12/15/14 Security Risks Get Wealthy Families’ Attention - WSJ This copy is for your personal, non-commercial use only. To order presentation-ready copies for distribution to your colleagues, clients or customers visit http://www.djreprints.com. http://www.wsj.com/articles/security-risks-get-wealthy-families-attention-1418315508 WŴẀẂẄEĒĔĖĘĚEĒĔĖĘĚKĶEĒĔĖĘĚNŃŅŇDĎĐ IĪĬĮİNŃŅŇVEĒĔĖĘĚSŚŞȘTŢŤȚOŌŎŐǾRŔŖŘ SŚŞȘoōŏőǿmeēĕėęě HĦiīĭįrŕŗřeēĕėęě CĆĊČoōŏőǿnńņňsśşșuūŭůűųlĺļľŀtţťțaāăąǻnńņňtţťțsśşș tţťțoōŏőǿ SŚŞȘeēĕėęěcćċčuūŭůűųrŕŗřeēĕėęě HĦoōŏőǿmeēĕėęěsśşș, Veēĕėęětţťț SŚŞȘtţťțaāăąǻff aāăąǻnńņňdďđ Prŕŗřoōŏőǿtţťțeēĕėęěcćċčtţťț Fiīĭįnńņňaāăąǻnńņňcćċčiīĭįaāăąǻlĺļľŀ IĪĬĮİnńņňfoōŏőǿrŕŗřmaāăąǻtţťțiīĭįoōŏőǿnńņň Byŷỳ LĹĻĽĿIĪĬĮİZŹŻ MOŌŎŐǾYŶỲEĒĔĖĘĚRŔŖŘ DĎĐeēĕėęěcćċč. 11, 2014 11:31 aāăąǻ.m. EĒĔĖĘĚTŢŤȚ IĪĬĮİtţťț’sśşș aāăąǻ dďđaāăąǻnńņňgğġģeēĕėęěrŕŗřoōŏőǿuūŭůűųsśşș wŵẁẃẅoōŏőǿrŕŗřlĺļľŀdďđ, nńņňoōŏőǿ maāăąǻtţťțtţťțeēĕėęěrŕŗř hħoōŏőǿwŵẁẃẅ muūŭůűųcćċčhħ moōŏőǿnńņňeēĕėęěyŷỳ yŷỳoōŏőǿuūŭůűų hħaāăąǻveēĕėęě. WŴẀẂẄeēĕėęěaāăąǻlĺļľŀtţťțhħ aāăąǻdďđviīĭįsśşșeēĕėęěrŕŗřsśşș sśşșaāăąǻyŷỳ tţťțhħeēĕėęěiīĭįrŕŗř rŕŗřiīĭįcćċčhħ cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťțsśşș aāăąǻrŕŗřeēĕėęě iīĭįnńņňcćċčrŕŗřeēĕėęěaāăąǻsśşșiīĭįnńņňgğġģlĺļľŀyŷỳ aāăąǻsśşșkķiīĭįnńņňgğġģ foōŏőǿrŕŗř hħeēĕėęělĺļľŀp sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįnńņňgğġģ hħoōŏőǿmeēĕėęěsśşș, veēĕėęětţťțtţťțiīĭįnńņňgğġģ hħoōŏőǿuūŭůűųsśşșeēĕėęěhħoōŏőǿlĺļľŀdďđ sśşștţťțaāăąǻff, sśşșeēĕėęětţťțtţťțiīĭįnńņňgğġģ uūŭůűųp sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ foōŏőǿrŕŗř tţťțrŕŗřaāăąǻveēĕėęělĺļľŀ aāăąǻnńņňdďđ gğġģuūŭůűųaāăąǻrŕŗřdďđiīĭįnńņňgğġģ peēĕėęěrŕŗřsśşșoōŏőǿnńņňaāăąǻlĺļľŀ aāăąǻnńņňdďđ fiīĭįnńņňaāăąǻnńņňcćċčiīĭįaāăąǻlĺļľŀ iīĭįnńņňfoōŏőǿrŕŗřmaāăąǻtţťțiīĭįoōŏőǿnńņň oōŏőǿnńņňlĺļľŀiīĭįnńņňeēĕėęě. “TŢŤȚhħeēĕėęěyŷỳ cćċčaāăąǻnńņň rŕŗřuūŭůűųnńņň aāăąǻ biīĭįlĺļľŀlĺļľŀiīĭįoōŏőǿnńņň-dďđoōŏőǿlĺļľŀlĺļľŀaāăąǻrŕŗř cćċčoōŏőǿmpaāăąǻnńņňyŷỳ, buūŭůűųtţťț wŵẁẃẅhħeēĕėęěnńņň iīĭįtţťț cćċčoōŏőǿmeēĕėęěsśşș tţťțoōŏőǿ sśşșoōŏőǿlĺļľŀviīĭįnńņňgğġģ aāăąǻ dďđrŕŗřiīĭįveēĕėęěrŕŗř iīĭįsśşșsśşșuūŭůűųeēĕėęě oōŏőǿrŕŗř fiīĭįrŕŗřiīĭįnńņňgğġģ tţťțhħeēĕėęě poōŏőǿoōŏőǿlĺļľŀ boōŏőǿyŷỳ, tţťțhħeēĕėęěyŷỳ aāăąǻrŕŗřeēĕėęě sśşștţťțyŷỳmiīĭįeēĕėęědďđ,” sśşșaāăąǻyŷỳsśşș TŢŤȚeēĕėęěrŕŗřeēĕėęěsśşșaāăąǻ LĹĻĽĿeēĕėęěiīĭįgğġģhħ, aāăąǻ RŔŖŘaāăąǻlĺļľŀeēĕėęěiīĭįgğġģhħ, NŃŅŇ.CĆĊČ., cćċčoōŏőǿnńņňsśşșuūŭůűųlĺļľŀtţťțaāăąǻnńņňtţťț wŵẁẃẅhħoōŏőǿ hħeēĕėęělĺļľŀpsśşș faāăąǻmiīĭįlĺļľŀiīĭįeēĕėęěsśşș wŵẁẃẅiīĭįtţťțhħ aāăąǻtţťț lĺļľŀeēĕėęěaāăąǻsśşștţťț $100 miīĭįlĺļľŀlĺļľŀiīĭįoōŏőǿnńņň iīĭįnńņň aāăąǻsśşșsśşșeēĕėęětţťțsśşș sśşșeēĕėęětţťț uūŭůűųp hħuūŭůűųmaāăąǻnńņň-rŕŗřeēĕėęěsśşșoōŏőǿuūŭůűųrŕŗřcćċčeēĕėęěsśşș fuūŭůűųnńņňcćċčtţťțiīĭįoōŏőǿnńņňsśşș tţťțoōŏőǿ maāăąǻnńņňaāăąǻgğġģeēĕėęě tţťțhħeēĕėęěiīĭįrŕŗř hħoōŏőǿuūŭůűųsśşșeēĕėęěhħoōŏőǿlĺļľŀdďđ aāăąǻnńņňdďđ peēĕėęěrŕŗřsśşșoōŏőǿnńņňaāăąǻlĺļľŀ sśşștţťțaāăąǻffsśşș. AĀĂĄǺCĆĊČEĒĔĖĘĚ Prŕŗřiīĭįvaāăąǻtţťțeēĕėęě RŔŖŘiīĭįsśşșkķ SŚŞȘeēĕėęěrŕŗřviīĭįcćċčeēĕėęěsśşș, aāăąǻ uūŭůűųnńņňiīĭįtţťț oōŏőǿf iīĭįnńņňsśşșuūŭůűųrŕŗřeēĕėęěrŕŗř AĀĂĄǺCĆĊČEĒĔĖĘĚ GĞĠĢrŕŗřoōŏőǿuūŭůűųp, rŕŗřeēĕėęěfeēĕėęěrŕŗřsśşș iīĭįtţťțsśşș hħiīĭįgğġģhħ-nńņňeēĕėęětţťț-wŵẁẃẅoōŏőǿrŕŗřtţťțhħ cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťțsśşș tţťțoōŏőǿ tţťțhħeēĕėęě GĞĠĢuūŭůűųiīĭįdďđrŕŗřyŷỳ GĞĠĢrŕŗřoōŏőǿuūŭůűųp, aāăąǻ Moōŏőǿnńņňtţťțgğġģoōŏőǿmeēĕėęěrŕŗřyŷỳ, TŢŤȚeēĕėęěxaāăąǻsśşș-baāăąǻsśşșeēĕėęědďđ fiīĭįrŕŗřm tţťțhħaāăąǻtţťț cćċčoōŏőǿnńņňdďđuūŭůűųcćċčtţťțsśşș eēĕėęěveēĕėęěrŕŗřyŷỳtţťțhħiīĭįnńņňgğġģ frŕŗřoōŏőǿm hħoōŏőǿuūŭůűųsśşșeēĕėęěhħoōŏőǿlĺļľŀdďđ-sśşștţťțaāăąǻff baāăąǻcćċčkķgğġģrŕŗřoōŏőǿuūŭůűųnńņňdďđ cćċčhħeēĕėęěcćċčkķsśşș tţťțoōŏőǿ sśşșoōŏőǿcćċčiīĭįaāăąǻlĺļľŀ-meēĕėęědďđiīĭįaāăąǻ sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ aāăąǻsśşșsśşșeēĕėęěsśşșsśşșmeēĕėęěnńņňtţťțsśşș aāăąǻnńņňdďđ sśşștţťțaāăąǻlĺļľŀkķeēĕėęěrŕŗř dďđeēĕėęětţťțeēĕėęěrŕŗřrŕŗřeēĕėęěnńņňcćċčeēĕėęě. TŢŤȚhħeēĕėęě rŕŗřeēĕėęěfeēĕėęěrŕŗřrŕŗřaāăąǻlĺļľŀ iīĭįsśşș frŕŗřeēĕėęěeēĕėęě oōŏőǿrŕŗř dďđiīĭįsśşșcćċčoōŏőǿuūŭůűųnńņňtţťțeēĕėęědďđ baāăąǻsśşșeēĕėęědďđ oōŏőǿnńņň tţťțhħeēĕėęě prŕŗřoōŏőǿpeēĕėęěrŕŗřtţťțyŷỳ-iīĭįnńņňsśşșuūŭůűųrŕŗřaāăąǻnńņňcćċčeēĕėęě prŕŗřeēĕėęěmiīĭįuūŭůűųmsśşș AĀĂĄǺCĆĊČEĒĔĖĘĚ cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťțsśşș paāăąǻyŷỳ, sśşșaāăąǻyŷỳsśşș DĎĐaāăąǻviīĭįdďđ SŚŞȘpeēĕėęěnńņňcćċčeēĕėęěrŕŗř, wŵẁẃẅhħoōŏőǿ rŕŗřuūŭůűųnńņňsśşș tţťțhħeēĕėęě iīĭįnńņňsśşșuūŭůűųrŕŗřeēĕėęěrŕŗř’sśşș prŕŗřeēĕėęěmiīĭįeēĕėęěrŕŗř-cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťț gğġģrŕŗřoōŏőǿuūŭůűųp. “WŴẀẂẄeēĕėęě wŵẁẃẅaāăąǻnńņňtţťț tţťțoōŏőǿ hħeēĕėęěiīĭįgğġģhħtţťțeēĕėęěnńņň tţťțhħeēĕėęě aāăąǻwŵẁẃẅaāăąǻrŕŗřeēĕėęěnńņňeēĕėęěsśşșsśşș oōŏőǿf sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ,” hħeēĕėęě sśşșaāăąǻyŷỳsśşș. AĀĂĄǺmeēĕėęěrŕŗřiīĭįcćċčaāăąǻnńņň IĪĬĮİnńņňtţťțeēĕėęěrŕŗřnńņňaāăąǻtţťțiīĭįoōŏőǿnńņňaāăąǻlĺļľŀ GĞĠĢrŕŗřoōŏőǿuūŭůűųp ’sśşș Prŕŗřiīĭįvaāăąǻtţťțeēĕėęě CĆĊČlĺļľŀiīĭįeēĕėęěnńņňtţťț GĞĠĢrŕŗřoōŏőǿuūŭůűųp aāăąǻsśşșsśşșiīĭįgğġģnńņňsśşș aāăąǻ dďđeēĕėęědďđiīĭįcćċčaāăąǻtţťțeēĕėęědďđ rŕŗřiīĭįsśşșkķ maāăąǻnńņňaāăąǻgğġģeēĕėęěrŕŗř www.wsj.com/articles/security-risks-get-wealthy-families-attention-1418315508?tesla=y&mod=rss_Family_Finance&mg=reno64-wsj 1/4 12/15/14 Security Risks Get Wealthy Families’ Attention - WSJ tţťțoōŏőǿ iīĭįtţťțsśşș cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťțsśşș wŵẁẃẅhħoōŏőǿ paāăąǻyŷỳ $250,000 oōŏőǿrŕŗř moōŏőǿrŕŗřeēĕėęě iīĭįnńņň aāăąǻnńņňnńņňuūŭůűųaāăąǻlĺļľŀ iīĭįnńņňsśşșuūŭůűųrŕŗřaāăąǻnńņňcćċčeēĕėęě prŕŗřeēĕėęěmiīĭįuūŭůűųmsśşș. TŢŤȚhħeēĕėęě gğġģrŕŗřoōŏőǿuūŭůűųp hħaāăąǻsśşș plĺļľŀaāăąǻnńņňnńņňeēĕėęědďđ aāăąǻnńņňdďđ cćċčaāăąǻrŕŗřrŕŗřiīĭįeēĕėęědďđ oōŏőǿuūŭůűųtţťț tţťțhħeēĕėęě tţťțrŕŗřaāăąǻnńņňsśşșpoōŏőǿrŕŗřtţťț oōŏőǿf aāăąǻ cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťț’sśşș aāăąǻrŕŗřtţťțwŵẁẃẅoōŏőǿrŕŗřkķ frŕŗřoōŏőǿm oōŏőǿnńņňeēĕėęě plĺļľŀaāăąǻcćċčeēĕėęě tţťțoōŏőǿ aāăąǻnńņňoōŏőǿtţťțhħeēĕėęěrŕŗř, aāăąǻnńņňdďđ lĺļľŀaāăąǻsśşștţťț sśşșuūŭůűųmmeēĕėęěrŕŗř hħiīĭįrŕŗřeēĕėęědďđ aāăąǻ sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ tţťțeēĕėęěaāăąǻm tţťțoōŏőǿ aāăąǻcćċčcćċčoōŏőǿmpaāăąǻnńņňyŷỳ aāăąǻ faāăąǻmiīĭįlĺļľŀyŷỳ wŵẁẃẅhħoōŏőǿ wŵẁẃẅeēĕėęěrŕŗřeēĕėęě tţťțaāăąǻkķiīĭįnńņňgğġģ aāăąǻ cćċčrŕŗřuūŭůűųiīĭįsśşșeēĕėęě oōŏőǿnńņň tţťțhħeēĕėęěiīĭįrŕŗř yŷỳaāăąǻcćċčhħtţťț frŕŗřoōŏőǿm Meēĕėęěxiīĭįcćċčoōŏőǿ tţťțoōŏőǿ Brŕŗřaāăąǻzźżiīĭįlĺļľŀ foōŏőǿrŕŗř tţťțhħeēĕėęě WŴẀẂẄoōŏőǿrŕŗřlĺļľŀdďđ CĆĊČuūŭůűųp. CĆĊČhħiīĭįcćċčaāăąǻgğġģoōŏőǿ-baāăąǻsśşșeēĕėęědďđ HĦiīĭįlĺļľŀlĺļľŀaāăąǻrŕŗřdďđ HĦeēĕėęěiīĭįnńņňtţťțzźżeēĕėęě wŵẁẃẅoōŏőǿrŕŗřkķsśşș wŵẁẃẅiīĭįtţťțhħ cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťțsśşș oōŏőǿf prŕŗřiīĭįvaāăąǻtţťțeēĕėęě baāăąǻnńņňkķsśşș aāăąǻnńņňdďđ wŵẁẃẅeēĕėęěaāăąǻlĺļľŀtţťțhħ aāăąǻdďđviīĭįsśşșeēĕėęěrŕŗřsśşș aāăąǻnńņňdďđ dďđoōŏőǿeēĕėęěsśşș dďđeēĕėęětţťțaāăąǻiīĭįlĺļľŀeēĕėęědďđ hħoōŏőǿuūŭůűųsśşșeēĕėęěhħoōŏőǿlĺļľŀdďđ-sśşștţťțaāăąǻff sśşșcćċčrŕŗřeēĕėęěeēĕėęěnńņňiīĭįnńņňgğġģsśşș foōŏőǿrŕŗř $4,000 aāăąǻnńņňdďđ uūŭůűųp. TŢŤȚhħeēĕėęě fiīĭįrŕŗřm, wŵẁẃẅhħiīĭįcćċčhħ wŵẁẃẅaāăąǻsśşș foōŏőǿuūŭůűųnńņňdďđeēĕėęědďđ byŷỳ aāăąǻ foōŏőǿrŕŗřmeēĕėęěrŕŗř UŪŬŮŰŲ.SŚŞȘ. SŚŞȘeēĕėęěcćċčrŕŗřeēĕėęětţťț SŚŞȘeēĕėęěrŕŗřviīĭįcćċčeēĕėęě aāăąǻgğġģeēĕėęěnńņňtţťț aāăąǻnńņňdďđ aāăąǻ foōŏőǿrŕŗřmeēĕėęěrŕŗř CĆĊČhħiīĭįcćċčaāăąǻgğġģoōŏőǿ poōŏőǿlĺļľŀiīĭįcćċčeēĕėęě sśşșuūŭůűųpeēĕėęěrŕŗřiīĭįnńņňtţťțeēĕėęěnńņňdďđeēĕėęěnńņňtţťț, aāăąǻlĺļľŀsśşșoōŏőǿ wŵẁẃẅiīĭįlĺļľŀlĺļľŀ sśşșwŵẁẃẅeēĕėęěeēĕėęěp aāăąǻ hħoōŏőǿmeēĕėęě foōŏőǿrŕŗř hħiīĭįdďđdďđeēĕėęěnńņň aāăąǻuūŭůűųdďđiīĭįoōŏőǿ oōŏőǿrŕŗř viīĭįdďđeēĕėęěoōŏőǿ moōŏőǿnńņňiīĭįtţťțoōŏőǿrŕŗřiīĭįnńņňgğġģ dďđeēĕėęěviīĭįcćċčeēĕėęěsśşș foōŏőǿrŕŗř aāăąǻboōŏőǿuūŭůűųtţťț $2,000 aāăąǻ rŕŗřoōŏőǿoōŏőǿm oōŏőǿrŕŗř $10,000 foōŏőǿrŕŗř aāăąǻ wŵẁẃẅhħoōŏőǿlĺļľŀeēĕėęě hħoōŏőǿuūŭůűųsśşșeēĕėęě. IĪĬĮİtţťț aāăąǻlĺļľŀsśşșoōŏőǿ dďđeēĕėęěviīĭįsśşșeēĕėęěsśşș faāăąǻmiīĭįlĺļľŀyŷỳ eēĕėęěmeēĕėęěrŕŗřgğġģeēĕėęěnńņňcćċčyŷỳ plĺļľŀaāăąǻnńņňsśşș foōŏőǿrŕŗř $7,500, iīĭįnńņňcćċčlĺļľŀuūŭůűųdďđiīĭįnńņňgğġģ “gğġģoōŏőǿ paāăąǻcćċčkķsśşș” fiīĭįlĺļľŀlĺļľŀeēĕėęědďđ wŵẁẃẅiīĭįtţťțhħ foōŏőǿoōŏőǿdďđ, moōŏőǿnńņňeēĕėęěyŷỳ, cćċčlĺļľŀoōŏőǿtţťțhħiīĭįnńņňgğġģ aāăąǻnńņňdďđ aāăąǻ sśşșaāăąǻtţťțeēĕėęělĺļľŀlĺļľŀiīĭįtţťțeēĕėęě phħoōŏőǿnńņňeēĕėęě. OŌŎŐǾnńņňeēĕėęě oōŏőǿf tţťțhħeēĕėęě sśşșeēĕėęěrŕŗřviīĭįcćċčeēĕėęěsśşș oōŏőǿffeēĕėęěrŕŗřeēĕėęědďđ byŷỳ NŃŅŇeēĕėęěwŵẁẃẅ YŶỲoōŏőǿrŕŗřkķ-baāăąǻsśşșeēĕėęědďđ RŔŖŘiīĭįsśşșkķ CĆĊČoōŏőǿnńņňtţťțrŕŗřoōŏőǿlĺļľŀ SŚŞȘtţťțrŕŗřaāăąǻtţťțeēĕėęěgğġģiīĭįeēĕėęěsśşș iīĭįsśşș aāăąǻnńņňaāăąǻlĺļľŀyŷỳzźżiīĭįnńņňgğġģ tţťțrŕŗřaāăąǻveēĕėęělĺļľŀ iīĭįtţťțiīĭįnńņňeēĕėęěrŕŗřaāăąǻrŕŗřiīĭįeēĕėęěsśşș aāăąǻnńņňdďđ maāăąǻkķiīĭįnńņňgğġģ sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ rŕŗřeēĕėęěcćċčoōŏőǿmmeēĕėęěnńņňdďđaāăąǻtţťțiīĭįoōŏőǿnńņňsśşș. DĎĐeēĕėęěmaāăąǻnńņňdďđ hħaāăąǻsśşș beēĕėęěeēĕėęěnńņň gğġģrŕŗřoōŏőǿwŵẁẃẅiīĭįnńņňgğġģ, tţťțhħeēĕėęě fiīĭįrŕŗřm sśşșaāăąǻyŷỳsśşș. IĪĬĮİnńņň 2011, iīĭįtţťț rŕŗřeēĕėęěviīĭįeēĕėęěwŵẁẃẅeēĕėęědďđ 141 iīĭįtţťțiīĭįnńņňeēĕėęěrŕŗřaāăąǻrŕŗřiīĭįeēĕėęěsśşș aāăąǻtţťț aāăąǻ cćċčoōŏőǿsśşștţťț oōŏőǿf $750 eēĕėęěaāăąǻcćċčhħ. LĹĻĽĿaāăąǻsśşștţťț yŷỳeēĕėęěaāăąǻrŕŗř, iīĭįtţťț lĺļľŀoōŏőǿoōŏőǿkķeēĕėęědďđ oōŏőǿveēĕėęěrŕŗř 491. SŚŞȘoōŏőǿ faāăąǻrŕŗř tţťțhħiīĭįsśşș yŷỳeēĕėęěaāăąǻrŕŗř, iīĭįtţťț hħaāăąǻsśşș dďđoōŏőǿnńņňeēĕėęě 549. OŌŎŐǾnńņňeēĕėęě oōŏőǿf tţťțhħeēĕėęě biīĭįgğġģgğġģeēĕėęěsśşștţťț cćċčoōŏőǿnńņňcćċčeēĕėęěrŕŗřnńņňsśşș: aāăąǻrŕŗřrŕŗřaāăąǻnńņňgğġģiīĭįnńņňgğġģ rŕŗřeēĕėęělĺļľŀiīĭįaāăąǻblĺļľŀeēĕėęě lĺļľŀoōŏőǿcćċčaāăąǻlĺļľŀ gğġģrŕŗřoōŏőǿuūŭůűųnńņňdďđ tţťțrŕŗřaāăąǻnńņňsśşșpoōŏőǿrŕŗřtţťțaāăąǻtţťțiīĭįoōŏőǿnńņň tţťțoōŏőǿ miīĭįnńņňiīĭįmiīĭįzźżeēĕėęě tţťțhħeēĕėęě rŕŗřiīĭįsśşșkķ oōŏőǿf kķiīĭįdďđnńņňaāăąǻppiīĭįnńņňgğġģ, sśşșaāăąǻyŷỳsśşș Paāăąǻuūŭůűųlĺļľŀ Viīĭįoōŏőǿlĺļľŀlĺļľŀiīĭįsśşș, tţťțhħeēĕėęě fiīĭįrŕŗřm’sśşș foōŏőǿuūŭůűųnńņňdďđeēĕėęěrŕŗř. EĒĔĖĘĚaāăąǻrŕŗřlĺļľŀiīĭįeēĕėęěrŕŗř tţťțhħiīĭįsśşș yŷỳeēĕėęěaāăąǻrŕŗř, Moōŏőǿrŕŗřgğġģaāăąǻnńņň SŚŞȘtţťțaāăąǻnńņňlĺļľŀeēĕėęěyŷỳ ’sśşș lĺļľŀiīĭįfeēĕėęěsśşștţťțyŷỳlĺļľŀeēĕėęě aāăąǻdďđviīĭįsśşșoōŏőǿrŕŗřyŷỳ-sśşșeēĕėęěrŕŗřviīĭįcćċčeēĕėęěsśşș gğġģrŕŗřoōŏőǿuūŭůűųp—aāăąǻnńņň iīĭįnńņňtţťțeēĕėęěrŕŗřnńņňaāăąǻlĺļľŀ cćċčoōŏőǿnńņňcćċčiīĭįeēĕėęěrŕŗřgğġģeēĕėęě sśşșeēĕėęěrŕŗřviīĭįcćċčeēĕėęě tţťțhħaāăąǻtţťț wŵẁẃẅoōŏőǿrŕŗřkķsśşș wŵẁẃẅiīĭįtţťțhħ tţťțhħeēĕėęě aāăąǻdďđviīĭįsśşșeēĕėęěrŕŗřsśşș tţťțoōŏőǿ sśşșoōŏőǿmeēĕėęě oōŏőǿf tţťțhħeēĕėęě baāăąǻnńņňkķ’sśşș wŵẁẃẅeēĕėęěaāăąǻlĺļľŀtţťțhħiīĭįeēĕėęěsśşștţťț cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťțsśşș— fiīĭįeēĕėęělĺļľŀdďđeēĕėęědďđ aāăąǻ cćċčaāăąǻlĺļľŀlĺļľŀ frŕŗřoōŏőǿm aāăąǻnńņň eēĕėęěnńņňtţťțeēĕėęěrŕŗřtţťțaāăąǻiīĭįnńņňeēĕėęěrŕŗř wŵẁẃẅhħoōŏőǿ wŵẁẃẅaāăąǻsśşș sśşștţťțaāăąǻrŕŗřtţťțlĺļľŀeēĕėęědďđ byŷỳ aāăąǻ kķnńņňoōŏőǿcćċčkķ oōŏőǿnńņň tţťțhħeēĕėęě dďđoōŏőǿoōŏőǿrŕŗř oōŏőǿf hħiīĭįsśşș Beēĕėęěveēĕėęěrŕŗřlĺļľŀyŷỳ HĦiīĭįlĺļľŀlĺļľŀsśşș, CĆĊČaāăąǻlĺļľŀiīĭįf., hħoōŏőǿmeēĕėęě. WŴẀẂẄaāăąǻiīĭįtţťțiīĭįnńņňgğġģ oōŏőǿuūŭůűųtţťțsśşșiīĭįdďđeēĕėęě hħiīĭįsśşș dďđoōŏőǿoōŏőǿrŕŗř wŵẁẃẅaāăąǻsśşș aāăąǻ faāăąǻnńņň wŵẁẃẅhħoōŏőǿ hħaāăąǻdďđ eēĕėęěviīĭįdďđeēĕėęěnńņňtţťțlĺļľŀyŷỳ sśşșcćċčaāăąǻlĺļľŀeēĕėęědďđ hħiīĭįsśşș prŕŗřoōŏőǿpeēĕėęěrŕŗřtţťțyŷỳ’sśşș peēĕėęěrŕŗřiīĭįmeēĕėęětţťțeēĕėęěrŕŗř wŵẁẃẅaāăąǻlĺļľŀlĺļľŀ tţťțoōŏőǿ gğġģeēĕėęětţťț aāăąǻnńņň aāăąǻuūŭůűųtţťțoōŏőǿgğġģrŕŗřaāăąǻphħ. Moōŏőǿrŕŗřgğġģaāăąǻnńņň SŚŞȘtţťțaāăąǻnńņňlĺļľŀeēĕėęěyŷỳ puūŭůűųtţťț tţťțhħeēĕėęě cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťț iīĭįnńņň tţťțoōŏőǿuūŭůűųcćċčhħ wŵẁẃẅiīĭįtţťțhħ aāăąǻnńņň oōŏőǿuūŭůűųtţťțsśşșiīĭįdďđeēĕėęě sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ fiīĭįrŕŗřm tţťțoōŏőǿ cćċčoōŏőǿmb tţťțhħrŕŗřoōŏőǿuūŭůűųgğġģhħ hħiīĭįsśşș hħoōŏőǿuūŭůűųsśşșeēĕėęě aāăąǻnńņňdďđ prŕŗřoōŏőǿpeēĕėęěrŕŗřtţťțyŷỳ aāăąǻnńņňdďđ hħiīĭįsśşș peēĕėęěrŕŗřsśşșoōŏőǿnńņňaāăąǻlĺļľŀ rŕŗřeēĕėęěcćċčoōŏőǿrŕŗřdďđsśşș tţťțoōŏőǿ piīĭįnńņňpoōŏőǿiīĭįnńņňtţťț poōŏőǿtţťțeēĕėęěnńņňtţťțiīĭįaāăąǻlĺļľŀ sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ brŕŗřeēĕėęěaāăąǻcćċčhħeēĕėęěsśşș. TŢŤȚhħeēĕėęě baāăąǻnńņňkķ aāăąǻlĺļľŀsśşșoōŏőǿ aāăąǻdďđviīĭįsśşșeēĕėęědďđ aāăąǻ cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťț wŵẁẃẅoōŏőǿrŕŗřtţťțhħ $2 biīĭįlĺļľŀlĺļľŀiīĭįoōŏőǿnńņň oōŏőǿnńņň iīĭįnńņňsśşștţťțaāăąǻlĺļľŀlĺļľŀiīĭįnńņňgğġģ biīĭįoōŏőǿmeēĕėęětţťțrŕŗřiīĭįcćċč sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ tţťțeēĕėęěcćċčhħnńņňoōŏőǿlĺļľŀoōŏőǿgğġģyŷỳ foōŏőǿrŕŗř hħiīĭįsśşș hħoōŏőǿmeēĕėęě, sśşșaāăąǻyŷỳsśşș DĎĐeēĕėęěaāăąǻnńņňnńņňaāăąǻ RŔŖŘoōŏőǿdďđrŕŗřiīĭįgğġģuūŭůűųeēĕėęězźż, eēĕėęěxeēĕėęěcćċčuūŭůűųtţťțiīĭįveēĕėęě dďđiīĭįrŕŗřeēĕėęěcćċčtţťțoōŏőǿrŕŗř oōŏőǿf tţťțhħeēĕėęě lĺļľŀiīĭįfeēĕėęěsśşștţťțyŷỳlĺļľŀeēĕėęě aāăąǻdďđviīĭįsśşșoōŏőǿrŕŗřyŷỳ gğġģrŕŗřoōŏőǿuūŭůűųp. OŌŎŐǾveēĕėęěrŕŗřaāăąǻlĺļľŀlĺļľŀ, tţťțhħeēĕėęě gğġģrŕŗřoōŏőǿuūŭůűųp hħaāăąǻsśşș sśşșeēĕėęěeēĕėęěnńņň aāăąǻnńņň iīĭįnńņňcćċčrŕŗřeēĕėęěaāăąǻsśşșeēĕėęě iīĭįnńņň rŕŗřeēĕėęěquūŭůűųeēĕėęěsśşștţťțsśşș foōŏőǿrŕŗř sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ hħeēĕėęělĺļľŀp tţťțoōŏőǿ 78 cćċčaāăąǻlĺļľŀlĺļľŀsśşș lĺļľŀaāăąǻsśşștţťț yŷỳeēĕėęěaāăąǻrŕŗř frŕŗřoōŏőǿm 38 iīĭįnńņň 2009. SŚŞȘoōŏőǿ faāăąǻrŕŗř tţťțhħiīĭįsśşș yŷỳeēĕėęěaāăąǻrŕŗř, iīĭįtţťț hħaāăąǻsśşș hħaāăąǻdďđ 89. Faāăąǻmiīĭįlĺļľŀiīĭįeēĕėęěsśşș tţťțhħaāăąǻtţťț rŕŗřuūŭůűųnńņň tţťțhħeēĕėęěiīĭįrŕŗř oōŏőǿwŵẁẃẅnńņň iīĭįnńņňveēĕėęěsśşștţťțmeēĕėęěnńņňtţťț oōŏőǿffiīĭįcćċčeēĕėęěsśşș hħaāăąǻveēĕėęě aāăąǻnńņňoōŏőǿtţťțhħeēĕėęěrŕŗř iīĭįsśşșsśşșuūŭůűųeēĕėęě: hħoōŏőǿwŵẁẃẅ tţťțoōŏőǿ sśşșeēĕėęěcćċčuūŭůűųrŕŗřeēĕėęě fiīĭįnńņňaāăąǻnńņňcćċčiīĭįaāăąǻlĺļľŀ iīĭįnńņňfoōŏőǿrŕŗřmaāăąǻtţťțiīĭįoōŏőǿnńņň frŕŗřoōŏőǿm tţťțhħeēĕėęě prŕŗřyŷỳiīĭįnńņňgğġģ eēĕėęěyŷỳeēĕėęěsśşș oōŏőǿf cćċčyŷỳbeēĕėęěrŕŗřcćċčrŕŗřiīĭįmiīĭįnńņňaāăąǻlĺļľŀsśşș. DĎĐaāăąǻtţťțaāăąǻ eēĕėęěnńņňcćċčrŕŗřyŷỳptţťțiīĭįoōŏőǿnńņň aāăąǻnńņňdďđ rŕŗřoōŏőǿuūŭůűųnńņňdďđ-tţťțhħeēĕėęě-cćċčlĺļľŀoōŏőǿcćċčkķ sśşșyŷỳsśşștţťțeēĕėęěm moōŏőǿnńņňiīĭįtţťțoōŏőǿrŕŗřiīĭįnńņňgğġģ foōŏőǿrŕŗř iīĭįnńņňtţťțrŕŗřuūŭůűųdďđeēĕėęěrŕŗřsśşș cćċčaāăąǻnńņň rŕŗřuūŭůűųnńņň www.wsj.com/articles/security-risks-get-wealthy-families-attention-1418315508?tesla=y&mod=rss_Family_Finance&mg=reno64-wsj 2/4 12/15/14 Security Risks Get Wealthy Families’ Attention - WSJ Rich families can hire a variety of firms for assistance maintaining security at home and away. Here, a protective fence at a home in Jupiter Island, Fla., in 2006. ASSOCIATED PRESS aāăąǻnńņňyŷỳwŵẁẃẅhħeēĕėęěrŕŗřeēĕėęě frŕŗřoōŏőǿm $20,000 tţťțoōŏőǿ $50,000 aāăąǻ yŷỳeēĕėęěaāăąǻrŕŗř, sśşșaāăąǻyŷỳsśşș CĆĊČhħrŕŗřiīĭįsśşștţťțoōŏőǿphħeēĕėęěrŕŗř Faāăąǻlĺļľŀkķeēĕėęěnńņňbeēĕėęěrŕŗřgğġģ, aāăąǻnńņňoōŏőǿtţťțhħeēĕėęěrŕŗř foōŏőǿrŕŗřmeēĕėęěrŕŗř SŚŞȘeēĕėęěcćċčrŕŗřeēĕėęětţťț SŚŞȘeēĕėęěrŕŗřviīĭįcćċčeēĕėęě aāăąǻgğġģeēĕėęěnńņňtţťț, wŵẁẃẅhħoōŏőǿ rŕŗřuūŭůűųnńņňsśşș NŃŅŇeēĕėęěwŵẁẃẅ YŶỲoōŏőǿrŕŗřkķ-baāăąǻsśşșeēĕėęědďđ IĪĬĮİnńņňsśşșiīĭįtţťțeēĕėęě SŚŞȘeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ. IĪĬĮİnńņň aāăąǻnńņň aāăąǻnńņňnńņňuūŭůűųaāăąǻlĺļľŀ sśşșuūŭůűųrŕŗřveēĕėęěyŷỳ rŕŗřeēĕėęělĺļľŀeēĕėęěaāăąǻsśşșeēĕėęědďđ tţťțhħiīĭįsśşș yŷỳeēĕėęěaāăąǻrŕŗř byŷỳ Baāăąǻnńņňkķ oōŏőǿf AĀĂĄǺmeēĕėęěrŕŗřiīĭįcćċčaāăąǻ ’sśşș UŪŬŮŰŲ.SŚŞȘ. TŢŤȚrŕŗřuūŭůűųsśşștţťț prŕŗřiīĭįvaāăąǻtţťțeēĕėęě-baāăąǻnńņňkķiīĭįnńņňgğġģ dďđiīĭįviīĭįsśşșiīĭįoōŏőǿnńņň, 69% oōŏőǿf hħiīĭįgğġģhħ-nńņňeēĕėęětţťț-wŵẁẃẅoōŏőǿrŕŗřtţťțhħ peēĕėęěoōŏőǿplĺļľŀeēĕėęě sśşșaāăąǻiīĭįdďđ tţťțhħeēĕėęěyŷỳ wŵẁẃẅeēĕėęěrŕŗřeēĕėęě cćċčoōŏőǿnńņňcćċčeēĕėęěrŕŗřnńņňeēĕėęědďđ aāăąǻboōŏőǿuūŭůűųtţťț tţťțhħeēĕėęě sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ oōŏőǿf tţťțhħeēĕėęěiīĭįrŕŗř fiīĭįnńņňaāăąǻnńņňcćċčiīĭįaāăąǻlĺļľŀ iīĭįnńņňfoōŏőǿrŕŗřmaāăąǻtţťțiīĭįoōŏőǿnńņň. IĪĬĮİnńņň hħoōŏőǿuūŭůűųsśşșeēĕėęěhħoōŏőǿlĺļľŀdďđsśşș wŵẁẃẅiīĭįtţťțhħ moōŏőǿrŕŗřeēĕėęě tţťțhħaāăąǻnńņň $10 miīĭįlĺļľŀlĺļľŀiīĭįoōŏőǿnńņň oōŏőǿf fiīĭįnńņňaāăąǻnńņňcćċčiīĭįaāăąǻlĺļľŀ aāăąǻsśşșsśşșeēĕėęětţťțsśşș, 40% oōŏőǿf sśşșuūŭůűųrŕŗřveēĕėęěyŷỳ rŕŗřeēĕėęěsśşșpoōŏőǿnńņňdďđeēĕėęěnńņňtţťțsśşș sśşșaāăąǻiīĭįdďđ tţťțhħeēĕėęěyŷỳ hħaāăąǻdďđ maāăąǻdďđeēĕėęě cćċčhħaāăąǻnńņňgğġģeēĕėęěsśşș tţťțoōŏőǿ prŕŗřoōŏőǿtţťțeēĕėęěcćċčtţťț tţťțhħeēĕėęěiīĭįrŕŗř aāăąǻsśşșsśşșeēĕėęětţťțsśşș. IĪĬĮİnńņň SŚŞȘeēĕėęěptţťțeēĕėęěmbeēĕėęěrŕŗř, UŪŬŮŰŲBSŚŞȘ ’sśşș prŕŗřiīĭįvaāăąǻtţťțeēĕėęě UŪŬŮŰŲ.SŚŞȘ. wŵẁẃẅeēĕėęěaāăąǻlĺļľŀtţťțhħ-maāăąǻnńņňaāăąǻgğġģeēĕėęěmeēĕėęěnńņňtţťț dďđiīĭįviīĭįsśşșiīĭįoōŏőǿnńņň, wŵẁẃẅhħiīĭįcćċčhħ wŵẁẃẅoōŏőǿrŕŗřkķsśşș wŵẁẃẅiīĭįtţťțhħ peēĕėęěoōŏőǿplĺļľŀeēĕėęě wŵẁẃẅhħoōŏőǿ hħaāăąǻveēĕėęě $10 miīĭįlĺļľŀlĺļľŀiīĭįoōŏőǿnńņň oōŏőǿrŕŗř moōŏőǿrŕŗřeēĕėęě, rŕŗřoōŏőǿlĺļľŀlĺļľŀeēĕėęědďđ oōŏőǿuūŭůűųtţťț aāăąǻ nńņňeēĕėęěwŵẁẃẅ oōŏőǿnńņňlĺļľŀiīĭįnńņňeēĕėęě-sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ prŕŗřoōŏőǿgğġģrŕŗřaāăąǻm frŕŗřoōŏőǿm MeēĕėęětţťțLĹĻĽĿiīĭįfeēĕėęě tţťțhħaāăąǻtţťț tţťțrŕŗřaāăąǻcćċčkķsśşș aāăąǻ faāăąǻmiīĭįlĺļľŀyŷỳ oōŏőǿrŕŗř iīĭįnńņňdďđiīĭįviīĭįdďđuūŭůűųaāăąǻlĺļľŀ’sśşș oōŏőǿnńņňlĺļľŀiīĭįnńņňeēĕėęě iīĭįnńņňfoōŏőǿrŕŗřmaāăąǻtţťțiīĭįoōŏőǿnńņň—eēĕėęěveēĕėęěrŕŗřyŷỳtţťțhħiīĭįnńņňgğġģ frŕŗřoōŏőǿm peēĕėęěrŕŗřsśşșoōŏőǿnńņňaāăąǻlĺļľŀ, fiīĭįnńņňaāăąǻnńņňcćċčiīĭįaāăąǻlĺļľŀ aāăąǻnńņňdďđ meēĕėęědďđiīĭįcćċčaāăąǻlĺļľŀ iīĭįnńņňfoōŏőǿrŕŗřmaāăąǻtţťțiīĭįoōŏőǿnńņň tţťțoōŏőǿ aāăąǻ cćċčhħiīĭįlĺļľŀdďđ’sśşș sśşșoōŏőǿcćċčiīĭįaāăąǻlĺļľŀ-meēĕėęědďđiīĭįaāăąǻ uūŭůűųsśşșaāăąǻgğġģeēĕėęě. Foōŏőǿrŕŗř $495 aāăąǻ yŷỳeēĕėęěaāăąǻrŕŗř foōŏőǿrŕŗř aāăąǻ faāăąǻmiīĭįlĺļľŀyŷỳ, oōŏőǿrŕŗř $245 foōŏőǿrŕŗř aāăąǻnńņň iīĭįnńņňdďđiīĭįviīĭįdďđuūŭůűųaāăąǻlĺļľŀ, tţťțhħeēĕėęě MeēĕėęětţťțLĹĻĽĿiīĭįfeēĕėęě DĎĐeēĕėęěfeēĕėęěnńņňdďđeēĕėęěrŕŗř sśşșoōŏőǿftţťțwŵẁẃẅaāăąǻrŕŗřeēĕėęě wŵẁẃẅiīĭįlĺļľŀlĺļľŀ dďđeēĕėęětţťțeēĕėęěcćċčtţťț aāăąǻnńņňdďđ rŕŗřeēĕėęěmoōŏőǿveēĕėęě oōŏőǿrŕŗř blĺļľŀoōŏőǿcćċčkķ sśşșuūŭůűųsśşșpiīĭįcćċčiīĭįoōŏőǿuūŭůűųsśşș aāăąǻcćċčtţťțiīĭįviīĭįtţťțyŷỳ, cćċčoōŏőǿnńņňtţťțiīĭįnńņňuūŭůűųaāăąǻlĺļľŀlĺļľŀyŷỳ moōŏőǿnńņňiīĭįtţťțoōŏőǿrŕŗř cćċčrŕŗřeēĕėęědďđiīĭįtţťț, cćċčhħeēĕėęěcćċčkķ oōŏőǿnńņň aāăąǻ cćċčhħiīĭįlĺļľŀdďđ’sśşș sśşșoōŏőǿcćċčiīĭįaāăąǻlĺļľŀ-meēĕėęědďđiīĭįaāăąǻ aāăąǻcćċčtţťțiīĭįviīĭįtţťțyŷỳ foōŏőǿrŕŗř cćċčyŷỳbeēĕėęěrŕŗřbuūŭůűųlĺļľŀlĺļľŀyŷỳiīĭįnńņňgğġģ oōŏőǿrŕŗř prŕŗřeēĕėęědďđaāăąǻtţťțoōŏőǿrŕŗřyŷỳ aāăąǻcćċčtţťțiīĭįviīĭįtţťțyŷỳ, aāăąǻnńņňdďđ paāăąǻyŷỳ tţťțoōŏőǿ fiīĭįx cćċčrŕŗřeēĕėęědďđiīĭįtţťț oōŏőǿrŕŗř rŕŗřeēĕėęěpuūŭůűųtţťțaāăąǻtţťțiīĭįoōŏőǿnńņňaāăąǻlĺļľŀ iīĭįsśşșsśşșuūŭůűųeēĕėęěsśşș tţťțhħaāăąǻtţťț aāăąǻrŕŗřiīĭįsśşșeēĕėęě oōŏőǿnńņňlĺļľŀiīĭįnńņňeēĕėęě. AĀĂĄǺtţťț CĆĊČiīĭįtţťțiīĭįgğġģrŕŗřoōŏőǿuūŭůűųp , wŵẁẃẅhħoōŏőǿsśşșeēĕėęě CĆĊČiīĭįtţťțiīĭį Prŕŗřiīĭįvaāăąǻtţťțeēĕėęě Baāăąǻnńņňkķ uūŭůűųnńņňiīĭįtţťț iīĭįsśşș gğġģeēĕėęěaāăąǻrŕŗřeēĕėęědďđ tţťțoōŏőǿwŵẁẃẅaāăąǻrŕŗřdďđ tţťțhħoōŏőǿsśşșeēĕėęě wŵẁẃẅiīĭįtţťțhħ $25 miīĭįlĺļľŀlĺļľŀiīĭįoōŏőǿnńņň aāăąǻnńņňdďđ www.wsj.com/articles/security-risks-get-wealthy-families-attention-1418315508?tesla=y&mod=rss_Family_Finance&mg=reno64-wsj 3/4 12/15/14 Security Risks Get Wealthy Families’ Attention - WSJ uūŭůűųp, cćċčlĺļľŀiīĭįeēĕėęěnńņňtţťțsśşș aāăąǻrŕŗřoōŏőǿuūŭůűųnńņňdďđ tţťțhħeēĕėęě cćċčoōŏőǿuūŭůűųnńņňtţťțrŕŗřyŷỳ hħaāăąǻveēĕėęě flĺļľŀoōŏőǿcćċčkķeēĕėęědďđ tţťțoōŏőǿ lĺļľŀuūŭůűųnńņňcćċčhħ aāăąǻnńņňdďđ dďđiīĭįnńņňnńņňeēĕėęěrŕŗř sśşșeēĕėęěmiīĭįnńņňaāăąǻrŕŗřsśşș tţťțoōŏőǿ hħeēĕėęěaāăąǻrŕŗř Feēĕėęědďđeēĕėęěrŕŗřaāăąǻlĺļľŀ Buūŭůűųrŕŗřeēĕėęěaāăąǻuūŭůűų oōŏőǿf IĪĬĮİnńņňveēĕėęěsśşștţťțiīĭįgğġģaāăąǻtţťțiīĭįoōŏőǿnńņň aāăąǻgğġģeēĕėęěnńņňtţťțsśşș aāăąǻnńņňdďđ oōŏőǿtţťțhħeēĕėęěrŕŗř lĺļľŀaāăąǻwŵẁẃẅ-eēĕėęěnńņňfoōŏőǿrŕŗřcćċčeēĕėęěmeēĕėęěnńņňtţťț oōŏőǿffiīĭįcćċčiīĭįaāăąǻlĺļľŀsśşș tţťțaāăąǻlĺļľŀkķ aāăąǻboōŏőǿuūŭůűųtţťț IĪĬĮİnńņňtţťțeēĕėęěrŕŗřnńņňeēĕėęětţťț sśşșeēĕėęěcćċčuūŭůűųrŕŗřiīĭįtţťțyŷỳ aāăąǻnńņňdďđ hħoōŏőǿwŵẁẃẅ tţťțoōŏőǿ prŕŗřeēĕėęěveēĕėęěnńņňtţťț oōŏőǿnńņňlĺļľŀiīĭįnńņňeēĕėęě frŕŗřaāăąǻuūŭůűųdďđ. “WŴẀẂẄhħaāăąǻtţťț gğġģrŕŗřaāăąǻbsśşș peēĕėęěoōŏőǿplĺļľŀeēĕėęě’sśşș aāăąǻtţťțtţťțeēĕėęěnńņňtţťțiīĭįoōŏőǿnńņň iīĭįsśşș hħoōŏőǿwŵẁẃẅ eēĕėęěaāăąǻsśşșyŷỳ iīĭįtţťț iīĭįsśşș tţťțoōŏőǿ gğġģeēĕėęětţťț iīĭįnńņňfoōŏőǿrŕŗřmaāăąǻtţťțiīĭįoōŏőǿnńņň oōŏőǿff oōŏőǿf tţťțhħeēĕėęě IĪĬĮİnńņňtţťțeēĕėęěrŕŗřnńņňeēĕėęětţťț,” sśşșaāăąǻyŷỳsśşș HĦaāăąǻrŕŗřsśşșhħ KĶuūŭůűųmaāăąǻrŕŗř, tţťțhħeēĕėęě gğġģlĺļľŀoōŏőǿbaāăąǻlĺļľŀ cćċčhħiīĭįeēĕėęěf oōŏőǿpeēĕėęěrŕŗřaāăąǻtţťțiīĭįnńņňgğġģ oōŏőǿffiīĭįcćċčeēĕėęěrŕŗř oōŏőǿf CĆĊČiīĭįtţťțiīĭį Prŕŗřiīĭįvaāăąǻtţťțeēĕėęě Baāăąǻnńņňkķ. WŴẀẂẄrŕŗřiīĭįtţťțeēĕėęě tţťțoōŏőǿ LĹĻĽĿiīĭįzźż Moōŏőǿyŷỳeēĕėęěrŕŗř aāăąǻtţťț lĺļľŀiīĭįzźż.moōŏőǿyŷỳeēĕėęěrŕŗř@wŵẁẃẅsśşșj.cćċčoōŏőǿm Copyright 2014 Dow Jones & Company, Inc. All Rights Reserved This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. www.wsj.com/articles/security-risks-get-wealthy-families-attention-1418315508?tesla=y&mod=rss_Family_Finance&mg=reno64-wsj 4/4
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