P.O.Box000000 Anchorage,AK99523 Phone:1-907-694-8326Fax:1-907-375-2980 hometeam-anchorage.com [email protected] November14,2016 123 Sample Drive Anchorage, AK 99504 Inspection #: 00000 Dear Bill Smith, On 11/14/2016 HomeTeam Inspection Service made a visual inspection of the property referenced above. The inspection was performed in full compliance with the Standards of Practice adopted by the State of Alaska Department of Commerce and Economic Development. Enclosed please find a written, narrative summary of our findings and report. Please read the entire report carefully as it contains important information about the condition of this property. Although maintenance items may have been addressed verbally at the time of the inspection, they may not be included in the enclosed report. I trust the enclosed information is helpful. If we can be of further assistance, please feel free to call us at the above telephone number. Sincerely, HomeTeam Inspection Service Mike Hanneman Alaska State Registered Inspectors #54, 130 and 201 Page1of10 home inspection report Home. Safe. Home. Each office is independently owned and operated. | ©2013 The HomeTeam Inspection Service, Inc. All rights reserved. FileNumber:00000 AddressofInspection:123 Sample Drive RecommendationPage 123 Sample Drive, Anchorage, AK 99504 Inspection Date: November 14, 2016 Anyrepairsaccomplishedshouldbedoneinamannerconsistentwithanymanufacturersinstallationinstructions,any current code, and current trade practices. The descriptions of items recommended for repair on this summary page areaguidetoidentifytheitemforrepairandshouldnotbeconsideredinstructionsonhowtoperformarepair. NOTE:HealthandLifeSafetyItemsmayincludeitemsthatbymunicipalamendmentorothersources,areconsidered "notgrandfathered"regardlessoftheageofthebuilding. HEALTHANDLIFESAFETY 1. Theexteriordryerventhaslintaccumulationwhichdoesnotallowthebackdraftpreventertocloseandis consideredafirehazard.Professionallycleantheductingfromthedryertotheexterior. 2. RecommendaprofessionalservicingandinspectionoftheheatingsystemandwaterheaterbyaqualifiedHVAC techniciantoincludecleaningifnotcompletedwithinthepast12months.Manufacturersrecommendannual servicingandrepairtoensureproperoperationoftheheatingsystem.Technicalinspectionandexhaustive systemoperationcheckisnotwithinthescopeofthisinspection.RepairasfurtherrecommendedbyHVAC technician.Receiptrequireduponreinspection. SIGNIFICANTREPAIRITEMS 1. Thesinkfaucetinthekitchenleaksatthestem.Repairorreplacethefaucetasneededtoensurealeakfree operation. 2. Theflametothefireplacepulsateswhileonandduringtheinitialstartuptheflamewentout.Furtherreviewand repairstobecompletedbyaqualifiedfireplacecontractor. 3. Thegarageunitheaterdidnotrespondtothethermostatatthetimeoftheinspection.Repairstobecompleted byaqualifiedHVACtechnician. 4. Themasterbedroomwindowisnotsealedtothesiding.Caulkthewindowtothesidingtopreventpossible moistureintrusion. Page2of10 FileNumber:00000 AddressofInspection:123 Sample Drive GENERALINFORMATION Throughoutthisreport,theterms"right"and"left"areusedtodescribethebuildingasviewedfromthestreet.The purposeofthehomeinspectionistoidentifymajor,visually-observabledefectsthatarepresentatthetimeofthe inspectionandthat,intheHomeTeam'sopinion,mightaffectthetypicalhomebuyer'spurchasedecisionortheuseof thepropertyforitsintendedpurpose.TheHomeTeaminspectsforevidenceofstructuralfailure,significantrepair items,andsafetyconcernsonly.Allconditionsarereportedastheyexistedatthetimeoftheinspection. Thisinspectionislimitedtothereadilyaccessible,visiblecomponentsofthestructureanddoesnotaddressthe insurabilityoftheproperty.Identifyingitemsincludedinmanufacturerrecallsarenotwithinthescopeoftheinspection. Thisisnotacodeinspection.Zoning,easements,set-backs,restrictions,orhomeownersassociationrules,by-laws, orcodesarenotwithinthescopeofthisinspection. Routinemaintenanceitemsarenotwithinthescopeofthisinspectionunlesstheyotherwiseconstitutemajor,visually observabledefects.Althoughsomemaintenanceitemsmaybedisclosed,thisreportdoesnotincludeallmaintenance items,andshouldnotberelieduponforsuchitems. RECOMMENDATIONPAGE Therecommendationpageconsolidatesthestructuralfailure,significantrepair,andsafetyitemsobservedduringthe inspection.Repairand/orcorrectionoftheseitemsishighlyencouragedtoprolongtheintegrityofthebuildingandits systems,alongwithprotectingthesafetyofitsoccupants. REPORTTEXT Thebody,orspecificcomponentsections,inthisreportcontaininformationpertainingtotheconstruction, components,andlayoutofthehome.Generalmaintenanceitems,observationsspecifictothisproperty,andsome minordefectsmaybedescribedinthebodyofthereportforinformationalpurposes,butdoesnotconstitutea completelistofanyoralloftheseitems. PROPERTYGENERALDESCRIPTION Theinspectedstructureconsistedofatwo-levelwood-framedzero-lotlinewithT-1-11sidingthatwasoccupiedatthe timeoftheinspection. Theageofthestructure,asreportedbythepropertydescriptionwassaidtobe8years.Theapproximate temperatureatthetimeoftheinspectionwas30degreesFahrenheit,andtheweatherwaspartlycloudy.Theutilities wereonatthetimeoftheinspection. Thestructurewassituatedonalevel/lightlyslopedlot.Thesitewaspartiallysnowcovered;theexteriorfeaturessuch asgrounds,walkways,porches,decks,anddrivewaywereinspectedformajorvisualdefects.Thegeneralgrade appearedtobeadequatetodirectrainwaterawayfromthefoundation.Theexteriorgradingdidnotcontactthesiding. Directcontactofthesoiltowoodsidingcancausewoodrotoverlongexposureperiods. Theexteriordryerventhaslintaccumulationwhichdoesnotallowthebackdraftpreventertocloseandisconsidered afirehazard.Professionallycleantheductingfromthedryertotheexterior. Page3of10 FileNumber:00000 AddressofInspection:123 Sample Drive WALKWAYSANDPORCHES Therewasanasphaltwalkwayleadingtotheentrywayofthehome. DRIVEWAY Therewasanasphaltdrivewaywhichledtothegarage.Thedrivewaysurfacewasvisuallyinspected. GARAGE Theattachedgaragewasdesignedfortwocarswithaccessprovidedbyoneoverhead-styledoor.Theconcrete garagefloorwasinserviceablecondition. GARAGEDOOROPENER Thefunctionalityofremotetransmitters,keylessentryorotheropeningdevicesisnottestedduringthehome inspection.Theelectricgaragedooropenerwastestedandfoundtobefunctional.Theautomaticsafetyreverseon thegaragedoorwastestedandfoundtobefunctional. GARAGEFIRESEPARATION Thegaragefireseparationwallsandceilingwereinspectedanddidappeartobeadequate. BALCONY Abalconywaslocatedatthefrontofthestructure.Theredidnotappeartobedeteriorationofthewood.Thesupport wasvisibleatthetimeoftheinspection.Awoodbalconyshouldbecleanedandsealedregularlytoprevent deterioration. ROOFSTRUCTURE Theroofwasaventilated,gabledesigncoveredwithcompositionshingles.Theroofwascoveredwithsnoworfrost whichdidnotallowcompleteinspection.Observationofthevisibleroofsurfacesandflashingwasperformedfromthe groundlevelduetofrost.Theageoftheroofcoveringwasapproximately8years,asdisclosed. Thisvisualroofinspectionisnotintendedasawarrantyoranestimateontheremaininglifeoftheroof.Anyroof metal,especiallytheflashingandvalleys,mustbekeptwellpaintedwithapaintspeciallyformulatedforthatuse. Page4of10 FileNumber:00000 AddressofInspection:123 Sample Drive RAINGUTTERS Theroofdrainagesystemconsistedofmetalguttersanddownspoutswhichappearedtobeinserviceableconditionat thetimeoftheinspection.Guttersanddownspoutsshouldreceiveroutinemaintenancetopreventprematurefailure. FOUNDATION Thefoundationwasconcreteblock.Therewasnoabnormalcracking,movement,orsettlingofthefoundationnoted.A singleinspectioncannotdeterminewhetheranymovementinafoundationhasceased.Anycracksinthefoundation orfooting,nomatterhowsmall,shouldbemonitoredregularly.Soilconditionsaroundandunderthefoundationare notwithinthescopeofanormalhomeinspection. CRAWLSPACE Thecrawlspacewasaccessibleatthetimeoftheinspection,andwasdry.Thecrawlspacehadapolyvinylvapor barriercompletelycoveringthesurfaceofthesoils.Thecrawlspacedidhaveadequateventilationtoaidincontrolling themoisturelevelswithinthearea. FLOORSTRUCTURE ThevisiblefloorstructureconsistedofOSBplywoodsub-floor,supportedbytwo-inchbyten-inchplybeamsspaced 16-inchesoncenter.Therewasaponywallsystemforloadbearingsupport.Therimjoistandsillplatewasinspected infourrepresentativelocations. PLUMBING Thevisiblewatersupplylineswerepolyethylenepipe.Thewaterwassuppliedbyapublicsource.Thevisiblewaste linesconsistedofABSpipe.Thestructurewasconnectedtoapublicsewersystem.Allplumbingfixturesnot permanentlyattachedtoahouseholdappliancewereoperatedandinspectedforvisibleleaks.Waterflowthroughout thestructurewasaverage. BATHROOMS Thestructurecontainedtwobathrooms.Aradiofrequencymoisturemeterisusedonallshowerenclosuresandthe floorareasaroundtoilets.Thesemetersmaydetectpossiblelatentdefects,duetowaterintrusion,notvisibleduringa normalinspection.Anymoistureindicationnotedintherecommendationpageshouldbefollowedbyfurther investigationandrepairofanymoisturedamagedmaterialencountered.Werecommendthathomeswithtiledshower enclosureshavethegroutcleanedandsealedannually. GASMETER Thegasmeterwaslocatedontheexteriorwall.Althoughnoactualtestingwasperformedtodetectthepresenceof gasfumes,therewasnonoticeableodorofgasdetectedatthetimeoftheinspection. ELECTRICSERVICE Theundergroundelectricservicewireenteredthestructureontheexteriorwall.Theelectricmeterwaslocatedonthe exteriorwall. TheservicewireenteredaSiemensservicepanel,locatedontheinteriorwallwitha100ampand120/240voltrated capacity.Thebranchcircuitswithinthepanelwerecopper. ThevisiblehousewiringconsistedprimarilyoftheRomextypeandappearedtobeingoodcondition. Page5of10 FileNumber:00000 AddressofInspection:123 Sample Drive Arepresentativenumberofinstalledlightingfixtures,switches,andreceptacleslocatedthroughoutthestructurewere inspectedandwerefoundtobefunctioning.Thegroundingandpolarityofarepresentativenumberofreceptacles, andthoseattachedtogroundfaultcircuitinterrupters(GFCI),ifpresent,werealsotested.Thisbuildinghasa groundedelectricalsystem.Olderhomesmaybegroundedtothewaterpipingsystemand/ortoanexteriorgrounding rod.Anexteriorgroundingrodwasnotvisible.AllGFCIreceptaclesandGFCIcircuitbreakersshouldbetested monthly.TherewereGFCIprotectedcircuitslocatedinthehome. ThefreezerinthegarageisonaGFCIprotectedcircuit.AllgarageoutletsarerequiredtobeGFCIprotected, however,themanufacturerrecommendsthatappliancesnotbepluggedintoaGFCIprotectedcircuittoprevent tripping. Alarms,electronickeypads,remotecontroldevices,landscapelighting,telephoneandtelevision,andallelectric companyequipmentarebeyondthescopeofthisinspection. SMOKEALARMS Therewereadequatesmokealarmsfoundinthestructure.Forsafetyreasons,thesmokealarmsshouldbetested uponoccupancy.Thebatteries(ifany)shouldbereplacedwithnewoneswhenyoumoveintothehouse,andtested onamonthlybasisthereafter. CARBONMONOXIDEDETECTORS Therewereadequatecarbonmonoxidedetector/swithinthelivingspace.Installationofthisdeviceishighly encouragedandmonthlytestingoftheunitusingitsbuilt-intesterisrecommended.Anchoragemunicipalordinance AO2004-64requiresinstallationofaplug-in,withbatteryback-up,carbonmonoxidedetector,andAlaskaStateLaw requiresinstallationofaplug-inorbatteryback-uponeachlevelofthehomeandoutsideanysleepingareasin residentialbuildings.Thesemaybecombinedwithsmokealarmscurrentlyinstalled. WINDOWS,DOORS,WALLSANDCEILINGS Arepresentativenumberofaccessiblewindowsanddoorswereoperatedandfoundtobefunctional.Possible problemareasmaynotbeidentifiedifthewindowsordoorshavebeenrecentlypainted. Theprimarywindowswereconstructedofvinyl,slidingstyle,withdoublepaneglass.Foggingand/orcondensation betweenwindowpaneshasmanycausesandcanoccurunderchangingclimacticconditions.Thelossofinsulating valueofthewindowduetoathermalsealfailureisminimal,andthereforeconsideredacosmeticdefect. Somehomesmayproducecondensationontheinsidepanesofthewindowglassandcausedeteriorationofthe finishesandwoodframing.Highhumiditylevelswithinahomecanaccentuatethiseffect.Excessivecondensationmay alsorunontothewallstructurebelowthewindowscausingpainttopeel.Periodicmaintenancemayberequiredto maintainthesewindowsandframes. Themasterbedroomwindowisnotsealedtothesiding.Caulkthewindowtothesidingtopreventpossiblemoisture intrusion. Page6of10 FileNumber:00000 AddressofInspection:123 Sample Drive Theinteriorwallandceilingsurfaceswerefinishedwithdrywall.Possibleproblemareasmaynotbeidentifiedifthe interiorwallandceilingsurfaceshavebeenrecentlypainted.TheHomeTeaminspectsforevidenceofstructuralfailure andsafetyconcernsonly.Thecosmeticconditionofthepaint,wallcovering,carpeting,windowcoverings,etc.,arenot addressed. HANDRAILSANDBALUSTERS Theinteriorandexteriorhandrailbalusterseparationinsomehomesmayexceedthecurrentcodestandardofnot morethanfour-inchseparationduetohavingbeenacceptableatthetimeoftheoriginalconstruction.Handrailheight, constructionandmaterialsmayalsovary.Thisconditionmaybeofconcerntofamilieswithsmallchildrenand considerationshouldbegiventorepairingorreplacinghandrailstothecurrentcodestandard. EXTERIORDOORS Allexteriordoorswereoperated.Theexteriordoorlocksshouldbechangedorre-keyeduponoccupancy. KITCHEN Thevisibleportionsofthecabinetsandcountertopswereingoodcondition.Theapplianceswereturnedontocheck operationalfunctiononly.Nowarranty,expressorimplied,isgivenforthecontinuedoperationalintegrityofthe appliancesortheircomponents. Thesinkfaucetinthekitchenleaksatthestem.Repairorreplacethefaucetasneededtoensurealeakfree operation. Page7of10 FileNumber:00000 AddressofInspection:123 Sample Drive Theelectricrangewasinspectedanddidappeartobefunctional.Theaccuracyoftheclock,timersandsettingson ovensarenotwithinthescopeofthisinspection. Therangehood/microwavewasinspectedandappearedtobefunctional.Therangehood/microwaveappearedtobe ventedtotheexteriorofthebuilding.Theexhaustcapacityisnotwithinthescopeofthisinspection.Periodically cleaningthefanandfiltermayincreasetheexhaustcapability. Therefrigeratorwasinspectedanddidappeartobefunctional.Thetemperaturesettingandicemaker,ifpresent,are notwithinthescopeoftheinspection. Thedishwasherwasobservedthroughacompletecycleanddidappeartobefunctionalwhensetonthe"wash"and "drain"cycle. Thedisposalwasinspectedandwasfunctional.Theefficiencyratingisnotwithinthescopeoftheinspection. DRYERCONNECTIONSANDVENT Thisnoteissuppliedforinformationalpurposesonly,asmanyclientswanttoknowthetypeofdryerconnections availabletothem.A240voltoutletforanelectricdryerwasinstalledinthelaundryarea.Adryerventwasinstalled andthevisibleportionofthedryerventwasinspected. FIREPLACE Aventedgasfireplacewaslocatedinthelivingroom.Theunitwasvisuallyinspectedanddidnotappeartobe functional.Manyoftheseunitsarecontrolledbyawallmountedswitch.Someoperatebyremotecontrol,whileothers arecontrolledfromthebaseoftheunit.Theseunitsusuallycomewithaninstructionplatethatisattachedtotheunit insidethecontrolaccesspanel.Besuretoreadandunderstandtheoperatingprocedurespriortooperatingtheunit. Theflametothefireplacepulsateswhileonandduringtheinitialstartuptheflamewentout.Furtherreviewand repairstobecompletedbyaqualifiedfireplacecontractor. ATTICSTRUCTURE Atticaccesswaslocatedintheceiling.Theatticwasinsulatedwithloose-fillinsulation,approximately10-inchesin depth.Ventilationthroughouttheatticwasprovidedbyridgeandsoffitvents.Theroofstructureconsistedoftwo-inch bysix-inchwoodtrussesspaced24-inchesoncenterandOSBplywoodsheathing. Becauseoftheconfigurationoftheframing,whichlimitedaccess,itwasnotpossibletoinspectallareasoftheattic. Therewasnomoisturevisibleintheatticspace. Page8of10 FileNumber:00000 AddressofInspection:123 Sample Drive WATERHEATER Therewasa48-galloncapacity,naturalgaswaterheaterlocatedinthegarage.Informationonthewaterheater indicatedthatitwasmanufacturedapproximately8yearsago.Thetemperatureandpressure(T&P)valvewas presentanddidhaveadripleginstalled.Thewaterheaterdidhaveapprovedseismicstrapsinstalled.Thewater heaterwasfunctional. HVACINSPECTIONREPORT Annualmaintenanceoftheheatingequipmentisessentialforsafeandefficientperformance,whichwillmaximizethe system'susefullife.Periodicpreventivemaintenanceisrecommendedtokeeptheheatingsystemingoodworking condition.Duetotheseriousnatureofcombustionairrequirementsandcarbonmonoxidehazardsassociatedwith gasfiredequipment,werecommendthesetestsbeperformedbycertifiedheatingandventilationspecialists.The resultsofourvisualandoperationalinspectionoftheheatingsystemaredescribedbelow. Thestructurewasheatedbyanaturalgasforcedairfurnacelocatedinthegarage. Theheatingsystemwasfoundtobefunctional. RecommendaprofessionalservicingandinspectionoftheheatingsystemandwaterheaterbyaqualifiedHVAC techniciantoincludecleaningifnotcompletedwithinthepast12months.Manufacturersrecommendannualservicing andrepairtoensureproperoperationoftheheatingsystem.Technicalinspectionandexhaustivesystemoperation checkisnotwithinthescopeofthisinspection.RepairasfurtherrecommendedbyHVACtechnician.Receiptrequired uponreinspection. FILTERTYPE Thedisposablefiltershouldbereplacedonaregularbasistomaintaintheefficiencyofthesystem.Theefficiency ratingisnotwithinthescopeofthisinspection. HEATINGSYSTEMCONTROLS Thecontrolfortheheatingsystemwasa24voltthermostatlocatedontheinteriorwallofthehome.Thethermostat wasfunctionalatthetimeoftheinspection. GARAGEUNITHEATER Thegaragewasseparatelyheated.Thethermostaticallycontrollednaturalgasunitheaterwasnotfunctionalatthe timeoftheinspection.Theheatingcapacityofagarageunitheaterisnotwithinthescopeofanormalhome inspection. Thegarageunitheaterdidnotrespondtothethermostatatthetimeoftheinspection.Repairstobecompletedbya qualifiedHVACtechnician. MOLD Thepossiblehealtheffectsfromexposuretoelevatedlevelsofmoldwithinahomehasbeenagrowingconcernover thepastfewyears.Healtheffectsingeneralarenotwellstudied,anddosage,exposure,andsensitivitythresholdsare notwellknownandcanpotentiallyvarytremendouslydependingonvariousconditionsandontheparticular individuals. Thepresenceofmoldwithinahome,visibleorhidden,maybeofconcernandwerecommendconsultingqualified professionalsforanydetection,identification,and/orremediationneeds.Therewasnovisiblemoldobservedinthe structureatthetimeofthisinspection. Page9of10 FileNumber:00000 AddressofInspection:123 Sample Drive REASONABLEEXPECTATIONSREGARDINGAPROFESSIONALHOMEINSPECTION: Theremaycomeatimewhenyoudiscoversomethingwrongwiththehouse,andyoumaybeupsetordisappointedwithyour homeinspection.Therearesomethingswe'dlikeyoutokeepinmind. Intermittentorconcealedproblems:Someproblemscanonlybediscoveredbylivinginahouse.Theycannotbediscovered duringthefewhoursofahomeinspection.Forexample,someshowerstallsleakwhenpeopleareintheshower,butdonotleak whenyousimplyturnonthetap.Someroofsandbasementsonlyleakwhenspecificconditionsexist.Someproblemswillonly bediscoveredwhencarpetsarelifted,furnitureismovedorfinishesareremoved. Noclues:Theseproblemsmayhaveexistedatthetimeoftheinspection,buttherewerenocluesastotheirexistence.Our inspectionsarebasedonthepastperformanceofthehouse.Iftherearenocluesofapastproblem,itisunfairtoassumewe shouldforeseeafutureproblem. Wealwaysmisssomeminorthings:Somesayweareinconsistentbecauseourreportsidentifysomeminorproblemsbutnot others.Theminorproblemsthatareidentifiedwerediscoveredwhilelookingformoresignificantproblems.Wenotethemsimply asacourtesy.Theintentoftheinspectionisnottofindthe$200problems;itistofindthe$1000problems.Thesearethethings thataffectpeople'sdecisionstopurchase. Contractor'sadvice:Acommonsourceofdissatisfactionwithhomeinspectorscomesfromcommentsmadebycontractors. Contractors'opinionsoftendifferfromours.Don'tbesurprisedwhenthreeroofersallsaytheroofneedsreplacement,whenwe saidthattheroofwouldlastafewmoreyearswithsomeminorrepairs. "Lastmanin"theory:Whileouradvicerepresentsthemostprudentthingtodo,manycontractorsarereluctanttoundertake theserepairs.Thisisbecauseofthe"lastmanin"theory.Thecontractorfearsthatifheisthelastpersontoworkontheroof,he willgetblamediftheroofleaks,regardlessofwhetherornottheroofleakishisfault.Consequently,hewon'twanttodoaminor repairwithhighliability,whenhecouldre-rooftheentirehouseformoremoneyandreducethelikelihoodofacallback.Thisis understandable. Mostrecentadviceisbest:Thereismoretothe"lastmanin"theory.Itsuggeststhatitishumannatureforhomeownersto believethelastbitofexpertadvicetheyreceive,evenifitiscontrarytopreviousadvice.Ashomeinspectors,weunfortunately findourselvesinthepositionof"firstmanin"andconsequentlyitisouradvicethatisoftendisbelieved. Whydidn'tweseeit?:Contractorsmaysay,"Ican'tbelieveyouhadthishouseinspected,andtheydidn'tfindthisproblem." Thereareseveralreasonsfortheseapparentoversights: Conditionsduringinspection:Itisdifficultforhomeownerstorememberthecircumstancesinthehouseatthetimeof theinspection.Homeownersseldomrememberthatitwassnowing,therewasstorageeverywhereorthatthefurnacecould notbeturnedonbecausetheairconditioningwasoperating,etc.It'simpossibleforcontractorstoknowwhatthe circumstanceswerewhentheinspectionwasperformed. Thiswisdomofhindsight:Whentheproblemmanifestsitself,itisveryeasytohave20/20hindsight.Anybodycansay thatthebasementiswetwhenthereis2"ofwateronthefloor.Predictingtheproblemisadifferentstory. Alonglook;Ifwespenthalfanhourunderthekitchensinkor45minutesdisassemblingthefurnace,we'dfindmore problems,too.Unfortunately,theinspectionwouldtakeseveraldaysandwouldcostconsiderablymore. We'regeneralists:Wearegeneralists;wearenotspecialists.Theheatingcontractormayindeedhavemoreheating expertisethanwedo.Thisisbecauseweareexpectedtohaveheatingexpertiseandplumbingexpertise,structural expertise,electricalexpertise,etc. Aninvasivelook:Problemsoftenbecomeapparentwhencarpetsorplasterareremoved,whenfixturesorcabinetsare pulledout,andsoon.Ahomeinspectionisavisualexamination.Wedon'tperforminvasiveordestructivetests. Notinsurance:Inconclusion,ahomeinspectionisdesignedtobetteryourodds.Itisnotdesignedtoeliminateallrisk.Forthat reason,ahomeinspectionshouldnotbeconsideredaninsurancepolicy.Thepremiumthataninsurancecompanywouldhaveto chargeforapolicywithnodeductible,nolimitandanindefinitepolicyperiodwouldbeconsiderablymorethanthefeewecharge. Itwouldalsonotincludethevalueaddedbytheinspection. ReprintedfromASHIReporter,ByPermissionofAlanCarson,CarsonDunlop&Assoc. Page10of10
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