The Hamilton Retirement
Planning Group
at Morgan Stanley
Smith Barney
Helping clients transition into retirement.
4520 Main Street
8th Floor, Kansas City, Missouri 64111
816-932-7856
 / Main
800-821-6119 / Toll-F ree 816-932-7836 / fa x
fa.smithbarney.com/hamiltonretirementplanninggroup
[email protected]
The Hamilton Retirement Group
at Morgan Stanley Smith Barney
Think about retirement. What images come to mind? Is it travel? A
second home? A life-long wish fulfilled?
Everyone has dreams for retirement. At the Hamilton Retirement
Group at Morgan Stanley Smith Barney, our job is to help those
dreams become a reality.
Most of our clients come to us within about 10 years of retirement.
They have had successful careers. Most have been saving steadily,
investing in savings instruments such as IRAs or 401(k)s.
These are the clients we focus on serving.
We can help you prepare for retirement. Then, we can assist you with
the transition itself, and continue to provide service as your retirement
progresses.
Retirement planning is all we do. After all, for the most important
transition in your life, doesn’t it make sense to work with a
knowledgeable financial advisor?
T h e H a m i lton Re t i rem en t Pl a n n i ng Grou p
3
Meet the Professionals
The Hamilton Retirement Planning Group
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Morgan S tan le y Sm i t h Ba rn e y
Gordon Hamilton III, CRPC®
Managing Director-Wealth Management
Financial Advisor
Gordon joined the financial services
industry in 1987 and has been with
Morgan Stanley Smith Barney and its
predecessor firm ever since. Gordon
focuses on retirement and investment
planning, 401(k) plans, legacy planning,
pensions, lump sum distributions and
profit sharing plans. He also conducts
numerous retirement and investment
planning seminars throughout the
community. Gordon’s commitment to
providing a high level of service and
financial advice led to his position as
a Managing Director-Wealth Management at Morgan Stanley Smith Barney.
Gordon earned his Bachelor’s degree
in Business Administration in 1984 from
Southern Methodist University. He
lives with his wife and four children in
Kansas City. He enjoys being with his
family and coaching youth basketball
in his spare time. He also volunteers
his time to Synergy Services and he is
an active Chiefs Red Coater.
Benjamin J. Panos, CRPC®
Financial Planning Specialist
Financial Advisor
Ben joined the Hamilton Retirement
Group at the predecessor firm of Morgan Stanley Smith Barney in 2003. Ben
especially enjoys working with clients
in a close, one-on-one relationship,
watching them enjoy retirement after
years of hard work. He works with clients on retirement planning, financial
planning and asset allocation.
Ben’s strong belief in a collaborative
approach grows out of his experience
at Rockhurst University, where he was
a four-year letter winner in basketball.
He graduated with a degree in Finance
and Economics. He is an avid triathlete,
competing in up to 5 events each year. He
and his wife Ali enjoy traveling abroad
and experiencing different cultures.
They reside in Prairie Village, KS.
T h e H a m i lton Re t i rem en t Pl a n n i ng Grou p
5
6
Christopher W. Briley, CRPC®
Thomas C. Riordan, CRPC®
Financial Planning Specialist
Financial Advisor
Financial Planning Specialist
Financial Advisor
Chris joined the Hamilton Retirement
Group at the predecessor firm of Morgan
Stanley Smith Barney in 2004. Chris
regularly meets with families to structure
a strategy that helps meet their goals
in retirement. He enjoys working with
clients as they approach retirement,
believing that this is a phase in life that
people work for all their lives, and that
he can help them enjoy.
Chris graduated from the University
of Kansas with degrees in Communications and Psychology, and he remains
a committed Jayhawks fan. He and
his wife Britton enjoy spending time
with their son Ellis and volunteering
in their church events. They reside in
Prairie Village, KS.
Tom joined the Hamilton Retirement
Group at the predecessor firm of Morgan
Stanley Smith Barney in 2002, focusing on the transition between work
and retirement. Tom especially enjoys
working with our clients once they reach
retirement, helping them understand
how to reach their goals and maintain
their lifestyle.
Tom graduated from Rockhurst University with a degree in Finance and
Economics and a minor in English. He
is an avid runner, having completed
several marathons. He and his wife
Kelly live in Prairie Village; in their
spare time, they enjoy traveling and
rooting for their beloved Chiefs and
Jayhawks.
moRgan S Tan le y Sm i T h BaRn e y
Retirement Is All We Do
Virtually all wealth management firms offer retirement planning
services. However, the Hamilton Retirement Group at Morgan Stanley
Smith Barney is one of the few that concentrate exclusively on
retirement.
We help our clients at each of the three
basic stages as they approach retirement: planning for retirement, actually
retiring, and maintaining your chosen
lifestyle during retirement.
Because we are experienced professionals,
there are very few situations we have
not encountered before. We work with
clients of all levels of sophistication,
income and backgrounds. Depending
on the trajectory of your career, we may
even be familiar with the intricacies of
your current plan. Either way, you can
be sure we will develop the information
we need to help address your particular
needs and issues.
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Morgan S tan le y Sm i t h Ba rn e y
We believe you are entitled to working
with a financial advisor who shares
your vision, earns your trust and strives
diligently to help you attain the life you
desire for you and your family. As we
work together towards your goals, we
are committed to providing you with
distinctive, caring and personalized
attention. Equally important is our
attentiveness to helping you anticipate
the changes and challenges in your life
so you can be prepared to meet those
circumstances when they arise.
Retirement Transition Services
No matter how successful you’ve been at creating wealth for yourself
and your family, transitioning to retirement requires a different
mindset. You will no longer be focused on acquisition – in retirement,
your issues shift to preservation and distribution. Even successful
independent investors can become tangled in these new demands. At
the Hamilton Retirement Group, we can help you turn your life savings
into a steady income stream that can potentially last you a lifetime.
Among our services:
Income replacement.
Re-create as much as possible of the
income stream you built during your
career.
Asset management.
Adjust your portfolio to reflect your new
objectives of preservation and growth
to stay ahead of inflation.
Investment advice.
Choose appropriate investments for
your needs, given your age, risk tolerance and goals.
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Morgan S tan le y Sm i t h Ba rn e y
Retirement plan assistance.
Understand your options with your
IRA or 401(k) plan.
Family protection.
Ensure that you have proper protection
in place for your loved ones, both today
and in the future.
Tax management.
Increase the amount of income you
receive while reducing what you pay
in taxes.
Legacy planning.
A comprehensive plan, done well in
advance, can help ensure that you leave
more of your wealth to your beneficiaries.
Concentrated stock management.
Did you earn company stock? Watch
for tax implications as you diversify.
Client education.
Understand how tax and regulatory
changes inf luence your retirement
plans. We also monitor the economic
conditions as they impact your finances.
Creating
Your Plan
To be truly effective, your plan
must reflect the totality of
your personal and financial life.
Our role is to help ensure that
your investment objectives
are consistent with pressing
financial concerns and your
long-term aspirations. Moreover,
we will support you and your
strategy with the resources and
perspective of one of the world’s
largest financial firms.
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Morgan S tan le y Sm i t h Ba rn e y
1 We will work to articulate your
aims for your wealth, examining your
current and future income sources
and cash flow needs, and then
consider factors like tolerance for
risk, tax concerns, liquidity needs and
time horizon.
Discover
Review
4 We will review your portfolio
together at your request. And when
your circumstances change, we will
work with you to revise your strategy
and reposition your assets to reflect
your new needs and goals.
Analyze
Implement
2 We will propose a financial plan and
asset allocation designed to help meet
your goals. Our advice may encompass
issues such as retirement planning,
business continuation, tax minimization
and wealth transfer.
3 We will work closely with you to
bring the elements of your plan to
life, helping you to select from the
hundreds of investment management
firms available to you, and identify
specific stocks, bonds and other
securities that may be suitable for
your portfolio. Then we will closely
monitor your portfolio.
$1.5 Trillion
7,000,000
18,000
900
CEO
130
f i n a n ci a l a dv i S o r S
a n d S e n i o r M a n ag e M e n t
t e a M w i t h d e e p w e a lt h
M a n ag e M e n t e x p e r i e n c e
e x p e r i e n ce
A Strong, Steady Force in a Changing Industry
Information as of 05/30/2010 unless otherwise indicated
Please read important disclosures on the back cover of this brochure
c l i e n t acco u n t S
g lo B a l loc at i o n S
y e a r S o f co M B i n e d
c l i e n t a SS e t S
A CULTURE of
EXCELLENCE
OvER ThE yEARs, yOU hAvE mAdE mAny finAnCiAL dECisiOns.
OnE in pARTiCULAR is LikELy TO hAvE A LAsTing impACT
On yOUR wELL bEing And ThAT Of yOUR fAmiLy:
ThE ChOiCE Of A finAnCiAL AdvisOR.
Investors who choose Morgan Stanley
Smith Barney often tell us that their reasoning is simple. They choose a Financial
Advisor — and a firm — that mirrors the
values propelling their own success: a
commitment to perform at the highest
level for their clients, with no shortcuts,
compromises or excuses.
The combination of Morgan Stanley
and Smith Barney brings together two
firms that have demonstrated those
values for decades. Firms with a reputation for achieving the objectives of the
world’s most sophisticated and demanding
investors. Firms whose Financial Advisors have earned the trust and achieved
the goals of many of the nation’s most
successful individuals, their families,
as well as corporations, foundations
and endowments.
In melding our two firms, we created an organization that truly exceeds
the sum of its parts. Whatever your
investment goals, and however you
prefer to pursue them, Morgan Stanley
Smith Barney offers you more flexibility,
more capability, more insight than you
are likely to find anywhere else.
Morga n S ta n le y SM i t h Ba rn e y
15
choice / gloBal i nSigh t an d opport u n i t i eS
Investment insight without limits
Morgan Stanley Smith Barney has meaningful intelligence
about every major asset class and a presence in every
major market, as well as investment research from some
of the world’s most respected analysts. Our culture values
lively debate and an open exchange of ideas as the basis
for distinctive, sophisticated strategies. We translate our
insights into your financial success.
intellectUal capital , gloBal
perspective. As a client, you have ac-
cess to the strategic and tactical views
of some of the world’s most seasoned
and respected investment professionals.
The members of our Global Investment
Committee develop strategies that guide
the management of advisory accounts
and help to inform the decisions of clients
across Morgan Stanley Smith Barney.
The team is currently supported
by the work of 350 analysts at two of
the world’s largest investment banks,
Morgan Stanley and Citi, who cover key
geographic and economic sectors, as
well as 3,000 individual equity securities. This research is directly available
to individual clients, as are the market
insights, research and analytic views of
fixed income and equity desks focused
on the needs of individual investors.
Your Financial Advisor can bring all of
these resources to bear on your portfolio.
s o p h i s t i c at e d s t r at e g i e s ,
rigoroUs risk management. The
Global Investment Committee is an
especially valuable resource to you and
your Financial Advisor. The committee creates model portfolios based on
rigorous statistical techniques — which
guide both institutional and individual
investors and reflect a range of time
horizons, risk profiles and wealth levels.
Also, the committee makes tactical suggestions based on an astute analysis of
the investment landscape. It is all done
with an eye on achieving the most efficient balance of risk and return to help
maximize the likelihood of successfully
meeting your objectives.
a premier trading and execUtion
platform. Our ability to execute your
investment strategy is second to none.
Morgan Stanley Smith Barney is one
of the only wealth management firms
with a stand-alone, principal-driven
capital markets platform dedicated
to the needs of individual investors
and Financial Advisors. Think of our
225 capital markets professionals as
experienced, highly responsive and
knowledgeable partners.
the fUll spectrUm of investment choices. You also have access
to a variety of mutual funds, including
a group of funds that are vetted and
continuously monitored by 40 manager
research analysts and investment professionals — one of the largest such groups
in the industry. These specialists are
responsible for an open-architecture
platform that includes more than 1,300
investment vehicles and strategies — again, a broader offering than that of
any other investment firm. You have the
flexibility to choose any of these vehicles,
with guidance from a Financial Advisor
focused solely on your best interests.
pe rsonal / perforM a nce
Performance that
meets your measure
a profoUnd Understanding of wealth
management needs
Business Strategies
Charitable Pursuits
Education Funding
Estate Planning
Integrated Planning
Investment Management
Liquidity
Retirement
Risk Management
16
Morgan S tan le y SM i t h Barn e y
Our goal is to understand
which personal and financial
measures are most important to you — and then to
exceed them.
yoU r pe rsonal fi nancial ad v i s o r . Among the most important
skills of our Financial Advisors is the
ability to listen: to thoroughly understand your financial needs and then
align the resources to meet them. Your
Financial Advisor can help you evaluate immediate concerns and plan for
long-term goals, be a sounding board
for your investment ideas, assist you in
developing and executing a strategy that
is precisely your own and help deliver
performance results that meet your
needs. When you give your Financial
Advisor discretionary responsibility
for managing your account, he or she
abides by the highest fiduciary standards, putting your interests ahead of
the firm’s or his or her own.
Your Financial Advisor is your advocate
within our firm, an intelligent editor who
selects and aligns the many capabilities
of Morgan Stanley Smith Barney for you.
From investments to credit to banking to
trusts, your Financial Advisor can meet
unique needs on both sides of your balance
sheet. Clients who are part of our Reserved
program also enjoy around-the-clock
morgan stan le y s m ith Barn e y / a S t rong pai ri ng
Be h i n d yoU r fi nancial advisor
Unparalleled experience
Drawing on many years of experience, Morgan Stanley
Smith Barney understands the importance of shaping
relationships that reflect client needs, preferences and
aspirations. Your Financial Advisor can help you define and
meet your goals by delivering the right resources to you in
the way that is most appropriate for how you invest and
what you want to achieve.
managing personal wealth to
institUtional standards. Our vast
global firm serves many of the world’s
most sophisticated and demanding institutional investors. As an individual
investor at Morgan Stanley Smith Barney,
you’ll benefit from the market insight,
global presence, risk management resources and analytical rigor that drive
our institutional relationships. You
will experience the highest standards
of client service and responsiveness,
enhanced by the personal attention and
commitment of your Financial Advisor.
the knowledge to get it done. As
the nation’s leading manager of personal
wealth, we understand that there are
almost as many approaches to managing
wealth as there are portfolios to invest.
service and exclusive seminars devoted
to the needs of high net worth clients.
the valUe of a learning cUltUre.
The firm’s Financial Advisors are among
the most experienced and capable in
the industry — many have advanced
degrees and professional certifications and designations. Morgan Stanley
Smith Barney makes a sizeable investment in the training and professional
development of each Financial Advisor.
Our continuing education programs are
designed to equip Financial Advisors
with new skills and perspectives. We
want every client to reap the benefits
of the culture of excellence of our firm.
Our 18,000 Financial Advisors represent an extensive knowledge base
built on diverse skills, experience and
Our firm and Financial Advisors have
an in-depth understanding of virtually
all the challenges, goals, preferences,
styles and strategies that distinguish
wealthy investors. Additionally, as a
truly global financial institution, we
have an equally acute knowledge of
financial opportunities and the potential
risks. This combination positions us to
develop, structure and execute solutions for your most important financial
needs, from accumulating wealth to
investing for income, from solidifying retirement security to devising a
distribution approach that meets your
lifestyle and legacy goals. At the same
time, we invest in innovative tools that
help simplify your financial life on a
day-to-day basis.
professional interests. We make this
collective knowledge available to every
client by facilitating advisor collaboration, encouraging an environment where
Financial Advisors can share asset allocation approaches, highly focused
strategies and specific investment ideas
and solutions to unusual or particularly
sophisticated client needs.
Away from the office, our Financial Advisors volunteer their time and
leadership skills to thousands of local
organizations. They are at the forefront
of the firm’s commitment to give back
generously to the communities where
our clients live and work.
1
Financial
Advisor
200
3,000
global
companies
tracked
alternative
investment
strategies
1,300
350
investment
products
40
manager
research
professionals
research
analysts
225
independent
capital markets
professionals
Top-flight research from
both Morgan Stanley
and Citi
assets typically have complex needs and
require highly integrated capabilities.
Family Wealth Advisors brings together
the resources of Morgan Stanley Private
Wealth Management and Smith Barney’s
suite of family office services. This
organization focuses on the intricacies
of multigenerational wealth transfer,
family ownership structures, complex
tax reporting, succession planning and
family governance. Our clients work
with professionals who have extensive
experience addressing both the financial issues and personal dynamics of
America’s wealthiest families.
special resoUrces for families
with exceptional reqUirements.
Successful families with substantial
Please read important disclosures on the back cover of this brochure
Morga n S ta n le y SM i t h Ba rn e y
17
Recognition
2010 FIVE STAR Wealth Manager
Under the Crescendo Business Services’ FIVE STAR: Best in Client Satisfaction Wealth Managers , 30,000 to 80,000
consumers most likely to use the services of a financial services representative (identified by Crescendo) and 4,000
to 8,000 financial service professionals (identified by Crescendo) are asked to name and evaluate up to three financial advisors. The number of individuals in the sample varies based on the size of the local market. In addition to the
survey results, other evaluation criteria, such as a minimum of five years’ financial services experience, acceptable
compliance records, and evaluation results by a panel of local industry experts are incorporated into the overall evaluation process. The final list identifies the wealth managers, of those evaluated, in the local market that score highest
in client satisfaction. For more information on the rating methodology, go to http://www.fivestarprofessional.com.
• The FIVE STAR Wealth Managers do not pay a fee to be included in the research or the final list of FIVE STAR Best
in Client Satisfaction Wealth Managers.
• The overall evaluation score of a wealth manager reflects an average of all respondents and may not be representative of any one client’s evaluation.
• The inclusion of a wealth manager on the list should not be construed as an endorsement of the wealth manager by
Crescendo or [insert magazine].
• The rating is not indicative of the advisor’s future performance.
Barron’s Top 1,000 Financial Advisors
*Barron’s Top 1,000 Financial Advisors, as identified by Barron’s Winner’s Circle, bases its rankings on qualitative
criteria: professionals with a minimum of 7 years’ financial services experience, acceptable compliance records, client
retention reports, customer satisfaction, and more. With over 3,000 advisors nominated annually, advisors are quantitatively ranked based on varying types of revenues and assets advised by the financial professional, with weightings associated for each. Additional measures include: in-depth interviews and discussions with senior management,
peers, and customers, and telephone-based and in-person interviews with the nominees. Because individual client
portfolio performance varies and is typically unaudited, this ranking focuses on customer satisfaction and quality
of advice. For more information on ranking methodology, go to www.WCorg.com <<http://www.WCorg.com>>. The
rating may not be representative of any one client’s experience because it reflects a sample of all of the experiences
of the advisor’s clients. The rating is not indicative of the advisor’s future performance. Neither Smith Barney nor its
financial advisors pay a fee to The Winner’s Circle or Barron’s in exchange for the rating.
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Morgan S tan le y Sm i t h Ba rn e y
Morgan Stanley Smith Barney strives to offer clients the finest
in financial thinking, products and execution to help them meet
their individual needs and achieve their personal financial goals.
When we work together, you’ll benefit from personalized advice,
objective guidance and dedication to your success as an investor.
With access to Morgan Stanley Smith Barney’s renowned
global resources and investment opportunities, we can help you
develop and maintain an optimal investment strategy. Our wealth
management strategy will address key areas of your financial
life beyond traditional investments and may incorporate diverse
recommendations for building and protecting your wealth.
Morgan Stanley Smith Barney offers a wide array of brokerage and
advisory services to its clients, each of which may create a different
type of relationship with different obligations to you. Please contact
us to understand these differences.
Asset allocation and diversification do not guarantee a profit or
protect against loss.
Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley
© 2011 Morgan Stanley Smith Barney LLC. Member SIPC.
Smith Barney Financial Advisors do not provide tax or legal advice.
This material was not intended or written to be used for the purpose
of avoiding tax penalties that may be imposed on the taxpayer. Clients
should consult their tax advisor for matters involving taxation and
tax planning and their attorney for matters involving trust and estate
planning and other legal matters.
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