Eviction Risk Monitor Local rates of landlord and mortgage possession claims From the Shelter policy library December 2011 www.shelter.org.uk © 2011 Shelter. All rights reserved. This document is only for your personal, non-commercial use. You may not copy, reproduce, republish, post, distribute, transmit or modify it in any way. This document contains information and policies that were correct at the time of publication. Eviction Risk Monitor Contents Title Introduction Page 3 Key Findings 4 Methods and sources 6 Main Findings 8 Section one – National trends in possession claims 8 Section Two – Local and regional analysis of possession claim rates 10 Section three - Possession claim rates: Regional maps 13 Section four – Possession claim rates and unemployment 22 Appendix 25 DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 2 Eviction Risk Monitor Introduction Every day at Shelter we see families on the brink of losing their home - a traumatic experience that can have lasting effects on wellbeing and family life, from disrupting children’s education to triggering stress and depression. Indeed, the public perceive repossession and homelessness to be two of the three most serious civil problems anyone could face1. For many of those facing this threat, the tipping point can be an unexpected life event: illness, relationship breakdown or the temporary loss of a job. Suddenly, debt can spiral out of control, making homelessness a very real threat. In addition, or for others, the cause is the ever-increasing pressure on household budgets. Rising inflation, stagnant wages, unaffordable housing costs and expensive fuel are just some of the forces tightening spending power. Reckless lending prior to the credit crunch has left many families burdened with unsustainable debt, while families in the rented sector, in addition to the above, are frequently left vulnerable to possession action as a result of hold-ups, changes and errors in the benefit system. In this Eviction Risk Monitor research, we have analysed the number and location of possession claims issued in England. A possession claim is an advanced stage in the possession process. While not all households issued with a claim will end up being evicted, a claim is a good indication of the extent to which families are struggling to keep up with their housing costs and their potential exposure to losing their home. Furthermore, a possession claim is not the start of the difficulty for families. It’s often preceded by months of financial trouble which impacts a great many more people, with previous Shelter research showing that a third of people are struggling or failing to meet their housing costs2. This research shows that the threat of receiving a possession claim on your home is spread across the country. While rural areas don’t escape, risk of eviction is greater in cities and other urban areas, notably London. The twelve local authorities with the highest rates of eviction risk are all located in London, further evidence of the phenomenal pressure on families in the capital, partly as a result of high housing costs. This research aims to help us better understand the nature and extent of possession claims so that we can raise awareness and encourage more people to seek advice about their housing problems. Shelter provides free telephone, face to face and web advice to people at risk of eviction, including last-minute advice at court through the court duty desk scheme. It’s vital that anyone struggling with housing costs seeks help immediately to give them the best chance of keeping their home. 1 Analysis for Shelter, by Pascoe Pleasance and Nigel Balmer, June 2011, based on English and Welsh Civil and Social Justice Survey, 2010, Legal Services Commission and IPSOS MORI, 2011. 2 33% of households struggle from time to time, constantly, or are falling behind with housing costs, YouGov poll for Shelter, GB representative, 2,065 respondents, April 2011. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 3 Eviction Risk Monitor Key Findings National trends Between October 2010 and September 2011: The total number of possession claims3 issued in England increased slightly (2%). There have been larger increases in possession claims in the rented sector (up 8%), with a 22% increase in the number of possession claims issued by landlords using the ‘accelerated procedure’.4 Local and regional rates Between October 2010 and September 2011: The highest three rates of possession claims per 1,000 homes in England were: o Barking and Dagenham (26 possession claims per 1,000 homes) o Newham (24 per 1,000 homes) o Haringey (23 per 1,000 homes). The local authorities with the twelve highest rates of possession claims per 1,000 homes are all located in London. The rate of possession claims in London (16 per 1,000 homes) is double that found in most other regions, and close to double the rate for England (9 per 1,000 homes). Seven other regions are represented by local authorities with the highest 20 per cent5 of rates of possession claims, and these include Manchester (17 per 1,000 homes), Newcastle (16 per 1,000 homes), Nottingham (16 per 1,000 homes) and Wolverhampton (16 per 1,000 homes), Peterborough (16 per 1,000 homes) and Slough (16 per 1,000 homes). Areas with rates of possession claims in the highest 20 per cent are spread throughout the country, but almost all (97%) are classified as urban. Conversely, of the local authorities in the lowest fifth by possession claim rate, only 13% are classified as urban areas. 3 This is the total of mortgage and landlord possession claims, and this is the case throughout this report, unless otherwise stated. A possession claim is the beginning of a legal process, which can end in eviction see page 6 for further detail on this definition. 4 This is when a shorthold tenancy is at the end of its fixed term, and an order can be made solely on written evidence, without a hearing, or any grounds being necessary. These are almost exclusively used in the private rented sector, although a small proportion of social tenancies may also be dealt with in this way. 5 324 local authorities in England were included in the analysis, so the top 20 per cent constitute 65 local authorities. City of London and Isles of Scilly were excluded due to small sample size. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 4 Eviction Risk Monitor The North East, is the region with the highest rate of possession claims, outside of London (10 per 1,000 homes), followed by the North West (9 per 1,000 homes) There is a wide variation in rates of possession claims between local authorities – the top rate (26, Barking and Dagenham), is nine times higher than the lowest rate (3, South Hams). Possession claims and unemployment The regions with the highest rates of possession claims tend to also have higher rates of unemployment, and vice versa. The fifth of local authorities with the highest possession claim rates have a median unemployment rate of 9.2%, whereas the fifth of areas with the lowest possession claim rates have a median unemployment rate of 5.3%6. This compares with a national average rate of 7.7%. The fifth of local authorities with the highest possession claim rates have seen a slightly higher increase in the rate of unemployment over the last three years, compared to the fifth of areas with the lowest possession claim rates (+ 2.5% compared to + 2.0%)7. 6 Unemployment rate is from the Annual Population Survey, April 2010 to March 2011. Unemployment trend is the difference in unemployment rates between the years April 2007 to March 2008 and April 2010 to March 2011. 7 DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 5 Eviction Risk Monitor Methods and sources A possession claim is the first stage of a legal process which can end with a household being evicted. In most cases it is followed by a possession order, which, if granted, is very likely to mean a household losing their home8. In the mortgage and social landlord sectors, pre-action protocols and other rules are in place to try and avoid reaching the stage of a possession claim being issued. In the private rented sector, many landlords will try to negotiate with tenants and reach agreements that do not require court proceedings where possible. This report illustrates the local, regional and national picture of court proceedings that can lead to eviction for home-owners, and private and social renters. The total of mortgage and landlord possession claims9, are used in combination with government statistics on the number of dwellings10 to calculate the rates of possession claims per 1,000 homes, in each local authority area in England. A rate per 1,000 homes is the most commonly used method for expressing results from this source, and the Ministry of Justice, DCLG and others use a similar approach. To view the results as a percentage, simply move the decimal place to the left, for example, the rate of 25.8 per 1,000 homes in Barking and Dagenham, equates to 2.58 per cent of homes in that borough. The possession claims statistics are produced by the Ministry of Justice, and the time period covered is October 2010 to September 2011, which is the last four available quarters. The dwellings figures are as at 31st March 2010, which is the latest set of figures available from DCLG. At a national level, comparisons are shown between claims issued by mortgage lenders, and private and social landlords. These detailed splits are not published at local authority level, and local and regional analysis is based on the total number of landlord and mortgage claims in each local authority. Not all possession claims lead to possession orders, and not all possession orders lead to the loss of the home and eviction, but receiving a possession claim means a household is in a legal process where their home is at serious risk. There are no precise figures available to show the proportion of possession claims that result in repossessions and evictions, but this can be roughly estimated. The Ministry of Justice statistics show that there were just over 230,000 possession claims in England and Wales in 2009 and in the following year, allowing for a time lag between claims and evictions, there were 53,730 repossessions of property11. This suggests around a quarter of possession claims result in eviction, while many more households will leave ‘voluntarily’ before bailiffs are required. It is important to note that the analysis in this report only covers cases where a possession claim has been made and a court process has begun. Many more households than this are struggling 8 A small proportion of empty homes may be included in the figures for possession claims, for example, where the owner is not keeping up with mortgage payments. 9 http://www.justice.gov.uk/publications/statistics-and-data/civil-justice/mortgage-possession.htm 10 Table 100: Dwelling stock: Number of Dwellings by Tenure and district: England; 2010, DCLG October 2010 http://www.communities.gov.uk/publications/corporate/statistics/lahousing200910. We have used the term ‘homes’ for simplicity, and the fact that these have the potential to be homes, but the precise term is ‘dwellings’. 11 Ministry of Justice quarterly court statistics, Q2 2011, table 1.6. This figure is for mortgages and landlords, and includes some cases where a warrant is suspended or withdrawn, but does not include the many cases where people have left their homes ‘voluntarily’, negating the need for a bailiff. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 6 Eviction Risk Monitor to keep up with the payments on their homes12, and may voluntarily move or sell rather than face enforced eviction through the courts. Maps are used in this report to illustrate the national and regional picture of rates of possession claims. In the maps, local authorities are split into ten groups of equal size, according to their rate of mortgage and landlord possession claims per 1,000 homes – deciles. Each map is accompanied by a legend showing which colours relate to which decile of rates of possession claims. The analysis comparing rates of possession claims with unemployment rates and trends is based on the Annual Population Survey and International Labour Organisation figures on unemployment at local authority level13. This unemployment measure is based on an Office for National Statistics survey and respondents are asked if they have sought work in the last four weeks, as opposed to the other main source for unemployment figures - Job Seekers Allowance claimant counts. The main reason for using this source is that definitions and eligibility for benefits have changed in recent years, potentially skewing the figures, and the Annual Population Survey gives a wider, more accurate definition of real unemployment than claimant counts. The main drawback of these figures is the margin of error on them, and that some (10-15) local authorities do not have sufficient sample size for estimates to be published, and these are removed from the analysis. The rate of unemployment used in this report is based on the latest available 12 months of figures – April 2010 – March 2011. When the trend in unemployment is used, this is the difference between the rate for the 12 months April 2007 – March 2008 and the 12 months April 2010 – March 2011. 12 33% of households struggle from time to time, constantly, or are falling behind with housing costs, YouGov poll for Shelter, GB representative, 2,065 respondents, April 2011. 13 http://www.nomisweb.co.uk/ DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 7 Eviction Risk Monitor Main Findings Section one – National trends in possession claims Figure 1, below, shows a wide variation in the trends in different types of possession claim issued between October 2010 and September 2011. Whilst the number of mortgage possession claims fell by 8%, claims issued by landlords have risen by 8% and, within that, those dealt with via the accelerated procedure14, have risen by 22%. The accelerated procedure is used predominantly by private landlords, and if this figure is combined with those for private landlords using the standard procedure, it can be estimated that possession claims from private landlords have increased by 11% between October 2010 and September 2011. This rise should, however, be viewed in the context of rises of close to this magnitude in the number of households renting privately, in recent years.15 The differences in the numbers of claims issued by social and private landlords should be viewed in the context of the very different regulatory framework in the social housing sector. The majority of social tenancies are secure, meaning that social landlords are much more likely than private landlords to need to go to court to gain possession of their property. There is also a pre-action protocol in place for social landlords.16 Figure 1: Overview of trends in possession claims in England and Wales, October 2010 to September 2011 Quarter 2010 Q3 2010 Q4 2011 Q1 2011 Q2 2011 Q3 increase, Q3 2010 – Q3 2011 Total possession claims Mortgage possession claims Landlord possession claims Landlord possession claims Standard Standard Accelerated 17 procedure: procedure: procedure Social Private 54,986 51,393 56,619 51,447 56,202 20,384 17,847 19,608 18,339 18,763 34,602 33,546 37,011 33,108 37,439 23,207 22,331 24,262 21,397 24,783 5,688 5,384 6,254 5,492 5,721 5,707 5,831 6,495 6,219 6,935 + 2% -8% + 8% + 7% + 1% + 22% Source: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011, increases calculated by Shelter 14 This is when a shorthold tenancy is at the end of its fixed term, and an order can be made solely on written evidence, without a hearing, or any grounds being necessary. These are almost exclusively used in the private rented sector, although a small proportion of social tenancies may also be dealt with in this way. 15 Table FT1101: http://www.communities.gov.uk/housing/housingresearch/housingsurveys/englishhousingsurvey/ehstables/ ehshouseholdtables/tenuretrends/ 16 http://www.justice.gov.uk/guidance/courts-and-tribunals/courts/procedurerules/civil/contents/protocols/prot_rent.htm 17 See footnote 14 DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 8 Eviction Risk Monitor Section Two – Local and regional analysis of possession claim rates The map below shows that while there is a concentration of areas with the very highest rates of possession claims per 1,000 homes in London, areas with rates in the top two deciles are spread around the country. Figure 2: National map, rates of mortgage and landlord possession claims per 1,000 homes, local authorities in deciles. See this as an interactive map, on our website. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 9 Eviction Risk Monitor The tables below show the areas with the top 20 per cent of possession claim rates per 1,000 homes (65 local authorities). Whilst the top of the list is dominated by London authorities, seven other regions are represented. Figure 3: Local authorities with highest 20 per cent of rates of possession claims per 1,000 homes, October 2010 – September 2011, England. Rank (national) Local Authority Region Number of mortgage and landlord possession claims England London 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 Barking & Dagenham Newham Haringey Brent Hackney Enfield Southwark Lambeth Lewisham Greenwich Croydon Hammersmith & Fulham Manchester Waltham Forest Redbridge Slough Hillingdon Peterborough Nottingham Newcastle upon Tyne Tower Hamlets Wolverhampton Islington Ealing Barnet Knowsley Westminster Luton South Tyneside Harrow Salford Hounslow London London London London London London London London London London London London North West London London South East London East of England East Midlands North East London West Midlands London London London North West London East of England North East London North West London Rate of mortgage and landlord possession claims per 1,000 homes 204,530 51,395 9.0 15.6 1,850 2,460 2,250 2,435 2,050 2,390 2,305 2,510 2,215 2,030 2,690 1,460 3,615 1,635 1,665 820 1,650 1,225 2,070 1,900 1,535 1,580 1,415 1,830 1,930 880 1,505 1,040 915 1,120 1,405 1,215 25.8 24.0 22.9 22.4 20.8 20.2 19.6 19.5 19.4 19.0 18.0 17.9 17.2 17.1 16.5 16.4 16.1 16.1 16.0 16.0 15.6 15.3 14.8 14.4 14.0 14.0 13.9 13.7 13.2 13.1 13.1 13.1 Source: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011; DCLG Housing Statistics, Table 100 number of dwellings by tenure and district, as at March 2010. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 10 Eviction Risk Monitor Figure 3 (cont.): Local authorities with highest 20 per cent of rates of possession claims per 1,000 homes, October 2010 – September 2011, England. Rank (national) 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 Local Authority Region Birmingham Stevenage Harlow Corby Thurrock Liverpool Leicester Hastings Medway Ipswich Bexley Halton Northampton Rochdale St Helens Mansfield Thanet Tameside Havering Milton Keynes Kingston upon Hull Merton Norwich Sandwell Bedford Preston Nuneaton and Bedworth Blackburn with Darwen Gravesham Oldham Basildon Wellingborough Camden West Midlands East of England East of England East Midlands East of England North West East Midlands South East South East East of England London North West East Midlands North West North West East Midlands South East North West London South East Yorkshire & H London East of England West Midlands East of England North West West Midlands North West South East North West East of England East Midlands London Number of mortgage and landlord possession claims Rate of mortgage and landlord possession claims per 1,000 homes 5,500 455 455 335 820 2,635 1,550 520 1,335 715 1,140 645 1,095 1,050 930 530 715 1,105 1,105 1,120 1,255 940 695 1,370 725 625 580 620 445 1,000 775 350 1,025 13.1 12.9 12.9 12.8 12.7 12.7 12.5 12.5 12.3 12.3 12.1 12.1 11.9 11.8 11.6 11.4 11.4 11.3 11.3 11.2 11.1 11.1 11.1 11.0 10.9 10.9 10.8 10.8 10.7 10.7 10.6 10.5 10.5 Source: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011; DCLG Housing Statistics, Table 100 number of dwellings by tenure and district, as at March 2010. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 11 Eviction Risk Monitor The table below shows the three areas with the highest rates of possession claims per 1,000 homes in each region outside of London. These tend to be major towns and cities, and the highest rate within each region is often close to double the regional average. Figure 4: Table showing top three local authorities within each region (excluding London), by rate of mortgage and landlord possession claims per 1,000 dwellings, October 2010 to September 2011 Rank within region (national rank) Region / Local Authority Number of mortgage and landlord possession claims 11,165 1,900 915 605 Rate of mortgage and landlord possession claims per 1,000 dwellings 9.6 16.0 13.2 10.2 1 (20) 2 (29) 3 (66) North East Newcastle upon Tyne South Tyneside Middlesbrough 1 (13) 2 (26) 3 (31) North West Manchester Knowsley Salford 29,125 3,615 880 1,405 9.4 17.2 14.0 13.1 1 (53) 2 (74) 3 (83) Yorkshire & Humber Kingston upon Hull North East Lincolnshire Sheffield 17,685 1,255 705 2,260 7.7 11.1 9.8 9.6 1 (19) 2 (36) 3 (39) East Midlands Nottingham Corby Leicester UA 15,700 2,070 335 1,550 8.1 16.0 12.8 12.5 1 (22) 2 (33) 3 (56) West Midlands Wolverhampton Birmingham Sandwell 21,190 1,580 5,500 1,370 9.0 15.3 13.1 11.0 1 (18) 2 (28) 3 (34) East of England Peterborough Luton Stevenage 20,230 1,225 1,040 455 8.1 16.1 13.7 12.9 1 (16) 2 (40) 3 (41) South East Slough Hastings Medway 25,120 820 520 1,335 6.9 16.4 12.5 12.3 1 (98) 2 (108) 3 (124) South West Plymouth Bournemouth Gloucester 12,935 1,025 760 440 5.4 9.1 8.9 8.3 Source: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011; DCLG Housing Statistics, Table 100 number of dwellings by tenure and district, as at March 2010. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 12 Eviction Risk Monitor Possession claim rates and urban areas The results in the tables above appear to show that local authorities with high possession claim rates tend to be urban rather than rural. Figure 5, below, shows the full extent of this, by analysing rates of possession claims alongside the local authority urban-rural classification system18. Figure 5: Table showing urban and rural classification, in the top fifth, middle three fifths, and bottom fifth of local authorities in England, by possession claim rate, October 2010 to September 2011 Local authorities, split by rate of possession claims per 1,000 homes, in quintiles (fifths) % of local authorities classified urban Higher (highest 20%) Middle (middle 60%) Lower (lowest 20%) % of local authorities classified rural 96.9% 49.2% 12.5% 3.1% 50.8% 87.5% Sources: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011; DCLG Housing Statistics, Table 100 number of dwellings by tenure and district, as at March 2010; local authority urban-rural classification system, DEFRA 18 http://www.defra.gov.uk/statistics/rural/what-is-rural/rural-urban-classification/ DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 13 Eviction Risk Monitor Section three - Possession claim rates: Regional maps This section contains individual maps showing possession claim rates for each region in England. The key is the same as used in the national map, and shows the decile by possession claim rate nationally, for each local authority in the region. The areas with the highest rates in each region are labelled. North East Newcastle South Tyneside DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 14 Eviction Risk Monitor North West Salford Knowsley Manchester DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 15 Eviction Risk Monitor Yorkshire and Humber Hull Barnsley North East Lincs Sheffield DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 16 Eviction Risk Monitor East Midlands Mansfield Nottingham Derby Leicester Corby Wellingborough Northampton DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 17 Eviction Risk Monitor West Midlands Sandwell Birmingham Wolverhampton DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter Nuneaton & B’wth 18 Eviction Risk Monitor East of England Norwich Peterborough Bedford Ipswich Luton Basildon Stevenage Thurrock Harlow DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 19 Eviction Risk Monitor London Haringey Hackney Barking & Dag Newham Brent DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 20 Eviction Risk Monitor South East Milton Keynes Slough Gravesham Medway Thanet Hastings DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 21 Eviction Risk Monitor South West Gloucester Swindon Weymouth & Portland Bournemouth Plymouth DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 22 Eviction Risk Monitor Section four – Possession claim rates and unemployment Unemployment rates The table below shows that the regions which have the highest rates of possession claims per 1,000 homes, tend to have higher unemployment rates, and vice versa. Figure 6: Rates of possession claims per 1,000 homes and rates of unemployment, by region, ranked by rate of possession claims. Region London North East North West West Mids East Mids Yorks & H E of England South East South West England Mortgage and landlord possession claims, October 2010 – September 2011 Number Rate per 1,000 Rank (by rate of homes possession claim per 1,000 homes) 51,395 11,165 29,125 21,190 15,700 17,685 20,230 25,120 12,935 15.6 9.6 9.4 9.0 8.1 7.7 8.1 6.9 5.4 204,530 9.0 1 2 3 4 5 6 7 8 9 Unemployment, 16-64 year olds, April 2010 – March 2011 Rate of Rank (by rate unemployment of unemployment) 8.7 10.3 7.9 9.1 7.5 8.8 6.7 5.9 6.2 4 1 5 2 6 3 7 9 8 7.7 Source: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011; DCLG Housing Statistics, Table 100 number of dwellings by tenure and district, as at March 2010; Annual Population Survey, ONS, April 2010 – March 2011. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 23 Eviction Risk Monitor Figure 7, below, shows that the fifth of local authorities with the highest possession claim rates have a median unemployment rate of 9.2%, whereas the fifth of areas with the lowest possession claim rates have a median unemployment rate of 5.3%. Figure 7: Table showing median unemployment rates in the top fifth, middle three fifths, and bottom fifth of local authorities by possession claim rate. Local authorities, split by rate of possession claims per 1,000 homes, in quintiles (fifths) Median rate of unemployment, April 2010 – March 2011 Higher (highest 20%) Middle (middle 60%) Lower (lowest 20%) 9.2% 7.0% 5.3% Sources: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011; DCLG Housing Statistics, Table 100 number of dwellings by tenure and district, as at March 2010; Annual Population Survey, ONS, April 2010 – March 2011. Unemployment trends Figure 8, below, shows that the fifth of local authorities with the highest possession claim rates have seen a median change in unemployment of + 2.5%, over the last three years. This is slightly higher than the median rise of 2.0% over the same period in the fifth of areas with the lowest possession claim rates. Figure 8: Table showing median three year increase in unemployment, in the top fifth, middle three fifths, and bottom fifth of local authorities by possession claim rate. Local authorities, split by rate of possession claims per 1,000 homes, in quintiles (fifths) Trend in unemployment: April 2007 – March 2008 to April 2010 – March 2011 Higher (highest 20%) Middle (middle 60%) Lower (lowest 20%) +2.5% +2.4% +2.0% Sources: Mortgage and landlord possession claim statistics, Ministry Of Justice, November 2011; DCLG Housing Statistics, Table 100 number of dwellings by tenure and district, as at March 2010; Annual Population Survey, ONS, April 2007 – March 2008 to April 2010 – March 2011. DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 24 Eviction Risk Monitor Appendix Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) North East Darlington Durham Gateshead Hartlepool Middlesbrough Newcastle upon Tyne North Tyneside Northumberland Redcar & Cleveland South Tyneside Stockton-on-Tees Sunderland 126 107 115 111 66 20 71 168 174 29 81 121 10 6 8 7 3 1 4 11 12 2 5 9 North West Allerdale Barrow-in-Furness Blackburn with Darwen Blackpool UA Bolton Burnley Bury Carlisle Cheshire East Cheshire W & Chester Chorley Copeland Eden Fylde Halton UA Hyndburn Knowsley Lancaster Liverpool Manchester 267 128 60 104 95 119 103 211 227 218 72 239 320 223 44 90 26 179 38 13 36 22 10 19 16 21 18 31 34 32 13 35 38 33 5 15 2 28 4 1 Number of mortgage and landlord possession claims, October 2010 September 2011 Rate of mortgage and landlord possessio n claims per 1,000 dwellings Unemployme nt rate (April 2010 - March 2011, 16-64 year olds) Trend in unemploym ent rate April 2008 – March 2011 11,165 9.6 10.3 + 3.8 395 2,045 780 365 605 1,900 915 1,005 420 915 780 1,030 8.3 8.9 8.5 8.8 10.2 16.0 9.9 6.9 6.9 13.2 9.6 8.4 6.2% 9.6% 10.4% 10.6% 16.2% 9.9% 10.0% 7.4% 13.2% 12.9% 10.2% 10.8% 0.0% 4.5% 4.3% -0.7% 8.4% 2.5% 3.5% 2.3% 6.3% 6.7% 3.2% 3.5% 29,125 9.4 7.9 + 2.0 215 270 620 625 1,090 340 725 295 930 865 455 180 80 210 645 335 880 410 2,635 3,615 4.8 8.2 10.8 9.0 9.1 8.4 9.0 6.1 5.7 5.9 9.9 5.5 3.2 5.8 12.1 9.3 14.0 6.7 12.7 17.2 6.8% 9.1% 9.6% 8.9% 7.3% N/A 7.7% 8.9% 6.0% 6.8% 3.6% 7.6% 4.3% 7.6% 9.9% 2.8% 12.2% 3.3% 12.2% 11.3% 3.8% 3.3% 4.0% 3.6% 1.4% N/A 2.1% 6.3% 2.8% 3.0% -0.7% 3.3% N/A 4.7% 2.8% -5.4% 3.3% -0.8% 4.7% 1.1% DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 25 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 dwellings) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 dwellings) Number of mortgage and landlord possession claims, October 2010 September 2011 Rate of mortgage and landlord possession claims per 1,000 dwellings Unemployment rate (April 2010 March 2011, 1664 year olds) Trend in unemployment rate April 2008 – March 2011 62 181 58 11 29 9 1,000 265 625 10.7 6.6 10.9 10.4% 6.4% 7.4% -0.2% -1.9% 0.5% 322 46 82 31 166 39 6 14 3 27 80 1,050 290 1,405 865 3.1 11.8 9.6 13.1 7.0 3.7% 7.8% 12.9% 10.3% 9.5% 0.7% 1.5% 5.5% 5.2% 3.8% 306 37 200 3.9 3.4% -0.2% 109 47 100 50 162 157 68 150 131 208 20 7 17 8 26 25 12 24 23 30 420 930 1,150 1,105 695 645 485 1,040 1,145 305 8.9 11.6 9.0 11.3 7.2 7.4 10.2 7.6 8.1 6.2 3.4% 7.7% 6.7% 10.8% 6.8% 5.2% 3.4% 7.0% 7.8% 5.4% -1.5% 0.0% 3.0% 4.7% 2.2% 1.7% 0.9% 0.4% 0.9% 2.1% North West (cont) Oldham Pendle Preston Ribble Valley Rochdale Rossendale Salford Sefton Sth Lakeland South Ribble St Helens Stockport Tameside Trafford Warrington West Lancs Wigan Wirral Wyre DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 26 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 dwellings) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 dwellings) Yorkshire & H Barnsley Bradford Calderdale Craven Doncaster E Riding Y’shire Hambleton Harrogate K’ston upon Hull Kirklees Leeds NE Lincolnshire North Lincs Richmondshire Rotherham Ryedale Scarborough Selby Sheffield Wakefield York 96 125 102 318 99 243 273 286 53 123 183 74 155 268 149 284 144 241 83 141 230 4 8 6 21 5 16 18 20 1 7 13 2 12 17 11 19 10 15 3 9 14 Number of mortgage and landlord possession claims, October 2010 September 2011 Rate of mortgage and landlord possession claims per 1,000 dwellings Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 17,685 7.7 8.8 + 3.5 945 1,650 820 85 1,150 810 180 300 1,255 1,465 2,210 705 535 105 845 105 425 195 2,260 1,145 470 9.1 8.3 9.0 3.2 9.1 5.5 4.7 4.3 11.1 8.3 6.6 9.8 7.4 4.8 7.6 4.4 7.7 5.5 9.6 7.8 5.6 9.9% 11.0% 9.2% N/A 10.0% 6.0% 8.0% 5.7% 14.1% 8.7% 8.6% 12.0% 6.9% 4.7% 9.6% N/A 8.6% 4.1% 8.4% 9.8% 6.4% 4.4% 3.9% 4.4% N/A 3.5% 3.0% N/A 4.4% 6.0% 3.8% 2.4% 5.0% 2.0% 1.0% 3.9% N/A 4.5% -0.1% 3.6% 4.9% 2.4% DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 27 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 dwellings) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 dwellings) East Midlands Amber Valley Ashfield Bassetlaw Blaby Bolsover Boston Broxtowe Charnwood Chesterfield Corby Daventry Derby Derbs Dales East Lindsey E Northants Erewash Gedling Harborough High Peak Hinckley and Bosworth Kettering Leicester Lincoln Mansfield Melton Newark and Sherwood N E Derbyshire Number of mortgage and landlord possession claims, October 2010 September 2011 Rate of mortgage and landlord possession claims per 1,000 dwellings Unemployment rate (April 2010 March 2011, 1664 year olds) Trend in unemployment rate April 2008 – March 2011 15,700 8.1 7.5 + 2.1 228 135 160 258 117 193 167 236 77 36 197 87 303 215 134 186 213 269 212 29 13 15 34 11 21 16 31 7 2 22 8 38 27 12 18 26 35 25 310 420 360 200 285 175 340 380 470 335 205 975 125 385 295 325 310 170 250 5.7 8.0 7.2 5.2 8.5 6.4 7.0 5.5 9.7 12.8 6.3 9.3 3.9 6.0 8.0 6.5 6.1 4.8 6.1 5.9% 9.3% 2.9% 2.4% 12.4% 7.1% 5.0% 6.5% 9.4% 8.9% 6.5% 9.1% 7.3% 5.6% N/A 11.6% 4.8% 6.6% 8.0% N/A 1.0% 0.5% -0.2% 3.7% 0.7% -1.4% 1.8% 3.4% 3.3% 0.0% 3.1% 2.6% 1.1% N/A 6.8% 2.0% 3.5% 3.4% 217 112 39 106 48 188 28 10 3 9 5 19 275 350 1,550 370 530 140 5.9 8.6 12.5 8.9 11.4 6.4 10.0% 9.3% 12.1% 5.4% 10.6% N/A 7.7% 5.5% 1.0% -5.3% 2.2% N/A 189 233 20 30 320 245 6.4 5.6 7.7% 13.1% 0.2% 8.0% DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 28 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 302 210 45 19 37 24 4 1 180 245 1,095 2,070 3.9 6.1 11.9 16.0 3.5% 3.0% 5.8% 14.1% 0.4% -3.8% 1.9% 6.6% 248 316 308 206 153 171 295 64 252 32 40 39 23 14 17 36 6 33 125 160 60 240 285 410 150 350 215 5.4 3.4 3.8 6.2 7.5 6.9 4.2 10.5 5.3 8.3% 5.1% 6.4% 2.5% 7.2% 5.5% 7.9% 5.8% 4.6% 3.2% -1.0% 5.0% -2.7% 3.2% 1.7% 6.0% 3.8% 1.4% 21,190 9.0 9.1 + 2.7 East Mids (cont.) North Kesteven NW Leics Northampton Nottingham Oadby & Wigston Rushcliffe Rutland UA S Derbyshire South Holland South Kesteven S Northants Wellingborough West Lindsey West Midlands Birmingham Bromsgrove Cannock Ch. Coventry Dudley E Staffordshire Herefordshire Lichfield Malvern Hills Newcastleunder-Lyme N Warwickshire Nuneaton and Bedworth Redditch Rugby 33 249 114 84 130 187 255 182 198 2 25 12 7 14 21 27 19 22 5,500 210 350 1,260 1,065 305 435 285 210 13.1 5.4 8.5 9.6 8.1 6.5 5.3 6.6 6.3 13.7% 7.9% 6.4% 8.7% 10.9% 4.5% 5.7% 2.2% 6.1% 4.1% 1.8% -0.1% 1.5% 5.5% -0.4% 2.5% -1.0% 0.6% 178 225 18 24 365 155 6.8 5.8 8.5% 4.8% -0.2% -3.1% 59 75 175 4 5 17 580 345 295 10.8 9.8 6.9 9.0% 6.9% 10.0% 3.7% 0.5% 7.2% DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 29 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 56 259 145 169 201 279 89 3 29 15 16 23 30 9 1,370 670 680 315 350 195 1,045 11.0 5.1 7.7 6.9 6.3 4.5 9.3 12.6% 5.1% 7.4% 10.6% 7.2% 4.3% 9.9% 3.3% 0.7% 1.5% 5.8% 5.0% 2.5% 4.3% 184 127 101 86 257 22 110 254 80 20 13 10 8 28 1 11 26 6 350 255 625 1,010 310 1,580 375 270 425 6.5 8.2 9.0 9.3 5.2 15.3 8.8 5.3 9.7 4.5% 16.6% 9.8% 10.6% 4.3% 12.2% 5.3% 2.1% 8.0% 1.0% 11.6% 4.9% 2.1% -0.7% 2.5% 2.4% -1.9% 3.8% West Midlands (cont.) Sandwell Shropshire UA Solihull S Staffordshire Stafford Staff Moorlands Stoke-on-Trent Stratford-onAvon Tamworth Telford & W’kin Walsall Warwick Wolverhampton Worcester Wychavon Wyre Forest DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 30 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) East of England Babergh Basildon Bedford Braintree Breckland Brentwood Broadland Broxbourne Cambridge Castle Point Central Beds Chelmsford Colchester Dacorum E. Cambridgeshire East Hertfordshire Epping Forest Fenland Forest Heath Great Yarmouth Harlow Hertsmere Huntingdonshire Ipswich King's Lynn and West Norfolk Luton Maldon Mid Suffolk North Hertfordshire North Norfolk Norwich Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 20,230 8.1 6.7 + 2.4 283 63 57 163 138 180 294 85 214 146 129 170 120 205 234 222 118 93 76 158 35 70 161 42 44 9 8 25 21 28 45 13 35 22 19 26 18 34 38 36 17 15 12 23 4 10 24 6 170 775 725 435 465 210 225 365 290 285 870 495 625 375 200 335 455 385 260 320 455 410 510 715 4.4 10.6 10.9 7.1 7.9 6.7 4.2 9.4 6.1 7.7 8.1 6.9 8.4 6.2 5.6 5.8 8.4 9.2 9.8 7.3 12.9 10.0 7.2 12.3 2.6% 8.0% 5.5% 7.1% 7.4% N/A 3.0% 6.7% 5.7% 4.1% 6.1% 7.4% 4.8% 2.1% 8.9% 3.0% 11.2% 6.6% 3.9% 8.5% 11.9% 4.1% 6.6% 9.2% N/A 2.9% 1.7% 3.1% 3.5% N/A -0.3% 3.7% 3.0% N/A 3.2% 3.4% -0.8% -0.7% 6.1% -1.4% 8.7% 2.2% -3.8% -3.4% 1.7% -1.4% 3.7% 5.5% 176 28 229 281 199 263 55 27 2 37 43 31 42 7 470 1,040 150 185 345 255 695 6.8 13.7 5.7 4.5 6.3 4.9 11.1 9.8% 7.8% 6.1% 4.9% 8.3% 2.7% 7.9% 6.1% -0.2% 1.2% N/A 2.7% -0.3% 5.6% DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 31 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 18 237 262 304 73 250 136 34 319 200 192 37 202 88 195 113 1 39 41 46 11 40 20 3 47 32 29 5 33 14 30 16 1,225 190 300 210 760 305 365 455 185 430 230 820 200 335 345 390 16.1 5.5 5.0 3.9 9.9 5.4 8.0 12.9 3.2 6.3 6.4 12.7 6.2 9.3 6.3 8.5 9.2% 5.9% 5.3% 9.1% 6.7% 5.4% 8.1% 5.0% 5.4% 10.9% 6.5% 9.0% 4.5% 10.9% 4.5% 10.1% 1.8% 2.6% 2.3% 6.6% 0.9% 1.9% 5.6% 0.4% -1.0% 1.8% 3.3% 4.2% N/A 4.5% 0.9% 6.0% East of England (cont.) Peterborough Rochford S Cambridgeshire South Norfolk Southend-on-Sea St. Albans St. Edmundsbury Stevenage Suffolk Coastal Tendring Three Rivers Thurrock UA Uttlesford Watford Waveney Welwyn Hatfield DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 32 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) London Barking and Dagenham Barnet Bexley Brent Bromley Camden City of London Croydon Ealing Enfield Greenwich Hackney Hamm & Ful Haringey Harrow Havering Hillingdon Hounslow Islington Kens & Chelsea Kingston Lambeth Lewisham Merton Newham Redbridge Richmond Southwark Sutton Tower Hamlets Waltham Forest Wandsworth Westminster 1 25 43 4 94 65 N/A 11 24 6 10 5 12 3 30 51 17 32 23 78 173 8 9 54 2 15 253 7 97 21 14 67 27 1 19 23 4 29 26 N/A 11 18 6 10 5 12 3 21 24 15 22 17 28 31 8 9 25 2 14 32 7 30 16 13 27 20 Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 51,395 15.6 8.7 + 2.0 1,850 1,930 1,140 2,435 1,225 1,025 N/A 2,690 1,830 2,390 2,030 2,050 1,460 2,250 1,120 1,105 1,650 1,215 1,415 835 450 2,510 2,215 940 2,460 1,665 435 2,305 735 1,535 1,635 1,340 1,505 25.8 14.0 12.1 22.4 9.2 10.5 N/A 18.0 14.4 20.2 19.0 20.8 17.9 22.9 13.1 11.3 16.1 13.1 14.8 9.7 6.9 19.5 19.4 11.1 24.0 16.5 5.3 19.6 9.1 15.6 17.1 10.2 13.9 13.0% 5.9% 8.2% 8.8% 4.6% 9.3% N/A 6.9% 8.4% 9.8% 8.2% 10.3% 6.5% 8.8% 8.9% 8.0% 8.9% 6.3% 7.4% 4.2% 8.4% 11.2% 10.3% 8.9% 14.7% 9.7% 6.4% 11.0% 6.6% 12.9% 12.2% 7.2% 8.0% 4.2% 0.9% 4.9% -0.1% 0.8% 3.0% N/A 1.2% 1.6% 4.7% -0.8% -2.2% -1.4% 0.1% 3.4% 4.4% 3.4% 2.4% 0.6% -0.7% 4.7% 1.2% 0.1% 4.5% 5.7% 3.1% 1.6% 2.2% 0.7% 0.7% 5.4% 1.5% 1.2% DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 33 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) South East Adur Arun Ashford Aylesbury Vale B’stoke & D’ne Bracknell Forest Brighton & H Canterbury Cherwell Chichester Chiltern Crawley Dartford Dover East Hampshire Eastbourne Eastleigh Elmbridge Epsom & Ewell Fareham Gosport Gravesham Guildford Hart Hastings Havant Horsham Isle of Wight Lewes Maidstone Medway Mid Sussex Milton Keynes Mole Valley New Forest 191 209 164 245 91 156 177 244 226 256 300 159 69 165 301 140 277 296 285 261 132 61 307 297 40 147 280 232 293 92 41 278 52 315 292 31 34 26 45 9 24 29 44 39 46 61 25 7 27 62 18 51 59 54 48 14 6 63 60 2 20 53 40 58 10 3 52 5 66 57 Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 25,120 6.9 5.9 + 1.7 175 430 345 395 660 350 840 350 345 275 155 315 410 345 195 365 240 230 130 235 290 445 215 150 520 400 250 375 180 590 1,335 260 1,120 125 330 6.4 6.2 7.1 5.4 9.3 7.4 6.8 5.5 5.7 5.2 4.1 7.3 10.1 7.1 4.0 7.8 4.6 4.1 4.3 5.0 8.1 10.7 3.8 4.1 12.5 7.7 4.5 5.6 4.2 9.2 12.3 4.6 11.2 3.4 4.2 N/A 8.1% 5.7% 4.4% 6.2% 4.5% 7.2% 11.0% 5.3% N/A 5.2% 4.9% 12.2% 8.7% 3.8% 4.1% 5.3% 1.9% N/A 7.9% 9.0% 4.9% N/A 5.8% 11.3% 8.5% 5.4% 10.1% 3.4% 2.5% 7.8% 4.7% 9.0% N/A 3.9% N/A 4.4% -0.1% 2.7% 2.2% 0.3% 1.7% 4.7% -0.3% N/A -0.3% 0.2% 4.2% 6.7% 1.5% -1.6% 3.0% -0.9% N/A 5.7% 3.9% -3.9% N/A 2.1% 5.2% 7.0% 3.4% 4.1% N/A 0.1% 2.3% 1.9% 5.6% N/A 0.3% DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 34 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 142 79 116 19 8 12 455 850 560 7.8 9.7 8.5 5.8% 8.3% 6.1% -3.0% 2.4% 2.1% 242 260 265 133 235 137 16 240 287 154 152 272 105 219 220 49 122 139 204 321 291 185 216 310 194 221 311 151 172 43 47 49 15 41 16 1 42 55 23 22 50 11 36 37 4 13 17 33 67 56 30 35 64 32 38 65 21 28 315 215 170 320 265 390 820 150 240 755 310 165 510 205 285 715 415 370 315 160 265 420 270 180 380 240 230 360 475 5.5 5.0 4.9 8.0 5.5 7.9 16.4 5.5 4.3 7.5 7.5 4.7 8.9 5.9 5.9 11.4 8.3 7.9 6.2 3.2 4.2 6.5 5.9 3.7 6.4 5.9 3.7 7.6 6.9 N/A 7.6% 5.2% 7.7% 7.9% 10.5% 7.4% 8.5% 4.1% 6.5% 3.8% 2.7% 10.0% 7.5% 2.2% 11.6% 6.1% 6.7% N/A N/A 3.8% 4.1% 2.3% 6.9% 6.7% 6.0% 4.0% 7.5% 7.6% N/A 3.2% 1.8% 3.4% 3.4% 3.3% 2.0% 2.4% 0.5% 0.8% -1.3% 0.2% 3.2% 1.8% -0.9% 3.2% -0.2% 3.5% N/A N/A -0.4% 1.2% -0.8% 4.1% 3.3% 3.8% 2.0% 3.3% 3.1% South East (cont.) Oxford Portsmouth Reading Reigate & Banstead Rother Runnymede Rushmoor Sevenoaks Shepway Slough South Bucks South Oxon Southampton Spelthorne Surrey Heath Swale Tandridge Test Valley Thanet Tbridge & M’ng Tunbridge Wells Vale W Horse Waverley Wealden West Berkshire West Oxon Winchester Wsor & Mhead Woking Wokingham Worthing Wycombe DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 35 Eviction Risk Monitor Region/ local authority National rank (by rate of mortgage and landlord possession claims per 1,000 homes) Rank (within region, by rate of mortgage and landlord possession claims per 1,000 homes) South West Bath & NE Som Bournemouth Bristol Cheltenham Christchurch Cornwall Cotswold East Devon East Dorset Exeter Forest of Dean Gloucester Isles of Scilly Mendip Mid Devon North Devon North Dorset North Somerset Plymouth Poole UA Purbeck Sedgemoor South Gloucs South Hams South Som’set Stroud Swindon Taunton Deane Teignbridge Tewkesbury Torbay Torridge West Devon West Dorset West Somerset Weymouth & P Wiltshire 314 108 190 246 271 288 196 309 317 203 276 124 N/A 251 270 290 238 275 98 247 298 266 282 324 264 299 148 224 274 305 207 313 289 312 323 143 231 33 2 6 13 19 24 7 30 34 8 22 3 N/A 15 18 26 12 21 1 14 27 17 23 36 16 28 5 10 20 29 9 32 25 31 35 4 11 Number of possession claims, October 2010 September 2011 Rate of possession claims per 1,000 homes Unemployment rate (April 2010 - March 2011, 16-64 year olds) Trend in unemployment rate April 2008 – March 2011 12,935 5.4 6.2 + 2.4 265 760 1,175 295 110 1,080 250 240 130 325 165 440 N/A 260 160 185 165 435 1,025 360 90 245 490 120 355 205 685 285 265 140 400 105 100 170 55 240 1,135 3.5 8.9 6.4 5.4 4.8 4.3 6.3 3.8 3.4 6.2 4.6 8.3 N/A 5.3 4.8 4.2 5.5 4.6 9.1 5.4 4.1 4.8 4.5 2.8 4.9 4.1 7.6 5.8 4.7 3.9 6.2 3.5 4.2 3.5 3.0 7.7 5.6 5.2% 7.4% 7.1% 8.6% 5.3% 9.2% 3.3% 5.9% 5.0% 2.2% 6.4% 5.1% N/A 5.7% 7.0% 7.0% 5.5% 5.4% 6.2% 5.4% 5.6% 7.7% 3.7% 4.4% 7.9% 7.3% 7.0% 7.1% 6.0% 4.0% 9.5% 13.6% N/A 3.9% N/A 6.5% 3.8% 1.7% 4.0% 2.5% 3.3% -3.7% 4.4% 0.3% 3.5% 1.2% -3.3% N/A 2.3% N/A 2.5% 4.1% 3.0% N/A 2.8% 0.1% 2.8% -3.4% 1.2% 0.9% 1.7% 5.0% 5.8% 3.2% 3.6% 3.0% N/A 4.1% 3.8% N/A 2.4% N/A N/A -0.3% Contact: [email protected] DOWNLOADED FROM THE SHELTER WEBSITE www.shelter.org.uk © 2011 Shelter 36
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