List of Fees
LARGE CORPORATE
AND CORPORATIONS
Turnover over CZK 1,2 billion
FINANCIAL
INSTITUTIONS
Valid from
1. 7. 2014
Contents
1. Current accounts and deposits
03
1.1
Current accounts
03
1.2
Special accounts
04
1.3
Time deposits
04
1.4
Deposit bills
04
1.5
Other
04
2. Payments
05
2.1
Cash payments
05
2.2
Foreign exchange operations
05
2.3
Domestic electronic payments
06
2.4
Foreign electronic payments
08
3. Direct banking
11
3.1
Sberbank Online Banking
11
3.2
Smart Banking
11
3.3
Homebanking
11
3.4
MultiCash
12
3.5
Informational text / email messages
12
4. Payment cards
13
4.1
13
Debit cards
5. Loans and guarantees
16
5.1
Loans
16
5.2
Guarantees
16
5.3
Financing of operations – claim assignment
17
5.4
Property valuation by the Bank for loan application
17
5.5
Real estate financing (developer and design work)
17
5.6
Fees for breach of contract
17
6. Documentary payments
18
6.1
Buyer documentary letter of credit
18
6.2
Supplier documentary letter of credit
18
6.3
Import documentary letter of credit
19
6.4
Export documentary letter of credit
19
6.5
Documentary collections
20
6.6
Other
20
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 01
Contents
7. Investments
21
7.1
Certificates
21
7.2
Bonds
22
7.3
Funds
23
7.4
Shares
25
7.5
Other
26
8. Other banking services
27
8.1
Cheques
27
8.2
Banking information
28
8.3
Safe deposit boxes
28
8.4
Day and night depositories
29
8.5
Other
29
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 02
1. Current accounts and deposits
1.1 Current accounts
1.1.1 Current account
Transactions
In CZK
or equivalent
Opening/change/closing of an account
Free of charge
Maintenance of an account (monthly) *
Individually
Maintenance of an account for a client who does not use any electronic banking channel (monthly)**
Individually
Account statement (per statement)***
Electronic account statement (e-statement)/collection via Infoterminal
by post upon turnover / weekly / monthly / quarterly / yearly****
Free of charge
40
Copy of statement, copy of debit/credit advice note
Statement for last 12 months / older than 12 months
Infoterminal – Infocard issue fee
50
Free of charge
Issue of Confirmation of account balance
200
Fee for dispatch key (annual)
400
Account block upon client request
200
Blockage of payment of deposit products
500
*
The fee is charged on the last business day of the calendar month.
** The fee is charged on the last business day of the calendar month.
*** Statements are normally delivered electronically (e-statements) or via Infoterminal. For accounts opened prior to 31 October 2009,
statements are delivered as agreed in the account contract. The fee is charged per copy.
****Applies for time deposits only. Quarterly statement is not possible to arrange for a current account.
1.1.2 Escrow account
Transactions
Opening and maintenance of an Escrow account, addendum to an Escrow account contract
Changes to sample contractual documentation at the client's request
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
In CZK
or equivalent
0.2% of the deposited
amount, min. 5,000
4,000
Page 03
1. Current accounts and deposits
1.2 Special accounts
1.2.1 Special current account for the purpose of paying company registered capital
In CZK
or equivalent
Transactions
Cash fee for opening an account
Maintenance of an account (monthly)
500
See Chapter 1.1.1 Current
accounts
Issue of Confirmation of deposit of funds to an account
Free of charge
1.3 Time deposits
Transactions
In CZK
or equivalent
Opening a time deposit
Free of charge
Maintenance of a time deposit (monthly)
Free of charge
Renewal of revolving time deposit
Free of charge
Early withdrawal of funds from a time deposit / early cancellation of a time deposit
2% of the early withdrawal
amount, min. 1,000
1.4 Deposit bills
Transactions
In CZK
or equivalent
Issue of a deposit bill of exchange
Free of charge
Early payment of a deposit bill of exchange
1%, min. 1,000
Custody of a deposit bill of exchange (monthly)
Free of charge
1.5Other
Transactions
Interest rate for unauthorised debit balance on current accounts
In CZK
or equivalent
25% p.a.
Fee for a reminder to settle a debit balance on the account
First reminder
100
Second and each subsequent reminder
200
Subsequent fine for breach of contract
Infoterminal – fee for loss of Infocard
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
2000
200
Page 04
2. Payments
2.1 Cash payments
Transactions
In CZK
or equivalent
Cash deposit
Free of charge
Unsorted banknotes - surcharge for cash deposit exceeding CZK 500,000 within a single day
0.1% of the amount
deposited, max 1,000
Surcharge for a cash deposit in a foreign currency (exceeding CZK 500,000 or the equivalent)
in a single day
0.1% of the amount
deposited, max 1,000
Deposit to an account at Ceskomoravska stavebni sporitelna
50
Deposit to an account at another financial institution
2%, min. 1,000
Cash withdrawal*
60
0.2% of the amount
withdrawn
Surcharge for a cash withdrawal exceeding CZK 250,000 within one day
Withdrawal exceeding CZK 250,000 without notification
1,000
Failure to collect advised withdrawal exceeding CZK 250,000
0.5%, min. 500
Fee for changing more than 100 banknotes of the same nominal value for smaller currency, including
coin recounting
2%, min. 100
Fee for exchanging cash exceeding 100 units of the same nominal value, including recounting of
banknotes (only)
Surcharge for a cash withdrawal in a foreign currency (except EUR, USD, GBP and CHF)
1.5% of the amount
0.5% of the withdrawn
amount
* Entries are charged on the last business day of the calendar month.
2.2 Foreign exchange operations
Transactions
Purchase/sale of foreign currency
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
In CZK
or equivalent
1%, min. 50
Page 05
2. Payments
2.3 Domestic electronic payments
2.3.1 Incoming payments
Transactions
In CZK
or equivalent
Incoming payment within Sberbank CZ
Free of charge
Incoming payment from another bank
Individually
Entries are charged on the last business day of the calendar month.
2.3.2 Outgoing payments
Transactions
In CZK
or equivalent
Outgoing payment made via electronic banking or generated by system*
Entry within Sberbank CZ (including standing order and permitted direct debit entries)
Free of charge
One-off item to another bank
Individually
Entry outside of Sberbank CZ (standing order, SIPO payment and permitted direct debit entries)
Individually
Entry via a PayU payment
5
Outgoing payment submitted on paper payment order
Entry on standard or nonstandard paper payment order within Sberbank CZ
25
Entry on standard paper payment order outside of Sberbank CZ
50
Entry on nonstandard paper payment order outside of Sberbank CZ
75
Entries are charged on the last business day of the calendar month.
* A payment generated by the system shall mean a payment executed on the basis of an application to establish a standing order,
SIPO and permitted direct debit submitted electronically, via phone or personally in a branch.
2.3.3 Standing orders
Transactions
In CZK
or equivalent
Standing order, SIPO, permitted direct debit – in paper form
Opening/change/closing
50
Standing order – domestic, SIPO, permitted direct debit – electronically
Opening/change/closing
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Free of charge
Page 06
2. Payments
2.3 Domestic electronic payments
2.3.4 Other
Transactions
Surcharge for express (priority) payment
In CZK
or equivalent
200
Recall of a payment order (entry) - upon previous agreement with the bank
After receipt prior to maturity date
On the maturity date after its receipt by the Bank nevertheless before its execution (upon
previous agreement with the Bank)
Free of charge
150
Verification of a payment outside of Sberbank CZ at the client's request
250
Confirmation of payment execution
100
Advice note on payment order failure due to insufficient funds on account, payment order error or illegibility (entry)
Electronically (Sberbank Online Banking) / via Infoterminal*
By post
Change to a payment order due date
Free of charge
50
150
* The Infoterminal allows printing of advice notes about failed payment orders due to insufficient account funds (other types of advice
notes are sent to clients via post).
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 07
2. Payments
2.4 Foreign electronic payments
The Bank reserves the right to stipulate an exchange rate according to the current interbank market for charging incoming and outgoing payments and transfers within the Bank for amounts exceeding CZK 1,250,000 and the equivalent in other currencies. In case
of fees determined by per cent, the amount of the payment transaction serves as the basis for the fee calculation.
2.4.1 Incoming payments
Transactions
In CZK
or equivalent
BEN/SHA incoming payment
From a foreign country in a foreign currency or in CZK
Individually
From another domestic bank in a foreign currency
Individually
From another domestic bank in CZK to an account held in a foreign currency
Individually
Incoming payment within Sberbank/OUR incoming payment
EU payment (incl. SEPA payment)*
Sberbank payment **
Rouble payment***
Free of charge
150
Free of charge
100
*EU payment – an incoming payment from an EEC member state in EUR, not exceeding EUR 50,000 inclusive, and which includes
the valid IBAN and BIC. SHA charges apply. SEPA payment – payment in EUR with the same parameters as an EU payment, except
for unlimited amount and recipient banks (SEPA banks only). SEPA payments not exceeding EUR 50,000 inclusive are charged as EU
payments; SEPA payments exceeding EUR 50,000 are charged as incoming BEN/SHA payments.
** Sberbank payment – an incoming payment in EUR, USD, RUB and CZK from Sberbank of Russia (Russia) and its subsidiary banks
in Belarus, Kazakhstan, and Ukraine; and incoming payments in EUR and CZK from subsidiary banks of Sberbank Europe AG in Bosnia
and Herzegovina, Croatia, Hungary, Serbia, Slovakia, and Slovenia.
*** Rouble payment – incoming payment in RUB; excluding payments that meet the parameters of Sberbank payments.
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 08
2. Payments
2.4 Foreign electronic payments
2.4.2 Outgoing payments
Transactions
In CZK
or equivalent
Payment directed abroad in a foreign currency or in CZK
Individually
Payment to another domestic bank in a foreign currency
Individually
Surcharge for OUR payment*
Individually
Payment within Sberbank CZ and payment in CZK from an account held in a foreign currency
to an account at another domestic bank
0.5%,
min. 50; max. 300
EU payment (incl. SEPA payment)**
250
Sberbank payment***
100
Rouble payment****
300
*
The client pays all fees and the full amount is credited to the beneficiary
** EU payment – an outgoing electronic standard (not urgent) payment to an EEA member state in EUR, not exceeding EUR 50,000
inclusive, and which includes the valid IBAN and BIC; SHA charges apply. SEPA payment – payment in EUR with the same parameters as an EU payment, except for unlimited amount and recipient banks (SEPA banks only). SEPA payments not exceeding
EUR 50,000 inclusive are charged as EU payments; SEPA payments exceeding EUR 50,000 are charged as payments directed
abroad in a foreign currency or in CZK.
*** Sberbank payment – an outgoing payment in EUR, USD, RUB and CZK to Sberbank of Russia (Russia) and its subsidiary banks
in Belarus, Kazakhstan, and Ukraine. Sberbank payments in RUB are not subject to OUR surcharges (other options are not supported in RUB currency); Sberbank payments made in the other currencies listed above are subject to an OUR surcharge of CZK 300.
And outgoing payments in EUR and CZK from subsidiary banks of Sberbank Europe AG in Bosnia and Herzegovina, Croatia, Hungary, Serbia, Slovakia, and Slovenia.
****Rouble payment – an outgoing OUR payment in RUB (excluding payments that meet the parameters of Sberbank payments).
Rouble payments are not subject to OUR surcharges.
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 09
2. Payments
2.4 Foreign electronic payments
2.4.3 Other
In CZK
or equivalent
Transactions
Recall or amendment of a payment order (entry)
After receipt prior to maturity date
Free of charge
On the maturity date after its receipt by the Bank nevertheless before its execution (upon
previous agreement with the Bank)
Change, correction, cancellation of an executed payment
200
500 + fees of other banks
Surcharge for an express (urgent) payment
750
Confirmation of payment execution (SWIFT message) upon submission of the payment order
200
Confirmation of payment execution (SWIFT message) at the client’s request after submission of the
payment order
300
Verification of a payment, change of instructions
500 + fees charged by the
foreign banks
Advice note on failed payment order (due to insufficient funds on account, payment order error or illegibility)
Electronically (Sberbank Online Banking)
By post
Free of charge
200
Surcharge for executing a payment after the cut-off time (always only upon previous agreement
with the Bank)*
500
Fee for deletion of an electronic payment order due to insufficient funds
200
Sending MT 940 account statements from one account via SWIFT (monthly)
1000
One-time fee for set up of MT940 account statements sent via SWIFT
1000
Crediting a returned payment due to incorrect instructions given by the client
300
Surcharge for NON-STOP payment**
400
Surcharge for paper payment order (including transfers within Sberbank CZ)
300
Standing orders
Foreign standing order (opening/changing/closing)
200
* See the leaflet Payment transaction deadlines.
** Surcharge for payments to EEC states (regardless of currency and within the Czech Republic in a foreign currency) without
indication of valid BIC and IBAN, for all other payments without indication of the valid bank identification code (BIC or bank code,
e.g. FW), and for manual correction of incorrect data or completion of missing data in a payment order or change of data entered
in the wrong field.
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 10
3. Direct banking
3.1 Sberbank Online Banking
In CZK
or equivalent
Transactions
Monthly use fee *
150
Cancellation of the service
Free of charge
One-off charge for activation of safety token (1st and 2nd token for one client)
Free of charge
One-off charge for activation of safety token (3rd and subsequent tokens for one client)
300
One-off charge for issue of safety envelopes
Free of charge
One-off charge for issue of certificate
250
Renewal of security data
150
Issue of new token due to token expiration
Free of charge
Issue of new token due to loss/theft/damage by client
450
* The fee is charged in full to all clients who order the Sberbank Online Banking service.
3.2 Smart Banking
Transactions
In CZK
or equivalent
Monthly use fee
Free of charge
Cancellation of the service
Free of charge
3.3Homebanking
In CZK
or equivalent
Transactions
Monthly use fee*
300
One-off charge for Gemini software (including installation and training)**
3,000
Additional user station
1,500
One-off charge for activation of safety token (1st and 2nd token for one client)
Free of charge
One-off charge for activation of safety token (3rd and subsequent tokens for one client)
300
One-off charge for issue of safety envelopes
Free of charge
Renewal of signature certificate/security data
Other services (repeat Gemini software training / reinstallation at client's premises upon client's
request)
150
1,000 per hour of work
Cancellation of the service
Free of charge
* The fee is charged in full to all clients who order the Homebanking service.
** Valid only within the Czech Republic.
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 11
3. Direct banking
3.4MultiCash
In CZK
or equivalent
Transactions
Monthly use fee
1,000
One-off charge for installation
7,000
One-off fee for activation
3,000
Other services (repeat Multicash software training / reinstallation at client's premises upon client's
request)
1,000 per hour of work
Cancellation of the service
Free of charge
Fees apply to one installation of software, which can serve any number of accounts held by multiple clients (multiple legal entities or
individuals) at Sberbank CZ.
3.5 Informational text / email messages
Transactions
In CZK
or equivalent
Sending a SMS notification of periodic balance
Free of charge
Sending a SMS notification of login to Sberbank Online Banking
Free of charge
Sending a SMS notification of a change of balance
Free of charge
Sending a SMS notification of an unauthorised overdraft
Free of charge
Sending a SMS notification of an incoming transaction
Free of charge
Sending a SMS notification of an outgoing transaction
Free of charge
Sending a SMS notification that a card is ready for pick-up at branch
Free of charge
Sending a SMS of internet transaction via payment card
Free of charge
Sending a SMS of held item via payment card
Free of charge
Sending a SMS of unsuccessful authorization of payment card transaction
Free of charge
Sending an e-mail notification of periodic balance
Free of charge
Sending an e-mail notification of login to Sberbank Online Banking
Free of charge
Sending an e-mail notification of a change of balance
Free of charge
Sending an e-mail notification of an unauthorised overdraft
Free of charge
Sending an e-mail notification of an incoming transaction
Free of charge
Sending an e-mail notification of an outgoing transaction
Free of charge
Sending an e-mail notification that a card is ready for pick-up at branch
Free of charge
Sending an e-mail notification of internet transaction via payment card
Free of charge
Sending an e-mail notification of held item via payment card
Free of charge
Sending an e-mail notification of unsuccessful authorization of payment card transaction
Free of charge
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 12
4. Payment cards
4.1 Debit cards
4.1.1 Debit card maintenance (monthly fee)
In CZK
or equivalent
Transactions
Business debit card*
Maestro / VISA Electron
30
MasterCard Standard / VISA Classic
60
MasterCard Business / VISA Business
200
MasterCard Gold / VISA Gold
400
* The fee is charged on the last business day of the calendar month.
4.1.2 Debit card transactions
In CZK
or equivalent
Transactions
ATM cash withdrawal using a Maestro / MasterCard / VISA Electron / VISA card
From a Sberbank ATM in the Czech Republic
5
From a CSOB ATM in the Czech Republic
10
From the ATM of another bank or company in the Czech Republic
37
From a ATM abroad
75 + 0,5% of the amount
From a ATM abroad by Holiday card (business)
75 + 0,5% of the amount
Cash withdrawal at the bank counter (Cash Advance)
Czech Republic
Abroad
Electronic payment for goods and services
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
1%, min. 50
180 + 1%
Free of charge
Page 13
4. Payment cards
4.1 Debit cards
4.1.3 Other
Transactions
In CZK
or equivalent
Card issue
Free of charge
Forgotten PIN – issue of new PIN
160
ATM PIN change
35
ATM balance inquiry (ATMs of Sberbank CZ and ČSOB)
Free of charge
ATM balance inquiry (ATMs of other banks and abroad)
9
Change to limit at the client's request*
70
Change to limit at the client's request for cardless payments
Free of charge
Release of replacement cash abroad
3,000
Issue of a replacement card abroad
4,000
* Cash withdrawal / non-cash payment at merchant
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 14
4. Payment cards
4.1 Debit cards
4.1.4 Insurance for debit cards
Transactions
In CZK
or equivalent
Travel insurance – Cardif Pojišťovna (monthly fee)
Single
49
Family
79
Fraud insurance for payment cards – Cardif Pojišťovna (monthly fee)
Fraud insurance for payment cards
59
Travel insurance – ČSOB pojišťovna (annual fee)*****
Standard
300
Standard Family
900
Exclusive*
1,200
Exclusive Family
2,280
Gold**
1,800
Gold Family
3,000
Insurance against card loss/theft – ČSOB pojišťovna (annual fee)*****
Basic***
180
Classic***
480
Extra***
840
D.A.S. legal protection insurance for drivers of motor vehicles (annual fee)****
300
*Insurance is automatically included with MasterCard Busines and VISA Business payment cards – included in card price.
** Insurance is automatically included with MasterCard Gold and VISA Gold payment cards – included in card price.
*** Insurance cannot be arranged with Maestro card.
**** Insurance is automatically included with Gold payment cards.
***** The fee is charged on the last day of the calendar month in which the client applied for payment card insurance.
Validity of insurance is fixed to card validity (non-transferable).
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 15
5. Loans and guarantees
5.1Loans
Transactions
In CZK
or equivalent
Acceptance and evaluation of a loan application
Free of charge
Loan processing
Individually
Administration of limits for a multi-purpose line (monthly)
Individually
Loan administration (annual)
Individually
Fee for extension of an operating loan provided for a definite period of time
Individually
Fee for undrawn credit line
Individually
Change to contractual conditions at the client's request (per change)
Individually
Fee for provision of Land Registry record
CZK 200 + 21% VAT
(for Land Registry records
consisting of 1 to 3 pages;
for each subsequent page
the fee is
CZK 70 + 21% VAT)
5.2Guarantees
In CZK
or equivalent
Transactions
Processing of bank guarantee facility
Individually
Fee for issue of bank guarantee
Individually
Administration fee for a bank guarantee (annual)
Individually
Draft of nonstandard guarantee wording
2,000
Individually
(calculated as % p.a.
of the guarantee
amount), min. 1,500
Guarantee commission
Change to guarantee at the client's request
3,000
Advice note commission
0.2% of the guarantee
amount, min. 1,000 and
max. 25,000
Collection commission
0.2% of the guarantee
amount, min. 1,000 and
max. 25,000
Fee for SWIFT message
100
Fees of correspondent banks
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Paid in full by client
Page 16
5. Loans and guarantees
5.3 Financing of operations – claim assignment
Transactions
In CZK
or equivalent
Administration of claim assignment (monthly)
Claims submitted electronically
Individually
Claims submitted in paper form
Individually
5.4 Property valuation by the Bank for loan application
Transactions
In CZK
or equivalent
Fee for property valuation for loans up to CZK 30,000,000
Supervision update
8,000
Fee for property valuation for loans equalling or exceeding CZK 30,000,000
Valuation
20,000
Valuation update
12,000
5.5 Real estate financing (developer and design work)
Transactions
In CZK
or equivalent
Acceptance and evaluation of a loan application
Free of charge
Loan processing
Individually
Fee for reservation of funds
Individually
Change to contractual conditions at the client's request
Individually
Administration and maintenance of an account
Individually
Property valuation for loans over CZK 30 million
Free of charge
5.6 Fees for breach of contract
Transactions
In CZK
or equivalent
Fee for sending a reminder (warning)
1,000
Withdrawal from the contract due to loan default
1,000
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 17
6. Documentary payments
6.1 Buyer documentary letter of credit
In CZK
or equivalent
Transactions
Issue of pre-advice note on a L/C
Opening a L/C
500
0.1% for each full
or partial month,
min. 1,000
+ individual risk surcharge
Change to L/C conditions
1,000
Acceptance of documents
0.2% min. 1,000
Deferred payment
0.1% for each full
or partial 30 day period,
min. 1,000
+ individual risk surcharge
Unused L/C
Errors in documents by supplier
6.2 Supplier documentary letter of credit
Transactions
Pre-advice note for a L/C
L/C advice note
Confirmation of a L/C, increase and/or extension of a confirmed L/C
Change to L/C conditions
Acceptance of documents/payment of L/C
Deferred payment – only for confirmed L/Cs
Closing of L/C
Transfer of a L/C
Transfer of a L/C yield to a client's account at another bank
Promise of assignment of L/C yield
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
500
1,000
In CZK
or equivalent
500
0.2% min. 1,000
Individually
1,000
0.2% min. 1,000
Individually
500
0.25% min. 1,000
500
1,000
Page 18
6. Documentary payments
6.3 Import documentary letter of credit
In CZK
or equivalent
Transactions
Issue of pre-advice note on a L/C
Opening a L/C
500
0.3%, min. 3,000 for the
1st quarter;
0.1%, min. 1,000 for each
subsequent full or partial
month + individual risk
surcharge
Change to L/C conditions
1,000
Acceptance of documents/payment of L/C
Deferred payment, acceptance of a bill of exchange
0.3%, min. 1,000
0.15%,
min. 1,000 for each full
or partial month
+ individual risk surcharge
Unused L/C
1,000
Release of goods consigned to the bank
1,000
Errors in documents by supplier
In USD
USD 70
In EUR
EUR 50
6.4 Export documentary letter of credit
Transactions
Pre-advice note for a L/C
L/C advice note
Confirmation of a L/C, increase and/or extension of a confirmed L/C
Change to L/C conditions
Acceptance of documents/payment of L/C
Deferred payment, acceptance of a bill of exchange – for confirmed L/Cs only
Closing of L/C
Transfer of a L/C
Transfer of a L/C yield to a client's account at another bank
Promise of assignment of L/C yield
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
In CZK
or equivalent
500
0.2%, min. 1,000
Individually
1,000
0.3%, min. 1,000
Individually
500
0.25%, min. 1,000
Fees are governed by
Chapter 2.3 Electronic
foreign payments
1,000
Page 19
6. Documentary payments
6.5 Documentary collections
In CZK
or equivalent
Transactions
Collection processing
0.2%,
min. 1,000; max. 20,000
Release of goods consigned to the bank
1,000
Providing for bill of exchange acceptance
500
Change to collection instructions
500
Providing for bill of exchange protest
6.6Other
Transactions
SWIFT message
1,000
and actual notary fees
In CZK
or equivalent
100
Fee for administration of documentary letters of credit (annually)
Up to CZK 9 million
5,000
Over CZK 9 million
15,000
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 20
7. Investments
7.1Certificates
7.1.1 Investment certificates with fixed maturity date
(guaranteed, airbag/bonus and other non-leverage certificates)
In CZK
or equivalent
Transactions
Volksbank AG issues (OTC)
Purchase
according to the
conditions determined for
an individual emission
Sale
Free of charge
Redemption
Free of charge
Coupon payments
Free of charge
Citigroup Funding Inc. issues (OTC)
Purchase
according to the
conditions determined for
an individual emission
Sale
500
(amount not considered)
Payment upon maturity
Free of charge
Coupon payment
Free of charge
Publicly traded issues
Purchase or sale
Redemption
Coupon payments
1.25%
0.3% of the transaction
volume, min. EUR 1.50;
max. EUR 50
fees of foreign
administrators (custodian)
= 0,30% of the
transaction volume, min.
EUR 1.50; max. EUR 50
7.1.2 Investment certificates without maturity date
(index certificates and other non-leverage certificates)
Transactions
Purchase or sale
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
In CZK
or equivalent
1.25%, min. EUR 38
Page 21
7. Investments
7.2Bonds
In CZK
or equivalent
Transactions
Purchase or sale
Domestic
0.6%, min. 180
Foreign
0.6%, min. EUR 50
Bond redemption
Domestic
Foreign
Free of charge
fees of foreign
administrators (custodian)
= 0,30% of the
transaction volume, min.
EUR 1.50; max. EUR 50
Coupon payments
Bonds or mortgage covered bonds issued by Sberbank CZ
Free of charge
Domestic
Free of charge
Foreign
fees of foreign
administrators (custodian)
= 0,30% of the
transaction volume, min.
EUR 1.50, max. EUR 50
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 22
7. Investments
7.3Funds
7.3.1 Volksbank Invest, ING Investment Management, HSBC Mutual funds
In CZK
or equivalent
Transactions
Purchase of share certificates
Money market mutual funds
30,000 up to 299,000 CZK
0.75%
300,000 up to 999,999 CZK
0.50%
1,000,000 CZK and more
0.35%
Bond funds*
30,000 up to 299,000 CZK
2%
300,000 up to 999,999 CZK
1.75%
1,000,000 CZK and more
1.5%
Equity Funds*
30,000 up to 299,000 CZK**
3.75%
300,000 up to 999,999 CZK
3%
1,000,000 CZK and more
2.75%
Mixed, Guaranteed, Index, “Click” Funds
30,000 up to 299,000 CZK
2.75%
300,000 up to 999,999 CZK
2.50%
1,000,000 CZK and more
2.25%
Sale of share certificates
Free of charge
Transfer of share certificates within one of the investment companies listed above (fund change)
Upon a change to a target fund with a higher sales fee
difference between
higher and lower fee for
purchase in given volume
range (according to the
amount of invested
assets)
Upon a change to a target fund with a lower sales fee
Free of charge
Dividend payment from share certificates
Free of charge
* The minimum fee for purchase of Volksbank Invest Mutual Funds is EUR 10.
** Maximal fee for purchase of ING Investment Shares Funds denominated in EUR, USD and JPY is 3%.
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 23
7. Investments
7.3Funds
7.3.2 Guaranteed HSBC Growth Funds
Transactions
In CZK
or equivalent
Purchase of share certificates
Free of charge
Sale of share certificates before maturity
1.5%
Transfer between HSBC guaranteed growth funds
Free of charge
Redemption of share certificates
Free of charge
7.3.3 ETF (Exchange Traded Funds)
In CZK
or equivalent
Transactions
Traded issues in Austria and Germany (purchase or sales)
1.25%, min. EUR 50
Traded issues in other countries (purchase or sales)
1.25%, min. EUR 65
7.3.4 Other mutual funds
In CZK
or equivalent
Transactions
Implementation of trade through the public markets (purchase or sales)
1.25%, min. EUR 50
Implementation of trade through an investment company
Purchase
The fee is deal-specific
and as such is specified
upon request.
Sales
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
EUR 16
Page 24
7. Investments
7.4Shares
In CZK
or equivalent
Transactions
Purchase or sale
Czech Republic
1.25%, min. CZK 100
Europe
Finland, France, Netherlands, Italy, Luxembourg, Germany, Portugal, Austria, Spain
1.25%, min. EUR 38
Denmark
1.25%, min. DKK 300
Hungary
1.25%, min. HUF 20,000
Norway
1.25%, min. NOK 300
Poland
1.25%, min. PLN 330
Russia
1.25%, min. EUR 350
Greece
1.25%, min. EUR 150
Sweden
1.25%, min. SEK 350
Switzerland
1.25%, min. CHF 60
Bulgaria, Croatia, Romania, Estonia, Lithuania, Latvia, Ukraine
1.50%, min. EUR 100
Great Britain
1.25%, min. GBP 50
+ 0.50% Stamp duty
at purchase
Slovenia
1.25%, min. EUR 50
Other countries
Australia
1.25%, min. AUD 200
Hong-Kong
1.25%, min. HKD 1,000
Canada
1.25%, min. CAD 100
USA
1.25%, min. USD 50
other countries
provided on request
Dividend payment
Domestic
Foreign
Free of charge
fees of foreign
administrators (custodian)
= 0,30% of the
transaction volume, min.
EUR 1.50; max. EUR 50
Shares split, reverse split, change of nominal value, decrease of registered capital
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Free of charge
Page 25
7. Investments
7.5Other
7.5.1 Securities trading
Transactions
In CZK
or equivalent
Submission of an order
Free of charge
Change of order parameters
Free of charge
Cancellation of an order
Free of charge
7.5.2 Administration of securities
In CZK
or equivalent
Transactions
Maintenance of depository for securities – annual depository report
0.2% p.a.,
min. CZK 200/depository
(including 20% VAT)
Annual depository statement, extra depository statement
Free of charge
Custody transfers
Domestic
transfer to the depot
transfer from the depot
Free of charge
CZK 1,000/ transactions
+ costs of third parties
(information is available
upon the request,
according to the
particular requirement)
Foreign
transfer to depot
transfer from depot
Free of charge
EUR 40/ transaction
+ costs of third parties
(information on request
according to a concrete
requirement)
Subscription of newly issued shares
According to fees on the
market on which the
subscribed title is traded
Purchase/sale of rights (existing shareholders' right of first refusal for increase of registered capital)
According to fees on the
market on which the
rights are traded
Extract from not registered in the Central Securities Depository
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
500
Page 26
8. Other banking services
8.1Cheques
In CZK
or equivalent
Transactions
Cashing a cheque issued by another bank (only for clients of Sberbank CZ)
Crediting a cashed cheque to an account
1%, min. 500; max. 2,000
+ fees charged by other
banks
Returned cheque submitted for cashing
500 + fees charged by
other banks
Cashing a pension sent periodically by foreign cheque
150
Sberbank CZ client cheques
Issue of a cheque in CZK or a foreign currency
3
Cashing a cheque in a foreign currency
Via transfer to an account at a foreign bank
1%, min. 100; max. 1,700
Via transfer to a client’s account at Sberbank CZ
0.5%, min. 50; max. 300
Cashing a cheque in CZK
Via transfer to an account at another bank in the Czech Republic
1%, min. 100; max. 1,000
Via transfer to a client’s account at Sberbank CZ
50
Cashing a cheque in cash
Up to CZK 250,000
45
Over CZK 250,000
0.1% of the amount,
max. 2,000
Returned client cheque due to insufficient funds
1,000
Upon submission at the Sberbank CZ cash desk
Free of charge
Banker’s cheques
0.5%,
min. 500; max. 5,000
Issuing a bank cheque (USD or GBP only)
Cashing a bank cheque from a correspondent bank payable at Sberbank
1%, min. 100; max. 1,000
Other
Recall of a cheque
Stop payment
Returned unused cheque (crediting the amount back to an account)
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
300
300 + SWIFT costs
300 + fees charged by
other banks
Page 27
8. Other banking services
8.2 Banking information
In CZK
or equivalent
Transactions
Provision of banking information about a Sberbank CZ, a.s. client
At his own request
1,000 (+ 21% VAT)
At his own request for an audit
2,000 (+ 21% VAT)
Provision of banking information about a Sberbank CZ, a.s. client
To clients of domestic and foreign banks (request via these banks)
400 (+ 21% VAT)
per request
To other persons
400 (+ 21% VAT)
per request
To the authorised person for execution of a decision (pursuant to Section 38, Article 6, Act 21/1992
Sb., on Banks)
400 (+ 21% VAT)
per request
To a person who shall prove that s/he has incurred damages as the consequence of incorrect data
given to the Bank and that without this information s/he was not able to exercise his or her right
to release of unjustified enrichment as stipulated in the Civil Code (pursuant to Section 38, Article 6,
Act 21/1992 Sb., on Banks)
400 (+ 21% VAT)
per request
Provision of banking information about a client of another bank – to a client of Sberbank CZ. a.s.
Compensation for actual
costs + 1,000 (+ 21% VAT)
per query
8.3 Safe deposit boxes
In CZK
or equivalent
Transactions
Applies to rental of safe deposit boxes at the following branches: Prague – Na Příkopě, Brno M-palác, České Budějovice, Hradec
Králové, Ostrava, Prague Lazarská and Zlín and Karlovy Vary. For more information about availability, please contact the respective
branch.
Size of safe deposit box
Safe deposit box annual
rental fee
Up to 5,000 cm3
600 (+ 21% VAT)
5,001 – 10,000 cm3
1,000 (+ 21% VAT)
10,001 – 15,000 cm3
1,500 (+ 21% VAT)
15,001 – 30,000 cm3
2,500 (+ 21% VAT)
30,001 – 50,000 cm3
4,000 (+ 21% VAT)
50,001 cm3 +
9,000 (+ 21% VAT)
Key deposit (2 keys)
2,000
Rent notice
Storage of uncollected contents of a safe deposit box
Fee for not vacating a safe deposit box after termination of the contractual relationship
100 CZK + 21% VAT
5,000/year (+ 21% VAT)
According to the actual
costs of vacating the safe
deposit box
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 28
8. Other banking services
8.4 Day and night depositories
In CZK
or equivalent
Transactions
Deposit for release of depository case and keys
3,000
8.5Other
8.5.1 Fees for services not included in the List of Fees
In CZK
or equivalent
Transactions
For services not listed in the List of Fees*
200 for each full or partial
15-minute period of work
Crediting interest, transfer of deduction tax, charging prices for services
Fee for execution
Free of charge
150
* If services are not part of financial activities pursuant to Act No. 235/2004 Sb., on Value Added Tax, the Bank shall charge 21% VAT.
8.5.2 Joint provisions
Information about other fees not included in this List of Fees is available upon request at Sberbank CZ, a.s. branches. Should you have
any questions, please contact your branch advisor.
In addition to fees in this List of Fees, Sberbank CZ, a.s. shall charge the client any fees that foreign or domestic banks or other organizations charge for operations carried out at the client‘s request, unless agreed otherwise in specific cases.
Sberbank CZ | List of Fees | LARGE CORPORATE AND CORPORATIONS, FINANCIAL INSTITUTIONS
Page 29
Infolinka 800 133 444
www.sberbankcz.cz