Saba Schedule of Fees & Charges
Banking Accounts
Savings Accounts cont’d
RBC Day to Day Banking
Monthly fee
USD 10.00/EUR 20.00
Number of free monthly debit trans.
5 Free cheque items
Additional debit trans. fees
RBC No Limit Banking
Monthly fee
Number of free monthly debit trans.
Additional debit trans. fees
RBC VIP Banking
Monthly fee
Branch: USD/EUR 1.50
Cheque: USD/EUR 1.00
ATM: FREE at RBC ATM's
USD/EUR 15.00
Unlimited Free branch/
cheque items
Branch/Cheque/
ATM: FREE at RBC ATM's
USD/EUR 30.00
Number of free monthly debit trans.
Unlimited Free branch/
cheque items
Additional debit trans. fees
Branch/Cheque/
ATM: FREE at RBC ATM's
Additional debit trans. fees
RBC Enhanced Savings
Monthly fee
Additional debit trans. fees
Debit trans. fees
USD 10.00
if daily balance of
USD 10,000.00 is not
maintained
Branch: USD 3.00
ATM: FREE at RBC ATM's
To own account at RBC
To a 3rd party at RBC
To another local bank
Age-Based Accounts
RBC Leo’s Young Savers
Monthly fee
Additional debit trans. fees
Incoming Payments
Local incoming payments to USD account
International incoming payments
For amounts between USD 1.00 - 5,587.00:
For amounts over USD 5,588.00:
Outgoing Payments
Local Outgoing Transfers
FREE
Branch: USD 1.50
ATM: FREE at RBC ATM's
RBC Student Banking
Monthly fee
FREE
Number of free monthly debit trans.
5 Cheque items
Debit trans. fees
Branch: USD/EUR 1.50
Cheque: USD/EUR 1.00
ATM: FREE at RBC ATM's
Inter-Island Outgoing Transfers
Outgoing to RBC Curacao,
Bonaire or St Maarten
Outgoing to another bank in
Curacao, Bonaire or St Maarten
International Outgoing Transfers
International outgoing wire transfers *
Foreign Bank charges
Exchange of coins
FREE
USD 5.50
USD 8.34
Over the
Counter
FREE
USD 2.00
USD 5.59
Coin orders
RBC
Netbank™
FREE
USD 0.55
USD 3.50
USD 3.35 USD 2.79
USD 5.59 USD 3.50
USD 25.00 USD 15.73
plus 1/8% plus 1/8%
min
min. USD 5.59
USD 10.00 max. USD
max. USD 279.32
500.00
EUR 25.00 USD 20.00
* Plus beneficiary charge if applicable. The beneficiary charge is the Foreign
Bank’s fee for effecting the payment. This charge will be deducted from the
amount sent unless otherwise indicated. Please ask your branch for details.
RBC Plan 50 Savings
Monthly fee
USD 5.00 if daily closing
balance of USD 2,500.00
is not maintained
EUR 20.00
Branch: USD/EUR 1.50/
ATM: FREE at RBC ATM's
USD/EUR 5.00
if daily closing balance
of USD 5,000.00 is not
maintained
Branch: USD/EUR 1.50
ATM: FREE at RBC ATM's
® /™ Trademark(s) of Royal Bank of Canada. Used under licence.
Debit trans. fees
USD 5.00 if daily
balance of
USD 5,000.00 is not
maintained
Branch: USD 1.50
ATM: FREE at RBC ATM's
Standing order between accounts held by
the same client within RBC Royal Bank
Standing order to third parties at
RBC Royal Bank
Standing order to other local banks
Payment of utilities
Adjustments to standing order due to
insufficient balance on account
Set-up fee
Amendment fee
S/O NSF
Cancellation fee
(cancelled by RBC due to 3 consecutive NSF)
Large Cash Handling Fee - OTC deposits
& withdrawals (local currency)
Cheques
Cheque books of 20
Cheque books of 40
Stop payments on cheques
Cancel stop payment
Returned cheques
Honoured cheques or items with
insufficient funds
USD 14.00
USD 27.00
USD 10.00
USD 10.00
USD 15.00
USD 6.00
Bankers cheques & travellers cheques
Certified cheques (local)
Certified cheques (foreign)
Encashment of traveller’s cheques
USD 10.00
USD 10.00 + 1/8%
min. USD 10.00 max.
USD 500.00
1% of amount min.
USD 3.00
Administrative fees
FREE
20.00 units of the
currency of the a/c
USD 3.35
Interim statement and duplicate statement
USD 10.50
Dormant a/c fees
USD /other currency
2.50 per month
(after 2 years)
Copies of statements (regular accounts)
Onshore: USD 5.00
per statement number
Offshore: USD 20.00
Copies of statements (Credit card)
USD 10.00
Reference letter
Interest letter/statement
USD 5.60
Current year: FREE
All other: USD 22.00
per letter
USD 6.50
USD 1.70
USD 5.60
USD 3.00
USD 3.00
USD 3.00
USD 5.50
Cash transactions
Cash Deposit (same name account)
Cash Deposit (third party account)
Bill payment (by cash/ account debit)
Cashing cheques by non clients
Cashing travellers cheques
1% of value of coins min.
USD 5.00 (if
value of coins ≥ 100)
1% of value of coins min.
USD 10.00
0.1% of amount if cash
amount ≥ USD 10,000.00)
Current account
Monthly fee for non-resident/
offshore (International Bank)
Automatic payments (standing orders)
Savings Accounts
RBC Day to Day Savings
Monthly fee
RBC High Interest Baering eSavings
Monthly fee
Bulk Cash Fees
Payments & transfers
FREE
USD 1.50
USD 1.50
USD 5.59
1% of cash amount
with a min. of USD 1.40
Effective January 23rd, 2017
USD = US dollars EUR = Euros
For details of our other charges, please contact your Account Executive or our Client Service Department on 416 2454 (Saba).
Publication of January 23rd, 2017. RBC Royal Bank maintains the right to be able to adapt their charges to conform to market circumstances.
These charges are exclusive of our Value Added Tax (VAT).
Business services
Night Deposits
Annual Admin Fee
USD 45.00
Saba Schedule of Fees & Charges
Electronic Banking
Card services cont’d
Online Banking - NetBank
Monthly subscription fee
ATM & POS charges
Personal clients
FREE
Local Business Banking clients
USD 35.00
International Business Banking clients
USD 45.00
Token (replacement)
eStatements
Printed statements
USD 25.00
FREE
USD/EUR 0.75
per cycle
Card services
Visa Classic/MasterCard Standard
Annual membership fee **
Annual extra card **
Annual fraud protection
USD 50.00
USD 25.00
USD 20.00
Visa/MasterCard Gold
Annual membership fee **
Annual extra card **
Annual fraud protection
USD 77.25
USD 28.65
USD 30.00
Visa/MasterCard Business
Annual membership fee **
Annual extra card **
Annual fraud protection
USD 105.00
USD 52.50
USD 30.00
Visa/MasterCard
Urgent payment fee
Cash advance (%) RBC ATM
Cash advance (%) Non RBC ATM
Late payment fee
Over the limit fee
NSF cheque
Investigation fee
Credit card replacement fee
USD 10.00
3% min. USD 5.00
3% min. USD 5.00
2.5% min. USD 35.00
5% min. USD 20.00
USD 35.00
USD 10.00
USD 20.00
(01/2017)
Withdrawal at RBC Royal Bank ATM
USD 0.27
Withdrawal at non-RBC ATMs on Cashnet
(Aruba, Bonaire, Curacao, Saba
and St. Maarten)
USD 1.12 plus the
exchange rate per trans.
Withdrawal at ATMs on the
MasterCard Cirrus Network
USD 2.34 plus
exchange rate per trans.
Withdrawal at RBC Royal Bank ATMs:
Aruba/Bonaire/Curacao/St. Maarten
USD 0.56 plus the
exchange rate per trans.
›
Visit your nearest RBC Royal Bank branch
Withdrawal at RBC Royal Bank
ATMs in TT/EC
USD 1.12 plus the
exchange rate per trans.
›
Call 416 2454
Balance Enquiries at ATMs on the
MasterCard/Cirrus Network
USD 0.27
›
Or visit www.rbc.com/caribbean
Declines at RBC or non-RBC ATMs
on the MasterCard/Cirrus Network
USD 0.56
POS
Purchases at domestic merchants
To find out more about Schedule of Fees and
Charges or any other information not listed in this
brochure:
FREE
Purchases at international merchants
on the Cashnet Network*
FREE
Purchases at international merchants
on the MasterCard/Maestro Network*
FREE
Declines (NSF) at international merchants
on the MasterCard/Maestro Network
USD 0.56
Card replacement
USD 8.25
Disclaimer
The content of this publication is for the general
guidance and benefit of our clients. While efforts
are made to ensure the accuracy and completeness
of the information at the time of publication, errors
and omissions may occur. You should not act or rely
*Exchange rates will apply
on the information herein without seeking the advice
of a professional. RBC Royal Bank N.V. and its affiliates
specifically disclaim any liability which is incurred as
a consequence, directly or indirectly, of the use and
application of any of the contents of this publication.
RBC Royal Bank N.V. reserves the right to amend the
** Annual Membership and Extra Card fees include taxes
terms and conditions stated in this publication.
Effective January 23rd, 2017
USD = US dollars EUR = Euros
For details of our other charges, please contact your Account Executive
or our Client Service Department on 416 2454 (Saba).
Publication of January 23rd, 2017.
RBC Royal Bank maintains the right to be able to adapt their charges
to conform to market circumstances. These charges are exclusive
of our Value Added Tax (VAT).
*Trademarks/registered trademarks of
Visa and MasterCard
International Incorporated. Used under licence.
®/™ Trademark(s) of Royal Bank of Canada. Used under licence.
Schedule of fees
and charges