Economic Research
Disposable Income in Swiss Municipalities
MAY 2011
ROOT (LU)
Map of Municipality
Regional Overview
Municipality Facts
Canton
LU
District
Luzern
Mandatory charges
Population (2009)
4'366
Population growth (1999-2009)
2.1%
Employed persons (2008)
3'100
low
high
Fixed costs
Swiss average
low
high
The fixed costs comprise: living costs, ancillary expenses, charges for water, sewers and waste collection, cost of commuting to nearest center. The mandatory charges comprise: Income and wealth taxes, social security
contributions, mandatory health insurance. Both are standardized figures taking the Swiss average as their zero point.
Information about Commuting
Commute to
Transportation
Commuter
Time
Integrated fare network /
mode
no. (2000)
each way
travel pass
Married couple
Family
1 commuter
2 commuters
1 commuter
TVLU 3 Zones
3'202
8'782
3'315
882
1'764
882
Point-to-point ticket
8'235
19'689
8'578
2'286
4'572
2'286
in minutes
Luzern (LU)
Private vehicle
284
13
Luzern (LU)
Public transp.
284
30
Zürich (ZH)
Private vehicle
51
29
Zürich (ZH)
Public transp.
51
59
Cost per year in CHF
Single person
Information on commuting relates to routes to the nearest relevant center. The starting point in each case is the center of the corresponding municipality. Travel costs associated with vehicles vary according to household type and
are based on the following vehicle types: Single person = compact car, married couple = higher-price-bracket station wagon + compact car, family: medium-price-bracket station wagon.
Disposable Income for Reference Households
Single person
Married couple (no children)
Family (2 children)
In employment
1 person
2 persons
1 person
Retired
Income
75'000
250'000
150'000
80'000
50'000
600'000
300'000
300'000
Rented apartment 60m 2
High-quality SFH
Medium-quality SFH
Rented apartment 100m 2
Assets
Living situation
Retired couple
Commute to
Transp. mode
CHF
%
CHF
%
CHF
%
CHF
%
Luzern (LU)
Private vehicle
33'500
45%
87'800
35%
65'800
44%
-
-
Luzern (LU)
Public transp.
35'900
48%
94'800
38%
68'200
45%
-
-
Zürich (ZH)
Private vehicle
28'700
38%
77'600
31%
60'700
40%
-
-
Zürich (ZH)
Public transp.
34'700
46%
92'700
37%
67'000
45%
-
-
36'600
49%
95'500
38%
68'900
46%
45'800
57%
No commuting
"Disposable income" relates to the amount that remains at a household's disposal based on income from employment, assets, occupational pensions and any transfer payments and after deduction of all mandatory charges
(income and wealth taxes, social security contributions, pension contributions, health insurance premiums) and fixed costs (living costs, ancillary expenses, electricity costs). The inclusion of commuting results in transportation
costs, part of which are tax-deductible. SFH = single-family house. % = relative share of gross income.
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Economic Research
ROOT (LU)
Comparison of Disposable Income
Cost of commuting to nearest center
30 selected reference
Commuting costs excluded
municipalities in the region
RDI Indicator
Single*
Couple*
Family*
Single*
Couple*
Family*
Rtd Couple*
Root (LU)
0.65
34'700
91'300
67'000
36'600
95'500
68'900
45'800
Gisikon (LU)
0.62
35'500
83'400
62'300
38'100
89'700
64'900
48'100
Dierikon (LU)
0.67
36'000
85'900
63'000
37'500
89'800
64'600
46'800
Inwil (LU)
0.60
34'600
89'400
65'900
36'600
93'800
68'000
45'800
Buchrain (LU)
0.41
35'500
80'800
60'800
36'800
84'300
62'200
46'300
Risch (ZG)
0.33
38'300
66'300
55'200
40'300
71'500
57'300
49'400
Dietwil (AG)
-0.14
32'800
76'600
59'200
35'800
83'900
62'400
45'900
Ebikon (LU)
0.64
35'300
89'300
65'700
36'400
92'100
66'100
45'400
Oberrüti (AG)
0.05
33'800
79'300
60'600
36'300
85'400
62'400
46'500
Eschenbach (LU)
0.95
36'500
94'100
68'200
38'600
98'800
69'800
48'400
Meierskappel (LU)
0.31
33'500
84'500
63'500
36'000
90'500
66'100
45'200
Udligenswil (LU)
0.24
34'700
76'100
58'000
36'600
80'200
59'200
45'700
Adligenswil (LU)
0.17
34'400
75'900
57'700
35'600
79'100
58'300
44'300
Hünenberg (ZG)
-0.20
37'200
57'900
49'500
38'900
61'400
50'700
47'100
Cham (ZG)
0.34
37'000
77'000
60'500
38'200
79'500
61'800
45'900
Sins (AG)
0.27
33'300
89'900
67'300
35'700
95'100
69'000
45'200
Ballwil (LU)
0.83
35'900
89'900
65'600
38'300
95'800
68'100
47'900
Abtwil (AG)
0.41
34'400
89'900
67'000
37'200
95'900
69'200
48'000
Knonau (ZH)
-0.07
34'700
75'600
58'200
36'700
80'500
60'300
45'400
Rothenburg (LU)
0.66
35'600
85'700
63'400
37'300
90'100
65'200
46'500
Luzern (LU)
0.03
34'900
71'500
53'600
35'600
73'100
54'300
43'700
Meggen (LU)
-0.27
35'800
61'100
46'800
37'100
64'500
48'100
45'000
Mettmenstetten (ZH)
0.14
34'700
80'100
60'700
37'100
85'700
62'400
45'400
Küssnacht am Rigi (SZ)
-0.16
35'700
66'400
49'600
38'000
71'600
51'400
45'200
Steinhausen (ZG)
0.36
38'300
69'400
56'500
39'500
71'600
57'200
47'800
Auw (AG)
0.42
34'600
89'400
66'600
37'300
95'300
68'700
48'100
Hochdorf (LU)
0.69
35'200
86'500
64'200
37'900
92'500
67'100
47'900
Rain (LU)
0.69
34'900
89'900
66'300
37'300
95'200
68'800
46'900
Mühlau (AG)
0.35
34'800
86'400
64'900
37'300
91'900
66'800
48'300
Maschwanden (ZH)
0.65
36'100
90'700
67'700
38'500
96'400
70'200
48'400
Zürich (ZH)
-2.26
32'600
19'300
21'200
33'500
21'500
22'100
39'800
The RDI (Regional Disposable Income) indicator expresses the disposable income for a wide range of households. For Switzerland it is set at 0.
Cost of commuting: average cost of public transport and private vehicle. * The definition of reference households corresponds to that on the first page. Bold = nearest relevant center of employment. Only municipalities with more
than 500 inhabitants are taken into account. The number of municipalities corresponds to the number in 2008 (2'706).
Information
Contact
Further Information
Credit Suisse Economic Research
"Living and Commuting: Where's the Least Expensive Place to Live? Disposable Income in Switzerland"
Regional Analysis
www.credit-suisse.com/research Swiss Economy Regions Publications
Email: [email protected] Sources
Tel.: +41 44 334 74 19
Details of sources are contained in the above-mentioned study.
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Disclaimer
This document was prepared by Credit Suisse Economic Research, and does not constitute the results of any financial analysis by ourselves or others. As a
result, the "Directives on the Independence of Financial Research" issued by the Swiss Bankers Association do not apply to this document. This publication is
for information purposes only. The views expressed herein are those of Credit Suisse Economic Research at the time of going to print (we reserve the right to
make amendments).
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