&5(',7
)7&)$&76IRU&RQVXPHUV
<RXU$FFHVV
WR)UHH&UHGLW5HSRUWV
5
QQP[QWʼnNNDGCDNGVQIGV[QWTETGFKVTGRQTVHQTHTGG#TGEGPVCOGPFOGPVVQ
VJGHGFGTCN(CKT%TGFKV4GRQTVKPI#EV
(%4#TGSWKTGUGCEJQHVJGPCVKQPYKFG
EQPUWOGTTGRQTVKPIEQORCPKGUVQRTQXKFG[QWYKVJCHTGGEQR[QH[QWTETGFKVTGRQTVCV[QWT
TGSWGUVQPEGGXGT[OQPVJU6JG(%4#RTQOQVGUVJGCEEWTCE[CPFRTKXCE[QHKPHQTOCVKQP
KPVJGHKNGUQHVJGPCVKQPʼnUEQPUWOGTTGRQTVKPIEQORCPKGU6JG(GFGTCN6TCFG%QOOKUUKQP
(6%VJGPCVKQPʼnUEQPUWOGTRTQVGEVKQPCIGPE[GPHQTEGUVJG(%4#YKVJTGURGEVVQ
EQPUWOGTTGRQTVKPIEQORCPKGU
#ETGFKVTGRQTVEQPVCKPUKPHQTOCVKQPQPYJGTG[QWNKXGJQY[QWRC[[QWTDKNNUCPF
YJGVJGT[QWʼnXGDGGPUWGFCTTGUVGFQTHKNGFHQTDCPMTWRVE[0CVKQPYKFGEQPUWOGTTGRQTVKPI
EQORCPKGUUGNNVJGKPHQTOCVKQPKP[QWTTGRQTVVQETGFKVQTUKPUWTGTUGORNQ[GTUCPFQVJGT
DWUKPGUUGUVJCVWUGKVVQGXCNWCVG[QWTCRRNKECVKQPUHQTETGFKVKPUWTCPEGGORNQ[OGPVQT
TGPVKPICJQOG6JGTGCTGVJTGGPCVKQPYKFGEQPUWOGTTGRQTVKPIEQORCPKGUŇ'SWKHCZ
'ZRGTKCPCPF6TCPU7PKQP
)DFWVIRU&RQVXPHUV
%QPUWOGTUKP9GUVGTPUVCVGUYKNNHKTUVDGCDNGVQ
QTFGTVJGKTETGFKVTGRQTVUWPFGTVJGHGFGTCNNCY
DGIKPPKPI&GEGODGT%QPUWOGTUKPQVJGT
UVCVGUYKNNDGCDNGVQQTFGTVJGKTEQRKGUCEEQTFKPI
VQCTGIKQPCNTQNNQWVFGVCKNGFDGNQY
+PTGEGPVOQPVJUEQPUWOGTUJCXGCUMGFVJG
(6%HQTOQTGFGVCKNUCDQWVVJGKTTKIJVUWPFGTVJG
HGFGTCN(%4#CPFVJG(CKTCPF#EEWTCVG%TGFKV
6TCPUCEVKQPU
(#%6#EVYJKEJGUVCDNKUJGFVJG
HTGGETGFKVTGRQTVRTQITCO6JG[ʼnXGCNUQCUMGF
CDQWVETGFKVTGRQTVUKPIGPGTCN*GTGCTGVJGOQUV
HTGSWGPVN[CUMGFSWGUVKQPUCPFVJGCPUYGTU
3 *QYFQ+MPQYYJGP+ʼnOGNKIKDNGVQIGVC
HTGGTGRQTV!
# (TGGTGRQTVUYKNNDGRJCUGFKPFWTKPIC
PKPGOQPVJRGTKQFTQNNKPIHTQOVJG9GUV
%QCUVVQVJG'CUVDGIKPPKPI&GEGODGT
$GIKPPKPI5GRVGODGTHTGG
TGRQTVUYKNNDGCEEGUUKDNGVQCNN#OGTKECPU
TGICTFNGUUQHYJGTGVJG[NKXG
0$32))5((&5(',75(325752//287
%QPUWOGTUKPVJG/KFYGUVGTPUVCVGUŇ+NNKPQKU
+PFKCPC+QYC-CPUCU/KEJKICP/KPPGUQVC
/KUUQWTK0GDTCUMC0QTVJ&CMQVC1JKQ5QWVJ
&CMQVCCPF9KUEQPUKPŇECPQTFGTVJGKTHTGG
TGRQTVUDGIKPPKPI/CTEJ
%QPUWOGTUKPVJG
9GUVGTPUVCVGU
Ň#NCUMC#TK\QPC
%CNKHQTPKC%QNQTCFQ
*CYCKK+FCJQ
/QPVCPC0GXCFC
0GY/GZKEQ1TGIQP
7VCJ9CUJKPIVQP
CPF9[QOKPIŇECP
QTFGTVJGKTHTGG
TGRQTVUDGIKPPKPI
&GEGODGT
%QPUWOGTUKPVJG5QWVJGTPUVCVGUŇ
#NCDCOC#TMCPUCU(NQTKFC)GQTIKC
-GPVWEM[.QWKUKCPC/KUUKUUKRRK
1MNCJQOC5QWVJ%CTQNKPC6GPPGUUGG
CPF6GZCUŇECPQTFGTVJGKTHTGGTGRQTVU
DGIKPPKPI,WPG
%QPUWOGTUKPVJG
'CUVGTPUVCVGUŇ
%QPPGEVKEWV&GNCYCTG
/CKPG/CT[NCPF
/CUUCEJWUGVVU0GY
*CORUJKTG0GY
,GTUG[0GY;QTM
0QTVJ%CTQNKPC
2GPPU[NXCPKC4JQFG
+UNCPF8GTOQPV
8KTIKPKCCPF9GUV
8KTIKPKCŇVJG
&KUVTKEVQH%QNWODKC
2WGTVQ4KEQCPF
CNN75VGTTKVQTKGU
ECPQTFGTVJGKTHTGG
TGRQTVUDGIKPPKPI
5GRVGODGT
)DFWVIRU&RQVXPHUV
3 *QYFQ+QTFGTO[HTGGTGRQTV!
ETGFKVTGRQTVHTQOVJGVJTGGPCVKQPYKFG
EQPUWOGTTGRQTVKPIEQORCPKGU
YYYCPPWCNETGFKVTGRQTVEQOCPFVJG
PCVKQPYKFGEQPUWOGTTGRQTVKPIEQORCPKGU
YKNNPQVUGPF[QWCPGOCKNCUMKPIHQT[QWT
RGTUQPCNKPHQTOCVKQP+H[QWIGVCPGOCKNQT
UGGCRQRWRCFENCKOKPIKVʼnUHTQO
YYYCPPWCNETGFKVTGRQTVEQOQTCP[QH
VJGVJTGGPCVKQPYKFGEQPUWOGTTGRQTVKPI
EQORCPKGUFQPQVTGRN[QTENKEMQPCP[
NKPMKPVJGOGUUCIGŇKVʼnURTQDCDN[CUECO
(QTYCTFCP[GOCKNVJCVENCKOUVQDGHTQO
YYYCPPWCNETGFKVTGRQTVEQOQTCP[QHVJTGG
EQPUWOGTTGRQTVKPIEQORCPKGUVQVJG(6%ʼnU
FCVCDCUGQHFGEGRVKXGURCOCVURCO"WEGIQX
YYYCPPWCNETGFKVTGRQTVEQOQTCP[QHVJTGG
EQPUWOGTTGRQTVKPIEQORCPKGUCNUQYKNNPQV
ECNN[QWVQCUMHQT[QWTRGTUQPCNKPHQTOCVKQP
# 6JGVJTGGPCVKQPYKFGEQPUWOGTTGRQTVKPI
EQORCPKGUJCXGUGVWRQPGEGPVTCNYGDUKVG
VQNNHTGGVGNGRJQPGPWODGTCPFOCKNKPI
CFFTGUUVJTQWIJYJKEJ[QWECPQTFGT[QWT
HTGGCPPWCNTGRQTV6QQTFGTENKEMQP
YYYCPPWCNETGFKVTGRQTVEQOECNN
QTEQORNGVGVJG#PPWCN%TGFKV4GRQTV
4GSWGUV(QTOCPFOCKNKVVQ#PPWCN%TGFKV
4GRQTV4GSWGUV5GTXKEG21$QZ
#VNCPVC)#6JGHQTOKUQP
VJGDCEMQHVJKUDTQEJWTGQT[QWECPRTKPV
KVHTQOYYYHVEIQXETGFKV&QPQVEQPVCEV
VJGVJTGGPCVKQPYKFGEQPUWOGTTGRQTVKPI
EQORCPKGUKPFKXKFWCNN[6JG[CTGQPN[
RTQXKFKPIHTGGCPPWCNETGFKVTGRQTVUVJTQWIJ
YYYCPPWCNETGFKVTGRQTVEQO
CPF#PPWCN%TGFKV4GRQTV4GSWGUV5GTXKEG
21$QZ#VNCPVC)#
;QWOC[QTFGT[QWTTGRQTVUHTQOGCEJQH
VJGVJTGGPCVKQPYKFGEQPUWOGTTGRQTVKPI
EQORCPKGUCVVJGUCOGVKOGQT[QWECP
QTFGTHTQOQPN[QPGQTVYQ6JGNCYCNNQYU
[QWVQQTFGTQPGHTGGEQR[HTQOGCEJQHVJG
PCVKQPYKFGEQPUWOGTTGRQTVKPIEQORCPKGU
GXGT[OQPVJU
3 9J[YQWNF+YCPVVQIGVCEQR[QHO[
ETGFKVTGRQTV!
# ;QWOC[YCPVVQTGXKGY[QWTETGFKVTGRQTV
Ő DGECWUGVJGKPHQTOCVKQPKVEQPVCKPUCHHGEVU
YJGVJGT[QWECPIGVCNQCPŇCPFJQY
OWEJ[QWYKNNJCXGVQRC[VQDQTTQY
OQPG[
Ő VQOCMGUWTGVJGKPHQTOCVKQPKUCEEWTCVG
EQORNGVGCPFWRVQFCVGDGHQTG[QW
CRRN[HQTCNQCPHQTCOCLQTRWTEJCUGNKMG
CJQWUGQTECTDW[KPUWTCPEGQTCRRN[
HQTCLQD
Ő VQJGNRIWCTFCICKPUVKFGPVKV[VJGHV
6JCVʼnUYJGPUQOGQPGWUGU[QWTRGTUQPCN
KPHQTOCVKQPŇNKMG[QWTPCOG[QWT
5QEKCN5GEWTKV[PWODGTQT[QWTETGFKV
ECTFPWODGTŇVQEQOOKVHTCWF+FGPVKV[
VJKGXGUOC[WUG[QWTKPHQTOCVKQPVQQRGP
CPGYETGFKVECTFCEEQWPVKP[QWTPCOG
6JGPYJGPVJG[FQPʼnVRC[VJGDKNNUVJG
FGNKPSWGPVCEEQWPVKUTGRQTVGFQP[QWT
ETGFKVTGRQTV+PCEEWTCVGKPHQTOCVKQPNKMG
VJCVEQWNFCHHGEV[QWTCDKNKV[VQIGVETGFKV
KPUWTCPEGQTGXGPCLQD
3 9JCVKPHQTOCVKQPFQ+JCXGVQRTQXKFGVQ
IGVO[HTGGTGRQTV!
# ;QWPGGFVQRTQXKFG[QWTPCOGCFFTGUU
5QEKCN5GEWTKV[PWODGTCPFFCVGQHDKTVJ+H
[QWJCXGOQXGFKPVJGNCUVVYQ[GCTU[QW
OC[JCXGVQRTQXKFG[QWTRTGXKQWUCFFTGUU
6QOCKPVCKPVJGUGEWTKV[QH[QWTHKNGGCEJ
PCVKQPYKFGEQPUWOGTTGRQTVKPIEQORCP[
OC[CUM[QWHQTUQOGKPHQTOCVKQPVJCVQPN[
[QWYQWNFMPQYNKMGVJGCOQWPVQH[QWT
OQPVJN[OQTVICIGRC[OGPV'CEJEQORCP[
OC[CUM[QWHQTFKHHGTGPVKPHQTOCVKQP
DGECWUGVJGKPHQTOCVKQPGCEJJCUKP[QWTHKNG
OC[EQOGHTQOFKHHGTGPVUQWTEGU
YYYCPPWCNETGFKVTGRQTVEQOKUVJGQPN[
CWVJQTK\GFUQWTEGHQT[QWTHTGGCPPWCN
)DFWVIRU&RQVXPHUV
3 *QYNQPIFQGUKVVCMGVQIGVO[TGRQTV
CHVGT+QTFGTKV!
# +H[QWTGSWGUV[QWTTGRQTVQPNKPGCV
YYYCPPWCNETGFKVTGRQTVEQO[QWUJQWNF
DGCDNGVQCEEGUUKVKOOGFKCVGN[+H[QW
QTFGT[QWTTGRQTVD[ECNNKPIVQNNHTGG
[QWTTGRQTVYKNNDGRTQEGUUGFCPF
OCKNGFVQ[QWYKVJKPFC[U+H[QWQTFGT
[QWTTGRQTVD[OCKNWUKPIVJG#PPWCN%TGFKV
4GRQTV4GSWGUV(QTO[QWTTGSWGUVYKNNDG
RTQEGUUGFCPFOCKNGFVQ[QWYKVJKPFC[U
QHTGEGKRV
9JGVJGT[QWQTFGT[QWTTGRQTVQPNKPG
D[RJQPGQTD[OCKNKVOC[VCMGNQPIGT
VQTGEGKXG[QWTTGRQTVKHVJGPCVKQPYKFG
EQPUWOGTTGRQTVKPIEQORCP[PGGFUOQTG
KPHQTOCVKQPVQXGTKH[[QWTKFGPVKV[
6JGTGOC[DGVKOGUYJGPVJGPCVKQPYKFG
EQPUWOGTTGRQTVKPIEQORCPKGUTGEGKXGCP
GZVTCQTFKPCT[XQNWOGQHTGSWGUVUHQTETGFKV
TGRQTVU+HVJCVJCRRGPU[QWOC[DGCUMGF
VQTGUWDOKV[QWTTGSWGUV1T[QWOC[DG
VQNFVJCV[QWTTGRQTVYKNNDGOCKNGFVQ[QW
UQOGVKOGCHVGTFC[UHTQO[QWTTGSWGUV+H
GKVJGTQHVJGUGGXGPVUQEEWTUVJGPCVKQPYKFG
EQPUWOGTTGRQTVKPIEQORCPKGUYKNNNGV[QW
MPQY
3 #TGVJGTGCP[QVJGTUKVWCVKQPUYJGTG+
OKIJVDGGNKIKDNGHQTCHTGGTGRQTV!
# 7PFGTHGFGTCNNCY[QWʼnTGGPVKVNGFVQCHTGG
TGRQTVKHCEQORCP[VCMGUCFXGTUGCEVKQP
CICKPUV[QWUWEJCUFGP[KPI[QWTCRRNKECVKQP
HQTETGFKVKPUWTCPEGQTGORNQ[OGPVCPF
[QWCUMHQT[QWTTGRQTVYKVJKPFC[UQH
TGEGKXKPIPQVKEGQHVJGCEVKQP6JGPQVKEG
YKNNIKXG[QWVJGPCOGCFFTGUUCPFRJQPG
PWODGTQHVJGEQPUWOGTTGRQTVKPIEQORCP[
;QWʼnTGCNUQGPVKVNGFVQQPGHTGGTGRQTVC[GCT
KH[QWʼnTGWPGORNQ[GFCPFRNCPVQNQQMHQT
CLQDYKVJKPFC[UKH[QWʼnTGQPYGNHCTG
QTKH[QWTTGRQTVKUKPCEEWTCVGDGECWUGQH
HTCWFKPENWFKPIKFGPVKV[VJGHV1VJGTYKUG
CEQPUWOGTTGRQTVKPIEQORCP[OC[EJCTIG
[QWWRVQHQTCPQVJGTEQR[QH[QWTTGRQTV
YKVJKPCOQPVJRGTKQF
6QDW[CEQR[QH[QWTTGRQTVEQPVCEV
Ő 'SWKHCZ
YYYGSWKHCZEQO
Ő 'ZRGTKCP
':2'4+#0
YYYGZRGTKCPEQO Ő 6TCPU7PKQP
YYYVTCPUWPKQPEQO
7PFGTUVCVGNCYEQPUWOGTUKP%QNQTCFQ
)GQTIKC/CKPG/CT[NCPF/CUUCEJWUGVVU
0GY,GTUG[CPF8GTOQPVCNTGCF[JCXGHTGG
CEEGUUVQVJGKTETGFKVTGRQTVU
3 5JQWNF+QTFGTCTGRQTVHTQOGCEJQHVJG
VJTGGPCVKQPYKFGEQPUWOGTTGRQTVKPI
EQORCPKGU!
# +VʼnUWRVQ[QW$GECWUGPCVKQPYKFGEQPUWOGT
TGRQTVKPIEQORCPKGUIGVVJGKTKPHQTOCVKQP
HTQOFKHHGTGPVUQWTEGUVJGKPHQTOCVKQPKP
[QWTTGRQTVHTQOQPGEQORCP[OC[PQV
TGHNGEVCNNQTVJGUCOGKPHQTOCVKQPKP[QWT
TGRQTVUHTQOVJGQVJGTVYQEQORCPKGU6JCVʼnU
PQVVQUC[VJCVVJGKPHQTOCVKQPKPCP[QH[QWT
TGRQTVUKUPGEGUUCTKN[KPCEEWTCVGKVLWUVOC[
DGFKHHGTGPV
3 5JQWNF+QTFGTO[TGRQTVUHTQOCNNVJTGG
QHVJGPCVKQPYKFGEQPUWOGTTGRQTVKPI
EQORCPKGUCVVJGUCOGVKOG!
# ;QWOC[QTFGTQPGVYQQTCNNVJTGGTGRQTVU
CVVJGUCOGVKOGQT[QWOC[UVCIIGT[QWT
TGSWGUVU+VʼnU[QWTEJQKEG5QOGHKPCPEKCN
)DFWVIRU&RQVXPHUV
CFXKUQTUUC[UVCIIGTKPI[QWTTGSWGUVU
FWTKPICOQPVJRGTKQFOC[DGCIQQF
YC[VQMGGRCPG[GQPVJGCEEWTCE[CPF
EQORNGVGPGUUQHVJGKPHQTOCVKQPKP[QWT
TGRQTVU
[QWVJGYTKVVGPTGUWNVUCPFCHTGGEQR[
QH[QWTTGRQTVKHVJGFKURWVGTGUWNVUKP
CEJCPIG
6JKUHTGGTGRQTVFQGUPQV
EQWPVCU[QWTCPPWCNHTGGTGRQTVWPFGT
VJG(#%6#EV+HCPKVGOKUEJCPIGFQT
FGNGVGFVJGEQPUWOGTTGRQTVKPIEQORCP[
ECPPQVRWVVJGFKURWVGFKPHQTOCVKQP
DCEMKP[QWTHKNGWPNGUUVJGKPHQTOCVKQP
RTQXKFGTXGTKHKGUVJCVKVKUCEEWTCVGCPF
EQORNGVG6JGEQPUWOGTTGRQTVKPI
EQORCP[CNUQOWUVUGPF[QWYTKVVGP
PQVKEGVJCVKPENWFGUVJGPCOGCFFTGUU
CPFRJQPGPWODGTQHVJGKPHQTOCVKQP
RTQXKFGT
6GNNVJGETGFKVQTQTQVJGTKPHQTOCVKQP
RTQXKFGTKPYTKVKPIVJCV[QWFKURWVGCP
KVGO/CP[RTQXKFGTUURGEKH[CPCFFTGUU
HQTFKURWVGU+HVJGRTQXKFGTTGRQTVUVJG
KVGOVQCEQPUWOGTTGRQTVKPIEQORCP[
KVOWUVKPENWFGCPQVKEGQH[QWTFKURWVG
#PFKH[QWCTGEQTTGEVŇVJCVKUKHVJG
KPHQTOCVKQPKUHQWPFVQDGKPCEEWTCVG
ŇVJGKPHQTOCVKQPRTQXKFGTOC[PQV
TGRQTVKVCICKP
3 9JCVKH+HKPFGTTQTUŇGKVJGTKPCEEWTCEKGU
QTKPEQORNGVGKPHQTOCVKQPŇKPO[ETGFKV
TGRQTV!
# 7PFGTVJG(CKT%TGFKV4GRQTVKPI#EVDQVJ
VJGEQPUWOGTTGRQTVKPIEQORCP[CPFVJG
KPHQTOCVKQPRTQXKFGT
VJCVKUVJGRGTUQP
EQORCP[QTQTICPK\CVKQPVJCVRTQXKFGU
KPHQTOCVKQPCDQWV[QWVQCEQPUWOGT
TGRQTVKPIEQORCP[CTGTGURQPUKDNG
HQTEQTTGEVKPIKPCEEWTCVGQTKPEQORNGVG
KPHQTOCVKQPKP[QWTTGRQTV6QVCMG
CFXCPVCIGQHCNN[QWTTKIJVUWPFGTVJKUNCY
EQPVCEVVJGEQPUWOGTTGRQTVKPIEQORCP[CPF
VJGKPHQTOCVKQPRTQXKFGT
6GNNVJGEQPUWOGTTGRQTVKPIEQORCP[
KPYTKVKPIYJCVKPHQTOCVKQP[QWVJKPMKU
KPCEEWTCVG
%QPUWOGTTGRQTVKPIEQORCPKGUOWUV
KPXGUVKICVGVJGKVGOUKPSWGUVKQP
ŇWUWCNN[YKVJKPFC[UŇWPNGUU
VJG[EQPUKFGT[QWTFKURWVGHTKXQNQWU
6JG[CNUQOWUVHQTYCTFCNNVJGTGNGXCPV
FCVC[QWRTQXKFGCDQWVVJGKPCEEWTCE[
VQVJGQTICPK\CVKQPVJCVRTQXKFGFVJG
KPHQTOCVKQP#HVGTVJGKPHQTOCVKQP
RTQXKFGTTGEGKXGUPQVKEGQHCFKURWVG
HTQOVJGEQPUWOGTTGRQTVKPIEQORCP[
KVOWUVKPXGUVKICVGTGXKGYVJGTGNGXCPV
KPHQTOCVKQPCPFTGRQTVVJGTGUWNVUDCEM
VQVJGEQPUWOGTTGRQTVKPIEQORCP[
+HVJGKPHQTOCVKQPRTQXKFGTHKPFUVJG
FKURWVGFKPHQTOCVKQPKUKPCEEWTCVGKV
OWUVPQVKH[CNNVJTGGPCVKQPYKFGEQPUWOGT
TGRQTVKPIEQORCPKGUUQVJG[ECPEQTTGEV
VJGKPHQTOCVKQPKP[QWTHKNG
9JGPVJGKPXGUVKICVKQPKUEQORNGVGVJG
EQPUWOGTTGRQTVKPIEQORCP[OWUVIKXG
3 9JCVECP+FQKHVJGEQPUWOGTTGRQTVKPI
EQORCP[QTKPHQTOCVKQPRTQXKFGTYQPʼnV
EQTTGEVVJGKPHQTOCVKQP+FKURWVG!
# +HCPKPXGUVKICVKQPFQGUPʼnVTGUQNXG[QWT
FKURWVGYKVJVJGEQPUWOGTTGRQTVKPI
EQORCP[[QWECPCUMVJCVCUVCVGOGPVQHVJG
FKURWVGDGKPENWFGFKP[QWTHKNGCPFKPHWVWTG
TGRQTVU;QWCNUQECPCUMVJGEQPUWOGT
TGRQTVKPIEQORCP[VQRTQXKFG[QWTUVCVGOGPV
VQCP[QPGYJQTGEGKXGFCEQR[QH[QWT
TGRQTVKPVJGTGEGPVRCUV;QWECPGZRGEVVQ
RC[CHGGHQTVJKUUGTXKEG
+H[QWVGNNVJGKPHQTOCVKQPRTQXKFGTVJCV[QW
FKURWVGCPKVGOCPQVKEGQH[QWTFKURWVG
OWUVDGKPENWFGFCP[VKOGVJGKPHQTOCVKQP
RTQXKFGTTGRQTVUVJGKVGOVQCEQPUWOGT
TGRQTVKPIEQORCP[
)DFWVIRU&RQVXPHUV
3 *QYNQPIECPCEQPUWOGTTGRQTVKPI
EQORCP[TGRQTVPGICVKXGKPHQTOCVKQP!
3 %CPO[GORNQ[GTIGVO[ETGFKVTGRQTV!
# #EQPUWOGTTGRQTVKPIEQORCP[ECPTGRQTV
OQUVCEEWTCVGPGICVKXGKPHQTOCVKQPHQTUGXGP
[GCTUCPFDCPMTWRVE[KPHQTOCVKQPHQT
[GCTU6JGTGKUPQVKOGNKOKVQPTGRQTVKPI
KPHQTOCVKQPCDQWVETKOKPCNEQPXKEVKQPU
KPHQTOCVKQPTGRQTVGFKPTGURQPUGVQ[QWT
CRRNKECVKQPHQTCLQDVJCVRC[UOQTGVJCP
C[GCTCPFKPHQTOCVKQPTGRQTVGF
DGECWUG[QWʼnXGCRRNKGFHQTOQTGVJCP
YQTVJQHETGFKVQTNKHGKPUWTCPEG
+PHQTOCVKQPCDQWVCNCYUWKVQTCPWPRCKF
LWFIOGPVCICKPUV[QWECPDGTGRQTVGFHQT
UGXGP[GCTUQTWPVKNVJGUVCVWVGQHNKOKVCVKQPU
TWPUQWVYJKEJGXGTKUNQPIGT
3 9JQGNUGECPIGVCEQR[QHO[ETGFKV
TGRQTV!
# 6JG(CKT%TGFKV4GRQTVKPI#EVURGEKHKGUYJQ
ECPCEEGUU[QWTETGFKVTGRQTV%TGFKVQTU
KPUWTGTUGORNQ[GTUCPFQVJGTDWUKPGUUGU
VJCVWUGVJGKPHQTOCVKQPKP[QWTTGRQTV
VQGXCNWCVG[QWTCRRNKECVKQPUHQTETGFKV
KPUWTCPEGGORNQ[OGPVQTTGPVKPICJQOG
CTGCOQPIVJQUGVJCVJCXGCNGICNTKIJVVQ
CEEGUU[QWTTGRQTV
# ;QWTGORNQ[GTECPIGVCEQR[QH[QWT
ETGFKVTGRQTVQPN[KH[QWCITGG#EQPUWOGT
TGRQTVKPIEQORCP[OC[PQVRTQXKFG
KPHQTOCVKQPCDQWV[QWVQ[QWTGORNQ[GT
QTVQCRTQURGEVKXGGORNQ[GTYKVJQWV[QWT
YTKVVGPEQPUGPV
)25025(,1)250$7,21
6JG(6%YQTMUHQTVJGEQPUWOGTVQRTGXGPV
HTCWFWNGPVFGEGRVKXGCPFWPHCKTDWUKPGUURTCEVKEGU
KPVJGOCTMGVRNCEGCPFVQRTQXKFGKPHQTOCVKQPVQ
JGNREQPUWOGTUURQVUVQRCPFCXQKFVJGO6Q
NGCTPOQTGCDQWVETGFKVKUUWGUCPFRTQVGEVKPI[QWT
RGTUQPCNKPHQTOCVKQPXKUKVYYYHVEIQXETGFKV
6QHKNGCEQORNCKPVQTVQIGVHTGGKPHQTOCVKQPQP
QVJGTEQPUWOGTKUUWGUXKUKVYYYHVEIQXQTECNN
VQNNHTGG(6%*'.2
66;6JG(6%GPVGTU+PVGTPGV
VGNGOCTMGVKPIKFGPVKV[VJGHVCPFQVJGTHTCWF
TGNCVGFEQORNCKPVUKPVQ%QPUWOGT5GPVKPGNC
UGEWTGQPNKPGFCVCDCUGCXCKNCDNGVQJWPFTGFUQH
EKXKNCPFETKOKPCNNCYGPHQTEGOGPVCIGPEKGUKPVJG
75CPFCDTQCF
1RYHPEHU
$QQXDO &UHGLW 5HSRUW 5HTXHVW )RUP
<RX KDYH WKH ULJKW WR JHW D IUHH FRS\ RI \RXU FUHGLW ILOH GLVFORVXUH FRPPRQO\ FDOOHG D FUHGLW UHSRUW RQFH HYHU\ PRQWKV IURP HDFK RI
WKH QDWLRQZLGH FRQVXPHU FUHGLW UHSRUWLQJ FRPSDQLHV (TXLID[ ([SHULDQ DQG 7UDQV8QLRQ
)RU LQVWDQW DFFHVV WR \RXU IUHH FUHGLW UHSRUW YLVLW ZZZDQQXDOFUHGLWUHSRUWFRP
)RU PRUH LQIRUPDWLRQ RQ REWDLQLQJ \RXU IUHH FUHGLW UHSRUW YLVLW ZZZDQQXDOFUHGLWUHSRUWFRP RU FDOO 8VH WKLV IRUP LI \RX SUHIHU WR ZULWH WR UHTXHVW \RXU FUHGLW UHSRUW IURP DQ\ RU DOO RI WKH QDWLRQZLGH FRQVXPHU FUHGLW UHSRUWLQJ FRPSDQLHV 7KH
IROORZLQJ LQIRUPDWLRQ LV UHTXLUHG WR SURFHVV \RXU UHTXHVW 2PLVVLRQ RI DQ\ LQIRUPDWLRQ PD\ GHOD\ \RXU UHTXHVW
2QFH FRPSOHWH IROG GR QRW VWDSOH RU WDSH SODFH LQWR D HQYHORSH DIIL[ UHTXLUHG SRVWDJH DQG PDLO WR
$QQXDO &UHGLW 5HSRUW 5HTXHVW 6HUYLFH 32 %R[ $WODQWD *$ 3OHDVH XVH D %ODFN RU %OXH 3HQ DQG ZULWH \RXU UHVSRQVHV LQ 35,17(' &$3,7$/ /(77(56 ZLWKRXW WRXFKLQJ WKH VLGHV RI WKH ER[HV OLNH WKH H[DPSOHV OLVWHG EHORZ
'DWH RI %LUWK
6RFLDO 6HFXULW\ 1XPEHU
0RQWK
<HDU
'D\
)ROG +HUH
)ROG +HUH
0,
)LUVW 1DPH
-5 65 ,,, HWF
/DVW 1DPH
&XUUHQW 0DLOLQJ $GGUHVV
+RXVH 1XPEHU
6WUHHW 1DPH
$SDUWPHQW 1XPEHU 3ULYDWH 0DLOER[
)RU 3XHUWR 5LFR 2QO\ 3ULQW 8UEDQL]DWLRQ 1DPH
6WDWH
&LW\
=LS&RGH
3UHYLRXV 0DLOLQJ $GGUHVV FRPSOHWH RQO\ LI DW FXUUHQW PDLOLQJ DGGUHVV IRU OHVV WKDQ WZR \HDUV
+RXVH 1XPEHU
6WUHHW 1DPH
)ROG +HUH
)ROG +HUH
)RU 3XHUWR 5LFR 2QO\ 3ULQW 8UEDQL]DWLRQ 1DPH
$SDUWPHQW 1XPEHU 3ULYDWH 0DLOER[
&LW\
6WDWH
6KDGH &LUFOH /LNH 7KLV !
1RW /LNH 7KLV !
, ZDQW D FUHGLW UHSRUW IURP VKDGH
HDFK WKDW \RX ZRXOG OLNH WR
UHFHLYH
(TXLID[
([SHULDQ
=LS&RGH
6KDGH KHUH LI IRU VHFXULW\
UHDVRQV \RX ZDQW \RXU FUHGLW
UHSRUW WR LQFOXGH QR PRUH WKDQ
WKH ODVW IRXU GLJLWV RI \RXU
6RFLDO 6HFXULW\ 1XPEHU
7UDQV8QLRQ
,I DGGLWLRQDO LQIRUPDWLRQ LV QHHGHG WR SURFHVV \RXU UHTXHVW WKH FRQVXPHU FUHGLW
UHSRUWLQJ FRPSDQ\ ZLOO FRQWDFW \RX E\ PDLO
<RXU UHTXHVW ZLOO EH SURFHVVHG ZLWKLQ GD\V RI UHFHLSW DQG WKHQ PDLOHG WR \RX
&RS\ULJKW &HQWUDO 6RXUFH //&