Terms and Conditions:

Primary and supplementary cardholders can earn 5 times more NBAD Stars on
primary cardholder’s birthday.

Domestic and International purchase transactions are eligible for this promotion.

Maximum of 100,000 NBAD Stars can be earned on primary cardholder birthday.
This include spends on primary and supplementary cards

Bonus NBAD Stars earned on Birthday date will be credited at end of each month.
For example , Birthday date is on 5th May, Bonus NBAD stars will be credited end
of the month of May

Customer’s account and credit card should be active and in good stand at the time of
crediting the bonus NBAD Stars.

Eligible NBAD credit cardholders for this Birthday promotion are Visa Classic,
MasterCard Classic, Visa Gold, MasterCard Gold, NBAD-Virtual Card (Internet Card),
Visa Platinum, Spirit of the Union Visa Platinum, MasterCard Platinum, MasterCard Real
Madrid Platinum, Spirit of the Union MasterCard Platinum, Gems Titanium MasterCard,
Visa Infinite, Visa Signature, and MasterCard Real Madrid World Elite Cardholders.

Bonus NBAD Starts earned on the Birthday date will be automatically credited to
clients NBAD Stars balance

Eligible purchases will be counted as per transaction date (transactions done from
00:00:00 to 23:59:59 on primary cardholder’s birth date)

NBAD Stars General Terms and Conditions apply.

It is the customer’s responsibility to ensure that the details provided to NBAD are
correct. Details such as name, date of birth and mobile number should be correctly
updated in NBAD’s records.

NBAD reserves the right, at its absolute discretion, to amend and/or supplement
these terms and conditions at any time without any prior notification to the
NBAD customer. Any such amendments shall be updated on the NBAD website
(www.nbad.com).