Road to Wealth - Utah 4-H

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Savings Turnpike
ROAD TO WEALTH
Directions for 2, 3, or 4 teams
Object: Be the first to manage their money to get to
WEALTH.
1.) Roll the dice to see who goes first.
2.) Roll and move that number of spaces rolled on the
game board.
3.) Draw a card and read it out loud to the group.
4.) Follow the directions on the card.
5.) Play continues until all players reach satisfaction.
DS
AR
Savings Turnpike
A friend asked you to go shopping after
school. You say that you will go but only
to look. You do not buy anything because
it isn’t in your plan. Way to go! Sometimes
it’s hard to say “no.”
Your best friend asks to borrow money
to get rent a DVD. You never have
been able to say no to a friend. It
takes discipline.
LOSE A TURN!
GO AHEAD 2 SPACES!
Your mom said that you had to buy
the brand name shoes with your own
money. You waited until they went on
sale. It took a while but it was finally
a price that you could afford. Way to
go!
GO AHEAD 2 SPACES!
You are saving for a soccer ball but
spent the money you saved a the
State Fair. You made a choice, but you
won’t have a soccer ball for awhile.
You decided to rent a movie for a
party with your friends. This was not
a part of you planned purchases, but
you made a choice.
You decided to keep track of where
you spend your money for three
weeks. Excellent!
TRADE-OFF – STAY PUT!
TRADE-OFF – STAY PUT!
TAKE ANOTHER TURN!
You received money for your birthday
from your aunt. You decided to wait to
take it to the bank, and now you’ve
lost it in your room. Get organized!
For Christmas your received $25.00 from
your grandparents. You have decided to
save half of it to buy a bike next summer,
and to spend half on a new sweat shirt
for school. Good planning!
GO BACK 1 SPACE!
GO AHEAD 2 SPACES!
You took money out of your bike
savings to buy a new video game. You
made a choice, but it will take longer
to buy a bike.
GO BACK 1 SPACES!
You really want the new game and
decided to borrow $10.00 from your
parents to buy it now. You plan to pay it
back with $1.00 per week for 10 weeks
from your allowance. This was a choice
that helped you achieved your goal.
TRADE-OFF – STAY PUT!
You use to spend a lot of money on
candy and pop. Now you are getting
older and want to use your money
to buy clothes and other things your
parents will not buy for you. Good
thinking.
TAKE ANOTHER TURN!
Your brother wants to borrow $5.00 from
you. He promises to pay you back with
$0.50 interest when he gets his next pay
check in two weeks. He has paid you back
on time in the past. You give him the
money because he has paid in the past.
GO AHEAD 1 SPACE!
You have gone to your elderly
grandparent to help them rake their
leaves. They offered to pay you but
you said “no” - you just wanted to
help. Super satisfaction can come from
doing things without payment.
GO AHEAD 2 SPACES!
You have $25.00 to spend for Christmas
gifts this year for your family and friends.
You sit down and make a list of who you
want to purchase gifts for and how much
you will spend for each. You plan to make
a few. Good job!
GO AHEAD 3 SPACES!
While shopping at the mall you and
a friend found a purse with $500.00
in it. You have your parents call the
person who lost the purse and return
it to her. She gives you and your
friend each $5.00. Good job!
GO AHEAD 2 SPACES!
Your family plans a trip next summer. You
have all decided to save pennies nickels,
and dimes to use for expenses for the
trip. The amount of money in the pot by
May 31 will determine where you go for a
week. Great goal setting for the family!
GO AHEAD 2 SPACES!
You bought a new game on impulse.
After thinking about it, you decided
that there are other things that you
want to spend your money on. It’s
okay to change your mind.
GO BACK 1 SPACE!
You made a bet for $5.00 with your
brother who would win the World
Series. You might win, you might lose
- it’s a risk. Betting doesn’t payoff in
the long run.
GO BACK 2 SPACES!
You put your birthday money in your
wallet. At the end of the week it was all
gone, and you are not sure where it all
was spent. Maybe you need to plan better,
and watch where you spend your money.
GO BACK TO START!
You decide to save all your pennies and
nickels in a bank every day. Your parents
know this and often give you their
pennies too. Little amounts add up if you
stick with it.
GO AHEAD 1 SPACE!
On the way to the store to buy school
supplies, you stopped at the arcade with
the money your mom gave you. The plan
was to play one game. Twenty minutes
later, your money is gone. Now what will
you use to purchase school supplies?
LOSE A TURN!
This fall you left the new jacket your
parents bought you at the playground.
Your mom says that you have to wear an
old coat for another year or buy one with
your own money. You must learn to take
care of things - they can cost you extra
money.
GO AHEAD 3 SPACES!
You want to play hockey. It is expensive
to buy the equipment and pay the ice
time. Your dad says you need buy your
own hockey equipment, and he will pay
for the ice time. You find extra tasks
around the house, and deliver phone
books to get money.
GO AHEAD 3 SPACES!
You forgot to plan on holiday gifts for
your family. You always exchange gifts.
Oops!
LOSE A TURN!
GO BACK 2 SPACE!
A friend asks you to go to a movie. You
don’t want to hurt you friend’s feelings
and decide to go along. This was not part
of your plan for your paper route check
this month. You gave up a trip to the mall
shopping with your sister.
TRADE-OFF – STAY PUT!
You carefully plan how you will spend
each allowance you receive, including
saving $2.00. Bravo!
You found change in the sofa while
vacuuming on Saturday. This increases our
available cash. Lucky you!
GO AHEAD 3 SPACES!
GO AHEAD 1 SPACE!
Your allowance is spent one day after
you receive it so you can’t buy a
birthday present for your friend.
You followed your spending plan for a
week. Congratulations!
GO AHEAD 2 SPACES!
Your plan on how to spend your paper
route and allowance money includes
“savings” - paying yourself first! Super
idea!
GO AHEAD 3 SPACES!
You think that because you blew your
lawn mowing money on things you didn’t
plan to buy, your parents should give you
“spending money.” Sounds like you need to
learn more about planning a budget.
GO BACK TO START!
You bought your mother a birthday gift.
What a nice thing to do!
DRAW ANOTHER CARD!
You make $20.00 a week delivering
papers. You want to save 10%.
You get $9.00 a week for allowance.
You want to save 10%.
How many dollars should you save?
How many dollars should you save?
You get $10.00 shoveling neighborhood
driveways. You want to save 10%.
You get $25.00 for Christmas from
your grandparents. You want to save
10%.
How many dollars should you save?
You get $8.50 a week for allowance.
You want to save 10%.
How many dollars should you save?
You get $10.00 for good grades on
your last report card. You want to save
10%.
How many dollars should you save?
How many dollars should you save?
You make $20.00 a week baby-sitting
for your younger cousins. You want to
save 10%.
How many dollars should you save?
You get $8.50 a week for allowance.
You want to save 10%.
How many dollars should you save?