161 Marie Avenue East ~ West St. Paul, MN 55118
www.firstpacecu.com
Telephone: 651-451-8495 or 651-451-8052
Hours: 10:00 A.M. to 5:00 P.M. -- Mon. - Wed. - Fri. and 10:00 A.M. to 2:00 P.M. -- Tues. - Thurs.
The Credit Union Office will be closed
Memorial Day - May 30th
Independence Day - July 4th
First Quarter Newsletter 2016
Mobile Banking – right at the tip of your finger!
With our Mobile Banking App you can easily check your balance on the fly or deposit a check! You can also
transfer funds, apply for a loan, find a surcharge free ATM, check N.A.D.A. values and more! It’s an easy setup
from our online banking site. If you’re not enrolled in online banking you can self-enroll via the link on our
website www.firstpacecu.com.
Here's how:
Register your phone by logging into online banking and then click the Self Service tab. On that page find the
Additional Services area, click Mobiliti then follow the prompts on the page. Or, register by downloading the APP,
TouchBanking from the Google Play Store or Apple Store. When prompted for the APP code enter gofirstpace, and
then use your online banking user name and password. If you prefer not to download the APP you can still bookmark the mobile friendly link for easy access at https://mobile.netit.financial-net.com/webkit/?fiToken=firstpacecu.
TEN DOLLAR ($10) GIVEAWAY
Would you like us to deposit $10 into your share
savings account? All you have to do is find your
credit union member/account number spelled out in
this issue of the quarterly newsletter. If you find your
account number such as: ONE ZERO FOUR FOUR call
the credit union office by June 30, 2016 and we will
deposit ten dollars in your account. There are five
numbers.
Buy Union – Buy American www.unionplus.org
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FIRST PACE Credit Union – the best value for your
banking dollar
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Member Testimonial:
“I always come to you f irst because you give the best rates
and work with me.”
The Youth of America become Credit Union Strong!
April 1-30 is National Credit Union Youth Month. FIRST PACE Credit Union is focusing on our
Youth membership for the month of April (all year long really)!
Our mission is to engage our younger membership and help educate them by developing solid
financial understanding and responsibility. Current members (YOU) can assist by bringing in your
Children, Grandchildren, Nieces & Nephews to open an account and get started!
No matter what their age, together we can walk them through the stages they encounter:
•
Simple deposits & withdrawals
•
How to use a debit card and balance a check book
•
Getting that first loan
•
Teach them the difference between earning interest and paying interest, and how to
create a realistic budget plan with attainable goals.
Make sure the kids enter our Annual Coloring Contest (included with your statement) for a
chance to win a prize and help them get “Credit Union Strong!” Hand deliver your entry and get
a special gift!
SIX TWO FOUR ONE
Why should you and your family finance your vehicle with FIRST PACE Credit Union?
We are your trusted neighborhood banking partner. Refinancing or buying, we work for you, the member, to
get the best deal on your vehicle. We can help with used vehicle valuation, extended warranties, GAP, payment
protection, flexible terms and fair lending rates.
SIX ZERO FIVE ZERO
Get preapproved for a loan before you shop and be confident that you are making a smart purchase.
Apply online, print and mail a loan application or call us to get answers to any questions you may have.
USW Union employees, their families and families of current members are eligible to open an account with us.
This means your spouse, children, grandchildren, siblings, parents or grandparents can join and begin the
journey to financial security.
FIRST PACE Credit Union – your first place for financial service
FREE CHECKING - FREE DEBIT/ATM CARD - STRONG FRAUD PROTECTION
Quit counting your transactions, monitoring your balance and being assessed multiple hidden fees. Our FREE
Checking Account has a no fee, no minimum balance requirement, with multiple methods to manage your funds
like Direct Deposit, automatic transfers and Online Banking. Our FREE Debit Card lets you shop wherever you
want or get cash at the ATM & with strong fraud protection you are covered from losses.
Stop in the office or call 651-451-8495 today and start living fee free!
Sign up for our FREE online services at www.firstpacecu.com.
FIRST PACE Credit Union and LSS help families restore hope through improved finances. If you want to work on
your finances this year, there are a few simple ways to get started:
Write down a goal
Whether it’s 1 or 4 make sure you can see it daily. You are more likely to be successful in achieving your goal if
there are visible reminders.
Use the buddy system
Find a friend or family member who is working toward a goal as well, and commit to checking on progress with
each other. Accountability and support will help you stay on track.
Don’t give up
The trick to achieving any goal is to never give up – even if you stumble. Don’t stop saving even if you miss a
week.
Ask for help
If your goal is to conquer your debt and you’re not sure where to start, giving FIRST PACE CU a call is a great first
step. We will work with you to create a realistic action plan to conquer your debt for good. Call us today at 651451-8495 or LSS Financial Counselors at 888-577-2227.
Remember Moms, Dads & Grads with a VISA Gift Card from FIRST PACE Credit Union
Spring is upon us and soon there will be graduations, weddings, birthdays, and other special
occasions. By purchasing and giving a VISA Gift Card your loved one can shop where and when
they want.
Our RELOADABLE VISA Card, with unlimited reloads by you, can be used for budgeting or
when traveling. Forget paper-based traveler’s checks, plus this is safer than carrying a lot of cash
around. BONUS IDEA - give one to your college student for budgeting.
TWO SEVEN THREE NINE
NCUA has updated its tax identity theft resources page on the MyCreditUnion.gov consumer website. The page
includes useful information for preventing or reporting identity theft that may be perpetrated using fake contacts
that appear to be legitimate Internal Revenue Service requests for taxpayer information.
“Cyber hackers and old-fashioned thieves can trick people into divulging personal and financial information not
only during tax season, but all year long,” Board Chairman Debbie Matz said. “NCUA has an ongoing commitment
to protecting and educating consumers, helping them understand how they can prevent theft and informing them
where to get help should they become victims of fraud.”
http://www.mycreditunion.gov/Protect/Pages/taxidtheft.aspx
Effective May 1st
In order to open, use and maintain a Home Equity Line of
Credit plan, you must pay the following fees:
Loan Processing Fee: $200.00
Third party fees up to $1000.00
Sign up for our News & Specials so you can be kept abreast of important
announcements and promotions. Visit our website www.firstpacecu.com or
call us & we’ll be happy to enroll you!!
FOUR EIGHT SIX THREE