METADATA Title Description Loans Outstanding For Production and Household Consumption: Universal and Commercial Banks (Based on Philippine Standard Industrial Classification (PSIC) 1994) Loans Outstanding For Production and Household Consumption: Universal and Commercial Banks (Based on PSIC 2009) Loans outstanding refers to the unpaid balance of loans granted by universal and commercial banks. The report distinguishes between loans extended by banks to resident borrowers for production purposes and those for household consumption. Loans for production refers to a borrowing related to an economic activity that is carried out by a business enterprise or other entities which produce goods and/or services either for sale in the market, or to be provided free to other units or to be used for own consumption. Household consumption, meanwhile, refers to the expenditures of individuals on goods and services for household needs. This covers purchases of food, education, household appliances and family cars, among others. However, this excludes expenditures on real estate or dwelling units which are considered as production activities. For data prior to January 2014: Loans outstanding reported by the Department of Economic Statistics (DES) excludes interbank loans and transactions of local banks' foreign office. Further, reverse repurchase (RRPs) arrangements are reported as a separate account. Scope and Classification For data from January 2014 onwards: Loans outstanding are reported exclusive of interbank loans and transactions of local banks’ foreign office. Information on said transactions are indicated as a memo item. Starting June 2014, reporting of loans outstanding are based on the Philippine Standard Industry Classification (PSIC) 2009. The PSIC 2009 provides more detail at all levels than the PSIC 1994 to respond to the emerging needs and data requirements of both data producers and data users. Sources of Data and Methodology Frequency of Update Periodicity Timeliness Contact Name Contact Email Contact Number Data Dictionary Download URL Financial Reporting Package (FRP) Solo Monthly Monthly One month after the end of reference month Rosabel B. Guerrero, Director of the Department of Economic Statistics [email protected] (+632)708-7229; (+632)708-7227 http://www.bsp.gov.ph/statistics/spei_new/tab24_kbl.htm HTML (Current Reporting Period): http://www.bsp.gov.ph/statistics/spei_new/tab24_kbl.htm PDF (Current Reporting Period): http://www.bsp.gov.ph/statistics/spei_pub/Table%2024.pdf Excel (Historical Series): http://www.bsp.gov.ph/statistics/excel/kbloans2009.xls Format Temporal Release Date 1 Language Related Documents PC Axis (Historical Data Series): HTML, PDF, XLS, PX 1993-04; 2014-05 (PSIC 1994) / 2014-06; Present (PSIC 2009) N.A. English http://www.bsp.gov.ph/statistics/spei_pub/glossary.pdf Homepage URL http://www.bsp.gov.ph/statistics/spei_pub/glossary.pdf Tags “loans outstanding”,”tcros”,”LOs”,”economic activity” Frequency of Monthly Update Author Bangko Sentral ng Pilipinas (BSP) Author Email [email protected] Maintainer BSP - Department of Economic Statistics Maintainer (+632) 708-7235/ (+632) 306-2336 Number Maintainer [email protected] Email Unique N.A. Identifier Public Access Public Level 1 Date of first release of the dataset to the public
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