www.bankingmantras.com Weekly Vocab Power Booster Volume - ii Meaning of words Phrases which frequently asked in IBPS exam Redemption (N): दोबारा मोल लेना – the act of purchasing back something previously sold; repayment of the principal amount of a debt or security at or before maturity (as when a corporation repurchases its own stock) Synonyms: buyback, repurchase Usage: With open-ended funds, the fund company must accept your redemption whenever you want. Redemption (N): मुक्ति – the act of delivering from sin or saving from evil Synonyms: salvation Usage: It’s kind of an act of redemption for me Intend (V): इरादा रखना – have in mind as a purpose; design or destine Synonyms: designate, destine, specify, mean, think Usage: SpaceX itself has said it intends to go back to flying rockets as soon as possible. Intervene (V): हस्तक्षेप करना – get involved, so as to alter or hinder an action, or through force or threat of force. Synonyms: interfere, interpose, step in Antonyms: combibe, leave alone Usage: Why did the U.S. not intervene earlier in WW II? Soillover (V): any indirect effect of public expenditure (economy); overflow with a certain feeling Bolster (V): सहारा देना – support and strengthen Synonyms: bolster up Antonym: hinder, weaken, undermine Usage: I use to bolster morale of all the users of Banking Mantras when they feel low and depressed. Augment (V): बढ़ना – grow or intensify; To augment is to increase the amount or strength of something. Synonyms: amplify, enhance, intensify, strengthen Antonym: diminish, condense, abridge Usage: The recent speech of the president augmented tensions in the Near East Complacency (N): आत्मसतं ोष – the feeling you have when you are satisfied with yourself. Synonyms: complacence, self-complacency, self-satisfaction Antonym: unsatisfied Usage: his complacency was absolutely disgusting. www.bankingmantras.com BANKING MANTRAS Dispel (V): दूर करना – force to go away Synonyms: chase away, drive away, drive off, drive out, run off, turn back Usage: dispel doubts Up in the air (Adj): not decided or completely developed Synonyms: Not yet decided; uncertain. Usage: Not settled, uncertain, as in The proposal to build a golf course next to the airport is still up in the air. Tying up loose ends – To take care of, finish, or resolve some issues or pieces of business that are not critical but have remained outstanding. Wrap up (V): पूरा करना – finish a task completely; To bring to a conclusion; settle finally or successfully Synonyms: To summarize; recapitulate. Throwback (N): पुनरावरत् न – a reappearance of an earlier characteristic Synonyms: atavism, reversion Usage: It’s kind of a throwback to when these kinds of things were always happening. Dictatorship (N): तानाशाही – a form of government in which the ruler is an absolute dictator (not restricted by a constitution or laws or opposition etc.) Synonyms: Caesarism, Stalinism, absolutism, authoritarianism, despotism, monocracy, one-man rule, shogunate, totalitarianism, tyranny Usage: She has compared her impeachment to her imprisonment by the former U.S.backed Brazilian dictatorship. Brusque (Adj): अक्तशष्ट – marked by rude or peremptory shortness; A brusque manner of speaking is unfriendly, rude, and very brief. Synonyms: brusk, curt, short Usage: You need to try to cultivate a less brusque manner. Abrasive (N): ककक श – sharply disagreeable Synonyms: harsh Usage: Arvind Kejriwal has an abrasive character Rabble- rouser (N): भीड़ को भड़काने वाला व्यक्ति – a person who makes a group of people angry, excited, or violent (such as by giving speeches) especially in order to achieve a political or social goal Some Detail: A politician who deliberately tries to get her audience excited and angry can be described as a rabble-rouser. Synonyms: demagog, demagogue Usage: People like Azam khan, Owaisi and Adityanath are nothing but rabble – rousers. Maverick (N): स्वतंत्र क्तवचारों वाला – independent in behavior or thought; someone who exhibits great independence in thought and action Some Detail: A maverick is a rebel, someone who shows a lot of independence. Synonyms: rebel Usage: maverick politicians www.bankingmantras.com BANKING MANTRAS Brazen (N): बेशमक – unrestrained by convention or propriety Synonyms: bald-faced, barefaced, bodacious, brassy, brazen-faced, insolent Usage: brazen arrogance Complicity (N): अपराध में भागीदारी – guilt as an accomplice in a crime or offense Some Detail: Complicity refers to the act of helping someone else behave inappropriately or illegally. If you find yourself accused of complicity, it’s often helpful to show that you were unaware of the other person’s intentions. Trickle-down effect: Trickle down economics is a term used to describe the belief that if high income earners gain an increase in salary, then everyone in the economy will benefit as their increased income and wealth filter through to all sections in society. Patron (N): सहायक – someone who supports or champions something Synonyms: sponsor, supporter Usage: Now she wonders if he may have been thinking about targeting patrons of the multiplex. Coalition (N): गठबध ं न – the union of diverse things into one body or form or group; the growing together of parts Some Detail: A coalition is a group of people who join together for a common cause, like a coalition you form with other skateboarders who want to convince your town to build a skate park. Synonyms: coalescence, coalescency, concretion, conglutination Usage: The Obama coalition may not turn out to his chosen successor. Dwindle (V): घटना – become smaller or lose substance Synonyms: dwindle away, dwindle down Usage: Her savings dwindled down Integrated (Adj): अक्तवभाज्य -formed into a whole or introduced into another entity Synonyms: incorporate, incorporated, merged, unified Usage: an integrated India Plausible (Adj): सभ ं ाव्य – apparently reasonable and valid, and truthful Synonyms: believable, credible Some Detail: If something is plausible, it’s reasonable or believable. Things that are plausible could easily happen. A woman becoming President is very plausible. A giraffe becoming President is not. Antonyms: implausible Usage: a plausible excuse Shun (V): त्यागना – avoid and stay away from deliberately; stay clear of Synonyms: eschew 2. expel from a community or group Synonyms: ban, banish, blackball, cast out, ostracise, ostracize Usage: I tried to shake off this iteration of a debunked “evolutionary” basis for shunning. www.bankingmantras.com BANKING MANTRAS Gambit (N): चाल – a maneuver in a game or conversation Some Detail: A gambit is a strategic move, often in chess but also in politics or business, where a player sacrifices something up front for future gain. Synonyms: ploy, stratagem Usage: Supporters and skeptics alike will soon learn if that gambit will succeed. Grappling (N): कुश्ती – the act of engaging in close hand-to-hand combat Synonyms: grapple, hand-to-hand struggle, wrestle, wrestling Usage: we watched his grappling and wrestling with the bully. Yeoman (N): a person attending or assisting another 1. a free man who cultivates his own land 2. officer in the (ceremonial) bodyguard of the British monarch Synonyms: beefeater, yeoman of the guard Usage: A yeoman’s effort would restore diminished service, three hours later. Referendum (N): जनमत-सग्रं ह – a legislative act is referred for final approval to a popular vote by the electorate Some Detail: A referendum is an official vote on a specific issue. It’s often part of a larger election. Topic: A Nobel push for peace in Colombia www.bankingmantras.com BANKING MANTRAS In a long year of war and strife, (शत्रतु ा – bitter conflict; heated often violent dissension; lack of agreement or harmony) it is a silver lining that the Nobel Committee in Oslo was spoilt for choice in deciding upon the recipient of the 2016 Peace Prize. A landmark nuclear deal brought a peaceful closure to Iran’spurported (तथाकथथत – believed or reputed to be the case) nuclear weapon ambitions and paved the way for better relations between Tehran and the West, making the key negotiators leading contenders for the Prize. Theyeoman efforts of the White Helmets of Syria, a group of local volunteers in Aleppo and other parts of war-ravaged Syria who help rescue people injured or stranded in bomb attacks in war zones, merited recognition. But the ending of one of the longest-running civil wars was the achievement that got the highest recognition by the Committee. The Nobel Peace Prize for 2016 has been awarded to Colombian President Juan Manuel Santos after his government painstakingly (कड़ी मेहनत से – in a fastidious (Very attentive to and concerned about accuracy and detail.) and painstaking manner.) concluded negotiations by signing an accord with the Revolutionary Armed Forces of Colombia (FARC), winding down hostilities in a 52-year-old civil war. The accord, signed on September 26, 2016, provided for the disbanding (बरख़ास्त करना – cause to break up or cease to function; stop functioning or cohering as a unit) of FARC militants and for the rebels to join the political process as a routine political party, besides conceding demands by FARC to address inequities in Colombia’s rural areas through development programmes and land distribution. FARC also agreed to dismantle (तोड डालना – take apart into its constituent pieces) drug production facilities in areas in its control which had helped finance the war against the Colombian government. This was a landmark accord that provided an opportunity not just for peace but also for better prospects in the war against drug production and trade in Colombia. Merely (Only) a week after the accord, the government received a setback as its attempt to get the accordratified (मंजरू करना – approve and express assent, responsibility, or obligation Synonyms: sanctioned) through a referendum failed. About 50.23 percent of the voters who turned out (the turnout was less than 40 percent) voted against the peace agreement. Both the government and FARC have ruled out a return to war despite this setback, (an unfortunate happening that hinders or impedes; something that is thwarting or frustrating.) and even the advocates of the “no” vote, including former www.bankingmantras.com BANKING MANTRAS President Álvaro Uribe, have sought fresh negotiations for what they deem to be a better accord. The Nobel committee recognises that despite the setback there is the need for a broad-based dialogue to further the peace process. In doing so, it has provided Mr. Santos the persuasive pulpit (मंच – a platform raised above the surrounding level to give prominence to the person on it) he had lost following the referendum. (जनमत-सग्रं ह – a legislative act is referred for final approval to a popular vote by the electorate) The award should enable his government to seek a renewed accord that does not militate against the previous one and seals a durable peace. The Peace Prize is a testimonial to the patience required to bring about closure to complex, long-running conflicts. In this case, at least, it is well-deserved. Meaning of difficult words & Phrases used in the passage: Strife (N): शत्रुता – bitter conflict; heated often violent dissension; lack of agreement or harmony Synonyms: discord Usage: That quality was much in demand while the classical music scene in the Twin Cities weathered fiscal storms and labor strife. Purported (Adj): तथाकक्तथत – believed or reputed to be the case Synonyms: supposedly Usage: Last Wednesday, the two drove to the address purportedly to conduct surveillance. Pave the way: If something paves the way for/to something else, it makes the other thing possible: Usage: Scientists hope that data from the probe will pave the way for a more detailed exploration of Mars. Yeoman (N): a person attending or assisting another 1. a free man who cultivates his own land 2. officer in the (ceremonial) bodyguard of the British monarch Synonyms: beefeater, yeoman of the guard Usage: A yeoman’s effort would restore diminished service, three hours later. Painstakingly (Adv): कड़ी मेहनत से – in a fastidious (Very attentive to and concerned about accuracy and detail.) and painstaking manner. Synonyms: fastidiously Usage: it is almost a waste of time painstakingly to learn the routines of selling Disband (V): बरख़ास्त करना – cause to break up or cease to function; stop functioning or cohering as a unit Synonyms: dissolve Usage: the principal disbanded the political student organization Dismantle (V): तोड़ डालना – take apart into its constituent pieces Synonyms: break apart, break up, disassemble, take apart Antonym: assemble, piece, put together, set up, tack, tack together Usage: f you dismantle a computer to see what it looks like inside, you better know www.bankingmantras.com BANKING MANTRAS how to put it back together, or you might be looking at the inside of your room for awhile. Ratified (V): मंजूर करना – approve and express assent, responsibility, or obligation Synonyms: sanctioned Usage: When a constitutional amendment is voted into law, it is said to be ratified, or formally accepted. Setback (N): an unfortunate happening that hinders or impedes; something that is thwarting or frustrating. Synonyms: black eye, blow, reversal, reverse Usage: Nawaz Shareef advisers are well aware that even small gestures can lead to setbacks Pulpit (N): मंच – a platform raised above the surrounding level to give prominence to the person on it Synonyms: ambo, dais, podium, rostrum, soapbox, stump Usage: If you go into a church and see a minister speaking from a high platform, he’s speaking from the pulpit. Referendum (N): जनमत-सग्रं ह – a legislative act is referred for final approval to a popular vote by the electorate Some Detail: A referendum is an official vote on a specific issue. It’s often part of a larger election. Topic: Stamping down on prejudice www.bankingmantras.com BANKING MANTRAS The revival of the HIV and AIDS (Prevention and Control) Bill, 2014, and the Union Cabinet’s approval for provisions that make discrimination (भेदभाव – unfair treatment of a person or group on the basis of prejudice)against people living with the virus punishable, are positive steps. Such laws, however, can only deliver benefits within the overall constraints (बाध्यता – A constraint is a limit or restriction; the state of being physically constrained) imposed by an underfunded public health system. Where the legislation can make some difference, with active monitoring by HIV/AIDS support groups, is in ensuring that acquiring the infection does not mean an end to education, employment, access to housing and healthcare due to discrimination. The success of the anti-discrimination aspects hinges on (पर थनभभर करना – be contingent on) the readiness of governments to accept the inquiry findings of ombudsmen, to be appointed under the law, and provide relief. Since the new law is intended to both stop the spread of the disease and help those who have become infected get antiretroviral therapy as well as equal opportunity, it will take a high degree of commitment to providing effective drugs to all those in need. In August, the Ministry of Health and Family Welfare put the number of people getting free treatment nationally at 9,65,000, of which 53,400 are children. This must be viewed against the most recent estimate last year, that 2.1 million people live with HIV in India, of whom 7,90,000 are women. Regional variations in access to diagnosis and treatment must be addressed. The legislation and the structure of complaints redress (उपाय – make reparations or amends for) that its proposals should provide some relief to thousands of families that face discrimination in admitting children to school, an infected individual getting a job, or treatment in hospital. Unlike many other diseases, however, HIV/AIDS has received global attention and funding, thus building up pressure on governments to come up with supportive policies. Communities will now have the opportunity to ensure that the strongest element of theprospective (प्रत्याथशत – of or concerned with or related to the future) law, assuring confidentiality of HIV status, is enforced. A breach (अथतक्रमण – act in disregard of laws, rules, contracts, or promises) could invite imprisonment and a fine. Yet, the proposals approved by the Cabinet fail on one important count: the insurance industry is allowed to use actuarial calculations to limit access to products to people with HIV. The Centre’s initiative is palpably (प्रत्यक्ष – capable of being perceived; especially capable of being handled or touched or felt)weak, since a universal system would not discriminate against people with any form of illness, and would fullyembrace (ग्रहण करना – To embrace something is to welcome it with open arms, hold, hug, accept completely.)the goal of health and welfare for all. National AIDS Control Organisation data for 2015 indicate that while there is an overall decline in HIV prevalence among visitors to antenatal clinics, there was a rise in nine States. The government must get down to business and close such gaps. Meaning of difficult words & Phrases used in the passage: Discrimination (N): भेदभाव – unfair treatment of a person or group on the basis of prejudice Synonyms: favoritism, favouritism Some Detail: Discrimination means distinguishing between two or more people or things. Usually, discrimination means an unfair system that treats one group of www.bankingmantras.com BANKING MANTRAS people worse than another. Usage: Age discrimination is against the law in every other field of work. Constraint (N): बाध्यता – A constraint is a limit or restriction; the state of being physically constrained Synonyms: restraint Usage: Obama says a major source of the slowdown in labor productivity has been self-imposed constraints. Hinge on (V): पर क्तनभकर करना – be contingent on Synonyms: depend on, depend upon, devolve on, hinge upon, ride, turn on Usage: Your result will hinge on your homework Redress (N): उपाय – make reparations or amends for Synonyms: compensate, correct, right Antonym: wrong Usage: They claim there is little redress for them in cases of unfair and inappropriate removals. Prospective (Adj): प्रत्याक्तशत – of or concerned with or related to the future Synonyms: future (yet to be or coming) Antonym: retrospective (concerned with or related to the past) Usage: prospective earnings Breach (N): अक्ततक्रमण – act in disregard of laws, rules, contracts, or promises Synonyms: break, go against, infract, offend, transgress, violate Antonym: keep, observe Some Detail: A breach is a violation of a law, duty, or promise. If you’d contracted to mow your neighbor’s lawn and don’t do it, he can sue you for breach of contract. Usage: Russia has declined to consent to this, putting America in technical breach of the deal. Actuarial (Adj): बीमांक्तकक – of or relating to the work of an actuary (A person who compiles and analyzes statistics and uses them to calculate insurance risks and premiums.) Palpable (Adj): प्रत्यक्ष – capable of being perceived; especially capable of being handled or touched or felt Synonyms: tangible, perceptible: easily perceived by the senses or grasped by the mind Antonym: impalpable (imperceptible to the senses or the mind) Usage: Post Uri attack the Surgical Strike which was done by India in POK, and Pakistan is denying that India did not do such types of any strike, it is nothing but a palpable lie. Embrace (V): ग्रहण करना – To embrace something is to welcome it with open arms, hold, hug, accept completely. Synonyms: adopt, espouse, sweep up Usage: So her script embraces the little moments that make up a relationship. www.bankingmantras.com BANKING MANTRAS www.bankingmantras.com BANKING MANTRAS
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