Learning Centers (LC) who participated in Opening Doors Phase III 2011 55 beneficiaries, including three men 1. 2. 3. 4. 5. 6. 7. Solidaridad y Amistad LC, Las Lagunas Boaco Rosa LC, Tipitapa Las Muñecas LC, Chiquilistagua- Managua Nincy LC, Nejapa-Managua APAN LC, Diriamba – Carazo Miguel Obando y Bravo LC, Los Cedros – Managua Gloria Chavarria LC, Managua Personal Stories from the Opening Doors Project Los Cedros Learning Center – One of the beneficiaries Maria speaks and says with the loan she purchased sewing materials and supplies to work on girls dresses with smocking, shirts, blouses, pants for males, shirts and sheets. She worked alone and sold her products in the community and other places but everything was sold by orders. Her profits have been invested to finish her house , purchase of school supplies for her kids and she is also able to save money when the sales are good. In general , her business was going well. This loan meant a lot to her because without the opportunity she wouldn’t have been able to finish the construction of her house. Las Muñecas LC – Chiquilistagua: This was a group of 8 women and one man who worked the entire loan as a coop. The LC bought materials for different products such as: tote bags, shirts, fabric, belts for people working at mines, sketch cases, garment construction, gowns for pharmacists, etc. The group would offer their services to the mayor’s office and a road construction company in town. The normal average of the number of pieces made at the LC were 700 per month and the biggest order they had was 1500 between March and April 2011. They feel the investement and the success was greater by working in a group instead of individually. The profits earned were designated to make the monthly payments, pay tuition of their children in school, clothing and food needs, house construction, house renovation, home furniture purchase, beds for children and other basics needs for the house. They commented they’ve never worked a loan so well as they did with this one given by W/NP. This opportunity has opened doors for them and allowed to provide needs for the family they couldn’t have afforded to pay for had they not had it. Thanks so much for the great impact that has had on our lives and families. Gloria Chavarria LC: Marjorie has a beauty salon and invested on purchase of different beauty supplies. She employs one person at the salon who works for her Fridays and Saturday afternoon if necessary. She says the beauty salon exists from four years ago and that it only had 1 blower, 1 chair and a shaver machine. The beauty salon business is her only livelihood, it has improved a lot. She has more supplies and tools to work with so now can offer a better service to the community. From the profits she is able to buy the groceries for the house (5 members total), pay the electric bill at the salon, make monthly payments toward the loan, purchase school supplies and other things needed. She has seen great results of investment and some success. She cannot compare to what her life was like before having the beauty salon, they would lack a lot of things and now they are able to buy a lot more and still have some money in hands. Thanks to WNP for thinking of families like this, the opportunity was very well taken. Carmen has a rental business for plastic chairs, tables and ceramics based in the convenience of her own house. Carmen works with four members of the family. She has a lot of demand for the rental service. She has double the # of tables and chairs she originally had in stock. The ceramic business is only temporary, had good sales on special occasions. From the profits she buys groceries for 15 days, is able to cover travel expenses for her daughter who attends the university, and is able to purchase ceramic tile for the house. Carmen is very thankful for the loan given to her because it has made a change in the family. She was feeling stuck and now she has moved forward in life and has had success. The fact the interest on the loan is so low allows them to see more the outcomes. She feels great because nobody will take away any of her belongings due to late payments unlike micro business in the country. She feels very comfortable working with Wisconsin/Nic Partners and hopes to continue this relationship for many more years. The opportunity has been simply amazing. Thank You! Roberto invested on 1 bale of used clothes (32 pieces) to sell at the market in Diriamba. It is a very good business and has lots of demand from people from rural communities. He works with his daughter between both of them, they manage the business every day. This is his first loan and he is already happy with it and the results that have come out of it. He has solved many needs in the house with the profits earned and of course there is also money to pay the monthly payments. He has seen changes in his business since he took this loan, he is thankful for the opportunity and for the low interest. If he was to have a second loan he would invest on construction of four more modules since he has people asking for them already. He owns a land near his business and knows it would be a very good opportunity for him to make more profits which would mean better conditions for the family.
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