July - September 2009
TINIG
The Official Newsletter of Bangko Kabayan
IRFBI and BK...p3, Branch Updates...p4-5, Oracle...p6, Recognition...8, Just Wondering...p10 Pictures...p11
BK Hailed as the Most
Outstanding Rural Bank
in Calabarzon
By: Laurence Eje
Another feather in BK’s cap! Last August 28, 2009,
Bangko Kabayan was awarded as the Most Outstanding
Rural Bank in Calabarzon for the Year 2008 during
Landbank's 11th Outstanding CFI Awards Night held at
the Diosdado Macapagal Hall of Landbank Plaza, Malate,
Manila. Among the 388 rural bank conduit of the Land
Bank of the Philippines, Bangko Kabayan has been
selected for being one of Landbank's most effective and
active partners in countryside credit delivery, thereby
helping fasttrack progress for the benefit of its clients and
the community it serves.
Ms. Gilda E. Pico, Landbank President and CEO greeted
all countryside financial institution awardees for the event
while the Hon. Margarito ‘Gary’ B. Teves, Secretary of
the Department of Finance and Landbank Chairman of
the Board delivered his keynote speech later in the
program.
At the awarding rites, Ms. Gilda E. Pico handed over the
plaque to Banko Kabayan through its President, Atty.
Francis S. Ganzon. The BK delegation who witnessed the
awarding were Managing Director Teresa M. Ganzon, Executive Vice President Liza V. Mercado, and Loans Manager Enrico M. Arcillas. During the same rite, Bangko Kabayan received another special award on matters related to
financial productivity.
This is indeed something all BK stakeholders should be
proud of.
Bangko Kabayan Holds 2009
General Assembly in Tagaytay
By: Dave Alar
The annual Bangko Kabayan General Assembly was held
last August 21, a couple of days after the bank's 52nd Anniversary, at Angel's Hills, Tagaytay City with almost a hundred percent of BK people in attendance. A regular program was staged instead of a tree-planting activity which
was announced early this year. Employees were greeted by
an energizing getting-to-know-each-other activity followed
by a moving opening remarks from no less than the President, Atty. Francis Ganzon.
Continue on page 2...
Page 2
NEWS
2009 General Assembly, continued from page 1…
Hosted by the indefatigable Rymar Gutierrez and Neil
Marundan, this year's program included the introduction
of newly-hired employees from January 2009 to August
2009, announcements on Bayaning Bayanihan campaign
of Marketing and a voluntary tree-planting activity by IRBFI that was slated the following Saturday (August 29), a
financial literacy course presented by a BK favorite
speaker, Bong Roxas, re-introduction of BK Management
Training Program and the much-awaited recognition of
the mid-year rewards program awardees.
A total of thirty one (31) new members were welcomed to
the fast-growing BK family. This year's count is just short
of one (1) employee from last year where we hired thirty
two (32) during the same period.
For the rewards program, a total of eighteen (18) employees coming from different departments and bank branches
were given recognition. Special awards were also given to
three branches. There were three (3) employees given the
Innovation Award, four (4) for Admin Excellence, seven
(7) for Extra Mile, two (2) for Individual Special Award
and two (2) Special Recognitions. Corresponding monetary rewards were handed to the awardees aside from the
certificates. The next awarding is scheduled this December
during the company Christmas Party where we hope to
see more employees getting rewarded. The day ended
with a light merienda and a closing message from Ms.
Tess Ganzon, BK's Managing Director.
BK Now a “Mother”
(BK Adopted Two Schools)
By: Mean Alarcon -Olan
It is BK’s first time to venture into the Adopt-A-School
Program under RA 8525. For this year, BK adopted two
schools.
First Adoptee: Calumayin Elementary School
Last July 8, 2009, BK turned over an ETV Package to Calumayin Elementary School in Cuenca Batangas. The
package composed of a 21-inch colored T V, a DVD
player, and 33 instructional DVDs’, was received by Mrs.
Elizabeth Cadacio (School OIC) and Mrs. Aurora Palomares (School Teacher). Barangay Officials and KAPITAN Members were also present to witness the turnover
ceremony. The BK Team who went to Calumayin was
composed of Atty. Francis Ganzon (President), Teresa
Ganzon (Managing Director), Fides Ganzon (Marketing
Manager), Norman Cometa (MFU Head), Isabel Montealto (OIC – CBB), Angeline Alfante (MF Supervisor),
Mark Makalintal (AO – CBB), and Mary Anne Olan
(IRBFI Director).
Calumayin Elementary School in Brgy. Calumayin,
Cuenca, Batangas is situated along Taal lake shore, and is
not accessible to public transportation. To get to the
place, one has to walk down a more than 3,000-step path,
in the middle of a forest of a mountain side. An alternate
way would be a 30-minute motorboat ride from Tagbakin,
Lipa City. The BK Team opted the boat-ride. The land
where the school is built is a private property. For this
school year, there are only two grade levels – Grades 2
and 4 -- which are being accommodated by only one
teacher (Mrs. Palomares, who has been handling the
school since 1979) at the same time. By next year, they’ll
have Grades 1 and 3. The school’s mother-school is in
Lumampao, Cuenca, Batangas.
With the serene lake-water, calming view, friendly folks
and superb food, the trip to Calumayin was a soothing
experience. Aside from delivering BK’s donation to the
school, the BK team also had a perfect avenue for a focused group discussion with the KAPITAN Members of
Calumayin Center.
Second Adoptee: Macalamcam National High
School
Next stop is in Macalamcam B National High School.
The BK Team – composed of Florence Caraan (OIC –
RBB), Geraldine Magpantay (MF Supervisor), Ben Guerra
(AO – RBB), Gerneil Rivera (MF Trainor), Norma
Cometa (MFU Head), and Mary Anne Olan (IRBFI Director) – went to Macalamcam, Rosario, Batangas last July
20, 2009 to turnover 100 units of armchairs to their High
School. The items were turned over to Mrs. Andrea
Malapitan (HS Principal). Macalamcam’s Brgy. Officials,
PTCA President, Faculty members, and Students’ Representative were also present to witness the receipt of the
donations.
Macalamcam B National High School is located in a remote area in Brgy. Macalamcam B, Rosario, Batangas. It is
not accessible to public transportation, though the road
going to the school is cemented. The land where the
school is built was donated by a certain Mr. Magboo. The
school was established last 1992. At present, it has a
population of 325 students. Each year level has two
Continue on page 10...
Page 3
NEWS
IRBFI and BK Join HARIBON’S
Tree Planting Activity
By: Mary Anne Olan
Last August 29,
2009, fifty four
BK and IRBFI
volunteers, along
with
other
groups and private individuals,
joined the Tree
Planting Activity
facilitated
by
HARIBON Foundation at Caliraya Watershed, Cavinti,
Laguna. The event is a project of ROAD (Rainforest Organizations and Advocates) To 2020 movement which aims
to restore one million hectares of Philippine Rainforests by
planting native tree species with the assistance of various
organizations/volunteers until year 2020.
Two thousand five hundred (2,500) seedlings composed of
native trees (namely igyo, marang, narra, makaasim, alibangbang, batino, bitaong and lanite) were planted on that
day at the said watershed. Out of this number, 1,000 seedlings were donated by IRBFI. Having these native tree species in abundance will recover and conserve biodiversity,
optimize our supply of forest benefits and ecosystem services, reduce the risks of natural hazards such as landslides,
and enhance options for sustainable livelihood.
The participation to this momentous event is in consonance with IRBFI’s objectives to push volunteerism efforts
among BK employees and to promote sustainable development through environmental awareness initiatives.
Two Rural Banks from Bicolandia Visit Bangko Kabayan
By: Marvin Arsua
Last September 14-15, 2009, the Rural Bank of Camalig
and Rural Bank of Guinobatan, came to Bangko Kabayan
for a Study Visit. They were welcomed by the officers of
the bank headed by our Managing Director Teresa M. Ganzon. On the first day of their stay, the visiting group was
briefed about the history, mission-vision, core values and
organizational structure of Bangko Kabayan. They were
toured to all the departments in the Executive Office to get
familiar of the functions of each. They also visited Kapitan
Centers to witness how center meetings were held. They
were in awe how organized our Account Officers conducted center meetings - the members’ sincere participation
in weekly meetings and the discipline shown by each member of the center. On the second day, TMG gathered feedbacks from their learnings about the host bank. Later, the
host and the visiting banks exchanged experiences in operating a rural bank. According Mr. Mario Honrado,
President of Rural Bank Federation of Bicol Region, they
have high regard for Bangko Kabayan’s exceptional banking practices. Before leaving, the visiting delegation
gifted BK with products from Bicol while the host bank
gave them native products made by BK’s microfinance
clients. The Bicol delegation left bringing with them not
only the learnings from two-day visit but also the genuine
friendship extended by Bangko Kabayan.
BK Joins Global International
Coastal Clean Up
By: Marvin Arsua
Last September 19,
2009, Bangko Kabayan
participated in the annu al international
coastal clean up with
the theme “Beyond a
One-Day Clean Up:
Living Environmental
Awareness Everyday”
in Anilao Mabini,
Batangas. The activity
was attended by BK-Mabini staff and financially supported by the Ibaan Rural Bank foundation (IRBFI). The
Continue on page 10...
TINIG
Editor-in-Chief: Laurence Eje
News writers: Dave Alar, Mean Olan,
Gaye Gonzalvo, Marvin Arsua
Feature writers: Gaye Gonzalvo, Rey Orense,
Conrad Miranda, Rymar Gutierrez
Columns: Gerneil Rivera, Dante Chan
Contributors for this issue: A. Pasajol,
E. Espino, R. Gutierrez, L. Adan, M. Guerra,
D. Alar, A. Casao
Layout Artist: April Briones
For questions, suggestions, or contributions,
email us at [email protected]
Page 4
BRANCH UPDATES
Bangko Kabayan sa ika-52 taon
By: Ana Marie Pasajol, IBB Credit Adviser
Noong August 19, 2009, ipinagdiwang ng Bangko Kabayan ang ika-52 taong
anibersaryo nito. Ang selebrasyon ay sinimulan ng isang Misa ng Pasasalamat
na ginanap ng ika-6:00 ng umaga sa St. James Parish Church. Pinangunahan
ito ng ating pangulo na si Atty. Francis S. Ganzon at ng kanyang pamilya.
Nakibahagi rin sa pasasalamat ang ibang empleyado at mga kliyente.
Katulad ng nagdaang taon, ang IBB ay naghanda ng simple ngunit makabuluhang selebrasyon. Ginayakan ang lobby ng maraming balloons na kulay dilaw at berde. Bumaha rin ng maraming candies
at tinapay na ugoy, siyempre mawawala ba naman ang walang kasing tamis na “pinindot” at walang kasing lagkit na
“tinutong”. Bagama't simple, mababakas sa mukha ng mga kliyente ang KASIYAHAN at KAPANATAGAN. KASIYAHAN dahil sa magandang serbisyong ipinakikita ng bawat empleyado sa kanilang mga pangangailangan. KAPANATAGAN dahil alam nilang ang kanilang inipon at pinagpaguran ay iniingatan at pinahahalagahan.
Marahil, ang mga pagsubok na dinanas ng BK sa mga nagdaang taon ay paraan lamang ng Panginoong Maykapal upang
tayo ay lalong patibayin at patatagin bilang paghahanda sa mas mahaba pang panahon ng pagseserbisyo. Ganunpaman,
ano man ang mangyari sa mga susunod na taon maganda man o di gaanong kaaya-aya, mananatili pa rin sa bawat empleyado ang walang kasing tamis na ngiti at walang kasing lagkit na pagseserbisyo sa ating komunidad.
Lemery Branch: Record Breaker!!!
By: Emmanuel Espino, LBB Deposit Liability Bookkeeper IV
“In the last two years, BK has opened 4 new branches whose locations are urban in nature. The branches have
found themselves in cut-throat competition with fellow rural banks and commercial banks alike. All of them
have taken more than 15 months to break-even except for one. This particular branch has managed to earn their
first operating income after a record breaking 10 months. This may also be attributed to their energetic leader
who also holds the record for highest points garnered by an OIC. Congratulations to Lemery Branch headed by
Mr. Rey V. Orense.” - by TMG
October 23, 2007 marked the emergence of Bangko Kabayan Inc. Lemery Branch from the previous LCDP Lemery. This
transition sparked not just the excitement among the pioneers in this branch, but more so, the challenge of rearing a baby
branch into a dynamic and viable one to withstand and battle the stiff competition in the industry. Alongside with an array of opportunities comes a chain of responsibilities and a call to commitment towards personal and intra-personal excellence for the fulfillment of this common goal.
Here in Lemery Branch, everything started out as a trial - trials which made us one family under God's loving care; trials
that made us believe that God had allowed such to make us strong and achievers in the near future. There were times
when we experienced difficulties in our jobs, and we almost have quitted. But because the family of BK, being there to
stay beside us all the time, all the way, during the hard times, no one ever did; except for those who happened to grab
newer endeavors along their ways. Yes, we have been indulged into so many things that we felt we have failed and we
must give up, but Somebody behind us makes things happen and sometimes pushes us to keep on moving on, lifting us
up to help us realize that this institution will always have her “wings” ready for us to fly with.
Late August of this year, Bangko Kabayan-Lemery Branch was acclaimed a record breaker for earning its first income for
the period of ten (10) months. Among the four branches that have been opened in the last two years, Lemery Branch was
the earliest and the first to gain profit despite the high competition with fellow rural banks and other commercial banks in
the locality. A lot of difficulties occurred and so many adjustments have to be settled; Thanks to the management, they
have made us prepared to purge those problems and be flexible enough to deal with unexpected changes.
The painstaking struggle of everyone has PAID OFF! The Branch has taken its first leap off!!.. MORE TO GO!!!
Page 5
Tanauan Countdown Begins: Tree of Hope
By: Rymar Gutierrez, MF Area Supervisor
With P 7,387,774.76 total deposit, P 47,754,682.71 total loan portfolio with 173 borrowers as of August 2009 after 16
months of operation, this shows how Tanauan Branch is determined to achieve their goals.
It was a coincident that on the month of August I was temporarily assigned in the branch where I observed a lot of
things. One significant observation is TCB’s cooperation and dedication to work for their targets and for the success of
the branch.
The months of August and September seem to be very favorable for Tanauan branch for so many reasons. Mr. Orlando
Garcia, their former CA, was promoted to SME specialist. Manager Rico Arcillas, our loans manager, will now take his
post as full time manager of Tanauan. They were united again and everyone is so excited for the coming days where they
all agreed to work hand in hand and support each other to achieve their goals.
The “Tree of Hope”, as they claim, epitomizes the future of the branch. On a daily basis, using the pieces of recycled
paper allotted for the tree planting activity, an employee of the branch will post his “leaf” to eventually form a figure of a
tree, which for them symbolizes the branch. Everyone is given a chance to have his own schedule of posting but before
he posts his “leaf”, he must share to everyone his wish for the branch. Since the materials were sent on the 7th day, three
employees posted their leaves during the first day.
Everyone is so excited for their turn of posting and sharing their own wishes for the branch. The employee’s wishes are
predominantly about their goals to succeed, for the achievement of their targets and for the best by year-end. Tanauan
Branch had begun with their countdown for 2009 with the hope that endeavors on each passing day will ultimately add up
to the achievement of their goals and targets. The branch is now highly motivated and firmly believes that they can make
it now that they have a full time Branch Manager. WELCOME TO TANAUAN BRANCH Manager RICO!
Kudos TCB!!!
Kapitan Palahanan 1’s Pilgrimage to Penafrancia
By: Limwell Adan, SNJ KAPITAN Account Officer
One of the interesting things about being a microfinance account officer is
that you can travel to many places, and the respect and care offered by KAPITAN members. Last September 11, 2009, the members of Kapitan Palahanan
1 (one of the oldest center in the branch), with AO Ronald Bautista, Sir Rymar
Guitirrez, Sir Prudence Panopio and I, went to Naga City to attend the pilgrimage to Penafrancia. Traveling by jeepney, we left San Juan at 8:00 PM.
The trip was a seven-hour exhausting experience. Along Maharlika Highway,
we had about four stopovers for refueling. We had a nearly half-an-hour rest
when one of the jeepneys had its tire busted and we all stopped and waited to
have it replaced. A few hours later, we reached the beautiful city of Naga.
The Bicol Region is usually known to us as the “land of siling labuyo”. Bicolanos are noted for their hot pepper laced cuisines. But few of us recognize that they are religious in nature. They celebrate the feast of Our Lady of Penafrancia so
lavishly that even tourists (local and foreign) flock together to join the festivity.
At 5:00 AM, a church mass was held but it was somewhat Greek to me. I could not understand every word uttered since
it was delivered in Bicol dialect! Whew, what an experience! This is not the first time Kapitan Palahanan 1 have had their
field trip. They have been to Bagiuo City twice, in Manaoag, Pangasinan, in Tagaytay City, in Antipolo City. They have
visited the historical site of Intramuros, with a cross trip to Star City which they claimed to have enjoyed much despite
their ages.
COLUMNS
Page 6
Oracle
Gerneil Rivera
SALAMAT, Tita Cory
DOC's Security and
Safety Corner
By: Dante O. Chan, CSP
Security and Safety on Holidays
Joy is in the air as we have approached the “BER Months”,
but is certainly is not an excuse for us to forget or set aside
the relevance of Safety and Security Awareness during the
holiday season. On November 1 & 2, people will be out to
pay respect to our departed loved ones and not long after,
Christmas, the most joyful season of the year will just be
around the corner.
August 4, 2009, bago ihatid sa huling hantungan si dating Pangulong Corazon C. Aquino, kaming ilan sa pamilya ng BANGKO KABAYAN ay nagkaisang makita
ang kanyang mga labi. Sakay sa BK VAN, sina LVM,
Yoly, Eric, Rymar, Gerneil, Angie A, Jhona N, Maan R,
Mean S. , Janet M, Malou A.at si Ronie R. ay nagnais na
magpasalamat sa kabayanihan na isinagawa ni TITA
CORY.
Pagdating namin sa area ng Manila Cathedral, nandoon
ang kagalakan na maging bahagi nang isa sa kasaysayan
ng mga Pinoy. Sari-saring souvenirs at mga t-shirts ang
sumalubong sa amin na nagpatibay sa aming saloobin
na makibahagi sa pagluluksa ng buong Pilipinas.
Napakahabang pila
at patak ng ulan ang
aming naranasan, sa
pagpila at paglalakad
ay naroon din ang
saya sa iba't ibang
tao na aming nakasalamuha at mga
ilang biruan upang
hindi mainip habang
usod-pagong ang napakahabang pila. Dumating sa puntong may ilang mga hindi nakayanan ang pagod, ngunit
karamihan ay natuloy pa rin upang silayan ang mga labi
ng dating pangulo.
Pare-pareho ang naramdaman ng bawat isa, ang magpasalamat at magbigay-pugay kay TITA CORY, estudyante, bata, may edad, mayaman at mahirap ay napatunayan na naman ang pagiging ISA. Dumaan man sa
hirap at pagod, hindi pa rin maaalis ang katotohanan na
minsan sa aming mga buhay, naramdaman namin ang
aming pagka-Pilipino at tumanaw kami ng utang na
loob sa taong naging instrumento ng kalayaan sa ating
bansa....
The following are some important security and safety tips
relevant to these occasions which I would like to impart
and share not only to my dear co-employees at BK, but also
to their friends, families and loved ones as well:
Security and Safety on All Saints Day and All Souls
Day:
This year, November 1 & 2 falls on a Sunday and Monday
respectively, a long weekend shall be again observed. Almost everyone will flock off to the cemeteries to visit the
grave/s of their loved ones. On this occasion, petty criminals are more inclined to capitalize on the situation. We
should therefore be smart to knock them off instead of
taking this matter for granted.
Security and Safety Tips:
1. If you are planning for an out-of-town trip, be sure that
your home is properly secured. If no one would be left behind, have it locked and request assistance from your
trusted neighbors to oversee it while you're on vacation.
2. See to it that all appliances are unplugged, shut off the
water main valve and switch off the electrical circuit
breaker to avoid contingencies that may result to fire and
flooding leaks in your house while you are away.
3. When at the cemetery, obey the rules and regulations
being implemented by the authorities in the locality i.e. ban
on drinking intoxicating liquors and bringing in deadly
weapons to avoid legal impediments.
4. Avoid crowded places and always attend to your children
and do not allow them to loiter around.
5. Avoid staying overnight at the cemetery especially when
you do have children with you.
6. Refrain from buying cooked food and prepared refreshments in the area. It is recommended that you bring your
prepared / packed food to avoid food poisoning and other
related illness.
7. Always bring with you an umbrella or raincoat and first
aid kit with over-the-counter medicines. When we go out
we do not know what will lies before us.
8. To avoid traffic and rush, you can visit the cemetery on
October 31 or on November 2, when there is lesser volume
Page 7
9. When it is impossible or just feeling lazy to go out and
prefer to just stay at home and light candles for the dead,
make sure to put them off before retiring to bed.
Security and Safety on Yuletide Season:
Christmas Holidays are a special time when families and
friends come together to celebrate the season. It is also the
time of year where families and friends are most generous
and practice the tradition of gift giving. It should be a joyous and happy time for all of us.
Unfortunately for us, home burglars view the holiday season a little differently. For them, it is a time of opportunity
to burglarize your home for cash, and all the new gifts of
small electronics, computers, jewelry, and easily sold valuables.
In our workplace, thievery and terrorism from the outside
can not be discounted especially when these lawless elements have gain opportune time.
Security and Safety Tips:
1. Security guards must be extra vigilant in inspecting packaged gifts. The use of metal detector and thorough inspection on incoming gifts should be done religiously.
2. Beware of packages without a return address of sender, it
could be a parcel bomb.
3. All incoming gifts for the employees should be temporarily kept at the guardhouse, which could be claimed later
upon their departure after office hours. A special logbook
shall be formulated to record receipt and release thereof.
4. Avoid buying substandard Christmas lights which is the
rampant cause of fire during Yuletide.
5. Switch off all lighted Christmas lights before leaving the
office and before sleeping time in your home.
6. During the Christmas and New Year's Day revelries,
refrain from buying and igniting substandard pyrotechnics.
7. Seek safety on sturdy or concrete roof to avoid stray bullets courtesy of irresponsible gun owners.
8. Avoid prolonged inhalations of pyrotechnic smoke and
protect your hearing by using earplugs or earmuffs.
9. Stay healthy during the holiday feasts and parties by eating the right and healthy food, the right amount and likewise, drink moderately.
10. When planning an out-of-town vacation, where nobody
is left behind, make sure that all windows and doors are
well locked and secured. Electrical main switch and main
water valve must be shut off.
11. Do not tell anyone especially those whom you do not
trust of your planned vacation. Robbers will have opportunity to burglarize your house.
Request your nearest trusted friend, relatives and neighbors
to oversee your house while you are away.
HAVE A SECURED, SAFE AND HAPPY HOLIDAYS
AHEAD!!!
Bangko Kabayan
Bayani ng Kalikasan
By: Rymar Gutierrez
Tuwing buwan ng Agosto ipinagdiriwang ng buong bansa ang isang
dakilang araw na alay para sa mga
bayaning nagbuwis ng buhay para
sa bansa - ang Araw ng mga Bayani.
Kaisa ng pagdiriwang na ito ang isa
pang napakahalagang pagdiriwang
tuwing buwan ng Agosto para sa mga mamamayan ng
isang bayan.
Ika-19 ng Agosto taong 1957, isang napakahalagang araw
para sa mga mamayan ng Ibaan Batangas sapagkat dito
nagsimulang ipunla ng mga dakilang mamumuhunan ang
isang binhi na inasahang sa paglago at pagyabong ay
magbubunga na mapapakinabangan hindi lamang ng iilan
manapay ng mas nakararami. Limampu at dalawang taon
na ang nakalilipas at ang punlang ito ay patuloy pa din na
bumubunga at umaani at mas marami ang nakikinabang,
ang puno na siyang naging kabahagi at kaagapay ng
bawat isang nagnanais na magsimula at magpalago ng
sariling negosyo. Ang puno na hindi nagdamot bagkus
ay palaging bukas sa mga nangangailangan tulad ng mga
bayaning sa kanila ay nagpunla. Ngayon ang punong ito
ay patuloy sa paglago kaya naman mas marami ang
nakikinabang at dahil dito, nakilala ang BANGKO KABAYAN.
Agosto 29, 2009 kaalinsabay ng pagdiriwang ng ika-52
taon pagdiriwang ng pagkakatatag ng Bangko Kabayan at
ng Buwan ng mga Bayani muling binuhay ng pamilya ng
KABAYAN ang kabayanihang ipinunla ng mga nagtatag
nito. Ang kabayanihang ito na ipinamalas ay hindi masusukat sapagkat lubhang nakararami ang tiyak na makikinabang at ang pinakamagandang dulot ay ang maraming buhay na maliligtas tulad ng ginawa ng mga dakilang
BAYANI. (Tunghayan ang kaugnay na ulat sa pahina 3).
Isang napakahalagang hakbang ang ginawa ng mga kawani ng Bangko Kabayan para maisakatuparan ng hangaring ito. Mula sa isang libong punla na inihandog at
mula sa sariling mga kamay na siyang nagtanim isang dakilang gawain at tunay na kabayanihan para sa ikapagtatagumpay ng layuning ito. Muling napatunayan na ang
kabayanihan ay hindi nasusukat lamang sa pagpatak ng
dugo o pagkalagot ng hininga o kamatayan. Sa isang
simpleng paraan, ito ay kaya nating gawin at patunayan
tulad ng mga kawani ng Bangko Kabayan - mga
BAYANI NG KALIKASAN.
Page 8
FEATURES
The Koinonia 2 Batch 3
By: Gaye Gonzalvo
Many of the BK employees intended to join the Tree
Planting activity in Cavinti, Laguna on August 29, 2009,
but to our surprise, HR asked the third batch to attend the
Koinonia 2 instead on that same day since Fr. Mimo is
leaving for Canada for his kidney ailment.
Nevertheless, we were glad for such turn of tides. We
have known Fr. Mimo for making us laugh, cry and realize
the value our own selves as well as our families. That the
morning, we had a good breakfast at the Mariapolis Center. After reviewing the last Koinonia’s topics, we had an
activity where we were instructed to form a circle while we
pass through the hula-hoop without breaking the link.
Through the cooperation of the team, we were able to
beat the 4 minutes and 30 seconds norm. From the activity, we learned that goals can be achieved through unity.
We were given
another activity
of making our
road map in BK
as we travel per
department
through
the
many streets in
our lives. We
had a working
merienda as we explore ourselves in the world of arts. All
branches and departments presented the true scenario of
their ups and downs; when a co-employees leaves or is
transferred to another branch; the trials that we prevailed
over on matters brought about by the folding up of the
Legacy Group; as well as how we stayed firm despite the
ever challenging world of banking.
After lunch, Fr. Mimo gave us the hula-hoop and asked us
put it down using our index finger pointing forward. No
group was able to perfect the activity since the said hulahoop is going
up despite putting all our fingers down. We
then continued
to find out
more
about
ourselves and
our parents too.
We learned how
and why our parents treated us differently, merely because
they too were products of the same kind of parents. But
one realization came across me. I was a product of bartering parents while my husband is a product of an over controlling parent, as a result I see ourselves as strong but
split parents. Although in our lives as BK employees, we
learn so many things and more about values, we do communicate this with our families, but moreover, they usually see it as good but due to lack of seminar or exposure
with these kinds of activities, they usually don’t mind what
we say no matter how hard we explain it to them. If we
can only include them in our Koinonia or recollection
session, then I will. After dinner, we watched an animated
film entitled Brother Bear.
During the beautiful Sunday morning of August 30, 2009,
we discussed our insights regarding the film and talked
about the different versions of “LOVE one another”. We
then heard mass with Fr.Mimo as the celebrant and after
lunch, TMG discussed about the Economy of Communion and how BK embraced it. We thought that Koinonia
is tearless until when we filled out the illustration board,
containing our picture, of who we are as Koinonia disciple
and what we want to be. All of us signed and we can’t
help but cry when Fr. Mimo played the song I will be
here. We were carried away with the song thinking that
our journey in BK is still long and we need each others
help in every step we take. Once and for all, batch3 is still
very lucky to have Fr.Mimo as our Facilitator despite his
kidney ailment. We all hope for his wellness in Canada
being our instrument in knowing ourselves and GOD.
Once again, Thank you Fr. Mimo.
Recognition and
Appreciation
By: Rey Orense
Recognition is greatly appreciated by everyone, not just
people in business and industry. Even a little bit of recognition can go an incredibly long way in a person's life.
Recognition can be given verbally, written in a piece of
paper, in monetary or non-monetary basis. A too common mistake, especially among leaders in the marketplace,
is the failure to share recognition and show appreciation
to others. One cause of dissatisfaction among employees
is their superior’s or management's failure to give them
credit. Some people find it difficult to follow someone
who doesn't appreciate them for who they are and what
they do.
I have read a story about a teacher telling how recognition
and appreciation made impact on the lives of her students. The story goes:
One Friday, Ma'am Reyes sensed that the students were
frustrated with themselves and edgy with one another. To
stop this crankiness, she asked them to list the names of
the other students in the room on two sheets of paper,
leaving a space between each name. Then she told them
to think of the nicest thing that they could say about each
of their classmates and write it down. That Saturday, she
Page 9
Features
individual. On Monday, she gave each student his or her
list about that individual. The entire class was smiling. She
never knew if they discussed them after the class or with
their parents, but it didn't matter. The exercise has accomplished its purpose.
That group of students graduated and moved on with their
chosen career. She haven't heard from them for several
years. Until one day, the father of one of her students
named David visited her. His son was killed in battlefield
in Zamboanga City, and they wanted that his teacher be
present in the funeral. The church was packed with David's
relatives, friends and former classmates. One by one, those
who loved David took a last walk by the coffin and sprinkled with holy water. Ma'am Reyes was the last one to bless
the coffin. As she stood there, one of the soldiers who
acted as a pallbearer approached her. “Were you David's
teacher?” the soldier asked. She nodded as she continued
to stare at the coffin. “David talked about you a lot”, he
added.
After the funeral, all David's classmates together with his
parents and Ma'am Reyes gathered together in their home.
“Ma'am Reyes, we want to share you something,” as
David's father taking a wallet out of his pocket. “They
found this on David when he was killed. We thought you
might recognize it.” Opening the billfold, he carefully removed a piece of paper that had obviously been folded and
refolded many times. The teacher knew without looking
that the paper was the one on which she had listed all the
good things each of David's classmates had said about him.
“Thank you so much for doing that, as you can see my son
treasured it,” David's mother said. Surprisingly, all the students told Ma'am Reyes that they kept those pieces of paper and treasured it. That was when the teacher finally sat
down and cried.
What would make so many adults hold on to pieces of paper they had received years before as kids, some of them
carrying those pages with them everywhere they went even in battlefield? The answer is recognition and appreciation. Everyone is incredibly hungry for recognition and
appreciation. As you interact with people, walk slowly
through the crowd. Remember people's name and take
time to show them you care. Make other people a priority
in your life over every other thing, including your agenda
and schedule. And give others recognition at every opportunity.
If you want to help people improve their quality of life,
become more productive at work, and develop more positive relationships, then recognize them, appreciate them.
Make them feel good about themselves, and the positive
benefits will spill over into every aspect of their lives. And
when they begin to experience these benefits, they will be
grateful to you.
Dice of Love:
Art of Loving
By: Conrad Miranda
“Love your neighbor as yourself; Love your
neighbor as Jesus; Be the first one to love; Love your partner; Make
yourself one with others except in sin; Love your enemies; and Love
all without exemption.”
Ito ang mga natutunan namin sa aming Koinonia II na
ginanap noong ika 29-30 ng Agosto sa Mariapolis sa Tagaytay. Malaking bagay ang pagdalo ko sa nasabing seminar. Bakit? Bumalik tuloy sa aking alaala ang aking mga
nakaraan at mga karanasan bilang isang Gen. Ang ibig
sabihin ng Gen ay “Generation o Next Generation”. Ito
ay isang samahan sa Focolare Movement na nagsasabuhay din ng anim na sining ng pagmamahalan.
Sampung taong gulang pa lang ako nang makilala ko ang
Focolare Movement na binuo ni Chiara Lubich. Madali
akong naimbitahan dahil malapit ang aming bahay sa komunidad ng Focolare. Nung una'y nahihiya pa ako kasi
madami daw kabataang tulad ko ang napunta doon.
Sinubukan kong pumunta at nataos ko na masaya palang
sumali doon. Ipinakilala kami at natutuwa ako kasi napakainit talaga ang pagtanggap nila sa akin at lahat sila ay
nakangiti sa akin na tila matagal na kaming magkakakilala.
Tuwing Sabado, regular na kaming pumupunta sa Focolare kasama ang mga kaibigan at pinsan ko. Nag-eenjoy
talaga ako, kasi una, nagdadasal, tapos nagkakantahan.
Magaganda ang mga kanta at puno ng mensahe tungkol
sa pagmamahal. Una ko ngang nagustuhang kanta dun ay
“Buksan” na si Fr. Mimo pala mismo ang lumikha ng
kanta. Nagulat ako nang may inilabas na isang kubiko
(dice). Bawat bahagi ng kubiko ay mayroong nakasulat at
ito ay ang anim na sining ng pagmamahalan (6 Art of Loving) na itinuro din sa amin ni Fr. Mimo sa naganap na
Continue on page 10...
ON THE COVER: The winning pose. (From right to left)
BK President - Atty. Francis Ganzon, Loans Manager - Mr.
Enrico Arcillas, Landbank President and CEO - Ms. Gilda
Pico, Managing Director - Ms. Teresa Ganzon and Executive Vice President - Ms. Liza Mercado.
Page 10
BK Now a Mother…, Continued from page 2...
Why do we press harder on a remote control when we know the
batteries are dead?
Why do banks charge a fee for "insufficient funds" when they
know there is no money in the account?
Why does someone believe you when you say there are four
billion stars, but check when you say the paint is wet?
Why did Kamikaze pilots wear helmets?
If you send someone 'Styrofoam', how do you pack it?
If the temperature is zero outside today and it's going to be twice
as cold tomorrow, how cold will it be?
How important does a person have to be before he can be
assassinated rather than murdered?
Why does a round pizza come in a square box?
If a deaf person has to go to court, is it still called a hearing?
Why do people pay to go up tall buildings and then put money in
binoculars to look at things on the ground?
Why are boxing rings square and not round? In boxing, a round is
a 3-minute fight.
Why do people recite at a play and play at a recital?
Why is it that when the stars are out, they are visible, but when
the lights are out, they are invisible?
BK Joins Global…, Continued from page 3...
event started with a short discussion of the importance of
the activity and acknowledgment of the sponsors and volunteers. Students from different schools in Batangas City,
and Mabini, as well as the employees from Mabini Local Government Unit (LGU) volunteered to collection
debris and garbage from the coastal line of Anilao. Some
volunteers did scuba diving to gather garbage from the
seabed.
According to the Manila Bay Environmental Management Project (MBEMP), the international clean up is the
largest annual one-day volunteer effort in cleaning up the
marine and coastal environment around the world. This
activity aims to preserve the beauty of the sea for the generations to come.
sections, thus the school has eight classes in all. The number of students in each class ranges from 35 to 45. Their
organization is composed of 11 faculty members. Accordingly, the rate of graduate students who continue with
tertiary schooling is very low in their area. Mrs. Malapitan
reckoned that out of 59 graduates that they had last March
2009, only around five of them are in colleges right now.
The BK Team, upon arrival, received informal but cheerful greetings from the students. The high school boys
were also the ones who unloaded the 100 units of chairs
from the delivery truck (because the truck had to be
parked several meters from the school). They had to walk
back-and-forth the alley while carrying the chairs. The
boys looked tired afterwards, but the gratitude in their
faces were very evident. Thank you very much to those
wonderful boys (and maybe future BK AOs!)
The occasion was also used for a focused group discussion with KAPITAN Members of the two Macalamcam
centers. With the presence of BK’s MFU Head, the MF
clients’ concerns were thoroughly and directly answered.
As part of BK’s effort to carry on with its corporate social
responsibility (CSR) programs, the adopt-a-school project
is now a regular part of the bank’s outreach activities in
cooperation with Ibaan Rural Bank Foundation, Inc. Indeed, now BK is a “mother” of two schools!
Dice of Love…, Continued from page 9...
Koinonia II. Hinanahagis nila ang kubiko at pagkatapos,
kung ano ang lumabas, mayroon isang magbabahagi ng
karanasan tungkol sa isa sa sining ng pagmamahalan na
lumabas. Lahat ng mga ibinabahagi nila ay maigsi, simple
ngunit maraming matutunan at nandoon din ang pagmamahal. Natutunan ko din na ang pakikinig pala sa isang
nagbabahagi ng karanasan ay masasabi na natin na tayo'y
nakapagmahal sa ating kapwa at higit sa lahat kay Hesus.
Pagkatapos ng pagbabahagi ng mga karanasan, samasama kaming nagmemeryenda at naglalaro. Simula noon
ay naging Gen3 na ako at nagsimula na rin akong isabuhay
ang anim na sining ng pagmamahalan.
Nang ako ay mag-kolehiyo, nawalan na ako ng oras sa
pagdalo sa Gen-Formation, ngunit hindi ibig sabihin noon
ay hindi na ako magsasabuhay ng sining ng pagmamahalan. Lalong lumawak ang aking pagkatao sa iba't ibang
karanasan na dumarating sa aking buhay. May nagsabi sa
akin na isang Gen na hindi na mawawala ang pagiging
isang Gen hangga’t isinasabuhay ang sining ng pagmamahalan. At nadagdagan pa ang aking kaalaman dahil sa pagdalo ko sa Koinonia II. Nagpapasalamat ako kay Fr.
Mimo na naging instrumento upang ituro sa amin, sa mga
empleyado ng Bangko Kabayan ang sining ng pagmamahalan.
Page 11
PICTURES
General
Assembly
2009
Angel’s Hills
August 21, 2009
Tree
Planting
Activity
Caliraya Watershed,
Cavinti, Laguna
August 29, 2009
ADVERTISEMENTS
HR CORNER
Page 12
July - September
NEW EMPLOYEES
HR Facts and Figures
By: Madol Guerra
(1) Quarterly update on number of employees: As of
September 30, 2009, the bank employed 226 Regular
employees; 20 Probees, 2 trainees and 1 contractual.
(2) Newly hired/appointed Branch Manager:
Mr. Ferdinand L. Martinez – San Jose
Mr. Enrico M. Arcillas – Tanauan
Mr. Cecilio M. Cantuba – Agoncillo
BK Rewards Program
By: Arlyn Casao
For the first semester of this year, BK once again
recognized the exemplary performances of BK
employees. The awardees are as follows:
From left to right, top to bottom:
Alar, Maria Divina A.
Exec
Ignacio, Rolyne P.
CLC
Martinez, Ferdinand L.
SJB
Masilungan, Kristel C.
Exec
Gabia, Dindo D.
BCB
Balasbas, Reggie M.
ABB
Pagcaliwagan, Joey D.
RBB
Gaborro, Dexter D.
SPB
De Sagun, Karen B.
ABB
Talledo, Sherrilyn A.
ABB
Lorona, Arlene R.
MBB
HRAD Manager
MF Bookkeeper
Branch Manager
Accounting Clerk
KABAYAN AO
KABAYAN AO
KABAYAN AO
KAPITAN AO
Teller/Cashier
BA/MF Bookkeeper
MF Bookkeeper
Compiled by: April Briones
AN MBA DEGREE AS A CAREER BOOSTER
After a few years of not hitching a promotion, one would
probably be thinking, “Will I be stuck in this groove forever?” “Hindi na ba ako mapro-promote?” In a panic, you
then decide that maybe the surest way to kick-start your
career is to get a Masters in Business Administration like all
your MBA-graduate bosses did. But is that really your best
recourse?
Extra Mile Awardees
Ramos, Marriane
Dimaculangan, Genelyn
Carolino, Kristine Lynn
Alcaraz, Leo
Casao, Arlyn
Pasajol, Ana Marie
Chavez, Maricon
Admin Excellence
Awardees
Avestruz, Lorelyn
Patal, Marieta
Cleofe, Michael Herbert
Gonzalvo, Gloria
Innovation Awardees
Dela Torre, Henry
Gutierrez, Rymar
Briones, April
Special Awardees
Makalintal, Mark Gil
Panopio, Prudence
Lemery Branch
San Juan Branch
San Jose Branch
Special Recognition
Maralit, Vilma
Yabyabin, April Ellaine
Enrollment requires a Bachelor's degree in any field and a
high score in the program's admission test. Work experience is another pre-requisite, some requiring 2 to 3 years of
full-time work experience.
Although most executives are business school graduates,
experts say that an MBA degree is helpful but not the sole
ingredient for carving a successful career.
So the question remains: Will an MBA gets one to the top?
Most experts say it will because most executive positions
and those in the financial areas would usually require one.
An MBA degree is also regarded as a shortcut to the executive level because the program gives the student a holistic
view of business, a deeper understanding of its different
aspects such as finance, marketing, sales, human resources
management and sometimes even manufacturing.
But first, what is an MBA degree, and why the insistence on
obtaining one? A leading American business school describes the MBA degree as “a globally recognized qualification in the management field that offers new perspectives to
managers by providing an understanding of major functions
and challenges of business.” It further explains that the
learning methodology of an MBA course is “highly interactive, requiring students to prepare, analyze and discuss different case studies everyday and to engage in extended
hands-on activities.”
From an HR person's point of view, I think that a balanced
mix of educational credentials and solid work experience
can get one to the top. An MBA degree is no guarantee
that you will immediately nab a high-ranking job if you do
not have a track record to back it up. Maybe a better goal to
aspire for is the ability to carry out your duties well and to
never stop looking for bigger responsibilities. Then you can
supplement experience with graduate-school knowledge for
a knock-out combination.
By: Dave Alar