New Jersey S mall Group (1 -50 Em p lo y e e s) Effective January 1 , 2016 The following underwriting guidelines must be met for Health Republic Insurance of New Jersey (HRINJ) to accept a group application: 1. The 1st and the 15th effective dates of coverage may be selected as long as all information is received by HRINJ five (5) business days on or before the requested effective date i. If the initial effective date is on the first of the month, the group will renew on the first of that same month every year. 2. The Employer must contribute at least 10% toward the total group premium (unless purchased during an open enrollment period). 3. Class carve outs are allowed as long as the employer is not sponsoring another plan for the excluded employees/classes. Minimum participation requirements apply. 4. Participation: New Jersey Small Group (1-50) requires that 75% of eligible employees after valid waivers be enrolled in an HRINJ product. Valid waivers are a Group Health Plan offered by spouse, parent, or another employer, Medicare, Medicaid, NJ Family Care, TRICARE or other Federal or State sponsored Health Plan. 5. HRINJ will reduce the participation requirement to 50% of the eligible employees IF: A small employer maintains the same or greater contribution toward employee coverage for the new plan year as was provided during the current plan year. AND One or more of the employees who were covered under the small employer’s health benefit plan during the current year refuse coverage for the new plan year AND that employee (s) state the reason coverage is being refused is they are securing or secured individual coverage with an APTC (Accelerated Premium Tax Credit) under federal law and they provide evidence of eligibility for such individual coverage and APTC. AND the small employer fails the 75% participation requirement solely because employees have refused coverage. 6. In establishing the percentage of employee participation, a one-to-one credit shall be given to each employee covered by a Group Health Plan offered by spouse, parent or another employer, Medicare, Medicaid, NJ Family Care, TRICARE or other Federal or State sponsored Health Plan. For example: A small group has five eligible employees and three of those employees each have valid waivers as listed above in #7, these three employees are to be included in the count for the number of enrolling employees when determining the participation percentage. In this way, a group is not penalized if they have employees covered by a Group Health Plan offered by spouse, parent, or another employer, Medicare, Medicaid, NJ Family Care, TRICARE or other Federal or State sponsored Health Plan. SGUG (2015/01) HRINJ © 2015 1 7. Document Submission Requirement checklist: o o o o o First month's Premium Check (1/2 month’s premium for 15th of the month effective date) Group Application New Jersey Employer Certification Completed and signed waiver form, if applicable Signed copy of the proposal. Please note: Final rates are based on final enrollment by plan design Proof of Business: (groups of 1-5 employees) o Schedule C or Schedule K-1 (Owners) o IRS Form 1120 (Corporate Income) o Business license Newly formed businesses only: Articles of Incorporation, Certificate of Formation, Certificate of Incorporation (signed and completed with a stamp or receipt with issuing date) or Partnership agreement (stamped by state or notarized) Proof of Employment: o o o o New Jersey WR-30 – Employer Report of Wages Paid for all employees (only required for groups with less than 6 eligible, full-time employees) W-4 (for new hires only) Payroll documents showing withholdings Schedule C or Schedule K-1 (for owners only) *Send to: Health Republic Insurance of New Jersey 570 Broad Street Suite 1100 Newark, NJ 07102 Fax: 201.308.8605 Attn.: Michele Harris *Or scan and send using secure email only. Instructions for using secure email are located online at https://newjersey.healthrepublic.us/producer/. i This timeframe may be extended in the case of business interruption beyond the control of HRINJ. SGUG (2015/01) HRINJ © 2015 2 Health Republic Insurance of New Jersey 570 Broad Street, Suite 1100 Newark, NJ 07102 APPLICATION FOR A SMALL GROUP HEALTH BENEFITS POLICY Please print or type Policy number: _____________________________ (Health Republic Insurance of New Jersey Use Only) □ New Policy □ Change in Policy Requested Effective Date _______________ Note: The Effective Date will be on or after the date Health Republic Insurance of New Jersey (HRINJ) approves the application. SECTION I: POLICYHOLDER INFORMATION 1. Policyholder (full legal name of company):___________________________ 2. Tax Identification Number:_______________________________________ 3. Main Address:__________________________________________________ Street City State Zip Mailing Address:________________________________________________ Street City State Zip Telephone: ( )_______________ Facsimile: ( )_______________ E-Mail address _________________________________ Contract information should be provided electronically or hard copy. Check one. Correspondent:_______________________________________________ 4. Type of organization: □ Corporation □ Partnership □ Proprietorship □ Other (explain):_______________________________ 5. Nature of business (specify):________________________________________ SIC Code _________________________ 6. Number of eligible employees in your company: ________________________ Refer to the New Jersey Small Employer Certification for the definition of an eligible employee 7. Number of eligible employees to be insured: __________________________ 8. Class or classes to be excluded: _____________________________________ 00174 1115 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. d/b/a Health Republic Insurance of New Jersey 9. Insurance Requested For: □ Employees Only □ Employees & Dependents including Spouse □ Employees & Dependents excluding Spouse Should the plan provide coverage for domestic partners as permitted by P.L. 2003, c. 246? □ Yes □ No If yes, should the plan provide coverage for coverage of children of a covered domestic partner? □ Yes □ No 10. Is the employer subject to the requirements of COBRA? □ Yes □ No 11. Is the employer subject to the requirements of Medicare as Secondary Payor Rules for eligibility due to age? □ Yes □ No due to disability? □ Yes □ No 12. Orientation Period: □ Yes □ No 13. Waiting period before employees become insured: (may not exceed 90 days ) □ Present employees:_________ □ New or Rehired Employees:________ 14. Period for Annual Employee Open Enrollment Period: ___________________ 15. What percentage of the premium will the employer pay? _______________ 16. Deposit $______________ Premium Paid: □ Monthly □ Quarterly □ Automatic checking withdrawal Premium will be due as of the effective date. The premium for the first month of coverage must be attached. Affiliates, subsidiaries or branches (Must be included for purposes of participation) Legal Name & Location Number of eligible employees in this company Number of eligible employees to be insured SECTION II: SPECIFICATIONS FOR COVERAGE Full Access Prime □ Bronze □Silver □ Gold Full Access Core □ Silver □ Gold □ Platinum 2 Full Access Solid □ Bronze □ Silver □ Gold Full Access Pure □ Bronze □ Silver □ Gold Active Access Spotlight □ Bronze □ Silver □ Platinum □Platinum CentraState Community Plan □ Bronze Stand Alone Pediatric Dental (SAPD): Federal law requires coverage for pediatric dental benefits. Because the Health Republic Medical Plan Options do not contain pediatric dental benefits, you must buy pediatric dental benefits separately and must provide assurance that you have, or will obtain a Marketplace-certified SAPD plan. □ I have purchased or am purchasing a Marketplace-certified SAPD plan with another carrier to be effective when the medical coverage is effective. I agree to provide information demonstrating this coverage immediately to HRINJ if requested, that may include the evidence of coverage, the name of the issuer and applicable policy number. I attest that this information is accurate. SECTION III: ALL QUESTIONS MUST BE ANSWERED 1. Is there any Group Health Plan: now in force and to be continued? □ Yes □ No currently being applied for? □ Yes □ No If “Yes” identify the name of the Group Health Plan, give a description of the plan(s) and name of insurance carrier(s) ___________________________________________________________ 2. Name of present or prior group carrier_______________________________ Effective date of prior coverage:__________________________________ Cancellation/termination date:_____________________________________ Is the coverage applied for in this application replacing other group insurance? □ Yes □ No If “Yes” give reason_____________________________________________ Plan being replaced: _____________ 3. Are extended benefits provided in case of termination of health benefits? □ Yes □ No 4. To the best of your knowledge are there any current or former employees or their eligible dependents whose health insurance is being continued? □ Yes □ No 3 Please provide the following information for each current/former employee or dependent on health continuations. Type of Continuation Name of Continuation Reason for Dates Employee/ State/Federal/ Termination Dependent Date of Birth Extended Disability Benefits /Other Start End If additional space is needed, attach a separate sheet, signed and dated. 5. To the best of your knowledge: a) Are any employees or dependents presently incapacitated? □ Yes □No b) Are any dependent children incapable of self-support due to a physical or mental disability? □ Yes □ No Additional space to explain if Items 1, 2 or 3 were answered “Yes”. Refer to the question number, and give details including names, where appropriate. _____________________________________________________________________________ _____________________________________________________________________________ _____________________________________________________________________________ _____________________________________________________________________________ _____________________________________________________________________________ 6. Does the employer participate in an arrangement with a Professional Employer Organization? □ Yes □ No (Refer to Advisory Bulletin 00-SEH-02 if you need information concerning what constitutes a Professional Employer Organizations.) SECTION IV: AGENT/PRODUCER INFORMATION Agent/Broker Name: ____________________________________________________________ 4 SECTION V: SIGNATURE It is understood that, except as provided under applicable regulations, no individual shall become insured while not actively at work on a full-time basis, and only full-time employees are eligible. (Refer to the definition on the New Jersey Employer Certification.) It is further understood that no agent has power on behalf of Health Republic Insurance of New Jersey (HRINJ) to make or modify any request or application for insurance or to bind Health Republic Insurance of New Jersey (HRINJ) by making any promise or representation or by giving or receiving any information. It is further understood that no insurance will be effective unless and until the application is accepted in writing by Health Republic Insurance of New Jersey (HRINJ). Final rates will be based on enrollment data as of the policy effective date. No contract of insurance is to be implied in any way on the basis of the completion and/or submission of this application. Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Dated at _______________________ on ____________________ ___________________________________ __________________________________ Print name of Officer, Partner or Proprietor Signature of Officer, Partner or Proprietor _______________________________________________________ Witness to Signature Note: If there are any modifications to the statements and answers given in this application (i.e., crossed out, whited-out, erased information), the applicant must attest to the modifications by giving a complete signature in the margin near the modification. 5 SGWC 1 (2015/01) HRINJ © 2015 NEW JERSEY EMPLOYER CERTIFICATION Legal Name and Address of Employer Group Policy Number or Group Number (if a current customer) For purposes of certification as a New Jersey Small Employer, an Employer is considered to be a Small Employer if the Employer satisfies either of the definitions set forth below. Check which definition applies to the Employer named above. (A) Small Employer pursuant to N.J.S.A. 17B:27A-17 modified as required by 26 U.S.C. 4980H This definition counts eligible employees. Eligible employee means a full-time employee who works a normal work week of 25 or more hours. Eligible employee excludes sole proprietors, a partner in a partnership, independent contractors, spouses, and employees working fewer than 25 hours per week, employees working on a temporary or substitute basis and employees participating in an employee welfare arrangement pursuant to a collective bargaining agreement. In connection with a Group Health Plan with respect to a Calendar Year and a Plan Year, any person, firm, corporation, partnership, or political subdivision that is actively engaged in business that: employed an average of at least one, but not more than 50, eligible employees on business days during the preceding Calendar Year, and employs at least one eligible employee on the first day of the Plan Year. Eligible employees and any dependents to be covered must live, work or reside in the service area of the Group Health Plan. All persons treated as a single employer under subsection (b), (c), (m) or (o) of section 414 of the Internal Revenue Code of 1986 shall be treated as one employer. In the case of an employer that was not in existence during the preceding Calendar Year, the determination of whether the employer is a small or large employer shall be based on the average number of Employees that it is expected that the employer will employ on business days in the current Calendar Year. (B) Small Employer pursuant to 45 C.F.R. 155.20 This definition counts employees. Employee means an individual who is an employee under the common law standard. Employee excludes a sole proprietor, a partner in a partnership and a 2 percent S corporation shareholder as well as immediate family members of such individuals. Employee also excludes a leased employee. In connection with a Group Health Plan with respect to a Calendar Year and a Plan Year, an employer with a business location in the state of New Jersey who: employed an average of at least one but not more than 50 employees on business days during the preceding calendar year; and who employs at least one employee on the first day of the Plan Year. Employees and any dependents to be covered must live, work or reside in the service area of the Group Health Plan. All persons treated as a single employer under subsection (b), (c), (m) or (o) of section 414 of the Internal Revenue Code of 1986 shall be treated as one employer. In the case of an Employer which was not in existence throughout the preceding Calendar Year, the determination of whether such employer is a small or large employer shall be based on the average number of employees that it is reasonably expected such Employer will employ on business days in the current Calendar Year. The following calculation must be used to determine if an employer employs at least 1 but not more than 50 employees. For purposes of this calculation: a) Employees working 30 or more hours per week are full-time employees and each full-time Employee counts as 1; b) Employees working fewer than 30 hours per week are part-time and counted as the sum of the hours each part-time Employee works per week multiplied by 4 and the product divided by 120 and rounded down to the nearest whole number. Add the number of full-time Employees to the number that results from the part-time employee calculation. If the sum is at least 1 but not more than 50 the employer employs at least 1 but not more than 50 Employees. Complete the following sections if the Employer is a Small Employer as defined in (A) or (B) above. SGERCER 1 (2015/01) 1 HRINJ © 2015 Please indicate below the number of employees by work location/State. All employees must be included, regardless of whether or not they currently have medical coverage and through whom that coverage is provided. Work Location (list by State) Full-time Number of Employees Part-time COBRA or State Continuees Other The following information will be used to calculate the participation rate. Refer to the definition of “eligible employee” on page 1. Total # Eligible Employees ________ Total # Eligible Employees applying/enrolling for health benefits coverage ________ Total # Eligible Employees waiving health benefits coverage under the policy with coverage under their spouse's or parent’s group coverage, Medicare, Medicaid, or NJ FamilyCare or Tricare or any other group Health Benefits Plan through a different employer ________ Total # Eligible Employees waiving health benefits coverage under the policy with coverage under a Health Benefits Plan issued by another carrier and offered by the small employer : ________ Please separately list the name(s) of the other carrier(s) and the number of employees covered under each: ___________________________________________________ ________ ___________________________________________________ ________ Total # Eligible employees waiving health benefits coverage under the policy without coverage under a spouse's or parent’s group coverage; Medicare, Medicaid, or NJ FamilyCare or Tricare or any other Health Benefits Plan Total # Employees in an ineligible class or classes ________ ________ The following information will be used to determine how certain federal laws apply to the Small Employer. Is your firm subject to Working Aged Provisions of federal law (TEFRA/DEFRA)? Yes No (You may be subject to the law if you employed 20 or more employees for 20 weeks in the current or prior calendar year) Is your firm subject to the requirements of the federal COBRA law? Yes No (You may be subject to the law if you employed 20 or more employees during 50% or more of the working days during the previous calendar year.) What is the average number of employees you employed during the entire previous calendar year regardless of whether they were eligible for enrolled for group coverage? ________ (When answering this question please count any employee for whom your company issues a W-2 and include full-time, part-time and seasonal workers.) SGERCER 1 (2015/01) 2 HRINJ © 2015 CERTIFICATION AS A SMALL EMPLOYER IN THE STATE OF NEW JERSEY For a Group Health Benefits Plan Please sign and date appropriate section indicating whether or not you meet the definition of a small employer which is an “either or” definition. . I certify that I qualify as a Small Employer in the State of New Jersey using definition (A) (B) AND I certify that the information provided to [Carrier] is true and complete. I understand that if the above information is not complete or is not provided to [Carrier] in a timely manner, then health benefits coverage does not have to be offered or continued. I further understand that incomplete or untrue information may void health benefits coverage. I certify that I have obtained and maintain a stand-alone pediatric dental plan for all employees and dependents enrolling for health benefits coverage. ____________________________________________ Signature of Officer, Partner or Owner ________________________ Title ________________________________________________ Print Name of Officer, Partner or Proprietor ______________________ Date ________________________________________________ Signature of Witness ______________________ Date I certify that I am NOT a Small Employer in the State of New Jersey as defined in either (A) OR (B)above. ____________________________________________ Signature of Officer, Partner or Owner ________________________ Title ________________________________________________ Print Name of Officer, Partner or Proprietor ______________________ Date ________________________________________________ Signature of Witness ______________________ Date Any person who includes any false or misleading information on an application or enrollment form or certification for a health benefits plan is subject to criminal and civil penalties. SGERCER 1 (2015/01) 3 HRINJ © 2015 Complete this section if you have certified that the Employer is a Small Employer using definition (A) or (B) * CENSUS INFORMATION Please include the following persons in the following list: a employees, owners, partners, and officers who are actively working for the employer on a regular basis, and are paid by the employer on a regular basis, whether or not they are eligible to be covered under the policy. b employees, owners, partners and officers who are not working, but who are currently covered under the employer's health benefits plan for reasons such as continuation of coverage or total disability. Please use the following letters to indicate Status: O: F: P: T: S: D: C: U. Owner, partner or officer Full-time employee who works 25 or more hours per week Part-time employee who works less than 25 hours per week Temporary employee Seasonal employee Totally Disabled employee Continuee under state or federal law Employee participating in an employee welfare arrangement established pursuant to a collective bargaining agreement. Name Job Title Date of Employment Hours worked per week Status Work Location (State) Date of Birth 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 *If additional space is needed, attach a separate sheet. SGERCER 1 (2015/01) 4 HRINJ © 2015 HRINJ LATE SUBMISSION FORM Dear Producer: This acknowledgement must be completed, signed and submitted to Health Republic Insurance of New Jersey’s Small Group Underwriting Department along with their completed group enrollment paperwork and first month’s premium if the group department will be receiving the group application and enrollment forms less than five days prior to the requested effective date. You must inform the Group Administrator that their group’s application and coverage will take up to 10 business days to process once received. As a condition of our acceptance of this application, given its late submission, please review the following statement and have the group administrator sign in the space provided. As the group administrator of____________________________________(the “Group”), I certify that the Group agrees and acknowledges that it is requesting a coverage effective date that will result in Health Republic Insurance of New Jersey receiving the group’s application and paperwork less than five business days prior to the requested coverage effective date. If our request for insurance and requested effective date are approved, we acknowledge that delivery of our identification cards and system activation may occur after our effective date. The submission of this form is not a guarantee of late acceptance of the group’s application. Group Name: ________________________ Requested Effective Date: ________________________ Group Administrators Name: _______________________________ Signature: ___________________________________ Date: ________________________________________ Please submit this form with your completed group enrollment paperwork and payment: Fax: 201.308.8605 Mail: 570 Broad Street, Suite 1100, Newark, NJ 07102 Thank you for your cooperation! HRINJ New Business Processing Unit SG-UND-LS 1 (2015/01) HRINJ © 2015 GROUP ENROLLMENT/CHANGE REQUEST Group Information – to be completed by Employer: Health Republic Insurance of New Jersey Group Name: Group Number: Class Code: 4. COVERAGE CONTINUATION 3. OTHER CHANGE 2. REMOVE 1. ADD A. Type of Activity – to be completed by Employer. Refer to instructions on page 5 before completing this form. Print clearly. Activity – Check all that apply Effective Date/ Date of Hire/Reason for Change Date of Event Enrollment of a new Enrollee _____/_____/_____ Date of Hire: _____/_____/_____ Add Spouse/Civil Union Partner _____/_____/_____ ________________________________________________________ Add Domestic Partner _____/_____/_____ ________________________________________________________ Add Dependent Child _____/_____/_____ ________________________________________________________ Add Over-Age Child as a Dependent Under 31(and complete _____/_____/_____ ________________________________________________________ section A 4) Employee Withdrawal/Termination _____/_____/_____ ________________________________________________________ Remove Spouse/Civil Union Partner _____/_____/_____ ________________________________________________________ Remove Domestic Partner _____/_____/_____ ________________________________________________________ Remove Dependent Child _____/_____/_____ ________________________________________________________ Remove Over-Age Child as a Dependent Under 31 _____/_____/_____ ________________________________________________________ Name Change Change Plan Other Add/Change Office ID Numbers: Primary/OB/Gyn/ Dentist For Employee Total Disability* COBRA/NJSGC Length of Continuation (in months): 18 29 Date of Loss of Coverage: ___/___/___ Qualifying Event #:____________** Date of Qualifying Event: ___/___/___ Billing: Group Home (Section B) _____/_____/_____ _____/_____/_____ _____/_____/_____ _____/_____/_____ ________________________________________________________ ________________________________________________________ ________________________________________________________ ________________________________________________________ For Dependent or Over-age Child COBRA/NJSGC Length of Continuation (in months): 18 36 Loss of Coverage: ___/___/___ Qualifying Event #:__________________** Date: ___/___/___ Dependent Under 31 Qualifying Event #:__________________** Billing: Group*** Home (what address?) *Attach proof of disability *Civil union partners are eligible to make an Section B OR election pursuant to NJSGC, if applicable. Section F **Qualifying event #s: see list in Instructions. ***Billing through the group for a Dependent Under 31 Continuation Election requires agreement by the employer at Section J. NJ-HINT-Group For Spouse/Civil Union Partner* Length of Continuation (in months): 18 36 Date of Loss of Coverage: ___/___/___ Qualifying Event #:_________________** Date of Qualifying Event: ___/___/___ Billing: Group Home (what address?) Section B OR Section E 1 HRINJ © 2016 B. Employee Information – to be completed by the Employee Name (Last, First, MI): SSN: Home Work Birthdate (mm/dd/yyyy): Street/Apt:________________________________________________________________________________________ Street/Apt:________________________________________________________________________________________ City:___________________________________________________ State:_____ Zip Code: _____________________ Employer Name:__________________________________________________________________________________ Address:__________________________________________________________________________________________ City:___________________________________________________ State:_____ Zip Code: ______________________ Male Female Phone: (_____)________________ Email: _______________________________ Phone: (_____)__________________ Email: _________________________________ Employment Date: _____/_____/_____ Hours worked per week:_________ Activity Add Remove Continuation Other Change If a name change, indicate prior name: Primary Loc #:________________________________________________________________ NPI #: Current Patient: Yes address: zip+4 No Ob/Gyn Loc #:________________________________________________________________ NPI #: Current Patient: Yes address: zip+4 No Dentist Loc #:________________________________________________________________ NPI #: Current Patient: Yes address: zip+4 No Other Health Coverage? Yes No If yes: Other Rx Coverage? Yes No If yes: Payer Name: ____________________________________________________________ Payer Name: ____________________________________________________________ Policy #: ________________________________________ Policy #: ___________________________________________ Medicare ID#, if any: Medicare ID#, if any: NJ-HINT-Group 2 HRINJ © 2016 C. Plan Option – to be completed by the Employee Check one Health Republic Full Access Prime: Health Republic Full Access Pure: Bronze Bronze Silver Silver Gold Gold Health Republic Active Access Spotlight Plan: Bronze Silver Platinum Health Republic Full Access Solid: Bronze (HSA) Silver (HSA) Platinum Health Republic CentraState Community Plan: Bronze Gold Stand Alone Pediatric Dental (SAPD): Federal law requires coverage for pediatric dental benefits. Because the Health Republic Medical Plan Options do not contain pediatric dental benefits, you must buy pediatric dental benefits separately and must provide assurance that you have, or will obtain a Marketplacecertified SAPD plan. Health Republic Full Access Core: I have purchased or am purchasing a Marketplacecertified SAPD plan with another carrier to be effective when the medical coverage is effective. I agree to provide information demonstrating this coverage immediately to HRINJ if requested, that may include the evidence of coverage, the name of the issuer and applicable policy number. I attest that this information is accurate. Silver Gold Platinum D. Other Individuals Covered – to be completed by the Employee. Identify individuals other than yourself for whom you are adding/changing/removing/continuing coverage. Attach additional pages if necessary, with your signature and dated. Attach proof of disability. 1. Spouse; Domestic or Civil Union 2.Child 3. Child 4. Child Partner Add Remove Add Remove Add Remove Add Remove Other Continue Spouse Other Continue Other Continue Other Continue Continue CU Partner (NJSGC) Name (last, first, MI) Name (last, first, MI) Name (last, first, MI) Name (last, first, MI) L:________________________________ L:_________________________________ L:_________________________________ L:_______________________________ F:________________________________ MI: Birthdate (mm/dd/yyyy): F:_________________________________ MI: Birthdate (mm/dd/yyyy): F:_________________________________ MI: Birthdate (mm/dd/yyyy): F:_______________________________ MI: Birthdate (mm/dd/yyyy): NJ-HINT-Group 3 HRINJ © 2016 Male Female Male Female Male Female Male Female Social Security Number: Social Security Number: Social Security Number: Social Security Number: Other Health Coverage Yes No If yes: Payer Name: _________________________________ Policy #: _________________________ Medicare ID #: Other Health Coverage Yes No If yes: Payer Name: ___________________________________ Policy #: ___________________________ Medicare ID #: Other Health Coverage Yes No If yes: Payer Name: ___________________________________ Policy #: ___________________________ Medicare ID #: Other Health Coverage Yes No If yes: Payer Name: _________________________________ Policy #: _________________________ Medicare ID #: Other Rx Coverage: Yes No If yes: Payer Name: __________________________________ Other Rx Coverage: Yes No If yes: Payer Name: ___________________________________ Other Rx Coverage: Yes No If yes: Payer Name: ___________________________________ Other Rx Coverage: Yes No If yes: Payer Name: _________________________________ Policy #: __________________________ Medicare ID #: Policy #: ___________________________ Medicare ID #: Policy #: ___________________________ Medicare ID #: Policy #: _________________________ Medicare ID #: Primary Care Provider: NPI#:____________________ Primary Care Provider: NPI:______________________ Primary Care Provider: NPI#:_____________________ Primary Care Provider: NPI#:______________________ Address:___________________________ Address:____________________________ Address:____________________________ Address:__________________________ __________________________________ ___________________________________ ___________________________________ _________________________________ ______________zip+4_______________ Current Patient? Yes No Ob/Gyn Office NPI#:______________________ _______________ zip+4______________ Current Patient? Yes No Ob/Gyn Office NPI#:____________________ _______________ zip+4_______________ Current Patient? Yes No Ob/Gyn Office NPI#:______________________ __________________ zip+4_ ________ Current Patient? Yes No Ob/Gyn Office NPI#:______________________ Address:___________________________ Address:____________________________ Address:____________________________ Address:__________________________ __________________________________ ___________________________________ ___________________________________ _________________________________ ____________________ zip+4_________ Current Patient? Yes No NA ____________________ zip+4__________ Current Patient? Yes No NA ___________________ zip+4 _________ Current Patient? Yes No NA ______________________ zip+4______ Current Patient? Yes No NA NJ-HINT-Group 4 HRINJ © 2016 Employed? Yes No If yes, complete Section E1 If last name is different from Employee’s, please explain: If last name is different from Employee’s, please explain: If last name is different from Employee’s, please explain: ___________________________________ ___________________________________ _________________________________ ___________________________________ ___________________________________ _________________________________ Home or billing address same as Living with Employee? Living with Employee? Living with Employee? Employee? Yes No Yes No Yes No Yes No If NO, complete Section E2 If NO, complete Section F If NO, complete Section F If NO, complete Section F 1. Employer Name:________________________________________________________________________________ E. Additional Spouse/Civil Union Partner/Domestic Partner Information – to be Employer Address:______________________________________________________________________________ completed by Employee. If not applicable, please City, State, Zip Code:____________________________________________________________________________ mark as “NA.” Employer Phone: ( ) 2a. 2b. Please explain why the address is different: Street/Apt:______________________________________________________________________________________ _____________________________________________ Street/Apt:______________________________________________________________________________________ _____________________________________________ City, State, Zip Code:__________________________________________________________________________ F. Additional Child Information – to be completed by Employee. Provide information below about children listed in Section D, if they have a different address from the employee. If multiple children are at an address, you may list them together. Attach additional pages as necessary, signed and dated. Name(s):________________________________________________________________ Street/Apt:_______________________________________________________________ Street/Apt:_______________________________________________________________ City, State, Zip Code: _____________________________________________________ Reason:_________________________________________________________________ Name(s):_______________________________________________________________ Street/Apt:_____________________________________________________________ Street/Apt:_____________________________________________________________ City, State, Zip Code:_____________________________________________________ Reason:________________________________________________________________ G. Race/Ethnicity – to be completed by the Employee, at Choose a category that most closely describes you: his/her option. NOTE: your response is appreciated but NOT American Indian or Alaskan Native Black, not of Hispanic origin Hispanic required! Asian or Pacific Islander White, not of Hispanic origin I represent that all the information supplied in this application is true and complete. I hereby agree to the Conditions of Enrollment set forth in this H. Employee Signature Enrollment/Change Request form. I authorize deductions from my earnings for any contributions required from me. I. Over-Age Child’s Signature Signature: _________________________________________________________________________ Date: ________________________________ I represent that all the information supplied in this application regarding the Dependent Under 31 Continuation Election is true and complete. I hereby agree to the Conditions of Enrollment set forth in this Enrollment/Change Request form. I hereby agree to make contributions required from me for the Dependent Under 31 Continuation Election. J. Employer Verification Signature: _________________________________________________________________________ Date: ________________________________ The requested activity is believed eligible and is approved by the Employer. In addition, the Employer consents to payroll deduction for Dependent Under 31 Continuation Election: Yes No Employer Representative: _____________________________________________________ Date: _______________________________________ Representative’s Title: _________________________________________________________ NJ-HINT-Group 5 HRINJ © 2016 CONDITIONS OF ENROLLMENT -- APPLICANT ACKNOWLEDGEMENTS AND AGREEMENTS On behalf of myself and the dependents listed in this Enrollment/Change Request form, I acknowledge that: 1. I authorize any physician or medical professional, hospital, clinic or other medical care institution, carrier, consumer reporting agency, and any employer to give Health Republic Insurance of New Jersey, or any consumer reporting agency acting on behalf of Health Republic Insurance of New Jersey, information pertaining to employment, other health coverage, and medical advice, treatment or supplies for any physical or mental condition relevant to me or a minor dependent applying for coverage. I agree that this authorization shall be valid for 30 months from the date I sign this Enrollment/Change Request form, unless revoked at an earlier date. 2. I agree that, if I revoke this authorization before it expires, such revocation shall not affect any action that Health Republic Insurance of New Jersey has taken in reliance on the authorization. 3. I understand I may receive a copy of this authorization if I request one. 4. I agree Health Republic Insurance of New Jersey will provide coverage in accordance with the terms of the contract for the group plan. 5. I agree that the provision of coverage and benefits is contingent upon payment of premiums and may be terminated in accordance with the terms of the group plan if premiums are not paid timely. I authorize my Employer to withhold payments from my wages as contribution to the premium, as appropriate. INSTRUCTIONS Employers – You must complete the Employer Group Information and sections A and J in order for this Qualifying Events application to be processed. COBRA and NJSGC C1. Termination of job or reduction in hours Employees – You must complete sections B through H and submit the signature of each Over-Age Child for C2. Employee enrollment in Medicare (COBRA only) which a Dependent Under 31 Continuation Election is made in accordance with Section I in order for this C3. Divorce (COBRA/NJSGC); civil union dissolution (NJSGC) application to be processed. C4. Death of employee C5. Loss of dependent child status under the plan Please PRINT except when a signature is requested. If a dependent is disabled and you want to continue his or her coverage beyond age 26, you do not have to C6. Disability (occurring subsequent to another qualifying event) Dependent Under 31 make a COBRA/NJSGC or Dependent Under 31 election. Instead, select “Other” in Section A3, and D1. Loss of dependent status and otherwise eligible attach proof of disability. D2. Reestablish eligibility: residency For provider addresses, include the zip code plus the four digit extension (11 digits) D3. Reestablish eligibility: nonresident full-time student You can obtain the providers’ correct names and addresses from the appropriate provider directory. You D4. Reestablish eligibility: change in marital status may also obtain each provider’s NPI number from the online provider directory at: D5. Reestablish eligibility: change in parental status newjersey.healthrepublic.us/providersearch or by contacting the provider directly. Providers with multiple office locations and individual providers who belong to more than one practice or provider entity D6. Reestablish eligibility: termination of other coverage may have more than one NPI number. You should confirm the correct NPI number for the specific provider and office location where you will be seen by contacting that office directly. MISREPRESENTATIONS Any person who includes any false or misleading information on an application or enrollment form or certification for a health benefits plan is subject to criminal and civil penalties. NJ-HINT-Group 6 HRINJ © 2016 2016 Active Access Spotlight BRONZE Tier 1 DEDUCTIBLE OUT-OF-POCKET MAXIMUM SILVER Tier 2 Tier 1 Tier 2 Individual $2,500 $2,000 PLATINUM Tier 1 Tier 2 $0 Family $5,000 $4,000 $0 Individual $6,850 $6,000 $1,250 Family $13,700 $12,000 $2,500 PRIMARY CARE VISIT SPECIALIST VISIT No referrals required PREVENTIVE CARE VISIT PRENATAL AND POSTNATAL CARE PEDIATRIC VISION SERVICES $10 Copay 50% Coinsurance after Deductible after Deductible $75 Copay after Deductible $10 Copay 40% Coinsurance $50 Copay $10 Copay 20% Coinsurance $10 Copay Plan pays 100% Tier 1 $25 Copay $25 Copay $5 Copay Tier 2 50% Coinsurance after Deductible $50 Copay $10 Copay Tier 3 50% Coinsurance after Deductible $75 Copay $15 Copay EMERGENCY ROOM Copay waived if admitted within 24 hours 50% Coinsurance after Deductible $100 Copay, then Deductible and 40% Coinsurance $100 Copay URGENT CARE VISIT $75 Copay after Deductible $50 Copay $10 Copay $500/day after Deductible (up to 5 days) 50% Coinsurance after Deductible $500/day (up to 5 days) 40% Coinsurance after Deductible $100/day (up to 5 days) PRESCRIPTION DRUGS INPATIENT HOSPITAL SERVICES Facility Fee Physician/ Surgeon Fee Facility Fee OUTPATIENT SURGERY MENTAL HEALTH & SUBSTANCE ABUSE SERVICES Physician/ Surgeon Fee 50% Coinsurance after Deductible $50 Copay Inpatient $500/day after Deductible (up to 5 days) 40% Coinsurance after Deductible $500/day after Deductible (up to 5 days) Outpatient $50 Copay after Deductible $50 Copay 20% Coinsurance $10 Copay 20% Coinsurance $100/day (up to 5 days) $10 Copay Active Access Spotlight is not available for enrollment to individuals and small groups residing in Salem County This is only a summary. More details are available by visiting newjersey.healthrepublic.us or calling 888.990.5706 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. 00180 1115 2016 CentraState Community Plan Tier 1 DEDUCTIBLE OUT-OF-POCKET MAXIMUM BRONZE Individual $2,500 Family $5,000 Individual $6,850 Family $13,700 PRIMARY CARE VISIT SPECIALIST VISIT No referrals required PREVENTIVE CARE VISIT PRENATAL AND POSTNATAL CARE PEDIATRIC VISION SERVICES PRESCRIPTION DRUGS Tier 2 $50 Copay after Deductible 50% Coinsurance after Deductible $75 Copay after Deductible 50% Coinsurance after Deductible Plan pays 100% Tier 1 $25 Copay after Deductible Tier 2 50% Coinsurance after Deductible Tier 3 50% Coinsurance after Deductible EMERGENCY ROOM Copay waived if admitted within 24 hours 50% Coinsurance after Deductible URGENT CARE VISIT $75 Copay after Deductible INPATIENT HOSPITAL SERVICES Facility Fee Physician/ Surgeon Fee $500/day after Deductible (up to 5 days) 50% Coinsurance after Deductible 50% Coinsurance after Deductible Facility Fee OUTPATIENT SURGERY 50% Coinsurance after Deductible Physician/ Surgeon Fee MENTAL HEALTH & SUBSTANCE ABUSE SERVICES Inpatient $500/day after Deductible (up to 5 days) Outpatient $50 Copay after Deductible 50% Coinsurance after Deductible The CentraState Community Plan is only available for enrollment to individuals and small groups residing in Monmouth County and select areas of Mercer, Middlesex and Ocean counties. This is only a summary. More details are available by visiting newjersey.healthrepublic.us or calling 888.990.5706 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. 00175 1115 2016 Full Access Core DEDUCTIBLE SILVER GOLD PLATINUM Individual $2,500 $1,500 $750 Family $5,000 $3,000 $1,500 Individual $5,000 $3,500 $1,500 Family $10,000 $7,000 $3,000 PRIMARY CARE VISIT $25 Copay $10 Copay $5 Copay SPECIALIST VISIT No referrals required $50 Copay $25 Copay $10 Copay OUT-OF-POCKET MAXIMUM PREVENTIVE CARE VISIT PRENATAL AND POSTNATAL CARE PEDIATRIC VISION SERVICES Plan pays 100% Tier 1 $25 Copay $10 Copay $5 Copay Tier 2 $50 Copay $25 Copay $10 Copay Tier 3 40% Coinsurance after Deductible 30% Coinsurance after Deductible 20% Coinsurance after Deductible EMERGENCY ROOM Copay waived if admitted within 24 hours $100 Copay, then Deductible and 40% Coinsurance $100 Copay, then Deductible and 30% Coinsurance $100 Copay URGENT CARE VISIT $50 Copay $25 Copay $10 Copay 40% Coinsurance after Deductible 30% Coinsurance after Deductible 20% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible 20% Coinsurance after Deductible Inpatient 40% Coinsurance after Deductible 30% Coinsurance after Deductible 20% Coinsurance after Deductible Outpatient $50 Copay $25 Copay $10 Copay PRESCRIPTION DRUGS INPATIENT HOSPITAL SERVICES Facility Fee Physician/ Surgeon Fee Facility Fee OUTPATIENT SURGERY MENTAL HEALTH & SUBSTANCE ABUSE SERVICES Physician/ Surgeon Fee This is only a summary. More details are available by visiting newjersey.healthrepublic.us or calling 888.990.5706 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. 00176 1115 2016 Full Access Prime DEDUCTIBLE OUT-OF-POCKET MAXIMUM BRONZE SILVER GOLD Individual $2,450 $2,000 $1,500 Family $4,900 $4,000 $3,000 Individual $6,850 $5,000 $3,000 Family $13,700 $10,000 $6,000 $50 Copay after Deductible First 4 visits covered 100% $25 Copay after Deductible for subsequent visits Plan pays 100% $75 Copay after Deductible $50 Copay after Deductible $25 Copay after Deductible PRIMARY CARE VISIT SPECIALIST VISIT No referrals required PREVENTIVE CARE VISIT PRENATAL AND POSTNATAL CARE PEDIATRIC VISION SERVICES Plan pays 100% 50% Coinsurance after Deductible $25 Copay after Deductible $50 Copay after Deductible 40% Coinsurance after Deductible $15 Copay after Deductible $25 Copay after Deductible $50 Copay after Deductible EMERGENCY ROOM Copay waived if admitted within 24 hours Deductible, then $100 Copay and 50% Coinsurance Deductible, then $100 Copay and 40% Coinsurance Deductible, then $100 Copay and 30% Coinsurance URGENT CARE VISIT $75 Copay after Deductible $50 Copay after Deductible $25 Copay after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible Inpatient $500/day after Deductible (up to 5 days) 40% Coinsurance after Deductible 30% Coinsurance after Deductible Outpatient $50 Copay after Deductible $50 Copay after Deductible $25 Copay after Deductible Tier 1 PRESCRIPTION DRUGS Tier 2 Tier 3 INPATIENT HOSPITAL SERVICES $500/day after Deductible (up to 5 days) Physician/ 50% Coinsurance Surgeon Fee after Deductible Facility Fee Facility Fee OUTPATIENT SURGERY MENTAL HEALTH & SUBSTANCE ABUSE SERVICES Physician/ Surgeon Fee The Full Access Prime Gold Plan is only available for group coverage This is only a summary. More details are available by visiting newjersey.healthrepublic.us or calling 888.990.5706 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. 00177 1115 2016 Full Access Pure BRONZE SILVER GOLD PLATINUM Individual $2,500 $2,000 $1,800 $0 Family $5,000 $4,000 $3,600 $0 Individual $6,850 $5,000 $3,000 $2,000 Family $13,700 $10,000 $6,000 $4,000 PRIMARY CARE VISIT $50 Copay after Deductible $25 Copay $15 Copay $10 Copay SPECIALIST VISIT No referrals required $75 Copay after Deductible $75 Copay $50 Copay $25 Copay $10 Copay $5 Copay $25 Copay $10 Copay $50 Copay $25 Copay DEDUCTIBLE OUT-OF-POCKET MAXIMUM PREVENTIVE CARE VISIT PRENATAL AND POSTNATAL CARE PEDIATRIC VISION SERVICES Tier 1 PRESCRIPTION DRUGS Tier 2 Tier 3 Plan pays 100% 50% Coinsurance after Deductible, up to $100 maximum 50% Coinsurance after Deductible, up to $250 maximum 40% Coinsurance after Deductible, up to $100 maximum 40% Coinsurance after Deductible, up to $250 maximum 50% Coinsurance after Deductible, up to $500 maximum 40% Coinsurance after Deductible, up to $500 maximum EMERGENCY ROOM Copay waived if admitted within 24 hours $100 Copay after Deductible URGENT CARE VISIT $75 Copay after Deductible $75 Copay $50 Copay $25 Copay $500/day after Deductible (up to 5 days) 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible 20% Coinsurance 50% Coinsurance after Deductible 40% Coinsurance after Deductible $50 Copay $25 Copay $500/day after Deductible (up to 5 days) 40% Coinsurance after Deductible INPATIENT HOSPITAL SERVICES Facility Fee Physician/ Surgeon Facility Fee OUTPATIENT SURGERY MENTAL HEALTH & SUBSTANCE ABUSE SERVICES Physician/ Surgeon Inpatient Outpatient $50 Copay after Deductible $100 Copay 30% Coinsurance after Deductible 30% Coinsurance after Deductible 20% Coinsurance 20% Coinsurance $50 Copay This is only a summary. More details are available by visiting newjersey.healthrepublic.us or calling 888.990.5706 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. $25 Copay 00178 1115 2016 Full Access Solid DEDUCTIBLE OUT-OF-POCKET MAXIMUM Individual BRONZE (HSA) SILVER (HSA) GOLD $2,450 $2,000 $1,000 Family $4,900 $4,000 $2,000 Individual $6,450 $5,000 $2,500 Family $12,900 $10,000 $5,000 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible PRIMARY CARE VISIT SPECIALIST VISIT No referrals required PREVENTIVE CARE VISIT PRENATAL AND POSTNATAL CARE PEDIATRIC VISION SERVICES Plan pays 100% Tier 1 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible EMERGENCY ROOM Copay waived if admitted within 24 hours 50% Coinsurance after Deductible Deductible, then $100 Copay and 40% Coinsurance Deductible, then $100 Copay and 30% Coinsurance URGENT CARE VISIT 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible $500/day after Deductible (up to 1 day) 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible $500/day after Deductible (up to 1 day) 50% Coinsurance after Deductible 40% Coinsurance after Deductible 30% Coinsurance after Deductible PRESCRIPTION DRUGS Tier 2 Tier 3 INPATIENT HOSPITAL SERVICES Facility Fee Physician/ Surgeon Fee Facility Fee OUTPATIENT SURGERY MENTAL HEALTH & SUBSTANCE ABUSE SERVICES Physician/ Surgeon Fee Inpatient Outpatient This is only a summary. More details are available by visiting newjersey.healthrepublic.us or calling 888.990.5706 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. 00179 1115 2016 Vital Plan CATASTROPHIC DEDUCTIBLE OUT-OF-POCKET MAXIMUM Individual $6,850 Family $13,700 Individual $6,850 Family $13,700 PRIMARY CARE VISIT SPECIALIST VISIT No referrals required PREVENTIVE CARE VISIT PRENATAL AND POSTNATAL CARE PEDIATRIC VISION SERVICES First 3 visits covered 100% Subsequent visits covered 100% after deductible Covered 100% after deductible Plan pays 100% Tier 1 PRESCRIPTION DRUGS Tier 2 Covered 100% after deductible Tier 3 EMERGENCY ROOM Covered 100% after deductible URGENT CARE VISIT Covered 100% after deductible INPATIENT HOSPITAL SERVICES Facility Fee Physician/ Surgeon Fee Covered 100% after deductible Facility Fee OUTPATIENT SURGERY MENTAL HEALTH & SUBSTANCE ABUSE SERVICES Physician/ Surgeon Fee Inpatient Outpatient Covered 100% after deductible Covered 100% after deductible Vital is available for individual enrollment only This is only a summary. More details are available by visiting newjersey.healthrepublic.us or calling 888.990.5706 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by Freelancers Consumer Operated and Oriented Program of New Jersey, Inc. 00181 1115 Daviss Vision En nrollment Application Employeee (Member) Info ormation (Pleasee Print) Employer//Group Name Reason for Application: A Addition Reinstate Change COBRA Check Type oof Coverage: Employyee Only Employyee and Spouse or Doomestic Partner Family Employyee & Child Employyee & Children Termination Waive Coverage Employee (Member) First Nam me / Middle Initial / Last L Name Mailing Adddress City Employee (Member) Identificaation Number Month M Effective Datee: Day State Zip Code To be complete by Account Administrator or Hu uman Resourcces representative only Employeee Status Year Acttive Hourly Salaried Rettired (Date) _______ __ Employee Hiire Date Month h Day Employee Phone Number Group N Number Payroll Code Year Subgrouup Code Plan Code Please in ndicate the change(s) that you neeed to make to your y record: Change of Name Change of Address Change of Phone Chaange of Birthdate Chaange of Effective Date Complette If Applicable Change of Reeport Code Existing New First Name/Middlle Initial/Last Namee Self Spouse Dom. Partner Child Other Child Other Child Other Please rreturn completed form to: Davis Vission CDM – Manual Eligibility E Fax: 1-8800-783-9046 Coverage underwritten by HM Life Insurance Company Chan nge in Group # Existing g New y Social Security Number Change Change of E Enrollment Status to: Employee Only Employee and Spouuse/ Domestic Partneer Employee and Chilld Effective Date off Change M MM DD YY Y Sex M/F Employee/C Children Family Birth Date * Check If dent Stud overr 19 Disabled MM DD YY Add Term Add Term Add Term Add Term Add Term Member/E Employee Signatu ure I certify that this enrollm ment information is truee and correct *Required * for all memb bers and dependents Datee Updated 11/18/15 00187 1115 2016 HRINJ/Davis Vision Fashion Plan FOR SMALL GROUPS Vision benefits available to you through our partnership with Davis Vision BENEFIT FREQUENCY ONCE EVERY… IN-NETWORK COPAY EYE EXAMINATION 12 months $0 SPECTACLE LENSES 12 months $0 FRAME 12 months $0 Covered in Full Frames: Any Fashion level frame from Davis Vision’s Collection* (retail value, up to $100). OR, Frame Allowance: $100 toward any frame from provider plus 20% off any balance. No copay required. CONTACT LENS EVALUATION, FITTING & FOLLOW UP CARE 12 months $0 Standard, Soft Contacts: 15% discount Specialty Contacts**: 15% discount CONTACT LENSES in lieu of eyeglasses 12 months $10 Contact Lens Allowance: $100 allowance twoard any contacts from provider's supply plus 15% off balance. No copay required. OR, Medically Necessary Contacts: Covered in full with prior approval. OPTIONAL FRAMES, LENS TYPES AND COATINGS Fashion Designer Premier TINTING OF PLASTIC LENSES OVERSIZE LENSES SCRATCH-RESISTANT COATING ULTRAVIOLET COATING Standard ANTI-REFLECTIVE Premium COATING Ultra POLYCARBONATE LENSES HIGH-INDEX LENSES Standard PROGRESSIVE LENSES Premium Ultra POLARIZED LENSES PHOTOCHROMIC LENSES (i.e. Transitions®, etc.)^^ Single Vision SCRATCH PROTECTION PLAN Multifocal Lenses DAVIS VISION COLLECTION FRAMES MEMBER PRICE $0 $15 $40 $15 $0 $0 $15 $40 $55 $69 $0^ - $35 $60 $65 $105 $140 $75 $65 $20 $40 2016 Vision Coverage Rates IN-NETWORK COVERAGE Covered in full. Includes dilation when professionally indicated. Clear plastic lenses in any single vision, bifocal, trifocal or lenticular prescription. Covered in full. (See below for additional lens options and coatings.) To find participating providers, please visit davisvision.com or call 1.877.923.2847 and enter client code 3165. * The Davis Vision Collection is available at most participating independent provider locations. ** Including, but not limited to toric, multifocal and gas permeable contact lenses. ^ For dependent children, monocular patients and patients with prescriptions of +/- 6.00 diopters or greater. ^^Transitions® is a registered trademark of Transitions Optical Inc. Please note: Your provider reserves the right to not dispense materials until all applicable member costs, fees and copayments have been collected. Contact lenses: Routine eye examinations do not include professional services for contact lens evaluations. Any applicable fees above the evaluation and fi tting allowance are the responsibility of the member. If contact lenses are selected and fitted, they may not be exchanged for eyeglasses. Progressive lenses: If you are unable to adapt to progressive addition lenses you have purchased, conventional bifocals will be supplied at no additional cost; however, your copayment is nonrefundable. May not be combined with other discounts or offers. Please be advised these lens options and copayments apply to in-network benefits. Member Only = $7.85 Member + 1 = $14.15 Member + Family = $22.00 00185 1115 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by HM Life Insurance Company 2016 HRINJ/Davis Vision Premier Plan Vision benefits available to you through our partnership with Davis Vision Benefits available to children up to age 19 FREQUENCY ONCE EVERY… IN-NETWORK COPAY EYE EXAMINATION 12 months $0 SPECTACLE LENSES 12 months $0 BENEFIT IN-NETWORK COVERAGE Covered in full. Includes dilation when professionally indicated. Clear plastic lenses in any single vision, bifocal, trifocal or lenticular prescription. Covered in full. (See below for additional lens options and coatings.) FRAME 12 months $0 Covered in Full Frames: Any Fashion, Designer or Premier level frame from Davis Vision’s Collection* (retail value, up to $225). OR, Frame Allowance: $150 toward any frame from provider plus 20% off any balance. No copay required. CONTACT LENSES in lieu of eyeglasses 12 months $0 Contact Lens Allowance: $150 allowance toward any contacts from provider’s supply plus 15% off balance. No copay required. OR, Medically Necessary Contacts: Covered in full with prior approval. OPTIONAL FRAMES, LENS TYPES AND COATINGS Fashion Designer Premier TINTING OF PLASTIC LENSES OVERSIZE LENSES SCRATCH-RESISTANT LENSES ULTRAVIOLET COATING Standard ANTI-REFLECTIVE Premium COATING Ultra POLYCARBONATE LENSES HIGH-INDEX LENSES Standard Select PROGRESSIVE LENSES Premium Ultra POLARIZED LENSES PLASTIC PHOTOSENSITIVE LENSES INTERMEDIATE-VISION LENSES BLENDED SEGMENT LENSES Single Vision SCRATCH PROTECTION PLAN Multifocal Lenses DAVIS VISION COLLECTION FRAMES MEMBER PRICE $0 $0 $0 $0 $0 $0 $0 $35 $48 $60 $0** - $30 $0 $0 $70 $90 $190 $75 $0 $30 $20 To find participating providers, please visit davisvision.com or call 1.877.923.2847 and enter client code 3165. Please note: Your provider reserves the right to not dispense materials until all applicable member costs, fees and copayments have been collected. Contact lenses: Routine eye examinations do not include professional services for contact lens evaluations. Any applicable fees above the evaluation and fitting allowance are the responsibility of the member. If contact lenses are selected and fitted, they may not be exchanged for eyeglasses. Progressive lenses: If you areunable to adapt to progressive addition lenses you have purchased, conventional bifocals will be supplied at no additional cost; however, your copayment is nonrefundable. May not be combined with other discounts or offers. Please be advised these lens options and copayments apply to in-network benefits. $20 $40 * The Davis Vision Collection is available at most participating independent provider locations. **For dependent children, monoclar patients and patients with prescriptions of +/- 6.00 diopters or greater. 00186 1115 570 Broad Street, Suite 1100, Newark, NJ 07102 | Tel: 888 990 5706 | newjersey.healthrepublic.us Coverage underwritten by HM Life Insurance Company
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