLAND GRP
ACE LTD GRP
AMERICAN AGRICULTURAL INS CO
EVEREST REINS HOLDINGS GRP
AMERICAN FINANCIAL GRP
CGB INS CO
**STATE TOTAL**
32,755
30,811
25,207
18,485
16,653
10,240
8,705
7,699
7,245
6,999
177,281
55,321
29,770
19,547
19,704
8,348
9,967
8,705
9,593
8,427
4,766
189,854
324.48
170.53
176.27
197.22
314.00
158.96
169.68
236.11
189.85
72.19
228.07
%
%
%
%
%
%
%
%
%
%
%
324.48 %
170.53 %
176.27 %
197.22 %
314.00 %
158.96 %
171.92 %
236.11 %
189.71 %
72.19 %
228.18 %
18.48
17.38
14.22
10.43
9.39
5.78
4.91
4.34
4.09
3.95
100.00
% 18.48
% 35.86
% 50.07
% 60.50
% 69.89
% 75.67
% 80.58
% 84.92
% 89.01
% 92.96
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
74
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Oregon
1
2
3
4
5
6
7
8
9
626
471
3786
84
306
796
225
176
4693
ACE LTD GRP
WELLS FARGO GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
QBE INS GRP
IAT REINS CO GRP
STATE FARM GRP
DEERE & CO GRP
**STATE TOTAL**
21,657
5,878
4,088
1,679
1,407
671
617
38
2
36,038
19,191
7,084
4,102
1,659
1,441
543
617
60
0
34,698
89.28
116.30
114.40
130.58
69.14
293.14
5.53
107.10
111.38
100.56
%
%
%
%
%
%
%
%
%
%
89.28 %
116.30 %
114.40 %
130.91 %
69.14 %
293.14 %
5.53 %
107.10 %
111.38 %
100.57 %
60.10
16.31
11.34
4.66
3.90
1.86
1.71
0.11
0.01
100.00
% 60.10 %
% 76.41 %
% 87.75 %
% 92.41 %
% 96.31 %
% 98.18 %
% 99.89 %
% 99.99 %
% 100.00 %
% 100.00 %
Pennsylvania
1
2
3
4
5
6
7
8
9
10
626
471
4726
4693
796
303
3786
225
306
1120
ACE LTD GRP
WELLS FARGO GRP
ARCHER DANIELS MIDLAND GRP
DEERE & CO GRP
QBE INS GRP
GUIDEONE INS GRP
ENDURANCE GRP
IAT REINS CO GRP
CUNA MUT GRP
EVEREST REINS HOLDINGS GRP
**STATE TOTAL**
21,295
17,596
10,984
5,501
1,602
655
371
354
233
208
58,798
21,143
17,507
14,473
5,500
1,564
674
259
354
233
200
61,904
35.00
25.95
42.08
23.80
68.08
86.22
100.26
N/A
168.09
112.61
35.69
%
%
%
%
%
%
%
%
%
%
35.00 %
25.95 %
42.08 %
23.80 %
68.08 %
86.22 %
100.26 %
N/A
168.09 %
112.61 %
35.68 %
36.22
29.93
18.68
9.36
2.72
1.11
0.63
0.60
0.40
0.35
100.00
% 36.22 %
% 66.14 %
% 84.83 %
% 94.18 %
% 96.90 %
% 98.02 %
% 98.65 %
% 99.25 %
% 99.65 %
% 100.00 %
% 100.00 %
Rhode Island
1
2
3
471
3786
626
WELLS FARGO GRP
ENDURANCE GRP
ACE LTD GRP
**STATE TOTAL**
72
10
5
87
85
1
6
92
11.65
85.46
0.00
11.86
%
%
%
%
11.65 %
85.46 %
0.00 %
11.86 %
82.71
11.14
6.15
100.00
% 82.71 %
% 93.85 %
% 100.00 %
% 100.00 %
South Carolina
1
2
3
4
5
6
7
8
9
10
626
3786
471
1129
84
796
306
11445
4693
303
28,139
14,229
10,122
5,352
1,887
1,737
1,188
934
397
93
64,076
29,575
14,380
10,303
5,231
1,762
1,761
1,244
931
384
107
65,696
76.26
68.10
37.08
56.19
N/A
104.15
132.76
68.21
121.30
N/A
65.22
%
%
%
%
%
76.26 %
68.10 %
37.08 %
56.19 %
N/A
104.15 %
132.76 %
68.21 %
121.30 %
N/A
65.19 %
43.92
22.21
15.80
8.35
2.94
2.71
1.85
1.46
0.62
0.14
100.00
% 43.92 %
% 66.12 %
% 81.92 %
% 90.27 %
% 93.22 %
% 95.93 %
% 97.78 %
% 99.24 %
% 99.86 %
% 100.00 %
% 100.00 %
ACE LTD GRP
ENDURANCE GRP
WELLS FARGO GRP
WHITE MOUNTAINS GRP
AMERICAN FINANCIAL GRP
QBE INS GRP
CUNA MUT GRP
CGB INS CO
DEERE & CO GRP
GUIDEONE INS GRP
**STATE TOTAL**
%
%
%
%
South Dakota
1
2
3
4
5
6
7
8
9
10
626
471
84
796
11445
4693
569
306
3786
1120
ACE LTD GRP
WELLS FARGO GRP
AMERICAN FINANCIAL GRP
QBE INS GRP
CGB INS CO
DEERE & CO GRP
FARMERS MUT HAIL INS GRP
CUNA MUT GRP
ENDURANCE GRP
EVEREST REINS HOLDINGS GRP
**STATE TOTAL**
220,416
143,631
87,720
84,597
41,046
38,181
33,062
19,826
18,598
17,591
728,121
201,316
145,855
88,363
84,874
38,969
37,607
33,087
20,326
18,632
19,750
709,230
31.04
13.43
26.10
33.76
68.56
32.48
26.25
20.13
32.29
67.63
30.21
%
%
%
%
%
%
%
%
%
%
%
31.04 %
13.43 %
26.07 %
33.78 %
68.56 %
32.48 %
26.26 %
20.13 %
32.29 %
67.63 %
30.21 %
30.27
19.73
12.05
11.62
5.64
5.24
4.54
2.72
2.55
2.42
100.00
% 30.27
% 50.00
% 62.05
% 73.66
% 79.30
% 84.55
% 89.09
% 91.81
% 94.36
% 96.78
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Tennessee
1
2
3
4
5
6
7
8
9
10
796
3786
626
471
303
225
4693
4726
306
10103
QBE INS GRP
ENDURANCE GRP
ACE LTD GRP
WELLS FARGO GRP
GUIDEONE INS GRP
IAT REINS CO GRP
DEERE & CO GRP
ARCHER DANIELS MIDLAND GRP
CUNA MUT GRP
AMERICAN AGRICULTURAL INS CO
**STATE TOTAL**
23,888
19,540
16,866
16,333
12,927
3,064
1,655
1,617
1,429
974
100,630
23,811
19,077
17,075
16,561
13,258
3,064
1,637
2,063
1,704
974
101,026
39.44
60.63
25.77
41.75
37.80
61.91
35.71
51.42
25.88
5.35
41.99
%
%
%
%
%
%
%
%
%
%
%
39.44 %
60.63 %
25.77 %
41.75 %
37.80 %
61.91 %
35.71 %
51.42 %
25.88 %
7.62 %
42.02 %
23.74
19.42
16.76
16.23
12.85
3.04
1.64
1.61
1.42
0.97
100.00
% 23.74
% 43.16
% 59.92
% 76.15
% 88.99
% 92.04
% 93.68
% 95.29
% 96.71
% 97.68
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
75
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
297,732
97,798
97,658
86,270
71,489
54,324
54,268
39,271
22,845
18,243
873,436
301,539
91,779
110,227
95,405
53,052
55,142
55,902
34,589
28,394
15,956
879,151
107.19
80.96
49.65
75.61
143.47
113.45
98.67
68.74
116.47
76.10
93.75
%
%
%
%
%
%
%
%
%
%
%
107.19 %
80.96 %
49.65 %
75.61 %
143.47 %
113.47 %
98.67 %
68.74 %
116.47 %
76.23 %
93.75 %
34.09
11.20
11.18
9.88
8.18
6.22
6.21
4.50
2.62
2.09
100.00
% 34.09
% 45.28
% 56.47
% 66.34
% 74.53
% 80.75
% 86.96
% 91.46
% 94.07
% 96.16
% 100.00
55.17
37.07
114.28
103.83
62.66
62.82
28.12
63.37
%
%
%
%
%
%
%
%
55.17 %
37.07 %
114.28 %
103.83 %
62.66 %
62.82 %
28.12 %
63.36 %
43.54
19.89
15.75
10.75
4.29
3.08
2.70
100.00
% 43.54 %
% 63.43 %
% 79.18 %
% 89.93 %
% 94.23 %
% 97.30 %
% 100.00 %
% 100.00 %
N/A
79.59 %
67.35 %
35.78 %
N/A
79.59 %
67.35 %
35.78 %
52.77
44.75
2.48
100.00
% 52.77 %
% 97.52 %
% 100.00 %
% 100.00 %
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Texas
1
2
3
4
5
6
7
8
9
10
3786
626
471
306
4726
796
4693
11445
1120
84
Utah
1
2
3
4
5
6
7
626
3786
513
796
306
4693
471
ACE LTD GRP
ENDURANCE GRP
IOWA FARM BUREAU GRP
QBE INS GRP
CUNA MUT GRP
DEERE & CO GRP
WELLS FARGO GRP
**STATE TOTAL**
1,969
899
712
486
194
139
122
4,522
1,774
890
801
65
142
122
161
3,956
Vermont
1
2
3
471
626
3786
WELLS FARGO GRP
ACE LTD GRP
ENDURANCE GRP
**STATE TOTAL**
1,919
1,628
90
3,637
1,975
1,646
50
3,671
Virginia
1
2
3
4
5
6
7
8
9
10
471
626
10103
306
796
4693
84
303
3786
225
36,483
14,192
4,370
4,056
3,706
1,324
452
401
254
49
65,310
36,635
13,706
4,370
3,999
3,515
1,325
452
401
302
49
64,760
39.99
51.01
15.17
53.72
81.91
37.92
49.15
15.54
23.21
97.45
43.61
%
%
%
%
%
%
%
%
%
%
%
39.99 %
51.01 %
17.52 %
53.72 %
81.91 %
37.92 %
49.19 %
15.54 %
23.21 %
97.45 %
43.77 %
55.86
21.73
6.69
6.21
5.67
2.03
0.69
0.61
0.39
0.07
100.00
% 55.86
% 77.59
% 84.28
% 90.49
% 96.17
% 98.20
% 98.89
% 99.50
% 99.89
% 99.97
% 100.00
Washington
1
2
3
4
5
6
7
8
9
626
306
471
3786
796
84
225
176
4693
43,044
26,161
20,641
9,537
8,859
5,445
2,262
651
263
116,863
40,069
26,068
30,212
12,108
8,679
5,565
2,262
651
280
125,894
92.08
46.87
228.89
34.59
173.48
102.63
165.04
133.35
145.86
117.73
%
%
%
%
%
%
%
%
%
%
92.08 %
46.87 %
228.89 %
34.59 %
173.48 %
101.84 %
165.04 %
133.35 %
145.86 %
117.70 %
36.83
22.39
17.66
8.16
7.58
4.66
1.94
0.56
0.22
100.00
% 36.83 %
% 59.22 %
% 76.88 %
% 85.04 %
% 92.62 %
% 97.28 %
% 99.22 %
% 99.78 %
% 100.00 %
% 100.00 %
West Virginia
1
2
3
4
5
6
626
471
796
4693
26697
4726
1,630
1,206
30
11
4
3
2,884
1,010
1,229
30
11
4
7
2,291
82.94
46.36
N/A
7.69
0.00
357.60
61.97
%
%
82.94 %
46.36 %
N/A
7.69 %
0.00 %
357.60 %
61.97 %
56.52
41.82
1.04
0.37
0.14
0.12
100.00
% 56.52 %
% 98.33 %
% 99.37 %
% 99.74 %
% 99.88 %
% 100.00 %
% 100.00 %
ENDURANCE GRP
ACE LTD GRP
WELLS FARGO GRP
CUNA MUT GRP
ARCHER DANIELS MIDLAND GRP
QBE INS GRP
DEERE & CO GRP
CGB INS CO
EVEREST REINS HOLDINGS GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
WELLS FARGO GRP
ACE LTD GRP
AMERICAN AGRICULTURAL INS CO
CUNA MUT GRP
QBE INS GRP
DEERE & CO GRP
AMERICAN FINANCIAL GRP
GUIDEONE INS GRP
ENDURANCE GRP
IAT REINS CO GRP
**STATE TOTAL**
ACE LTD GRP
CUNA MUT GRP
WELLS FARGO GRP
ENDURANCE GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
IAT REINS CO GRP
STATE FARM GRP
DEERE & CO GRP
**STATE TOTAL**
ACE LTD GRP
WELLS FARGO GRP
QBE INS GRP
DEERE & CO GRP
CASUALTY UNDERWRITERS INS CO
ARCHER DANIELS MIDLAND GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
76
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Wisconsin
1
2
3
4
5
6
7
8
9
10
471
796
84
4726
626
569
11445
4693
306
3786
WELLS FARGO GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
ARCHER DANIELS MIDLAND GRP
ACE LTD GRP
FARMERS MUT HAIL INS GRP
CGB INS CO
DEERE & CO GRP
CUNA MUT GRP
ENDURANCE GRP
**STATE TOTAL**
Wyoming
1
2
3
4
5
6
7
8
9
10
471
796
626
10103
3786
84
306
4693
176
361
WELLS FARGO GRP
QBE INS GRP
ACE LTD GRP
AMERICAN AGRICULTURAL INS CO
ENDURANCE GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
DEERE & CO GRP
STATE FARM GRP
MUNICH RE GRP
**STATE TOTAL**
Agg. Other Alien
1
158
FAIRFAX FIN GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
73,222
41,421
32,177
30,018
27,723
13,916
12,927
10,389
5,458
3,860
255,128
73,255
41,602
32,067
30,584
28,260
13,988
12,808
10,406
5,582
4,013
257,320
78.77
124.66
77.57
101.90
153.06
64.12
69.22
187.11
98.13
121.15
106.43
%
%
%
%
%
%
%
%
%
%
%
78.77 %
124.67 %
79.63 %
101.90 %
153.06 %
64.14 %
69.22 %
187.11 %
98.13 %
121.15 %
106.70 %
28.70
16.24
12.61
11.77
10.87
5.45
5.07
4.07
2.14
1.51
100.00
% 28.70
% 44.94
% 57.55
% 69.31
% 80.18
% 85.63
% 90.70
% 94.77
% 96.91
% 98.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
4,657
3,491
3,036
2,606
1,492
1,074
790
673
13
7
17,840
5,041
3,641
1,926
2,606
1,487
1,112
744
653
13
7
17,239
90.39
35.73
7.13
75.39
38.36
86.10
88.01
75.48
195.88
N/A
62.03
%
%
%
%
%
%
%
%
%
%
90.39 %
35.73 %
7.13 %
77.70 %
38.36 %
85.96 %
88.01 %
75.48 %
195.88 %
N/A
62.37 %
26.10
19.57
17.01
14.61
8.36
6.02
4.43
3.77
0.07
0.04
100.00
% 26.10
% 45.67
% 62.68
% 77.29
% 85.65
% 91.67
% 96.10
% 99.87
% 99.94
% 99.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
276,139
276,139
243,016
243,016
70.36 %
71.41 %
71.32 %
71.95 %
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
77
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
100.00 % 100.00 %
100.00 % 100.00 %
© 2015 National Association of Insurance Commissioners
78
02.3—Federal Flood
© 2015 National Association of Insurance Commissioners
79
© 2015 National Association of Insurance Commissioners
80
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.3 - Federal Flood
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
11523
19
8
91
140
242
200
69
1344
3098
280
111
3484
689
225
473
483
12
41041
311
2538
10969
241
324
471
408
1278
708
796
50
71
10790
4674
4773
228
732
1227
10908
12237
561
175
84
70
109
308
533
26905
195
411
888
26778
203
106
3593
415
12573
10783
3526
456
4802
27065
212
4720
4686
4051
Group/
Company Name
WRIGHT NATL FLOOD INS CO
ASSURANT INC GRP
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
FARMERS INS GRP
ARX HOLDING CORP GRP
TOKIO MARINE HOLDINGS INC GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
TOWER HILL INS GRP
BANKERS INS GRP
IAT REINS CO GRP
AMERICAN FAMILY INS GRP
SOUTHERN FARM BUREAU CAS GRP
AMERICAN INTL GRP
AUTO CLUB S INS CO
MAIN STREET AMER GRP
AMTRUST NGH GRP
UNITED PROP & CAS INS CO
METROPOLITAN GRP
NORTH CAROLINA FARM BUREAU GRP
WELLS FARGO GRP
AMERICAN NATL FIN GRP
CSAA INS GRP
NEW JERSEY MANUFACTURERS GRP
QBE INS GRP
COUNTRY INS & FIN SERV GRP
UNIVERSAL INS CO GRP
FEDERATED NATL INS CO
BARRINGTON CAPITAL GRP
FRONTLINE INS GRP
WESTFIELD GRP
NLASCO GRP
PALISADES GRP
CAPITOL PREFERRED INS CO
GULFSTREAM PROP & CAS INS CO
GEORGIA FARM BUREAU GRP
STATE AUTO MUT GRP
AMERICAN FINANCIAL GRP
FIRST AMER TITLE GRP
KENTUCKY FARM BUREAU GRP
PHILADELPHIA CONTRIBUTIONSHIP GRP
SOUTH CAROLINA FARM BUREAU MUT GRP
CENTURY NATL INS CO
UNION MUTUAL FIRE INS GRP
MAPFRE INS GRP
MUTUAL FIRE MARINE & INLAND INS GRP
INTEGRAND ASSUR CO
VIRGINIA FARM BUREAU GRP
ISLAND INS CO GRP
USIC GRP
PLYMOUTH ROCK INS GRP
CENTAURI SPECIALTY INS CO
CORNERSTONE NATL INS CO
COOPERATIVA DE SEGUROS MULTIPLES GRP
LANCER FINANCIAL GRP
TRIPLE S GRP
ROCKFORD MUT INS CO
ZURICH INS GRP
CONIFER HOLDINGS GRP
JERGER HOLDINGS GRP
OCEAN HARBOR GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
615,511
382,477
306,554
291,594
246,488
237,718
144,379
131,399
84,756
54,188
51,569
44,794
44,366
37,315
35,055
30,815
22,277
20,707
20,693
17,387
14,832
14,396
12,262
12,217
11,472
11,443
11,114
10,336
9,819
9,813
7,506
7,408
6,515
6,180
5,962
5,915
4,903
4,849
4,265
3,861
3,641
3,424
3,369
3,192
2,939
2,724
2,223
2,074
1,856
1,724
1,512
1,502
1,270
948
765
755
680
677
382
347
197
80
22
19
4
3,028,609
Direct
Premiums
Earned
(000)
Loss
Ratio
604,646
300,049
312,430
291,160
246,191
234,224
145,080
131,470
82,097
52,431
51,807
45,041
42,740
35,045
35,055
29,708
22,369
21,049
21,272
17,463
11,947
13,688
11,963
12,217
11,472
11,635
11,020
10,625
9,623
9,753
7,540
6,647
6,777
6,095
5,962
6,002
4,941
5,046
3,825
3,861
3,525
3,099
3,512
3,192
3,005
2,745
2,331
2,020
5,365
3,007
2,447
1,502
1,270
1,226
686
563
661
738
382
371
166
174
16
0
4
3,031,292
11.87
18.95
12.14
16.04
11.12
21.78
18.00
11.28
N/A
13.68
23.94
16.75
11.95
8.27
0.00
17.05
11.92
26.31
10.48
13.87
9.46
0.67
20.01
5.01
7.26
9.69
0.23
168.26
N/A
4.79
0.59
5.75
7.43
32.35
34.20
9.78
23.44
0.00
22.90
0.00
13.15
8.08
N/A
0.00
11.73
0.53
8.58
4.71
3.72
N/A
N/A
1.00
5.45
4.11
0.00
29.56
0.00
0.00
0.00
N/A
1.86
1.32
472.91
0.00
0.00
15.80
© 2015 National Association of Insurance Commissioners
81
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
12.43 %
18.95 %
12.14 %
16.84 %
10.99 %
24.47 %
19.33 %
12.15 %
N/A
13.93 %
24.39 %
18.36 %
12.34 %
8.31 %
0.00 %
17.81 %
11.92 %
26.32 %
10.49 %
13.87 %
9.46 %
0.67 %
23.24 %
5.01 %
7.26 %
9.69 %
0.23 %
173.21 %
N/A
5.08 %
N/A
6.15 %
7.66 %
33.64 %
36.03 %
10.62 %
25.14 %
0.00 %
22.90 %
0.00 %
13.15 %
8.71 %
N/A
0.00 %
11.73 %
0.53 %
8.58 %
4.71 %
3.47 %
N/A
N/A
1.00 %
5.45 %
4.94 %
0.00 %
29.56 %
0.00 %
0.00 %
0.00 %
N/A
1.86 %
1.32 %
541.52 %
0.00 %
0.00 %
16.64 %
20.32
12.63
10.12
9.63
8.14
7.85
4.77
4.34
2.80
1.79
1.70
1.48
1.46
1.23
1.16
1.02
0.74
0.68
0.68
0.57
0.49
0.48
0.40
0.40
0.38
0.38
0.37
0.34
0.32
0.32
0.25
0.24
0.22
0.20
0.20
0.20
0.16
0.16
0.14
0.13
0.12
0.11
0.11
0.11
0.10
0.09
0.07
0.07
0.06
0.06
0.05
0.05
0.04
0.03
0.03
0.02
0.02
0.02
0.01
0.01
0.01
0.00
0.00
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
20.32
32.95
43.07
52.70
60.84
68.69
73.46
77.80
80.59
82.38
84.09
85.56
87.03
88.26
89.42
90.44
91.17
91.86
92.54
93.11
93.60
94.08
94.48
94.89
95.27
95.64
96.01
96.35
96.68
97.00
97.25
97.49
97.71
97.91
98.11
98.30
98.47
98.63
98.77
98.89
99.01
99.13
99.24
99.34
99.44
99.53
99.60
99.67
99.73
99.79
99.84
99.89
99.93
99.96
99.99
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.3 - Federal Flood
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
11523
19
8
91
140
242
200
69
1344
3098
280
111
3484
689
225
473
483
12
41041
311
2538
10969
241
324
471
408
1278
708
796
50
71
10790
4674
4773
228
732
1227
10908
12237
561
175
84
70
109
308
533
26905
195
411
888
26778
203
106
3593
415
12573
10783
3526
456
4802
27065
212
4720
4686
4051
Group/
Company Name
WRIGHT NATL FLOOD INS CO
ASSURANT INC GRP
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
FARMERS INS GRP
ARX HOLDING CORP GRP
TOKIO MARINE HOLDINGS INC GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
TOWER HILL INS GRP
BANKERS INS GRP
IAT REINS CO GRP
AMERICAN FAMILY INS GRP
SOUTHERN FARM BUREAU CAS GRP
AMERICAN INTL GRP
AUTO CLUB S INS CO
MAIN STREET AMER GRP
AMTRUST NGH GRP
UNITED PROP & CAS INS CO
METROPOLITAN GRP
NORTH CAROLINA FARM BUREAU GRP
WELLS FARGO GRP
AMERICAN NATL FIN GRP
CSAA INS GRP
NEW JERSEY MANUFACTURERS GRP
QBE INS GRP
COUNTRY INS & FIN SERV GRP
UNIVERSAL INS CO GRP
FEDERATED NATL INS CO
BARRINGTON CAPITAL GRP
FRONTLINE INS GRP
WESTFIELD GRP
NLASCO GRP
PALISADES GRP
CAPITOL PREFERRED INS CO
GULFSTREAM PROP & CAS INS CO
GEORGIA FARM BUREAU GRP
STATE AUTO MUT GRP
AMERICAN FINANCIAL GRP
FIRST AMER TITLE GRP
KENTUCKY FARM BUREAU GRP
PHILADELPHIA CONTRIBUTIONSHIP GRP
SOUTH CAROLINA FARM BUREAU MUT GRP
CENTURY NATL INS CO
UNION MUTUAL FIRE INS GRP
MAPFRE INS GRP
MUTUAL FIRE MARINE & INLAND INS GRP
INTEGRAND ASSUR CO
VIRGINIA FARM BUREAU GRP
ISLAND INS CO GRP
USIC GRP
PLYMOUTH ROCK INS GRP
CENTAURI SPECIALTY INS CO
CORNERSTONE NATL INS CO
COOPERATIVA DE SEGUROS MULTIPLES GRP
LANCER FINANCIAL GRP
TRIPLE S GRP
ROCKFORD MUT INS CO
ZURICH INS GRP
CONIFER HOLDINGS GRP
JERGER HOLDINGS GRP
OCEAN HARBOR GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
615,511
382,477
306,554
291,594
246,488
237,718
144,379
131,399
84,756
54,188
51,569
44,794
44,366
37,315
35,055
30,815
22,277
20,707
20,693
17,387
14,832
14,396
12,262
12,217
11,472
11,443
11,114
10,336
9,819
9,813
7,506
7,408
6,515
6,180
5,962
5,915
4,903
4,849
4,265
3,861
3,641
3,424
3,369
3,192
2,939
2,724
2,223
2,074
1,856
1,724
1,512
1,502
1,270
948
765
755
680
677
382
347
197
80
22
19
4
3,028,609
Direct
Premiums
Earned
(000)
Loss
Ratio
604,646
300,049
312,430
291,160
246,191
234,224
145,080
131,470
82,097
52,431
51,807
45,041
42,740
35,045
35,055
29,708
22,369
21,049
21,272
17,463
11,947
13,688
11,963
12,217
11,472
11,635
11,020
10,625
9,623
9,753
7,540
6,647
6,777
6,095
5,962
6,002
4,941
5,046
3,825
3,861
3,525
3,099
3,512
3,192
3,005
2,745
2,331
2,020
5,365
3,007
2,447
1,502
1,270
1,226
686
563
661
738
382
371
166
174
16
0
4
3,031,292
11.87
18.95
12.14
16.04
11.12
21.78
18.00
11.28
N/A
13.68
23.94
16.75
11.95
8.27
0.00
17.05
11.92
26.31
10.48
13.87
9.46
0.67
20.01
5.01
7.26
9.69
0.23
168.26
N/A
4.79
0.59
5.75
7.43
32.35
34.20
9.78
23.44
0.00
22.90
0.00
13.15
8.08
N/A
0.00
11.73
0.53
8.58
4.71
3.72
N/A
N/A
1.00
5.45
4.11
0.00
29.56
0.00
0.00
0.00
N/A
1.86
1.32
472.91
0.00
0.00
15.81
© 2015 National Association of Insurance Commissioners
82
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
12.43 %
18.95 %
12.14 %
16.84 %
10.99 %
24.47 %
19.33 %
12.15 %
N/A
13.93 %
24.39 %
18.36 %
12.34 %
8.31 %
0.00 %
17.81 %
11.92 %
26.32 %
10.49 %
13.87 %
9.46 %
0.67 %
23.24 %
5.01 %
7.26 %
9.69 %
0.23 %
173.21 %
N/A
5.08 %
N/A
6.15 %
7.66 %
33.64 %
36.03 %
10.62 %
25.14 %
0.00 %
22.90 %
0.00 %
13.15 %
8.71 %
N/A
0.00 %
11.73 %
0.53 %
8.58 %
4.71 %
3.47 %
N/A
N/A
1.00 %
5.45 %
4.94 %
0.00 %
29.56 %
0.00 %
0.00 %
0.00 %
N/A
1.86 %
1.32 %
541.52 %
0.00 %
0.00 %
16.65 %
20.32
12.63
10.12
9.63
8.14
7.85
4.77
4.34
2.80
1.79
1.70
1.48
1.46
1.23
1.16
1.02
0.74
0.68
0.68
0.57
0.49
0.48
0.40
0.40
0.38
0.38
0.37
0.34
0.32
0.32
0.25
0.24
0.22
0.20
0.20
0.20
0.16
0.16
0.14
0.13
0.12
0.11
0.11
0.11
0.10
0.09
0.07
0.07
0.06
0.06
0.05
0.05
0.04
0.03
0.03
0.02
0.02
0.02
0.01
0.01
0.01
0.00
0.00
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
20.32
32.95
43.07
52.70
60.84
68.69
73.46
77.80
80.59
82.38
84.09
85.56
87.03
88.26
89.42
90.44
91.17
91.86
92.54
93.11
93.60
94.08
94.48
94.89
95.27
95.64
96.01
96.35
96.68
97.00
97.25
97.49
97.71
97.91
98.11
98.30
98.47
98.63
98.77
98.89
99.01
99.13
99.24
99.34
99.44
99.53
99.60
99.67
99.73
99.79
99.84
99.89
99.93
99.96
99.99
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Alabama
1
2
3
4
5
6
7
8
9
10
19
11523
242
280
8
140
12
200
91
69
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
SELECTIVE INS GRP
AUTO OWNERS GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
**STATE TOTAL**
4,785
4,378
3,377
2,698
2,275
2,230
1,968
1,831
1,647
1,494
28,298
4,434
3,893
3,292
2,765
2,258
2,179
1,968
1,806
1,628
1,489
28,066
91.99
170.49
124.12
80.52
220.04
161.57
100.84
84.37
251.07
256.43
141.49
%
%
%
%
%
%
%
%
%
%
%
91.99 %
170.49 %
130.71 %
83.69 %
220.04 %
162.04 %
100.85 %
90.81 %
260.51 %
267.65 %
144.36 %
16.91
15.47
11.94
9.54
8.04
7.88
6.96
6.47
5.82
5.28
100.00
% 16.91
% 32.38
% 44.32
% 53.85
% 61.89
% 69.77
% 76.73
% 83.20
% 89.02
% 94.30
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Alaska
1
2
3
4
5
6
7
8
9
10
8
91
200
473
11523
242
19
12
471
69
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN FAMILY INS GRP
WRIGHT NATL FLOOD INS CO
SELECTIVE INS GRP
ASSURANT INC GRP
AMERICAN INTL GRP
WELLS FARGO GRP
FARMERS INS GRP
**STATE TOTAL**
643
506
263
171
160
128
72
50
36
18
2,076
672
530
263
117
174
123
71
50
36
17
2,093
5.24
27.33
98.87
0.00
N/A
252.35
0.21
9.48
0.00
0.00
31.94
%
%
%
%
%
%
%
%
%
%
5.24 %
29.18 %
102.66 %
0.00 %
N/A
260.12 %
0.21 %
9.57 %
0.00 %
0.00 %
33.34 %
30.96
24.40
12.65
8.24
7.72
6.18
3.49
2.41
1.76
0.85
100.00
% 30.96
% 55.36
% 68.01
% 76.25
% 83.97
% 90.15
% 93.64
% 96.05
% 97.80
% 98.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arizona
1
2
3
4
5
6
7
8
9
10
69
8
19
91
200
11523
473
280
242
111
FARMERS INS GRP
ALLSTATE INS GRP
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
WRIGHT NATL FLOOD INS CO
AMERICAN FAMILY INS GRP
AUTO OWNERS GRP
SELECTIVE INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
2,890
2,218
2,185
2,138
1,735
1,660
1,387
994
649
395
17,973
2,823
2,184
1,761
2,150
1,619
1,527
1,292
1,014
609
382
17,440
30.20
27.28
60.51
35.01
94.91
42.66
22.51
15.06
33.35
0.00
36.60
%
%
%
%
%
%
%
%
%
%
%
31.65 %
27.28 %
60.51 %
36.36 %
100.29 %
42.66 %
24.04 %
15.89 %
35.01 %
0.00 %
37.74 %
16.08
12.34
12.16
11.90
9.66
9.24
7.72
5.53
3.61
2.20
100.00
% 16.08
% 28.42
% 40.58
% 52.48
% 62.13
% 71.37
% 79.09
% 84.62
% 88.23
% 90.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
19
483
140
11523
8
91
69
280
200
242
ASSURANT INC GRP
SOUTHERN FARM BUREAU CAS GRP
NATIONWIDE CORP GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
AUTO OWNERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
**STATE TOTAL**
1,853
1,800
1,427
1,209
864
817
711
521
469
375
11,299
1,555
1,775
1,388
1,206
861
802
701
491
455
349
11,124
13.33
29.62
38.93
30.33
25.48
15.48
9.45
22.61
N/A
52.41
22.17
%
%
%
%
%
%
%
%
%
%
13.33 %
29.62 %
39.03 %
30.33 %
25.48 %
16.95 %
10.51 %
23.20 %
N/A
55.33 %
22.56 %
16.40
15.93
12.63
10.70
7.65
7.23
6.29
4.61
4.15
3.32
100.00
% 16.40
% 32.33
% 44.96
% 55.66
% 63.31
% 70.54
% 76.83
% 81.44
% 85.59
% 88.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
69
11523
91
19
8
1278
200
140
242
3098
FARMERS INS GRP
WRIGHT NATL FLOOD INS CO
HARTFORD FIRE & CAS GRP
ASSURANT INC GRP
ALLSTATE INS GRP
CSAA INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
34,559
30,619
28,127
17,427
16,956
10,525
7,149
4,776
4,213
2,587
164,916
34,174
30,620
28,169
14,543
17,411
10,499
7,129
4,374
4,193
2,414
165,312
3.85
5.79
3.23
9.69
4.97
0.04
5.37
5.74
4.11
8.52
4.57
%
%
%
%
%
%
%
%
%
%
%
4.01 %
5.79 %
3.38 %
9.69 %
4.97 %
0.04 %
5.82 %
5.74 %
4.27 %
8.52 %
4.66 %
20.96
18.57
17.06
10.57
10.28
6.38
4.33
2.90
2.55
1.57
100.00
% 20.96
% 39.52
% 56.58
% 67.14
% 77.43
% 83.81
% 88.14
% 91.04
% 93.59
% 95.16
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
© 2015 National Association of Insurance Commissioners
83
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Colorado
Connecticut
Delaware
District Of
Columbia
Florida
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
91
19
69
200
473
11523
8
280
242
140
HARTFORD FIRE & CAS GRP
ASSURANT INC GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN FAMILY INS GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
AUTO OWNERS GRP
SELECTIVE INS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
2,424
2,259
1,968
1,714
1,641
1,597
957
476
400
266
14,895
2,438
5,081
1,941
1,696
1,538
1,542
959
498
359
255
18,146
120.08
7.87
15.81
N/A
70.26
26.78
11.18
220.77
20.65
78.51
35.71
%
%
%
1
2
3
4
5
6
7
8
9
10
19
50
91
140
242
11523
8
200
111
175
ASSURANT INC GRP
COUNTRY INS & FIN SERV GRP
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
STATE AUTO MUT GRP
**STATE TOTAL**
9,892
7,041
6,985
5,465
4,100
3,873
3,237
2,238
1,410
821
47,559
6,440
7,035
6,649
5,254
3,889
3,778
3,267
2,212
1,382
766
46,971
7.65
3.06
10.07
0.41
4.57
0.18
N/A
15.67
9.62
11.34
6.07
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
242
140
11523
19
200
91
8
111
1344
12
SELECTIVE INS GRP
NATIONWIDE CORP GRP
WRIGHT NATL FLOOD INS CO
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
ARX HOLDING CORP GRP
AMERICAN INTL GRP
**STATE TOTAL**
5,796
4,794
1,363
1,081
1,013
672
450
392
127
99
16,179
5,642
4,693
1,323
736
997
646
428
382
110
99
15,797
0.81
N/A
11.57
6.33
0.28
1.44
N/A
2.52
N/A
0.41
1.93
%
1
140
285
280
2
3
4
5
6
7
8
9
10
242
19
200
91
11523
8
3098
473
111
SELECTIVE INS GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
TOKIO MARINE HOLDINGS INC GRP
AMERICAN FAMILY INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
241
203
177
95
86
78
65
22
13
1,290
233
134
168
137
74
69
50
16
12
1,277
0.45
23.20
N/A
3.00
0.16
4.48
10.20
0.00
14.71
2.97
%
%
1
2
3
4
5
6
7
8
9
10
11523
8
19
91
1344
140
3484
200
242
225
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
ARX HOLDING CORP GRP
NATIONWIDE CORP GRP
TOWER HILL INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
IAT REINS CO GRP
**STATE TOTAL**
219,971
83,543
82,974
81,127
59,873
56,250
44,366
34,635
32,187
25,218
875,332
216,998
87,509
70,688
84,546
59,047
58,444
42,740
35,817
33,039
25,218
881,937
12.69
13.82
12.19
3.97
N/A
19.58
11.95
43.07
2.95
0.00
10.71
%
%
%
%
NATIONWIDE CORP GRP
© 2015 National Association of Insurance Commissioners
84
125.35 %
7.87 %
19.19 %
N/A
72.61 %
26.78 %
11.18 %
227.21 %
21.45 %
79.06 %
38.23 %
16.27
15.17
13.21
11.51
11.02
10.72
6.43
3.19
2.69
1.79
100.00
% 16.27
% 31.44
% 44.65
% 56.16
% 67.18
% 77.90
% 84.33
% 87.52
% 90.21
% 91.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
7.65 %
3.34 %
10.93 %
0.08 %
5.27 %
0.18 %
N/A
16.37 %
9.81 %
11.34 %
6.56 %
20.80
14.80
14.69
11.49
8.62
8.14
6.81
4.71
2.97
1.73
100.00
% 20.80
% 35.60
% 50.29
% 61.78
% 70.40
% 78.55
% 85.35
% 90.06
% 93.02
% 94.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
0.97 %
N/A
11.57 %
6.33 %
0.80 %
2.17 %
N/A
2.52 %
N/A
0.41 %
2.03 %
35.82
29.63
8.42
6.68
6.26
4.15
2.78
2.42
0.79
0.61
100.00
% 35.82
% 65.45
% 73.87
% 80.55
% 86.81
% 90.97
% 93.75
% 96.17
% 96.96
% 97.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.44 %
0.43 %
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
22.13 %
22.13 %
0.47 %
23.20 %
N/A
3.71 %
0.16 %
4.48 %
10.20 %
0.00 %
14.71 %
3.64 %
18.68
15.77
13.71
7.37
6.65
6.07
5.06
1.71
1.04
100.00
% 40.80
% 56.57
% 70.28
% 77.65
% 84.30
% 90.38
% 95.44
% 97.15
% 98.19
% 100.00
%
%
%
%
%
%
%
%
%
%
12.77 %
13.82 %
12.19 %
4.16 %
N/A
19.61 %
12.34 %
44.93 %
3.22 %
0.00 %
10.92 %
25.13
9.54
9.48
9.27
6.84
6.43
5.07
3.96
3.68
2.88
100.00
% 25.13
% 34.67
% 44.15
% 53.42
% 60.26
% 66.69
% 71.76
% 75.71
% 79.39
% 82.27
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Georgia
Hawaii
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11523
140
19
8
200
561
91
280
242
1344
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
WRIGHT NATL FLOOD INS CO
NATIONWIDE CORP GRP
ASSURANT INC GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
GEORGIA FARM BUREAU GRP
HARTFORD FIRE & CAS GRP
AUTO OWNERS GRP
SELECTIVE INS GRP
ARX HOLDING CORP GRP
**STATE TOTAL**
8,814
8,337
7,452
7,012
5,593
3,861
3,600
2,670
2,372
1,022
54,543
8,749
8,275
5,042
7,013
5,639
3,861
3,658
2,690
2,363
962
54,897
0.30
N/A
8.29
2.40
N/A
0.00
0.32
N/A
5.56
N/A
0.89
%
%
%
%
%
%
%
0.30 %
N/A
8.29 %
2.40 %
N/A
0.00 %
0.42 %
N/A
5.89 %
N/A
0.83 %
16.16
15.29
13.66
12.86
10.25
7.08
6.60
4.90
4.35
1.87
100.00
% 16.16
% 31.45
% 45.11
% 57.97
% 68.22
% 75.30
% 81.90
% 86.79
% 91.14
% 93.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
44.67
30.46
4.35
3.89
3.84
3.01
2.76
2.58
2.10
0.77
100.00
% 44.67
% 75.13
% 79.48
% 83.37
% 87.22
% 90.22
% 92.98
% 95.57
% 97.66
% 98.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
242
8
11523
106
19
200
111
91
69
TOKIO MARINE HOLDINGS INC GRP
SELECTIVE INS GRP
ALLSTATE INS GRP
WRIGHT NATL FLOOD INS CO
ISLAND INS CO GRP
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
**STATE TOTAL**
14,751
10,060
1,436
1,286
1,270
993
912
853
692
254
33,024
14,185
10,082
1,394
1,236
1,270
1,104
905
818
709
247
32,593
0.03
0.71
8.49
0.15
5.45
N/A
8.93
5.57
0.00
14.84
1.11
%
%
%
%
%
%
%
%
%
%
0.03 %
0.80 %
8.49 %
0.15 %
5.45 %
N/A
9.77 %
5.57 %
0.00 %
15.89 %
1.17 %
Idaho
1
2
3
4
5
6
7
8
9
10
19
91
69
8
11523
200
242
3098
473
280
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
ALLSTATE INS GRP
WRIGHT NATL FLOOD INS CO
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
TOKIO MARINE HOLDINGS INC GRP
AMERICAN FAMILY INS GRP
AUTO OWNERS GRP
**STATE TOTAL**
703
565
511
469
324
276
141
127
119
116
3,601
639
537
528
485
329
270
136
123
124
104
3,647
1.28
0.94
1.56
0.58
0.42
0.92
1.47
8.21
0.98
0.00
0.77
%
%
%
%
%
%
%
%
%
%
%
1.28 %
1.19 %
1.89 %
0.58 %
0.42 %
1.38 %
2.03 %
8.21 %
1.59 %
0.09 %
1.01 %
19.53
15.69
14.18
13.04
9.00
7.66
3.91
3.52
3.31
3.23
100.00
% 19.53
% 35.22
% 49.40
% 62.43
% 71.43
% 79.10
% 83.01
% 86.53
% 89.84
% 93.07
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Illinois
1
2
3
4
5
6
7
8
9
10
91
8
19
69
280
473
242
11523
200
140
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
ASSURANT INC GRP
FARMERS INS GRP
AUTO OWNERS GRP
AMERICAN FAMILY INS GRP
SELECTIVE INS GRP
WRIGHT NATL FLOOD INS CO
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
5,141
4,642
4,173
2,635
2,550
2,445
2,224
1,817
1,216
834
29,738
5,026
4,634
3,277
2,600
2,550
2,406
2,160
1,793
1,190
885
29,576
17.60
N/A
23.55
10.51
20.82
17.34
11.62
11.83
N/A
4.88
13.54
%
19.52 %
N/A
23.55 %
12.12 %
17.78 %
19.11 %
12.82 %
11.83 %
2.20 %
4.91 %
14.21 %
17.29
15.61
14.03
8.86
8.57
8.22
7.48
6.11
4.09
2.80
100.00
% 17.29
% 32.90
% 46.93
% 55.79
% 64.37
% 72.59
% 80.07
% 86.18
% 90.27
% 93.07
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
280
242
19
11523
8
91
473
69
140
200
AUTO OWNERS GRP
SELECTIVE INS GRP
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
3,249
2,710
2,175
2,116
1,371
1,308
1,215
951
921
587
17,909
3,193
2,603
1,721
2,099
1,392
1,324
1,198
945
962
567
17,744
16.20
N/A
7.70
10.27
33.53
22.48
9.33
25.24
5.73
N/A
13.98
%
16.70 %
N/A
7.70 %
10.27 %
33.53 %
23.96 %
10.41 %
27.17 %
5.76 %
N/A
14.64 %
18.14
15.13
12.15
11.81
7.66
7.30
6.78
5.31
5.14
3.28
100.00
% 18.14
% 33.28
% 45.42
% 57.24
% 64.89
% 72.20
% 78.98
% 84.29
% 89.43
% 92.71
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Indiana
© 2015 National Association of Insurance Commissioners
85
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Iowa
1
2
3
4
5
6
7
8
9
10
242
280
91
19
11523
140
473
69
8
200
SELECTIVE INS GRP
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
NATIONWIDE CORP GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
3,311
1,697
1,216
1,157
1,030
1,002
724
244
219
163
11,231
3,178
1,656
1,257
986
1,021
999
717
240
225
162
11,112
73.94
81.48
76.23
30.66
39.29
51.41
24.02
98.37
68.39
8.25
62.29
%
%
%
%
%
%
%
%
%
%
%
78.17 %
86.11 %
81.35 %
30.66 %
39.29 %
51.52 %
26.77 %
105.17 %
68.39 %
13.03 %
65.43 %
29.48
15.11
10.83
10.31
9.17
8.92
6.45
2.18
1.95
1.45
100.00
% 29.48
% 44.59
% 55.41
% 65.72
% 74.89
% 83.81
% 90.26
% 92.43
% 94.38
% 95.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kansas
1
2
3
4
5
6
7
8
9
10
19
473
11523
69
91
242
140
200
3098
8
ASSURANT INC GRP
AMERICAN FAMILY INS GRP
WRIGHT NATL FLOOD INS CO
FARMERS INS GRP
HARTFORD FIRE & CAS GRP
SELECTIVE INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
TOKIO MARINE HOLDINGS INC GRP
ALLSTATE INS GRP
**STATE TOTAL**
1,370
1,063
981
740
660
522
449
356
348
284
7,161
1,125
1,082
979
741
642
495
452
357
357
293
7,150
1.11
4.88
1.97
0.37
0.00
0.70
18.59
0.06
7.92
6.64
3.39
%
%
%
%
%
%
%
%
%
%
%
1.11 %
5.31 %
1.97 %
0.66 %
0.00 %
0.73 %
18.64 %
0.40 %
7.92 %
6.64 %
3.50 %
19.13
14.84
13.71
10.33
9.22
7.30
6.28
4.97
4.85
3.97
100.00
% 19.13
% 33.97
% 47.68
% 58.01
% 67.23
% 74.53
% 80.80
% 85.78
% 90.63
% 94.60
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
109
19
91
280
242
11523
8
140
200
111
KENTUCKY FARM BUREAU GRP
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
AUTO OWNERS GRP
SELECTIVE INS GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
**STATE TOTAL**
3,192
2,960
1,910
1,343
1,274
1,216
999
924
535
258
15,883
3,192
2,460
1,874
1,365
1,377
1,248
981
890
517
248
16,274
0.00
9.28
48.11
4.48
10.06
8.21
16.76
38.42
3.08
8.02
12.59
%
%
%
%
%
%
%
%
%
%
%
0.00 %
9.28 %
50.22 %
3.72 %
11.35 %
8.21 %
16.76 %
38.46 %
3.67 %
8.02 %
12.95 %
20.10
18.64
12.03
8.45
8.02
7.66
6.29
5.82
3.37
1.62
100.00
% 20.10
% 38.74
% 50.76
% 59.21
% 67.24
% 74.89
% 81.18
% 87.00
% 90.37
% 92.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
11523
8
19
483
2538
91
200
242
12
1344
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
ASSURANT INC GRP
SOUTHERN FARM BUREAU CAS GRP
AMTRUST NGH GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
AMERICAN INTL GRP
ARX HOLDING CORP GRP
**STATE TOTAL**
96,139
48,859
26,633
11,773
10,912
10,125
8,407
7,691
7,421
6,845
264,913
94,828
49,434
23,747
11,709
8,932
9,964
8,341
7,686
7,421
6,632
262,257
2.64
9.49
2.06
8.27
11.83
4.16
N/A
14.37
25.75
N/A
4.99
%
%
%
%
%
%
3.82 %
9.49 %
2.06 %
8.27 %
11.83 %
4.34 %
N/A
18.35 %
25.76 %
N/A
5.62 %
36.29
18.44
10.05
4.44
4.12
3.82
3.17
2.90
2.80
2.58
100.00
% 36.29
% 54.73
% 64.79
% 69.23
% 73.35
% 77.17
% 80.35
% 83.25
% 86.05
% 88.64
% 100.00
%
%
%
%
%
%
%
%
%
%
%
ALLSTATE INS GRP
WRIGHT NATL FLOOD INS CO
COUNTRY INS & FIN SERV GRP
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
MAIN STREET AMER GRP
SELECTIVE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
UNION MUTUAL FIRE INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
1,418
1,394
1,144
1,079
763
625
553
426
288
189
8,504
1,378
1,394
1,102
743
738
601
548
397
272
191
8,294
2.76
7.29
30.84
7.24
1.26
25.58
3.26
N/A
0.00
0.00
10.72
%
%
%
%
%
%
%
2.76 %
7.29 %
31.96 %
7.24 %
1.42 %
25.58 %
3.48 %
N/A
0.00 %
0.00 %
10.95 %
16.67
16.39
13.46
12.69
8.97
7.34
6.50
5.01
3.39
2.22
100.00
% 16.67
% 33.06
% 46.52
% 59.21
% 68.18
% 75.53
% 82.03
% 87.03
% 90.42
% 92.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Maine
1
2
3
4
5
6
7
8
9
10
8
11523
50
19
91
311
242
200
195
111
© 2015 National Association of Insurance Commissioners
86
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Maryland
1
2
3
4
5
6
7
8
9
10
140
242
19
8
200
91
11523
111
69
3098
NATIONWIDE CORP GRP
SELECTIVE INS GRP
ASSURANT INC GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
WRIGHT NATL FLOOD INS CO
LIBERTY MUT GRP
FARMERS INS GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
11,846
8,365
4,038
3,428
3,427
2,483
2,428
473
431
266
38,056
11,712
8,348
2,729
3,464
3,406
2,397
2,436
477
404
265
37,823
9.06
6.38
62.79
5.88
8.09
24.92
11.03
16.33
0.90
84.09
14.11
%
%
%
%
%
%
%
%
%
%
%
9.06 %
6.83 %
62.79 %
5.88 %
10.86 %
26.59 %
11.03 %
16.41 %
1.33 %
84.09 %
14.64 %
31.13
21.98
10.61
9.01
9.01
6.53
6.38
1.24
1.13
0.70
100.00
% 31.13
% 53.11
% 63.72
% 72.73
% 81.73
% 88.26
% 94.64
% 95.88
% 97.01
% 97.71
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Massachusetts
1
2
3
4
5
6
7
8
9
10
19
91
11523
242
140
3098
111
200
311
10969
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
WRIGHT NATL FLOOD INS CO
SELECTIVE INS GRP
NATIONWIDE CORP GRP
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
MAIN STREET AMER GRP
UNITED PROP & CAS INS CO
**STATE TOTAL**
16,565
15,731
12,078
4,586
3,952
1,995
1,814
1,793
1,336
1,143
65,300
10,828
14,638
11,755
4,079
3,690
1,842
1,717
1,748
1,308
744
62,593
7.97
3.13
2.83
3.06
3.28
8.06
0.94
10.74
1.91
0.00
3.77
%
%
%
%
%
%
%
%
%
%
%
7.97 %
3.33 %
2.87 %
3.30 %
3.27 %
8.06 %
0.97 %
11.57 %
1.91 %
0.00 %
3.90 %
25.37
24.09
18.50
7.02
6.05
3.06
2.78
2.75
2.05
1.75
100.00
% 25.37
% 49.46
% 67.95
% 74.98
% 81.03
% 84.08
% 86.86
% 89.61
% 91.65
% 93.40
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Michigan
1
2
3
4
5
6
7
8
9
10
280
91
8
242
19
69
140
12
200
11523
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
SELECTIVE INS GRP
ASSURANT INC GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
WRIGHT NATL FLOOD INS CO
**STATE TOTAL**
5,981
2,267
1,342
1,209
1,208
1,130
730
709
591
431
16,835
5,926
2,123
1,333
1,139
1,018
1,104
728
709
522
427
16,407
35.97
29.24
57.69
60.46
53.97
62.59
56.45
21.58
40.82
59.91
48.11
%
%
%
%
%
%
%
%
%
%
%
37.73 %
32.46 %
57.69 %
62.87 %
53.97 %
67.29 %
56.61 %
21.01 %
49.43 %
59.91 %
50.25 %
35.53
13.47
7.97
7.18
7.18
6.71
4.34
4.21
3.51
2.56
100.00
% 35.53
% 48.99
% 56.97
% 64.15
% 71.33
% 78.04
% 82.38
% 86.59
% 90.10
% 92.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Minnesota
1
2
3
4
5
6
7
8
9
10
280
473
19
91
69
140
200
11523
8
242
AUTO OWNERS GRP
AMERICAN FAMILY INS GRP
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
SELECTIVE INS GRP
**STATE TOTAL**
2,092
936
708
697
563
428
401
351
337
335
7,382
2,081
922
614
695
540
402
386
330
325
314
7,259
20.89
50.16
8.65
14.23
72.65
8.99
32.45
7.34
3.45
8.54
23.35
%
%
%
%
%
%
%
%
%
%
%
23.04 %
54.69 %
8.65 %
15.57 %
77.24 %
8.98 %
40.73 %
7.34 %
3.45 %
11.66 %
25.67 %
28.33
12.68
9.59
9.44
7.62
5.79
5.43
4.76
4.56
4.54
100.00
% 28.33
% 41.01
% 50.60
% 60.04
% 67.66
% 73.45
% 78.88
% 83.64
% 88.20
% 92.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Mississippi
1
2
3
4
5
6
7
8
9
10
11523
140
242
8
19
483
12
91
200
241
WRIGHT NATL FLOOD INS CO
NATIONWIDE CORP GRP
SELECTIVE INS GRP
ALLSTATE INS GRP
ASSURANT INC GRP
SOUTHERN FARM BUREAU CAS GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
METROPOLITAN GRP
**STATE TOTAL**
7,666
4,713
3,916
3,714
3,541
2,422
2,110
1,871
1,500
758
33,947
7,676
4,647
3,990
3,731
3,143
2,425
2,110
1,887
1,509
728
33,886
5.87
1.95
7.16
14.67
16.65
17.09
2.47
14.64
0.66
11.40
8.88
%
%
%
%
%
%
%
%
%
%
%
6.07 %
1.58 %
7.60 %
14.67 %
16.65 %
17.09 %
2.36 %
15.72 %
1.07 %
24.22 %
9.33 %
22.58
13.88
11.54
10.94
10.43
7.14
6.22
5.51
4.42
2.23
100.00
% 22.58
% 36.46
% 48.00
% 58.94
% 69.37
% 76.51
% 82.72
% 88.23
% 92.65
% 94.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
87
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Missouri
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
19
11523
91
242
473
69
280
3098
8
200
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
HARTFORD FIRE & CAS GRP
SELECTIVE INS GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
AUTO OWNERS GRP
TOKIO MARINE HOLDINGS INC GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
3,993
2,310
2,271
2,096
1,761
1,334
862
667
585
518
17,855
3,245
2,275
2,083
1,961
1,727
1,324
804
670
578
511
17,476
22.57
7.00
14.18
11.87
N/A
29.42
21.33
7.40
N/A
18.70
14.69
%
%
%
%
1
2
3
4
5
6
7
8
9
10
91
69
19
8
200
11523
84
140
242
225
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
ASSURANT INC GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
WRIGHT NATL FLOOD INS CO
AMERICAN FINANCIAL GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
IAT REINS CO GRP
**STATE TOTAL**
1,463
492
414
217
194
167
56
55
46
31
3,282
1,488
473
318
208
186
166
50
47
48
31
3,227
7.25
32.28
13.24
3.91
7.34
7.93
0.77
N/A
N/A
0.00
10.27
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
19
11523
280
242
91
473
140
69
3098
8
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
AUTO OWNERS GRP
SELECTIVE INS GRP
HARTFORD FIRE & CAS GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
TOKIO MARINE HOLDINGS INC GRP
ALLSTATE INS GRP
**STATE TOTAL**
1,363
1,344
968
808
774
700
650
429
299
287
8,001
1,077
1,361
963
791
747
664
652
437
250
286
7,827
6.16
0.03
7.28
3.50
2.39
N/A
N/A
5.15
8.40
0.00
2.49
%
%
%
%
%
Nevada
1
2
3
4
5
6
7
8
9
10
91
69
19
8
11523
200
473
1278
242
3098
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
ASSURANT INC GRP
ALLSTATE INS GRP
WRIGHT NATL FLOOD INS CO
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN FAMILY INS GRP
CSAA INS GRP
SELECTIVE INS GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
1,363
1,200
1,116
785
656
434
330
235
200
170
7,201
1,390
1,194
1,021
804
602
432
301
223
192
169
7,264
New Hampshire
1
2
3
4
5
6
7
8
9
10
11523
91
19
140
50
242
8
111
200
195
WRIGHT NATL FLOOD INS CO
HARTFORD FIRE & CAS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
COUNTRY INS & FIN SERV GRP
SELECTIVE INS GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
UNION MUTUAL FIRE INS GRP
**STATE TOTAL**
1,204
1,082
961
781
743
566
552
339
336
336
7,856
1,171
1,018
584
771
747
566
533
331
344
348
7,719
Montana
Nebraska
© 2015 National Association of Insurance Commissioners
88
22.57 %
7.00 %
15.24 %
12.73 %
N/A
31.46 %
10.31 %
7.40 %
N/A
22.20 %
14.76 %
22.36
12.94
12.72
11.74
9.86
7.47
4.83
3.73
3.28
2.90
100.00
% 22.36
% 35.30
% 48.02
% 59.76
% 69.62
% 77.09
% 81.92
% 85.65
% 88.93
% 91.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
7.90 %
34.33 %
13.24 %
3.91 %
9.77 %
7.93 %
0.77 %
N/A
N/A
0.00 %
11.00 %
44.59
14.99
12.62
6.61
5.90
5.08
1.69
1.68
1.42
0.94
100.00
% 44.59
% 59.58
% 72.20
% 78.81
% 84.71
% 89.79
% 91.49
% 93.17
% 94.59
% 95.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
6.16 %
0.03 %
7.91 %
3.81 %
3.00 %
N/A
N/A
6.64 %
8.40 %
0.00 %
3.34 %
17.03
16.79
12.10
10.10
9.68
8.75
8.13
5.36
3.74
3.58
100.00
% 17.03
% 33.83
% 45.93
% 56.03
% 65.71
% 74.46
% 82.58
% 87.94
% 91.68
% 95.26
% 100.00
%
%
%
%
%
%
%
%
%
%
%
22.85
32.23
6.62
26.87
0.17
5.04
35.84
0.00
0.49
8.34
15.31
%
%
%
%
%
%
%
%
%
%
%
23.87 %
33.36 %
6.62 %
26.87 %
0.17 %
6.00 %
38.36 %
0.00 %
0.76 %
8.34 %
15.84 %
18.92
16.66
15.50
10.91
9.11
6.03
4.58
3.27
2.78
2.36
100.00
% 18.92
% 35.58
% 51.08
% 61.99
% 71.10
% 77.13
% 81.72
% 84.98
% 87.76
% 90.12
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.48
4.36
8.39
0.76
N/A
1.39
0.58
14.50
2.09
0.00
1.20
%
%
%
%
0.48 %
4.78 %
8.39 %
0.75 %
N/A
1.67 %
0.58 %
15.29 %
2.49 %
0.00 %
1.36 %
15.32
13.77
12.24
9.94
9.45
7.20
7.03
4.31
4.28
4.28
100.00
% 15.32
% 29.10
% 41.34
% 51.27
% 60.73
% 67.93
% 74.96
% 79.27
% 83.55
% 87.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
New Jersey
1
2
3
4
5
6
7
8
9
10
242
11523
91
140
19
8
708
200
1227
111
SELECTIVE INS GRP
WRIGHT NATL FLOOD INS CO
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
ALLSTATE INS GRP
NEW JERSEY MANUFACTURERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
PALISADES GRP
LIBERTY MUT GRP
**STATE TOTAL**
50,015
36,997
26,827
23,951
21,133
11,833
10,253
5,122
4,903
3,639
204,308
49,872
36,177
26,702
23,340
16,697
11,763
10,530
5,155
4,941
3,666
203,891
59.20
48.88
38.28
18.29
90.84
20.39
169.78
62.79
23.44
8.60
53.87
%
%
%
%
%
%
%
%
%
%
%
67.66 %
54.13 %
39.95 %
18.02 %
90.84 %
20.39 %
174.77 %
65.99 %
25.14 %
12.84 %
57.92 %
24.48
18.11
13.13
11.72
10.34
5.79
5.02
2.51
2.40
1.78
100.00
% 24.48
% 42.59
% 55.72
% 67.44
% 77.79
% 83.58
% 88.60
% 91.10
% 93.50
% 95.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Mexico
1
2
3
4
5
6
7
8
9
10
69
8
91
11523
200
19
3098
140
111
242
FARMERS INS GRP
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
WRIGHT NATL FLOOD INS CO
UNITED SERV AUTOMOBILE ASSN GRP
ASSURANT INC GRP
TOKIO MARINE HOLDINGS INC GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
SELECTIVE INS GRP
**STATE TOTAL**
2,424
1,663
1,449
1,006
887
849
287
156
156
125
9,373
2,416
1,689
1,508
825
870
689
268
148
149
151
9,460
0.95
10.47
42.09
27.80
7.70
1.75
N/A
N/A
0.00
1.08
12.02
%
%
%
%
%
%
%
%
%
1.32 %
10.47 %
43.66 %
27.80 %
9.09 %
1.75 %
N/A
N/A
0.00 %
1.98 %
12.50 %
25.86
17.74
15.45
10.73
9.46
9.05
3.06
1.66
1.66
1.33
100.00
% 25.86
% 43.60
% 59.05
% 69.78
% 79.24
% 88.29
% 91.36
% 93.02
% 94.68
% 96.01
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New York
1
2
3
4
5
6
7
8
9
10
19
11523
8
242
140
91
111
200
3098
241
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
SELECTIVE INS GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
TOKIO MARINE HOLDINGS INC GRP
METROPOLITAN GRP
**STATE TOTAL**
51,783
32,066
30,101
13,597
12,317
12,290
5,506
4,018
3,376
2,877
172,769
34,377
28,447
29,870
12,604
11,780
11,733
5,492
3,954
3,101
2,783
168,368
26.12
5.58
9.87
13.06
24.74
62.32
57.50
24.51
87.15
56.76
55.63
%
%
%
%
%
%
%
%
%
%
%
26.12 %
5.92 %
9.87 %
16.51 %
24.11 %
65.15 %
65.87 %
27.17 %
87.15 %
63.28 %
59.71 %
29.97
18.56
17.42
7.87
7.13
7.11
3.19
2.33
1.95
1.67
100.00
% 29.97
% 48.53
% 65.95
% 73.82
% 80.95
% 88.07
% 91.25
% 93.58
% 95.53
% 97.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Carolina
1
2
3
4
5
6
7
8
9
10
91
140
242
324
11523
19
200
689
8
280
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
NORTH CAROLINA FARM BUREAU GRP
WRIGHT NATL FLOOD INS CO
ASSURANT INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
BANKERS INS GRP
ALLSTATE INS GRP
AUTO OWNERS GRP
**STATE TOTAL**
14,994
14,279
14,237
12,217
9,118
6,623
5,795
3,434
3,344
2,991
92,985
14,928
14,160
14,148
12,217
8,927
4,774
5,808
3,330
3,395
3,018
92,699
2.86
N/A
3.99
5.01
8.25
10.21
1.41
0.73
15.69
2.59
3.41
%
3.06 %
N/A
4.35 %
5.01 %
8.25 %
10.21 %
1.63 %
0.81 %
15.69 %
2.49 %
3.48 %
16.12
15.36
15.31
13.14
9.81
7.12
6.23
3.69
3.60
3.22
100.00
% 16.12
% 31.48
% 46.79
% 59.93
% 69.74
% 76.86
% 83.09
% 86.79
% 90.38
% 93.60
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
280
91
19
473
140
11523
69
200
8
242
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
ASSURANT INC GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
WRIGHT NATL FLOOD INS CO
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
SELECTIVE INS GRP
**STATE TOTAL**
1,771
1,008
871
636
388
316
285
246
213
169
6,243
1,858
1,057
873
665
381
320
297
245
211
172
6,418
1.30
19.75
N/A
N/A
N/A
0.14
9.91
N/A
0.00
N/A
2.18
%
%
1.51 %
21.79 %
N/A
N/A
N/A
0.14 %
10.38 %
N/A
0.00 %
0.25 %
2.66 %
28.37
16.15
13.96
10.19
6.22
5.06
4.57
3.94
3.41
2.71
100.00
% 28.37
% 44.53
% 58.48
% 68.68
% 74.89
% 79.95
% 84.52
% 88.46
% 91.87
% 94.58
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Dakota
© 2015 National Association of Insurance Commissioners
89
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Ohio
1
2
3
4
5
6
7
8
9
10
280
19
140
91
8
242
228
11523
69
200
AUTO OWNERS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
SELECTIVE INS GRP
WESTFIELD GRP
WRIGHT NATL FLOOD INS CO
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
4,701
4,359
3,068
2,747
2,312
2,098
2,016
1,161
1,049
853
27,626
4,724
3,515
2,998
2,687
2,265
2,134
2,016
1,096
993
816
27,458
47.45
25.34
28.69
101.88
29.50
61.61
51.80
31.45
55.09
6.89
42.49
%
%
%
%
%
%
%
%
%
%
%
50.04 %
25.34 %
28.74 %
106.06 %
29.50 %
64.71 %
53.74 %
31.45 %
59.32 %
10.34 %
44.10 %
17.02
15.78
11.10
9.94
8.37
7.59
7.30
4.20
3.80
3.09
100.00
% 17.02
% 32.80
% 43.90
% 53.84
% 62.21
% 69.81
% 77.11
% 81.31
% 85.11
% 88.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oklahoma
1
2
3
4
5
6
7
8
9
10
19
69
11523
91
200
8
3098
140
242
111
ASSURANT INC GRP
FARMERS INS GRP
WRIGHT NATL FLOOD INS CO
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
TOKIO MARINE HOLDINGS INC GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
2,540
1,357
1,070
1,050
745
563
511
336
322
175
9,287
2,236
1,381
1,042
1,093
741
582
514
351
313
171
9,313
20.78
3.52
33.30
14.98
0.61
N/A
18.67
0.00
0.38
0.00
12.15
%
%
%
%
%
20.78 %
3.94 %
33.30 %
16.18 %
0.70 %
N/A
18.67 %
0.00 %
0.39 %
0.00 %
12.38 %
27.35
14.61
11.52
11.30
8.02
6.07
5.50
3.62
3.47
1.89
100.00
% 27.35
% 41.95
% 53.48
% 64.78
% 72.80
% 78.87
% 84.37
% 87.99
% 91.46
% 93.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
19
91
69
8
200
11523
473
140
242
111
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
WRIGHT NATL FLOOD INS CO
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
4,921
4,832
3,707
2,047
980
956
955
643
319
287
20,323
4,619
4,860
3,695
2,050
972
917
915
647
311
276
20,287
3.06
0.72
2.42
0.68
7.10
0.10
N/A
N/A
0.33
0.00
1.71
%
%
%
%
%
%
3.06 %
0.81 %
2.53 %
0.68 %
7.44 %
0.10 %
N/A
N/A
0.34 %
0.00 %
1.77 %
24.21
23.78
18.24
10.07
4.82
4.70
4.70
3.16
1.57
1.41
100.00
% 24.21
% 47.99
% 66.23
% 76.30
% 81.12
% 85.83
% 90.53
% 93.69
% 95.26
% 96.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
242
140
19
11523
8
91
888
200
111
3098
SELECTIVE INS GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
MUTUAL FIRE MARINE & INLAND INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
11,916
10,793
9,728
5,800
4,894
2,417
1,724
1,711
1,345
1,153
56,874
11,689
10,367
7,012
5,897
4,905
2,418
3,007
1,690
1,350
1,080
57,953
33.22
N/A
25.98
20.15
20.01
51.31
N/A
10.14
1.51
40.50
16.95
%
%
%
%
%
36.36 %
N/A
25.98 %
20.15 %
20.01 %
53.21 %
N/A
11.29 %
1.51 %
40.50 %
17.84 %
20.95
18.98
17.11
10.20
8.61
4.25
3.03
3.01
2.36
2.03
100.00
% 20.95
% 39.93
% 57.03
% 67.23
% 75.84
% 80.09
% 83.12
% 86.13
% 88.49
% 90.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
19
242
11523
140
8
91
200
111
241
10969
ASSURANT INC GRP
SELECTIVE INS GRP
WRIGHT NATL FLOOD INS CO
NATIONWIDE CORP GRP
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
METROPOLITAN GRP
UNITED PROP & CAS INS CO
**STATE TOTAL**
4,079
4,052
3,020
2,773
1,542
882
871
355
325
309
19,132
2,579
3,719
2,971
2,745
1,570
899
875
372
319
235
19,155
7.51
2.32
2.23
2.14
2.42
0.79
5.50
0.00
3.24
2.98
2.89
%
%
%
%
%
%
%
%
%
%
%
7.51 %
2.61 %
2.23 %
2.13 %
2.42 %
1.04 %
6.20 %
0.00 %
3.58 %
2.98 %
2.95 %
21.32
21.18
15.78
14.50
8.06
4.61
4.55
1.85
1.70
1.62
100.00
% 21.32
% 42.50
% 58.28
% 72.78
% 80.84
% 85.45
% 90.00
% 91.86
% 93.56
% 95.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oregon
Pennsylvania
Rhode Island
© 2015 National Association of Insurance Commissioners
90
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
South Carolina
South Dakota
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
18,898
18,042
16,817
13,779
11,316
7,830
6,729
4,209
3,047
2,724
116,712
18,864
12,402
16,212
13,743
11,057
7,865
6,731
4,209
2,650
2,745
115,587
1.73
6.75
1.64
0.08
2.38
0.30
1.68
0.00
N/A
0.53
1.27
%
%
%
%
%
%
%
%
AUTO OWNERS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
AMERICAN FAMILY INS GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
WRIGHT NATL FLOOD INS CO
SELECTIVE INS GRP
TOKIO MARINE HOLDINGS INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
873
426
390
375
298
275
271
253
196
96
3,594
835
401
383
373
292
271
259
244
183
93
3,512
13.99
9.72
10.22
24.53
14.82
20.42
8.09
293.46
56.48
N/A
34.53
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
140
19
242
11523
91
200
8
225
1344
533
NATIONWIDE CORP GRP
ASSURANT INC GRP
SELECTIVE INS GRP
WRIGHT NATL FLOOD INS CO
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
IAT REINS CO GRP
ARX HOLDING CORP GRP
SOUTH CAROLINA FARM BUREAU MUT GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
280
19
140
473
91
69
11523
242
3098
200
1.73 %
6.75 %
1.76 %
0.08 %
2.53 %
0.63 %
1.68 %
0.00 %
N/A
0.53 %
1.35 %
16.19
15.46
14.41
11.81
9.70
6.71
5.77
3.61
2.61
2.33
100.00
% 16.19
% 31.65
% 46.06
% 57.87
% 67.56
% 74.27
% 80.04
% 83.64
% 86.25
% 88.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
7.50 %
9.72 %
10.09 %
26.10 %
16.94 %
21.66 %
8.09 %
304.66 %
56.48 %
1.13 %
34.24 %
24.29
11.85
10.84
10.43
8.29
7.66
7.55
7.03
5.44
2.66
100.00
% 24.29
% 36.14
% 46.98
% 57.41
% 65.70
% 73.36
% 80.91
% 87.94
% 93.38
% 96.04
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
Tennessee
1
2
3
4
5
6
7
8
9
10
19
11523
280
91
200
8
140
242
69
228
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
FARMERS INS GRP
WESTFIELD GRP
**STATE TOTAL**
3,557
3,545
2,385
1,892
1,248
1,209
1,191
1,147
757
339
19,459
2,449
3,539
2,339
1,824
1,237
1,203
1,143
1,033
730
339
19,135
40.17
14.11
6.39
17.63
19.99
62.82
26.15
47.78
5.05
3.18
22.50
%
%
%
%
%
%
%
%
%
%
%
40.17 %
14.11 %
6.05 %
18.59 %
20.35 %
62.82 %
26.10 %
50.35 %
5.50 %
4.23 %
23.11 %
18.28
18.22
12.26
9.72
6.42
6.21
6.12
5.89
3.89
1.74
100.00
% 18.28
% 36.50
% 48.75
% 58.48
% 64.89
% 71.10
% 77.22
% 83.12
% 87.01
% 88.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Texas
1
2
3
4
5
6
7
8
9
10
11523
69
8
19
140
200
91
1344
242
111
WRIGHT NATL FLOOD INS CO
FARMERS INS GRP
ALLSTATE INS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
ARX HOLDING CORP GRP
SELECTIVE INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
84,760
45,919
38,400
28,349
26,953
20,833
14,609
9,305
5,494
5,237
300,205
84,670
46,724
39,495
20,437
27,642
20,911
13,695
8,683
5,263
5,227
301,962
2.60
5.03
5.90
10.50
4.34
4.91
19.38
N/A
0.74
28.13
5.26
%
%
%
%
%
%
%
2.67 %
5.79 %
5.90 %
10.50 %
4.33 %
5.33 %
20.24 %
N/A
0.81 %
28.39 %
5.69 %
28.23
15.30
12.79
9.44
8.98
6.94
4.87
3.10
1.83
1.74
100.00
% 28.23
% 43.53
% 56.32
% 65.76
% 74.74
% 81.68
% 86.55
% 89.65
% 91.48
% 93.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
69
91
200
8
19
11523
280
473
242
3098
FARMERS INS GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
ASSURANT INC GRP
WRIGHT NATL FLOOD INS CO
AUTO OWNERS GRP
AMERICAN FAMILY INS GRP
SELECTIVE INS GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
315
310
269
242
218
144
143
98
79
74
2,195
312
322
263
249
199
167
144
88
81
72
2,263
0.00
0.00
0.81
0.00
0.17
15.64
4.62
3.50
N/A
153.27
6.64
%
%
%
%
%
%
%
%
0.09 %
0.49 %
1.11 %
0.00 %
0.17 %
15.64 %
5.78 %
4.37 %
N/A
153.27 %
6.90 %
14.37
14.12
12.27
11.03
9.92
6.54
6.53
4.45
3.60
3.37
100.00
% 14.37
% 28.49
% 40.76
% 51.79
% 61.71
% 68.25
% 74.78
% 79.23
% 82.83
% 86.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Utah
© 2015 National Association of Insurance Commissioners
91
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Vermont
Virginia
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
195
91
311
19
8
11523
50
140
242
200
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
UNION MUTUAL FIRE INS GRP
HARTFORD FIRE & CAS GRP
MAIN STREET AMER GRP
ASSURANT INC GRP
ALLSTATE INS GRP
WRIGHT NATL FLOOD INS CO
COUNTRY INS & FIN SERV GRP
NATIONWIDE CORP GRP
SELECTIVE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
1,002
655
531
523
451
388
273
225
218
128
4,732
963
600
501
360
476
391
268
216
217
125
4,588
9.67
3.74
10.15
4.51
1.55
3.31
N/A
N/A
0.07
N/A
0.82
%
%
%
%
%
%
9.67 %
4.53 %
10.15 %
4.51 %
1.55 %
3.31 %
N/A
N/A
0.07 %
N/A
1.58 %
21.17
13.85
11.21
11.05
9.54
8.19
5.78
4.75
4.61
2.70
100.00
% 21.17
% 35.02
% 46.23
% 57.29
% 66.83
% 75.02
% 80.79
% 85.54
% 90.15
% 92.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
N/A
2.71 %
2.26 %
2.63 %
61.42 %
19.41 %
0.50 %
N/A
1.90 %
1.00 %
8.02 %
18.47
16.88
14.33
10.63
10.05
9.48
8.45
2.60
2.38
2.29
100.00
% 18.47
% 35.35
% 49.68
% 60.31
% 70.35
% 79.83
% 88.28
% 90.88
% 93.26
% 95.55
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
140
200
242
8
11523
19
91
1344
69
203
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
ALLSTATE INS GRP
WRIGHT NATL FLOOD INS CO
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
ARX HOLDING CORP GRP
FARMERS INS GRP
VIRGINIA FARM BUREAU GRP
**STATE TOTAL**
12,124
11,081
9,409
6,975
6,594
6,220
5,549
1,706
1,560
1,502
65,644
12,135
11,153
9,263
7,033
6,517
4,041
5,502
1,546
1,545
1,502
65,572
N/A
1.97
1.99
2.63
61.12
19.41
0.40
N/A
1.45
1.00
7.80
Washington
1
2
3
4
5
6
7
8
9
10
19
91
69
11523
8
200
242
473
140
111
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
**STATE TOTAL**
6,256
5,243
5,170
3,469
3,053
1,791
1,260
796
569
399
29,606
5,813
5,279
5,107
3,343
3,069
1,773
1,269
698
560
383
29,371
1.39
11.28
6.18
4.11
16.60
11.13
1.09
31.86
0.00
0.00
7.13
%
%
%
%
%
%
%
%
%
%
%
1.39 %
11.67 %
6.39 %
4.11 %
16.60 %
12.09 %
1.14 %
33.00 %
0.00 %
0.00 %
7.33 %
21.13
17.71
17.46
11.72
10.31
6.05
4.26
2.69
1.92
1.35
100.00
% 21.13
% 38.84
% 56.31
% 68.02
% 78.34
% 84.39
% 88.64
% 91.33
% 93.25
% 94.60
% 100.00
%
%
%
%
%
%
%
%
%
%
%
West Virginia
1
2
3
4
5
6
7
8
9
10
19
140
91
11523
8
228
242
3098
200
111
ASSURANT INC GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
WESTFIELD GRP
SELECTIVE INS GRP
TOKIO MARINE HOLDINGS INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
**STATE TOTAL**
3,516
2,401
1,627
1,452
1,128
695
642
534
303
280
13,426
2,872
2,450
1,616
1,404
1,100
695
684
553
313
280
13,474
5.12
5.28
1.71
6.13
4.36
N/A
2.34
9.69
N/A
3.79
3.37
%
%
%
%
%
%
%
5.12 %
5.21 %
2.09 %
6.13 %
4.36 %
N/A
2.49 %
9.69 %
N/A
4.77 %
3.42 %
26.19
17.88
12.12
10.81
8.40
5.18
4.78
3.98
2.26
2.08
100.00
% 26.19
% 44.07
% 56.19
% 67.00
% 75.40
% 80.58
% 85.36
% 89.34
% 91.60
% 93.68
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
280
473
19
242
91
11523
69
8
200
140
AUTO OWNERS GRP
AMERICAN FAMILY INS GRP
ASSURANT INC GRP
SELECTIVE INS GRP
HARTFORD FIRE & CAS GRP
WRIGHT NATL FLOOD INS CO
FARMERS INS GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
2,195
1,849
1,342
1,037
852
750
510
461
345
310
10,187
2,173
1,815
1,139
1,000
816
793
513
459
342
308
10,159
4.23
1.86
10.42
6.77
55.52
3.08
0.31
6.01
1.52
3.93
8.30
%
%
%
%
%
%
%
%
%
%
%
4.67 %
2.22 %
10.42 %
7.20 %
57.85 %
3.08 %
0.60 %
6.01 %
2.30 %
3.94 %
8.73 %
21.54
18.15
13.17
10.18
8.37
7.36
5.00
4.52
3.39
3.04
100.00
% 21.54
% 39.69
% 52.86
% 63.05
% 71.41
% 78.78
% 83.78
% 88.30
% 91.69
% 94.73
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Wisconsin
© 2015 National Association of Insurance Commissioners
92
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
STATE
Wyoming
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
19
69
140
11523
8
91
200
242
408
3098
Guam
1
2
3098
12
Puerto Rico
1
2
3
4
5
6
7
8
71
411
26778
3593
3526
4802
19
91
1
19
2
3
411
91
U.S. Virgin
Islands
Group/
Company Name
ASSURANT INC GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
WRIGHT NATL FLOOD INS CO
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
UNITED SERV AUTOMOBILE ASSN GRP
SELECTIVE INS GRP
AMERICAN NATL FIN GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
8.20
7.70
0.00
N/A
4.67
5.23
0.06
N/A
8.36
7.87
5.48
%
%
%
%
%
%
8.20 %
8.56 %
0.00 %
N/A
4.67 %
5.89 %
0.47 %
N/A
8.36 %
7.87 %
6.16 %
20.48
16.73
14.78
12.29
10.86
10.43
6.17
4.06
1.64
0.99
100.00
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
64.58 % 64.58 %
35.42 % 100.00 %
100.00 % 100.00 %
N/A
3.80
N/A
4.11
0.00
N/A
N/A
0.00
N/A
N/A
3.54 %
N/A
4.94 %
0.00 %
N/A
N/A
0.00 %
N/A
38.74
20.07
17.22
10.80
7.71
3.95
0.80
0.70
100.00
301
246
217
181
160
153
91
60
24
14
1,470
182
251
228
191
154
166
93
61
24
15
1,525
68
37
105
68
37
105
UNIVERSAL INS CO GRP
MAPFRE INS GRP
INTEGRAND ASSUR CO
USIC GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
TRIPLE S GRP
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
3,402
1,762
1,512
948
677
347
70
62
8,780
3,731
5,259
2,447
1,226
738
371
168
204
14,165
ASSURANT INC GRP
1,433
1,351
21.58 %
21.58 %
MAPFRE INS GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
94
10
1,536
106
10
1,683
0.00 %
0.00 %
17.32 %
0.00 %
0.00 %
17.32 %
TOKIO MARINE HOLDINGS INC GRP
AMERICAN INTL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
93
%
%
%
%
%
%
%
% 20.48
% 37.21
% 51.99
% 64.27
% 75.14
% 85.56
% 91.73
% 95.79
% 97.43
% 98.42
% 100.00
%
%
%
%
%
%
%
%
%
%
%
% 38.74 %
% 58.81 %
% 76.04 %
% 86.84 %
% 94.55 %
% 98.50 %
% 99.30 %
% 100.00 %
% 100.00 %
93.31 %
93.31 %
6.10 % 99.41 %
0.66 % 100.00 %
100.00 % 100.00 %
© 2015 National Association of Insurance Commissioners
94
02.4—Private Crop
© 2015 National Association of Insurance Commissioners
95
© 2015 National Association of Insurance Commissioners
96
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.4 - Private Crop
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
471
569
626
796
84
3786
306
303
4693
158
4670
1120
50
225
518
361
1285
176
324
10103
2538
Group/
Company Name
WELLS FARGO GRP
FARMERS MUT HAIL INS GRP
ACE LTD GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
CUNA MUT GRP
GUIDEONE INS GRP
DEERE & CO GRP
FAIRFAX FIN GRP
STARR GRP
EVEREST REINS HOLDINGS GRP
COUNTRY INS & FIN SERV GRP
IAT REINS CO GRP
GRINNELL MUT GRP
MUNICH RE GRP
XL AMER GRP
STATE FARM GRP
NORTH CAROLINA FARM BUREAU GRP
AMERICAN AGRICULTURAL INS CO
AMTRUST NGH GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
185,964
136,753
116,472
110,738
72,471
68,808
55,379
51,409
41,378
25,554
25,468
21,568
17,020
11,980
7,411
5,196
4,368
4,006
3,036
2,488
288
967,756
Direct
Premiums
Earned
(000)
Loss
Ratio
185,964
136,753
116,321
112,166
72,471
69,308
55,353
51,409
41,378
25,554
25,468
21,568
17,020
11,980
7,411
5,196
4,368
3,997
3,036
2,488
288
969,499
126.28
101.43
105.04
177.96
119.58
142.21
126.12
136.91
147.58
162.20
80.14
229.07
49.89
84.45
108.91
131.64
220.30
81.66
22.73
36.63
100.38
128.04
© 2015 National Association of Insurance Commissioners
97
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
126.28 %
101.46 %
105.04 %
177.96 %
120.22 %
143.95 %
126.12 %
136.91 %
147.58 %
162.20 %
90.14 %
233.12 %
49.89 %
84.45 %
108.91 %
134.50 %
221.87 %
81.66 %
22.73 %
38.64 %
100.38 %
128.60 %
19.22
14.13
12.04
11.44
7.49
7.11
5.72
5.31
4.28
2.64
2.63
2.23
1.76
1.24
0.77
0.54
0.45
0.41
0.31
0.26
0.03
100.00
% 19.22 %
% 33.35 %
% 45.38 %
% 56.82 %
% 64.31 %
% 71.42 %
% 77.15 %
% 82.46 %
% 86.73 %
% 89.37 %
% 92.01 %
% 94.23 %
% 95.99 %
% 97.23 %
% 98.00 %
% 98.53 %
% 98.99 %
% 99.40 %
% 99.71 %
% 99.97 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.4 - Private Crop
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
471
569
626
796
84
3786
306
303
4693
158
4670
1120
50
225
518
361
1285
176
324
10103
2538
Group/
Company Name
WELLS FARGO GRP
FARMERS MUT HAIL INS GRP
ACE LTD GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
CUNA MUT GRP
GUIDEONE INS GRP
DEERE & CO GRP
FAIRFAX FIN GRP
STARR GRP
EVEREST REINS HOLDINGS GRP
COUNTRY INS & FIN SERV GRP
IAT REINS CO GRP
GRINNELL MUT GRP
MUNICH RE GRP
XL AMER GRP
STATE FARM GRP
NORTH CAROLINA FARM BUREAU GRP
AMERICAN AGRICULTURAL INS CO
AMTRUST NGH GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
185,964
136,753
116,472
110,738
72,471
68,808
55,379
51,409
41,378
25,554
25,468
21,568
17,020
11,980
7,411
5,196
4,368
4,006
3,036
2,488
288
967,756
Direct
Premiums
Earned
(000)
Loss
Ratio
185,964
136,753
116,321
112,166
72,471
69,308
55,353
51,409
41,378
25,554
25,468
21,568
17,020
11,980
7,411
5,196
4,368
3,997
3,036
2,488
288
969,499
126.28
101.43
105.04
177.96
119.58
142.21
126.12
136.91
147.58
162.20
82.10
229.07
49.89
84.45
108.91
131.64
220.30
81.66
22.73
36.63
100.38
128.10
© 2015 National Association of Insurance Commissioners
98
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
126.28 %
101.46 %
105.04 %
177.96 %
120.22 %
143.95 %
126.12 %
136.91 %
147.58 %
162.20 %
92.10 %
233.12 %
49.89 %
84.45 %
108.91 %
134.50 %
221.87 %
81.66 %
22.73 %
38.64 %
100.38 %
128.65 %
19.22
14.13
12.04
11.44
7.49
7.11
5.72
5.31
4.28
2.64
2.63
2.23
1.76
1.24
0.77
0.54
0.45
0.41
0.31
0.26
0.03
100.00
% 19.22 %
% 33.35 %
% 45.38 %
% 56.82 %
% 64.31 %
% 71.42 %
% 77.15 %
% 82.46 %
% 86.73 %
% 89.37 %
% 92.01 %
% 94.23 %
% 95.99 %
% 97.23 %
% 98.00 %
% 98.53 %
% 98.99 %
% 99.40 %
% 99.71 %
% 99.97 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Alabama
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
471
626
84
3786
158
225
796
303
Group/
Company Name
WELLS FARGO GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
FAIRFAX FIN GRP
IAT REINS CO GRP
QBE INS GRP
GUIDEONE INS GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
271
204
89
41
38
30
10
1
683
271
204
89
41
38
30
10
1
683
4.76
38.63
6.32
N/A
551.54
84.26
63.81
N/A
47.51
%
%
%
%
4.76 %
38.63 %
6.32 %
N/A
551.54 %
84.26 %
63.81 %
N/A
47.62 %
39.75
29.87
12.96
5.95
5.50
4.42
1.46
0.10
100.00
% 39.75 %
% 69.62 %
% 82.58 %
% 88.52 %
% 94.02 %
% 98.44 %
% 99.90 %
% 100.00 %
% 100.00 %
1,697
403
399
324
272
2
1
3,098
1,697
403
399
324
272
2
1
3,098
107.48
8.56
115.22
6.63
51.20
84.08
52.68
80.08
%
%
%
%
%
%
%
%
107.48 %
18.56 %
115.22 %
6.63 %
51.20 %
84.08 %
52.68 %
81.38 %
54.77
13.02
12.89
10.47
8.77
0.07
0.02
100.00
% 54.77 %
% 67.79 %
% 80.67 %
% 91.14 %
% 99.91 %
% 99.98 %
% 100.00 %
% 100.00 %
%
%
%
Arizona
1
2
3
4
5
6
7
306
4670
471
796
626
225
158
CUNA MUT GRP
STARR GRP
WELLS FARGO GRP
QBE INS GRP
ACE LTD GRP
IAT REINS CO GRP
FAIRFAX FIN GRP
**STATE TOTAL**
Arkansas
1
2
3
4
5
6
7
8
9
10
569
303
84
471
3786
626
4693
225
796
306
FARMERS MUT HAIL INS GRP
GUIDEONE INS GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
ENDURANCE GRP
ACE LTD GRP
DEERE & CO GRP
IAT REINS CO GRP
QBE INS GRP
CUNA MUT GRP
**STATE TOTAL**
4,865
1,627
959
916
618
356
340
181
170
90
10,191
4,865
1,627
959
916
625
356
340
181
170
90
10,198
253.73
208.65
250.04
157.54
272.12
208.78
222.71
84.27
221.53
150.34
230.68
%
%
%
%
%
%
%
%
%
%
%
253.80 %
208.65 %
250.04 %
157.54 %
273.77 %
208.78 %
222.71 %
84.27 %
221.53 %
150.34 %
230.82 %
47.73
15.97
9.41
8.99
6.06
3.49
3.34
1.78
1.67
0.88
100.00
% 47.73
% 63.70
% 73.11
% 82.10
% 88.16
% 91.66
% 94.99
% 96.77
% 98.45
% 99.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
1
2
3
4
5
6
7
8
9
10
1285
306
471
796
225
84
626
4693
3786
176
XL AMER GRP
CUNA MUT GRP
WELLS FARGO GRP
QBE INS GRP
IAT REINS CO GRP
AMERICAN FINANCIAL GRP
ACE LTD GRP
DEERE & CO GRP
ENDURANCE GRP
STATE FARM GRP
**STATE TOTAL**
4,368
3,547
2,318
2,013
1,640
1,170
1,138
284
20
9
16,513
4,368
3,547
2,318
2,050
1,640
1,170
1,128
284
260
9
16,779
220.30
571.61
594.07
295.25
83.25
68.57
53.93
76.50
N/A
0.00
268.97
%
%
%
%
%
%
%
%
%
%
221.87 %
571.61 %
594.07 %
295.25 %
83.25 %
72.36 %
53.93 %
76.50 %
N/A
0.00 %
269.65 %
26.45
21.48
14.04
12.19
9.93
7.08
6.89
1.72
0.12
0.05
100.00
% 26.45
% 47.93
% 61.97
% 74.17
% 84.10
% 91.18
% 98.07
% 99.79
% 99.91
% 99.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Colorado
1
2
3
4
5
6
7
8
9
10
3786
471
569
4693
306
361
796
626
84
10103
ENDURANCE GRP
WELLS FARGO GRP
FARMERS MUT HAIL INS GRP
DEERE & CO GRP
CUNA MUT GRP
MUNICH RE GRP
QBE INS GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
AMERICAN AGRICULTURAL INS CO
**STATE TOTAL**
4,163
3,802
2,094
1,881
1,404
1,006
840
559
427
51
16,317
4,169
3,802
2,094
1,881
1,404
1,006
840
559
427
51
16,323
105.69
148.15
71.11
82.90
110.49
98.08
74.76
91.68
72.52
137.83
105.35
%
%
%
%
%
%
%
%
%
%
%
107.41 %
148.15 %
71.29 %
82.90 %
110.49 %
100.84 %
74.76 %
91.68 %
72.52 %
139.84 %
106.01 %
25.51
23.30
12.83
11.53
8.60
6.16
5.15
3.43
2.62
0.31
100.00
% 25.51
% 48.82
% 61.65
% 73.18
% 81.78
% 87.94
% 93.09
% 96.52
% 99.14
% 99.45
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Delaware
1
2
3
4
471
3786
626
4693
66
23
7
3
99
66
23
7
3
99
9.50
N/A
0.00
0.00
14.19
%
9.50 %
0.66 %
0.00 %
0.00 %
14.58 %
66.64
22.92
7.06
3.39
100.00
% 66.64 %
% 89.56 %
% 96.61 %
% 100.00 %
% 100.00 %
WELLS FARGO GRP
ENDURANCE GRP
ACE LTD GRP
DEERE & CO GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
99
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Florida
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
471
796
303
3786
84
306
626
4670
WELLS FARGO GRP
QBE INS GRP
GUIDEONE INS GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
ACE LTD GRP
STARR GRP
**STATE TOTAL**
264
131
49
22
18
17
4
1
506
264
131
49
56
18
17
4
1
539
47.37
1.61
N/A
4.66
0.00
N/A
0.00
8.61
15.13
%
%
%
%
%
47.37 %
1.61 %
N/A
5.34 %
0.00 %
N/A
0.00 %
18.59 %
15.21 %
52.26
25.89
9.76
4.43
3.57
3.30
0.71
0.10
100.00
% 52.26 %
% 78.14 %
% 87.90 %
% 92.33 %
% 95.89 %
% 99.19 %
% 99.90 %
% 100.00 %
% 100.00 %
Georgia
1
2
3
4
5
6
7
8
9
303
225
796
158
306
626
3786
84
471
GUIDEONE INS GRP
IAT REINS CO GRP
QBE INS GRP
FAIRFAX FIN GRP
CUNA MUT GRP
ACE LTD GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
**STATE TOTAL**
597
393
347
294
252
229
81
80
53
2,327
597
393
347
294
252
229
81
80
53
2,327
53.24
84.10
31.01
213.59
43.01
1.76
26.66
1.16
157.33
68.88
%
%
%
%
%
%
%
%
%
%
53.24 %
84.10 %
31.01 %
213.59 %
43.01 %
1.76 %
28.20 %
1.16 %
157.33 %
68.93 %
25.66
16.91
14.93
12.62
10.85
9.83
3.48
3.43
2.29
100.00
% 25.66 %
% 42.57 %
% 57.49 %
% 70.11 %
% 80.96 %
% 90.79 %
% 94.27 %
% 97.71 %
% 100.00 %
% 100.00 %
Idaho
1
2
3
4
5
6
7
8
9
4693
471
626
796
158
306
3786
84
176
DEERE & CO GRP
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
FAIRFAX FIN GRP
CUNA MUT GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
STATE FARM GRP
**STATE TOTAL**
3,474
3,093
2,834
1,923
1,361
1,148
1,079
493
3
15,409
3,474
3,093
2,834
1,923
1,361
1,149
1,127
493
3
15,456
169.70
147.27
119.58
149.74
185.48
95.01
156.40
196.36
0.00
149.23
%
%
%
%
%
%
%
%
%
%
169.70 %
147.27 %
119.58 %
149.74 %
185.48 %
95.01 %
157.96 %
196.36 %
0.00 %
149.34 %
22.54
20.07
18.39
12.48
8.83
7.45
7.00
3.20
0.02
100.00
% 22.54 %
% 42.62 %
% 61.01 %
% 73.49 %
% 82.32 %
% 89.78 %
% 96.78 %
% 99.98 %
% 100.00 %
% 100.00 %
Illinois
1
2
3
4
5
6
7
8
9
10
50
471
569
84
796
225
158
303
626
306
COUNTRY INS & FIN SERV GRP
WELLS FARGO GRP
FARMERS MUT HAIL INS GRP
AMERICAN FINANCIAL GRP
QBE INS GRP
IAT REINS CO GRP
FAIRFAX FIN GRP
GUIDEONE INS GRP
ACE LTD GRP
CUNA MUT GRP
**STATE TOTAL**
17,020
12,990
12,127
11,375
6,394
6,150
3,555
3,305
2,962
2,613
87,264
17,020
12,990
12,127
11,375
6,959
6,150
3,555
3,305
2,962
2,613
87,835
49.89
122.89
111.34
66.88
199.41
84.35
144.39
39.26
49.92
96.54
94.42
%
%
%
%
%
%
%
%
%
%
%
49.89 %
122.89 %
111.35 %
67.32 %
199.41 %
84.35 %
144.39 %
39.26 %
49.92 %
96.54 %
94.78 %
19.50
14.89
13.90
13.04
7.33
7.05
4.07
3.79
3.39
2.99
100.00
% 19.50
% 34.39
% 48.29
% 61.32
% 68.65
% 75.70
% 79.77
% 83.56
% 86.95
% 89.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Indiana
1
2
3
4
5
6
7
8
9
10
569
158
796
84
626
4670
471
306
225
303
FARMERS MUT HAIL INS GRP
FAIRFAX FIN GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
ACE LTD GRP
STARR GRP
WELLS FARGO GRP
CUNA MUT GRP
IAT REINS CO GRP
GUIDEONE INS GRP
**STATE TOTAL**
9,771
4,951
2,983
2,021
1,777
1,758
1,635
1,309
1,118
893
29,712
9,771
4,951
3,104
2,021
1,777
1,758
1,635
1,309
1,118
893
29,837
48.86
145.72
152.56
69.51
33.75
70.75
52.87
46.65
83.71
44.97
78.88
%
%
%
%
%
%
%
%
%
%
%
48.89 %
145.72 %
152.56 %
69.51 %
33.75 %
80.75 %
52.87 %
46.65 %
83.71 %
44.97 %
79.52 %
32.89
16.66
10.04
6.80
5.98
5.92
5.50
4.41
3.76
3.01
100.00
% 32.89
% 49.55
% 59.59
% 66.39
% 72.37
% 78.29
% 83.79
% 88.19
% 91.96
% 94.96
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
100
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Iowa
1
2
3
4
5
6
7
8
9
10
569
471
626
796
3786
84
4670
306
518
4693
FARMERS MUT HAIL INS GRP
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
STARR GRP
CUNA MUT GRP
GRINNELL MUT GRP
DEERE & CO GRP
**STATE TOTAL**
26,515
22,829
16,926
14,392
11,465
11,003
7,734
5,396
3,506
3,478
130,843
26,515
22,829
16,926
14,566
11,545
11,003
7,734
5,396
3,506
3,478
131,096
118.53
82.27
139.06
189.12
159.94
139.73
77.46
88.84
120.03
81.84
125.96
%
%
%
%
%
%
%
%
%
%
%
118.54 %
82.27 %
139.06 %
189.12 %
161.67 %
139.73 %
87.46 %
88.84 %
120.03 %
81.84 %
126.79 %
20.26
17.45
12.94
11.00
8.76
8.41
5.91
4.12
2.68
2.66
100.00
% 20.26
% 37.71
% 50.65
% 61.65
% 70.41
% 78.82
% 84.73
% 88.85
% 91.53
% 94.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kansas
1
2
3
4
5
6
7
8
9
10
569
471
84
626
796
4693
3786
306
303
225
FARMERS MUT HAIL INS GRP
WELLS FARGO GRP
AMERICAN FINANCIAL GRP
ACE LTD GRP
QBE INS GRP
DEERE & CO GRP
ENDURANCE GRP
CUNA MUT GRP
GUIDEONE INS GRP
IAT REINS CO GRP
**STATE TOTAL**
14,070
8,458
6,766
4,267
3,082
2,388
1,965
1,900
1,266
419
45,808
14,070
8,458
6,766
4,267
3,082
2,388
2,010
1,900
1,266
419
45,844
93.09
102.24
77.67
64.59
133.11
203.80
156.09
93.06
85.40
84.49
100.48
%
%
%
%
%
%
%
%
%
%
%
93.12 %
102.24 %
80.43 %
64.59 %
133.11 %
203.80 %
157.88 %
93.06 %
85.40 %
84.49 %
101.05 %
30.71
18.46
14.77
9.31
6.73
5.21
4.29
4.15
2.76
0.92
100.00
% 30.71
% 49.18
% 63.95
% 73.26
% 79.99
% 85.20
% 89.49
% 93.64
% 96.41
% 97.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
3786
471
303
306
796
4693
4670
158
10103
626
ENDURANCE GRP
WELLS FARGO GRP
GUIDEONE INS GRP
CUNA MUT GRP
QBE INS GRP
DEERE & CO GRP
STARR GRP
FAIRFAX FIN GRP
AMERICAN AGRICULTURAL INS CO
ACE LTD GRP
**STATE TOTAL**
4,398
1,679
835
752
506
378
264
253
245
245
9,569
4,044
1,679
835
752
543
378
264
253
245
245
9,251
220.47
105.07
123.15
35.96
151.81
64.86
491.75
142.98
159.67
61.61
165.05
%
%
%
%
%
%
%
%
%
%
%
222.48 %
105.07 %
123.15 %
35.96 %
151.81 %
64.86 %
501.75 %
142.98 %
161.68 %
61.61 %
166.27 %
45.96
17.55
8.73
7.86
5.29
3.95
2.76
2.65
2.56
2.56
100.00
% 45.96
% 63.51
% 72.24
% 80.10
% 85.38
% 89.34
% 92.10
% 94.75
% 97.31
% 99.87
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
303
626
225
84
3786
471
796
306
4693
1120
GUIDEONE INS GRP
ACE LTD GRP
IAT REINS CO GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
WELLS FARGO GRP
QBE INS GRP
CUNA MUT GRP
DEERE & CO GRP
EVEREST REINS HOLDINGS GRP
**STATE TOTAL**
628
284
133
104
73
12
11
9
5
1
1,262
628
284
133
104
73
12
11
9
5
1
1,262
75.89
240.09
84.10
454.11
374.28
77.21
67.63
10.97
21.82
0.00
161.42
%
%
%
%
%
%
%
%
%
%
%
75.89 %
240.09 %
84.10 %
454.11 %
376.10 %
77.21 %
67.63 %
10.97 %
21.82 %
0.00 %
161.53 %
49.78
22.50
10.57
8.26
5.80
0.91
0.89
0.73
0.41
0.11
100.00
% 49.78
% 72.28
% 82.85
% 91.11
% 96.91
% 97.82
% 98.71
% 99.44
% 99.85
% 99.96
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Maryland
1
2
3
4
3786
626
471
4693
ENDURANCE GRP
ACE LTD GRP
WELLS FARGO GRP
DEERE & CO GRP
**STATE TOTAL**
64
41
7
4
117
64
41
7
4
117
1.34
471.11
380.21
0.00
190.34
%
%
%
%
%
3.18 %
471.11 %
380.21 %
0.00 %
191.36 %
55.14
35.35
6.06
3.45
100.00
% 55.14 %
% 90.49 %
% 96.55 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
101
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Group/
Company
Rank
Code
Michigan
1
2
3
4
5
6
7
8
9
10
471
569
796
158
84
306
626
10103
4670
3786
Minnesota
1
2
3
4
5
6
7
8
9
10
471
796
569
306
626
1120
4693
3786
361
303
Mississippi
1
2
3
4
5
6
7
8
9
10
Missouri
Montana
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1,886
1,864
1,208
1,105
737
602
286
240
113
49
8,119
1,886
1,864
1,269
1,105
737
602
286
240
113
49
8,180
205.68
41.42
98.99
202.73
50.40
93.63
31.73
78.03
8.56
324.05
116.54
%
%
%
%
%
%
%
%
%
%
%
205.68 %
41.62 %
98.99 %
202.73 %
50.40 %
93.63 %
31.73 %
80.04 %
18.56 %
325.84 %
116.79 %
23.23
22.95
14.88
13.62
9.08
7.42
3.52
2.96
1.39
0.61
100.00
% 23.23
% 46.18
% 61.06
% 74.67
% 83.76
% 91.17
% 94.70
% 97.66
% 99.05
% 99.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
WELLS FARGO GRP
QBE INS GRP
FARMERS MUT HAIL INS GRP
CUNA MUT GRP
ACE LTD GRP
EVEREST REINS HOLDINGS GRP
DEERE & CO GRP
ENDURANCE GRP
MUNICH RE GRP
GUIDEONE INS GRP
**STATE TOTAL**
27,952
18,502
9,646
8,712
6,722
5,664
5,479
4,994
3,667
3,505
100,666
27,952
18,740
9,646
8,691
6,722
5,664
5,479
5,118
3,667
3,505
101,007
148.07
133.73
71.83
138.42
54.75
245.74
260.36
89.99
133.40
123.58
137.94
%
%
%
%
%
%
%
%
%
%
%
148.07 %
133.73 %
71.87 %
138.42 %
54.75 %
250.29 %
260.36 %
91.66 %
136.09 %
123.58 %
138.41 %
27.77
18.38
9.58
8.65
6.68
5.63
5.44
4.96
3.64
3.48
100.00
% 27.77
% 46.15
% 55.73
% 64.38
% 71.06
% 76.69
% 82.13
% 87.09
% 90.73
% 94.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
303
3786
796
225
471
306
626
4693
84
1120
GUIDEONE INS GRP
ENDURANCE GRP
QBE INS GRP
IAT REINS CO GRP
WELLS FARGO GRP
CUNA MUT GRP
ACE LTD GRP
DEERE & CO GRP
AMERICAN FINANCIAL GRP
EVEREST REINS HOLDINGS GRP
**STATE TOTAL**
1,881
326
300
172
124
110
92
31
13
8
3,057
1,881
328
300
172
124
110
92
31
13
8
3,059
188.20
80.30
81.75
84.57
209.73
376.22
119.82
51.20
0.00
0.00
163.28
%
%
%
%
%
%
%
%
%
%
%
188.20 %
82.04 %
81.75 %
84.57 %
209.73 %
376.22 %
119.82 %
51.20 %
0.00 %
0.00 %
163.47 %
61.54
10.66
9.81
5.64
4.05
3.60
3.01
1.00
0.42
0.26
100.00
% 61.54 %
% 72.21 %
% 82.02 %
% 87.67 %
% 91.71 %
% 95.31 %
% 98.32 %
% 99.32 %
% 99.74 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
10
626
569
84
471
3786
303
158
796
306
225
ACE LTD GRP
FARMERS MUT HAIL INS GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
ENDURANCE GRP
GUIDEONE INS GRP
FAIRFAX FIN GRP
QBE INS GRP
CUNA MUT GRP
IAT REINS CO GRP
**STATE TOTAL**
9,651
6,572
2,266
2,167
1,713
1,281
841
699
395
339
26,280
9,651
6,572
2,266
2,167
1,715
1,281
841
725
395
339
26,309
104.45
35.55
67.84
76.08
224.63
112.85
128.37
92.59
19.65
84.28
87.03
%
%
%
%
%
%
%
%
%
%
%
104.45 %
35.61 %
67.84 %
76.08 %
226.50 %
112.85 %
128.37 %
92.59 %
19.65 %
84.28 %
87.20 %
36.72
25.01
8.62
8.25
6.52
4.87
3.20
2.66
1.50
1.29
100.00
% 36.72
% 61.73
% 70.36
% 78.60
% 85.12
% 90.00
% 93.20
% 95.85
% 97.36
% 98.65
% 100.00
1
2
3
4
5
6
7
626
3786
1120
10103
176
84
4693
5,002
1,392
1,020
353
126
89
78
8,060
5,002
1,392
1,020
353
126
89
78
8,060
151.72
159.77
55.95
6.14
9.73
161.03
141.43
132.40
%
%
%
%
%
%
%
%
151.72 %
161.46 %
59.84 %
8.15 %
9.73 %
161.03 %
141.43 %
133.28 %
62.05
17.26
12.66
4.38
1.56
1.11
0.97
100.00
% 62.05 %
% 79.32 %
% 91.98 %
% 96.35 %
% 97.92 %
% 99.03 %
% 100.00 %
% 100.00 %
WELLS FARGO GRP
FARMERS MUT HAIL INS GRP
QBE INS GRP
FAIRFAX FIN GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
ACE LTD GRP
AMERICAN AGRICULTURAL INS CO
STARR GRP
ENDURANCE GRP
**STATE TOTAL**
ACE LTD GRP
ENDURANCE GRP
EVEREST REINS HOLDINGS GRP
AMERICAN AGRICULTURAL INS CO
STATE FARM GRP
AMERICAN FINANCIAL GRP
DEERE & CO GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
102
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
37,311
30,600
23,019
19,039
13,130
12,670
11,892
11,775
9,636
6,328
184,152
37,311
30,666
23,019
19,039
13,130
12,670
11,892
11,775
9,636
6,328
184,219
137.99
305.25
169.99
180.14
193.34
238.91
89.05
300.90
216.15
146.80
207.69
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Nebraska
1
2
3
4
5
6
7
8
9
10
471
796
569
626
3786
84
4670
303
4693
306
Nevada
1
2
626
225
ACE LTD GRP
IAT REINS CO GRP
**STATE TOTAL**
7
0
7
7
0
7
New Jersey
1
471
WELLS FARGO GRP
**STATE TOTAL**
21
21
21
21
New Mexico
1
2
3
4
5
6
7
8
9
10
361
3786
471
4693
306
626
796
1120
84
303
518
494
455
137
86
39
22
18
12
6
1,788
518
513
455
137
86
39
22
18
12
6
1,808
New York
1
2
471
626
82
0
82
82
0
211
North Carolina
1
2
3
4
5
6
7
8
9
10
324
471
626
306
796
303
158
4693
3786
84
NORTH CAROLINA FARM BUREAU GRP
WELLS FARGO GRP
ACE LTD GRP
CUNA MUT GRP
QBE INS GRP
GUIDEONE INS GRP
FAIRFAX FIN GRP
DEERE & CO GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
3,036
1,912
1,727
1,254
437
416
104
47
43
4
8,982
3,036
1,912
1,727
1,254
437
416
104
47
43
4
8,982
22.73
5.96
5.78
21.10
28.88
N/A
232.22
0.00
N/A
0.00
17.07
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
471
626
796
569
303
84
306
4693
3786
4670
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
FARMERS MUT HAIL INS GRP
GUIDEONE INS GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
DEERE & CO GRP
ENDURANCE GRP
STARR GRP
**STATE TOTAL**
24,031
14,977
13,747
11,586
8,343
4,047
3,947
3,229
2,749
414
87,719
24,031
14,977
13,747
11,586
8,343
4,047
3,947
3,229
2,749
414
87,719
97.77
54.11
47.89
66.79
77.47
74.61
47.52
43.61
97.58
12.97
70.34
North Dakota
WELLS FARGO GRP
QBE INS GRP
FARMERS MUT HAIL INS GRP
ACE LTD GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
STARR GRP
GUIDEONE INS GRP
DEERE & CO GRP
CUNA MUT GRP
**STATE TOTAL**
MUNICH RE GRP
ENDURANCE GRP
WELLS FARGO GRP
DEERE & CO GRP
CUNA MUT GRP
ACE LTD GRP
QBE INS GRP
EVEREST REINS HOLDINGS GRP
AMERICAN FINANCIAL GRP
GUIDEONE INS GRP
**STATE TOTAL**
WELLS FARGO GRP
ACE LTD GRP
**STATE TOTAL**
%
%
%
%
%
%
%
%
%
%
%
137.99 %
305.25 %
170.01 %
180.14 %
195.05 %
238.91 %
99.05 %
300.90 %
216.15 %
146.80 %
208.61 %
0.00 %
0.00 %
14,811.69 % 14,811.69 %
488.42 %
488.42 %
579.25 %
579.25 %
185.44
73.21
120.01
10.79
6.13
N/A
14.42
445.75
0.00
1,263.76
114.00
© 2015 National Association of Insurance Commissioners
103
%
%
%
%
%
579.25 %
579.25 %
%
%
%
%
%
189.76 %
74.95 %
120.01 %
10.79 %
6.13 %
N/A
14.42 %
453.31 %
0.00 %
1,263.76 %
115.81 %
86.74 %
0.00 %
33.61 %
86.74 %
0.00 %
35.26 %
20.26
16.62
12.50
10.34
7.13
6.88
6.46
6.39
5.23
3.44
100.00
% 20.26
% 36.88
% 49.38
% 59.72
% 66.85
% 73.73
% 80.18
% 86.58
% 91.81
% 95.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
96.75 % 96.75 %
3.25 % 100.00 %
100.00 % 100.00 %
100.00 % 100.00 %
100.00 % 100.00 %
28.97
27.61
25.43
7.67
4.83
2.17
1.22
1.00
0.65
0.32
100.00
% 28.97
% 56.58
% 82.01
% 89.68
% 94.51
% 96.68
% 97.90
% 98.90
% 99.55
% 99.87
% 100.00
%
%
%
%
%
%
%
%
%
%
%
99.64 % 99.64 %
0.36 % 100.00 %
100.00 % 100.00 %
%
%
22.73 %
5.96 %
5.78 %
21.10 %
28.88 %
N/A
232.22 %
0.00 %
N/A
0.00 %
17.08 %
33.80
21.28
19.23
13.96
4.87
4.63
1.16
0.53
0.48
0.05
100.00
% 33.80
% 55.09
% 74.32
% 88.28
% 93.15
% 97.77
% 98.93
% 99.46
% 99.94
% 99.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
97.77 %
54.11 %
47.89 %
66.73 %
77.47 %
77.01 %
47.52 %
43.61 %
99.32 %
22.97 %
70.55 %
27.40
17.07
15.67
13.21
9.51
4.61
4.50
3.68
3.13
0.47
100.00
% 27.40
% 44.47
% 60.14
% 73.35
% 82.86
% 87.47
% 91.97
% 95.66
% 98.79
% 99.26
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Ohio
1
2
3
4
5
6
7
8
9
10
569
471
796
626
158
303
1120
84
306
4693
FARMERS MUT HAIL INS GRP
WELLS FARGO GRP
QBE INS GRP
ACE LTD GRP
FAIRFAX FIN GRP
GUIDEONE INS GRP
EVEREST REINS HOLDINGS GRP
AMERICAN FINANCIAL GRP
CUNA MUT GRP
DEERE & CO GRP
**STATE TOTAL**
3,858
2,731
2,162
1,913
1,205
731
667
658
534
473
15,337
3,858
2,731
2,202
1,913
1,205
731
667
658
534
473
15,386
12.76
33.78
137.63
42.53
130.47
62.39
74.06
68.47
23.14
74.39
57.13
%
%
%
%
%
%
%
%
%
%
%
12.86 %
33.78 %
137.63 %
42.53 %
130.47 %
62.39 %
76.07 %
68.47 %
23.14 %
74.39 %
57.30 %
25.15
17.81
14.10
12.47
7.86
4.77
4.35
4.29
3.48
3.08
100.00
% 25.15
% 42.96
% 57.06
% 69.53
% 77.39
% 82.15
% 86.50
% 90.79
% 94.27
% 97.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oklahoma
1
2
3
4
5
6
7
8
9
10
471
569
3786
306
796
626
84
1120
303
158
WELLS FARGO GRP
FARMERS MUT HAIL INS GRP
ENDURANCE GRP
CUNA MUT GRP
QBE INS GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
EVEREST REINS HOLDINGS GRP
GUIDEONE INS GRP
FAIRFAX FIN GRP
**STATE TOTAL**
1,542
1,495
582
284
278
271
226
199
162
112
5,390
1,542
1,495
624
284
278
271
226
199
162
112
5,432
104.23
73.49
51.21
40.98
18.46
15.31
60.61
10.29
N/A
217.00
68.63
%
%
%
%
%
%
%
%
%
%
104.23 %
73.74 %
52.69 %
40.98 %
18.46 %
15.31 %
60.61 %
10.38 %
N/A
217.00 %
68.91 %
28.61
27.73
10.80
5.26
5.16
5.03
4.19
3.69
3.01
2.07
100.00
% 28.61
% 56.35
% 67.15
% 72.41
% 77.57
% 82.61
% 86.79
% 90.49
% 93.50
% 95.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oregon
1
2
3
4
5
6
7
8
9
626
471
306
3786
84
225
158
176
796
ACE LTD GRP
WELLS FARGO GRP
CUNA MUT GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
IAT REINS CO GRP
FAIRFAX FIN GRP
STATE FARM GRP
QBE INS GRP
**STATE TOTAL**
1,516
869
559
292
262
54
51
23
6
3,633
1,516
869
558
386
262
54
51
23
6
3,726
23.42
75.19
30.21
6.78
4.17
88.24
137.09
64.98
3.39
36.17
%
%
%
%
%
%
%
%
%
%
23.42 %
75.19 %
30.21 %
8.11 %
4.17 %
88.24 %
137.09 %
64.98 %
3.39 %
36.31 %
41.73
23.93
15.39
8.05
7.22
1.49
1.41
0.63
0.16
100.00
% 41.73 %
% 65.66 %
% 81.05 %
% 89.10 %
% 96.32 %
% 97.81 %
% 99.21 %
% 99.84 %
% 100.00 %
% 100.00 %
Pennsylvania
1
2
3
4
5
6
471
626
796
158
4693
303
WELLS FARGO GRP
ACE LTD GRP
QBE INS GRP
FAIRFAX FIN GRP
DEERE & CO GRP
GUIDEONE INS GRP
**STATE TOTAL**
77
56
9
6
3
1
152
77
56
9
6
3
1
152
N/A
19.36
2.71
150.57
0.00
362.42
8.61
%
%
%
%
%
%
N/A
19.36 %
2.71 %
150.57 %
0.00 %
362.42 %
8.61 %
50.71
36.98
6.20
3.98
1.71
0.41
100.00
% 50.71 %
% 87.70 %
% 93.90 %
% 97.88 %
% 99.59 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
626
3786
84
471
796
303
4693
ACE LTD GRP
ENDURANCE GRP
AMERICAN FINANCIAL GRP
WELLS FARGO GRP
QBE INS GRP
GUIDEONE INS GRP
DEERE & CO GRP
**STATE TOTAL**
81
49
29
19
13
3
1
196
81
49
29
19
13
3
1
196
6.99
2.25
0.00
N/A
1.51
N/A
0.00
1.26
%
%
%
%
%
6.99 %
4.14 %
0.00 %
N/A
1.51 %
N/A
0.00 %
1.74 %
41.48
24.96
14.56
9.87
6.86
1.60
0.67
100.00
% 41.48 %
% 66.45 %
% 81.01 %
% 90.88 %
% 97.73 %
% 99.33 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
10
626
471
84
303
569
796
3786
306
1120
4693
ACE LTD GRP
WELLS FARGO GRP
AMERICAN FINANCIAL GRP
GUIDEONE INS GRP
FARMERS MUT HAIL INS GRP
QBE INS GRP
ENDURANCE GRP
CUNA MUT GRP
EVEREST REINS HOLDINGS GRP
DEERE & CO GRP
**STATE TOTAL**
12,832
10,811
10,190
6,877
5,847
4,626
1,635
1,553
811
789
56,180
12,832
10,811
10,190
6,877
5,847
4,646
1,635
1,552
811
789
56,199
41.94
95.46
58.67
42.47
47.80
69.06
82.64
29.71
169.21
17.96
60.63
%
%
%
%
%
%
%
%
%
%
%
41.94 %
95.46 %
58.67 %
42.47 %
47.86 %
69.06 %
84.42 %
29.71 %
172.92 %
17.96 %
60.76 %
22.84
19.24
18.14
12.24
10.41
8.23
2.91
2.76
1.44
1.40
100.00
% 22.84
% 42.09
% 60.22
% 72.46
% 82.87
% 91.11
% 94.02
% 96.78
% 98.22
% 99.63
% 100.00
South Carolina
South Dakota
© 2015 National Association of Insurance Commissioners
104
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Group/
Company
Rank
Code
Group/
Company Name
Tennessee
1
2
3
4
5
6
7
8
9
10
3786
303
796
626
306
471
158
4693
225
4670
ENDURANCE GRP
GUIDEONE INS GRP
QBE INS GRP
ACE LTD GRP
CUNA MUT GRP
WELLS FARGO GRP
FAIRFAX FIN GRP
DEERE & CO GRP
IAT REINS CO GRP
STARR GRP
**STATE TOTAL**
Texas
1
2
3
4
5
6
7
8
9
10
3786
306
626
471
158
4693
303
1120
84
176
ENDURANCE GRP
CUNA MUT GRP
ACE LTD GRP
WELLS FARGO GRP
FAIRFAX FIN GRP
DEERE & CO GRP
GUIDEONE INS GRP
EVEREST REINS HOLDINGS GRP
AMERICAN FINANCIAL GRP
STATE FARM GRP
**STATE TOTAL**
Utah
1
2
3
4
626
3786
796
306
ACE LTD GRP
ENDURANCE GRP
QBE INS GRP
CUNA MUT GRP
**STATE TOTAL**
Virginia
1
2
3
4
5
6
471
10103
306
796
626
4693
Washington
1
2
3
4
5
6
7
8
9
10
471
306
626
796
158
84
3786
225
176
4693
West Virginia
1
471
Wisconsin
1
2
3
4
5
6
7
8
9
10
569
471
796
84
4693
626
303
4670
306
518
WELLS FARGO GRP
AMERICAN AGRICULTURAL INS CO
CUNA MUT GRP
QBE INS GRP
ACE LTD GRP
DEERE & CO GRP
**STATE TOTAL**
WELLS FARGO GRP
CUNA MUT GRP
ACE LTD GRP
QBE INS GRP
FAIRFAX FIN GRP
AMERICAN FINANCIAL GRP
ENDURANCE GRP
IAT REINS CO GRP
STATE FARM GRP
DEERE & CO GRP
**STATE TOTAL**
WELLS FARGO GRP
**STATE TOTAL**
FARMERS MUT HAIL INS GRP
WELLS FARGO GRP
QBE INS GRP
AMERICAN FINANCIAL GRP
DEERE & CO GRP
ACE LTD GRP
GUIDEONE INS GRP
STARR GRP
CUNA MUT GRP
GRINNELL MUT GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
990
987
488
415
351
188
139
59
29
13
3,669
938
987
488
415
351
188
139
59
29
13
3,617
194.50
99.57
114.62
119.63
20.84
25.93
137.88
24.72
84.37
8.56
116.82
%
%
%
%
%
%
%
%
%
%
%
196.42 %
99.57 %
114.62 %
119.63 %
20.84 %
25.93 %
137.88 %
24.72 %
84.37 %
18.57 %
117.35 %
26.99
26.89
13.29
11.31
9.56
5.13
3.79
1.60
0.79
0.35
100.00
% 26.99
% 53.87
% 67.16
% 78.48
% 88.04
% 93.17
% 96.95
% 98.55
% 99.34
% 99.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
13,793
6,770
5,496
5,234
5,030
4,716
3,968
1,162
765
561
48,142
13,794
6,770
5,496
5,234
5,030
4,716
3,968
1,162
765
561
48,143
107.78
83.15
87.41
221.81
219.93
106.68
133.94
87.63
305.96
17.58
129.37
%
%
%
%
%
%
%
%
%
%
%
109.59 %
83.15 %
87.41 %
221.81 %
219.93 %
106.68 %
133.94 %
90.41 %
305.96 %
17.58 %
129.96 %
28.65
14.06
11.42
10.87
10.45
9.80
8.24
2.41
1.59
1.16
100.00
% 28.65
% 42.71
% 54.13
% 65.00
% 75.45
% 85.25
% 93.49
% 95.90
% 97.49
% 98.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
39
29
13
8
89
39
30
13
8
90
0.00
6.61
1.03
78.68
8.87
%
%
%
%
%
0.00 %
7.85 %
1.03 %
78.68 %
9.29 %
43.88
32.56
14.99
8.57
100.00
% 43.88 %
% 76.44 %
% 91.43 %
% 100.00 %
% 100.00 %
1,744
826
257
180
31
18
3,056
1,744
826
257
180
31
18
3,056
34.82
22.19
22.07
54.24
75.49
0.00
31.69
%
%
%
%
%
%
%
34.82 %
23.99 %
22.07 %
54.24 %
75.49 %
0.00 %
32.17 %
57.07
27.02
8.41
5.90
1.03
0.58
100.00
% 57.07 %
% 84.09 %
% 92.50 %
% 98.39 %
% 99.42 %
% 100.00 %
% 100.00 %
4,581
3,241
2,712
2,123
1,900
1,278
789
272
101
18
17,015
4,581
3,250
2,571
2,143
1,900
1,278
805
272
101
18
16,920
259.31
111.33
427.59
103.01
120.63
219.81
110.81
83.71
55.13
0.00
206.71
%
%
%
%
%
%
%
%
%
%
%
259.31 %
111.33 %
427.59 %
103.01 %
120.63 %
219.81 %
112.21 %
83.71 %
55.13 %
0.00 %
206.78 %
26.92
19.05
15.94
12.48
11.16
7.51
4.64
1.60
0.60
0.11
100.00
% 26.92 %
% 45.97 %
% 61.91 %
% 74.38 %
% 85.55 %
% 93.06 %
% 97.70 %
% 99.30 %
% 99.89 %
% 100.00 %
% 100.00 %
1
1
1
1
N/A
N/A
3,424
2,702
1,898
1,384
1,264
1,086
804
269
242
194
13,553
3,424
2,702
1,922
1,384
1,264
1,086
804
269
230
194
13,564
22.91
53.91
79.02
46.23
84.99
11.64
5.37
26.84
42.18
16.09
44.46
© 2015 National Association of Insurance Commissioners
105
N/A
N/A
%
%
%
%
%
%
%
%
%
%
%
23.01 %
53.91 %
79.02 %
52.37 %
84.99 %
11.64 %
5.37 %
36.84 %
42.18 %
16.09 %
45.34 %
100.00 % 100.00 %
100.00 % 100.00 %
25.27
19.94
14.00
10.21
9.33
8.02
5.93
1.99
1.79
1.43
100.00
% 25.27
% 45.21
% 59.21
% 69.42
% 78.75
% 86.77
% 92.70
% 94.68
% 96.47
% 97.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
STATE
Wyoming
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
471
10103
84
626
4693
3786
306
176
361
Group/
Company Name
WELLS FARGO GRP
AMERICAN AGRICULTURAL INS CO
AMERICAN FINANCIAL GRP
ACE LTD GRP
DEERE & CO GRP
ENDURANCE GRP
CUNA MUT GRP
STATE FARM GRP
MUNICH RE GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
730
640
415
374
323
191
11
4
2
2,691
Direct
Premiums
Earned
(000)
730
640
415
374
323
191
11
4
2
2,691
© 2015 National Association of Insurance Commissioners
106
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
80.37
1.61
54.23
54.14
53.96
36.99
108.26
0.00
27.91
47.65
%
%
%
%
%
%
%
%
%
%
80.37 %
3.84 %
54.23 %
54.14 %
53.96 %
38.65 %
108.26 %
0.00 %
29.85 %
48.30 %
27.12
23.78
15.43
13.91
12.01
7.10
0.41
0.16
0.07
100.00
% 27.12 %
% 50.91 %
% 66.34 %
% 80.24 %
% 92.26 %
% 99.36 %
% 99.77 %
% 99.93 %
% 100.00 %
% 100.00 %
03—Farmowners Multiple Peril
© 2015 National Association of Insurance Commissioners
107
© 2015 National Association of Insurance Commissioners
108
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
140
513
176
3548
50
809
694
473
109
111
13889
542
761
561
67
14176
220
796
228
280
203
214
15091
626
514
5
84
175
698
123
96
4683
3500
333
4761
1321
22624
842
324
32670
83
963
13501
4787
207
267
4233
16330
46
35
205
802
13641
785
98
15881
10374
18309
18686
807
3489
10831
645
474
14451
250
Group/
Company Name
NATIONWIDE CORP GRP
IOWA FARM BUREAU GRP
STATE FARM GRP
TRAVELERS GRP
COUNTRY INS & FIN SERV GRP
TEXAS FARM BUREAU MUT GRP
TENNESSEE FARMERS GRP
AMERICAN FAMILY INS GRP
KENTUCKY FARM BUREAU GRP
LIBERTY MUT GRP
FARMERS MUT INS CO OF NE
INDIANA FARM BUREAU GRP
ALLIANZ INS GRP
GEORGIA FARM BUREAU GRP
MICHIGAN FARM BUREAU GRP
HASTINGS MUT INS CO
OKLAHOMA FARM BUREAU GRP
QBE INS GRP
WESTFIELD GRP
AUTO OWNERS GRP
VIRGINIA FARM BUREAU GRP
ALLIANCE INS GRP
RURAL MUT INS CO
ACE LTD GRP
MISSOURI FARM BUREAU GRP
ALFA INS GRP
AMERICAN FINANCIAL GRP
STATE AUTO MUT GRP
NORTH STAR CO GRP
SHELTER INS GRP
SECURA INS GRP
MOUNTAIN WEST FARM GRP
NODAK MUT GRP
MUTUAL OF ENUMCLAW GRP
EVERETT MUT GRP
AMERICAN FARMERS & RANCHERS GRP
INDIANA FARMERS MUT INS CO
FARM BUREAU GRP
NORTH CAROLINA FARM BUREAU GRP
FARMERS UNION MUT INS CO
GRANGE INS GRP
OHIO MUT GRP
BRETHREN MUT INS CO
GOODVILLE & GERMAN MUT GRP
WESTERN RESERVE GRP
GRANGE MUT CAS GRP
WL DUNN GRP
RAM MUT INS CO
BUCKEYE INS GRP
CELINA GRP
DE SMET INS GRP
CAPITAL INS GRP
COLORADO FARM BUREAU MUT INS CO
MARKEL CORP GRP
WR BERKLEY CORP GRP
BREMEN FARMERS MUT INS CO
ERIE & NIAGRA INS ASSOC
PIONEER STATE MUT INS CO
CO OPERATIVE INS CO
COLUMBIA INS GRP
DELEK GRP
MT MORRIS MUT INS CO
OREGON MUT GRP
FCCI MUT INS GRP
MARYSVILLE MUT INS CO
DONEGAL GRP
Direct
Premiums
Written
(000)
404,694
305,350
261,139
165,380
144,735
143,053
114,828
112,670
106,036
99,796
94,030
91,786
81,677
75,832
74,735
64,945
61,483
60,554
60,415
59,956
59,478
59,328
57,987
51,606
50,789
50,084
49,453
42,901
39,407
37,029
34,476
31,710
30,546
30,112
29,941
29,374
28,976
27,469
27,430
26,468
23,115
22,046
21,225
21,080
20,790
20,751
18,191
16,461
15,928
15,802
15,357
14,243
12,699
12,428
12,126
11,974
11,814
11,119
10,559
10,334
9,819
8,737
8,645
8,163
7,717
7,471
Direct
Premiums
Earned
(000)
Loss
Ratio
383,805
295,283
246,140
166,058
141,962
133,937
114,203
109,552
105,813
97,812
88,223
91,593
81,488
75,804
73,868
62,404
61,707
61,756
58,594
57,779
58,659
57,370
56,403
50,583
48,733
49,746
47,539
42,501
37,421
36,523
32,106
30,280
30,008
29,480
28,165
28,461
28,280
26,496
27,459
25,479
23,166
21,388
20,627
21,094
19,970
20,544
13,381
16,420
16,058
15,694
16,039
14,255
12,411
11,901
11,344
11,485
11,702
10,978
10,417
10,467
10,155
8,684
9,018
7,272
7,278
7,049
65.61
88.84
68.71
41.96
52.88
80.29
54.02
59.59
42.19
46.98
176.94
54.85
66.62
49.83
76.03
65.53
33.76
57.52
43.50
66.01
38.37
58.48
43.28
69.30
70.28
47.63
47.47
41.23
91.53
58.55
48.09
76.60
70.45
63.63
58.06
38.58
48.85
66.44
43.99
56.45
39.89
36.37
53.59
42.77
39.13
26.83
55.85
29.59
79.17
37.88
34.39
44.65
68.92
27.94
23.21
64.92
46.84
69.99
35.57
48.51
54.25
63.18
46.92
37.81
51.05
65.41
© 2015 National Association of Insurance Commissioners
109
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
67.83 %
89.79 %
69.42 %
45.55 %
53.66 %
81.44 %
55.58 %
59.80 %
42.85 %
48.65 %
177.40 %
54.95 %
66.90 %
50.74 %
77.59 %
67.36 %
34.59 %
63.54 %
43.39 %
66.92 %
39.30 %
59.49 %
45.02 %
67.94 %
71.40 %
47.72 %
51.45 %
42.98 %
92.39 %
59.15 %
49.77 %
83.48 %
71.16 %
67.31 %
59.30 %
39.45 %
49.78 %
71.61 %
44.57 %
56.76 %
40.77 %
36.77 %
54.28 %
42.74 %
40.89 %
27.87 %
56.57 %
31.56 %
79.65 %
38.95 %
36.33 %
47.19 %
70.46 %
31.30 %
24.27 %
68.45 %
48.31 %
70.55 %
35.79 %
50.84 %
53.83 %
62.07 %
46.90 %
35.32 %
54.31 %
66.21 %
10.36
7.82
6.68
4.23
3.71
3.66
2.94
2.88
2.71
2.55
2.41
2.35
2.09
1.94
1.91
1.66
1.57
1.55
1.55
1.53
1.52
1.52
1.48
1.32
1.30
1.28
1.27
1.10
1.01
0.95
0.88
0.81
0.78
0.77
0.77
0.75
0.74
0.70
0.70
0.68
0.59
0.56
0.54
0.54
0.53
0.53
0.47
0.42
0.41
0.40
0.39
0.36
0.33
0.32
0.31
0.31
0.30
0.28
0.27
0.26
0.25
0.22
0.22
0.21
0.20
0.19
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.36
18.18
24.86
29.09
32.80
36.46
39.40
42.29
45.00
47.55
49.96
52.31
54.40
56.34
58.26
59.92
61.49
63.04
64.59
66.12
67.65
69.17
70.65
71.97
73.27
74.55
75.82
76.92
77.93
78.87
79.76
80.57
81.35
82.12
82.89
83.64
84.38
85.08
85.79
86.46
87.06
87.62
88.16
88.70
89.24
89.77
90.23
90.65
91.06
91.47
91.86
92.22
92.55
92.87
93.18
93.48
93.79
94.07
94.34
94.61
94.86
95.08
95.30
95.51
95.71
95.90
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
55
291
532
11036
11878
28436
15296
4780
144
34606
27022
899
14885
11617
4714
3407
16683
4339
4678
2878
19
31780
44377
1319
17728
14362
15997
4785
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
27065
17647
43290
14036
26735
4774
43826
27766
17094
10924
26835
16888
17329
10989
28681
43869
10719
14656
10720
195
43842
16918
12
13190
15199
43877
17108
22870
10370
10364
10372
Group/
Company Name
AUTOMOBILE CLUB MI GRP
MOTORISTS MUT GRP
CAMERON MUT GRP
MCMILLAN WARNER MUT INS CO
MUTUALAID EXCHANGE
FARMERS UNION MUT INS CO
UPLAND MUT INS INC
MENNONITE MUT GRP
NORFOLK & DEDHAM GRP
CENTER MUT INS CO
WISCONSIN MUT INS CO
ROCKINGHAM GRP
NORTHWEST GF MUT INS CO
MUTUAL OF WAUSAU INS CORP
MILLVILLE MUT GRP
TUSCARORA GRP
NORTH CAROLINA GRANGE MUT INS CO
FARMERS & MECHANICS MUT GRP
WAYNE & WASHINGTON MUT GRP
UNITED HERITAGE MUT GRP
ASSURANT INC GRP
MAPLE VALLEY MUT INS CO
HALIFAX MUT INS CO
LITITZ MUT GRP
REAMSTOWN MUT INS CO
KANSAS MUT INS CO
MMG INS CO
ALLEGANY COOP & CONEMAUGH VALLEY
GRP
ROCKFORD MUT INS CO
UNITED HOME INS CO
WAYNE COOP INS CO
GERMANTOWN MUT INS CO
MOUNT CARROLL MUT FIRE INS CO
CLOISTER MUT & WINDSOR MOUNT JOY GRP
CENTRAL CO OPERATIVE INS CO
MISSOURI VALLEY MUT INS CO
FARMERS MUT FIRE INS CO OF MARBLE
LITTLE BLACK MUT INS CO
MIDROX INS CO
BEDFORD GRANGE MUT INS CO
JUNIATA MUT INS CO
ELLINGTON MUT INS CO
UNION MUT INS CO
NORTH COUNTRY INS CO
FARMINGTON MUT INS CO
MUNICIPAL MUT INS CO
CAROLINA FARMERS MUT INS CO
UNION MUTUAL FIRE INS GRP
FINGER LAKES FIRE & CAS INS CO
BRIAR CREEK MUT INS CO
AMERICAN INTL GRP
ALAMANCE FARMERS MUT INS CO
STANDARD MUT INS CO
FIRST MUT INS CO
FARMERS MUT FIRE INS CO OF MCCANDLES
ONTARIO INS CO
WASHINGTON CNTY COOP INS
GENESEE PATRONS COOP INS CO
CHAUTAUQUA PATRONS INS ASSOC
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
7,166
6,562
6,442
6,286
6,248
5,659
5,622
5,529
5,441
5,353
4,965
4,915
4,547
3,986
3,579
3,555
3,499
3,474
3,178
3,118
3,021
2,876
2,818
2,757
2,527
2,504
2,475
2,244
6,863
6,513
6,349
6,310
6,456
5,340
5,396
5,422
4,794
5,061
4,762
4,678
4,428
4,031
3,476
3,506
2,793
3,364
3,085
3,072
2,813
2,865
2,772
2,776
2,389
2,030
2,465
2,012
116.20
104.56
79.49
50.78
40.05
64.12
49.06
20.38
54.91
53.77
54.47
41.76
40.14
67.30
74.59
40.92
70.47
49.82
60.52
23.57
126.14
52.00
46.97
53.72
96.46
46.30
34.06
62.36
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
117.03 %
104.53 %
81.60 %
52.63 %
40.02 %
66.47 %
51.85 %
20.97 %
53.59 %
53.46 %
55.74 %
41.77 %
41.31 %
69.82 %
76.32 %
41.36 %
70.95 %
52.08 %
62.52 %
24.81 %
125.42 %
52.00 %
46.97 %
54.35 %
97.50 %
48.59 %
34.40 %
63.72 %
0.18
0.17
0.16
0.16
0.16
0.14
0.14
0.14
0.14
0.14
0.13
0.13
0.12
0.10
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.07
0.07
0.07
0.06
0.06
0.06
0.06
2,021
1,977
1,911
1,820
1,598
1,531
1,452
1,447
1,436
1,269
1,237
1,137
1,074
1,051
1,039
960
930
903
839
838
818
783
697
641
596
588
586
553
546
497
489
3,906,419
1,958
1,738
1,889
1,787
1,627
1,434
1,436
1,433
1,442
1,176
1,215
1,115
1,063
1,014
1,077
984
987
861
824
838
810
777
14,671
635
586
558
599
553
539
492
487
3,808,333
61.05
79.03
57.78
40.46
36.57
84.84
62.89
19.01
61.32
50.72
115.90
35.11
55.15
48.89
34.72
28.14
41.21
34.03
18.91
49.37
8.39
90.08
58.47
34.96
74.22
50.70
67.10
113.54
36.58
55.84
66.70
62.12
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
65.03 %
79.03 %
59.09 %
38.62 %
36.57 %
84.66 %
63.57 %
19.44 %
61.32 %
50.72 %
120.26 %
35.11 %
55.15 %
50.59 %
37.54 %
28.93 %
44.13 %
33.73 %
18.91 %
49.39 %
8.58 %
90.08 %
141.83 %
35.11 %
76.24 %
50.70 %
68.16 %
115.07 %
36.51 %
58.02 %
66.71 %
63.82 %
0.05
0.05
0.05
0.05
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.01
0.01
0.01
0.01
0.01
100.00
© 2015 National Association of Insurance Commissioners
110
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
96.08
96.25
96.42
96.58
96.74
96.88
97.03
97.17
97.31
97.44
97.57
97.70
97.81
97.92
98.01
98.10
98.19
98.28
98.36
98.44
98.51
98.59
98.66
98.73
98.80
98.86
98.92
98.98
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
% 99.03
% 99.08
% 99.13
% 99.18
% 99.22
% 99.26
% 99.30
% 99.33
% 99.37
% 99.40
% 99.43
% 99.46
% 99.49
% 99.52
% 99.54
% 99.57
% 99.59
% 99.62
% 99.64
% 99.66
% 99.68
% 99.70
% 99.72
% 99.73
% 99.75
% 99.76
% 99.78
% 99.79
% 99.81
% 99.82
% 99.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
140
513
176
3548
50
809
694
473
109
111
13889
542
761
561
67
14176
220
796
228
280
203
214
15091
626
514
5
84
175
698
123
96
4683
3500
333
4761
1321
22624
842
324
32670
83
963
13501
4787
207
267
4233
16330
46
35
205
802
13641
785
98
15881
10374
18309
18686
807
3489
10831
645
474
14451
250
Group/
Company Name
NATIONWIDE CORP GRP
IOWA FARM BUREAU GRP
STATE FARM GRP
TRAVELERS GRP
COUNTRY INS & FIN SERV GRP
TEXAS FARM BUREAU MUT GRP
TENNESSEE FARMERS GRP
AMERICAN FAMILY INS GRP
KENTUCKY FARM BUREAU GRP
LIBERTY MUT GRP
FARMERS MUT INS CO OF NE
INDIANA FARM BUREAU GRP
ALLIANZ INS GRP
GEORGIA FARM BUREAU GRP
MICHIGAN FARM BUREAU GRP
HASTINGS MUT INS CO
OKLAHOMA FARM BUREAU GRP
QBE INS GRP
WESTFIELD GRP
AUTO OWNERS GRP
VIRGINIA FARM BUREAU GRP
ALLIANCE INS GRP
RURAL MUT INS CO
ACE LTD GRP
MISSOURI FARM BUREAU GRP
ALFA INS GRP
AMERICAN FINANCIAL GRP
STATE AUTO MUT GRP
NORTH STAR CO GRP
SHELTER INS GRP
SECURA INS GRP
MOUNTAIN WEST FARM GRP
NODAK MUT GRP
MUTUAL OF ENUMCLAW GRP
EVERETT MUT GRP
AMERICAN FARMERS & RANCHERS GRP
INDIANA FARMERS MUT INS CO
FARM BUREAU GRP
NORTH CAROLINA FARM BUREAU GRP
FARMERS UNION MUT INS CO
GRANGE INS GRP
OHIO MUT GRP
BRETHREN MUT INS CO
GOODVILLE & GERMAN MUT GRP
WESTERN RESERVE GRP
GRANGE MUT CAS GRP
WL DUNN GRP
RAM MUT INS CO
BUCKEYE INS GRP
CELINA GRP
DE SMET INS GRP
CAPITAL INS GRP
COLORADO FARM BUREAU MUT INS CO
MARKEL CORP GRP
WR BERKLEY CORP GRP
BREMEN FARMERS MUT INS CO
ERIE & NIAGRA INS ASSOC
PIONEER STATE MUT INS CO
CO OPERATIVE INS CO
COLUMBIA INS GRP
DELEK GRP
MT MORRIS MUT INS CO
OREGON MUT GRP
FCCI MUT INS GRP
MARYSVILLE MUT INS CO
DONEGAL GRP
Direct
Premiums
Written
(000)
404,694
305,350
257,804
165,380
144,735
143,053
114,828
112,670
106,036
99,796
94,030
91,786
81,677
75,832
74,735
64,945
61,483
60,554
60,415
59,956
59,478
59,328
57,987
51,606
50,789
50,084
46,997
42,901
39,407
37,029
34,476
31,710
30,546
30,112
29,941
29,374
28,976
27,469
27,430
26,468
23,115
22,046
21,225
21,080
20,790
20,751
18,191
16,461
15,928
15,802
15,357
14,243
12,699
12,428
12,126
11,974
11,814
11,119
10,559
10,334
9,819
8,737
8,645
8,163
7,717
7,471
Direct
Premiums
Earned
(000)
Loss
Ratio
383,805
295,283
242,912
166,058
141,962
133,937
114,203
109,552
105,813
97,812
88,223
91,593
81,488
75,804
73,868
62,404
61,707
61,756
58,594
57,779
58,659
57,370
56,403
50,583
48,733
49,746
45,446
42,501
37,421
36,523
32,106
30,280
30,008
29,480
28,165
28,461
28,280
26,496
27,459
25,479
23,166
21,388
20,627
21,094
19,970
20,544
13,381
16,420
16,058
15,694
16,039
14,255
12,411
11,901
11,344
11,485
11,702
10,978
10,417
10,467
10,155
8,684
9,018
7,272
7,278
7,049
65.61
88.84
68.78
41.96
52.88
80.29
54.02
59.59
42.19
46.98
176.94
54.85
66.62
49.83
76.03
65.53
33.76
57.52
43.50
66.01
38.37
58.48
43.28
69.30
70.28
47.63
48.98
41.23
91.53
58.55
48.09
76.60
70.45
63.63
58.06
38.58
48.85
66.44
43.99
56.45
39.89
36.37
53.59
42.77
39.13
26.83
55.85
29.59
79.17
37.88
34.39
44.65
68.92
27.94
23.21
64.92
46.84
69.99
35.57
48.51
54.25
63.18
46.92
37.81
51.05
65.41
© 2015 National Association of Insurance Commissioners
111
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
67.83 %
89.79 %
69.49 %
45.55 %
53.66 %
81.44 %
55.58 %
59.80 %
42.85 %
48.72 %
177.40 %
54.95 %
66.90 %
50.74 %
77.59 %
67.36 %
34.59 %
63.54 %
43.39 %
66.92 %
39.30 %
59.49 %
45.02 %
67.94 %
71.40 %
47.72 %
53.15 %
42.98 %
92.39 %
59.15 %
49.77 %
83.48 %
71.16 %
67.31 %
59.30 %
39.45 %
49.78 %
71.61 %
44.57 %
56.76 %
40.77 %
36.77 %
54.28 %
42.74 %
40.89 %
27.87 %
56.57 %
31.56 %
79.65 %
38.95 %
36.33 %
47.19 %
70.46 %
31.30 %
24.27 %
68.45 %
48.31 %
70.55 %
35.79 %
50.84 %
53.83 %
62.07 %
46.90 %
35.32 %
54.31 %
66.21 %
10.38
7.83
6.61
4.24
3.71
3.67
2.94
2.89
2.72
2.56
2.41
2.35
2.09
1.94
1.92
1.67
1.58
1.55
1.55
1.54
1.53
1.52
1.49
1.32
1.30
1.28
1.21
1.10
1.01
0.95
0.88
0.81
0.78
0.77
0.77
0.75
0.74
0.70
0.70
0.68
0.59
0.57
0.54
0.54
0.53
0.53
0.47
0.42
0.41
0.41
0.39
0.37
0.33
0.32
0.31
0.31
0.30
0.29
0.27
0.26
0.25
0.22
0.22
0.21
0.20
0.19
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.38
18.21
24.82
29.06
32.77
36.44
39.38
42.27
44.99
47.55
49.96
52.31
54.41
56.35
58.27
59.93
61.51
63.06
64.61
66.15
67.67
69.20
70.68
72.01
73.31
74.59
75.80
76.90
77.91
78.86
79.74
80.55
81.34
82.11
82.88
83.63
84.37
85.08
85.78
86.46
87.05
87.62
88.16
88.70
89.24
89.77
90.23
90.66
91.06
91.47
91.86
92.23
92.55
92.87
93.18
93.49
93.79
94.08
94.35
94.61
94.87
95.09
95.31
95.52
95.72
95.91
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
55
291
532
11036
11878
28436
15296
4780
144
34606
27022
899
14885
11617
4714
3407
16683
4339
4678
2878
19
31780
44377
1319
17728
14362
15997
4785
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
27065
17647
43290
14036
26735
4774
43826
27766
17094
10924
26835
16888
17329
10989
28681
43869
10719
14656
10720
195
43842
16918
13190
15199
43877
17108
22870
10370
10364
10372
17191
Group/
Company Name
AUTOMOBILE CLUB MI GRP
MOTORISTS MUT GRP
CAMERON MUT GRP
MCMILLAN WARNER MUT INS CO
MUTUALAID EXCHANGE
FARMERS UNION MUT INS CO
UPLAND MUT INS INC
MENNONITE MUT GRP
NORFOLK & DEDHAM GRP
CENTER MUT INS CO
WISCONSIN MUT INS CO
ROCKINGHAM GRP
NORTHWEST GF MUT INS CO
MUTUAL OF WAUSAU INS CORP
MILLVILLE MUT GRP
TUSCARORA GRP
NORTH CAROLINA GRANGE MUT INS CO
FARMERS & MECHANICS MUT GRP
WAYNE & WASHINGTON MUT GRP
UNITED HERITAGE MUT GRP
ASSURANT INC GRP
MAPLE VALLEY MUT INS CO
HALIFAX MUT INS CO
LITITZ MUT GRP
REAMSTOWN MUT INS CO
KANSAS MUT INS CO
MMG INS CO
ALLEGANY COOP & CONEMAUGH VALLEY
GRP
ROCKFORD MUT INS CO
UNITED HOME INS CO
WAYNE COOP INS CO
GERMANTOWN MUT INS CO
MOUNT CARROLL MUT FIRE INS CO
CLOISTER MUT & WINDSOR MOUNT JOY GRP
CENTRAL CO OPERATIVE INS CO
MISSOURI VALLEY MUT INS CO
FARMERS MUT FIRE INS CO OF MARBLE
LITTLE BLACK MUT INS CO
MIDROX INS CO
BEDFORD GRANGE MUT INS CO
JUNIATA MUT INS CO
ELLINGTON MUT INS CO
UNION MUT INS CO
NORTH COUNTRY INS CO
FARMINGTON MUT INS CO
MUNICIPAL MUT INS CO
CAROLINA FARMERS MUT INS CO
UNION MUTUAL FIRE INS GRP
FINGER LAKES FIRE & CAS INS CO
BRIAR CREEK MUT INS CO
ALAMANCE FARMERS MUT INS CO
STANDARD MUT INS CO
FIRST MUT INS CO
FARMERS MUT FIRE INS CO OF MCCANDLES
ONTARIO INS CO
WASHINGTON CNTY COOP INS
GENESEE PATRONS COOP INS CO
CHAUTAUQUA PATRONS INS ASSOC
GRANGE MUT FIRE INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
7,166
6,562
6,442
6,286
6,248
5,659
5,622
5,529
5,441
5,353
4,965
4,915
4,547
3,986
3,579
3,555
3,499
3,474
3,178
3,118
3,021
2,876
2,818
2,757
2,527
2,504
2,475
2,244
6,863
6,513
6,349
6,310
6,456
5,340
5,396
5,422
4,794
5,061
4,762
4,678
4,428
4,031
3,476
3,506
2,793
3,364
3,085
3,072
2,813
2,865
2,772
2,776
2,389
2,030
2,465
2,012
116.20
104.56
79.49
50.78
40.05
64.12
49.06
20.38
54.91
53.77
54.47
41.76
40.14
67.30
74.59
40.92
70.47
49.82
60.52
23.57
126.14
52.00
46.97
53.72
96.46
46.30
34.06
62.36
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
117.03 %
104.53 %
81.60 %
52.63 %
40.02 %
66.47 %
51.85 %
20.97 %
53.59 %
53.46 %
55.74 %
41.77 %
41.31 %
69.82 %
76.32 %
41.36 %
70.95 %
52.08 %
62.52 %
24.81 %
125.42 %
52.00 %
46.97 %
54.35 %
97.50 %
48.59 %
34.40 %
63.72 %
0.18
0.17
0.17
0.16
0.16
0.15
0.14
0.14
0.14
0.14
0.13
0.13
0.12
0.10
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.07
0.07
0.07
0.06
0.06
0.06
0.06
2,021
1,977
1,911
1,820
1,598
1,531
1,452
1,447
1,436
1,269
1,237
1,137
1,074
1,051
1,039
960
930
903
839
838
818
783
641
596
588
586
553
546
497
489
483
3,899,929
1,958
1,738
1,889
1,787
1,627
1,434
1,436
1,433
1,442
1,176
1,215
1,115
1,063
1,014
1,077
984
987
861
824
838
810
777
635
586
558
599
553
539
492
487
471
3,788,360
61.05
79.03
57.78
40.46
36.57
84.84
62.89
19.01
61.32
50.72
115.90
35.11
55.15
48.89
34.72
28.14
41.21
34.03
18.91
49.37
8.39
90.08
34.96
74.22
50.70
67.10
113.54
36.58
55.84
66.70
13.24
62.16
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
65.03 %
79.03 %
59.09 %
38.62 %
36.57 %
84.66 %
63.57 %
19.44 %
61.32 %
50.72 %
120.26 %
35.11 %
55.15 %
50.59 %
37.54 %
28.93 %
44.13 %
33.73 %
18.91 %
49.39 %
8.58 %
90.08 %
35.11 %
76.24 %
50.70 %
68.16 %
115.07 %
36.51 %
58.02 %
66.71 %
13.00 %
63.54 %
0.05
0.05
0.05
0.05
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.01
0.01
0.01
0.01
0.01
100.00
© 2015 National Association of Insurance Commissioners
112
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
96.09
96.26
96.43
96.59
96.75
96.89
97.04
97.18
97.32
97.46
97.58
97.71
97.83
97.93
98.02
98.11
98.20
98.29
98.37
98.45
98.53
98.60
98.68
98.75
98.81
98.88
98.94
99.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
% 99.05
% 99.10
% 99.15
% 99.20
% 99.24
% 99.28
% 99.31
% 99.35
% 99.39
% 99.42
% 99.45
% 99.48
% 99.51
% 99.53
% 99.56
% 99.59
% 99.61
% 99.63
% 99.65
% 99.68
% 99.70
% 99.72
% 99.73
% 99.75
% 99.76
% 99.78
% 99.79
% 99.81
% 99.82
% 99.83
% 99.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
47.63
120.47
58.33
69.03
64.73
11.93
0.53
76.90
10.85
54.11
57.26
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Alabama
1
2
3
4
5
6
7
8
9
10
5
140
50
3548
761
111
626
474
84
98
ALFA INS GRP
NATIONWIDE CORP GRP
COUNTRY INS & FIN SERV GRP
TRAVELERS GRP
ALLIANZ INS GRP
LIBERTY MUT GRP
ACE LTD GRP
FCCI MUT INS GRP
AMERICAN FINANCIAL GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
50,084
10,338
4,148
3,719
1,905
1,643
636
585
257
189
73,607
49,746
9,423
3,969
3,687
2,195
1,426
699
512
178
200
72,136
Alaska
1
2
50
785
COUNTRY INS & FIN SERV GRP
MARKEL CORP GRP
**STATE TOTAL**
573
5
578
551
8
559
Arizona
1
2
3
4
5
6
7
8
9
10
513
140
3548
761
111
84
473
626
785
333
IOWA FARM BUREAU GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
ALLIANZ INS GRP
LIBERTY MUT GRP
AMERICAN FINANCIAL GRP
AMERICAN FAMILY INS GRP
ACE LTD GRP
MARKEL CORP GRP
MUTUAL OF ENUMCLAW GRP
**STATE TOTAL**
5,500
3,091
2,530
1,422
1,131
712
493
401
261
174
15,750
5,564
2,708
2,413
1,418
1,301
706
478
400
240
68
15,333
33.77
26.47
16.15
39.32
27.85
9.33
26.13
13.89
62.31
51.91
28.01
%
%
%
%
%
%
%
%
%
%
%
37.80 %
28.27 %
16.12 %
39.87 %
32.94 %
8.36 %
30.67 %
9.99 %
67.16 %
55.27 %
30.53 %
34.92
19.62
16.06
9.03
7.18
4.52
3.13
2.54
1.66
1.11
100.00
% 34.92
% 54.54
% 70.60
% 79.63
% 86.81
% 91.33
% 94.46
% 97.01
% 98.66
% 99.77
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
144
140
123
176
807
761
3548
17647
3489
532
NORFOLK & DEDHAM GRP
NATIONWIDE CORP GRP
SHELTER INS GRP
STATE FARM GRP
COLUMBIA INS GRP
ALLIANZ INS GRP
TRAVELERS GRP
UNITED HOME INS CO
DELEK GRP
CAMERON MUT GRP
**STATE TOTAL**
5,441
5,066
3,993
2,571
2,265
2,073
1,560
1,014
985
872
27,732
4,794
4,393
3,973
2,490
2,279
2,466
1,557
993
1,067
866
26,733
54.91
118.91
36.85
30.65
27.86
92.23
16.59
68.57
134.16
244.32
67.92
%
%
%
%
%
%
%
%
%
%
%
53.59 %
120.24 %
37.16 %
31.94 %
33.01 %
92.09 %
17.94 %
68.57 %
133.77 %
249.66 %
68.82 %
19.62
18.27
14.40
9.27
8.17
7.48
5.63
3.66
3.55
3.14
100.00
% 19.62
% 37.89
% 52.29
% 61.56
% 69.73
% 77.21
% 82.83
% 86.49
% 90.04
% 93.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
1
2
3
4
5
6
7
8
9
10
140
3548
802
176
761
83
111
796
626
84
NATIONWIDE CORP GRP
TRAVELERS GRP
CAPITAL INS GRP
STATE FARM GRP
ALLIANZ INS GRP
GRANGE INS GRP
LIBERTY MUT GRP
QBE INS GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
103,370
34,369
13,151
12,166
11,291
7,254
7,105
6,876
4,012
3,753
205,910
101,917
33,921
13,275
12,128
11,042
7,200
6,842
7,088
4,055
3,602
203,693
36.79
27.51
45.67
27.52
41.86
45.39
25.49
86.51
92.48
81.79
40.28
%
%
%
%
%
%
%
%
%
%
%
40.35 %
33.20 %
48.39 %
29.45 %
41.66 %
48.49 %
28.55 %
103.56 %
97.18 %
86.10 %
44.25 %
50.20
16.69
6.39
5.91
5.48
3.52
3.45
3.34
1.95
1.82
100.00
% 50.20
% 66.89
% 73.28
% 79.19
% 84.67
% 88.19
% 91.65
% 94.98
% 96.93
% 98.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Colorado
1
2
3
4
5
6
7
8
9
10
13641
796
140
111
3548
214
176
473
761
83
12,699
11,235
8,464
7,631
7,541
6,089
5,692
4,920
4,048
2,737
76,273
12,411
11,007
7,752
7,752
7,520
5,904
5,454
4,791
3,750
2,849
74,148
68.92
50.95
72.09
30.95
42.85
83.44
62.47
43.59
23.29
19.37
54.39
%
%
%
%
%
%
%
%
%
%
%
70.46 %
54.24 %
73.51 %
30.67 %
45.57 %
85.62 %
58.39 %
44.00 %
22.95 %
17.45 %
55.39 %
16.65
14.73
11.10
10.00
9.89
7.98
7.46
6.45
5.31
3.59
100.00
% 16.65
% 31.38
% 42.47
% 52.48
% 62.37
% 70.35
% 77.81
% 84.26
% 89.57
% 93.16
% 100.00
%
%
%
%
%
%
%
%
%
%
%
COLORADO FARM BUREAU MUT INS CO
QBE INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
TRAVELERS GRP
ALLIANCE INS GRP
STATE FARM GRP
AMERICAN FAMILY INS GRP
ALLIANZ INS GRP
GRANGE INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
113
%
%
%
%
%
%
%
%
%
%
%
47.72 %
122.28 %
57.03 %
73.65 %
64.62 %
15.97 %
N/A
77.10 %
11.52 %
54.19 %
57.77 %
68.04
14.05
5.64
5.05
2.59
2.23
0.86
0.79
0.35
0.26
100.00
216.55 %
3.27 %
214.26 %
223.86 %
4.19 %
221.46 %
99.20 % 99.20 %
0.80 % 100.00 %
100.00 % 100.00 %
% 68.04
% 82.09
% 87.72
% 92.78
% 95.36
% 97.60
% 98.46
% 99.25
% 99.60
% 99.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Connecticut
Delaware
Florida
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
175
140
98
84
3548
785
STATE AUTO MUT GRP
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
MARKEL CORP GRP
**STATE TOTAL**
2,455
1,984
434
293
205
123
5,493
2,486
1,779
377
276
218
133
5,277
52.49
54.33
34.60
N/A
6.21
1.94
45.43
%
%
%
1
2
3
4
5
6
7
8
9
140
228
250
4774
4787
84
3548
785
98
NATIONWIDE CORP GRP
WESTFIELD GRP
DONEGAL GRP
CLOISTER MUT & WINDSOR MOUNT JOY GRP
GOODVILLE & GERMAN MUT GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
MARKEL CORP GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
2,893
1,240
516
322
294
16
10
2
0
5,295
2,687
1,225
505
249
293
15
9
7
0
4,991
71.60
41.21
88.77
9.50
108.72
N/A
N/A
2.37
N/A
64.37
%
%
%
%
%
12,753
4,273
2,125
1,622
1,338
537
418
23,065
12,429
4,637
1,998
1,523
1,468
549
409
23,012
N/A
19.05
N/A
11.74
15.71
10.14
N/A
3.85
75,832
7,890
6,383
5,829
3,883
3,454
2,814
2,192
2,036
1,560
116,138
75,804
6,915
6,250
5,856
3,617
3,462
2,792
2,107
1,920
1,365
114,107
49.83
49.54
37.45
40.71
32.45
27.62
31.11
69.20
22.95
78.95
47.21
406
4
410
417
8
425
27,469
6,711
4,429
2,745
2,479
2,271
1,978
1,808
1,679
1,455
56,587
26,496
6,510
4,282
2,791
2,661
2,175
2,040
1,781
1,642
1,509
55,419
1
2
3
4
5
6
7
84
3548
474
140
626
785
98
AMERICAN FINANCIAL GRP
TRAVELERS GRP
FCCI MUT INS GRP
NATIONWIDE CORP GRP
ACE LTD GRP
MARKEL CORP GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
Georgia
1
2
3
4
5
6
7
8
9
10
561
140
50
3548
228
267
761
84
176
474
GEORGIA FARM BUREAU GRP
NATIONWIDE CORP GRP
COUNTRY INS & FIN SERV GRP
TRAVELERS GRP
WESTFIELD GRP
GRANGE MUT CAS GRP
ALLIANZ INS GRP
AMERICAN FINANCIAL GRP
STATE FARM GRP
FCCI MUT INS GRP
**STATE TOTAL**
Hawaii
1
2
140
3548
NATIONWIDE CORP GRP
TRAVELERS GRP
**STATE TOTAL**
Idaho
1
2
3
4
5
6
7
8
9
10
842
333
111
3548
645
761
214
2878
176
796
FARM BUREAU GRP
MUTUAL OF ENUMCLAW GRP
LIBERTY MUT GRP
TRAVELERS GRP
OREGON MUT GRP
ALLIANZ INS GRP
ALLIANCE INS GRP
UNITED HERITAGE MUT GRP
STATE FARM GRP
QBE INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
114
56.40 %
59.47 %
35.05 %
N/A
7.80 %
2.50 %
49.22 %
44.69
36.11
7.90
5.33
3.72
2.24
100.00
% 44.69 %
% 80.81 %
% 88.70 %
% 94.04 %
% 97.76 %
% 100.00 %
% 100.00 %
73.20 %
41.44 %
90.79 %
9.50 %
108.87 %
N/A
N/A
3.07 %
N/A
65.51 %
54.64
23.42
9.74
6.09
5.56
0.30
0.20
0.05
0.01
100.00
% 54.64 %
% 78.05 %
% 87.79 %
% 93.88 %
% 99.44 %
% 99.75 %
% 99.94 %
% 99.99 %
% 100.00 %
% 100.00 %
%
2.78 %
26.11 %
N/A
13.27 %
13.46 %
14.74 %
N/A
7.39 %
55.29
18.53
9.21
7.03
5.80
2.33
1.81
100.00
% 55.29 %
% 73.82 %
% 83.03 %
% 90.06 %
% 95.86 %
% 98.19 %
% 100.00 %
% 100.00 %
%
%
%
%
%
%
%
%
%
%
%
50.74 %
50.90 %
36.45 %
42.37 %
32.31 %
28.38 %
31.13 %
72.68 %
23.33 %
81.45 %
48.14 %
65.29
6.79
5.50
5.02
3.34
2.97
2.42
1.89
1.75
1.34
100.00
% 65.29
% 72.09
% 77.58
% 82.60
% 85.95
% 88.92
% 91.34
% 93.23
% 94.99
% 96.33
% 100.00
31.10 %
N/A
30.32 %
54.05 %
N/A
52.66 %
99.10 % 99.10 %
0.90 % 100.00 %
100.00 % 100.00 %
66.44
41.29
57.62
N/A
36.39
86.93
59.42
16.80
38.06
92.73
51.95
71.61 %
43.81 %
59.70 %
N/A
38.00 %
87.10 %
63.49 %
17.75 %
36.36 %
95.41 %
55.13 %
48.54
11.86
7.83
4.85
4.38
4.01
3.50
3.20
2.97
2.57
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
% 48.54
% 60.40
% 68.23
% 73.08
% 77.46
% 81.47
% 84.97
% 88.17
% 91.13
% 93.70
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Illinois
1
2
3
4
5
6
7
8
9
10
50
280
176
140
111
14176
626
228
473
3548
COUNTRY INS & FIN SERV GRP
AUTO OWNERS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
HASTINGS MUT INS CO
ACE LTD GRP
WESTFIELD GRP
AMERICAN FAMILY INS GRP
TRAVELERS GRP
**STATE TOTAL**
106,612
11,036
11,025
7,230
5,592
4,337
3,196
3,082
2,580
2,089
165,917
104,410
10,580
10,395
6,616
5,621
4,083
3,176
3,052
2,496
2,163
161,496
52.33
57.06
39.59
42.47
56.80
61.13
46.72
52.66
58.48
139.75
53.46
%
%
%
%
%
%
%
%
%
%
%
53.45 %
55.63 %
40.30 %
44.44 %
58.69 %
61.12 %
46.67 %
52.39 %
58.32 %
147.84 %
54.50 %
64.26
6.65
6.64
4.36
3.37
2.61
1.93
1.86
1.56
1.26
100.00
% 64.26
% 70.91
% 77.55
% 81.91
% 85.28
% 87.89
% 89.82
% 91.68
% 93.23
% 94.49
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Indiana
1
2
3
4
5
6
7
8
9
10
542
22624
207
14176
176
111
175
280
140
4761
INDIANA FARM BUREAU GRP
INDIANA FARMERS MUT INS CO
WESTERN RESERVE GRP
HASTINGS MUT INS CO
STATE FARM GRP
LIBERTY MUT GRP
STATE AUTO MUT GRP
AUTO OWNERS GRP
NATIONWIDE CORP GRP
EVERETT MUT GRP
**STATE TOTAL**
91,786
28,976
9,280
8,678
7,115
7,101
6,920
6,321
5,883
4,901
194,441
91,593
28,280
8,954
8,407
6,631
7,138
7,147
6,004
5,187
4,513
190,672
54.85
48.85
47.21
62.24
38.62
43.28
3.66
63.64
71.47
55.59
51.18
%
%
%
%
%
%
%
%
%
%
%
54.95 %
49.78 %
48.59 %
63.39 %
38.83 %
43.25 %
4.23 %
63.37 %
73.45 %
56.42 %
51.61 %
47.21
14.90
4.77
4.46
3.66
3.65
3.56
3.25
3.03
2.52
100.00
% 47.21
% 62.11
% 66.88
% 71.34
% 75.00
% 78.65
% 82.21
% 85.46
% 88.49
% 91.01
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Iowa
1
2
3
4
5
6
7
8
9
10
513
140
176
280
473
14176
228
698
84
96
IOWA FARM BUREAU GRP
NATIONWIDE CORP GRP
STATE FARM GRP
AUTO OWNERS GRP
AMERICAN FAMILY INS GRP
HASTINGS MUT INS CO
WESTFIELD GRP
NORTH STAR CO GRP
AMERICAN FINANCIAL GRP
SECURA INS GRP
**STATE TOTAL**
87,958
35,519
18,863
6,722
5,114
5,081
3,754
3,076
2,933
2,810
182,514
84,954
34,118
17,489
6,499
4,993
4,695
3,514
2,825
3,073
2,420
175,391
93.77
99.74
140.65
125.00
68.79
162.47
67.06
83.73
N/A
37.66
97.48
%
%
%
%
%
%
%
%
%
%
94.23 %
100.42 %
140.09 %
126.91 %
68.52 %
171.42 %
66.95 %
84.31 %
N/A
38.59 %
98.11 %
48.19
19.46
10.33
3.68
2.80
2.78
2.06
1.69
1.61
1.54
100.00
% 48.19
% 67.65
% 77.99
% 81.67
% 84.47
% 87.26
% 89.31
% 91.00
% 92.61
% 94.15
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kansas
1
2
3
4
5
6
7
8
9
10
513
140
214
176
15881
473
14451
796
15296
3548
IOWA FARM BUREAU GRP
NATIONWIDE CORP GRP
ALLIANCE INS GRP
STATE FARM GRP
BREMEN FARMERS MUT INS CO
AMERICAN FAMILY INS GRP
MARYSVILLE MUT INS CO
QBE INS GRP
UPLAND MUT INS INC
TRAVELERS GRP
**STATE TOTAL**
101,087
21,958
19,916
14,542
11,974
8,947
7,717
6,448
5,622
4,392
223,083
98,193
20,964
19,187
13,749
11,485
8,525
7,278
6,411
5,396
4,295
215,057
54.69
92.93
61.44
54.42
64.92
94.61
51.05
57.37
49.06
37.40
61.23
%
%
%
%
%
%
%
%
%
%
%
55.45 %
93.99 %
62.17 %
54.99 %
68.45 %
94.88 %
54.31 %
60.33 %
51.85 %
39.69 %
62.32 %
45.31
9.84
8.93
6.52
5.37
4.01
3.46
2.89
2.52
1.97
100.00
% 45.31
% 55.16
% 64.08
% 70.60
% 75.97
% 79.98
% 83.44
% 86.33
% 88.85
% 90.82
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
109
111
176
203
123
3548
35
267
175
140
KENTUCKY FARM BUREAU GRP
LIBERTY MUT GRP
STATE FARM GRP
VIRGINIA FARM BUREAU GRP
SHELTER INS GRP
TRAVELERS GRP
CELINA GRP
GRANGE MUT CAS GRP
STATE AUTO MUT GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
106,036
6,755
5,330
3,909
3,094
2,898
2,769
2,695
2,631
2,357
145,806
105,813
6,709
4,865
3,957
3,009
2,860
2,672
2,713
2,630
2,073
144,243
42.19
34.98
67.25
43.24
55.20
53.03
22.92
22.14
37.09
32.95
42.69
%
%
%
%
%
%
%
%
%
%
%
42.85 %
35.89 %
68.00 %
46.19 %
56.04 %
56.29 %
19.23 %
22.96 %
38.13 %
34.05 %
43.48 %
72.72
4.63
3.66
2.68
2.12
1.99
1.90
1.85
1.80
1.62
100.00
% 72.72
% 77.36
% 81.01
% 83.69
% 85.82
% 87.80
% 89.70
% 91.55
% 93.35
% 94.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
115
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Louisiana
Maine
Maryland
Massachusetts
Michigan
Group/
Company
Rank
Code
Group/
Company Name
1
2
3
4
5
6
7
8
9
10
176
3548
3489
123
761
785
84
19
626
225
STATE FARM GRP
TRAVELERS GRP
DELEK GRP
SHELTER INS GRP
ALLIANZ INS GRP
MARKEL CORP GRP
AMERICAN FINANCIAL GRP
ASSURANT INC GRP
ACE LTD GRP
IAT REINS CO GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
203
98
15997
140
626
84
3548
785
19
VIRGINIA FARM BUREAU GRP
WR BERKLEY CORP GRP
MMG INS CO
NATIONWIDE CORP GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
MARKEL CORP GRP
ASSURANT INC GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
13501
140
4774
250
84
3548
626
175
4761
4787
BRETHREN MUT INS CO
NATIONWIDE CORP GRP
CLOISTER MUT & WINDSOR MOUNT JOY GRP
DONEGAL GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
ACE LTD GRP
STATE AUTO MUT GRP
EVERETT MUT GRP
GOODVILLE & GERMAN MUT GRP
**STATE TOTAL**
1
2
3
4
5
6
7
175
98
3548
84
785
203
19
STATE AUTO MUT GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
AMERICAN FINANCIAL GRP
MARKEL CORP GRP
VIRGINIA FARM BUREAU GRP
ASSURANT INC GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
67
14176
280
18309
96
55
176
140
228
3548
MICHIGAN FARM BUREAU GRP
HASTINGS MUT INS CO
AUTO OWNERS GRP
PIONEER STATE MUT INS CO
SECURA INS GRP
AUTOMOBILE CLUB MI GRP
STATE FARM GRP
NATIONWIDE CORP GRP
WESTFIELD GRP
TRAVELERS GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
6,102
2,785
1,991
1,572
391
193
136
53
35
5
13,270
5,979
2,702
1,887
1,547
391
163
176
51
59
4
12,967
39.01
33.55
44.67
64.72
183.95
2.07
N/A
0.07
N/A
1.94
44.06
%
%
%
%
%
%
1,485
1,381
1,001
211
90
42
29
12
1
4,252
1,397
1,171
1,028
195
88
36
33
15
1
3,965
52.30
69.36
13.51
38.25
N/A
N/A
26.48
3.15
0.00
44.38
%
%
%
%
14,113
8,668
638
502
487
406
332
313
271
184
26,243
13,981
8,319
596
490
496
445
331
281
247
189
25,734
46.51
65.37
50.55
42.16
N/A
N/A
7.50
44.23
22.67
44.07
48.97
%
%
%
%
1,227
1,066
388
263
31
21
11
3,007
1,241
972
399
262
31
27
11
2,944
13.41
77.43
11.85
4.30
2.68
N/A
0.00
31.85
%
%
%
%
%
74,735
18,191
11,476
11,119
8,244
7,166
2,128
2,022
1,383
664
138,742
73,868
17,868
11,458
10,978
7,829
6,863
2,017
1,874
1,290
725
136,272
76.03
77.53
58.01
69.99
66.79
116.20
31.74
108.00
24.55
126.48
75.31
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
116
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
43.38 %
35.33 %
44.45 %
65.26 %
185.16 %
2.65 %
N/A
0.07 %
N/A
1.94 %
46.49 %
45.98
20.99
15.00
11.85
2.95
1.46
1.02
0.40
0.27
0.04
100.00
% 45.98
% 66.97
% 81.98
% 93.83
% 96.77
% 98.23
% 99.25
% 99.65
% 99.92
% 99.96
% 100.00
51.02 %
71.65 %
13.85 %
40.24 %
N/A
N/A
28.79 %
4.05 %
0.00 %
44.64 %
34.92
32.48
23.54
4.97
2.11
0.98
0.69
0.27
0.03
100.00
% 34.92 %
% 67.40 %
% 90.94 %
% 95.91 %
% 98.02 %
% 99.00 %
% 99.69 %
% 99.97 %
% 100.00 %
% 100.00 %
47.00 %
66.70 %
51.18 %
42.43 %
N/A
N/A
2.73 %
44.69 %
22.60 %
44.07 %
49.66 %
53.78
33.03
2.43
1.91
1.86
1.55
1.26
1.19
1.03
0.70
100.00
% 53.78
% 86.81
% 89.24
% 91.15
% 93.01
% 94.56
% 95.82
% 97.02
% 98.05
% 98.75
% 100.00
%
%
14.29 %
80.56 %
13.58 %
5.46 %
3.44 %
N/A
0.00 %
33.53 %
40.81
35.45
12.92
8.76
1.03
0.69
0.37
100.00
% 40.81 %
% 76.26 %
% 89.18 %
% 97.94 %
% 98.96 %
% 99.66 %
% 100.00 %
% 100.00 %
%
%
%
%
%
%
%
%
%
%
%
77.59 %
79.52 %
60.62 %
70.55 %
68.52 %
117.03 %
31.57 %
110.35 %
24.38 %
133.22 %
76.91 %
53.87
13.11
8.27
8.01
5.94
5.17
1.53
1.46
1.00
0.48
100.00
% 53.87
% 66.98
% 75.25
% 83.26
% 89.21
% 94.37
% 95.90
% 97.36
% 98.36
% 98.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Direct
Premiums
Earned
(000)
Loss
Ratio
36,372
19,667
16,461
14,718
11,152
7,325
6,873
6,827
3,980
3,747
137,437
35,235
18,116
16,420
14,328
10,716
8,141
6,277
6,557
4,093
3,451
133,999
51.33
74.67
29.59
35.00
59.27
56.09
16.65
63.58
100.11
61.33
57.53
%
%
%
%
%
%
%
%
%
%
%
52.08 %
76.37 %
31.56 %
35.55 %
60.62 %
59.81 %
18.43 %
64.98 %
102.72 %
62.49 %
58.86 %
26.46
14.31
11.98
10.71
8.11
5.33
5.00
4.97
2.90
2.73
100.00
% 26.46
% 40.77
% 52.75
% 63.46
% 71.57
% 76.90
% 81.91
% 86.87
% 89.77
% 92.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
4,735
4,211
3,585
3,369
1,453
1,326
1,198
611
473
452
21,956
4,239
4,260
3,563
3,553
1,326
1,314
1,256
577
458
441
21,528
70.09
36.37
51.71
301.48
69.84
66.80
67.65
8.17
19.13
N/A
93.99
%
%
%
%
%
%
%
%
%
%
71.98 %
38.20 %
55.63 %
302.27 %
70.74 %
66.90 %
66.94 %
N/A
15.28 %
N/A
95.44 %
21.57
19.18
16.33
15.34
6.62
6.04
5.46
2.78
2.16
2.06
100.00
% 21.57
% 40.74
% 57.07
% 72.42
% 79.03
% 85.07
% 90.53
% 93.31
% 95.47
% 97.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
MISSOURI FARM BUREAU GRP
AMERICAN FAMILY INS GRP
STATE FARM GRP
SHELTER INS GRP
NATIONWIDE CORP GRP
CAMERON MUT GRP
ALLIANZ INS GRP
ACE LTD GRP
COLUMBIA INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
50,789
26,144
25,679
19,140
14,165
5,089
4,573
4,536
3,542
2,260
163,417
48,733
25,664
24,274
18,907
12,787
4,978
4,574
4,451
3,694
2,418
157,799
70.28
64.30
47.97
58.59
59.37
46.97
97.58
111.90
40.72
33.20
62.42
%
%
%
%
%
%
%
%
%
%
%
71.40 %
64.83 %
48.54 %
59.07 %
61.00 %
48.72 %
98.22 %
110.45 %
41.73 %
35.38 %
63.34 %
31.08
16.00
15.71
11.71
8.67
3.11
2.80
2.78
2.17
1.38
100.00
% 31.08
% 47.08
% 62.79
% 74.50
% 83.17
% 86.29
% 89.08
% 91.86
% 94.03
% 95.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Group/
Company
Rank
Code
Minnesota
1
2
3
4
5
6
7
8
9
10
513
176
16330
473
140
796
96
280
175
3548
Mississippi
1
2
3
4
5
6
7
8
9
10
140
3548
176
761
175
98
3489
474
123
111
Group/
Company Name
IOWA FARM BUREAU GRP
STATE FARM GRP
RAM MUT INS CO
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
QBE INS GRP
SECURA INS GRP
AUTO OWNERS GRP
STATE AUTO MUT GRP
TRAVELERS GRP
**STATE TOTAL**
NATIONWIDE CORP GRP
TRAVELERS GRP
STATE FARM GRP
ALLIANZ INS GRP
STATE AUTO MUT GRP
WR BERKLEY CORP GRP
DELEK GRP
FCCI MUT INS GRP
SHELTER INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Missouri
1
2
3
4
5
6
7
8
9
10
514
473
176
123
140
532
761
626
807
111
Montana
1
2
3
4
5
6
7
8
9
10
4683
761
214
3548
28436
140
111
176
626
84
MOUNTAIN WEST FARM GRP
ALLIANZ INS GRP
ALLIANCE INS GRP
TRAVELERS GRP
FARMERS UNION MUT INS CO
NATIONWIDE CORP GRP
LIBERTY MUT GRP
STATE FARM GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
14,448
9,482
8,976
7,646
5,659
5,514
4,884
4,396
2,858
885
65,619
13,718
9,201
8,663
7,713
5,340
4,991
4,757
4,268
2,749
745
63,069
102.39
58.67
55.76
45.13
64.12
101.92
66.76
62.25
60.99
10.50
70.50
%
%
%
%
%
%
%
%
%
%
%
112.02 %
59.26 %
56.65 %
48.31 %
66.47 %
103.87 %
69.87 %
64.34 %
58.39 %
16.01 %
74.23 %
22.02
14.45
13.68
11.65
8.62
8.40
7.44
6.70
4.36
1.35
100.00
% 22.02
% 36.47
% 50.15
% 61.80
% 70.42
% 78.83
% 86.27
% 92.97
% 97.32
% 98.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nebraska
1
2
3
4
5
6
7
8
9
10
13889
513
176
140
698
3548
214
473
84
3500
FARMERS MUT INS CO OF NE
IOWA FARM BUREAU GRP
STATE FARM GRP
NATIONWIDE CORP GRP
NORTH STAR CO GRP
TRAVELERS GRP
ALLIANCE INS GRP
AMERICAN FAMILY INS GRP
AMERICAN FINANCIAL GRP
NODAK MUT GRP
**STATE TOTAL**
77,206
42,147
22,038
18,728
9,947
5,992
4,600
4,148
2,759
2,713
199,918
73,124
40,079
20,637
17,321
9,467
6,971
4,300
4,066
2,521
2,471
191,360
201.48
212.67
220.24
159.72
166.99
131.75
130.16
173.11
38.81
238.67
191.75
%
%
%
%
%
%
%
%
%
%
%
201.97 %
214.19 %
219.24 %
160.81 %
168.28 %
134.31 %
131.16 %
174.65 %
38.52 %
242.72 %
192.58 %
38.62
21.08
11.02
9.37
4.98
3.00
2.30
2.07
1.38
1.36
100.00
% 38.62
% 59.70
% 70.72
% 80.09
% 85.07
% 88.07
% 90.37
% 92.44
% 93.82
% 95.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
117
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Nevada
New Hampshire
New Jersey
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
50
3548
140
111
645
761
802
626
473
98
18686
15997
98
140
785
84
203
3548
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
COUNTRY INS & FIN SERV GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
OREGON MUT GRP
ALLIANZ INS GRP
CAPITAL INS GRP
ACE LTD GRP
AMERICAN FAMILY INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
3,510
1,497
912
507
447
357
205
105
33
25
7,636
3,473
1,483
857
498
442
394
216
101
31
25
7,576
N/A
91.40
13.59
51.09
69.66
19.36
11.23
22.07
78.90
N/A
18.37
N/A
102.83 %
14.11 %
56.26 %
76.44 %
19.18 %
10.90 %
16.41 %
78.98 %
N/A
12.55 %
45.97
19.60
11.94
6.64
5.86
4.67
2.69
1.37
0.44
0.32
100.00
% 45.97
% 65.57
% 77.51
% 84.15
% 90.00
% 94.68
% 97.36
% 98.74
% 99.17
% 99.50
% 100.00
CO OPERATIVE INS CO
MMG INS CO
WR BERKLEY CORP GRP
NATIONWIDE CORP GRP
MARKEL CORP GRP
AMERICAN FINANCIAL GRP
VIRGINIA FARM BUREAU GRP
TRAVELERS GRP
**STATE TOTAL**
1,365
492
472
275
125
64
61
54
2,907
1,316
490
435
251
117
63
60
71
2,803
13.48
21.93
10.54
120.17
23.29
N/A
0.00
N/A
22.98
%
%
%
%
%
13.35 %
22.06 %
10.51 %
121.59 %
28.62 %
N/A
0.00 %
N/A
23.18 %
46.97
16.91
16.24
9.47
4.28
2.18
2.09
1.86
100.00
% 46.97 %
% 63.88 %
% 80.11 %
% 89.58 %
% 93.87 %
% 96.05 %
% 98.14 %
% 100.00 %
% 100.00 %
810
607
577
376
145
25
3
2,544
789
546
573
413
132
27
2
2,482
5.05
N/A
25.54
49.58
329.98
N/A
0.00
24.05
%
%
%
10.28 %
N/A
30.59 %
49.59 %
344.90 %
N/A
0.00 %
29.47 %
31.83
23.87
22.69
14.80
5.69
0.99
0.13
100.00
% 31.83 %
% 55.71 %
% 78.40 %
% 93.19 %
% 98.88 %
% 99.87 %
% 100.00 %
% 100.00 %
% 48.93
% 61.22
% 70.35
% 79.25
% 88.03
% 92.38
% 95.95
% 98.65
% 99.40
% 99.87
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
84
626
3548
203
785
98
19
AMERICAN FINANCIAL GRP
ACE LTD GRP
TRAVELERS GRP
VIRGINIA FARM BUREAU GRP
MARKEL CORP GRP
WR BERKLEY CORP GRP
ASSURANT INC GRP
**STATE TOTAL**
New Mexico
1
2
3
4
5
6
7
8
9
10
513
111
140
761
3548
84
626
176
785
3489
IOWA FARM BUREAU GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
ALLIANZ INS GRP
TRAVELERS GRP
AMERICAN FINANCIAL GRP
ACE LTD GRP
STATE FARM GRP
MARKEL CORP GRP
DELEK GRP
**STATE TOTAL**
12,099
3,039
2,257
2,200
2,171
1,078
882
667
185
117
24,727
11,948
3,052
1,906
2,126
2,256
1,166
970
682
166
105
24,408
49.91
40.90
115.85
114.96
38.62
84.88
55.95
101.62
71.71
74.92
65.99
%
%
%
%
%
%
%
%
%
%
%
51.76 %
45.81 %
116.94 %
118.95 %
53.35 %
138.81 %
51.57 %
103.81 %
74.24 %
74.92 %
74.86 %
48.93
12.29
9.13
8.90
8.78
4.36
3.57
2.70
0.75
0.47
100.00
New York
1
2
3
4
5
6
7
8
9
10374
84
140
203
43290
43826
3548
26835
4785
11,814
3,816
3,725
3,253
1,911
1,452
1,338
1,237
1,203
11,702
3,641
3,192
3,394
1,889
1,436
1,382
1,215
1,158
46.84
37.47
64.75
25.09
57.78
62.89
54.24
115.90
96.17
%
%
%
%
%
%
%
%
%
48.31 %
42.37 %
66.73 %
27.42 %
59.09 %
63.57 %
62.05 %
120.26 %
98.54 %
29.84
9.64
9.41
8.22
4.83
3.67
3.38
3.12
3.04
10
43869
ERIE & NIAGRA INS ASSOC
AMERICAN FINANCIAL GRP
NATIONWIDE CORP GRP
VIRGINIA FARM BUREAU GRP
WAYNE COOP INS CO
CENTRAL CO OPERATIVE INS CO
TRAVELERS GRP
MIDROX INS CO
ALLEGANY COOP & CONEMAUGH VALLEY
GRP
NORTH COUNTRY INS CO
**STATE TOTAL**
960
39,591
984
38,849
28.14 %
49.24 %
28.93 %
52.51 %
© 2015 National Association of Insurance Commissioners
118
%
%
%
29.84
39.48
48.89
57.11
61.93
65.60
68.98
72.10
75.14
%
%
%
%
%
%
%
%
%
%
%
2.43 % 77.57 %
100.00 % 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
27,430
7,965
5,557
3,499
2,818
1,862
1,176
989
959
839
56,495
27,459
7,547
5,362
2,793
2,772
1,870
1,159
906
948
824
55,305
46.63
88.70
55.99
70.47
46.97
39.09
2.79
28.37
46.43
18.91
51.35
%
%
%
%
%
%
%
%
%
%
%
47.15 %
90.75 %
56.85 %
70.95 %
46.97 %
35.70 %
4.94 %
27.05 %
46.50 %
18.91 %
51.88 %
48.55
14.10
9.84
6.19
4.99
3.30
2.08
1.75
1.70
1.49
100.00
% 48.55
% 62.65
% 72.49
% 78.68
% 83.67
% 86.96
% 89.05
% 90.80
% 92.49
% 93.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
North Carolina
1
2
3
4
5
6
7
8
9
10
324
4761
140
16683
44377
626
3548
474
1319
10720
NORTH CAROLINA FARM BUREAU GRP
EVERETT MUT GRP
NATIONWIDE CORP GRP
NORTH CAROLINA GRANGE MUT INS CO
HALIFAX MUT INS CO
ACE LTD GRP
TRAVELERS GRP
FCCI MUT INS GRP
LITITZ MUT GRP
CAROLINA FARMERS MUT INS CO
**STATE TOTAL**
North Dakota
1
2
3
4
5
6
7
8
9
10
3500
32670
698
473
140
214
34606
175
176
14885
NODAK MUT GRP
FARMERS UNION MUT INS CO
NORTH STAR CO GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
ALLIANCE INS GRP
CENTER MUT INS CO
STATE AUTO MUT GRP
STATE FARM GRP
NORTHWEST GF MUT INS CO
**STATE TOTAL**
27,393
26,468
11,551
7,108
5,637
5,384
5,061
4,770
4,751
2,468
109,201
27,028
25,479
11,078
6,912
5,294
5,122
4,770
4,772
4,356
2,363
105,308
55.46
56.45
69.59
33.18
57.50
49.11
55.71
43.38
49.39
54.26
53.36
%
%
%
%
%
%
%
%
%
%
%
55.83 %
56.76 %
69.98 %
33.27 %
57.99 %
50.72 %
55.39 %
44.39 %
49.40 %
55.47 %
53.84 %
25.08
24.24
10.58
6.51
5.16
4.93
4.63
4.37
4.35
2.26
100.00
% 25.08
% 49.32
% 59.90
% 66.41
% 71.57
% 76.50
% 81.14
% 85.50
% 89.85
% 92.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Ohio
1
2
3
4
5
6
7
8
9
10
140
963
14176
228
207
267
176
4787
280
4780
NATIONWIDE CORP GRP
OHIO MUT GRP
HASTINGS MUT INS CO
WESTFIELD GRP
WESTERN RESERVE GRP
GRANGE MUT CAS GRP
STATE FARM GRP
GOODVILLE & GERMAN MUT GRP
AUTO OWNERS GRP
MENNONITE MUT GRP
**STATE TOTAL**
33,338
22,046
13,699
13,184
11,511
9,668
8,100
6,403
6,222
5,529
157,722
32,171
21,388
12,878
12,707
11,017
9,435
7,426
6,671
5,884
5,422
152,210
49.08
36.37
38.97
28.90
32.56
25.58
28.11
24.58
37.68
20.38
38.52
%
%
%
%
%
%
%
%
%
%
%
50.05 %
36.77 %
40.63 %
28.80 %
34.62 %
26.81 %
28.51 %
22.96 %
37.61 %
20.97 %
39.37 %
21.14
13.98
8.69
8.36
7.30
6.13
5.14
4.06
3.95
3.51
100.00
% 21.14
% 35.12
% 43.80
% 52.16
% 59.46
% 65.59
% 70.72
% 74.78
% 78.73
% 82.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oklahoma
1
2
3
4
5
6
7
8
9
10
220
1321
4233
176
214
698
626
111
123
3548
OKLAHOMA FARM BUREAU GRP
AMERICAN FARMERS & RANCHERS GRP
WL DUNN GRP
STATE FARM GRP
ALLIANCE INS GRP
NORTH STAR CO GRP
ACE LTD GRP
LIBERTY MUT GRP
SHELTER INS GRP
TRAVELERS GRP
**STATE TOTAL**
61,483
29,374
18,191
11,894
8,732
3,461
3,112
2,876
2,635
2,452
149,369
61,707
28,461
13,381
10,954
8,532
3,193
3,082
2,725
2,606
2,591
142,564
33.76
38.58
55.85
41.80
20.98
41.25
29.20
83.53
80.96
24.71
38.26
%
%
%
%
%
%
%
%
%
%
%
34.59 %
39.45 %
56.57 %
43.91 %
21.30 %
41.33 %
26.57 %
84.88 %
84.07 %
26.73 %
39.14 %
41.16
19.67
12.18
7.96
5.85
2.32
2.08
1.93
1.76
1.64
100.00
% 41.16
% 60.83
% 73.01
% 80.97
% 86.81
% 89.13
% 91.22
% 93.14
% 94.90
% 96.55
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oregon
1
2
3
4
5
6
7
8
9
10
50
111
333
3548
176
140
645
473
761
83
COUNTRY INS & FIN SERV GRP
LIBERTY MUT GRP
MUTUAL OF ENUMCLAW GRP
TRAVELERS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
OREGON MUT GRP
AMERICAN FAMILY INS GRP
ALLIANZ INS GRP
GRANGE INS GRP
**STATE TOTAL**
13,380
10,532
8,204
6,204
4,636
4,500
3,350
2,602
2,388
2,327
62,706
13,220
10,381
8,141
6,284
4,567
4,343
3,444
2,507
2,376
2,323
62,067
73.36
41.86
37.01
49.71
43.25
60.20
62.20
100.69
91.21
64.42
57.00
%
%
%
%
%
%
%
%
%
%
%
77.14 %
42.34 %
41.26 %
53.48 %
41.83 %
61.09 %
56.05 %
103.63 %
91.31 %
69.08 %
59.10 %
21.34
16.80
13.08
9.89
7.39
7.18
5.34
4.15
3.81
3.71
100.00
% 21.34
% 38.13
% 51.22
% 61.11
% 68.50
% 75.68
% 81.02
% 85.17
% 88.98
% 92.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
119
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Direct
Premiums
Earned
(000)
Loss
Ratio
20,863
19,727
13,078
10,698
5,244
3,732
3,560
3,420
3,260
2,527
100,465
20,250
19,742
12,614
10,538
4,943
3,802
3,468
3,419
3,088
2,389
98,579
51.02
47.97
45.69
50.99
74.76
34.76
74.76
41.28
57.37
96.46
51.08
173
44
20
1
238
153
37
10
1
201
5,337
2,136
1,396
966
924
383
345
298
149
39
11,976
4,730
2,244
1,449
978
889
381
242
229
153
32
11,330
58.75
18.23
61.65
51.66
43.79
24.54
20.55
N/A
55.95
706.61
47.70
%
%
%
%
%
%
%
FARMERS MUT INS CO OF NE
DE SMET INS GRP
IOWA FARM BUREAU GRP
NORTH STAR CO GRP
STATE FARM GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
QBE INS GRP
STATE AUTO MUT GRP
ALLIANCE INS GRP
**STATE TOTAL**
16,824
15,357
14,956
11,371
8,584
7,841
5,058
4,354
4,058
3,654
108,196
15,098
16,039
14,179
10,858
7,930
7,831
4,469
4,768
3,964
3,621
104,085
TENNESSEE FARMERS GRP
STATE FARM GRP
LIBERTY MUT GRP
GRANGE MUT CAS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
WESTFIELD GRP
EVERETT MUT GRP
STATE AUTO MUT GRP
SHELTER INS GRP
**STATE TOTAL**
114,828
4,538
3,706
3,265
3,217
1,817
1,739
1,639
1,417
1,018
141,631
114,203
4,239
3,687
3,258
3,193
1,744
1,740
1,313
1,476
1,016
140,077
Group/
Company
Rank
Code
Group/
Company Name
Pennsylvania
1
2
3
4
5
6
7
8
9
10
140
228
4761
4787
13501
203
4714
3407
250
17728
Rhode Island
1
2
3
4
140
3548
98
785
NATIONWIDE CORP GRP
TRAVELERS GRP
WR BERKLEY CORP GRP
MARKEL CORP GRP
**STATE TOTAL**
South Carolina
1
2
3
4
5
6
7
8
9
10
140
3548
761
626
176
84
228
98
785
474
NATIONWIDE CORP GRP
TRAVELERS GRP
ALLIANZ INS GRP
ACE LTD GRP
STATE FARM GRP
AMERICAN FINANCIAL GRP
WESTFIELD GRP
WR BERKLEY CORP GRP
MARKEL CORP GRP
FCCI MUT INS GRP
**STATE TOTAL**
South Dakota
1
2
3
4
5
6
7
8
9
10
13889
205
513
698
176
473
140
796
175
214
Tennessee
1
2
3
4
5
6
7
8
9
10
694
176
111
267
3548
140
228
4761
175
123
NATIONWIDE CORP GRP
WESTFIELD GRP
EVERETT MUT GRP
GOODVILLE & GERMAN MUT GRP
BRETHREN MUT INS CO
VIRGINIA FARM BUREAU GRP
MILLVILLE MUT GRP
TUSCARORA GRP
DONEGAL GRP
REAMSTOWN MUT INS CO
**STATE TOTAL**
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
120
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
56.92 %
47.91 %
46.44 %
51.84 %
76.24 %
35.74 %
76.50 %
41.71 %
58.15 %
97.50 %
52.91 %
20.77
19.64
13.02
10.65
5.22
3.71
3.54
3.40
3.24
2.52
100.00
% 20.77
% 40.40
% 53.42
% 64.07
% 69.29
% 73.00
% 76.55
% 79.95
% 83.19
% 85.71
% 100.00
23.22 %
N/A
N/A
10.12 %
8.30 %
24.61 %
N/A
N/A
13.04 %
9.76 %
72.66
18.65
8.26
0.43
100.00
% 72.66 %
% 91.31 %
% 99.57 %
% 100.00 %
% 100.00 %
%
%
%
62.93 %
21.27 %
62.13 %
50.18 %
44.83 %
29.58 %
20.89 %
N/A
60.56 %
676.11 %
50.32 %
44.56
17.84
11.65
8.07
7.71
3.20
2.88
2.48
1.25
0.32
100.00
% 44.56
% 62.40
% 74.05
% 82.12
% 89.83
% 93.03
% 95.91
% 98.39
% 99.64
% 99.96
% 100.00
%
%
%
%
%
%
%
%
%
%
%
58.12
34.39
114.22
64.96
47.34
61.99
31.61
35.01
39.43
24.59
54.89
%
%
%
%
%
%
%
%
%
%
%
58.44 %
36.33 %
115.51 %
66.21 %
48.50 %
62.12 %
32.47 %
37.26 %
41.12 %
24.65 %
55.88 %
15.55
14.19
13.82
10.51
7.93
7.25
4.68
4.02
3.75
3.38
100.00
% 15.55
% 29.74
% 43.57
% 54.08
% 62.01
% 69.26
% 73.93
% 77.96
% 81.71
% 85.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
54.02
92.81
60.68
29.85
30.78
48.19
46.39
28.92
17.18
37.93
53.84
%
%
%
%
%
%
%
%
%
%
%
55.58 %
91.77 %
61.05 %
30.76 %
33.08 %
52.06 %
46.15 %
29.73 %
19.58 %
40.40 %
55.32 %
81.08
3.20
2.62
2.30
2.27
1.28
1.23
1.16
1.00
0.72
100.00
% 81.08
% 84.28
% 86.90
% 89.20
% 91.47
% 92.76
% 93.98
% 95.14
% 96.14
% 96.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
143,053
34,597
20,787
13,228
8,596
8,275
7,294
6,829
4,737
4,555
256,717
133,937
32,537
20,769
12,527
8,212
7,440
6,644
6,565
4,677
4,844
242,622
80.29
37.45
27.58
39.98
23.42
47.11
86.45
46.46
29.63
42.05
62.17
%
%
%
%
%
%
%
%
%
%
%
81.44 %
38.91 %
29.87 %
39.91 %
25.47 %
48.51 %
85.60 %
46.53 %
30.55 %
41.72 %
63.38 %
55.72
13.48
8.10
5.15
3.35
3.22
2.84
2.66
1.85
1.77
100.00
% 55.72
% 69.20
% 77.30
% 82.45
% 85.80
% 89.02
% 91.86
% 94.52
% 96.37
% 98.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
42.03
15.54
11.82
7.43
6.93
4.86
4.37
3.30
1.70
0.61
100.00
% 42.03
% 57.57
% 69.39
% 76.82
% 83.75
% 88.61
% 92.98
% 96.28
% 97.98
% 98.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Texas
1
2
3
4
5
6
7
8
9
10
809
176
3548
761
796
140
626
111
175
3489
TEXAS FARM BUREAU MUT GRP
STATE FARM GRP
TRAVELERS GRP
ALLIANZ INS GRP
QBE INS GRP
NATIONWIDE CORP GRP
ACE LTD GRP
LIBERTY MUT GRP
STATE AUTO MUT GRP
DELEK GRP
**STATE TOTAL**
Utah
1
2
3
4
5
6
7
8
9
10
513
140
176
796
111
333
3548
473
2878
761
IOWA FARM BUREAU GRP
NATIONWIDE CORP GRP
STATE FARM GRP
QBE INS GRP
LIBERTY MUT GRP
MUTUAL OF ENUMCLAW GRP
TRAVELERS GRP
AMERICAN FAMILY INS GRP
UNITED HERITAGE MUT GRP
ALLIANZ INS GRP
**STATE TOTAL**
5,231
1,934
1,471
925
862
605
544
411
211
76
12,446
5,130
1,825
1,401
960
835
516
543
379
195
76
12,022
31.38
55.25
28.63
40.89
81.32
65.30
33.01
50.40
5.45
N/A
40.16
%
%
%
%
%
%
%
%
%
%
34.33 %
55.90 %
29.81 %
46.45 %
81.59 %
68.99 %
35.03 %
50.20 %
6.95 %
N/A
42.38 %
Vermont
1
2
3
4
5
6
7
8
18686
140
98
15997
203
785
84
3548
CO OPERATIVE INS CO
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
MMG INS CO
VIRGINIA FARM BUREAU GRP
MARKEL CORP GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
**STATE TOTAL**
9,193
2,474
1,331
806
281
71
59
42
14,238
9,101
2,325
1,231
786
291
77
56
40
13,924
38.76
104.48
17.88
18.54
113.45
7.63
3.96
6.62
47.76
%
%
%
%
%
%
%
%
%
39.03 %
106.25 %
20.41 %
18.65 %
125.91 %
9.40 %
2.72 %
9.22 %
48.76 %
64.57
17.38
9.35
5.66
1.98
0.50
0.41
0.29
100.00
% 64.57 %
% 81.94 %
% 91.29 %
% 96.95 %
% 98.93 %
% 99.43 %
% 99.84 %
% 100.00 %
% 100.00 %
Virginia
1
2
3
4
5
6
7
8
9
10
203
899
140
3548
13501
4761
250
176
785
626
VIRGINIA FARM BUREAU GRP
ROCKINGHAM GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
BRETHREN MUT INS CO
EVERETT MUT GRP
DONEGAL GRP
STATE FARM GRP
MARKEL CORP GRP
ACE LTD GRP
**STATE TOTAL**
46,359
4,915
3,176
1,902
1,868
1,556
1,253
1,121
1,108
1,023
67,742
45,310
4,678
3,082
2,041
1,702
1,513
1,173
1,034
1,037
987
65,848
38.38
41.76
25.85
29.73
50.24
39.54
56.84
65.08
8.98
0.20
37.47
%
%
%
%
%
%
%
%
%
%
%
39.03 %
41.77 %
26.53 %
32.03 %
50.29 %
42.28 %
58.11 %
65.74 %
11.24 %
N/A
38.10 %
68.43
7.26
4.69
2.81
2.76
2.30
1.85
1.65
1.64
1.51
100.00
% 68.43
% 75.69
% 80.38
% 83.19
% 85.94
% 88.24
% 90.09
% 91.74
% 93.38
% 94.89
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Washington
1
2
3
4
5
6
7
8
9
10
333
111
50
83
3548
761
140
796
176
645
MUTUAL OF ENUMCLAW GRP
LIBERTY MUT GRP
COUNTRY INS & FIN SERV GRP
GRANGE INS GRP
TRAVELERS GRP
ALLIANZ INS GRP
NATIONWIDE CORP GRP
QBE INS GRP
STATE FARM GRP
OREGON MUT GRP
**STATE TOTAL**
14,417
11,441
8,691
8,636
6,352
4,555
3,939
3,455
2,585
1,602
68,760
14,246
10,989
8,630
8,639
6,457
4,657
3,668
3,372
2,515
1,698
67,795
89.04
51.68
59.94
42.98
91.50
52.82
105.97
88.42
62.02
32.55
68.21
%
%
%
%
%
%
%
%
%
%
%
92.93 %
55.16 %
61.70 %
42.66 %
94.79 %
53.70 %
108.52 %
106.64 %
69.48 %
32.88 %
71.42 %
20.97
16.64
12.64
12.56
9.24
6.62
5.73
5.03
3.76
2.33
100.00
% 20.97
% 37.61
% 50.25
% 62.81
% 72.05
% 78.67
% 84.40
% 89.42
% 93.18
% 95.51
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
121
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
West Virginia
1
2
3
4
5
6
7
8
9
10
140
4339
35
228
14656
40070
175
3548
785
111
NATIONWIDE CORP GRP
FARMERS & MECHANICS MUT GRP
CELINA GRP
WESTFIELD GRP
MUNICIPAL MUT INS CO
FARMERS MUT INS CO
STATE AUTO MUT GRP
TRAVELERS GRP
MARKEL CORP GRP
LIBERTY MUT GRP
**STATE TOTAL**
4,181
3,474
2,595
1,301
804
317
278
149
131
121
13,467
4,019
3,364
2,557
1,224
769
319
236
128
125
92
12,959
106.42
49.82
25.58
28.38
25.49
16.41
5.42
22.71
189.37
1.10
57.65
%
%
%
%
%
%
%
%
%
%
%
107.64 %
52.08 %
26.53 %
28.16 %
25.14 %
16.41 %
7.58 %
23.45 %
194.32 %
2.33 %
58.86 %
31.04
25.80
19.27
9.66
5.97
2.35
2.07
1.11
0.97
0.90
100.00
% 31.04
% 56.84
% 76.11
% 85.77
% 91.74
% 94.09
% 96.16
% 97.26
% 98.24
% 99.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Wisconsin
1
2
3
4
5
6
7
8
9
10
15091
473
14176
96
10831
291
176
11036
280
27022
RURAL MUT INS CO
AMERICAN FAMILY INS GRP
HASTINGS MUT INS CO
SECURA INS GRP
MT MORRIS MUT INS CO
MOTORISTS MUT GRP
STATE FARM GRP
MCMILLAN WARNER MUT INS CO
AUTO OWNERS GRP
WISCONSIN MUT INS CO
**STATE TOTAL**
57,987
21,976
14,958
11,661
8,737
6,562
6,477
6,286
5,113
4,965
165,101
56,403
21,078
14,473
11,285
8,684
6,513
6,007
6,310
4,987
4,762
160,538
43.28
41.55
46.05
66.34
63.18
104.56
49.44
50.78
51.15
54.47
52.34
%
%
%
%
%
%
%
%
%
%
%
45.02 %
41.10 %
46.43 %
68.17 %
62.07 %
104.53 %
47.63 %
52.63 %
51.22 %
55.74 %
53.15 %
35.12
13.31
9.06
7.06
5.29
3.97
3.92
3.81
3.10
3.01
100.00
% 35.12
% 48.43
% 57.49
% 64.56
% 69.85
% 73.82
% 77.75
% 81.55
% 84.65
% 87.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Wyoming
1
2
3
4
5
6
7
8
9
10
4683
3548
111
761
796
176
140
83
626
84
16,871
3,972
3,142
2,363
2,089
1,592
1,540
964
514
398
33,477
16,223
3,862
3,084
2,354
2,021
1,531
1,454
986
492
300
32,351
53.56
43.35
46.89
31.27
46.06
43.21
47.12
13.70
24.39
N/A
46.50
%
%
%
%
%
%
%
%
%
%
58.09 %
44.49 %
46.78 %
31.01 %
47.74 %
46.12 %
51.80 %
14.81 %
20.12 %
N/A
49.28 %
50.40
11.87
9.39
7.06
6.24
4.76
4.60
2.88
1.53
1.19
100.00
% 50.40
% 62.26
% 71.65
% 78.71
% 84.95
% 89.70
% 94.30
% 97.18
% 98.72
% 99.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
114
114
107
107
7.92 %
7.92 %
7.96 %
7.96 %
100.00 % 100.00 %
100.00 % 100.00 %
3,335
2,457
5,792
3,228
2,093
5,321
63.78 %
14.48 %
44.39 %
64.80 %
14.55 %
45.04 %
57.58 % 57.58 %
42.42 % 100.00 %
100.00 % 100.00 %
698
698
14,651
14,651
58.55 %
58.55 %
142.03 %
142.02 %
100.00 % 100.00 %
100.00 % 100.00 %
Puerto Rico
1
3526
Canada
1
2
176
84
Agg. Other Alien
1
12
MOUNTAIN WEST FARM GRP
TRAVELERS GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
QBE INS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
GRANGE INS GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
COOPERATIVA DE SEGUROS MULTIPLES GRP
**STATE TOTAL**
STATE FARM GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
AMERICAN INTL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
122
04—Homeowners Multiple Peril
© 2015 National Association of Insurance Commissioners
123
© 2015 National Association of Insurance Commissioners
124
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
176
8
111
69
200
3548
140
473
38
213
280
91
241
12
10064
1344
1278
1318
4663
50
3484
28
88
19
761
361
55
244
2538
796
411
123
10969
175
660
694
10790
4
4792
215
4769
483
71
22
324
513
267
626
14407
5
11844
408
13125
109
497
228
809
4664
4773
708
300
10117
2518
2898
586
4765
Group/
Company Name
STATE FARM GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
AMERICAN FAMILY INS GRP
CHUBB INC GRP
ERIE INS GRP
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
METROPOLITAN GRP
AMERICAN INTL GRP
CITIZENS PROP INS CORP
ARX HOLDING CORP GRP
CSAA INS GRP
AUTO CLUB ENTERPRISES INS GRP
UNIVERSAL INS HOLDING GRP
COUNTRY INS & FIN SERV GRP
TOWER HILL INS GRP
AMICA MUT GRP
THE HANOVER INS GRP
ASSURANT INC GRP
ALLIANZ INS GRP
MUNICH RE GRP
AUTOMOBILE CLUB MI GRP
CINCINNATI FIN GRP
AMTRUST NGH GRP
QBE INS GRP
MAPFRE INS GRP
SHELTER INS GRP
UNITED PROP & CAS INS CO
STATE AUTO MUT GRP
MERCURY GEN GRP
TENNESSEE FARMERS GRP
FEDERATED NATL INS CO
AMERIPRISE FIN GRP
HCI GRP INC
KEMPER CORP GRP
FLORIDA PENINSULA HOLDINGS GRP
SOUTHERN FARM BUREAU CAS GRP
UNIVERSAL INS CO GRP
ANDOVER GRP
NORTH CAROLINA FARM BUREAU GRP
IOWA FARM BUREAU GRP
GRANGE MUT CAS GRP
ACE LTD GRP
HERITAGE PROP & CAS INS CO
ALFA INS GRP
ST JOHNS INS CO INC
AMERICAN NATL FIN GRP
PEOPLES TRUST INS CO
KENTUCKY FARM BUREAU GRP
NBIC HOLDINGS GRP
WESTFIELD GRP
TEXAS FARM BUREAU MUT GRP
PURE COMPANIES GRP
FRONTLINE INS GRP
NEW JERSEY MANUFACTURERS GRP
HORACE MANN GRP
SECURITY FIRST INS CO
NYCM INS GRP
WESTERN SERV CONTRACT GRP
ARBELLA INS GRP
WBL GRP
Direct
Premiums
Written
(000)
17,631,832
7,712,425
5,712,724
5,153,641
4,696,925
3,305,761
3,206,155
2,428,167
2,049,106
1,368,426
1,187,066
1,171,473
1,145,974
886,643
794,976
781,916
761,097
754,139
733,321
700,805
679,227
661,883
518,935
516,526
514,243
499,932
493,258
475,932
427,321
411,373
405,463
390,653
388,236
365,624
358,296
353,247
349,993
314,332
313,667
312,861
307,405
301,777
299,167
287,150
286,730
282,175
282,078
277,351
273,578
269,843
261,184
258,934
248,155
235,475
231,928
231,583
230,329
219,394
215,610
210,100
199,428
198,461
170,547
170,466
170,098
165,146
Direct
Premiums
Earned
(000)
17,326,654
7,576,232
5,477,395
5,077,924
4,520,159
3,341,254
3,142,393
2,352,520
2,012,261
1,296,563
1,166,306
1,163,240
1,128,819
852,690
1,003,370
744,856
728,794
735,064
722,109
695,801
658,166
631,589
517,880
492,855
512,762
488,630
486,507
464,062
443,453
380,426
388,708
381,401
353,276
369,523
336,856
345,128
288,620
286,662
313,838
328,713
311,411
301,630
293,679
277,456
284,721
270,083
274,027
269,046
201,245
266,660
265,776
253,029
244,633
232,625
210,063
226,145
216,347
187,138
213,127
203,474
199,257
184,812
167,945
162,113
165,418
159,220
© 2015 National Association of Insurance Commissioners
125
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
49.70
48.38
50.10
49.63
54.19
40.02
58.05
54.46
54.08
60.05
65.07
53.19
57.65
42.85
30.32
43.75
50.46
56.61
20.82
57.96
28.19
43.12
56.47
43.21
40.32
42.96
73.22
60.79
43.41
51.46
43.61
56.64
28.35
43.70
54.06
54.28
24.80
69.57
19.41
59.72
24.57
47.04
40.65
44.10
48.70
87.62
49.70
65.27
25.21
55.29
26.81
49.38
35.18
49.81
38.46
58.98
76.18
45.10
23.50
70.30
55.34
20.05
52.19
48.17
34.12
46.77
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
51.19 %
49.91 %
51.17 %
50.74 %
54.63 %
41.47 %
59.23 %
55.14 %
55.23 %
61.66 %
66.22 %
54.46 %
58.26 %
45.81 %
34.39 %
44.99 %
52.36 %
58.22 %
22.59 %
58.34 %
30.36 %
44.52 %
57.35 %
44.32 %
43.20 %
43.55 %
73.85 %
62.53 %
45.94 %
55.19 %
45.09 %
57.82 %
29.36 %
45.75 %
59.44 %
55.53 %
27.56 %
70.96 %
20.61 %
60.30 %
27.85 %
47.70 %
45.52 %
46.05 %
49.01 %
88.36 %
50.68 %
69.75 %
30.62 %
54.53 %
28.56 %
50.00 %
38.92 %
50.68 %
44.22 %
59.36 %
76.43 %
46.33 %
24.64 %
74.82 %
55.93 %
23.53 %
53.22 %
55.40 %
35.24 %
47.58 %
20.33
8.89
6.59
5.94
5.42
3.81
3.70
2.80
2.36
1.58
1.37
1.35
1.32
1.02
0.92
0.90
0.88
0.87
0.85
0.81
0.78
0.76
0.60
0.60
0.59
0.58
0.57
0.55
0.49
0.47
0.47
0.45
0.45
0.42
0.41
0.41
0.40
0.36
0.36
0.36
0.35
0.35
0.34
0.33
0.33
0.33
0.33
0.32
0.32
0.31
0.30
0.30
0.29
0.27
0.27
0.27
0.27
0.25
0.25
0.24
0.23
0.23
0.20
0.20
0.20
0.19
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
20.33
29.23
35.81
41.76
47.17
50.99
54.68
57.48
59.85
61.43
62.79
64.15
65.47
66.49
67.41
68.31
69.19
70.06
70.90
71.71
72.49
73.26
73.85
74.45
75.04
75.62
76.19
76.74
77.23
77.70
78.17
78.62
79.07
79.49
79.90
80.31
80.72
81.08
81.44
81.80
82.16
82.50
82.85
83.18
83.51
83.84
84.16
84.48
84.80
85.11
85.41
85.71
85.99
86.26
86.53
86.80
87.06
87.32
87.57
87.81
88.04
88.27
88.46
88.66
88.86
89.05
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
12841
4051
188
250
542
234
242
36
13757
67
291
3829
561
153
1227
15024
12954
14184
12237
225
311
15350
3456
3489
10136
1275
732
1309
4674
14427
689
24341
4766
13038
271
308
70
4686
13889
698
33
762
333
12247
14166
802
800
57
533
45
54
62
787
41459
514
14176
195
12536
144
Group/
Company Name
AMERICAN INTEGRITY INS CO OF FL
OCEAN HARBOR GRP
SAFETY GRP
DONEGAL GRP
INDIANA FARM BUREAU GRP
VERMONT MUT GRP
SELECTIVE INS GRP
CENTRAL MUT INS CO GRP
FARM BUREAU MUT INS CO OF AR INC
MICHIGAN FARM BUREAU GRP
MOTORISTS MUT GRP
GEOVERA HOLDINGS INC GRP
GEORGIA FARM BUREAU GRP
PEKIN INS GRP
PALISADES GRP
PREFERRED MUT INS CO
OLYMPUS INS CO
ACUITY A MUT INS CO
GULFSTREAM PROP & CAS INS CO
IAT REINS CO GRP
MAIN STREET AMER GRP
WEST BEND MUT INS CO
CYPRESS HOLDINGS GRP
DELEK GRP
SOUTHERN FIDELITY INS CO INC
QUINCY MUT GRP
NLASCO GRP
FRANKENMUTH GRP
BARRINGTON CAPITAL GRP
LOUISIANA FARM BUREAU MUT INS CO
BANKERS INS GRP
PEMCO MUT INS CO
TFP & TWI GRP
ARK ROYAL INS CO
PENNSYLVANIA NATL INS GRP
PHILADELPHIA CONTRIBUTIONSHIP GRP
FIRST AMER TITLE GRP
JERGER HOLDINGS GRP
FARMERS MUT INS CO OF NE
NORTH STAR CO GRP
CALIFORNIA CAS MGMT GRP
FRANKLIN MUT GRP
MUTUAL OF ENUMCLAW GRP
SOUTHERN OAK INS CO
SOUTHERN FIDELITY PROP & CAS INC
CAPITAL INS GRP
WESTERN MUT INS GRP
ELECTRIC INS GRP
SOUTH CAROLINA FARM BUREAU MUT GRP
CONCORD GRP
CUMBERLAND GRP
EMC INS CO GRP
NEW LONDON CNTY GRP
ARMED FORCES INS EXCH
MISSOURI FARM BUREAU GRP
HASTINGS MUT INS CO
UNION MUTUAL FIRE INS GRP
HOMEOWNERS OF AMER INS CO
NORFOLK & DEDHAM GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
164,802
160,688
154,297
153,106
146,803
145,242
144,405
144,285
139,200
136,090
136,018
132,174
127,878
127,733
126,884
123,375
121,228
117,539
116,666
113,398
112,926
110,079
109,599
107,108
106,986
104,153
102,696
102,418
97,947
97,151
96,371
94,838
92,933
91,234
89,659
87,280
87,039
86,425
85,718
85,104
82,914
78,969
78,024
75,678
70,099
70,006
66,454
66,133
65,819
64,398
63,908
63,369
63,006
62,610
60,268
60,124
59,938
59,765
59,524
86,715,141
Direct
Premiums
Earned
(000)
152,985
155,650
145,767
148,840
147,067
140,837
142,855
140,173
140,578
130,486
136,364
136,916
132,676
124,531
126,952
120,835
108,017
109,408
116,337
106,973
117,713
102,258
114,951
109,848
110,146
102,777
103,249
101,952
97,095
96,032
88,998
91,507
90,161
91,010
87,179
85,812
86,445
85,259
82,477
82,268
83,441
76,599
75,068
78,056
66,312
66,648
63,604
64,033
67,425
64,064
64,823
65,340
64,465
61,622
57,976
60,648
58,106
53,051
56,249
84,835,158
© 2015 National Association of Insurance Commissioners
126
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
24.33
16.70
35.77
66.43
49.14
43.33
52.22
52.81
55.00
95.63
54.22
19.60
48.46
80.41
24.38
48.62
35.45
69.10
19.97
31.60
50.83
67.08
43.78
37.93
23.35
27.06
44.05
89.26
35.61
30.77
31.75
62.55
21.01
21.63
58.50
69.74
46.41
17.62
180.08
60.36
62.67
54.16
74.55
18.23
30.75
58.56
50.66
60.68
59.19
58.24
63.69
73.88
31.55
38.79
60.40
73.32
49.50
69.83
41.23
49.60
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
27.74 %
17.89 %
36.63 %
68.52 %
49.33 %
44.03 %
53.10 %
52.92 %
55.94 %
97.45 %
54.70 %
21.29 %
49.41 %
80.62 %
27.59 %
50.47 %
40.18 %
69.56 %
21.25 %
35.48 %
52.21 %
67.72 %
44.40 %
39.68 %
24.18 %
29.14 %
46.77 %
90.86 %
38.10 %
32.09 %
32.69 %
63.49 %
21.01 %
22.63 %
58.49 %
73.50 %
49.69 %
20.57 %
180.20 %
60.78 %
64.51 %
55.44 %
77.32 %
18.45 %
33.14 %
59.87 %
53.79 %
61.46 %
59.99 %
58.36 %
69.17 %
75.23 %
32.85 %
40.40 %
61.59 %
74.67 %
49.43 %
70.90 %
40.32 %
51.07 %
0.19
0.19
0.18
0.18
0.17
0.17
0.17
0.17
0.16
0.16
0.16
0.15
0.15
0.15
0.15
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
100.00
% 89.24
% 89.42
% 89.60
% 89.78
% 89.95
% 90.11
% 90.28
% 90.45
% 90.61
% 90.76
% 90.92
% 91.07
% 91.22
% 91.37
% 91.51
% 91.66
% 91.80
% 91.93
% 92.07
% 92.20
% 92.33
% 92.45
% 92.58
% 92.70
% 92.83
% 92.95
% 93.07
% 93.18
% 93.30
% 93.41
% 93.52
% 93.63
% 93.74
% 93.84
% 93.95
% 94.05
% 94.15
% 94.25
% 94.35
% 94.44
% 94.54
% 94.63
% 94.72
% 94.81
% 94.89
% 94.97
% 95.05
% 95.12
% 95.20
% 95.27
% 95.35
% 95.42
% 95.49
% 95.56
% 95.63
% 95.70
% 95.77
% 95.84
% 95.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
176
8
111
69
200
3548
140
473
38
213
280
91
241
12
10064
1344
1278
1318
4663
50
3484
28
88
19
761
361
55
244
2538
796
411
123
10969
175
660
694
10790
4
4792
215
4769
483
71
22
324
513
267
626
14407
5
11844
408
13125
109
497
228
809
4664
4773
708
300
10117
2518
2898
586
4765
Group/
Company Name
STATE FARM GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
AMERICAN FAMILY INS GRP
CHUBB INC GRP
ERIE INS GRP
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
METROPOLITAN GRP
AMERICAN INTL GRP
CITIZENS PROP INS CORP
ARX HOLDING CORP GRP
CSAA INS GRP
AUTO CLUB ENTERPRISES INS GRP
UNIVERSAL INS HOLDING GRP
COUNTRY INS & FIN SERV GRP
TOWER HILL INS GRP
AMICA MUT GRP
THE HANOVER INS GRP
ASSURANT INC GRP
ALLIANZ INS GRP
MUNICH RE GRP
AUTOMOBILE CLUB MI GRP
CINCINNATI FIN GRP
AMTRUST NGH GRP
QBE INS GRP
MAPFRE INS GRP
SHELTER INS GRP
UNITED PROP & CAS INS CO
STATE AUTO MUT GRP
MERCURY GEN GRP
TENNESSEE FARMERS GRP
FEDERATED NATL INS CO
AMERIPRISE FIN GRP
HCI GRP INC
KEMPER CORP GRP
FLORIDA PENINSULA HOLDINGS GRP
SOUTHERN FARM BUREAU CAS GRP
UNIVERSAL INS CO GRP
ANDOVER GRP
NORTH CAROLINA FARM BUREAU GRP
IOWA FARM BUREAU GRP
GRANGE MUT CAS GRP
ACE LTD GRP
HERITAGE PROP & CAS INS CO
ALFA INS GRP
ST JOHNS INS CO INC
AMERICAN NATL FIN GRP
PEOPLES TRUST INS CO
KENTUCKY FARM BUREAU GRP
NBIC HOLDINGS GRP
WESTFIELD GRP
TEXAS FARM BUREAU MUT GRP
PURE COMPANIES GRP
FRONTLINE INS GRP
NEW JERSEY MANUFACTURERS GRP
HORACE MANN GRP
SECURITY FIRST INS CO
NYCM INS GRP
WESTERN SERV CONTRACT GRP
ARBELLA INS GRP
WBL GRP
Direct
Premiums
Written
(000)
17,231,933
7,712,425
5,712,724
5,153,641
4,696,925
3,305,761
3,206,155
2,428,167
2,048,037
1,368,426
1,187,066
1,171,473
1,145,974
879,918
794,976
781,916
761,097
754,139
733,321
700,805
679,227
661,883
518,935
516,526
514,243
499,932
493,258
475,932
427,321
411,373
405,463
390,653
388,236
365,624
358,296
353,247
349,993
314,332
313,667
312,861
307,405
301,777
299,167
287,150
286,730
282,175
282,078
275,346
273,578
269,843
261,184
258,934
248,155
235,475
231,928
231,583
230,329
219,394
215,610
210,100
199,428
198,461
170,547
170,466
170,098
165,146
Direct
Premiums
Earned
(000)
16,923,037
7,576,232
5,477,395
5,077,924
4,520,159
3,341,254
3,142,393
2,352,520
2,010,798
1,296,563
1,166,306
1,163,240
1,128,819
841,927
1,003,370
744,856
728,794
735,064
722,109
695,801
658,166
631,589
517,880
492,855
512,762
488,630
486,507
464,062
443,453
380,426
388,708
381,401
353,276
369,523
336,856
345,128
288,620
286,662
313,838
328,713
311,411
301,630
293,679
277,456
284,721
270,083
274,027
267,044
201,245
266,660
265,776
253,029
244,633
232,625
210,063
226,145
216,347
187,138
213,127
203,474
199,257
184,812
167,945
162,113
165,418
159,220
© 2015 National Association of Insurance Commissioners
127
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
49.71
48.38
50.10
49.63
54.19
40.02
58.05
54.46
54.11
60.05
65.07
53.19
57.65
43.26
30.32
43.75
50.46
56.61
20.82
57.96
28.19
43.12
56.47
43.21
40.32
42.96
73.22
60.79
43.41
51.46
43.61
56.64
28.35
43.70
54.06
54.28
24.80
69.57
19.41
59.72
24.57
47.04
40.65
44.10
48.70
87.62
49.70
66.38
25.21
55.29
26.81
49.38
35.18
49.81
38.46
58.98
76.18
45.10
23.50
70.30
55.34
20.05
52.19
48.17
34.12
46.77
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
51.19 %
49.91 %
51.17 %
50.74 %
54.62 %
41.47 %
59.23 %
55.14 %
55.25 %
61.66 %
66.22 %
54.35 %
58.26 %
46.32 %
34.39 %
44.99 %
52.36 %
58.22 %
22.59 %
58.34 %
30.36 %
44.52 %
57.35 %
44.32 %
43.20 %
43.55 %
73.85 %
62.53 %
45.94 %
55.19 %
45.09 %
57.82 %
29.36 %
45.75 %
59.44 %
55.53 %
27.56 %
70.96 %
20.61 %
60.30 %
27.85 %
47.70 %
45.52 %
46.05 %
49.01 %
88.36 %
50.68 %
70.06 %
30.62 %
54.53 %
28.56 %
50.00 %
38.92 %
50.68 %
44.22 %
59.36 %
76.43 %
46.33 %
24.64 %
74.82 %
55.93 %
23.53 %
53.22 %
55.40 %
35.24 %
47.58 %
19.97
8.94
6.62
5.97
5.44
3.83
3.71
2.81
2.37
1.59
1.38
1.36
1.33
1.02
0.92
0.91
0.88
0.87
0.85
0.81
0.79
0.77
0.60
0.60
0.60
0.58
0.57
0.55
0.50
0.48
0.47
0.45
0.45
0.42
0.42
0.41
0.41
0.36
0.36
0.36
0.36
0.35
0.35
0.33
0.33
0.33
0.33
0.32
0.32
0.31
0.30
0.30
0.29
0.27
0.27
0.27
0.27
0.25
0.25
0.24
0.23
0.23
0.20
0.20
0.20
0.19
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
19.97
28.90
35.52
41.49
46.94
50.77
54.48
57.30
59.67
61.25
62.63
63.99
65.31
66.33
67.26
68.16
69.04
69.92
70.77
71.58
72.37
73.13
73.73
74.33
74.93
75.51
76.08
76.63
77.13
77.60
78.07
78.52
78.97
79.40
79.81
80.22
80.63
80.99
81.36
81.72
82.07
82.42
82.77
83.10
83.44
83.76
84.09
84.41
84.73
85.04
85.34
85.64
85.93
86.20
86.47
86.74
87.01
87.26
87.51
87.75
87.98
88.21
88.41
88.61
88.81
89.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
12841
4051
188
250
542
234
242
36
13757
67
291
3829
561
153
1227
15024
12954
14184
12237
225
311
15350
3456
3489
10136
1275
732
1309
4674
14427
689
24341
4766
13038
271
308
70
4686
13889
698
33
762
333
12247
14166
802
800
57
533
45
54
62
787
41459
514
14176
195
12536
144
Group/
Company Name
AMERICAN INTEGRITY INS CO OF FL
OCEAN HARBOR GRP
SAFETY GRP
DONEGAL GRP
INDIANA FARM BUREAU GRP
VERMONT MUT GRP
SELECTIVE INS GRP
CENTRAL MUT INS CO GRP
FARM BUREAU MUT INS CO OF AR INC
MICHIGAN FARM BUREAU GRP
MOTORISTS MUT GRP
GEOVERA HOLDINGS INC GRP
GEORGIA FARM BUREAU GRP
PEKIN INS GRP
PALISADES GRP
PREFERRED MUT INS CO
OLYMPUS INS CO
ACUITY A MUT INS CO
GULFSTREAM PROP & CAS INS CO
IAT REINS CO GRP
MAIN STREET AMER GRP
WEST BEND MUT INS CO
CYPRESS HOLDINGS GRP
DELEK GRP
SOUTHERN FIDELITY INS CO INC
QUINCY MUT GRP
NLASCO GRP
FRANKENMUTH GRP
BARRINGTON CAPITAL GRP
LOUISIANA FARM BUREAU MUT INS CO
BANKERS INS GRP
PEMCO MUT INS CO
TFP & TWI GRP
ARK ROYAL INS CO
PENNSYLVANIA NATL INS GRP
PHILADELPHIA CONTRIBUTIONSHIP GRP
FIRST AMER TITLE GRP
JERGER HOLDINGS GRP
FARMERS MUT INS CO OF NE
NORTH STAR CO GRP
CALIFORNIA CAS MGMT GRP
FRANKLIN MUT GRP
MUTUAL OF ENUMCLAW GRP
SOUTHERN OAK INS CO
SOUTHERN FIDELITY PROP & CAS INC
CAPITAL INS GRP
WESTERN MUT INS GRP
ELECTRIC INS GRP
SOUTH CAROLINA FARM BUREAU MUT GRP
CONCORD GRP
CUMBERLAND GRP
EMC INS CO GRP
NEW LONDON CNTY GRP
ARMED FORCES INS EXCH
MISSOURI FARM BUREAU GRP
HASTINGS MUT INS CO
UNION MUTUAL FIRE INS GRP
HOMEOWNERS OF AMER INS CO
NORFOLK & DEDHAM GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
164,802
160,688
154,297
153,106
146,803
145,242
144,405
144,285
139,200
136,090
136,018
132,174
127,878
127,733
126,884
123,375
121,228
117,539
116,666
113,398
112,926
110,079
109,599
107,108
106,986
104,153
102,696
102,418
97,947
97,151
96,371
94,838
92,933
91,234
89,659
87,280
87,039
86,425
85,718
85,104
82,914
78,969
78,024
75,678
70,099
70,006
66,454
66,133
65,819
64,398
63,908
63,369
63,006
62,610
60,268
60,124
59,938
59,765
59,524
86,303,533
Direct
Premiums
Earned
(000)
152,985
155,650
145,767
148,840
147,067
140,837
142,855
140,173
140,578
130,486
136,364
136,916
132,676
124,531
126,952
120,835
108,017
109,408
116,337
106,973
117,713
102,258
114,951
109,848
110,146
102,777
103,249
101,952
97,095
96,032
88,998
91,507
90,161
91,010
87,179
85,812
86,445
85,259
82,477
82,268
83,441
76,599
75,068
78,056
66,312
66,648
63,604
64,033
67,425
64,064
64,823
65,340
64,465
61,622
57,976
60,648
58,106
53,051
56,249
84,415,513
© 2015 National Association of Insurance Commissioners
128
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
24.33
16.70
35.77
66.43
49.14
43.33
52.22
52.81
55.00
95.63
54.22
19.60
48.46
80.41
24.38
48.62
35.45
69.10
19.97
31.60
50.83
67.08
43.78
37.93
23.35
27.06
44.05
89.26
35.61
30.77
31.75
62.55
21.01
21.63
58.50
69.74
46.41
17.62
180.08
60.36
62.67
54.16
74.55
18.23
30.75
58.56
50.66
60.68
59.19
58.24
63.69
73.88
31.55
38.79
60.40
73.32
49.50
69.83
41.23
49.61
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
27.74 %
17.89 %
36.63 %
68.52 %
49.33 %
44.03 %
53.10 %
52.92 %
55.94 %
97.45 %
54.70 %
21.29 %
49.41 %
80.62 %
27.59 %
50.47 %
40.18 %
69.56 %
21.25 %
35.48 %
52.21 %
67.72 %
44.40 %
39.68 %
24.18 %
29.14 %
46.77 %
90.86 %
38.10 %
32.09 %
32.69 %
63.49 %
21.01 %
22.63 %
58.49 %
73.50 %
49.69 %
20.57 %
180.20 %
60.78 %
64.51 %
55.44 %
77.32 %
18.45 %
33.14 %
59.87 %
53.79 %
61.46 %
59.99 %
58.36 %
69.17 %
75.23 %
32.85 %
40.40 %
61.59 %
74.67 %
49.43 %
70.90 %
40.32 %
51.07 %
0.19
0.19
0.18
0.18
0.17
0.17
0.17
0.17
0.16
0.16
0.16
0.15
0.15
0.15
0.15
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
100.00
% 89.19
% 89.37
% 89.55
% 89.73
% 89.90
% 90.07
% 90.24
% 90.40
% 90.56
% 90.72
% 90.88
% 91.03
% 91.18
% 91.33
% 91.48
% 91.62
% 91.76
% 91.90
% 92.03
% 92.16
% 92.29
% 92.42
% 92.55
% 92.67
% 92.80
% 92.92
% 93.04
% 93.15
% 93.27
% 93.38
% 93.49
% 93.60
% 93.71
% 93.82
% 93.92
% 94.02
% 94.12
% 94.22
% 94.32
% 94.42
% 94.52
% 94.61
% 94.70
% 94.79
% 94.87
% 94.95
% 95.02
% 95.10
% 95.18
% 95.25
% 95.33
% 95.40
% 95.47
% 95.55
% 95.61
% 95.68
% 95.75
% 95.82
% 95.89
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
Alabama
1
2
3
4
5
6
7
8
9
10
176
5
8
69
200
3548
111
140
50
280
STATE FARM GRP
ALFA INS GRP
ALLSTATE INS GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
COUNTRY INS & FIN SERV GRP
AUTO OWNERS GRP
**STATE TOTAL**
484,059
218,189
175,119
104,450
98,028
85,879
57,132
50,674
44,732
34,955
1,618,502
472,741
216,756
170,378
107,479
90,892
87,591
55,623
50,431
46,906
35,080
1,591,894
47.84
50.79
46.24
47.41
60.26
35.58
51.74
48.14
41.32
41.97
47.45
%
%
%
%
%
%
%
%
%
%
%
48.60 %
50.50 %
47.22 %
48.29 %
60.55 %
36.63 %
51.78 %
49.12 %
41.34 %
43.29 %
48.09 %
29.91
13.48
10.82
6.45
6.06
5.31
3.53
3.13
2.76
2.16
100.00
% 29.91
% 43.39
% 54.21
% 60.66
% 66.72
% 72.02
% 75.55
% 78.69
% 81.45
% 83.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Alaska
1
2
3
4
5
6
7
8
9
10
176
8
200
50
111
309
300
69
91
225
STATE FARM GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
COUNTRY INS & FIN SERV GRP
LIBERTY MUT GRP
WESTERN NATL MUT GRP
HORACE MANN GRP
FARMERS INS GRP
HARTFORD FIRE & CAS GRP
IAT REINS CO GRP
**STATE TOTAL**
52,331
36,771
25,709
13,110
12,851
8,602
3,665
2,445
1,614
702
160,018
50,974
37,116
23,885
12,515
12,016
8,342
3,731
2,477
1,652
556
155,405
34.46
37.55
40.75
33.53
42.55
46.78
48.90
20.00
22.67
25.42
37.09
%
%
%
%
%
%
%
%
%
%
%
34.24 %
37.91 %
41.01 %
33.39 %
44.51 %
49.99 %
49.81 %
20.32 %
22.18 %
30.76 %
37.52 %
32.70
22.98
16.07
8.19
8.03
5.38
2.29
1.53
1.01
0.44
100.00
% 32.70
% 55.68
% 71.75
% 79.94
% 87.97
% 93.35
% 95.64
% 97.17
% 98.18
% 98.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arizona
1
2
3
4
5
6
7
8
9
10
176
69
8
200
473
111
91
3548
241
1278
STATE FARM GRP
FARMERS INS GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN FAMILY INS GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
METROPOLITAN GRP
CSAA INS GRP
**STATE TOTAL**
295,480
204,731
154,231
108,774
107,838
100,766
42,608
42,553
32,222
31,258
1,445,309
287,538
201,592
149,620
104,068
104,494
93,553
42,614
41,394
33,776
29,704
1,402,015
43.29
47.67
46.29
60.68
44.16
46.33
41.28
42.22
47.77
57.50
48.78
%
%
%
%
%
%
%
%
%
%
%
44.90 %
48.15 %
47.87 %
61.44 %
45.44 %
47.43 %
42.87 %
43.90 %
48.78 %
61.15 %
50.33 %
20.44
14.17
10.67
7.53
7.46
6.97
2.95
2.94
2.23
2.16
100.00
% 20.44
% 34.61
% 45.28
% 52.81
% 60.27
% 67.24
% 70.19
% 73.13
% 75.36
% 77.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
176
13757
8
123
69
200
111
3548
140
241
STATE FARM GRP
FARM BUREAU MUT INS CO OF AR INC
ALLSTATE INS GRP
SHELTER INS GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
METROPOLITAN GRP
**STATE TOTAL**
211,439
139,200
68,246
67,617
66,033
38,749
31,409
27,914
26,954
15,279
839,419
202,938
140,578
67,241
65,888
65,476
35,753
28,216
29,853
26,376
15,113
820,171
51.94
55.00
56.32
62.40
54.75
97.30
61.41
46.52
62.13
57.56
58.31
%
%
%
%
%
%
%
%
%
%
%
52.40 %
55.94 %
57.59 %
63.96 %
55.14 %
97.45 %
62.14 %
47.81 %
63.34 %
58.87 %
59.19 %
25.19
16.58
8.13
8.06
7.87
4.62
3.74
3.33
3.21
1.82
100.00
% 25.19
% 41.77
% 49.90
% 57.96
% 65.82
% 70.44
% 74.18
% 77.51
% 80.72
% 82.54
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
1
2
3
4
5
6
7
8
9
10
176
69
8
1278
111
1318
200
660
140
3548
STATE FARM GRP
FARMERS INS GRP
ALLSTATE INS GRP
CSAA INS GRP
LIBERTY MUT GRP
AUTO CLUB ENTERPRISES INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
MERCURY GEN GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
**STATE TOTAL**
1,485,730
1,159,088
587,089
471,832
406,055
397,363
349,607
286,895
286,694
221,647
7,239,213
1,476,594
1,151,016
596,723
463,224
405,606
387,845
348,630
265,058
277,776
221,430
7,135,121
44.36
48.25
41.40
42.42
50.08
66.92
49.69
58.62
53.89
41.72
47.60
%
%
%
%
%
%
%
%
%
%
%
46.77 %
50.01 %
43.74 %
43.62 %
53.85 %
68.87 %
50.59 %
64.89 %
55.35 %
44.89 %
50.10 %
20.52
16.01
8.11
6.52
5.61
5.49
4.83
3.96
3.96
3.06
100.00
% 20.52
% 36.53
% 44.64
% 51.16
% 56.77
% 62.26
% 67.09
% 71.05
% 75.01
% 78.07
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
129
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Colorado
1
2
3
4
5
6
7
8
9
10
176
69
473
200
8
111
3548
91
38
140
STATE FARM GRP
FARMERS INS GRP
AMERICAN FAMILY INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
412,282
222,826
189,306
188,789
178,483
139,374
82,143
52,681
48,820
39,602
1,889,910
394,823
221,743
183,262
176,000
167,370
126,308
79,555
52,538
47,647
37,742
1,800,409
93.46
74.48
97.65
116.72
120.20
101.00
75.45
83.89
95.75
108.52
101.27
%
%
%
%
%
%
%
%
%
%
%
94.28 %
75.14 %
98.64 %
117.53 %
121.44 %
102.35 %
76.53 %
82.59 %
97.23 %
109.71 %
102.49 %
21.81
11.79
10.02
9.99
9.44
7.37
4.35
2.79
2.58
2.10
100.00
% 21.81
% 33.61
% 43.62
% 53.61
% 63.06
% 70.43
% 74.78
% 77.56
% 80.15
% 82.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Connecticut
1
2
3
4
5
6
7
8
9
10
111
38
3548
8
176
200
28
140
91
241
LIBERTY MUT GRP
CHUBB INC GRP
TRAVELERS GRP
ALLSTATE INS GRP
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMICA MUT GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
METROPOLITAN GRP
**STATE TOTAL**
170,677
136,502
133,201
104,813
68,892
66,702
63,673
62,637
59,489
45,724
1,379,750
168,316
134,235
133,534
104,970
66,105
64,951
61,086
60,321
58,551
44,752
1,342,591
42.23
31.97
33.21
34.08
47.51
22.35
33.24
54.50
27.06
43.87
38.91
%
%
%
%
%
%
%
%
%
%
%
44.39 %
32.74 %
34.76 %
34.36 %
50.84 %
22.14 %
34.80 %
55.63 %
28.47 %
44.03 %
40.18 %
12.37
9.89
9.65
7.60
4.99
4.83
4.61
4.54
4.31
3.31
100.00
% 12.37
% 22.26
% 31.92
% 39.51
% 44.51
% 49.34
% 53.96
% 58.50
% 62.81
% 66.12
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Delaware
1
2
3
4
5
6
7
8
9
10
176
140
111
8
200
3548
38
91
250
4774
STATE FARM GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
DONEGAL GRP
CLOISTER MUT & WINDSOR MOUNT JOY GRP
**STATE TOTAL**
59,914
33,241
24,366
15,311
12,993
10,943
7,417
6,557
6,429
4,966
230,180
58,582
33,020
23,115
14,946
12,257
10,831
7,275
6,423
6,408
4,774
223,701
63.78
62.94
61.34
54.68
63.23
59.16
49.19
79.60
70.85
38.26
59.49
%
%
%
%
%
%
%
%
%
%
%
64.32 %
63.56 %
61.18 %
55.84 %
63.75 %
60.85 %
49.13 %
82.07 %
73.65 %
48.81 %
60.67 %
26.03
14.44
10.59
6.65
5.64
4.75
3.22
2.85
2.79
2.16
100.00
% 26.03
% 40.47
% 51.06
% 57.71
% 63.35
% 68.11
% 71.33
% 74.18
% 76.97
% 79.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
District Of
Columbia
1
176
32,299
32,082
49.28 %
51.08 %
2
3
4
5
6
7
8
9
10
3548
38
200
8
111
140
213
761
91
TRAVELERS GRP
CHUBB INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
ERIE INS GRP
ALLIANZ INS GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
30,786
14,800
13,958
13,937
7,440
6,626
4,688
4,405
3,671
144,502
30,845
14,750
13,656
14,033
6,793
6,536
4,500
4,491
3,702
142,485
29.25
42.95
39.71
44.45
49.13
53.01
35.88
16.29
24.20
39.19
%
%
%
%
%
%
%
%
%
%
31.03 %
45.13 %
40.46 %
45.98 %
48.97 %
53.87 %
37.42 %
17.75 %
25.06 %
40.75 %
21.31
10.24
9.66
9.64
5.15
4.59
3.24
3.05
2.54
100.00
% 43.66
% 53.90
% 63.56
% 73.20
% 78.35
% 82.94
% 86.18
% 89.23
% 91.77
% 100.00
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
10064
4663
3484
176
200
10790
4792
4769
10969
14407
CITIZENS PROP INS CORP
UNIVERSAL INS HOLDING GRP
TOWER HILL INS GRP
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
FEDERATED NATL INS CO
HCI GRP INC
FLORIDA PENINSULA HOLDINGS GRP
UNITED PROP & CAS INS CO
HERITAGE PROP & CAS INS CO
**STATE TOTAL**
794,976
688,800
679,227
639,787
418,114
340,104
313,667
307,405
282,810
273,578
8,716,736
1,003,370
683,589
658,166
640,565
427,465
284,286
313,838
311,411
277,060
201,245
8,722,347
30.32
19.80
28.19
17.06
21.03
24.86
19.41
24.57
28.16
25.21
24.99
%
%
%
%
%
%
%
%
%
%
%
34.39 %
21.60 %
30.36 %
19.14 %
21.12 %
27.61 %
20.61 %
27.85 %
29.36 %
30.62 %
27.27 %
9.12
7.90
7.79
7.34
4.80
3.90
3.60
3.53
3.24
3.14
100.00
%
9.12
% 17.02
% 24.81
% 32.15
% 36.95
% 40.85
% 44.45
% 47.98
% 51.22
% 54.36
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Florida
STATE FARM GRP
© 2015 National Association of Insurance Commissioners
130
22.35 %
22.35 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
Georgia
1
2
3
4
5
6
7
8
9
10
176
8
200
111
3548
561
140
280
50
69
STATE FARM GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
TRAVELERS GRP
GEORGIA FARM BUREAU GRP
NATIONWIDE CORP GRP
AUTO OWNERS GRP
COUNTRY INS & FIN SERV GRP
FARMERS INS GRP
**STATE TOTAL**
758,910
386,249
222,385
173,002
172,644
127,878
101,227
96,962
87,897
51,081
2,697,771
740,653
376,753
209,586
165,659
171,733
132,676
95,727
92,993
87,655
46,511
2,616,459
61.36
55.36
77.48
65.52
49.14
48.46
64.87
67.48
51.85
47.86
61.37
%
%
%
%
%
%
%
%
%
%
%
62.21 %
56.84 %
77.85 %
66.13 %
50.52 %
49.41 %
65.82 %
69.23 %
52.09 %
48.41 %
62.41 %
28.13
14.32
8.24
6.41
6.40
4.74
3.75
3.59
3.26
1.89
100.00
% 28.13
% 42.45
% 50.69
% 57.10
% 63.50
% 68.24
% 72.00
% 75.59
% 78.85
% 80.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Hawaii
1
2
3
4
5
6
7
8
9
10
176
4051
200
3098
8
4672
106
12
783
111
STATE FARM GRP
OCEAN HARBOR GRP
UNITED SERV AUTOMOBILE ASSN GRP
TOKIO MARINE HOLDINGS INC GRP
ALLSTATE INS GRP
DONGBU INS GRP
ISLAND INS CO GRP
AMERICAN INTL GRP
RLI INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
115,270
78,887
29,997
29,271
20,741
14,983
13,407
10,379
9,220
9,194
357,518
113,191
77,648
29,844
27,816
20,515
13,910
13,266
9,947
9,318
8,912
349,604
20.46
4.40
20.48
67.36
66.90
37.54
28.21
18.85
28.50
74.35
26.75
%
%
%
%
%
%
%
%
%
%
%
21.36 %
4.58 %
20.70 %
71.85 %
69.13 %
44.85 %
30.07 %
20.34 %
27.28 %
73.98 %
27.98 %
32.24
22.07
8.39
8.19
5.80
4.19
3.75
2.90
2.58
2.57
100.00
% 32.24
% 54.31
% 62.70
% 70.88
% 76.69
% 80.88
% 84.63
% 87.53
% 90.11
% 92.68
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Idaho
1
2
3
4
5
6
7
8
9
10
176
69
111
8
842
200
2878
473
3548
333
STATE FARM GRP
FARMERS INS GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
FARM BUREAU GRP
UNITED SERV AUTOMOBILE ASSN GRP
UNITED HERITAGE MUT GRP
AMERICAN FAMILY INS GRP
TRAVELERS GRP
MUTUAL OF ENUMCLAW GRP
**STATE TOTAL**
49,080
36,960
35,316
28,432
27,339
16,197
14,074
9,966
9,952
8,403
298,686
48,354
37,512
33,715
28,256
26,287
15,464
13,883
9,801
9,820
7,927
292,206
67.79
60.89
50.94
63.31
72.12
68.38
58.12
85.01
55.59
74.87
65.60
%
%
%
%
%
%
%
%
%
%
%
69.12 %
60.96 %
51.85 %
64.22 %
73.78 %
68.65 %
58.64 %
85.08 %
57.89 %
76.94 %
66.76 %
16.43
12.37
11.82
9.52
9.15
5.42
4.71
3.34
3.33
2.81
100.00
% 16.43
% 28.81
% 40.63
% 50.15
% 59.30
% 64.72
% 69.44
% 72.77
% 76.11
% 78.92
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Illinois
1
2
3
4
5
6
7
8
9
10
176
8
50
69
473
111
241
3548
200
213
STATE FARM GRP
ALLSTATE INS GRP
COUNTRY INS & FIN SERV GRP
FARMERS INS GRP
AMERICAN FAMILY INS GRP
LIBERTY MUT GRP
METROPOLITAN GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ERIE INS GRP
**STATE TOTAL**
1,110,598
419,125
289,177
190,517
170,918
165,017
90,805
88,281
86,832
61,930
3,313,866
1,082,348
413,151
286,954
186,189
166,893
158,695
91,299
91,575
84,076
58,640
3,245,239
69.04
74.20
65.75
81.34
74.92
76.33
73.54
52.40
86.40
74.16
73.46
%
%
%
%
%
%
%
%
%
%
%
70.13 %
76.02 %
66.09 %
81.77 %
75.90 %
77.19 %
74.29 %
53.91 %
87.46 %
75.91 %
74.55 %
33.51
12.65
8.73
5.75
5.16
4.98
2.74
2.66
2.62
1.87
100.00
% 33.51
% 46.16
% 54.89
% 60.64
% 65.79
% 70.77
% 73.51
% 76.18
% 78.80
% 80.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Indiana
1
2
3
4
5
6
7
8
9
10
176
542
8
111
473
213
280
69
200
22624
STATE FARM GRP
INDIANA FARM BUREAU GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
AMERICAN FAMILY INS GRP
ERIE INS GRP
AUTO OWNERS GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
INDIANA FARMERS MUT INS CO
**STATE TOTAL**
484,910
146,803
130,236
123,191
100,218
88,855
69,187
50,671
46,493
45,542
1,776,409
474,310
147,067
126,508
114,934
95,790
81,924
68,994
49,834
44,439
43,734
1,729,907
54.67
49.14
46.34
49.57
50.74
61.58
41.67
48.48
62.38
50.36
53.27
%
%
%
%
%
%
%
%
%
%
%
55.28 %
49.33 %
47.34 %
49.73 %
51.02 %
63.62 %
41.98 %
49.09 %
62.92 %
51.87 %
54.06 %
27.30
8.26
7.33
6.93
5.64
5.00
3.89
2.85
2.62
2.56
100.00
% 27.30
% 35.56
% 42.89
% 49.83
% 55.47
% 60.47
% 64.37
% 67.22
% 69.84
% 72.40
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
131
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
184,773
100,510
61,297
56,434
24,556
23,645
19,510
18,907
18,773
15,758
693,101
181,907
102,480
58,548
54,993
24,071
22,337
19,360
18,302
17,485
14,634
679,377
73.00
93.45
90.05
71.39
89.28
78.42
87.82
62.77
63.80
75.39
79.61
%
%
%
%
%
%
%
%
%
%
%
73.44 %
94.55 %
90.51 %
71.61 %
90.69 %
79.33 %
87.91 %
63.04 %
64.23 %
75.61 %
80.35 %
26.66
14.50
8.84
8.14
3.54
3.41
2.81
2.73
2.71
2.27
100.00
% 26.66
% 41.16
% 50.00
% 58.15
% 61.69
% 65.10
% 67.92
% 70.64
% 73.35
% 75.63
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Iowa
1
2
3
4
5
6
7
8
9
10
176
140
513
473
280
3991
69
8
15350
111
Kansas
1
2
3
4
5
6
7
8
9
10
176
473
69
513
111
8
140
200
3548
123
STATE FARM GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
IOWA FARM BUREAU GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
SHELTER INS GRP
**STATE TOTAL**
235,543
158,808
94,968
91,951
60,172
51,416
48,657
48,033
44,432
27,005
1,049,641
231,213
153,748
96,039
89,802
56,425
47,050
45,461
45,408
43,749
26,586
1,017,698
37.58
39.30
31.94
48.35
40.70
30.47
58.02
46.56
39.09
42.65
40.25
%
%
%
%
%
%
%
%
%
%
%
38.06 %
39.54 %
31.81 %
49.14 %
40.68 %
31.14 %
58.62 %
47.01 %
39.84 %
43.28 %
41.02 %
22.44
15.13
9.05
8.76
5.73
4.90
4.64
4.58
4.23
2.57
100.00
% 22.44
% 37.57
% 46.62
% 55.38
% 61.11
% 66.01
% 70.64
% 75.22
% 79.45
% 82.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
176
109
111
8
200
175
280
140
3548
244
STATE FARM GRP
KENTUCKY FARM BUREAU GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
STATE AUTO MUT GRP
AUTO OWNERS GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
CINCINNATI FIN GRP
**STATE TOTAL**
259,340
235,475
108,953
76,460
43,687
30,258
28,528
27,887
27,315
26,496
1,054,416
253,608
232,625
104,283
72,966
41,339
30,771
28,667
27,507
27,604
25,626
1,030,619
47.27
49.81
42.41
39.51
64.88
28.28
47.95
50.41
25.40
49.16
46.50
%
%
%
%
%
%
%
%
%
%
%
47.88 %
50.68 %
42.83 %
40.82 %
65.21 %
29.54 %
49.26 %
51.39 %
26.64 %
51.00 %
47.36 %
24.60
22.33
10.33
7.25
4.14
2.87
2.71
2.64
2.59
2.51
100.00
% 24.60
% 46.93
% 57.26
% 64.51
% 68.66
% 71.53
% 74.23
% 76.88
% 79.47
% 81.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
176
8
111
14427
200
1344
13207
69
12573
STATE FARM GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
LOUISIANA FARM BUREAU MUT INS CO
UNITED SERV AUTOMOBILE ASSN GRP
ARX HOLDING CORP GRP
LIGHTHOUSE PROP INS CORP
FARMERS INS GRP
LOUISIANA CITIZENS PROPERTY INS.
CENTAURI SPECIALTY INS CO
**STATE TOTAL**
496,176
242,166
133,089
97,151
88,254
87,182
45,041
35,724
34,002
27,262
1,805,758
498,999
236,404
129,738
96,032
84,398
88,688
45,790
35,371
38,297
24,301
1,781,765
31.82
25.36
33.86
30.77
34.42
30.21
24.42
29.34
155.92
22.92
30.98
%
%
%
%
%
%
%
%
%
%
%
33.57 %
26.01 %
34.07 %
32.09 %
34.66 %
31.03 %
26.26 %
30.04 %
158.56 %
23.22 %
32.25 %
27.48
13.41
7.37
5.38
4.89
4.83
2.49
1.98
1.88
1.51
100.00
% 27.48
% 40.89
% 48.26
% 53.64
% 58.53
% 63.35
% 65.85
% 67.83
% 69.71
% 71.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
111
176
8
45
88
15997
1275
200
234
3548
44,994
44,631
26,342
22,828
20,573
20,376
18,958
18,320
16,771
16,198
381,334
43,821
42,426
26,073
22,783
18,272
20,138
17,255
17,753
16,190
16,308
373,722
38.40
50.65
42.14
58.69
35.50
47.05
38.96
36.46
36.26
33.94
46.84
%
%
%
%
%
%
%
%
%
%
%
38.64 %
51.52 %
43.45 %
59.48 %
36.52 %
48.20 %
40.20 %
37.00 %
39.31 %
35.08 %
47.66 %
11.80
11.70
6.91
5.99
5.40
5.34
4.97
4.80
4.40
4.25
100.00
% 11.80
% 23.50
% 30.41
% 36.40
% 41.79
% 47.14
% 52.11
% 56.91
% 61.31
% 65.56
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Maine
STATE FARM GRP
NATIONWIDE CORP GRP
IOWA FARM BUREAU GRP
AMERICAN FAMILY INS GRP
AUTO OWNERS GRP
IMT MUT HOLDING GRP
FARMERS INS GRP
ALLSTATE INS GRP
WEST BEND MUT INS CO
LIBERTY MUT GRP
**STATE TOTAL**
LIBERTY MUT GRP
STATE FARM GRP
ALLSTATE INS GRP
CONCORD GRP
THE HANOVER INS GRP
MMG INS CO
QUINCY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
VERMONT MUT GRP
TRAVELERS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
132
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Maryland
1
2
3
4
5
6
7
8
9
10
176
8
3548
213
200
140
111
473
38
91
STATE FARM GRP
ALLSTATE INS GRP
TRAVELERS GRP
ERIE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
AMERICAN FAMILY INS GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
289,737
209,774
168,959
162,100
149,829
131,999
130,890
31,727
28,105
21,503
1,548,800
288,602
208,075
172,640
152,667
141,922
129,908
124,691
27,616
27,727
20,841
1,513,591
63.83
45.51
43.70
62.39
66.89
63.39
58.68
60.84
100.54
62.77
58.33
%
%
%
%
%
%
%
%
%
%
%
64.61 %
45.47 %
45.12 %
63.99 %
66.89 %
63.95 %
59.27 %
61.62 %
101.06 %
64.70 %
59.31 %
18.71
13.54
10.91
10.47
9.67
8.52
8.45
2.05
1.81
1.39
100.00
% 18.71
% 32.25
% 43.16
% 53.63
% 63.30
% 71.82
% 80.27
% 82.32
% 84.14
% 85.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Massachusetts
1
2
3
4
5
6
7
8
9
10
411
111
586
188
38
22
3548
28
234
200
MAPFRE INS GRP
LIBERTY MUT GRP
ARBELLA INS GRP
SAFETY GRP
CHUBB INC GRP
ANDOVER GRP
TRAVELERS GRP
AMICA MUT GRP
VERMONT MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
266,821
227,357
152,207
148,561
123,068
123,016
97,440
74,983
73,540
70,915
2,072,114
258,266
220,832
147,574
140,767
122,447
119,372
99,608
73,007
71,957
69,181
2,023,615
37.93
34.81
34.26
34.80
31.79
43.81
32.30
25.61
37.55
31.27
35.07
%
%
%
%
%
%
%
%
%
%
%
38.87 %
35.85 %
35.52 %
35.60 %
33.12 %
45.25 %
34.42 %
26.35 %
37.95 %
32.02 %
36.21 %
12.88
10.97
7.35
7.17
5.94
5.94
4.70
3.62
3.55
3.42
100.00
% 12.88
% 23.85
% 31.19
% 38.36
% 44.30
% 50.24
% 54.94
% 58.56
% 62.11
% 65.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Michigan
1
2
3
4
5
6
7
8
9
10
176
280
55
8
88
67
111
69
1309
200
STATE FARM GRP
AUTO OWNERS GRP
AUTOMOBILE CLUB MI GRP
ALLSTATE INS GRP
THE HANOVER INS GRP
MICHIGAN FARM BUREAU GRP
LIBERTY MUT GRP
FARMERS INS GRP
FRANKENMUTH GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
464,200
367,173
341,095
242,756
203,466
136,090
119,140
103,623
81,000
62,458
2,553,593
460,077
359,390
335,867
238,905
205,461
130,486
111,881
102,113
80,429
58,171
2,509,740
67.67
85.90
81.95
73.58
78.53
95.63
66.60
73.70
99.84
89.59
79.06
%
%
%
%
%
%
%
%
%
%
%
68.44 %
87.47 %
82.73 %
74.99 %
79.32 %
97.45 %
67.62 %
75.09 %
101.54 %
89.66 %
80.22 %
18.18
14.38
13.36
9.51
7.97
5.33
4.67
4.06
3.17
2.45
100.00
% 18.18
% 32.56
% 45.91
% 55.42
% 63.39
% 68.72
% 73.38
% 77.44
% 80.61
% 83.06
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Minnesota
1
2
3
4
5
6
7
8
9
10
176
473
69
8
280
111
200
3548
140
55
STATE FARM GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
ALLSTATE INS GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
AUTOMOBILE CLUB MI GRP
**STATE TOTAL**
510,663
261,409
166,737
104,043
102,252
97,514
62,921
57,287
50,793
45,695
1,930,257
495,001
256,810
163,969
100,771
100,946
93,136
60,385
56,227
50,158
45,817
1,881,190
45.30
29.94
32.86
43.60
39.05
38.66
46.36
39.42
36.51
41.30
41.51
%
%
%
%
%
%
%
%
%
%
%
45.98 %
29.97 %
32.45 %
44.88 %
39.08 %
39.01 %
46.50 %
40.28 %
36.99 %
41.85 %
42.02 %
26.46
13.54
8.64
5.39
5.30
5.05
3.26
2.97
2.63
2.37
100.00
% 26.46
% 40.00
% 48.64
% 54.03
% 59.32
% 64.38
% 67.64
% 70.60
% 73.23
% 75.60
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Mississippi
1
2
3
4
5
6
7
8
9
10
176
483
8
140
111
69
200
5
241
123
STATE FARM GRP
SOUTHERN FARM BUREAU CAS GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALFA INS GRP
METROPOLITAN GRP
SHELTER INS GRP
**STATE TOTAL**
247,886
163,942
98,733
75,567
58,178
39,598
35,601
25,406
23,045
22,697
926,736
243,856
160,202
98,038
75,162
53,963
38,390
34,575
24,697
23,191
21,126
907,164
55.56
69.07
41.30
43.84
55.37
49.28
42.85
98.74
63.21
70.27
55.72
%
%
%
%
%
%
%
%
%
%
%
56.32 %
69.39 %
42.24 %
44.67 %
55.96 %
49.84 %
43.18 %
96.10 %
63.38 %
72.32 %
56.38 %
26.75
17.69
10.65
8.15
6.28
4.27
3.84
2.74
2.49
2.45
100.00
% 26.75
% 44.44
% 55.09
% 63.25
% 69.52
% 73.80
% 77.64
% 80.38
% 82.87
% 85.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
133
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
Missouri
1
2
3
4
5
6
7
8
9
10
176
473
111
69
123
1318
140
8
200
514
STATE FARM GRP
AMERICAN FAMILY INS GRP
LIBERTY MUT GRP
FARMERS INS GRP
SHELTER INS GRP
AUTO CLUB ENTERPRISES INS GRP
NATIONWIDE CORP GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
MISSOURI FARM BUREAU GRP
**STATE TOTAL**
484,008
282,166
155,727
142,304
99,713
82,923
78,507
72,304
71,049
60,268
1,841,778
463,200
279,894
144,445
140,209
98,684
83,920
73,617
69,938
68,205
57,976
1,791,825
59.47
52.78
49.79
43.86
55.21
59.66
62.69
42.71
62.77
60.40
57.27
%
%
%
%
%
%
%
%
%
%
%
59.84 %
53.26 %
50.50 %
44.43 %
56.28 %
60.09 %
63.84 %
44.16 %
63.10 %
61.59 %
58.00 %
26.28
15.32
8.46
7.73
5.41
4.50
4.26
3.93
3.86
3.27
100.00
% 26.28
% 41.60
% 50.05
% 57.78
% 63.20
% 67.70
% 71.96
% 75.89
% 79.74
% 83.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Montana
1
2
3
4
5
6
7
8
9
10
176
111
69
4683
3548
200
91
8
28436
38
STATE FARM GRP
LIBERTY MUT GRP
FARMERS INS GRP
MOUNTAIN WEST FARM GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
FARMERS UNION MUT INS CO
CHUBB INC GRP
**STATE TOTAL**
68,131
42,136
36,886
22,867
13,379
13,226
11,717
10,932
6,910
6,430
276,527
65,664
39,865
35,770
21,022
14,169
12,443
10,922
10,630
6,531
6,143
265,544
111.76
93.37
192.44
276.51
103.11
121.43
217.79
134.76
69.08
82.00
140.39
%
%
%
%
%
%
%
%
%
%
%
111.69 %
95.05 %
193.07 %
292.42 %
104.63 %
121.93 %
223.05 %
136.57 %
75.09 %
81.11 %
142.77 %
24.64
15.24
13.34
8.27
4.84
4.78
4.24
3.95
2.50
2.33
100.00
% 24.64
% 39.88
% 53.21
% 61.48
% 66.32
% 71.10
% 75.34
% 79.30
% 81.79
% 84.12
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nebraska
1
2
3
4
5
6
7
8
9
10
176
13889
473
513
140
69
8
200
111
3548
STATE FARM GRP
FARMERS MUT INS CO OF NE
AMERICAN FAMILY INS GRP
IOWA FARM BUREAU GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
TRAVELERS GRP
**STATE TOTAL**
153,237
71,761
54,674
53,890
44,867
31,142
28,670
26,891
17,993
15,806
591,466
149,712
69,276
53,448
49,898
42,906
31,963
26,788
24,886
16,020
16,144
570,904
113.18
192.44
106.92
181.71
159.11
71.79
73.50
91.53
80.95
87.28
131.70
%
%
%
%
%
%
%
%
%
%
%
113.98 %
192.56 %
107.99 %
182.14 %
160.66 %
71.52 %
74.36 %
91.87 %
81.22 %
88.43 %
132.63 %
25.91
12.13
9.24
9.11
7.59
5.27
4.85
4.55
3.04
2.67
100.00
% 25.91
% 38.04
% 47.28
% 56.40
% 63.98
% 69.25
% 74.09
% 78.64
% 81.68
% 84.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nevada
1
2
3
4
5
6
7
8
9
10
176
69
8
111
200
1278
473
3548
91
50
STATE FARM GRP
FARMERS INS GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
CSAA INS GRP
AMERICAN FAMILY INS GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
COUNTRY INS & FIN SERV GRP
**STATE TOTAL**
103,696
79,798
58,622
33,172
30,292
30,172
25,697
20,101
17,481
11,453
505,468
101,150
77,610
57,979
30,885
29,474
29,728
25,208
19,154
17,342
11,173
491,127
36.53
43.83
34.28
39.45
36.60
48.25
56.09
42.33
52.02
35.64
42.46
%
%
%
%
%
%
%
%
%
%
%
37.87 %
44.20 %
35.99 %
40.55 %
37.50 %
50.43 %
56.80 %
44.09 %
55.34 %
36.13 %
44.06 %
20.51
15.79
11.60
6.56
5.99
5.97
5.08
3.98
3.46
2.27
100.00
% 20.51
% 36.30
% 47.90
% 54.46
% 60.45
% 66.42
% 71.51
% 75.48
% 78.94
% 81.21
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Hampshire
1
2
3
4
5
6
7
8
9
10
111
176
8
200
45
234
88
28
3548
241
LIBERTY MUT GRP
STATE FARM GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
CONCORD GRP
VERMONT MUT GRP
THE HANOVER INS GRP
AMICA MUT GRP
TRAVELERS GRP
METROPOLITAN GRP
**STATE TOTAL**
56,306
38,943
30,835
22,564
20,251
15,504
15,296
15,267
14,679
14,283
373,119
55,137
38,150
30,144
21,890
20,352
14,953
15,169
15,027
14,906
13,927
367,428
38.49
31.01
34.65
51.89
50.42
49.59
33.52
19.19
31.04
36.53
44.76
%
%
%
%
%
%
%
%
%
%
%
38.59 %
31.59 %
35.80 %
51.48 %
50.68 %
49.83 %
33.92 %
19.25 %
32.63 %
36.26 %
45.55 %
15.09
10.44
8.26
6.05
5.43
4.16
4.10
4.09
3.93
3.83
100.00
% 15.09
% 25.53
% 33.79
% 39.84
% 45.27
% 49.42
% 53.52
% 57.61
% 61.55
% 65.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
134
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
New Jersey
1
2
3
4
5
6
7
8
9
10
176
111
8
708
38
1227
3548
473
200
762
STATE FARM GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
NEW JERSEY MANUFACTURERS GRP
CHUBB INC GRP
PALISADES GRP
TRAVELERS GRP
AMERICAN FAMILY INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
FRANKLIN MUT GRP
**STATE TOTAL**
292,778
226,029
220,985
204,497
167,562
126,884
121,852
96,092
92,305
78,969
2,479,828
297,667
219,707
220,224
198,125
166,655
126,952
123,290
93,702
90,436
76,599
2,441,484
48.70
42.32
37.25
70.06
55.42
24.38
29.55
52.83
46.83
54.16
47.42
%
%
%
%
%
%
%
%
%
%
%
51.34 %
42.27 %
38.58 %
74.60 %
56.68 %
27.59 %
27.57 %
53.98 %
46.20 %
55.44 %
49.30 %
11.81
9.11
8.91
8.25
6.76
5.12
4.91
3.87
3.72
3.18
100.00
% 11.81
% 20.92
% 29.83
% 38.08
% 44.84
% 49.95
% 54.87
% 58.74
% 62.46
% 65.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Mexico
1
2
3
4
5
6
7
8
9
10
176
69
8
111
200
91
3548
513
38
19
STATE FARM GRP
FARMERS INS GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
IOWA FARM BUREAU GRP
CHUBB INC GRP
ASSURANT INC GRP
**STATE TOTAL**
99,053
93,778
48,666
43,268
40,079
23,856
18,388
16,113
10,805
9,685
468,730
97,494
92,720
49,202
39,693
38,998
23,945
18,888
15,341
10,539
9,182
458,861
41.21
39.01
49.15
49.08
49.66
56.22
32.65
55.19
37.81
70.22
45.05
%
%
%
%
%
%
%
%
%
%
%
41.36 %
39.05 %
50.49 %
49.59 %
50.48 %
58.10 %
34.78 %
55.53 %
37.65 %
70.96 %
45.79 %
21.13
20.01
10.38
9.23
8.55
5.09
3.92
3.44
2.31
2.07
100.00
% 21.13
% 41.14
% 51.52
% 60.75
% 69.30
% 74.39
% 78.32
% 81.75
% 84.06
% 86.12
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New York
1
2
3
4
5
6
7
8
9
10
176
8
3548
38
111
2538
2518
140
12
241
STATE FARM GRP
ALLSTATE INS GRP
TRAVELERS GRP
CHUBB INC GRP
LIBERTY MUT GRP
AMTRUST NGH GRP
NYCM INS GRP
NATIONWIDE CORP GRP
AMERICAN INTL GRP
METROPOLITAN GRP
**STATE TOTAL**
763,921
730,454
496,677
455,536
425,606
187,120
170,547
151,932
133,133
131,204
5,110,113
748,680
724,353
507,770
447,527
418,300
184,455
167,945
152,117
126,931
133,560
5,020,548
50.89
38.76
32.60
50.55
37.39
41.34
52.19
35.05
60.38
40.79
43.08
%
%
%
%
%
%
%
%
%
%
%
54.20 %
41.62 %
34.37 %
51.30 %
38.23 %
43.81 %
53.22 %
35.98 %
63.16 %
41.64 %
45.21 %
14.95
14.29
9.72
8.91
8.33
3.66
3.34
2.97
2.61
2.57
100.00
% 14.95
% 29.24
% 38.96
% 47.88
% 56.21
% 59.87
% 63.21
% 66.18
% 68.78
% 71.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Carolina
1
2
3
4
5
6
7
8
9
10
176
140
324
8
200
213
111
3548
280
69
STATE FARM GRP
NATIONWIDE CORP GRP
NORTH CAROLINA FARM BUREAU GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ERIE INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
AUTO OWNERS GRP
FARMERS INS GRP
**STATE TOTAL**
445,174
295,968
286,730
171,603
161,530
126,384
105,609
67,141
64,459
51,774
2,314,547
438,167
292,596
284,721
168,334
152,154
119,006
105,709
71,465
63,102
50,954
2,257,738
43.09
41.71
48.70
38.89
54.36
49.28
41.28
32.65
42.21
34.53
45.32
%
%
%
%
%
%
%
%
%
%
%
43.53 %
42.52 %
49.01 %
39.61 %
54.68 %
50.44 %
41.65 %
33.30 %
42.97 %
34.94 %
46.01 %
19.23
12.79
12.39
7.41
6.98
5.46
4.56
2.90
2.78
2.24
100.00
% 19.23
% 32.02
% 44.41
% 51.82
% 58.80
% 64.26
% 68.83
% 71.73
% 74.51
% 76.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Dakota
1
2
3
4
5
6
7
8
9
10
176
473
32670
3500
280
69
698
241
200
50
STATE FARM GRP
AMERICAN FAMILY INS GRP
FARMERS UNION MUT INS CO
NODAK MUT GRP
AUTO OWNERS GRP
FARMERS INS GRP
NORTH STAR CO GRP
METROPOLITAN GRP
UNITED SERV AUTOMOBILE ASSN GRP
COUNTRY INS & FIN SERV GRP
**STATE TOTAL**
34,146
22,986
16,745
14,397
14,228
11,225
10,654
6,126
5,703
5,654
187,514
33,201
22,523
16,083
13,845
14,079
10,874
10,129
5,227
5,279
5,499
180,300
30.28
21.26
48.95
49.49
29.87
40.03
35.74
48.37
38.07
21.94
32.56
%
%
%
%
%
%
%
%
%
%
%
31.05 %
21.18 %
48.98 %
49.86 %
29.67 %
39.97 %
36.48 %
48.57 %
38.13 %
22.16 %
32.81 %
18.21
12.26
8.93
7.68
7.59
5.99
5.68
3.27
3.04
3.02
100.00
% 18.21
% 30.47
% 39.40
% 47.08
% 54.66
% 60.65
% 66.33
% 69.60
% 72.64
% 75.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
135
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Ohio
1
2
3
4
5
6
7
8
9
10
176
8
140
111
267
213
244
228
280
69
Oklahoma
1
2
3
4
5
6
7
8
9
10
Oregon
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
STATE FARM GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
GRANGE MUT CAS GRP
ERIE INS GRP
CINCINNATI FIN GRP
WESTFIELD GRP
AUTO OWNERS GRP
FARMERS INS GRP
**STATE TOTAL**
585,739
284,141
226,569
203,460
151,886
129,314
115,246
106,704
80,808
80,149
2,686,484
570,719
276,154
223,524
193,417
145,134
121,658
114,293
104,251
79,896
78,648
2,619,001
43.42
51.02
55.42
45.04
41.94
47.03
50.66
51.86
41.61
43.02
48.08
%
%
%
%
%
%
%
%
%
%
%
44.07 %
52.27 %
56.48 %
45.15 %
42.71 %
48.42 %
52.18 %
52.15 %
42.35 %
43.79 %
48.92 %
21.80
10.58
8.43
7.57
5.65
4.81
4.29
3.97
3.01
2.98
100.00
% 21.80
% 32.38
% 40.81
% 48.39
% 54.04
% 58.85
% 63.14
% 67.12
% 70.12
% 73.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
176
69
111
200
8
1278
123
220
3548
1321
STATE FARM GRP
FARMERS INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
CSAA INS GRP
SHELTER INS GRP
OKLAHOMA FARM BUREAU GRP
TRAVELERS GRP
AMERICAN FARMERS & RANCHERS GRP
**STATE TOTAL**
426,452
264,665
140,165
95,674
95,314
70,204
48,531
45,577
35,692
30,668
1,524,715
411,257
257,899
129,005
91,939
91,403
60,866
47,312
46,157
34,815
30,004
1,468,685
23.75
17.49
20.38
28.41
28.27
28.40
27.26
27.58
27.79
32.82
25.08
%
%
%
%
%
%
%
%
%
%
%
24.55 %
18.32 %
20.64 %
29.61 %
28.95 %
29.40 %
26.78 %
28.03 %
28.65 %
32.51 %
25.69 %
27.97
17.36
9.19
6.27
6.25
4.60
3.18
2.99
2.34
2.01
100.00
% 27.97
% 45.33
% 54.52
% 60.80
% 67.05
% 71.65
% 74.83
% 77.82
% 80.16
% 82.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
176
69
111
8
200
50
473
3548
140
91
STATE FARM GRP
FARMERS INS GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
COUNTRY INS & FIN SERV GRP
AMERICAN FAMILY INS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
173,850
116,484
94,933
59,805
41,362
33,437
32,084
15,677
15,444
13,861
714,520
172,275
115,383
91,215
59,190
39,276
32,924
31,772
15,559
15,261
13,867
701,201
49.05
54.60
42.57
40.61
53.80
62.72
45.13
47.52
62.90
50.17
50.29
%
%
%
%
%
%
%
%
%
%
%
50.30 %
55.44 %
45.73 %
42.01 %
54.42 %
63.25 %
46.05 %
49.29 %
65.27 %
50.16 %
51.67 %
24.33
16.30
13.29
8.37
5.79
4.68
4.49
2.19
2.16
1.94
100.00
% 24.33
% 40.63
% 53.92
% 62.29
% 68.08
% 72.76
% 77.25
% 79.44
% 81.60
% 83.54
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Pennsylvania
1
2
3
4
5
6
7
8
9
10
176
213
8
140
111
3548
200
38
69
250
STATE FARM GRP
ERIE INS GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
CHUBB INC GRP
FARMERS INS GRP
DONEGAL GRP
**STATE TOTAL**
579,392
477,968
459,272
292,218
272,441
221,277
113,747
89,535
65,371
63,370
3,173,062
577,230
464,158
453,987
287,332
264,654
228,912
108,941
86,983
59,065
61,213
3,118,336
64.07
68.61
65.78
64.75
63.00
45.59
66.10
86.33
64.67
63.50
65.11
%
%
%
%
%
%
%
%
%
%
%
65.98 %
70.33 %
68.18 %
65.93 %
64.10 %
47.04 %
66.89 %
87.43 %
66.69 %
65.56 %
66.82 %
18.26
15.06
14.47
9.21
8.59
6.97
3.58
2.82
2.06
2.00
100.00
% 18.26
% 33.32
% 47.80
% 57.01
% 65.59
% 72.57
% 76.15
% 78.97
% 81.03
% 83.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Rhode Island
1
2
3
4
5
6
7
8
9
10
8
28
111
140
200
241
10969
497
22
38
ALLSTATE INS GRP
AMICA MUT GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
METROPOLITAN GRP
UNITED PROP & CAS INS CO
NBIC HOLDINGS GRP
ANDOVER GRP
CHUBB INC GRP
**STATE TOTAL**
50,635
48,483
33,072
26,590
19,690
19,342
16,320
16,157
15,119
12,966
353,593
50,517
48,178
32,596
26,349
18,856
19,338
13,393
16,475
14,301
12,995
346,422
32.27
29.04
48.51
40.41
34.88
38.81
43.66
40.49
35.24
18.46
36.20
%
%
%
%
%
%
%
%
%
%
%
33.82 %
29.55 %
48.82 %
40.57 %
35.19 %
39.05 %
44.09 %
44.50 %
35.53 %
18.25 %
37.12 %
14.32
13.71
9.35
7.52
5.57
5.47
4.62
4.57
4.28
3.67
100.00
% 14.32
% 28.03
% 37.38
% 44.90
% 50.47
% 55.94
% 60.56
% 65.13
% 69.40
% 73.07
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
136
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
South Carolina
1
2
3
4
5
6
7
8
9
10
176
8
200
140
3548
111
533
69
280
12
South Dakota
1
2
3
4
5
6
7
8
9
10
176
473
69
140
13889
513
205
200
698
280
Tennessee
1
2
3
4
5
6
7
8
9
10
Texas
Utah
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
363,480
168,943
115,613
90,887
87,208
73,641
65,819
49,230
42,374
41,565
1,536,997
356,767
165,027
111,426
90,418
86,132
70,835
67,425
48,998
41,729
41,436
1,498,483
51.30
52.35
70.10
70.74
57.42
59.65
59.19
40.10
62.60
54.63
51.50
%
%
%
%
%
%
%
%
%
%
%
52.06 %
53.40 %
70.44 %
72.01 %
58.92 %
60.06 %
59.99 %
40.65 %
63.56 %
56.97 %
52.42 %
23.65
10.99
7.52
5.91
5.67
4.79
4.28
3.20
2.76
2.70
100.00
% 23.65
% 34.64
% 42.16
% 48.08
% 53.75
% 58.54
% 62.82
% 66.03
% 68.78
% 71.49
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
FARMERS MUT INS CO OF NE
IOWA FARM BUREAU GRP
DE SMET INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NORTH STAR CO GRP
AUTO OWNERS GRP
**STATE TOTAL**
41,830
24,620
15,234
14,328
13,956
10,219
8,701
7,973
7,688
7,599
203,614
40,210
23,923
14,834
13,450
13,201
9,341
9,258
7,400
7,360
7,484
195,168
99.78
63.05
102.97
245.17
115.18
204.44
66.51
83.47
114.56
132.53
115.02
%
%
%
%
%
%
%
%
%
%
%
99.79 %
63.39 %
102.02 %
247.33 %
115.37 %
204.79 %
67.41 %
84.11 %
115.18 %
136.28 %
115.99 %
20.54
12.09
7.48
7.04
6.85
5.02
4.27
3.92
3.78
3.73
100.00
% 20.54
% 32.64
% 40.12
% 47.15
% 54.01
% 59.03
% 63.30
% 67.22
% 70.99
% 74.72
% 100.00
%
%
%
%
%
%
%
%
%
%
%
176
694
8
111
200
3548
69
140
213
280
STATE FARM GRP
TENNESSEE FARMERS GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
ERIE INS GRP
AUTO OWNERS GRP
**STATE TOTAL**
464,291
353,247
144,831
136,796
102,729
81,344
72,617
71,369
57,327
36,371
1,839,623
459,953
345,128
143,274
126,861
94,432
83,544
70,485
69,442
49,537
36,793
1,792,685
51.54
54.28
36.41
50.10
60.74
33.18
45.03
58.28
58.31
40.97
50.24
%
%
%
%
%
%
%
%
%
%
%
52.28 %
55.53 %
37.18 %
50.34 %
61.33 %
34.99 %
46.29 %
59.62 %
59.98 %
41.56 %
51.17 %
25.24
19.20
7.87
7.44
5.58
4.42
3.95
3.88
3.12
1.98
100.00
% 25.24
% 44.44
% 52.31
% 59.75
% 65.33
% 69.76
% 73.70
% 77.58
% 80.70
% 82.68
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
176
8
69
200
111
3548
140
809
1344
38
STATE FARM GRP
ALLSTATE INS GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
TEXAS FARM BUREAU MUT GRP
ARX HOLDING CORP GRP
CHUBB INC GRP
**STATE TOTAL**
1,990,391
937,176
884,309
699,071
649,588
275,846
251,199
230,329
204,413
144,140
7,860,674
1,945,658
884,916
864,229
661,706
609,575
271,799
242,105
216,347
190,469
141,334
7,532,488
36.67
45.38
51.85
55.96
49.13
40.47
46.62
76.18
48.25
44.30
46.25
%
%
%
%
%
%
%
%
%
%
%
39.86 %
46.59 %
53.91 %
56.75 %
50.45 %
41.80 %
49.55 %
76.43 %
49.58 %
45.81 %
48.29 %
25.32
11.92
11.25
8.89
8.26
3.51
3.20
2.93
2.60
1.83
100.00
% 25.32
% 37.24
% 48.49
% 57.39
% 65.65
% 69.16
% 72.35
% 75.29
% 77.89
% 79.72
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
176
69
8
13471
473
200
111
140
513
280
STATE FARM GRP
FARMERS INS GRP
ALLSTATE INS GRP
BEAR RIVER MUT INS CO
AMERICAN FAMILY INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
IOWA FARM BUREAU GRP
AUTO OWNERS GRP
**STATE TOTAL**
87,348
66,744
55,322
31,946
24,683
24,050
23,960
18,741
14,688
13,573
463,877
84,887
67,132
54,519
30,651
23,903
23,265
22,399
18,660
14,194
13,192
451,729
38.94
39.64
37.46
43.12
47.94
40.88
49.84
42.14
40.00
39.65
42.27
%
%
%
%
%
%
%
%
%
%
%
38.88 %
39.93 %
39.42 %
43.41 %
48.92 %
41.20 %
50.34 %
43.03 %
40.94 %
41.39 %
43.18 %
18.83
14.39
11.93
6.89
5.32
5.18
5.17
4.04
3.17
2.93
100.00
% 18.83
% 33.22
% 45.14
% 52.03
% 57.35
% 62.54
% 67.70
% 71.74
% 74.91
% 77.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE FARM GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
LIBERTY MUT GRP
SOUTH CAROLINA FARM BUREAU MUT GRP
FARMERS INS GRP
AUTO OWNERS GRP
AMERICAN INTL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
137
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Vermont
1
2
3
4
5
6
7
8
9
10
234
18686
111
176
195
45
8
38
3548
200
VERMONT MUT GRP
CO OPERATIVE INS CO
LIBERTY MUT GRP
STATE FARM GRP
UNION MUTUAL FIRE INS GRP
CONCORD GRP
ALLSTATE INS GRP
CHUBB INC GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
22,017
19,759
19,545
13,868
12,677
11,965
10,207
9,130
8,553
8,172
184,161
21,633
19,486
19,015
13,588
12,475
12,192
10,046
8,961
8,498
7,961
181,036
66.56
67.23
56.55
71.20
72.87
81.09
87.09
32.68
73.40
58.56
67.93
%
%
%
%
%
%
%
%
%
%
%
66.73 %
67.76 %
58.19 %
72.65 %
72.93 %
80.97 %
90.83 %
33.36 %
75.36 %
58.77 %
69.20 %
11.96
10.73
10.61
7.53
6.88
6.50
5.54
4.96
4.64
4.44
100.00
% 11.96
% 22.68
% 33.30
% 40.83
% 47.71
% 54.21
% 59.75
% 64.71
% 69.35
% 73.79
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Virginia
1
2
3
4
5
6
7
8
9
10
176
200
8
3548
140
111
213
69
203
473
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLSTATE INS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
ERIE INS GRP
FARMERS INS GRP
VIRGINIA FARM BUREAU GRP
AMERICAN FAMILY INS GRP
**STATE TOTAL**
398,481
314,840
204,798
193,221
187,487
118,642
114,467
53,528
48,193
34,696
2,017,448
396,260
302,851
204,381
196,737
183,460
112,026
108,435
53,929
48,493
30,972
1,975,908
38.43
42.86
29.08
25.98
42.96
42.25
40.27
27.00
30.35
44.55
37.01
%
%
%
%
%
%
%
%
%
%
%
39.05 %
42.84 %
29.77 %
26.78 %
43.55 %
42.92 %
41.43 %
26.87 %
30.77 %
45.09 %
37.63 %
19.75
15.61
10.15
9.58
9.29
5.88
5.67
2.65
2.39
1.72
100.00
% 19.75
% 35.36
% 45.51
% 55.09
% 64.38
% 70.26
% 75.93
% 78.59
% 80.98
% 82.70
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Washington
1
2
3
4
5
6
7
8
9
10
176
111
69
8
200
24341
473
333
91
241
STATE FARM GRP
LIBERTY MUT GRP
FARMERS INS GRP
ALLSTATE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
PEMCO MUT INS CO
AMERICAN FAMILY INS GRP
MUTUAL OF ENUMCLAW GRP
HARTFORD FIRE & CAS GRP
METROPOLITAN GRP
**STATE TOTAL**
269,030
205,599
201,882
170,144
117,308
92,059
57,416
49,997
44,656
40,880
1,521,728
268,530
195,579
202,262
169,056
114,529
89,449
53,634
49,058
44,842
39,971
1,495,283
50.98
60.25
50.07
51.04
53.04
61.82
68.26
79.57
64.18
70.50
56.28
%
%
%
%
%
%
%
%
%
%
%
53.37 %
62.88 %
50.93 %
52.72 %
53.39 %
62.75 %
71.09 %
82.16 %
65.43 %
71.89 %
58.19 %
17.68
13.51
13.27
11.18
7.71
6.05
3.77
3.29
2.93
2.69
100.00
% 17.68
% 31.19
% 44.46
% 55.64
% 63.35
% 69.40
% 73.17
% 76.45
% 79.39
% 82.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
West Virginia
1
2
3
4
5
6
7
8
9
10
176
213
140
8
111
200
228
4339
175
91
STATE FARM GRP
ERIE INS GRP
NATIONWIDE CORP GRP
ALLSTATE INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
WESTFIELD GRP
FARMERS & MECHANICS MUT GRP
STATE AUTO MUT GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
100,051
69,759
53,216
35,588
23,743
17,184
16,966
11,151
10,086
8,340
414,178
99,114
65,306
53,421
35,711
22,798
16,330
16,991
10,827
10,199
7,843
404,823
54.70
64.55
57.20
52.69
66.43
53.48
57.73
50.74
52.26
48.21
57.47
%
%
%
%
%
%
%
%
%
%
%
55.72 %
66.46 %
58.24 %
54.29 %
66.63 %
53.52 %
57.94 %
51.62 %
55.11 %
49.43 %
58.66 %
24.16
16.84
12.85
8.59
5.73
4.15
4.10
2.69
2.44
2.01
100.00
% 24.16
% 41.00
% 53.85
% 62.44
% 68.17
% 72.32
% 76.42
% 79.11
% 81.55
% 83.56
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Wisconsin
1
2
3
4
5
6
7
8
9
10
473
176
14184
8
111
15350
69
280
213
200
AMERICAN FAMILY INS GRP
STATE FARM GRP
ACUITY A MUT INS CO
ALLSTATE INS GRP
LIBERTY MUT GRP
WEST BEND MUT INS CO
FARMERS INS GRP
AUTO OWNERS GRP
ERIE INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
285,868
212,775
60,305
51,334
51,312
49,464
46,914
46,454
39,010
32,578
1,287,145
281,816
209,572
57,675
49,176
49,218
46,534
47,353
45,035
35,332
31,048
1,257,468
47.28
53.15
63.69
48.50
52.86
60.28
47.95
63.54
49.99
54.76
54.54
%
%
%
%
%
%
%
%
%
%
%
47.82 %
54.06 %
64.05 %
50.64 %
52.84 %
60.96 %
48.00 %
65.73 %
51.39 %
55.08 %
55.48 %
22.21
16.53
4.69
3.99
3.99
3.84
3.64
3.61
3.03
2.53
100.00
% 22.21
% 38.74
% 43.43
% 47.41
% 51.40
% 55.24
% 58.89
% 62.50
% 65.53
% 68.06
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
138
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
40,502
30,160
25,464
15,151
9,112
8,546
8,371
5,590
4,545
3,152
170,125
39,161
29,741
24,270
14,542
8,803
8,494
7,983
5,438
4,335
3,072
164,088
58.69
61.28
75.73
52.31
68.38
75.47
67.89
160.02
9.47
61.66
64.36
%
%
%
%
%
%
%
%
%
%
%
59.62 %
60.85 %
82.18 %
52.34 %
70.07 %
76.10 %
67.08 %
162.65 %
11.01 %
61.47 %
65.81 %
23.81
17.73
14.97
8.91
5.36
5.02
4.92
3.29
2.67
1.85
100.00
% 23.81
% 41.54
% 56.50
% 65.41
% 70.76
% 75.79
% 80.71
% 83.99
% 86.67
% 88.52
% 100.00
%
%
%
%
%
%
%
9.32 %
12.77 %
1.46 %
21.21 %
3.23 %
10.89 %
22.69 %
N/A
8.84 %
9.82 %
31.26
26.06
11.12
8.82
7.56
4.59
4.52
4.19
1.88
100.00
% 31.26 %
% 57.32 %
% 68.44 %
% 77.27 %
% 84.82 %
% 89.41 %
% 93.93 %
% 98.12 %
% 100.00 %
% 100.00 %
%
%
%
%
37.68 %
15.22 %
26.95 %
13.55 %
14.47 %
N/A
3.59 %
0.00 %
106.84 %
31.23 %
63.07
18.00
15.24
1.79
1.30
0.29
0.19
0.09
0.03
100.00
% 63.07 %
% 81.07 %
% 96.31 %
% 98.10 %
% 99.40 %
% 99.69 %
% 99.88 %
% 99.97 %
% 100.00 %
% 100.00 %
0.68 %
0.97 %
Direct
Premiums
Written
(000)
Wyoming
1
2
3
4
5
6
7
8
9
10
176
69
4683
111
8
140
200
91
38
241
Guam
1
2
3
4
5
6
7
8
9
13597
12
10972
4672
3098
18380
12633
200
3219
CHUNG KUO INS CO LTD
AMERICAN INTL GRP
FIRST NET INS CO
DONGBU INS GRP
TOKIO MARINE HOLDINGS INC GRP
PACIFIC IND INS CO
CENTURY INS CO GU LTD
UNITED SERV AUTOMOBILE ASSN GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
**STATE TOTAL**
5,748
4,792
2,046
1,623
1,389
844
831
771
345
18,389
5,740
4,708
2,131
1,660
1,395
876
575
776
248
18,108
8.39
10.79
1.32
16.94
2.20
9.15
18.47
N/A
8.84
8.32
1
2
3
4
5
6
7
8
9
71
411
3526
10308
12
200
4802
26778
4804
UNIVERSAL INS CO GRP
MAPFRE INS GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
ANTILLES INS CO
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRIPLE S GRP
INTEGRAND ASSUR CO
MULTINATIONAL GRP
**STATE TOTAL**
28,392
8,103
6,859
805
584
133
85
41
12
45,014
28,674
7,566
6,921
787
712
144
94
45
12
44,956
36.98
13.53
26.06
12.30
12.97
N/A
3.29
0.00
102.87
30.32
1
3526
COOPERATIVA DE SEGUROS MULTIPLES GRP
10,329
10,528
2
3
4
5
6
411
4706
161
12
200
MAPFRE INS GRP
LOCKHART CO GRP
TOPA EQUITIES LTD GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
2,169
1,496
957
237
164
15,352
2,176
1,583
932
229
164
15,613
1
10972
FIRST NET INS CO
80
80
2
3
4
4672
18380
3098
DONGBU INS GRP
PACIFIC IND INS CO
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
67
30
29
206
97
31
28
237
Canada
1
2
176
65
399,898
65
399,964
403,617
65
403,681
Agg. Other Alien
1
2
3
4
5
6
7
8
12
626
3526
38
98
4672
10972
18380
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
STATE FARM GRP
FARMERS INS GRP
MOUNTAIN WEST FARM GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
METROPOLITAN GRP
**STATE TOTAL**
STATE FARM GRP
FM GLOBAL GRP
**STATE TOTAL**
AMERICAN INTL GRP
ACE LTD GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
CHUBB INC GRP
WR BERKLEY CORP GRP
DONGBU INS GRP
FIRST NET INS CO
PACIFIC IND INS CO
**STATE TOTAL**
6,725
2,005
1,737
1,069
98
4
4
3
11,644
10,763
2,002
1,660
1,464
98
(29)
4
4
15,964
© 2015 National Association of Insurance Commissioners
139
30.76
12.22
3.76
62.43
43.14
7.58
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
67.28 %
%
%
%
%
%
%
%
%
%
%
%
67.28 %
%
%
%
%
%
%
33.27 %
12.77 %
3.82 %
66.15 %
44.56 %
8.25 %
0.15 %
0.15 %
0.00
0.00
7.64
0.93
%
%
%
%
0.00 %
0.00 %
8.68 %
1.06 %
49.41 %
33.68 %
49.40 %
51.22 %
33.68 %
51.21 %
99.98 % 99.98 %
0.02 % 100.00 %
100.00 % 100.00 %
11.26
N/A
1.41
20.79
15.84
N/A
62.53
0.00
0.18
6.52 %
25.34 %
1.45 %
20.75 %
15.84 %
N/A
33.39 %
0.00 %
18.82 %
57.76
17.22
14.91
9.18
0.84
0.03
0.03
0.03
100.00
%
%
%
%
%
%
%
14.13
9.75
6.23
1.55
1.07
100.00
% 81.41 %
% 91.16 %
% 97.39 %
% 98.93 %
% 100.00 %
% 100.00 %
38.97 %
32.52
14.56
13.95
100.00
38.97 %
% 71.48 %
% 86.05 %
% 100.00 %
% 100.00 %
% 57.76 %
% 74.97 %
% 89.89 %
% 99.07 %
% 99.91 %
% 99.94 %
% 99.97 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
140
05.1, 05.2—Total Commercial Multi-Peril
© 2015 National Association of Insurance Commissioners
141
© 2015 National Association of Insurance Commissioners
142
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
3548
140
111
91
38
69
3098
176
244
218
796
88
212
280
213
12
8
98
761
626
18767
473
228
311
303
12968
222
2538
84
175
13528
158
785
361
50
1279
201
34215
93
802
457
242
501
4698
14184
36
267
124
807
1309
4670
474
234
250
31
4715
411
37800
920
1344
15326
1129
150
96
153
1120
Group/
Company Name
TRAVELERS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
FARMERS INS GRP
TOKIO MARINE HOLDINGS INC GRP
STATE FARM GRP
CINCINNATI FIN GRP
CNA INS GRP
QBE INS GRP
THE HANOVER INS GRP
ZURICH INS GRP
AUTO OWNERS GRP
ERIE INS GRP
AMERICAN INTL GRP
ALLSTATE INS GRP
WR BERKLEY CORP GRP
ALLIANZ INS GRP
ACE LTD GRP
CHURCH MUT INS CO
AMERICAN FAMILY INS GRP
WESTFIELD GRP
MAIN STREET AMER GRP
GUIDEONE INS GRP
AMERICAN COASTAL INS CO
GREATER NY GRP
AMTRUST NGH GRP
AMERICAN FINANCIAL GRP
STATE AUTO MUT GRP
BROTHERHOOD MUT INS CO
FAIRFAX FIN GRP
MARKEL CORP GRP
MUNICH RE GRP
COUNTRY INS & FIN SERV GRP
ARCH INS GRP
UTICA GRP
NUCLEAR ELECTRIC INS LTD
STATE NATL GRP
CAPITAL INS GRP
ARGONAUT GRP
SELECTIVE INS GRP
ALLEGHANY GRP
ASPEN INS HOLDING GRP
ACUITY A MUT INS CO
CENTRAL MUT INS CO GRP
GRANGE MUT CAS GRP
AMERISURE CO GRP
COLUMBIA INS GRP
FRANKENMUTH GRP
STARR GRP
FCCI MUT INS GRP
VERMONT MUT GRP
DONEGAL GRP
BERKSHIRE HATHAWAY GRP
MS & AD INS GRP
MAPFRE INS GRP
LEADING INS GRP INS CO LTD
GLOBAL IND GRP
ARX HOLDING CORP GRP
UTICA FIRST INS CO
WHITE MOUNTAINS GRP
OLD REPUBLIC GRP
SECURA INS GRP
PEKIN INS GRP
EVEREST REINS HOLDINGS GRP
Direct
Premiums
Written
(000)
3,202,340
2,491,296
2,251,186
1,751,473
1,706,820
1,619,617
1,617,857
1,564,087
1,125,772
1,058,830
907,938
899,249
842,444
839,144
762,829
724,863
696,214
679,465
539,120
518,566
449,798
428,553
390,293
346,963
321,385
310,233
302,505
293,234
266,505
261,307
261,121
245,579
245,105
243,027
240,498
198,118
196,776
184,374
179,895
178,110
151,773
151,285
147,766
146,910
136,735
130,791
130,486
128,625
126,710
126,133
125,481
117,190
116,042
115,386
115,341
115,304
109,098
101,611
101,476
101,412
100,862
100,479
99,183
97,468
95,807
91,783
Direct
Premiums
Earned
(000)
Loss
Ratio
3,171,649
2,405,397
2,278,229
1,735,027
1,627,178
1,557,872
1,562,927
1,552,567
1,107,274
1,098,381
943,924
880,284
919,339
819,615
729,178
715,575
686,779
657,253
540,755
512,547
448,262
412,693
383,954
343,147
314,426
308,054
290,939
357,741
262,269
253,374
247,791
237,613
246,993
230,813
257,498
177,946
189,823
204,065
147,370
174,054
154,922
145,065
142,003
133,039
131,038
122,606
124,911
127,103
126,296
121,183
141,007
108,356
108,250
110,360
92,669
108,597
113,637
138,888
95,152
97,781
93,747
98,664
98,212
94,240
93,380
85,024
46.03
57.70
42.95
39.34
38.30
51.30
45.71
41.31
49.57
58.31
34.55
48.35
44.26
52.80
56.77
48.44
50.15
49.39
61.51
32.80
44.98
76.10
49.78
52.31
60.45
4.56
44.45
61.37
31.16
50.05
68.76
52.80
49.76
37.83
65.58
46.89
49.76
108.10
89.41
63.70
47.26
57.27
56.25
51.42
45.36
44.68
65.36
45.99
48.08
61.78
63.46
37.74
37.31
71.65
48.68
58.19
16.12
115.31
45.83
1.51
49.12
39.70
44.19
53.24
48.73
25.91
© 2015 National Association of Insurance Commissioners
143
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
54.11 %
64.69 %
50.13 %
48.50 %
44.40 %
53.99 %
55.10 %
46.48 %
56.45 %
68.32 %
39.65 %
55.43 %
48.22 %
57.85 %
62.83 %
52.92 %
50.66 %
56.59 %
72.28 %
40.70 %
45.78 %
77.45 %
60.07 %
60.16 %
63.05 %
5.02 %
52.59 %
70.12 %
37.53 %
56.76 %
71.38 %
67.06 %
57.26 %
47.72 %
70.46 %
52.66 %
58.23 %
108.10 %
99.51 %
73.91 %
64.12 %
61.47 %
64.36 %
57.18 %
52.27 %
43.29 %
74.85 %
64.27 %
53.42 %
68.49 %
71.39 %
52.23 %
39.71 %
79.44 %
58.34 %
66.38 %
19.25 %
134.48 %
50.07 %
2.30 %
58.93 %
43.76 %
68.71 %
64.24 %
55.82 %
75.38 %
8.17
6.36
5.74
4.47
4.35
4.13
4.13
3.99
2.87
2.70
2.32
2.29
2.15
2.14
1.95
1.85
1.78
1.73
1.38
1.32
1.15
1.09
1.00
0.89
0.82
0.79
0.77
0.75
0.68
0.67
0.67
0.63
0.63
0.62
0.61
0.51
0.50
0.47
0.46
0.45
0.39
0.39
0.38
0.37
0.35
0.33
0.33
0.33
0.32
0.32
0.32
0.30
0.30
0.29
0.29
0.29
0.28
0.26
0.26
0.26
0.26
0.26
0.25
0.25
0.24
0.23
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
8.17
14.53
20.27
24.74
29.09
33.22
37.35
41.34
44.21
46.91
49.23
51.52
53.67
55.81
57.76
59.61
61.38
63.12
64.49
65.82
66.96
68.06
69.05
69.94
70.76
71.55
72.32
73.07
73.75
74.42
75.08
75.71
76.33
76.95
77.57
78.07
78.57
79.04
79.50
79.96
80.35
80.73
81.11
81.48
81.83
82.17
82.50
82.83
83.15
83.47
83.79
84.09
84.39
84.68
84.98
85.27
85.55
85.81
86.07
86.32
86.58
86.84
87.09
87.34
87.58
87.82
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
226
447
62
4672
65
291
3219
866
4359
15261
225
853
7
195
4574
4802
14176
19
513
248
109
22
660
689
3489
518
71
306
984
271
14575
408
783
15024
3478
775
256
3526
38300
4726
23574
333
144
3786
17710
748
542
1275
15997
4720
26778
645
123
14010
67
762
4507
26468
13420
Group/
Company Name
MERCHANTS MUT GRP
HARFORD GRP
EMC INS CO GRP
DONGBU INS GRP
FM GLOBAL GRP
MOTORISTS MUT GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
WESTERN WORLD GRP
HOUSING AUTHORITY PROP GRP
SOCIETY INS
IAT REINS CO GRP
PUBLIC SERV GRP
FEDERATED MUT GRP
UNION MUTUAL FIRE INS GRP
CATLIN US INS GRP
TRIPLE S GRP
HASTINGS MUT INS CO
ASSURANT INC GRP
IOWA FARM BUREAU GRP
UNITED FIRE & CAS GRP
KENTUCKY FARM BUREAU GRP
ANDOVER GRP
MERCURY GEN GRP
BANKERS INS GRP
DELEK GRP
GRINNELL MUT GRP
UNIVERSAL INS CO GRP
CUNA MUT GRP
HCC INS HOLDINGS GRP
PENNSYLVANIA NATL INS GRP
MILLERS CAPITAL INS CO
AMERICAN NATL FIN GRP
RLI INS GRP
PREFERRED MUT INS CO
HALLMARK FIN SERV GRP
PHARMACISTS MUT GRP
PROSIGHT GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
SAMSUNG FIRE & MARINE INS CO LTD
ARCHER DANIELS MIDLAND GRP
MIDWEST FAMILY MUT INS CO
MUTUAL OF ENUMCLAW GRP
NORFOLK & DEDHAM GRP
ENDURANCE GRP
ALABAMA MUNICIPAL INS CORP
MEADOWBROOK INS GRP
INDIANA FARM BUREAU GRP
QUINCY MUT GRP
MMG INS CO
CONIFER HOLDINGS GRP
INTEGRAND ASSUR CO
OREGON MUT GRP
SHELTER INS GRP
CRUSADER INS CO
MICHIGAN FARM BUREAU GRP
FRANKLIN MUT GRP
BUILDERS GRP
SOUTHERN MUT CHURCH INS CO
BADGER MUT INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
91,556
91,068
86,439
83,655
82,612
82,013
80,729
76,369
75,360
74,403
74,119
73,777
73,416
72,004
66,933
66,915
65,290
64,916
64,246
63,849
63,087
62,855
59,563
57,803
57,587
57,477
57,356
57,111
56,493
56,225
53,553
52,500
52,100
51,435
51,014
49,134
48,483
48,275
47,271
47,132
45,081
43,684
40,960
40,227
39,508
37,464
36,961
35,581
35,503
34,791
34,516
32,757
32,640
32,084
32,053
32,019
31,499
31,397
31,098
39,198,608
Direct
Premiums
Earned
(000)
89,115
87,344
82,724
83,075
81,563
79,285
87,336
74,439
73,112
71,848
74,425
73,206
70,254
61,096
58,426
68,905
62,866
64,211
61,182
62,562
62,215
61,004
53,735
56,577
54,902
56,408
59,273
57,878
55,503
55,738
52,933
50,180
49,720
48,191
52,227
47,338
29,688
49,388
42,691
45,228
42,628
42,412
38,241
26,107
40,224
52,544
34,685
32,547
33,562
28,063
36,060
33,272
31,782
30,777
31,144
31,234
30,377
30,547
30,561
38,646,719
© 2015 National Association of Insurance Commissioners
144
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
64.00
53.13
74.22
71.62
56.75
48.28
90.73
108.93
35.87
58.06
73.06
61.18
47.27
44.76
67.39
25.34
77.73
52.99
68.55
56.66
39.48
34.19
41.40
17.89
48.51
44.46
21.76
38.61
60.35
55.40
58.50
48.97
35.44
56.25
68.36
37.92
39.75
27.92
18.85
11.21
73.91
46.56
38.21
55.69
45.78
58.23
60.17
27.35
29.21
42.91
25.30
58.13
45.84
29.09
71.83
49.12
8.33
40.07
45.21
48.86
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
77.59 %
59.44 %
80.53 %
97.33 %
57.34 %
48.93 %
94.55 %
120.60 %
35.28 %
68.20 %
85.09 %
85.13 %
52.45 %
46.57 %
72.43 %
30.73 %
87.45 %
58.76 %
73.37 %
60.28 %
39.76 %
36.46 %
42.61 %
19.09 %
56.27 %
47.40 %
23.91 %
43.78 %
73.66 %
60.68 %
63.14 %
51.15 %
41.64 %
61.69 %
77.86 %
46.42 %
50.11 %
30.26 %
26.20 %
13.51 %
81.08 %
49.95 %
38.23 %
61.16 %
70.43 %
71.67 %
60.46 %
33.16 %
34.67 %
46.61 %
30.95 %
59.56 %
48.52 %
46.66 %
79.35 %
53.95 %
24.94 %
41.36 %
55.98 %
55.76 %
0.23
0.23
0.22
0.21
0.21
0.21
0.21
0.19
0.19
0.19
0.19
0.19
0.19
0.18
0.17
0.17
0.17
0.17
0.16
0.16
0.16
0.16
0.15
0.15
0.15
0.15
0.15
0.15
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.12
0.11
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
100.00
% 88.05
% 88.28
% 88.50
% 88.72
% 88.93
% 89.14
% 89.34
% 89.54
% 89.73
% 89.92
% 90.11
% 90.30
% 90.49
% 90.67
% 90.84
% 91.01
% 91.18
% 91.34
% 91.51
% 91.67
% 91.83
% 91.99
% 92.14
% 92.29
% 92.44
% 92.58
% 92.73
% 92.88
% 93.02
% 93.16
% 93.30
% 93.43
% 93.57
% 93.70
% 93.83
% 93.95
% 94.08
% 94.20
% 94.32
% 94.44
% 94.56
% 94.67
% 94.77
% 94.88
% 94.98
% 95.07
% 95.17
% 95.26
% 95.35
% 95.44
% 95.52
% 95.61
% 95.69
% 95.77
% 95.85
% 95.94
% 96.02
% 96.10
% 96.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
05 - Total Commercial Multi-Peril
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
3548
140
111
91
38
69
3098
176
244
218
796
88
280
212
213
8
98
12
761
626
18767
473
228
311
303
12968
222
2538
84
175
13528
158
785
361
50
1279
201
34215
93
802
457
242
501
4698
14184
36
267
124
807
1309
4670
474
234
250
4715
31
411
37800
920
1344
15326
150
1129
96
153
1120
Group/
Company Name
TRAVELERS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
FARMERS INS GRP
TOKIO MARINE HOLDINGS INC GRP
STATE FARM GRP
CINCINNATI FIN GRP
CNA INS GRP
QBE INS GRP
THE HANOVER INS GRP
AUTO OWNERS GRP
ZURICH INS GRP
ERIE INS GRP
ALLSTATE INS GRP
WR BERKLEY CORP GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
ACE LTD GRP
CHURCH MUT INS CO
AMERICAN FAMILY INS GRP
WESTFIELD GRP
MAIN STREET AMER GRP
GUIDEONE INS GRP
AMERICAN COASTAL INS CO
GREATER NY GRP
AMTRUST NGH GRP
AMERICAN FINANCIAL GRP
STATE AUTO MUT GRP
BROTHERHOOD MUT INS CO
FAIRFAX FIN GRP
MARKEL CORP GRP
MUNICH RE GRP
COUNTRY INS & FIN SERV GRP
ARCH INS GRP
UTICA GRP
NUCLEAR ELECTRIC INS LTD
STATE NATL GRP
CAPITAL INS GRP
ARGONAUT GRP
SELECTIVE INS GRP
ALLEGHANY GRP
ASPEN INS HOLDING GRP
ACUITY A MUT INS CO
CENTRAL MUT INS CO GRP
GRANGE MUT CAS GRP
AMERISURE CO GRP
COLUMBIA INS GRP
FRANKENMUTH GRP
STARR GRP
FCCI MUT INS GRP
VERMONT MUT GRP
DONEGAL GRP
MS & AD INS GRP
BERKSHIRE HATHAWAY GRP
MAPFRE INS GRP
LEADING INS GRP INS CO LTD
GLOBAL IND GRP
ARX HOLDING CORP GRP
UTICA FIRST INS CO
OLD REPUBLIC GRP
WHITE MOUNTAINS GRP
SECURA INS GRP
PEKIN INS GRP
EVEREST REINS HOLDINGS GRP
Direct
Premiums
Written
(000)
3,202,340
2,491,296
2,237,359
1,748,005
1,703,743
1,619,617
1,617,857
1,508,548
1,125,772
1,022,578
907,938
899,228
839,144
833,138
762,829
696,214
676,518
660,781
523,783
506,663
449,798
428,553
390,293
346,963
321,385
310,233
302,505
293,234
264,632
261,307
258,792
245,579
245,105
242,980
240,498
198,118
196,776
184,374
179,895
178,110
151,773
151,285
147,766
146,910
136,735
130,791
130,486
128,625
126,710
126,133
125,481
117,190
116,042
115,386
115,304
112,932
109,098
101,611
101,476
101,412
100,862
99,183
98,561
97,468
95,807
91,783
Direct
Premiums
Earned
(000)
Loss
Ratio
3,171,581
2,405,397
2,263,538
1,731,796
1,623,937
1,557,872
1,562,926
1,496,659
1,107,274
1,063,581
943,924
880,264
819,615
909,863
729,178
686,779
653,847
654,133
526,015
501,347
448,262
412,693
383,954
343,147
314,426
308,054
290,939
357,741
260,095
253,374
245,289
237,613
246,993
230,771
257,498
177,946
189,823
204,065
147,370
174,054
154,922
145,065
142,003
133,039
131,038
122,606
124,911
127,103
126,296
121,183
141,007
108,356
108,250
110,360
108,597
91,462
113,637
138,888
95,152
97,781
93,747
98,212
96,583
94,240
93,380
85,024
46.03
57.70
43.64
39.40
38.27
51.30
45.71
40.95
49.57
58.34
34.55
48.35
52.80
44.46
56.77
50.15
49.33
50.98
61.19
33.06
44.98
76.10
49.78
52.31
60.45
4.56
44.45
61.37
31.03
50.05
69.35
52.75
49.76
37.84
65.58
46.89
49.76
108.10
89.41
63.70
47.26
57.27
56.25
51.42
45.36
44.68
65.36
45.99
48.08
61.78
60.52
37.74
37.31
71.65
58.19
48.62
16.12
115.31
45.83
1.51
49.12
44.19
40.30
53.24
48.73
25.91
© 2015 National Association of Insurance Commissioners
145
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
54.11 %
64.69 %
50.88 %
48.46 %
44.38 %
54.03 %
55.10 %
46.04 %
56.45 %
68.64 %
39.65 %
55.43 %
57.85 %
48.33 %
62.83 %
50.66 %
56.56 %
55.31 %
71.98 %
45.35 %
45.78 %
77.45 %
60.07 %
60.16 %
63.05 %
5.02 %
52.59 %
70.12 %
37.42 %
56.76 %
71.99 %
67.01 %
57.26 %
47.73 %
70.46 %
52.66 %
58.23 %
108.10 %
99.51 %
73.91 %
64.12 %
61.47 %
64.36 %
57.18 %
52.27 %
43.29 %
74.85 %
64.27 %
53.42 %
68.49 %
67.51 %
52.23 %
39.71 %
79.44 %
66.38 %
58.18 %
19.25 %
134.48 %
50.07 %
2.30 %
58.93 %
68.71 %
44.45 %
64.24 %
55.82 %
75.38 %
8.22
6.39
5.74
4.49
4.37
4.16
4.15
3.87
2.89
2.62
2.33
2.31
2.15
2.14
1.96
1.79
1.74
1.70
1.34
1.30
1.15
1.10
1.00
0.89
0.82
0.80
0.78
0.75
0.68
0.67
0.66
0.63
0.63
0.62
0.62
0.51
0.51
0.47
0.46
0.46
0.39
0.39
0.38
0.38
0.35
0.34
0.33
0.33
0.33
0.32
0.32
0.30
0.30
0.30
0.30
0.29
0.28
0.26
0.26
0.26
0.26
0.25
0.25
0.25
0.25
0.24
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
8.22
14.61
20.36
24.84
29.22
33.37
37.52
41.40
44.29
46.91
49.24
51.55
53.70
55.84
57.80
59.59
61.32
63.02
64.36
65.66
66.82
67.92
68.92
69.81
70.63
71.43
72.21
72.96
73.64
74.31
74.97
75.60
76.23
76.86
77.47
77.98
78.49
78.96
79.42
79.88
80.27
80.66
81.04
81.41
81.76
82.10
82.44
82.77
83.09
83.41
83.74
84.04
84.34
84.63
84.93
85.22
85.50
85.76
86.02
86.28
86.54
86.79
87.04
87.30
87.54
87.78
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
05 - Total Commercial Multi-Peril
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
226
447
62
4672
291
3219
866
4359
65
15261
225
853
7
195
4574
4802
14176
19
513
248
109
22
660
689
3489
518
71
306
271
984
14575
408
783
15024
3478
775
256
3526
38300
4726
23574
333
144
3786
17710
748
542
1275
15997
4720
26778
645
123
14010
67
762
4507
26468
13420
Group/
Company Name
MERCHANTS MUT GRP
HARFORD GRP
EMC INS CO GRP
DONGBU INS GRP
MOTORISTS MUT GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
WESTERN WORLD GRP
HOUSING AUTHORITY PROP GRP
FM GLOBAL GRP
SOCIETY INS
IAT REINS CO GRP
PUBLIC SERV GRP
FEDERATED MUT GRP
UNION MUTUAL FIRE INS GRP
CATLIN US INS GRP
TRIPLE S GRP
HASTINGS MUT INS CO
ASSURANT INC GRP
IOWA FARM BUREAU GRP
UNITED FIRE & CAS GRP
KENTUCKY FARM BUREAU GRP
ANDOVER GRP
MERCURY GEN GRP
BANKERS INS GRP
DELEK GRP
GRINNELL MUT GRP
UNIVERSAL INS CO GRP
CUNA MUT GRP
PENNSYLVANIA NATL INS GRP
HCC INS HOLDINGS GRP
MILLERS CAPITAL INS CO
AMERICAN NATL FIN GRP
RLI INS GRP
PREFERRED MUT INS CO
HALLMARK FIN SERV GRP
PHARMACISTS MUT GRP
PROSIGHT GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
SAMSUNG FIRE & MARINE INS CO LTD
ARCHER DANIELS MIDLAND GRP
MIDWEST FAMILY MUT INS CO
MUTUAL OF ENUMCLAW GRP
NORFOLK & DEDHAM GRP
ENDURANCE GRP
ALABAMA MUNICIPAL INS CORP
MEADOWBROOK INS GRP
INDIANA FARM BUREAU GRP
QUINCY MUT GRP
MMG INS CO
CONIFER HOLDINGS GRP
INTEGRAND ASSUR CO
OREGON MUT GRP
SHELTER INS GRP
CRUSADER INS CO
MICHIGAN FARM BUREAU GRP
FRANKLIN MUT GRP
BUILDERS GRP
SOUTHERN MUT CHURCH INS CO
BADGER MUT INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
91,556
91,068
86,439
83,655
82,013
80,729
76,369
75,360
74,432
74,403
74,119
73,777
73,416
72,004
66,933
66,915
65,290
64,916
64,246
63,849
63,087
62,855
59,563
57,803
57,587
57,477
57,356
57,111
56,225
54,973
53,553
52,500
52,100
51,435
51,014
49,134
48,483
47,588
47,271
47,132
45,081
43,684
40,960
40,227
39,508
37,464
36,961
35,581
35,503
34,791
34,516
32,757
32,640
32,084
32,053
32,019
31,499
31,397
31,098
38,961,757
Direct
Premiums
Earned
(000)
89,115
87,344
82,724
83,075
79,285
87,336
74,439
73,112
73,398
71,848
74,425
73,206
70,254
61,096
58,426
68,905
62,866
64,211
61,182
62,562
62,215
61,004
53,735
56,577
54,902
56,408
59,273
57,878
55,738
54,366
52,933
50,180
49,720
48,191
52,227
47,338
29,688
48,747
42,691
45,228
42,628
42,412
38,241
26,107
40,224
52,544
34,685
32,547
33,562
28,063
36,060
33,272
31,782
30,777
31,144
31,234
30,377
30,547
30,561
38,414,518
© 2015 National Association of Insurance Commissioners
146
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
64.00
53.13
74.22
71.62
48.28
90.73
108.93
35.87
50.70
58.06
73.06
61.18
47.27
44.76
67.39
25.34
77.73
52.99
68.55
56.66
39.48
34.19
41.40
17.89
48.51
44.46
21.76
38.61
55.40
60.65
58.50
48.97
35.44
56.25
68.36
37.92
39.75
28.10
18.85
11.21
73.91
46.56
38.21
55.69
45.78
58.23
60.17
27.35
29.21
42.91
25.30
58.13
45.84
29.09
71.83
49.12
8.33
40.07
45.21
48.92
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
77.59 %
59.44 %
80.53 %
97.33 %
48.93 %
94.55 %
120.60 %
35.28 %
51.19 %
68.20 %
85.09 %
85.13 %
52.45 %
46.57 %
72.43 %
30.73 %
87.45 %
58.76 %
73.37 %
60.28 %
39.76 %
36.46 %
42.61 %
19.09 %
56.27 %
47.40 %
23.91 %
43.78 %
60.68 %
74.50 %
63.14 %
51.15 %
41.64 %
61.69 %
77.86 %
46.42 %
50.11 %
30.47 %
26.20 %
13.51 %
81.08 %
49.95 %
38.23 %
61.16 %
70.43 %
71.67 %
60.46 %
33.16 %
34.67 %
46.61 %
30.95 %
59.56 %
48.52 %
46.66 %
79.35 %
53.95 %
24.94 %
41.36 %
55.98 %
55.89 %
0.23
0.23
0.22
0.21
0.21
0.21
0.20
0.19
0.19
0.19
0.19
0.19
0.19
0.18
0.17
0.17
0.17
0.17
0.16
0.16
0.16
0.16
0.15
0.15
0.15
0.15
0.15
0.15
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.12
0.11
0.11
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
100.00
% 88.01
% 88.25
% 88.47
% 88.68
% 88.89
% 89.10
% 89.30
% 89.49
% 89.68
% 89.87
% 90.06
% 90.25
% 90.44
% 90.62
% 90.80
% 90.97
% 91.13
% 91.30
% 91.47
% 91.63
% 91.79
% 91.95
% 92.11
% 92.25
% 92.40
% 92.55
% 92.70
% 92.84
% 92.99
% 93.13
% 93.27
% 93.40
% 93.54
% 93.67
% 93.80
% 93.92
% 94.05
% 94.17
% 94.29
% 94.41
% 94.53
% 94.64
% 94.75
% 94.85
% 94.95
% 95.05
% 95.14
% 95.23
% 95.32
% 95.41
% 95.50
% 95.59
% 95.67
% 95.75
% 95.83
% 95.92
% 96.00
% 96.08
% 96.16
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Alabama
1
2
3
4
5
6
7
8
9
10
3548
280
17710
244
140
176
5
3098
91
8
TRAVELERS GRP
AUTO OWNERS GRP
ALABAMA MUNICIPAL INS CORP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
STATE FARM GRP
ALFA INS GRP
TOKIO MARINE HOLDINGS INC GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
**STATE TOTAL**
55,335
41,721
39,508
39,312
36,935
31,895
20,465
19,962
17,735
17,137
571,143
54,421
41,317
40,224
38,092
35,314
30,714
20,477
20,209
17,667
16,231
568,921
41.43
44.65
45.78
40.57
45.26
55.38
40.37
48.10
26.02
53.33
51.43
%
%
%
%
%
%
%
%
%
%
%
45.38 %
50.96 %
70.43 %
44.74 %
52.23 %
58.61 %
40.16 %
51.54 %
35.66 %
53.28 %
58.38 %
9.69
7.30
6.92
6.88
6.47
5.58
3.58
3.50
3.11
3.00
100.00
%
9.69
% 16.99
% 23.91
% 30.79
% 37.26
% 42.85
% 46.43
% 49.92
% 53.03
% 56.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Alaska
1
2
3
4
5
6
7
8
9
10
111
176
38733
761
8
38
3098
12
3548
309
LIBERTY MUT GRP
STATE FARM GRP
ALASKA NATL INS CO
ALLIANZ INS GRP
ALLSTATE INS GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
AMERICAN INTL GRP
TRAVELERS GRP
WESTERN NATL MUT GRP
**STATE TOTAL**
21,150
12,682
10,888
10,673
8,164
6,953
5,421
4,033
3,305
2,849
112,520
21,608
12,559
10,023
10,600
8,245
6,640
5,560
4,307
3,344
6,888
116,026
17.03
30.64
21.08
34.09
35.73
28.51
26.37
91.87
9.69
23.30
30.18
%
%
%
%
%
%
%
%
%
%
%
20.26 %
31.37 %
23.19 %
37.54 %
31.46 %
29.86 %
35.15 %
88.69 %
18.50 %
25.43 %
33.14 %
18.80
11.27
9.68
9.48
7.26
6.18
4.82
3.58
2.94
2.53
100.00
% 18.80
% 30.07
% 39.74
% 49.23
% 56.48
% 62.66
% 67.48
% 71.07
% 74.00
% 76.53
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arizona
1
2
3
4
5
6
7
8
9
10
69
3548
140
3098
111
91
218
8
38
176
FARMERS INS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
CNA INS GRP
ALLSTATE INS GRP
CHUBB INC GRP
STATE FARM GRP
**STATE TOTAL**
71,238
53,866
33,056
32,917
28,666
25,894
25,548
25,336
23,060
20,335
606,051
70,083
53,954
30,816
31,382
30,879
25,150
26,943
25,064
21,076
20,252
594,952
53.68
49.19
58.30
58.35
57.84
23.78
45.56
29.49
33.78
52.78
55.02
%
%
%
%
%
%
%
%
%
%
%
54.89 %
61.56 %
66.85 %
75.55 %
65.58 %
23.14 %
55.25 %
27.06 %
36.27 %
61.36 %
63.38 %
11.75
8.89
5.45
5.43
4.73
4.27
4.22
4.18
3.80
3.36
100.00
% 11.75
% 20.64
% 26.10
% 31.53
% 36.26
% 40.53
% 44.75
% 48.93
% 52.73
% 56.09
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
3548
244
140
280
69
176
13528
218
807
98
TRAVELERS GRP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
AUTO OWNERS GRP
FARMERS INS GRP
STATE FARM GRP
BROTHERHOOD MUT INS CO
CNA INS GRP
COLUMBIA INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
26,480
22,204
21,186
14,575
14,425
13,403
12,673
11,965
11,721
11,623
318,399
26,150
21,834
19,945
14,214
14,290
13,429
12,329
11,859
11,882
11,005
312,882
50.77
21.48
63.57
31.44
33.97
44.43
65.18
59.69
30.99
111.27
54.44
%
%
%
%
%
%
%
%
%
%
%
53.53 %
24.66 %
66.25 %
31.51 %
34.57 %
46.73 %
65.85 %
64.83 %
32.51 %
111.16 %
56.71 %
8.32
6.97
6.65
4.58
4.53
4.21
3.98
3.76
3.68
3.65
100.00
%
8.32
% 15.29
% 21.94
% 26.52
% 31.05
% 35.26
% 39.24
% 43.00
% 46.68
% 50.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
1
2
3
4
5
6
7
8
9
10
69
3548
111
140
176
91
38
3098
761
802
680,122
461,356
382,697
319,746
302,154
248,644
230,187
190,065
136,759
132,605
4,494,223
663,136
458,740
382,587
307,274
306,636
250,060
215,387
183,650
138,288
132,386
4,437,290
46.39
40.78
39.33
55.62
23.38
43.65
33.77
36.56
45.44
63.99
44.27
%
%
%
%
%
%
%
%
%
%
%
50.74 %
55.11 %
46.34 %
64.73 %
31.69 %
57.97 %
40.33 %
60.11 %
61.75 %
75.46 %
55.80 %
15.13
10.27
8.52
7.11
6.72
5.53
5.12
4.23
3.04
2.95
100.00
% 15.13
% 25.40
% 33.91
% 41.03
% 47.75
% 53.28
% 58.41
% 62.64
% 65.68
% 68.63
% 100.00
%
%
%
%
%
%
%
%
%
%
%
FARMERS INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
STATE FARM GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
ALLIANZ INS GRP
CAPITAL INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
147
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Colorado
1
2
3
4
5
6
7
8
9
10
3548
473
69
111
140
91
176
280
3098
38
TRAVELERS GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
AUTO OWNERS GRP
TOKIO MARINE HOLDINGS INC GRP
CHUBB INC GRP
**STATE TOTAL**
76,105
73,373
52,042
47,504
42,751
37,436
34,933
34,041
32,035
30,756
718,217
74,658
71,355
52,028
46,846
40,170
37,379
34,744
32,716
32,806
30,167
704,734
59.10
184.52
61.50
49.85
109.34
40.60
39.12
164.22
61.39
38.55
82.54
%
%
%
%
%
%
%
%
%
%
%
63.51 %
187.61 %
61.40 %
59.21 %
114.92 %
44.73 %
43.90 %
178.33 %
65.74 %
44.03 %
88.77 %
10.60
10.22
7.25
6.61
5.95
5.21
4.86
4.74
4.46
4.28
100.00
% 10.60
% 20.81
% 28.06
% 34.67
% 40.62
% 45.84
% 50.70
% 55.44
% 59.90
% 64.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Connecticut
1
2
3
4
5
6
7
8
9
10
3548
91
111
3098
38
140
796
311
88
218
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
TOKIO MARINE HOLDINGS INC GRP
CHUBB INC GRP
NATIONWIDE CORP GRP
QBE INS GRP
MAIN STREET AMER GRP
THE HANOVER INS GRP
CNA INS GRP
**STATE TOTAL**
70,696
62,018
46,665
41,786
40,139
37,923
33,580
27,007
25,019
19,293
635,253
71,295
62,650
48,284
41,108
38,249
35,860
33,081
25,995
24,796
19,979
627,495
35.54
15.61
31.78
32.11
29.80
49.91
33.14
43.87
31.97
51.10
42.40
%
%
%
%
%
%
%
%
%
%
%
42.33 %
20.56 %
39.58 %
36.78 %
36.08 %
57.63 %
38.01 %
54.53 %
37.46 %
60.67 %
48.83 %
11.13
9.76
7.35
6.58
6.32
5.97
5.29
4.25
3.94
3.04
100.00
% 11.13
% 20.89
% 28.24
% 34.82
% 41.13
% 47.10
% 52.39
% 56.64
% 60.58
% 63.62
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Delaware
1
2
3
4
5
6
7
8
9
10
34215
140
3548
250
111
447
244
3098
38
91
NUCLEAR ELECTRIC INS LTD
NATIONWIDE CORP GRP
TRAVELERS GRP
DONEGAL GRP
LIBERTY MUT GRP
HARFORD GRP
CINCINNATI FIN GRP
TOKIO MARINE HOLDINGS INC GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
184,374
10,940
10,923
9,204
7,046
6,351
5,068
5,023
4,723
3,831
298,109
204,065
10,671
10,460
8,828
6,171
5,966
5,365
4,548
4,626
3,957
316,080
108.10
60.60
23.44
61.95
23.68
80.85
61.88
33.85
10.80
18.48
86.56
%
%
%
%
%
%
%
%
%
%
%
108.10 %
64.91 %
25.19 %
63.42 %
36.51 %
91.17 %
70.22 %
42.06 %
15.06 %
16.06 %
88.41 %
61.85
3.67
3.66
3.09
2.36
2.13
1.70
1.69
1.58
1.29
100.00
% 61.85
% 65.52
% 69.18
% 72.27
% 74.63
% 76.76
% 78.46
% 80.15
% 81.73
% 83.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
District Of
Columbia
1
3548
TRAVELERS GRP
35,357
35,561
28.54 %
40.73 %
2
3
4
5
6
7
8
9
10
91
38
3098
213
447
176
140
88
218
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
ERIE INS GRP
HARFORD GRP
STATE FARM GRP
NATIONWIDE CORP GRP
THE HANOVER INS GRP
CNA INS GRP
**STATE TOTAL**
22,042
18,110
10,455
10,436
9,035
5,005
4,997
4,219
4,149
162,465
21,389
17,016
9,883
9,736
8,812
4,981
5,014
3,860
4,068
158,541
15.69
32.18
26.38
13.69
26.90
54.64
73.65
67.21
64.85
30.14
%
%
%
%
%
%
%
%
%
%
25.08 %
33.24 %
37.11 %
21.05 %
31.42 %
60.16 %
76.99 %
68.46 %
72.32 %
37.68 %
13.57
11.15
6.43
6.42
5.56
3.08
3.08
2.60
2.55
100.00
% 35.33
% 46.48
% 52.91
% 59.34
% 64.90
% 67.98
% 71.05
% 73.65
% 76.20
% 100.00
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12968
212
140
111
796
1344
3098
311
38
3548
AMERICAN COASTAL INS CO
ZURICH INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
QBE INS GRP
ARX HOLDING CORP GRP
TOKIO MARINE HOLDINGS INC GRP
MAIN STREET AMER GRP
CHUBB INC GRP
TRAVELERS GRP
**STATE TOTAL**
310,233
212,595
134,660
115,628
93,404
91,451
91,228
86,810
78,181
60,684
2,115,298
308,054
224,839
130,408
120,341
104,539
88,308
90,216
85,433
71,414
61,861
2,109,791
4.56
4.97
31.79
21.08
N/A
N/A
62.44
30.78
33.57
27.34
20.22
%
%
%
%
5.02 %
7.06 %
38.56 %
25.12 %
N/A
N/A
80.42 %
37.98 %
37.87 %
36.63 %
25.98 %
14.67
10.05
6.37
5.47
4.42
4.32
4.31
4.10
3.70
2.87
100.00
% 14.67
% 24.72
% 31.08
% 36.55
% 40.96
% 45.29
% 49.60
% 53.70
% 57.40
% 60.27
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Florida
© 2015 National Association of Insurance Commissioners
148
%
%
%
%
%
21.76 %
21.76 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Georgia
1
2
3
4
5
6
7
8
9
10
3548
280
140
176
244
91
8
38
111
3098
TRAVELERS GRP
AUTO OWNERS GRP
NATIONWIDE CORP GRP
STATE FARM GRP
CINCINNATI FIN GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
CHUBB INC GRP
LIBERTY MUT GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
82,227
67,294
58,476
50,442
48,912
44,308
39,500
38,215
37,219
35,776
963,658
81,691
65,523
56,090
50,358
47,711
43,387
38,882
31,712
37,371
32,271
935,778
53.82
54.35
71.69
46.59
45.72
64.46
58.97
49.96
54.25
73.29
56.08
%
%
%
%
%
%
%
%
%
%
%
60.57 %
54.89 %
78.30 %
50.19 %
53.59 %
75.87 %
59.12 %
55.43 %
62.42 %
80.80 %
62.72 %
8.53
6.98
6.07
5.23
5.08
4.60
4.10
3.97
3.86
3.71
100.00
%
8.53
% 15.52
% 21.58
% 26.82
% 31.89
% 36.49
% 40.59
% 44.56
% 48.42
% 52.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Hawaii
1
2
3
4
5
6
7
8
9
10
3098
761
4715
4672
106
176
12
38
158
785
TOKIO MARINE HOLDINGS INC GRP
ALLIANZ INS GRP
MS & AD INS GRP
DONGBU INS GRP
ISLAND INS CO GRP
STATE FARM GRP
AMERICAN INTL GRP
CHUBB INC GRP
FAIRFAX FIN GRP
MARKEL CORP GRP
**STATE TOTAL**
46,015
33,526
16,081
13,785
11,849
10,600
10,227
3,892
3,593
3,118
171,676
45,251
32,701
15,472
13,004
11,952
10,573
9,247
2,736
3,498
3,096
166,811
27.75
21.87
30.82
34.60
37.25
19.23
42.13
25.89
25.74
33.15
29.14
%
%
%
%
%
%
%
%
%
%
%
34.33 %
26.75 %
36.94 %
42.47 %
48.61 %
20.67 %
39.95 %
34.00 %
40.63 %
33.76 %
35.74 %
26.80
19.53
9.37
8.03
6.90
6.17
5.96
2.27
2.09
1.82
100.00
% 26.80
% 46.33
% 55.70
% 63.73
% 70.63
% 76.80
% 82.76
% 85.03
% 87.12
% 88.94
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Idaho
1
2
3
4
5
6
7
8
9
10
36480
111
842
244
140
69
3548
98
280
3098
IDAHO COUNTIES RISK MGMT PROGRAM
LIBERTY MUT GRP
FARM BUREAU GRP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
TRAVELERS GRP
WR BERKLEY CORP GRP
AUTO OWNERS GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
28,278
17,764
16,478
12,769
11,739
11,598
10,590
9,119
6,401
5,230
190,233
23,901
17,546
15,950
12,372
11,321
11,321
10,719
8,751
6,224
5,260
185,624
43.70
19.59
48.19
29.08
55.11
52.16
47.42
N/A
23.32
32.63
34.81
%
%
%
%
%
%
%
%
%
%
62.07 %
26.49 %
57.99 %
37.57 %
62.13 %
52.18 %
54.80 %
3.63 %
35.47 %
40.88 %
41.99 %
14.86
9.34
8.66
6.71
6.17
6.10
5.57
4.79
3.36
2.75
100.00
% 14.86
% 24.20
% 32.86
% 39.58
% 45.75
% 51.84
% 57.41
% 62.20
% 65.57
% 68.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Illinois
1
2
3
4
5
6
7
8
9
10
3548
176
38
91
50
244
140
69
153
111
TRAVELERS GRP
STATE FARM GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
COUNTRY INS & FIN SERV GRP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
PEKIN INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
164,425
112,981
79,458
76,648
70,003
68,739
64,645
60,282
58,812
51,384
1,682,816
159,702
111,877
78,857
75,758
68,841
69,069
63,481
57,434
58,069
52,378
1,656,969
48.48
46.16
31.79
29.29
62.91
50.19
59.46
74.80
43.83
38.85
53.65
%
%
%
%
%
%
%
%
%
%
%
56.07 %
51.43 %
36.56 %
36.64 %
68.41 %
57.39 %
67.55 %
76.38 %
50.56 %
56.32 %
61.31 %
9.77
6.71
4.72
4.55
4.16
4.08
3.84
3.58
3.49
3.05
100.00
%
9.77
% 16.48
% 21.21
% 25.76
% 29.92
% 34.01
% 37.85
% 41.43
% 44.92
% 47.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Indiana
1
2
3
4
5
6
7
8
9
10
244
111
3548
280
213
542
140
38
176
88
CINCINNATI FIN GRP
LIBERTY MUT GRP
TRAVELERS GRP
AUTO OWNERS GRP
ERIE INS GRP
INDIANA FARM BUREAU GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
STATE FARM GRP
THE HANOVER INS GRP
**STATE TOTAL**
67,285
62,843
53,904
46,328
37,907
36,961
31,458
26,947
25,542
21,560
784,664
66,958
63,204
53,599
46,367
35,359
34,685
31,423
25,815
25,542
21,015
773,389
62.61
26.52
39.72
39.85
55.12
60.17
79.50
29.18
79.92
74.69
57.24
%
%
%
%
%
%
%
%
%
%
%
69.35 %
30.04 %
49.62 %
37.72 %
56.21 %
60.46 %
87.81 %
30.21 %
92.49 %
87.17 %
62.97 %
8.57
8.01
6.87
5.90
4.83
4.71
4.01
3.43
3.26
2.75
100.00
%
8.57
% 16.58
% 23.45
% 29.36
% 34.19
% 38.90
% 42.91
% 46.34
% 49.60
% 52.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
149
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Iowa
1
2
3
4
5
6
7
8
9
10
140
3548
280
244
176
98
518
513
38
473
NATIONWIDE CORP GRP
TRAVELERS GRP
AUTO OWNERS GRP
CINCINNATI FIN GRP
STATE FARM GRP
WR BERKLEY CORP GRP
GRINNELL MUT GRP
IOWA FARM BUREAU GRP
CHUBB INC GRP
AMERICAN FAMILY INS GRP
**STATE TOTAL**
51,302
25,144
22,909
22,339
21,108
15,155
13,330
13,077
12,461
10,518
363,228
51,654
24,705
21,928
22,622
21,482
15,396
13,036
12,583
12,639
9,612
357,226
91.35
60.07
41.10
56.57
43.65
50.26
44.20
58.75
46.30
77.75
67.36
%
%
%
%
%
%
%
%
%
%
%
93.11 %
69.42 %
38.16 %
60.47 %
43.46 %
49.97 %
45.39 %
62.30 %
49.28 %
80.37 %
71.08 %
14.12
6.92
6.31
6.15
5.81
4.17
3.67
3.60
3.43
2.90
100.00
% 14.12
% 21.05
% 27.35
% 33.50
% 39.31
% 43.49
% 47.16
% 50.76
% 54.19
% 57.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kansas
1
2
3
4
5
6
7
8
9
10
140
3548
91
176
244
69
513
473
98
38
NATIONWIDE CORP GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
CINCINNATI FIN GRP
FARMERS INS GRP
IOWA FARM BUREAU GRP
AMERICAN FAMILY INS GRP
WR BERKLEY CORP GRP
CHUBB INC GRP
**STATE TOTAL**
42,981
33,446
19,126
18,809
16,053
16,025
15,509
14,026
13,077
12,500
379,269
42,352
32,627
18,718
18,651
16,681
16,141
14,598
14,160
13,535
11,975
374,025
43.65
31.74
19.92
15.78
5.24
37.50
42.30
39.51
46.28
27.67
35.10
%
%
%
%
%
%
%
%
%
%
%
46.14 %
38.78 %
24.17 %
19.35 %
8.77 %
37.63 %
45.44 %
42.58 %
45.21 %
34.57 %
38.56 %
11.33
8.82
5.04
4.96
4.23
4.23
4.09
3.70
3.45
3.30
100.00
% 11.33
% 20.15
% 25.19
% 30.15
% 34.39
% 38.61
% 42.70
% 46.40
% 49.85
% 53.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
111
109
244
3548
280
38
228
3098
176
140
LIBERTY MUT GRP
KENTUCKY FARM BUREAU GRP
CINCINNATI FIN GRP
TRAVELERS GRP
AUTO OWNERS GRP
CHUBB INC GRP
WESTFIELD GRP
TOKIO MARINE HOLDINGS INC GRP
STATE FARM GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
63,447
63,087
44,416
32,693
23,730
21,090
16,672
14,200
14,115
12,397
506,997
63,584
62,215
42,719
32,741
23,428
21,072
16,133
13,222
13,765
11,050
498,435
59.98
39.48
56.23
39.62
43.26
60.51
23.32
50.51
49.48
59.96
50.35
%
%
%
%
%
%
%
%
%
%
%
64.48 %
39.76 %
61.60 %
47.19 %
49.32 %
64.09 %
31.41 %
65.16 %
59.91 %
66.03 %
55.80 %
12.51
12.44
8.76
6.45
4.68
4.16
3.29
2.80
2.78
2.45
100.00
% 12.51
% 24.96
% 33.72
% 40.17
% 44.85
% 49.01
% 52.30
% 55.10
% 57.88
% 60.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
176
111
140
3548
12
212
303
218
18767
93
STATE FARM GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
GUIDEONE INS GRP
CNA INS GRP
CHURCH MUT INS CO
STATE NATL GRP
**STATE TOTAL**
64,243
42,757
40,503
33,826
31,959
25,011
24,684
22,302
17,285
15,111
536,885
63,086
44,856
40,395
33,852
27,932
29,341
24,142
23,464
17,006
11,365
527,952
33.30
22.39
27.55
34.44
294.94
N/A
29.43
55.25
5.75
41.30
45.30
%
%
%
%
%
%
%
%
%
%
39.97 %
26.44 %
35.03 %
39.84 %
304.02 %
N/A
22.39 %
61.07 %
6.36 %
47.82 %
49.86 %
11.97
7.96
7.54
6.30
5.95
4.66
4.60
4.15
3.22
2.81
100.00
% 11.97
% 19.93
% 27.47
% 33.77
% 39.73
% 44.39
% 48.98
% 53.14
% 56.36
% 59.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
88
111
98
15997
1309
3548
234
3098
311
195
THE HANOVER INS GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
MMG INS CO
FRANKENMUTH GRP
TRAVELERS GRP
VERMONT MUT GRP
TOKIO MARINE HOLDINGS INC GRP
MAIN STREET AMER GRP
UNION MUTUAL FIRE INS GRP
**STATE TOTAL**
34,878
34,180
32,575
15,462
14,602
10,789
9,267
8,054
4,321
4,272
215,973
35,126
34,179
31,923
14,755
13,503
10,655
8,529
7,678
4,202
3,888
212,559
38.82
37.76
48.38
32.18
54.19
55.71
43.98
36.66
151.74
75.94
44.66
%
%
%
%
%
%
%
%
%
%
%
41.08 %
45.32 %
50.80 %
37.40 %
58.74 %
62.57 %
46.05 %
40.45 %
156.69 %
77.46 %
48.63 %
16.15
15.83
15.08
7.16
6.76
5.00
4.29
3.73
2.00
1.98
100.00
% 16.15
% 31.98
% 47.06
% 54.22
% 60.98
% 65.97
% 70.26
% 73.99
% 75.99
% 77.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Maine
© 2015 National Association of Insurance Commissioners
150
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Maryland
1
2
3
4
5
6
7
8
9
10
213
3548
91
140
447
176
111
38
3098
218
ERIE INS GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
HARFORD GRP
STATE FARM GRP
LIBERTY MUT GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
CNA INS GRP
**STATE TOTAL**
73,337
60,025
50,836
41,431
31,642
29,866
28,903
27,490
21,533
19,809
624,967
71,241
60,209
50,399
39,781
30,634
29,745
29,090
24,776
20,532
20,339
615,986
39.11
38.63
26.83
72.97
49.99
65.68
38.55
31.57
30.36
40.18
48.85
%
%
%
%
%
%
%
%
%
%
%
45.52 %
44.46 %
44.09 %
81.21 %
55.67 %
69.64 %
44.91 %
34.73 %
34.56 %
46.47 %
56.08 %
11.73
9.60
8.13
6.63
5.06
4.78
4.62
4.40
3.45
3.17
100.00
% 11.73
% 21.34
% 29.47
% 36.10
% 41.17
% 45.94
% 50.57
% 54.97
% 58.41
% 61.58
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Massachusetts
1
2
3
4
5
6
7
8
9
10
3548
88
38
3098
111
234
98
91
140
144
TRAVELERS GRP
THE HANOVER INS GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
VERMONT MUT GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
NORFOLK & DEDHAM GRP
**STATE TOTAL**
130,198
74,494
67,942
67,851
60,044
57,419
44,193
42,483
39,597
33,012
1,099,653
128,811
73,407
64,847
64,800
62,577
53,698
41,730
41,621
39,480
30,668
1,074,538
27.00
22.81
40.53
35.73
26.53
31.67
28.18
35.06
47.47
31.02
36.06
%
%
%
%
%
%
%
%
%
%
%
31.99 %
26.78 %
44.60 %
35.87 %
36.28 %
33.80 %
35.97 %
48.30 %
52.54 %
31.73 %
40.63 %
11.84
6.77
6.18
6.17
5.46
5.22
4.02
3.86
3.60
3.00
100.00
% 11.84
% 18.61
% 24.79
% 30.96
% 36.42
% 41.64
% 45.66
% 49.53
% 53.13
% 56.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Michigan
1
2
3
4
5
6
7
8
9
10
280
88
3548
244
140
38
1309
14176
3098
91
AUTO OWNERS GRP
THE HANOVER INS GRP
TRAVELERS GRP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
FRANKENMUTH GRP
HASTINGS MUT INS CO
TOKIO MARINE HOLDINGS INC GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
119,090
69,973
65,071
52,857
45,564
39,021
37,958
37,393
36,900
35,838
1,049,293
117,724
70,305
65,197
51,412
43,612
38,316
37,368
36,177
33,639
36,510
1,035,513
61.39
80.56
72.02
84.89
71.37
78.80
74.85
83.74
48.62
47.63
75.94
%
%
%
%
%
%
%
%
%
%
%
67.10 %
83.37 %
77.51 %
89.71 %
77.46 %
81.57 %
79.40 %
92.26 %
58.76 %
46.41 %
81.17 %
11.35
6.67
6.20
5.04
4.34
3.72
3.62
3.56
3.52
3.42
100.00
% 11.35
% 18.02
% 24.22
% 29.26
% 33.60
% 37.32
% 40.94
% 44.50
% 48.02
% 51.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Minnesota
1
2
3
4
5
6
7
8
9
10
473
280
3548
176
140
244
38
88
111
98
AMERICAN FAMILY INS GRP
AUTO OWNERS GRP
TRAVELERS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
CHUBB INC GRP
THE HANOVER INS GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
71,957
60,758
55,913
47,979
32,971
29,047
24,909
21,505
17,955
16,951
690,799
66,536
58,040
55,580
47,665
31,782
28,539
23,826
21,167
18,504
17,671
675,819
45.03
36.33
45.48
35.16
42.07
37.56
40.48
35.99
23.13
32.52
40.10
%
%
%
%
%
%
%
%
%
%
%
45.13 %
36.41 %
54.59 %
39.97 %
45.63 %
45.29 %
41.84 %
42.13 %
22.42 %
31.36 %
43.81 %
10.42
8.80
8.09
6.95
4.77
4.20
3.61
3.11
2.60
2.45
100.00
% 10.42
% 19.21
% 27.31
% 34.25
% 39.02
% 43.23
% 46.83
% 49.95
% 52.55
% 55.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Mississippi
1
2
3
4
5
6
7
8
9
10
3548
140
212
176
474
98
175
111
38
218
TRAVELERS GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
STATE FARM GRP
FCCI MUT INS GRP
WR BERKLEY CORP GRP
STATE AUTO MUT GRP
LIBERTY MUT GRP
CHUBB INC GRP
CNA INS GRP
**STATE TOTAL**
37,285
29,727
21,342
19,658
15,570
15,472
11,159
10,766
10,531
9,687
330,106
36,468
29,077
24,579
19,282
15,127
15,220
10,878
11,542
10,471
10,546
328,492
159.19
49.01
47.72
49.16
53.55
138.27
54.74
34.99
98.40
53.04
72.73
%
%
%
%
%
%
%
%
%
%
%
164.67 %
56.18 %
50.17 %
51.33 %
64.42 %
137.16 %
60.18 %
39.66 %
99.39 %
55.20 %
76.55 %
11.29
9.01
6.47
5.95
4.72
4.69
3.38
3.26
3.19
2.93
100.00
% 11.29
% 20.30
% 26.77
% 32.72
% 37.44
% 42.12
% 45.50
% 48.77
% 51.96
% 54.89
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
151
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Missouri
1
2
3
4
5
6
7
8
9
10
473
3548
244
140
3098
91
176
111
38
807
AMERICAN FAMILY INS GRP
TRAVELERS GRP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
TOKIO MARINE HOLDINGS INC GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
LIBERTY MUT GRP
CHUBB INC GRP
COLUMBIA INS GRP
**STATE TOTAL**
74,936
59,683
43,126
40,087
39,733
33,737
33,525
32,937
28,577
26,152
751,307
72,879
58,285
43,024
39,331
39,908
33,209
32,531
34,403
27,057
25,792
738,666
64.55
54.90
51.98
76.09
55.01
43.48
59.73
51.35
36.67
47.98
56.72
%
%
%
%
%
%
%
%
%
%
%
67.58 %
62.02 %
59.22 %
83.83 %
60.52 %
43.99 %
64.79 %
58.31 %
41.73 %
52.51 %
63.01 %
9.97
7.94
5.74
5.34
5.29
4.49
4.46
4.38
3.80
3.48
100.00
%
9.97
% 17.92
% 23.66
% 28.99
% 34.28
% 38.77
% 43.23
% 47.62
% 51.42
% 54.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Montana
1
2
3
4
5
6
7
8
9
10
111
244
3548
69
140
3098
4683
98
28436
176
LIBERTY MUT GRP
CINCINNATI FIN GRP
TRAVELERS GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
TOKIO MARINE HOLDINGS INC GRP
MOUNTAIN WEST FARM GRP
WR BERKLEY CORP GRP
FARMERS UNION MUT INS CO
STATE FARM GRP
**STATE TOTAL**
17,232
14,900
12,572
11,851
11,626
9,151
7,461
7,183
6,187
5,961
164,541
16,217
14,443
13,214
11,441
11,086
9,131
7,367
6,700
6,011
5,805
160,269
70.09
90.51
78.27
162.08
68.84
50.24
153.80
41.91
69.31
39.96
79.59
%
%
%
%
%
%
%
%
%
%
%
78.49 %
99.08 %
86.88 %
169.28 %
73.73 %
56.62 %
170.24 %
64.04 %
81.43 %
39.45 %
86.40 %
10.47
9.06
7.64
7.20
7.07
5.56
4.53
4.37
3.76
3.62
100.00
% 10.47
% 19.53
% 27.17
% 34.37
% 41.44
% 47.00
% 51.53
% 55.90
% 59.66
% 63.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nebraska
1
2
3
4
5
6
7
8
9
10
140
176
3548
807
98
244
513
38
280
91
NATIONWIDE CORP GRP
STATE FARM GRP
TRAVELERS GRP
COLUMBIA INS GRP
WR BERKLEY CORP GRP
CINCINNATI FIN GRP
IOWA FARM BUREAU GRP
CHUBB INC GRP
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
35,470
25,858
25,699
15,575
14,287
12,713
11,333
9,941
8,290
7,342
257,987
34,611
24,975
24,476
15,476
14,251
12,492
10,491
8,337
7,874
7,314
249,809
223.08
77.19
110.95
83.72
127.37
102.27
99.50
58.05
86.07
86.95
120.59
%
%
%
%
%
%
%
%
%
%
%
225.30 %
78.59 %
120.62 %
87.87 %
124.36 %
111.14 %
102.55 %
62.25 %
89.40 %
104.77 %
123.65 %
13.75
10.02
9.96
6.04
5.54
4.93
4.39
3.85
3.21
2.85
100.00
% 13.75
% 23.77
% 33.73
% 39.77
% 45.31
% 50.24
% 54.63
% 58.48
% 61.70
% 64.54
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nevada
1
2
3
4
5
6
7
8
9
10
69
3548
140
111
91
218
8
38
796
3098
FARMERS INS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
CNA INS GRP
ALLSTATE INS GRP
CHUBB INC GRP
QBE INS GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
37,554
32,314
19,511
19,095
16,831
15,785
14,088
13,845
13,015
12,879
301,692
36,541
31,684
18,375
19,360
16,469
16,750
13,948
13,079
13,160
12,014
295,530
42.29
114.35
50.52
39.68
36.46
54.55
31.13
49.11
39.16
22.78
51.83
%
%
%
%
%
%
%
%
%
%
%
46.05 %
122.79 %
62.56 %
48.29 %
25.38 %
73.48 %
29.85 %
51.74 %
55.35 %
36.32 %
60.24 %
12.45
10.71
6.47
6.33
5.58
5.23
4.67
4.59
4.31
4.27
100.00
% 12.45
% 23.16
% 29.63
% 35.96
% 41.53
% 46.77
% 51.44
% 56.02
% 60.34
% 64.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Hampshire
1
2
3
4
5
6
7
8
9
10
111
98
88
3548
234
15997
195
3098
311
91
LIBERTY MUT GRP
WR BERKLEY CORP GRP
THE HANOVER INS GRP
TRAVELERS GRP
VERMONT MUT GRP
MMG INS CO
UNION MUTUAL FIRE INS GRP
TOKIO MARINE HOLDINGS INC GRP
MAIN STREET AMER GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
31,924
26,432
18,782
14,430
13,729
10,050
9,375
9,015
7,452
6,331
226,109
32,136
25,866
18,814
14,112
12,621
9,545
8,753
8,511
7,312
6,213
222,606
31.41
24.52
117.09
25.25
15.48
20.62
43.67
33.97
22.56
30.31
40.97
%
%
%
%
%
%
%
%
%
%
%
40.42 %
27.16 %
120.08 %
27.75 %
17.17 %
24.76 %
43.50 %
40.23 %
29.13 %
38.54 %
45.44 %
14.12
11.69
8.31
6.38
6.07
4.44
4.15
3.99
3.30
2.80
100.00
% 14.12
% 25.81
% 34.12
% 40.50
% 46.57
% 51.01
% 55.16
% 59.15
% 62.44
% 65.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
152
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
New Jersey
1
2
3
4
5
6
7
8
9
10
3548
91
111
140
38
3098
796
222
88
218
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
QBE INS GRP
GREATER NY GRP
THE HANOVER INS GRP
CNA INS GRP
**STATE TOTAL**
125,867
107,839
107,064
95,894
87,810
69,953
64,399
60,390
56,594
51,117
1,434,577
125,788
104,844
108,567
92,770
87,179
65,505
61,609
57,454
55,816
53,287
1,415,600
37.24
50.00
90.16
53.05
24.68
33.94
36.28
50.71
42.92
94.13
53.98
%
%
%
%
%
%
%
%
%
%
%
45.92 %
59.75 %
101.18 %
65.64 %
34.86 %
42.45 %
40.01 %
57.46 %
53.84 %
107.54 %
63.79 %
8.77
7.52
7.46
6.68
6.12
4.88
4.49
4.21
3.95
3.56
100.00
%
8.77
% 16.29
% 23.75
% 30.44
% 36.56
% 41.44
% 45.92
% 50.13
% 54.08
% 57.64
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Mexico
1
2
3
4
5
6
7
8
9
10
69
3548
111
218
3098
140
91
176
8
791
FARMERS INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
CNA INS GRP
TOKIO MARINE HOLDINGS INC GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
ALLSTATE INS GRP
MOUNTAIN STATES INS CO GRP
**STATE TOTAL**
20,643
20,286
19,419
12,800
12,672
11,589
10,804
8,991
7,507
7,135
219,686
20,259
19,584
19,882
13,277
12,473
11,169
10,737
8,910
7,468
7,296
217,064
29.28
47.94
55.24
54.83
29.96
15.35
11.54
22.15
43.00
39.62
48.28
%
%
%
%
%
%
%
%
%
%
%
30.50 %
53.19 %
61.99 %
59.46 %
43.65 %
21.49 %
16.40 %
26.97 %
42.48 %
55.63 %
54.82 %
9.40
9.23
8.84
5.83
5.77
5.28
4.92
4.09
3.42
3.25
100.00
%
9.40
% 18.63
% 27.47
% 33.30
% 39.07
% 44.34
% 49.26
% 53.35
% 56.77
% 60.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New York
1
2
3
4
5
6
7
8
9
10
140
3548
3098
38
91
222
2538
88
111
218
NATIONWIDE CORP GRP
TRAVELERS GRP
TOKIO MARINE HOLDINGS INC GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
GREATER NY GRP
AMTRUST NGH GRP
THE HANOVER INS GRP
LIBERTY MUT GRP
CNA INS GRP
**STATE TOTAL**
323,367
292,775
236,076
234,671
194,223
156,113
143,830
117,968
107,285
96,970
3,711,941
305,130
291,524
230,322
231,176
188,351
151,328
179,622
116,298
110,786
100,628
3,662,344
58.15
48.53
51.12
49.82
51.49
40.99
65.71
51.76
14.82
85.15
52.73
%
%
%
%
%
%
%
%
%
%
%
68.25 %
57.13 %
56.73 %
64.34 %
72.74 %
50.23 %
71.80 %
60.05 %
26.99 %
97.43 %
62.95 %
8.71
7.89
6.36
6.32
5.23
4.21
3.87
3.18
2.89
2.61
100.00
%
8.71
% 16.60
% 22.96
% 29.28
% 34.51
% 38.72
% 42.59
% 45.77
% 48.66
% 51.27
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Carolina
1
2
3
4
5
6
7
8
9
10
140
3548
213
244
796
91
280
38
111
176
NATIONWIDE CORP GRP
TRAVELERS GRP
ERIE INS GRP
CINCINNATI FIN GRP
QBE INS GRP
HARTFORD FIRE & CAS GRP
AUTO OWNERS GRP
CHUBB INC GRP
LIBERTY MUT GRP
STATE FARM GRP
**STATE TOTAL**
104,368
86,912
64,646
58,682
52,391
50,303
41,796
36,908
33,411
26,685
935,112
99,862
86,226
61,238
57,512
74,462
50,062
40,716
34,989
34,342
26,517
941,726
41.35
33.52
37.55
55.57
47.97
61.95
32.29
57.33
34.24
23.50
41.42
%
%
%
%
%
%
%
%
%
%
%
41.25 %
37.05 %
42.47 %
60.62 %
49.90 %
77.82 %
30.47 %
58.62 %
36.60 %
26.45 %
45.77 %
11.16
9.29
6.91
6.28
5.60
5.38
4.47
3.95
3.57
2.85
100.00
% 11.16
% 20.46
% 27.37
% 33.64
% 39.25
% 44.63
% 49.10
% 53.04
% 56.62
% 59.47
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Dakota
1
2
3
4
5
6
7
8
9
10
140
98
3548
280
244
14184
32670
175
23574
518
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
AUTO OWNERS GRP
CINCINNATI FIN GRP
ACUITY A MUT INS CO
FARMERS UNION MUT INS CO
STATE AUTO MUT GRP
MIDWEST FAMILY MUT INS CO
GRINNELL MUT GRP
**STATE TOTAL**
15,764
13,371
10,033
9,068
8,367
6,562
6,235
5,228
4,360
3,865
143,396
16,104
13,074
9,537
8,569
8,566
6,146
5,896
5,233
4,302
4,175
139,006
56.88
54.05
27.28
9.63
31.98
50.52
27.36
48.11
122.11
43.14
46.17
%
%
%
%
%
%
%
%
%
%
%
60.22 %
52.47 %
32.97 %
N/A
40.19 %
56.12 %
28.51 %
51.85 %
124.19 %
46.73 %
52.16 %
10.99
9.32
7.00
6.32
5.84
4.58
4.35
3.65
3.04
2.70
100.00
% 10.99
% 20.32
% 27.31
% 33.64
% 39.47
% 44.05
% 48.40
% 52.04
% 55.08
% 57.78
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
153
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Ohio
1
2
3
4
5
6
7
8
9
10
244
228
3548
213
111
140
176
280
38
218
Oklahoma
1
2
3
4
5
6
7
8
9
10
3548
69
38
91
111
176
218
13528
3098
18767
Oregon
1
2
3
4
5
6
7
8
9
10
Pennsylvania
Rhode Island
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
166,854
107,380
78,001
67,810
64,708
63,194
57,183
49,462
49,138
34,781
1,237,066
164,362
106,589
77,769
65,770
65,725
61,870
55,567
49,023
44,480
35,922
1,214,326
36.30
48.35
33.40
48.35
43.62
45.43
59.36
28.06
31.08
61.37
46.37
%
%
%
%
%
%
%
%
%
%
%
42.25 %
55.32 %
40.79 %
52.96 %
51.11 %
52.20 %
60.03 %
21.13 %
31.31 %
74.47 %
50.89 %
13.49
8.68
6.31
5.48
5.23
5.11
4.62
4.00
3.97
2.81
100.00
% 13.49
% 22.17
% 28.47
% 33.95
% 39.19
% 44.29
% 48.92
% 52.91
% 56.89
% 59.70
% 100.00
%
%
%
%
%
%
%
%
%
%
%
TRAVELERS GRP
FARMERS INS GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
STATE FARM GRP
CNA INS GRP
BROTHERHOOD MUT INS CO
TOKIO MARINE HOLDINGS INC GRP
CHURCH MUT INS CO
**STATE TOTAL**
52,102
43,012
31,087
30,293
29,525
28,977
26,670
19,389
19,171
13,746
525,855
51,354
42,923
30,177
29,319
28,523
26,838
28,054
18,321
18,995
13,360
511,829
25.93
32.61
49.17
30.52
30.91
25.92
26.23
54.15
22.68
26.33
36.03
%
%
%
%
%
%
%
%
%
%
%
30.98 %
32.84 %
50.39 %
32.66 %
33.70 %
28.08 %
35.35 %
54.54 %
31.32 %
25.96 %
39.49 %
9.91
8.18
5.91
5.76
5.61
5.51
5.07
3.69
3.65
2.61
100.00
%
9.91
% 18.09
% 24.00
% 29.76
% 35.37
% 40.88
% 45.96
% 49.64
% 53.29
% 55.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
111
69
3548
176
3098
140
38
218
91
796
LIBERTY MUT GRP
FARMERS INS GRP
TRAVELERS GRP
STATE FARM GRP
TOKIO MARINE HOLDINGS INC GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
CNA INS GRP
HARTFORD FIRE & CAS GRP
QBE INS GRP
**STATE TOTAL**
80,732
54,029
27,731
24,051
20,367
18,640
15,377
14,995
13,857
13,643
451,558
79,533
52,508
27,343
24,120
19,379
18,174
13,641
15,417
13,801
14,236
442,675
30.54
39.00
51.77
30.57
43.53
65.95
44.40
24.56
46.87
6.55
36.51
%
%
%
%
%
%
%
%
%
%
%
37.48 %
38.28 %
59.72 %
28.87 %
48.69 %
72.44 %
60.40 %
33.56 %
58.65 %
17.15 %
42.96 %
17.88
11.97
6.14
5.33
4.51
4.13
3.41
3.32
3.07
3.02
100.00
% 17.88
% 29.84
% 35.98
% 41.31
% 45.82
% 49.95
% 53.36
% 56.68
% 59.74
% 62.77
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
213
3548
140
3098
38
111
244
91
8
250
ERIE INS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
TOKIO MARINE HOLDINGS INC GRP
CHUBB INC GRP
LIBERTY MUT GRP
CINCINNATI FIN GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
DONEGAL GRP
**STATE TOTAL**
223,792
133,525
114,263
90,632
83,601
82,760
68,287
50,196
46,020
44,050
1,699,468
217,181
131,140
113,961
87,250
81,122
83,234
66,946
50,535
45,282
42,509
1,673,294
62.48
38.36
56.97
44.29
38.08
50.32
64.02
20.74
53.78
77.32
57.36
%
%
%
%
%
%
%
%
%
%
%
69.39 %
45.47 %
64.14 %
53.49 %
45.89 %
59.26 %
72.99 %
29.38 %
57.55 %
89.21 %
66.77 %
13.17
7.86
6.72
5.33
4.92
4.87
4.02
2.95
2.71
2.59
100.00
% 13.17
% 21.03
% 27.75
% 33.08
% 38.00
% 42.87
% 46.89
% 49.84
% 52.55
% 55.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
140
3548
111
38
3098
91
311
8
88
218
NATIONWIDE CORP GRP
TRAVELERS GRP
LIBERTY MUT GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
HARTFORD FIRE & CAS GRP
MAIN STREET AMER GRP
ALLSTATE INS GRP
THE HANOVER INS GRP
CNA INS GRP
**STATE TOTAL**
14,682
13,104
10,921
9,315
8,838
7,187
6,735
5,764
5,628
5,018
151,397
14,048
13,044
11,406
9,094
9,148
7,027
6,598
5,656
5,471
5,526
150,890
42.01
12.13
27.36
6.55
21.13
34.96
63.52
58.51
20.42
47.11
33.05
%
%
%
%
%
%
%
%
%
%
%
46.45 %
17.48 %
32.42 %
8.14 %
18.94 %
56.08 %
70.41 %
67.64 %
28.14 %
55.79 %
38.83 %
9.70
8.66
7.21
6.15
5.84
4.75
4.45
3.81
3.72
3.31
100.00
%
9.70
% 18.35
% 25.57
% 31.72
% 37.56
% 42.30
% 46.75
% 50.56
% 54.28
% 57.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
CINCINNATI FIN GRP
WESTFIELD GRP
TRAVELERS GRP
ERIE INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
STATE FARM GRP
AUTO OWNERS GRP
CHUBB INC GRP
CNA INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
154
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
South Carolina
1
2
3
4
5
6
7
8
9
10
3548
140
280
91
111
176
8
244
26468
3098
TRAVELERS GRP
NATIONWIDE CORP GRP
AUTO OWNERS GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
STATE FARM GRP
ALLSTATE INS GRP
CINCINNATI FIN GRP
SOUTHERN MUT CHURCH INS CO
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
38,026
37,115
32,948
32,894
27,766
25,404
17,812
15,898
15,663
15,150
467,215
38,084
36,424
32,244
32,915
27,588
25,327
17,519
15,577
15,395
13,113
461,318
53.82
54.50
55.55
45.59
32.52
39.30
50.60
38.97
33.24
121.76
49.08
%
%
%
%
%
%
%
%
%
%
%
56.98 %
63.18 %
63.36 %
52.69 %
41.48 %
42.43 %
49.45 %
54.80 %
34.00 %
132.24 %
56.34 %
8.14
7.94
7.05
7.04
5.94
5.44
3.81
3.40
3.35
3.24
100.00
%
8.14
% 16.08
% 23.13
% 30.18
% 36.12
% 41.56
% 45.37
% 48.77
% 52.12
% 55.37
% 100.00
%
%
%
%
%
%
%
%
%
%
%
South Dakota
1
2
3
4
5
6
7
8
9
10
140
98
280
3548
176
473
14184
23574
3098
796
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
AUTO OWNERS GRP
TRAVELERS GRP
STATE FARM GRP
AMERICAN FAMILY INS GRP
ACUITY A MUT INS CO
MIDWEST FAMILY MUT INS CO
TOKIO MARINE HOLDINGS INC GRP
QBE INS GRP
**STATE TOTAL**
14,546
13,306
9,370
7,022
6,804
6,790
6,011
5,728
5,291
4,332
127,096
14,346
12,641
9,011
6,986
6,528
6,382
5,839
6,564
5,046
4,544
124,836
63.41
25.88
95.61
196.80
246.76
99.67
39.85
19.68
48.17
98.91
91.86
%
%
%
%
%
%
%
%
%
%
%
66.01 %
23.58 %
98.34 %
208.60 %
244.74 %
101.45 %
45.45 %
19.75 %
53.76 %
109.81 %
95.40 %
11.45
10.47
7.37
5.52
5.35
5.34
4.73
4.51
4.16
3.41
100.00
% 11.45
% 21.91
% 29.29
% 34.81
% 40.16
% 45.51
% 50.24
% 54.74
% 58.91
% 62.31
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Tennessee
1
2
3
4
5
6
7
8
9
10
3548
280
244
140
213
91
176
3098
111
38
TRAVELERS GRP
AUTO OWNERS GRP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
ERIE INS GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
CHUBB INC GRP
**STATE TOTAL**
49,847
46,683
45,173
36,849
35,212
26,890
26,042
25,955
24,073
23,530
681,707
50,654
46,283
44,190
35,630
32,573
25,883
25,245
24,820
24,549
23,965
667,297
31.73
37.60
46.43
54.50
49.79
38.72
43.75
55.38
42.00
46.62
45.90
%
%
%
%
%
%
%
%
%
%
%
36.20 %
43.11 %
51.48 %
56.34 %
55.75 %
38.92 %
45.83 %
61.69 %
47.40 %
51.82 %
50.24 %
7.31
6.85
6.63
5.41
5.17
3.94
3.82
3.81
3.53
3.45
100.00
%
7.31
% 14.16
% 20.79
% 26.19
% 31.36
% 35.30
% 39.12
% 42.93
% 46.46
% 49.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Texas
1
2
3
4
5
6
7
8
9
10
3548
91
140
111
69
218
38
3098
12
212
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
FARMERS INS GRP
CNA INS GRP
CHUBB INC GRP
TOKIO MARINE HOLDINGS INC GRP
AMERICAN INTL GRP
ZURICH INS GRP
**STATE TOTAL**
222,295
202,859
196,880
168,698
155,574
119,676
106,376
102,110
99,921
93,592
2,601,838
217,907
201,994
189,596
172,767
152,121
124,167
100,811
99,527
93,913
102,255
2,549,328
62.47
37.79
55.54
66.87
66.03
50.69
32.52
39.43
21.32
49.56
50.03
%
%
%
%
%
%
%
%
%
%
%
68.93 %
43.20 %
62.32 %
74.25 %
64.28 %
60.87 %
35.90 %
47.90 %
22.61 %
52.34 %
55.89 %
8.54
7.80
7.57
6.48
5.98
4.60
4.09
3.92
3.84
3.60
100.00
%
8.54
% 16.34
% 23.91
% 30.39
% 36.37
% 40.97
% 45.06
% 48.98
% 52.82
% 56.42
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Utah
1
2
3
4
5
6
7
8
9
10
3548
69
280
111
140
244
176
38
91
218
TRAVELERS GRP
FARMERS INS GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
STATE FARM GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
CNA INS GRP
**STATE TOTAL**
34,674
19,693
19,566
18,080
16,849
10,730
10,337
9,569
9,436
7,223
248,455
33,431
19,524
18,618
18,789
16,280
10,959
10,188
9,015
9,249
7,420
244,404
41.25
29.99
3.23
28.29
52.00
44.13
39.47
22.40
205.30
57.97
42.77
%
%
%
%
%
%
%
%
%
%
%
45.66 %
29.83 %
N/A
34.27 %
56.99 %
54.10 %
46.87 %
33.28 %
211.88 %
69.41 %
48.64 %
13.96
7.93
7.88
7.28
6.78
4.32
4.16
3.85
3.80
2.91
100.00
% 13.96
% 21.88
% 29.76
% 37.03
% 43.82
% 48.13
% 52.30
% 56.15
% 59.94
% 62.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
155
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Vermont
1
2
3
4
5
6
7
8
9
10
4726
111
98
234
195
3548
244
3098
15997
18686
ARCHER DANIELS MIDLAND GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
VERMONT MUT GRP
UNION MUTUAL FIRE INS GRP
TRAVELERS GRP
CINCINNATI FIN GRP
TOKIO MARINE HOLDINGS INC GRP
MMG INS CO
CO OPERATIVE INS CO
**STATE TOTAL**
47,132
16,947
16,235
12,486
9,779
8,277
7,194
6,418
5,439
4,558
177,611
45,228
17,043
16,109
11,942
9,415
8,269
7,002
6,185
5,214
4,542
173,829
11.21
48.01
89.52
85.43
60.36
37.56
48.12
85.78
31.45
23.94
43.62
%
%
%
%
%
%
%
%
%
%
%
13.51 %
54.66 %
93.12 %
87.51 %
61.40 %
44.65 %
51.80 %
90.55 %
38.07 %
23.81 %
46.73 %
26.54
9.54
9.14
7.03
5.51
4.66
4.05
3.61
3.06
2.57
100.00
% 26.54
% 36.08
% 45.22
% 52.25
% 57.75
% 62.41
% 66.46
% 70.08
% 73.14
% 75.71
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Virginia
1
2
3
4
5
6
7
8
9
10
213
140
3548
91
244
38
176
111
88
3098
ERIE INS GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
CINCINNATI FIN GRP
CHUBB INC GRP
STATE FARM GRP
LIBERTY MUT GRP
THE HANOVER INS GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
85,279
75,089
68,408
47,957
37,120
33,231
32,841
26,045
22,039
21,853
753,380
80,301
72,877
68,288
48,347
36,910
30,838
32,088
26,694
21,975
20,641
737,759
49.85
43.00
32.01
24.50
23.18
28.37
23.12
38.79
31.30
21.09
34.28
%
%
%
%
%
%
%
%
%
%
%
54.37 %
47.65 %
39.61 %
27.70 %
26.24 %
30.69 %
25.54 %
44.28 %
33.61 %
21.01 %
38.09 %
11.32
9.97
9.08
6.37
4.93
4.41
4.36
3.46
2.93
2.90
100.00
% 11.32
% 21.29
% 30.37
% 36.73
% 41.66
% 46.07
% 50.43
% 53.89
% 56.81
% 59.71
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Washington
1
2
3
4
5
6
7
8
9
10
111
69
3548
796
3098
140
8
91
218
98
LIBERTY MUT GRP
FARMERS INS GRP
TRAVELERS GRP
QBE INS GRP
TOKIO MARINE HOLDINGS INC GRP
NATIONWIDE CORP GRP
ALLSTATE INS GRP
HARTFORD FIRE & CAS GRP
CNA INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
138,351
86,608
48,507
37,402
36,623
30,797
28,776
28,743
28,385
27,697
775,986
136,586
84,421
48,239
37,601
34,711
29,346
28,796
28,760
30,084
26,141
765,234
43.57
41.52
48.71
26.56
38.39
47.88
69.31
5.99
44.80
7.46
40.57
%
%
%
%
%
%
%
%
%
%
%
50.36 %
42.18 %
54.83 %
36.17 %
48.65 %
53.33 %
67.13 %
N/A
56.70 %
27.24 %
45.62 %
17.83
11.16
6.25
4.82
4.72
3.97
3.71
3.70
3.66
3.57
100.00
% 17.83
% 28.99
% 35.24
% 40.06
% 44.78
% 48.75
% 52.46
% 56.16
% 59.82
% 63.39
% 100.00
%
%
%
%
%
%
%
%
%
%
%
West Virginia
1
2
3
4
5
6
7
8
9
10
213
3548
228
140
244
38
12
175
91
111
ERIE INS GRP
TRAVELERS GRP
WESTFIELD GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
CHUBB INC GRP
AMERICAN INTL GRP
STATE AUTO MUT GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
**STATE TOTAL**
29,964
23,747
19,807
16,566
10,892
9,197
7,871
7,571
5,865
5,415
199,140
28,860
23,179
19,807
16,263
11,005
8,795
8,394
7,478
6,010
5,177
195,370
59.91
29.97
84.42
46.72
49.08
4.96
4.89
38.56
35.77
210.67
47.05
%
%
%
%
%
%
%
%
%
%
%
67.81 %
32.70 %
93.07 %
51.56 %
55.59 %
13.46 %
6.56 %
43.02 %
47.45 %
220.78 %
53.48 %
15.05
11.92
9.95
8.32
5.47
4.62
3.95
3.80
2.95
2.72
100.00
% 15.05
% 26.97
% 36.92
% 45.24
% 50.71
% 55.32
% 59.28
% 63.08
% 66.02
% 68.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Wisconsin
1
2
3
4
5
6
7
8
9
10
3548
473
15261
796
280
38
244
15091
14184
96
TRAVELERS GRP
AMERICAN FAMILY INS GRP
SOCIETY INS
QBE INS GRP
AUTO OWNERS GRP
CHUBB INC GRP
CINCINNATI FIN GRP
RURAL MUT INS CO
ACUITY A MUT INS CO
SECURA INS GRP
**STATE TOTAL**
56,246
43,545
38,262
32,394
31,685
28,886
28,373
25,755
24,368
22,757
654,978
53,939
42,902
36,915
33,531
30,724
28,656
28,767
24,624
23,554
21,867
643,555
27.98
37.72
54.08
90.96
57.52
13.98
50.19
51.78
42.96
65.69
54.23
%
%
%
%
%
%
%
%
%
%
%
38.69 %
41.17 %
61.45 %
101.41 %
61.00 %
11.34 %
56.50 %
60.08 %
47.10 %
76.02 %
59.65 %
8.59
6.65
5.84
4.95
4.84
4.41
4.33
3.93
3.72
3.47
100.00
%
8.59
% 15.24
% 21.08
% 26.02
% 30.86
% 35.27
% 39.60
% 43.54
% 47.26
% 50.73
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
156
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
14,185
10,115
8,947
8,154
7,289
5,483
4,531
4,108
3,226
2,846
96,906
13,601
9,671
8,814
8,062
7,093
5,288
4,500
4,210
3,213
2,764
94,945
54.13
38.61
42.72
44.16
51.19
40.38
94.81
182.03
52.38
37.16
54.48
2
2
2
2
Direct
Premiums
Written
(000)
Wyoming
1
2
3
4
5
6
7
8
9
10
111
140
3548
4683
69
3098
176
12
212
361
American Samoa
1
38
Guam
1
2
3
4
5
6
3098
18380
12
626
3219
38
TOKIO MARINE HOLDINGS INC GRP
PACIFIC IND INS CO
AMERICAN INTL GRP
ACE LTD GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
CHUBB INC GRP
**STATE TOTAL**
1,352
771
354
227
193
22
2,920
1
2
3
4
5
6
7
8
9
10
411
4802
71
3526
26778
4804
796
626
10308
12
MAPFRE INS GRP
TRIPLE S GRP
UNIVERSAL INS CO GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
INTEGRAND ASSUR CO
MULTINATIONAL GRP
QBE INS GRP
ACE LTD GRP
ANTILLES INS CO
AMERICAN INTL GRP
**STATE TOTAL**
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
1
161
2
3
4
5
6
7
8
9
10
411
4706
626
38
111
3526
218
26778
3098
1
3098
2
3
18380
38
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
58.36 %
52.35 %
49.44 %
52.50 %
51.83 %
45.57 %
101.68 %
187.41 %
64.70 %
40.87 %
59.65 %
0.06 %
0.06 %
0.00 %
0.00 %
100.00 % 100.00 %
100.00 % 100.00 %
2,423
776
76
229
188
23
3,715
5.70
N/A
N/A
2.56
N/A
0.48
3.60
6.30 %
1.15 %
N/A
9.75 %
N/A
2.52 %
4.79 %
46.31
26.41
12.12
7.79
6.61
0.75
100.00
% 46.31 %
% 72.73 %
% 84.85 %
% 92.63 %
% 99.25 %
% 100.00 %
% 100.00 %
71,816
66,915
50,249
47,534
34,497
20,249
19,462
8,786
5,849
2,642
331,298
78,105
68,905
51,280
48,674
35,953
19,163
16,663
9,990
6,388
2,996
341,660
11.11
25.34
22.45
28.09
24.84
17.38
25.38
10.20
0.91
N/A
20.12
%
13.85 %
30.73 %
24.63 %
30.46 %
30.32 %
21.30 %
27.59 %
15.55 %
1.66 %
6.66 %
23.81 %
21.68
20.20
15.17
14.35
10.41
6.11
5.87
2.65
1.77
0.80
100.00
% 21.68
% 41.88
% 57.04
% 71.39
% 81.80
% 87.91
% 93.79
% 96.44
% 98.21
% 99.00
% 100.00
TOPA EQUITIES LTD GRP
4,657
4,523
13.94 %
16.01 %
MAPFRE INS GRP
LOCKHART CO GRP
ACE LTD GRP
CHUBB INC GRP
LIBERTY MUT GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
CNA INS GRP
INTEGRAND ASSUR CO
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
3,232
780
190
72
61
54
32
19
9
9,106
2,584
916
940
57
141
73
34
107
14
9,390
TOKIO MARINE HOLDINGS INC GRP
514
PACIFIC IND INS CO
CHUBB INC GRP
**STATE TOTAL**
13
1
529
LIBERTY MUT GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
MOUNTAIN WEST FARM GRP
FARMERS INS GRP
TOKIO MARINE HOLDINGS INC GRP
STATE FARM GRP
AMERICAN INTL GRP
ZURICH INS GRP
MUNICH RE GRP
**STATE TOTAL**
CHUBB INC GRP
**STATE TOTAL**
%
%
%
%
%
%
%
%
%
%
%
%
%
64.09 %
15.50 %
N/A
1.11 %
N/A
32.01 %
108.12 %
240.90 %
N/A
26.87 %
402
0.00 %
0.00 %
12
1
415
0.00 %
N/A
N/A
0.00 %
N/A
N/A
© 2015 National Association of Insurance Commissioners
157
62.76
14.82
N/A
0.68
N/A
30.39
98.42
182.42
N/A
24.94
%
%
%
%
%
%
%
14.64
10.44
9.23
8.41
7.52
5.66
4.68
4.24
3.33
2.94
100.00
% 14.64
% 25.08
% 34.31
% 42.72
% 50.24
% 55.90
% 60.58
% 64.82
% 68.15
% 71.08
% 100.00
51.14 %
35.49
8.57
2.09
0.79
0.67
0.59
0.36
0.20
0.10
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
51.14 %
% 86.63 %
% 95.20 %
% 97.29 %
% 98.08 %
% 98.75 %
% 99.34 %
% 99.69 %
% 99.90 %
% 100.00 %
% 100.00 %
97.33 %
97.33 %
2.54 % 99.87 %
0.13 % 100.00 %
100.00 % 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Canada
1
2
3
4
5
6
7
8
9
10
176
218
761
65
31
98
84
91
14354
111
STATE FARM GRP
CNA INS GRP
ALLIANZ INS GRP
FM GLOBAL GRP
BERKSHIRE HATHAWAY GRP
WR BERKLEY CORP GRP
AMERICAN FINANCIAL GRP
HARTFORD FIRE & CAS GRP
JEWELERS MUT INS CO
LIBERTY MUT GRP
**STATE TOTAL**
55,539
36,109
14,251
8,066
2,410
2,114
1,873
1,726
1,444
749
124,909
55,908
34,621
13,563
8,035
1,207
2,274
2,175
1,491
1,376
789
122,042
50.89
57.73
84.16
112.93
52.75
97.03
46.36
4.39
54.55
66.07
60.85
%
%
%
%
%
%
%
%
%
%
%
58.24 %
58.81 %
95.47 %
114.45 %
70.12 %
97.50 %
50.43 %
5.76 %
45.70 %
17.93 %
65.74 %
44.46
28.91
11.41
6.46
1.93
1.69
1.50
1.38
1.16
0.60
100.00
% 44.46
% 73.37
% 84.78
% 91.24
% 93.17
% 94.86
% 96.36
% 97.74
% 98.90
% 99.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Agg. Other Alien
1
2
3
4
5
6
7
8
9
10
12
111
626
212
38
13528
1129
91
984
761
AMERICAN INTL GRP
LIBERTY MUT GRP
ACE LTD GRP
ZURICH INS GRP
CHUBB INC GRP
BROTHERHOOD MUT INS CO
WHITE MOUNTAINS GRP
HARTFORD FIRE & CAS GRP
HCC INS HOLDINGS GRP
ALLIANZ INS GRP
**STATE TOTAL**
64,082
13,078
11,903
9,269
2,610
2,330
1,804
1,742
1,520
1,085
111,942
61,442
13,902
11,200
9,447
2,814
2,502
1,962
1,740
1,137
1,177
110,159
21.45
N/A
21.03
25.24
59.82
11.16
12.49
8.22
45.90
N/A
13.07
%
27.48 %
N/A
N/A
37.66 %
60.89 %
11.52 %
12.38 %
122.55 %
33.64 %
N/A
1.34 %
57.25
11.68
10.63
8.28
2.33
2.08
1.61
1.56
1.36
0.97
100.00
% 57.25
% 68.93
% 79.56
% 87.84
% 90.17
% 92.25
% 93.87
% 95.42
% 96.78
% 97.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
158
%
%
%
%
%
%
%
%
06—Mortgage Guaranty
© 2015 National Association of Insurance Commissioners
159
© 2015 National Association of Insurance Commissioners
160
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
105
766
12
4011
1135
4694
150
1279
4760
626
16047
Group/
Company Name
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
ACE LTD GRP
SOUTHERN PIONEER PROP & CAS INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
1,024,333
982,062
956,821
638,633
286,341
276,778
226,931
111,667
34,029
112
74
4,537,780
Direct
Premiums
Earned
(000)
Loss
Ratio
981,632
912,406
836,182
589,193
295,311
223,228
234,690
102,722
13,407
112
74
4,188,958
52.48
24.72
28.53
58.85
113.35
2.77
42.54
46.26
0.62
18.33
25.00
43.32
© 2015 National Association of Insurance Commissioners
161
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
52.56 %
24.72 %
28.25 %
58.85 %
113.35 %
2.83 %
46.57 %
46.26 %
0.62 %
18.91 %
25.00 %
43.51 %
22.57
21.64
21.09
14.07
6.31
6.10
5.00
2.46
0.75
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
22.57
44.22
65.30
79.37
85.68
91.78
96.79
99.25
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
105
766
12
4011
1135
4694
150
1279
4760
626
16047
Group/
Company Name
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
ACE LTD GRP
SOUTHERN PIONEER PROP & CAS INS CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
1,024,333
982,035
955,466
637,069
286,341
276,778
226,931
111,667
34,029
112
74
4,534,833
Direct
Premiums
Earned
(000)
Loss
Ratio
981,632
912,303
834,826
587,592
295,311
223,228
234,690
102,722
13,407
112
74
4,185,898
52.48
24.73
28.10
58.90
113.35
2.77
42.54
46.26
0.62
12.06
25.00
43.24
© 2015 National Association of Insurance Commissioners
162
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
52.56 %
24.73 %
27.82 %
58.90 %
113.35 %
2.83 %
46.57 %
46.26 %
0.62 %
12.65 %
25.00 %
43.43 %
22.59
21.66
21.07
14.05
6.31
6.10
5.00
2.46
0.75
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
22.59
44.24
65.31
79.36
85.68
91.78
96.78
99.25
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Alabama
1
2
3
4
5
6
7
8
9
12
4011
766
105
150
1135
4694
1279
4760
AMERICAN INTL GRP
GENWORTH FIN GRP
RADIAN GRP
MGIC GRP
OLD REPUBLIC GRP
PMI GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
15,326
13,739
11,594
11,565
4,784
4,581
4,094
600
85
66,367
12,910
10,002
10,305
11,036
5,233
4,699
2,752
602
24
57,563
30.40
42.40
30.05
44.06
7.20
54.99
0.46
33.45
0.00
33.53
%
%
%
%
%
%
%
%
%
%
30.43 %
42.40 %
30.05 %
43.61 %
9.90 %
54.99 %
0.47 %
33.45 %
0.00 %
33.69 %
23.09
20.70
17.47
17.43
7.21
6.90
6.17
0.90
0.13
100.00
% 23.09 %
% 43.79 %
% 61.26 %
% 78.69 %
% 85.90 %
% 92.80 %
% 98.97 %
% 99.87 %
% 100.00 %
% 100.00 %
Alaska
1
2
3
4
5
6
7
8
9
766
1279
105
4011
12
1135
4694
150
4760
RADIAN GRP
ARCH INS GRP
MGIC GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
4,857
4,273
2,291
1,746
1,301
657
609
220
7
15,960
4,734
4,193
2,272
1,698
1,074
676
474
221
7
15,350
0.06
10.17
13.15
25.04
11.16
54.59
0.00
N/A
0.00
10.24
%
%
%
%
%
%
%
%
%
0.06 %
10.17 %
12.84 %
25.04 %
11.10 %
54.59 %
0.00 %
N/A
0.00 %
10.22 %
30.43
26.77
14.35
10.94
8.15
4.12
3.82
1.38
0.04
100.00
% 30.43 %
% 57.20 %
% 71.55 %
% 82.50 %
% 90.65 %
% 94.76 %
% 98.58 %
% 99.96 %
% 100.00 %
% 100.00 %
Arizona
1
2
3
4
5
6
7
8
9
766
4011
105
12
4694
1135
150
1279
4760
RADIAN GRP
GENWORTH FIN GRP
MGIC GRP
AMERICAN INTL GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
29,089
18,173
17,330
11,869
8,902
5,132
3,868
1,253
317
95,933
28,627
17,508
16,433
9,468
7,407
5,245
3,910
1,260
122
89,980
36.37
54.66
56.70
52.45
2.07
151.98
109.58
41.28
0.00
52.45
%
%
%
%
%
%
%
%
%
%
36.37 %
54.66 %
56.67 %
52.26 %
2.11 %
151.98 %
115.49 %
41.28 %
0.00 %
52.69 %
30.32
18.94
18.06
12.37
9.28
5.35
4.03
1.31
0.33
100.00
% 30.32 %
% 49.27 %
% 67.33 %
% 79.70 %
% 88.98 %
% 94.33 %
% 98.36 %
% 99.67 %
% 100.00 %
% 100.00 %
Arkansas
1
2
3
4
5
6
7
8
9
10
12
150
766
105
4694
4011
1135
1279
16047
4760
AMERICAN INTL GRP
OLD REPUBLIC GRP
RADIAN GRP
MGIC GRP
ESSENT GRP
GENWORTH FIN GRP
PMI GRP
ARCH INS GRP
SOUTHERN PIONEER PROP & CAS INS CO
NMI HOLDINGS GRP
**STATE TOTAL**
7,919
4,975
4,326
4,259
3,715
3,561
1,354
222
74
17
30,421
6,963
5,123
4,176
4,186
3,626
3,548
1,381
260
74
14
29,352
27.34
23.53
29.08
43.93
4.27
45.56
92.14
80.73
25.00
0.00
32.14
%
%
%
%
%
%
%
%
%
%
%
27.25 %
24.90 %
29.08 %
43.83 %
4.35 %
45.56 %
92.14 %
80.73 %
25.00 %
0.00 %
32.37 %
26.03
16.35
14.22
14.00
12.21
11.71
4.45
0.73
0.24
0.06
100.00
% 26.03 %
% 42.38 %
% 56.60 %
% 70.60 %
% 82.81 %
% 94.52 %
% 98.97 %
% 99.70 %
% 99.94 %
% 100.00 %
% 100.00 %
California
1
2
3
4
5
6
7
8
9
766
105
12
4011
4694
1135
150
1279
4760
146,128
91,309
54,171
50,237
33,732
20,434
17,022
8,366
5,646
427,044
126,034
80,667
44,652
41,170
23,751
21,478
17,126
8,189
1,132
364,200
6.48
N/A
26.09
29.23
2.65
106.55
41.86
23.73
0.00
14.67
%
6.48 %
N/A
24.87 %
29.23 %
2.67 %
106.55 %
50.83 %
23.73 %
0.00 %
14.79 %
34.22
21.38
12.69
11.76
7.90
4.79
3.99
1.96
1.32
100.00
% 34.22 %
% 55.60 %
% 68.29 %
% 80.05 %
% 87.95 %
% 92.73 %
% 96.72 %
% 98.68 %
% 100.00 %
% 100.00 %
RADIAN GRP
MGIC GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
163
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Colorado
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
12
766
105
4011
4694
1135
150
1279
4760
AMERICAN INTL GRP
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
35,059
31,356
27,306
12,237
9,263
5,569
3,398
2,057
275
126,520
27,630
26,581
24,770
10,633
7,158
5,936
3,549
1,959
114
108,330
6.34
0.71
N/A
9.89
1.03
N/A
N/A
8.19
0.00
1.90
%
%
Connecticut
1
2
3
4
5
6
7
8
9
105
766
12
4011
1135
4694
150
1279
4760
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
14,054
12,155
11,143
9,946
3,420
3,168
2,622
612
102
57,222
13,828
11,838
11,013
9,676
3,508
2,851
2,692
616
55
56,077
Delaware
1
2
3
4
5
6
7
8
9
105
12
766
4011
150
1135
4694
1279
4760
MGIC GRP
AMERICAN INTL GRP
RADIAN GRP
GENWORTH FIN GRP
OLD REPUBLIC GRP
PMI GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
6,083
3,804
3,464
2,516
1,390
1,125
839
116
19
19,357
5,808
3,338
3,407
2,279
1,414
1,158
729
117
7
18,257
District Of
Columbia
1
1135
PMI GRP
11,848
2
3
4
5
6
7
8
9
12
4760
150
766
105
4011
4694
1279
AMERICAN INTL GRP
NMI HOLDINGS GRP
OLD REPUBLIC GRP
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
ESSENT GRP
ARCH INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
766
12
105
4011
1135
150
4694
1279
4760
RADIAN GRP
AMERICAN INTL GRP
MGIC GRP
GENWORTH FIN GRP
PMI GRP
OLD REPUBLIC GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
Florida
%
%
%
6.29 %
0.71 %
N/A
9.89 %
1.04 %
N/A
N/A
8.19 %
0.00 %
2.19 %
27.71
24.78
21.58
9.67
7.32
4.40
2.69
1.63
0.22
100.00
% 27.71 %
% 52.49 %
% 74.08 %
% 83.75 %
% 91.07 %
% 95.47 %
% 98.16 %
% 99.78 %
% 100.00 %
% 100.00 %
100.79
31.11
40.16
99.23
161.20
0.21
83.37
92.61
0.00
71.54
%
%
%
%
%
%
%
%
%
%
100.46 %
31.11 %
39.37 %
99.23 %
161.20 %
0.25 %
87.54 %
92.61 %
0.00 %
71.51 %
24.56
21.24
19.47
17.38
5.98
5.54
4.58
1.07
0.18
100.00
% 24.56 %
% 45.80 %
% 65.27 %
% 82.66 %
% 88.63 %
% 94.17 %
% 98.75 %
% 99.82 %
% 100.00 %
% 100.00 %
106.03
51.15
32.54
108.90
9.75
72.69
4.13
94.62
0.00
68.89
%
%
%
%
%
%
%
%
%
%
106.16 %
50.98 %
32.54 %
108.90 %
12.76 %
72.69 %
4.18 %
94.62 %
0.00 %
69.13 %
31.43
19.65
17.90
13.00
7.18
5.81
4.33
0.60
0.10
100.00
% 31.43 %
% 51.08 %
% 68.98 %
% 81.98 %
% 89.16 %
% 94.97 %
% 99.30 %
% 99.90 %
% 100.00 %
% 100.00 %
11,459
96.55 %
96.55 %
6,352
5,425
5,186
3,420
2,418
1,447
739
131
36,968
4,842
5,425
5,923
3,050
2,215
1,262
648
129
34,954
N/A
0.00
N/A
6.19
N/A
34.34
0.00
23.44
26.07
%
%
%
%
N/A
0.00 %
N/A
6.19 %
N/A
34.34 %
0.00 %
23.44 %
25.94 %
17.18
14.68
14.03
9.25
6.54
3.91
2.00
0.35
100.00
% 49.23 %
% 63.91 %
% 77.94 %
% 87.19 %
% 93.73 %
% 97.65 %
% 99.65 %
% 100.00 %
% 100.00 %
62,538
36,482
34,977
34,568
16,363
14,400
13,477
4,715
395
217,913
60,204
34,047
32,764
33,128
16,516
14,563
11,556
4,723
200
207,703
62.08
81.29
258.61
135.29
321.48
150.59
1.67
149.41
0.00
133.31
%
%
%
%
%
%
%
%
%
%
62.08 %
80.41 %
259.06 %
135.29 %
321.48 %
157.07 %
1.72 %
149.41 %
0.00 %
133.69 %
28.70
16.74
16.05
15.86
7.51
6.61
6.18
2.16
0.18
100.00
% 28.70 %
% 45.44 %
% 61.49 %
% 77.35 %
% 84.86 %
% 91.47 %
% 97.66 %
% 99.82 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
164
%
%
%
%
32.05 %
32.05 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Georgia
1
2
3
4
5
6
7
8
9
766
12
105
4011
1135
150
4694
1279
4760
RADIAN GRP
AMERICAN INTL GRP
MGIC GRP
GENWORTH FIN GRP
PMI GRP
OLD REPUBLIC GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
40,341
34,571
33,957
22,458
13,148
11,200
9,679
2,875
277
168,506
39,051
30,708
32,580
21,189
13,318
11,274
7,812
2,424
150
158,505
23.08
33.59
36.37
57.06
51.65
5.34
2.71
50.96
0.00
32.93
Hawaii
1
2
3
4
5
6
7
8
9
105
766
12
1135
4011
4694
150
1279
4760
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
PMI GRP
GENWORTH FIN GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
6,479
5,367
3,273
2,251
1,595
721
369
230
2
20,286
6,323
4,773
2,196
2,308
1,416
523
368
300
2
18,210
N/A
N/A
N/A
14.33
68.45
0.00
36.45
148.18
0.00
N/A
Idaho
1
2
3
4
5
6
7
8
9
766
105
4011
12
4694
1279
1135
150
4760
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
ESSENT GRP
ARCH INS GRP
PMI GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
7,008
6,954
3,457
2,963
2,251
1,765
1,234
768
63
26,463
6,784
6,948
3,867
2,691
1,978
1,688
1,263
778
34
26,031
34.48
22.84
92.65
27.89
0.59
16.82
19.84
82.75
0.00
36.30
Illinois
1
2
3
4
5
6
7
8
9
766
105
12
4011
1135
150
4694
1279
4760
RADIAN GRP
MGIC GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
PMI GRP
OLD REPUBLIC GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
53,847
40,693
37,791
34,472
14,517
12,201
10,335
2,667
458
206,981
51,321
39,119
35,605
31,979
14,709
12,355
8,521
2,620
133
196,362
Indiana
1
2
3
4
5
6
7
8
9
12
105
766
4011
4694
1135
150
1279
4760
AMERICAN INTL GRP
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
29,231
24,638
15,143
14,475
4,668
4,590
4,532
1,625
33
98,935
27,216
24,299
14,553
13,662
3,847
4,727
4,666
1,588
28
94,585
© 2015 National Association of Insurance Commissioners
165
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
23.08 %
33.30 %
36.32 %
57.06 %
51.65 %
9.16 %
2.78 %
50.96 %
0.00 %
33.14 %
23.94
20.52
20.15
13.33
7.80
6.65
5.74
1.71
0.16
100.00
% 23.94 %
% 44.46 %
% 64.61 %
% 77.94 %
% 85.74 %
% 92.39 %
% 98.13 %
% 99.84 %
% 100.00 %
% 100.00 %
N/A
N/A
N/A
14.33 %
68.45 %
0.00 %
42.19 %
148.18 %
0.00 %
N/A
31.94
26.46
16.13
11.09
7.86
3.55
1.82
1.13
0.01
100.00
% 31.94 %
% 58.40 %
% 74.53 %
% 85.62 %
% 93.49 %
% 97.04 %
% 98.86 %
% 99.99 %
% 100.00 %
% 100.00 %
%
%
%
%
%
%
%
%
%
%
34.48 %
23.09 %
92.65 %
27.54 %
0.64 %
16.82 %
19.84 %
85.99 %
0.00 %
36.43 %
26.48
26.28
13.06
11.20
8.51
6.67
4.66
2.90
0.24
100.00
% 26.48 %
% 52.76 %
% 65.82 %
% 77.02 %
% 85.53 %
% 92.19 %
% 96.86 %
% 99.76 %
% 100.00 %
% 100.00 %
47.48
57.69
63.39
68.52
139.38
115.17
3.63
82.85
0.00
65.51
%
%
%
%
%
%
%
%
%
%
47.48 %
56.17 %
62.82 %
68.52 %
139.38 %
119.56 %
3.71 %
82.85 %
0.00 %
65.38 %
26.02
19.66
18.26
16.65
7.01
5.89
4.99
1.29
0.22
100.00
% 26.02 %
% 45.68 %
% 63.93 %
% 80.59 %
% 87.60 %
% 93.50 %
% 98.49 %
% 99.78 %
% 100.00 %
% 100.00 %
21.08
N/A
26.67
21.55
0.42
190.42
51.32
26.42
0.00
19.85
%
21.08 %
N/A
26.67 %
21.55 %
0.44 %
190.42 %
54.65 %
26.42 %
0.00 %
19.96 %
29.55
24.90
15.31
14.63
4.72
4.64
4.58
1.64
0.03
100.00
% 29.55 %
% 54.45 %
% 69.76 %
% 84.39 %
% 89.11 %
% 93.74 %
% 98.32 %
% 99.97 %
% 100.00 %
% 100.00 %
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Iowa
1
2
3
4
5
6
7
8
9
12
105
4011
1135
766
150
4694
1279
4760
AMERICAN INTL GRP
MGIC GRP
GENWORTH FIN GRP
PMI GRP
RADIAN GRP
OLD REPUBLIC GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
14,149
10,814
5,593
5,334
4,502
3,093
1,853
1,534
78
46,950
13,181
10,568
5,433
5,396
4,529
3,155
1,530
1,550
34
45,376
23.51
18.65
31.63
98.70
21.78
44.26
8.34
44.94
0.00
33.77
%
%
%
%
%
%
%
%
%
%
23.43 %
18.27 %
31.63 %
98.70 %
21.78 %
45.74 %
8.39 %
44.94 %
0.00 %
33.76 %
30.14
23.03
11.91
11.36
9.59
6.59
3.95
3.27
0.17
100.00
% 30.14 %
% 53.17 %
% 65.08 %
% 76.44 %
% 86.03 %
% 92.62 %
% 96.57 %
% 99.83 %
% 100.00 %
% 100.00 %
Kansas
1
2
3
4
5
6
7
8
9
12
105
4011
766
4694
150
1279
1135
4760
AMERICAN INTL GRP
MGIC GRP
GENWORTH FIN GRP
RADIAN GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
PMI GRP
NMI HOLDINGS GRP
**STATE TOTAL**
13,666
9,184
8,353
5,053
2,236
1,701
1,666
1,293
147
43,298
12,621
9,029
8,666
5,128
2,114
1,865
1,630
1,399
49
42,500
17.97
10.68
21.31
38.21
1.24
51.28
22.37
75.97
0.00
22.23
%
%
%
%
%
%
%
%
%
%
17.84 %
10.31 %
21.31 %
38.21 %
1.31 %
54.28 %
22.37 %
75.97 %
0.00 %
22.25 %
31.56
21.21
19.29
11.67
5.16
3.93
3.85
2.99
0.34
100.00
% 31.56 %
% 52.77 %
% 72.06 %
% 83.73 %
% 88.90 %
% 92.83 %
% 96.67 %
% 99.66 %
% 100.00 %
% 100.00 %
Kentucky
1
2
3
4
5
6
7
8
9
12
766
105
4011
4694
150
1135
1279
4760
AMERICAN INTL GRP
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
ESSENT GRP
OLD REPUBLIC GRP
PMI GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
11,747
8,656
7,878
5,264
2,362
1,960
1,827
444
18
40,157
9,961
7,276
7,475
4,776
1,902
1,989
1,860
446
18
35,704
25.72
12.87
19.66
25.50
4.07
13.89
74.09
55.56
0.00
22.87
%
%
%
%
%
%
%
%
%
%
25.58 %
12.87 %
19.50 %
25.50 %
4.21 %
15.74 %
74.09 %
55.56 %
0.00 %
22.91 %
29.25
21.56
19.62
13.11
5.88
4.88
4.55
1.11
0.05
100.00
% 29.25 %
% 50.81 %
% 70.43 %
% 83.54 %
% 89.42 %
% 94.30 %
% 98.85 %
% 99.95 %
% 100.00 %
% 100.00 %
Louisiana
1
2
3
4
5
6
7
8
9
766
12
105
4011
1135
4694
150
1279
4760
RADIAN GRP
AMERICAN INTL GRP
MGIC GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
13,467
12,059
11,569
9,417
5,614
2,709
2,277
814
56
57,982
12,960
11,003
11,520
9,150
5,838
2,306
2,335
815
41
55,967
10.43
18.04
23.81
24.72
22.49
6.71
28.74
55.38
0.00
19.53
%
%
%
%
%
%
%
%
%
%
10.43 %
18.23 %
24.11 %
24.72 %
22.49 %
6.82 %
31.91 %
55.38 %
0.00 %
19.77 %
23.23
20.80
19.95
16.24
9.68
4.67
3.93
1.40
0.10
100.00
% 23.23 %
% 44.02 %
% 63.98 %
% 80.22 %
% 89.90 %
% 94.57 %
% 98.50 %
% 99.90 %
% 100.00 %
% 100.00 %
Maine
1
2
3
4
5
6
7
8
9
105
766
12
4011
1135
1279
150
4694
4760
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
PMI GRP
ARCH INS GRP
OLD REPUBLIC GRP
ESSENT GRP
NMI HOLDINGS GRP
**STATE TOTAL**
4,843
3,590
3,365
1,451
919
898
549
543
4
16,164
4,838
3,193
3,143
1,331
933
887
559
435
4
15,322
80.71
46.26
30.06
118.77
265.76
83.09
41.85
1.70
0.00
74.17
%
%
%
%
%
%
%
%
%
%
80.35 %
46.26 %
30.01 %
118.77 %
265.76 %
83.09 %
46.89 %
1.78 %
0.00 %
74.23 %
29.97
22.21
20.82
8.98
5.69
5.56
3.40
3.36
0.02
100.00
% 29.97 %
% 52.18 %
% 72.99 %
% 81.97 %
% 87.66 %
% 93.22 %
% 96.62 %
% 99.98 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
166
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Maryland
1
2
3
4
5
6
7
8
9
12
766
105
4011
1135
4694
150
1279
4760
AMERICAN INTL GRP
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
34,739
24,383
24,164
13,715
7,561
6,745
5,412
2,921
68
119,708
26,804
21,256
22,338
11,296
7,773
4,861
5,780
2,949
42
103,100
53.36
36.34
209.82
109.73
234.58
3.16
110.54
72.14
0.00
104.94
%
%
%
%
%
%
%
%
%
%
52.86 %
36.34 %
212.75 %
109.73 %
234.58 %
3.20 %
115.36 %
72.14 %
0.00 %
105.72 %
29.02
20.37
20.19
11.46
6.32
5.63
4.52
2.44
0.06
100.00
% 29.02 %
% 49.39 %
% 69.57 %
% 81.03 %
% 87.35 %
% 92.98 %
% 97.50 %
% 99.94 %
% 100.00 %
% 100.00 %
Massachusetts
1
2
3
4
5
6
7
8
9
105
12
766
4011
4694
1135
1279
150
4760
MGIC GRP
AMERICAN INTL GRP
RADIAN GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
ARCH INS GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
29,529
27,067
24,138
17,900
8,980
5,878
3,824
3,609
332
121,256
28,644
23,845
21,179
16,195
7,197
6,066
3,864
3,616
85
110,691
45.35
9.12
N/A
45.62
0.35
21.96
41.93
10.24
0.00
23.34
%
%
%
%
%
%
%
%
%
45.13 %
9.28 %
N/A
45.62 %
0.39 %
21.96 %
41.93 %
13.94 %
0.00 %
23.44 %
24.35
22.32
19.91
14.76
7.41
4.85
3.15
2.98
0.27
100.00
% 24.35 %
% 46.68 %
% 66.58 %
% 81.34 %
% 88.75 %
% 93.60 %
% 96.75 %
% 99.73 %
% 100.00 %
% 100.00 %
Michigan
1
2
3
4
5
6
7
8
9
105
766
4011
12
4760
1279
4694
1135
150
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
NMI HOLDINGS GRP
ARCH INS GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
**STATE TOTAL**
36,591
24,049
20,754
20,509
15,387
12,031
6,992
6,916
5,127
148,357
35,596
23,486
19,522
19,189
3,773
4,112
5,892
7,035
5,433
124,039
25.65
49.41
28.15
24.56
1.54
43.21
1.10
50.67
51.95
31.63
%
%
%
%
%
%
%
%
%
%
25.64 %
49.41 %
28.15 %
24.30 %
1.54 %
43.21 %
1.14 %
50.67 %
60.16 %
31.95 %
24.66
16.21
13.99
13.82
10.37
8.11
4.71
4.66
3.46
100.00
% 24.66 %
% 40.87 %
% 54.86 %
% 68.69 %
% 79.06 %
% 87.17 %
% 91.88 %
% 96.54 %
% 100.00 %
% 100.00 %
Minnesota
1
2
3
4
5
6
7
8
9
12
105
766
4011
150
1135
4694
1279
4760
AMERICAN INTL GRP
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
OLD REPUBLIC GRP
PMI GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
31,725
26,500
21,152
14,178
11,705
11,344
7,329
5,196
134
129,263
28,750
25,958
20,055
12,759
11,939
11,475
5,791
5,045
99
121,872
25.65
N/A
25.03
36.28
39.18
174.98
1.09
29.68
0.00
34.27
%
24.99 %
N/A
25.03 %
36.28 %
43.38 %
174.98 %
1.13 %
29.68 %
0.00 %
34.42 %
24.54
20.50
16.36
10.97
9.06
8.78
5.67
4.02
0.10
100.00
% 24.54 %
% 45.04 %
% 61.41 %
% 72.37 %
% 81.43 %
% 90.21 %
% 95.88 %
% 99.90 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
105
766
4011
12
1135
150
4694
1279
4760
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
PMI GRP
OLD REPUBLIC GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
8,899
4,883
4,586
3,891
1,721
1,490
950
106
19
26,544
8,840
5,003
4,497
3,712
1,740
1,582
887
113
10
26,385
31.66
42.84
46.94
15.45
420.52
7.97
3.00
N/A
0.00
57.14
31.81 %
42.84 %
46.94 %
15.77 %
420.52 %
11.37 %
3.07 %
N/A
0.00 %
57.44 %
33.52
18.39
17.28
14.66
6.48
5.61
3.58
0.40
0.07
100.00
% 33.52 %
% 51.92 %
% 69.19 %
% 83.85 %
% 90.33 %
% 95.95 %
% 99.53 %
% 99.93 %
% 100.00 %
% 100.00 %
Mississippi
© 2015 National Association of Insurance Commissioners
167
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Missouri
1
2
3
4
5
6
7
8
9
12
105
4011
766
1135
150
4694
1279
4760
AMERICAN INTL GRP
MGIC GRP
GENWORTH FIN GRP
RADIAN GRP
PMI GRP
OLD REPUBLIC GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
25,536
16,912
12,250
12,066
5,134
4,362
4,335
2,090
189
82,872
23,327
16,334
11,899
11,977
5,677
4,613
3,664
2,066
57
79,615
21.21
38.01
36.58
35.65
49.44
35.12
1.20
25.87
0.00
31.13
%
%
%
%
%
%
%
%
%
%
21.27 %
39.21 %
36.58 %
35.65 %
49.44 %
39.54 %
1.23 %
25.87 %
0.00 %
31.65 %
30.81
20.41
14.78
14.56
6.20
5.26
5.23
2.52
0.23
100.00
% 30.81 %
% 51.22 %
% 66.00 %
% 80.56 %
% 86.76 %
% 92.02 %
% 97.25 %
% 99.77 %
% 100.00 %
% 100.00 %
Montana
1
2
3
4
5
6
7
8
9
105
766
12
4011
4694
1135
1279
150
4760
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
ARCH INS GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
4,023
3,664
2,150
1,874
819
449
279
261
9
13,526
3,876
3,445
1,790
1,822
674
465
280
281
5
12,638
8.48
3.21
5.62
11.37
2.54
537.07
1.72
16.42
0.00
26.20
%
%
%
%
%
%
%
%
%
%
9.67 %
3.21 %
5.43 %
11.37 %
2.59 %
537.07 %
1.72 %
21.25 %
0.00 %
26.65 %
29.74
27.09
15.89
13.85
6.05
3.32
2.06
1.93
0.07
100.00
% 29.74 %
% 56.82 %
% 72.72 %
% 86.57 %
% 92.62 %
% 95.94 %
% 98.00 %
% 99.93 %
% 100.00 %
% 100.00 %
Nebraska
1
2
3
4
5
6
7
8
9
12
105
4011
766
4694
150
1135
1279
4760
AMERICAN INTL GRP
MGIC GRP
GENWORTH FIN GRP
RADIAN GRP
ESSENT GRP
OLD REPUBLIC GRP
PMI GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
8,940
8,315
2,849
2,420
1,590
1,519
941
479
32
27,086
8,322
8,202
2,728
2,324
1,348
1,654
957
418
20
25,972
5.08
6.67
18.07
4.72
N/A
2.48
N/A
14.19
0.00
5.65
%
%
%
%
5.00 %
6.71 %
18.07 %
4.72 %
N/A
3.43 %
N/A
14.19 %
0.00 %
5.70 %
33.01
30.70
10.52
8.94
5.87
5.61
3.47
1.77
0.12
100.00
% 33.01 %
% 63.71 %
% 74.23 %
% 83.16 %
% 89.03 %
% 94.64 %
% 98.11 %
% 99.88 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
766
105
4011
12
1135
4694
150
1279
4760
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
12,999
7,239
5,439
4,212
2,489
2,262
1,715
719
48
37,122
12,113
6,860
5,106
3,743
2,510
1,876
1,732
769
31
34,740
35.10
90.79
120.12
96.65
N/A
3.48
129.51
249.02
0.00
68.32
%
%
%
%
%
%
%
%
%
35.10 %
90.16 %
120.12 %
95.69 %
N/A
3.56 %
135.18 %
249.02 %
0.00 %
68.37 %
35.02
19.50
14.65
11.35
6.70
6.09
4.62
1.94
0.13
100.00
% 35.02 %
% 54.52 %
% 69.17 %
% 80.52 %
% 87.22 %
% 93.32 %
% 97.94 %
% 99.87 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
105
12
766
4011
1135
1279
4694
150
4760
MGIC GRP
AMERICAN INTL GRP
RADIAN GRP
GENWORTH FIN GRP
PMI GRP
ARCH INS GRP
ESSENT GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
6,839
6,518
5,720
3,733
1,273
1,138
1,094
719
13
27,046
6,684
6,794
5,268
3,329
1,302
1,167
878
740
7
26,169
40.29
68.42
25.60
55.00
705.92
48.41
1.04
57.45
0.00
79.15
%
%
%
%
%
%
%
%
%
%
40.38 %
68.04 %
25.60 %
55.00 %
705.92 %
48.41 %
1.14 %
59.27 %
0.00 %
79.13 %
25.29
24.10
21.15
13.80
4.71
4.21
4.04
2.66
0.05
100.00
% 25.29 %
% 49.39 %
% 70.53 %
% 84.34 %
% 89.04 %
% 93.25 %
% 97.30 %
% 99.95 %
% 100.00 %
% 100.00 %
Nevada
New Hampshire
© 2015 National Association of Insurance Commissioners
168
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
New Jersey
1
2
3
4
5
6
7
8
9
766
105
12
4011
1135
4694
150
1279
4760
RADIAN GRP
MGIC GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
36,368
34,061
26,266
23,550
9,196
9,163
7,076
1,004
601
147,284
35,942
32,359
23,583
22,595
9,339
7,872
7,287
983
125
140,085
44.81
164.49
54.63
163.17
261.51
2.90
52.86
111.23
0.00
106.14
%
%
%
%
%
%
%
%
%
%
44.81 %
164.40 %
54.10 %
163.17 %
261.51 %
2.96 %
57.48 %
111.23 %
0.00 %
106.27 %
24.69
23.13
17.83
15.99
6.24
6.22
4.80
0.68
0.41
100.00
% 24.69 %
% 47.82 %
% 65.65 %
% 81.64 %
% 87.89 %
% 94.11 %
% 98.91 %
% 99.59 %
% 100.00 %
% 100.00 %
New Mexico
1
2
3
4
5
6
7
8
9
105
766
4011
12
1135
4694
150
1279
4760
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
6,936
6,639
3,721
2,953
1,947
1,488
1,310
1,044
12
26,051
6,821
6,436
3,624
2,619
1,977
1,259
1,333
1,039
12
25,120
47.57
28.24
85.19
38.62
N/A
0.48
55.77
57.62
0.00
41.28
%
%
%
%
%
%
%
%
%
47.40 %
28.24 %
85.19 %
38.52 %
N/A
0.48 %
57.83 %
57.62 %
0.00 %
41.34 %
26.63
25.48
14.28
11.34
7.47
5.71
5.03
4.01
0.04
100.00
% 26.63 %
% 52.11 %
% 66.39 %
% 77.73 %
% 85.20 %
% 90.92 %
% 95.95 %
% 99.96 %
% 100.00 %
% 100.00 %
New York
1
2
3
4
5
6
7
8
9
105
4011
766
12
1135
4694
150
1279
4760
MGIC GRP
GENWORTH FIN GRP
RADIAN GRP
AMERICAN INTL GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
39,188
39,005
33,315
29,276
14,268
8,373
5,422
3,365
89
172,301
38,963
37,769
32,503
28,007
14,437
7,341
5,481
3,379
55
167,935
121.30
91.65
2.63
20.81
149.12
7.39
23.84
60.03
0.00
67.86
%
%
%
%
%
%
%
%
%
%
121.10 %
91.65 %
2.63 %
18.97 %
149.12 %
7.52 %
30.92 %
60.03 %
0.00 %
67.75 %
22.74
22.64
19.34
16.99
8.28
4.86
3.15
1.95
0.05
100.00
% 22.74 %
% 45.38 %
% 64.72 %
% 81.71 %
% 89.99 %
% 94.85 %
% 98.00 %
% 99.95 %
% 100.00 %
% 100.00 %
North Carolina
1
2
3
4
5
6
7
8
9
12
105
766
4011
4694
150
1135
1279
4760
AMERICAN INTL GRP
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
ESSENT GRP
OLD REPUBLIC GRP
PMI GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
36,673
29,799
23,603
21,918
11,030
9,753
8,861
980
202
142,818
30,221
28,491
22,931
20,451
9,166
10,669
9,556
1,004
150
132,638
18.55
29.04
17.80
33.07
3.88
42.71
58.18
32.65
0.00
26.78
%
%
%
%
%
%
%
%
%
%
18.87 %
29.44 %
17.80 %
33.07 %
3.96 %
46.62 %
58.18 %
32.65 %
0.00 %
27.26 %
25.68
20.87
16.53
15.35
7.72
6.83
6.20
0.69
0.14
100.00
% 25.68 %
% 46.54 %
% 63.07 %
% 78.42 %
% 86.14 %
% 92.97 %
% 99.17 %
% 99.86 %
% 100.00 %
% 100.00 %
North Dakota
1
2
3
4
5
6
7
8
9
105
12
4011
766
4694
1135
150
1279
4760
MGIC GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
RADIAN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
3,588
2,083
1,630
1,266
357
186
161
83
5
9,359
3,483
1,890
1,507
1,172
302
187
167
83
5
8,795
N/A
10.77
N/A
N/A
0.00
2,506.66
N/A
6.17
0.00
51.86
N/A
10.75 %
N/A
N/A
0.00 %
2,506.66 %
N/A
6.17 %
0.00 %
51.85 %
38.34
22.26
17.42
13.53
3.81
1.99
1.72
0.88
0.05
100.00
% 38.34 %
% 60.61 %
% 78.02 %
% 91.55 %
% 95.36 %
% 97.35 %
% 99.07 %
% 99.95 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
169
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Ohio
1
2
3
4
5
6
7
8
9
105
12
766
4011
1135
4694
150
1279
4760
MGIC GRP
AMERICAN INTL GRP
RADIAN GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
48,803
29,084
28,242
22,573
10,507
7,778
6,740
3,062
728
157,518
46,427
24,080
27,234
20,341
11,098
5,808
7,291
3,042
185
145,507
19.84
35.94
47.92
33.55
72.71
3.79
56.23
76.30
0.00
36.05
%
%
%
%
%
%
%
%
%
%
19.32 %
35.61 %
47.92 %
33.55 %
72.71 %
3.89 %
59.21 %
76.30 %
0.00 %
35.98 %
30.98
18.46
17.93
14.33
6.67
4.94
4.28
1.94
0.46
100.00
% 30.98 %
% 49.45 %
% 67.38 %
% 81.71 %
% 88.38 %
% 93.32 %
% 97.59 %
% 99.54 %
% 100.00 %
% 100.00 %
Oklahoma
1
2
3
4
5
6
7
8
9
10
12
766
4011
105
4694
150
1135
1279
626
4760
AMERICAN INTL GRP
RADIAN GRP
GENWORTH FIN GRP
MGIC GRP
ESSENT GRP
OLD REPUBLIC GRP
PMI GRP
ARCH INS GRP
ACE LTD GRP
NMI HOLDINGS GRP
**STATE TOTAL**
10,064
9,552
6,652
4,718
3,772
2,817
1,705
1,215
112
40
40,646
9,831
9,336
6,498
4,736
3,577
2,950
1,882
1,154
112
20
40,095
18.81
13.33
37.70
27.81
2.37
17.13
186.74
31.05
12.06
0.00
28.28
%
%
%
%
%
%
%
%
%
%
%
19.57 %
13.33 %
37.70 %
29.01 %
2.41 %
20.30 %
186.74 %
31.05 %
12.65 %
0.00 %
28.84 %
24.76
23.50
16.36
11.61
9.28
6.93
4.19
2.99
0.27
0.10
100.00
% 24.76 %
% 48.26 %
% 64.63 %
% 76.23 %
% 85.51 %
% 92.44 %
% 96.64 %
% 99.63 %
% 99.90 %
% 100.00 %
% 100.00 %
Oregon
1
2
3
4
5
6
7
8
9
105
766
12
4011
4694
1135
150
1279
4760
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
18,506
16,365
12,883
5,998
4,853
3,914
2,076
1,035
267
65,896
17,481
14,230
11,063
5,247
3,137
4,061
2,202
1,049
81
58,550
21.20
24.35
32.59
64.93
0.23
56.16
65.49
56.05
0.00
31.60
%
%
%
%
%
%
%
%
%
%
21.16 %
24.35 %
32.50 %
64.93 %
0.24 %
56.16 %
66.71 %
56.05 %
0.00 %
31.62 %
28.08
24.83
19.55
9.10
7.36
5.94
3.15
1.57
0.40
100.00
% 28.08 %
% 52.92 %
% 72.47 %
% 81.57 %
% 88.93 %
% 94.87 %
% 98.02 %
% 99.60 %
% 100.00 %
% 100.00 %
Pennsylvania
1
2
3
4
5
6
7
8
9
105
766
12
4011
1135
4694
150
1279
4760
MGIC GRP
RADIAN GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
54,242
31,271
30,503
25,765
9,981
8,965
8,710
2,663
349
172,449
52,043
30,208
24,981
23,744
10,481
7,575
9,048
2,520
155
160,755
70.97
29.23
40.47
79.93
118.49
4.17
30.49
58.64
16.15
57.13
%
%
%
%
%
%
%
%
%
%
71.11 %
29.23 %
40.20 %
79.93 %
118.49 %
4.28 %
34.94 %
58.64 %
16.15 %
57.40 %
31.45
18.13
17.69
14.94
5.79
5.20
5.05
1.54
0.20
100.00
% 31.45 %
% 49.59 %
% 67.28 %
% 82.22 %
% 88.00 %
% 93.20 %
% 98.25 %
% 99.80 %
% 100.00 %
% 100.00 %
Rhode Island
1
2
3
4
5
6
7
8
9
105
766
4011
12
1279
1135
4694
150
4760
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
ARCH INS GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
4,571
3,846
2,359
2,066
1,124
1,053
994
504
73
16,589
4,602
3,288
2,285
1,798
1,135
1,074
779
520
44
15,526
94.11
44.45
144.41
12.51
75.67
106.63
N/A
140.23
0.00
77.55
%
%
%
%
%
%
93.92 %
44.45 %
144.41 %
12.06 %
75.67 %
106.63 %
N/A
143.48 %
0.00 %
77.56 %
27.55
23.19
14.22
12.45
6.77
6.35
5.99
3.04
0.44
100.00
% 27.55 %
% 50.74 %
% 64.96 %
% 77.41 %
% 84.18 %
% 90.53 %
% 96.52 %
% 99.56 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
170
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
South Carolina
1
2
3
4
5
6
7
8
9
12
105
766
4011
150
1135
4694
1279
4760
AMERICAN INTL GRP
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
OLD REPUBLIC GRP
PMI GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
18,956
16,611
12,005
9,625
6,079
5,517
5,030
1,082
165
75,072
16,936
16,088
11,434
9,074
6,171
5,641
4,215
1,053
92
70,705
30.17
60.46
25.12
53.66
29.86
42.61
5.10
56.08
0.00
39.08
%
%
%
%
%
%
%
%
%
%
29.90 %
60.40 %
25.12 %
53.66 %
31.36 %
42.61 %
5.22 %
56.08 %
0.00 %
39.14 %
25.25
22.13
15.99
12.82
8.10
7.35
6.70
1.44
0.22
100.00
% 25.25 %
% 47.38 %
% 63.37 %
% 76.19 %
% 84.29 %
% 91.64 %
% 98.34 %
% 99.78 %
% 100.00 %
% 100.00 %
South Dakota
1
2
3
4
5
6
7
8
9
105
12
766
4011
4694
1135
1279
150
4760
MGIC GRP
AMERICAN INTL GRP
RADIAN GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
ARCH INS GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
3,969
2,557
1,524
1,097
449
315
176
173
15
10,276
3,908
2,295
1,475
1,082
361
327
178
179
6
9,809
0.89
5.10
N/A
13.28
0.00
115.70
N/A
N/A
0.00
3.17
%
%
1.40 %
5.09 %
N/A
13.28 %
0.00 %
115.70 %
N/A
N/A
0.00 %
3.39 %
38.63
24.88
14.83
10.68
4.37
3.07
1.71
1.68
0.15
100.00
% 38.63 %
% 63.51 %
% 78.34 %
% 89.02 %
% 93.39 %
% 96.46 %
% 98.17 %
% 99.85 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
12
105
766
4011
4694
150
1135
1279
4760
AMERICAN INTL GRP
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
ESSENT GRP
OLD REPUBLIC GRP
PMI GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
22,314
17,752
14,569
13,958
4,776
4,338
4,210
2,410
301
84,629
18,599
16,216
13,742
12,745
3,754
4,456
4,372
2,465
68
76,419
16.91
26.91
16.67
35.74
2.77
N/A
7.94
28.03
0.00
19.69
%
%
%
%
%
16.98 %
27.44 %
16.67 %
35.74 %
2.85 %
N/A
7.94 %
28.03 %
0.00 %
20.11 %
26.37
20.98
17.21
16.49
5.64
5.13
4.97
2.85
0.36
100.00
% 26.37 %
% 47.34 %
% 64.56 %
% 81.05 %
% 86.69 %
% 91.82 %
% 96.80 %
% 99.64 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
12
105
766
4011
1135
4694
150
1279
4760
AMERICAN INTL GRP
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
PMI GRP
ESSENT GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
98,649
73,759
72,551
45,303
23,758
21,596
18,520
6,024
501
360,662
93,235
72,566
68,127
43,657
24,614
19,658
18,776
5,918
276
346,826
8.10
N/A
0.90
12.43
N/A
4.75
N/A
22.01
0.00
N/A
%
8.16 %
N/A
0.90 %
12.43 %
N/A
4.79 %
N/A
22.01 %
0.00 %
N/A
27.35
20.45
20.12
12.56
6.59
5.99
5.13
1.67
0.14
100.00
% 27.35 %
% 47.80 %
% 67.92 %
% 80.48 %
% 87.07 %
% 93.06 %
% 98.19 %
% 99.86 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
12
766
105
4011
4694
1135
150
1279
4760
AMERICAN INTL GRP
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
21,434
17,586
11,622
9,070
5,154
3,753
2,884
1,711
254
73,470
14,829
14,559
10,632
8,324
3,904
4,110
2,923
1,705
81
61,066
5.31
10.66
17.18
48.28
1.67
35.76
52.14
17.55
0.00
18.90
%
%
%
%
%
%
%
%
%
%
5.57 %
10.66 %
17.85 %
48.28 %
1.70 %
35.76 %
53.11 %
17.55 %
0.00 %
19.13 %
29.17
23.94
15.82
12.35
7.02
5.11
3.93
2.33
0.35
100.00
% 29.17 %
% 53.11 %
% 68.93 %
% 81.27 %
% 88.29 %
% 93.40 %
% 97.32 %
% 99.65 %
% 100.00 %
% 100.00 %
Tennessee
Texas
Utah
© 2015 National Association of Insurance Commissioners
171
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Vermont
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
105
4011
12
1279
766
4694
1135
150
4760
MGIC GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
ARCH INS GRP
RADIAN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
3,487
2,228
1,023
970
918
289
202
162
3
9,282
3,611
2,115
1,026
987
922
246
207
165
3
9,281
34.00
48.87
19.42
19.70
12.00
0.00
3,718.01
N/A
0.00
111.69
%
%
%
%
%
%
%
%
%
33.72 %
48.87 %
18.90 %
19.70 %
12.00 %
0.00 %
3,718.01 %
N/A
0.00 %
111.57 %
37.57
24.00
11.02
10.45
9.89
3.11
2.18
1.75
0.03
100.00
% 37.57 %
% 61.57 %
% 72.59 %
% 83.04 %
% 92.93 %
% 96.04 %
% 98.22 %
% 99.97 %
% 100.00 %
% 100.00 %
Virginia
1
2
3
4
5
6
7
8
9
12
766
105
4011
150
1135
4694
1279
4760
AMERICAN INTL GRP
RADIAN GRP
MGIC GRP
GENWORTH FIN GRP
OLD REPUBLIC GRP
PMI GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
41,270
31,093
30,454
16,866
9,114
8,733
8,224
2,976
467
149,196
29,672
27,225
28,402
14,370
9,727
9,283
6,508
2,968
145
128,301
15.27
25.58
184.83
59.19
24.70
62.16
1.35
52.33
0.00
64.16
%
%
%
%
%
%
%
%
%
%
15.04 %
25.58 %
185.12 %
59.19 %
25.42 %
62.16 %
1.39 %
52.33 %
0.00 %
64.22 %
27.66
20.84
20.41
11.30
6.11
5.85
5.51
1.99
0.31
100.00
% 27.66 %
% 48.50 %
% 68.91 %
% 80.22 %
% 86.33 %
% 92.18 %
% 97.69 %
% 99.69 %
% 100.00 %
% 100.00 %
Washington
1
2
3
4
5
6
7
8
9
12
105
766
4011
4694
1135
150
1279
4760
AMERICAN INTL GRP
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
33,631
32,202
25,350
16,302
12,482
8,439
5,157
4,395
210
138,167
28,876
31,424
23,145
13,539
8,685
8,677
5,320
4,408
114
124,189
27.21
42.13
42.76
68.87
2.87
69.94
35.05
44.01
0.00
40.62
%
%
%
%
%
%
%
%
%
%
27.62 %
42.01 %
42.76 %
68.87 %
2.92 %
69.94 %
37.48 %
44.01 %
0.00 %
40.79 %
24.34
23.31
18.35
11.80
9.03
6.11
3.73
3.18
0.15
100.00
% 24.34 %
% 47.65 %
% 65.99 %
% 77.79 %
% 86.83 %
% 92.94 %
% 96.67 %
% 99.85 %
% 100.00 %
% 100.00 %
West Virginia
1
2
3
4
5
6
7
8
9
105
4011
12
766
1135
150
4694
1279
4760
MGIC GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
RADIAN GRP
PMI GRP
OLD REPUBLIC GRP
ESSENT GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
4,057
2,288
2,101
1,671
1,010
806
588
273
8
12,802
3,980
2,198
1,949
1,652
1,027
812
510
275
8
12,410
50.76
48.08
22.32
9.85
705.20
76.88
0.00
89.72
0.00
94.99
%
%
%
%
%
%
%
%
%
%
50.99 %
48.08 %
22.18 %
9.85 %
705.20 %
81.44 %
0.00 %
89.72 %
0.00 %
95.33 %
31.69
17.87
16.41
13.05
7.89
6.29
4.60
2.14
0.06
100.00
% 31.69 %
% 49.56 %
% 65.97 %
% 79.02 %
% 86.91 %
% 93.21 %
% 97.80 %
% 99.94 %
% 100.00 %
% 100.00 %
Wisconsin
1
2
3
4
5
6
7
8
9
105
12
4011
1279
766
4694
1135
150
4760
MGIC GRP
AMERICAN INTL GRP
GENWORTH FIN GRP
ARCH INS GRP
RADIAN GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
NMI HOLDINGS GRP
**STATE TOTAL**
33,044
19,090
12,984
10,246
9,454
3,902
3,275
2,315
54
94,364
32,329
17,919
12,670
10,411
8,764
3,139
3,424
2,355
49
91,059
42.30
24.09
66.51
24.79
30.47
2.94
21.39
61.28
0.00
37.27
%
%
%
%
%
%
%
%
%
%
42.23 %
24.29 %
66.51 %
24.79 %
30.47 %
3.04 %
21.39 %
64.45 %
0.00 %
37.37 %
35.02
20.23
13.76
10.86
10.02
4.13
3.47
2.45
0.06
100.00
% 35.02 %
% 55.25 %
% 69.01 %
% 79.86 %
% 89.88 %
% 94.02 %
% 97.49 %
% 99.94 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
172
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
STATE
Wyoming
Group/
Company
Rank
Code
Direct
Premiums
Earned
(000)
Group/
Company Name
Direct
Premiums
Written
(000)
4,604
3,331
2,006
1,060
525
405
382
149
33
12,494
4,509
3,212
2,042
878
447
406
391
150
12
12,047
12.56
56.30
44.36
N/A
7.53
1,239.21
55.43
24.44
0.00
70.96
%
%
%
%
%
%
%
%
%
12.94 %
56.30 %
44.36 %
N/A
7.74 %
1,239.21 %
57.63 %
24.44 %
0.00 %
71.15 %
36.85
26.66
16.05
8.48
4.21
3.24
3.06
1.19
0.26
100.00
% 36.85 %
% 63.51 %
% 79.56 %
% 88.04 %
% 92.25 %
% 95.49 %
% 98.54 %
% 99.74 %
% 100.00 %
% 100.00 %
0.00
28.49
657.68
83.72
%
%
%
%
0.00 %
28.49 %
657.68 %
83.72 %
66.67
22.67
10.66
100.00
% 66.67 %
% 89.34 %
% 100.00 %
% 100.00 %
155.34
1,223.68
367.72
177.84
%
%
%
%
155.35 %
1,223.68 %
367.72 %
177.84 %
98.50
1.17
0.33
100.00
% 98.50 %
% 99.67 %
% 100.00 %
% 100.00 %
187
92.03 %
92.03 %
100.00 % 100.00 %
191
187
239.05 %
239.05 %
100.00 % 100.00 %
1,564
1,355
27
2,947
1,601
1,355
103
3,060
44.04 %
292.94 %
N/A
152.72 %
44.04 %
292.94 %
N/A
152.72 %
53.08
46.00
0.92
100.00
1
2
3
4
5
6
7
8
9
105
766
4011
12
4694
1135
150
1279
4760
MGIC GRP
RADIAN GRP
GENWORTH FIN GRP
AMERICAN INTL GRP
ESSENT GRP
PMI GRP
OLD REPUBLIC GRP
ARCH INS GRP
NMI HOLDINGS GRP
**STATE TOTAL**
Guam
1
2
3
105
766
1135
MGIC GRP
RADIAN GRP
PMI GRP
**STATE TOTAL**
421
143
67
632
374
134
67
576
Puerto Rico
1
2
3
105
1135
1279
MGIC GRP
PMI GRP
ARCH INS GRP
**STATE TOTAL**
10,323
122
35
10,481
12,177
256
35
12,468
U.S. Virgin
Islands
1
4011
GENWORTH FIN GRP
191
**STATE TOTAL**
Agg. Other Alien
1
2
3
4011
12
766
GENWORTH FIN GRP
AMERICAN INTL GRP
RADIAN GRP
**STATE TOTAL**
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
© 2015 National Association of Insurance Commissioners
173
% 53.08 %
% 99.08 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
174
08—Ocean Marine
© 2015 National Association of Insurance Commissioners
175
© 2015 National Association of Insurance Commissioners
176
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
08 - Ocean Marine
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
12
3548
761
4670
31
510
626
1129
218
38
13366
212
1285
158
111
984
84
785
256
3098
4574
69
88
98
91
3219
65
38300
783
3786
176
4715
517
3416
4698
361
37672
181
968
93
200
4726
140
10838
8
19
28
4509
50
3485
10048
748
796
4725
4664
3526
37540
456
4706
3239
4774
411
1309
171
4131
175
Group/
Company Name
AMERICAN INTL GRP
TRAVELERS GRP
ALLIANZ INS GRP
STARR GRP
BERKSHIRE HATHAWAY GRP
NAVIGATORS GRP
ACE LTD GRP
WHITE MOUNTAINS GRP
CNA INS GRP
CHUBB INC GRP
AMERICAN STEAMSHIP OWNERS MUT PROT
ZURICH INS GRP
XL AMER GRP
FAIRFAX FIN GRP
LIBERTY MUT GRP
HCC INS HOLDINGS GRP
AMERICAN FINANCIAL GRP
MARKEL CORP GRP
PROSIGHT GRP
TOKIO MARINE HOLDINGS INC GRP
CATLIN US INS GRP
FARMERS INS GRP
THE HANOVER INS GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
FM GLOBAL GRP
SAMSUNG FIRE & MARINE INS CO LTD
RLI INS GRP
ENDURANCE GRP
STATE FARM GRP
MS & AD INS GRP
HANNOVER GRP
AXIS CAPITAL GRP
ASPEN INS HOLDING GRP
MUNICH RE GRP
SEVEN SEAS INS CO INC
SWISS RE GRP
AXA INS GRP
STATE NATL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ARCHER DANIELS MIDLAND GRP
NATIONWIDE CORP GRP
SUNDERLAND MARINE MUT CO LTD
ALLSTATE INS GRP
ASSURANT INC GRP
AMICA MUT GRP
IRONSHORE GRP
COUNTRY INS & FIN SERV GRP
ROTHSCHILD INTL GRP
HYUNDAI MARINE & FIRE INS CO LTD
MEADOWBROOK INS GRP
QBE INS GRP
ENSTAR GRP
PURE COMPANIES GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
BEAZLEY INS CO INC
LANCER FINANCIAL GRP
LOCKHART CO GRP
ALLIED WORLD ASSUR HOLDING GRP
CLOISTER MUT & WINDSOR MOUNT JOY GRP
MAPFRE INS GRP
FRANKENMUTH GRP
GERMANIA INS GRP
PRIME HOLDINGS INS GRP
STATE AUTO MUT GRP
Direct
Premiums
Written
(000)
931,757
269,026
230,107
218,704
181,103
173,955
154,846
128,309
124,651
114,225
110,181
102,611
96,420
95,249
91,841
90,407
89,866
79,136
65,321
60,276
41,993
39,372
37,773
32,778
26,929
24,835
21,282
20,765
20,676
20,592
20,458
18,936
17,249
16,912
16,778
16,721
16,365
15,347
11,046
9,831
7,964
7,878
7,003
5,956
5,228
4,925
4,827
4,066
2,898
2,763
2,719
2,391
2,321
2,135
1,705
1,467
1,465
1,325
1,000
987
973
783
709
534
521
518
Direct
Premiums
Earned
(000)
Loss
Ratio
927,156
276,355
227,063
224,298
161,748
176,024
163,608
128,091
145,696
112,604
110,664
99,061
92,136
95,140
87,869
93,215
88,549
79,164
68,102
55,973
40,956
37,458
36,174
31,342
27,723
24,503
21,188
21,132
21,097
13,988
20,534
18,752
12,915
17,631
16,196
15,803
16,250
13,757
11,259
8,840
8,397
7,770
6,100
5,629
5,188
4,859
4,800
3,862
3,111
2,698
2,688
3,239
2,100
2,355
1,278
1,593
1,536
1,306
1,074
3,490
1,050
889
681
522
549
568
2.52
29.93
57.42
66.63
69.63
36.94
42.47
40.97
29.13
31.67
56.12
64.83
34.85
30.17
45.88
52.02
48.93
59.91
14.03
38.27
98.33
65.87
48.75
42.97
24.15
39.21
286.68
N/A
46.84
53.42
21.74
29.67
96.68
9.05
72.47
59.71
9.22
50.64
63.32
47.01
23.59
N/A
40.87
34.69
35.66
42.19
40.43
32.84
32.76
17.37
47.21
38.85
9.70
N/A
27.79
9.22
30.80
11.23
40.29
65.88
62.12
10.38
42.18
31.34
N/A
107.87
© 2015 National Association of Insurance Commissioners
177
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
3.11 %
35.15 %
61.86 %
75.37 %
74.50 %
38.38 %
50.77 %
41.93 %
35.73 %
33.58 %
62.66 %
66.47 %
35.55 %
31.88 %
50.98 %
56.15 %
55.16 %
61.93 %
26.33 %
40.60 %
104.74 %
66.75 %
54.32 %
36.41 %
25.37 %
42.81 %
291.19 %
N/A
48.88 %
56.37 %
24.06 %
30.74 %
105.00 %
10.13 %
77.12 %
61.66 %
9.22 %
54.20 %
66.94 %
80.17 %
23.81 %
N/A
48.26 %
34.69 %
35.87 %
35.66 %
44.11 %
39.79 %
32.76 %
18.10 %
58.24 %
46.38 %
9.90 %
N/A
30.01 %
9.93 %
27.37 %
14.05 %
42.11 %
95.93 %
66.13 %
8.26 %
45.32 %
31.40 %
N/A
114.78 %
23.69
6.84
5.85
5.56
4.60
4.42
3.94
3.26
3.17
2.90
2.80
2.61
2.45
2.42
2.34
2.30
2.28
2.01
1.66
1.53
1.07
1.00
0.96
0.83
0.68
0.63
0.54
0.53
0.53
0.52
0.52
0.48
0.44
0.43
0.43
0.43
0.42
0.39
0.28
0.25
0.20
0.20
0.18
0.15
0.13
0.13
0.12
0.10
0.07
0.07
0.07
0.06
0.06
0.05
0.04
0.04
0.04
0.03
0.03
0.03
0.02
0.02
0.02
0.01
0.01
0.01
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
23.69
30.53
36.38
41.94
46.55
50.97
54.91
58.17
61.34
64.25
67.05
69.66
72.11
74.53
76.86
79.16
81.45
83.46
85.12
86.65
87.72
88.72
89.68
90.52
91.20
91.83
92.37
92.90
93.43
93.95
94.47
94.95
95.39
95.82
96.25
96.67
97.09
97.48
97.76
98.01
98.21
98.41
98.59
98.74
98.88
99.00
99.12
99.23
99.30
99.37
99.44
99.50
99.56
99.61
99.66
99.69
99.73
99.77
99.79
99.82
99.84
99.86
99.88
99.89
99.91
99.92
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
08 - Ocean Marine
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
71
408
1279
38733
26778
291
32727
18380
697
4672
57
4802
11231
14176
457
10972
225
1321
13597
1316
920
12633
33502
Group/
Company Name
UNIVERSAL INS CO GRP
AMERICAN NATL FIN GRP
ARCH INS GRP
ALASKA NATL INS CO
INTEGRAND ASSUR CO
MOTORISTS MUT GRP
UNDERWRITERS AT LLOYDS
PACIFIC IND INS CO
VAN ENT GRP
DONGBU INS GRP
ELECTRIC INS GRP
TRIPLE S GRP
GENERALI US BRANCH
HASTINGS MUT INS CO
ARGONAUT GRP
FIRST NET INS CO
IAT REINS CO GRP
AMERICAN FARMERS & RANCHERS GRP
CHUNG KUO INS CO LTD
KNIGHTBROOK INS GRP
GLOBAL IND GRP
CENTURY INS CO GU LTD
MACHINERY INS INC ASSESSABLE MUT CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
476
426
401
388
352
308
286
237
222
219
186
175
128
120
97
68
34
29
28
5
3
2
0
3,932,885
Direct
Premiums
Earned
(000)
500
435
426
630
308
311
334
124
804
222
188
171
124
130
110
64
34
30
28
38
3
8
0
3,923,754
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
40.00
46.70
N/A
62.73
14.41
27.51
1,247.65
0.00
3.11
0.76
N/A
13.58
N/A
27.83
6.70
13.41
45.18
5.90
0.00
0.00
N/A
0.00
0.00
36.23
© 2015 National Association of Insurance Commissioners
178
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
41.90 %
46.70 %
N/A
77.83 %
18.43 %
27.45 %
1,324.60 %
0.00 %
44.35 %
1.43 %
N/A
18.40 %
N/A
28.19 %
6.70 %
11.16 %
57.03 %
6.43 %
0.00 %
0.00 %
N/A
0.00 %
0.00 %
39.79 %
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
99.93
99.94
99.95
99.96
99.97
99.98
99.99
99.99
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
08 - Ocean Marine
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
12
3548
761
4670
31
626
1129
13366
510
212
38
984
218
84
1285
785
111
3098
256
158
4574
69
88
98
91
3219
38300
3786
176
65
4715
517
3416
4698
361
37672
181
783
968
93
200
4726
140
10838
8
19
28
4509
50
3485
10048
748
796
4725
4664
3526
37540
456
4706
3239
4774
411
1309
171
4131
175
Group/
Company Name
AMERICAN INTL GRP
TRAVELERS GRP
ALLIANZ INS GRP
STARR GRP
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
WHITE MOUNTAINS GRP
AMERICAN STEAMSHIP OWNERS MUT PROT
NAVIGATORS GRP
ZURICH INS GRP
CHUBB INC GRP
HCC INS HOLDINGS GRP
CNA INS GRP
AMERICAN FINANCIAL GRP
XL AMER GRP
MARKEL CORP GRP
LIBERTY MUT GRP
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
FAIRFAX FIN GRP
CATLIN US INS GRP
FARMERS INS GRP
THE HANOVER INS GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
SAMSUNG FIRE & MARINE INS CO LTD
ENDURANCE GRP
STATE FARM GRP
FM GLOBAL GRP
MS & AD INS GRP
HANNOVER GRP
AXIS CAPITAL GRP
ASPEN INS HOLDING GRP
MUNICH RE GRP
SEVEN SEAS INS CO INC
SWISS RE GRP
RLI INS GRP
AXA INS GRP
STATE NATL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ARCHER DANIELS MIDLAND GRP
NATIONWIDE CORP GRP
SUNDERLAND MARINE MUT CO LTD
ALLSTATE INS GRP
ASSURANT INC GRP
AMICA MUT GRP
IRONSHORE GRP
COUNTRY INS & FIN SERV GRP
ROTHSCHILD INTL GRP
HYUNDAI MARINE & FIRE INS CO LTD
MEADOWBROOK INS GRP
QBE INS GRP
ENSTAR GRP
PURE COMPANIES GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
BEAZLEY INS CO INC
LANCER FINANCIAL GRP
LOCKHART CO GRP
ALLIED WORLD ASSUR HOLDING GRP
CLOISTER MUT & WINDSOR MOUNT JOY GRP
MAPFRE INS GRP
FRANKENMUTH GRP
GERMANIA INS GRP
PRIME HOLDINGS INS GRP
STATE AUTO MUT GRP
Direct
Premiums
Written
(000)
384,173
248,229
222,413
212,152
181,103
135,187
128,249
110,181
108,183
102,394
94,981
89,239
86,339
85,258
82,808
79,136
75,742
60,276
58,942
52,901
41,993
39,372
37,773
28,220
26,924
24,835
20,765
20,592
20,458
19,503
18,936
17,249
16,899
16,778
16,721
16,365
15,347
14,395
11,036
9,831
7,958
7,878
7,003
5,956
5,228
4,925
4,827
4,066
2,898
2,763
2,719
2,391
2,321
2,135
1,705
1,467
1,465
1,325
1,000
987
973
783
709
534
521
518
Direct
Premiums
Earned
(000)
Loss
Ratio
388,677
254,196
220,180
218,771
161,745
131,386
128,028
110,664
103,989
98,887
94,759
91,582
106,344
84,275
77,782
79,164
72,292
55,974
60,965
53,700
40,956
37,458
36,174
26,966
27,719
24,503
21,132
13,988
20,534
19,523
18,752
12,915
17,619
16,196
15,803
16,250
13,757
14,893
11,249
8,840
8,389
7,770
6,100
5,629
5,188
4,859
4,800
3,862
3,111
2,698
2,688
3,239
2,100
2,355
1,278
1,593
1,536
1,306
1,074
3,490
1,050
889
681
522
549
568
25.55
29.05
59.76
68.32
69.77
100.37
41.00
56.12
25.05
64.85
26.64
54.80
26.52
50.08
30.50
59.90
43.77
38.27
15.76
42.20
98.33
65.87
48.75
42.01
24.15
39.21
N/A
53.42
21.74
304.63
29.67
96.73
9.05
72.47
59.71
9.22
50.64
44.92
64.52
47.01
23.61
N/A
40.87
34.69
35.66
42.19
40.43
32.84
32.76
17.37
47.21
38.85
9.70
N/A
27.79
9.25
30.80
11.23
40.29
65.88
62.12
10.38
42.18
31.34
N/A
107.87
© 2015 National Association of Insurance Commissioners
179
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
27.31 %
34.31 %
64.22 %
77.25 %
74.61 %
112.70 %
41.94 %
62.66 %
26.83 %
66.49 %
29.00 %
58.58 %
33.97 %
56.39 %
32.47 %
61.93 %
48.59 %
40.60 %
29.35 %
43.88 %
104.74 %
66.75 %
54.32 %
34.38 %
25.72 %
42.81 %
N/A
56.37 %
24.06 %
309.46 %
30.74 %
105.04 %
10.13 %
77.12 %
61.66 %
9.22 %
54.20 %
47.26 %
68.18 %
80.17 %
23.82 %
N/A
48.26 %
34.69 %
35.87 %
35.66 %
44.11 %
39.79 %
32.76 %
18.10 %
58.24 %
46.38 %
9.90 %
N/A
30.01 %
9.95 %
27.37 %
14.05 %
42.11 %
95.93 %
66.13 %
8.26 %
45.32 %
31.40 %
N/A
114.78 %
12.35
7.98
7.15
6.82
5.82
4.35
4.12
3.54
3.48
3.29
3.05
2.87
2.78
2.74
2.66
2.54
2.44
1.94
1.90
1.70
1.35
1.27
1.21
0.91
0.87
0.80
0.67
0.66
0.66
0.63
0.61
0.55
0.54
0.54
0.54
0.53
0.49
0.46
0.35
0.32
0.26
0.25
0.23
0.19
0.17
0.16
0.16
0.13
0.09
0.09
0.09
0.08
0.07
0.07
0.05
0.05
0.05
0.04
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
12.35
20.34
27.49
34.31
40.13
44.48
48.61
52.15
55.63
58.92
61.98
64.84
67.62
70.36
73.03
75.57
78.01
79.94
81.84
83.54
84.89
86.16
87.37
88.28
89.15
89.94
90.61
91.27
91.93
92.56
93.17
93.72
94.27
94.81
95.34
95.87
96.36
96.83
97.18
97.50
97.75
98.01
98.23
98.42
98.59
98.75
98.91
99.04
99.13
99.22
99.31
99.38
99.46
99.53
99.58
99.63
99.67
99.72
99.75
99.78
99.81
99.84
99.86
99.88
99.89
99.91
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
08 - Ocean Marine
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
71
408
1279
38733
26778
291
32727
697
57
4802
11231
14176
457
4672
10972
225
1321
13597
1316
920
12633
18380
33502
Group/
Company Name
UNIVERSAL INS CO GRP
AMERICAN NATL FIN GRP
ARCH INS GRP
ALASKA NATL INS CO
INTEGRAND ASSUR CO
MOTORISTS MUT GRP
UNDERWRITERS AT LLOYDS
VAN ENT GRP
ELECTRIC INS GRP
TRIPLE S GRP
GENERALI US BRANCH
HASTINGS MUT INS CO
ARGONAUT GRP
DONGBU INS GRP
FIRST NET INS CO
IAT REINS CO GRP
AMERICAN FARMERS & RANCHERS GRP
CHUNG KUO INS CO LTD
KNIGHTBROOK INS GRP
GLOBAL IND GRP
CENTURY INS CO GU LTD
PACIFIC IND INS CO
MACHINERY INS INC ASSESSABLE MUT CO
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
476
426
401
388
352
308
286
222
186
175
128
120
97
93
38
34
29
28
5
3
2
2
0
3,109,700
Direct
Premiums
Earned
(000)
500
435
426
630
308
311
334
804
188
171
124
130
110
39
36
34
30
28
38
3
8
7
0
3,091,991
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
40.00
46.70
N/A
62.73
14.41
27.51
1,247.65
3.11
N/A
13.58
N/A
27.83
6.70
4.25
6.99
45.18
5.90
0.00
0.00
N/A
0.00
0.00
0.00
47.24
© 2015 National Association of Insurance Commissioners
180
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
41.90 %
46.70 %
N/A
77.83 %
18.43 %
27.45 %
1,324.60 %
44.35 %
N/A
18.40 %
N/A
28.19 %
6.70 %
6.52 %
2.99 %
57.03 %
6.43 %
0.00 %
0.00 %
N/A
0.00 %
0.00 %
0.00 %
51.71 %
0.02
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
99.93
99.94
99.95
99.97
99.98
99.99
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Alabama
Alaska
Arizona
Arkansas
California
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1129
3548
4670
761
31
12
785
84
4574
69
1
2
3
4
5
6
7
8
9
10
510
10838
3548
1129
158
111
218
761
12
626
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
WHITE MOUNTAINS GRP
TRAVELERS GRP
STARR GRP
ALLIANZ INS GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
MARKEL CORP GRP
AMERICAN FINANCIAL GRP
CATLIN US INS GRP
FARMERS INS GRP
**STATE TOTAL**
3,758
3,634
3,182
2,955
2,611
2,525
2,200
1,957
1,700
1,156
37,669
3,833
4,028
3,034
3,002
2,346
2,712
2,199
2,087
1,528
1,079
37,883
70.16
N/A
35.62
N/A
82.80
N/A
N/A
N/A
55.03
107.24
21.80
%
NAVIGATORS GRP
SUNDERLAND MARINE MUT CO LTD
TRAVELERS GRP
WHITE MOUNTAINS GRP
FAIRFAX FIN GRP
LIBERTY MUT GRP
CNA INS GRP
ALLIANZ INS GRP
AMERICAN INTL GRP
ACE LTD GRP
**STATE TOTAL**
7,362
5,956
4,927
3,905
2,980
2,601
1,700
1,699
1,499
1,136
40,428
7,792
5,629
4,583
3,739
2,952
2,872
1,674
1,642
1,495
1,158
39,842
14.47
34.69
70.22
37.32
83.53
11.84
17.88
159.52
N/A
N/A
39.28
%
%
%
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
785
761
510
31
69
218
38
19
3548
AMERICAN INTL GRP
MARKEL CORP GRP
ALLIANZ INS GRP
NAVIGATORS GRP
BERKSHIRE HATHAWAY GRP
FARMERS INS GRP
CNA INS GRP
CHUBB INC GRP
ASSURANT INC GRP
TRAVELERS GRP
**STATE TOTAL**
2,781
2,500
2,134
1,705
1,216
1,066
744
699
590
563
18,375
2,907
2,383
1,944
1,003
1,082
1,028
769
708
603
751
17,430
8.08
126.82
21.04
290.92
23.25
43.57
N/A
10.78
N/A
16.61
40.76
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
4670
984
12
3548
1285
1129
69
4574
218
212
STARR GRP
HCC INS HOLDINGS GRP
AMERICAN INTL GRP
TRAVELERS GRP
XL AMER GRP
WHITE MOUNTAINS GRP
FARMERS INS GRP
CATLIN US INS GRP
CNA INS GRP
ZURICH INS GRP
**STATE TOTAL**
3,411
2,382
2,100
1,120
1,084
980
628
584
539
491
17,875
3,379
2,224
2,033
1,163
930
859
631
618
678
512
17,571
32.70
38.73
26.07
22.40
21.30
9.80
64.98
27.09
N/A
76.50
17.03
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
761
3098
3548
4670
510
1129
218
785
212
AMERICAN INTL GRP
ALLIANZ INS GRP
TOKIO MARINE HOLDINGS INC GRP
TRAVELERS GRP
STARR GRP
NAVIGATORS GRP
WHITE MOUNTAINS GRP
CNA INS GRP
MARKEL CORP GRP
ZURICH INS GRP
**STATE TOTAL**
43,589
29,520
25,754
20,175
15,450
14,615
11,626
10,573
9,859
9,603
278,657
43,175
28,097
22,028
20,866
16,507
13,008
11,498
11,782
9,796
10,678
270,916
20.33
55.00
37.68
37.31
45.35
6.44
28.55
N/A
50.58
45.23
40.68
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
181
%
%
%
%
%
%
%
%
75.85 %
N/A
51.12 %
N/A
91.40 %
2.90 %
3.08 %
N/A
45.69 %
108.45 %
26.84 %
9.98
9.65
8.45
7.84
6.93
6.70
5.84
5.19
4.51
3.07
100.00
%
9.98
% 19.62
% 28.07
% 35.91
% 42.84
% 49.55
% 55.39
% 60.58
% 65.10
% 68.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
14.86 %
34.69 %
77.14 %
37.35 %
86.07 %
36.11 %
27.55 %
165.30 %
N/A
8.52 %
44.94 %
18.21
14.73
12.19
9.66
7.37
6.43
4.21
4.20
3.71
2.81
100.00
% 18.21
% 32.94
% 45.13
% 54.79
% 62.16
% 68.59
% 72.80
% 77.00
% 80.71
% 83.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
8.96 %
153.41 %
23.38 %
368.85 %
27.35 %
43.65 %
N/A
7.41 %
N/A
N/A
48.58 %
15.13
13.60
11.61
9.28
6.61
5.80
4.05
3.81
3.21
3.06
100.00
% 15.13
% 28.74
% 40.35
% 49.63
% 56.24
% 62.04
% 66.09
% 69.90
% 73.11
% 76.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
35.45 %
38.78 %
27.87 %
24.74 %
20.94 %
9.80 %
65.31 %
29.74 %
N/A
79.80 %
17.95 %
19.08
13.33
11.75
6.26
6.06
5.48
3.51
3.27
3.02
2.74
100.00
% 19.08
% 32.41
% 44.16
% 50.42
% 56.49
% 61.97
% 65.48
% 68.75
% 71.77
% 74.51
% 100.00
%
%
%
%
%
%
%
%
%
%
%
20.73 %
58.68 %
41.72 %
45.32 %
54.16 %
10.24 %
28.86 %
N/A
56.86 %
47.26 %
44.28 %
15.64
10.59
9.24
7.24
5.54
5.24
4.17
3.79
3.54
3.45
100.00
% 15.64
% 26.24
% 35.48
% 42.72
% 48.26
% 53.51
% 57.68
% 61.47
% 65.01
% 68.46
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Colorado
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
12
1285
256
984
761
212
111
3548
218
1129
AMERICAN INTL GRP
XL AMER GRP
PROSIGHT GRP
HCC INS HOLDINGS GRP
ALLIANZ INS GRP
ZURICH INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
CNA INS GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
3,069
1,088
938
696
679
579
576
567
565
524
13,117
2,950
1,213
1,037
583
702
604
567
645
546
559
13,298
20.15
3.53
7.99
77.67
N/A
52.02
30.93
4.01
N/A
35.16
43.60
%
%
%
%
Connecticut
1
2
3
4
5
6
7
8
9
10
3548
12
761
31
626
38
1129
4670
212
98
TRAVELERS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
CHUBB INC GRP
WHITE MOUNTAINS GRP
STARR GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
7,440
6,744
5,869
3,811
3,438
2,656
2,472
2,449
1,783
1,516
52,181
7,711
6,578
5,522
3,343
3,384
2,703
2,779
2,576
1,730
1,384
52,067
Delaware
1
2
3
4
5
6
7
8
9
10
12
31
3548
626
4670
1129
212
510
761
98
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
ACE LTD GRP
STARR GRP
WHITE MOUNTAINS GRP
ZURICH INS GRP
NAVIGATORS GRP
ALLIANZ INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
753
744
677
476
455
430
401
396
339
320
7,547
690
662
687
481
548
437
262
345
241
325
7,132
1
12
334
334
2
3
4
5
6
7
8
9
10
31
626
510
984
3548
65
785
19
1129
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
NAVIGATORS GRP
HCC INS HOLDINGS GRP
TRAVELERS GRP
FM GLOBAL GRP
MARKEL CORP GRP
ASSURANT INC GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
290
246
232
194
191
155
140
116
114
2,582
1
2
3
4
5
6
7
8
9
10
31
12
3548
626
1285
37672
38
1129
4670
510
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
TRAVELERS GRP
ACE LTD GRP
XL AMER GRP
SEVEN SEAS INS CO INC
CHUBB INC GRP
WHITE MOUNTAINS GRP
STARR GRP
NAVIGATORS GRP
**STATE TOTAL**
53,650
40,823
25,734
25,363
19,192
16,365
15,236
14,625
10,416
9,721
320,011
District Of
Columbia
Florida
AMERICAN INTL GRP
%
%
20.12 %
0.44 %
11.30 %
77.67 %
11.00 %
52.81 %
31.79 %
11.13 %
N/A
35.16 %
45.89 %
23.39
8.29
7.15
5.31
5.18
4.41
4.39
4.32
4.31
4.00
100.00
% 23.39
% 31.69
% 38.84
% 44.14
% 49.32
% 53.74
% 58.12
% 62.45
% 66.76
% 70.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
37.31
17.53
43.93
88.49
820.73
23.34
58.97
118.29
143.44
30.78
83.40
%
%
%
%
%
%
%
%
%
%
%
38.72 %
18.25 %
47.20 %
92.73 %
856.04 %
25.10 %
59.08 %
129.06 %
146.69 %
30.88 %
87.50 %
14.26
12.92
11.25
7.30
6.59
5.09
4.74
4.69
3.42
2.90
100.00
% 14.26
% 27.18
% 38.43
% 45.73
% 52.32
% 57.41
% 62.15
% 66.85
% 70.26
% 73.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
111.55
68.53
13.74
N/A
6.18
45.64
7.52
N/A
2.96
87.68
18.55
%
%
%
%
%
%
113.49 %
71.58 %
26.99 %
4.04 %
2.57 %
45.64 %
19.09 %
7.29 %
3.56 %
87.63 %
39.60 %
9.97
9.86
8.97
6.31
6.03
5.70
5.32
5.25
4.49
4.25
100.00
%
9.97
% 19.84
% 28.81
% 35.11
% 41.14
% 46.85
% 52.16
% 57.41
% 61.91
% 66.15
% 100.00
%
%
%
%
%
%
%
%
%
%
%
123.16 %
123.13 %
267
224
268
98
196
150
129
125
161
2,670
61.67
N/A
17.09
182.12
55.98
87.72
83.73
194.13
8.09
60.41
%
%
%
%
%
%
%
%
%
81.95 %
N/A
17.74 %
182.12 %
58.26 %
89.26 %
85.22 %
189.76 %
8.09 %
63.67 %
11.25
9.53
8.98
7.53
7.39
6.02
5.41
4.48
4.40
100.00
% 24.19
% 33.72
% 42.69
% 50.22
% 57.60
% 63.63
% 69.04
% 73.52
% 77.93
% 100.00
%
%
%
%
%
%
%
%
%
%
44,924
40,664
25,736
25,561
15,414
16,250
15,105
14,486
11,979
9,202
310,664
52.59
40.06
36.36
35.38
16.21
9.22
25.94
37.41
47.66
16.38
40.72
%
%
%
%
%
%
%
%
%
%
%
55.22 %
42.55 %
45.70 %
43.50 %
16.81 %
9.22 %
32.26 %
38.55 %
64.95 %
17.69 %
45.26 %
16.76
12.76
8.04
7.93
6.00
5.11
4.76
4.57
3.25
3.04
100.00
% 16.76
% 29.52
% 37.56
% 45.49
% 51.49
% 56.60
% 61.36
% 65.93
% 69.19
% 72.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
182
%
%
%
%
%
%
12.94 %
12.94 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Georgia
1
2
3
4
5
6
7
8
9
10
12
3548
4670
626
38
761
212
88
1285
84
AMERICAN INTL GRP
TRAVELERS GRP
STARR GRP
ACE LTD GRP
CHUBB INC GRP
ALLIANZ INS GRP
ZURICH INS GRP
THE HANOVER INS GRP
XL AMER GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
20,457
3,340
2,821
2,748
2,690
2,188
1,925
1,420
1,420
1,245
53,555
20,134
3,461
2,783
2,212
2,585
2,074
1,378
1,394
1,271
1,399
51,982
33.90
33.46
31.27
69.23
3.95
92.45
47.67
27.69
6.12
32.33
35.83
%
%
%
%
%
%
%
%
%
%
%
34.09 %
37.74 %
34.39 %
82.21 %
6.42 %
94.82 %
51.41 %
29.42 %
1.62 %
36.94 %
38.06 %
38.20
6.24
5.27
5.13
5.02
4.09
3.59
2.65
2.65
2.33
100.00
% 38.20
% 44.44
% 49.70
% 54.83
% 59.86
% 63.94
% 67.54
% 70.19
% 72.84
% 75.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Hawaii
1
2
3
4
5
6
7
8
9
10
1129
158
3548
510
12
761
785
4670
626
218
WHITE MOUNTAINS GRP
FAIRFAX FIN GRP
TRAVELERS GRP
NAVIGATORS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
MARKEL CORP GRP
STARR GRP
ACE LTD GRP
CNA INS GRP
**STATE TOTAL**
2,222
1,824
1,554
1,500
1,126
1,061
1,047
939
693
385
14,296
2,084
1,791
1,475
1,525
1,189
1,061
1,028
928
686
678
14,331
26.55
29.10
N/A
N/A
90.17
24.37
27.83
N/A
36.24
N/A
12.41
%
%
%
%
%
%
26.57 %
31.25 %
N/A
N/A
90.49 %
25.54 %
30.47 %
N/A
44.83 %
9.32 %
15.38 %
15.54
12.76
10.87
10.49
7.88
7.42
7.32
6.57
4.85
2.69
100.00
% 15.54
% 28.30
% 39.17
% 49.66
% 57.54
% 64.96
% 72.28
% 78.85
% 83.70
% 86.39
% 100.00
%
%
%
%
%
%
%
%
%
%
%
707
617
462
404
327
267
240
230
197
167
4,904
876
601
453
385
451
228
120
188
184
141
4,919
7.65
47.25
86.04
28.61
10.17
70.38
0.12
393.79
17.30
13.92
38.00
%
%
%
%
%
%
%
%
%
%
%
7.65 %
55.03 %
86.41 %
29.17 %
11.06 %
73.01 %
0.14 %
395.73 %
18.31 %
13.92 %
39.47 %
14.41
12.57
9.43
8.23
6.67
5.44
4.89
4.70
4.02
3.40
100.00
% 14.41
% 26.98
% 36.41
% 44.64
% 51.31
% 56.75
% 61.64
% 66.34
% 70.35
% 73.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
13.25 %
93.89 %
135.48 %
39.77 %
61.65 %
79.30 %
N/A
147.93 %
37.76 %
10.01 %
66.50 %
16.07
11.77
9.15
8.79
8.55
6.78
4.16
3.45
3.45
2.61
100.00
% 16.07
% 27.84
% 36.99
% 45.78
% 54.32
% 61.10
% 65.27
% 68.72
% 72.17
% 74.79
% 100.00
%
%
%
%
%
%
%
%
%
%
%
33.70 %
20.55 %
71.00 %
N/A
15.49 %
1,102.81 %
19.19 %
1.54 %
58.10 %
N/A
56.12 %
30.73
18.73
7.00
4.08
3.55
3.47
3.39
3.34
3.04
2.60
100.00
% 30.73
% 49.47
% 56.47
% 60.55
% 64.10
% 67.57
% 70.96
% 74.30
% 77.35
% 79.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
Idaho
1
2
3
4
5
6
7
8
9
10
12
3548
69
785
212
31
3786
88
38
1129
AMERICAN INTL GRP
TRAVELERS GRP
FARMERS INS GRP
MARKEL CORP GRP
ZURICH INS GRP
BERKSHIRE HATHAWAY GRP
ENDURANCE GRP
THE HANOVER INS GRP
CHUBB INC GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
Illinois
1
2
3
4
5
6
7
8
9
10
12
212
761
4670
3548
3098
218
1285
510
38
AMERICAN INTL GRP
ZURICH INS GRP
ALLIANZ INS GRP
STARR GRP
TRAVELERS GRP
TOKIO MARINE HOLDINGS INC GRP
CNA INS GRP
XL AMER GRP
NAVIGATORS GRP
CHUBB INC GRP
**STATE TOTAL**
14,587
10,681
8,306
7,976
7,758
6,153
3,779
3,135
3,134
2,370
90,765
14,820
10,020
7,230
7,216
8,388
6,154
4,201
3,018
2,880
2,324
90,097
13.18
93.86
130.62
29.65
54.85
78.95
N/A
147.34
36.35
12.23
63.44
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
4670
12
3548
212
88
785
761
1285
38
218
STARR GRP
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
THE HANOVER INS GRP
MARKEL CORP GRP
ALLIANZ INS GRP
XL AMER GRP
CHUBB INC GRP
CNA INS GRP
**STATE TOTAL**
7,809
4,760
1,780
1,037
902
882
862
849
773
661
25,409
7,708
4,780
1,750
1,044
822
816
1,009
845
866
677
25,217
25.13
20.56
65.73
N/A
11.68
1,093.14
11.47
N/A
59.13
N/A
50.42
%
%
%
Indiana
© 2015 National Association of Insurance Commissioners
183
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Iowa
Kansas
Kentucky
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
10
12
3548
38
4670
761
4574
218
1129
212
785
12
3548
3786
69
91
218
1285
256
111
626
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
AMERICAN INTL GRP
TRAVELERS GRP
CHUBB INC GRP
STARR GRP
ALLIANZ INS GRP
CATLIN US INS GRP
CNA INS GRP
WHITE MOUNTAINS GRP
ZURICH INS GRP
MARKEL CORP GRP
**STATE TOTAL**
2,045
1,325
502
488
400
290
278
242
238
229
7,673
1,999
1,292
449
498
378
218
334
227
355
223
7,453
7.66
6.46
34.92
34.22
88.38
7.32
147.32
16.96
230.08
N/A
29.86
%
%
%
%
%
%
%
%
%
AMERICAN INTL GRP
TRAVELERS GRP
ENDURANCE GRP
FARMERS INS GRP
HARTFORD FIRE & CAS GRP
CNA INS GRP
XL AMER GRP
PROSIGHT GRP
LIBERTY MUT GRP
ACE LTD GRP
**STATE TOTAL**
4,890
781
403
319
315
300
250
247
235
225
9,495
5,221
810
225
328
288
331
404
356
191
235
9,972
46.90
19.99
5.59
53.07
5.07
191.51
N/A
2.72
72.55
N/A
43.84
%
%
%
%
%
%
2,595
2,339
2,019
1,744
1,693
1,658
1,498
947
763
727
23,115
2,334
2,591
2,016
1,533
1,512
1,582
1,578
858
1,153
731
22,906
39,706
25,332
12,789
11,276
11,106
10,883
8,894
8,399
7,800
7,617
211,190
3,659
3,506
2,362
2,204
2,165
1,564
1,303
1,241
1,069
880
25,003
1
2
3
4
5
6
7
8
9
10
3548
12
626
88
4670
1129
761
31
218
785
TRAVELERS GRP
AMERICAN INTL GRP
ACE LTD GRP
THE HANOVER INS GRP
STARR GRP
WHITE MOUNTAINS GRP
ALLIANZ INS GRP
BERKSHIRE HATHAWAY GRP
CNA INS GRP
MARKEL CORP GRP
**STATE TOTAL**
Louisiana
1
2
3
4
5
6
7
8
9
10
984
4670
1129
256
3548
111
218
761
510
4574
HCC INS HOLDINGS GRP
STARR GRP
WHITE MOUNTAINS GRP
PROSIGHT GRP
TRAVELERS GRP
LIBERTY MUT GRP
CNA INS GRP
ALLIANZ INS GRP
NAVIGATORS GRP
CATLIN US INS GRP
**STATE TOTAL**
Maine
1
2
3
4
5
6
7
8
9
10
98
1129
3548
626
88
181
38
31
84
4670
WR BERKLEY CORP GRP
WHITE MOUNTAINS GRP
TRAVELERS GRP
ACE LTD GRP
THE HANOVER INS GRP
SWISS RE GRP
CHUBB INC GRP
BERKSHIRE HATHAWAY GRP
AMERICAN FINANCIAL GRP
STARR GRP
**STATE TOTAL**
7.67 %
N/A
34.80 %
38.61 %
89.07 %
9.38 %
168.55 %
16.96 %
235.74 %
N/A
24.68 %
26.65
17.26
6.54
6.36
5.21
3.78
3.63
3.15
3.10
2.99
100.00
% 26.65
% 43.92
% 50.46
% 56.82
% 62.02
% 65.81
% 69.44
% 72.59
% 75.69
% 78.68
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
46.87 %
22.57 %
6.21 %
53.08 %
3.13 %
194.08 %
N/A
5.84 %
75.33 %
N/A
44.60 %
51.50
8.23
4.24
3.35
3.32
3.16
2.63
2.60
2.47
2.37
100.00
% 51.50
% 59.73
% 63.97
% 67.32
% 70.64
% 73.80
% 76.43
% 79.03
% 81.50
% 83.87
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
94.53
9.59
13.76
109.62
48.51
58.47
35.81
132.36
93.51
69.01
%
%
%
%
%
%
%
%
%
%
6.37 %
96.62 %
17.31 %
17.17 %
127.71 %
48.68 %
60.55 %
37.49 %
195.27 %
98.94 %
76.92 %
11.23
10.12
8.73
7.54
7.33
7.17
6.48
4.10
3.30
3.14
100.00
% 11.23
% 21.34
% 30.08
% 37.62
% 44.95
% 52.12
% 58.60
% 62.70
% 65.99
% 69.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
44,039
25,793
13,320
12,122
11,497
10,313
9,308
8,648
8,274
7,270
221,007
34.28
55.74
46.27
41.32
52.31
26.29
136.87
99.52
18.76
135.95
33.67
%
%
%
%
%
%
%
%
%
%
%
40.69 %
60.57 %
48.32 %
46.55 %
58.68 %
31.68 %
137.94 %
102.77 %
19.38 %
149.19 %
40.65 %
18.80
12.00
6.06
5.34
5.26
5.15
4.21
3.98
3.69
3.61
100.00
% 18.80
% 30.80
% 36.85
% 42.19
% 47.45
% 52.60
% 56.81
% 60.79
% 64.48
% 68.09
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3,881
3,415
2,474
2,163
1,345
1,357
1,292
981
983
925
24,745
22.51
41.43
29.22
11.78
68.82
28.47
95.44
55.56
43.79
12.25
36.72
%
%
%
%
%
%
%
%
%
%
%
29.92 %
41.55 %
34.92 %
17.01 %
69.82 %
32.71 %
92.27 %
57.93 %
46.17 %
13.97 %
40.28 %
14.64
14.02
9.45
8.81
8.66
6.25
5.21
4.96
4.28
3.52
100.00
% 14.64
% 28.66
% 38.10
% 46.92
% 55.58
% 61.83
% 67.04
% 72.01
% 76.28
% 79.80
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
184
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Maryland
Massachusetts
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
31
3548
626
12
84
4670
88
785
1129
38
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
ACE LTD GRP
AMERICAN INTL GRP
AMERICAN FINANCIAL GRP
STARR GRP
THE HANOVER INS GRP
MARKEL CORP GRP
WHITE MOUNTAINS GRP
CHUBB INC GRP
**STATE TOTAL**
49,385
8,239
6,750
4,312
2,595
2,524
2,248
2,089
2,009
1,677
93,278
47,329
8,464
6,570
4,405
2,535
2,063
2,149
2,144
2,065
1,684
91,531
63.02
39.68
10.71
N/A
18.12
21.34
26.53
49.21
10.96
59.90
48.86
%
%
%
1
2
3
4
5
6
7
8
9
10
12
1129
3548
626
4670
761
38
84
98
218
AMERICAN INTL GRP
WHITE MOUNTAINS GRP
TRAVELERS GRP
ACE LTD GRP
STARR GRP
ALLIANZ INS GRP
CHUBB INC GRP
AMERICAN FINANCIAL GRP
WR BERKLEY CORP GRP
CNA INS GRP
**STATE TOTAL**
12,064
9,580
9,469
7,110
5,976
5,323
4,395
3,267
2,733
2,639
84,699
12,397
9,385
9,783
6,850
6,961
4,899
4,206
3,299
2,880
4,471
87,211
27.98
41.10
23.63
26.76
48.16
99.46
7.95
N/A
57.29
N/A
40.67
%
%
%
%
%
%
%
Michigan
1
2
3
4
5
6
7
8
9
10
12
31
88
761
4670
3548
626
212
785
968
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
THE HANOVER INS GRP
ALLIANZ INS GRP
STARR GRP
TRAVELERS GRP
ACE LTD GRP
ZURICH INS GRP
MARKEL CORP GRP
AXA INS GRP
**STATE TOTAL**
8,507
5,058
4,269
4,076
3,666
3,547
3,416
2,394
2,142
1,925
54,331
8,451
4,416
4,230
4,505
3,473
3,970
3,036
3,630
2,099
1,993
54,698
73.70
64.93
98.77
48.83
59.08
5.51
99.28
71.87
104.50
55.63
61.92
Minnesota
1
2
3
4
5
6
7
8
9
10
12
3548
111
626
69
38
4670
218
1129
785
AMERICAN INTL GRP
TRAVELERS GRP
LIBERTY MUT GRP
ACE LTD GRP
FARMERS INS GRP
CHUBB INC GRP
STARR GRP
CNA INS GRP
WHITE MOUNTAINS GRP
MARKEL CORP GRP
**STATE TOTAL**
5,439
4,319
2,471
2,240
2,035
1,592
1,311
1,252
1,130
825
27,986
6,316
4,509
2,602
1,815
2,054
1,519
1,305
1,293
1,055
763
28,741
N/A
35.90
73.86
364.57
62.83
77.71
29.69
N/A
17.91
4.99
N/A
1
2
3
4
5
6
7
8
9
10
4670
12
3548
31
4574
1129
1285
111
218
761
STARR GRP
AMERICAN INTL GRP
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
CATLIN US INS GRP
WHITE MOUNTAINS GRP
XL AMER GRP
LIBERTY MUT GRP
CNA INS GRP
ALLIANZ INS GRP
**STATE TOTAL**
2,207
2,013
1,479
1,380
1,378
1,116
1,036
951
693
670
18,145
2,339
2,021
1,656
1,238
1,302
1,071
971
879
754
630
18,326
53.49
70.38
6.35
62.78
58.41
22.13
195.82
25.32
90.98
76.54
37.19
Mississippi
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
© 2015 National Association of Insurance Commissioners
185
63.68 %
46.32 %
15.91 %
N/A
23.72 %
27.14 %
36.95 %
52.59 %
11.26 %
57.39 %
51.08 %
52.94
8.83
7.24
4.62
2.78
2.71
2.41
2.24
2.15
1.80
100.00
% 52.94
% 61.78
% 69.01
% 73.64
% 76.42
% 79.12
% 81.53
% 83.77
% 85.93
% 87.73
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
33.85 %
41.25 %
23.52 %
29.25 %
55.38 %
105.26 %
7.31 %
N/A
57.60 %
N/A
44.32 %
14.24
11.31
11.18
8.39
7.06
6.28
5.19
3.86
3.23
3.12
100.00
% 14.24
% 25.55
% 36.73
% 45.13
% 52.18
% 58.47
% 63.66
% 67.52
% 70.74
% 73.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
74.02 %
69.15 %
105.51 %
60.19 %
61.63 %
1.63 %
109.41 %
71.25 %
100.35 %
57.10 %
64.60 %
15.66
9.31
7.86
7.50
6.75
6.53
6.29
4.41
3.94
3.54
100.00
% 15.66
% 24.97
% 32.82
% 40.33
% 47.07
% 53.60
% 59.89
% 64.29
% 68.24
% 71.78
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
43.45 %
74.26 %
352.72 %
63.46 %
77.75 %
33.29 %
N/A
17.92 %
25.50 %
N/A
19.44
15.43
8.83
8.01
7.27
5.69
4.68
4.47
4.04
2.95
100.00
% 19.44
% 34.87
% 43.70
% 51.70
% 58.98
% 64.67
% 69.35
% 73.82
% 77.86
% 80.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
54.47 %
70.62 %
7.13 %
64.66 %
62.38 %
22.59 %
200.87 %
26.25 %
98.86 %
78.95 %
39.06 %
12.16
11.10
8.15
7.60
7.60
6.15
5.71
5.24
3.82
3.69
100.00
% 12.16
% 23.26
% 31.41
% 39.02
% 46.61
% 52.76
% 58.47
% 63.71
% 67.53
% 71.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Missouri
Montana
Nebraska
Nevada
New Hampshire
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
12
1129
212
3548
38
626
785
84
761
218
Group/
Company Name
AMERICAN INTL GRP
WHITE MOUNTAINS GRP
ZURICH INS GRP
TRAVELERS GRP
CHUBB INC GRP
ACE LTD GRP
MARKEL CORP GRP
AMERICAN FINANCIAL GRP
ALLIANZ INS GRP
CNA INS GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
6,902
2,798
2,127
2,121
2,117
1,841
1,816
1,439
1,424
1,307
34,954
6,727
2,517
2,070
2,235
2,204
1,424
1,843
1,524
1,427
1,553
34,102
15.97
43.78
62.86
56.00
33.69
79.45
7.87
51.25
121.75
N/A
42.29
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
17.49 %
44.19 %
63.96 %
55.94 %
36.01 %
85.51 %
1.06 %
53.87 %
151.13 %
N/A
45.79 %
19.75
8.01
6.09
6.07
6.06
5.27
5.19
4.12
4.07
3.74
100.00
% 19.75
% 27.75
% 33.84
% 39.90
% 45.96
% 51.23
% 56.42
% 60.54
% 64.61
% 68.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
31.73 %
7.42 %
N/A
13.97 %
97.57 %
3.15 %
2.68 %
N/A
51.75 %
3.66 %
46.54
10.83
9.23
6.49
4.82
3.30
3.15
2.37
1.94
1.65
100.00
% 46.54
% 57.37
% 66.60
% 73.10
% 77.91
% 81.22
% 84.37
% 86.74
% 88.68
% 90.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
5.48 %
48.05 %
29.41 %
121.96 %
N/A
3.98 %
13.97 %
3.89 %
N/A
108.30 %
19.71 %
19.67
17.34
12.89
10.34
7.92
3.22
3.13
3.04
2.99
2.67
100.00
% 19.67
% 37.01
% 49.91
% 60.25
% 68.17
% 71.40
% 74.53
% 77.57
% 80.56
% 83.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
21.60
9.45
7.34
7.11
6.52
6.38
5.94
3.34
2.81
2.50
100.00
% 21.60
% 31.06
% 38.40
% 45.50
% 52.03
% 58.41
% 64.35
% 67.69
% 70.50
% 73.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
14.08
11.62
9.56
9.48
7.50
6.65
6.56
5.34
4.19
3.83
100.00
% 14.08
% 25.71
% 35.26
% 44.75
% 52.24
% 58.89
% 65.45
% 70.79
% 74.98
% 78.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
69
3548
510
785
38
31
761
91
1129
AMERICAN INTL GRP
FARMERS INS GRP
TRAVELERS GRP
NAVIGATORS GRP
MARKEL CORP GRP
CHUBB INC GRP
BERKSHIRE HATHAWAY GRP
ALLIANZ INS GRP
HARTFORD FIRE & CAS GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
1,453
338
288
203
150
103
98
74
61
52
3,122
1,456
331
303
193
141
96
85
65
63
52
3,074
N/A
31.66
7.64
N/A
14.79
98.65
N/A
2.28
N/A
51.75
3.56
1
2
3
4
5
6
7
8
9
10
212
984
12
218
3548
3098
510
761
626
69
ZURICH INS GRP
HCC INS HOLDINGS GRP
AMERICAN INTL GRP
CNA INS GRP
TRAVELERS GRP
TOKIO MARINE HOLDINGS INC GRP
NAVIGATORS GRP
ALLIANZ INS GRP
ACE LTD GRP
FARMERS INS GRP
**STATE TOTAL**
1,023
902
671
538
412
168
163
158
156
139
5,201
991
739
682
433
467
173
165
105
128
141
4,894
N/A
47.91
28.86
115.50
N/A
3.83
13.51
0.58
N/A
108.21
18.99
1
2
3
4
5
6
7
8
9
10
12
3548
761
69
510
361
212
785
3098
1129
AMERICAN INTL GRP
TRAVELERS GRP
ALLIANZ INS GRP
FARMERS INS GRP
NAVIGATORS GRP
MUNICH RE GRP
ZURICH INS GRP
MARKEL CORP GRP
TOKIO MARINE HOLDINGS INC GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
1,312
574
446
432
396
387
361
203
171
152
6,073
1,327
680
434
427
419
385
403
211
180
183
6,265
7.39
31.85
25.82
101.62
29.21
139.36
N/A
N/A
78.48
14.76
37.86
%
%
%
%
%
%
%
%
%
7.26 %
35.31 %
26.85 %
102.32 %
28.28 %
139.44 %
N/A
N/A
78.46 %
14.76 %
42.24 %
1
2
3
4
5
6
7
8
9
10
12
4670
31
3548
1129
98
626
761
785
88
AMERICAN INTL GRP
STARR GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
WHITE MOUNTAINS GRP
WR BERKLEY CORP GRP
ACE LTD GRP
ALLIANZ INS GRP
MARKEL CORP GRP
THE HANOVER INS GRP
**STATE TOTAL**
1,570
1,297
1,066
1,058
836
741
732
596
467
427
11,154
1,629
1,210
849
1,104
836
906
710
576
532
427
11,112
3.78
141.86
48.10
28.29
30.45
24.63
78.24
65.94
35.14
33.69
34.36
%
%
%
%
%
%
%
%
%
%
%
3.77 %
156.83 %
48.93 %
30.25 %
30.45 %
24.91 %
88.71 %
67.22 %
35.77 %
34.73 %
37.54 %
© 2015 National Association of Insurance Commissioners
186
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
New Jersey
New Mexico
New York
Group/
Company
Rank
Code
Group/
Company Name
1
2
3
4
5
6
7
8
9
10
761
3548
12
626
4670
212
1129
218
968
1285
ALLIANZ INS GRP
TRAVELERS GRP
AMERICAN INTL GRP
ACE LTD GRP
STARR GRP
ZURICH INS GRP
WHITE MOUNTAINS GRP
CNA INS GRP
AXA INS GRP
XL AMER GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
69
4670
31
88
3548
256
785
984
1129
AMERICAN INTL GRP
FARMERS INS GRP
STARR GRP
BERKSHIRE HATHAWAY GRP
THE HANOVER INS GRP
TRAVELERS GRP
PROSIGHT GRP
MARKEL CORP GRP
HCC INS HOLDINGS GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
AMERICAN STEAMSHIP OWNERS MUT PROT
ALLIANZ INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
AMERICAN FINANCIAL GRP
STARR GRP
SAMSUNG FIRE & MARINE INS CO LTD
ZURICH INS GRP
CHUBB INC GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
19,135
17,886
15,616
8,017
7,273
6,127
5,780
4,814
4,296
4,098
133,880
18,840
18,554
16,005
7,838
3,485
5,761
5,914
5,887
4,294
3,712
130,040
67.93
N/A
35.32
196.02
N/A
N/A
49.02
526.88
85.43
17.13
70.46
%
385
226
183
136
124
106
86
64
58
55
1,774
411
227
186
125
125
121
86
66
29
59
1,801
7.13
39.16
10.07
52.37
N/A
N/A
64.11
N/A
182.13
N/A
8.81
%
%
%
%
110,181
46,261
33,848
27,481
24,247
22,283
20,530
20,379
17,378
16,014
452,773
110,664
46,923
33,670
28,304
23,306
21,551
25,043
20,707
16,402
16,013
454,307
56.12
72.11
19.71
16.85
40.30
88.53
16.72
N/A
42.29
35.84
46.55
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
71.20 %
N/A
36.19 %
204.89 %
13.69 %
N/A
51.55 %
533.46 %
89.70 %
25.95 %
75.74 %
14.29
13.36
11.66
5.99
5.43
4.58
4.32
3.60
3.21
3.06
100.00
% 14.29
% 27.65
% 39.32
% 45.30
% 50.74
% 55.31
% 59.63
% 63.23
% 66.43
% 69.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
7.11 %
39.25 %
11.21 %
56.81 %
N/A
N/A
77.82 %
N/A
182.13 %
N/A
7.45 %
21.71
12.73
10.32
7.66
7.01
5.98
4.83
3.59
3.26
3.11
100.00
% 21.71
% 34.44
% 44.76
% 52.42
% 59.43
% 65.41
% 70.23
% 73.83
% 77.09
% 80.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
62.66 %
78.58 %
23.21 %
19.78 %
44.06 %
93.01 %
19.67 %
N/A
43.45 %
35.52 %
50.76 %
24.33
10.22
7.48
6.07
5.36
4.92
4.53
4.50
3.84
3.54
100.00
% 24.33
% 34.55
% 42.03
% 48.10
% 53.45
% 58.37
% 62.91
% 67.41
% 71.25
% 74.78
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
13366
761
12
3548
3219
84
4670
38300
212
38
North Carolina
1
2
3
4
5
6
7
8
9
10
12
626
3548
761
31
181
785
1285
1129
4670
AMERICAN INTL GRP
ACE LTD GRP
TRAVELERS GRP
ALLIANZ INS GRP
BERKSHIRE HATHAWAY GRP
SWISS RE GRP
MARKEL CORP GRP
XL AMER GRP
WHITE MOUNTAINS GRP
STARR GRP
**STATE TOTAL**
6,155
5,749
4,786
3,905
3,214
1,915
1,784
1,496
1,488
1,374
43,464
6,043
5,565
5,050
3,679
2,900
1,790
1,718
1,195
1,377
1,372
42,213
37.33
9.80
55.22
51.64
79.64
21.18
13.69
4.33
34.17
44.76
31.89
%
%
%
%
%
%
%
%
%
%
%
37.49 %
11.62 %
60.42 %
55.56 %
89.25 %
25.39 %
10.44 %
2.42 %
34.17 %
50.35 %
35.46 %
14.16
13.23
11.01
8.98
7.39
4.41
4.10
3.44
3.42
3.16
100.00
% 14.16
% 27.39
% 38.40
% 47.38
% 54.78
% 59.18
% 63.29
% 66.73
% 70.15
% 73.31
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Dakota
1
2
3
4
5
6
7
8
9
10
3548
212
69
12
31
91
1129
3416
98
218
TRAVELERS GRP
ZURICH INS GRP
FARMERS INS GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
HARTFORD FIRE & CAS GRP
WHITE MOUNTAINS GRP
AXIS CAPITAL GRP
WR BERKLEY CORP GRP
CNA INS GRP
**STATE TOTAL**
404
251
187
168
76
44
41
37
34
33
1,411
339
251
175
164
65
46
45
40
34
33
1,343
76.22
N/A
83.01
N/A
72.38
62.82
5.61
0.00
26.16
158.65
21.57
%
79.01 %
N/A
83.05 %
N/A
72.60 %
69.83 %
5.61 %
N/A
26.16 %
166.59 %
23.11 %
28.59
17.78
13.28
11.87
5.40
3.12
2.88
2.59
2.40
2.37
100.00
% 28.59
% 46.37
% 59.65
% 71.52
% 76.91
% 80.03
% 82.92
% 85.51
% 87.91
% 90.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
187
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
12
4670
761
3548
84
31
626
517
218
510
AMERICAN INTL GRP
STARR GRP
ALLIANZ INS GRP
TRAVELERS GRP
AMERICAN FINANCIAL GRP
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
HANNOVER GRP
CNA INS GRP
NAVIGATORS GRP
**STATE TOTAL**
11,299
4,818
4,638
4,143
2,837
2,339
2,277
2,203
2,197
2,093
52,915
11,501
5,048
4,287
4,280
2,718
2,095
2,206
2,123
2,368
2,011
52,866
15.46
40.58
48.03
57.43
21.14
69.57
151.82
178.60
N/A
28.73
93.18
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
984
12
69
1129
98
3548
256
785
38
626
HCC INS HOLDINGS GRP
AMERICAN INTL GRP
FARMERS INS GRP
WHITE MOUNTAINS GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
PROSIGHT GRP
MARKEL CORP GRP
CHUBB INC GRP
ACE LTD GRP
**STATE TOTAL**
4,605
3,655
1,493
1,383
1,094
877
763
726
602
496
20,012
5,879
3,730
1,498
1,061
1,178
932
1,074
717
690
428
21,915
93.16
N/A
69.01
37.22
N/A
87.13
N/A
40.96
N/A
30.29
41.86
%
1
2
3
4
5
6
7
8
9
10
12
3548
761
510
4670
38
158
212
3485
1129
AMERICAN INTL GRP
TRAVELERS GRP
ALLIANZ INS GRP
NAVIGATORS GRP
STARR GRP
CHUBB INC GRP
FAIRFAX FIN GRP
ZURICH INS GRP
ROTHSCHILD INTL GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
4,737
3,459
3,035
2,668
1,987
1,297
1,273
1,229
1,199
1,123
30,680
5,191
3,450
3,054
2,582
1,863
1,199
1,182
1,021
1,189
1,196
29,897
46.17
26.92
77.50
6.69
N/A
27.55
46.95
N/A
20.03
49.97
27.67
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
4670
3548
761
212
1285
626
517
218
1129
AMERICAN INTL GRP
STARR GRP
TRAVELERS GRP
ALLIANZ INS GRP
ZURICH INS GRP
XL AMER GRP
ACE LTD GRP
HANNOVER GRP
CNA INS GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
9,928
6,937
5,696
4,071
3,249
3,086
3,084
2,533
2,342
1,945
56,773
10,586
6,824
5,602
5,016
2,621
2,928
2,139
2,241
2,358
1,914
55,638
11.69
70.43
43.32
6.14
27.46
27.99
163.98
60.91
N/A
13.35
29.53
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
510
761
12
3548
626
38
65
1129
4670
84
NAVIGATORS GRP
ALLIANZ INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
ACE LTD GRP
CHUBB INC GRP
FM GLOBAL GRP
WHITE MOUNTAINS GRP
STARR GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
7,411
4,584
4,253
3,089
2,896
2,263
1,675
1,606
1,032
999
35,283
6,288
4,592
4,297
3,169
2,899
2,099
1,297
1,522
970
977
33,650
82.58
55.15
25.68
15.34
N/A
34.40
60.93
29.00
195.65
19.48
44.60
%
%
%
%
© 2015 National Association of Insurance Commissioners
188
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
15.65 %
42.76 %
52.44 %
62.08 %
27.52 %
77.63 %
159.09 %
192.33 %
N/A
35.98 %
97.20 %
21.35
9.11
8.76
7.83
5.36
4.42
4.30
4.16
4.15
3.96
100.00
% 21.35
% 30.46
% 39.22
% 47.05
% 52.42
% 56.84
% 61.14
% 65.30
% 69.46
% 73.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
93.66 %
N/A
69.52 %
37.22 %
N/A
101.00 %
N/A
40.06 %
15.68 %
40.11 %
44.17 %
23.01
18.26
7.46
6.91
5.47
4.38
3.81
3.63
3.01
2.48
100.00
% 23.01
% 41.27
% 48.73
% 55.64
% 61.11
% 65.50
% 69.31
% 72.94
% 75.95
% 78.42
% 100.00
%
%
%
%
%
%
%
%
%
%
%
46.26 %
30.69 %
80.17 %
12.73 %
9.77 %
26.23 %
49.10 %
N/A
20.88 %
54.38 %
32.42 %
15.44
11.27
9.89
8.70
6.48
4.23
4.15
4.01
3.91
3.66
100.00
% 15.44
% 26.71
% 36.61
% 45.30
% 51.78
% 56.01
% 60.16
% 64.16
% 68.07
% 71.73
% 100.00
%
%
%
%
%
%
%
%
%
%
%
13.08 %
76.28 %
54.06 %
9.46 %
27.39 %
28.57 %
345.62 %
68.99 %
N/A
15.05 %
41.51 %
17.49
12.22
10.03
7.17
5.72
5.44
5.43
4.46
4.13
3.43
100.00
% 17.49
% 29.71
% 39.74
% 46.91
% 52.63
% 58.07
% 63.50
% 67.96
% 72.09
% 75.51
% 100.00
%
%
%
%
%
%
%
%
%
%
%
82.91 %
59.70 %
26.17 %
19.22 %
N/A
43.74 %
61.93 %
29.37 %
198.95 %
20.75 %
49.58 %
21.00
12.99
12.05
8.76
8.21
6.41
4.75
4.55
2.93
2.83
100.00
% 21.00
% 34.00
% 46.05
% 54.80
% 63.01
% 69.43
% 74.17
% 78.73
% 81.65
% 84.48
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
South Carolina
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
3548
12
626
761
785
1129
31
4574
4670
181
TRAVELERS GRP
AMERICAN INTL GRP
ACE LTD GRP
ALLIANZ INS GRP
MARKEL CORP GRP
WHITE MOUNTAINS GRP
BERKSHIRE HATHAWAY GRP
CATLIN US INS GRP
STARR GRP
SWISS RE GRP
**STATE TOTAL**
5,688
3,411
2,889
1,486
1,359
1,106
931
874
776
706
26,887
5,756
3,452
2,890
1,487
1,373
1,108
817
840
795
647
26,677
32.48
18.11
39.06
N/A
95.91
13.09
112.07
50.17
0.24
26.68
42.10
%
%
%
1
2
3
4
5
6
7
8
9
10
12
69
3548
510
31
91
218
984
158
785
AMERICAN INTL GRP
FARMERS INS GRP
TRAVELERS GRP
NAVIGATORS GRP
BERKSHIRE HATHAWAY GRP
HARTFORD FIRE & CAS GRP
CNA INS GRP
HCC INS HOLDINGS GRP
FAIRFAX FIN GRP
MARKEL CORP GRP
**STATE TOTAL**
266
185
124
60
60
56
52
45
28
26
1,040
271
177
113
38
50
56
27
26
26
31
1,008
12.09
73.27
15.46
48.90
41.03
322.80
N/A
161.89
18.31
0.04
40.78
%
%
%
%
%
%
Tennessee
1
2
3
4
5
6
7
8
9
10
4670
12
1129
3548
761
4574
785
212
626
88
STARR GRP
AMERICAN INTL GRP
WHITE MOUNTAINS GRP
TRAVELERS GRP
ALLIANZ INS GRP
CATLIN US INS GRP
MARKEL CORP GRP
ZURICH INS GRP
ACE LTD GRP
THE HANOVER INS GRP
**STATE TOTAL**
27,189
4,302
4,094
2,980
2,521
1,774
1,636
1,509
1,382
1,327
57,069
27,069
4,703
3,728
2,910
2,927
2,299
1,640
1,277
1,012
1,375
57,150
Texas
1
2
3
4
5
6
7
8
9
10
12
984
4670
176
256
111
761
3548
218
212
AMERICAN INTL GRP
HCC INS HOLDINGS GRP
STARR GRP
STATE FARM GRP
PROSIGHT GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
TRAVELERS GRP
CNA INS GRP
ZURICH INS GRP
**STATE TOTAL**
51,106
31,205
28,214
20,458
18,401
17,010
16,130
13,530
12,058
9,891
332,014
1
2
3
4
5
6
7
8
9
10
12
785
761
69
3548
212
218
4670
19
31
AMERICAN INTL GRP
MARKEL CORP GRP
ALLIANZ INS GRP
FARMERS INS GRP
TRAVELERS GRP
ZURICH INS GRP
CNA INS GRP
STARR GRP
ASSURANT INC GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
2,286
843
790
640
569
563
369
335
315
289
9,045
South Dakota
Utah
36.26 %
18.38 %
43.26 %
N/A
98.49 %
13.61 %
115.43 %
52.73 %
9.85 %
30.49 %
45.07 %
21.16
12.69
10.75
5.53
5.05
4.11
3.46
3.25
2.89
2.63
100.00
% 21.16
% 33.84
% 44.59
% 50.12
% 55.17
% 59.29
% 62.75
% 66.00
% 68.89
% 71.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
12.08 %
73.24 %
18.14 %
50.75 %
41.19 %
338.20 %
N/A
161.89 %
20.34 %
N/A
41.87 %
25.55
17.76
11.88
5.77
5.74
5.36
4.97
4.33
2.71
2.54
100.00
% 25.55
% 43.31
% 55.19
% 60.96
% 66.70
% 72.07
% 77.03
% 81.37
% 84.07
% 86.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
22.27
33.05
50.55
54.25
40.29
115.67
15.91
116.10
97.16
15.22
42.15
%
%
%
%
%
%
%
%
%
%
%
23.99 %
38.87 %
53.63 %
57.35 %
43.89 %
120.94 %
18.34 %
119.00 %
114.07 %
16.37 %
45.88 %
47.64
7.54
7.17
5.22
4.42
3.11
2.87
2.64
2.42
2.33
100.00
% 47.64
% 55.18
% 62.35
% 67.58
% 71.99
% 75.10
% 77.97
% 80.61
% 83.03
% 85.36
% 100.00
%
%
%
%
%
%
%
%
%
%
%
50,707
31,863
30,466
20,534
19,132
16,539
15,969
13,442
12,179
9,834
335,611
13.82
60.17
237.47
21.74
N/A
26.12
18.48
53.40
11.03
252.16
66.49
%
%
%
%
%
%
%
%
%
%
14.53 %
61.58 %
254.90 %
24.06 %
12.75 %
28.56 %
21.89 %
61.00 %
16.81 %
253.58 %
71.34 %
15.39
9.40
8.50
6.16
5.54
5.12
4.86
4.08
3.63
2.98
100.00
% 15.39
% 24.79
% 33.29
% 39.45
% 44.99
% 50.12
% 54.97
% 59.05
% 62.68
% 65.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
2,295
855
595
631
521
466
357
296
313
255
8,878
46.31
16.62
22.29
64.30
45.03
16.46
117.00
49.82
38.10
52.63
55.42
%
%
%
%
%
%
%
%
%
%
%
46.28 %
18.38 %
29.98 %
64.58 %
49.31 %
16.63 %
118.59 %
97.29 %
54.49 %
53.95 %
62.18 %
25.27
9.32
8.74
7.07
6.29
6.23
4.08
3.70
3.48
3.19
100.00
% 25.27
% 34.59
% 43.33
% 50.41
% 56.70
% 62.92
% 67.00
% 70.71
% 74.19
% 77.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
189
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Vermont
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
4726
12
1129
256
3548
31
761
98
91
4670
ARCHER DANIELS MIDLAND GRP
AMERICAN INTL GRP
WHITE MOUNTAINS GRP
PROSIGHT GRP
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
ALLIANZ INS GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
STARR GRP
**STATE TOTAL**
7,878
717
567
540
390
330
242
223
131
114
12,042
7,770
566
578
475
403
243
105
222
140
94
11,510
N/A
3.47
39.41
20.32
24.69
63.98
4.37
N/A
N/A
N/A
N/A
Virginia
1
2
3
4
5
6
7
8
9
10
3548
626
12
31
1285
517
4670
785
510
1129
TRAVELERS GRP
ACE LTD GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
XL AMER GRP
HANNOVER GRP
STARR GRP
MARKEL CORP GRP
NAVIGATORS GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
9,576
7,041
6,772
6,348
5,792
4,636
3,292
2,670
2,648
2,643
69,207
9,283
7,209
6,864
5,278
5,572
962
3,588
2,130
2,432
2,559
64,179
17.99
63.50
32.18
64.64
163.90
18.18
25.05
18.80
40.57
19.22
46.72
Washington
1
2
3
4
5
6
7
8
9
10
510
761
3548
12
158
626
212
84
1129
38
NAVIGATORS GRP
ALLIANZ INS GRP
TRAVELERS GRP
AMERICAN INTL GRP
FAIRFAX FIN GRP
ACE LTD GRP
ZURICH INS GRP
AMERICAN FINANCIAL GRP
WHITE MOUNTAINS GRP
CHUBB INC GRP
**STATE TOTAL**
15,063
11,734
11,618
11,312
10,518
6,863
6,699
6,638
6,105
5,878
123,631
15,390
10,676
11,871
13,074
10,708
7,049
6,681
6,554
6,130
5,884
123,598
West Virginia
1
2
3
4
5
6
7
8
9
10
4670
510
12
3548
1285
218
761
31
785
1129
STARR GRP
NAVIGATORS GRP
AMERICAN INTL GRP
TRAVELERS GRP
XL AMER GRP
CNA INS GRP
ALLIANZ INS GRP
BERKSHIRE HATHAWAY GRP
MARKEL CORP GRP
WHITE MOUNTAINS GRP
**STATE TOTAL**
581
423
311
280
243
237
225
205
171
86
3,453
9,339
6,084
5,338
1,920
1,702
1,285
1,178
1,147
964
908
36,355
Wisconsin
1
2
3
4
5
6
7
8
9
10
761
12
3548
38
785
4670
111
626
1129
1285
ALLIANZ INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
CHUBB INC GRP
MARKEL CORP GRP
STARR GRP
LIBERTY MUT GRP
ACE LTD GRP
WHITE MOUNTAINS GRP
XL AMER GRP
**STATE TOTAL**
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
N/A
2.90 %
39.45 %
31.01 %
36.62 %
67.46 %
4.63 %
N/A
N/A
N/A
N/A
65.43
5.95
4.71
4.48
3.24
2.74
2.01
1.85
1.09
0.94
100.00
% 65.43
% 71.38
% 76.09
% 80.57
% 83.80
% 86.54
% 88.55
% 90.40
% 91.49
% 92.44
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
25.18 %
74.65 %
34.48 %
70.26 %
162.96 %
22.66 %
37.07 %
19.09 %
45.56 %
19.38 %
50.59 %
13.84
10.17
9.79
9.17
8.37
6.70
4.76
3.86
3.83
3.82
100.00
% 13.84
% 24.01
% 33.80
% 42.97
% 51.34
% 58.04
% 62.79
% 66.65
% 70.48
% 74.30
% 100.00
%
%
%
%
%
%
%
%
%
%
%
21.25
79.61
33.74
32.07
45.01
475.54
72.03
29.97
50.44
49.96
68.70
%
%
%
%
%
%
%
%
%
%
%
20.89 %
82.79 %
39.18 %
34.12 %
47.68 %
483.45 %
77.70 %
39.66 %
51.10 %
49.80 %
74.57 %
12.18
9.49
9.40
9.15
8.51
5.55
5.42
5.37
4.94
4.75
100.00
% 12.18
% 21.67
% 31.07
% 40.22
% 48.73
% 54.28
% 59.70
% 65.07
% 70.01
% 74.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
574
460
309
282
241
336
181
184
162
106
3,524
0.88
N/A
149.03
10.06
N/A
16.03
2.44
95.76
22.37
N/A
21.33
%
3.78 %
N/A
501.38 %
N/A
N/A
15.88 %
2.93 %
100.91 %
22.96 %
N/A
52.78 %
16.83
12.26
9.00
8.11
7.04
6.87
6.51
5.94
4.94
2.49
100.00
% 16.83
% 29.09
% 38.09
% 46.20
% 53.24
% 60.11
% 66.62
% 72.56
% 77.50
% 80.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
8,987
5,476
5,421
1,960
1,574
1,945
1,148
1,151
873
865
35,788
6.84
11.93
N/A
17.19
24.82
60.77
73.93
26.15
48.06
N/A
24.55
7.56 %
11.96 %
N/A
16.61 %
25.67 %
69.40 %
75.98 %
32.82 %
48.37 %
N/A
25.95 %
25.69
16.73
14.68
5.28
4.68
3.53
3.24
3.16
2.65
2.50
100.00
% 25.69
% 42.42
% 57.11
% 62.39
% 67.07
% 70.61
% 73.85
% 77.00
% 79.65
% 82.15
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
190
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Wyoming
Guam
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
199
190
70
70
56
49
48
31
26
20
821
192
202
83
63
54
41
44
50
29
20
1,089
41.59
N/A
8.51
N/A
53.25
79.55
48.80
0.67
N/A
100.66
149.58
574
347
90
69
67
28
19
2
2
0
1,193
235
382
103
49
35
28
144
8
7
0
1,025
N/A
0.00
1.63
1.01
60.40
0.00
N/A
0.00
0.00
N/A
N/A
3,815
1,658
1,467
1,221
984
859
817
783
476
352
14,638
3,829
1,932
1,593
1,377
1,058
638
923
889
500
308
15,550
32.56
N/A
9.26
46.21
40.89
33.46
N/A
10.38
40.00
14.41
19.32
CATLIN US INS GRP
405
385
LIBERTY MUT GRP
XL AMER GRP
TRAVELERS GRP
WR BERKLEY CORP GRP
PROSIGHT GRP
AMERICAN INTL GRP
CHUBB INC GRP
CNA INS GRP
NAVIGATORS GRP
**STATE TOTAL**
350
325
195
186
78
75
66
33
27
463
354
233
385
70
77
75
66
27
21
701
FIRST NET INS CO
44
6
TOKIO MARINE HOLDINGS INC GRP
DONGBU INS GRP
**STATE TOTAL**
42
3
88
35
(64)
(23)
1
2
3
4
5
6
7
8
9
10
69
12
1129
1285
785
626
31
3548
3416
91
FARMERS INS GRP
AMERICAN INTL GRP
WHITE MOUNTAINS GRP
XL AMER GRP
MARKEL CORP GRP
ACE LTD GRP
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
AXIS CAPITAL GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
158
4672
3098
626
13597
510
12633
18380
783
AMERICAN INTL GRP
FAIRFAX FIN GRP
DONGBU INS GRP
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
CHUNG KUO INS CO LTD
NAVIGATORS GRP
CENTURY INS CO GU LTD
PACIFIC IND INS CO
RLI INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
4509
626
3526
761
4706
796
785
411
71
26778
IRONSHORE GRP
ACE LTD GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
ALLIANZ INS GRP
LOCKHART CO GRP
QBE INS GRP
MARKEL CORP GRP
MAPFRE INS GRP
UNIVERSAL INS CO GRP
INTEGRAND ASSUR CO
**STATE TOTAL**
1
4574
2
3
4
5
6
7
8
9
10
111
1285
3548
98
256
12
38
218
510
1
10972
2
3
3098
4672
© 2015 National Association of Insurance Commissioners
191
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
41.58 %
N/A
8.51 %
N/A
52.38 %
82.04 %
48.80 %
1.49 %
N/A
108.40 %
146.61 %
24.21
23.12
8.58
8.53
6.82
5.96
5.82
3.76
3.15
2.41
100.00
% 24.21
% 47.32
% 55.90
% 64.43
% 71.25
% 77.21
% 83.03
% 86.80
% 89.94
% 92.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
0.00 %
2.50 %
2.03 %
60.47 %
0.00 %
N/A
0.00 %
0.00 %
N/A
N/A
48.15
29.09
7.58
5.77
5.64
2.34
1.56
0.20
0.13
0.03
100.00
%
%
%
%
%
%
%
%
%
%
%
48.15
77.24
84.82
90.60
96.23
98.58
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
39.51 %
N/A
9.96 %
51.76 %
42.74 %
33.46 %
N/A
8.26 %
41.90 %
18.43 %
21.88 %
26.06
11.33
10.02
8.34
6.72
5.87
5.58
5.35
3.25
2.41
100.00
% 26.06
% 37.39
% 47.41
% 55.75
% 62.47
% 68.34
% 73.92
% 79.26
% 82.52
% 84.92
% 100.00
%
%
%
%
%
%
%
%
%
%
%
78.33 %
105.56 %
40.83
34.55
18.21
119.56
N/A
N/A
N/A
N/A
4.78
N/A
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
47.33 %
41.42 %
7.97 %
119.56 %
N/A
N/A
N/A
N/A
4.96 %
N/A
301.81 %
302.38 %
0.00 %
N/A
N/A
0.00 %
N/A
N/A
87.43 %
75.58
70.13
42.13
40.09
16.90
16.18
14.14
7.13
5.73
100.00
%
%
%
%
%
%
%
%
%
%
49.47 %
87.43 %
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
49.47 %
47.53 % 97.01 %
2.99 % 100.00 %
100.00 % 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
STATE
Canada
Agg. Other Alien
Group/
Company
Rank
Code
Group/
Company Name
1
2
3
4
5
6
7
8
9
10
218
3548
761
111
84
65
98
626
1285
91
CNA INS GRP
TRAVELERS GRP
ALLIANZ INS GRP
LIBERTY MUT GRP
AMERICAN FINANCIAL GRP
FM GLOBAL GRP
WR BERKLEY CORP GRP
ACE LTD GRP
XL AMER GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
510
158
626
38
1285
111
3548
4670
256
AMERICAN INTL GRP
NAVIGATORS GRP
FAIRFAX FIN GRP
ACE LTD GRP
CHUBB INC GRP
XL AMER GRP
LIBERTY MUT GRP
TRAVELERS GRP
STARR GRP
PROSIGHT GRP
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
38,272
13,488
7,694
5,193
4,608
1,713
896
238
142
5
72,250
39,177
14,818
6,884
5,366
4,263
1,650
744
226
360
4
73,491
36.61
38.37
N/A
79.99
26.45
70.62
576.49
43.96
23.41
0.97
40.68
547,584
65,771
42,348
19,421
19,243
13,470
10,906
7,309
6,553
6,379
750,936
538,479
72,036
41,440
31,995
17,845
13,994
10,211
7,341
5,527
7,136
758,272
N/A
54.09
14.59
N/A
58.49
59.31
42.94
43.37
N/A
N/A
N/A
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
192
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
40.92 %
41.72 %
N/A
85.11 %
31.07 %
71.49 %
576.49 %
47.70 %
N/A
0.71 %
44.41 %
52.97
18.67
10.65
7.19
6.38
2.37
1.24
0.33
0.20
0.01
100.00
% 52.97 %
% 71.64 %
% 82.29 %
% 89.48 %
% 95.85 %
% 98.23 %
% 99.47 %
% 99.80 %
% 99.99 %
% 100.00 %
% 100.00 %
N/A
55.06 %
16.33 %
N/A
58.06 %
54.49 %
49.94 %
51.07 %
0.89 %
0.51 %
N/A
72.92
8.76
5.64
2.59
2.56
1.79
1.45
0.97
0.87
0.85
100.00
% 72.92
% 81.68
% 87.32
% 89.90
% 92.47
% 94.26
% 95.71
% 96.69
% 97.56
% 98.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
09—Inland Marine
© 2015 National Association of Insurance Commissioners
193
© 2015 National Association of Insurance Commissioners
194
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
09 - Inland Marine
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
111
218
12
65
761
3548
176
212
38
19
140
626
150
155
468
84
361
200
91
8
785
88
796
98
158
4718
14354
27928
1285
31
280
244
181
1129
169
12190
225
869
228
26565
1279
11231
242
62
69
968
501
783
3239
4574
248
13757
574
984
2538
241
14184
3098
408
809
4254
213
4670
4664
7
175
Group/
Company Name
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
ALLIANZ INS GRP
TRAVELERS GRP
STATE FARM GRP
ZURICH INS GRP
CHUBB INC GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
ACE LTD GRP
OLD REPUBLIC GRP
PROGRESSIVE GRP
AEGON US HOLDING GRP
AMERICAN FINANCIAL GRP
MUNICH RE GRP
UNITED SERV AUTOMOBILE ASSN GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
MARKEL CORP GRP
THE HANOVER INS GRP
QBE INS GRP
WR BERKLEY CORP GRP
FAIRFAX FIN GRP
TIPTREE FIN GRP
JEWELERS MUT INS CO
AMEX ASSUR CO
XL AMER GRP
BERKSHIRE HATHAWAY GRP
AUTO OWNERS GRP
CINCINNATI FIN GRP
SWISS RE GRP
WHITE MOUNTAINS GRP
SENTRY INS GRP
AMERICAN PET INS CO
IAT REINS CO GRP
MINNESOTA MUT GRP
WESTFIELD GRP
OHIO IND CO
ARCH INS GRP
GENERALI US BRANCH
SELECTIVE INS GRP
EMC INS CO GRP
FARMERS INS GRP
AXA INS GRP
ALLEGHANY GRP
RLI INS GRP
ALLIED WORLD ASSUR HOLDING GRP
CATLIN US INS GRP
UNITED FIRE & CAS GRP
FARM BUREAU MUT INS CO OF AR INC
AMERCO CORP GRP
HCC INS HOLDINGS GRP
AMTRUST NGH GRP
METROPOLITAN GRP
ACUITY A MUT INS CO
TOKIO MARINE HOLDINGS INC GRP
AMERICAN NATL FIN GRP
TEXAS FARM BUREAU MUT GRP
THE WARRANTY GRP
ERIE INS GRP
STARR GRP
PURE COMPANIES GRP
FEDERATED MUT GRP
STATE AUTO MUT GRP
Direct
Premiums
Written
(000)
2,760,249
2,382,949
1,237,874
1,116,564
941,470
713,666
625,079
611,451
602,575
580,883
487,515
368,957
301,546
286,853
272,638
240,229
234,974
232,573
219,149
205,271
204,714
203,698
192,783
172,009
168,640
140,424
137,761
115,484
113,804
102,608
101,574
99,201
91,576
88,476
87,459
86,820
80,252
76,942
70,287
68,905
67,267
67,247
63,292
63,269
55,800
54,715
50,243
48,421
47,520
44,089
37,754
37,720
35,440
35,277
34,787
34,103
33,225
33,214
31,973
29,992
29,847
26,797
25,709
25,521
25,398
25,090
Direct
Premiums
Earned
(000)
Loss
Ratio
2,750,542
2,438,009
1,214,466
1,086,285
900,562
710,417
626,291
598,071
652,190
575,947
467,276
355,960
299,437
280,245
275,700
230,108
200,847
221,819
210,246
203,965
201,048
199,847
201,976
162,534
168,587
132,799
132,738
115,705
96,883
84,788
99,905
94,537
81,858
79,607
70,355
86,127
77,843
69,587
69,556
51,811
65,852
61,117
60,345
61,518
55,111
32,463
54,245
48,898
41,215
41,811
35,235
37,319
35,440
30,010
34,627
33,910
31,834
36,771
30,392
29,361
33,166
25,632
34,926
21,031
24,500
25,129
57.70
57.32
32.10
23.55
49.99
46.07
34.74
51.70
39.17
60.76
49.36
45.92
50.98
41.81
63.69
33.55
30.82
41.58
43.64
34.59
43.09
40.08
16.89
52.11
64.96
7.15
36.88
50.09
33.67
65.52
40.95
34.66
40.16
48.07
53.34
61.63
13.16
39.83
42.43
46.20
54.07
65.03
27.35
30.16
20.96
16.69
N/A
30.01
48.17
59.71
44.33
63.57
14.65
31.65
43.38
34.64
29.49
36.79
43.40
57.53
37.05
36.79
102.01
42.99
22.86
29.29
© 2015 National Association of Insurance Commissioners
195
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
57.93 %
57.35 %
32.75 %
24.09 %
51.53 %
47.70 %
35.00 %
53.42 %
39.20 %
60.76 %
49.60 %
46.30 %
52.21 %
42.15 %
63.69 %
36.04 %
31.79 %
41.75 %
43.86 %
35.60 %
45.11 %
41.45 %
18.15 %
52.99 %
66.78 %
7.15 %
37.29 %
50.53 %
34.53 %
68.08 %
41.75 %
36.18 %
40.24 %
49.40 %
53.69 %
61.70 %
13.90 %
45.01 %
42.64 %
48.78 %
54.13 %
66.64 %
27.66 %
30.29 %
21.24 %
17.33 %
N/A
30.60 %
50.14 %
60.31 %
44.63 %
64.00 %
15.24 %
32.72 %
42.52 %
35.61 %
29.70 %
37.36 %
43.58 %
57.90 %
37.18 %
40.87 %
126.62 %
43.72 %
23.45 %
29.70 %
14.62
12.62
6.56
5.91
4.99
3.78
3.31
3.24
3.19
3.08
2.58
1.95
1.60
1.52
1.44
1.27
1.24
1.23
1.16
1.09
1.08
1.08
1.02
0.91
0.89
0.74
0.73
0.61
0.60
0.54
0.54
0.53
0.48
0.47
0.46
0.46
0.43
0.41
0.37
0.36
0.36
0.36
0.34
0.34
0.30
0.29
0.27
0.26
0.25
0.23
0.20
0.20
0.19
0.19
0.18
0.18
0.18
0.18
0.17
0.16
0.16
0.14
0.14
0.14
0.13
0.13
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
14.62
27.24
33.79
39.71
44.69
48.47
51.78
55.02
58.21
61.29
63.87
65.83
67.42
68.94
70.39
71.66
72.90
74.13
75.30
76.38
77.47
78.55
79.57
80.48
81.37
82.11
82.84
83.46
84.06
84.60
85.14
85.67
86.15
86.62
87.08
87.54
87.97
88.37
88.75
89.11
89.47
89.82
90.16
90.49
90.79
91.08
91.35
91.60
91.85
92.09
92.29
92.49
92.67
92.86
93.05
93.23
93.40
93.58
93.75
93.91
94.06
94.21
94.34
94.48
94.61
94.74
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
09 - Inland Marine
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
15350
32727
920
4698
23
256
748
291
629
4381
1309
3416
3786
271
324
3219
10130
36
28
457
517
450
309
922
510
93
262
1278
411
518
215
313
22
3299
123
483
246
67
3569
267
698
14427
513
456
474
586
19631
5
188
55
12866
749
4715
41459
124
4509
1318
708
153
Group/
Company Name
WEST BEND MUT INS CO
UNDERWRITERS AT LLOYDS
GLOBAL IND GRP
ASPEN INS HOLDING GRP
BCS INS GRP
PROSIGHT GRP
MEADOWBROOK INS GRP
MOTORISTS MUT GRP
PLATEAU GRP
HOUSTON INTL INS GRP
FRANKENMUTH GRP
AXIS CAPITAL GRP
ENDURANCE GRP
PENNSYLVANIA NATL INS GRP
NORTH CAROLINA FARM BUREAU GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
SU INS CO
CENTRAL MUT INS CO GRP
AMICA MUT GRP
ARGONAUT GRP
HANNOVER GRP
GENEVE HOLDINGS INC GRP
WESTERN NATL MUT GRP
AMERICAN ASSETS GRP
NAVIGATORS GRP
STATE NATL GRP
CANAL GRP
CSAA INS GRP
MAPFRE INS GRP
GRINNELL MUT GRP
KEMPER CORP GRP
AEGIS GRP
ANDOVER GRP
AJK HOLDINGS GRP
SHELTER INS GRP
SOUTHERN FARM BUREAU CAS GRP
PENNSYLVANIA LUMBERMENS GRP
MICHIGAN FARM BUREAU GRP
CATERPILLAR GRP
GRANGE MUT CAS GRP
NORTH STAR CO GRP
LOUISIANA FARM BUREAU MUT INS CO
IOWA FARM BUREAU GRP
LANCER FINANCIAL GRP
FCCI MUT INS GRP
ARBELLA INS GRP
AMERICAN ROAD INS CO
ALFA INS GRP
SAFETY GRP
AUTOMOBILE CLUB MI GRP
T H E INS CO
SCOR GRP
MS & AD INS GRP
ARMED FORCES INS EXCH
AMERISURE CO GRP
IRONSHORE GRP
AUTO CLUB ENTERPRISES INS GRP
NEW JERSEY MANUFACTURERS GRP
PEKIN INS GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
24,594
23,353
23,151
22,145
21,900
21,362
21,299
21,035
20,959
19,877
19,437
17,703
17,476
16,752
16,100
15,314
14,100
13,916
13,901
13,872
13,681
13,305
12,428
12,252
12,210
11,890
11,722
11,468
11,441
11,399
10,621
10,508
10,261
10,187
10,025
9,752
9,548
9,393
9,187
8,896
8,747
8,679
8,086
7,754
7,740
7,362
7,238
7,109
7,051
6,866
6,671
6,595
6,490
6,446
6,437
6,093
5,974
5,847
5,801
18,881,868
Direct
Premiums
Earned
(000)
23,961
22,915
24,381
22,057
21,838
19,511
26,633
20,602
19,508
16,240
18,857
17,243
11,254
16,341
15,571
10,792
12,673
12,880
13,641
10,749
9,559
13,045
11,919
13,115
12,284
11,005
11,001
11,203
11,971
11,055
11,348
10,854
10,027
5,478
9,584
9,469
9,522
9,047
6,963
8,935
8,572
8,434
8,004
7,277
7,400
7,189
7,238
6,978
6,636
6,694
6,458
6,745
1,846
6,547
6,719
6,269
5,937
2,808
5,607
18,567,543
© 2015 National Association of Insurance Commissioners
196
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
26.18
58.70
53.89
32.70
17.63
48.07
53.66
22.67
16.19
46.89
20.02
41.91
53.38
28.60
50.88
44.34
52.81
51.83
40.90
62.22
35.09
63.72
40.47
25.54
3.18
32.07
47.43
13.67
33.94
26.04
24.20
9.65
25.85
105.89
43.94
53.34
70.19
51.57
41.15
37.09
32.06
38.28
46.46
50.08
31.34
18.95
49.41
28.77
28.34
34.49
20.36
79.29
7.42
27.10
48.20
48.10
45.21
20.15
27.28
45.69
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
26.17 %
60.06 %
54.03 %
36.12 %
17.77 %
53.27 %
54.57 %
22.66 %
16.19 %
49.44 %
20.78 %
41.85 %
55.88 %
28.55 %
51.36 %
34.48 %
52.81 %
52.08 %
41.41 %
62.56 %
39.68 %
63.72 %
40.38 %
25.48 %
3.41 %
32.68 %
48.24 %
11.60 %
33.97 %
26.14 %
24.21 %
9.65 %
25.95 %
135.74 %
44.20 %
52.85 %
69.12 %
51.75 %
41.15 %
38.57 %
32.16 %
39.14 %
46.48 %
51.45 %
31.43 %
18.62 %
49.41 %
28.81 %
28.41 %
35.38 %
19.20 %
79.53 %
9.71 %
27.98 %
47.84 %
53.47 %
46.00 %
21.41 %
27.35 %
46.37 %
0.13
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.10
0.09
0.09
0.09
0.09
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
100.00
% 94.88
% 95.00
% 95.12
% 95.24
% 95.35
% 95.47
% 95.58
% 95.69
% 95.80
% 95.91
% 96.01
% 96.10
% 96.20
% 96.29
% 96.37
% 96.45
% 96.53
% 96.60
% 96.67
% 96.75
% 96.82
% 96.89
% 96.96
% 97.02
% 97.09
% 97.15
% 97.21
% 97.27
% 97.33
% 97.39
% 97.45
% 97.50
% 97.56
% 97.61
% 97.67
% 97.72
% 97.77
% 97.82
% 97.87
% 97.91
% 97.96
% 98.01
% 98.05
% 98.09
% 98.13
% 98.17
% 98.21
% 98.25
% 98.28
% 98.32
% 98.36
% 98.39
% 98.42
% 98.46
% 98.49
% 98.53
% 98.56
% 98.59
% 98.62
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
09 - Inland Marine
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
111
218
12
65
761
3548
176
38
212
19
140
626
150
155
468
361
200
84
91
8
785
88
796
98
158
4718
14354
27928
1285
31
280
244
181
1129
169
12190
225
869
228
26565
11231
1279
242
62
69
968
501
783
3239
4574
248
13757
574
984
2538
241
3098
14184
408
809
4254
213
4670
4664
7
175
Group/
Company Name
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
ALLIANZ INS GRP
TRAVELERS GRP
STATE FARM GRP
CHUBB INC GRP
ZURICH INS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
ACE LTD GRP
OLD REPUBLIC GRP
PROGRESSIVE GRP
AEGON US HOLDING GRP
MUNICH RE GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN FINANCIAL GRP
HARTFORD FIRE & CAS GRP
ALLSTATE INS GRP
MARKEL CORP GRP
THE HANOVER INS GRP
QBE INS GRP
WR BERKLEY CORP GRP
FAIRFAX FIN GRP
TIPTREE FIN GRP
JEWELERS MUT INS CO
AMEX ASSUR CO
XL AMER GRP
BERKSHIRE HATHAWAY GRP
AUTO OWNERS GRP
CINCINNATI FIN GRP
SWISS RE GRP
WHITE MOUNTAINS GRP
SENTRY INS GRP
AMERICAN PET INS CO
IAT REINS CO GRP
MINNESOTA MUT GRP
WESTFIELD GRP
OHIO IND CO
GENERALI US BRANCH
ARCH INS GRP
SELECTIVE INS GRP
EMC INS CO GRP
FARMERS INS GRP
AXA INS GRP
ALLEGHANY GRP
RLI INS GRP
ALLIED WORLD ASSUR HOLDING GRP
CATLIN US INS GRP
UNITED FIRE & CAS GRP
FARM BUREAU MUT INS CO OF AR INC
AMERCO CORP GRP
HCC INS HOLDINGS GRP
AMTRUST NGH GRP
METROPOLITAN GRP
TOKIO MARINE HOLDINGS INC GRP
ACUITY A MUT INS CO
AMERICAN NATL FIN GRP
TEXAS FARM BUREAU MUT GRP
THE WARRANTY GRP
ERIE INS GRP
STARR GRP
PURE COMPANIES GRP
FEDERATED MUT GRP
STATE AUTO MUT GRP
Direct
Premiums
Written
(000)
2,716,777
2,350,761
1,235,355
963,675
890,077
706,701
609,208
597,037
585,730
568,885
487,515
357,695
301,546
286,853
269,364
234,970
232,561
224,699
209,733
205,271
203,781
203,692
192,783
170,434
168,640
140,424
133,451
115,377
111,928
102,614
101,574
99,201
90,482
88,401
87,453
86,820
80,252
76,942
70,287
68,905
67,247
66,470
63,292
63,269
55,800
54,715
50,243
48,058
47,520
44,089
37,754
37,720
35,440
35,099
34,787
34,103
33,304
33,225
31,973
29,992
29,847
26,797
25,682
25,521
25,398
25,090
Direct
Premiums
Earned
(000)
Loss
Ratio
2,706,034
2,406,526
1,212,561
952,726
865,809
702,949
610,059
646,307
571,020
563,771
467,276
344,236
299,437
280,245
272,444
200,844
221,806
214,789
200,837
203,965
200,093
199,839
201,976
160,227
168,587
132,799
128,618
115,598
94,477
84,789
99,905
94,537
80,013
79,597
70,349
86,127
77,843
69,587
69,556
51,811
61,117
65,129
60,345
61,518
55,111
32,463
54,245
48,642
41,215
41,811
35,235
37,319
35,440
29,832
34,627
33,910
36,786
31,834
30,392
29,361
33,166
25,632
34,908
21,031
24,500
25,129
58.51
57.60
32.06
20.66
45.69
45.55
34.77
39.59
54.08
61.20
49.36
47.43
50.98
41.81
63.16
30.82
41.53
34.49
42.84
34.59
42.85
40.09
16.89
52.03
64.96
7.15
36.73
50.00
34.30
65.52
40.95
34.66
41.17
48.12
53.34
61.63
13.16
39.83
42.43
46.20
65.03
55.41
27.35
30.16
20.96
16.69
N/A
30.32
48.17
59.71
44.33
63.57
14.65
31.59
43.38
34.64
36.79
29.49
43.40
57.53
37.05
36.79
102.05
42.99
22.86
29.29
© 2015 National Association of Insurance Commissioners
197
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
58.61 %
57.61 %
32.67 %
21.40 %
46.95 %
47.16 %
34.98 %
39.62 %
55.89 %
61.20 %
49.60 %
47.63 %
52.21 %
42.15 %
63.16 %
31.79 %
41.70 %
36.86 %
43.33 %
35.60 %
44.84 %
41.45 %
18.15 %
52.92 %
66.78 %
7.15 %
37.15 %
50.45 %
35.19 %
68.08 %
41.75 %
36.18 %
41.20 %
49.46 %
53.69 %
61.70 %
13.90 %
45.01 %
42.64 %
48.78 %
66.64 %
55.61 %
27.66 %
30.29 %
21.24 %
17.33 %
N/A
30.92 %
50.14 %
60.31 %
44.63 %
64.00 %
15.24 %
32.67 %
42.52 %
35.61 %
37.36 %
29.70 %
43.58 %
57.90 %
37.18 %
40.87 %
126.66 %
43.72 %
23.45 %
29.70 %
14.70
12.72
6.69
5.22
4.82
3.82
3.30
3.23
3.17
3.08
2.64
1.94
1.63
1.55
1.46
1.27
1.26
1.22
1.14
1.11
1.10
1.10
1.04
0.92
0.91
0.76
0.72
0.62
0.61
0.56
0.55
0.54
0.49
0.48
0.47
0.47
0.43
0.42
0.38
0.37
0.36
0.36
0.34
0.34
0.30
0.30
0.27
0.26
0.26
0.24
0.20
0.20
0.19
0.19
0.19
0.18
0.18
0.18
0.17
0.16
0.16
0.15
0.14
0.14
0.14
0.14
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
14.70
27.43
34.11
39.33
44.14
47.97
51.27
54.50
57.67
60.75
63.38
65.32
66.95
68.51
69.96
71.23
72.49
73.71
74.84
75.96
77.06
78.16
79.20
80.13
81.04
81.80
82.52
83.15
83.75
84.31
84.86
85.39
85.88
86.36
86.84
87.30
87.74
88.16
88.54
88.91
89.27
89.63
89.98
90.32
90.62
90.92
91.19
91.45
91.70
91.94
92.15
92.35
92.54
92.73
92.92
93.11
93.29
93.47
93.64
93.80
93.96
94.11
94.25
94.39
94.52
94.66
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
09 - Inland Marine
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
15350
32727
920
4698
23
256
748
291
629
4381
1309
3416
3786
271
324
3219
10130
36
28
457
517
450
309
922
510
93
262
1278
411
518
215
313
22
3299
123
483
246
67
3569
267
698
14427
513
456
474
586
19631
5
188
55
12866
4715
124
749
41459
1318
708
153
4509
Group/
Company Name
WEST BEND MUT INS CO
UNDERWRITERS AT LLOYDS
GLOBAL IND GRP
ASPEN INS HOLDING GRP
BCS INS GRP
PROSIGHT GRP
MEADOWBROOK INS GRP
MOTORISTS MUT GRP
PLATEAU GRP
HOUSTON INTL INS GRP
FRANKENMUTH GRP
AXIS CAPITAL GRP
ENDURANCE GRP
PENNSYLVANIA NATL INS GRP
NORTH CAROLINA FARM BUREAU GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
SU INS CO
CENTRAL MUT INS CO GRP
AMICA MUT GRP
ARGONAUT GRP
HANNOVER GRP
GENEVE HOLDINGS INC GRP
WESTERN NATL MUT GRP
AMERICAN ASSETS GRP
NAVIGATORS GRP
STATE NATL GRP
CANAL GRP
CSAA INS GRP
MAPFRE INS GRP
GRINNELL MUT GRP
KEMPER CORP GRP
AEGIS GRP
ANDOVER GRP
AJK HOLDINGS GRP
SHELTER INS GRP
SOUTHERN FARM BUREAU CAS GRP
PENNSYLVANIA LUMBERMENS GRP
MICHIGAN FARM BUREAU GRP
CATERPILLAR GRP
GRANGE MUT CAS GRP
NORTH STAR CO GRP
LOUISIANA FARM BUREAU MUT INS CO
IOWA FARM BUREAU GRP
LANCER FINANCIAL GRP
FCCI MUT INS GRP
ARBELLA INS GRP
AMERICAN ROAD INS CO
ALFA INS GRP
SAFETY GRP
AUTOMOBILE CLUB MI GRP
T H E INS CO
MS & AD INS GRP
AMERISURE CO GRP
SCOR GRP
ARMED FORCES INS EXCH
AUTO CLUB ENTERPRISES INS GRP
NEW JERSEY MANUFACTURERS GRP
PEKIN INS GRP
IRONSHORE GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
24,594
23,353
23,151
22,145
21,900
21,362
21,299
21,035
20,959
19,877
19,437
17,703
17,476
16,752
16,100
15,314
14,100
13,916
13,901
13,872
13,681
13,305
12,428
12,252
12,210
11,890
11,722
11,468
11,441
11,399
10,621
10,508
10,261
10,187
10,025
9,752
9,548
9,393
9,187
8,896
8,747
8,679
8,086
7,754
7,740
7,362
7,238
7,109
7,051
6,866
6,627
6,490
6,437
6,435
6,324
5,974
5,847
5,801
5,801
18,477,165
Direct
Premiums
Earned
(000)
23,961
22,915
24,381
22,057
21,838
19,511
26,633
20,602
19,508
16,240
18,857
17,243
11,254
16,341
15,571
10,792
12,673
12,880
13,641
10,749
9,559
13,045
11,919
13,115
12,236
11,005
11,001
11,203
11,971
11,055
11,348
10,854
10,027
5,478
9,584
9,469
9,522
9,047
6,963
8,935
8,572
8,434
8,004
7,277
7,400
7,189
7,238
6,978
6,636
6,694
6,415
1,846
6,719
6,605
6,416
5,937
2,808
5,607
6,004
18,195,901
© 2015 National Association of Insurance Commissioners
198
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
26.18
58.70
53.89
32.70
17.63
48.07
53.66
22.67
16.19
46.89
20.02
41.90
53.38
28.60
50.88
44.34
52.81
51.83
40.90
62.22
35.11
63.72
40.47
25.54
13.71
32.07
47.43
13.67
33.94
26.04
24.20
9.65
25.85
105.89
43.94
53.34
70.19
51.57
41.15
37.09
32.06
38.28
46.46
50.08
31.34
18.95
49.41
28.77
28.34
34.49
20.52
7.42
48.20
81.19
27.29
45.21
20.15
27.28
49.82
45.72
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
26.17 %
60.06 %
54.03 %
36.12 %
17.77 %
53.27 %
54.57 %
22.66 %
16.19 %
49.44 %
20.78 %
41.83 %
55.88 %
28.55 %
51.36 %
34.48 %
52.81 %
52.08 %
41.41 %
62.56 %
39.69 %
63.72 %
40.38 %
25.48 %
13.99 %
32.68 %
48.24 %
11.60 %
33.97 %
26.14 %
24.21 %
9.65 %
25.95 %
135.74 %
44.20 %
52.85 %
69.12 %
51.75 %
41.15 %
38.57 %
32.16 %
39.14 %
46.48 %
51.45 %
31.43 %
18.62 %
49.41 %
28.81 %
28.41 %
35.38 %
19.35 %
9.71 %
47.84 %
81.46 %
28.18 %
46.00 %
21.41 %
27.35 %
55.38 %
46.38 %
0.13
0.13
0.13
0.12
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.10
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.03
100.00
% 94.79
% 94.92
% 95.04
% 95.16
% 95.28
% 95.40
% 95.51
% 95.63
% 95.74
% 95.85
% 95.95
% 96.05
% 96.14
% 96.23
% 96.32
% 96.40
% 96.48
% 96.56
% 96.63
% 96.71
% 96.78
% 96.85
% 96.92
% 96.99
% 97.05
% 97.12
% 97.18
% 97.24
% 97.30
% 97.37
% 97.42
% 97.48
% 97.54
% 97.59
% 97.64
% 97.70
% 97.75
% 97.80
% 97.85
% 97.90
% 97.94
% 97.99
% 98.04
% 98.08
% 98.12
% 98.16
% 98.20
% 98.24
% 98.28
% 98.31
% 98.35
% 98.38
% 98.42
% 98.45
% 98.49
% 98.52
% 98.55
% 98.58
% 98.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Alabama
1
2
3
4
5
6
7
8
9
10
111
218
176
12
3548
212
65
155
5
761
LIBERTY MUT GRP
CNA INS GRP
STATE FARM GRP
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
FM GLOBAL GRP
PROGRESSIVE GRP
ALFA INS GRP
ALLIANZ INS GRP
**STATE TOTAL**
43,302
33,905
17,020
11,944
10,858
8,595
7,858
7,188
6,159
5,689
250,230
43,178
34,669
17,122
11,835
11,256
8,216
7,654
7,143
6,059
5,873
249,598
60.84
50.51
33.88
150.42
48.99
31.23
49.23
52.66
30.52
38.49
50.42
%
%
%
%
%
%
%
%
%
%
%
60.88 %
50.42 %
34.37 %
154.06 %
49.25 %
31.65 %
49.38 %
53.06 %
30.56 %
39.09 %
51.13 %
17.30
13.55
6.80
4.77
4.34
3.43
3.14
2.87
2.46
2.27
100.00
% 17.30
% 30.85
% 37.66
% 42.43
% 46.77
% 50.20
% 53.34
% 56.22
% 58.68
% 60.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Alaska
1
2
3
4
5
6
7
8
9
10
12
218
65
761
176
212
38733
457
3548
8
AMERICAN INTL GRP
CNA INS GRP
FM GLOBAL GRP
ALLIANZ INS GRP
STATE FARM GRP
ZURICH INS GRP
ALASKA NATL INS CO
ARGONAUT GRP
TRAVELERS GRP
ALLSTATE INS GRP
**STATE TOTAL**
154,785
8,064
6,577
3,743
3,396
3,299
3,068
2,157
1,877
1,855
205,939
155,206
8,397
6,999
3,679
3,345
3,541
3,023
2,157
1,907
1,936
207,132
N/A
59.49
9.06
17.73
31.00
37.49
9.41
62.86
17.12
34.40
7.69
%
%
%
%
%
%
%
%
%
%
N/A
59.56 %
15.45 %
18.21 %
30.37 %
66.05 %
9.81 %
62.86 %
17.00 %
35.28 %
8.53 %
75.16
3.92
3.19
1.82
1.65
1.60
1.49
1.05
0.91
0.90
100.00
% 75.16
% 79.08
% 82.27
% 84.09
% 85.74
% 87.34
% 88.83
% 89.88
% 90.79
% 91.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arizona
1
2
3
4
5
6
7
8
9
10
111
218
12
761
176
212
65
626
140
19
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
STATE FARM GRP
ZURICH INS GRP
FM GLOBAL GRP
ACE LTD GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
**STATE TOTAL**
69,880
30,330
17,454
14,359
12,023
10,574
10,091
8,981
8,659
8,002
286,837
69,611
31,071
17,509
13,556
12,059
11,663
10,352
8,108
8,309
7,584
283,051
60.71
58.14
41.56
34.97
36.52
39.41
37.81
43.69
52.30
81.87
48.33
%
%
%
%
%
%
%
%
%
%
%
60.77 %
58.16 %
41.85 %
34.91 %
38.19 %
40.04 %
38.09 %
46.50 %
52.75 %
81.87 %
48.95 %
24.36
10.57
6.09
5.01
4.19
3.69
3.52
3.13
3.02
2.79
100.00
% 24.36
% 34.94
% 41.02
% 46.03
% 50.22
% 53.91
% 57.42
% 60.55
% 63.57
% 66.36
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
13757
218
111
3548
176
65
212
12
761
155
FARM BUREAU MUT INS CO OF AR INC
CNA INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
STATE FARM GRP
FM GLOBAL GRP
ZURICH INS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
PROGRESSIVE GRP
**STATE TOTAL**
37,720
30,115
20,413
9,042
8,943
8,869
7,068
4,324
4,020
3,305
194,092
37,319
30,931
19,521
8,336
8,916
9,440
6,718
4,354
3,562
3,274
189,578
63.57
88.38
58.01
44.63
31.61
74.20
96.39
12.44
48.58
45.65
58.85
%
%
%
%
%
%
%
%
%
%
%
64.00 %
88.55 %
58.05 %
45.36 %
31.24 %
74.71 %
98.50 %
13.15 %
50.52 %
45.52 %
59.50 %
19.43
15.52
10.52
4.66
4.61
4.57
3.64
2.23
2.07
1.70
100.00
% 19.43
% 34.95
% 45.47
% 50.13
% 54.73
% 59.30
% 62.94
% 65.17
% 67.24
% 68.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
1
2
3
4
5
6
7
8
9
10
111
65
218
12
761
796
212
140
626
176
317,645
291,903
275,605
183,073
178,680
98,252
72,598
71,716
57,291
56,761
2,364,701
319,278
290,009
281,543
177,991
174,733
106,092
70,238
68,240
57,797
60,796
2,372,641
59.81
1.72
60.52
36.03
68.19
4.23
23.35
52.15
20.11
38.82
42.11
%
%
%
%
%
%
%
%
%
%
%
59.92 %
2.30 %
60.51 %
36.45 %
69.36 %
4.44 %
24.82 %
52.32 %
22.23 %
39.76 %
42.76 %
13.43
12.34
11.65
7.74
7.56
4.15
3.07
3.03
2.42
2.40
100.00
% 13.43
% 25.78
% 37.43
% 45.17
% 52.73
% 56.88
% 59.95
% 62.99
% 65.41
% 67.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LIBERTY MUT GRP
FM GLOBAL GRP
CNA INS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
QBE INS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
ACE LTD GRP
STATE FARM GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
199
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Colorado
1
2
3
4
5
6
7
8
9
10
111
218
12
3548
212
761
38
176
140
65
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
ALLIANZ INS GRP
CHUBB INC GRP
STATE FARM GRP
NATIONWIDE CORP GRP
FM GLOBAL GRP
**STATE TOTAL**
48,624
33,260
23,323
19,092
17,592
17,504
13,637
11,799
8,964
7,742
311,303
49,836
34,196
23,264
19,660
17,603
17,514
13,877
11,627
8,603
8,074
309,119
59.16
57.78
39.60
31.66
92.70
81.36
17.74
36.07
53.85
43.62
52.68
%
%
%
%
%
%
%
%
%
%
%
58.89 %
58.35 %
39.47 %
32.29 %
94.19 %
82.32 %
17.80 %
35.71 %
53.94 %
44.11 %
53.37 %
15.62
10.68
7.49
6.13
5.65
5.62
4.38
3.79
2.88
2.49
100.00
% 15.62
% 26.30
% 33.80
% 39.93
% 45.58
% 51.20
% 55.58
% 59.37
% 62.25
% 64.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Connecticut
1
2
3
4
5
6
7
8
9
10
111
218
38
181
12
65
3548
140
968
761
LIBERTY MUT GRP
CNA INS GRP
CHUBB INC GRP
SWISS RE GRP
AMERICAN INTL GRP
FM GLOBAL GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
AXA INS GRP
ALLIANZ INS GRP
**STATE TOTAL**
32,898
28,235
25,515
17,463
12,650
12,260
10,636
9,304
9,145
8,412
254,596
32,636
29,083
26,210
17,380
13,685
12,318
10,913
8,885
8,013
8,400
256,405
51.27
57.82
29.00
30.85
42.46
N/A
32.45
61.63
1.91
45.60
36.25
%
%
%
%
%
%
%
%
%
%
51.40 %
57.97 %
28.76 %
30.50 %
44.18 %
N/A
33.98 %
62.54 %
2.13 %
85.37 %
37.96 %
12.92
11.09
10.02
6.86
4.97
4.82
4.18
3.65
3.59
3.30
100.00
% 12.92
% 24.01
% 34.03
% 40.89
% 45.86
% 50.68
% 54.85
% 58.51
% 62.10
% 65.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Delaware
1
2
3
4
5
6
7
8
9
10
4254
111
218
19
41
140
158
176
761
12
THE WARRANTY GRP
LIBERTY MUT GRP
CNA INS GRP
ASSURANT INC GRP
CITIGROUP GRP
NATIONWIDE CORP GRP
FAIRFAX FIN GRP
STATE FARM GRP
ALLIANZ INS GRP
AMERICAN INTL GRP
**STATE TOTAL**
12,577
10,397
6,843
4,101
2,904
2,515
2,156
1,999
1,801
1,707
64,974
15,548
10,386
6,987
1,451
2,904
2,429
2,156
1,980
1,876
1,684
67,662
45.88
62.39
55.39
68.15
76.81
60.81
105.97
29.85
119.41
61.97
60.25
%
%
%
%
%
%
%
%
%
%
%
46.08 %
62.48 %
55.47 %
68.15 %
76.81 %
61.19 %
105.93 %
30.99 %
119.21 %
62.39 %
60.53 %
19.36
16.00
10.53
6.31
4.47
3.87
3.32
3.08
2.77
2.63
100.00
% 19.36
% 35.36
% 45.89
% 52.20
% 56.67
% 60.54
% 63.86
% 66.94
% 69.71
% 72.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
District Of
Columbia
1
111
LIBERTY MUT GRP
42,248
42,185
60.83 %
60.94 %
2
3
4
5
6
7
8
9
10
218
65
38
761
12
3548
212
140
626
CNA INS GRP
FM GLOBAL GRP
CHUBB INC GRP
ALLIANZ INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
ACE LTD GRP
**STATE TOTAL**
6,084
4,902
4,505
4,397
4,194
3,909
2,760
2,439
2,401
99,971
6,211
4,125
4,534
4,104
4,567
4,465
2,645
1,824
1,918
96,762
79.77
N/A
25.83
137.39
479.20
52.00
65.14
40.24
5.69
62.11
1
2
3
4
5
6
7
8
9
10
218
111
12
155
212
19
38
761
65
176
158,352
110,158
94,254
63,316
58,268
39,165
38,062
35,127
34,558
32,168
1,093,858
162,110
109,806
92,692
62,293
56,725
53,481
38,133
35,530
32,820
32,303
1,090,664
63.03
59.76
29.43
33.29
13.00
54.29
63.80
18.72
17.54
31.29
44.01
Florida
CNA INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
PROGRESSIVE GRP
ZURICH INS GRP
ASSURANT INC GRP
CHUBB INC GRP
ALLIANZ INS GRP
FM GLOBAL GRP
STATE FARM GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
200
%
42.26 %
42.26 %
%
%
%
%
%
%
%
%
80.85 %
N/A
26.02 %
138.47 %
489.73 %
57.05 %
81.47 %
40.64 %
7.50 %
63.75 %
6.09
4.90
4.51
4.40
4.19
3.91
2.76
2.44
2.40
100.00
% 48.35
% 53.25
% 57.76
% 62.15
% 66.35
% 70.26
% 73.02
% 75.46
% 77.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
62.94 %
59.87 %
29.78 %
33.45 %
14.18 %
54.29 %
64.17 %
19.87 %
17.73 %
32.10 %
44.96 %
14.48
10.07
8.62
5.79
5.33
3.58
3.48
3.21
3.16
2.94
100.00
% 14.48
% 24.55
% 33.16
% 38.95
% 44.28
% 47.86
% 51.34
% 54.55
% 57.71
% 60.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Direct
Premiums
Earned
(000)
Loss
Ratio
Group/
Company Name
Direct
Premiums
Written
(000)
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
STATE FARM GRP
TRAVELERS GRP
ALLIANZ INS GRP
TIPTREE FIN GRP
FM GLOBAL GRP
ASSURANT INC GRP
ZURICH INS GRP
**STATE TOTAL**
91,287
70,264
27,622
23,925
21,240
19,372
16,230
15,327
14,716
13,838
516,220
91,064
71,777
26,175
23,831
19,818
17,873
14,764
15,313
14,498
12,642
501,773
61.82
59.97
25.26
37.54
44.93
34.24
6.06
47.81
54.86
30.29
47.77
%
%
%
%
%
%
%
%
%
%
%
61.77 %
59.98 %
25.48 %
39.32 %
45.88 %
34.50 %
6.06 %
48.39 %
54.86 %
31.23 %
48.33 %
17.68
13.61
5.35
4.63
4.11
3.75
3.14
2.97
2.85
2.68
100.00
% 17.68
% 31.29
% 36.65
% 41.28
% 45.39
% 49.15
% 52.29
% 55.26
% 58.11
% 60.79
% 100.00
%
%
%
%
%
%
%
%
%
%
%
CNA INS GRP
LIBERTY MUT GRP
ACE LTD GRP
ALLIANZ INS GRP
FM GLOBAL GRP
AMERICAN INTL GRP
MARKEL CORP GRP
ZURICH INS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
12,712
11,801
11,454
10,251
6,715
4,819
4,183
2,827
2,047
1,818
86,879
13,081
12,140
7,265
11,828
5,878
4,425
4,098
2,634
2,066
1,712
81,356
52.40
59.16
11.20
28.43
0.16
34.72
31.56
11.95
71.46
59.99
35.30
%
%
%
%
%
%
%
%
%
%
%
52.40 %
59.38 %
13.25 %
29.63 %
0.16 %
35.47 %
32.01 %
11.95 %
71.46 %
60.01 %
35.89 %
14.63
13.58
13.18
11.80
7.73
5.55
4.81
3.25
2.36
2.09
100.00
% 14.63
% 28.22
% 41.40
% 53.20
% 60.93
% 66.47
% 71.29
% 74.54
% 76.90
% 78.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
17,593
6,630
5,295
4,258
3,006
2,694
2,460
2,425
2,041
1,804
72,805
17,575
6,850
5,044
4,355
2,849
2,466
2,440
2,349
1,972
1,700
71,412
56.09
43.31
69.26
15.27
30.27
N/A
47.70
N/A
57.60
10.07
40.07
%
%
%
%
%
56.07 %
43.34 %
70.73 %
15.43 %
30.33 %
N/A
48.13 %
N/A
59.38 %
10.11 %
40.46 %
24.16
9.11
7.27
5.85
4.13
3.70
3.38
3.33
2.80
2.48
100.00
% 24.16
% 33.27
% 40.54
% 46.39
% 50.52
% 54.22
% 57.60
% 60.93
% 63.73
% 66.21
% 100.00
%
%
%
%
%
%
%
%
%
%
%
14.27
13.56
6.72
6.32
5.30
4.35
4.29
4.08
2.78
2.58
100.00
% 14.27
% 27.83
% 34.55
% 40.87
% 46.17
% 50.52
% 54.81
% 58.89
% 61.66
% 64.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
17.69
17.62
5.21
4.68
3.83
3.68
3.14
2.09
1.98
1.92
100.00
% 17.69
% 35.31
% 40.52
% 45.20
% 49.03
% 52.71
% 55.85
% 57.94
% 59.92
% 61.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Group/
Company
Rank
Code
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Georgia
1
2
3
4
5
6
7
8
9
10
111
218
12
176
3548
761
4718
65
19
212
Hawaii
1
2
3
4
5
6
7
8
9
10
218
111
626
761
65
12
785
212
19
140
Idaho
1
2
3
4
5
6
7
8
9
10
111
218
842
12
761
65
176
3548
150
212
LIBERTY MUT GRP
CNA INS GRP
FARM BUREAU GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
FM GLOBAL GRP
STATE FARM GRP
TRAVELERS GRP
OLD REPUBLIC GRP
ZURICH INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
111
218
12
176
3548
761
38
65
19
140
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
STATE FARM GRP
TRAVELERS GRP
ALLIANZ INS GRP
CHUBB INC GRP
FM GLOBAL GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
100,576
95,599
47,333
44,541
37,325
30,692
30,212
28,751
19,573
18,153
704,790
100,356
97,727
44,920
44,352
35,706
29,135
31,307
27,001
20,624
17,602
690,967
60.23
58.24
44.09
37.09
42.20
37.98
24.34
N/A
82.84
31.58
48.47
%
%
%
%
%
%
%
%
%
%
60.29 %
58.25 %
44.43 %
37.93 %
43.83 %
38.10 %
24.49 %
N/A
82.84 %
31.83 %
48.66 %
1
2
3
4
5
6
7
8
9
10
111
218
176
3548
12
65
140
280
38
244
LIBERTY MUT GRP
CNA INS GRP
STATE FARM GRP
TRAVELERS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
NATIONWIDE CORP GRP
AUTO OWNERS GRP
CHUBB INC GRP
CINCINNATI FIN GRP
**STATE TOTAL**
51,512
51,326
15,176
13,646
11,158
10,717
9,147
6,079
5,769
5,604
291,276
51,423
52,505
15,095
12,603
13,922
11,897
9,020
5,994
5,725
5,286
288,822
59.38
46.96
27.16
67.14
36.69
25.48
26.73
34.62
43.06
42.22
44.87
%
%
%
%
%
%
%
%
%
%
%
59.30 %
46.95 %
26.60 %
67.85 %
36.46 %
25.61 %
26.89 %
35.53 %
42.93 %
43.33 %
45.28 %
Illinois
Indiana
© 2015 National Association of Insurance Commissioners
201
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Iowa
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
LIBERTY MUT GRP
ASSURANT INC GRP
SU INS CO
FM GLOBAL GRP
NATIONWIDE CORP GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
CNA INS GRP
TRAVELERS GRP
ALLIANZ INS GRP
**STATE TOTAL**
20,104
17,437
10,471
9,292
9,154
9,098
8,674
7,880
6,718
6,324
196,343
20,378
18,557
9,325
9,965
9,016
9,114
8,789
8,090
6,790
5,755
193,864
65.16
10.28
49.54
N/A
37.63
61.48
39.47
59.26
39.32
35.46
54.89
%
%
%
111
218
12
3548
62
31
761
176
140
38
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
EMC INS CO GRP
BERKSHIRE HATHAWAY GRP
ALLIANZ INS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
**STATE TOTAL**
24,308
21,685
7,703
7,703
7,365
7,338
7,324
6,551
6,492
5,946
168,430
24,472
22,184
7,817
7,869
7,464
6,995
7,305
6,582
6,326
4,935
166,659
1
2
3
4
5
6
7
8
9
10
218
32727
111
12
65
181
761
4574
84
3548
CNA INS GRP
UNDERWRITERS AT LLOYDS
LIBERTY MUT GRP
AMERICAN INTL GRP
FM GLOBAL GRP
SWISS RE GRP
ALLIANZ INS GRP
CATLIN US INS GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
**STATE TOTAL**
35,559
23,353
20,975
11,101
11,013
9,361
8,689
7,614
7,318
7,107
231,050
Louisiana
1
2
3
4
5
6
7
8
9
10
218
111
761
4718
12
176
212
3548
19
65
CNA INS GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
TIPTREE FIN GRP
AMERICAN INTL GRP
STATE FARM GRP
ZURICH INS GRP
TRAVELERS GRP
ASSURANT INC GRP
FM GLOBAL GRP
**STATE TOTAL**
Maine
1
2
3
4
5
6
7
8
9
10
111
218
98
155
761
12
65
3548
88
38
LIBERTY MUT GRP
CNA INS GRP
WR BERKLEY CORP GRP
PROGRESSIVE GRP
ALLIANZ INS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
TRAVELERS GRP
THE HANOVER INS GRP
CHUBB INC GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
111
19
10130
65
140
91
176
218
3548
761
Kansas
1
2
3
4
5
6
7
8
9
10
Kentucky
%
%
%
%
%
%
%
65.18 %
10.28 %
49.54 %
N/A
38.18 %
61.42 %
39.58 %
59.65 %
39.95 %
37.05 %
55.23 %
10.24
8.88
5.33
4.73
4.66
4.63
4.42
4.01
3.42
3.22
100.00
% 10.24
% 19.12
% 24.45
% 29.19
% 33.85
% 38.48
% 42.90
% 46.91
% 50.34
% 53.56
% 100.00
%
%
%
%
%
%
%
%
%
%
%
59.08
49.90
56.05
10.05
25.63
67.13
40.82
28.27
28.37
49.93
42.31
%
%
%
%
%
%
%
%
%
%
%
59.09 %
49.94 %
56.54 %
10.23 %
25.74 %
67.21 %
41.25 %
28.30 %
28.73 %
49.98 %
42.77 %
14.43
12.88
4.57
4.57
4.37
4.36
4.35
3.89
3.85
3.53
100.00
% 14.43
% 27.31
% 31.88
% 36.45
% 40.83
% 45.18
% 49.53
% 53.42
% 57.28
% 60.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
36,696
22,915
20,884
11,885
11,227
9,413
8,027
7,907
6,599
7,162
238,112
41.61
58.70
75.56
44.75
N/A
77.40
47.05
90.36
78.56
51.68
49.63
%
%
%
%
%
%
%
%
%
%
41.44 %
60.06 %
75.55 %
45.71 %
N/A
79.08 %
48.24 %
90.90 %
79.21 %
53.06 %
50.22 %
15.39
10.11
9.08
4.80
4.77
4.05
3.76
3.30
3.17
3.08
100.00
% 15.39
% 25.50
% 34.58
% 39.38
% 44.15
% 48.20
% 51.96
% 55.25
% 58.42
% 61.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
67,460
36,841
30,236
25,891
23,896
22,515
19,603
15,643
15,250
15,157
405,403
69,028
37,226
28,444
22,476
19,938
21,830
19,090
15,976
17,325
14,854
387,322
57.00
57.49
24.28
2.45
14.85
30.54
33.31
44.46
23.18
32.03
37.34
%
%
%
%
%
%
%
%
%
%
%
56.94 %
57.63 %
24.92 %
2.45 %
14.99 %
29.42 %
34.52 %
45.80 %
23.19 %
32.35 %
38.02 %
16.64
9.09
7.46
6.39
5.89
5.55
4.84
3.86
3.76
3.74
100.00
% 16.64
% 25.73
% 33.19
% 39.57
% 45.47
% 51.02
% 55.86
% 59.71
% 63.48
% 67.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
10,778
4,672
4,057
3,156
2,996
2,663
2,564
2,558
2,378
1,832
62,076
10,563
4,787
3,615
3,048
2,882
2,811
2,629
2,498
2,522
1,749
60,087
45.43
47.18
32.75
54.34
34.38
38.96
N/A
40.18
11.35
18.48
50.67
%
%
%
%
%
%
45.68 %
47.15 %
33.19 %
54.27 %
34.41 %
39.01 %
N/A
38.32 %
11.72 %
18.51 %
51.24 %
17.36
7.53
6.54
5.08
4.83
4.29
4.13
4.12
3.83
2.95
100.00
% 17.36
% 24.89
% 31.43
% 36.51
% 41.34
% 45.63
% 49.76
% 53.88
% 57.71
% 60.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
202
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Maryland
1
2
3
4
5
6
7
8
9
10
218
111
12
761
140
176
3548
626
19
38
CNA INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
NATIONWIDE CORP GRP
STATE FARM GRP
TRAVELERS GRP
ACE LTD GRP
ASSURANT INC GRP
CHUBB INC GRP
**STATE TOTAL**
50,292
42,296
19,267
16,138
14,901
12,521
11,941
9,864
9,291
9,209
305,375
52,276
42,139
18,589
15,736
14,399
12,518
13,302
9,725
9,288
16,238
311,837
61.75
60.25
25.87
35.50
44.68
42.35
209.60
49.17
75.33
30.82
87.27
%
%
%
%
%
%
%
%
%
%
%
61.85 %
60.41 %
25.95 %
35.50 %
44.91 %
41.63 %
214.91 %
51.08 %
75.33 %
30.64 %
87.82 %
16.47
13.85
6.31
5.28
4.88
4.10
3.91
3.23
3.04
3.02
100.00
% 16.47
% 30.32
% 36.63
% 41.91
% 46.79
% 50.89
% 54.80
% 58.03
% 61.08
% 64.09
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Massachusetts
1
2
3
4
5
6
7
8
9
10
111
218
468
38
12
761
3548
65
140
158
LIBERTY MUT GRP
CNA INS GRP
AEGON US HOLDING GRP
CHUBB INC GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
TRAVELERS GRP
FM GLOBAL GRP
NATIONWIDE CORP GRP
FAIRFAX FIN GRP
**STATE TOTAL**
61,977
40,333
21,690
21,145
20,438
20,221
16,379
15,730
14,345
10,761
414,071
61,552
41,803
21,888
26,037
19,052
19,919
16,918
15,896
13,710
10,773
407,717
56.01
60.47
58.91
25.68
50.09
40.15
30.71
12.80
60.19
51.45
43.77
%
%
%
%
%
%
%
%
%
%
%
56.10 %
60.57 %
58.91 %
25.50 %
50.21 %
40.66 %
32.09 %
12.61 %
60.30 %
51.60 %
44.25 %
14.97
9.74
5.24
5.11
4.94
4.88
3.96
3.80
3.46
2.60
100.00
% 14.97
% 24.71
% 29.95
% 35.05
% 39.99
% 44.87
% 48.83
% 52.63
% 56.09
% 58.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Michigan
1
2
3
4
5
6
7
8
9
10
111
218
761
176
280
12
19
88
65
38
LIBERTY MUT GRP
CNA INS GRP
ALLIANZ INS GRP
STATE FARM GRP
AUTO OWNERS GRP
AMERICAN INTL GRP
ASSURANT INC GRP
THE HANOVER INS GRP
FM GLOBAL GRP
CHUBB INC GRP
**STATE TOTAL**
94,947
72,184
28,587
19,225
18,076
16,879
15,487
12,952
12,176
10,578
467,794
94,731
73,430
25,797
18,956
17,982
17,282
11,356
12,917
11,780
10,453
451,656
61.13
47.10
48.19
36.55
58.92
50.88
50.56
30.57
246.37
33.38
54.71
%
%
%
%
%
%
%
%
%
%
%
61.16 %
47.10 %
48.92 %
38.14 %
59.90 %
51.72 %
50.56 %
31.76 %
248.98 %
33.62 %
55.43 %
20.30
15.43
6.11
4.11
3.86
3.61
3.31
2.77
2.60
2.26
100.00
% 20.30
% 35.73
% 41.84
% 45.95
% 49.81
% 53.42
% 56.73
% 59.50
% 62.10
% 64.36
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Minnesota
1
2
3
4
5
6
7
8
9
10
111
218
176
3548
12
761
65
280
155
38
LIBERTY MUT GRP
CNA INS GRP
STATE FARM GRP
TRAVELERS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
FM GLOBAL GRP
AUTO OWNERS GRP
PROGRESSIVE GRP
CHUBB INC GRP
**STATE TOTAL**
53,672
28,148
22,967
15,676
12,141
12,130
10,435
9,722
8,779
7,803
297,888
53,553
28,868
22,620
15,786
13,321
11,719
10,147
9,589
8,522
7,869
301,513
60.87
51.80
34.51
44.61
33.68
31.11
27.16
41.14
52.80
40.56
53.40
%
%
%
%
%
%
%
%
%
%
%
60.91 %
51.82 %
33.85 %
45.05 %
33.96 %
31.76 %
27.66 %
42.02 %
52.84 %
40.60 %
53.71 %
18.02
9.45
7.71
5.26
4.08
4.07
3.50
3.26
2.95
2.62
100.00
% 18.02
% 27.47
% 35.18
% 40.44
% 44.51
% 48.59
% 52.09
% 55.35
% 58.30
% 60.92
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Mississippi
1
2
3
4
5
6
7
8
9
10
218
12
4718
483
111
212
176
65
629
3548
CNA INS GRP
AMERICAN INTL GRP
TIPTREE FIN GRP
SOUTHERN FARM BUREAU CAS GRP
LIBERTY MUT GRP
ZURICH INS GRP
STATE FARM GRP
FM GLOBAL GRP
PLATEAU GRP
TRAVELERS GRP
**STATE TOTAL**
22,374
15,005
11,536
8,690
8,516
8,068
7,308
7,016
6,563
5,579
159,017
23,034
15,006
8,461
8,417
8,423
7,513
7,195
7,077
5,996
5,639
157,319
51.53
9.68
7.55
57.62
59.83
29.24
33.27
11.29
18.45
50.88
35.47
%
%
%
%
%
%
%
%
%
%
%
51.50 %
9.67 %
7.56 %
57.05 %
60.24 %
29.78 %
33.55 %
16.14 %
18.45 %
51.43 %
36.48 %
14.07
9.44
7.25
5.46
5.36
5.07
4.60
4.41
4.13
3.51
100.00
% 14.07
% 23.51
% 30.76
% 36.23
% 41.58
% 46.66
% 51.25
% 55.66
% 59.79
% 63.30
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
203
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
63,115
28,714
23,990
18,808
17,776
17,298
13,856
8,966
8,713
6,346
311,748
64,605
28,560
24,387
18,885
17,546
17,487
11,868
8,608
8,090
6,532
305,078
44.23
57.60
28.92
36.10
65.30
29.07
40.35
37.58
47.41
41.91
44.96
%
%
%
%
%
%
%
%
%
%
%
44.23 %
58.78 %
29.27 %
36.47 %
65.51 %
29.55 %
40.66 %
37.88 %
48.43 %
41.91 %
45.60 %
20.25
9.21
7.70
6.03
5.70
5.55
4.44
2.88
2.79
2.04
100.00
% 20.25
% 29.46
% 37.15
% 43.18
% 48.89
% 54.43
% 58.88
% 61.76
% 64.55
% 66.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
21,510
5,871
3,688
3,170
2,651
2,359
2,196
2,189
1,991
1,820
67,962
21,391
6,052
3,803
3,052
2,626
2,312
2,104
2,275
2,397
1,726
67,682
57.79
85.35
57.02
33.99
147.71
23.81
60.13
34.52
78.99
50.81
54.45
%
%
%
%
%
%
%
%
%
%
%
57.86 %
86.51 %
57.47 %
35.76 %
147.87 %
24.37 %
60.48 %
35.30 %
80.95 %
64.69 %
55.51 %
31.65
8.64
5.43
4.67
3.90
3.47
3.23
3.22
2.93
2.68
100.00
% 31.65
% 40.29
% 45.72
% 50.38
% 54.28
% 57.75
% 60.98
% 64.20
% 67.14
% 69.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Missouri
1
2
3
4
5
6
7
8
9
10
218
111
65
176
761
3548
12
140
212
19
CNA INS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
STATE FARM GRP
ALLIANZ INS GRP
TRAVELERS GRP
AMERICAN INTL GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
ASSURANT INC GRP
**STATE TOTAL**
Montana
1
2
3
4
5
6
7
8
9
10
111
12
218
3548
761
176
150
785
212
65
LIBERTY MUT GRP
AMERICAN INTL GRP
CNA INS GRP
TRAVELERS GRP
ALLIANZ INS GRP
STATE FARM GRP
OLD REPUBLIC GRP
MARKEL CORP GRP
ZURICH INS GRP
FM GLOBAL GRP
**STATE TOTAL**
Nebraska
1
2
3
4
5
6
7
8
9
10
111
38
91
31
218
140
176
150
62
12
LIBERTY MUT GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
BERKSHIRE HATHAWAY GRP
CNA INS GRP
NATIONWIDE CORP GRP
STATE FARM GRP
OLD REPUBLIC GRP
EMC INS CO GRP
AMERICAN INTL GRP
**STATE TOTAL**
43,860
9,753
6,935
6,730
6,471
5,535
5,415
4,954
4,332
3,690
145,681
43,580
7,971
6,845
6,365
6,544
5,398
5,458
4,665
4,220
3,966
143,405
61.31
146.43
39.53
202.29
51.88
39.26
42.11
61.31
43.75
34.05
62.07
%
%
%
%
%
%
%
%
%
%
%
61.34 %
146.55 %
39.33 %
202.31 %
51.94 %
39.57 %
41.71 %
62.06 %
43.78 %
34.07 %
62.01 %
30.11
6.69
4.76
4.62
4.44
3.80
3.72
3.40
2.97
2.53
100.00
% 30.11
% 36.80
% 41.56
% 46.18
% 50.62
% 54.42
% 58.14
% 61.54
% 64.51
% 67.05
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nevada
1
2
3
4
5
6
7
8
9
10
218
111
65
12
212
761
140
176
19
38
CNA INS GRP
LIBERTY MUT GRP
FM GLOBAL GRP
AMERICAN INTL GRP
ZURICH INS GRP
ALLIANZ INS GRP
NATIONWIDE CORP GRP
STATE FARM GRP
ASSURANT INC GRP
CHUBB INC GRP
**STATE TOTAL**
24,489
21,861
11,629
8,554
6,241
6,071
4,638
4,149
3,690
3,541
136,313
25,112
21,777
13,006
8,757
5,963
6,175
4,392
4,110
3,440
3,397
137,047
59.42
57.82
6.53
66.51
119.65
18.65
50.24
53.75
106.84
8.88
52.67
%
%
%
%
%
%
%
%
%
%
%
59.45 %
57.72 %
15.25 %
66.79 %
111.05 %
26.30 %
50.26 %
53.53 %
106.84 %
8.85 %
54.04 %
17.97
16.04
8.53
6.28
4.58
4.45
3.40
3.04
2.71
2.60
100.00
% 17.97
% 34.00
% 42.53
% 48.81
% 53.39
% 57.84
% 61.24
% 64.29
% 66.99
% 69.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Hampshire
1
2
3
4
5
6
7
8
9
10
111
19
468
218
12
98
88
158
155
140
LIBERTY MUT GRP
ASSURANT INC GRP
AEGON US HOLDING GRP
CNA INS GRP
AMERICAN INTL GRP
WR BERKLEY CORP GRP
THE HANOVER INS GRP
FAIRFAX FIN GRP
PROGRESSIVE GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
13,277
7,097
6,611
4,428
2,957
2,615
2,392
2,340
2,327
2,188
74,751
13,101
3,634
6,557
4,562
2,650
2,422
2,425
2,272
2,265
2,108
69,693
43.87
15.24
28.80
54.43
32.11
57.00
19.01
84.70
36.65
57.42
36.77
%
%
%
%
%
%
%
%
%
%
%
43.95 %
15.24 %
28.80 %
54.52 %
32.42 %
58.96 %
19.90 %
84.70 %
36.75 %
57.42 %
37.18 %
17.76
9.49
8.84
5.92
3.96
3.50
3.20
3.13
3.11
2.93
100.00
% 17.76
% 27.26
% 36.10
% 42.02
% 45.98
% 49.48
% 52.68
% 55.81
% 58.92
% 61.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
204
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
61,703
46,625
36,393
32,046
29,682
24,225
21,067
17,483
17,370
17,048
507,068
63,313
46,441
36,559
29,824
29,595
23,030
19,738
11,736
16,574
17,051
500,875
66.42
53.35
33.95
33.63
37.54
33.02
59.07
29.32
45.06
73.40
44.18
%
%
%
%
%
%
%
%
%
%
%
66.60 %
53.51 %
34.06 %
33.91 %
38.65 %
35.42 %
59.22 %
36.00 %
42.26 %
73.40 %
45.03 %
12.17
9.20
7.18
6.32
5.85
4.78
4.15
3.45
3.43
3.36
100.00
% 12.17
% 21.36
% 28.54
% 34.86
% 40.71
% 45.49
% 49.65
% 53.09
% 56.52
% 59.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
New Jersey
1
2
3
4
5
6
7
8
9
10
218
111
38
12
761
3548
140
84
65
19
CNA INS GRP
LIBERTY MUT GRP
CHUBB INC GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
AMERICAN FINANCIAL GRP
FM GLOBAL GRP
ASSURANT INC GRP
**STATE TOTAL**
New Mexico
1
2
3
4
5
6
7
8
9
10
111
218
12
3548
761
212
19
176
65
785
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
ALLIANZ INS GRP
ZURICH INS GRP
ASSURANT INC GRP
STATE FARM GRP
FM GLOBAL GRP
MARKEL CORP GRP
**STATE TOTAL**
25,197
13,709
5,606
4,776
3,681
3,434
3,254
2,322
2,012
1,974
97,820
25,233
13,715
5,318
4,803
3,526
3,669
2,705
2,341
2,638
1,751
97,114
70.76
55.82
55.37
26.38
27.61
18.90
52.73
42.65
243.35
58.81
54.06
%
%
%
%
%
%
%
%
%
%
%
70.77 %
55.75 %
55.81 %
27.10 %
27.69 %
18.84 %
52.73 %
42.55 %
246.49 %
60.03 %
54.53 %
25.76
14.01
5.73
4.88
3.76
3.51
3.33
2.37
2.06
2.02
100.00
% 25.76
% 39.77
% 45.50
% 50.39
% 54.15
% 57.66
% 60.99
% 63.36
% 65.42
% 67.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New York
1
2
3
4
5
6
7
8
9
10
111
218
38
12
3548
761
65
212
19
626
LIBERTY MUT GRP
CNA INS GRP
CHUBB INC GRP
AMERICAN INTL GRP
TRAVELERS GRP
ALLIANZ INS GRP
FM GLOBAL GRP
ZURICH INS GRP
ASSURANT INC GRP
ACE LTD GRP
**STATE TOTAL**
272,793
134,091
123,638
85,842
63,478
53,028
50,789
48,671
42,025
40,385
1,400,482
272,970
137,209
134,738
79,973
61,991
51,185
50,423
35,999
42,047
36,239
1,372,185
49.33
76.24
28.00
35.84
69.05
31.88
68.29
27.86
142.64
12.35
48.43
%
%
%
%
%
%
%
%
%
%
%
49.44 %
76.32 %
27.88 %
36.84 %
73.86 %
32.35 %
70.40 %
32.06 %
142.64 %
6.18 %
49.00 %
19.48
9.57
8.83
6.13
4.53
3.79
3.63
3.48
3.00
2.88
100.00
% 19.48
% 29.05
% 37.88
% 44.01
% 48.54
% 52.33
% 55.96
% 59.43
% 62.43
% 65.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Carolina
1
2
3
4
5
6
7
8
9
10
111
218
12
761
200
140
19
324
65
212
90,282
49,212
35,066
24,341
21,184
20,296
18,058
16,100
15,897
15,164
492,329
89,779
49,833
35,132
23,878
19,642
19,953
18,550
15,571
14,117
13,980
479,885
57.91
55.67
15.07
37.41
49.13
47.44
40.99
50.88
24.87
52.26
43.26
%
%
%
%
%
%
%
%
%
%
%
58.06 %
55.69 %
15.13 %
37.85 %
49.48 %
47.78 %
40.99 %
51.36 %
25.18 %
53.16 %
43.48 %
18.34
10.00
7.12
4.94
4.30
4.12
3.67
3.27
3.23
3.08
100.00
% 18.34
% 28.33
% 35.46
% 40.40
% 44.70
% 48.83
% 52.49
% 55.76
% 58.99
% 62.07
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Dakota
1
2
3
4
5
6
7
8
9
10
111
3548
218
212
65
140
761
150
12
84
10,048
6,235
4,159
3,440
3,355
2,870
2,652
2,484
2,305
2,248
74,455
9,907
6,047
4,298
3,664
3,765
2,698
2,489
2,407
2,311
2,012
71,837
60.29
56.35
59.31
2.60
N/A
87.17
41.92
28.14
34.26
35.91
42.34
%
%
%
%
60.13 %
56.87 %
59.33 %
4.43 %
N/A
87.58 %
43.83 %
28.79 %
34.17 %
37.85 %
43.09 %
13.49
8.37
5.59
4.62
4.51
3.85
3.56
3.34
3.10
3.02
100.00
% 13.49
% 21.87
% 27.45
% 32.07
% 36.58
% 40.44
% 44.00
% 47.33
% 50.43
% 53.45
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
NORTH CAROLINA FARM BUREAU GRP
FM GLOBAL GRP
ZURICH INS GRP
**STATE TOTAL**
LIBERTY MUT GRP
TRAVELERS GRP
CNA INS GRP
ZURICH INS GRP
FM GLOBAL GRP
NATIONWIDE CORP GRP
ALLIANZ INS GRP
OLD REPUBLIC GRP
AMERICAN INTL GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
205
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Ohio
1
2
3
4
5
6
7
8
9
10
111
218
761
228
12
176
38
65
3548
140
LIBERTY MUT GRP
CNA INS GRP
ALLIANZ INS GRP
WESTFIELD GRP
AMERICAN INTL GRP
STATE FARM GRP
CHUBB INC GRP
FM GLOBAL GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
114,982
60,011
26,656
24,793
23,766
22,191
20,073
18,496
18,237
17,148
527,614
114,790
61,392
25,141
25,040
23,586
22,039
28,113
18,144
18,170
16,580
527,517
60.20
48.09
42.20
24.29
31.20
32.10
30.67
37.05
47.10
42.47
43.15
%
%
%
%
%
%
%
%
%
%
%
60.23 %
48.09 %
42.84 %
24.43 %
31.40 %
32.05 %
30.75 %
40.35 %
47.92 %
42.77 %
43.65 %
21.79
11.37
5.05
4.70
4.50
4.21
3.80
3.51
3.46
3.25
100.00
% 21.79
% 33.17
% 38.22
% 42.92
% 47.42
% 51.63
% 55.43
% 58.94
% 62.40
% 65.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oklahoma
1
2
3
4
5
6
7
8
9
10
218
88
111
212
176
3548
84
761
361
19
CNA INS GRP
THE HANOVER INS GRP
LIBERTY MUT GRP
ZURICH INS GRP
STATE FARM GRP
TRAVELERS GRP
AMERICAN FINANCIAL GRP
ALLIANZ INS GRP
MUNICH RE GRP
ASSURANT INC GRP
**STATE TOTAL**
41,497
23,057
16,608
12,872
10,419
10,384
8,615
8,106
7,684
7,416
243,896
42,895
21,885
16,241
12,830
10,202
10,172
8,685
8,913
5,739
6,565
235,543
50.65
75.41
50.33
17.02
38.92
27.18
22.30
85.39
59.97
34.53
46.70
%
%
%
%
%
%
%
%
%
%
%
50.65 %
75.94 %
50.28 %
15.95 %
38.67 %
28.21 %
23.41 %
86.37 %
64.53 %
34.53 %
47.33 %
17.01
9.45
6.81
5.28
4.27
4.26
3.53
3.32
3.15
3.04
100.00
% 17.01
% 26.47
% 33.28
% 38.56
% 42.83
% 47.08
% 50.62
% 53.94
% 57.09
% 60.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Oregon
1
2
3
4
5
6
7
8
9
10
111
65
218
761
12
176
3548
212
140
785
LIBERTY MUT GRP
FM GLOBAL GRP
CNA INS GRP
ALLIANZ INS GRP
AMERICAN INTL GRP
STATE FARM GRP
TRAVELERS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
MARKEL CORP GRP
**STATE TOTAL**
36,349
27,581
23,486
14,493
10,185
8,501
5,740
5,651
4,770
4,750
207,476
36,115
28,114
24,192
13,418
10,293
8,478
6,108
6,227
4,655
4,799
206,763
56.34
6.27
46.90
63.11
38.05
29.70
25.91
34.72
58.90
46.79
37.73
%
%
%
%
%
%
%
%
%
%
%
56.36 %
6.28 %
46.92 %
63.61 %
38.18 %
29.09 %
27.25 %
35.67 %
59.07 %
47.71 %
38.11 %
17.52
13.29
11.32
6.99
4.91
4.10
2.77
2.72
2.30
2.29
100.00
% 17.52
% 30.81
% 42.13
% 49.12
% 54.03
% 58.12
% 60.89
% 63.61
% 65.91
% 68.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Pennsylvania
1
2
3
4
5
6
7
8
9
10
111
218
761
12
3548
38
65
140
176
19
LIBERTY MUT GRP
CNA INS GRP
ALLIANZ INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
CHUBB INC GRP
FM GLOBAL GRP
NATIONWIDE CORP GRP
STATE FARM GRP
ASSURANT INC GRP
**STATE TOTAL**
102,620
83,232
35,953
31,156
31,140
29,498
29,005
27,878
17,853
15,590
623,104
102,101
85,699
34,234
31,551
31,107
31,664
28,567
27,160
17,779
14,779
618,725
59.36
55.11
39.06
31.73
32.71
35.65
78.56
42.11
36.86
53.82
47.70
%
%
%
%
%
%
%
%
%
%
%
59.39 %
55.12 %
39.65 %
32.10 %
34.07 %
35.93 %
79.71 %
42.33 %
37.27 %
53.82 %
47.88 %
16.47
13.36
5.77
5.00
5.00
4.73
4.65
4.47
2.87
2.50
100.00
% 16.47
% 29.83
% 35.60
% 40.60
% 45.59
% 50.33
% 54.98
% 59.46
% 62.32
% 64.82
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Rhode Island
1
2
3
4
5
6
7
8
9
10
761
111
218
12
65
158
3548
140
19
23
ALLIANZ INS GRP
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
FM GLOBAL GRP
FAIRFAX FIN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
BCS INS GRP
**STATE TOTAL**
16,544
9,036
6,241
4,026
3,731
2,973
2,515
2,229
1,847
1,575
72,151
16,369
8,914
6,466
3,744
3,433
2,962
3,231
2,169
1,889
1,565
72,118
22.52
53.98
64.29
25.45
273.77
95.69
5.12
56.37
69.99
7.66
53.04
%
%
%
%
%
%
%
%
%
%
%
22.52 %
54.21 %
64.86 %
25.59 %
278.01 %
95.87 %
5.76 %
56.38 %
69.99 %
7.78 %
53.95 %
22.93
12.52
8.65
5.58
5.17
4.12
3.49
3.09
2.56
2.18
100.00
% 22.93
% 35.45
% 44.10
% 49.68
% 54.85
% 58.98
% 62.46
% 65.55
% 68.11
% 70.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
206
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
49,053
31,244
23,066
20,162
14,446
11,089
10,652
10,174
6,940
6,484
276,011
48,878
30,223
23,641
20,326
14,303
11,120
10,771
9,586
6,690
5,960
271,117
61.77
9.80
54.99
37.02
20.29
8.54
27.81
16.89
45.95
46.49
39.24
%
%
%
%
%
%
%
%
%
%
%
61.82 %
9.80 %
55.02 %
37.03 %
20.38 %
8.85 %
27.85 %
17.21 %
47.30 %
53.26 %
39.73 %
17.77
11.32
8.36
7.30
5.23
4.02
3.86
3.69
2.51
2.35
100.00
% 17.77
% 29.09
% 37.45
% 44.75
% 49.99
% 54.01
% 57.86
% 61.55
% 64.07
% 66.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
6,764
4,107
2,627
2,497
2,309
2,138
2,077
1,692
1,574
1,526
52,311
6,746
4,257
2,449
2,486
2,332
2,110
1,827
1,689
1,614
1,524
50,561
59.68
51.56
68.37
52.11
21.52
29.20
30.01
36.57
6.85
79.23
51.41
%
%
%
%
%
%
%
%
%
%
%
59.68 %
51.50 %
69.86 %
52.65 %
21.78 %
29.42 %
30.80 %
44.14 %
6.78 %
79.08 %
52.01 %
12.93
7.85
5.02
4.77
4.41
4.09
3.97
3.23
3.01
2.92
100.00
% 12.93
% 20.78
% 25.80
% 30.58
% 34.99
% 39.08
% 43.05
% 46.29
% 49.29
% 52.21
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
South Carolina
1
2
3
4
5
6
7
8
9
10
111
4718
218
19
12
65
176
212
3548
869
LIBERTY MUT GRP
TIPTREE FIN GRP
CNA INS GRP
ASSURANT INC GRP
AMERICAN INTL GRP
FM GLOBAL GRP
STATE FARM GRP
ZURICH INS GRP
TRAVELERS GRP
MINNESOTA MUT GRP
**STATE TOTAL**
South Dakota
1
2
3
4
5
6
7
8
9
10
111
218
150
91
176
140
3548
88
361
761
LIBERTY MUT GRP
CNA INS GRP
OLD REPUBLIC GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
THE HANOVER INS GRP
MUNICH RE GRP
ALLIANZ INS GRP
**STATE TOTAL**
Tennessee
1
2
3
4
5
6
7
8
9
10
111
218
65
176
4718
12
3548
761
212
19
LIBERTY MUT GRP
CNA INS GRP
FM GLOBAL GRP
STATE FARM GRP
TIPTREE FIN GRP
AMERICAN INTL GRP
TRAVELERS GRP
ALLIANZ INS GRP
ZURICH INS GRP
ASSURANT INC GRP
**STATE TOTAL**
61,787
40,151
28,859
18,181
14,105
13,065
12,324
11,802
9,851
8,949
335,565
61,799
41,131
29,024
18,129
9,455
12,915
12,788
12,343
10,025
10,232
332,976
60.78
55.20
7.48
32.91
4.70
39.32
66.25
41.03
23.39
32.18
40.31
%
%
%
%
%
%
%
%
%
%
%
60.81 %
55.28 %
7.54 %
31.61 %
4.70 %
39.55 %
68.22 %
41.70 %
23.76 %
32.18 %
40.71 %
18.41
11.97
8.60
5.42
4.20
3.89
3.67
3.52
2.94
2.67
100.00
% 18.41
% 30.38
% 38.98
% 44.40
% 48.60
% 52.49
% 56.17
% 59.68
% 62.62
% 65.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Texas
1
2
3
4
5
6
7
8
9
10
218
111
12
3548
19
212
761
26565
65
38
CNA INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
TRAVELERS GRP
ASSURANT INC GRP
ZURICH INS GRP
ALLIANZ INS GRP
OHIO IND CO
FM GLOBAL GRP
CHUBB INC GRP
**STATE TOTAL**
316,190
201,818
103,913
99,736
99,110
96,365
85,669
63,429
56,519
56,388
1,900,148
322,727
195,308
98,272
98,016
84,279
90,233
80,259
46,953
54,726
56,918
1,800,357
55.93
60.12
27.25
34.24
45.61
25.57
42.27
44.77
10.90
49.09
44.27
%
%
%
%
%
%
%
%
%
%
%
55.84 %
60.36 %
29.24 %
35.38 %
45.54 %
25.76 %
43.46 %
47.21 %
11.67 %
49.08 %
45.19 %
16.64
10.62
5.47
5.25
5.22
5.07
4.51
3.34
2.97
2.97
100.00
% 16.64
% 27.26
% 32.73
% 37.98
% 43.19
% 48.27
% 52.77
% 56.11
% 59.09
% 62.05
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Utah
1
2
3
4
5
6
7
8
9
10
218
65
111
12
19
212
3548
761
361
176
CNA INS GRP
FM GLOBAL GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ASSURANT INC GRP
ZURICH INS GRP
TRAVELERS GRP
ALLIANZ INS GRP
MUNICH RE GRP
STATE FARM GRP
**STATE TOTAL**
15,357
13,079
10,733
9,968
9,256
6,480
5,911
5,599
3,826
3,650
130,759
15,892
12,661
10,914
10,085
9,268
5,687
6,200
5,587
2,368
3,686
126,356
59.88
22.18
59.29
34.26
27.77
62.42
71.95
23.20
29.42
29.36
41.17
%
%
%
%
%
%
%
%
%
%
%
59.65 %
22.19 %
59.41 %
34.30 %
27.77 %
63.72 %
73.30 %
25.53 %
30.40 %
28.99 %
41.86 %
11.74
10.00
8.21
7.62
7.08
4.96
4.52
4.28
2.93
2.79
100.00
% 11.74
% 21.75
% 29.96
% 37.58
% 44.66
% 49.61
% 54.13
% 58.42
% 61.34
% 64.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
207
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
4,513
4,474
2,400
1,791
1,450
1,377
1,222
1,191
1,065
952
32,515
4,637
4,369
2,329
1,664
1,429
1,352
1,237
1,163
997
929
31,801
46.50
41.36
38.04
39.49
54.52
54.19
34.06
62.10
51.56
15.79
38.69
%
%
%
%
%
%
%
%
%
%
%
46.56 %
41.35 %
38.23 %
39.69 %
54.53 %
54.31 %
33.54 %
62.36 %
51.76 %
14.97 %
39.34 %
13.88
13.76
7.38
5.51
4.46
4.24
3.76
3.66
3.28
2.93
100.00
% 13.88
% 27.64
% 35.02
% 40.53
% 44.99
% 49.23
% 52.98
% 56.65
% 59.92
% 62.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Vermont
1
2
3
4
5
6
7
8
9
10
218
111
12
98
761
408
3548
140
155
65
CNA INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
WR BERKLEY CORP GRP
ALLIANZ INS GRP
AMERICAN NATL FIN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
PROGRESSIVE GRP
FM GLOBAL GRP
**STATE TOTAL**
Virginia
1
2
3
4
5
6
7
8
9
10
111
218
12
140
761
176
626
200
3548
65
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
NATIONWIDE CORP GRP
ALLIANZ INS GRP
STATE FARM GRP
ACE LTD GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
FM GLOBAL GRP
**STATE TOTAL**
72,096
55,423
20,980
20,205
17,722
15,883
15,529
15,395
15,225
11,340
398,722
72,142
56,267
21,193
19,525
17,475
15,893
15,757
14,706
15,744
11,000
395,910
59.30
54.45
26.86
46.19
28.43
35.66
95.57
43.87
38.83
114.02
49.35
%
%
%
%
%
%
%
%
%
%
%
59.52 %
54.52 %
27.38 %
46.34 %
28.62 %
37.58 %
95.60 %
44.06 %
39.86 %
114.77 %
49.89 %
18.08
13.90
5.26
5.07
4.44
3.98
3.89
3.86
3.82
2.84
100.00
% 18.08
% 31.98
% 37.24
% 42.31
% 46.76
% 50.74
% 54.63
% 58.49
% 62.31
% 65.16
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Washington
1
2
3
4
5
6
7
8
9
10
111
65
218
12
796
3548
176
761
19
140
LIBERTY MUT GRP
FM GLOBAL GRP
CNA INS GRP
AMERICAN INTL GRP
QBE INS GRP
TRAVELERS GRP
STATE FARM GRP
ALLIANZ INS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
67,268
54,745
41,521
30,000
16,848
16,315
13,830
13,076
10,440
9,233
408,343
66,191
53,902
42,473
30,283
18,769
16,585
13,604
12,261
8,951
8,844
400,575
59.97
10.03
57.39
20.87
5.07
60.80
33.48
51.73
65.62
55.88
42.48
%
%
%
%
%
%
%
%
%
%
%
60.34 %
10.17 %
57.62 %
21.61 %
5.19 %
62.91 %
32.80 %
55.39 %
65.62 %
55.92 %
43.85 %
16.47
13.41
10.17
7.35
4.13
4.00
3.39
3.20
2.56
2.26
100.00
% 16.47
% 29.88
% 40.05
% 47.40
% 51.52
% 55.52
% 58.90
% 62.11
% 64.66
% 66.92
% 100.00
%
%
%
%
%
%
%
%
%
%
%
West Virginia
1
2
3
4
5
6
7
8
9
10
218
111
3548
228
176
150
140
761
19
12
CNA INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
WESTFIELD GRP
STATE FARM GRP
OLD REPUBLIC GRP
NATIONWIDE CORP GRP
ALLIANZ INS GRP
ASSURANT INC GRP
AMERICAN INTL GRP
**STATE TOTAL**
15,744
9,767
5,007
3,963
2,672
2,503
2,374
2,173
2,083
1,474
71,344
16,133
9,828
5,169
4,023
2,669
2,503
2,326
1,966
2,113
1,697
71,532
42.50
58.42
50.94
34.68
31.65
71.01
34.18
38.56
17.24
32.43
42.04
%
%
%
%
%
%
%
%
%
%
%
42.52 %
58.49 %
52.10 %
34.84 %
40.06 %
71.24 %
34.45 %
49.23 %
17.24 %
32.49 %
43.24 %
22.07
13.69
7.02
5.56
3.75
3.51
3.33
3.05
2.92
2.07
100.00
% 22.07
% 35.76
% 42.77
% 48.33
% 52.08
% 55.58
% 58.91
% 61.96
% 64.88
% 66.94
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Wisconsin
1
2
3
4
5
6
7
8
9
10
111
218
12
176
15350
65
3548
14184
19
761
LIBERTY MUT GRP
CNA INS GRP
AMERICAN INTL GRP
STATE FARM GRP
WEST BEND MUT INS CO
FM GLOBAL GRP
TRAVELERS GRP
ACUITY A MUT INS CO
ASSURANT INC GRP
ALLIANZ INS GRP
**STATE TOTAL**
25,513
25,441
13,952
12,375
11,232
10,982
10,842
10,400
10,327
8,604
239,970
25,444
26,243
14,322
12,133
11,056
10,497
11,124
10,170
10,556
8,388
235,855
60.25
52.06
25.31
36.63
23.62
7.44
85.62
31.65
26.97
33.23
38.81
%
%
%
%
%
%
%
%
%
%
%
60.39 %
52.08 %
25.47 %
38.18 %
23.61 %
7.49 %
87.31 %
31.81 %
26.97 %
33.44 %
39.52 %
10.63
10.60
5.81
5.16
4.68
4.58
4.52
4.33
4.30
3.59
100.00
% 10.63
% 21.23
% 27.05
% 32.20
% 36.89
% 41.46
% 45.98
% 50.31
% 54.62
% 58.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
208
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Wyoming
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
9,348
4,193
3,470
3,464
2,933
2,573
1,712
1,477
1,464
1,415
47,759
9,146
4,209
3,701
2,921
2,936
2,203
1,689
1,388
1,247
1,327
46,221
56.94
N/A
48.44
15.94
65.54
9.14
32.94
63.47
8.61
15.53
34.47
%
23
4
0
27
23
4
0
27
Direct
Premiums
Written
(000)
%
%
%
%
%
%
%
%
%
57.55 %
N/A
48.59 %
16.02 %
65.75 %
9.91 %
33.05 %
63.97 %
8.69 %
15.58 %
35.43 %
19.57
8.78
7.27
7.25
6.14
5.39
3.58
3.09
3.07
2.96
100.00
% 19.57
% 28.35
% 35.62
% 42.87
% 49.01
% 54.40
% 57.98
% 61.08
% 64.14
% 67.11
% 100.00
95.03
267.72
0.00
122.41
%
%
%
%
95.03 %
267.72 %
0.00 %
122.41 %
84.04
15.89
0.07
100.00
% 84.04 %
% 99.93 %
% 100.00 %
% 100.00 %
176
99
111
105
79
48
14
23
3
5
673
6.60
0.00
N/A
55.26
1.74
25.88
0.00
7.26
0.00
0.04
11.66
%
%
6.73 %
0.00 %
N/A
55.90 %
7.42 %
25.88 %
0.00 %
7.26 %
0.00 %
0.04 %
12.06 %
23.49
18.12
17.14
14.03
12.10
6.83
3.15
2.49
0.94
0.80
100.00
% 23.49
% 41.60
% 58.74
% 72.77
% 84.88
% 91.70
% 94.85
% 97.34
% 98.28
% 99.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
25,590
21,002
12,795
11,058
9,024
2,275
1,877
1,543
869
802
90,750
25,689
20,930
13,119
10,178
8,978
3,006
1,746
1,616
933
718
89,956
58.48
42.80
N/A
N/A
11.49
61.85
35.18
23.42
40.15
35.79
31.94
%
%
%
%
%
%
%
58.48 %
42.80 %
4.49 %
N/A
12.23 %
61.85 %
35.97 %
26.38 %
42.61 %
36.84 %
33.06 %
28.20
23.14
14.10
12.19
9.94
2.51
2.07
1.70
0.96
0.88
100.00
% 28.20
% 51.34
% 65.44
% 77.63
% 87.57
% 90.08
% 92.14
% 93.84
% 94.80
% 95.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
CNA INS GRP
2,748
2,765
54.19 %
54.19 %
ZURICH INS GRP
ALLIANZ INS GRP
MAPFRE INS GRP
AMEX ASSUR CO
ALLEGHANY GRP
UNITED SERV AUTOMOBILE ASSN GRP
AEGON US HOLDING GRP
FM GLOBAL GRP
ACE LTD GRP
**STATE TOTAL**
267
177
58
56
52
39
37
18
13
3,473
252
174
47
54
51
37
38
21
27
3,475
14.16
34.41
N/A
28.14
3.95
4.97
56.58
0.00
N/A
26.97
%
14.16 %
34.46 %
N/A
28.26 %
4.09 %
5.00 %
56.58 %
0.00 %
N/A
26.99 %
ALLIANZ INS GRP
12
12
3.08 %
3.08 %
FM GLOBAL GRP
TRAVELERS GRP
PACIFIC IND INS CO
**STATE TOTAL**
1
0
0
13
1
0
0
13
0.00
0.00
0.00
2.81
0.00 %
0.00 %
0.00 %
2.81 %
1
2
3
4
5
6
7
8
9
10
111
3548
218
212
12
761
150
1129
98
140
LIBERTY MUT GRP
TRAVELERS GRP
CNA INS GRP
ZURICH INS GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
OLD REPUBLIC GRP
WHITE MOUNTAINS GRP
WR BERKLEY CORP GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
American Samoa
1
2
3
468
761
65
AEGON US HOLDING GRP
ALLIANZ INS GRP
FM GLOBAL GRP
**STATE TOTAL**
Guam
1
2
3
4
5
6
7
8
9
10
4672
65
200
4715
3098
761
3219
18380
12633
12
DONGBU INS GRP
FM GLOBAL GRP
UNITED SERV AUTOMOBILE ASSN GRP
MS & AD INS GRP
TOKIO MARINE HOLDINGS INC GRP
ALLIANZ INS GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
PACIFIC IND INS CO
CENTURY INS CO GU LTD
AMERICAN INTL GRP
**STATE TOTAL**
162
125
118
97
83
47
22
17
6
5
689
1
2
3
4
5
6
7
8
9
10
218
19
12
65
761
411
4802
796
626
3526
CNA INS GRP
ASSURANT INC GRP
AMERICAN INTL GRP
FM GLOBAL GRP
ALLIANZ INS GRP
MAPFRE INS GRP
TRIPLE S GRP
QBE INS GRP
ACE LTD GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
**STATE TOTAL**
1
218
2
3
4
5
6
7
8
9
10
212
761
411
27928
501
200
468
65
626
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
1
761
2
3
4
65
3548
18380
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
© 2015 National Association of Insurance Commissioners
209
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
79.12 %
7.68
5.10
1.68
1.62
1.50
1.14
1.08
0.51
0.39
100.00
6.38
1.72
1.59
100.00
79.12 %
% 86.80
% 91.90
% 93.58
% 95.20
% 96.70
% 97.84
% 98.91
% 99.42
% 99.81
% 100.00
90.36 %
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
90.36 %
% 96.75 %
% 98.46 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
STATE
Group/
Company
Rank
Code
Canada
1
2
3
4
5
6
7
8
9
10
65
761
111
218
176
84
19
91
3548
14354
Agg. Other Alien
1
2
3
4
5
6
7
8
9
10
65
212
626
38
111
3678
12
1285
785
98
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
FM GLOBAL GRP
ALLIANZ INS GRP
LIBERTY MUT GRP
CNA INS GRP
STATE FARM GRP
AMERICAN FINANCIAL GRP
ASSURANT INC GRP
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
JEWELERS MUT INS CO
**STATE TOTAL**
92,398
51,859
39,752
31,800
15,871
15,529
11,998
9,416
6,929
4,310
287,162
97,589
34,686
38,981
31,153
16,232
15,319
12,176
9,409
7,432
4,120
274,305
68.79
154.37
8.53
35.59
33.89
20.48
40.15
60.83
100.17
41.76
61.32
FM GLOBAL GRP
ZURICH INS GRP
ACE LTD GRP
CHUBB INC GRP
LIBERTY MUT GRP
AMERICAN INDEPENDENT INS GRP
AMERICAN INTL GRP
XL AMER GRP
MARKEL CORP GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
60,491
25,705
11,244
5,538
3,719
2,868
2,519
1,864
933
752
117,542
35,969
27,044
11,707
5,882
5,526
2,029
1,905
2,385
955
1,652
97,337
N/A
1.19
0.99
N/A
5.22
40.19
59.78
9.37
93.88
57.19
N/A
© 2015 National Association of Insurance Commissioners
210
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
67.53 %
162.83 %
15.09 %
37.05 %
35.44 %
24.56 %
40.15 %
60.86 %
103.61 %
41.76 %
63.46 %
32.18
18.06
13.84
11.07
5.53
5.41
4.18
3.28
2.41
1.50
100.00
% 32.18
% 50.24
% 64.08
% 75.15
% 80.68
% 86.09
% 90.27
% 93.54
% 95.96
% 97.46
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
1.15 %
6.65 %
N/A
26.10 %
40.19 %
88.18 %
8.84 %
93.89 %
57.67 %
N/A
51.46
21.87
9.57
4.71
3.16
2.44
2.14
1.59
0.79
0.64
100.00
% 51.46
% 73.33
% 82.90
% 87.61
% 90.77
% 93.21
% 95.36
% 96.94
% 97.74
% 98.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
10—Financial Guaranty
© 2015 National Association of Insurance Commissioners
211
© 2015 National Association of Insurance Commissioners
212
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
10 - Financial Guaranty
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
194
528
1248
4676
12815
14380
766
25771
468
31
12532
22896
12633
761
Group/
Company Name
ASSURED GUAR GRP
MBIA GRP
AMBAC ASSUR CORP GRP
SYNCORA HOLDINGS GRP
FINANCIAL GUAR INS CO
BUILD AMER MUT ASSUR CO
RADIAN GRP
CIFG ASSUR N AMER INC
AEGON US HOLDING GRP
BERKSHIRE HATHAWAY GRP
NOVANT HLTH RRG INC
ACA FIN GUAR CORP
CENTURY INS CO GU LTD
ALLIANZ INS GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
257,232
116,031
69,613
27,579
17,330
15,434
13,301
10,073
3,000
2,034
85
62
23
1
531,799
Direct
Premiums
Earned
(000)
Loss
Ratio
461,699
492,462
271,441
76,562
27,310
723
43,975
14,392
3,000
33,023
85
26,758
23
36
1,451,575
N/A
61.12
N/A
7.66
N/A
0.00
4.96
74.32
0.00
N/A
N/A
156.55
13.10
N/A
N/A
© 2015 National Association of Insurance Commissioners
213
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
N/A
61.77 %
N/A
36.74 %
N/A
0.00 %
6.78 %
119.15 %
0.00 %
1.75 %
N/A
164.13 %
13.10 %
N/A
N/A
48.37
21.82
13.09
5.19
3.26
2.90
2.50
1.89
0.56
0.38
0.02
0.01
0.00
0.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
48.37
70.19
83.28
88.46
91.72
94.63
97.13
99.02
99.59
99.97
99.98
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
10 - Financial Guaranty
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
194
528
1248
4676
14380
12815
766
25771
468
31
12532
22896
12633
761
Group/
Company Name
ASSURED GUAR GRP
MBIA GRP
AMBAC ASSUR CORP GRP
SYNCORA HOLDINGS GRP
BUILD AMER MUT ASSUR CO
FINANCIAL GUAR INS CO
RADIAN GRP
CIFG ASSUR N AMER INC
AEGON US HOLDING GRP
BERKSHIRE HATHAWAY GRP
NOVANT HLTH RRG INC
ACA FIN GUAR CORP
CENTURY INS CO GU LTD
ALLIANZ INS GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
243,062
82,702
66,400
26,426
15,434
14,961
13,301
10,073
3,000
2,034
85
62
23
1
477,565
Direct
Premiums
Earned
(000)
Loss
Ratio
444,210
392,771
265,051
74,821
723
24,475
43,975
14,392
3,000
33,023
85
26,758
23
36
1,323,431
N/A
73.76
N/A
34.74
0.00
N/A
4.96
74.32
0.00
N/A
N/A
156.55
13.10
N/A
N/A
© 2015 National Association of Insurance Commissioners
214
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
N/A
74.56 %
N/A
69.67 %
0.00 %
N/A
6.78 %
119.15 %
0.00 %
1.75 %
N/A
164.13 %
13.10 %
N/A
N/A
50.90
17.32
13.90
5.53
3.23
3.13
2.79
2.11
0.63
0.43
0.02
0.01
0.00
0.00
100.00
% 50.90 %
% 68.21 %
% 82.12 %
% 87.65 %
% 90.88 %
% 94.02 %
% 96.80 %
% 98.91 %
% 99.54 %
% 99.96 %
% 99.98 %
% 99.99 %
% 100.00 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
STATE
Group/
Company
Rank
Code
Group/
Company Name
Alabama
1
2
3
194
1248
14380
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
**STATE TOTAL**
Alaska
1
2
528
12815
Arizona
1
2
3
Arkansas
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1,540
232
152
1,924
4,011
3,173
6
10,483
N/A
0.00 %
0.00 %
N/A
N/A
N/A
0.00 %
N/A
80.05
12.06
7.89
100.00
MBIA GRP
FINANCIAL GUAR INS CO
**STATE TOTAL**
102
25
126
1,569
57
1,813
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
N/A
80.42 % 80.42 %
19.58 % 100.00 %
100.00 % 100.00 %
194
14380
1248
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
AMBAC ASSUR CORP GRP
**STATE TOTAL**
453
89
36
577
2,655
3
3,026
12,086
0.00
0.00
0.00
0.00
%
%
%
%
0.00 %
0.00 %
0.08 %
0.23 %
78.38
15.39
6.23
100.00
% 78.38 %
% 93.77 %
% 100.00 %
% 100.00 %
1
2
3
194
14380
1248
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
AMBAC ASSUR CORP GRP
**STATE TOTAL**
1,039
136
45
1,220
1,251
0
442
3,040
4.70
0.00
0.00
158.28
%
%
%
%
16.65 %
0.00 %
0.00 %
165.03 %
85.20
11.11
3.69
100.00
% 85.20 %
% 96.31 %
% 100.00 %
% 100.00 %
California
1
2
3
4
5
6
7
8
194
1248
14380
528
4676
12815
25771
761
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
MBIA GRP
SYNCORA HOLDINGS GRP
FINANCIAL GUAR INS CO
CIFG ASSUR N AMER INC
ALLIANZ INS GRP
**STATE TOTAL**
30,977
6,404
4,074
1,602
1,537
1,147
255
1
45,997
36,554
57,308
246
67,519
7,118
2,764
454
(68)
179,213
N/A
N/A
0.00 %
N/A
N/A
0.00 %
0.00 %
N/A
N/A
N/A
N/A
0.00 %
N/A
N/A
0.00 %
0.00 %
N/A
N/A
67.34
13.92
8.86
3.48
3.34
2.49
0.55
0.00
100.00
% 67.34 %
% 81.27 %
% 90.12 %
% 93.61 %
% 96.95 %
% 99.44 %
% 100.00 %
% 100.00 %
% 100.00 %
Colorado
1
2
3
4
1248
194
14380
528
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
MBIA GRP
**STATE TOTAL**
2,270
1,120
69
13
3,472
3,654
4,028
4
3,857
14,185
0.00
7.59
0.00
0.00
1.97
%
%
%
%
%
N/A
7.59 %
0.00 %
0.00 %
25.88 %
65.39
32.25
1.98
0.38
100.00
% 65.39 %
% 97.64 %
% 99.62 %
% 100.00 %
% 100.00 %
Connecticut
1
2
3
4
194
1248
14380
766
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
RADIAN GRP
**STATE TOTAL**
740
522
110
109
1,481
3,117
3,211
2
567
12,045
0.00
0.00
0.00
0.00
435.60
%
%
%
%
%
1.14 %
0.00 %
0.00 %
0.00 %
435.90 %
49.96
35.23
7.45
7.36
100.00
% 49.96 %
% 85.19 %
% 92.64 %
% 100.00 %
% 100.00 %
Delaware
1
2
3
4
194
1248
4676
528
19,173
3,644
187
105
23,108
19,579
3,939
187
763
24,867
N/A
N/A
0.00 %
0.00 %
N/A
N/A
N/A
0.00 %
0.00 %
N/A
82.97
15.77
0.81
0.45
100.00
% 82.97 %
% 98.74 %
% 99.55 %
% 100.00 %
% 100.00 %
District Of
Columbia
1
194
ASSURED GUAR GRP
158
6,597
0.00 %
0.00 %
100.00 % 100.00 %
**STATE TOTAL**
158
12,331
N/A
2.40 %
100.00 % 100.00 %
Florida
Georgia
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
SYNCORA HOLDINGS GRP
MBIA GRP
**STATE TOTAL**
1
2
3
4
5
194
1248
528
14380
12815
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
MBIA GRP
BUILD AMER MUT ASSUR CO
FINANCIAL GUAR INS CO
**STATE TOTAL**
3,298
375
372
210
4
4,258
17,363
12,547
31,186
3
162
66,016
2.38
0.00
N/A
0.00
616.07
1.28
%
%
1
2
3
4
194
1248
14380
12815
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
FINANCIAL GUAR INS CO
**STATE TOTAL**
350
277
72
26
724
14,151
1,186
0
26
23,455
0.00
0.00
0.00
0.00
7.33
© 2015 National Association of Insurance Commissioners
215
% 80.05 %
% 92.11 %
% 100.00 %
% 100.00 %
%
%
%
2.38 %
0.00 %
N/A
0.00 %
600.35 %
1.12 %
77.45
8.81
8.73
4.92
0.09
100.00
% 77.45 %
% 86.26 %
% 94.99 %
% 99.91 %
% 100.00 %
% 100.00 %
%
%
%
%
%
0.16 %
0.00 %
0.00 %
0.00 %
7.79 %
48.25
38.21
9.91
3.64
100.00
% 48.25 %
% 86.46 %
% 96.36 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
STATE
Hawaii
Group/
Company
Rank
Code
1
2
3
4
528
1248
194
14380
Group/
Company Name
MBIA GRP
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
**STATE TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
2,919
1,171
105
102
4,297
4,713
2,128
549
0
7,673
226
226
404
820
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
0.00
0.00
0.00
N/A
0.00
%
%
%
%
0.00 %
0.00 %
0.00 %
N/A
N/A
67.93
27.24
2.45
2.37
100.00
0.00 %
0.00 %
0.00 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
% 67.93 %
% 95.17 %
% 97.63 %
% 100.00 %
% 100.00 %
Idaho
1
194
Illinois
1
2
3
4
5
6
194
1248
14380
25771
12815
528
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
CIFG ASSUR N AMER INC
FINANCIAL GUAR INS CO
MBIA GRP
**STATE TOTAL**
10,124
2,590
545
132
78
6
13,475
14,660
12,799
21
315
82
12,119
43,432
0.43
75.11
0.00
0.00
0.00
0.00
77.87
%
%
%
%
%
%
%
0.50 %
86.83 %
0.00 %
0.00 %
0.00 %
0.00 %
82.42 %
75.13
19.22
4.04
0.98
0.58
0.05
100.00
% 75.13 %
% 94.35 %
% 98.40 %
% 99.38 %
% 99.95 %
% 100.00 %
% 100.00 %
Indiana
1
2
3
4
194
1248
14380
12815
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
FINANCIAL GUAR INS CO
**STATE TOTAL**
285
246
192
74
798
3,327
2,569
4
114
12,026
0.00
0.00
0.00
0.00
N/A
%
%
%
%
0.00 %
0.00 %
0.00 %
0.00 %
N/A
35.74
30.86
24.10
9.30
100.00
% 35.74 %
% 66.60 %
% 90.70 %
% 100.00 %
% 100.00 %
Iowa
1
2
3
4
468
194
14380
1248
AEGON US HOLDING GRP
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
AMBAC ASSUR CORP GRP
**STATE TOTAL**
3,000
184
76
52
3,312
3,000
1,840
1
483
6,215
0.00
0.00
0.00
0.00
0.00
%
%
%
%
%
0.00 %
0.00 %
0.00 %
0.00 %
N/A
90.58
5.54
2.30
1.57
100.00
% 90.58 %
% 96.12 %
% 98.43 %
% 100.00 %
% 100.00 %
Kansas
1
2
3
4
1248
194
528
14380
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
MBIA GRP
BUILD AMER MUT ASSUR CO
**STATE TOTAL**
503
180
139
56
878
1,868
1,523
3,151
1
6,947
1.35
0.00
0.00
0.00
0.36
%
%
%
%
%
1.35 %
0.00 %
0.00 %
0.00 %
0.36 %
57.29
20.48
15.84
6.39
100.00
% 57.29 %
% 77.77 %
% 93.61 %
% 100.00 %
% 100.00 %
Kentucky
1
2
3
4
5
1248
194
14380
4676
528
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
SYNCORA HOLDINGS GRP
MBIA GRP
**STATE TOTAL**
513
144
65
39
0
761
1,584
3,221
0
287
1,597
7,514
0.00
N/A
0.00
0.00
0.01
N/A
%
80.19 %
N/A
0.00 %
0.00 %
0.01 %
13.98 %
67.40
18.93
8.51
5.10
0.06
100.00
% 67.40 %
% 86.33 %
% 94.84 %
% 99.94 %
% 100.00 %
% 100.00 %
Louisiana
1
2
3
4
5
6
194
1248
14380
12815
528
22896
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
FINANCIAL GUAR INS CO
MBIA GRP
ACA FIN GUAR CORP
**STATE TOTAL**
584
554
476
320
159
8
2,102
4,474
4,859
5
541
4,313
95
14,874
0.00
0.00
0.00
0.00
0.00
N/A
N/A
%
%
%
%
%
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
N/A
N/A
27.78
26.34
22.66
15.25
7.58
0.39
100.00
% 27.78 %
% 54.12 %
% 76.78 %
% 92.03 %
% 99.61 %
% 100.00 %
% 100.00 %
Maine
1
194
410
410
1,006
1,817
0.00 %
0.00 %
0.00 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
Maryland
1
2
3
194
4676
1248
3,242
1,393
852
5,487
4,890
1,463
2,091
9,665
N/A
0.00 %
N/A
N/A
N/A
0.00 %
N/A
N/A
59.09
25.38
15.53
100.00
ASSURED GUAR GRP
**STATE TOTAL**
ASSURED GUAR GRP
**STATE TOTAL**
ASSURED GUAR GRP
SYNCORA HOLDINGS GRP
AMBAC ASSUR CORP GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
216
%
%
%
% 59.09 %
% 84.47 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
STATE
Massachusetts
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
1248
194
766
4676
528
14380
12815
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
RADIAN GRP
SYNCORA HOLDINGS GRP
MBIA GRP
BUILD AMER MUT ASSUR CO
FINANCIAL GUAR INS CO
**STATE TOTAL**
4,948
585
231
117
115
60
0
6,056
8,088
3,552
1,045
414
6,858
2
6
20,112
3,246.09
35.87
7.63
N/A
0.00
0.00
0.00
1,290.95
%
%
%
3,279.82 %
36.01 %
N/A
N/A
0.00 %
0.00 %
0.00 %
1,310.69 %
81.70
9.66
3.81
1.93
1.90
0.99
0.00
100.00
% 81.70 %
% 91.36 %
% 95.18 %
% 97.10 %
% 99.01 %
% 100.00 %
% 100.00 %
% 100.00 %
Michigan
1
2
3
4
5
194
528
14380
1248
12815
ASSURED GUAR GRP
MBIA GRP
BUILD AMER MUT ASSUR CO
AMBAC ASSUR CORP GRP
FINANCIAL GUAR INS CO
**STATE TOTAL**
26,378
6,403
239
48
1
32,066
9,878
9,030
11
3,113
1,379
32,282
206.11
N/A
0.00
N/A
45,780.78
1,382.64
%
229.12 %
N/A
%
0.00 %
N/A
% 46,276.92 %
% 1,450.68 %
82.26
19.97
0.74
0.15
0.00
100.00
%
%
%
%
%
%
Minnesota
1
2
3
4
5
1248
194
14380
22896
12815
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
ACA FIN GUAR CORP
FINANCIAL GUAR INS CO
**STATE TOTAL**
4,210
2,126
25
3
0
6,363
6,668
3,797
0
234
1
12,641
653.58
N/A
N/A
2.90
0.00
320.62
%
%
%
%
605.16 %
N/A
N/A
24.35 %
0.00 %
295.79 %
66.16
33.41
0.39
0.04
0.00
100.00
% 66.16 %
% 99.57 %
% 99.95 %
% 100.00 %
% 100.00 %
% 100.00 %
Mississippi
1
2
3
1248
14380
194
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
ASSURED GUAR GRP
**STATE TOTAL**
263
80
73
415
849
0
921
4,787
0.00
0.00
0.00
14.28
%
%
%
%
0.00 %
0.00 %
0.00 %
29.93 %
63.26
19.19
17.55
100.00
% 63.26 %
% 82.45 %
% 100.00 %
% 100.00 %
Missouri
1
2
3
4
5
194
528
1248
14380
22896
ASSURED GUAR GRP
MBIA GRP
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
ACA FIN GUAR CORP
**STATE TOTAL**
4,063
412
199
47
7
4,728
5,959
4,664
6,466
0
337
18,181
0.00
0.00
0.00
N/A
37.27
0.69
%
%
%
%
%
0.00 %
0.00 %
0.00 %
N/A
54.93 %
0.92 %
85.93
8.71
4.20
1.00
0.15
100.00
% 85.93 %
% 94.64 %
% 98.85 %
% 99.85 %
% 100.00 %
% 100.00 %
Nebraska
1
2
4676
25771
SYNCORA HOLDINGS GRP
CIFG ASSUR N AMER INC
**STATE TOTAL**
227
110
338
261
111
2,712
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
N/A
67.31 % 67.31 %
32.69 % 100.00 %
100.00 % 100.00 %
Nevada
1
2
3
4
1248
12815
528
194
AMBAC ASSUR CORP GRP
FINANCIAL GUAR INS CO
MBIA GRP
ASSURED GUAR GRP
**STATE TOTAL**
635
274
86
35
1,030
4,824
439
3,930
1,441
10,729
N/A
0.00 %
0.00 %
0.00 %
N/A
N/A
0.00 %
3.43 %
0.00 %
N/A
61.68
26.61
8.35
3.37
100.00
% 61.68 %
% 88.29 %
% 96.63 %
% 100.00 %
% 100.00 %
New Hampshire
1
2
3
4
1248
528
22896
194
AMBAC ASSUR CORP GRP
MBIA GRP
ACA FIN GUAR CORP
ASSURED GUAR GRP
**STATE TOTAL**
145
112
44
21
322
307
1,007
742
188
2,258
0.00
0.00
0.00
0.00
0.00
%
%
%
%
%
0.00 %
0.00 %
39.56 %
0.00 %
12.99 %
45.10
34.83
13.68
6.40
100.00
% 45.10 %
% 79.92 %
% 93.60 %
% 100.00 %
% 100.00 %
New Jersey
1
2
3
4
5
194
1248
528
14380
12815
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
MBIA GRP
BUILD AMER MUT ASSUR CO
FINANCIAL GUAR INS CO
**STATE TOTAL**
11,149
512
476
223
169
12,528
21,782
8,605
12,738
4
318
45,496
0.00
0.00
0.00
0.00
0.00
N/A
%
%
%
%
%
0.01 %
0.00 %
0.00 %
0.00 %
0.00 %
N/A
88.99
4.09
3.80
1.78
1.35
100.00
% 88.99 %
% 93.08 %
% 96.87 %
% 98.65 %
% 100.00 %
% 100.00 %
New Mexico
1
2
3
1248
14380
194
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
ASSURED GUAR GRP
**STATE TOTAL**
309
231
32
573
1,827
19
664
4,422
0.00 %
0.00 %
0.00 %
N/A
0.00 %
0.00 %
0.00 %
N/A
54.00
40.37
5.63
100.00
% 54.00 %
% 94.37 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
217
%
%
%
%
82.26
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
STATE
New York
Direct
Premiums
Earned
(000)
Loss
Ratio
95,347
68,804
27,518
22,478
12,632
12,046
9,278
3,962
3,037
255,101
134,613
104,004
46,021
38,460
14,545
14,061
10,844
134
27,353
393,286
N/A
203.75
N/A
325.79
N/A
48.75
98.64
0.00
N/A
N/A
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
**STATE TOTAL**
1,508
120
1,628
3,915
2,544
10,438
N/A
0.00 %
N/A
N/A
0.00 %
N/A
92.62 % 92.62 %
7.38 % 100.00 %
100.00 % 100.00 %
0.00
0.00
0.00
0.00
0.00
0.00
%
%
%
%
%
%
N/A
0.00 %
0.00 %
0.00 %
0.00 %
N/A
45.65
18.15
16.70
12.55
11.71
100.00
Group/
Company
Rank
Code
Group/
Company Name
ASSURED GUAR GRP
MBIA GRP
AMBAC ASSUR CORP GRP
SYNCORA HOLDINGS GRP
FINANCIAL GUAR INS CO
RADIAN GRP
CIFG ASSUR N AMER INC
BUILD AMER MUT ASSUR CO
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
N/A
197.36 %
N/A
339.25 %
N/A
51.49 %
158.14 %
0.00 %
2.11 %
N/A
1
2
3
4
5
6
7
8
9
194
528
1248
4676
12815
766
25771
14380
31
North Carolina
1
2
1248
194
Ohio
1
2
3
4
5
1248
14380
194
4676
12815
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
ASSURED GUAR GRP
SYNCORA HOLDINGS GRP
FINANCIAL GUAR INS CO
**STATE TOTAL**
752
299
275
207
193
1,648
5,663
6
4,621
397
473
19,733
Oklahoma
1
2
14380
194
BUILD AMER MUT ASSUR CO
ASSURED GUAR GRP
**STATE TOTAL**
49
20
69
3
1,011
7,315
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
N/A
71.10 % 71.10 %
28.90 % 100.00 %
100.00 % 100.00 %
Oregon
1
194
208
208
2,532
5,786
0.00 %
0.00 %
0.00 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
Pennsylvania
1
2
3
4
194
1248
766
14380
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
RADIAN GRP
BUILD AMER MUT ASSUR CO
**STATE TOTAL**
3,405
1,197
915
914
6,431
21,738
8,727
3,778
83
45,168
N/A
N/A
N/A
0.00 %
N/A
N/A
N/A
N/A
0.00 %
N/A
52.95
18.61
14.23
14.22
100.00
% 52.95 %
% 71.56 %
% 85.78 %
% 100.00 %
% 100.00 %
Rhode Island
1
2
3
4
194
1248
528
12815
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
MBIA GRP
FINANCIAL GUAR INS CO
**STATE TOTAL**
173
170
36
15
394
1,629
650
1,217
15
4,752
0.00
0.00
0.00
0.00
N/A
%
%
%
%
0.00 %
0.00 %
0.00 %
0.00 %
N/A
43.82
43.19
9.15
3.84
100.00
% 43.82 %
% 87.01 %
% 96.16 %
% 100.00 %
% 100.00 %
South Carolina
1
2
3
4
1248
194
14380
12532
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
NOVANT HLTH RRG INC
**STATE TOTAL**
455
137
89
85
767
3,327
6,963
15
85
15,325
0.00
0.00
0.00
N/A
0.70
%
%
%
%
11.88 %
0.00 %
0.00 %
N/A
3.98 %
59.35
17.90
11.65
11.10
100.00
% 59.35 %
% 77.25 %
% 88.90 %
% 100.00 %
% 100.00 %
ASSURED GUAR GRP
**STATE TOTAL**
%
%
%
%
%
37.38
26.97
10.79
8.81
4.95
4.72
3.64
1.55
1.19
100.00
% 37.38 %
% 64.35 %
% 75.13 %
% 83.95 %
% 88.90 %
% 93.62 %
% 97.26 %
% 98.81 %
% 100.00 %
% 100.00 %
% 45.65 %
% 63.80 %
% 80.50 %
% 93.05 %
% 100.00 %
% 100.00 %
South Dakota
1
14380
BUILD AMER MUT ASSUR CO
**STATE TOTAL**
7
7
0
1,192
0.00 %
0.00 %
0.00 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
Tennessee
1
2
194
14380
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
**STATE TOTAL**
110
32
142
4,081
1
8,291
0.00 %
0.00 %
4.27 %
0.00 %
0.00 %
4.27 %
77.29 % 77.29 %
22.71 % 100.00 %
100.00 % 100.00 %
Texas
1
2
3
4
5
6
7
194
14380
1248
528
25771
4676
12815
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
AMBAC ASSUR CORP GRP
MBIA GRP
CIFG ASSUR N AMER INC
SYNCORA HOLDINGS GRP
FINANCIAL GUAR INS CO
**STATE TOTAL**
21,067
2,578
1,910
911
246
241
3
26,956
40,244
148
18,569
23,922
640
1,988
812
95,657
© 2015 National Association of Insurance Commissioners
218
0.00
0.00
0.00
N/A
0.00
0.00
283.93
2.34
%
%
%
%
%
%
%
0.02 %
0.00 %
0.00 %
N/A
0.00 %
0.00 %
282.06 %
N/A
78.15
9.56
7.08
3.38
0.91
0.90
0.01
100.00
% 78.15 %
% 87.72 %
% 94.80 %
% 98.18 %
% 99.09 %
% 99.99 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
STATE
Group/
Company
Rank
Code
Utah
1
2
194
25771
Vermont
1
194
Virginia
1
2
3
4
1248
194
14380
528
Washington
1
2
3
1248
14380
194
West Virginia
1
2
194
1248
Wisconsin
1
2
3
4
194
14380
528
1248
Wyoming
1
194
Guam
1
2
Puerto Rico
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
472
51
523
920
51
3,525
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
N/A
90.23 % 90.23 %
9.77 % 100.00 %
100.00 % 100.00 %
1,372
1,372
1,575
2,451
0.00 %
0.00 %
0.00 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
MBIA GRP
**STATE TOTAL**
515
123
24
6
669
1,162
2,904
0
12,914
17,058
AMBAC ASSUR CORP GRP
BUILD AMER MUT ASSUR CO
ASSURED GUAR GRP
**STATE TOTAL**
735
58
47
840
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
**STATE TOTAL**
ASSURED GUAR GRP
CIFG ASSUR N AMER INC
**STATE TOTAL**
ASSURED GUAR GRP
**STATE TOTAL**
%
%
%
%
%
0.00 %
0.00 %
0.00 %
0.00 %
53.21 %
76.96
18.43
3.64
0.97
100.00
% 76.96 %
% 95.39 %
% 99.03 %
% 100.00 %
% 100.00 %
5,308
0
6,295
22,287
0.00 %
0.00 %
0.00 %
N/A
0.00 %
0.00 %
0.00 %
0.01 %
87.50
6.86
5.64
100.00
% 87.50 %
% 94.36 %
% 100.00 %
% 100.00 %
94
75
169
554
484
1,879
0.00 %
N/A
N/A
0.00 %
N/A
N/A
55.70 % 55.70 %
44.30 % 100.00 %
100.00 % 100.00 %
ASSURED GUAR GRP
BUILD AMER MUT ASSUR CO
MBIA GRP
AMBAC ASSUR CORP GRP
**STATE TOTAL**
197
92
2
0
292
2,728
1
2,390
1,895
7,435
0.00
0.00
0.00
0.00
0.00
%
%
%
%
%
0.00 %
0.00 %
0.00 %
0.00 %
N/A
67.53
31.68
0.69
0.10
100.00
ASSURED GUAR GRP
**STATE TOTAL**
250
250
38
195
0.00 %
0.00 %
0.00 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
194
12633
ASSURED GUAR GRP
CENTURY INS CO GU LTD
**STATE TOTAL**
850
23
873
181
23
276
0.00 %
13.10 %
1.09 %
0.00 %
13.10 %
N/A
97.37 % 97.37 %
2.63 % 100.00 %
100.00 % 100.00 %
1
2
1248
194
AMBAC ASSUR CORP GRP
ASSURED GUAR GRP
**STATE TOTAL**
10
1
12
2,316
12,210
28,471
0.00 %
1,451.41 %
1,986.87 %
262.55 %
1,496.18 %
2,111.65 %
88.89 % 88.89 %
11.11 % 100.00 %
100.00 % 100.00 %
Canada
1
194
1,450
1,450
1,453
1,453
0.00 %
0.00 %
0.00 %
0.00 %
100.00 % 100.00 %
100.00 % 100.00 %
Agg. Other Alien
1
2
3
4
5
528
194
1248
12815
4676
33,328
12,720
3,213
2,369
1,153
52,783
99,691
16,036
6,390
2,835
1,741
126,691
ASSURED GUAR GRP
**STATE TOTAL**
MBIA GRP
ASSURED GUAR GRP
AMBAC ASSUR CORP GRP
FINANCIAL GUAR INS CO
SYNCORA HOLDINGS GRP
**STATE TOTAL**
0.00
0.00
0.00
0.00
53.00
© 2015 National Association of Insurance Commissioners
219
11.35
0.00
0.00
0.00
N/A
N/A
%
%
%
%
11.38 %
0.37 %
0.00 %
0.00 %
N/A
N/A
63.14
24.10
6.09
4.49
2.18
100.00
% 67.53 %
% 99.21 %
% 99.90 %
% 100.00 %
% 100.00 %
% 63.14 %
% 87.24 %
% 93.33 %
% 97.82 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
220
11—Medical Professional Liability
© 2015 National Association of Insurance Commissioners
221
© 2015 National Association of Insurance Commissioners
222
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
31
831
34231
218
2698
1154
4840
12
1282
413
30317
2358
10697
4790
33049
377
10341
3239
32832
626
785
1129
184
4509
98
2638
508
501
212
4817
464
42544
35904
111
1279
32433
43656
11547
11498
1324
158
11598
11259
44105
10842
11832
4775
10152
4770
861
4725
44083
244
12189
11530
40975
4661
12441
26257
11585
11972
12519
44504
10903
12373
11710
Group/
Company Name
BERKSHIRE HATHAWAY GRP
DOCTORS CO GRP
MEDICAL LIAB MUT INS CO
CNA INS GRP
PROASSURANCE CORP GRP
COVERYS GRP
AJB GRP
AMERICAN INTL GRP
NORCAL GRP
MAG MUT INS GRP
HOSPITALS INS CO INC
ISMIE GRP
MCIC VT A RECIP RRG
MMIC GRP
STATE VOLUNTEER MUT INS CO
MEDICAL INS OF MD GRP
CONTROLLED RISK INS CO OF VT RRG
ALLIED WORLD ASSUR HOLDING GRP
MUTUAL INS CO OF AZ
ACE LTD GRP
MARKEL CORP GRP
WHITE MOUNTAINS GRP
MEDICAL INS GRP
IRONSHORE GRP
WR BERKLEY CORP GRP
NCMIC GRP
NATIONAL GRP
ALLEGHANY GRP
ZURICH INS GRP
COPIC GRP
PHYSICIANS INS A MUT GRP
ACADEMIC HLTH PROFESSIONALS INS
HEALTH CARE IND INC
LIBERTY MUT GRP
ARCH INS GRP
MEDICAL INS EXCH OF CA
LOUISIANA MED MUT INS CO
MOUNTAIN LAUREL RRG INC
MDADVANTAGE INS CO OF NJ
UPMC HLTH SYSTEM GRP
FAIRFAX FIN GRP
APPLIED MEDICO LEGAL SOLUTIONS RRG
COMMUNITY HOSPITAL RRG
OPHTHALMIC MUT INS CO RRG
FRANKLIN CAS INS CO RRG
HEALTH CARE INDUSTRY LIAB RECIP INS
MEDICAL MUT INS GRP
THE HLTHCARE UNDERWRITING CO RRG
CONNECTICUT MEDICAL GRP
HOSPITAL SERV GRP
ENSTAR GRP
PREFERRED PHYSICIANS MEDICAL RRG
CINCINNATI FIN GRP
OCEANUS INS CO A RRG
HEALTHCARE PROVIDERS INS EXCH
DENTISTS INS CO
PLICO COS GRP
FD INS CO
THE MUTUAL RRG INC
MOUNTAIN STATES HLTHCARE RECIP RRG
WEST VIRGINIA MUT INS CO
HEALTHCARE PROFESSIONAL INS CO INC
CALIFORNIA HLTHCARE INS CO INC RRG
AMERICAN EXCESS INS EXCH RRG
CARING COMMUNITIES RECIP RRG
ALLIED PROFESSIONALS INS CO RRG
Direct
Premiums
Written
(000)
862,783
694,514
499,414
478,768
459,885
420,240
379,517
330,293
293,225
228,616
224,841
222,358
217,949
160,981
142,650
135,593
120,580
115,643
115,119
114,058
112,628
104,752
96,958
96,208
94,519
92,078
91,921
85,649
84,246
82,274
73,590
73,045
71,500
61,668
61,496
60,248
50,103
49,444
48,908
47,755
47,245
47,014
45,898
44,140
43,236
42,316
41,526
41,520
38,927
37,449
36,208
35,652
35,582
35,543
35,173
32,147
30,341
27,674
27,382
27,070
25,644
23,645
23,511
23,312
23,292
22,549
Direct
Premiums
Earned
(000)
Loss
Ratio
848,189
701,967
523,395
487,607
488,915
424,454
370,191
339,758
284,432
228,125
224,643
235,801
217,949
160,999
145,541
138,181
120,580
120,831
116,631
107,970
108,389
104,616
97,220
92,112
96,384
91,527
91,653
85,894
88,213
81,313
73,096
74,003
71,500
60,247
60,314
59,109
49,832
50,657
50,801
46,772
54,060
44,262
45,898
44,145
43,809
40,714
41,600
41,676
42,768
37,645
35,418
34,735
34,415
36,281
31,505
32,015
30,545
26,676
27,382
26,920
25,435
23,960
23,582
23,593
22,013
22,001
31.95
29.37
55.39
37.75
22.23
39.64
59.67
70.01
43.30
44.36
N/A
17.76
78.24
41.09
36.78
29.30
47.62
55.38
36.79
25.43
43.63
36.32
23.46
69.21
61.53
15.69
33.10
35.38
58.35
25.60
38.88
112.54
24.38
39.61
17.61
49.05
5.11
63.77
54.49
87.46
21.20
23.72
35.27
N/A
52.49
53.53
10.26
68.55
11.67
23.54
84.43
30.80
55.10
31.93
54.69
31.01
38.51
50.43
30.19
52.90
56.99
55.68
25.53
31.29
27.40
28.12
© 2015 National Association of Insurance Commissioners
223
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
53.34 %
57.70 %
70.10 %
51.86 %
39.40 %
62.66 %
82.78 %
95.83 %
70.77 %
70.81 %
8.91 %
47.04 %
105.25 %
55.86 %
64.81 %
43.80 %
65.28 %
88.43 %
53.03 %
40.26 %
47.45 %
55.04 %
44.48 %
82.82 %
85.04 %
36.26 %
60.16 %
42.82 %
73.36 %
40.91 %
66.31 %
141.73 %
24.94 %
54.66 %
25.57 %
77.79 %
36.04 %
63.56 %
69.29 %
98.54 %
38.04 %
66.51 %
47.79 %
2.95 %
76.56 %
76.47 %
19.85 %
103.48 %
55.87 %
46.46 %
87.08 %
49.29 %
62.68 %
71.92 %
87.45 %
59.47 %
57.08 %
65.35 %
54.87 %
79.67 %
88.48 %
60.31 %
43.93 %
33.93 %
27.40 %
61.70 %
8.93
7.19
5.17
4.96
4.76
4.35
3.93
3.42
3.04
2.37
2.33
2.30
2.26
1.67
1.48
1.40
1.25
1.20
1.19
1.18
1.17
1.08
1.00
1.00
0.98
0.95
0.95
0.89
0.87
0.85
0.76
0.76
0.74
0.64
0.64
0.62
0.52
0.51
0.51
0.49
0.49
0.49
0.48
0.46
0.45
0.44
0.43
0.43
0.40
0.39
0.37
0.37
0.37
0.37
0.36
0.33
0.31
0.29
0.28
0.28
0.27
0.24
0.24
0.24
0.24
0.23
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
8.93
16.12
21.29
26.25
31.01
35.36
39.29
42.71
45.74
48.11
50.44
52.74
55.00
56.66
58.14
59.54
60.79
61.99
63.18
64.36
65.53
66.61
67.62
68.61
69.59
70.54
71.50
72.38
73.25
74.11
74.87
75.62
76.36
77.00
77.64
78.26
78.78
79.29
79.80
80.29
80.78
81.27
81.75
82.20
82.65
83.09
83.52
83.95
84.35
84.74
85.11
85.48
85.85
86.22
86.58
86.92
87.23
87.52
87.80
88.08
88.35
88.59
88.83
89.08
89.32
89.55
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
11078
34703
4574
11535
4637
10808
3786
13788
12933
12000
12507
11513
361
11675
19348
783
4782
13793
11539
11688
31429
11694
36072
11840
13014
11861
10115
12332
38920
4776
175
4802
11863
11683
11278
11684
11825
12511
4698
12275
1313
12361
12236
13655
10080
10232
14260
88
4789
775
11682
3494
12988
12014
11976
34568
12003
11575
11796
Group/
Company Name
SIMED
KANSAS MEDICAL MUT INS CO
CATLIN US INS GRP
CONVENTUS INTER INS EXCH
INDIANA UNIVERSITY HLTH GRP
CASSATT RRG INC
ENDURANCE GRP
BROADLINE RRG INC
BEDFORD PHYSICIANS RRG INC
GEISINGER INS CORP RRG
PHYSICIANS PROACTIVE PROTECTION INC
PHYSICIANS SPECIALTY LTD RRG
MUNICH RE GRP
PROFESSIONAL CAS ASSN
CAPSON PHYSICIANS INS CO
RLI INS GRP
MPM GRP
MEDMAL DIRECT INS CO
NEW JERSEY PHYSICIANS UNITED RECIP
ST LUKES HLTH NTWRK INS CO RECIP RRG
MICHIGAN PROFESSIONAL INS EXCH
CENTRAL PA PHYSICIANS RRG INC
NATIONAL GUARDIAN RRG INC
FAIRWAY PHYSICIANS INS CO RRG
LANCET IND RRG INC
MEDICAL ALLIANCE INS CO
EASTERN DENTISTS INS CO RRG
PUERTO RICO MED DEFENSE MUT INS CO
KINSALE INS CO
TEXAS MEDICAL LIAB TRUST GRP
STATE AUTO MUT GRP
TRIPLE S GRP
POSITIVE PHYSICIANS INS EXCH
HEALTHCARE PROVIDERS INS CO RRG
FIRST MEDICAL INS CO RRG
LVHN RRG
CARE RRG INC
SAMARITAN RRG INC
ASPEN INS HOLDING GRP
NEW YORK HLTHCARE INS CO INC RRG
OREGON DENTAL GRP
GALEN INS CO
HEALTH CARE CAS RRG INC
CRYSTAL RUN RECIP RRG
HEALTH PROVIDERS INS RECIP RRG
AMERICAN ASSOC OF OTHODONTISTS RRG
ORTHOFORUM INS CO RRG
THE HANOVER INS GRP
NEVADA MUT & FIRST CHOICE CAS GRP
PHARMACISTS MUT GRP
WELLSPAN RRG
JAMES RIVER GRP
SCRUBS MUT ASSUR CO RRG
GUTHRIE RRG
CENTURION MEDICAL LIAB PROTECT RRG
CENTENNIAL CAS CO
EMERGENCY MEDICINE PROFESSIONAL ASR
PACE RRG INC
YELLOWSTONE INS EXCH RRG
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
21,301
21,114
20,652
19,775
18,945
18,813
18,187
18,171
17,404
16,632
16,359
16,071
15,608
15,324
15,305
15,081
14,432
14,327
14,253
13,787
12,938
12,794
12,723
12,644
12,516
12,360
11,963
11,592
11,385
10,794
10,754
10,404
10,191
10,095
9,831
9,625
8,966
8,662
8,660
8,593
8,233
7,896
7,875
7,869
7,863
7,852
7,788
7,772
7,668
7,623
7,570
7,561
7,369
7,202
6,884
6,708
6,361
6,269
6,241
9,659,442
Direct
Premiums
Earned
(000)
Loss
Ratio
22,183
21,044
19,226
20,120
19,095
20,013
15,518
18,404
17,404
15,654
16,061
16,071
16,454
14,527
14,925
17,448
14,819
12,469
13,831
(2,258)
13,540
12,605
12,723
13,535
12,794
12,165
11,855
10,370
12,012
10,994
9,604
9,860
9,013
10,292
10,027
0
8,372
9,010
7,073
8,257
7,972
6,701
5,728
7,535
7,495
8,054
7,537
7,824
7,861
7,347
7,570
7,449
8,044
7,342
6,638
6,866
6,096
6,484
6,241
9,692,006
41.18
36.06
88.12
29.26
31.73
44.93
131.43
67.33
52.61
130.16
97.51
0.47
70.14
49.33
38.82
45.08
22.60
22.27
35.55
N/A
17.35
40.27
24.35
41.26
49.37
51.03
20.16
44.13
30.90
37.09
36.60
43.25
19.24
9.66
16.69
N/A
12.79
21.66
37.67
73.02
29.69
37.75
56.12
28.89
N/A
23.65
78.70
38.15
12.72
35.73
44.32
20.30
36.44
42.24
18.47
31.49
29.45
18.89
100.61
40.13
© 2015 National Association of Insurance Commissioners
224
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
64.19 %
71.45 %
118.50 %
45.12 %
56.82 %
71.73 %
136.39 %
87.38 %
50.40 %
130.16 %
113.16 %
26.70 %
88.98 %
72.25 %
65.73 %
60.01 %
52.94 %
41.77 %
66.65 %
N/A
38.97 %
84.50 %
49.44 %
67.06 %
91.39 %
75.33 %
40.59 %
64.49 %
36.50 %
47.12 %
48.01 %
53.03 %
32.52 %
18.90 %
46.97 %
N/A
29.25 %
35.65 %
54.43 %
73.49 %
66.15 %
52.54 %
88.49 %
41.14 %
37.28 %
48.71 %
78.70 %
65.09 %
53.36 %
45.27 %
77.17 %
34.34 %
55.16 %
57.17 %
33.25 %
40.41 %
47.97 %
19.24 %
106.64 %
60.79 %
0.22
0.22
0.21
0.20
0.20
0.19
0.19
0.19
0.18
0.17
0.17
0.17
0.16
0.16
0.16
0.16
0.15
0.15
0.15
0.14
0.13
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.06
0.06
100.00
% 89.77
% 89.99
% 90.20
% 90.41
% 90.60
% 90.80
% 90.99
% 91.17
% 91.35
% 91.53
% 91.70
% 91.86
% 92.02
% 92.18
% 92.34
% 92.50
% 92.65
% 92.80
% 92.94
% 93.09
% 93.22
% 93.35
% 93.48
% 93.61
% 93.74
% 93.87
% 94.00
% 94.12
% 94.23
% 94.35
% 94.46
% 94.56
% 94.67
% 94.77
% 94.88
% 94.98
% 95.07
% 95.16
% 95.25
% 95.34
% 95.42
% 95.50
% 95.59
% 95.67
% 95.75
% 95.83
% 95.91
% 95.99
% 96.07
% 96.15
% 96.23
% 96.31
% 96.38
% 96.46
% 96.53
% 96.60
% 96.66
% 96.73
% 96.79
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
31
831
34231
218
2698
1154
4840
12
1282
413
30317
2358
10697
4790
33049
377
10341
3239
32832
626
785
1129
184
4509
98
2638
508
501
212
4817
464
42544
35904
111
1279
32433
43656
11547
11498
1324
158
11598
11259
44105
10842
11832
4775
10152
4770
861
4725
44083
244
12189
11530
40975
4661
12441
26257
11585
11972
12519
44504
10903
12373
11710
Group/
Company Name
BERKSHIRE HATHAWAY GRP
DOCTORS CO GRP
MEDICAL LIAB MUT INS CO
CNA INS GRP
PROASSURANCE CORP GRP
COVERYS GRP
AJB GRP
AMERICAN INTL GRP
NORCAL GRP
MAG MUT INS GRP
HOSPITALS INS CO INC
ISMIE GRP
MCIC VT A RECIP RRG
MMIC GRP
STATE VOLUNTEER MUT INS CO
MEDICAL INS OF MD GRP
CONTROLLED RISK INS CO OF VT RRG
ALLIED WORLD ASSUR HOLDING GRP
MUTUAL INS CO OF AZ
ACE LTD GRP
MARKEL CORP GRP
WHITE MOUNTAINS GRP
MEDICAL INS GRP
IRONSHORE GRP
WR BERKLEY CORP GRP
NCMIC GRP
NATIONAL GRP
ALLEGHANY GRP
ZURICH INS GRP
COPIC GRP
PHYSICIANS INS A MUT GRP
ACADEMIC HLTH PROFESSIONALS INS
HEALTH CARE IND INC
LIBERTY MUT GRP
ARCH INS GRP
MEDICAL INS EXCH OF CA
LOUISIANA MED MUT INS CO
MOUNTAIN LAUREL RRG INC
MDADVANTAGE INS CO OF NJ
UPMC HLTH SYSTEM GRP
FAIRFAX FIN GRP
APPLIED MEDICO LEGAL SOLUTIONS RRG
COMMUNITY HOSPITAL RRG
OPHTHALMIC MUT INS CO RRG
FRANKLIN CAS INS CO RRG
HEALTH CARE INDUSTRY LIAB RECIP INS
MEDICAL MUT INS GRP
THE HLTHCARE UNDERWRITING CO RRG
CONNECTICUT MEDICAL GRP
HOSPITAL SERV GRP
ENSTAR GRP
PREFERRED PHYSICIANS MEDICAL RRG
CINCINNATI FIN GRP
OCEANUS INS CO A RRG
HEALTHCARE PROVIDERS INS EXCH
DENTISTS INS CO
PLICO COS GRP
FD INS CO
THE MUTUAL RRG INC
MOUNTAIN STATES HLTHCARE RECIP RRG
WEST VIRGINIA MUT INS CO
HEALTHCARE PROFESSIONAL INS CO INC
CALIFORNIA HLTHCARE INS CO INC RRG
AMERICAN EXCESS INS EXCH RRG
CARING COMMUNITIES RECIP RRG
ALLIED PROFESSIONALS INS CO RRG
Direct
Premiums
Written
(000)
862,783
694,514
499,414
478,768
459,885
420,240
379,517
330,293
293,225
228,616
224,841
222,358
217,949
160,981
142,650
135,593
120,580
115,643
115,119
113,949
112,628
104,752
96,958
96,208
94,519
92,078
91,921
85,649
84,246
82,274
73,590
73,045
70,316
61,668
61,496
60,248
50,103
49,444
48,908
47,755
47,245
47,014
45,898
44,140
43,236
42,316
41,526
41,520
38,927
37,449
36,208
35,652
35,582
35,543
35,173
32,147
30,341
27,674
27,382
27,070
25,644
23,645
23,511
23,312
23,292
22,549
Direct
Premiums
Earned
(000)
Loss
Ratio
848,189
701,967
523,395
487,607
488,915
424,454
370,191
339,496
284,432
228,125
224,643
235,801
217,949
160,999
145,541
138,181
120,580
120,831
116,631
107,824
108,389
104,616
97,220
92,112
96,384
91,527
91,653
85,894
88,213
81,313
73,096
74,003
70,316
60,247
60,314
59,109
49,832
50,657
50,801
46,772
54,060
44,262
45,898
44,145
43,809
40,714
41,600
41,676
42,768
37,645
35,418
34,735
34,415
36,281
31,505
32,015
30,545
26,676
27,382
26,920
25,435
23,960
23,582
23,593
22,013
22,001
31.95
29.37
55.39
37.76
22.23
39.64
59.67
69.45
43.30
44.36
N/A
17.76
78.24
41.09
36.78
29.30
47.62
55.38
36.79
23.90
43.63
36.32
23.46
69.21
61.53
15.69
33.10
35.38
58.36
25.60
38.88
112.54
18.71
39.61
17.61
49.05
5.11
63.77
54.49
87.46
21.20
23.72
35.27
N/A
52.49
53.53
10.26
68.55
11.67
23.54
84.43
30.80
55.10
31.93
54.69
31.01
38.51
50.43
30.19
52.90
56.99
55.68
25.53
31.29
27.40
28.12
© 2015 National Association of Insurance Commissioners
225
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
53.34 %
57.70 %
70.10 %
51.86 %
39.40 %
62.66 %
82.78 %
95.38 %
70.77 %
70.81 %
8.91 %
47.04 %
105.25 %
55.86 %
64.81 %
43.80 %
65.28 %
88.43 %
53.03 %
39.53 %
47.45 %
55.10 %
44.48 %
82.82 %
85.04 %
36.26 %
60.16 %
42.82 %
73.37 %
40.91 %
66.31 %
141.73 %
19.27 %
54.66 %
25.57 %
77.79 %
36.04 %
63.56 %
69.29 %
98.54 %
38.04 %
66.51 %
47.79 %
2.95 %
76.56 %
76.47 %
19.85 %
103.48 %
55.87 %
46.46 %
87.08 %
49.29 %
62.68 %
71.92 %
87.45 %
59.47 %
57.08 %
65.35 %
54.87 %
79.67 %
88.48 %
60.31 %
43.93 %
33.93 %
27.40 %
61.70 %
8.93
7.19
5.17
4.96
4.76
4.35
3.93
3.42
3.04
2.37
2.33
2.30
2.26
1.67
1.48
1.40
1.25
1.20
1.19
1.18
1.17
1.08
1.00
1.00
0.98
0.95
0.95
0.89
0.87
0.85
0.76
0.76
0.73
0.64
0.64
0.62
0.52
0.51
0.51
0.49
0.49
0.49
0.48
0.46
0.45
0.44
0.43
0.43
0.40
0.39
0.37
0.37
0.37
0.37
0.36
0.33
0.31
0.29
0.28
0.28
0.27
0.24
0.24
0.24
0.24
0.23
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
8.93
16.12
21.30
26.25
31.01
35.37
39.29
42.71
45.75
48.12
50.45
52.75
55.00
56.67
58.15
59.55
60.80
62.00
63.19
64.37
65.54
66.62
67.62
68.62
69.60
70.55
71.50
72.39
73.26
74.12
74.88
75.63
76.36
77.00
77.64
78.26
78.78
79.29
79.80
80.29
80.78
81.27
81.74
82.20
82.65
83.09
83.52
83.95
84.35
84.74
85.11
85.48
85.85
86.22
86.58
86.91
87.23
87.52
87.80
88.08
88.34
88.59
88.83
89.07
89.32
89.55
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
11078
34703
4574
11535
4637
10808
3786
13788
12933
12000
12507
11513
361
11675
19348
783
4782
13793
11539
11688
31429
11694
36072
11840
13014
11861
10115
12332
38920
4776
175
4802
11863
11683
11278
11684
11825
12511
4698
12275
1313
12361
12236
13655
10080
10232
14260
88
4789
775
11682
3494
12988
12014
11976
34568
12003
11575
11796
Group/
Company Name
SIMED
KANSAS MEDICAL MUT INS CO
CATLIN US INS GRP
CONVENTUS INTER INS EXCH
INDIANA UNIVERSITY HLTH GRP
CASSATT RRG INC
ENDURANCE GRP
BROADLINE RRG INC
BEDFORD PHYSICIANS RRG INC
GEISINGER INS CORP RRG
PHYSICIANS PROACTIVE PROTECTION INC
PHYSICIANS SPECIALTY LTD RRG
MUNICH RE GRP
PROFESSIONAL CAS ASSN
CAPSON PHYSICIANS INS CO
RLI INS GRP
MPM GRP
MEDMAL DIRECT INS CO
NEW JERSEY PHYSICIANS UNITED RECIP
ST LUKES HLTH NTWRK INS CO RECIP RRG
MICHIGAN PROFESSIONAL INS EXCH
CENTRAL PA PHYSICIANS RRG INC
NATIONAL GUARDIAN RRG INC
FAIRWAY PHYSICIANS INS CO RRG
LANCET IND RRG INC
MEDICAL ALLIANCE INS CO
EASTERN DENTISTS INS CO RRG
PUERTO RICO MED DEFENSE MUT INS CO
KINSALE INS CO
TEXAS MEDICAL LIAB TRUST GRP
STATE AUTO MUT GRP
TRIPLE S GRP
POSITIVE PHYSICIANS INS EXCH
HEALTHCARE PROVIDERS INS CO RRG
FIRST MEDICAL INS CO RRG
LVHN RRG
CARE RRG INC
SAMARITAN RRG INC
ASPEN INS HOLDING GRP
NEW YORK HLTHCARE INS CO INC RRG
OREGON DENTAL GRP
GALEN INS CO
HEALTH CARE CAS RRG INC
CRYSTAL RUN RECIP RRG
HEALTH PROVIDERS INS RECIP RRG
AMERICAN ASSOC OF OTHODONTISTS RRG
ORTHOFORUM INS CO RRG
THE HANOVER INS GRP
NEVADA MUT & FIRST CHOICE CAS GRP
PHARMACISTS MUT GRP
WELLSPAN RRG
JAMES RIVER GRP
SCRUBS MUT ASSUR CO RRG
GUTHRIE RRG
CENTURION MEDICAL LIAB PROTECT RRG
CENTENNIAL CAS CO
EMERGENCY MEDICINE PROFESSIONAL ASR
PACE RRG INC
YELLOWSTONE INS EXCH RRG
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
21,301
21,114
20,652
19,775
18,945
18,813
18,187
18,171
17,404
16,632
16,359
16,071
15,608
15,324
15,305
15,081
14,432
14,327
14,253
13,787
12,938
12,794
12,723
12,644
12,516
12,360
11,963
11,592
11,385
10,794
10,754
10,404
10,191
10,095
9,831
9,625
8,966
8,662
8,660
8,593
8,233
7,896
7,875
7,869
7,863
7,852
7,788
7,772
7,668
7,623
7,570
7,561
7,369
7,202
6,884
6,708
6,361
6,269
6,241
9,658,128
Direct
Premiums
Earned
(000)
Loss
Ratio
22,183
21,044
19,226
20,120
19,095
20,013
15,518
18,404
17,404
15,654
16,061
16,071
16,454
14,527
14,925
17,448
14,819
12,469
13,831
(2,258)
13,540
12,605
12,723
13,535
12,794
12,165
11,855
10,370
12,012
10,994
9,604
9,860
9,013
10,292
10,027
0
8,372
9,010
7,073
8,257
7,972
6,701
5,728
7,535
7,495
8,054
7,537
7,824
7,861
7,347
7,570
7,449
8,044
7,342
6,638
6,866
6,096
6,484
6,241
9,690,394
41.18
36.06
88.12
29.26
31.73
44.93
131.43
67.33
52.61
130.16
97.51
0.47
70.14
49.33
38.82
45.08
22.60
22.27
35.55
N/A
17.35
40.27
24.35
41.26
49.37
51.03
20.16
44.13
30.90
37.09
36.60
43.25
19.24
9.66
16.69
N/A
12.79
21.66
37.67
73.02
29.69
37.75
56.12
28.89
N/A
23.65
78.70
38.15
12.72
35.73
44.32
20.30
36.44
42.24
18.47
31.49
29.45
18.89
100.61
40.05
© 2015 National Association of Insurance Commissioners
226
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
64.19 %
71.45 %
118.50 %
45.12 %
56.82 %
71.73 %
136.39 %
87.38 %
50.40 %
130.16 %
113.16 %
26.70 %
88.98 %
72.25 %
65.73 %
60.01 %
52.94 %
41.77 %
66.65 %
N/A
38.97 %
84.50 %
49.44 %
67.06 %
91.39 %
75.33 %
40.59 %
64.49 %
36.50 %
47.12 %
48.01 %
53.03 %
32.52 %
18.90 %
46.97 %
N/A
29.25 %
35.65 %
54.43 %
73.49 %
66.15 %
52.54 %
88.49 %
41.14 %
37.28 %
48.71 %
78.70 %
65.09 %
53.36 %
45.27 %
77.17 %
34.34 %
55.16 %
57.17 %
33.25 %
40.41 %
47.97 %
19.24 %
106.64 %
60.73 %
0.22
0.22
0.21
0.20
0.20
0.19
0.19
0.19
0.18
0.17
0.17
0.17
0.16
0.16
0.16
0.16
0.15
0.15
0.15
0.14
0.13
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.06
0.06
100.00
% 89.77
% 89.99
% 90.20
% 90.41
% 90.60
% 90.80
% 90.99
% 91.17
% 91.35
% 91.53
% 91.70
% 91.86
% 92.02
% 92.18
% 92.34
% 92.50
% 92.65
% 92.79
% 92.94
% 93.08
% 93.22
% 93.35
% 93.48
% 93.61
% 93.74
% 93.87
% 94.00
% 94.12
% 94.23
% 94.35
% 94.46
% 94.56
% 94.67
% 94.77
% 94.88
% 94.98
% 95.07
% 95.16
% 95.25
% 95.34
% 95.42
% 95.50
% 95.59
% 95.67
% 95.75
% 95.83
% 95.91
% 95.99
% 96.07
% 96.15
% 96.23
% 96.31
% 96.38
% 96.46
% 96.53
% 96.60
% 96.66
% 96.73
% 96.79
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Alabama
Alaska
Arizona
Arkansas
California
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
59,756
10,531
6,906
6,708
6,229
5,274
2,551
2,474
1,823
1,274
118,649
67,546
10,145
7,186
6,866
6,391
5,578
1,367
2,546
1,823
1,365
126,314
4.32
87.25
93.75
31.49
13.88
N/A
37.98
29.88
20.54
24.67
14.60
%
%
%
%
%
10,562
4,655
1,611
1,480
777
542
399
367
347
297
23,403
10,052
4,508
1,688
1,434
800
414
384
362
347
251
22,539
36.83
N/A
0.36
18.36
60.87
N/A
73.90
58.89
1.68
25.42
25.77
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
2698
413
218
34568
11668
31
785
33049
13078
4509
PROASSURANCE CORP GRP
MAG MUT INS GRP
CNA INS GRP
CENTENNIAL CAS CO
COASTAL INS CO INC
BERKSHIRE HATHAWAY GRP
MARKEL CORP GRP
STATE VOLUNTEER MUT INS CO
RED CLAY RRG INC
IRONSHORE GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
32433
1282
12
218
158
212
2638
831
40975
3239
MEDICAL INS EXCH OF CA
NORCAL GRP
AMERICAN INTL GRP
CNA INS GRP
FAIRFAX FIN GRP
ZURICH INS GRP
NCMIC GRP
DOCTORS CO GRP
DENTISTS INS CO
ALLIED WORLD ASSUR HOLDING GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
32832
12
218
31
44083
831
1282
3239
11598
111
MUTUAL INS CO OF AZ
AMERICAN INTL GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
PREFERRED PHYSICIANS MEDICAL RRG
DOCTORS CO GRP
NORCAL GRP
ALLIED WORLD ASSUR HOLDING GRP
APPLIED MEDICO LEGAL SOLUTIONS RRG
LIBERTY MUT GRP
**STATE TOTAL**
110,403
14,311
13,904
10,083
6,907
6,205
6,044
3,651
3,310
3,302
219,733
111,886
14,875
13,924
10,243
6,890
6,282
5,342
3,394
3,419
3,111
220,833
36.75
46.87
2.38
37.98
34.59
16.99
8.88
65.28
7.89
N/A
29.82
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
26.82 %
119.19 %
105.66 %
40.41 %
26.12 %
N/A
42.71 %
41.08 %
23.49 %
48.24 %
34.04 %
50.36
8.88
5.82
5.65
5.25
4.44
2.15
2.09
1.54
1.07
100.00
% 50.36
% 59.24
% 65.06
% 70.71
% 75.96
% 80.41
% 82.56
% 84.64
% 86.18
% 87.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
63.27 %
10.16 %
N/A
53.63 %
61.79 %
111.78 %
106.38 %
109.73 %
13.99 %
38.51 %
50.58 %
45.13
19.89
6.88
6.33
3.32
2.32
1.71
1.57
1.48
1.27
100.00
% 45.13
% 65.02
% 71.91
% 78.23
% 81.55
% 83.87
% 85.58
% 87.14
% 88.63
% 89.89
% 100.00
%
%
%
%
%
%
%
%
%
%
%
52.36 %
59.41 %
17.91 %
58.84 %
53.68 %
12.27 %
29.23 %
87.43 %
56.89 %
N/A
46.18 %
50.24
6.51
6.33
4.59
3.14
2.82
2.75
1.66
1.51
1.50
100.00
% 50.24
% 56.76
% 63.08
% 67.67
% 70.82
% 73.64
% 76.39
% 78.05
% 79.56
% 81.06
% 100.00
%
%
%
%
%
%
%
%
%
%
%
24.28
19.12
12.70
7.95
6.94
5.64
2.57
1.69
1.51
1.33
100.00
% 24.28
% 43.40
% 56.10
% 64.05
% 70.98
% 76.62
% 79.19
% 80.88
% 82.38
% 83.71
% 100.00
%
%
%
%
%
%
%
%
%
%
%
23.94
17.22
7.56
4.59
4.22
3.97
3.58
3.01
2.74
2.67
100.00
% 23.94
% 41.16
% 48.72
% 53.31
% 57.53
% 61.50
% 65.08
% 68.09
% 70.84
% 73.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
33049
218
831
31
2698
13565
43656
413
11832
1129
STATE VOLUNTEER MUT INS CO
CNA INS GRP
DOCTORS CO GRP
BERKSHIRE HATHAWAY GRP
PROASSURANCE CORP GRP
ARKANSAS MUT INS CO
LOUISIANA MED MUT INS CO
MAG MUT INS GRP
HEALTH CARE INDUSTRY LIAB RECIP INS
WHITE MOUNTAINS GRP
**STATE TOTAL**
15,117
11,907
7,905
4,949
4,319
3,509
1,600
1,051
937
828
62,262
16,159
12,003
7,761
5,014
4,853
3,127
1,355
1,056
661
1,048
63,530
33.98
31.80
15.80
49.34
36.55
26.32
13.55
N/A
53.53
14.98
28.81
%
%
%
52.09 %
33.33 %
N/A
93.62 %
89.67 %
46.08 %
44.49 %
49.89 %
76.47 %
15.49 %
44.44 %
1
2
3
4
5
6
7
8
9
10
831
1282
12
218
31
32433
40975
44504
26257
626
DOCTORS CO GRP
NORCAL GRP
AMERICAN INTL GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
MEDICAL INS EXCH OF CA
DENTISTS INS CO
CALIFORNIA HLTHCARE INS CO INC RRG
THE MUTUAL RRG INC
ACE LTD GRP
**STATE TOTAL**
180,439
129,775
56,955
34,587
31,807
29,927
26,965
22,713
20,663
20,107
753,609
178,288
128,443
51,826
36,448
31,810
29,489
26,847
22,799
20,663
18,403
736,327
47.35
56.71
101.28
31.63
11.62
51.91
22.52
27.62
35.00
75.73
47.44
%
%
%
%
%
%
%
%
%
%
%
81.28 %
82.20 %
144.48 %
47.84 %
30.11 %
87.16 %
51.35 %
46.84 %
60.44 %
86.99 %
76.35 %
© 2015 National Association of Insurance Commissioners
227
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Colorado
1
2
3
4
5
6
7
8
9
10
4817
831
218
12
31
1154
785
508
212
11832
COPIC GRP
DOCTORS CO GRP
CNA INS GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
COVERYS GRP
MARKEL CORP GRP
NATIONAL GRP
ZURICH INS GRP
HEALTH CARE INDUSTRY LIAB RECIP INS
**STATE TOTAL**
78,097
12,445
9,894
7,371
6,629
4,769
2,812
2,756
2,394
2,133
155,718
77,085
13,132
10,260
7,297
6,711
4,961
3,361
2,673
2,417
2,153
155,800
25.62
16.83
62.35
10.21
48.81
7.29
37.92
38.69
56.53
53.53
23.85
%
%
%
%
%
%
%
%
%
%
%
40.42 %
33.82 %
97.41 %
7.44 %
67.12 %
1.42 %
37.68 %
67.92 %
64.47 %
76.47 %
40.68 %
50.15
7.99
6.35
4.73
4.26
3.06
1.81
1.77
1.54
1.37
100.00
% 50.15
% 58.14
% 64.50
% 69.23
% 73.49
% 76.55
% 78.36
% 80.13
% 81.66
% 83.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Connecticut
1
2
3
4
5
6
7
8
9
10
1154
10697
4770
218
31
12
4509
11598
3239
93
COVERYS GRP
MCIC VT A RECIP RRG
CONNECTICUT MEDICAL GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
IRONSHORE GRP
APPLIED MEDICO LEGAL SOLUTIONS RRG
ALLIED WORLD ASSUR HOLDING GRP
STATE NATL GRP
**STATE TOTAL**
44,185
43,886
23,552
13,776
4,298
3,599
2,952
2,866
2,788
2,277
168,004
44,091
43,886
27,637
13,636
4,256
3,369
3,232
2,980
3,100
1,532
172,224
71.67
129.64
N/A
58.43
47.62
N/A
11.09
55.81
169.64
48.88
59.60
%
%
%
%
%
%
%
86.60 %
160.82 %
27.06 %
80.65 %
59.52 %
18.78 %
14.00 %
87.69 %
188.10 %
54.35 %
82.32 %
26.30
26.12
14.02
8.20
2.56
2.14
1.76
1.71
1.66
1.36
100.00
% 26.30
% 52.42
% 66.44
% 74.64
% 77.20
% 79.34
% 81.10
% 82.80
% 84.46
% 85.82
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Delaware
1
2
3
4
5
6
7
8
9
10
2698
218
31
831
12
11530
1282
36072
3239
785
PROASSURANCE CORP GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
DOCTORS CO GRP
AMERICAN INTL GRP
HEALTHCARE PROVIDERS INS EXCH
NORCAL GRP
NATIONAL GUARDIAN RRG INC
ALLIED WORLD ASSUR HOLDING GRP
MARKEL CORP GRP
**STATE TOTAL**
12,298
4,098
2,994
1,858
1,682
1,211
1,076
1,017
918
748
34,308
13,668
4,144
3,174
1,816
1,706
1,114
1,280
1,017
909
443
35,894
20.46
33.96
10.58
110.62
52.26
129.97
13.73
50.55
43.84
49.05
32.84
%
%
%
%
%
%
%
%
%
%
%
23.18 %
26.33 %
21.36 %
137.49 %
55.01 %
161.87 %
144.18 %
48.22 %
62.32 %
51.70 %
46.82 %
35.85
11.95
8.73
5.42
4.90
3.53
3.14
2.96
2.68
2.18
100.00
% 35.85
% 47.79
% 56.52
% 61.93
% 66.84
% 70.37
% 73.50
% 76.47
% 79.14
% 81.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
District Of
Columbia
1
2698
PROASSURANCE CORP GRP
11,259
15,324
16.61 %
20.00 %
2
3
4
5
6
7
8
9
10
831
12
377
218
10697
31
1282
501
1279
DOCTORS CO GRP
AMERICAN INTL GRP
MEDICAL INS OF MD GRP
CNA INS GRP
MCIC VT A RECIP RRG
BERKSHIRE HATHAWAY GRP
NORCAL GRP
ALLEGHANY GRP
ARCH INS GRP
**STATE TOTAL**
4,132
3,087
1,967
1,397
1,350
1,155
906
879
540
30,437
3,809
2,493
2,040
1,419
1,350
1,187
848
831
514
33,925
89.83
11.35
1.97
32.39
32.25
56.86
42.00
96.84
0.50
30.42
%
%
%
%
%
%
%
%
%
%
109.82 %
37.11 %
N/A
48.47 %
85.89 %
99.01 %
64.61 %
106.08 %
64.65 %
43.07 %
13.58
10.14
6.46
4.59
4.43
3.79
2.98
2.89
1.78
100.00
% 50.57
% 60.71
% 67.17
% 71.76
% 76.19
% 79.99
% 82.96
% 85.85
% 87.63
% 100.00
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
831
413
31
10152
2698
12441
218
35904
785
12
DOCTORS CO GRP
MAG MUT INS GRP
BERKSHIRE HATHAWAY GRP
THE HLTHCARE UNDERWRITING CO RRG
PROASSURANCE CORP GRP
FD INS CO
CNA INS GRP
HEALTH CARE IND INC
MARKEL CORP GRP
AMERICAN INTL GRP
**STATE TOTAL**
123,765
52,359
52,062
31,886
28,867
27,674
27,349
26,242
16,683
13,964
592,577
126,350
51,597
48,369
32,305
30,143
26,676
28,551
26,242
14,529
14,736
583,000
58.10
28.37
65.66
57.16
N/A
50.43
29.78
134.20
55.28
51.46
47.75
%
%
%
%
89.73 %
55.85 %
78.68 %
81.65 %
N/A
65.35 %
51.75 %
134.76 %
59.86 %
N/A
65.37 %
20.89
8.84
8.79
5.38
4.87
4.67
4.62
4.43
2.82
2.36
100.00
% 20.89
% 29.72
% 38.51
% 43.89
% 48.76
% 53.43
% 58.05
% 62.47
% 65.29
% 67.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Florida
© 2015 National Association of Insurance Commissioners
228
%
%
%
%
%
%
%
%
36.99 %
36.99 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
88,634
27,466
25,999
13,241
9,864
7,604
7,257
5,516
5,284
5,247
253,950
89,439
27,567
27,631
12,961
10,871
7,895
7,111
5,784
5,652
4,639
255,861
47.51
53.57
33.53
63.74
42.18
26.94
70.64
82.02
28.42
56.43
38.72
%
%
%
%
%
%
%
%
%
%
%
69.02 %
50.80 %
45.63 %
77.64 %
71.99 %
40.04 %
91.52 %
91.28 %
58.31 %
88.07 %
54.44 %
34.90
10.82
10.24
5.21
3.88
2.99
2.86
2.17
2.08
2.07
100.00
% 34.90
% 45.72
% 55.96
% 61.17
% 65.05
% 68.05
% 70.91
% 73.08
% 75.16
% 77.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
70.21 %
299.26 %
47.89 %
224.17 %
8.41 %
297.65 %
51.79 %
51.83 %
N/A
33.94 %
98.84 %
46.38
12.29
5.64
5.10
5.02
2.93
1.94
1.78
1.77
1.73
100.00
% 46.38
% 58.67
% 64.31
% 69.41
% 74.43
% 77.35
% 79.29
% 81.08
% 82.85
% 84.58
% 100.00
%
%
%
%
%
%
%
%
%
%
%
73.65 %
96.42 %
3.04 %
23.94 %
353.23 %
43.58 %
7.65 %
90.32 %
27.73 %
N/A
63.96 %
19.63
14.99
13.96
10.55
6.54
4.33
4.27
3.71
3.00
1.84
100.00
% 19.63
% 34.62
% 48.58
% 59.13
% 65.68
% 70.01
% 74.28
% 77.99
% 80.99
% 82.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
42.56 %
79.16 %
41.89 %
72.50 %
N/A
87.72 %
35.79 %
123.25 %
75.33 %
50.71 %
54.22 %
41.84
5.80
5.32
4.98
4.63
4.26
2.97
2.82
2.34
2.28
100.00
% 41.84
% 47.64
% 52.96
% 57.94
% 62.58
% 66.83
% 69.80
% 72.62
% 74.96
% 77.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
59.16 %
14.39 %
56.82 %
27.63 %
70.03 %
93.18 %
41.75 %
N/A
54.85 %
N/A
46.34 %
23.78
19.16
15.79
9.63
5.13
4.28
1.83
1.55
1.18
1.15
100.00
% 23.78
% 42.94
% 58.73
% 68.36
% 73.49
% 77.77
% 79.59
% 81.15
% 82.33
% 83.48
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Georgia
1
2
3
4
5
6
7
8
9
10
413
831
31
184
218
2698
12
626
98
1282
Hawaii
1
2
3
4
5
6
7
8
9
10
32433
12
218
831
4509
40975
98
11513
44105
3239
MEDICAL INS EXCH OF CA
AMERICAN INTL GRP
CNA INS GRP
DOCTORS CO GRP
IRONSHORE GRP
DENTISTS INS CO
WR BERKLEY CORP GRP
PHYSICIANS SPECIALTY LTD RRG
OPHTHALMIC MUT INS CO RRG
ALLIED WORLD ASSUR HOLDING GRP
**STATE TOTAL**
13,617
3,608
1,657
1,497
1,473
859
569
524
520
508
29,360
13,641
3,864
1,630
1,424
830
859
504
524
535
540
28,829
53.72
281.00
32.57
216.20
7.34
278.46
39.84
29.95
N/A
25.31
84.97
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
32433
831
218
12
31
11796
464
11585
1154
4790
MEDICAL INS EXCH OF CA
DOCTORS CO GRP
CNA INS GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
YELLOWSTONE INS EXCH RRG
PHYSICIANS INS A MUT GRP
MOUNTAIN STATES HLTHCARE RECIP RRG
COVERYS GRP
MMIC GRP
**STATE TOTAL**
6,129
4,681
4,360
3,295
2,043
1,353
1,335
1,159
936
573
31,227
5,899
4,317
4,485
3,120
1,987
1,353
1,331
1,137
809
513
30,684
45.07
48.10
N/A
N/A
291.94
40.71
2.56
29.33
16.82
N/A
34.51
%
%
Idaho
Illinois
Indiana
MAG MUT INS GRP
DOCTORS CO GRP
BERKSHIRE HATHAWAY GRP
MEDICAL INS GRP
CNA INS GRP
PROASSURANCE CORP GRP
AMERICAN INTL GRP
ACE LTD GRP
WR BERKLEY CORP GRP
NORCAL GRP
**STATE TOTAL**
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
2358
12
831
31
2698
1282
2638
218
11861
4509
ISMIE GRP
AMERICAN INTL GRP
DOCTORS CO GRP
BERKSHIRE HATHAWAY GRP
PROASSURANCE CORP GRP
NORCAL GRP
NCMIC GRP
CNA INS GRP
MEDICAL ALLIANCE INS CO
IRONSHORE GRP
**STATE TOTAL**
220,624
30,599
28,074
26,269
24,423
22,454
15,645
14,870
12,360
12,024
527,348
233,957
29,045
28,383
26,885
24,743
22,823
15,830
14,526
12,165
13,469
540,019
14.43
65.39
17.97
28.42
N/A
56.75
19.77
104.23
51.03
43.93
30.50
%
%
%
%
1
2
3
4
5
6
7
8
9
10
31
2698
4637
218
1154
11692
13135
785
12320
831
BERKSHIRE HATHAWAY GRP
PROASSURANCE CORP GRP
INDIANA UNIVERSITY HLTH GRP
CNA INS GRP
COVERYS GRP
INDIANA HLTHCARE RECIP RRG
SUBURBAN HLTH ORG RRG LLC
MARKEL CORP GRP
INNOVATIVE PHYSICIAN SOLUTIONS RRG
DOCTORS CO GRP
**STATE TOTAL**
28,533
22,984
18,945
11,552
6,157
5,130
2,192
1,864
1,417
1,382
119,974
29,009
23,402
19,095
11,513
6,318
5,130
2,192
2,394
1,390
1,333
121,213
20.13
11.96
31.73
14.42
30.90
58.98
44.40
N/A
31.41
N/A
22.58
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
229
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Iowa
Kansas
Kentucky
Louisiana
Maine
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
4790
12
2698
218
2638
31
1154
12373
11832
2358
MMIC GRP
AMERICAN INTL GRP
PROASSURANCE CORP GRP
CNA INS GRP
NCMIC GRP
BERKSHIRE HATHAWAY GRP
COVERYS GRP
CARING COMMUNITIES RECIP RRG
HEALTH CARE INDUSTRY LIAB RECIP INS
ISMIE GRP
**STATE TOTAL**
27,519
13,035
5,189
4,593
2,730
2,549
2,423
1,550
1,212
594
68,254
27,595
12,663
5,985
4,559
2,733
2,359
2,247
322
1,191
588
67,356
21.98
18.09
N/A
N/A
10.38
82.85
122.26
43.11
53.53
297.74
15.75
%
%
1
2
3
4
5
6
7
8
9
10
34703
31
4790
2698
35904
218
212
831
2638
626
KANSAS MEDICAL MUT INS CO
BERKSHIRE HATHAWAY GRP
MMIC GRP
PROASSURANCE CORP GRP
HEALTH CARE IND INC
CNA INS GRP
ZURICH INS GRP
DOCTORS CO GRP
NCMIC GRP
ACE LTD GRP
**STATE TOTAL**
20,320
6,298
4,243
4,233
4,218
3,675
3,344
1,890
1,459
1,254
59,338
20,250
6,861
4,623
5,334
4,218
3,686
3,292
1,838
1,424
1,144
61,626
37.08
N/A
32.04
21.20
887.73
N/A
281.41
N/A
N/A
N/A
83.68
%
BERKSHIRE HATHAWAY GRP
PROASSURANCE CORP GRP
STATE VOLUNTEER MUT INS CO
CNA INS GRP
DOCTORS CO GRP
WHITE MOUNTAINS GRP
MAG MUT INS GRP
HEALTHCARE UNDERWRITERS GRP OF KY IN
KENTUCKY HOSPITAL INS CO RRG
AMERICAN INTL GRP
**STATE TOTAL**
27,790
12,813
11,845
6,214
4,436
3,614
3,534
3,339
2,919
2,869
107,636
29,494
13,604
12,297
6,665
4,518
5,026
3,471
3,438
3,125
2,623
115,003
25.26
144.18
71.28
0.42
78.19
17.13
34.44
54.09
43.92
N/A
49.08
%
%
%
%
%
%
%
%
%
48,224
10,231
9,266
4,068
3,868
2,468
2,257
1,992
1,936
1,512
101,396
48,195
10,231
10,044
4,261
3,223
2,757
2,979
1,942
2,010
1,467
102,103
4.54
28.42
32.97
N/A
22.98
38.77
16.31
25.41
N/A
26.20
12.12
%
%
%
26,887
5,800
1,888
862
854
667
505
501
409
363
41,673
26,928
4,535
1,872
924
854
1,417
562
523
418
463
41,279
2.13
N/A
28.19
99.02
850.97
46.27
N/A
368.62
0.46
N/A
21.82
%
1
2
3
4
5
6
7
8
9
10
31
2698
33049
218
831
1129
413
11854
11939
12
1
2
3
4
5
6
7
8
9
10
43656
35904
218
31
3239
1279
12
2698
1154
508
LOUISIANA MED MUT INS CO
HEALTH CARE IND INC
CNA INS GRP
BERKSHIRE HATHAWAY GRP
ALLIED WORLD ASSUR HOLDING GRP
ARCH INS GRP
AMERICAN INTL GRP
PROASSURANCE CORP GRP
COVERYS GRP
NATIONAL GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
4775
1154
218
31
12348
4509
12
2698
508
831
MEDICAL MUT INS GRP
COVERYS GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
PINE TREE INS A RECIP RRG
IRONSHORE GRP
AMERICAN INTL GRP
PROASSURANCE CORP GRP
NATIONAL GRP
DOCTORS CO GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
230
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
39.46 %
23.74 %
N/A
N/A
41.69 %
145.60 %
154.53 %
43.11 %
76.47 %
211.93 %
26.79 %
40.32
19.10
7.60
6.73
4.00
3.73
3.55
2.27
1.78
0.87
100.00
% 40.32
% 59.42
% 67.02
% 73.75
% 77.75
% 81.48
% 85.03
% 87.30
% 89.08
% 89.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
74.46 %
3.10 %
65.23 %
35.11 %
935.71 %
5.67 %
347.42 %
56.55 %
7.31 %
N/A
115.98 %
34.24
10.61
7.15
7.13
7.11
6.19
5.64
3.19
2.46
2.11
100.00
% 34.24
% 44.86
% 52.01
% 59.14
% 66.25
% 72.44
% 78.08
% 81.27
% 83.73
% 85.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
54.78 %
216.84 %
81.24 %
10.75 %
179.87 %
25.68 %
69.50 %
121.95 %
70.94 %
N/A
78.51 %
25.82
11.90
11.00
5.77
4.12
3.36
3.28
3.10
2.71
2.67
100.00
% 25.82
% 37.72
% 48.73
% 54.50
% 58.62
% 61.98
% 65.26
% 68.37
% 71.08
% 73.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
35.48 %
14.32 %
42.24 %
N/A
56.86 %
73.62 %
27.31 %
49.38 %
17.38 %
68.66 %
31.85 %
47.56
10.09
9.14
4.01
3.81
2.43
2.23
1.96
1.91
1.49
100.00
% 47.56
% 57.65
% 66.79
% 70.80
% 74.62
% 77.05
% 79.28
% 81.24
% 83.15
% 84.64
% 100.00
%
%
%
%
%
%
%
%
%
%
%
8.46 %
N/A
39.89 %
75.24 %
804.97 %
51.41 %
5.09 %
406.09 %
24.77 %
N/A
30.59 %
64.52
13.92
4.53
2.07
2.05
1.60
1.21
1.20
0.98
0.87
100.00
% 64.52
% 78.44
% 82.97
% 85.04
% 87.09
% 88.69
% 89.90
% 91.10
% 92.08
% 92.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
377
10697
831
2698
31
218
12
1129
4509
3239
MEDICAL INS OF MD GRP
MCIC VT A RECIP RRG
DOCTORS CO GRP
PROASSURANCE CORP GRP
BERKSHIRE HATHAWAY GRP
CNA INS GRP
AMERICAN INTL GRP
WHITE MOUNTAINS GRP
IRONSHORE GRP
ALLIED WORLD ASSUR HOLDING GRP
**STATE TOTAL**
112,596
52,075
22,655
17,204
8,681
8,289
4,363
3,971
3,810
3,492
273,066
113,887
52,075
22,750
13,925
9,690
7,998
4,246
4,174
4,765
3,416
271,491
33.58
85.71
2.82
29.61
N/A
16.07
190.75
31.23
26.05
14.88
41.48
%
%
%
%
1
2
3
4
5
6
7
8
9
10
10341
1154
31
4770
218
12
10115
4509
10903
785
CONTROLLED RISK INS CO OF VT RRG
COVERYS GRP
BERKSHIRE HATHAWAY GRP
CONNECTICUT MEDICAL GRP
CNA INS GRP
AMERICAN INTL GRP
EASTERN DENTISTS INS CO RRG
IRONSHORE GRP
AMERICAN EXCESS INS EXCH RRG
MARKEL CORP GRP
**STATE TOTAL**
120,580
96,792
17,463
14,048
9,396
6,695
5,860
3,524
3,345
2,650
307,108
120,580
104,002
16,416
13,936
9,214
6,512
5,848
3,518
3,185
2,688
311,444
47.62
9.24
26.24
40.89
50.37
14.84
N/A
37.04
N/A
70.76
27.46
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
1154
831
2698
31429
31
218
11832
2638
12
244
COVERYS GRP
DOCTORS CO GRP
PROASSURANCE CORP GRP
MICHIGAN PROFESSIONAL INS EXCH
BERKSHIRE HATHAWAY GRP
CNA INS GRP
HEALTH CARE INDUSTRY LIAB RECIP INS
NCMIC GRP
AMERICAN INTL GRP
CINCINNATI FIN GRP
**STATE TOTAL**
37,683
33,150
31,795
12,938
12,876
12,194
6,237
4,609
3,920
2,958
191,859
37,546
32,903
32,463
13,540
12,045
10,125
5,986
4,422
4,612
2,966
192,271
57.60
22.54
41.09
17.35
46.00
31.30
53.53
48.93
N/A
3.09
31.19
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
4790
218
10903
2698
626
2638
1154
31
12
1279
MMIC GRP
CNA INS GRP
AMERICAN EXCESS INS EXCH RRG
PROASSURANCE CORP GRP
ACE LTD GRP
NCMIC GRP
COVERYS GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
ARCH INS GRP
**STATE TOTAL**
45,326
6,136
2,670
2,453
2,251
2,229
2,043
1,648
1,627
1,562
79,039
45,459
6,679
2,670
2,312
2,352
2,203
2,057
1,562
1,281
1,896
79,198
44.85
N/A
64.48
25.32
10.99
15.27
70.71
30.68
N/A
N/A
41.68
%
HEALTHCARE PROVIDERS INS CO RRG
CAREGIVERS UNITED LIAB INS CO RRG
CNA INS GRP
WR BERKLEY CORP GRP
BERKSHIRE HATHAWAY GRP
WHITE MOUNTAINS GRP
STATE VOLUNTEER MUT INS CO
DOCTORS CO GRP
NORCAL GRP
PROASSURANCE CORP GRP
**STATE TOTAL**
9,666
5,731
3,628
3,279
3,057
2,982
2,912
1,835
1,705
1,427
49,762
10,125
5,664
3,719
3,416
5,303
2,399
2,874
2,008
1,731
1,218
53,838
9.27
49.89
N/A
N/A
13.67
46.80
42.11
N/A
76.26
28.21
N/A
1
2
3
4
5
6
7
8
9
10
11683
11544
218
98
31
1129
33049
831
1282
2698
© 2015 National Association of Insurance Commissioners
231
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
51.29 %
100.90 %
23.69 %
48.87 %
N/A
31.03 %
214.25 %
37.46 %
25.42 %
34.33 %
58.58 %
41.23
19.07
8.30
6.30
3.18
3.04
1.60
1.45
1.40
1.28
100.00
% 41.23
% 60.30
% 68.60
% 74.90
% 78.08
% 81.12
% 82.71
% 84.17
% 85.56
% 86.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
65.28 %
24.23 %
50.21 %
109.35 %
64.34 %
21.78 %
N/A
45.55 %
N/A
73.79 %
45.31 %
39.26
31.52
5.69
4.57
3.06
2.18
1.91
1.15
1.09
0.86
100.00
% 39.26
% 70.78
% 76.47
% 81.04
% 84.10
% 86.28
% 88.19
% 89.34
% 90.43
% 91.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
79.16 %
65.57 %
94.30 %
38.97 %
66.09 %
46.81 %
76.47 %
68.31 %
N/A
12.18 %
59.53 %
19.64
17.28
16.57
6.74
6.71
6.36
3.25
2.40
2.04
1.54
100.00
% 19.64
% 36.92
% 53.49
% 60.24
% 66.95
% 73.30
% 76.55
% 78.95
% 81.00
% 82.54
% 100.00
%
%
%
%
%
%
%
%
%
%
%
53.70 %
N/A
71.20 %
45.48 %
28.25 %
26.27 %
110.85 %
66.98 %
N/A
N/A
53.07 %
57.35
7.76
3.38
3.10
2.85
2.82
2.59
2.09
2.06
1.98
100.00
% 57.35
% 65.11
% 68.49
% 71.59
% 74.44
% 77.26
% 79.84
% 81.93
% 83.99
% 85.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
18.49 %
75.89 %
N/A
N/A
31.49 %
74.51 %
80.51 %
N/A
112.64 %
27.27 %
2.30 %
19.43
11.52
7.29
6.59
6.14
5.99
5.85
3.69
3.43
2.87
100.00
% 19.43
% 30.94
% 38.23
% 44.82
% 50.96
% 56.96
% 62.81
% 66.50
% 69.92
% 72.79
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
35,496
14,790
14,102
11,638
9,377
8,343
4,492
3,732
2,705
2,525
144,441
35,597
11,848
14,473
11,933
9,496
8,611
4,963
3,955
2,847
2,520
145,216
21.65
53.91
23.23
14.88
61.59
19.61
32.09
34.28
100.06
19.62
31.90
%
%
%
%
%
%
%
%
%
%
%
45.44 %
69.76 %
53.22 %
24.87 %
79.74 %
35.25 %
36.42 %
70.26 %
132.32 %
60.26 %
54.50 %
24.57
10.24
9.76
8.06
6.49
5.78
3.11
2.58
1.87
1.75
100.00
% 24.57
% 34.81
% 44.58
% 52.63
% 59.13
% 64.90
% 68.01
% 70.60
% 72.47
% 74.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
70.13 %
N/A
8.32 %
48.39 %
74.70 %
N/A
81.43 %
280.98 %
101.96 %
140.15 %
50.57 %
22.35
20.85
13.77
8.88
6.65
4.34
4.07
3.65
3.23
1.92
100.00
% 22.35
% 43.20
% 56.97
% 65.84
% 72.49
% 76.84
% 80.91
% 84.56
% 87.79
% 89.72
% 100.00
%
%
%
%
%
%
%
%
%
%
%
42.39 %
130.90 %
49.33 %
N/A
25.81 %
24.64 %
162.08 %
N/A
50.81 %
76.47 %
47.73 %
29.23
14.27
11.45
9.00
6.24
6.18
3.63
3.17
2.49
1.55
100.00
% 29.23
% 43.50
% 54.95
% 63.95
% 70.19
% 76.38
% 80.01
% 83.18
% 85.67
% 87.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
55.38 %
126.42 %
53.36 %
44.21 %
70.18 %
49.49 %
N/A
N/A
731.05 %
N/A
58.64 %
19.44
14.47
10.36
9.60
7.10
6.67
4.95
3.84
2.41
2.18
100.00
% 19.44
% 33.91
% 44.27
% 53.87
% 60.97
% 67.63
% 72.59
% 76.43
% 78.84
% 81.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
73.33 %
48.75 %
N/A
N/A
22.88 %
14.30 %
97.87 %
1,259.78 %
118.92 %
99.32 %
72.03 %
28.93
18.18
10.72
7.85
5.03
4.76
3.34
2.59
2.01
1.98
100.00
% 28.93
% 47.11
% 57.83
% 65.68
% 70.71
% 75.47
% 78.81
% 81.40
% 83.42
% 85.40
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Missouri
1
2
3
4
5
6
7
8
9
10
861
31
4782
2698
1282
831
218
11964
4790
2638
HOSPITAL SERV GRP
BERKSHIRE HATHAWAY GRP
MPM GRP
PROASSURANCE CORP GRP
NORCAL GRP
DOCTORS CO GRP
CNA INS GRP
MISSOURI DOCTORS MUT INS CO
MMIC GRP
NCMIC GRP
**STATE TOTAL**
Montana
1
2
3
4
5
6
7
8
9
10
11585
4790
831
11796
31
218
4725
1154
3786
158
MOUNTAIN STATES HLTHCARE RECIP RRG
MMIC GRP
DOCTORS CO GRP
YELLOWSTONE INS EXCH RRG
BERKSHIRE HATHAWAY GRP
CNA INS GRP
ENSTAR GRP
COVERYS GRP
ENDURANCE GRP
FAIRFAX FIN GRP
**STATE TOTAL**
9,265
8,645
5,707
3,680
2,758
1,800
1,689
1,514
1,341
797
41,458
9,227
7,960
5,803
3,680
2,686
1,581
1,556
1,523
1,089
731
40,112
41.33
N/A
N/A
36.53
18.37
N/A
80.25
167.69
94.66
123.33
24.49
%
1
2
3
4
5
6
7
8
9
10
4790
1154
4817
2698
218
212
11585
831
31
11832
MMIC GRP
COVERYS GRP
COPIC GRP
PROASSURANCE CORP GRP
CNA INS GRP
ZURICH INS GRP
MOUNTAIN STATES HLTHCARE RECIP RRG
DOCTORS CO GRP
BERKSHIRE HATHAWAY GRP
HEALTH CARE INDUSTRY LIAB RECIP INS
**STATE TOTAL**
10,123
4,941
3,964
3,118
2,162
2,141
1,258
1,097
863
538
34,629
10,222
5,003
4,036
3,327
2,141
2,092
1,251
1,186
866
548
35,015
26.05
54.24
24.73
N/A
11.53
10.37
120.99
N/A
46.26
53.53
23.67
%
%
%
1
2
3
4
5
6
7
8
9
10
2698
1282
4789
31
158
12613
218
831
12
35904
PROASSURANCE CORP GRP
NORCAL GRP
NEVADA MUT & FIRST CHOICE CAS GRP
BERKSHIRE HATHAWAY GRP
FAIRFAX FIN GRP
PREMIER PHYSICIANS INS CO INC A RRG
CNA INS GRP
DOCTORS CO GRP
AMERICAN INTL GRP
HEALTH CARE IND INC
**STATE TOTAL**
14,391
10,717
7,668
7,108
5,258
4,937
3,666
2,847
1,787
1,615
74,044
17,624
11,037
7,861
6,928
5,559
5,244
3,645
3,172
1,802
1,615
77,441
16.96
83.76
12.72
38.45
59.77
18.58
N/A
N/A
N/A
N/A
13.22
%
%
%
%
%
%
COVERYS GRP
MEDICAL MUT INS GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
IRONSHORE GRP
CNA INS GRP
MARKEL CORP GRP
ZURICH INS GRP
ENDURANCE GRP
CONNECTICUT MEDICAL GRP
**STATE TOTAL**
11,076
6,959
4,103
3,006
1,924
1,822
1,280
992
770
758
38,281
12,380
6,802
3,813
3,898
1,103
2,144
1,216
1,052
750
678
39,598
41.79
32.37
N/A
N/A
19.78
5.17
91.71
1,083.21
98.49
77.11
49.24
%
%
Nebraska
Nevada
New Hampshire
1
2
3
4
5
6
7
8
9
10
1154
4775
31
12
4509
218
785
212
3786
4770
© 2015 National Association of Insurance Commissioners
232
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
New Jersey
1
2
3
4
5
6
7
8
9
10
31
1154
11498
11535
12
11539
218
626
2698
11530
BERKSHIRE HATHAWAY GRP
COVERYS GRP
MDADVANTAGE INS CO OF NJ
CONVENTUS INTER INS EXCH
AMERICAN INTL GRP
NEW JERSEY PHYSICIANS UNITED RECIP
CNA INS GRP
ACE LTD GRP
PROASSURANCE CORP GRP
HEALTHCARE PROVIDERS INS EXCH
**STATE TOTAL**
New Mexico
1
2
3
4
5
6
7
8
9
10
831
31
11585
3239
1154
10903
12
218
785
19348
DOCTORS CO GRP
BERKSHIRE HATHAWAY GRP
MOUNTAIN STATES HLTHCARE RECIP RRG
ALLIED WORLD ASSUR HOLDING GRP
COVERYS GRP
AMERICAN EXCESS INS EXCH RRG
AMERICAN INTL GRP
CNA INS GRP
MARKEL CORP GRP
CAPSON PHYSICIANS INS CO
**STATE TOTAL**
New York
North Carolina
North Dakota
1
2
3
4
5
6
7
8
9
10
34231
4840
30317
10697
42544
31
12
218
11598
12519
1
2
3
4
5
6
7
8
9
10
184
413
218
831
31
12
212
3239
2698
626
1
2
3
4
5
6
7
8
9
10
4790
1154
218
31
4509
2638
501
831
111
38920
MEDICAL LIAB MUT INS CO
AJB GRP
HOSPITALS INS CO INC
MCIC VT A RECIP RRG
ACADEMIC HLTH PROFESSIONALS INS
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
CNA INS GRP
APPLIED MEDICO LEGAL SOLUTIONS RRG
HEALTHCARE PROFESSIONAL INS CO INC
**STATE TOTAL**
MEDICAL INS GRP
MAG MUT INS GRP
CNA INS GRP
DOCTORS CO GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
ZURICH INS GRP
ALLIED WORLD ASSUR HOLDING GRP
PROASSURANCE CORP GRP
ACE LTD GRP
**STATE TOTAL**
MMIC GRP
COVERYS GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
IRONSHORE GRP
NCMIC GRP
ALLEGHANY GRP
DOCTORS CO GRP
LIBERTY MUT GRP
KINSALE INS CO
**STATE TOTAL**
Direct
Premiums
Earned
(000)
Loss
Ratio
187,405
68,001
48,908
19,775
15,112
14,253
13,327
8,499
7,865
6,876
456,507
187,409
63,140
50,801
20,120
15,566
13,831
13,049
8,236
8,044
6,263
453,624
50.04
51.37
54.49
29.26
90.52
35.55
51.36
59.58
79.78
41.49
52.15
14,024
5,476
3,739
3,560
3,002
2,787
2,633
2,201
1,719
1,211
51,929
14,355
5,109
3,724
3,826
3,009
2,787
2,627
2,155
1,301
1,021
53,574
N/A
77.72
54.79
160.62
44.11
91.36
633.51
8.66
89.76
N/A
68.69
499,414
377,155
224,841
117,436
73,045
58,345
42,845
25,590
24,158
23,645
1,733,375
523,395
363,944
224,643
117,436
74,003
41,205
42,337
26,717
21,486
23,960
1,722,314
55.63
60.21
N/A
58.30
109.27
63.44
16.18
17.33
36.88
55.68
52.88
%
%
55,567
34,550
10,315
7,796
7,792
6,237
5,623
4,523
4,235
3,669
184,651
56,528
35,299
10,634
8,586
8,016
6,466
7,439
6,767
2,832
3,442
189,136
11.39
21.96
52.49
45.29
N/A
33.79
53.73
141.26
17.49
N/A
25.47
%
%
%
%
4,390
3,892
1,207
829
270
260
164
136
112
106
12,022
4,330
4,111
1,132
802
449
247
146
140
111
53
12,271
79.34
35.34
11.49
N/A
256.76
12.12
71.07
0.00
7.38
44.94
39.78
%
%
%
Direct
Premiums
Written
(000)
© 2015 National Association of Insurance Commissioners
233
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
73.50 %
85.89 %
69.29 %
45.12 %
107.01 %
66.65 %
70.45 %
79.35 %
116.19 %
55.78 %
75.08 %
41.05
14.90
10.71
4.33
3.31
3.12
2.92
1.86
1.72
1.51
100.00
% 41.05
% 55.95
% 66.66
% 70.99
% 74.30
% 77.43
% 80.35
% 82.21
% 83.93
% 85.44
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
140.07 %
76.20 %
195.73 %
131.33 %
95.32 %
763.85 %
28.17 %
100.86 %
N/A
83.11 %
27.01
10.55
7.20
6.86
5.78
5.37
5.07
4.24
3.31
2.33
100.00
% 27.01
% 37.55
% 44.75
% 51.61
% 57.39
% 62.76
% 67.83
% 72.06
% 75.38
% 77.71
% 100.00
%
%
%
%
%
%
%
%
%
%
%
70.37 %
83.34 %
8.91 %
89.28 %
138.36 %
98.75 %
40.93 %
36.42 %
67.10 %
60.31 %
72.25 %
28.81
21.76
12.97
6.78
4.21
3.37
2.47
1.48
1.39
1.36
100.00
% 28.81
% 50.57
% 63.54
% 70.32
% 74.53
% 77.90
% 80.37
% 81.84
% 83.24
% 84.60
% 100.00
%
%
%
%
%
%
%
%
%
%
%
32.26 %
53.67 %
61.01 %
98.67 %
N/A
51.41 %
71.94 %
175.94 %
36.23 %
N/A
47.13 %
30.09
18.71
5.59
4.22
4.22
3.38
3.05
2.45
2.29
1.99
100.00
% 30.09
% 48.80
% 54.39
% 58.61
% 62.83
% 66.21
% 69.26
% 71.70
% 74.00
% 75.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
85.22 %
40.86 %
25.58 %
N/A
278.56 %
23.18 %
86.95 %
0.00 %
6.17 %
54.45 %
44.82 %
36.52
32.37
10.04
6.89
2.25
2.16
1.36
1.13
0.93
0.88
100.00
% 36.52
% 68.89
% 78.93
% 85.82
% 88.07
% 90.23
% 91.60
% 92.73
% 93.66
% 94.54
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Ohio
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
31
831
2698
1154
218
244
2638
12233
626
3239
BERKSHIRE HATHAWAY GRP
DOCTORS CO GRP
PROASSURANCE CORP GRP
COVERYS GRP
CNA INS GRP
CINCINNATI FIN GRP
NCMIC GRP
HEALTHCARE UNDERWRITERS GRP OF OH IN
ACE LTD GRP
ALLIED WORLD ASSUR HOLDING GRP
**STATE TOTAL**
68,243
55,148
32,784
32,511
20,419
7,413
6,257
5,756
5,555
4,747
293,799
71,206
56,969
37,478
31,812
19,284
7,320
6,476
5,996
5,857
5,456
304,122
15.09
25.25
8.81
53.95
28.40
78.81
18.34
22.88
N/A
48.97
20.83
%
%
%
%
%
%
%
%
Oklahoma
1
2
3
4
5
6
7
8
9
10
4661
31
218
2698
3239
508
11998
12
1129
626
PLICO COS GRP
BERKSHIRE HATHAWAY GRP
CNA INS GRP
PROASSURANCE CORP GRP
ALLIED WORLD ASSUR HOLDING GRP
NATIONAL GRP
HEARTLAND HLTHCARE RECIP RRG
AMERICAN INTL GRP
WHITE MOUNTAINS GRP
ACE LTD GRP
**STATE TOTAL**
30,341
20,948
9,087
8,667
2,854
2,644
2,460
2,139
1,867
1,774
100,774
30,542
22,885
9,176
9,123
3,185
2,621
2,460
2,144
2,095
1,736
103,246
Oregon
1
2
3
4
5
6
7
8
9
10
218
831
464
11585
12
31
1154
1313
212
2638
CNA INS GRP
DOCTORS CO GRP
PHYSICIANS INS A MUT GRP
MOUNTAIN STATES HLTHCARE RECIP RRG
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
COVERYS GRP
OREGON DENTAL GRP
ZURICH INS GRP
NCMIC GRP
**STATE TOTAL**
25,570
20,166
9,237
4,683
3,637
3,393
2,591
2,517
2,241
2,175
91,246
1
2
3
4
5
6
7
8
9
10
31
1282
11547
1324
10842
11259
1154
11530
10808
218
BERKSHIRE HATHAWAY GRP
NORCAL GRP
MOUNTAIN LAUREL RRG INC
UPMC HLTH SYSTEM GRP
FRANKLIN CAS INS CO RRG
COMMUNITY HOSPITAL RRG
COVERYS GRP
HEALTHCARE PROVIDERS INS EXCH
CASSATT RRG INC
CNA INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
1154
1282
218
4509
13101
12
501
212
10115
508
COVERYS GRP
NORCAL GRP
CNA INS GRP
IRONSHORE GRP
MEDICAL MALPRACTICE JOINT UNDERWRITI
AMERICAN INTL GRP
ALLEGHANY GRP
ZURICH INS GRP
EASTERN DENTISTS INS CO RRG
NATIONAL GRP
**STATE TOTAL**
Pennsylvania
Rhode Island
%
%
25.08 %
80.47 %
11.72 %
57.65 %
36.04 %
75.18 %
36.79 %
48.91 %
N/A
111.25 %
39.21 %
23.23
18.77
11.16
11.07
6.95
2.52
2.13
1.96
1.89
1.62
100.00
% 23.23
% 42.00
% 53.16
% 64.22
% 71.17
% 73.70
% 75.83
% 77.78
% 79.68
% 81.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
38.54
8.29
68.72
67.90
32.72
50.94
52.91
92.46
70.21
11.07
37.42
%
%
%
%
%
%
%
%
%
%
%
57.09 %
27.60 %
87.20 %
72.08 %
54.91 %
118.15 %
83.78 %
134.25 %
95.28 %
18.79 %
57.57 %
30.11
20.79
9.02
8.60
2.83
2.62
2.44
2.12
1.85
1.76
100.00
% 30.11
% 50.90
% 59.91
% 68.51
% 71.34
% 73.97
% 76.41
% 78.53
% 80.38
% 82.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
25,314
21,337
8,817
4,652
3,637
3,925
3,155
2,453
2,163
2,145
92,771
55.45
31.31
11.27
24.16
38.14
N/A
173.18
24.59
603.03
25.71
47.81
%
%
%
%
%
70.81 %
58.62 %
29.12 %
54.19 %
46.40 %
N/A
206.24 %
82.56 %
632.15 %
37.52 %
68.34 %
28.02
22.10
10.12
5.13
3.99
3.72
2.84
2.76
2.46
2.38
100.00
% 28.02
% 50.12
% 60.25
% 65.38
% 69.36
% 73.08
% 75.92
% 78.68
% 81.14
% 83.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
72,862
50,573
49,444
47,755
42,475
31,914
27,518
23,895
18,813
18,257
648,924
73,125
47,869
50,657
46,772
42,950
31,914
25,856
21,340
20,013
18,731
624,227
23.38
N/A
63.45
87.46
52.39
28.16
23.02
48.54
44.93
106.86
48.93
%
43.06 %
N/A
63.33 %
98.54 %
76.41 %
41.71 %
59.40 %
81.10 %
71.73 %
116.81 %
68.40 %
11.23
7.79
7.62
7.36
6.55
4.92
4.24
3.68
2.90
2.81
100.00
% 11.23
% 19.02
% 26.64
% 34.00
% 40.55
% 45.46
% 49.70
% 53.39
% 56.29
% 59.10
% 100.00
%
%
%
%
%
%
%
%
%
%
%
16,740
8,134
2,715
2,587
2,417
871
671
670
408
363
38,623
17,726
8,682
2,821
989
2,504
2,550
610
1,131
392
345
40,546
25.30
23.18
69.58
47.27
29.96
N/A
39.29
521.20
23.44
1.79
38.80
%
%
%
%
%
50.61 %
65.63 %
75.28 %
61.63 %
22.74 %
N/A
49.73 %
522.79 %
86.75 %
55.10 %
61.90 %
43.34
21.06
7.03
6.70
6.26
2.25
1.74
1.73
1.06
0.94
100.00
% 43.34
% 64.40
% 71.43
% 78.13
% 84.39
% 86.64
% 88.38
% 90.12
% 91.17
% 92.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
234
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
South Carolina
South Dakota
Tennessee
Texas
Utah
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
10
413
31
218
831
2698
3239
184
508
35904
44105
4790
218
212
2698
12
31
2638
775
3239
1279
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
MAG MUT INS GRP
BERKSHIRE HATHAWAY GRP
CNA INS GRP
DOCTORS CO GRP
PROASSURANCE CORP GRP
ALLIED WORLD ASSUR HOLDING GRP
MEDICAL INS GRP
NATIONAL GRP
HEALTH CARE IND INC
OPHTHALMIC MUT INS CO RRG
**STATE TOTAL**
20,209
9,536
6,463
5,280
4,398
2,446
2,164
1,808
1,248
932
64,490
20,046
10,418
6,687
5,038
3,265
2,450
1,872
1,756
1,248
917
63,918
90.45
78.31
8.13
55.47
88.74
44.01
49.20
18.11
N/A
N/A
66.63
%
%
%
%
%
%
%
%
MMIC GRP
CNA INS GRP
ZURICH INS GRP
PROASSURANCE CORP GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
NCMIC GRP
PHARMACISTS MUT GRP
ALLIED WORLD ASSUR HOLDING GRP
ARCH INS GRP
**STATE TOTAL**
12,206
1,189
595
525
353
349
260
215
203
192
17,088
12,087
1,161
549
609
364
375
258
210
203
191
17,059
70.66
N/A
36.50
71.49
N/A
N/A
76.56
18.88
30.84
N/A
34.19
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
33049
12
218
31
212
4509
1129
2698
785
98
STATE VOLUNTEER MUT INS CO
AMERICAN INTL GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
ZURICH INS GRP
IRONSHORE GRP
WHITE MOUNTAINS GRP
PROASSURANCE CORP GRP
MARKEL CORP GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
107,616
30,218
12,810
9,328
8,881
6,973
6,956
6,847
5,814
4,063
233,906
108,256
29,803
12,708
8,723
7,315
6,074
5,737
7,071
3,566
3,847
230,928
33.56
69.60
N/A
48.28
110.87
25.72
113.98
81.11
41.07
76.33
34.33
1
2
3
4
5
6
7
8
9
10
31
2698
831
218
1282
35904
4509
12
508
785
BERKSHIRE HATHAWAY GRP
PROASSURANCE CORP GRP
DOCTORS CO GRP
CNA INS GRP
NORCAL GRP
HEALTH CARE IND INC
IRONSHORE GRP
AMERICAN INTL GRP
NATIONAL GRP
MARKEL CORP GRP
**STATE TOTAL**
46,869
37,905
35,442
27,019
11,224
10,971
10,593
9,831
9,480
8,046
306,108
47,540
41,502
35,373
29,820
11,762
10,971
8,280
9,812
9,340
8,263
314,610
12.95
31.96
35.50
64.71
61.13
N/A
25.97
N/A
24.36
27.20
16.87
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
4790
31
32832
218
831
12
785
44083
1129
2698
MMIC GRP
BERKSHIRE HATHAWAY GRP
MUTUAL INS CO OF AZ
CNA INS GRP
DOCTORS CO GRP
AMERICAN INTL GRP
MARKEL CORP GRP
PREFERRED PHYSICIANS MEDICAL RRG
WHITE MOUNTAINS GRP
PROASSURANCE CORP GRP
**STATE TOTAL**
26,751
5,850
4,591
2,069
2,063
1,996
1,833
1,777
1,480
994
58,208
26,495
6,377
4,611
2,609
2,160
2,087
2,107
1,771
1,139
1,025
58,942
55.86
6.15
37.52
N/A
N/A
82.85
11.07
54.81
42.25
5.64
25.12
%
%
%
© 2015 National Association of Insurance Commissioners
235
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
124.04 %
107.60 %
15.57 %
68.37 %
124.31 %
67.39 %
88.65 %
48.78 %
N/A
N/A
92.14 %
31.34
14.79
10.02
8.19
6.82
3.79
3.36
2.80
1.94
1.44
100.00
% 31.34
% 46.12
% 56.14
% 64.33
% 71.15
% 74.94
% 78.30
% 81.10
% 83.04
% 84.48
% 100.00
%
%
%
%
%
%
%
%
%
%
%
81.89 %
N/A
44.72 %
153.59 %
N/A
N/A
169.11 %
26.08 %
46.73 %
N/A
48.64 %
71.43
6.96
3.48
3.07
2.06
2.04
1.52
1.26
1.19
1.12
100.00
% 71.43
% 78.39
% 81.87
% 84.94
% 87.01
% 89.05
% 90.57
% 91.83
% 93.01
% 94.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
60.63 %
112.64 %
N/A
88.32 %
113.01 %
26.18 %
158.46 %
47.90 %
46.20 %
91.24 %
57.32 %
46.01
12.92
5.48
3.99
3.80
2.98
2.97
2.93
2.49
1.74
100.00
% 46.01
% 58.93
% 64.40
% 68.39
% 72.19
% 75.17
% 78.14
% 81.07
% 83.56
% 85.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
20.22 %
58.34 %
77.81 %
74.51 %
115.36 %
N/A
38.39 %
5.53 %
52.82 %
27.56 %
35.35 %
15.31
12.38
11.58
8.83
3.67
3.58
3.46
3.21
3.10
2.63
100.00
% 15.31
% 27.69
% 39.27
% 48.10
% 51.77
% 55.35
% 58.81
% 62.02
% 65.12
% 67.75
% 100.00
%
%
%
%
%
%
%
%
%
%
%
79.08 %
17.81 %
68.96 %
N/A
N/A
109.37 %
13.07 %
76.57 %
56.82 %
28.00 %
44.85 %
45.96
10.05
7.89
3.55
3.54
3.43
3.15
3.05
2.54
1.71
100.00
% 45.96
% 56.01
% 63.90
% 67.45
% 70.99
% 74.42
% 77.57
% 80.62
% 83.17
% 84.87
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Vermont
Virginia
Washington
West Virginia
Wisconsin
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
4775
1154
218
31
831
2638
244
12
508
2698
MEDICAL MUT INS GRP
COVERYS GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
DOCTORS CO GRP
NCMIC GRP
CINCINNATI FIN GRP
AMERICAN INTL GRP
NATIONAL GRP
PROASSURANCE CORP GRP
**STATE TOTAL**
7,660
5,020
850
689
670
291
248
225
223
170
17,373
7,865
5,125
838
739
712
296
249
191
231
169
17,709
18.99
N/A
256.94
60.79
17.21
N/A
N/A
N/A
0.23
37.48
31.37
1
2
3
4
5
6
7
8
9
10
831
377
184
31
413
2698
1129
218
158
1154
DOCTORS CO GRP
MEDICAL INS OF MD GRP
MEDICAL INS GRP
BERKSHIRE HATHAWAY GRP
MAG MUT INS GRP
PROASSURANCE CORP GRP
WHITE MOUNTAINS GRP
CNA INS GRP
FAIRFAX FIN GRP
COVERYS GRP
**STATE TOTAL**
35,951
21,024
20,579
20,435
16,343
12,277
8,576
7,944
5,489
3,107
196,403
36,927
22,249
21,349
20,790
15,612
12,902
8,485
7,941
7,151
2,995
201,637
N/A
10.47
6.94
11.88
56.57
26.48
27.25
1.01
16.53
100.81
13.16
1
2
3
4
5
6
7
8
9
10
464
831
31
1154
218
12
1313
12355
626
12005
PHYSICIANS INS A MUT GRP
DOCTORS CO GRP
BERKSHIRE HATHAWAY GRP
COVERYS GRP
CNA INS GRP
AMERICAN INTL GRP
OREGON DENTAL GRP
MD RRG INC
ACE LTD GRP
SENTINEL ASSUR RRG INC
**STATE TOTAL**
62,702
18,531
14,246
10,967
7,881
5,090
4,995
4,782
4,689
4,552
176,092
62,757
19,376
9,487
12,546
7,638
15,013
4,819
4,517
2,807
3,693
182,706
43.78
43.29
18.36
28.95
237.28
334.98
35.18
7.07
27.57
N/A
68.88
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
11972
1282
11259
12779
31
111
218
11832
2698
3239
WEST VIRGINIA MUT INS CO
NORCAL GRP
COMMUNITY HOSPITAL RRG
MOUNTAINEER FREEDOM RRG INC
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
CNA INS GRP
HEALTH CARE INDUSTRY LIAB RECIP INS
PROASSURANCE CORP GRP
ALLIED WORLD ASSUR HOLDING GRP
**STATE TOTAL**
25,553
6,551
5,834
5,104
2,734
2,604
1,963
1,941
1,572
1,392
72,175
25,340
6,441
5,834
5,104
2,484
2,276
1,948
1,781
1,696
1,416
71,525
55.42
122.89
N/A
N/A
46.33
13.13
30.94
53.53
6.81
11.36
44.36
1
2
3
4
5
6
7
8
9
10
2698
218
4790
31
1154
2638
33405
244
785
12
PROASSURANCE CORP GRP
CNA INS GRP
MMIC GRP
BERKSHIRE HATHAWAY GRP
COVERYS GRP
NCMIC GRP
WISCONSIN HLTH CARE LIAB INS PLAN
CINCINNATI FIN GRP
MARKEL CORP GRP
AMERICAN INTL GRP
**STATE TOTAL**
22,000
15,858
9,698
8,995
6,416
2,109
1,662
1,200
1,002
970
78,656
23,117
16,251
10,867
9,294
6,410
2,076
1,640
1,178
985
871
82,173
N/A
N/A
67.59
N/A
49.35
3.47
N/A
N/A
21.19
68.57
3.59
© 2015 National Association of Insurance Commissioners
236
%
%
%
%
33.83 %
6.47 %
253.98 %
87.75 %
24.26 %
N/A
37.29 %
N/A
24.47 %
108.12 %
44.94 %
44.09
28.89
4.89
3.97
3.86
1.67
1.43
1.30
1.28
0.98
100.00
% 44.09
% 72.99
% 77.88
% 81.85
% 85.70
% 87.38
% 88.80
% 90.10
% 91.38
% 92.36
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
2.79 %
11.10 %
25.41 %
27.97 %
74.87 %
36.12 %
36.32 %
9.30 %
37.57 %
144.52 %
30.92 %
18.30
10.70
10.48
10.40
8.32
6.25
4.37
4.04
2.79
1.58
100.00
% 18.30
% 29.01
% 39.49
% 49.89
% 58.21
% 64.46
% 68.83
% 72.87
% 75.67
% 77.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
73.20 %
72.25 %
38.06 %
38.74 %
244.93 %
354.10 %
64.19 %
7.09 %
49.23 %
N/A
91.05 %
35.61
10.52
8.09
6.23
4.48
2.89
2.84
2.72
2.66
2.59
100.00
% 35.61
% 46.13
% 54.22
% 60.45
% 64.92
% 67.81
% 70.65
% 73.37
% 76.03
% 78.62
% 100.00
%
%
%
%
%
%
%
%
%
%
%
85.76 %
190.62 %
N/A
N/A
49.41 %
28.28 %
50.56 %
76.47 %
33.82 %
16.85 %
66.14 %
35.40
9.08
8.08
7.07
3.79
3.61
2.72
2.69
2.18
1.93
100.00
% 35.40
% 44.48
% 52.56
% 59.64
% 63.42
% 67.03
% 69.75
% 72.44
% 74.62
% 76.55
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
N/A
83.56 %
35.79 %
88.33 %
8.01 %
N/A
N/A
18.98 %
198.66 %
15.03 %
27.97
20.16
12.33
11.44
8.16
2.68
2.11
1.53
1.27
1.23
100.00
% 27.97
% 48.13
% 60.46
% 71.90
% 80.05
% 82.73
% 84.85
% 86.37
% 87.65
% 88.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
11 - Medical Professional Liability
STATE
Wyoming
Guam
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
Direct
Premiums
Earned
(000)
Loss
Ratio
7,556
5,234
4,866
1,054
855
669
665
501
300
173
23,563
7,006
5,341
4,840
1,008
1,370
669
727
516
300
172
23,976
N/A
43.80
115.49
167.84
324.41
115.75
376.19
234.52
40.28
5.08
77.17
370
175
110
79
30
9
774
368
203
60
83
65
9
784
79.69
0.00
26.74
N/A
15.18
N/A
39.91
%
%
%
21,301
18,154
11,592
10,404
5,406
822
588
204
176
5
68,650
22,183
18,323
10,370
9,860
5,763
959
508
224
174
5
68,389
41.18
23.95
44.13
43.25
70.08
N/A
61.07
N/A
97.70
N/A
36.00
%
%
%
%
%
70
22
53
31
19
19
16
12
10
5
2
239
50
33
38
18
16
19
10
5
3
214
WR BERKLEY CORP GRP
11
**STATE TOTAL**
STATE FARM GRP
**STATE TOTAL**
Group/
Company
Rank
Code
Group/
Company Name
1
2
3
4
5
6
7
8
9
10
4790
831
11585
12
218
11796
2698
31
3786
44083
MMIC GRP
DOCTORS CO GRP
MOUNTAIN STATES HLTHCARE RECIP RRG
AMERICAN INTL GRP
CNA INS GRP
YELLOWSTONE INS EXCH RRG
PROASSURANCE CORP GRP
BERKSHIRE HATHAWAY GRP
ENDURANCE GRP
PREFERRED PHYSICIANS MEDICAL RRG
**STATE TOTAL**
1
2
3
4
5
6
831
218
98
785
10972
2638
DOCTORS CO GRP
CNA INS GRP
WR BERKLEY CORP GRP
MARKEL CORP GRP
FIRST NET INS CO
NCMIC GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
11078
218
12332
4802
98
785
4706
31
2638
12373
1
1279
2
3
4
5
6
7
8
9
10
3239
218
626
2638
4509
98
761
12373
785
1
98
Canada
1
176
Agg. Other Alien
1
2
35904
626
SIMED
CNA INS GRP
PUERTO RICO MED DEFENSE MUT INS CO
TRIPLE S GRP
WR BERKLEY CORP GRP
MARKEL CORP GRP
LOCKHART CO GRP
BERKSHIRE HATHAWAY GRP
NCMIC GRP
CARING COMMUNITIES RECIP RRG
**STATE TOTAL**
ARCH INS GRP
ALLIED WORLD ASSUR HOLDING GRP
CNA INS GRP
ACE LTD GRP
NCMIC GRP
IRONSHORE GRP
WR BERKLEY CORP GRP
ALLIANZ INS GRP
CARING COMMUNITIES RECIP RRG
MARKEL CORP GRP
**STATE TOTAL**
HEALTH CARE IND INC
ACE LTD GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
11.24 %
62.57 %
139.12 %
194.07 %
369.89 %
106.88 %
397.71 %
129.86 %
44.76 %
8.01 %
92.77 %
32.07
22.21
20.65
4.47
3.63
2.84
2.82
2.13
1.27
0.73
100.00
% 32.07
% 54.28
% 74.93
% 79.40
% 83.03
% 85.87
% 88.69
% 90.81
% 92.09
% 92.82
% 100.00
108.30 %
17.11 %
34.15 %
N/A
10.38 %
N/A
57.42 %
47.84
22.66
14.24
10.22
3.87
1.17
100.00
% 47.84 %
% 70.50 %
% 84.75 %
% 94.97 %
% 98.83 %
% 100.00 %
% 100.00 %
%
64.19 %
38.81 %
64.49 %
53.03 %
87.42 %
N/A
61.07 %
N/A
139.11 %
N/A
53.33 %
31.03
26.44
16.88
15.15
7.87
1.20
0.86
0.30
0.26
0.01
100.00
% 31.03 %
% 57.47 %
% 74.36 %
% 89.51 %
% 97.39 %
% 98.58 %
% 99.44 %
% 99.74 %
% 99.99 %
% 100.00 %
% 100.00 %
35.51 %
43.89 %
173.07
N/A
4.53
25.56
27.11
27.76
74.21
N/A
2.92
54.23
%
%
%
%
%
%
%
%
%
%
%
%
%
%
29.25 %
%
%
327.39 %
25.43 %
22.68 %
51.73 %
30.13 %
39.00 %
59.99 %
N/A
3.01 %
101.01 %
8
31.74 %
45.85 %
100.00 % 100.00 %
11
8
290.61 %
304.72 %
100.00 % 100.00 %
22
22
20
20
0.00 %
N/A
0.00 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
1,184
109
1,293
1,184
146
1,592
360.89 %
1,164.74 %
505.50 %
361.45 %
576.67 %
433.65 %
91.60 % 91.60 %
8.40 % 100.00 %
100.00 % 100.00 %
© 2015 National Association of Insurance Commissioners
237
%
29.25 %
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
22.27
13.12
7.98
7.81
6.75
5.20
4.23
2.16
1.04
100.00
% 51.52
% 64.64
% 72.62
% 80.43
% 87.18
% 92.38
% 96.61
% 98.77
% 99.80
% 100.00
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
238
12—Earthquake
© 2015 National Association of Insurance Commissioners
239
© 2015 National Association of Insurance Commissioners
240
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
12 - Earthquake
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
212
176
12
3548
3829
111
626
181
38
761
200
922
1120
3416
140
1285
1279
785
31
39861
3786
69
11409
411
783
91
175
796
3239
28
984
501
218
3526
473
457
280
361
71
241
123
19
20338
88
3593
313
10308
3589
4509
2898
4802
26905
920
228
4698
802
215
1278
7
8
93
300
26778
98
3219
244
Group/
Company Name
ZURICH INS GRP
STATE FARM GRP
AMERICAN INTL GRP
TRAVELERS GRP
GEOVERA HOLDINGS INC GRP
LIBERTY MUT GRP
ACE LTD GRP
SWISS RE GRP
CHUBB INC GRP
ALLIANZ INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN ASSETS GRP
EVEREST REINS HOLDINGS GRP
AXIS CAPITAL GRP
NATIONWIDE CORP GRP
XL AMER GRP
ARCH INS GRP
MARKEL CORP GRP
BERKSHIRE HATHAWAY GRP
GOLDEN BEAR INS CO
ENDURANCE GRP
FARMERS INS GRP
QUEEN CITY ASSUR INC
MAPFRE INS GRP
RLI INS GRP
HARTFORD FIRE & CAS GRP
STATE AUTO MUT GRP
QBE INS GRP
ALLIED WORLD ASSUR HOLDING GRP
AMICA MUT GRP
HCC INS HOLDINGS GRP
ALLEGHANY GRP
CNA INS GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
AMERICAN FAMILY INS GRP
ARGONAUT GRP
AUTO OWNERS GRP
MUNICH RE GRP
UNIVERSAL INS CO GRP
METROPOLITAN GRP
SHELTER INS GRP
ASSURANT INC GRP
PALOMAR SPECIALTY INS CO
THE HANOVER INS GRP
USIC GRP
AEGIS GRP
ANTILLES INS CO
MAXUM SPECIALTY INS GRP
IRONSHORE GRP
WESTERN SERV CONTRACT GRP
TRIPLE S GRP
CENTURY NATL INS CO
GLOBAL IND GRP
WESTFIELD GRP
ASPEN INS HOLDING GRP
CAPITAL INS GRP
KEMPER CORP GRP
CSAA INS GRP
FEDERATED MUT GRP
ALLSTATE INS GRP
STATE NATL GRP
HORACE MANN GRP
INTEGRAND ASSUR CO
WR BERKLEY CORP GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
CINCINNATI FIN GRP
Direct
Premiums
Written
(000)
232,700
228,547
148,390
140,077
117,634
90,195
87,253
72,589
62,542
51,928
51,181
50,076
47,857
47,804
47,115
45,891
45,379
42,987
40,756
40,317
38,428
27,557
27,500
26,401
24,545
24,056
21,213
20,093
19,085
18,953
18,546
18,520
17,912
17,296
16,469
16,422
16,065
14,835
14,635
13,581
13,351
12,228
11,161
8,547
8,207
8,059
7,898
7,456
7,121
6,593
5,509
5,333
5,038
4,407
4,223
3,939
3,801
3,763
3,715
3,563
3,338
3,289
3,267
3,199
3,002
2,761
Direct
Premiums
Earned
(000)
Loss
Ratio
228,096
228,262
148,264
139,709
118,137
95,005
87,062
66,130
60,581
51,063
49,941
53,730
43,366
50,199
46,767
44,773
49,368
46,806
28,734
41,077
39,530
26,724
27,500
26,382
25,911
23,685
21,933
20,462
17,107
19,128
19,291
19,449
18,408
17,885
15,997
17,969
15,257
13,313
15,301
13,781
13,516
12,386
4,001
6,564
8,360
4,532
8,444
8,245
7,821
4,954
5,798
5,403
3,433
4,281
3,592
3,950
4,021
3,354
3,550
3,282
263
3,251
3,402
4,103
2,439
2,670
0.52
0.09
8.46
3.67
0.52
0.48
0.19
N/A
0.78
0.22
0.95
0.19
6.00
N/A
N/A
3.79
0.21
0.93
6.57
0.12
N/A
1.77
0.00
0.04
0.39
0.03
N/A
2.07
2.72
2.60
N/A
0.00
N/A
0.06
0.01
N/A
N/A
N/A
N/A
0.86
0.00
1.37
0.00
N/A
0.59
0.00
0.08
0.00
N/A
0.00
0.80
0.03
0.15
N/A
1.11
0.00
N/A
N/A
0.00
322.87
23.99
1.99
0.29
N/A
0.93
N/A
© 2015 National Association of Insurance Commissioners
241
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
0.59 %
0.23 %
8.49 %
3.70 %
0.48 %
0.50 %
0.19 %
N/A
0.81 %
N/A
0.96 %
0.22 %
6.01 %
N/A
N/A
3.98 %
0.36 %
0.95 %
7.30 %
0.21 %
N/A
2.09 %
0.00 %
N/A
0.52 %
0.19 %
N/A
2.51 %
3.02 %
2.72 %
N/A
0.00 %
N/A
0.09 %
0.01 %
0.01 %
N/A
N/A
N/A
0.85 %
0.00 %
1.51 %
0.00 %
N/A
1.02 %
0.00 %
0.51 %
0.00 %
N/A
0.18 %
1.17 %
0.11 %
N/A
N/A
1.11 %
0.02 %
0.03 %
N/A
0.00 %
370.59 %
26.65 %
2.04 %
0.41 %
N/A
0.93 %
N/A
10.05
9.87
6.41
6.05
5.08
3.90
3.77
3.14
2.70
2.24
2.21
2.16
2.07
2.07
2.04
1.98
1.96
1.86
1.76
1.74
1.66
1.19
1.19
1.14
1.06
1.04
0.92
0.87
0.82
0.82
0.80
0.80
0.77
0.75
0.71
0.71
0.69
0.64
0.63
0.59
0.58
0.53
0.48
0.37
0.35
0.35
0.34
0.32
0.31
0.28
0.24
0.23
0.22
0.19
0.18
0.17
0.16
0.16
0.16
0.15
0.14
0.14
0.14
0.14
0.13
0.12
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.05
19.93
26.34
32.39
37.47
41.37
45.14
48.27
50.97
53.22
55.43
57.59
59.66
61.72
63.76
65.74
67.70
69.56
71.32
73.06
74.72
75.91
77.10
78.24
79.30
80.34
81.26
82.12
82.95
83.77
84.57
85.37
86.14
86.89
87.60
88.31
89.00
89.65
90.28
90.86
91.44
91.97
92.45
92.82
93.18
93.52
93.86
94.19
94.49
94.78
95.02
95.25
95.47
95.66
95.84
96.01
96.17
96.33
96.50
96.65
96.79
96.94
97.08
97.21
97.34
97.46
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
12 - Earthquake
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
10683
267
4765
645
800
291
408
62
23108
518
84
3494
15350
36
4706
1129
4715
33
70
22624
234
169
2538
10969
18380
4804
96
303
38920
660
586
4672
3098
27065
32727
13597
35
225
12633
246
248
250
333
1319
11844
708
309
256
10972
497
158
3489
12573
323
15792
474
311
13501
38300
Group/
Company Name
WAWANESA GEN INS CO
GRANGE MUT CAS GRP
WBL GRP
OREGON MUT GRP
WESTERN MUT INS GRP
MOTORISTS MUT GRP
AMERICAN NATL FIN GRP
EMC INS CO GRP
LUMBERMENS UNDERWRITING ALLIANCE
GRINNELL MUT GRP
AMERICAN FINANCIAL GRP
JAMES RIVER GRP
WEST BEND MUT INS CO
CENTRAL MUT INS CO GRP
LOCKHART CO GRP
WHITE MOUNTAINS GRP
MS & AD INS GRP
CALIFORNIA CAS MGMT GRP
FIRST AMER TITLE GRP
INDIANA FARMERS MUT INS CO
VERMONT MUT GRP
SENTRY INS GRP
AMTRUST NGH GRP
UNITED PROP & CAS INS CO
PACIFIC IND INS CO
MULTINATIONAL GRP
SECURA INS GRP
GUIDEONE INS GRP
KINSALE INS CO
MERCURY GEN GRP
ARBELLA INS GRP
DONGBU INS GRP
TOKIO MARINE HOLDINGS INC GRP
ROCKFORD MUT INS CO
UNDERWRITERS AT LLOYDS
CHUNG KUO INS CO LTD
CELINA GRP
IAT REINS CO GRP
CENTURY INS CO GU LTD
PENNSYLVANIA LUMBERMENS GRP
UNITED FIRE & CAS GRP
DONEGAL GRP
MUTUAL OF ENUMCLAW GRP
LITITZ MUT GRP
ST JOHNS INS CO INC
NEW JERSEY MANUFACTURERS GRP
WESTERN NATL MUT GRP
PROSIGHT GRP
FIRST NET INS CO
NBIC HOLDINGS GRP
FAIRFAX FIN GRP
DELEK GRP
CENTAURI SPECIALTY INS CO
CIVIL SERV EMPLOYEE GRP
UNDERWRITERS AT LLOYDS LONDON
FCCI MUT INS GRP
MAIN STREET AMER GRP
BRETHREN MUT INS CO
SAMSUNG FIRE & MARINE INS CO LTD
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
2,758
2,542
2,386
2,368
2,364
2,096
2,067
1,979
1,924
1,785
1,655
1,627
1,617
1,597
1,535
1,525
1,516
1,458
1,453
1,440
1,277
1,168
1,135
1,061
1,007
1,005
972
928
926
822
762
724
717
703
683
631
552
526
514
436
414
399
339
318
280
226
212
207
193
176
168
162
152
142
139
105
97
89
79
2,314,802
Direct
Premiums
Earned
(000)
2,731
2,600
2,297
2,442
2,349
2,115
2,203
1,912
2,261
1,771
1,799
1,670
1,505
1,535
1,611
1,765
1,416
1,450
1,404
1,423
1,218
1,223
1,218
977
1,027
816
993
882
959
793
765
770
819
693
676
628
556
450
340
507
396
385
348
310
240
110
203
122
204
191
142
166
118
142
18
93
106
90
102
2,289,078
© 2015 National Association of Insurance Commissioners
242
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
0.01
0.00
0.71
0.00
0.98
0.00
N/A
0.00
0.00
0.00
6.83
N/A
6.53
0.00
0.00
8.30
4.50
0.00
0.00
1.22
0.00
4.03
N/A
0.00
19.42
0.01
3.19
1.25
1.06
0.00
0.00
4.76
26.68
0.00
58.23
3.98
0.00
1.51
24.66
0.00
0.44
0.00
0.75
0.00
0.00
0.00
N/A
14.27
96.98
0.00
N/A
N/A
0.00
5.75
0.00
0.77
0.00
0.00
N/A
0.99
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
0.11 %
0.19 %
0.97 %
0.00 %
1.65 %
0.00 %
N/A
0.00 %
0.00 %
0.00 %
7.31 %
N/A
6.62 %
0.00 %
0.00 %
9.22 %
4.94 %
0.00 %
0.00 %
1.22 %
0.00 %
5.06 %
0.01 %
0.00 %
22.79 %
0.10 %
3.57 %
1.39 %
0.77 %
0.19 %
0.00 %
6.83 %
39.15 %
0.00 %
60.66 %
4.54 %
0.00 %
2.20 %
28.87 %
0.00 %
0.43 %
0.00 %
0.42 %
0.00 %
0.00 %
0.00 %
N/A
19.06 %
100.20 %
0.00 %
N/A
N/A
0.00 %
5.75 %
0.00 %
0.77 %
0.00 %
0.00 %
N/A
1.04 %
0.12
0.11
0.10
0.10
0.10
0.09
0.09
0.09
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.05
0.05
0.05
0.04
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.00
0.00
0.00
0.00
100.00
% 97.58
% 97.69
% 97.80
% 97.90
% 98.00
% 98.09
% 98.18
% 98.27
% 98.35
% 98.43
% 98.50
% 98.57
% 98.64
% 98.71
% 98.77
% 98.84
% 98.90
% 98.97
% 99.03
% 99.09
% 99.15
% 99.20
% 99.25
% 99.29
% 99.34
% 99.38
% 99.42
% 99.46
% 99.50
% 99.54
% 99.57
% 99.60
% 99.63
% 99.66
% 99.69
% 99.72
% 99.74
% 99.77
% 99.79
% 99.81
% 99.83
% 99.84
% 99.86
% 99.87
% 99.88
% 99.89
% 99.90
% 99.91
% 99.92
% 99.93
% 99.93
% 99.94
% 99.95
% 99.95
% 99.96
% 99.96
% 99.97
% 99.97
% 99.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
12 - Earthquake
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
212
176
12
3548
3829
111
626
181
38
761
200
922
1120
140
1285
3416
1279
785
31
39861
3786
69
11409
411
783
91
175
796
28
501
3239
218
984
3526
473
457
280
361
71
241
123
19
20338
88
3593
313
10308
3589
4509
2898
4802
26905
920
228
4698
802
215
1278
7
8
93
300
26778
98
3219
244
Group/
Company Name
ZURICH INS GRP
STATE FARM GRP
AMERICAN INTL GRP
TRAVELERS GRP
GEOVERA HOLDINGS INC GRP
LIBERTY MUT GRP
ACE LTD GRP
SWISS RE GRP
CHUBB INC GRP
ALLIANZ INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN ASSETS GRP
EVEREST REINS HOLDINGS GRP
NATIONWIDE CORP GRP
XL AMER GRP
AXIS CAPITAL GRP
ARCH INS GRP
MARKEL CORP GRP
BERKSHIRE HATHAWAY GRP
GOLDEN BEAR INS CO
ENDURANCE GRP
FARMERS INS GRP
QUEEN CITY ASSUR INC
MAPFRE INS GRP
RLI INS GRP
HARTFORD FIRE & CAS GRP
STATE AUTO MUT GRP
QBE INS GRP
AMICA MUT GRP
ALLEGHANY GRP
ALLIED WORLD ASSUR HOLDING GRP
CNA INS GRP
HCC INS HOLDINGS GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
AMERICAN FAMILY INS GRP
ARGONAUT GRP
AUTO OWNERS GRP
MUNICH RE GRP
UNIVERSAL INS CO GRP
METROPOLITAN GRP
SHELTER INS GRP
ASSURANT INC GRP
PALOMAR SPECIALTY INS CO
THE HANOVER INS GRP
USIC GRP
AEGIS GRP
ANTILLES INS CO
MAXUM SPECIALTY INS GRP
IRONSHORE GRP
WESTERN SERV CONTRACT GRP
TRIPLE S GRP
CENTURY NATL INS CO
GLOBAL IND GRP
WESTFIELD GRP
ASPEN INS HOLDING GRP
CAPITAL INS GRP
KEMPER CORP GRP
CSAA INS GRP
FEDERATED MUT GRP
ALLSTATE INS GRP
STATE NATL GRP
HORACE MANN GRP
INTEGRAND ASSUR CO
WR BERKLEY CORP GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
CINCINNATI FIN GRP
Direct
Premiums
Written
(000)
231,404
227,690
145,855
138,812
117,634
90,195
87,167
71,630
62,542
51,688
51,181
50,076
47,857
47,115
45,636
45,356
44,941
42,987
40,603
40,317
38,428
27,557
27,500
26,401
24,540
24,056
21,213
20,093
18,953
18,520
18,448
17,907
17,098
16,905
16,469
16,422
16,065
14,835
14,635
13,581
13,351
12,228
11,161
8,547
8,207
8,059
7,898
7,456
7,098
6,593
5,509
5,333
5,038
4,407
4,223
3,939
3,801
3,763
3,715
3,563
3,338
3,289
3,267
3,199
3,002
2,761
Direct
Premiums
Earned
(000)
Loss
Ratio
226,734
227,405
146,061
138,396
118,137
95,005
86,859
65,614
60,581
50,826
49,941
53,730
43,366
46,767
44,067
47,005
49,049
46,806
28,711
41,077
39,530
26,724
27,500
26,382
25,904
23,685
21,933
20,462
19,128
19,449
16,835
18,406
17,893
17,539
15,997
17,969
15,257
13,313
15,301
13,781
13,516
12,386
4,001
6,564
8,360
4,532
8,444
8,245
7,791
4,954
5,798
5,403
3,433
4,281
3,592
3,950
4,021
3,354
3,550
3,282
263
3,251
3,402
4,103
2,438
2,670
0.53
0.08
6.78
3.55
0.52
0.48
0.14
N/A
0.78
0.44
0.95
0.19
6.00
N/A
3.78
N/A
0.21
0.93
6.57
0.12
N/A
1.77
0.00
0.04
0.39
0.03
N/A
2.07
2.60
0.00
2.28
N/A
N/A
0.06
0.01
N/A
N/A
N/A
N/A
0.86
0.00
1.37
0.00
N/A
0.59
0.00
0.08
0.00
N/A
0.00
0.80
0.03
0.15
N/A
1.11
0.00
N/A
N/A
0.00
322.87
23.99
1.99
0.29
N/A
0.94
N/A
© 2015 National Association of Insurance Commissioners
243
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
0.60 %
0.22 %
6.81 %
3.58 %
0.48 %
0.50 %
0.14 %
N/A
0.81 %
N/A
0.96 %
0.22 %
6.01 %
N/A
3.97 %
N/A
0.36 %
0.95 %
7.29 %
0.21 %
N/A
2.09 %
0.00 %
N/A
0.52 %
0.19 %
N/A
2.51 %
2.72 %
0.00 %
2.52 %
N/A
N/A
0.08 %
0.01 %
0.01 %
N/A
N/A
N/A
0.85 %
0.00 %
1.51 %
0.00 %
N/A
1.02 %
0.00 %
0.51 %
0.00 %
N/A
0.18 %
1.17 %
0.11 %
N/A
N/A
1.11 %
0.02 %
0.03 %
N/A
0.00 %
370.59 %
26.65 %
2.04 %
0.41 %
N/A
0.93 %
N/A
10.05
9.89
6.34
6.03
5.11
3.92
3.79
3.11
2.72
2.25
2.22
2.18
2.08
2.05
1.98
1.97
1.95
1.87
1.76
1.75
1.67
1.20
1.19
1.15
1.07
1.05
0.92
0.87
0.82
0.80
0.80
0.78
0.74
0.73
0.72
0.71
0.70
0.64
0.64
0.59
0.58
0.53
0.48
0.37
0.36
0.35
0.34
0.32
0.31
0.29
0.24
0.23
0.22
0.19
0.18
0.17
0.17
0.16
0.16
0.15
0.15
0.14
0.14
0.14
0.13
0.12
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.05
19.95
26.28
32.31
37.42
41.34
45.13
48.24
50.96
53.21
55.43
57.60
59.68
61.73
63.71
65.68
67.64
69.50
71.27
73.02
74.69
75.89
77.08
78.23
79.29
80.34
81.26
82.13
82.96
83.76
84.56
85.34
86.09
86.82
87.54
88.25
88.95
89.59
90.23
90.82
91.40
91.93
92.41
92.78
93.14
93.49
93.83
94.16
94.47
94.75
94.99
95.22
95.44
95.63
95.82
95.99
96.15
96.32
96.48
96.63
96.78
96.92
97.06
97.20
97.33
97.45
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
12 - Earthquake
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
10683
267
4765
645
800
291
408
62
23108
518
84
3494
15350
36
4706
1129
4715
33
70
22624
234
169
2538
10969
4804
96
18380
303
38920
660
586
3098
4672
27065
32727
13597
35
225
12633
246
248
250
333
1319
11844
708
309
256
10972
497
158
3489
12573
323
15792
474
311
13501
38300
Group/
Company Name
WAWANESA GEN INS CO
GRANGE MUT CAS GRP
WBL GRP
OREGON MUT GRP
WESTERN MUT INS GRP
MOTORISTS MUT GRP
AMERICAN NATL FIN GRP
EMC INS CO GRP
LUMBERMENS UNDERWRITING ALLIANCE
GRINNELL MUT GRP
AMERICAN FINANCIAL GRP
JAMES RIVER GRP
WEST BEND MUT INS CO
CENTRAL MUT INS CO GRP
LOCKHART CO GRP
WHITE MOUNTAINS GRP
MS & AD INS GRP
CALIFORNIA CAS MGMT GRP
FIRST AMER TITLE GRP
INDIANA FARMERS MUT INS CO
VERMONT MUT GRP
SENTRY INS GRP
AMTRUST NGH GRP
UNITED PROP & CAS INS CO
MULTINATIONAL GRP
SECURA INS GRP
PACIFIC IND INS CO
GUIDEONE INS GRP
KINSALE INS CO
MERCURY GEN GRP
ARBELLA INS GRP
TOKIO MARINE HOLDINGS INC GRP
DONGBU INS GRP
ROCKFORD MUT INS CO
UNDERWRITERS AT LLOYDS
CHUNG KUO INS CO LTD
CELINA GRP
IAT REINS CO GRP
CENTURY INS CO GU LTD
PENNSYLVANIA LUMBERMENS GRP
UNITED FIRE & CAS GRP
DONEGAL GRP
MUTUAL OF ENUMCLAW GRP
LITITZ MUT GRP
ST JOHNS INS CO INC
NEW JERSEY MANUFACTURERS GRP
WESTERN NATL MUT GRP
PROSIGHT GRP
FIRST NET INS CO
NBIC HOLDINGS GRP
FAIRFAX FIN GRP
DELEK GRP
CENTAURI SPECIALTY INS CO
CIVIL SERV EMPLOYEE GRP
UNDERWRITERS AT LLOYDS LONDON
FCCI MUT INS GRP
MAIN STREET AMER GRP
BRETHREN MUT INS CO
SAMSUNG FIRE & MARINE INS CO LTD
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
2,758
2,542
2,386
2,368
2,364
2,096
2,067
1,979
1,924
1,785
1,650
1,627
1,617
1,597
1,535
1,525
1,516
1,458
1,453
1,440
1,277
1,168
1,135
1,061
1,005
972
946
928
926
822
762
717
716
703
683
631
552
526
514
436
414
399
339
318
280
226
212
207
182
176
168
162
152
142
139
105
97
89
79
2,301,677
Direct
Premiums
Earned
(000)
Loss
Ratio
2,731
2,600
2,297
2,442
2,349
2,115
2,203
1,912
2,261
1,771
1,793
1,670
1,505
1,535
1,611
1,765
1,416
1,450
1,404
1,423
1,218
1,223
1,218
977
816
993
966
882
959
793
765
819
781
693
676
628
556
450
340
507
396
385
348
310
240
110
203
122
192
191
142
166
118
142
18
93
106
90
102
2,276,022
0.01
0.00
0.71
0.00
0.98
0.00
N/A
0.00
0.00
0.00
6.79
N/A
6.53
0.00
0.00
8.30
4.50
0.00
0.00
1.22
0.00
4.03
N/A
0.00
0.01
3.19
20.65
1.25
1.06
0.00
0.00
26.68
4.69
0.00
58.23
3.98
0.00
1.51
24.66
0.00
0.44
0.00
0.75
0.00
0.00
0.00
N/A
14.27
120.26
0.00
N/A
N/A
0.00
5.75
0.00
0.77
0.00
0.00
N/A
0.95
© 2015 National Association of Insurance Commissioners
244
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
0.11 %
0.19 %
0.97 %
0.00 %
1.65 %
0.00 %
N/A
0.00 %
0.00 %
0.00 %
7.28 %
N/A
6.62 %
0.00 %
0.00 %
9.22 %
4.94 %
0.00 %
0.00 %
1.22 %
0.00 %
5.06 %
0.01 %
0.00 %
0.10 %
3.57 %
24.24 %
1.39 %
0.77 %
0.19 %
0.00 %
39.15 %
6.73 %
0.00 %
60.66 %
4.54 %
0.00 %
2.20 %
28.87 %
0.00 %
0.43 %
0.00 %
0.42 %
0.00 %
0.00 %
0.00 %
N/A
19.06 %
125.25 %
0.00 %
N/A
N/A
0.00 %
5.75 %
0.00 %
0.77 %
0.00 %
0.00 %
N/A
1.01 %
0.12
0.11
0.10
0.10
0.10
0.09
0.09
0.09
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.05
0.05
0.05
0.04
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.00
0.00
0.00
0.00
100.00
% 97.57
% 97.68
% 97.79
% 97.89
% 97.99
% 98.08
% 98.17
% 98.26
% 98.34
% 98.42
% 98.49
% 98.56
% 98.63
% 98.70
% 98.77
% 98.84
% 98.90
% 98.96
% 99.03
% 99.09
% 99.15
% 99.20
% 99.25
% 99.29
% 99.34
% 99.38
% 99.42
% 99.46
% 99.50
% 99.54
% 99.57
% 99.60
% 99.63
% 99.66
% 99.69
% 99.72
% 99.74
% 99.77
% 99.79
% 99.81
% 99.82
% 99.84
% 99.86
% 99.87
% 99.88
% 99.89
% 99.90
% 99.91
% 99.92
% 99.93
% 99.93
% 99.94
% 99.95
% 99.95
% 99.96
% 99.96
% 99.97
% 99.97
% 99.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Alabama
Alaska
Arizona
Arkansas
California
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
3548
176
12
785
200
212
111
761
181
1279
TRAVELERS GRP
STATE FARM GRP
AMERICAN INTL GRP
MARKEL CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
SWISS RE GRP
ARCH INS GRP
**STATE TOTAL**
1,722
1,303
735
375
375
318
285
275
268
238
7,721
1,664
1,298
783
412
364
1,254
316
260
257
204
8,769
2.85
0.00
16.69
N/A
0.72
N/A
N/A
N/A
N/A
0.00
0.44
%
%
%
1
2
3
4
5
6
7
8
9
10
176
200
626
922
181
212
1285
300
785
3786
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
ACE LTD GRP
AMERICAN ASSETS GRP
SWISS RE GRP
ZURICH INS GRP
XL AMER GRP
HORACE MANN GRP
MARKEL CORP GRP
ENDURANCE GRP
**STATE TOTAL**
7,689
3,627
3,597
2,251
1,629
1,116
829
564
407
346
24,676
7,768
3,547
3,406
2,142
1,497
1,113
819
581
410
327
24,380
0.64
0.85
0.00
0.00
0.00
0.26
2.89
0.00
3.18
N/A
0.05
%
%
%
%
%
%
%
%
%
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
ALLIANZ INS GRP
ACE LTD GRP
UNITED SERV AUTOMOBILE ASSN GRP
XL AMER GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
CNA INS GRP
**STATE TOTAL**
2,088
1,266
1,008
673
539
469
318
316
248
239
9,087
2,175
1,247
1,221
652
635
459
396
313
297
220
9,576
71.97
N/A
N/A
N/A
0.00
4.71
2.82
0.03
14.65
N/A
15.90
%
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
TRAVELERS GRP
AXIS CAPITAL GRP
SHELTER INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
SWISS RE GRP
**STATE TOTAL**
8,431
4,101
2,074
2,048
2,006
1,723
1,339
666
657
632
29,855
7,881
3,966
1,716
2,116
2,016
1,690
1,310
684
706
563
28,944
0.12
0.71
N/A
2.10
N/A
0.00
5.20
0.04
N/A
0.00
N/A
%
%
145,534
97,024
64,133
54,896
46,657
44,441
41,726
38,153
34,678
32,485
1,049,306
151,512
97,790
61,361
56,180
42,469
40,636
39,637
41,299
35,522
35,657
1,046,053
1.28
0.63
19.35
0.00
6.00
N/A
1.19
0.24
0.14
0.28
1.63
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3548
12
212
761
626
200
1285
111
31
218
1
2
3
4
5
6
7
8
9
10
176
200
212
3548
3416
123
140
111
12
181
1
2
3
4
5
6
7
8
9
10
212
3829
12
626
1120
181
38
922
39861
1279
ZURICH INS GRP
GEOVERA HOLDINGS INC GRP
AMERICAN INTL GRP
ACE LTD GRP
EVEREST REINS HOLDINGS GRP
SWISS RE GRP
CHUBB INC GRP
AMERICAN ASSETS GRP
GOLDEN BEAR INS CO
ARCH INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
245
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
2.85 %
0.00 %
18.88 %
N/A
0.70 %
N/A
N/A
N/A
N/A
N/A
0.42 %
22.30
16.87
9.52
4.86
4.86
4.12
3.69
3.56
3.48
3.09
100.00
% 22.30
% 39.18
% 48.70
% 53.56
% 58.41
% 62.53
% 66.22
% 69.78
% 73.25
% 76.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.81 %
0.85 %
0.00 %
N/A
0.33 %
0.44 %
3.04 %
0.00 %
3.06 %
N/A
0.12 %
31.16
14.70
14.58
9.12
6.60
4.52
3.36
2.28
1.65
1.40
100.00
% 31.16
% 45.86
% 60.43
% 69.56
% 76.16
% 80.68
% 84.04
% 86.33
% 87.98
% 89.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
74.27 %
N/A
N/A
N/A
0.00 %
4.77 %
2.97 %
0.02 %
16.28 %
N/A
16.44 %
22.98
13.93
11.10
7.40
5.94
5.16
3.50
3.47
2.73
2.63
100.00
% 22.98
% 36.91
% 48.01
% 55.41
% 61.35
% 66.51
% 70.01
% 73.49
% 76.22
% 78.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.23 %
0.71 %
N/A
2.09 %
N/A
0.00 %
5.19 %
0.03 %
N/A
0.00 %
N/A
28.24
13.74
6.95
6.86
6.72
5.77
4.49
2.23
2.20
2.12
100.00
% 28.24
% 41.97
% 48.92
% 55.78
% 62.50
% 68.27
% 72.76
% 74.99
% 77.19
% 79.31
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1.38 %
0.57 %
19.39 %
0.00 %
6.01 %
N/A
1.23 %
0.27 %
0.20 %
0.38 %
1.59 %
13.87
9.25
6.11
5.23
4.45
4.24
3.98
3.64
3.30
3.10
100.00
% 13.87
% 23.12
% 29.23
% 34.46
% 38.91
% 43.14
% 47.12
% 50.75
% 54.06
% 57.15
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Colorado
Connecticut
Delaware
District Of
Columbia
Florida
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
12
3548
1285
212
200
38
176
31
501
111
AMERICAN INTL GRP
TRAVELERS GRP
XL AMER GRP
ZURICH INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
CHUBB INC GRP
STATE FARM GRP
BERKSHIRE HATHAWAY GRP
ALLEGHANY GRP
LIBERTY MUT GRP
**STATE TOTAL**
1,603
1,385
845
713
631
599
571
476
468
416
10,231
1,653
1,331
796
580
617
592
560
362
434
420
10,316
N/A
3.03
4.00
N/A
1.27
0.00
0.00
12.88
0.00
N/A
N/A
1
2
3
4
5
6
7
8
9
10
212
3548
12
31
111
38
761
1285
28
200
ZURICH INS GRP
TRAVELERS GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
CHUBB INC GRP
ALLIANZ INS GRP
XL AMER GRP
AMICA MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
**STATE TOTAL**
2,012
1,813
692
450
445
423
293
278
274
209
8,428
1,582
1,744
722
326
456
415
261
267
265
198
7,824
N/A
2.79
4.80
12.79
0.20
0.00
N/A
5.19
0.00
0.69
0.09
1
2
3
4
5
6
7
8
9
10
212
12
3548
176
140
761
1285
181
200
111
ZURICH INS GRP
AMERICAN INTL GRP
TRAVELERS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
ALLIANZ INS GRP
XL AMER GRP
SWISS RE GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
**STATE TOTAL**
243
204
155
79
73
69
65
64
46
38
1,259
202
208
132
77
76
73
59
60
44
43
1,201
N/A
N/A
2.61
0.00
N/A
4.05
N/A
0.00
0.71
0.09
N/A
1
3548
TRAVELERS GRP
667
702
N/A
2
3
4
5
6
7
8
9
10
12
212
218
3416
200
626
4509
111
176
AMERICAN INTL GRP
ZURICH INS GRP
CNA INS GRP
AXIS CAPITAL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ACE LTD GRP
IRONSHORE GRP
LIBERTY MUT GRP
STATE FARM GRP
**STATE TOTAL**
481
414
148
137
134
102
98
90
85
2,882
426
366
129
105
126
64
84
92
84
2,798
N/A
N/A
N/A
N/A
1.11
0.00
0.76
118.14
0.00
0.99
1
2
3
4
5
6
7
8
9
10
12
3548
785
212
626
1279
3239
4509
111
3416
AMERICAN INTL GRP
TRAVELERS GRP
MARKEL CORP GRP
ZURICH INS GRP
ACE LTD GRP
ARCH INS GRP
ALLIED WORLD ASSUR HOLDING GRP
IRONSHORE GRP
LIBERTY MUT GRP
AXIS CAPITAL GRP
**STATE TOTAL**
7,352
4,264
1,791
1,670
1,370
1,137
1,107
962
921
521
25,280
7,988
4,796
1,968
1,654
1,116
1,318
1,043
1,038
936
539
26,725
N/A
3.01
N/A
N/A
0.00
0.00
3.59
N/A
0.01
N/A
36.27
© 2015 National Association of Insurance Commissioners
246
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
N/A
3.03 %
4.21 %
N/A
1.27 %
0.00 %
0.00 %
14.31 %
0.00 %
N/A
N/A
15.67
13.54
8.26
6.97
6.17
5.86
5.58
4.65
4.58
4.07
100.00
% 15.67
% 29.21
% 37.47
% 44.44
% 50.61
% 56.47
% 62.04
% 66.70
% 71.27
% 75.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
2.79 %
4.80 %
14.21 %
0.18 %
0.00 %
N/A
5.46 %
0.00 %
0.70 %
0.08 %
23.87
21.51
8.21
5.34
5.28
5.02
3.48
3.30
3.25
2.49
100.00
% 23.87
% 45.38
% 53.59
% 58.93
% 64.22
% 69.24
% 72.72
% 76.01
% 79.26
% 81.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
N/A
2.60 %
0.00 %
N/A
4.72 %
N/A
0.00 %
0.71 %
0.09 %
N/A
19.32
16.17
12.34
6.25
5.80
5.47
5.15
5.07
3.67
3.02
100.00
% 19.32
% 35.50
% 47.84
% 54.09
% 59.89
% 65.36
% 70.51
% 75.58
% 79.25
% 82.27
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
%
%
%
%
%
%
%
%
%
%
%
%
23.15 %
23.15 %
N/A
N/A
N/A
N/A
1.16 %
0.00 %
0.85 %
134.60 %
0.00 %
1.11 %
16.70
14.36
5.15
4.76
4.64
3.53
3.41
3.12
2.96
100.00
% 39.85
% 54.21
% 59.36
% 64.12
% 68.76
% 72.28
% 75.70
% 78.81
% 81.77
% 100.00
%
%
%
%
%
%
%
%
%
%
N/A
3.00 %
N/A
N/A
0.00 %
N/A
3.99 %
N/A
0.01 %
N/A
41.69 %
29.08
16.87
7.08
6.61
5.42
4.50
4.38
3.80
3.64
2.06
100.00
% 29.08
% 45.95
% 53.03
% 59.64
% 65.06
% 69.56
% 73.93
% 77.74
% 81.38
% 83.45
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Georgia
Hawaii
Idaho
Illinois
Indiana
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
3548
212
12
176
111
200
1285
31
761
181
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
STATE FARM GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
XL AMER GRP
BERKSHIRE HATHAWAY GRP
ALLIANZ INS GRP
SWISS RE GRP
**STATE TOTAL**
3,586
2,344
1,694
1,441
775
728
697
606
560
551
16,627
3,639
1,963
1,640
1,505
788
702
744
671
511
497
16,453
2.88
N/A
N/A
0.00
N/A
0.86
5.24
2.85
N/A
N/A
N/A
%
1
2
3
4
5
6
7
8
9
10
181
626
12
212
785
200
38
1279
3548
361
SWISS RE GRP
ACE LTD GRP
AMERICAN INTL GRP
ZURICH INS GRP
MARKEL CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
CHUBB INC GRP
ARCH INS GRP
TRAVELERS GRP
MUNICH RE GRP
**STATE TOTAL**
2,771
1,625
1,448
1,282
657
503
437
372
312
293
12,303
2,420
1,557
1,491
1,012
739
508
409
336
309
293
11,524
4.24
0.00
N/A
N/A
N/A
0.93
0.00
0.00
3.04
N/A
N/A
%
%
1
2
3
4
5
6
7
8
9
10
3548
31
12
3239
200
176
212
38
761
1285
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
ALLIED WORLD ASSUR HOLDING GRP
UNITED SERV AUTOMOBILE ASSN GRP
STATE FARM GRP
ZURICH INS GRP
CHUBB INC GRP
ALLIANZ INS GRP
XL AMER GRP
**STATE TOTAL**
572
564
411
343
320
320
281
159
107
106
4,164
645
419
361
339
308
319
200
156
95
98
4,026
2.93
14.85
N/A
5.26
0.76
0.00
N/A
0.00
N/A
0.29
1.77
1
2
3
4
5
6
7
8
9
10
176
3548
212
12
280
111
31
140
200
518
STATE FARM GRP
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
GRINNELL MUT GRP
**STATE TOTAL**
21,452
6,315
4,170
3,233
3,038
2,674
2,511
1,654
1,432
1,251
67,095
21,107
6,339
3,458
3,417
2,796
2,671
2,078
1,684
1,415
1,254
65,579
0.00
2.55
N/A
N/A
N/A
0.20
4.95
N/A
0.73
0.00
N/A
%
%
1
2
3
4
5
6
7
8
9
10
176
3548
280
111
22624
12
212
175
140
473
STATE FARM GRP
TRAVELERS GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
INDIANA FARMERS MUT INS CO
AMERICAN INTL GRP
ZURICH INS GRP
STATE AUTO MUT GRP
NATIONWIDE CORP GRP
AMERICAN FAMILY INS GRP
**STATE TOTAL**
9,092
4,460
3,208
2,940
1,440
1,174
1,122
1,086
795
721
37,968
9,054
4,395
2,923
3,012
1,423
986
1,014
1,088
747
724
36,906
0.00
2.73
N/A
N/A
1.22
N/A
N/A
0.00
N/A
0.00
N/A
%
%
© 2015 National Association of Insurance Commissioners
247
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
2.88 %
N/A
N/A
0.00 %
N/A
1.00 %
5.52 %
3.17 %
N/A
N/A
N/A
21.57
14.10
10.19
8.67
4.66
4.38
4.19
3.64
3.37
3.31
100.00
% 21.57
% 35.67
% 45.86
% 54.52
% 59.18
% 63.56
% 67.76
% 71.40
% 74.77
% 78.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
0.00 %
N/A
N/A
N/A
0.93 %
0.00 %
N/A
3.04 %
N/A
N/A
22.53
13.21
11.77
10.42
5.34
4.09
3.55
3.02
2.54
2.39
100.00
% 22.53
% 35.74
% 47.50
% 57.92
% 63.26
% 67.35
% 70.90
% 73.92
% 76.45
% 78.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
2.93 %
16.50 %
N/A
5.85 %
0.76 %
0.00 %
N/A
0.00 %
N/A
0.30 %
1.97 %
13.74
13.55
9.88
8.24
7.69
7.68
6.74
3.81
2.57
2.54
100.00
% 13.74
% 27.29
% 37.17
% 45.41
% 53.10
% 60.78
% 67.52
% 71.33
% 73.90
% 76.44
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
2.57 %
N/A
N/A
N/A
0.18 %
5.50 %
N/A
0.73 %
0.00 %
N/A
31.97
9.41
6.22
4.82
4.53
3.98
3.74
2.47
2.13
1.86
100.00
% 31.97
% 41.39
% 47.60
% 52.42
% 56.95
% 60.93
% 64.68
% 67.14
% 69.28
% 71.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
2.72 %
N/A
N/A
1.22 %
N/A
N/A
0.00 %
N/A
0.00 %
N/A
23.95
11.75
8.45
7.74
3.79
3.09
2.96
2.86
2.09
1.90
100.00
% 23.95
% 35.70
% 44.14
% 51.89
% 55.68
% 58.77
% 61.73
% 64.59
% 66.68
% 68.58
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Iowa
Kansas
Kentucky
Louisiana
Maine
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
3548
12
176
140
212
3239
761
111
501
280
TRAVELERS GRP
AMERICAN INTL GRP
STATE FARM GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
ALLIED WORLD ASSUR HOLDING GRP
ALLIANZ INS GRP
LIBERTY MUT GRP
ALLEGHANY GRP
AUTO OWNERS GRP
**STATE TOTAL**
1,531
528
526
272
200
165
152
145
135
131
5,121
1,490
643
515
267
182
134
145
156
130
124
5,165
3.27
N/A
0.00
0.13
N/A
7.03
N/A
0.02
0.00
N/A
N/A
%
1
2
3
4
5
6
7
8
9
10
3548
176
111
12
761
473
69
140
212
62
TRAVELERS GRP
STATE FARM GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
AMERICAN FAMILY INS GRP
FARMERS INS GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
EMC INS CO GRP
**STATE TOTAL**
1,602
1,237
405
382
298
282
226
221
219
183
6,738
1,880
1,176
392
401
434
261
211
224
191
177
7,056
2.83
0.77
0.03
N/A
N/A
1.15
7.45
N/A
N/A
0.00
0.49
%
%
%
1
2
3
4
5
6
7
8
9
10
176
111
8
175
3548
280
212
140
200
12
STATE FARM GRP
LIBERTY MUT GRP
ALLSTATE INS GRP
STATE AUTO MUT GRP
TRAVELERS GRP
AUTO OWNERS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN INTL GRP
**STATE TOTAL**
11,111
5,254
2,833
2,282
1,989
1,965
1,420
1,405
1,381
971
41,818
11,012
5,297
2,576
2,316
1,972
2,042
1,326
1,359
1,329
1,023
41,476
0.00
1.93
10.87
0.00
1.33
N/A
N/A
0.12
0.67
N/A
1.69
1
2
3
4
5
6
7
8
9
10
12
176
111
3548
785
212
4509
761
501
1279
AMERICAN INTL GRP
STATE FARM GRP
LIBERTY MUT GRP
TRAVELERS GRP
MARKEL CORP GRP
ZURICH INS GRP
IRONSHORE GRP
ALLIANZ INS GRP
ALLEGHANY GRP
ARCH INS GRP
**STATE TOTAL**
1,427
757
671
501
466
375
330
267
229
226
6,487
1,603
758
703
577
493
340
261
267
224
347
7,172
N/A
0.00
0.03
2.88
N/A
N/A
0.32
N/A
0.00
0.00
N/A
1
2
3
4
5
6
7
8
9
10
3548
111
212
38
12
88
181
176
761
1285
TRAVELERS GRP
LIBERTY MUT GRP
ZURICH INS GRP
CHUBB INC GRP
AMERICAN INTL GRP
THE HANOVER INS GRP
SWISS RE GRP
STATE FARM GRP
ALLIANZ INS GRP
XL AMER GRP
**STATE TOTAL**
276
214
177
163
153
123
100
77
73
67
1,836
280
225
165
161
158
82
297
77
65
59
1,983
2.57
0.24
N/A
0.00
N/A
0.00
N/A
0.00
N/A
3.34
N/A
© 2015 National Association of Insurance Commissioners
248
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
3.28 %
N/A
0.00 %
0.16 %
N/A
7.82 %
N/A
0.01 %
0.00 %
N/A
N/A
29.90
10.30
10.28
5.32
3.91
3.23
2.97
2.84
2.63
2.57
100.00
% 29.90
% 40.20
% 50.47
% 55.79
% 59.70
% 62.92
% 65.90
% 68.73
% 71.36
% 73.93
% 100.00
%
%
%
%
%
%
%
%
%
%
%
2.83 %
1.06 %
0.02 %
N/A
N/A
1.15 %
8.85 %
N/A
N/A
0.00 %
0.53 %
23.77
18.36
6.01
5.66
4.43
4.18
3.36
3.28
3.25
2.71
100.00
% 23.77
% 42.13
% 48.14
% 53.80
% 58.23
% 62.41
% 65.76
% 69.04
% 72.28
% 75.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
2.01 %
12.71 %
0.00 %
1.30 %
N/A
N/A
0.16 %
0.67 %
N/A
1.83 %
26.57
12.56
6.77
5.46
4.76
4.70
3.39
3.36
3.30
2.32
100.00
% 26.57
% 39.13
% 45.91
% 51.36
% 56.12
% 60.82
% 64.21
% 67.57
% 70.88
% 73.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
0.00 %
0.03 %
2.87 %
N/A
N/A
0.35 %
N/A
0.00 %
N/A
N/A
22.00
11.68
10.34
7.73
7.18
5.77
5.08
4.11
3.53
3.48
100.00
% 22.00
% 33.67
% 44.01
% 51.74
% 58.92
% 64.69
% 69.77
% 73.89
% 77.42
% 80.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
2.56 %
0.24 %
N/A
0.00 %
N/A
0.00 %
N/A
0.00 %
N/A
3.51 %
N/A
15.05
11.66
9.65
8.86
8.31
6.71
5.44
4.21
3.99
3.62
100.00
% 15.05
% 26.71
% 36.36
% 45.21
% 53.53
% 60.24
% 65.68
% 69.88
% 73.87
% 77.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
3548
3239
176
12
200
212
31
361
140
626
TRAVELERS GRP
ALLIED WORLD ASSUR HOLDING GRP
STATE FARM GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
BERKSHIRE HATHAWAY GRP
MUNICH RE GRP
NATIONWIDE CORP GRP
ACE LTD GRP
**STATE TOTAL**
2,266
1,079
1,033
1,002
724
676
561
510
430
343
11,039
2,400
1,127
1,015
1,019
686
607
321
500
401
296
10,773
2.80
4.38
0.00
N/A
1.46
N/A
N/A
N/A
0.34
0.00
N/A
%
%
%
1
2
3
4
5
6
7
8
9
10
31
3548
12
212
38
111
234
28
88
586
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
CHUBB INC GRP
LIBERTY MUT GRP
VERMONT MUT GRP
AMICA MUT GRP
THE HANOVER INS GRP
ARBELLA INS GRP
**STATE TOTAL**
3,000
2,545
2,253
2,235
1,576
1,225
947
813
811
762
21,873
1,177
2,548
2,347
1,812
1,575
1,219
898
802
685
765
19,847
5.15
2.14
N/A
N/A
0.00
0.31
0.00
0.00
0.00
0.00
N/A
%
%
1
2
3
4
5
6
7
8
9
10
3548
12
212
3239
761
280
111
1285
3416
31
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
ALLIED WORLD ASSUR HOLDING GRP
ALLIANZ INS GRP
AUTO OWNERS GRP
LIBERTY MUT GRP
XL AMER GRP
AXIS CAPITAL GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
2,911
997
658
557
530
381
336
320
230
188
8,488
2,699
1,134
569
385
512
354
371
319
225
52
8,132
3.09
31.86
N/A
6.32
N/A
N/A
0.28
1.52
N/A
7.82
4.33
%
%
1
2
3
4
5
6
7
8
9
10
3548
31
212
12
501
1285
111
218
761
3416
TRAVELERS GRP
BERKSHIRE HATHAWAY GRP
ZURICH INS GRP
AMERICAN INTL GRP
ALLEGHANY GRP
XL AMER GRP
LIBERTY MUT GRP
CNA INS GRP
ALLIANZ INS GRP
AXIS CAPITAL GRP
**STATE TOTAL**
2,601
691
691
595
280
276
248
207
181
86
6,470
2,506
454
799
692
144
256
292
186
201
95
6,390
3.07
8.52
N/A
N/A
0.00
2.65
0.03
N/A
N/A
N/A
N/A
%
%
1
2
3
4
5
6
7
8
9
10
176
140
3548
212
111
12
241
181
175
123
STATE FARM GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
ZURICH INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
METROPOLITAN GRP
SWISS RE GRP
STATE AUTO MUT GRP
SHELTER INS GRP
**STATE TOTAL**
4,990
2,111
1,406
1,160
981
601
597
548
529
489
17,634
5,040
2,084
1,378
1,201
1,055
541
610
493
501
487
17,817
0.00
N/A
2.08
N/A
0.03
N/A
N/A
N/A
0.00
0.00
N/A
%
© 2015 National Association of Insurance Commissioners
249
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
2.80 %
4.87 %
0.35 %
N/A
1.50 %
N/A
N/A
N/A
1.01 %
0.00 %
N/A
20.53
9.77
9.36
9.08
6.56
6.13
5.08
4.62
3.89
3.11
100.00
% 20.53
% 30.30
% 39.66
% 48.74
% 55.30
% 61.43
% 66.51
% 71.13
% 75.03
% 78.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
5.72 %
2.12 %
N/A
N/A
0.00 %
0.27 %
0.00 %
0.00 %
0.00 %
0.00 %
N/A
13.71
11.64
10.30
10.22
7.21
5.60
4.33
3.72
3.71
3.48
100.00
% 13.71
% 25.35
% 35.65
% 45.87
% 53.07
% 58.67
% 63.00
% 66.72
% 70.43
% 73.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.09 %
32.58 %
N/A
7.02 %
N/A
N/A
0.26 %
1.60 %
N/A
8.69 %
4.35 %
34.29
11.75
7.75
6.56
6.24
4.48
3.95
3.77
2.71
2.22
100.00
% 34.29
% 46.04
% 53.79
% 60.35
% 66.59
% 71.07
% 75.03
% 78.80
% 81.51
% 83.72
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.07 %
9.46 %
N/A
N/A
0.00 %
2.79 %
0.03 %
N/A
N/A
N/A
N/A
40.20
10.68
10.67
9.20
4.33
4.27
3.83
3.20
2.79
1.34
100.00
% 40.20
% 50.89
% 61.56
% 70.76
% 75.08
% 79.35
% 83.19
% 86.39
% 89.18
% 90.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
N/A
2.06 %
N/A
0.03 %
N/A
N/A
N/A
0.00 %
0.00 %
N/A
28.30
11.97
7.98
6.58
5.56
3.41
3.39
3.11
3.00
2.78
100.00
% 28.30
% 40.27
% 48.25
% 54.82
% 60.38
% 63.79
% 67.18
% 70.29
% 73.29
% 76.06
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Missouri
Montana
Nebraska
Nevada
New Hampshire
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
176
111
473
3548
123
140
69
200
761
212
STATE FARM GRP
LIBERTY MUT GRP
AMERICAN FAMILY INS GRP
TRAVELERS GRP
SHELTER INS GRP
NATIONWIDE CORP GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ALLIANZ INS GRP
ZURICH INS GRP
**STATE TOTAL**
24,152
8,867
8,231
5,345
4,285
4,124
3,719
2,938
2,890
2,438
91,893
23,823
9,019
8,045
5,374
4,494
3,985
3,643
2,879
2,882
2,096
90,955
N/A
0.09
N/A
0.99
0.00
1.21
N/A
0.67
N/A
N/A
N/A
1
2
3
4
5
6
7
8
9
10
176
3548
12
38
200
111
626
140
181
91
STATE FARM GRP
TRAVELERS GRP
AMERICAN INTL GRP
CHUBB INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
LIBERTY MUT GRP
ACE LTD GRP
NATIONWIDE CORP GRP
SWISS RE GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
860
536
494
468
412
299
162
103
102
98
4,258
859
490
479
449
396
297
163
106
82
100
4,105
0.00
2.38
N/A
0.00
0.74
0.01
0.00
0.46
0.00
0.00
0.29
1
2
3
4
5
6
7
8
9
10
3548
12
176
212
1285
111
140
200
3416
13889
TRAVELERS GRP
AMERICAN INTL GRP
STATE FARM GRP
ZURICH INS GRP
XL AMER GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
AXIS CAPITAL GRP
FARMERS MUT INS CO OF NE
**STATE TOTAL**
813
308
299
259
138
128
78
72
58
56
2,722
731
320
295
223
115
144
78
70
72
57
2,801
3.38
N/A
0.00
N/A
2.75
0.00
64.16
2.14
N/A
0.00
1.22
%
1
2
3
4
5
6
7
8
9
10
176
3548
212
200
12
69
1278
111
181
1279
STATE FARM GRP
TRAVELERS GRP
ZURICH INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN INTL GRP
FARMERS INS GRP
CSAA INS GRP
LIBERTY MUT GRP
SWISS RE GRP
ARCH INS GRP
**STATE TOTAL**
2,884
2,549
2,342
1,450
1,143
1,079
1,017
955
875
656
19,694
2,906
2,544
2,395
1,443
999
1,079
1,001
922
772
612
19,457
0.00
2.78
N/A
0.77
N/A
0.00
N/A
0.08
0.00
0.00
N/A
%
%
1
2
3
4
5
6
7
8
9
10
111
212
3548
88
176
200
38
28
234
12
LIBERTY MUT GRP
ZURICH INS GRP
TRAVELERS GRP
THE HANOVER INS GRP
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
CHUBB INC GRP
AMICA MUT GRP
VERMONT MUT GRP
AMERICAN INTL GRP
**STATE TOTAL**
373
245
232
227
205
187
131
129
125
120
2,617
397
228
208
169
205
182
133
127
122
124
2,549
0.18
N/A
2.31
0.00
0.00
0.71
0.00
0.00
0.00
N/A
N/A
%
© 2015 National Association of Insurance Commissioners
250
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
N/A
0.08 %
N/A
0.96 %
0.00 %
1.29 %
N/A
0.67 %
N/A
N/A
N/A
26.28
9.65
8.96
5.82
4.66
4.49
4.05
3.20
3.14
2.65
100.00
% 26.28
% 35.93
% 44.89
% 50.71
% 55.37
% 59.86
% 63.91
% 67.10
% 70.25
% 72.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
2.38 %
N/A
0.00 %
0.73 %
0.01 %
0.00 %
0.46 %
0.00 %
0.00 %
0.28 %
20.19
12.59
11.60
10.99
9.68
7.03
3.81
2.41
2.38
2.30
100.00
% 20.19
% 32.79
% 44.39
% 55.38
% 65.07
% 72.10
% 75.91
% 78.32
% 80.70
% 83.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.39 %
N/A
0.00 %
N/A
2.90 %
N/A
64.16 %
2.13 %
N/A
0.00 %
1.15 %
29.85
11.31
10.98
9.51
5.08
4.69
2.87
2.66
2.14
2.06
100.00
% 29.85
% 41.16
% 52.14
% 61.65
% 66.72
% 71.41
% 74.28
% 76.94
% 79.08
% 81.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
2.78 %
N/A
0.76 %
N/A
0.04 %
N/A
0.08 %
0.00 %
0.01 %
N/A
14.64
12.94
11.89
7.36
5.80
5.48
5.16
4.85
4.44
3.33
100.00
% 14.64
% 27.59
% 39.48
% 46.84
% 52.64
% 58.12
% 63.29
% 68.14
% 72.58
% 75.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.15 %
N/A
2.30 %
0.00 %
0.00 %
0.70 %
0.00 %
0.00 %
0.00 %
N/A
N/A
14.25
9.37
8.86
8.68
7.84
7.13
5.00
4.93
4.78
4.57
100.00
% 14.25
% 23.62
% 32.48
% 41.16
% 49.00
% 56.12
% 61.12
% 66.05
% 70.83
% 75.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
New Jersey
New Mexico
New York
North Carolina
North Dakota
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
3548
212
12
111
31
1285
38
761
176
3416
Group/
Company Name
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
XL AMER GRP
CHUBB INC GRP
ALLIANZ INS GRP
STATE FARM GRP
AXIS CAPITAL GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
4,208
3,716
2,181
1,025
746
673
576
565
451
423
19,339
4,170
2,948
2,164
1,038
438
653
572
540
449
403
18,190
3.10
N/A
N/A
N/A
8.57
2.36
0.00
N/A
0.00
N/A
0.48
430
261
256
252
166
101
98
98
95
81
2,381
417
258
332
248
138
77
47
86
94
79
2,292
N/A
0.00
2.90
0.75
N/A
3.20
0.00
N/A
0.00
N/A
N/A
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
176
3548
200
212
1285
181
111
38
69
AMERICAN INTL GRP
STATE FARM GRP
TRAVELERS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
XL AMER GRP
SWISS RE GRP
LIBERTY MUT GRP
CHUBB INC GRP
FARMERS INS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
3548
212
12
31
111
140
38
796
761
181
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
QBE INS GRP
ALLIANZ INS GRP
SWISS RE GRP
**STATE TOTAL**
14,554
8,881
7,010
2,234
1,509
1,217
1,125
1,113
1,105
1,047
50,597
12,087
8,079
7,632
2,263
1,523
1,144
1,112
1,883
1,089
1,201
48,072
2.97
N/A
N/A
4.23
0.07
N/A
0.00
0.03
N/A
N/A
0.02
%
2,858
1,537
1,266
750
664
620
609
599
587
381
13,427
2,880
1,527
1,091
756
160
622
569
632
563
363
12,661
2.99
N/A
N/A
3.07
14.85
0.00
N/A
5.71
0.79
N/A
N/A
%
284
142
60
56
44
40
37
28
27
21
821
319
142
60
54
46
34
42
112
19
34
981
3.17
N/A
N/A
N/A
N/A
0.00
N/A
N/A
42.66
0.00
N/A
%
1
2
3
4
5
6
7
8
9
10
3548
12
212
1285
31
176
761
111
200
280
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
XL AMER GRP
BERKSHIRE HATHAWAY GRP
STATE FARM GRP
ALLIANZ INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
AUTO OWNERS GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
3548
12
361
218
1285
501
761
212
785
626
TRAVELERS GRP
AMERICAN INTL GRP
MUNICH RE GRP
CNA INS GRP
XL AMER GRP
ALLEGHANY GRP
ALLIANZ INS GRP
ZURICH INS GRP
MARKEL CORP GRP
ACE LTD GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
251
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
3.10 %
N/A
N/A
N/A
9.52 %
2.48 %
0.00 %
N/A
0.00 %
N/A
0.44 %
21.76
19.22
11.28
5.30
3.86
3.48
2.98
2.92
2.33
2.19
100.00
% 21.76
% 40.98
% 52.25
% 57.55
% 61.41
% 64.89
% 67.87
% 70.79
% 73.12
% 75.31
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
0.00 %
2.90 %
0.75 %
N/A
3.37 %
0.00 %
N/A
0.00 %
N/A
N/A
18.07
10.96
10.76
10.58
6.97
4.22
4.14
4.12
4.00
3.41
100.00
% 18.07
% 29.03
% 39.79
% 50.37
% 57.34
% 61.57
% 65.70
% 69.83
% 73.83
% 77.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
2.97 %
N/A
N/A
4.70 %
0.03 %
N/A
0.00 %
0.04 %
N/A
N/A
N/A
28.76
17.55
13.85
4.42
2.98
2.40
2.22
2.20
2.18
2.07
100.00
% 28.76
% 46.32
% 60.17
% 64.59
% 67.57
% 69.97
% 72.20
% 74.40
% 76.58
% 78.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
2.98 %
N/A
N/A
3.22 %
16.50 %
0.25 %
N/A
6.50 %
0.82 %
N/A
N/A
21.29
11.44
9.43
5.59
4.95
4.61
4.53
4.46
4.37
2.83
100.00
% 21.29
% 32.73
% 42.16
% 47.75
% 52.69
% 57.31
% 61.84
% 66.30
% 70.67
% 73.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.17 %
N/A
N/A
N/A
N/A
0.00 %
N/A
N/A
42.66 %
0.00 %
N/A
34.52
17.24
7.26
6.76
5.31
4.92
4.50
3.42
3.23
2.56
100.00
% 34.52
% 51.77
% 59.03
% 65.79
% 71.11
% 76.03
% 80.53
% 83.95
% 87.18
% 89.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
3548
176
31
111
228
212
140
12
267
280
TRAVELERS GRP
STATE FARM GRP
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
WESTFIELD GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
AMERICAN INTL GRP
GRANGE MUT CAS GRP
AUTO OWNERS GRP
**STATE TOTAL**
3,902
3,470
1,969
1,928
1,819
1,712
1,587
1,472
1,412
1,200
30,550
3,904
3,448
696
1,962
1,798
1,518
1,586
1,840
1,426
1,213
29,271
2.72
0.00
8.22
N/A
N/A
N/A
N/A
N/A
0.00
N/A
N/A
%
%
%
1
2
3
4
5
6
7
8
9
10
176
69
200
3548
12
1278
111
212
38
984
STATE FARM GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
AMERICAN INTL GRP
CSAA INS GRP
LIBERTY MUT GRP
ZURICH INS GRP
CHUBB INC GRP
HCC INS HOLDINGS GRP
**STATE TOTAL**
4,072
2,345
1,868
1,224
1,189
858
775
450
391
308
16,437
3,407
1,853
1,466
2,066
992
638
714
428
316
217
14,898
2.88
7.34
2.39
2.64
N/A
N/A
0.03
N/A
0.00
N/A
1.10
%
%
%
%
1
2
3
4
5
6
7
8
9
10
176
111
212
69
3829
200
473
3548
361
181
STATE FARM GRP
LIBERTY MUT GRP
ZURICH INS GRP
FARMERS INS GRP
GEOVERA HOLDINGS INC GRP
UNITED SERV AUTOMOBILE ASSN GRP
AMERICAN FAMILY INS GRP
TRAVELERS GRP
MUNICH RE GRP
SWISS RE GRP
**STATE TOTAL**
17,432
8,239
6,743
4,691
2,789
2,378
2,125
1,915
1,732
1,463
69,684
16,648
7,807
5,283
4,692
2,555
2,414
2,026
2,020
1,600
976
65,738
0.00
0.03
N/A
0.39
0.00
0.69
0.00
1.24
N/A
0.00
0.11
1
2
3
4
5
6
7
8
9
10
3548
212
12
111
176
1285
761
3589
3416
140
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
STATE FARM GRP
XL AMER GRP
ALLIANZ INS GRP
MAXUM SPECIALTY INS GRP
AXIS CAPITAL GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
4,314
2,508
1,816
1,035
927
669
595
522
465
451
17,316
4,114
1,932
1,957
1,101
920
673
622
521
372
434
16,355
3.22
N/A
N/A
9.42
0.00
8.49
N/A
0.00
N/A
N/A
0.75
506
283
279
232
213
185
128
112
76
61
2,681
289
292
274
227
219
79
149
62
61
63
2,385
N/A
N/A
0.00
2.44
0.49
14.30
N/A
0.78
0.00
0.00
N/A
1
2
3
4
5
6
7
8
9
10
212
12
28
3548
111
984
140
361
88
38
ZURICH INS GRP
AMERICAN INTL GRP
AMICA MUT GRP
TRAVELERS GRP
LIBERTY MUT GRP
HCC INS HOLDINGS GRP
NATIONWIDE CORP GRP
MUNICH RE GRP
THE HANOVER INS GRP
CHUBB INC GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
252
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
2.71 %
0.00 %
9.14 %
N/A
N/A
N/A
N/A
N/A
0.35 %
N/A
N/A
12.77
11.36
6.45
6.31
5.95
5.60
5.19
4.82
4.62
3.93
100.00
% 12.77
% 24.13
% 30.57
% 36.88
% 42.84
% 48.44
% 53.64
% 58.45
% 63.08
% 67.01
% 100.00
%
%
%
%
%
%
%
%
%
%
%
9.38 %
9.64 %
2.48 %
2.83 %
N/A
N/A
0.03 %
N/A
0.00 %
N/A
2.93 %
24.78
14.27
11.37
7.45
7.23
5.22
4.71
2.74
2.38
1.88
100.00
% 24.78
% 39.04
% 50.41
% 57.86
% 65.09
% 70.31
% 75.03
% 77.76
% 80.14
% 82.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.03 %
0.03 %
N/A
0.40 %
0.00 %
0.69 %
0.00 %
1.21 %
N/A
0.00 %
0.12 %
25.02
11.82
9.68
6.73
4.00
3.41
3.05
2.75
2.49
2.10
100.00
% 25.02
% 36.84
% 46.52
% 53.25
% 57.25
% 60.66
% 63.71
% 66.46
% 68.94
% 71.04
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.22 %
N/A
N/A
9.40 %
0.00 %
8.94 %
N/A
0.00 %
N/A
N/A
0.71 %
24.91
14.48
10.49
5.98
5.35
3.86
3.44
3.01
2.69
2.60
100.00
% 24.91
% 39.40
% 49.88
% 55.86
% 61.21
% 65.08
% 68.52
% 71.53
% 74.22
% 76.82
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
N/A
0.00 %
2.45 %
0.49 %
14.30 %
N/A
0.85 %
0.00 %
0.00 %
N/A
18.86
10.56
10.42
8.65
7.95
6.91
4.76
4.17
2.83
2.29
100.00
% 18.86
% 29.42
% 39.84
% 48.49
% 56.44
% 63.34
% 68.10
% 72.27
% 75.10
% 77.40
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
South Carolina
Group/
Company
Rank
Code
Group/
Company Name
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
9,806
3,820
3,454
3,305
2,069
2,249
946
1,060
912
835
36,610
0.00
N/A
0.91
0.82
N/A
1.35
0.09
7.07
0.00
0.00
0.32
%
444
106
63
47
33
32
18
16
16
13
858
367
100
63
45
35
28
18
16
10
6
758
3.12
N/A
0.10
6.96
N/A
0.00
0.00
N/A
N/A
0.00
N/A
%
STATE FARM GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
AXIS CAPITAL GRP
SWISS RE GRP
AMERICAN INTL GRP
AUTO OWNERS GRP
**STATE TOTAL**
24,655
6,771
5,346
4,868
4,304
3,604
2,481
1,959
1,648
1,581
75,402
24,707
6,674
5,196
4,874
4,312
3,246
1,918
1,811
1,783
1,460
74,991
0.00
0.49
0.73
2.28
0.19
N/A
N/A
N/A
N/A
N/A
N/A
3548
12
212
111
761
31
626
1285
785
181
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
XL AMER GRP
MARKEL CORP GRP
SWISS RE GRP
**STATE TOTAL**
7,009
6,351
4,217
2,594
2,327
2,068
1,843
1,159
1,028
859
35,820
6,997
6,722
3,624
2,633
2,113
1,708
1,579
1,131
959
672
34,981
3.00
N/A
N/A
0.02
N/A
13.19
6.18
2.21
N/A
N/A
N/A
176
69
200
212
473
140
111
626
12
3548
STATE FARM GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
AMERICAN FAMILY INS GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
ACE LTD GRP
AMERICAN INTL GRP
TRAVELERS GRP
**STATE TOTAL**
9,011
7,482
3,367
2,534
1,245
1,221
1,206
1,071
1,065
1,048
41,122
8,825
7,538
3,270
2,201
1,192
1,268
1,219
821
1,176
1,078
39,806
0.00
0.00
0.80
N/A
0.00
N/A
N/A
0.00
N/A
6.76
N/A
176
12
140
200
212
3548
181
111
10969
626
1
2
3
4
5
6
7
8
9
10
3548
12
984
1285
212
111
176
3416
218
626
TRAVELERS GRP
AMERICAN INTL GRP
HCC INS HOLDINGS GRP
XL AMER GRP
ZURICH INS GRP
LIBERTY MUT GRP
STATE FARM GRP
AXIS CAPITAL GRP
CNA INS GRP
ACE LTD GRP
**STATE TOTAL**
Tennessee
1
2
3
4
5
6
7
8
9
10
176
111
200
3548
140
212
3416
181
12
280
Texas
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
10
Utah
Direct
Premiums
Earned
(000)
10,254
3,812
3,416
3,343
2,213
2,176
1,052
992
975
952
37,147
1
2
3
4
5
6
7
8
9
10
South Dakota
Direct
Premiums
Written
(000)
STATE FARM GRP
AMERICAN INTL GRP
NATIONWIDE CORP GRP
UNITED SERV AUTOMOBILE ASSN GRP
ZURICH INS GRP
TRAVELERS GRP
SWISS RE GRP
LIBERTY MUT GRP
UNITED PROP & CAS INS CO
ACE LTD GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
253
0.15 %
N/A
0.77 %
0.86 %
N/A
1.47 %
0.10 %
7.07 %
0.00 %
0.00 %
0.34 %
27.60
10.26
9.20
9.00
5.96
5.86
2.83
2.67
2.63
2.56
100.00
% 27.60
% 37.86
% 47.06
% 56.06
% 62.02
% 67.87
% 70.71
% 73.38
% 76.00
% 78.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.12 %
N/A
0.10 %
7.33 %
N/A
0.00 %
0.00 %
N/A
1.18 %
0.00 %
N/A
51.73
12.34
7.31
5.49
3.90
3.69
2.08
1.92
1.91
1.47
100.00
% 51.73
% 64.07
% 71.38
% 76.87
% 80.77
% 84.46
% 86.54
% 88.46
% 90.37
% 91.84
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
0.00 %
0.54 %
0.72 %
2.27 %
0.17 %
N/A
N/A
N/A
N/A
N/A
N/A
32.70
8.98
7.09
6.46
5.71
4.78
3.29
2.60
2.19
2.10
100.00
% 32.70
% 41.68
% 48.77
% 55.22
% 60.93
% 65.71
% 69.00
% 71.60
% 73.79
% 75.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
3.00 %
N/A
N/A
0.02 %
N/A
14.66 %
6.18 %
2.33 %
N/A
N/A
N/A
19.57
17.73
11.77
7.24
6.50
5.77
5.15
3.23
2.87
2.40
100.00
% 19.57
% 37.30
% 49.07
% 56.31
% 62.81
% 68.58
% 73.73
% 76.96
% 79.83
% 82.23
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.00 %
0.00 %
0.81 %
N/A
0.00 %
N/A
N/A
0.00 %
N/A
6.73 %
N/A
21.91
18.20
8.19
6.16
3.03
2.97
2.93
2.60
2.59
2.55
100.00
% 21.91
% 40.11
% 48.30
% 54.46
% 57.49
% 60.46
% 63.39
% 65.99
% 68.58
% 71.13
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Vermont
Virginia
Washington
West Virginia
Wisconsin
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
11409
111
12
234
176
200
38
3548
212
501
QUEEN CITY ASSUR INC
LIBERTY MUT GRP
AMERICAN INTL GRP
VERMONT MUT GRP
STATE FARM GRP
UNITED SERV AUTOMOBILE ASSN GRP
CHUBB INC GRP
TRAVELERS GRP
ZURICH INS GRP
ALLEGHANY GRP
**STATE TOTAL**
27,500
115
115
110
92
51
49
46
39
35
28,361
27,500
116
113
103
93
51
45
49
40
35
28,335
0.00
6.70
N/A
0.00
0.00
0.79
0.00
1.84
N/A
0.00
N/A
%
%
1
2
3
4
5
6
7
8
9
10
3548
212
176
12
200
140
31
111
761
1285
TRAVELERS GRP
ZURICH INS GRP
STATE FARM GRP
AMERICAN INTL GRP
UNITED SERV AUTOMOBILE ASSN GRP
NATIONWIDE CORP GRP
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
XL AMER GRP
**STATE TOTAL**
3,571
2,197
1,980
1,818
1,770
1,066
638
608
489
488
17,921
3,631
1,687
1,903
1,942
1,656
993
501
640
445
587
17,384
3.42
N/A
0.33
N/A
2.30
2.03
N/A
0.16
N/A
2.36
N/A
%
1
2
3
4
5
6
7
8
9
10
176
3829
212
111
200
181
39861
241
3416
91
STATE FARM GRP
GEOVERA HOLDINGS INC GRP
ZURICH INS GRP
LIBERTY MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
SWISS RE GRP
GOLDEN BEAR INS CO
METROPOLITAN GRP
AXIS CAPITAL GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
36,806
17,825
12,274
10,156
7,626
5,284
4,314
3,912
3,769
3,667
162,245
36,862
17,589
10,014
10,153
7,797
5,059
4,329
3,948
4,302
3,701
160,159
0.00
0.00
N/A
0.17
0.70
N/A
0.00
2.61
N/A
0.00
N/A
%
%
1
2
3
4
5
6
7
8
9
10
3548
12
176
212
1285
761
200
228
140
175
TRAVELERS GRP
AMERICAN INTL GRP
STATE FARM GRP
ZURICH INS GRP
XL AMER GRP
ALLIANZ INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
WESTFIELD GRP
NATIONWIDE CORP GRP
STATE AUTO MUT GRP
**STATE TOTAL**
285
180
123
114
85
74
68
59
55
51
1,474
310
168
121
94
78
68
66
49
53
46
1,507
3.02
N/A
4.48
N/A
N/A
N/A
0.78
N/A
0.49
0.00
N/A
1
2
3
4
5
6
7
8
9
10
3548
12
212
111
1285
218
761
176
31
3416
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
XL AMER GRP
CNA INS GRP
ALLIANZ INS GRP
STATE FARM GRP
BERKSHIRE HATHAWAY GRP
AXIS CAPITAL GRP
**STATE TOTAL**
1,738
1,090
423
398
247
245
242
177
166
107
5,820
1,802
1,118
464
413
255
211
233
177
118
119
5,927
3.00
N/A
N/A
N/A
3.06
N/A
N/A
0.00
10.80
N/A
N/A
© 2015 National Association of Insurance Commissioners
254
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
0.00 %
6.70 %
N/A
0.00 %
0.00 %
0.79 %
0.00 %
1.80 %
N/A
0.00 %
N/A
96.97
0.41
0.40
0.39
0.32
0.18
0.17
0.16
0.14
0.12
100.00
% 96.97
% 97.37
% 97.78
% 98.16
% 98.49
% 98.67
% 98.84
% 99.00
% 99.14
% 99.26
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.27 %
N/A
0.44 %
N/A
2.38 %
2.56 %
N/A
0.15 %
N/A
2.48 %
N/A
19.92
12.26
11.05
10.15
9.88
5.95
3.56
3.40
2.73
2.72
100.00
% 19.92
% 32.18
% 43.23
% 53.38
% 63.25
% 69.20
% 72.76
% 76.16
% 78.89
% 81.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
0.04 %
0.00 %
N/A
0.15 %
0.70 %
N/A
0.00 %
2.65 %
N/A
0.01 %
N/A
22.69
10.99
7.57
6.26
4.70
3.26
2.66
2.41
2.32
2.26
100.00
% 22.69
% 33.67
% 41.24
% 47.50
% 52.20
% 55.45
% 58.11
% 60.52
% 62.85
% 65.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.02 %
N/A
4.48 %
N/A
N/A
N/A
0.77 %
0.02 %
0.51 %
0.00 %
N/A
19.31
12.23
8.33
7.76
5.79
5.02
4.63
3.98
3.73
3.49
100.00
% 19.31
% 31.54
% 39.87
% 47.63
% 53.42
% 58.44
% 63.06
% 67.04
% 70.78
% 74.27
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3.00 %
N/A
N/A
N/A
3.22 %
N/A
N/A
0.00 %
12.00 %
N/A
N/A
29.86
18.73
7.27
6.84
4.24
4.22
4.16
3.05
2.86
1.83
100.00
% 29.86
% 48.59
% 55.86
% 62.71
% 66.94
% 71.16
% 75.32
% 78.37
% 81.23
% 83.06
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Wyoming
Group/
Company
Rank
Code
Group/
Company Name
1
2
3
4
5
6
7
8
9
10
176
12
761
38
111
69
200
626
140
3548
STATE FARM GRP
AMERICAN INTL GRP
ALLIANZ INS GRP
CHUBB INC GRP
LIBERTY MUT GRP
FARMERS INS GRP
UNITED SERV AUTOMOBILE ASSN GRP
ACE LTD GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
**STATE TOTAL**
American Samoa
1
1285
XL AMER GRP
**STATE TOTAL**
Guam
1
2
3
4
5
6
7
8
9
10
4715
18380
3098
4672
13597
12633
3219
10972
3548
785
Puerto Rico
1
2
3
4
5
6
7
8
9
10
411
3526
19
12
3593
10308
71
4802
626
796
1
4706
2
3
4
5
6
7
8
9
10
411
12
3526
1279
626
181
4509
501
212
1
18380
2
3
4
4672
10972
3548
U.S. Virgin
Islands
N. Mariana
Islands
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
0.00
N/A
N/A
0.00
N/A
N/A
0.86
0.00
2.32
1.76
N/A
%
0.00 %
N/A
N/A
0.00 %
N/A
N/A
0.87 %
0.00 %
2.32 %
1.69 %
N/A
23.17
13.21
11.70
10.31
7.15
5.94
5.50
3.82
2.76
2.75
100.00
4.31 %
3.66 %
100.00 % 100.00 %
100.00 % 100.00 %
691
394
349
308
213
177
164
114
82
82
2,982
685
386
346
303
224
178
165
131
83
61
2,966
0
0
3
3
MS & AD INS GRP
PACIFIC IND INS CO
TOKIO MARINE HOLDINGS INC GRP
DONGBU INS GRP
CHUNG KUO INS CO LTD
CENTURY INS CO GU LTD
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
FIRST NET INS CO
TRAVELERS GRP
MARKEL CORP GRP
**STATE TOTAL**
1,337
918
717
689
631
514
246
177
10
1
5,242
1,242
938
819
731
628
340
148
187
10
1
5,047
5.13
21.25
26.68
5.01
3.98
24.66
17.57
137.14
0.00
72.76
18.07
%
%
%
%
%
%
%
%
%
%
%
5.63 %
24.95 %
39.15 %
7.19 %
4.54 %
28.87 %
17.57 %
142.66 %
0.00 %
72.76 %
21.78 %
25.50
17.51
13.68
13.14
12.04
9.81
4.70
3.37
0.19
0.03
100.00
% 25.50
% 43.02
% 56.70
% 69.84
% 81.88
% 91.69
% 96.39
% 99.76
% 99.96
% 99.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
MAPFRE INS GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
ASSURANT INC GRP
AMERICAN INTL GRP
USIC GRP
ANTILLES INS CO
UNIVERSAL INS CO GRP
TRIPLE S GRP
ACE LTD GRP
QBE INS GRP
**STATE TOTAL**
25,634
16,706
12,216
10,196
8,207
7,898
6,660
5,509
3,844
3,434
105,199
25,563
17,332
12,375
10,143
8,360
8,444
7,124
5,798
3,159
3,358
106,507
0.04
0.06
N/A
0.03
0.59
0.08
N/A
0.80
0.66
0.24
N/A
%
%
N/A
0.08 %
N/A
0.10 %
1.02 %
0.51 %
N/A
1.17 %
0.66 %
0.24 %
0.04 %
24.37
15.88
11.61
9.69
7.80
7.51
6.33
5.24
3.65
3.26
100.00
% 24.37
% 40.25
% 51.86
% 61.55
% 69.35
% 76.86
% 83.19
% 88.43
% 92.08
% 95.35
% 100.00
%
%
%
%
%
%
%
%
%
%
%
LOCKHART CO GRP
1,535
1,611
0.00 %
0.00 %
MAPFRE INS GRP
AMERICAN INTL GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
ARCH INS GRP
ACE LTD GRP
SWISS RE GRP
IRONSHORE GRP
ALLEGHANY GRP
ZURICH INS GRP
**STATE TOTAL**
767
423
199
148
97
25
12
9
2
3,219
819
363
207
192
99
17
1
9
40
3,363
0.00
0.00
0.11
0.00
0.00
0.00
N/A
0.00
N/A
N/A
0.00 %
N/A
0.11 %
0.00 %
0.00 %
0.00 %
N/A
0.00 %
N/A
N/A
PACIFIC IND INS CO
28
27
0.00 %
0.00 %
DONGBU INS GRP
FIRST NET INS CO
TRAVELERS GRP
**STATE TOTAL**
28
5
3
64
49
6
3
86
0.00 %
N/A
0.00 %
N/A
0.00 %
N/A
0.00 %
N/A
© 2015 National Association of Insurance Commissioners
255
%
%
%
%
%
4.11 %
3.55 %
%
%
%
%
%
%
%
%
%
%
%
%
%
% 23.17
% 36.38
% 48.08
% 58.39
% 65.54
% 71.49
% 76.98
% 80.80
% 83.56
% 86.31
% 100.00
47.70 %
23.82
13.13
6.18
4.58
3.00
0.78
0.38
0.28
0.05
100.00
43.06
8.48
5.34
100.00
47.70 %
% 71.52
% 84.65
% 90.83
% 95.41
% 98.41
% 99.19
% 99.57
% 99.86
% 99.91
% 100.00
43.12 %
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
43.12 %
% 86.18 %
% 94.66 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
STATE
Canada
Agg. Other Alien
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
3416
181
176
3548
3239
1279
31
212
1285
761
AXIS CAPITAL GRP
SWISS RE GRP
STATE FARM GRP
TRAVELERS GRP
ALLIED WORLD ASSUR HOLDING GRP
ARCH INS GRP
BERKSHIRE HATHAWAY GRP
ZURICH INS GRP
XL AMER GRP
ALLIANZ INS GRP
**STATE TOTAL**
2,196
921
858
730
637
249
153
48
16
11
5,832
2,863
415
857
806
271
215
23
37
40
7
5,550
2.03
N/A
2.59
25.88
30.23
0.00
14.85
0.00
2.13
0.00
6.68
%
1
2
3
4
5
6
7
8
9
10
12
984
212
3548
3526
3416
1285
761
1279
626
AMERICAN INTL GRP
HCC INS HOLDINGS GRP
ZURICH INS GRP
TRAVELERS GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
AXIS CAPITAL GRP
XL AMER GRP
ALLIANZ INS GRP
ARCH INS GRP
ACE LTD GRP
**STATE TOTAL**
2,536
1,448
1,248
534
392
252
238
229
189
86
7,293
2,203
1,398
1,326
507
345
331
666
230
104
203
7,506
119.89
N/A
N/A
N/A
0.32
N/A
4.54
N/A
0.00
23.74
7.94
%
© 2015 National Association of Insurance Commissioners
256
%
%
%
%
%
%
%
%
%
%
%
%
%
%
2.07 %
N/A
2.61 %
26.57 %
33.59 %
0.00 %
16.51 %
0.00 %
2.25 %
0.00 %
6.97 %
37.65
15.79
14.71
12.52
10.93
4.26
2.62
0.82
0.28
0.18
100.00
% 37.65
% 53.44
% 68.14
% 80.67
% 91.59
% 95.86
% 98.48
% 99.30
% 99.58
% 99.77
% 100.00
%
%
%
%
%
%
%
%
%
%
%
119.85 %
N/A
N/A
0.45 %
0.32 %
N/A
4.78 %
N/A
0.00 %
23.74 %
7.28 %
34.77
19.85
17.11
7.32
5.37
3.45
3.27
3.14
2.59
1.18
100.00
% 34.77
% 54.62
% 71.72
% 79.05
% 84.41
% 87.87
% 91.14
% 94.28
% 96.86
% 98.04
% 100.00
%
%
%
%
%
%
%
%
%
%
%
16—Workers’ Compensation
© 2015 National Association of Insurance Commissioners
257
© 2015 National Association of Insurance Commissioners
258
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
3548
91
12
111
212
2538
36102
31
35076
150
98
84
38
626
22945
572
158
218
3363
922
708
41190
140
36196
69
169
796
280
124
213
1279
1120
680
244
88
14184
36188
748
62
4768
242
4670
785
1332
176
474
11398
15350
661
7
27677
1285
4485
11039
2698
36129
3098
1147
22350
10191
38733
3489
Group/
Company Name
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
ZURICH INS GRP
AMTRUST NGH GRP
STATE INS FUND
OHIO BUREAU OF WORKERS' COMPENSATION
BERKSHIRE HATHAWAY GRP
WASHINGTON STATE FUND
STATE COMPENSATION INS FUND
OLD REPUBLIC GRP
WR BERKLEY CORP GRP
AMERICAN FINANCIAL GRP
CHUBB INC GRP
ACE LTD GRP
TEXAS MUT INS CO
BCBS OF MI GRP
FAIRFAX FIN GRP
CNA INS GRP
EMPLOYERS HOLDINGS GRP
AMERICAN ASSETS GRP
NEW JERSEY MANUFACTURERS GRP
PINNACOL ASSUR
NATIONWIDE CORP GRP
SAIF CORP
FARMERS INS GRP
SENTRY INS GRP
QBE INS GRP
AUTO OWNERS GRP
AMERISURE CO GRP
ERIE INS GRP
ARCH INS GRP
EVEREST REINS HOLDINGS GRP
AMERISAFE GRP
CINCINNATI FIN GRP
WORKFORCE SAFETY & INSURANCE OF ND
THE HANOVER INS GRP
ACUITY A MUT INS CO
COMPSOURCE MUT INS CO
MEADOWBROOK INS GRP
EMC INS CO GRP
BRICKSTREET MUT GRP
SELECTIVE INS GRP
STARR GRP
MARKEL CORP GRP
MAINE EMPLOYERS MUT INS GRP
STATE FARM GRP
FCCI MUT INS GRP
GUARANTEE INS CO
WEST BEND MUT INS CO
WORKERS' SAFETY & COMP DIV OF WY
BCBS OF SC GRP
FEDERATED MUT GRP
STATE WORKERS INS FUND
XL AMER GRP
COPPERPOINT GRP
CHESAPEAKE EMPLOYERS INS CO
PROASSURANCE CORP GRP
IDAHO STATE INS FUND
TOKIO MARINE HOLDINGS INC GRP
WORKERS COMP OF UTAH GRP
LOUISIANA WORKERS COMP CORP
MISSOURI EMPLOYERS MUT INS CO
ALASKA NATL INS CO
DELEK GRP
Direct
Premiums
Written
(000)
4,320,787
3,211,561
2,708,489
2,660,599
2,603,418
2,440,252
2,374,259
2,146,499
2,139,534
1,673,242
1,528,879
1,413,017
1,286,501
1,245,304
1,184,488
1,181,965
1,140,962
944,280
833,036
737,372
686,763
648,225
574,290
571,694
468,286
452,442
446,139
436,321
418,708
409,527
401,648
401,632
395,439
386,516
384,632
380,206
350,207
327,204
311,908
306,439
304,075
293,140
287,577
283,008
269,798
269,594
263,269
254,500
251,071
247,656
247,151
240,073
238,895
228,128
224,923
224,315
223,334
221,399
218,484
211,093
210,639
210,423
199,493
186,835
182,999
173,803
Direct
Premiums
Earned
(000)
Loss
Ratio
4,224,620
3,239,043
2,705,488
2,705,441
2,584,335
2,285,543
2,353,551
2,142,549
2,046,994
1,673,242
1,686,279
1,382,322
1,222,140
1,207,254
1,142,615
1,096,838
1,106,903
917,541
824,274
763,817
684,296
642,502
464,924
562,521
443,651
447,220
406,622
426,732
438,107
405,693
392,533
384,015
359,507
389,547
380,746
384,664
341,836
314,209
307,925
308,780
331,952
287,960
306,495
286,697
193,750
264,804
245,940
253,853
246,733
241,813
235,450
240,073
247,541
218,209
227,220
211,229
224,688
222,488
209,951
213,659
202,760
209,932
194,513
177,216
175,265
191,766
59.44
57.36
52.10
75.43
69.34
54.16
83.31
55.56
53.44
127.38
81.55
75.06
57.20
56.56
49.21
61.15
48.97
50.46
31.98
87.88
53.70
47.67
54.32
65.91
54.32
39.39
47.27
65.52
59.51
80.53
43.47
49.98
67.42
56.44
56.31
54.28
67.18
50.32
65.73
78.67
44.01
47.76
53.66
74.03
64.64
41.66
62.30
42.00
50.97
73.56
50.28
85.30
69.44
54.10
103.36
63.63
92.49
87.85
61.27
76.65
62.86
60.08
28.29
61.72
53.57
61.27
© 2015 National Association of Insurance Commissioners
259
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
71.29 %
63.41 %
59.55 %
85.29 %
80.77 %
61.69 %
83.57 %
70.91 %
61.33 %
137.30 %
96.53 %
86.91 %
63.60 %
63.08 %
51.54 %
63.12 %
51.71 %
56.10 %
37.67 %
95.33 %
61.99 %
57.67 %
54.36 %
68.52 %
58.71 %
42.08 %
54.26 %
71.96 %
67.63 %
89.10 %
48.46 %
54.68 %
75.34 %
62.86 %
61.39 %
57.89 %
68.76 %
56.04 %
69.74 %
82.51 %
54.06 %
53.09 %
63.96 %
79.86 %
73.79 %
46.36 %
67.52 %
48.67 %
55.17 %
90.66 %
52.12 %
88.90 %
78.83 %
57.50 %
108.81 %
70.13 %
100.39 %
90.74 %
66.65 %
81.80 %
70.75 %
66.89 %
37.79 %
64.95 %
59.47 %
71.75 %
7.21
5.36
4.52
4.44
4.35
4.07
3.96
3.58
3.57
2.79
2.55
2.36
2.15
2.08
1.98
1.97
1.90
1.58
1.39
1.23
1.15
1.08
0.96
0.95
0.78
0.76
0.74
0.73
0.70
0.68
0.67
0.67
0.66
0.65
0.64
0.63
0.58
0.55
0.52
0.51
0.51
0.49
0.48
0.47
0.45
0.45
0.44
0.42
0.42
0.41
0.41
0.40
0.40
0.38
0.38
0.37
0.37
0.37
0.36
0.35
0.35
0.35
0.33
0.31
0.31
0.29
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
7.21
12.58
17.10
21.54
25.89
29.96
33.93
37.51
41.08
43.88
46.43
48.79
50.94
53.01
54.99
56.97
58.87
60.45
61.84
63.07
64.22
65.30
66.26
67.21
67.99
68.75
69.49
70.22
70.92
71.61
72.28
72.95
73.61
74.25
74.89
75.53
76.11
76.66
77.18
77.69
78.20
78.69
79.17
79.64
80.09
80.54
80.98
81.41
81.83
82.24
82.65
83.05
83.45
83.83
84.21
84.58
84.96
85.33
85.69
86.04
86.39
86.75
87.08
87.39
87.70
87.99
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
4507
457
2498
10320
201
4279
867
4715
175
228
3490
812
18767
4713
250
1302
10385
1112
96
3118
15261
248
761
271
1129
309
57
12472
256
4680
1309
311
41394
153
501
853
14176
681
10781
3219
4381
11042
50
1124
1178
517
408
291
4725
303
1324
473
518
13528
23663
4695
23108
Group/
Company Name
MT STATE COMPENSATION INSURANCE FUND
BUILDERS GRP
ARGONAUT GRP
AIM MUT GRP
KENTUCKY EMPLOYERS MUT INS
UTICA GRP
SFM GRP
BALDWIN & LYONS GRP
MS & AD INS GRP
STATE AUTO MUT GRP
WESTFIELD GRP
BEACON MUT GRP
HIGHMARK GRP
CHURCH MUT INS CO
RETAILFIRST GRP
DONEGAL GRP
BUILDERS INS GRP
FFVA MUT INS CO
NEW MEXICO MUT GRP
SECURA INS GRP
LACKAWANNA INS GRP
SOCIETY INS
UNITED FIRE & CAS GRP
ALLIANZ INS GRP
PENNSYLVANIA NATL INS GRP
WHITE MOUNTAINS GRP
WESTERN NATL MUT GRP
ELECTRIC INS GRP
SOUTH CAROLINA STATE ACCIDENT FUND
LUBA CAS INS CO
PROSIGHT GRP
AIC HOLDINGS GRP
FRANKENMUTH GRP
MAIN STREET AMER GRP
BENCHMARK INS CO
PEKIN INS GRP
ALLEGHANY GRP
PUBLIC SERV GRP
HASTINGS MUT INS CO
SERVICE LIFE GRP
HAWAII EMPLOYERS MUT INS CO
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
HOUSTON INTL INS GRP
STONETRUST COMMERCIAL INS CO
COUNTRY INS & FIN SERV GRP
RAS DAKOTA GRP
CHARTER INS GRP
HANNOVER GRP
AMERICAN NATL FIN GRP
MOTORISTS MUT GRP
ENSTAR GRP
GUIDEONE INS GRP
UPMC HLTH SYSTEM GRP
AMERICAN FAMILY INS GRP
GRINNELL MUT GRP
BROTHERHOOD MUT INS CO
NATIONAL AMER INS CO
HEREFORD HOLDING GRP
LUMBERMENS UNDERWRITING ALLIANCE
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
172,254
168,387
164,452
163,667
158,146
157,031
155,428
148,292
131,203
129,858
128,203
124,954
124,892
115,856
115,750
114,781
112,051
110,430
106,311
104,363
103,600
95,905
92,070
90,490
88,513
84,757
84,605
81,744
80,986
79,761
79,351
77,432
77,253
76,750
76,242
72,337
71,562
69,181
67,279
66,188
65,967
65,599
64,874
64,367
64,312
62,760
62,203
61,694
60,707
59,868
56,540
55,823
55,725
53,115
48,338
48,159
47,126
45,121
44,829
59,893,533
Direct
Premiums
Earned
(000)
172,384
161,491
159,973
159,053
153,284
159,920
149,317
148,180
126,759
120,820
128,695
120,407
126,713
112,586
116,495
110,624
113,432
109,200
105,098
100,578
101,900
93,281
88,877
94,280
89,238
84,806
82,545
81,744
73,076
82,460
70,483
68,763
77,233
75,309
73,772
71,222
71,058
82,738
64,445
67,154
60,454
63,716
63,907
63,313
62,874
60,895
61,469
51,493
59,279
61,043
29,347
52,539
48,699
52,756
47,778
46,155
51,123
44,487
52,553
58,931,622
© 2015 National Association of Insurance Commissioners
260
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
72.17
61.90
59.96
58.91
69.23
50.04
67.85
59.06
58.57
44.35
50.10
50.55
64.24
43.10
70.22
54.24
48.17
47.81
60.78
44.95
64.16
50.18
55.00
118.08
65.15
57.41
69.86
86.27
85.37
52.27
51.69
68.25
35.51
62.62
37.09
57.80
61.65
100.63
34.33
42.55
58.33
48.06
59.92
48.75
60.35
62.05
43.70
69.53
98.14
58.80
N/A
42.15
61.74
69.73
46.33
41.42
58.92
59.20
38.65
62.79
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
74.26 %
67.55 %
66.33 %
63.43 %
73.01 %
56.27 %
72.78 %
65.20 %
70.30 %
53.04 %
52.91 %
54.48 %
82.95 %
46.60 %
77.45 %
60.66 %
54.24 %
54.69 %
61.73 %
51.31 %
68.46 %
55.41 %
57.85 %
126.66 %
69.85 %
64.58 %
72.65 %
96.21 %
89.72 %
57.84 %
59.23 %
77.53 %
38.41 %
67.11 %
44.47 %
64.44 %
70.26 %
114.87 %
37.61 %
43.82 %
65.88 %
63.07 %
77.51 %
53.59 %
71.93 %
69.46 %
51.70 %
80.14 %
110.96 %
58.43 %
N/A
47.64 %
58.77 %
79.87 %
51.74 %
47.58 %
66.07 %
62.78 %
46.44 %
70.37 %
0.29
0.28
0.27
0.27
0.26
0.26
0.26
0.25
0.22
0.22
0.21
0.21
0.21
0.19
0.19
0.19
0.19
0.18
0.18
0.17
0.17
0.16
0.15
0.15
0.15
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.07
100.00
% 88.27
% 88.56
% 88.83
% 89.10
% 89.37
% 89.63
% 89.89
% 90.14
% 90.36
% 90.57
% 90.79
% 91.00
% 91.20
% 91.40
% 91.59
% 91.78
% 91.97
% 92.15
% 92.33
% 92.51
% 92.68
% 92.84
% 92.99
% 93.14
% 93.29
% 93.43
% 93.57
% 93.71
% 93.85
% 93.98
% 94.11
% 94.24
% 94.37
% 94.50
% 94.62
% 94.75
% 94.87
% 94.98
% 95.09
% 95.20
% 95.31
% 95.42
% 95.53
% 95.64
% 95.75
% 95.85
% 95.95
% 96.06
% 96.16
% 96.26
% 96.35
% 96.45
% 96.54
% 96.63
% 96.71
% 96.79
% 96.87
% 96.94
% 97.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
3548
91
111
212
12
2538
36102
31
35076
150
98
84
38
22945
626
572
158
3363
218
922
708
41190
140
36196
69
169
796
280
124
213
1279
1120
680
244
88
14184
36188
748
62
4768
242
785
1332
176
474
11398
15350
661
7
27677
1285
4485
11039
2698
36129
3098
1147
22350
10191
4670
38733
3489
Group/
Company Name
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
ZURICH INS GRP
AMERICAN INTL GRP
AMTRUST NGH GRP
STATE INS FUND
OHIO BUREAU OF WORKERS' COMPENSATION
BERKSHIRE HATHAWAY GRP
WASHINGTON STATE FUND
STATE COMPENSATION INS FUND
OLD REPUBLIC GRP
WR BERKLEY CORP GRP
AMERICAN FINANCIAL GRP
CHUBB INC GRP
TEXAS MUT INS CO
ACE LTD GRP
BCBS OF MI GRP
FAIRFAX FIN GRP
EMPLOYERS HOLDINGS GRP
CNA INS GRP
AMERICAN ASSETS GRP
NEW JERSEY MANUFACTURERS GRP
PINNACOL ASSUR
NATIONWIDE CORP GRP
SAIF CORP
FARMERS INS GRP
SENTRY INS GRP
QBE INS GRP
AUTO OWNERS GRP
AMERISURE CO GRP
ERIE INS GRP
ARCH INS GRP
EVEREST REINS HOLDINGS GRP
AMERISAFE GRP
CINCINNATI FIN GRP
WORKFORCE SAFETY & INSURANCE OF ND
THE HANOVER INS GRP
ACUITY A MUT INS CO
COMPSOURCE MUT INS CO
MEADOWBROOK INS GRP
EMC INS CO GRP
BRICKSTREET MUT GRP
SELECTIVE INS GRP
MARKEL CORP GRP
MAINE EMPLOYERS MUT INS GRP
STATE FARM GRP
FCCI MUT INS GRP
GUARANTEE INS CO
WEST BEND MUT INS CO
WORKERS' SAFETY & COMP DIV OF WY
BCBS OF SC GRP
FEDERATED MUT GRP
STATE WORKERS INS FUND
XL AMER GRP
COPPERPOINT GRP
CHESAPEAKE EMPLOYERS INS CO
PROASSURANCE CORP GRP
IDAHO STATE INS FUND
TOKIO MARINE HOLDINGS INC GRP
WORKERS COMP OF UTAH GRP
LOUISIANA WORKERS COMP CORP
MISSOURI EMPLOYERS MUT INS CO
STARR GRP
ALASKA NATL INS CO
DELEK GRP
Direct
Premiums
Written
(000)
4,320,787
3,210,187
2,660,002
2,575,336
2,550,947
2,440,252
2,374,259
2,146,499
2,139,534
1,673,242
1,528,879
1,413,017
1,286,501
1,245,304
1,181,790
1,140,962
1,063,739
944,280
833,036
686,763
681,369
648,225
574,290
571,694
468,286
452,442
446,139
436,321
418,708
409,527
401,648
401,632
395,439
386,516
384,632
380,206
350,207
327,204
311,908
306,439
304,075
293,140
287,577
283,008
269,594
263,269
254,500
251,071
247,656
247,151
240,073
238,895
228,128
224,923
224,315
223,334
221,399
218,484
211,093
210,639
210,423
199,493
186,835
186,358
182,999
173,803
Direct
Premiums
Earned
(000)
Loss
Ratio
4,224,499
3,237,738
2,695,039
2,534,008
2,539,194
2,285,543
2,353,551
2,142,549
2,046,994
1,673,242
1,686,279
1,382,322
1,222,140
1,207,254
1,139,938
1,106,903
973,580
917,541
824,274
684,296
697,852
642,502
464,924
562,521
443,651
447,220
406,622
426,732
438,107
405,693
392,533
384,015
359,507
389,547
380,746
384,664
341,836
314,209
307,925
308,780
331,952
287,960
306,495
286,697
264,804
245,940
253,853
246,733
241,813
235,450
240,073
247,541
218,209
227,220
211,229
224,688
222,488
209,951
213,659
202,759
209,932
194,513
177,216
159,659
175,265
191,766
59.44
57.49
75.63
63.07
54.71
54.16
83.31
55.56
53.44
127.38
81.55
75.06
57.20
56.56
49.38
48.97
52.28
50.46
32.08
53.70
82.13
47.67
54.32
65.91
54.32
39.39
47.27
65.52
59.51
80.53
43.47
49.98
67.42
56.44
56.31
54.28
67.18
50.32
65.73
78.67
44.01
47.76
53.66
74.03
41.66
62.30
42.00
50.97
73.56
50.28
85.30
69.44
54.10
103.36
63.63
92.49
87.85
61.27
76.65
62.86
60.08
28.29
61.72
63.52
53.64
61.27
© 2015 National Association of Insurance Commissioners
261
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
71.29 %
63.54 %
85.53 %
74.08 %
63.64 %
61.69 %
83.57 %
70.91 %
61.33 %
137.30 %
96.53 %
86.91 %
63.60 %
63.08 %
51.72 %
51.71 %
56.69 %
56.10 %
37.78 %
61.99 %
89.52 %
57.68 %
54.36 %
68.52 %
58.71 %
42.08 %
54.26 %
71.96 %
67.63 %
89.10 %
48.46 %
54.68 %
75.34 %
62.86 %
61.39 %
57.89 %
68.76 %
56.04 %
69.74 %
82.51 %
54.06 %
53.09 %
63.96 %
79.86 %
46.36 %
67.52 %
48.67 %
55.17 %
90.66 %
52.12 %
88.90 %
78.83 %
57.50 %
108.81 %
70.13 %
100.39 %
90.74 %
66.65 %
81.80 %
70.75 %
66.89 %
37.79 %
64.95 %
73.81 %
59.54 %
71.75 %
7.27
5.40
4.47
4.33
4.29
4.11
3.99
3.61
3.60
2.81
2.57
2.38
2.16
2.09
1.99
1.92
1.79
1.59
1.40
1.16
1.15
1.09
0.97
0.96
0.79
0.76
0.75
0.73
0.70
0.69
0.68
0.68
0.67
0.65
0.65
0.64
0.59
0.55
0.52
0.52
0.51
0.49
0.48
0.48
0.45
0.44
0.43
0.42
0.42
0.42
0.40
0.40
0.38
0.38
0.38
0.38
0.37
0.37
0.36
0.35
0.35
0.34
0.31
0.31
0.31
0.29
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
7.27
12.67
17.14
21.48
25.77
29.87
33.87
37.48
41.08
43.89
46.46
48.84
51.00
53.10
55.09
57.01
58.80
60.38
61.79
62.94
64.09
65.18
66.14
67.11
67.89
68.65
69.40
70.14
70.84
71.53
72.21
72.88
73.55
74.20
74.85
75.49
76.07
76.63
77.15
77.67
78.18
78.67
79.15
79.63
80.08
80.53
80.95
81.38
81.79
82.21
82.61
83.01
83.40
83.78
84.15
84.53
84.90
85.27
85.63
85.98
86.33
86.67
86.98
87.30
87.60
87.90
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
4507
457
2498
10320
201
4279
867
4715
175
228
3490
812
18767
4713
250
1302
10385
1112
96
3118
15261
248
761
271
1129
309
57
12472
256
4680
1309
311
41394
153
501
853
14176
681
10781
3219
4381
11042
50
1124
1178
517
408
291
4725
303
1324
473
518
13528
23663
4695
23108
Group/
Company Name
MT STATE COMPENSATION INSURANCE FUND
BUILDERS GRP
ARGONAUT GRP
AIM MUT GRP
KENTUCKY EMPLOYERS MUT INS
UTICA GRP
SFM GRP
BALDWIN & LYONS GRP
MS & AD INS GRP
STATE AUTO MUT GRP
WESTFIELD GRP
BEACON MUT GRP
HIGHMARK GRP
CHURCH MUT INS CO
RETAILFIRST GRP
DONEGAL GRP
BUILDERS INS GRP
FFVA MUT INS CO
NEW MEXICO MUT GRP
SECURA INS GRP
LACKAWANNA INS GRP
SOCIETY INS
UNITED FIRE & CAS GRP
ALLIANZ INS GRP
PENNSYLVANIA NATL INS GRP
WHITE MOUNTAINS GRP
WESTERN NATL MUT GRP
ELECTRIC INS GRP
SOUTH CAROLINA STATE ACCIDENT FUND
LUBA CAS INS CO
PROSIGHT GRP
AIC HOLDINGS GRP
FRANKENMUTH GRP
MAIN STREET AMER GRP
BENCHMARK INS CO
PEKIN INS GRP
ALLEGHANY GRP
PUBLIC SERV GRP
HASTINGS MUT INS CO
SERVICE LIFE GRP
HAWAII EMPLOYERS MUT INS CO
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
HOUSTON INTL INS GRP
STONETRUST COMMERCIAL INS CO
COUNTRY INS & FIN SERV GRP
RAS DAKOTA GRP
CHARTER INS GRP
HANNOVER GRP
AMERICAN NATL FIN GRP
MOTORISTS MUT GRP
ENSTAR GRP
GUIDEONE INS GRP
UPMC HLTH SYSTEM GRP
AMERICAN FAMILY INS GRP
GRINNELL MUT GRP
BROTHERHOOD MUT INS CO
NATIONAL AMER INS CO
HEREFORD HOLDING GRP
LUMBERMENS UNDERWRITING ALLIANCE
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
172,254
168,387
164,452
163,667
158,146
157,031
155,428
148,292
131,203
129,858
128,203
124,954
124,892
115,856
115,750
114,781
112,051
110,430
106,311
104,363
103,600
95,905
92,070
90,003
88,513
84,720
84,605
81,744
80,986
79,761
79,351
77,432
77,253
76,750
76,242
72,337
71,562
69,181
67,279
66,188
65,967
65,599
64,874
64,367
64,312
62,760
62,203
61,694
60,707
59,868
56,540
55,823
55,725
53,115
48,338
48,159
47,126
45,121
44,829
59,444,976
Direct
Premiums
Earned
(000)
172,384
161,491
159,973
159,053
153,284
159,920
149,317
148,180
126,759
120,820
128,695
120,407
126,713
112,586
116,495
110,624
113,432
109,200
105,098
100,578
101,900
93,281
88,877
93,794
89,238
84,767
82,545
81,744
73,076
82,460
70,483
68,763
77,233
75,309
73,772
71,222
71,058
82,738
64,445
67,154
60,454
63,986
63,907
63,313
62,874
60,895
61,469
51,493
59,279
61,043
29,347
52,539
48,699
52,756
47,778
46,155
51,123
44,487
52,553
58,476,920
© 2015 National Association of Insurance Commissioners
262
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
72.17
61.90
59.96
58.91
69.23
50.04
67.85
59.06
58.57
44.35
50.10
50.55
64.24
43.10
70.22
54.24
48.17
47.81
60.78
44.95
64.16
50.18
55.00
119.07
65.15
56.69
69.86
86.27
85.37
52.27
51.69
68.25
35.51
62.62
37.09
57.80
61.65
100.63
34.33
42.55
58.33
47.85
59.92
48.75
60.35
62.05
43.70
69.53
98.14
58.80
N/A
42.15
61.74
69.73
46.33
41.42
58.92
59.20
38.65
62.42
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
74.26 %
67.55 %
66.33 %
63.43 %
73.01 %
56.27 %
72.78 %
65.20 %
70.30 %
53.04 %
52.91 %
54.48 %
82.95 %
46.60 %
77.45 %
60.66 %
54.24 %
54.69 %
61.73 %
51.31 %
68.46 %
55.41 %
57.85 %
127.73 %
69.85 %
63.86 %
72.65 %
96.21 %
89.72 %
57.84 %
59.23 %
77.53 %
38.41 %
67.11 %
44.47 %
64.44 %
70.26 %
114.87 %
37.61 %
43.82 %
65.88 %
62.80 %
77.51 %
53.59 %
71.93 %
69.46 %
51.70 %
80.14 %
110.96 %
58.43 %
N/A
47.64 %
58.77 %
79.87 %
51.74 %
47.58 %
66.07 %
62.78 %
46.44 %
70.11 %
0.29
0.28
0.28
0.28
0.27
0.26
0.26
0.25
0.22
0.22
0.22
0.21
0.21
0.19
0.19
0.19
0.19
0.19
0.18
0.18
0.17
0.16
0.15
0.15
0.15
0.14
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.13
0.13
0.12
0.12
0.12
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.11
0.10
0.10
0.10
0.10
0.10
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
100.00
% 88.19
% 88.47
% 88.75
% 89.02
% 89.29
% 89.55
% 89.81
% 90.06
% 90.28
% 90.50
% 90.72
% 90.93
% 91.14
% 91.33
% 91.53
% 91.72
% 91.91
% 92.10
% 92.27
% 92.45
% 92.62
% 92.79
% 92.94
% 93.09
% 93.24
% 93.38
% 93.53
% 93.66
% 93.80
% 93.93
% 94.07
% 94.20
% 94.33
% 94.46
% 94.58
% 94.71
% 94.83
% 94.94
% 95.06
% 95.17
% 95.28
% 95.39
% 95.50
% 95.61
% 95.71
% 95.82
% 95.92
% 96.03
% 96.13
% 96.23
% 96.33
% 96.42
% 96.51
% 96.60
% 96.68
% 96.77
% 96.84
% 96.92
% 97.00
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Alabama
1
2
3
4
5
6
7
8
9
10
3548
212
12
91
111
31
84
98
150
41394
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
AMERICAN FINANCIAL GRP
WR BERKLEY CORP GRP
OLD REPUBLIC GRP
BENCHMARK INS CO
**STATE TOTAL**
35,926
33,919
24,311
21,937
20,494
16,526
13,661
11,721
10,622
10,297
331,235
36,459
29,029
24,261
22,203
20,811
15,888
12,978
10,902
9,886
9,985
321,529
59.98
57.68
16.60
70.95
73.13
77.28
62.31
25.65
79.01
33.36
59.10
%
%
%
%
%
%
%
%
%
%
%
70.81 %
66.16 %
23.61 %
74.94 %
80.35 %
85.80 %
69.88 %
24.20 %
90.58 %
38.38 %
66.15 %
10.85
10.24
7.34
6.62
6.19
4.99
4.12
3.54
3.21
3.11
100.00
% 10.85
% 21.09
% 28.43
% 35.05
% 41.24
% 46.23
% 50.35
% 53.89
% 57.09
% 60.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Alaska
1
2
3
4
5
6
7
8
9
10
38733
111
12
212
84
31
680
3548
38687
1279
ALASKA NATL INS CO
LIBERTY MUT GRP
AMERICAN INTL GRP
ZURICH INS GRP
AMERICAN FINANCIAL GRP
BERKSHIRE HATHAWAY GRP
AMERISAFE GRP
TRAVELERS GRP
ALASKA TIMBER INS EXCH
ARCH INS GRP
**STATE TOTAL**
90,707
54,490
20,673
17,716
17,367
14,766
12,151
11,594
6,850
3,879
283,324
87,879
56,315
21,973
15,974
17,214
15,145
13,177
11,835
6,850
2,798
282,372
62.36
52.44
17.41
19.93
51.32
43.78
113.70
38.82
29.03
40.07
53.46
%
%
%
%
%
%
%
%
%
%
%
66.81 %
58.93 %
19.91 %
24.52 %
54.82 %
47.12 %
122.84 %
46.15 %
32.26 %
42.82 %
58.39 %
32.02
19.23
7.30
6.25
6.13
5.21
4.29
4.09
2.42
1.37
100.00
% 32.02
% 51.25
% 58.54
% 64.80
% 70.93
% 76.14
% 80.43
% 84.52
% 86.94
% 88.31
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arizona
1
2
3
4
5
6
7
8
9
10
4485
3548
91
2538
212
111
31
12
626
218
COPPERPOINT GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
AMTRUST NGH GRP
ZURICH INS GRP
LIBERTY MUT GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
ACE LTD GRP
CNA INS GRP
**STATE TOTAL**
223,334
123,596
51,069
39,588
32,244
31,556
21,436
21,417
19,595
16,755
818,076
224,688
118,364
51,147
38,034
31,493
32,562
19,461
21,653
19,356
18,014
801,125
92.49
73.84
56.14
28.21
62.19
90.99
68.18
13.86
42.27
43.57
65.76
%
%
%
%
%
%
%
%
%
%
%
100.39 %
84.72 %
64.30 %
31.42 %
71.71 %
101.34 %
74.72 %
14.35 %
47.12 %
44.28 %
72.96 %
27.30
15.11
6.24
4.84
3.94
3.86
2.62
2.62
2.40
2.05
100.00
% 27.30
% 42.41
% 48.65
% 53.49
% 57.43
% 61.29
% 63.91
% 66.53
% 68.92
% 70.97
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Arkansas
1
2
3
4
5
6
7
8
9
10
3548
98
785
84
111
12
2538
150
91
212
TRAVELERS GRP
WR BERKLEY CORP GRP
MARKEL CORP GRP
AMERICAN FINANCIAL GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
AMTRUST NGH GRP
OLD REPUBLIC GRP
HARTFORD FIRE & CAS GRP
ZURICH INS GRP
**STATE TOTAL**
26,339
24,711
15,288
15,136
15,119
13,918
12,580
11,306
9,538
8,861
253,233
26,185
22,933
15,269
14,984
18,990
17,831
10,195
11,452
10,066
9,328
254,931
16.35
49.14
32.40
56.57
43.57
19.28
50.58
76.27
42.67
58.95
46.47
%
%
%
%
%
%
%
%
%
%
%
25.28 %
53.83 %
35.88 %
64.21 %
50.10 %
21.69 %
53.70 %
81.25 %
45.59 %
66.02 %
52.16 %
10.40
9.76
6.04
5.98
5.97
5.50
4.97
4.46
3.77
3.50
100.00
% 10.40
% 20.16
% 26.20
% 32.17
% 38.14
% 43.64
% 48.61
% 53.07
% 56.84
% 60.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
California
1
2
3
4
5
6
7
8
9
10
35076
31
3548
2538
91
212
12
922
158
3363
1,528,879
1,135,946
708,486
700,510
622,063
590,838
570,361
533,859
425,616
414,552
11,418,599
1,686,279
1,099,688
705,965
660,505
627,040
591,631
571,155
530,186
426,759
416,793
11,325,122
81.55
49.88
50.69
44.80
77.27
88.37
63.70
43.55
31.56
60.85
62.82
%
%
%
%
%
%
%
%
%
%
%
96.53 %
59.55 %
64.58 %
55.85 %
86.51 %
107.49 %
80.91 %
54.46 %
38.62 %
72.17 %
74.84 %
13.39
9.95
6.20
6.13
5.45
5.17
5.00
4.68
3.73
3.63
100.00
% 13.39
% 23.34
% 29.54
% 35.68
% 41.12
% 46.30
% 51.29
% 55.97
% 59.70
% 63.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE COMPENSATION INS FUND
BERKSHIRE HATHAWAY GRP
TRAVELERS GRP
AMTRUST NGH GRP
HARTFORD FIRE & CAS GRP
ZURICH INS GRP
AMERICAN INTL GRP
AMERICAN ASSETS GRP
FAIRFAX FIN GRP
EMPLOYERS HOLDINGS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
263
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
Colorado
1
2
3
4
5
6
7
8
9
10
41190
3548
91
212
111
12
38
626
69
218
Connecticut
1
2
3
4
5
6
7
8
9
10
Delaware
District Of
Columbia
Florida
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
PINNACOL ASSUR
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
ZURICH INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
CHUBB INC GRP
ACE LTD GRP
FARMERS INS GRP
CNA INS GRP
**STATE TOTAL**
571,694
51,322
43,014
40,210
36,106
28,204
23,427
20,454
12,830
9,124
956,260
562,521
49,086
41,641
39,342
33,537
26,380
22,606
20,093
11,371
8,350
927,767
65.91
67.85
47.97
63.78
75.19
26.13
39.55
26.26
59.88
79.35
63.00
%
%
%
%
%
%
%
%
%
%
%
68.52 %
81.12 %
51.46 %
74.59 %
91.71 %
30.35 %
41.76 %
27.68 %
68.39 %
91.50 %
67.82 %
59.78
5.37
4.50
4.20
3.78
2.95
2.45
2.14
1.34
0.95
100.00
% 59.78
% 65.15
% 69.65
% 73.85
% 77.63
% 80.58
% 83.03
% 85.17
% 86.51
% 87.46
% 100.00
%
%
%
%
%
%
%
%
%
%
%
91
3548
111
98
2538
212
12
31
150
38
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
AMTRUST NGH GRP
ZURICH INS GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
OLD REPUBLIC GRP
CHUBB INC GRP
**STATE TOTAL**
142,399
120,451
75,262
62,025
44,437
43,150
42,366
39,550
31,110
29,203
868,249
141,430
118,465
75,391
57,548
42,717
44,144
39,741
34,955
31,822
28,188
850,802
68.09
64.79
104.80
47.41
51.15
52.22
46.68
34.96
70.79
35.55
63.48
%
%
%
%
%
%
%
%
%
%
%
73.56 %
75.81 %
110.51 %
54.47 %
58.88 %
60.19 %
55.34 %
38.55 %
78.86 %
35.76 %
70.38 %
16.40
13.87
8.67
7.14
5.12
4.97
4.88
4.56
3.58
3.36
100.00
% 16.40
% 30.27
% 38.94
% 46.09
% 51.20
% 56.17
% 61.05
% 65.61
% 69.19
% 72.55
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
111
91
3548
212
12
250
31
2538
2698
626
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
DONEGAL GRP
BERKSHIRE HATHAWAY GRP
AMTRUST NGH GRP
PROASSURANCE CORP GRP
ACE LTD GRP
**STATE TOTAL**
16,404
16,404
16,161
14,665
12,866
10,521
8,850
8,384
7,363
5,369
187,541
20,580
16,114
15,851
15,235
12,569
9,713
8,722
7,468
6,725
4,310
183,539
113.49
73.64
59.79
23.10
133.59
60.38
36.64
41.90
46.36
48.29
67.60
%
%
%
%
%
%
%
%
%
%
%
123.23 %
81.44 %
72.45 %
27.55 %
147.91 %
67.34 %
43.19 %
50.20 %
53.34 %
56.97 %
74.52 %
8.75
8.75
8.62
7.82
6.86
5.61
4.72
4.47
3.93
2.86
100.00
%
8.75
% 17.49
% 26.11
% 33.93
% 40.79
% 46.40
% 51.12
% 55.59
% 59.52
% 62.38
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
91
32,193
32,641
31.88 %
33.36 %
2
3
4
5
6
7
8
9
10
3548
38
212
111
12
213
31
218
1279
TRAVELERS GRP
CHUBB INC GRP
ZURICH INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ERIE INS GRP
BERKSHIRE HATHAWAY GRP
CNA INS GRP
ARCH INS GRP
**STATE TOTAL**
21,389
14,778
13,865
10,086
9,002
6,840
5,640
4,631
4,389
158,453
22,146
14,830
15,267
9,452
8,332
6,319
4,614
4,210
3,766
156,978
33.91
28.30
78.34
39.26
126.95
36.84
44.86
58.11
52.28
50.49
%
%
%
%
%
%
%
%
%
%
41.44 %
27.80 %
90.22 %
42.50 %
135.63 %
42.32 %
51.86 %
61.81 %
57.07 %
56.00 %
13.50
9.33
8.75
6.37
5.68
4.32
3.56
2.92
2.77
100.00
% 33.82
% 43.14
% 51.89
% 58.26
% 63.94
% 68.26
% 71.82
% 74.74
% 77.51
% 100.00
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
84
2538
3548
158
91
474
12
4713
212
124
AMERICAN FINANCIAL GRP
AMTRUST NGH GRP
TRAVELERS GRP
FAIRFAX FIN GRP
HARTFORD FIRE & CAS GRP
FCCI MUT INS GRP
AMERICAN INTL GRP
RETAILFIRST GRP
ZURICH INS GRP
AMERISURE CO GRP
**STATE TOTAL**
320,255
309,029
152,370
138,538
137,728
135,378
126,243
112,018
104,420
97,487
2,536,960
320,172
283,817
148,546
137,930
140,127
133,595
125,324
112,707
100,741
95,971
2,467,790
61.61
50.62
51.36
39.96
64.49
50.90
31.51
70.45
43.39
34.01
55.61
%
%
%
%
%
%
%
%
%
%
%
70.03 %
57.27 %
64.09 %
44.24 %
69.75 %
54.67 %
43.99 %
77.63 %
52.31 %
40.77 %
63.85 %
12.62
12.18
6.01
5.46
5.43
5.34
4.98
4.42
4.12
3.84
100.00
% 12.62
% 24.80
% 30.81
% 36.27
% 41.70
% 47.04
% 52.01
% 56.43
% 60.54
% 64.39
% 100.00
%
%
%
%
%
%
%
%
%
%
%
HARTFORD FIRE & CAS GRP
© 2015 National Association of Insurance Commissioners
264
20.32 %
20.32 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
Georgia
1
2
3
4
5
6
7
8
9
10
3548
2538
91
111
1302
212
98
84
31
12
Hawaii
1
2
3
4
5
6
7
8
9
10
10781
3098
106
4715
212
158
12
785
3548
150
Idaho
1
2
3
4
5
6
7
8
9
10
Illinois
Indiana
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
118,716
104,028
85,585
69,561
66,399
64,068
61,144
60,435
56,875
48,212
1,348,560
116,201
96,346
84,720
69,228
65,910
63,411
59,476
59,592
54,035
47,889
1,311,122
65.04
61.03
64.28
65.63
44.25
49.79
54.22
57.79
53.33
11.84
56.48
%
%
%
%
%
%
%
%
%
%
%
76.38 %
68.78 %
69.36 %
70.50 %
49.37 %
57.57 %
59.53 %
65.39 %
59.43 %
14.82 %
63.60 %
8.80
7.71
6.35
5.16
4.92
4.75
4.53
4.48
4.22
3.58
100.00
%
8.80
% 16.52
% 22.86
% 28.02
% 32.95
% 37.70
% 42.23
% 46.71
% 50.93
% 54.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
HAWAII EMPLOYERS MUT INS CO
TOKIO MARINE HOLDINGS INC GRP
ISLAND INS CO GRP
MS & AD INS GRP
ZURICH INS GRP
FAIRFAX FIN GRP
AMERICAN INTL GRP
MARKEL CORP GRP
TRAVELERS GRP
OLD REPUBLIC GRP
**STATE TOTAL**
65,967
34,990
34,433
18,295
12,060
10,799
7,500
7,279
6,426
6,369
243,495
60,454
34,147
35,695
17,379
11,685
10,202
6,300
6,771
5,521
5,496
231,697
58.33
55.06
63.70
67.81
31.74
22.31
523.74
45.55
69.42
39.15
67.76
%
%
%
%
%
%
%
%
%
%
%
65.88 %
70.35 %
73.85 %
73.12 %
35.14 %
22.04 %
574.78 %
48.67 %
79.96 %
49.01 %
77.32 %
27.09
14.37
14.14
7.51
4.95
4.43
3.08
2.99
2.64
2.62
100.00
% 27.09
% 41.46
% 55.60
% 63.12
% 68.07
% 72.50
% 75.58
% 78.57
% 81.21
% 83.83
% 100.00
%
%
%
%
%
%
%
%
%
%
%
36129
111
38733
37370
3548
212
12
2538
91
69
IDAHO STATE INS FUND
LIBERTY MUT GRP
ALASKA NATL INS CO
ASSOCIATED LOGGERS EXCH
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
AMTRUST NGH GRP
HARTFORD FIRE & CAS GRP
FARMERS INS GRP
**STATE TOTAL**
211,093
19,411
12,189
10,613
10,380
9,464
9,172
7,210
6,464
4,484
342,901
213,659
23,569
11,929
10,462
10,525
8,927
8,058
7,214
7,279
4,104
345,127
76.65
128.49
69.14
46.07
39.66
53.10
18.68
48.21
46.70
47.50
74.36
%
%
%
%
%
%
%
%
%
%
%
81.80 %
133.41 %
75.94 %
46.94 %
48.60 %
60.16 %
30.81 %
50.48 %
51.41 %
50.73 %
79.74 %
61.56
5.66
3.55
3.09
3.03
2.76
2.67
2.10
1.89
1.31
100.00
% 61.56
% 67.22
% 70.78
% 73.87
% 76.90
% 79.66
% 82.33
% 84.44
% 86.32
% 87.63
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3548
91
212
111
98
2538
12
150
572
31
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
ZURICH INS GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
AMTRUST NGH GRP
AMERICAN INTL GRP
OLD REPUBLIC GRP
BCBS OF MI GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
268,053
180,820
160,784
159,150
114,860
111,138
105,457
101,435
92,494
80,761
2,753,626
265,451
180,979
163,643
162,934
108,024
106,811
113,430
103,325
86,931
70,843
2,730,996
71.36
43.64
36.88
68.80
55.53
61.28
166.56
70.37
40.39
50.74
61.30
%
%
%
%
%
%
%
%
%
%
%
84.08 %
48.03 %
43.32 %
80.75 %
62.02 %
69.35 %
170.97 %
82.36 %
47.50 %
56.20 %
68.61 %
9.73
6.57
5.84
5.78
4.17
4.04
3.83
3.68
3.36
2.93
100.00
%
9.73
% 16.30
% 22.14
% 27.92
% 32.09
% 36.13
% 39.96
% 43.64
% 47.00
% 49.93
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
111
3548
572
212
98
244
280
2538
12
124
LIBERTY MUT GRP
TRAVELERS GRP
BCBS OF MI GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
CINCINNATI FIN GRP
AUTO OWNERS GRP
AMTRUST NGH GRP
AMERICAN INTL GRP
AMERISURE CO GRP
**STATE TOTAL**
76,798
66,995
43,617
37,702
34,430
32,098
30,776
27,679
27,613
27,286
847,794
74,847
67,916
42,419
37,415
32,513
33,308
30,277
26,676
28,067
26,893
840,762
66.28
49.44
67.66
71.25
80.21
37.51
44.26
68.39
N/A
65.02
58.84
%
%
%
%
%
%
%
%
76.40 %
59.87 %
70.36 %
78.30 %
89.40 %
40.23 %
47.44 %
73.58 %
N/A
69.61 %
64.71 %
9.06
7.90
5.14
4.45
4.06
3.79
3.63
3.26
3.26
3.22
100.00
%
9.06
% 16.96
% 22.11
% 26.55
% 30.61
% 34.40
% 38.03
% 41.29
% 44.55
% 47.77
% 100.00
%
%
%
%
%
%
%
%
%
%
%
TRAVELERS GRP
AMTRUST NGH GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
BUILDERS INS GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
AMERICAN FINANCIAL GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
265
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
Iowa
1
2
3
4
5
6
7
8
9
10
62
3548
572
111
140
15350
150
248
212
98
Kansas
1
2
3
4
5
6
7
8
9
10
3548
98
572
62
91
2538
111
140
212
12
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
EMC INS CO GRP
TRAVELERS GRP
BCBS OF MI GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
WEST BEND MUT INS CO
OLD REPUBLIC GRP
UNITED FIRE & CAS GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
64,666
57,459
51,089
40,944
40,126
34,292
34,021
30,788
26,495
21,272
748,622
64,313
56,197
49,843
43,968
39,816
32,711
32,449
29,998
26,351
18,903
737,876
58.46
72.94
62.95
73.70
47.97
49.38
68.09
55.62
51.20
57.99
61.12
%
%
%
%
%
%
%
%
%
%
%
63.72 %
81.18 %
67.06 %
78.35 %
50.45 %
51.27 %
72.76 %
57.60 %
56.22 %
60.42 %
66.00 %
8.64
7.68
6.82
5.47
5.36
4.58
4.54
4.11
3.54
2.84
100.00
%
8.64
% 16.31
% 23.14
% 28.61
% 33.97
% 38.55
% 43.09
% 47.20
% 50.74
% 53.59
% 100.00
%
%
%
%
%
%
%
%
%
%
%
TRAVELERS GRP
WR BERKLEY CORP GRP
BCBS OF MI GRP
EMC INS CO GRP
HARTFORD FIRE & CAS GRP
AMTRUST NGH GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
AMERICAN INTL GRP
**STATE TOTAL**
53,000
48,062
39,697
32,686
30,326
28,419
27,438
25,198
23,976
14,527
492,644
51,907
45,617
37,155
33,016
30,960
27,010
30,076
24,977
24,047
14,836
487,816
49.61
44.92
30.18
26.71
38.36
66.31
42.79
39.49
119.43
N/A
46.67
%
%
%
%
%
%
%
%
%
%
61.38 %
51.31 %
34.73 %
30.08 %
42.73 %
75.80 %
49.51 %
42.25 %
128.83 %
N/A
52.68 %
10.76
9.76
8.06
6.63
6.16
5.77
5.57
5.11
4.87
2.95
100.00
% 10.76
% 20.51
% 28.57
% 35.21
% 41.36
% 47.13
% 52.70
% 57.82
% 62.68
% 65.63
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Kentucky
1
2
3
4
5
6
7
8
9
10
10320
212
111
3548
4768
12
84
91
38
31
KENTUCKY EMPLOYERS MUT INS
ZURICH INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
BRICKSTREET MUT GRP
AMERICAN INTL GRP
AMERICAN FINANCIAL GRP
HARTFORD FIRE & CAS GRP
CHUBB INC GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
158,146
37,453
35,445
31,585
23,765
21,907
20,342
17,604
11,885
11,855
513,768
153,284
37,622
35,316
31,845
21,760
21,138
20,392
18,476
11,644
11,117
503,775
69.23
47.66
92.15
94.50
146.38
34.39
47.63
56.98
65.86
53.77
76.04
%
%
%
%
%
%
%
%
%
%
%
73.01 %
55.34 %
110.38 %
112.76 %
166.90 %
45.64 %
54.93 %
66.38 %
68.11 %
58.40 %
85.22 %
30.78
7.29
6.90
6.15
4.63
4.26
3.96
3.43
2.31
2.31
100.00
% 30.78
% 38.07
% 44.97
% 51.12
% 55.74
% 60.01
% 63.97
% 67.39
% 69.71
% 72.01
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
22350
12
12472
212
84
3548
680
111
11042
626
LOUISIANA WORKERS COMP CORP
AMERICAN INTL GRP
LUBA CAS INS CO
ZURICH INS GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
AMERISAFE GRP
LIBERTY MUT GRP
STONETRUST COMMERCIAL INS CO
ACE LTD GRP
**STATE TOTAL**
199,493
68,728
67,127
66,612
57,754
57,692
47,292
41,612
28,516
27,940
868,836
194,513
66,630
70,093
64,495
56,426
55,340
49,379
41,013
28,263
27,165
851,664
28.29
73.89
46.28
74.49
63.02
68.46
56.71
63.81
55.46
63.18
52.17
%
%
%
%
%
%
%
%
%
%
%
37.79 %
88.50 %
51.26 %
86.66 %
70.89 %
79.60 %
61.68 %
62.61 %
57.97 %
68.75 %
60.13 %
22.96
7.91
7.73
7.67
6.65
6.64
5.44
4.79
3.28
3.22
100.00
% 22.96
% 30.87
% 38.60
% 46.26
% 52.91
% 59.55
% 64.99
% 69.78
% 73.07
% 76.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Maine
1
2
3
4
5
6
7
8
9
10
1332
111
98
3548
14003
91
12
212
88
31
MAINE EMPLOYERS MUT INS GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
GREAT FALLS INS CO
HARTFORD FIRE & CAS GRP
AMERICAN INTL GRP
ZURICH INS GRP
THE HANOVER INS GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
134,883
9,442
9,420
9,120
7,696
7,076
6,397
3,074
2,418
2,320
207,994
133,471
9,704
9,534
9,658
6,880
7,241
6,456
3,382
2,544
2,562
208,168
59.74
63.00
37.47
23.06
49.87
47.05
95.66
123.83
53.29
12.19
57.78
%
%
%
%
%
%
%
%
%
%
%
64.74 %
72.29 %
39.35 %
28.97 %
58.18 %
50.89 %
97.83 %
141.65 %
54.10 %
17.57 %
63.24 %
64.85
4.54
4.53
4.38
3.70
3.40
3.08
1.48
1.16
1.12
100.00
% 64.85
% 69.39
% 73.92
% 78.30
% 82.00
% 85.41
% 88.48
% 89.96
% 91.12
% 92.24
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
266
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Direct
Premiums
Earned
(000)
Loss
Ratio
221,399
108,316
66,289
59,487
40,904
40,325
39,390
28,278
21,021
20,359
931,390
222,488
108,612
67,843
57,864
39,357
40,489
39,129
26,618
20,512
21,699
915,696
87.85
54.40
70.04
54.80
93.02
68.26
75.18
68.74
95.72
53.89
69.19
%
%
%
%
%
%
%
%
%
%
%
90.74 %
58.87 %
82.67 %
60.14 %
102.65 %
77.85 %
83.56 %
77.07 %
111.02 %
61.63 %
75.37 %
23.77
11.63
7.12
6.39
4.39
4.33
4.23
3.04
2.26
2.19
100.00
% 23.77
% 35.40
% 42.52
% 48.90
% 53.30
% 57.63
% 61.85
% 64.89
% 67.15
% 69.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
TRAVELERS GRP
AIM MUT GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
CHARTER INS GRP
ZURICH INS GRP
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
151,076
144,469
105,983
95,680
93,316
57,349
53,484
53,226
40,109
33,183
1,081,253
150,713
140,550
107,495
94,333
98,512
56,633
50,125
45,209
38,968
31,732
1,066,122
81.07
55.94
81.06
57.25
88.13
40.64
66.24
57.80
72.31
84.60
70.91
%
%
%
%
%
%
%
%
%
%
%
94.00 %
60.08 %
92.43 %
63.59 %
98.45 %
48.36 %
77.79 %
61.41 %
80.26 %
87.52 %
79.21 %
13.97
13.36
9.80
8.85
8.63
5.30
4.95
4.92
3.71
3.07
100.00
% 13.97
% 27.33
% 37.14
% 45.98
% 54.61
% 59.92
% 64.87
% 69.79
% 73.50
% 76.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
16.50
9.05
7.87
4.39
4.25
3.72
3.32
3.20
2.82
2.77
100.00
% 16.50
% 25.55
% 33.42
% 37.81
% 42.06
% 45.78
% 49.10
% 52.30
% 55.13
% 57.89
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Maryland
1
2
3
4
5
6
7
8
9
10
11039
91
3548
213
212
12
111
98
150
242
Massachusetts
1
2
3
4
5
6
7
8
9
10
3548
2498
12
91
111
1178
212
31
626
98
Michigan
1
2
3
4
5
6
7
8
9
10
572
3548
111
91
280
12
212
124
1309
14176
BCBS OF MI GRP
TRAVELERS GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
AUTO OWNERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
AMERISURE CO GRP
FRANKENMUTH GRP
HASTINGS MUT INS CO
**STATE TOTAL**
197,039
108,100
93,958
52,431
50,765
44,443
39,668
38,246
33,723
33,033
1,194,278
198,467
100,429
91,119
56,034
50,241
40,430
40,845
36,557
34,499
32,282
1,178,974
27.14
46.10
53.85
30.18
44.41
N/A
48.51
26.25
27.18
27.84
37.69
%
%
%
%
%
%
%
%
%
%
30.11 %
56.91 %
58.18 %
33.18 %
49.55 %
N/A
56.03 %
29.14 %
28.02 %
31.33 %
42.45 %
Minnesota
1
2
3
4
5
6
7
8
9
10
4279
3548
111
309
280
212
91
2538
7
14184
SFM GRP
TRAVELERS GRP
LIBERTY MUT GRP
WESTERN NATL MUT GRP
AUTO OWNERS GRP
ZURICH INS GRP
HARTFORD FIRE & CAS GRP
AMTRUST NGH GRP
FEDERATED MUT GRP
ACUITY A MUT INS CO
**STATE TOTAL**
113,408
91,023
42,904
40,018
36,571
36,502
35,760
31,804
23,556
22,953
924,773
110,059
88,693
44,721
39,979
35,183
36,070
37,528
30,444
23,607
21,955
908,348
72.79
54.31
83.32
61.01
72.87
69.08
63.44
57.29
41.53
68.43
60.13
%
%
%
%
%
%
%
%
%
%
%
77.95 %
63.98 %
94.95 %
62.04 %
80.90 %
74.04 %
73.07 %
63.25 %
43.01 %
74.17 %
66.99 %
12.26
9.84
4.64
4.33
3.95
3.95
3.87
3.44
2.55
2.48
100.00
% 12.26
% 22.11
% 26.75
% 31.07
% 35.03
% 38.97
% 42.84
% 46.28
% 48.83
% 51.31
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Mississippi
1
2
3
4
5
6
7
8
9
10
3528
111
3548
84
212
98
12
12472
680
91
AMFED GRP
LIBERTY MUT GRP
TRAVELERS GRP
AMERICAN FINANCIAL GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
AMERICAN INTL GRP
LUBA CAS INS CO
AMERISAFE GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
42,730
35,891
32,458
25,885
23,354
21,015
15,978
11,528
11,287
11,137
379,457
37,636
34,853
31,203
25,324
22,307
20,751
16,704
11,303
10,645
10,631
362,955
116.27
54.92
56.98
51.89
31.51
79.76
N/A
87.74
58.33
24.02
56.94
%
%
%
%
%
%
124.16 %
63.46 %
70.18 %
59.15 %
39.43 %
85.85 %
N/A
96.44 %
63.10 %
27.39 %
64.47 %
11.26
9.46
8.55
6.82
6.15
5.54
4.21
3.04
2.97
2.94
100.00
% 11.26
% 20.72
% 29.27
% 36.10
% 42.25
% 47.79
% 52.00
% 55.04
% 58.01
% 60.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
CHESAPEAKE EMPLOYERS INS CO
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
ERIE INS GRP
ZURICH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
OLD REPUBLIC GRP
SELECTIVE INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
267
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Missouri
Group/
Company
Rank
Code
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
186,835
116,370
58,520
46,061
32,810
31,964
30,310
24,290
23,908
22,539
895,556
177,216
113,840
57,955
47,064
31,915
31,749
28,064
22,352
24,016
21,061
864,368
61.72
65.88
62.97
37.45
91.69
81.42
N/A
41.90
N/A
36.55
57.75
%
%
%
%
%
%
MT STATE COMPENSATION INSURANCE FUND
LIBERTY MUT GRP
ZURICH INS GRP
TRAVELERS GRP
VICTORY INS CO INC
AMTRUST NGH GRP
EMPLOYERS HOLDINGS GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
WESTERN NATL MUT GRP
**STATE TOTAL**
172,254
19,537
11,587
11,104
11,044
9,839
7,924
6,914
5,777
2,996
283,617
172,384
20,556
11,140
10,812
10,557
8,490
7,997
7,677
5,761
2,768
283,516
3548
140
62
150
572
111
91
785
98
212
TRAVELERS GRP
NATIONWIDE CORP GRP
EMC INS CO GRP
OLD REPUBLIC GRP
BCBS OF MI GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
MARKEL CORP GRP
WR BERKLEY CORP GRP
ZURICH INS GRP
**STATE TOTAL**
61,648
29,492
23,941
20,074
19,492
18,978
12,368
11,812
11,352
10,604
382,304
1
2
3
4
5
6
7
8
9
10
2538
111
12
922
91
3548
212
785
3363
31
AMTRUST NGH GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
AMERICAN ASSETS GRP
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
ZURICH INS GRP
MARKEL CORP GRP
EMPLOYERS HOLDINGS GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
111
98
3548
2498
91
1332
2538
12
212
31
LIBERTY MUT GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
AIM MUT GRP
HARTFORD FIRE & CAS GRP
MAINE EMPLOYERS MUT INS GRP
AMTRUST NGH GRP
AMERICAN INTL GRP
ZURICH INS GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
10191
3548
111
91
150
572
212
2538
12
98
1
2
3
4
5
6
7
8
9
10
111
212
3548
12900
2538
3363
12
91
309
Nebraska
1
2
3
4
5
6
7
8
9
10
Nevada
New Hampshire
Direct
Premiums
Earned
(000)
MISSOURI EMPLOYERS MUT INS CO
TRAVELERS GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
OLD REPUBLIC GRP
BCBS OF MI GRP
ZURICH INS GRP
AMTRUST NGH GRP
AMERICAN INTL GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
Montana
Group/
Company Name
Direct
Premiums
Written
(000)
%
%
64.95 %
76.99 %
74.59 %
43.35 %
99.40 %
88.13 %
N/A
47.15 %
N/A
53.18 %
64.60 %
20.86
12.99
6.53
5.14
3.66
3.57
3.38
2.71
2.67
2.52
100.00
% 20.86
% 33.86
% 40.39
% 45.53
% 49.20
% 52.77
% 56.15
% 58.86
% 61.53
% 64.05
% 100.00
%
%
%
%
%
%
%
%
%
%
%
72.17
18.71
30.84
46.65
58.47
71.90
38.20
94.51
42.86
78.21
65.31
%
%
%
%
%
%
%
%
%
%
%
74.26 %
22.27 %
35.00 %
55.34 %
60.69 %
74.33 %
40.83 %
100.44 %
45.58 %
83.83 %
68.44 %
60.73
6.89
4.09
3.92
3.89
3.47
2.79
2.44
2.04
1.06
100.00
% 60.73
% 67.62
% 71.71
% 75.62
% 79.52
% 82.99
% 85.78
% 88.22
% 90.26
% 91.31
% 100.00
%
%
%
%
%
%
%
%
%
%
%
58,372
29,350
24,645
19,646
18,696
18,621
13,055
11,609
10,328
10,319
375,244
72.58
89.73
44.14
84.70
44.76
64.88
38.07
31.62
64.29
42.57
65.01
%
%
%
%
%
%
%
%
%
%
%
80.87 %
92.24 %
47.85 %
90.37 %
48.24 %
71.19 %
40.92 %
34.39 %
67.27 %
46.66 %
69.92 %
16.13
7.71
6.26
5.25
5.10
4.96
3.24
3.09
2.97
2.77
100.00
% 16.13
% 23.84
% 30.10
% 35.35
% 40.45
% 45.42
% 48.65
% 51.74
% 54.71
% 57.48
% 100.00
%
%
%
%
%
%
%
%
%
%
%
37,706
30,694
26,275
25,646
23,765
20,579
20,349
15,433
14,788
10,302
344,269
37,146
31,000
27,281
25,725
22,682
19,046
20,262
14,972
15,095
9,846
331,119
39.37
44.22
N/A
73.74
47.38
64.17
38.65
37.33
N/A
27.27
21.42
%
%
%
%
40.78 %
47.17 %
N/A
77.71 %
53.21 %
79.11 %
46.17 %
39.92 %
N/A
35.84 %
24.79 %
10.95
8.92
7.63
7.45
6.90
5.98
5.91
4.48
4.30
2.99
100.00
% 10.95
% 19.87
% 27.50
% 34.95
% 41.85
% 47.83
% 53.74
% 58.22
% 62.52
% 65.51
% 100.00
%
%
%
%
%
%
%
%
%
%
%
37,981
32,971
29,020
17,990
17,775
15,583
15,084
13,955
11,382
10,915
271,488
35,125
32,403
29,214
17,620
18,342
14,854
14,651
14,833
11,012
10,988
269,409
57.35
41.85
41.48
81.42
33.01
56.63
60.33
13.64
37.14
67.32
51.83
%
%
%
%
%
%
%
%
%
%
%
62.85 %
43.79 %
46.98 %
88.83 %
35.72 %
61.20 %
64.37 %
11.96 %
39.30 %
68.84 %
56.09 %
13.99
12.14
10.69
6.63
6.55
5.74
5.56
5.14
4.19
4.02
100.00
% 13.99
% 26.13
% 36.82
% 43.45
% 50.00
% 55.74
% 61.29
% 66.43
% 70.63
% 74.65
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
268
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Group/
Company
Rank
Code
Group/
Company Name
New Jersey
1
2
3
4
5
6
7
8
9
10
708
91
3548
111
2538
31
12
212
242
150
NEW JERSEY MANUFACTURERS GRP
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
LIBERTY MUT GRP
AMTRUST NGH GRP
BERKSHIRE HATHAWAY GRP
AMERICAN INTL GRP
ZURICH INS GRP
SELECTIVE INS GRP
OLD REPUBLIC GRP
**STATE TOTAL**
New Mexico
1
2
3
4
5
6
7
8
9
10
1112
3548
212
12
91
791
111
218
457
69
NEW MEXICO MUT GRP
TRAVELERS GRP
ZURICH INS GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
MOUNTAIN STATES INS CO GRP
LIBERTY MUT GRP
CNA INS GRP
ARGONAUT GRP
FARMERS INS GRP
**STATE TOTAL**
New York
1
2
3
4
5
6
7
8
9
10
36102
2538
3548
91
12
38
150
212
31
111
North Carolina
1
2
3
4
5
6
7
8
9
10
3548
98
91
4507
84
111
212
572
12
150
North Dakota
1
2
3
4
5
6
7
8
9
10
111
212
572
38
626
12
169
14184
91
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
552,506
273,284
205,909
197,535
160,708
113,281
95,555
83,131
68,056
61,153
2,385,005
447,196
263,280
198,378
194,126
151,385
108,783
97,851
73,208
67,670
57,109
2,215,593
52.07
53.65
59.32
85.29
69.55
79.68
49.35
69.02
55.18
74.96
62.33
%
%
%
%
%
%
%
%
%
%
%
51.36 %
60.73 %
73.15 %
100.86 %
77.96 %
87.14 %
63.96 %
82.25 %
62.90 %
91.72 %
70.54 %
23.17
11.46
8.63
8.28
6.74
4.75
4.01
3.49
2.85
2.56
100.00
% 23.17
% 34.62
% 43.26
% 51.54
% 58.28
% 63.03
% 67.03
% 70.52
% 73.37
% 75.94
% 100.00
%
%
%
%
%
%
%
%
%
%
%
106,311
28,067
17,430
17,279
13,853
13,034
12,593
6,812
5,882
5,705
291,389
105,098
26,314
17,152
17,618
14,199
13,364
13,077
7,750
5,673
5,422
290,343
60.78
76.98
73.37
110.68
41.18
N/A
79.50
18.27
60.83
22.27
58.51
%
%
%
%
%
%
%
%
%
%
61.73 %
90.41 %
84.41 %
120.82 %
45.55 %
0.37 %
84.66 %
22.18 %
72.24 %
29.52 %
63.97 %
36.48
9.63
5.98
5.93
4.75
4.47
4.32
2.34
2.02
1.96
100.00
% 36.48
% 46.12
% 52.10
% 58.03
% 62.78
% 67.26
% 71.58
% 73.91
% 75.93
% 77.89
% 100.00
%
%
%
%
%
%
%
%
%
%
%
STATE INS FUND
AMTRUST NGH GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
AMERICAN INTL GRP
CHUBB INC GRP
OLD REPUBLIC GRP
ZURICH INS GRP
BERKSHIRE HATHAWAY GRP
LIBERTY MUT GRP
**STATE TOTAL**
2,374,259
381,676
334,393
329,397
297,415
184,335
142,513
135,842
125,752
119,188
5,261,029
2,353,551
347,778
313,404
324,381
295,329
178,817
135,762
136,761
123,580
144,433
5,160,167
83.31
67.96
63.47
73.93
93.50
62.35
73.16
41.26
69.48
84.98
74.28
%
%
%
%
%
%
%
%
%
%
%
83.57 %
72.91 %
73.21 %
79.59 %
99.56 %
62.71 %
84.41 %
46.99 %
75.99 %
96.83 %
77.58 %
45.13
7.25
6.36
6.26
5.65
3.50
2.71
2.58
2.39
2.27
100.00
% 45.13
% 52.38
% 58.74
% 65.00
% 70.65
% 74.16
% 76.87
% 79.45
% 81.84
% 84.10
% 100.00
%
%
%
%
%
%
%
%
%
%
%
TRAVELERS GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
BUILDERS GRP
AMERICAN FINANCIAL GRP
LIBERTY MUT GRP
ZURICH INS GRP
BCBS OF MI GRP
AMERICAN INTL GRP
OLD REPUBLIC GRP
**STATE TOTAL**
124,983
108,169
100,565
87,467
69,767
63,458
62,006
49,881
47,948
38,744
1,430,889
119,901
105,746
103,730
85,511
66,576
65,276
59,290
45,743
48,761
37,876
1,397,339
49.33
66.89
38.29
67.35
54.17
52.12
65.02
49.65
14.31
56.26
55.44
%
%
%
%
%
%
%
%
%
%
%
59.23 %
71.75 %
42.07 %
72.72 %
60.96 %
58.33 %
71.96 %
55.64 %
21.20 %
65.07 %
61.62 %
8.73
7.56
7.03
6.11
4.88
4.43
4.33
3.49
3.35
2.71
100.00
%
8.73
% 16.29
% 23.32
% 29.44
% 34.31
% 38.75
% 43.08
% 46.57
% 49.92
% 52.62
% 100.00
%
%
%
%
%
%
%
%
%
%
%
350,207
2,380
1,052
890
540
443
323
305
195
99
356,870
341,836
2,344
1,146
835
520
437
443
282
174
75
348,460
67.18
0.10
52.01
N/A
6.33
76.27
6.36
27.07
2.34
N/A
66.04
%
%
%
68.76 %
N/A
63.69 %
N/A
5.36 %
85.28 %
10.45 %
31.63 %
4.20 %
N/A
67.62 %
98.13
0.67
0.29
0.25
0.15
0.12
0.09
0.09
0.05
0.03
100.00
% 98.13
% 98.80
% 99.09
% 99.34
% 99.49
% 99.62
% 99.71
% 99.79
% 99.85
% 99.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
WORKFORCE SAFETY & INSURANCE OF ND
LIBERTY MUT GRP
ZURICH INS GRP
BCBS OF MI GRP
CHUBB INC GRP
ACE LTD GRP
AMERICAN INTL GRP
SENTRY INS GRP
ACUITY A MUT INS CO
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
269
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Ohio
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
2,146,499
4,492
3,954
2,193
1,951
1,295
1,281
1,169
818
540
2,167,535
2,142,549
4,592
2,309
2,061
1,948
1,254
1,214
2,129
891
544
2,162,781
55.56
14.26
23.40
71.43
N/A
10.45
N/A
N/A
28.85
40.49
54.99
%
%
%
%
COMPSOURCE OKLAHOMA
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
NATIONAL AMER INS CO
OLD REPUBLIC GRP
CNA INS GRP
AMTRUST NGH GRP
**STATE TOTAL**
306,439
73,063
52,619
47,584
47,463
39,912
32,915
30,394
23,604
21,773
910,773
308,780
73,167
52,956
48,292
47,467
43,058
36,129
31,902
25,284
19,625
922,496
36196
111
3548
91
212
69
38
12
626
1279
SAIF CORP
LIBERTY MUT GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
ZURICH INS GRP
FARMERS INS GRP
CHUBB INC GRP
AMERICAN INTL GRP
ACE LTD GRP
ARCH INS GRP
**STATE TOTAL**
452,442
60,052
33,984
20,508
10,331
8,238
7,010
6,608
6,226
6,112
664,456
1
2
3
4
5
6
7
8
9
10
27677
3548
212
213
150
812
2698
111
3118
12
PA STATE WORKERS' INSURANCE FUND
TRAVELERS GRP
ZURICH INS GRP
ERIE INS GRP
OLD REPUBLIC GRP
HIGHMARK GRP
PROASSURANCE CORP GRP
LIBERTY MUT GRP
LACKAWANNA INS GRP
AMERICAN INTL GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
3490
91
3548
212
111
12
31
38
2538
1332
1
2
3
4
5
6
7
8
9
10
38
111
91
228
626
212
12
84
14184
Oklahoma
1
2
3
4
5
6
7
8
9
10
36188
3548
12
212
111
91
23663
150
218
2538
Oregon
1
2
3
4
5
6
7
8
9
10
Pennsylvania
Rhode Island
OHIO BUREAU OF WORKERS' COMPENSATION
CHUBB INC GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
WESTFIELD GRP
ACE LTD GRP
ZURICH INS GRP
AMERICAN INTL GRP
AMERICAN FINANCIAL GRP
ACUITY A MUT INS CO
**STATE TOTAL**
BEACON MUT GRP
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
ZURICH INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
BERKSHIRE HATHAWAY GRP
CHUBB INC GRP
AMTRUST NGH GRP
MAINE EMPLOYERS MUT INS GRP
**STATE TOTAL**
%
%
%
70.91 %
12.99 %
23.61 %
81.21 %
N/A
2.97 %
65.07 %
N/A
39.00 %
67.83 %
70.22 %
99.03
0.21
0.18
0.10
0.09
0.06
0.06
0.05
0.04
0.02
100.00
% 99.03
% 99.24
% 99.42
% 99.52
% 99.61
% 99.67
% 99.73
% 99.78
% 99.82
% 99.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
78.67
67.35
26.32
39.34
47.40
25.28
53.84
43.34
27.10
45.30
58.77
%
%
%
%
%
%
%
%
%
%
%
82.51 %
80.80 %
30.73 %
48.70 %
52.39 %
26.89 %
60.67 %
45.78 %
34.34 %
50.21 %
64.53 %
33.65
8.02
5.78
5.22
5.21
4.38
3.61
3.34
2.59
2.39
100.00
% 33.65
% 41.67
% 47.45
% 52.67
% 57.88
% 62.26
% 65.88
% 69.21
% 71.81
% 74.20
% 100.00
%
%
%
%
%
%
%
%
%
%
%
447,220
61,359
32,584
20,828
10,066
7,838
6,964
5,254
5,988
6,004
657,502
39.39
76.77
40.38
54.23
24.59
48.65
34.25
N/A
14.05
48.06
43.02
%
%
%
%
%
%
%
%
%
%
42.08 %
81.05 %
52.31 %
58.63 %
28.74 %
54.17 %
35.79 %
N/A
12.34 %
55.86 %
46.63 %
68.09
9.04
5.11
3.09
1.55
1.24
1.06
0.99
0.94
0.92
100.00
% 68.09
% 77.13
% 82.24
% 85.33
% 86.89
% 88.13
% 89.18
% 90.17
% 91.11
% 92.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
224,923
166,569
153,674
142,137
132,699
123,980
120,407
114,513
103,600
100,496
2,644,800
227,220
162,886
152,581
137,303
137,231
125,808
119,576
120,888
101,900
97,134
2,634,727
103.36
50.01
68.79
55.17
78.84
64.59
59.19
62.85
64.16
61.03
63.48
%
%
%
%
%
%
%
%
%
%
%
108.81 %
61.02 %
78.31 %
60.24 %
93.41 %
83.37 %
63.86 %
74.41 %
68.46 %
63.65 %
70.48 %
8.50
6.30
5.81
5.37
5.02
4.69
4.55
4.33
3.92
3.80
100.00
%
8.50
% 14.80
% 20.61
% 25.99
% 31.00
% 35.69
% 40.24
% 44.57
% 48.49
% 52.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
124,954
13,137
9,726
7,477
5,808
4,611
4,035
2,995
2,360
2,208
199,677
120,407
13,027
9,694
6,459
5,437
4,602
3,818
2,740
2,040
2,165
192,251
50.55
51.19
34.50
37.26
86.75
N/A
63.11
61.36
57.92
50.67
48.19
%
%
%
%
%
54.48 %
55.74 %
41.52 %
46.23 %
95.00 %
N/A
67.18 %
64.33 %
72.02 %
57.94 %
52.59 %
62.58
6.58
4.87
3.74
2.91
2.31
2.02
1.50
1.18
1.11
100.00
% 62.58
% 69.16
% 74.03
% 77.77
% 80.68
% 82.99
% 85.01
% 86.51
% 87.69
% 88.80
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
270
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
South Carolina
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
SOUTH CAROLINA STATE ACCIDENT FUND
HARTFORD FIRE & CAS GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
AMERICAN FINANCIAL GRP
ZURICH INS GRP
BCBS OF MI GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
AUTO OWNERS GRP
**STATE TOTAL**
80,986
58,219
51,250
49,837
45,027
43,694
43,483
42,919
37,344
20,363
782,672
73,076
60,991
48,639
49,218
44,520
42,726
40,509
42,883
35,816
20,200
764,039
85.37
57.94
67.17
54.17
61.89
91.69
80.99
56.35
25.30
73.27
63.84
%
%
%
%
%
%
%
%
%
%
%
89.72 %
64.60 %
73.37 %
66.98 %
70.33 %
104.74 %
86.78 %
63.89 %
34.21 %
84.93 %
71.48 %
10.35
7.44
6.55
6.37
5.75
5.58
5.56
5.48
4.77
2.60
100.00
% 10.35
% 17.79
% 24.33
% 30.70
% 36.45
% 42.04
% 47.59
% 53.08
% 57.85
% 60.45
% 100.00
%
%
%
%
%
%
%
%
%
%
%
RAS DAKOTA GRP
WR BERKLEY CORP GRP
ACUITY A MUT INS CO
TRAVELERS GRP
NATIONWIDE CORP GRP
AUTO OWNERS GRP
ZURICH INS GRP
MIDWEST FINANCIAL HOLDINGS GRP
UNITED FIRE & CAS GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
22,609
17,501
15,045
10,443
8,971
7,700
7,129
5,912
5,910
5,680
176,184
21,690
17,018
14,352
10,192
9,058
7,766
7,424
5,750
5,864
6,616
174,870
50.26
77.09
29.90
51.00
51.34
75.29
15.86
57.97
12.34
79.57
57.93
%
%
%
%
%
%
%
%
%
%
%
56.82 %
79.81 %
29.72 %
60.25 %
54.19 %
81.78 %
17.77 %
59.04 %
8.25 %
87.30 %
62.63 %
12.83
9.93
8.54
5.93
5.09
4.37
4.05
3.36
3.35
3.22
100.00
% 12.83
% 22.77
% 31.31
% 37.23
% 42.32
% 46.69
% 50.74
% 54.10
% 57.45
% 60.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
3548
98
91
572
212
111
84
12
2538
150
TRAVELERS GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
BCBS OF MI GRP
ZURICH INS GRP
LIBERTY MUT GRP
AMERICAN FINANCIAL GRP
AMERICAN INTL GRP
AMTRUST NGH GRP
OLD REPUBLIC GRP
**STATE TOTAL**
85,797
71,700
53,260
53,132
45,471
45,295
40,814
34,053
30,690
25,353
861,022
85,136
71,790
55,120
53,299
44,847
43,143
40,038
35,253
29,365
26,930
862,303
77.37
57.65
45.22
45.38
60.73
88.12
60.93
N/A
47.75
62.81
57.59
%
%
%
%
%
%
%
%
%
%
91.33 %
62.81 %
49.16 %
52.18 %
69.70 %
96.28 %
68.58 %
7.07 %
51.29 %
71.77 %
64.46 %
9.96
8.33
6.19
6.17
5.28
5.26
4.74
3.95
3.56
2.94
100.00
%
9.96
% 18.29
% 24.48
% 30.65
% 35.93
% 41.19
% 45.93
% 49.89
% 53.45
% 56.39
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
22945
3548
12
212
111
91
681
150
626
218
TEXAS MUT INS CO
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
SERVICE LIFE GRP
OLD REPUBLIC GRP
ACE LTD GRP
CNA INS GRP
**STATE TOTAL**
1,140,962
199,539
183,587
170,061
165,625
144,524
66,188
60,189
58,684
56,560
2,843,768
1,106,903
196,048
175,297
165,646
166,374
146,568
67,154
57,527
53,367
57,971
2,782,582
48.97
46.73
2.47
55.73
78.84
34.52
42.55
68.42
48.25
53.37
46.20
%
%
%
%
%
%
%
%
%
%
%
51.71 %
59.69 %
5.85 %
67.74 %
90.66 %
40.88 %
43.82 %
74.86 %
52.07 %
62.59 %
51.63 %
40.12
7.02
6.46
5.98
5.82
5.08
2.33
2.12
2.06
1.99
100.00
% 40.12
% 47.14
% 53.59
% 59.57
% 65.40
% 70.48
% 72.81
% 74.92
% 76.99
% 78.98
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
1147
3548
212
111
280
12
91
626
2538
69
210,423
25,454
22,712
20,143
16,268
15,200
14,244
7,589
7,395
6,745
411,695
209,932
23,956
21,673
18,301
15,633
13,666
15,465
7,405
7,234
6,467
403,845
60.08
44.05
32.14
73.02
57.99
N/A
35.16
27.75
34.73
47.65
51.21
%
%
%
%
%
66.89 %
54.03 %
36.01 %
81.67 %
62.63 %
N/A
42.71 %
27.12 %
55.05 %
52.68 %
57.89 %
51.11
6.18
5.52
4.89
3.95
3.69
3.46
1.84
1.80
1.64
100.00
% 51.11
% 57.29
% 62.81
% 67.70
% 71.65
% 75.35
% 78.81
% 80.65
% 82.45
% 84.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
91
98
3548
84
212
572
111
12
280
South Dakota
1
2
3
4
5
6
7
8
9
10
1124
98
14184
3548
140
280
212
4810
248
91
Tennessee
1
2
3
4
5
6
7
8
9
10
Texas
Utah
WORKERS COMP OF UTAH GRP
TRAVELERS GRP
ZURICH INS GRP
LIBERTY MUT GRP
AUTO OWNERS GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
ACE LTD GRP
AMTRUST NGH GRP
FARMERS INS GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
271
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Vermont
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
111
98
3548
1332
2538
91
31
244
12
212
Virginia
1
2
3
4
5
6
7
8
9
10
91
3548
111
213
212
98
12
2538
4768
572
Washington
1
2
3
4
5
6
7
8
9
10
38733
212
12
150
38
111
3485
91
594
West Virginia
1
2
3
4
5
6
7
8
9
10
4768
3548
12
212
98
91
31
213
4381
111
Wisconsin
1
2
3
4
5
6
7
8
9
10
3548
15350
169
14184
572
111
12
15261
212
626
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
LIBERTY MUT GRP
WR BERKLEY CORP GRP
TRAVELERS GRP
MAINE EMPLOYERS MUT INS GRP
AMTRUST NGH GRP
HARTFORD FIRE & CAS GRP
BERKSHIRE HATHAWAY GRP
CINCINNATI FIN GRP
AMERICAN INTL GRP
ZURICH INS GRP
**STATE TOTAL**
28,482
26,440
19,987
19,707
19,603
11,681
9,001
7,414
4,400
4,010
185,193
28,553
25,914
19,664
18,320
18,986
11,405
8,222
7,345
4,419
3,240
181,090
89.03
46.33
56.83
62.00
61.34
65.22
61.65
67.98
75.95
N/A
63.13
%
%
%
%
%
%
%
%
%
HARTFORD FIRE & CAS GRP
TRAVELERS GRP
LIBERTY MUT GRP
ERIE INS GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
AMERICAN INTL GRP
AMTRUST NGH GRP
BRICKSTREET MUT GRP
BCBS OF MI GRP
**STATE TOTAL**
91,352
85,775
58,607
48,648
46,580
42,473
35,201
33,180
30,043
28,776
925,675
90,962
85,449
59,688
45,096
47,118
42,140
36,850
29,855
32,199
27,736
911,196
1,673,242
7,644
2,907
2,842
2,198
1,964
1,927
1,259
921
545
1,696,741
WASHINGTON STATE FUND
ALASKA NATL INS CO
ZURICH INS GRP
AMERICAN INTL GRP
OLD REPUBLIC GRP
CHUBB INC GRP
LIBERTY MUT GRP
ROTHSCHILD INTL GRP
HARTFORD FIRE & CAS GRP
AMERICAN CONTRACTORS INS GRP
**STATE TOTAL**
BRICKSTREET MUT GRP
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
BERKSHIRE HATHAWAY GRP
ERIE INS GRP
HOUSTON INTL INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
TRAVELERS GRP
WEST BEND MUT INS CO
SENTRY INS GRP
ACUITY A MUT INS CO
BCBS OF MI GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
SOCIETY INS
ZURICH INS GRP
ACE LTD GRP
**STATE TOTAL**
%
94.39 %
47.87 %
65.56 %
66.48 %
66.50 %
70.65 %
64.95 %
71.47 %
87.58 %
N/A
68.62 %
15.38
14.28
10.79
10.64
10.59
6.31
4.86
4.00
2.38
2.17
100.00
% 15.38
% 29.66
% 40.45
% 51.09
% 61.68
% 67.98
% 72.84
% 76.85
% 79.22
% 81.39
% 100.00
%
%
%
%
%
%
%
%
%
%
%
44.02
71.71
66.38
59.68
68.72
51.95
90.83
56.96
116.69
36.59
65.83
%
%
%
%
%
%
%
%
%
%
%
46.10 %
81.89 %
71.40 %
64.19 %
75.04 %
59.82 %
100.76 %
61.24 %
133.85 %
41.66 %
72.16 %
9.87
9.27
6.33
5.26
5.03
4.59
3.80
3.58
3.25
3.11
100.00
%
9.87
% 19.13
% 25.47
% 30.72
% 35.75
% 40.34
% 44.14
% 47.73
% 50.97
% 54.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1,673,242
8,680
2,975
2,878
2,211
1,937
1,746
1,259
466
545
1,696,578
127.38
45.34
29.31
N/A
89.22
11.69
N/A
N/A
26.66
22.19
126.00
%
%
%
%
%
%
137.30 %
46.87 %
40.43 %
N/A
99.82 %
10.38 %
N/A
N/A
29.64 %
31.70 %
135.80 %
98.62
0.45
0.17
0.17
0.13
0.12
0.11
0.07
0.05
0.03
100.00
% 98.62
% 99.07
% 99.24
% 99.40
% 99.53
% 99.65
% 99.76
% 99.84
% 99.89
% 99.92
% 100.00
%
%
%
%
%
%
%
%
%
%
%
156,291
32,022
23,146
19,795
12,893
10,177
9,011
8,550
4,517
4,494
318,516
164,870
30,694
21,823
19,170
12,355
11,163
8,213
8,260
4,304
5,484
324,239
4.67
56.23
15.26
34.81
43.01
22.26
60.64
15.80
13.11
27.03
20.85
%
%
%
%
%
%
%
%
%
%
%
12.25 %
71.11 %
19.32 %
40.07 %
45.80 %
27.75 %
67.96 %
18.98 %
15.39 %
34.48 %
28.31 %
49.07
10.05
7.27
6.21
4.05
3.20
2.83
2.68
1.42
1.41
100.00
% 49.07
% 59.12
% 66.39
% 72.60
% 76.65
% 79.85
% 82.68
% 85.36
% 86.78
% 88.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
200,279
145,896
129,733
95,833
89,733
79,786
78,777
75,448
72,881
69,011
1,803,581
193,929
140,941
125,500
96,034
95,260
63,881
79,520
73,491
69,830
66,361
1,758,946
65.85
51.85
79.52
57.19
76.62
109.90
66.55
51.20
72.31
69.23
65.39
%
%
%
%
%
%
%
%
%
%
%
75.71 %
53.46 %
85.07 %
60.07 %
83.58 %
120.06 %
71.00 %
55.95 %
80.69 %
67.53 %
70.57 %
11.10
8.09
7.19
5.31
4.98
4.42
4.37
4.18
4.04
3.83
100.00
% 11.10
% 19.19
% 26.39
% 31.70
% 36.68
% 41.10
% 45.47
% 49.65
% 53.69
% 57.52
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
272
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Wyoming
Guam
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
Canada
Direct
Premiums
Earned
(000)
Loss
Ratio
240,073
1,681
1,014
608
547
417
381
199
194
92
245,562
240,073
1,602
999
591
513
408
371
198
239
47
245,383
85.30
58.90
N/A
N/A
94.82
167.86
47.48
N/A
N/A
15.19
84.31
%
%
3,358
2,013
1,446
1,432
1,226
947
830
669
403
147
12,140
3,523
1,989
1,378
1,132
1,526
969
1,038
654
395
64
12,288
31.78
16.79
79.15
88.63
40.69
30.79
N/A
13.02
79.99
N/A
39.64
%
%
%
%
%
%
277
274
199
148
135
95
43
10
7
1
708
272
267
217
155
80
97
43
4
7
1
642
N/A
N/A
83.25
N/A
0.32
60.69
0.00
19.92
20.44
23,201.18
47.09
LIBERTY MUT GRP
4
5
N/A
CHUBB INC GRP
AMERICAN INTL GRP
**STATE TOTAL**
2
1
5
1
0
6
TOKIO MARINE HOLDINGS INC GRP
287
291
17.77 %
21.17 %
DONGBU INS GRP
FIRST NET INS CO
PACIFIC IND INS CO
ISLAND HOME INS CO
**STATE TOTAL**
168
69
14
0
538
169
73
12
0
545
N/A
51.14
0.00
3.64
4.56
%
%
%
%
N/A
49.24 %
0.00 %
3.64 %
3.86 %
31.19
12.76
2.62
0.06
100.00
% 84.55 %
% 97.31 %
% 99.94 %
% 100.00 %
% 100.00 %
31
1
0
26
31
0
0
26
N/A
4,713.48 %
3,198.70 %
N/A
N/A
4,826.97 %
4,046.11 %
N/A
100.00
2.85
0.97
100.00
%
%
%
%
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
12
111
38
361
626
212
98
91
796
1
2
3
4
5
6
7
8
9
10
12
18380
4672
12633
3098
13597
4715
212
10972
150
1
2
3
4
5
6
7
8
9
10
12
411
626
111
26778
91
57
796
1285
761
1
111
2
3
38
12
1
3098
2
3
4
5
4672
10972
18380
31658
1
2
3
761
626
91
Group/
Company Name
WORKERS' SAFETY & COMP DIV OF WY
AMERICAN INTL GRP
LIBERTY MUT GRP
CHUBB INC GRP
MUNICH RE GRP
ACE LTD GRP
ZURICH INS GRP
WR BERKLEY CORP GRP
HARTFORD FIRE & CAS GRP
QBE INS GRP
**STATE TOTAL**
AMERICAN INTL GRP
PACIFIC IND INS CO
DONGBU INS GRP
CENTURY INS CO GU LTD
TOKIO MARINE HOLDINGS INC GRP
CHUNG KUO INS CO LTD
MS & AD INS GRP
ZURICH INS GRP
FIRST NET INS CO
OLD REPUBLIC GRP
**STATE TOTAL**
AMERICAN INTL GRP
MAPFRE INS GRP
ACE LTD GRP
LIBERTY MUT GRP
INTEGRAND ASSUR CO
HARTFORD FIRE & CAS GRP
ELECTRIC INS GRP
QBE INS GRP
XL AMER GRP
ALLIANZ INS GRP
**STATE TOTAL**
ALLIANZ INS GRP
ACE LTD GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
88.90 %
54.17 %
N/A
N/A
104.39 %
182.45 %
52.26 %
N/A
N/A
18.87 %
87.81 %
97.76
0.68
0.41
0.25
0.22
0.17
0.16
0.08
0.08
0.04
100.00
% 97.76
% 98.45
% 98.86
% 99.11
% 99.33
% 99.50
% 99.66
% 99.74
% 99.82
% 99.86
% 100.00
44.87 %
16.92 %
87.66 %
89.51 %
45.17 %
31.40 %
N/A
18.26 %
77.87 %
N/A
46.45 %
27.66
16.58
11.91
11.79
10.10
7.80
6.83
5.51
3.32
1.21
100.00
% 27.66 %
% 44.24 %
% 56.15 %
% 67.95 %
% 78.05 %
% 85.85 %
% 92.69 %
% 98.19 %
% 100.00 %
% 100.00 %
% 100.00 %
N/A
N/A
85.33 %
N/A
0.32 %
68.00 %
0.00 %
23.78 %
22.90 %
26,165.78 %
46.02 %
39.19
38.66
28.12
20.91
19.07
13.47
6.02
1.40
0.94
0.10
100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
32.75 %
34.49 %
23,613.32 % 17,256.55 %
2,169.07 % 1,652.53 %
© 2015 National Association of Insurance Commissioners
273
81.93 %
39.19
77.86
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
81.93 %
48.05 % 100.00 %
16.51 % 100.00 %
100.00 % 100.00 %
53.36 %
53.36 %
100.00
100.00
100.00
100.00
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
STATE
Agg. Other Alien
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
12
626
4670
218
212
38
91
12297
111
761
Group/
Company Name
AMERICAN INTL GRP
ACE LTD GRP
STARR GRP
CNA INS GRP
ZURICH INS GRP
CHUBB INC GRP
HARTFORD FIRE & CAS GRP
PETROLEUM CAS CO
LIBERTY MUT GRP
ALLIANZ INS GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
157,543
118,225
83,440
56,003
28,088
2,699
1,374
687
597
455
448,531
Direct
Premiums
Earned
(000)
Loss
Ratio
166,294
123,258
34,092
65,965
50,333
2,678
1,305
687
10,401
456
454,676
12.24
131.22
69.89
151.62
385.09
14.04
N/A
84.29
22.24
N/A
110.23
© 2015 National Association of Insurance Commissioners
274
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
N/A
113.95 %
73.71 %
160.16 %
417.45 %
14.54 %
N/A
91.75 %
22.14 %
N/A
105.14 %
35.12
26.36
18.60
12.49
6.26
0.60
0.31
0.15
0.13
0.10
100.00
% 35.12 %
% 61.48 %
% 80.09 %
% 92.57 %
% 98.83 %
% 99.44 %
% 99.74 %
% 99.89 %
% 100.00 %
% 100.00 %
% 100.00 %
17.1, 17.2—Other Liability
© 2015 National Association of Insurance Commissioners
275
© 2015 National Association of Insurance Commissioners
276
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
12
3548
626
212
218
38
111
140
1285
98
19
84
31
158
785
3416
3239
176
91
4670
3098
244
4509
1279
510
4254
501
984
181
761
4574
2538
242
93
88
457
150
3786
4798
280
3569
783
1129
8
62
1120
4698
361
69
306
796
175
7
200
15350
479
248
37540
866
10020
256
3494
228
4725
473
4381
Group/
Company Name
AMERICAN INTL GRP
TRAVELERS GRP
ACE LTD GRP
ZURICH INS GRP
CNA INS GRP
CHUBB INC GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
XL AMER GRP
WR BERKLEY CORP GRP
ASSURANT INC GRP
AMERICAN FINANCIAL GRP
BERKSHIRE HATHAWAY GRP
FAIRFAX FIN GRP
MARKEL CORP GRP
AXIS CAPITAL GRP
ALLIED WORLD ASSUR HOLDING GRP
STATE FARM GRP
HARTFORD FIRE & CAS GRP
STARR GRP
TOKIO MARINE HOLDINGS INC GRP
CINCINNATI FIN GRP
IRONSHORE GRP
ARCH INS GRP
NAVIGATORS GRP
THE WARRANTY GRP
ALLEGHANY GRP
HCC INS HOLDINGS GRP
SWISS RE GRP
ALLIANZ INS GRP
CATLIN US INS GRP
AMTRUST NGH GRP
SELECTIVE INS GRP
STATE NATL GRP
THE HANOVER INS GRP
ARGONAUT GRP
OLD REPUBLIC GRP
ENDURANCE GRP
ATTORNEYS LIAB ASSUR SOCIETY GRP
AUTO OWNERS GRP
CATERPILLAR GRP
RLI INS GRP
WHITE MOUNTAINS GRP
ALLSTATE INS GRP
EMC INS CO GRP
EVEREST REINS HOLDINGS GRP
ASPEN INS HOLDING GRP
MUNICH RE GRP
FARMERS INS GRP
CUNA MUT GRP
QBE INS GRP
STATE AUTO MUT GRP
FEDERATED MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
WEST BEND MUT INS CO
IFG CO GRP
UNITED FIRE & CAS GRP
BEAZLEY INS CO INC
WESTERN WORLD GRP
UNITED EDUCATORS INS RRG INC
PROSIGHT GRP
JAMES RIVER GRP
WESTFIELD GRP
ENSTAR GRP
AMERICAN FAMILY INS GRP
HOUSTON INTL INS GRP
Direct
Premiums
Written
(000)
5,753,197
2,910,941
2,883,681
2,620,129
2,554,383
2,453,706
2,444,748
1,797,491
1,781,199
1,653,788
1,106,008
1,105,946
991,366
948,628
893,779
882,997
826,581
818,330
817,577
777,105
761,017
741,261
734,742
726,377
629,065
621,844
611,653
580,696
576,920
549,670
531,589
454,691
453,919
401,041
394,089
392,524
379,030
368,083
360,456
337,682
321,426
317,389
314,417
298,709
283,932
283,359
269,561
264,780
261,309
241,925
228,068
200,781
188,383
185,665
176,241
174,454
173,605
168,533
164,176
159,279
154,732
146,007
143,986
140,140
137,746
137,035
Direct
Premiums
Earned
(000)
5,748,071
2,885,566
2,809,512
2,551,027
2,570,525
2,415,199
2,403,289
1,723,925
1,717,500
1,522,601
1,020,465
1,030,270
843,147
962,107
845,010
889,993
731,997
817,152
819,185
698,532
721,999
717,476
683,668
674,335
585,252
451,969
587,949
564,320
555,139
564,638
469,507
427,303
438,140
354,638
378,885
369,365
372,979
267,294
359,775
325,337
298,930
315,194
298,958
296,679
276,009
254,089
228,018
254,821
252,312
234,109
208,689
176,424
178,408
181,560
171,060
182,255
162,890
156,024
152,106
153,063
139,734
137,907
140,299
129,495
135,960
133,549
© 2015 National Association of Insurance Commissioners
277
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
82.62
40.24
56.43
65.88
36.42
31.90
49.60
49.56
55.00
38.77
72.47
29.05
38.47
33.65
52.14
56.32
32.08
56.34
59.29
52.98
39.91
41.64
62.04
49.69
45.89
63.35
43.99
48.05
66.04
95.69
47.77
43.96
36.24
60.36
36.11
37.93
52.34
46.37
N/A
28.89
65.22
35.92
50.09
67.35
49.51
88.96
54.98
36.80
42.11
51.03
48.73
31.18
26.19
31.70
33.75
49.40
33.16
20.77
N/A
36.02
44.74
30.26
23.45
34.90
51.88
43.31
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
91.41 %
44.16 %
64.65 %
78.08 %
48.00 %
50.54 %
67.96 %
60.27 %
63.86 %
50.18 %
72.73 %
42.36 %
52.38 %
48.11 %
60.73 %
59.53 %
57.38 %
58.44 %
76.86 %
64.49 %
44.85 %
46.37 %
72.80 %
64.89 %
55.75 %
65.70 %
55.30 %
55.36 %
83.91 %
113.03 %
58.00 %
57.90 %
47.16 %
72.89 %
51.81 %
52.76 %
70.58 %
58.52 %
N/A
40.08 %
65.22 %
45.02 %
62.25 %
70.95 %
59.68 %
90.16 %
60.78 %
43.36 %
40.03 %
51.26 %
67.40 %
45.89 %
28.81 %
33.18 %
48.79 %
58.37 %
42.48 %
26.25 %
N/A
68.59 %
66.46 %
43.07 %
32.67 %
37.73 %
53.35 %
54.86 %
9.94
5.03
4.98
4.53
4.41
4.24
4.22
3.10
3.08
2.86
1.91
1.91
1.71
1.64
1.54
1.53
1.43
1.41
1.41
1.34
1.31
1.28
1.27
1.25
1.09
1.07
1.06
1.00
1.00
0.95
0.92
0.79
0.78
0.69
0.68
0.68
0.65
0.64
0.62
0.58
0.56
0.55
0.54
0.52
0.49
0.49
0.47
0.46
0.45
0.42
0.39
0.35
0.33
0.32
0.30
0.30
0.30
0.29
0.28
0.28
0.27
0.25
0.25
0.24
0.24
0.24
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
9.94
14.97
19.95
24.47
28.88
33.12
37.34
40.45
43.53
46.38
48.29
50.20
51.91
53.55
55.10
56.62
58.05
59.46
60.88
62.22
63.53
64.81
66.08
67.34
68.42
69.50
70.55
71.56
72.55
73.50
74.42
75.21
75.99
76.68
77.36
78.04
78.70
79.33
79.95
80.54
81.09
81.64
82.18
82.70
83.19
83.68
84.15
84.60
85.05
85.47
85.87
86.21
86.54
86.86
87.16
87.46
87.76
88.06
88.34
88.61
88.88
89.13
89.38
89.62
89.86
90.10
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
213
517
4666
14184
38920
155
201
169
3478
271
3589
474
408
11268
3299
291
869
124
225
3911
33499
4715
867
37621
11118
1302
749
303
518
4277
28
15792
920
226
241
3219
968
50
586
309
32450
34843
3483
23663
1278
36706
411
458
12866
594
10174
1
2698
23
42234
36340
1208
22
20690
Group/
Company Name
ERIE INS GRP
HANNOVER GRP
HISCOX INS GRP
ACUITY A MUT INS CO
KINSALE INS CO
PROGRESSIVE GRP
UTICA GRP
SENTRY INS GRP
HALLMARK FIN SERV GRP
PENNSYLVANIA NATL INS GRP
MAXUM SPECIALTY INS GRP
FCCI MUT INS GRP
AMERICAN NATL FIN GRP
ICI MUT INS CO RRG
AJK HOLDINGS GRP
MOTORISTS MUT GRP
MINNESOTA MUT GRP
AMERISURE CO GRP
IAT REINS CO GRP
STRICKLAND INS GRP
DORINCO REINS CO
MS & AD INS GRP
BALDWIN & LYONS GRP
TOYOTA MOTOR INS CO
FEDERATED RURAL ELECTRIC INS EXCH
BUILDERS INS GRP
SCOR GRP
GUIDEONE INS GRP
GRINNELL MUT GRP
TD FRIEDKIN GRP
AMICA MUT GRP
UNDERWRITERS AT LLOYDS LONDON
GLOBAL IND GRP
MERCHANTS MUT GRP
METROPOLITAN GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
AXA INS GRP
COUNTRY INS & FIN SERV GRP
ARBELLA INS GRP
WESTERN NATL MUT GRP
ALPS PROP & CAS INS CO
NEW YORK SCHOOLS INS RECIP
PARTNERRE GRP
NATIONAL AMER INS CO
CSAA INS GRP
LAWYERS MUT INS CO
MAPFRE INS GRP
PROTECTIVE LIFE INS GRP
T H E INS CO
AMERICAN CONTRACTORS INS GRP
BAR VERMONT RRG INC
AETNA GRP
PROASSURANCE CORP GRP
BCS INS GRP
MINNESOTA LAWYERS MUT INS CO
CAMICO MUT INS CO
GRAY INS GRP
ANDOVER GRP
NEW YORK MUNICIPAL INS RECIP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
134,075
127,469
124,355
120,827
114,495
112,630
109,464
96,852
92,389
90,714
85,486
81,563
80,636
78,444
77,333
77,222
76,447
75,102
67,317
65,355
62,000
61,980
58,513
56,736
54,823
52,914
52,285
52,174
50,978
50,708
50,685
49,276
48,777
48,430
47,445
46,497
45,992
45,649
45,530
45,347
43,214
42,920
42,844
42,237
41,808
39,649
39,305
38,951
38,573
38,392
37,140
36,737
36,723
36,541
35,760
35,747
34,435
33,622
32,269
57,895,960
Direct
Premiums
Earned
(000)
126,882
123,546
108,874
116,677
104,488
112,009
112,041
93,748
88,149
88,930
80,209
76,771
68,313
78,075
73,584
74,429
72,472
74,061
62,930
63,554
64,750
58,842
62,373
59,103
55,169
48,106
46,449
48,011
50,214
24,903
47,958
46,643
46,154
43,099
47,495
48,695
44,944
45,031
44,036
41,657
42,733
42,496
42,844
35,729
39,443
39,469
31,514
37,654
38,663
32,441
38,426
35,746
35,394
40,908
35,300
36,513
29,716
32,633
31,152
55,693,171
© 2015 National Association of Insurance Commissioners
278
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
47.26
151.27
64.46
30.49
42.85
44.26
41.60
38.22
51.65
64.62
52.62
38.19
41.00
N/A
26.01
34.87
51.65
51.12
62.93
37.79
45.31
16.60
49.21
47.94
36.85
14.32
92.79
33.72
26.22
54.78
40.36
105.82
N/A
28.56
43.58
63.13
83.55
49.18
36.81
40.39
41.06
21.41
71.16
44.52
27.04
16.47
26.70
44.24
89.95
54.76
80.39
82.13
32.87
108.13
67.04
15.44
192.59
44.90
13.13
49.75
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
47.89 %
162.17 %
65.52 %
40.31 %
54.99 %
47.35 %
49.85 %
41.56 %
59.58 %
75.68 %
71.30 %
44.86 %
43.34 %
N/A
48.20 %
43.40 %
51.88 %
102.09 %
79.88 %
48.12 %
75.75 %
21.93 %
56.89 %
47.94 %
75.00 %
45.78 %
98.46 %
43.59 %
28.41 %
55.23 %
42.13 %
130.62 %
N/A
29.10 %
44.22 %
74.89 %
101.88 %
45.75 %
46.83 %
51.00 %
61.13 %
50.22 %
71.16 %
47.28 %
27.70 %
33.11 %
35.16 %
44.24 %
110.84 %
68.87 %
114.32 %
82.13 %
35.30 %
131.22 %
109.03 %
38.98 %
240.62 %
45.25 %
53.84 %
60.22 %
0.23
0.22
0.21
0.21
0.20
0.19
0.19
0.17
0.16
0.16
0.15
0.14
0.14
0.14
0.13
0.13
0.13
0.13
0.12
0.11
0.11
0.11
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
100.00
% 90.33
% 90.55
% 90.77
% 90.97
% 91.17
% 91.37
% 91.56
% 91.72
% 91.88
% 92.04
% 92.19
% 92.33
% 92.47
% 92.60
% 92.74
% 92.87
% 93.00
% 93.13
% 93.25
% 93.36
% 93.47
% 93.57
% 93.68
% 93.77
% 93.87
% 93.96
% 94.05
% 94.14
% 94.23
% 94.32
% 94.40
% 94.49
% 94.57
% 94.66
% 94.74
% 94.82
% 94.90
% 94.98
% 95.06
% 95.13
% 95.21
% 95.28
% 95.36
% 95.43
% 95.50
% 95.57
% 95.64
% 95.71
% 95.77
% 95.84
% 95.90
% 95.97
% 96.03
% 96.09
% 96.15
% 96.22
% 96.28
% 96.33
% 96.39
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
12
3548
626
212
218
38
111
140
1285
98
84
19
31
785
158
3416
3239
91
176
4670
3098
244
4509
1279
510
501
4254
984
181
4574
761
2538
242
93
88
457
150
3786
4798
280
783
1129
8
62
1120
4698
361
69
306
796
175
3569
7
200
15350
479
248
37540
866
10020
256
3494
228
4725
473
4381
Group/
Company Name
AMERICAN INTL GRP
TRAVELERS GRP
ACE LTD GRP
ZURICH INS GRP
CNA INS GRP
CHUBB INC GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
XL AMER GRP
WR BERKLEY CORP GRP
AMERICAN FINANCIAL GRP
ASSURANT INC GRP
BERKSHIRE HATHAWAY GRP
MARKEL CORP GRP
FAIRFAX FIN GRP
AXIS CAPITAL GRP
ALLIED WORLD ASSUR HOLDING GRP
HARTFORD FIRE & CAS GRP
STATE FARM GRP
STARR GRP
TOKIO MARINE HOLDINGS INC GRP
CINCINNATI FIN GRP
IRONSHORE GRP
ARCH INS GRP
NAVIGATORS GRP
ALLEGHANY GRP
THE WARRANTY GRP
HCC INS HOLDINGS GRP
SWISS RE GRP
CATLIN US INS GRP
ALLIANZ INS GRP
AMTRUST NGH GRP
SELECTIVE INS GRP
STATE NATL GRP
THE HANOVER INS GRP
ARGONAUT GRP
OLD REPUBLIC GRP
ENDURANCE GRP
ATTORNEYS LIAB ASSUR SOCIETY GRP
AUTO OWNERS GRP
RLI INS GRP
WHITE MOUNTAINS GRP
ALLSTATE INS GRP
EMC INS CO GRP
EVEREST REINS HOLDINGS GRP
ASPEN INS HOLDING GRP
MUNICH RE GRP
FARMERS INS GRP
CUNA MUT GRP
QBE INS GRP
STATE AUTO MUT GRP
CATERPILLAR GRP
FEDERATED MUT GRP
UNITED SERV AUTOMOBILE ASSN GRP
WEST BEND MUT INS CO
IFG CO GRP
UNITED FIRE & CAS GRP
BEAZLEY INS CO INC
WESTERN WORLD GRP
UNITED EDUCATORS INS RRG INC
PROSIGHT GRP
JAMES RIVER GRP
WESTFIELD GRP
ENSTAR GRP
AMERICAN FAMILY INS GRP
HOUSTON INTL INS GRP
Direct
Premiums
Written
(000)
5,668,633
2,872,462
2,836,440
2,598,244
2,446,973
2,407,678
2,160,025
1,795,629
1,754,054
1,601,227
1,089,561
1,086,878
1,004,746
893,779
844,025
831,678
824,810
811,788
794,128
776,739
761,017
741,261
736,910
726,196
625,852
611,653
585,810
571,955
531,976
531,589
510,696
454,691
453,919
401,041
394,089
392,524
379,030
367,622
342,297
337,682
317,389
314,416
298,709
283,932
274,662
269,561
264,683
261,309
241,925
228,038
200,781
197,809
188,383
185,665
176,241
174,454
173,605
168,533
164,176
159,279
154,732
146,007
143,986
140,741
137,746
137,035
Direct
Premiums
Earned
(000)
Loss
Ratio
5,652,686
2,845,471
2,755,772
2,523,721
2,447,647
2,365,949
2,117,964
1,722,538
1,689,232
1,476,688
1,014,171
995,249
856,911
845,010
862,392
841,649
731,422
812,413
792,659
697,878
721,999
717,476
677,905
673,664
583,725
587,949
421,715
555,808
508,070
469,507
527,812
427,303
438,140
354,638
378,885
369,365
372,979
267,145
341,588
325,337
315,194
298,955
296,679
276,009
249,345
228,018
254,724
252,312
234,109
208,670
176,424
193,317
178,408
181,560
171,060
182,255
162,890
156,024
152,106
153,063
139,734
137,907
140,299
130,077
135,960
133,549
75.40
41.18
55.96
67.47
37.35
32.07
49.80
49.58
55.69
42.19
29.77
73.85
41.34
52.14
34.60
57.66
32.04
61.68
56.61
53.33
39.91
41.64
62.42
48.73
45.73
43.99
63.17
52.21
77.28
47.77
102.19
43.96
36.24
60.36
36.11
37.93
52.34
46.36
N/A
28.89
35.92
50.09
67.35
49.51
90.13
54.98
36.82
42.11
51.03
48.73
31.23
53.86
26.19
31.71
33.75
49.40
33.16
20.77
N/A
36.02
44.75
30.26
23.45
35.50
51.88
43.31
© 2015 National Association of Insurance Commissioners
279
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
82.42 %
45.30 %
64.23 %
79.99 %
48.85 %
51.21 %
68.42 %
60.29 %
64.16 %
53.16 %
42.90 %
74.11 %
54.73 %
60.73 %
50.40 %
60.62 %
57.39 %
79.90 %
58.72 %
64.71 %
44.85 %
46.37 %
73.23 %
63.85 %
55.66 %
55.30 %
65.69 %
59.60 %
97.59 %
58.00 %
120.05 %
57.90 %
47.16 %
72.89 %
51.81 %
52.76 %
70.58 %
58.52 %
N/A
40.08 %
45.02 %
62.25 %
70.95 %
59.68 %
91.17 %
60.78 %
43.38 %
40.03 %
51.26 %
67.40 %
45.95 %
53.86 %
28.81 %
33.18 %
48.79 %
58.37 %
42.48 %
26.25 %
N/A
68.59 %
66.47 %
43.07 %
32.67 %
38.31 %
53.35 %
54.86 %
10.00
5.07
5.00
4.58
4.32
4.25
3.81
3.17
3.09
2.83
1.92
1.92
1.77
1.58
1.49
1.47
1.46
1.43
1.40
1.37
1.34
1.31
1.30
1.28
1.10
1.08
1.03
1.01
0.94
0.94
0.90
0.80
0.80
0.71
0.70
0.69
0.67
0.65
0.60
0.60
0.56
0.55
0.53
0.50
0.48
0.48
0.47
0.46
0.43
0.40
0.35
0.35
0.33
0.33
0.31
0.31
0.31
0.30
0.29
0.28
0.27
0.26
0.25
0.25
0.24
0.24
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
10.00
15.07
20.07
24.66
28.97
33.22
37.03
40.20
43.30
46.12
48.04
49.96
51.73
53.31
54.80
56.27
57.72
59.15
60.55
61.93
63.27
64.58
65.88
67.16
68.26
69.34
70.37
71.38
72.32
73.26
74.16
74.96
75.76
76.47
77.17
77.86
78.53
79.18
79.78
80.38
80.94
81.49
82.02
82.52
83.00
83.48
83.95
84.41
84.83
85.24
85.59
85.94
86.27
86.60
86.91
87.22
87.52
87.82
88.11
88.39
88.66
88.92
89.18
89.42
89.67
89.91
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
213
517
4666
14184
38920
155
201
169
3478
271
3589
474
408
11268
3299
291
869
124
225
3911
4715
33499
867
37621
11118
1302
749
303
518
4277
28
15792
920
226
241
3219
968
50
586
309
32450
34843
23663
1278
3483
36706
411
458
594
12866
1
2698
23
42234
36340
1208
22
20690
4359
Group/
Company Name
ERIE INS GRP
HANNOVER GRP
HISCOX INS GRP
ACUITY A MUT INS CO
KINSALE INS CO
PROGRESSIVE GRP
UTICA GRP
SENTRY INS GRP
HALLMARK FIN SERV GRP
PENNSYLVANIA NATL INS GRP
MAXUM SPECIALTY INS GRP
FCCI MUT INS GRP
AMERICAN NATL FIN GRP
ICI MUT INS CO RRG
AJK HOLDINGS GRP
MOTORISTS MUT GRP
MINNESOTA MUT GRP
AMERISURE CO GRP
IAT REINS CO GRP
STRICKLAND INS GRP
MS & AD INS GRP
DORINCO REINS CO
BALDWIN & LYONS GRP
TOYOTA MOTOR INS CO
FEDERATED RURAL ELECTRIC INS EXCH
BUILDERS INS GRP
SCOR GRP
GUIDEONE INS GRP
GRINNELL MUT GRP
TD FRIEDKIN GRP
AMICA MUT GRP
UNDERWRITERS AT LLOYDS LONDON
GLOBAL IND GRP
MERCHANTS MUT GRP
METROPOLITAN GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
AXA INS GRP
COUNTRY INS & FIN SERV GRP
ARBELLA INS GRP
WESTERN NATL MUT GRP
ALPS PROP & CAS INS CO
NEW YORK SCHOOLS INS RECIP
NATIONAL AMER INS CO
CSAA INS GRP
PARTNERRE GRP
LAWYERS MUT INS CO
MAPFRE INS GRP
PROTECTIVE LIFE INS GRP
AMERICAN CONTRACTORS INS GRP
T H E INS CO
AETNA GRP
PROASSURANCE CORP GRP
BCS INS GRP
MINNESOTA LAWYERS MUT INS CO
CAMICO MUT INS CO
GRAY INS GRP
ANDOVER GRP
NEW YORK MUNICIPAL INS RECIP
HOUSING AUTHORITY PROP GRP
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
134,075
127,469
124,355
120,827
114,495
112,630
109,464
95,385
92,389
90,714
85,486
81,563
80,636
78,444
77,333
77,222
76,447
75,102
67,317
65,355
61,980
59,913
58,513
56,736
54,823
52,914
52,285
52,174
50,978
50,708
50,685
49,276
48,777
48,430
47,445
46,060
45,989
45,649
45,530
45,347
43,214
42,920
42,237
41,808
41,674
39,649
39,305
38,951
38,392
37,849
36,737
36,723
36,541
35,760
35,747
34,435
33,622
32,269
32,140
56,680,437
Direct
Premiums
Earned
(000)
126,882
123,546
108,874
116,677
104,488
112,009
112,041
92,141
88,149
88,930
80,209
76,771
68,313
78,075
73,584
74,429
72,472
74,061
62,930
63,554
58,842
61,667
62,373
59,103
55,169
48,106
46,353
48,011
50,214
24,903
47,958
46,643
46,154
43,099
47,495
48,247
44,942
45,031
44,036
41,657
42,733
42,496
35,729
39,443
41,674
39,469
31,514
37,654
32,441
38,011
35,746
35,394
40,908
35,300
36,513
29,716
32,633
31,152
31,849
54,462,201
© 2015 National Association of Insurance Commissioners
280
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
47.26
151.27
64.46
30.49
42.85
44.26
41.60
38.63
51.65
64.62
52.62
38.19
41.00
N/A
26.01
34.87
51.65
51.12
62.93
37.79
16.60
47.57
49.21
47.94
36.85
14.32
93.07
33.72
26.22
54.78
40.36
105.82
N/A
28.56
43.58
63.61
83.49
49.18
36.81
40.39
41.06
21.41
44.52
27.04
70.88
16.47
26.70
44.24
54.76
90.95
82.13
32.87
108.13
67.04
15.44
192.59
44.90
13.13
50.75
49.58
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
47.89 %
162.19 %
65.52 %
40.31 %
54.99 %
47.35 %
49.85 %
42.02 %
59.58 %
75.68 %
71.30 %
44.86 %
43.34 %
N/A
48.20 %
43.40 %
51.88 %
102.09 %
79.88 %
48.12 %
21.93 %
79.53 %
56.89 %
47.94 %
75.00 %
45.78 %
98.56 %
43.59 %
28.41 %
55.23 %
42.13 %
130.62 %
N/A
29.10 %
44.22 %
75.48 %
101.81 %
45.75 %
46.83 %
51.00 %
61.13 %
50.22 %
47.28 %
27.70 %
70.88 %
33.11 %
35.16 %
44.24 %
68.87 %
111.79 %
82.13 %
35.30 %
131.22 %
109.03 %
38.98 %
240.62 %
45.25 %
53.84 %
60.25 %
59.91 %
0.24
0.22
0.22
0.21
0.20
0.20
0.19
0.17
0.16
0.16
0.15
0.14
0.14
0.14
0.14
0.14
0.13
0.13
0.12
0.12
0.11
0.11
0.10
0.10
0.10
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.09
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.08
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
0.06
100.00
% 90.15
% 90.37
% 90.59
% 90.80
% 91.01
% 91.20
% 91.40
% 91.57
% 91.73
% 91.89
% 92.04
% 92.18
% 92.33
% 92.46
% 92.60
% 92.74
% 92.87
% 93.00
% 93.12
% 93.24
% 93.35
% 93.45
% 93.56
% 93.66
% 93.75
% 93.85
% 93.94
% 94.03
% 94.12
% 94.21
% 94.30
% 94.39
% 94.47
% 94.56
% 94.64
% 94.72
% 94.80
% 94.88
% 94.97
% 95.05
% 95.12
% 95.20
% 95.27
% 95.35
% 95.42
% 95.49
% 95.56
% 95.63
% 95.69
% 95.76
% 95.83
% 95.89
% 95.96
% 96.02
% 96.08
% 96.14
% 96.20
% 96.26
% 96.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Alabama
1
2
3
4
5
6
7
8
9
10
12
212
1285
3548
218
244
140
111
38
626
AMERICAN INTL GRP
ZURICH INS GRP
XL AMER GRP
TRAVELERS GRP
CNA INS GRP
CINCINNATI FIN GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
CHUBB INC GRP
ACE LTD GRP
**STATE TOTAL**
45,580
31,178
31,082
30,014
26,144
22,980
19,622
19,494
18,097
16,867
577,909
45,449
28,286
30,670
30,403
25,014
22,221
18,288
19,692
17,460
16,921
565,821
90.30
56.01
29.44
43.33
32.24
49.33
25.59
49.01
21.40
132.15
55.02
Alaska
1
2
3
4
5
6
7
8
9
10
212
38733
12
98
785
510
111
3548
626
158
ZURICH INS GRP
ALASKA NATL INS CO
AMERICAN INTL GRP
WR BERKLEY CORP GRP
MARKEL CORP GRP
NAVIGATORS GRP
LIBERTY MUT GRP
TRAVELERS GRP
ACE LTD GRP
FAIRFAX FIN GRP
**STATE TOTAL**
14,301
10,296
8,796
8,390
7,767
7,207
6,991
5,309
4,453
4,395
148,248
15,301
10,542
7,993
7,522
7,999
6,967
6,640
5,782
4,151
4,266
144,327
N/A
N/A
59.39
17.57
32.07
43.41
8.72
3.15
70.05
47.12
26.42
1
2
3
4
5
6
7
8
9
10
12
212
626
1285
3548
218
111
93
38
140
AMERICAN INTL GRP
ZURICH INS GRP
ACE LTD GRP
XL AMER GRP
TRAVELERS GRP
CNA INS GRP
LIBERTY MUT GRP
STATE NATL GRP
CHUBB INC GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
55,718
38,545
36,929
29,178
29,090
28,703
27,445
25,163
23,789
23,475
751,236
53,878
38,487
35,457
28,977
28,816
23,570
26,942
21,123
24,096
22,533
711,461
106.98
36.20
95.68
91.87
129.62
N/A
52.29
22.73
94.48
35.19
70.67
1
2
3
4
5
6
7
8
9
10
12
218
626
3548
212
38
98
111
140
244
AMERICAN INTL GRP
CNA INS GRP
ACE LTD GRP
TRAVELERS GRP
ZURICH INS GRP
CHUBB INC GRP
WR BERKLEY CORP GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
**STATE TOTAL**
38,649
21,277
20,242
17,986
15,951
10,803
10,726
10,353
9,076
8,947
329,244
(13,056)
20,518
19,309
18,266
11,391
10,589
10,022
10,298
8,608
8,689
262,734
1
2
3
4
5
6
7
8
9
10
12
626
212
111
3548
140
38
98
218
1285
AMERICAN INTL GRP
ACE LTD GRP
ZURICH INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
WR BERKLEY CORP GRP
CNA INS GRP
XL AMER GRP
**STATE TOTAL**
697,291
359,649
297,076
294,329
289,861
287,487
272,057
252,230
220,134
218,054
6,899,860
Arizona
Arkansas
California
693,565
360,058
307,229
294,124
285,596
275,208
267,976
230,004
221,265
205,377
6,655,905
© 2015 National Association of Insurance Commissioners
281
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
106.31 %
75.43 %
33.28 %
59.48 %
42.62 %
58.14 %
33.17 %
61.96 %
31.72 %
156.96 %
66.15 %
7.89
5.39
5.38
5.19
4.52
3.98
3.40
3.37
3.13
2.92
100.00
%
7.89
% 13.28
% 18.66
% 23.85
% 28.38
% 32.35
% 35.75
% 39.12
% 42.25
% 45.17
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
1.17 %
N/A
49.07 %
26.28 %
31.52 %
45.70 %
12.50 %
N/A
74.40 %
54.65 %
29.69 %
9.65
6.95
5.93
5.66
5.24
4.86
4.72
3.58
3.00
2.96
100.00
%
9.65
% 16.59
% 22.53
% 28.18
% 33.42
% 38.29
% 43.00
% 46.58
% 49.59
% 52.55
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
116.73 %
44.04 %
101.99 %
109.12 %
145.18 %
N/A
67.32 %
34.31 %
110.17 %
46.31 %
81.74 %
7.42
5.13
4.92
3.88
3.87
3.82
3.65
3.35
3.17
3.12
100.00
%
7.42
% 12.55
% 17.46
% 21.35
% 25.22
% 29.04
% 32.69
% 36.04
% 39.21
% 42.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
N/A
85.34
149.34
32.91
4.28
51.15
37.93
70.92
34.23
27.39
%
%
%
%
%
%
%
%
%
N/A
2.50 %
94.18 %
148.67 %
23.57 %
8.86 %
51.61 %
47.92 %
76.35 %
38.43 %
18.83 %
11.74
6.46
6.15
5.46
4.84
3.28
3.26
3.14
2.76
2.72
100.00
% 11.74
% 18.20
% 24.35
% 29.81
% 34.66
% 37.94
% 41.20
% 44.34
% 47.10
% 49.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
86.98
57.98
90.14
42.26
55.30
51.12
46.09
58.01
30.55
59.04
59.24
%
%
%
%
%
%
%
%
%
%
%
96.39 %
65.54 %
117.63 %
67.98 %
63.26 %
70.61 %
71.86 %
72.09 %
44.50 %
72.91 %
73.79 %
10.11
5.21
4.31
4.27
4.20
4.17
3.94
3.66
3.19
3.16
100.00
% 10.11
% 15.32
% 19.62
% 23.89
% 28.09
% 32.26
% 36.20
% 39.86
% 43.05
% 46.21
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
88,143
68,488
52,759
45,814
45,415
43,212
40,686
35,758
33,318
30,386
1,044,735
91,288
66,875
54,223
45,971
44,997
42,245
38,672
34,368
31,345
28,428
1,006,477
17.19
27.29
143.20
8.22
48.48
35.22
54.59
24.47
65.27
36.12
38.23
%
%
%
%
%
%
%
%
%
%
%
13.37 %
25.93 %
156.53 %
18.82 %
59.06 %
67.66 %
64.70 %
36.01 %
84.94 %
48.66 %
49.41 %
8.44
6.56
5.05
4.39
4.35
4.14
3.89
3.42
3.19
2.91
100.00
%
8.44
% 14.99
% 20.04
% 24.43
% 28.77
% 32.91
% 36.81
% 40.23
% 43.42
% 46.33
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Colorado
1
2
3
4
5
6
7
8
9
10
12
3548
212
218
626
38
1285
111
98
140
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
CNA INS GRP
ACE LTD GRP
CHUBB INC GRP
XL AMER GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
Connecticut
1
2
3
4
5
6
7
8
9
10
12
38
626
3548
218
212
111
1285
91
140
AMERICAN INTL GRP
CHUBB INC GRP
ACE LTD GRP
TRAVELERS GRP
CNA INS GRP
ZURICH INS GRP
LIBERTY MUT GRP
XL AMER GRP
HARTFORD FIRE & CAS GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
122,418
77,156
67,113
59,670
50,074
48,089
41,827
41,438
26,579
25,565
973,757
113,065
75,488
62,900
60,690
51,279
45,437
40,569
41,926
26,893
23,816
936,657
47.30
33.25
58.18
17.89
47.98
50.16
29.16
19.65
52.26
45.21
50.73
%
%
%
%
%
%
%
%
%
%
%
53.26 %
40.19 %
58.36 %
10.02 %
70.90 %
54.03 %
37.88 %
22.77 %
67.14 %
52.11 %
58.62 %
12.57
7.92
6.89
6.13
5.14
4.94
4.30
4.26
2.73
2.63
100.00
% 12.57
% 20.50
% 27.39
% 33.52
% 38.66
% 43.60
% 47.89
% 52.15
% 54.88
% 57.50
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Delaware
1
2
3
4
5
6
7
8
9
10
12
84
3239
37621
626
1285
212
218
4509
3548
AMERICAN INTL GRP
AMERICAN FINANCIAL GRP
ALLIED WORLD ASSUR HOLDING GRP
TOYOTA MOTOR INS CO
ACE LTD GRP
XL AMER GRP
ZURICH INS GRP
CNA INS GRP
IRONSHORE GRP
TRAVELERS GRP
**STATE TOTAL**
51,487
47,466
15,176
14,747
12,720
11,291
9,716
8,899
8,674
8,644
280,015
48,437
43,730
9,833
1,628
11,016
11,802
9,684
9,199
5,772
8,409
273,831
86.42
24.87
34.51
7.79
81.27
218.71
24.46
158.75
68.75
16.64
76.07
%
%
%
%
%
%
%
%
%
%
%
94.71 %
33.43 %
56.52 %
7.79 %
81.52 %
224.53 %
31.36 %
163.51 %
77.71 %
9.23 %
86.99 %
18.39
16.95
5.42
5.27
4.54
4.03
3.47
3.18
3.10
3.09
100.00
% 18.39
% 35.34
% 40.76
% 46.02
% 50.57
% 54.60
% 58.07
% 61.25
% 64.35
% 67.43
% 100.00
%
%
%
%
%
%
%
%
%
%
%
District Of
Columbia
1
12
42,524
43,462
20.36 %
20.34 %
2
3
4
5
6
7
8
9
10
4798
38
98
218
626
3548
4509
3416
140
ATTORNEYS LIAB ASSUR SOCIETY GRP
CHUBB INC GRP
WR BERKLEY CORP GRP
CNA INS GRP
ACE LTD GRP
TRAVELERS GRP
IRONSHORE GRP
AXIS CAPITAL GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
38,440
30,580
19,938
18,186
17,823
15,712
14,293
13,534
12,895
369,825
38,396
29,522
20,110
18,677
17,366
15,474
13,708
12,287
12,582
364,079
N/A
14.67
59.58
21.15
19.13
0.89
N/A
92.32
54.09
3.46
%
%
%
N/A
19.31 %
63.43 %
23.74 %
22.97 %
N/A
N/A
96.95 %
68.42 %
10.91 %
10.39
8.27
5.39
4.92
4.82
4.25
3.86
3.66
3.49
100.00
% 21.89
% 30.16
% 35.55
% 40.47
% 45.29
% 49.54
% 53.40
% 57.06
% 60.55
% 100.00
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
19
12
626
218
3548
111
140
212
280
38
ASSURANT INC GRP
AMERICAN INTL GRP
ACE LTD GRP
CNA INS GRP
TRAVELERS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
AUTO OWNERS GRP
CHUBB INC GRP
**STATE TOTAL**
744,553
269,474
192,442
147,379
130,049
122,934
120,941
112,855
97,575
94,527
3,846,364
738,166
251,983
188,331
151,439
131,961
117,344
119,497
104,962
92,882
93,696
3,700,339
80.43
63.29
44.95
27.64
59.32
55.51
49.64
49.18
31.95
47.55
57.42
%
%
%
%
%
%
%
%
%
%
%
80.45 %
76.38 %
42.88 %
38.59 %
63.49 %
76.63 %
61.43 %
64.06 %
47.61 %
63.41 %
66.94 %
19.36
7.01
5.00
3.83
3.38
3.20
3.14
2.93
2.54
2.46
100.00
% 19.36
% 26.36
% 31.37
% 35.20
% 38.58
% 41.78
% 44.92
% 47.85
% 50.39
% 52.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Florida
AMERICAN INTL GRP
© 2015 National Association of Insurance Commissioners
282
%
%
%
%
%
11.50 %
11.50 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
175,830
77,633
69,518
64,140
58,653
57,999
55,318
46,406
38,447
35,088
1,397,936
181,520
73,208
68,820
64,451
58,375
53,197
54,861
43,540
37,697
33,915
1,328,096
102.00
84.45
41.90
34.26
47.19
63.59
17.13
50.48
76.60
57.25
56.11
%
%
%
%
%
%
%
%
%
%
%
111.42 %
89.91 %
43.22 %
38.11 %
66.20 %
72.26 %
43.39 %
49.23 %
85.75 %
61.27 %
64.83 %
12.58
5.55
4.97
4.59
4.20
4.15
3.96
3.32
2.75
2.51
100.00
% 12.58
% 18.13
% 23.10
% 27.69
% 31.89
% 36.04
% 39.99
% 43.31
% 46.06
% 48.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
N/A
39.56 %
30.59 %
83.61 %
192.60 %
23.67 %
75.37 %
81.68 %
42.04 %
125.49 %
63.11 %
7.86
6.41
6.02
5.35
4.75
3.98
3.30
3.26
3.12
2.95
100.00
%
7.86
% 14.27
% 20.29
% 25.64
% 30.39
% 34.38
% 37.68
% 40.94
% 44.06
% 47.01
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
35.36 %
53.39 %
25.87 %
N/A
93.25 %
46.95 %
N/A
47.05 %
N/A
24.65 %
8.65
5.94
4.47
4.03
3.85
3.76
3.61
3.50
3.03
2.83
100.00
%
8.65
% 14.59
% 19.06
% 23.09
% 26.93
% 30.69
% 34.30
% 37.80
% 40.83
% 43.67
% 100.00
%
%
%
%
%
%
%
%
%
%
%
12.39
10.91
8.05
6.08
4.28
4.24
3.97
3.36
2.58
1.82
100.00
% 12.39
% 23.30
% 31.35
% 37.44
% 41.72
% 45.97
% 49.94
% 53.30
% 55.88
% 57.70
% 100.00
%
%
%
%
%
%
%
%
%
%
%
11.64
5.72
5.43
4.75
4.11
3.67
3.59
3.15
3.00
2.88
100.00
% 11.64
% 17.36
% 22.79
% 27.54
% 31.65
% 35.32
% 38.91
% 42.06
% 45.07
% 47.94
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Georgia
1
2
3
4
5
6
7
8
9
10
12
212
3548
626
218
1285
38
111
140
244
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
ACE LTD GRP
CNA INS GRP
XL AMER GRP
CHUBB INC GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
**STATE TOTAL**
Hawaii
1
2
3
4
5
6
7
8
9
10
3098
626
106
98
12
84
3548
218
1285
158
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
ISLAND INS CO GRP
WR BERKLEY CORP GRP
AMERICAN INTL GRP
AMERICAN FINANCIAL GRP
TRAVELERS GRP
CNA INS GRP
XL AMER GRP
FAIRFAX FIN GRP
**STATE TOTAL**
22,539
18,382
17,256
15,347
13,624
11,419
9,471
9,359
8,936
8,471
286,733
22,050
17,620
16,820
13,791
17,945
9,570
8,445
8,927
9,319
8,522
260,954
N/A
42.77
25.31
65.71
174.07
7.43
69.28
60.94
34.46
88.11
51.98
1
2
3
4
5
6
7
8
9
10
12
111
3548
244
218
140
19
98
1285
212
AMERICAN INTL GRP
LIBERTY MUT GRP
TRAVELERS GRP
CINCINNATI FIN GRP
CNA INS GRP
NATIONWIDE CORP GRP
ASSURANT INC GRP
WR BERKLEY CORP GRP
XL AMER GRP
ZURICH INS GRP
**STATE TOTAL**
14,302
9,813
7,397
6,656
6,358
6,212
5,969
5,786
5,008
4,683
165,313
14,276
9,587
7,305
6,196
7,118
6,007
4,814
5,579
5,037
4,310
163,290
N/A
24.88
53.87
21.74
N/A
89.09
46.92
N/A
39.19
22.70
20.30
1
2
3
4
5
6
7
8
9
10
4254
218
12
111
38
3548
212
626
1285
98
THE WARRANTY GRP
CNA INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
CHUBB INC GRP
TRAVELERS GRP
ZURICH INS GRP
ACE LTD GRP
XL AMER GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
417,143
367,163
271,155
204,780
144,231
142,892
133,657
113,256
86,800
61,396
3,366,337
271,981
391,252
307,654
204,511
144,336
139,562
125,084
110,099
84,827
59,944
3,203,540
67.29
27.70
N/A
60.27
29.51
29.53
80.00
80.60
49.49
24.66
36.51
%
%
%
%
%
%
%
%
67.52 %
32.49 %
N/A
72.37 %
50.90 %
32.87 %
88.83 %
98.98 %
56.39 %
33.44 %
43.59 %
1
2
3
4
5
6
7
8
9
10
12
3548
212
244
38
111
626
218
1285
140
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
CINCINNATI FIN GRP
CHUBB INC GRP
LIBERTY MUT GRP
ACE LTD GRP
CNA INS GRP
XL AMER GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
98,342
48,288
45,908
40,142
34,683
31,026
30,336
26,650
25,353
24,291
844,839
100,462
46,886
44,920
40,077
32,120
30,762
31,599
29,194
22,151
22,877
830,620
90.83
27.64
44.66
24.83
36.93
62.26
1.19
24.01
73.01
83.69
43.92
%
%
%
%
%
%
%
%
%
%
%
88.90 %
30.18 %
58.31 %
29.24 %
110.17 %
88.39 %
N/A
41.23 %
79.90 %
96.65 %
54.25 %
Idaho
Illinois
Indiana
© 2015 National Association of Insurance Commissioners
283
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Iowa
Kansas
Kentucky
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
12
62
140
3548
218
518
38
244
626
212
AMERICAN INTL GRP
EMC INS CO GRP
NATIONWIDE CORP GRP
TRAVELERS GRP
CNA INS GRP
GRINNELL MUT GRP
CHUBB INC GRP
CINCINNATI FIN GRP
ACE LTD GRP
ZURICH INS GRP
**STATE TOTAL**
39,916
31,522
28,282
27,808
24,545
20,381
18,027
15,970
15,732
14,539
519,436
38,324
31,053
27,660
27,827
25,487
19,974
18,007
16,134
15,123
15,881
508,913
97.12
64.75
41.14
N/A
64.63
18.29
32.47
69.37
76.70
42.19
49.63
%
%
%
104.78 %
79.58 %
43.12 %
N/A
74.07 %
17.60 %
65.34 %
71.10 %
81.45 %
48.03 %
57.09 %
7.68
6.07
5.44
5.35
4.73
3.92
3.47
3.07
3.03
2.80
100.00
%
7.68
% 13.75
% 19.20
% 24.55
% 29.28
% 33.20
% 36.67
% 39.75
% 42.77
% 45.57
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
3548
62
218
212
140
38
111
626
84
AMERICAN INTL GRP
TRAVELERS GRP
EMC INS CO GRP
CNA INS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
LIBERTY MUT GRP
ACE LTD GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
42,844
34,435
20,898
18,471
18,261
17,576
14,362
12,777
12,580
12,055
425,287
46,704
33,018
20,887
17,605
18,841
16,815
13,595
12,659
12,609
12,025
416,726
1.70
26.42
46.49
35.08
68.56
53.75
8.62
54.02
74.43
N/A
38.02
%
%
%
%
%
%
%
%
%
3.59 %
30.15 %
51.85 %
51.93 %
80.13 %
57.62 %
32.81 %
70.32 %
85.69 %
4.93 %
45.55 %
10.07
8.10
4.91
4.34
4.29
4.13
3.38
3.00
2.96
2.83
100.00
% 10.07
% 18.17
% 23.08
% 27.43
% 31.72
% 35.85
% 39.23
% 42.24
% 45.19
% 48.03
% 100.00
%
%
%
%
%
%
%
%
%
%
%
AMERICAN INTL GRP
TRAVELERS GRP
CHUBB INC GRP
LIBERTY MUT GRP
CNA INS GRP
CINCINNATI FIN GRP
ZURICH INS GRP
ACE LTD GRP
UNDERWRITERS AT LLOYDS
KENTUCKY FARM BUREAU GRP
**STATE TOTAL**
33,067
26,656
21,302
21,298
20,804
20,287
14,707
13,096
11,709
11,417
425,379
32,548
27,002
20,981
20,892
20,161
20,264
14,247
12,240
12,110
11,156
414,720
43.99
75.17
27.13
72.97
31.60
53.99
N/A
84.27
47.44
46.01
41.95
%
%
%
%
%
%
%
%
%
%
48.16 %
77.93 %
38.41 %
76.72 %
36.23 %
56.14 %
2.01 %
76.34 %
52.73 %
49.94 %
48.89 %
7.77
6.27
5.01
5.01
4.89
4.77
3.46
3.08
2.75
2.68
100.00
%
7.77
% 14.04
% 19.05
% 24.05
% 28.95
% 33.71
% 37.17
% 40.25
% 43.00
% 45.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
12
3548
38
111
218
244
212
626
32727
109
Louisiana
1
2
3
4
5
6
7
8
9
10
12
3548
218
626
98
212
158
111
140
1208
AMERICAN INTL GRP
TRAVELERS GRP
CNA INS GRP
ACE LTD GRP
WR BERKLEY CORP GRP
ZURICH INS GRP
FAIRFAX FIN GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
GRAY INS GRP
**STATE TOTAL**
82,089
63,787
49,478
45,263
41,631
32,787
31,933
29,950
29,256
28,556
876,778
81,951
64,387
49,764
40,029
38,171
31,799
35,277
28,911
28,467
24,605
841,393
89.06
21.40
62.75
52.31
39.88
73.65
43.16
97.86
39.94
188.89
56.90
%
%
%
%
%
%
%
%
%
%
%
89.79 %
28.09 %
88.52 %
76.58 %
51.62 %
110.92 %
63.49 %
98.44 %
49.21 %
232.06 %
71.09 %
9.36
7.28
5.64
5.16
4.75
3.74
3.64
3.42
3.34
3.26
100.00
%
9.36
% 16.64
% 22.28
% 27.44
% 32.19
% 35.93
% 39.57
% 42.99
% 46.33
% 49.58
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Maine
1
2
3
4
5
6
7
8
9
10
98
3548
111
88
38
12
218
31
626
3098
WR BERKLEY CORP GRP
TRAVELERS GRP
LIBERTY MUT GRP
THE HANOVER INS GRP
CHUBB INC GRP
AMERICAN INTL GRP
CNA INS GRP
BERKSHIRE HATHAWAY GRP
ACE LTD GRP
TOKIO MARINE HOLDINGS INC GRP
**STATE TOTAL**
12,067
11,212
10,923
7,417
7,225
6,485
5,827
4,580
4,254
4,149
149,005
11,515
11,102
10,823
7,264
7,413
7,879
6,289
4,281
4,596
3,917
148,331
24.75
20.01
45.51
36.22
26.91
91.98
88.88
55.04
37.55
44.18
44.49
%
%
%
%
%
%
%
%
%
%
%
27.55 %
21.22 %
50.84 %
40.54 %
44.66 %
99.41 %
109.14 %
55.39 %
56.18 %
47.27 %
51.25 %
8.10
7.52
7.33
4.98
4.85
4.35
3.91
3.07
2.85
2.78
100.00
%
8.10
% 15.62
% 22.95
% 27.93
% 32.78
% 37.13
% 41.04
% 44.12
% 46.97
% 49.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
284
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Maryland
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
152,328
70,344
53,788
52,405
47,683
43,687
33,652
29,483
29,124
27,881
987,352
151,622
69,084
54,324
52,504
48,074
43,893
31,960
28,611
27,939
26,519
959,973
97.65
33.87
15.01
60.67
N/A
94.51
43.35
29.54
6.15
28.22
45.98
%
%
%
%
Direct
Premiums
Written
(000)
%
%
%
%
%
%
106.22 %
30.71 %
17.08 %
68.79 %
4.65 %
107.50 %
48.73 %
39.59 %
26.82 %
25.95 %
53.00 %
15.43
7.12
5.45
5.31
4.83
4.42
3.41
2.99
2.95
2.82
100.00
% 15.43
% 22.55
% 28.00
% 33.31
% 38.14
% 42.56
% 45.97
% 48.96
% 51.91
% 54.73
% 100.00
%
%
%
%
%
%
%
%
%
%
%
77.16
17.44
51.40
18.79
18.58
45.57
16.34
48.39
24.90
36.90
34.52
%
%
%
%
%
%
%
%
%
%
%
82.04 %
44.18 %
62.14 %
25.89 %
23.15 %
64.76 %
22.11 %
47.65 %
30.11 %
46.62 %
41.98 %
11.54
6.70
5.80
5.24
4.84
4.17
4.16
3.96
3.95
2.34
100.00
% 11.54
% 18.24
% 24.04
% 29.28
% 34.12
% 38.28
% 42.44
% 46.40
% 50.35
% 52.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
134,992
60,799
61,667
60,376
53,384
47,243
40,368
38,800
34,467
30,052
1,210,509
51.15
N/A
47.57
15.81
65.71
34.07
27.11
N/A
4.80
19.96
28.77
%
45.07 %
N/A
79.53 %
34.51 %
53.39 %
40.25 %
29.06 %
12.23 %
13.58 %
24.41 %
36.79 %
10.93
5.02
4.86
4.73
4.42
3.99
3.39
3.17
2.74
2.70
100.00
% 10.93
% 15.95
% 20.80
% 25.54
% 29.96
% 33.94
% 37.33
% 40.50
% 43.25
% 45.95
% 100.00
%
%
%
%
%
%
%
%
%
%
%
109,886
55,389
54,948
49,373
40,671
38,968
31,976
31,840
28,859
27,714
1,030,887
101,036
56,357
55,261
47,520
40,864
38,375
29,339
26,031
25,859
27,101
995,835
74.20
33.10
16.03
72.54
86.99
N/A
72.49
33.96
N/A
48.11
40.78
%
%
%
%
%
77.31 %
27.29 %
29.63 %
81.63 %
93.11 %
N/A
79.72 %
47.76 %
1.18 %
48.89 %
48.37 %
10.66
5.37
5.33
4.79
3.95
3.78
3.10
3.09
2.80
2.69
100.00
% 10.66
% 16.03
% 21.36
% 26.15
% 30.10
% 33.88
% 36.98
% 40.07
% 42.87
% 45.56
% 100.00
%
%
%
%
%
%
%
%
%
%
%
28,601
21,899
18,576
16,444
15,938
13,428
10,548
10,490
10,325
7,346
304,206
30,040
21,331
19,566
14,681
21,258
13,782
10,760
10,252
10,100
7,323
300,913
59.09
N/A
39.99
27.40
13.50
112.21
17.25
29.14
1.64
50.07
33.03
%
59.55 %
N/A
70.91 %
35.85 %
17.49 %
122.76 %
26.59 %
35.38 %
37.01 %
57.02 %
41.93 %
9.40
7.20
6.11
5.41
5.24
4.41
3.47
3.45
3.39
2.41
100.00
%
9.40
% 16.60
% 22.71
% 28.11
% 33.35
% 37.77
% 41.23
% 44.68
% 48.08
% 50.49
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
626
12
212
218
38
3548
1285
140
111
91
ACE LTD GRP
AMERICAN INTL GRP
ZURICH INS GRP
CNA INS GRP
CHUBB INC GRP
TRAVELERS GRP
XL AMER GRP
NATIONWIDE CORP GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
Massachusetts
1
2
3
4
5
6
7
8
9
10
12
38
218
3548
626
111
98
212
1285
586
AMERICAN INTL GRP
CHUBB INC GRP
CNA INS GRP
TRAVELERS GRP
ACE LTD GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
ZURICH INS GRP
XL AMER GRP
ARBELLA INS GRP
**STATE TOTAL**
193,510
112,333
97,175
87,935
81,082
69,872
69,733
66,452
66,191
39,275
1,676,746
186,170
104,544
88,379
88,782
78,715
63,830
63,716
62,854
61,494
38,018
1,585,928
Michigan
1
2
3
4
5
6
7
8
9
10
12
3548
33499
38
626
212
280
218
1285
31
AMERICAN INTL GRP
TRAVELERS GRP
DORINCO REINS CO
CHUBB INC GRP
ACE LTD GRP
ZURICH INS GRP
AUTO OWNERS GRP
CNA INS GRP
XL AMER GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
134,849
61,896
59,913
58,404
54,552
49,194
41,796
39,125
33,852
33,366
1,233,828
1
2
3
4
5
6
7
8
9
10
12
3548
38
212
626
218
1285
140
98
176
AMERICAN INTL GRP
TRAVELERS GRP
CHUBB INC GRP
ZURICH INS GRP
ACE LTD GRP
CNA INS GRP
XL AMER GRP
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
STATE FARM GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
3548
12
212
111
218
98
626
140
38
483
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
LIBERTY MUT GRP
CNA INS GRP
WR BERKLEY CORP GRP
ACE LTD GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
SOUTHERN FARM BUREAU CAS GRP
**STATE TOTAL**
Minnesota
Mississippi
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
© 2015 National Association of Insurance Commissioners
285
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Missouri
1
2
3
4
5
6
7
8
9
10
12
3548
218
212
626
38
3569
111
140
1285
AMERICAN INTL GRP
TRAVELERS GRP
CNA INS GRP
ZURICH INS GRP
ACE LTD GRP
CHUBB INC GRP
CATERPILLAR GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
XL AMER GRP
**STATE TOTAL**
72,802
48,154
46,501
45,083
44,326
41,694
40,555
30,029
29,143
27,507
907,903
78,528
47,957
44,988
42,564
43,826
43,845
43,530
29,712
33,486
23,607
898,398
68.40
57.23
6.12
50.47
36.77
50.75
54.25
58.36
30.80
86.03
43.39
%
%
%
%
%
%
%
%
%
%
%
75.17 %
65.25 %
13.33 %
61.12 %
41.79 %
72.63 %
54.25 %
70.07 %
37.37 %
101.04 %
54.59 %
8.02
5.30
5.12
4.97
4.88
4.59
4.47
3.31
3.21
3.03
100.00
%
8.02
% 13.32
% 18.44
% 23.41
% 28.29
% 32.88
% 37.35
% 40.66
% 43.87
% 46.90
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Montana
1
2
3
4
5
6
7
8
9
10
3548
12
244
111
62
140
98
218
176
626
TRAVELERS GRP
AMERICAN INTL GRP
CINCINNATI FIN GRP
LIBERTY MUT GRP
EMC INS CO GRP
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
CNA INS GRP
STATE FARM GRP
ACE LTD GRP
**STATE TOTAL**
13,377
9,615
7,878
7,670
6,401
6,025
5,785
5,607
3,907
3,814
151,659
13,477
9,170
7,626
7,171
6,258
5,692
5,631
5,966
3,882
3,461
146,158
188.35
15.54
84.24
8.76
67.28
64.06
37.57
40.71
31.67
77.71
48.55
%
%
%
%
%
%
%
%
%
%
%
201.93 %
27.28 %
89.52 %
13.75 %
66.43 %
73.46 %
37.73 %
48.26 %
34.39 %
93.95 %
59.82 %
8.82
6.34
5.19
5.06
4.22
3.97
3.81
3.70
2.58
2.51
100.00
%
8.82
% 15.16
% 20.36
% 25.41
% 29.63
% 33.61
% 37.42
% 41.12
% 43.69
% 46.21
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nebraska
1
2
3
4
5
6
7
8
9
10
12
3548
212
140
62
218
38
176
626
1285
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
EMC INS CO GRP
CNA INS GRP
CHUBB INC GRP
STATE FARM GRP
ACE LTD GRP
XL AMER GRP
**STATE TOTAL**
21,536
19,486
17,548
17,109
13,074
12,516
11,193
9,462
9,166
9,078
319,066
20,549
19,037
17,630
16,312
12,942
11,277
11,115
9,394
9,508
9,380
304,964
15.09
13.14
89.97
27.29
27.54
102.95
8.20
56.63
70.09
21.87
41.03
%
%
%
%
%
%
%
%
%
%
%
1.58 %
15.12 %
90.36 %
29.82 %
33.64 %
91.17 %
6.85 %
57.10 %
76.05 %
30.76 %
43.98 %
6.75
6.11
5.50
5.36
4.10
3.92
3.51
2.97
2.87
2.85
100.00
%
6.75
% 12.86
% 18.36
% 23.72
% 27.82
% 31.74
% 35.25
% 38.21
% 41.09
% 43.93
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Nevada
1
2
3
4
5
6
7
8
9
10
12
626
212
111
3548
140
218
98
1285
38
AMERICAN INTL GRP
ACE LTD GRP
ZURICH INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
NATIONWIDE CORP GRP
CNA INS GRP
WR BERKLEY CORP GRP
XL AMER GRP
CHUBB INC GRP
**STATE TOTAL**
66,661
25,066
19,225
16,728
16,074
11,872
10,374
9,872
9,252
8,478
398,311
71,068
23,619
18,088
15,597
16,759
11,614
10,810
8,998
8,533
8,410
388,696
38.53
10.77
288.19
98.29
116.75
17.40
N/A
291.85
87.57
35.25
69.72
%
%
%
%
%
%
71.21 %
8.65 %
297.03 %
114.07 %
120.99 %
25.95 %
N/A
332.17 %
106.29 %
67.81 %
91.24 %
16.74
6.29
4.83
4.20
4.04
2.98
2.60
2.48
2.32
2.13
100.00
% 16.74
% 23.03
% 27.86
% 32.06
% 36.09
% 39.07
% 41.68
% 44.15
% 46.48
% 48.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
111
98
12
3548
38
218
212
19
626
31
LIBERTY MUT GRP
WR BERKLEY CORP GRP
AMERICAN INTL GRP
TRAVELERS GRP
CHUBB INC GRP
CNA INS GRP
ZURICH INS GRP
ASSURANT INC GRP
ACE LTD GRP
BERKSHIRE HATHAWAY GRP
**STATE TOTAL**
14,814
14,080
12,966
10,159
7,791
6,770
6,716
6,431
6,299
5,209
186,474
14,941
13,439
12,478
10,303
7,724
6,724
5,389
4,059
5,642
4,878
176,696
37.04
31.59
N/A
24.76
42.99
N/A
N/A
12.39
13.83
20.77
14.82
%
%
48.13 %
40.06 %
N/A
60.00 %
50.70 %
N/A
N/A
12.41 %
11.90 %
18.05 %
19.05 %
7.94
7.55
6.95
5.45
4.18
3.63
3.60
3.45
3.38
2.79
100.00
%
7.94
% 15.50
% 22.45
% 27.90
% 32.07
% 35.71
% 39.31
% 42.76
% 46.13
% 48.93
% 100.00
%
%
%
%
%
%
%
%
%
%
%
New Hampshire
© 2015 National Association of Insurance Commissioners
286
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Earned
(000)
Loss
Ratio
197,449
161,015
111,163
107,727
94,515
93,156
91,809
84,953
84,379
63,957
2,240,190
202,139
158,859
113,200
104,878
91,829
90,720
91,690
85,537
84,367
62,256
2,197,809
86.88
70.13
33.67
32.40
43.45
69.46
38.38
57.59
163.82
24.38
58.06
%
%
%
%
%
%
%
%
%
%
%
96.81 %
83.34 %
51.66 %
34.93 %
57.53 %
95.53 %
39.49 %
72.32 %
170.66 %
37.78 %
70.28 %
8.81
7.19
4.96
4.81
4.22
4.16
4.10
3.79
3.77
2.86
100.00
%
8.81
% 16.00
% 20.96
% 25.77
% 29.99
% 34.15
% 38.25
% 42.04
% 45.81
% 48.66
% 100.00
%
%
%
%
%
%
%
%
%
%
%
26,056
12,711
12,069
9,730
8,987
8,743
6,823
6,652
6,337
6,137
211,355
25,881
12,097
11,983
9,535
8,810
8,680
6,666
6,356
5,956
6,275
204,054
58.09
0.51
12.87
26.44
36.84
121.25
205.96
45.72
67.22
358.20
50.32
%
%
%
%
%
%
%
%
%
%
%
64.18 %
3.24 %
21.60 %
38.63 %
46.71 %
158.27 %
213.09 %
49.40 %
101.99 %
362.86 %
66.56 %
12.33
6.01
5.71
4.60
4.25
4.14
3.23
3.15
3.00
2.90
100.00
% 12.33
% 18.34
% 24.05
% 28.66
% 32.91
% 37.04
% 40.27
% 43.42
% 46.42
% 49.32
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
New Jersey
1
2
3
4
5
6
7
8
9
10
12
212
38
626
242
111
3548
1285
218
98
AMERICAN INTL GRP
ZURICH INS GRP
CHUBB INC GRP
ACE LTD GRP
SELECTIVE INS GRP
LIBERTY MUT GRP
TRAVELERS GRP
XL AMER GRP
CNA INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
New Mexico
1
2
3
4
5
6
7
8
9
10
3548
12
218
98
111
212
140
3098
626
158
TRAVELERS GRP
AMERICAN INTL GRP
CNA INS GRP
WR BERKLEY CORP GRP
LIBERTY MUT GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
FAIRFAX FIN GRP
**STATE TOTAL**
New York
1
2
3
4
5
6
7
8
9
10
12
38
626
3548
212
140
218
1285
111
4670
AMERICAN INTL GRP
CHUBB INC GRP
ACE LTD GRP
TRAVELERS GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
CNA INS GRP
XL AMER GRP
LIBERTY MUT GRP
STARR GRP
**STATE TOTAL**
776,742
362,734
330,202
313,178
307,106
301,184
249,721
230,816
211,877
197,716
6,649,898
798,978
344,884
317,894
310,621
284,053
281,888
243,581
223,295
216,146
162,947
6,298,868
133.85
48.30
60.84
36.74
63.73
72.64
100.91
64.88
45.82
46.17
61.68
%
%
%
%
%
%
%
%
%
%
%
153.56 %
65.94 %
72.30 %
42.03 %
66.04 %
80.72 %
116.81 %
67.22 %
63.37 %
57.03 %
74.14 %
11.68
5.45
4.97
4.71
4.62
4.53
3.76
3.47
3.19
2.97
100.00
% 11.68
% 17.14
% 22.10
% 26.81
% 31.43
% 35.96
% 39.71
% 43.18
% 46.37
% 49.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Carolina
1
2
3
4
5
6
7
8
9
10
12
3548
1285
140
38
626
212
111
218
244
AMERICAN INTL GRP
TRAVELERS GRP
XL AMER GRP
NATIONWIDE CORP GRP
CHUBB INC GRP
ACE LTD GRP
ZURICH INS GRP
LIBERTY MUT GRP
CNA INS GRP
CINCINNATI FIN GRP
**STATE TOTAL**
93,242
58,824
54,062
47,925
45,374
44,124
41,746
38,769
36,531
34,685
1,078,272
94,187
58,429
56,216
46,336
40,375
45,828
38,930
36,290
34,778
33,475
1,031,772
28.81
23.89
101.16
34.84
12.97
49.92
76.04
3.98
69.95
58.18
40.72
%
%
%
%
%
%
%
%
%
%
%
21.97 %
26.91 %
107.09 %
35.63 %
48.06 %
57.51 %
82.10 %
12.00 %
73.58 %
61.63 %
46.98 %
8.65
5.46
5.01
4.44
4.21
4.09
3.87
3.60
3.39
3.22
100.00
%
8.65
% 14.10
% 19.12
% 23.56
% 27.77
% 31.86
% 35.73
% 39.33
% 42.72
% 45.93
% 100.00
%
%
%
%
%
%
%
%
%
%
%
North Dakota
1
2
3
4
5
6
7
8
9
10
3548
12
212
84
111
98
62
140
244
3569
TRAVELERS GRP
AMERICAN INTL GRP
ZURICH INS GRP
AMERICAN FINANCIAL GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
EMC INS CO GRP
NATIONWIDE CORP GRP
CINCINNATI FIN GRP
CATERPILLAR GRP
**STATE TOTAL**
23,045
9,104
6,943
6,936
6,717
6,614
6,148
5,703
5,317
4,836
184,147
20,790
8,653
6,332
7,050
6,668
5,929
6,034
5,131
5,295
3,851
171,645
26.70
104.88
40.03
6.47
52.42
168.02
N/A
96.39
19.60
63.39
44.31
%
%
%
%
%
%
29.67 %
125.10 %
56.01 %
12.79 %
62.65 %
173.12 %
N/A
104.84 %
23.52 %
63.39 %
52.82 %
12.51
4.94
3.77
3.77
3.65
3.59
3.34
3.10
2.89
2.63
100.00
% 12.51
% 17.46
% 21.23
% 25.00
% 28.64
% 32.23
% 35.57
% 38.67
% 41.56
% 44.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
287
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Ohio
Group/
Company
Rank
Code
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
207,731
109,456
87,369
83,995
74,132
55,958
51,885
51,418
42,415
39,468
1,502,085
65.02
32.23
22.33
9.22
N/A
28.32
33.82
2.91
26.97
22.43
27.19
%
%
%
%
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
AMERICAN FINANCIAL GRP
CHUBB INC GRP
WR BERKLEY CORP GRP
ACE LTD GRP
LIBERTY MUT GRP
CNA INS GRP
NATIONAL AMER INS CO
**STATE TOTAL**
53,063
38,962
32,801
29,032
24,859
23,332
21,040
19,526
18,885
16,553
588,044
53,254
37,207
33,303
28,534
24,913
21,028
19,575
19,343
18,584
16,409
568,090
111
38
3548
12
218
176
140
626
98
212
LIBERTY MUT GRP
CHUBB INC GRP
TRAVELERS GRP
AMERICAN INTL GRP
CNA INS GRP
STATE FARM GRP
NATIONWIDE CORP GRP
ACE LTD GRP
WR BERKLEY CORP GRP
ZURICH INS GRP
**STATE TOTAL**
42,740
29,657
22,261
17,464
17,292
15,898
15,725
14,413
14,267
14,098
461,737
1
2
3
4
5
6
7
8
9
10
12
626
3548
212
218
38
111
1285
140
98
AMERICAN INTL GRP
ACE LTD GRP
TRAVELERS GRP
ZURICH INS GRP
CNA INS GRP
CHUBB INC GRP
LIBERTY MUT GRP
XL AMER GRP
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
212
3548
38
111
626
1285
218
98
140
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
CHUBB INC GRP
LIBERTY MUT GRP
ACE LTD GRP
XL AMER GRP
CNA INS GRP
WR BERKLEY CORP GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
12
244
38
3548
218
212
626
1285
111
140
Oklahoma
1
2
3
4
5
6
7
8
9
10
12
3548
212
84
38
98
626
111
218
23663
Oregon
1
2
3
4
5
6
7
8
9
10
Rhode Island
Direct
Premiums
Earned
(000)
210,815
110,574
88,117
84,141
73,139
60,333
52,313
50,558
45,449
40,856
1,541,440
1
2
3
4
5
6
7
8
9
10
Pennsylvania
Group/
Company Name
Direct
Premiums
Written
(000)
AMERICAN INTL GRP
CINCINNATI FIN GRP
CHUBB INC GRP
TRAVELERS GRP
CNA INS GRP
ZURICH INS GRP
ACE LTD GRP
XL AMER GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
%
%
%
%
%
%
68.96 %
34.97 %
32.29 %
8.49 %
N/A
32.86 %
61.87 %
8.61 %
35.49 %
27.63 %
34.68 %
13.68
7.17
5.72
5.46
4.74
3.91
3.39
3.28
2.95
2.65
100.00
% 13.68
% 20.85
% 26.57
% 32.03
% 36.77
% 40.68
% 44.08
% 47.36
% 50.31
% 52.96
% 100.00
%
%
%
%
%
%
%
%
%
%
%
75.28
33.35
122.68
2.49
20.26
58.58
8.89
56.25
2.21
59.11
43.01
%
%
%
%
%
%
%
%
%
%
%
91.54 %
31.10 %
144.22 %
8.26 %
30.98 %
65.37 %
23.74 %
62.42 %
9.81 %
61.81 %
52.54 %
9.02
6.63
5.58
4.94
4.23
3.97
3.58
3.32
3.21
2.81
100.00
%
9.02
% 15.65
% 21.23
% 26.16
% 30.39
% 34.36
% 37.94
% 41.26
% 44.47
% 47.28
% 100.00
%
%
%
%
%
%
%
%
%
%
%
42,059
30,010
21,904
17,735
16,445
15,747
14,871
14,214
12,606
13,843
449,153
20.85
16.03
76.86
171.34
N/A
64.93
35.30
12.76
44.06
11.07
22.56
%
%
%
%
72.43 %
33.81 %
83.03 %
151.64 %
N/A
70.37 %
40.77 %
N/A
50.40 %
20.67 %
34.78 %
9.26
6.42
4.82
3.78
3.74
3.44
3.41
3.12
3.09
3.05
100.00
%
9.26
% 15.68
% 20.50
% 24.28
% 28.03
% 31.47
% 34.88
% 38.00
% 41.09
% 44.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
252,296
160,541
134,239
125,886
115,013
112,410
85,064
68,645
66,609
53,048
2,339,132
249,777
161,504
132,136
123,903
111,534
112,045
83,760
65,926
65,397
50,674
2,286,086
101.74
81.85
50.59
32.58
69.09
N/A
93.51
58.75
41.90
28.42
58.45
%
%
%
%
%
108.86 %
112.12 %
61.14 %
51.91 %
82.23 %
N/A
111.24 %
65.07 %
52.51 %
36.98 %
73.06 %
10.79
6.86
5.74
5.38
4.92
4.81
3.64
2.93
2.85
2.27
100.00
% 10.79
% 17.65
% 23.39
% 28.77
% 33.69
% 38.49
% 42.13
% 45.06
% 47.91
% 50.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
18,131
16,903
11,314
10,947
10,723
9,404
8,516
8,374
6,019
5,803
204,142
17,569
16,795
12,195
11,066
11,226
8,917
8,785
8,075
6,075
5,333
198,248
76.62
182.29
N/A
32.52
141.20
N/A
219.72
90.34
25.37
54.24
74.89
99.41 %
196.56 %
N/A
32.02 %
159.03 %
N/A
224.17 %
109.83 %
33.12 %
61.79 %
85.15 %
8.88
8.28
5.54
5.36
5.25
4.61
4.17
4.10
2.95
2.84
100.00
%
8.88
% 17.16
% 22.70
% 28.07
% 33.32
% 37.93
% 42.10
% 46.20
% 49.15
% 51.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
288
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
South Carolina
1
2
3
4
5
6
7
8
9
10
12
3548
218
111
140
212
626
38
280
98
AMERICAN INTL GRP
TRAVELERS GRP
CNA INS GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
ACE LTD GRP
CHUBB INC GRP
AUTO OWNERS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
32,531
26,284
21,972
20,579
19,739
18,613
17,043
13,210
12,337
11,299
451,225
33,845
25,990
20,817
18,878
19,076
17,589
15,293
12,774
11,684
10,553
426,617
43.28
58.73
68.13
53.29
17.36
15.52
77.38
81.97
48.01
41.54
51.13
South Dakota
1
2
3
4
5
6
7
8
9
10
3548
12
140
14184
98
218
248
38
176
62
TRAVELERS GRP
AMERICAN INTL GRP
NATIONWIDE CORP GRP
ACUITY A MUT INS CO
WR BERKLEY CORP GRP
CNA INS GRP
UNITED FIRE & CAS GRP
CHUBB INC GRP
STATE FARM GRP
EMC INS CO GRP
**STATE TOTAL**
7,151
6,149
5,806
4,894
4,433
4,194
3,913
3,845
3,774
3,448
110,398
7,170
6,033
5,417
4,646
3,997
4,044
3,613
3,587
3,689
3,394
105,561
N/A
13.50
52.01
11.77
20.02
28.87
16.97
10.45
N/A
266.08
29.78
1
2
3
4
5
6
7
8
9
10
626
12
212
3548
218
38
244
1285
111
140
ACE LTD GRP
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
CNA INS GRP
CHUBB INC GRP
CINCINNATI FIN GRP
XL AMER GRP
LIBERTY MUT GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
114,523
96,865
45,247
44,053
34,955
30,277
27,123
26,944
23,473
22,040
882,109
93,970
93,929
42,200
44,801
34,612
30,644
25,890
28,510
22,951
20,854
835,499
66.01
89.30
24.23
35.86
N/A
89.37
22.85
111.58
50.18
44.70
50.15
Texas
1
2
3
4
5
6
7
8
9
10
12
212
3548
626
98
111
38
1285
785
158
AMERICAN INTL GRP
ZURICH INS GRP
TRAVELERS GRP
ACE LTD GRP
WR BERKLEY CORP GRP
LIBERTY MUT GRP
CHUBB INC GRP
XL AMER GRP
MARKEL CORP GRP
FAIRFAX FIN GRP
**STATE TOTAL**
575,702
269,352
264,546
246,719
197,662
167,712
161,324
146,493
125,424
124,903
4,785,315
568,062
264,619
256,712
233,814
177,175
159,448
157,457
138,120
117,764
129,959
4,511,179
Utah
1
2
3
4
5
6
7
8
9
10
12
3548
212
1285
244
626
140
98
111
38
AMERICAN INTL GRP
TRAVELERS GRP
ZURICH INS GRP
XL AMER GRP
CINCINNATI FIN GRP
ACE LTD GRP
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
LIBERTY MUT GRP
CHUBB INC GRP
**STATE TOTAL**
30,071
23,283
17,946
14,941
13,704
12,224
11,877
10,872
10,751
10,717
354,011
31,595
23,680
18,014
13,329
12,705
12,050
11,710
9,985
11,027
10,804
340,601
Tennessee
© 2015 National Association of Insurance Commissioners
289
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
44.45 %
59.65 %
77.79 %
70.44 %
26.29 %
24.74 %
76.34 %
81.10 %
70.82 %
67.52 %
60.44 %
7.21
5.83
4.87
4.56
4.37
4.12
3.78
2.93
2.73
2.50
100.00
%
7.21
% 13.03
% 17.90
% 22.46
% 26.84
% 30.96
% 34.74
% 37.67
% 40.40
% 42.91
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
10.77 %
58.81 %
26.99 %
30.96 %
37.30 %
11.92 %
32.81 %
N/A
258.52 %
36.01 %
6.48
5.57
5.26
4.43
4.02
3.80
3.54
3.48
3.42
3.12
100.00
%
6.48
% 12.05
% 17.31
% 21.74
% 25.75
% 29.55
% 33.10
% 36.58
% 40.00
% 43.12
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
68.07 %
95.72 %
33.63 %
36.90 %
N/A
91.84 %
27.05 %
136.09 %
62.93 %
54.37 %
57.44 %
12.98
10.98
5.13
4.99
3.96
3.43
3.07
3.05
2.66
2.50
100.00
% 12.98
% 23.96
% 29.09
% 34.09
% 38.05
% 41.48
% 44.56
% 47.61
% 50.27
% 52.77
% 100.00
%
%
%
%
%
%
%
%
%
%
%
83.86
79.31
45.72
37.27
58.91
50.76
28.36
62.84
61.04
52.82
50.47
%
%
%
%
%
%
%
%
%
%
%
94.53 %
93.45 %
47.40 %
46.90 %
68.20 %
72.95 %
48.44 %
68.12 %
69.45 %
66.57 %
60.86 %
12.03
5.63
5.53
5.16
4.13
3.50
3.37
3.06
2.62
2.61
100.00
% 12.03
% 17.66
% 23.19
% 28.34
% 32.47
% 35.98
% 39.35
% 42.41
% 45.03
% 47.64
% 100.00
%
%
%
%
%
%
%
%
%
%
%
44.81
12.19
107.78
18.43
65.30
15.42
44.36
34.21
22.51
61.74
32.24
%
%
%
%
%
%
%
%
%
%
%
51.10 %
17.97 %
127.41 %
35.27 %
75.79 %
22.61 %
64.40 %
41.39 %
25.65 %
77.83 %
38.21 %
8.49
6.58
5.07
4.22
3.87
3.45
3.35
3.07
3.04
3.03
100.00
%
8.49
% 15.07
% 20.14
% 24.36
% 28.23
% 31.69
% 35.04
% 38.11
% 41.15
% 44.18
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Vermont
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
98
12
111
3548
212
244
218
38
626
140
WR BERKLEY CORP GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
TRAVELERS GRP
ZURICH INS GRP
CINCINNATI FIN GRP
CNA INS GRP
CHUBB INC GRP
ACE LTD GRP
NATIONWIDE CORP GRP
**STATE TOTAL**
7,458
6,816
5,961
5,953
4,801
4,361
4,114
3,880
3,457
3,439
102,289
7,180
7,650
5,857
5,745
4,286
4,516
3,916
3,893
3,134
3,411
101,785
N/A
N/A
171.11
21.53
N/A
39.89
71.52
N/A
N/A
39.19
5.44
Virginia
1
2
3
4
5
6
7
8
9
10
12
3548
626
38
212
218
306
140
1285
111
AMERICAN INTL GRP
TRAVELERS GRP
ACE LTD GRP
CHUBB INC GRP
ZURICH INS GRP
CNA INS GRP
CUNA MUT GRP
NATIONWIDE CORP GRP
XL AMER GRP
LIBERTY MUT GRP
**STATE TOTAL**
163,546
62,443
57,528
53,917
51,783
47,306
41,708
41,536
37,957
31,587
1,149,820
165,536
62,134
57,733
52,927
52,232
46,854
41,947
40,068
35,915
32,186
1,135,115
Washington
1
2
3
4
5
6
7
8
9
10
12
111
3548
218
626
212
19
140
98
158
AMERICAN INTL GRP
LIBERTY MUT GRP
TRAVELERS GRP
CNA INS GRP
ACE LTD GRP
ZURICH INS GRP
ASSURANT INC GRP
NATIONWIDE CORP GRP
WR BERKLEY CORP GRP
FAIRFAX FIN GRP
**STATE TOTAL**
90,674
81,014
47,548
46,391
45,183
41,434
35,673
35,617
33,462
29,289
1,032,915
West Virginia
1
2
3
4
5
6
7
8
9
10
3548
12
140
212
111
244
228
785
175
38
TRAVELERS GRP
AMERICAN INTL GRP
NATIONWIDE CORP GRP
ZURICH INS GRP
LIBERTY MUT GRP
CINCINNATI FIN GRP
WESTFIELD GRP
MARKEL CORP GRP
STATE AUTO MUT GRP
CHUBB INC GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
12
15350
3548
218
38
212
473
14184
626
244
AMERICAN INTL GRP
WEST BEND MUT INS CO
TRAVELERS GRP
CNA INS GRP
CHUBB INC GRP
ZURICH INS GRP
AMERICAN FAMILY INS GRP
ACUITY A MUT INS CO
ACE LTD GRP
CINCINNATI FIN GRP
**STATE TOTAL**
Wisconsin
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
N/A
N/A
178.98 %
40.93 %
N/A
44.36 %
83.25 %
5.04 %
3.01 %
46.15 %
7.89 %
7.29
6.66
5.83
5.82
4.69
4.26
4.02
3.79
3.38
3.36
100.00
%
7.29
% 13.95
% 19.78
% 25.60
% 30.30
% 34.56
% 38.58
% 42.37
% 45.75
% 49.11
% 100.00
%
%
%
%
%
%
%
%
%
%
%
97.49
36.37
75.83
34.62
67.27
25.33
77.75
23.21
6.18
48.05
42.78
%
%
%
%
%
%
%
%
%
%
%
101.84 %
36.46 %
83.45 %
44.07 %
77.90 %
28.51 %
77.75 %
29.46 %
11.15 %
74.29 %
48.57 %
14.22
5.43
5.00
4.69
4.50
4.11
3.63
3.61
3.30
2.75
100.00
% 14.22
% 19.65
% 24.66
% 29.35
% 33.85
% 37.96
% 41.59
% 45.20
% 48.51
% 51.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
95,316
79,115
46,271
46,590
43,973
37,932
28,102
34,113
29,049
29,760
985,745
108.86
28.99
70.92
36.42
68.41
79.52
56.14
44.11
22.40
28.61
52.20
%
%
%
%
%
%
%
%
%
%
%
116.58 %
49.31 %
81.29 %
59.05 %
64.51 %
105.37 %
56.15 %
54.01 %
33.14 %
43.46 %
63.79 %
8.78
7.84
4.60
4.49
4.37
4.01
3.45
3.45
3.24
2.84
100.00
%
8.78
% 16.62
% 21.23
% 25.72
% 30.09
% 34.10
% 37.56
% 41.00
% 44.24
% 47.08
% 100.00
%
%
%
%
%
%
%
%
%
%
%
30,265
15,834
9,846
7,981
7,174
6,830
5,934
5,598
5,507
4,898
198,968
29,459
17,877
9,899
7,635
7,361
6,845
5,943
5,055
5,178
4,824
196,244
52.62
N/A
33.91
180.36
4.04
48.09
2.88
11.94
29.52
163.57
43.92
%
56.85 %
N/A
47.01 %
197.40 %
8.43 %
52.51 %
10.55 %
14.46 %
43.98 %
193.59 %
55.52 %
15.21
7.96
4.95
4.01
3.61
3.43
2.98
2.81
2.77
2.46
100.00
% 15.21
% 23.17
% 28.12
% 32.13
% 35.73
% 39.17
% 42.15
% 44.96
% 47.73
% 50.19
% 100.00
%
%
%
%
%
%
%
%
%
%
%
59,943
59,930
57,471
47,554
46,468
42,726
41,044
29,394
23,451
22,696
935,780
63,808
58,597
56,242
42,126
46,595
43,102
41,144
28,985
23,209
22,574
910,766
69.71
43.28
45.74
129.52
N/A
34.34
65.74
16.03
9.30
91.06
40.43
69.98 %
58.79 %
48.14 %
150.03 %
11.30 %
38.18 %
66.93 %
8.78 %
21.92 %
93.92 %
47.18 %
6.41
6.40
6.14
5.08
4.97
4.57
4.39
3.14
2.51
2.43
100.00
%
6.41
% 12.81
% 18.95
% 24.03
% 29.00
% 33.56
% 37.95
% 41.09
% 43.60
% 46.02
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
290
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Wyoming
Guam
Puerto Rico
U.S. Virgin
Islands
N. Mariana
Islands
Direct
Premiums
Earned
(000)
Loss
Ratio
18,278
5,109
5,038
4,752
4,729
4,699
4,038
3,010
2,682
2,490
106,212
18,137
4,661
5,013
4,740
4,025
4,905
3,917
2,942
3,175
2,350
103,280
45.89
N/A
5.78
49.37
22.86
42.18
11.01
26.80
39.04
14.06
33.73
%
3,454
2,752
1,409
1,223
1,107
882
841
772
518
482
14,571
3,411
3,210
519
1,237
1,118
872
1,025
1,063
346
405
14,511
62.67
4.57
46.14
16.68
N/A
19.37
6.27
27.57
663.44
N/A
36.22
%
%
%
%
ACE LTD GRP
AMERICAN INTL GRP
MAPFRE INS GRP
UNIVERSAL INS CO GRP
COOPERATIVA DE SEGUROS MULTIPLES GRP
LIBERTY MUT GRP
TRIPLE S GRP
QBE INS GRP
CNA INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
34,270
29,035
19,075
14,531
13,737
10,438
10,038
7,348
5,834
4,335
172,965
34,881
28,983
18,859
11,592
12,897
10,715
12,315
5,879
5,673
3,163
170,306
21.17
62.77
33.26
40.20
13.86
20.33
50.86
22.04
21.82
N/A
39.25
COOPERATIVA DE SEGUROS MULTIPLES GRP
2,140
2,182
N/A
1,815
1,623
871
822
696
411
244
237
232
10,086
1,403
1,825
878
912
702
399
249
209
244
10,037
N/A
52.98
127.31
69.50
29.64
1.34
24.67
25.24
N/A
35.68
DONGBU INS GRP
295
FIRST NET INS CO
TOKIO MARINE HOLDINGS INC GRP
ALPS PROP & CAS INS CO
WR BERKLEY CORP GRP
PACIFIC IND INS CO
ISLAND HOME INS CO
**STATE TOTAL**
263
89
60
31
10
0
748
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
3548
12
111
62
98
212
140
1279
218
84
1
2
3
4
5
6
7
8
9
10
12
4672
12633
13597
18380
626
4715
3098
10972
10020
1
2
3
4
5
6
7
8
9
10
626
12
411
71
3526
111
4802
796
218
98
1
3526
2
3
4
5
6
7
8
9
10
161
626
4706
111
32450
84
4131
218
98
1
4672
2
3
4
5
6
7
10972
3098
32450
98
18380
31658
Group/
Company Name
TRAVELERS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
EMC INS CO GRP
WR BERKLEY CORP GRP
ZURICH INS GRP
NATIONWIDE CORP GRP
ARCH INS GRP
CNA INS GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
AMERICAN INTL GRP
DONGBU INS GRP
CENTURY INS CO GU LTD
CHUNG KUO INS CO LTD
PACIFIC IND INS CO
ACE LTD GRP
MS & AD INS GRP
TOKIO MARINE HOLDINGS INC GRP
FIRST NET INS CO
UNITED EDUCATORS INS RRG INC
**STATE TOTAL**
TOPA EQUITIES LTD GRP
ACE LTD GRP
LOCKHART CO GRP
LIBERTY MUT GRP
ALPS PROP & CAS INS CO
AMERICAN FINANCIAL GRP
PRIME HOLDINGS INS GRP
CNA INS GRP
WR BERKLEY CORP GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
55.68 %
N/A
4.98 %
66.92 %
29.35 %
62.32 %
12.23 %
30.84 %
56.87 %
18.70 %
41.69 %
17.21
4.81
4.74
4.47
4.45
4.42
3.80
2.83
2.53
2.34
100.00
% 17.21
% 22.02
% 26.76
% 31.24
% 35.69
% 40.11
% 43.92
% 46.75
% 49.27
% 51.62
% 100.00
%
%
%
%
%
%
%
%
%
%
%
80.25 %
10.20 %
53.63 %
17.64 %
N/A
19.21 %
9.16 %
31.00 %
708.26 %
1.11 %
46.15 %
23.71
18.89
9.67
8.39
7.60
6.05
5.77
5.30
3.55
3.31
100.00
% 23.71
% 42.59
% 52.26
% 60.65
% 68.25
% 74.31
% 80.08
% 85.38
% 88.94
% 92.25
% 100.00
%
%
%
%
%
%
%
%
%
%
%
26.64 %
69.68 %
41.94 %
43.95 %
17.10 %
136.57 %
67.20 %
27.75 %
17.34 %
N/A
55.81 %
19.81
16.79
11.03
8.40
7.94
6.03
5.80
4.25
3.37
2.51
100.00
% 19.81
% 36.60
% 47.63
% 56.03
% 63.97
% 70.01
% 75.81
% 80.06
% 83.43
% 85.94
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
%
0.15 %
103.98 %
133.41 %
176.89 %
20.46 %
28.10 %
22.18 %
N/A
N/A
57.21 %
317
57.93 %
94.95 %
361
87
60
30
8
0
863
50.13
N/A
0.00
7.41
0.00
5.50
35.05
47.89 %
N/A
0.00 %
16.75 %
0.00 %
5.50 %
48.11 %
© 2015 National Association of Insurance Commissioners
291
%
%
%
%
%
%
%
%
%
%
%
%
%
21.22 %
17.99
16.09
8.64
8.15
6.90
4.08
2.42
2.35
2.30
100.00
% 39.21
% 55.30
% 63.94
% 72.08
% 78.98
% 83.06
% 85.48
% 87.83
% 90.12
% 100.00
39.49 %
35.13
11.88
8.00
4.20
1.27
0.03
100.00
21.22 %
%
%
%
%
%
%
%
%
%
%
39.49 %
% 74.62 %
% 86.50 %
% 94.50 %
% 98.70 %
% 99.97 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
STATE
Canada
Agg. Other Alien
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
10
111
218
3416
181
761
98
176
1285
19
84
111
3569
158
12
626
38
3548
212
4254
4798
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
LIBERTY MUT GRP
CNA INS GRP
AXIS CAPITAL GRP
SWISS RE GRP
ALLIANZ INS GRP
WR BERKLEY CORP GRP
STATE FARM GRP
XL AMER GRP
ASSURANT INC GRP
AMERICAN FINANCIAL GRP
**STATE TOTAL**
118,528
98,875
48,260
44,944
38,974
37,451
24,202
20,481
19,130
16,385
501,192
119,634
115,665
45,006
47,069
36,812
38,342
24,493
21,704
25,216
16,099
522,582
56.27
26.17
28.57
N/A
30.57
N/A
47.60
1.76
18.13
N/A
15.16
%
%
%
LIBERTY MUT GRP
CATERPILLAR GRP
FAIRFAX FIN GRP
AMERICAN INTL GRP
ACE LTD GRP
CHUBB INC GRP
TRAVELERS GRP
ZURICH INS GRP
THE WARRANTY GRP
ATTORNEYS LIAB ASSUR SOCIETY GRP
**STATE TOTAL**
166,196
123,617
104,602
84,565
47,239
45,879
24,936
21,837
19,892
17,843
714,331
165,692
105,613
99,715
95,385
53,739
49,114
25,603
27,141
20,567
17,871
708,388
42.15
86.01
33.53
510.78
79.91
23.59
N/A
N/A
50.09
N/A
88.71
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
292
%
%
%
%
%
%
%
81.00 %
40.60 %
35.28 %
N/A
40.65 %
N/A
49.30 %
32.83 %
18.13 %
8.53 %
27.43 %
23.65
19.73
9.63
8.97
7.78
7.47
4.83
4.09
3.82
3.27
100.00
% 23.65
% 43.38
% 53.01
% 61.97
% 69.75
% 77.22
% 82.05
% 86.14
% 89.96
% 93.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
52.65 %
86.01 %
38.81 %
624.12 %
85.36 %
18.36 %
N/A
N/A
50.09 %
N/A
108.24 %
23.27
17.31
14.64
11.84
6.61
6.42
3.49
3.06
2.78
2.50
100.00
% 23.27
% 40.57
% 55.21
% 67.05
% 73.67
% 80.09
% 83.58
% 86.64
% 89.42
% 91.92
% 100.00
%
%
%
%
%
%
%
%
%
%
%
17.3—Excess Workers’ Compensation
© 2015 National Association of Insurance Commissioners
293
© 2015 National Association of Insurance Commissioners
294
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.3 - Excess workers Compensation
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
3098
626
256
111
212
2538
1279
93
12
1208
1285
3548
150
457
91
98
169
62
38
11118
572
4715
361
181
244
4670
748
867
88
35076
84
796
57
1154
306
3219
Group/
Company Name
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
PROSIGHT GRP
LIBERTY MUT GRP
ZURICH INS GRP
AMTRUST NGH GRP
ARCH INS GRP
STATE NATL GRP
AMERICAN INTL GRP
GRAY INS GRP
XL AMER GRP
TRAVELERS GRP
OLD REPUBLIC GRP
ARGONAUT GRP
HARTFORD FIRE & CAS GRP
WR BERKLEY CORP GRP
SENTRY INS GRP
EMC INS CO GRP
CHUBB INC GRP
FEDERATED RURAL ELECTRIC INS EXCH
BCBS OF MI GRP
MS & AD INS GRP
MUNICH RE GRP
SWISS RE GRP
CINCINNATI FIN GRP
STARR GRP
MEADOWBROOK INS GRP
BALDWIN & LYONS GRP
THE HANOVER INS GRP
STATE COMPENSATION INS FUND
AMERICAN FINANCIAL GRP
QBE INS GRP
ELECTRIC INS GRP
COVERYS GRP
CUNA MUT GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
452,470
131,083
84,458
77,833
63,960
57,314
54,074
52,190
48,279
31,958
19,511
18,822
14,263
10,396
6,208
4,657
3,698
2,811
2,459
2,341
2,294
2,229
2,168
1,824
1,691
1,129
982
850
709
700
526
441
306
270
134
102
1,155,140
Direct
Premiums
Earned
(000)
449,823
133,075
83,771
69,951
60,351
54,888
51,288
56,531
50,232
31,468
19,454
19,244
14,544
5,587
5,913
4,442
3,567
2,690
4,344
2,379
2,423
2,104
2,191
1,863
1,696
599
4,298
850
744
353
310
693
306
270
125
102
1,142,469
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
98.02
54.96
49.40
81.40
65.52
65.27
60.64
58.32
6.00
62.77
47.36
219.97
69.86
27.35
174.08
N/A
67.50
26.44
N/A
208.11
42.13
19.09
61.22
2,401.98
75.89
48.65
453.83
32.39
N/A
14.74
2,914.87
N/A
N/A
0.00
33.95
0.00
72.94
© 2015 National Association of Insurance Commissioners
295
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
98.61 %
54.65 %
57.41 %
82.41 %
73.33 %
71.82 %
64.06 %
64.00 %
3.52 %
57.53 %
48.86 %
244.22 %
72.92 %
30.64 %
182.88 %
N/A
76.59 %
5.49 %
N/A
208.11 %
44.71 %
18.85 %
62.89 %
2,519.64 %
76.13 %
60.14 %
409.71 %
26.97 %
N/A
31.74 %
3,161.24 %
N/A
N/A
0.00 %
33.95 %
0.00 %
74.34 %
39.17
11.35
7.31
6.74
5.54
4.96
4.68
4.52
4.18
2.77
1.69
1.63
1.23
0.90
0.54
0.40
0.32
0.24
0.21
0.20
0.20
0.19
0.19
0.16
0.15
0.10
0.08
0.07
0.06
0.06
0.05
0.04
0.03
0.02
0.01
0.01
100.00
% 39.17 %
% 50.52 %
% 57.83 %
% 64.57 %
% 70.10 %
% 75.07 %
% 79.75 %
% 84.27 %
% 88.44 %
% 91.21 %
% 92.90 %
% 94.53 %
% 95.76 %
% 96.66 %
% 97.20 %
% 97.61 %
% 97.93 %
% 98.17 %
% 98.38 %
% 98.58 %
% 98.78 %
% 98.98 %
% 99.16 %
% 99.32 %
% 99.47 %
% 99.57 %
% 99.65 %
% 99.72 %
% 99.79 %
% 99.85 %
% 99.89 %
% 99.93 %
% 99.96 %
% 99.98 %
% 99.99 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
17.3 - Excess workers Compensation
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
3098
626
256
111
212
2538
1279
93
12
1208
1285
3548
150
457
91
98
169
62
38
11118
572
4715
361
181
244
4670
748
867
88
35076
84
796
57
1154
306
3219
Group/
Company Name
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
PROSIGHT GRP
LIBERTY MUT GRP
ZURICH INS GRP
AMTRUST NGH GRP
ARCH INS GRP
STATE NATL GRP
AMERICAN INTL GRP
GRAY INS GRP
XL AMER GRP
TRAVELERS GRP
OLD REPUBLIC GRP
ARGONAUT GRP
HARTFORD FIRE & CAS GRP
WR BERKLEY CORP GRP
SENTRY INS GRP
EMC INS CO GRP
CHUBB INC GRP
FEDERATED RURAL ELECTRIC INS EXCH
BCBS OF MI GRP
MS & AD INS GRP
MUNICH RE GRP
SWISS RE GRP
CINCINNATI FIN GRP
STARR GRP
MEADOWBROOK INS GRP
BALDWIN & LYONS GRP
THE HANOVER INS GRP
STATE COMPENSATION INS FUND
AMERICAN FINANCIAL GRP
QBE INS GRP
ELECTRIC INS GRP
COVERYS GRP
CUNA MUT GRP
SOMPO JAPAN NIPPONKOA HOLDINGS INC G
**INDUSTRY TOTAL**
Direct
Premiums
Written
(000)
452,470
131,083
84,458
66,384
63,960
57,314
54,074
52,190
48,486
31,958
19,511
18,822
14,263
10,396
6,208
4,657
3,698
2,811
2,459
2,341
2,294
2,229
2,168
1,824
1,691
1,129
982
850
709
700
526
441
306
270
134
102
1,143,898
Direct
Premiums
Earned
(000)
449,823
133,076
83,771
61,988
60,351
54,888
51,288
56,531
50,439
31,468
19,454
19,244
14,544
5,587
5,913
4,442
3,567
2,690
4,344
2,379
2,423
2,104
2,191
1,863
1,696
599
4,298
850
744
353
310
693
306
270
125
102
1,134,713
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
98.31
55.77
49.40
91.64
65.52
65.27
60.64
58.32
6.28
62.77
47.36
219.96
69.86
27.35
174.08
N/A
67.50
26.44
N/A
208.11
42.13
19.09
61.22
2,242.66
75.89
48.65
453.83
32.39
N/A
14.74
2,914.87
N/A
N/A
0.00
33.95
0.00
70.01
© 2015 National Association of Insurance Commissioners
296
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
98.91 %
55.46 %
57.41 %
92.74 %
73.33 %
71.82 %
64.06 %
64.00 %
3.82 %
57.53 %
48.86 %
244.21 %
72.92 %
30.64 %
182.88 %
N/A
76.59 %
5.49 %
N/A
208.11 %
44.71 %
18.85 %
62.89 %
2,365.45 %
76.13 %
60.14 %
409.71 %
26.97 %
N/A
31.74 %
3,161.24 %
N/A
N/A
0.00 %
33.95 %
0.00 %
71.42 %
39.56
11.46
7.38
5.80
5.59
5.01
4.73
4.56
4.24
2.79
1.71
1.65
1.25
0.91
0.54
0.41
0.32
0.25
0.21
0.20
0.20
0.19
0.19
0.16
0.15
0.10
0.09
0.07
0.06
0.06
0.05
0.04
0.03
0.02
0.01
0.01
100.00
% 39.56 %
% 51.01 %
% 58.40 %
% 64.20 %
% 69.79 %
% 74.80 %
% 79.53 %
% 84.09 %
% 88.33 %
% 91.13 %
% 92.83 %
% 94.48 %
% 95.72 %
% 96.63 %
% 97.17 %
% 97.58 %
% 97.91 %
% 98.15 %
% 98.37 %
% 98.57 %
% 98.77 %
% 98.97 %
% 99.16 %
% 99.31 %
% 99.46 %
% 99.56 %
% 99.65 %
% 99.72 %
% 99.78 %
% 99.84 %
% 99.89 %
% 99.93 %
% 99.96 %
% 99.98 %
% 99.99 %
% 100.00 %
% 100.00 %
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Alabama
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
3098
626
256
1208
111
93
457
12
3548
1285
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
PROSIGHT GRP
GRAY INS GRP
LIBERTY MUT GRP
STATE NATL GRP
ARGONAUT GRP
AMERICAN INTL GRP
TRAVELERS GRP
XL AMER GRP
**STATE TOTAL**
7,044
4,845
3,038
1,696
1,559
1,134
986
813
397
334
22,486
7,362
4,847
2,990
1,827
1,293
953
989
696
350
148
22,113
83.95
N/A
35.42
97.72
176.32
51.21
21.02
N/A
38.04
51.38
78.10
%
Alaska
1
2
3
4
5
6
7
8
1285
626
256
111
1279
93
3098
212
XL AMER GRP
ACE LTD GRP
PROSIGHT GRP
LIBERTY MUT GRP
ARCH INS GRP
STATE NATL GRP
TOKIO MARINE HOLDINGS INC GRP
ZURICH INS GRP
**STATE TOTAL**
1,569
938
721
546
517
271
209
16
4,719
1,462
892
713
546
512
163
197
13
4,522
Arizona
1
2
3
4
5
6
7
8
9
10
3098
212
626
1279
111
12
93
256
1285
150
TOKIO MARINE HOLDINGS INC GRP
ZURICH INS GRP
ACE LTD GRP
ARCH INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
STATE NATL GRP
PROSIGHT GRP
XL AMER GRP
OLD REPUBLIC GRP
**STATE TOTAL**
4,675
2,200
1,257
855
814
740
660
630
212
52
12,074
Arkansas
1
2
3
4
5
6
7
8
9
10
3098
626
256
12
1208
150
111
212
3548
38
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
PROSIGHT GRP
AMERICAN INTL GRP
GRAY INS GRP
OLD REPUBLIC GRP
LIBERTY MUT GRP
ZURICH INS GRP
TRAVELERS GRP
CHUBB INC GRP
**STATE TOTAL**
1
2
3
4
5
6
7
8
9
10
3098
2538
1279
256
212
12
93
626
111
1285
TOKIO MARINE HOLDINGS INC GRP
AMTRUST NGH GRP
ARCH INS GRP
PROSIGHT GRP
ZURICH INS GRP
AMERICAN INTL GRP
STATE NATL GRP
ACE LTD GRP
LIBERTY MUT GRP
XL AMER GRP
**STATE TOTAL**
California
%
%
%
83.45 %
N/A
42.21 %
80.33 %
176.07 %
56.98 %
21.02 %
N/A
67.80 %
56.52 %
78.89 %
31.33
21.55
13.51
7.54
6.93
5.04
4.39
3.62
1.77
1.48
100.00
% 31.33
% 52.87
% 66.38
% 73.93
% 80.86
% 85.91
% 90.29
% 93.91
% 95.68
% 97.16
% 100.00
50.77
67.95
39.71
166.96
50.08
53.28
4,081.63
810.95
281.50
%
%
%
%
%
%
%
%
%
55.62 %
67.57 %
47.33 %
169.24 %
54.51 %
59.41 %
4,094.51 %
674.59 %
285.77 %
33.25
19.88
15.28
11.56
10.95
5.75
4.44
0.34
100.00
% 33.25 %
% 53.12 %
% 68.40 %
% 79.96 %
% 90.92 %
% 96.67 %
% 100.00 %
% 100.00 %
% 100.00 %
4,783
1,898
1,272
855
813
912
626
591
255
59
12,098
254.17
83.01
34.49
66.90
76.44
2.81
52.09
44.04
16.06
94.84
128.72
%
%
%
%
%
%
%
%
%
%
%
255.29 %
89.95 %
27.05 %
69.69 %
75.20 %
2.91 %
58.00 %
52.49 %
17.67 %
85.33 %
127.78 %
38.72
18.22
10.41
7.08
6.74
6.13
5.47
5.21
1.76
0.43
100.00
% 38.72 %
% 56.94 %
% 67.36 %
% 74.44 %
% 81.18 %
% 87.31 %
% 92.78 %
% 97.99 %
% 99.75 %
% 100.00 %
% 100.00 %
4,715
943
720
364
354
251
245
9
3
2
7,607
4,593
1,076
715
441
332
231
104
28
3
3
7,551
32.48
53.28
60.54
11.92
0.14
101.45
N/A
N/A
N/A
13.82
23.48
%
%
%
%
%
%
%
%
33.05 %
48.42 %
68.48 %
12.34 %
0.09 %
108.78 %
N/A
N/A
N/A
13.59 %
22.27 %
61.98
12.40
9.47
4.79
4.66
3.29
3.22
0.12
0.04
0.03
100.00
% 61.98
% 74.38
% 83.84
% 88.63
% 93.29
% 96.58
% 99.80
% 99.92
% 99.96
% 99.99
% 100.00
%
%
%
%
%
%
%
%
%
%
%
67,099
51,872
19,648
14,899
13,679
11,005
10,584
10,037
5,325
4,748
215,993
65,902
49,314
16,383
15,264
12,942
13,670
12,681
10,207
4,308
5,079
213,439
48.39
60.56
60.07
41.66
71.52
53.26
51.12
76.07
31.63
83.18
44.05
%
%
%
%
%
%
%
%
%
%
%
48.92 %
70.30 %
63.23 %
50.67 %
79.69 %
51.81 %
56.50 %
70.56 %
34.65 %
90.58 %
49.42 %
31.07
24.02
9.10
6.90
6.33
5.09
4.90
4.65
2.47
2.20
100.00
% 31.07
% 55.08
% 64.18
% 71.08
% 77.41
% 82.50
% 87.40
% 92.05
% 94.52
% 96.71
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
297
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Colorado
Connecticut
Delaware
District Of
Columbia
Florida
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
3098
1279
256
626
212
93
3548
111
12
1285
TOKIO MARINE HOLDINGS INC GRP
ARCH INS GRP
PROSIGHT GRP
ACE LTD GRP
ZURICH INS GRP
STATE NATL GRP
TRAVELERS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
XL AMER GRP
**STATE TOTAL**
5,072
2,101
1,417
813
700
627
553
531
453
396
12,860
5,511
1,101
1,551
804
535
939
547
490
588
370
12,727
41.92
125.60
32.59
112.86
81.84
50.28
N/A
N/A
19.39
45.71
43.56
%
%
%
%
%
%
42.45 %
128.89 %
38.84 %
108.17 %
87.54 %
56.24 %
N/A
N/A
15.67 %
50.28 %
46.58 %
39.44
16.34
11.02
6.32
5.44
4.88
4.30
4.13
3.52
3.08
100.00
% 39.44
% 55.77
% 66.79
% 73.12
% 78.56
% 83.44
% 87.73
% 91.87
% 95.39
% 98.47
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
12
3548
256
111
1279
626
212
150
748
TOKIO MARINE HOLDINGS INC GRP
AMERICAN INTL GRP
TRAVELERS GRP
PROSIGHT GRP
LIBERTY MUT GRP
ARCH INS GRP
ACE LTD GRP
ZURICH INS GRP
OLD REPUBLIC GRP
MEADOWBROOK INS GRP
**STATE TOTAL**
15,970
2,288
2,131
651
486
439
264
235
55
31
22,621
15,601
1,395
2,635
612
928
445
475
119
55
31
22,511
83.03
53.58
367.35
40.13
23.26
38.21
N/A
2,394.93
46.56
1,176.26
130.23
%
%
%
%
%
%
83.59 %
52.14 %
408.24 %
57.62 %
22.80 %
41.78 %
N/A
2,393.99 %
47.30 %
1,130.92 %
136.04 %
70.60
10.12
9.42
2.88
2.15
1.94
1.17
1.04
0.24
0.14
100.00
% 70.60
% 80.71
% 90.13
% 93.01
% 95.16
% 97.10
% 98.27
% 99.31
% 99.55
% 99.69
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
3098
111
12
626
212
150
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ACE LTD GRP
ZURICH INS GRP
OLD REPUBLIC GRP
**STATE TOTAL**
1,017
153
39
32
2
1
1,232
847
142
28
49
2
1
1,121
672.93
414.42
N/A
N/A
N/A
1,941.70
684.57
%
%
%
%
675.28 %
407.44 %
N/A
N/A
N/A
49.02 %
682.75 %
82.59
12.42
3.19
2.64
0.16
0.10
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
1
3098
TOKIO MARINE HOLDINGS INC GRP
1,118
1,113
156.42 %
157.02 %
2
3
4
5
6
7
8
9
10
1279
212
111
91
12
626
3548
38
150
ARCH INS GRP
ZURICH INS GRP
LIBERTY MUT GRP
HARTFORD FIRE & CAS GRP
AMERICAN INTL GRP
ACE LTD GRP
TRAVELERS GRP
CHUBB INC GRP
OLD REPUBLIC GRP
**STATE TOTAL**
595
487
215
198
111
56
6
4
0
2,789
300
479
198
241
152
58
6
57
0
2,605
76.93
128.23
166.50
199.34
N/A
N/A
N/A
18.76
46.67
70.59
81.28 %
132.74 %
162.96 %
213.96 %
N/A
N/A
N/A
18.74 %
51.11 %
67.70 %
21.34
17.48
7.70
7.09
3.97
1.99
0.21
0.13
0.00
100.00
% 61.43 %
% 78.91 %
% 86.61 %
% 93.69 %
% 97.66 %
% 99.66 %
% 99.87 %
% 100.00 %
% 100.00 %
% 100.00 %
1
2
3
4
5
6
7
8
9
10
3098
256
111
626
457
1279
93
2538
1285
12
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
LIBERTY MUT GRP
ACE LTD GRP
ARGONAUT GRP
ARCH INS GRP
STATE NATL GRP
AMTRUST NGH GRP
XL AMER GRP
AMERICAN INTL GRP
**STATE TOTAL**
16,233
8,028
7,669
7,618
5,022
3,478
2,729
1,847
1,576
1,400
58,707
16,125
8,416
7,198
7,798
1,428
6,269
2,770
1,973
1,122
1,345
58,022
99.84
39.50
38.01
51.17
44.28
56.17
102.58
142.51
46.36
N/A
69.74
100.47 %
46.74 %
40.62 %
54.59 %
54.18 %
59.88 %
107.78 %
138.07 %
51.00 %
N/A
72.78 %
27.65
13.67
13.06
12.98
8.55
5.92
4.65
3.15
2.68
2.39
100.00
% 27.65
% 41.33
% 54.39
% 67.37
% 75.92
% 81.84
% 86.49
% 89.64
% 92.32
% 94.71
% 100.00
© 2015 National Association of Insurance Commissioners
298
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
40.09 %
82.59
95.01
98.20
100.00
100.00
100.00
100.00
40.09 %
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Georgia
Hawaii
Idaho
Illinois
Indiana
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
3098
626
256
12
93
212
111
150
3548
1208
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
PROSIGHT GRP
AMERICAN INTL GRP
STATE NATL GRP
ZURICH INS GRP
LIBERTY MUT GRP
OLD REPUBLIC GRP
TRAVELERS GRP
GRAY INS GRP
**STATE TOTAL**
12,132
9,932
3,632
3,416
2,965
2,094
1,278
884
600
546
38,362
12,028
9,607
3,561
3,624
3,325
1,920
1,260
994
708
556
38,852
158.36
46.50
37.72
N/A
63.44
71.31
120.07
50.33
N/A
N/A
87.27
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
1285
3098
256
212
3548
1279
12
111
626
150
XL AMER GRP
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
ZURICH INS GRP
TRAVELERS GRP
ARCH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
ACE LTD GRP
OLD REPUBLIC GRP
**STATE TOTAL**
1,679
1,195
877
317
174
152
85
49
25
0
4,555
1,708
1,174
845
300
117
139
124
50
28
0
4,486
11.73
21.17
40.31
28.63
N/A
93.47
N/A
N/A
N/A
46.77
N/A
%
%
%
%
1
2
3
4
5
6
7
8
9
3098
212
626
93
1285
12
111
38
150
TOKIO MARINE HOLDINGS INC GRP
ZURICH INS GRP
ACE LTD GRP
STATE NATL GRP
XL AMER GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
CHUBB INC GRP
OLD REPUBLIC GRP
**STATE TOTAL**
1,080
297
227
182
26
11
9
2
1
1,831
1,034
245
223
85
29
30
9
3
1
1,654
39.91
56.37
35.80
52.68
N/A
N/A
N/A
N/A
46.56
N/A
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
626
212
93
111
3548
256
1279
12
150
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
ZURICH INS GRP
STATE NATL GRP
LIBERTY MUT GRP
TRAVELERS GRP
PROSIGHT GRP
ARCH INS GRP
AMERICAN INTL GRP
OLD REPUBLIC GRP
**STATE TOTAL**
36,115
6,735
2,483
2,147
1,882
1,714
1,587
1,535
1,218
969
57,626
35,015
6,125
2,307
2,309
1,781
1,691
1,479
1,785
1,589
1,137
56,541
151.75
100.59
N/A
51.48
567.18
268.54
42.57
50.40
N/A
73.53
133.72
%
%
1
2
3
4
5
6
7
8
9
10
3098
626
62
212
12
111
93
361
3548
169
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
EMC INS CO GRP
ZURICH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
STATE NATL GRP
MUNICH RE GRP
TRAVELERS GRP
SENTRY INS GRP
**STATE TOTAL**
4,277
4,254
1,642
1,615
911
562
470
418
289
277
15,587
4,458
3,379
1,590
930
1,413
504
511
415
589
265
14,939
1.47
54.28
N/A
45.06
N/A
N/A
49.74
7.07
111.26
34.21
12.23
%
%
© 2015 National Association of Insurance Commissioners
299
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
158.87 %
45.46 %
44.96 %
N/A
69.27 %
79.45 %
120.96 %
54.72 %
N/A
N/A
88.92 %
31.63
25.89
9.47
8.90
7.73
5.46
3.33
2.30
1.56
1.42
100.00
% 31.63
% 57.52
% 66.98
% 75.89
% 83.62
% 89.07
% 92.41
% 94.71
% 96.28
% 97.70
% 100.00
12.95 %
21.68 %
47.24 %
34.86 %
N/A
97.94 %
N/A
N/A
N/A
48.26 %
N/A
36.87
26.23
19.26
6.96
3.83
3.34
1.86
1.08
0.56
0.00
100.00
% 36.87 %
% 63.10 %
% 82.36 %
% 89.32 %
% 93.15 %
% 96.49 %
% 98.35 %
% 99.44 %
% 100.00 %
% 100.00 %
% 100.00 %
40.28 %
65.18 %
34.92 %
58.53 %
N/A
N/A
N/A
N/A
49.51 %
N/A
58.97
16.23
12.39
9.96
1.41
0.59
0.49
0.12
0.06
100.00
%
%
%
%
%
%
%
%
%
%
58.97
75.20
87.59
97.55
98.96
99.55
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
152.67 %
101.85 %
N/A
56.94 %
568.56 %
287.44 %
50.57 %
55.95 %
N/A
72.17 %
134.82 %
62.67
11.69
4.31
3.73
3.27
2.97
2.75
2.66
2.11
1.68
100.00
% 62.67
% 74.36
% 78.67
% 82.39
% 85.66
% 88.63
% 91.39
% 94.05
% 96.16
% 97.85
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1.51 %
53.70 %
N/A
53.12 %
N/A
N/A
56.40 %
8.22 %
123.15 %
53.33 %
12.75 %
27.44
27.29
10.54
10.36
5.85
3.61
3.01
2.68
1.85
1.78
100.00
% 27.44
% 54.73
% 65.27
% 75.63
% 81.48
% 85.08
% 88.10
% 90.78
% 92.63
% 94.41
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Iowa
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
1
2
3
4
5
6
7
8
9
10
3098
12
212
626
62
3548
150
169
111
1285
TOKIO MARINE HOLDINGS INC GRP
AMERICAN INTL GRP
ZURICH INS GRP
ACE LTD GRP
EMC INS CO GRP
TRAVELERS GRP
OLD REPUBLIC GRP
SENTRY INS GRP
LIBERTY MUT GRP
XL AMER GRP
**STATE TOTAL**
4,107
1,331
1,310
1,252
607
464
455
336
205
162
10,462
4,186
1,300
1,089
1,498
543
279
441
322
30
181
10,130
N/A
41.69
44.24
61.41
55.01
499.64
46.56
18.17
3,415.67
101.10
51.64
1
2
3
4
5
6
7
8
9
10
3098
256
111
626
212
93
1279
1285
12
150
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
LIBERTY MUT GRP
ACE LTD GRP
ZURICH INS GRP
STATE NATL GRP
ARCH INS GRP
XL AMER GRP
AMERICAN INTL GRP
OLD REPUBLIC GRP
**STATE TOTAL**
4,999
3,034
1,183
878
370
206
55
48
48
34
10,903
5,080
3,006
987
828
261
267
55
39
47
35
10,653
N/A
124.11
N/A
17.06
51.27
51.01
49.90
18.14
N/A
328.18
38.65
1
2
3
4
5
6
7
8
9
10
3098
626
212
256
4715
111
12
91
1285
361
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
ZURICH INS GRP
PROSIGHT GRP
MS & AD INS GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
XL AMER GRP
MUNICH RE GRP
**STATE TOTAL**
7,507
5,938
2,196
1,223
791
721
573
522
348
318
21,004
6,993
5,750
2,376
1,433
778
579
626
385
368
264
20,806
65.52
70.96
38.70
112.91
16.29
449.38
N/A
188.24
60.34
163.84
8.65
%
%
%
%
%
%
Louisiana
1
2
3
4
5
6
7
8
9
10
1208
3098
626
256
212
111
93
12
1279
3548
GRAY INS GRP
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
PROSIGHT GRP
ZURICH INS GRP
LIBERTY MUT GRP
STATE NATL GRP
AMERICAN INTL GRP
ARCH INS GRP
TRAVELERS GRP
**STATE TOTAL**
27,014
9,088
4,401
3,985
2,401
2,083
1,456
1,212
855
586
53,502
26,320
9,371
3,801
3,695
2,302
1,980
1,815
1,264
592
595
52,201
Maine
1
2
3
4
5
6
7
3098
12
3548
256
626
111
150
TOKIO MARINE HOLDINGS INC GRP
AMERICAN INTL GRP
TRAVELERS GRP
PROSIGHT GRP
ACE LTD GRP
LIBERTY MUT GRP
OLD REPUBLIC GRP
**STATE TOTAL**
1,960
674
225
116
42
36
29
3,081
1,848
819
225
115
236
36
33
3,312
Kansas
Kentucky
© 2015 National Association of Insurance Commissioners
300
N/A
42.11 %
51.44 %
56.21 %
N/A
520.16 %
48.56 %
27.54 %
3,436.44 %
N/A
47.87 %
39.26
12.72
12.52
11.96
5.80
4.43
4.35
3.21
1.96
1.55
100.00
% 39.26
% 51.98
% 64.49
% 76.46
% 82.26
% 86.69
% 91.04
% 94.25
% 96.21
% 97.76
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
130.18 %
N/A
12.61 %
59.42 %
55.89 %
51.87 %
19.95 %
N/A
329.99 %
40.30 %
45.85
27.83
10.85
8.05
3.39
1.89
0.51
0.44
0.44
0.31
100.00
% 45.85
% 73.68
% 84.53
% 92.58
% 95.97
% 97.86
% 98.37
% 98.81
% 99.25
% 99.56
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
65.69 %
75.64 %
49.65 %
117.43 %
16.29 %
448.35 %
N/A
232.34 %
66.37 %
167.66 %
10.82 %
35.74
28.27
10.46
5.82
3.77
3.43
2.73
2.49
1.66
1.52
100.00
% 35.74
% 64.01
% 74.47
% 80.30
% 84.06
% 87.49
% 90.22
% 92.71
% 94.36
% 95.88
% 100.00
%
%
%
%
%
%
%
%
%
%
%
71.63
164.76
76.03
45.26
55.38
41.57
51.53
44.60
55.97
252.72
79.87
%
%
%
%
%
%
%
%
%
%
%
68.35 %
166.24 %
74.92 %
55.31 %
61.67 %
41.81 %
56.82 %
42.18 %
57.88 %
285.57 %
80.56 %
50.49
16.99
8.23
7.45
4.49
3.89
2.72
2.27
1.60
1.10
100.00
% 50.49
% 67.48
% 75.70
% 83.15
% 87.64
% 91.53
% 94.26
% 96.52
% 98.12
% 99.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
372.05
122.26
122.88
40.94
34.43
N/A
46.56
344.03
%
%
%
%
%
372.45 %
124.60 %
134.50 %
48.80 %
20.14 %
N/A
47.98 %
346.26 %
63.60
21.87
7.31
3.77
1.36
1.16
0.93
100.00
% 63.60 %
% 85.47 %
% 92.78 %
% 96.54 %
% 97.91 %
% 99.07 %
% 100.00 %
% 100.00 %
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
3098
1279
212
93
12
626
256
111
3548
91
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
TOKIO MARINE HOLDINGS INC GRP
ARCH INS GRP
ZURICH INS GRP
STATE NATL GRP
AMERICAN INTL GRP
ACE LTD GRP
PROSIGHT GRP
LIBERTY MUT GRP
TRAVELERS GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
7,764
811
784
532
520
427
388
244
202
187
12,035
7,466
730
754
728
653
433
448
251
202
238
12,125
56.46
57.93
7.64
51.54
11.66
25.57
34.06
301.79
969.60
N/A
64.96
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
256
111
626
1279
12
1285
3548
93
212
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
LIBERTY MUT GRP
ACE LTD GRP
ARCH INS GRP
AMERICAN INTL GRP
XL AMER GRP
TRAVELERS GRP
STATE NATL GRP
ZURICH INS GRP
**STATE TOTAL**
8,914
4,682
3,384
1,205
1,016
932
95
77
58
33
20,451
10,660
4,742
3,651
1,156
924
1,004
107
76
44
38
22,579
86.74
51.09
71.04
136.83
101.47
N/A
40.04
N/A
47.24
1,513.31
77.06
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
3548
626
212
572
12
256
88
1279
111
TOKIO MARINE HOLDINGS INC GRP
TRAVELERS GRP
ACE LTD GRP
ZURICH INS GRP
BCBS OF MI GRP
AMERICAN INTL GRP
PROSIGHT GRP
THE HANOVER INS GRP
ARCH INS GRP
LIBERTY MUT GRP
**STATE TOTAL**
17,698
3,205
2,684
2,520
2,140
1,986
790
709
622
606
34,404
18,286
3,084
2,705
2,187
2,270
1,656
753
744
123
588
33,694
54.19
79.89
116.37
42.45
41.26
4.64
43.45
N/A
56.01
N/A
6.80
%
%
%
%
%
%
%
TOKIO MARINE HOLDINGS INC GRP
OLD REPUBLIC GRP
HARTFORD FIRE & CAS GRP
LIBERTY MUT GRP
ACE LTD GRP
CHUBB INC GRP
GRAY INS GRP
**STATE TOTAL**
671
315
171
170
21
8
0
1,333
737
345
57
157
18
80
0
1,382
7.28
426.70
N/A
33.86
N/A
N/A
0.00
N/A
%
%
5,885
1,415
1,236
1,234
1,043
698
564
313
109
92
12,637
6,124
1,239
1,241
1,309
1,081
543
499
348
150
71
12,642
N/A
93.81
N/A
148.58
211.78
N/A
448.64
N/A
10.10
48.12
61.04
1
2
3
4
5
6
7
3098
150
91
111
626
38
1208
1
2
3
4
5
6
7
8
9
10
3098
256
1208
111
11118
150
626
12
212
93
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
GRAY INS GRP
LIBERTY MUT GRP
FEDERATED RURAL ELECTRIC INS EXCH
OLD REPUBLIC GRP
ACE LTD GRP
AMERICAN INTL GRP
ZURICH INS GRP
STATE NATL GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
301
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
56.89 %
59.37 %
8.31 %
56.76 %
12.06 %
20.94 %
40.59 %
296.53 %
1,083.45 %
N/A
69.01 %
64.51
6.74
6.51
4.42
4.32
3.55
3.22
2.03
1.68
1.55
100.00
% 64.51
% 71.25
% 77.76
% 82.19
% 86.51
% 90.06
% 93.28
% 95.31
% 96.99
% 98.54
% 100.00
%
%
%
%
%
%
%
%
%
%
%
86.87 %
58.60 %
73.62 %
135.88 %
105.44 %
N/A
34.32 %
N/A
58.49 %
1,504.56 %
78.55 %
43.59
22.89
16.55
5.89
4.97
4.56
0.47
0.38
0.28
0.16
100.00
% 43.59
% 66.48
% 83.03
% 88.92
% 93.89
% 98.45
% 98.91
% 99.29
% 99.58
% 99.74
% 100.00
%
%
%
%
%
%
%
%
%
%
%
54.47 %
90.30 %
149.29 %
50.45 %
43.71 %
4.80 %
51.79 %
N/A
57.95 %
N/A
11.12 %
51.44
9.32
7.80
7.33
6.22
5.77
2.30
2.06
1.81
1.76
100.00
% 51.44
% 60.76
% 68.56
% 75.88
% 82.10
% 87.88
% 90.17
% 92.23
% 94.04
% 95.80
% 100.00
%
%
%
%
%
%
%
%
%
%
%
7.00 %
439.94 %
N/A
28.94 %
N/A
N/A
0.00 %
N/A
50.34
23.62
12.80
12.75
1.58
0.61
0.04
100.00
%
%
%
%
%
%
%
%
50.34
73.96
86.75
99.50
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
N/A
101.72 %
N/A
148.92 %
211.78 %
N/A
446.76 %
N/A
15.76 %
55.20 %
61.23 %
46.57
11.20
9.78
9.76
8.25
5.53
4.47
2.47
0.86
0.73
100.00
% 46.57
% 57.76
% 67.54
% 77.30
% 85.55
% 91.08
% 95.54
% 98.02
% 98.88
% 99.61
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Missouri
Montana
Nebraska
Nevada
New Hampshire
Direct
Premiums
Earned
(000)
Loss
Ratio
15,954
5,213
4,657
2,407
1,708
1,059
663
385
375
141
32,796
14,926
4,100
4,442
2,382
3,767
1,098
625
349
375
132
32,406
39.55
112.45
N/A
41.84
56.10
120.57
79.38
N/A
N/A
N/A
25.88
%
%
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
FEDERATED RURAL ELECTRIC INS EXCH
OLD REPUBLIC GRP
BALDWIN & LYONS GRP
STATE NATL GRP
PROSIGHT GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
XL AMER GRP
**STATE TOTAL**
2,481
1,754
508
325
323
249
141
123
44
23
5,885
2,467
1,255
508
302
323
285
137
89
26
26
6,190
186.30
63.97
75.71
N/A
0.00
51.24
37.87
N/A
11.67
N/A
76.79
%
%
%
ACE LTD GRP
TOKIO MARINE HOLDINGS INC GRP
ZURICH INS GRP
LIBERTY MUT GRP
AMERICAN FINANCIAL GRP
OLD REPUBLIC GRP
AMERICAN INTL GRP
GRAY INS GRP
CHUBB INC GRP
**STATE TOTAL**
2,409
2,149
664
271
141
59
11
0
0
5,705
2,557
2,231
640
258
64
89
11
0
1
5,851
79.48
81.41
72.23
417.16
0.04
N/A
N/A
0.00
N/A
76.32
%
%
%
%
%
%
%
%
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5
6
7
8
9
3098
111
98
256
626
212
1279
12
2538
91
3098
626
11118
150
867
93
256
111
12
1285
626
3098
212
111
84
150
12
1208
38
Group/
Company Name
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
WR BERKLEY CORP GRP
PROSIGHT GRP
ACE LTD GRP
ZURICH INS GRP
ARCH INS GRP
AMERICAN INTL GRP
AMTRUST NGH GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
Direct
Premiums
Written
(000)
1
2
3
4
5
6
7
8
9
10
3098
256
93
626
1285
212
111
38
12
91
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
STATE NATL GRP
ACE LTD GRP
XL AMER GRP
ZURICH INS GRP
LIBERTY MUT GRP
CHUBB INC GRP
AMERICAN INTL GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
8,748
2,540
1,577
1,302
1,182
1,017
833
187
149
134
17,726
8,566
2,410
1,997
1,263
1,182
1,294
790
128
236
158
18,079
202.75
91.37
51.38
N/A
2.01
40.47
N/A
12.64
N/A
56.00
160.63
1
2
3
4
5
6
7
8
9
10
3098
3548
111
169
626
150
93
1285
12
38
TOKIO MARINE HOLDINGS INC GRP
TRAVELERS GRP
LIBERTY MUT GRP
SENTRY INS GRP
ACE LTD GRP
OLD REPUBLIC GRP
STATE NATL GRP
XL AMER GRP
AMERICAN INTL GRP
CHUBB INC GRP
**STATE TOTAL**
2,877
281
277
110
35
13
11
4
3
2
3,597
2,635
281
163
110
36
14
7
5
3
10
3,262
N/A
N/A
320.47
64.79
3.93
1,265.51
44.58
N/A
N/A
N/A
N/A
© 2015 National Association of Insurance Commissioners
302
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
40.23 %
113.32 %
N/A
49.91 %
55.81 %
128.90 %
82.48 %
N/A
N/A
N/A
27.49 %
48.65
15.90
14.20
7.34
5.21
3.23
2.02
1.17
1.14
0.43
100.00
% 48.65
% 64.54
% 78.74
% 86.08
% 91.29
% 94.52
% 96.54
% 97.71
% 98.86
% 99.29
% 100.00
%
%
%
%
%
%
%
%
%
%
%
187.36 %
70.02 %
75.71 %
N/A
N/A
56.50 %
45.14 %
N/A
12.08 %
N/A
76.88 %
42.15
29.80
8.64
5.53
5.49
4.23
2.40
2.10
0.75
0.39
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
79.90 %
81.80 %
79.23 %
416.83 %
0.04 %
N/A
N/A
0.00 %
N/A
76.11 %
42.23
37.67
11.65
4.75
2.46
1.04
0.19
0.00
0.00
100.00
% 42.23 %
% 79.91 %
% 91.55 %
% 96.30 %
% 98.76 %
% 99.80 %
% 99.99 %
% 100.00 %
% 100.00 %
% 100.00 %
203.45 %
99.33 %
56.44 %
N/A
3.82 %
48.69 %
N/A
12.43 %
N/A
71.93 %
162.23 %
49.35
14.33
8.89
7.34
6.67
5.74
4.70
1.05
0.84
0.76
100.00
% 49.35
% 63.68
% 72.58
% 79.92
% 86.59
% 92.33
% 97.03
% 98.08
% 98.92
% 99.68
% 100.00
%
%
%
%
%
%
%
%
%
%
%
N/A
N/A
312.12 %
84.41 %
N/A
1,264.86 %
59.44 %
N/A
N/A
N/A
N/A
79.99
7.80
7.71
3.05
0.97
0.37
0.30
0.12
0.07
0.07
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
42.15
71.95
80.58
86.11
91.60
95.83
98.23
100.00
100.00
100.00
100.00
79.99
87.79
95.51
98.56
99.54
99.91
100.00
100.00
100.00
100.00
100.00
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
New Jersey
New Mexico
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
3098
1279
93
2538
256
626
111
12
748
212
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
TOKIO MARINE HOLDINGS INC GRP
ARCH INS GRP
STATE NATL GRP
AMTRUST NGH GRP
PROSIGHT GRP
ACE LTD GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
MEADOWBROOK INS GRP
ZURICH INS GRP
**STATE TOTAL**
16,898
4,966
4,553
2,905
2,155
1,363
1,216
206
142
137
34,877
17,721
4,692
4,749
2,911
2,191
2,289
1,167
189
467
135
37,229
72.10
51.01
51.15
55.47
38.44
59.38
18.12
N/A
1,233.06
N/A
93.80
%
%
%
%
%
%
%
%
%
72.81 %
53.45 %
56.96 %
16.55 %
45.82 %
61.55 %
18.61 %
N/A
1,208.57 %
N/A
93.65 %
48.45
14.24
13.05
8.33
6.18
3.91
3.49
0.59
0.41
0.39
100.00
% 48.45
% 62.69
% 75.74
% 84.07
% 90.25
% 94.16
% 97.65
% 98.24
% 98.64
% 99.04
% 100.00
%
%
%
%
%
%
%
%
%
%
%
46.83 %
43.29 %
54.31 %
38.11 %
N/A
57.34 %
48.72 %
N/A
N/A
51.33 %
N/A
49.72
23.93
16.43
6.65
1.81
1.13
0.42
0.42
0.42
0.31
100.00
%
%
%
%
%
%
%
%
%
%
%
49.72
73.66
90.09
96.74
98.55
99.68
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
43.53
20.40
13.49
6.27
5.24
3.52
3.34
1.74
1.64
0.60
100.00
% 43.53
% 63.93
% 77.42
% 83.69
% 88.94
% 92.46
% 95.80
% 97.54
% 99.19
% 99.79
% 100.00
%
%
%
%
%
%
%
%
%
%
%
50.50
13.35
9.62
7.48
6.74
4.70
2.34
2.24
1.71
0.33
100.00
% 50.50
% 63.85
% 73.47
% 80.95
% 87.69
% 92.39
% 94.73
% 96.97
% 98.68
% 99.01
% 100.00
%
%
%
%
%
%
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
256
212
626
12
93
150
111
748
1279
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
ZURICH INS GRP
ACE LTD GRP
AMERICAN INTL GRP
STATE NATL GRP
OLD REPUBLIC GRP
LIBERTY MUT GRP
MEADOWBROOK INS GRP
ARCH INS GRP
**STATE TOTAL**
3,608
1,736
1,192
483
131
82
30
30
30
22
7,255
3,569
1,722
880
442
410
96
32
30
30
28
7,184
46.26
36.33
46.49
36.76
N/A
52.13
46.56
N/A
N/A
48.98
N/A
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
93
626
111
256
1279
181
212
3548
361
TOKIO MARINE HOLDINGS INC GRP
STATE NATL GRP
ACE LTD GRP
LIBERTY MUT GRP
PROSIGHT GRP
ARCH INS GRP
SWISS RE GRP
ZURICH INS GRP
TRAVELERS GRP
MUNICH RE GRP
**STATE TOTAL**
23,769
11,141
7,365
3,426
2,862
1,923
1,824
953
898
330
54,605
23,275
10,845
7,080
3,051
2,848
1,792
1,824
899
893
330
53,839
123.14
54.93
40.74
40.31
46.73
106.24
410.80
78.79
N/A
41.02
64.64
%
%
%
%
%
%
%
%
%
%
123.81 %
60.80 %
40.76 %
42.82 %
52.99 %
109.43 %
437.09 %
85.66 %
N/A
41.41 %
58.68 %
North Carolina
1
2
3
4
5
6
7
8
9
10
3098
626
212
12
111
256
150
3548
93
91
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
ZURICH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
PROSIGHT GRP
OLD REPUBLIC GRP
TRAVELERS GRP
STATE NATL GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
14,677
3,879
2,795
2,173
1,958
1,366
681
652
497
96
29,060
14,044
3,711
2,644
1,283
1,768
1,280
601
457
659
89
26,908
130.81
25.84
122.27
96.64
61.23
40.18
35.84
106.78
50.68
410.78
90.96
%
%
%
%
%
%
%
%
%
%
%
131.92 %
24.20 %
130.81 %
90.29 %
61.54 %
47.88 %
38.31 %
141.32 %
56.14 %
419.48 %
94.39 %
North Dakota
1
626
0
0
0
0
N/A
N/A
Ohio
1
2
3
4
5
6
7
8
9
10
3098
626
212
12
111
93
1279
256
3548
1285
19,383
11,350
9,001
7,492
7,092
3,489
2,839
2,783
2,383
1,899
75,115
20,212
11,657
8,343
6,623
7,202
2,781
2,595
2,613
2,285
1,821
73,985
31.51
50.98
50.95
6.73
14.84
80.08
53.30
44.06
150.75
29.48
23.06
New York
ACE LTD GRP
**STATE TOTAL**
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
ZURICH INS GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
STATE NATL GRP
ARCH INS GRP
PROSIGHT GRP
TRAVELERS GRP
XL AMER GRP
**STATE TOTAL**
© 2015 National Association of Insurance Commissioners
303
%
%
%
N/A
N/A
%
%
%
%
%
%
%
%
%
%
%
31.74 %
47.30 %
62.02 %
6.09 %
17.32 %
86.08 %
56.45 %
52.51 %
175.19 %
32.47 %
17.93 %
100.00 % 100.00 %
100.00 % 100.00 %
25.80
15.11
11.98
9.97
9.44
4.65
3.78
3.71
3.17
2.53
100.00
% 25.80
% 40.91
% 52.90
% 62.87
% 72.31
% 76.96
% 80.74
% 84.44
% 87.62
% 90.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Oklahoma
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
3098
256
111
4670
1208
626
12
150
91
361
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
LIBERTY MUT GRP
STARR GRP
GRAY INS GRP
ACE LTD GRP
AMERICAN INTL GRP
OLD REPUBLIC GRP
HARTFORD FIRE & CAS GRP
MUNICH RE GRP
**STATE TOTAL**
6,251
3,467
1,649
1,038
972
583
444
283
219
218
14,434
6,323
3,256
1,735
526
1,039
462
364
257
217
211
13,566
28.93
40.81
215.99
47.26
54.01
N/A
N/A
N/A
36.76
93.53
24.45
%
%
%
%
%
1
2
3
4
5
6
7
8
9
10
3098
626
256
1285
1279
111
150
12
93
91
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
PROSIGHT GRP
XL AMER GRP
ARCH INS GRP
LIBERTY MUT GRP
OLD REPUBLIC GRP
AMERICAN INTL GRP
STATE NATL GRP
HARTFORD FIRE & CAS GRP
**STATE TOTAL**
5,946
1,183
1,036
1,032
777
616
512
489
377
239
12,438
5,844
1,139
1,016
986
1,167
658
588
649
417
180
12,925
33.30
18.31
43.14
41.99
108.25
N/A
40.06
N/A
257.57
111.89
27.42
%
%
%
%
%
Pennsylvania
1
2
3
4
5
6
7
8
9
10
3098
1279
256
626
212
93
12
1285
3548
150
TOKIO MARINE HOLDINGS INC GRP
ARCH INS GRP
PROSIGHT GRP
ACE LTD GRP
ZURICH INS GRP
STATE NATL GRP
AMERICAN INTL GRP
XL AMER GRP
TRAVELERS GRP
OLD REPUBLIC GRP
**STATE TOTAL**
22,425
4,340
3,770
3,675
2,442
2,057
920
698
474
435
42,855
21,825
4,005
3,790
3,803
2,398
2,917
1,061
710
442
399
43,243
Rhode Island
1
2
3
4
5
6
7
8
9
10
3098
1279
3548
626
12
111
212
748
38
1208
TOKIO MARINE HOLDINGS INC GRP
ARCH INS GRP
TRAVELERS GRP
ACE LTD GRP
AMERICAN INTL GRP
LIBERTY MUT GRP
ZURICH INS GRP
MEADOWBROOK INS GRP
CHUBB INC GRP
GRAY INS GRP
**STATE TOTAL**
482
386
176
159
130
88
10
4
2
0
1,384
1
2
3
4
5
6
7
8
9
10
3098
256
111
12
626
3548
169
1279
150
212
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
ACE LTD GRP
TRAVELERS GRP
SENTRY INS GRP
ARCH INS GRP
OLD REPUBLIC GRP
ZURICH INS GRP
**STATE TOTAL**
5,364
1,669
1,257
701
510
253
94
77
63
45
10,051
Oregon
South Carolina
28.85 %
48.64 %
216.66 %
58.00 %
41.37 %
N/A
N/A
N/A
53.28 %
96.42 %
24.68 %
43.30
24.02
11.42
7.19
6.73
4.04
3.07
1.96
1.51
1.51
100.00
%
%
%
%
%
%
%
%
%
%
%
43.30
67.32
78.74
85.94
92.67
96.71
99.78
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
33.70 %
14.89 %
50.14 %
46.18 %
116.03 %
N/A
41.53 %
N/A
263.08 %
133.74 %
32.94 %
47.81
9.51
8.33
8.30
6.25
4.95
4.11
3.93
3.03
1.92
100.00
% 47.81
% 57.32
% 65.65
% 73.95
% 80.20
% 85.15
% 89.26
% 93.19
% 96.22
% 98.14
% 100.00
%
%
%
%
%
%
%
%
%
%
%
57.20
32.12
34.58
34.17
99.64
50.67
112.65
54.51
1,079.96
79.83
73.41
%
%
%
%
%
%
%
%
%
%
%
57.75 %
34.80 %
46.12 %
31.10 %
105.95 %
56.06 %
111.02 %
59.96 %
1,155.88 %
82.28 %
74.98 %
52.33
10.13
8.80
8.58
5.70
4.80
2.15
1.63
1.11
1.02
100.00
% 52.33
% 62.45
% 71.25
% 79.83
% 85.53
% 90.33
% 92.47
% 94.10
% 95.21
% 96.22
% 100.00
%
%
%
%
%
%
%
%
%
%
%
505
408
162
302
191
95
8
4
5
0
1,845
22.63
62.80
1,071.24
45.77
N/A
N/A
59.54
N/A
N/A
0.00
93.64
%
%
%
%
22.51 %
66.29 %
1,264.91 %
45.41 %
N/A
N/A
69.37 %
N/A
N/A
0.00 %
107.78 %
34.80
27.89
12.74
11.45
9.39
6.38
0.69
0.32
0.14
0.02
100.00
%
%
%
%
%
%
%
%
%
%
%
34.80
62.69
75.43
86.88
96.27
100.00
100.00
100.00
100.00
100.00
100.00
%
%
%
%
%
%
%
%
%
%
%
5,513
1,631
1,281
588
647
237
99
77
64
51
10,210
251.64
40.19
123.69
11.25
N/A
N/A
N/A
49.96
46.56
1,626.37
137.42
252.61 %
47.90 %
123.28 %
10.73 %
N/A
N/A
N/A
51.94 %
48.57 %
1,599.78 %
150.77 %
53.37
16.60
12.51
6.97
5.07
2.51
0.93
0.77
0.62
0.45
100.00
% 53.37
% 69.97
% 82.47
% 89.45
% 94.52
% 97.03
% 97.97
% 98.73
% 99.36
% 99.81
% 100.00
%
%
%
%
%
%
%
%
%
%
%
© 2015 National Association of Insurance Commissioners
304
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
South Dakota
1
2
3
4
5
3098
111
626
150
12
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
ACE LTD GRP
OLD REPUBLIC GRP
AMERICAN INTL GRP
**STATE TOTAL**
1,232
114
41
19
0
1,406
1,208
58
44
141
0
1,452
Tennessee
1
2
3
4
5
6
7
8
9
10
3098
626
111
256
212
1279
361
12
93
150
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
LIBERTY MUT GRP
PROSIGHT GRP
ZURICH INS GRP
ARCH INS GRP
MUNICH RE GRP
AMERICAN INTL GRP
STATE NATL GRP
OLD REPUBLIC GRP
**STATE TOTAL**
7,784
4,382
1,789
1,383
1,329
1,221
619
542
510
164
19,853
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
Loss
Ratio
103.15 %
N/A
N/A
46.56 %
N/A
181.88 %
103.47 %
N/A
N/A
47.21 %
N/A
183.72 %
87.59
8.10
2.93
1.38
0.00
100.00
% 87.59 %
% 95.69 %
% 98.62 %
% 100.00 %
% 100.00 %
% 100.00 %
7,474
4,141
1,766
1,365
1,315
1,188
601
325
305
160
19,082
126.96
97.59
101.82
41.39
42.66
56.70
69.84
N/A
52.49
N/A
74.37
%
127.47 %
97.10 %
102.40 %
49.34 %
49.18 %
59.07 %
72.17 %
N/A
58.39 %
N/A
76.18 %
39.21
22.07
9.01
6.97
6.69
6.15
3.12
2.73
2.57
0.82
100.00
% 39.21
% 61.28
% 70.29
% 77.25
% 83.95
% 90.10
% 93.21
% 95.94
% 98.51
% 99.34
% 100.00
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
Texas
1
2
3
4
5
6
7
8
9
10
3098
626
111
212
256
93
457
1279
150
38
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
LIBERTY MUT GRP
ZURICH INS GRP
PROSIGHT GRP
STATE NATL GRP
ARGONAUT GRP
ARCH INS GRP
OLD REPUBLIC GRP
CHUBB INC GRP
**STATE TOTAL**
14,715
8,459
4,664
2,787
2,079
1,327
1,296
946
360
315
37,376
14,594
8,900
4,495
2,592
2,151
1,292
284
1,049
290
454
36,607
37.86
150.14
53.12
31.85
37.80
51.93
44.27
56.35
42.94
15.64
85.67
%
%
%
%
%
%
%
%
%
%
%
37.95 %
149.85 %
53.96 %
37.33 %
45.06 %
57.43 %
59.03 %
59.73 %
52.91 %
15.47 %
86.51 %
39.37
22.63
12.48
7.46
5.56
3.55
3.47
2.53
0.96
0.84
100.00
% 39.37
% 62.00
% 74.48
% 81.94
% 87.50
% 91.05
% 94.52
% 97.05
% 98.01
% 98.86
% 100.00
%
%
%
%
%
%
%
%
%
%
%
Utah
1
2
3
4
5
6
7
8
9
10
3098
212
93
111
626
256
1285
12
150
38
TOKIO MARINE HOLDINGS INC GRP
ZURICH INS GRP
STATE NATL GRP
LIBERTY MUT GRP
ACE LTD GRP
PROSIGHT GRP
XL AMER GRP
AMERICAN INTL GRP
OLD REPUBLIC GRP
CHUBB INC GRP
**STATE TOTAL**
1,916
645
526
515
426
137
56
24
14
10
4,272
1,981
640
452
503
442
136
62
77
15
40
4,352
191.75
25.48
94.92
141.20
48.66
39.30
N/A
N/A
N/A
N/A
112.39
%
%
%
%
%
%
%
192.68 %
29.20 %
100.90 %
139.55 %
43.87 %
46.84 %
N/A
N/A
N/A
N/A
112.11 %
44.85
15.10
12.31
12.05
9.97
3.21
1.32
0.55
0.32
0.24
100.00
% 44.85
% 59.94
% 72.25
% 84.31
% 94.27
% 97.49
% 98.81
% 99.36
% 99.68
% 99.92
% 100.00
%
%
%
%
%
%
%
%
%
%
%
44.81 %
41.04 %
13.23 %
N/A
N/A
N/A
N/A
45.15 %
58.63 %
18.95 %
N/A
N/A
N/A
N/A
95.27
1.89
1.75
0.49
0.43
0.17
100.00
% 95.27 %
% 97.16 %
% 98.91 %
% 99.40 %
% 99.83 %
% 100.00 %
% 100.00 %
717.32 %
53.57 %
61.54 %
N/A
52.35 %
90.96 %
48.26 %
57.97 %
N/A
11.91 %
366.51 %
45.36
11.40
9.37
9.11
8.83
7.51
4.97
2.89
0.73
0.34
100.00
% 45.36 %
% 56.76 %
% 66.13 %
% 75.24 %
% 84.08 %
% 91.59 %
% 96.56 %
% 99.45 %
% 100.00 %
% 100.00 %
% 100.00 %
Vermont
1
2
3
4
5
6
3098
93
748
626
1285
111
TOKIO MARINE HOLDINGS INC GRP
STATE NATL GRP
MEADOWBROOK INS GRP
ACE LTD GRP
XL AMER GRP
LIBERTY MUT GRP
**STATE TOTAL**
1,257
25
23
6
6
2
1,319
1,239
17
23
7
6
2
1,296
Virginia
1
2
3
4
5
6
7
8
9
10
3098
256
212
12
626
111
1279
93
91
150
TOKIO MARINE HOLDINGS INC GRP
PROSIGHT GRP
ZURICH INS GRP
AMERICAN INTL GRP
ACE LTD GRP
LIBERTY MUT GRP
ARCH INS GRP
STATE NATL GRP
HARTFORD FIRE & CAS GRP
OLD REPUBLIC GRP
**STATE TOTAL**
10,920
2,746
2,255
2,194
2,127
1,809
1,197
695
176
83
24,074
10,259
2,332
2,459
1,871
2,521
1,286
1,181
476
138
96
22,784
© 2015 National Association of Insurance Commissioners
305
714.55
44.94
51.86
N/A
53.85
91.02
44.91
52.51
N/A
14.18
362.59
%
%
%
%
%
%
%
%
%
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
STATE
Washington
Group/
Company
Rank
Code
Group/
Company Name
Direct
Premiums
Written
(000)
Direct
Premiums
Earned
(000)
Loss
Ratio
Loss & Cost
Cumulative
Containment Market Market
Ratio
Share
Share
1
2
3
4
5
6
7
8
9
10
3098
626
12
1285
212
111
1279
3548
150
93
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
AMERICAN INTL GRP
XL AMER GRP
ZURICH INS GRP
LIBERTY MUT GRP
ARCH INS GRP
TRAVELERS GRP
OLD REPUBLIC GRP
STATE NATL GRP
**STATE TOTAL**
13,445
9,763
2,332
1,221
1,049
962
810
607
512
442
31,551
13,320
10,434
2,673
1,525
806
898
809
575
508
406
32,362
53.46
51.72
N/A
41.21
87.70
262.98
3.42
44.29
N/A
51.04
54.22
%
%
1
2
3
4
5
6
7
8
9
10
457
212
626
3098
111
12
3548
1279
4715
150
ARGONAUT GRP
ZURICH INS GRP
ACE LTD GRP
TOKIO MARINE HOLDINGS INC GRP
LIBERTY MUT GRP
AMERICAN INTL GRP
TRAVELERS GRP
ARCH INS GRP
MS & AD INS GRP
OLD REPUBLIC GRP
**STATE TOTAL**
3,092
1,995
967
883
398
299
219
108
78
36
8,055
2,886
2,002
929
847
479
491
206
109
69
36
8,073
19.49
53.77
N/A
38.69
58.91
N/A
56.62
22.55
0.00
177.01
24.10
%
%
Wisconsin
1
2
3
4
5
6
7
8
9
10
3098
626
3548
1285
111
169
212
150
1279
12
TOKIO MARINE HOLDINGS INC GRP
ACE LTD GRP
TRAVELERS GRP
XL AMER GRP
LIBERTY MUT GRP
SENTRY INS GRP
ZURICH INS GRP
OLD REPUBLIC GRP
ARCH INS GRP
AMERICAN INTL GRP
**STATE TOTAL**
2,764
1,556
1,097
615
611
597
582
472
241
221
9,092
2,753
1,284
1,424
574
611
599
548
497
241
202
9,047
Wyoming
1
2
3
4
5
6
626
1279
12
796
3548
1285
ACE LTD GRP
ARCH INS GRP
AMERICAN INTL GRP
QBE INS GRP
TRAVELERS GRP
XL AMER GRP
**STATE TOTAL**
211
30
3
3
2
0
249
202
12
3
2
2
2
222
Guam
1
38
CHUBB INC GRP
**STATE TOTAL**
4
4
5
5
19.11 %
N/A
19.45 %
N/A
100.00 % 100.00 %
100.00 % 100.00 %
Agg. Other Alien
1
111
LIBERTY MUT GRP
**STATE TOTAL**
11,448
11,241
7,964
7,756
1.66 %
485.80 %
2.00 %
486.08 %
100.00 % 100.00 %
100.00 % 100.00 %
West Virginia
53.95 %
52.24 %
N/A
45.36 %
92.99 %
265.52 %
6.56 %
53.24 %
N/A
56.71 %
55.99 %
42.61
30.94
7.39
3.87
3.33
3.05
2.57
1.92
1.62
1.40
100.00
% 42.61
% 73.56
% 80.95
% 84.82
% 88.15
% 91.20
% 93.76
% 95.69
% 97.31
% 98.71
% 100.00
%
%
%
%
%
19.49 %
64.38 %
N/A
38.24 %
57.64 %
N/A
66.35 %
26.04 %
0.00 %
139.23 %
27.93 %
38.39
24.77
12.00
10.96
4.94
3.71
2.72
1.34
0.97
0.45
100.00
% 38.39 %
% 63.16 %
% 75.16 %
% 86.12 %
% 91.06 %
% 94.77 %
% 97.49 %
% 98.83 %
% 99.80 %
% 100.00 %
% 100.00 %
43.48
47.10
65.62
59.77
171.03
72.14
45.13
36.70
149.21
65.19
93.04
%
%
%
%
%
%
%
%
%
%
%
43.65 %
44.63 %
58.63 %
50.77 %
171.17 %
88.10 %
52.13 %
37.59 %
152.88 %
67.47 %
105.64 %
30.40
17.11
12.07
6.77
6.72
6.57
6.41
5.19
2.66
2.43
100.00
% 30.40
% 47.51
% 59.58
% 66.35
% 73.06
% 79.63
% 86.04
% 91.23
% 93.89
% 96.32
% 100.00
40.87
49.43
N/A
28.35
2,758.15
41.11
N/A
%
%
41.02 %
51.40 %
N/A
34.22 %
2,895.63 %
45.23 %
N/A
85.03
12.21
1.08
1.03
0.61
0.05
100.00
% 85.03 %
% 97.23 %
% 98.32 %
% 99.34 %
% 99.95 %
% 100.00 %
% 100.00 %
© 2015 National Association of Insurance Commissioners
306
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
18—Products Liability
© 2015 National Association of Insurance Commissioners
307
© 2015 National Association of Insurance Commissioners
308
Property and Casualty Insurance Industry
2014 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
18 - Products Liability
STATE
Group/
Company
Rank
Code
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
38
212
3548
626
111
761
158
84
242
91
98
244
218
140
457
248
785
12
1279
3494
517
2538
3098
1285
4574
169
4670
2698
4509
7
866
150
57
62
31
501
3219
271
38920
15350
38300
3589
309
474
175
36
246
124
88
93
984
96
4715
4507
14184
3786
1120
181
518
23663
41394
291
920
3416
968
311
Group/
Company Name
CHUBB INC GRP
ZURICH INS GRP
TRAVELERS GRP
ACE LTD GRP
LIBERTY MUT GRP
ALLIANZ INS GRP
FAIRFAX FIN GRP
AMERICAN FINANCIAL GRP
SELECTIVE INS GRP
HARTFORD FIRE & CAS GRP
WR BERKLEY CORP GRP
CINCINNATI FIN GRP
CNA INS GRP
NATIONWIDE CORP GRP
ARGONAUT GRP
UNITED FIRE & CAS GRP
MARKEL CORP GRP
AMERICAN INTL GRP
ARCH INS GRP
JAMES RIVER GRP
HANNOVER GRP
AMTRUST NGH GRP
TOKIO MARINE HOLDINGS INC GRP
XL AMER GRP
CATLIN US INS GRP
SENTRY INS GRP
STARR GRP
P