We’re Your
www.enterprisecu.com
Published quarterly by Enterprise Credit Union
Credit Union
We Have FREE Checking!
Get Revved Up With 3.99% Financing!
We’ve lowered our rates! Enterprise Credit Union is offering great low rates
for the purchase or refinance of a Harley. Enterprise is known as the motorcycle
lender of choice, So if you’re thinking about getting a Harley, come and see
our friendly loan officers—they can get you financing as low as 3.99% APR*!
Cruise toward springtime fun
with a new Harley, financed
at Enterprise Credit Union!
Membership eligibility required. Subject to approved
credit. Rates subject to change without notice. Loan
approval within 24 hours. New money only. *Annual
Percentage Rate. At 3.99% APR, cost per thousand is
$43.42 (24 months), $29.52 (36 months). At 4.49%
APR, cost per thousand is $22.80 (48 months), $18.64
(60 months). At 5.99%, cost per thousand is $16.57
(72 months). At 7.49% APR, cost per thousand is
$15.33 (84 months). Harley-Davidson® has been used
with permission and is a registered trademark of H-D
Michigan, Inc.
Teaching Children About Money
Enterprise Credit Union has begun a series of youth initiatives aimed at
educating school-aged children about money. Many parents have the desire to
teach their children about money, but don’t have the resources. Next time you’re
in one of our lobbies, look for the brochure “Teaching Children about Money”. It
give tips and guidelines to educate kids, with suggestions listed by the following
age groups; younger than age five, ages five to 10, ages 11 to 14, and ages 15
and older.
Enterprise also has programs geared toward youth. Ask about our “Cool Card”
credit card program, Young Savers of America, and Googolplex. These are just
the beginning of targeted programs designed for the younger member at
Enterprise Credit Union.
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April 2004
Great People, Wonderful Experience
Meet LaTanya Tucker, the
new Head Teller at the
Broadway branch of
Enterprise Credit Union.
LaTanya was recently
promoted from her former
position of Member Service
Representative.
Members who deal with
LaTanya love her great smile,
something she likes to share with others. “To
me, nothing compares with a member leaving
my window with a smile—because the next
time they come in, they smile before I even get
a chance to greet them!” says LaTanya.
“Even before that, the most important thing I
can do at Enterprise is service the member by
taking care of their needs and getting the
answers to their questions. I like them leaving
with all their questions answered,” adds
LaTanya.
LaTanya loves helping out members, and
members take quickly to LaTanya. Next time
you’re at our Broadway branch, smile, and say
“hi” to LaTanya!
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What the Heck is a Googolplex*?
Ever wonder: Which is worth more—a 1978 Boba
Fett action figure or a 1989 Hot Wheels
Lamborghini? Could the U.S. run out of money?
Who's taking money out of your paycheck?
You'll find the answers to these and a googol of
other questions by reading Googolplex: The CU Guide for Student Moneymakers.
It's ready for you now on Enterprise Credit Union’s web site at
www.EnterpriseCU.com.
Googolplex contains stories, games, and puzzles for elementary, middle, and
high school students. It's all about money—getting it, saving it, spending it, and
borrowing it. It'll show you how business and the economy work and how you
can take control of your financial future. And it'll make you laugh.
Read Googolplex today. And come back regularly. You'll find something new
each month. It's just one more way Enterprise Credit Union can help you make
the most of your money.
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*It's the largest named number. (A googol is 10 to the 100th power; a googolplex is 10 to the googol
power.) Googolplex is also the name of Enterprise Credit Union's new online youth magazine.
Get Cool!
Enterprise has
a new credit card
for teens.
Enterprise
can explain the
right way to
handle a credit
card. It starts with our
COOL Card for young adults. We’ll
show you how credit can be a good thing.
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April 2004
Future Looks Bright for Economy
National
Credit Union
Youth Week
is April 18th
thru
the 24th!
By Jeff Kowal, ChFC, CLU
Registered Principal, SunAmerica Securities, Inc.
The year 2003 was an interesting one, to say the least. So what is happening in
2004? One of the ways to summarize the economic outlook is to review a checklist
of six key economic variables—economic growth, jobs, profits, inflation, interest
rates, and the dollar.
Economic Growth—Growth is likely to stay strong over the next year with the
possibility of more demand coming from rebuilding inventories, increased
investment spending on technology and increasing exports.
Jobs—Technically the recession of 2001 started and ended in 2001, and the
economy has been expanding for almost the last two years. However, for many
people, it has not felt like a typical expansion—because unfortunately, the growing
economy has yet to produce any meaningful recovery in the jobs market.
Profits—Operating profits rose by more than 20% in the third quarter of 2003, compared to the
third quarter of 2002, largely due to companies benefiting from huge productivity gains.
Inflation—The current inflation rate is not much different from the range we have seen over the
last decade. Over the next few years, various forces can affect inflation, such as economic expansion,
tight supplies of energy and a lower dollar.
Interest Rates—The Federal Reserve Board has committed itself to keeping interest rates low for a
considerable period of time. This is true even though there are clear signs of an economic recovery.
The Dollar—In the past two years, the U.S. dollar has fallen about 20% relative to the currencies
of most of the major trading partners of the United States. Various forces may push the dollar down
further in the years ahead.
So what does all this mean? Generally, it is broadly positive for stocks and slightly negative for
bonds. A major uncertainty is the presidential election. This and other uncertainties give good reason
to keep in touch with your financial advisor, and make sure that everything is being monitored on a
regular basis.
If you are looking for a new investment advisor or simply have an investment related question,
please give my office a call at 262-784-6240. As The Retirement Specialist in the Greater Milwaukee
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area, my 30 years of experience and knowledge can help you to meet your retirement goals.
Financial Advisor offering securities and investment advisory services through SunAmerica Securities, Inc., member NASD, SIPC.
Thank you to all the members who bought
a heart for the Children’s Miracle Network.
You raised over $700!
Save for America
We’re Your
Credit Union
www.enterprisecu.com
Personal Financial Service
the Way You Want it!
ELM GROVE
12700 W. Bluemound Rd.
Phone (262) 797-6260
Fax (262) 797-6273
DOWNTOWN
763 N. Broadway
Phone (414) 225-2440
Fax (414) 225-3108
Your account insured to $100,000
NCUA
National Credit Union Administration,
a U.S. government agency
Can you believe the average 12-year-old gets approximately 50
dollars a week?
What will they do with 200 bucks a month
in disposable income? Spend it all? Maybe. However, students at St.
Mary’s in Elm Grove are finding out all their options by participating in
“Save for America”, a proven teacher-led financial literacy program,
sponsored by Enterprise Credit Union. Parents may even learn to save some of
their money, too—perhaps for their child’s college education!
“Save for America” reaches students at the pivotal time when they are beginning to learn
the value of establishing goals for the future. The at-school program combines the U.S.
Department of Education approved school savings curriculum with weekly, in-school deposits
into a real personal savings account at Enterprise Credit Union. The in-school savings activity is
conducted with the help of caring adult volunteers. These basic financial tools provide the
child with a safe way to earn and learn about the value of money.
“Enterprise is proud to be involved with educating our youth. Our partnership with St.
Mary’s is just the first step. We feel financial instruction should be part of the foundation of a
child’s education,” says Ron Eide, President of Enterprise Credit Union.
Over the years, “Save for America“ has received endorsements and praise from a cavalcade
of reputable figures and organizations. These include the National PTA, the National
Association of Elementary School Principals, the National Association of School Directors,
and the US Department of the Treasury—Savings Bonds Division.
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