Visa Gift Card - Sterling Federal Bank

What You Should Know Before You Purchase Your
®
Visa Gift Card
For customer service please visit www.myprepaidbalance.com or call 1-877-497-7486.
•
•
•
This card can only be used in the United States.
Welcome everywhere Visa® is accepted.
Cannot be used at ATMs or for cash advances, gaming or gambling establishments.
IMPORTANT TIPS FOR ENJOYING YOUR CARD
•
•
•
•
Sign your card before using it and keep a record of the card number in a safe place.
When making a purchase, enter “credit” or give your card to the cashier and sign the receipt.
If purchase is more that your available balance, it may be declined unless processed as split tender.
Restaurants, car rental agencies and hotels may add up to 20% to your transaction amount when
requesting authorization.
CARDHOLDER FEES
Purchase Fee . . . . . . . . . . . . . . . . . . . . . . . . . $4.95
Inactivity Fee . . . . . . . . . . . . . . . . . . $2.95/mo after
12 consecutive months of inactivity
Reload Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . N/A
POS PIN Purchase . . . . . . . . . . . . . . . . . . . . N/A
POS Signature Purchase . . . . . . . . . . . . . . . . . Free
Lost/Stolen Replacement Fee . . . . . . . . . . . $5.00
Cash Access . . . . . . . . . . . . . . . . . . . . . . . . . N/A
CARD INFORMATION
Minimum Load Value . . . . . . . . . . . . . . . . . . . . $10 Expiration Time Frame . . At least five years from
Maximum Load Value . . . . . . . . . . . . . . . . . $1,000
the date the card was purchased
Maximum Balance . . . . . . . . . . . . . . . . . . . . $1,000 Minimum Age to Purchase . . . . . . . . . . . . . . None
Number of Reloads Allowed . . . . . . . . . . . . . . N/A Registration . . . Card is registered to the purchaser
Lost/Stolen Replacement Time Frame: Up to 30 days
TERMS AND CONDITIONS
Your use of this gift card constitutes your acceptance of the complete terms and conditions. For complete terms and
conditions visit the location where this card was purchased, visit myprepaidbalance.com or call the toll-free telephone
number on the back of your card. Before using your card, write down the card number and the toll-free telephone
number listed on the back, and keep them in a safe place for future reference. Funds do not expire. Visa® gift cards are
issued by MetaBank™, Member FDIC., pursuant to a license from Visa U.S.A., Inc.
What You Should Know Before You Purchase Your
®
Visa Travel Card
For customer service please visit www.myprepaidbalance.com or call 1-877-497-7486.
•
•
Welcome everywhere Visa® is accepted around the world.
Cards are not accepted at any gaming or gambling establishments.
IMPORTANT TIPS FOR ENJOYING YOUR CARD
•
•
•
•
•
•
Sign your card before using it and keep a record of the card number in a safe place.
If purchase is more that your available balance, it may be declined unless processed as split tender.
Restaurants, car rental agencies and hotels may add up to 20% to your transaction amount when requesting
authorization.
“Pay at the pump” transactions will request a $75 hold on your funds. Pay for your purchase inside the
service station to avoid a hold on your card.
You may set up your PIN by contacting Customer Service by calling the toll-free telephone number on the
back of your card. A PIN mailer will not be sent for this card.
Check myprepaidbalance.com/prohibitedcountries before traveling internationally for the most up-to-date
prohibited countries list.
CARDHOLDER FEES
Purchase Fee . . . . . . . . . . . . . . . . . . . . . . . . . $9.95
Reload Fee at Financial Institution . . . . . . . . . $4.95
Cash Access Fees:
ATM Balance Inquiry . . . . . . . . . . . . . . . $0.50
ATM Domestic . . . . . . . . . . . . . . . . . . . . $1.50
ATM International . . . . . . . . . . . . . . . . . . $3.00
Cash Advance . . . . . . . . . . . . . . . . . . . . . $5.00
Companion Card Purchase Fee . . . . . . . . . . $2.95
Inactivity Fee . . . . . . . . . . . . . . $2.95/month after
12 consecutive months of inactivity
POS PIN Purchase
. . . . . . . . . . . . . $0.50
POS Signature Purchase
. . . . . . . . . Free
Lost/Stolen Replacement Fee . . . . . . . . . . . $5.00
CARD INFORMATION
Minimum Load Value . . . . . . . . . . . . . . . . . . . $20
Maximum Load Value . . . . . . . . . . . . . . . . . $3,000
Maximum Balance . . . . . . . . . . . . . . . . . . . $10,000
Maximum Daily Direct Deposit . . . . . . . . . $5,000
Maximum Daily POS PIN Spend . . . . . . . . $2,500
Maximum Daily POS Signature Spend . . . . $2,500
Number of Reloads Allowed
Life of Card . . . . . . . . . . . . . Unlimited reloads
Daily . . . . . . . . . . . . . . . . Two reloads per day
Weekly . . . . . . . . . . . . . Four reloads per week
Monthly . . . . . . . . . . . . . Ten reloads per month
Expiration Time Frame: At least 9 months from the
date the card was purchased
Minimum Age to Purchase . . . . . . . . 16 (primary)
Minimum Age to Use . . . . . . . . . . 13 (companion)
Registration . . . Card is registered to the purchaser
ATM Maximum Withdrawal . . . 3x/day or $1,500
Cash Advance Maximum . . . . . . 3x/day or $1,500
Foreign Exchange Markup . . . . . . . . . . . . . . . . 3%
Lost/Stolen Replacement Time Frame . . . Up to 10
business days
TERMS AND CONDITIONS
Your use of this prepaid card constitutes your acceptance of the complete terms and conditions. For complete terms and
conditions visit the location where this card was purchased, visit myprepaidbalance.com or call the toll-free telephone
number on the back of your card. Before using your card, write down the card number and the toll-free telephone number
listed on the back, and keep them in a safe place for future reference. Funds do not expire. Visa® gift cards are issued by
MetaBank™, Member FDIC., pursuant to a license from Visa U.S.A., Inc.