10.Pension transfer
A Government of India employee / pensioner/ family
pensioner can transfer his/her pension, at any time
before or after retirement / death of employee for life
of the disabled dependent in the family.
Note: Visit website: Central Pension Accounting Office;
Ref. No. 1/27/2011-P&PW(E)

.
What after family caregivers are no more?
Niramaya (Health Insurance Scheme): Upto Rs 1 Lakh
per annum

Enroll with organizations registered with National
Trust Act (‘Seva in Action’ NGO, in Bangalore).
Fee: For persons with family monthly income < Rs
15,000/-, Rs 250 per annum. For persons with family
income > Rs 15,000/-, Rs 500 per annum. BPL
patents need to pay fist time alone.
Gharaunda scheme:

It provides group home and rehabilitation activities
under national trust act. It provides ‘Life long shelter &
care facilities’ by service providers. The scheme ensures
minimum quality of care services on payment basis.
Note: Contact KPAMRC / your Treating Team
.Other Details
Free Legal Aid Service:
Note: NIMHANS Free Legal Aid Cell at OPD Complex
on every Tuesday and Friday at 3.00 pm.
Home Attendants:
Note: Available at St. Johns hospital, Department of MSW,
Bangalore 08022065166 / (Janet: 080-25496751).
Ambulance services:
Note: Free day time ambulance services for psychiatric patients
in Bangalore: 9449000739. For Karnataka residents,
contact numbers: 9980036174/ 9845260744 (In
Bangalore) and 108 (outside Bangalore).
How can disability certificate help me?
S.No.
2.
Schemes
40% to 75% disability: ` 500/ month *
≥75% disability: ` 1200 / month *
Bus*, Air concessions
Travel benefits Rail concessions
3.
Employment
4.
Education
1.
5.
Benefits
Disability
pension
IT deduction
6.
Loans
7.
Employment
8.
Pension
transfer
9.
What After
me?
3-5% for government Jobs
Reservation: 3% in Government aided
500 scholarships: Scheme of National
Scholarships for PwD
Scholarship and reimbursement in the
course fees
Under section 80U:
` 50000/- for ≥40% disability
` 100000/- for ≥80 % disability
Under section 80DD
` 50000/- for ≥40% disability in
dependent PwD
` 100000/- for ≥80 % disability in
dependent PwD
NHFDC & ADHARA
Special Employment Exchange
Vocational Rehabilitation Centres
Visit website: Central Pension
Accounting Office
Ref. No. 1/27/2011-P&PW(E)
Niramaya Scheme &
Gharaunda Scheme
Psychiatric
Rehabilitation Services
Beneficiary
PwD
PwD
PwD (MR)&
caregiver
PwD
DEPARTMENT OF PSYCHIATRY, NIMHANS
Welfare benefits for persons with
psychiatric disability
PwD
What is a disability certificate?
PwD
Caregiver
PwD
PwD
PwD (MR)
PwD
PwD (MR)
*Disability is state subject. Some benefits may vary from state to state. Benefits provided in Karnataka are
mentioned. Kindly verify from the state you reside in.
Consult your doctor to know if referral to psychiatric
rehabilitation is suitable for you.
For more details, contact
Psychiatric Rehabilitation Services, DPNR building
(Opposite State bank of Mysore), NIMHANS
Email: [email protected]
Visit us on www.facebook.com/prs.nimhans
Phone: 080-26995289
(Psychiatric Rehabilitation Services Nursing station)
Disability certificate enables a person with disability (PwD)
to avail various benefits like monthly pension, travel benefits,
reservations in employment, scholarships for education, loan
facilities, etc., The certificate can enhance functioning, quality
of life and can help the PwD lead a dignified life. This card can
be issued by any authorised government hospital.
Who is eligible?
Persons with mental retardation and mental illness severe
enough to disable them can avail it. You can discuss with your
doctor to know if you are eligible for the same.
Disability certificate is also issued for various other
conditions like blindness, low vision, leprosy-cured, hearing
impairment, locomotor disability.
I would like to know more. Whom should I contact?
You may contact Psychiatrist and Psychiatric Social Worker
from your treating team / Psychiatric Rehabilitation Services.
.
Printing of this brochure funded by:
Dr Ramachandra N Moorthy Foundation for
Mental Health & Neurological Sciences
Benefits for Persons with Disabilities:
Maintenance Allowance
For those with 40% to 75% disability, pension is ` 500/
month; for those with ≥75% disability it is `1,200 /
month
.
Travel Concession
Bus: Bus concessions are available only for the disabled
person. The bus pass needs to be renewed every year.
Note: A disabled person is required to pay a sum of ` 550/(BMTC) or ` 650/-(KSRTC) through a demand draft
in favour of Divisional Controller. Bus pass can be
availed in District Disability Welfare Officer in your
district with a copy of Disability Certificate. You can
avail this benefit of free bus travel within 100 KMs.
Rail: The person with mental retardation and accompanying
person can avail up to 75% concession.
Note: The Disability certificate along with railway concession
form (available at NIMHANS) can be submitted at the
authorised railway booking counters for availing the
concession.
Air:
There is 25% concession for children and adults and
50% concession for senior citizens with disability
certificate on Indian Government owned airways.
Note: The Disability certificate has to be given along with
filled airfare concession form, while booking the
ticket at airline booking counter.
3.



Employment benefits
4.
3% reservation in Government aided educational institutions.
Every year 500 new scholarships are awarded, Under
the Scheme of National Scholarships for Persons with
Disabilities. Students with 40% or more disability & monthly
family income up to ` 15,000/- are eligible for scholarship.

A scholarship of ` 700/- per month to day scholars & `
1,000/- per month to hostellers is available for graduate
and post graduate level technical or professional courses.

Diploma and certificate level professional courses: A
scholarship or ` 400/- per month to day scholars & `
700/- per month to hostellers.

The Government also provides incentives to private
sector employers for providing employment to PwD.

Scheme of financing assistive devices to enhance
the employability or increased opportunity of self
employment of PwDs.
Note: Visit website http://www.nhfdc.nic.in
7.
Self Employment Programme
Adhara Scheme

This scheme provides financial assistance to set up
petty business. An amount of ` 20,000/-(Interest
free loan) along with a kiosk worth `15,000/-.


In addition to the scholarship, the students are reimbursed the
course fee subject to a ceiling of ` 10,000/- per year.
The PwD should be above 16 years and have income
below ` 11,500/- per annum for rural persons and
` 24,000 per annum for urban persons as certified by
tahsildar.

Note: Application should be sent through the head of
institution to District Disabled Welfare Officer
Note: Application are available at District Disabled Welfare
Office (DDWO)/ www.welfareofdisabled.kar.nic.in
Income Tax Deduction (one of the below)
8.
Persons with ≥40% disability can avail a deduction of
` 50,000/- and those with ≥ 80% disability can avail a deduction
of ` 1,00,000/- from their annual income while calculating
their income tax liability under section 80U of the IT act.

Under section 80DD, caregivers can avail income tax
concession of ` 50,000/- (≥ 40% disability) and ` 1,00,000/(≥ 80% disability) from annual income for medical treatment
training and rehabilitation of dependent PwD.
9.
5.


3 % job reservation for Group A & B and 5% job
reservation for Group C & D government jobs
An employee who acquires a disability during his
service cannot be dispensed with; nor can his/her
rank be reduced. Promotion cannot be denied on the
basis of disability.
Educational Benefits
6.
Loans
National Handicapped Finance and Development
Corporation (NHFDC)

Scheme for vocational education and training for PwDs.

Scheme of financing construction of commercial/business
premises for starting self employment activity to PwDs.
Special Employment Exchange
The educated / literate disabled persons are at liberty
to register their names for seeking employment.
Note: Visit website www.welfareofdisabled.kar.nic.in

Vocational Rehabilitation Centres (VRC) /
Manasa Kendras
VRC provides vocational training for PwD with
mental retardation and placement for trainees who
have undergone training.
Note: Address: # C-432, 1st ‘B’ main, 1st cross, Peenya 1st stage,
Bangalore-560058 Email: [email protected]

Manasa Kendras provide short-stay and long stay
homes for aged / destitute PwDs.