A PUBLICATION FOR TRIC ARE DENTAL PROGRAM ENROLLEES Meet Dr. Robert Mitton Chief, TRICARE Dental Care Branch r. Robert Mitton, a dentist and Navy captain, is no stranger to TRICARE. Before his promotion to chief of the TRICARE Dental Care Branch in August 2008, he served as the department’s deputy chief. D He is a 1989 graduate of the Dental School at the University of Texas Health Science Center at San Antonio, and received a Master of Public Health from the Uniformed Services University of the Health Sciences in 1997. In 1998, Dr. Mitton was named a Diplomate of the American Board of Dental Public Health after completing his dental public health residency at the National Institute of Dental and Craniofacial Research. Dr. Mitton was commissioned as a Naval officer in 1990 and served as the dental officer aboard the destroyer tender USS Yellowstone from 1991 to 1993, and the nuclear aircraft carrier USS Eisenhower from 1994 to 1996. CAPT Mitton has served ashore with the Naval Dental Center in Orlando, Fla., the National Naval Dental Center in Bethesda, Md., and with the Marine Corps as officer-in-charge of Detachment One, 22nd Dental Company, 2nd Dental Battalion at Camp Elmore in Norfolk, Va. CAPT Mitton also completed a staff tour as a Senior Medical and Dental Healthcare Analyst at the Navy Bureau of Medicine and Surgery just prior to his assignment with the TRICARE Dental Care Branch in 2004. He also serves as a Navy delegate for the American Dental Association®. ■ The Dentist is in … CAPT Robert Mitton, USN, DDS, MPH, MBA Chief, Dental Care Branch TRICARE Management Activity Keep Your Smile Healthy, and Your Body May Follow ith an extensive dentist network and comprehensive benefit package at their fingertips, TRICARE Dental Program (TDP) enrollees have greater access to oral health care than many Americans. But access to dental care doesn’t always translate into increased usage of available care or a better understanding of dental health. W Contrary to what you may see on television commercials or in print ads, good oral health means much more than having fresh breath, white teeth or a pretty smile. It also means understanding the relationship between your oral health and overall health. According to the Academy of General Dentistry, in most cases, the condition of a person’s mouth mirrors the condition of the person’s body as a whole. A recent National Smile Month survey conducted by Harris Interactive for Oral Health America (www.oralhealthamerica.org) found that more than eight out of 10 adults in the United States don’t know the role that infectious bacteria play in causing cavities. Additionally, recent reports suggest that oral bacteria, poor oral hygiene and gum disease may also be linked to more serious conditions like oral cancer, heart disease, stroke and the birth of underweight, premature babies. Infectious oral bacteria can also lead to oral and facial pain, tooth loss and, for some, a decreased quality of life. And as many as seven out of 10 people are affected by some form of gum disease. Because of the negative impact that undetected or untreated oral diseases can have on overall health, the TDP offers its enrollees two cleanings and examinations in a consecutive 12-month period. Pregnant women are offered one additional cleaning at no extra charge. continued on page 2 NE333BET10085DE Issue 3: 2008 UCCI’s “TDP Big Give”: Helping Wounded Warriors hen the United Concordia Companies, Inc. (UCCI) TRICARE Dental Program (TDP) Customer Service Department heard that the Walter Reed Army Medical Center in Washington, DC, was in need of items for their wounded warriors, they immediately took action by organizing a donation drive called the “TDP Big Give.” W and magazines, clothing, personal items, stamps, stationery and gift cards. Additionally, three UCCI Customer Service employees were chosen to visit wounded service members and present the donated items to the Walter Reed Army Medical Center staff on May 1. Event organizers encouraged participation by creating employee teams that competed for prizes. Items collected were assigned a point value based on monetary value. The team with the most points was dubbed “TDP Big Give” champion. “I am extremely proud of our TDP Customer Service staff,” said Dr. Lawrence McKinley, UCCI corporate vice president and TDP program manager. “Not only do they provide phenomenal customer service day in and day out, but they also make the time to support those who have been injured in the service of their country.” The drive collected more than $7,500 worth of items, including CDs and CD players, DVDs, MP3 players, books For more information on the Walter Reed Army Medical Center, visit www.wramc.amedd.army.mil. ■ New TRICARE Dental Program Premiums he following table lists your TRICARE Dental Program (TDP) monthly premiums for the 2009 benefit year (Feb. 1, 2009–Jan. 31, 2010). The new premium amounts will be deducted from your military pay account or billed directly to you. Visit the TDP Web site at www.TRICAREdentalprogram.com for information regarding payment options. ■ T Active Duty Single Premium (one family member) $12.12 Family Premium (more than one family member) $30.29 Selected Reserve Sponsor-Only Premium Single Premium* (one family member, excluding sponsor) Family Premium (more than one family member, excluding sponsor) Sponsor and Family Premium $12.12 $30.29 $75.73 $87.85 Individual Ready Reserve Sponsor-Only Premium Single Premium* (one family member, excluding sponsor) Family Premium (more than one family member, excluding sponsor) Sponsor and Family Premium $30.29 $30.29 $75.73 $106.02 * If both the sponsor and a single family member are enrolled, the premium due is the total of the sponsor-only premium and the single premium. The Dentist is in … continued from page 1 Oral examinations not only identify dental disease but can help to identify several health conditions not normally associated with the mouth. Symptoms such as bleeding or swollen gums, dry mouth and mouth ulcers can be early indicators of cancer, diabetes, heart or kidney disease, and leukemia. better care of yourself. For example, this time of year you may want to get the flu vaccine, which TRICARE covers based on the recently updated Centers for Disease Control and Prevention guidelines (www.cdc.gov/flu). Being aware of your health status and TRICARE-covered preventive services will help ensure good overall health. Visiting your dentist regularly is vital to achieving good oral health, and oral health is an integral component of overall health. Regular dental examinations also keep you aware of your overall health status, which may lead you to take To learn more about good oral health habits and hygiene, check out the American Dental Association’s oral health articles at www.TRICAREdentalprogram.com under the Dental Health tab. You’ll be glad you did. ■ 2 Issue 3: 2008 Making the TRICARE Dental Program Work for You key part of making wise dental health decisions is understanding how the TRICARE Dental Program (TDP) works and knowing how to make it work for you and your family. A One of the best ways to manage your dental health care while keeping your out-of-pocket costs down is to plan ahead for preventive and restorative care. Here are some tips for planning your dental care. Know What’s Covered The TDP offers all enrollees coverage for a wide array of dental services, including, but not limited to: • Diagnostic and preventive services (exams, cleanings, fluoride treatments, sealants and X-rays) • Restorative services (fillings) The following enrollees have a 30-percent cost-share for endodontic, periodontal and oral surgery services performed stateside: • National Guard and Reserve sponsors in pay grades E-1 to E-4 • Family members whose sponsor is in pay grades E-1 to E-4 All other stateside enrollees have a 40-percent cost-share for these services. Communicate with Your Dentist The American Dental Association® code of ethics states that your dentist should discuss treatments with you. There may be multiple treatment options, and you should actively participate in making decisions regarding your dental care. • Endodontics (root canals) • Periodontics (gum and bone dental services) Take Advantage of Predeterminations The TDP does not cover every dental treatment. For some services, e.g., cosmetic procedures, you pay the whole cost of the treatment. United Concordia Companies, Inc. (UCCI) encourages you to obtain a predetermination for onlays, single crowns, implants, prosthodontics, periodontics, orthdontics and oral surgery services. You or your dentist may submit a predetermination to UCCI, so you will both know before treatment if the service is covered and the anticipated amount of payment from UCCI. Refer to your TRICARE Dental Program Benefit Booklet for a complete list of covered services. Understand Informed Consent • Oral surgery (extractions, biopsies and other surgeries) • Prosthodontics (crowns, bridges and dentures) • Orthodontics (braces) Know Your Cost-Shares Your out-of-pocket costs vary depending on the service and your sponsor’s pay grade. Cost-shares range from zero percent to 50 percent. For example, there is no cost-share for most diagnostic and preventive services, but for more complex services (e.g., implants), there is a 50-percent cost-share. Issue 3: 2008 An informed consent agreement may be initiated by your dentist to ensure that you are aware of proposed treatments and costs. The following two instances show how informed consent affects your out-of-pocket costs: • Hold harmless: The TDP requires that participating dentists “hold harmless” a TDP enrollee if a claim is denied due to necessity. What does this mean? This is best answered in two parts. First, it means that while the service provided is a covered benefit, it was determined not to be a necessary (needed) treatment. Second, it means that the TDP enrollee is not financially responsible for this treatment unless he/she signed a detailed informed consent agreement. The agreement must be specific to the treatment and should include a statement that indicates the TDP enrollee agrees to pay for the service if it is determined not to be a necessary treatment. • Alternative benefit: There are times when a benefit is approved for a professionally acceptable and less costly alternative service instead of the treatment recommended by your dentist. If you decide to receive the more expensive service, your dentist may require that you sign a detailed informed consent agreement, prior to treatment, that specifically identifies the procedure as well as out-ofpocket costs you will incur. This agreement will hold you financially responsible for the difference between the dentist’s fee for the more expensive treatment and UCCI’s allowance for the alternative service. Coordinate Your Benefits If you have other dental insurance in addition to the TDP, notify your dentist before a claim submission. If you submit the claim yourself, notify UCCI of any other dental coverage. Include your other dental plan information on the claim form or call UCCI at 1-800-866-8499 to report other coverage. Upon claim submission, UCCI will coordinate benefits between dental plans. Refer to your TRICARE Dental Program Benefit Booklet for specific benefit coordination information. To access the booklet, go to www.TRICAREdentalprogram.com and select “Forms/Materials” under the Enrollees tab. ■ 3 TRICARE Kids’ Dental Health Fun Page Did you know that …? • Turtles and tortoises have no teeth. • Rabbits, squirrels and rodents have teeth that never stop growing. They gnaw on hard things like bark to wear them down. • One elephant tooth can weigh six pounds or more—as much as a newborn baby! • Children’s baby teeth start forming before they are even born. They begin to appear when a child is about six months old and start to fall out six years later. 1 Healthy Dental Habits Crossword Puzzle 2 3 Do you know how to keep your teeth and gums healthy? Read the clues below and then fill in the answers to uncover tips for keeping your smile healthy and bright. The answers are at the bottom of the puzzle—but try finishing the puzzle before you look! 4 T U 5 S 6 W R 8 7 L Down Across 1. Protects teeth 4. Get a new one of when playing sports these every three months 2. Person who checks your teeth and gums 9 I 3. Freshens breath and may kill germs 8. Protects teeth from tooth decay Answers: Down: 1. mouthguard, 2. dentist, 3. mouthwash, 8. fluoride Across: 4. toothbrush, 5. snacks, 6. water, 7. floss, 9. milk 4 5. Foods eaten between meals 6. Rinse your mouth with this clear liquid 7. Cleans between teeth 9. Drink that comes from cows Issue 3: 2008 Are Dental Sealants Right for Your Child? egular visits to the dentist are important in protecting your child’s smile for years to come. During these visits, the dentist or hygienist will clean your child’s teeth and often provide a fluoride application. Your child’s trip to the dentist may also include the application of dental sealants, an easy way to help prevent cavities. R Here are answers to some common questions about dental sealants: What is a dental sealant? A dental sealant is a plastic material that is applied to the chewing surfaces of the back teeth (molars) to help prevent tooth decay. How does a sealant help prevent tooth decay? The plastic material bonds into the depressions and grooves (or pits and fissures) of the chewing surfaces of the back teeth. The sealant acts as a barrier, protecting the tooth enamel from decay-causing bacteria (or plaque). Thorough brushing and flossing help remove food particles and plaque from smooth surfaces of teeth. But toothbrush bristles cannot reach all the way into the microscopic pits and fissures to extract food and plaque. Sealants protect these vulnerable areas by “sealing out” food and plaque. The first permanent molars erupt in children around age 6, with the second set of permanent molars appearing around age 12. Are sealants hard to apply? Are sealants covered under the TDP? No. In fact, sealants are quick and easy for your dentist to apply. The tooth that will be sealed is cleaned and prepared with a solution to help the plastic material stick to the tooth. The plastic is then “painted” on the tooth, where it hardens. Sealants hold up well under normal chewing and usually last several years before a reapplication is needed. Your dentist will check the condition of the sealants during regular exams and reapply them when necessary. Should my child have sealants applied? According to the Centers for Disease Control and Prevention, 90 percent of children’s cavities occur in teeth that have pits and fissures. Research has shown that dental sealants prevent cavities on teeth with pits and fissures. As a result, it is recommended that sealants be applied on children’s molars shortly after they erupt. Yes, sealants are covered under the TDP on permanent molars through age 18. Sealants for teeth other than permanent molars are not covered. The teeth must be free of decay, with no previous restoration on the mesial, distal or occlusal surfaces. One sealant per tooth is covered in a three-year period, and the cost-share for covered sealants is 20 percent. Ask your dentist if sealants are right for your child. For more information about sealants, please visit the American Dental Association’s Web site at www.ada.org. You can obtain additional information on TDP-covered services by visiting the TDP Web site at www.TRICAREdentalprogram.com or calling the TDP Customer Service Department at 1-800-866-8499. ■ Thumb Sucking May Affect Your Child’s Teeth humb sucking is completely natural and generally not a cause for concern. Babies are naturally born with a sucking reflex that allows them to use bottles or breastfeed. As children grow, they may prefer to suck on a pacifier or their thumb. Children may suck their thumbs for comfort, security or as a way to fall to sleep. T The majority of children will stop sucking their thumbs on their own, generally before their fourth birthday—long before their permanent teeth come in. However, if your child is still thumb sucking once permanent teeth come in, it may affect how the teeth grow or cause them to align incorrectly. Here are some tips that may help your child break the habit: Offer praise, not punishment. Make it a “big deal” any time your child does something without thumb sucking. Issue 3: 2008 Focus on the cause. If your child sucks his or her thumb when scared or feeling insecure, focus on correcting the cause of the anxiety and comfort the child. Give choices. An older child may be more inclined to stop if he or she can choose the method. If you’re still concerned about your child’s thumb sucking, contact your child’s dentist or pediatrician. He or she may prescribe medication with which to coat the thumb or recommend a mouth appliance to make thumb sucking a thing of the past. ■ 5 “Month of the Military Child” Prize Winners United Concordia Companies, Inc. (UCCI) is pleased to announce and congratulate the following winners of the “Month of the Military Child” random drawing in each TRICARE Region. North Ages 11–14 and 15–17 Ages 0–2 First Prize: Joey Railey and Lesley Keaton Second Prize: Darrell Brown and Steven Milligan Third Prize: Hunter Harris and Tyler Neidecker First Prize: Kaden Bomboy Second Prize: Dominic Steven Weiss Third Prize: Maddison Kerr Ages 3–6 First Prize: Cameron Bishop Second Prize: Wyatt Shamblin Third Prize: MacKenzie Patterson Ages 7–10 First Prize: Allisya Wilkerson Second Prize: Lauren Gibbs Third Prize: Kostia Howard Ages 11–14 and 15–17 First Prize: Dustin Q. Ramsey and Marianne Larson Second Prize: Jessica Metz and Kristina Torres Third Prize: Malonna Patterson and Justin Miller West Ages 0–2 First Prize: Mikayla Slomski Second Prize: Nathan Logan Third Prize: Audrey Glick Ages 3–6 First Prize: Dylan Michael Wing Second Prize: Nicholas Childres Third Prize: Makayla Acevedo Ages 7–10 First Prize: James Gray Second Prize: Paige Hargis Third Prize: Joshua Barnett South Ages 11–14 and 15–17 Ages 0–2 First Prize: Kaitlin Kelly and Tom Alicata Second Prize: Samuel Staat and Holly McGinnis Third Prize: John Businsky and Ryan Johnson First Prize: Paul Serpa Second Prize: Kaytlyn Price Third Prize: Hayley Baughman continued on page 7 Ages 3–6 First Prize: Keonagrace Z. Lania Second Prize: Kaylie Crews Third Prize: Adreya Braddy Ages 7–10 First Prize: Katherine Van De Walle Second Prize: Aleksei S. Smith Third Prize: Millani Caballero 6 Issue 3: 2008 “Month of the Military Child” Prize Winners continued from page 6 Europe Ages 7–10 Ages 0–2 First Prize: Han Ul Schardinger Second Prize: Caleed Phipps Third Prize: Kamarin S. DeLarosa First Prize: Ethan Smith Second Prize: Elizabeth Schwerdt Third Prize: Jacob Hernandez Ages 3–6 First Prize: Codey Holloway Second Prize: Alessa Klunk Third Prize: Emma Smith Ages 11–14 and 15–17 First Prize: Deshana A. Perez and Ashleigh Ann Nichole Craig Second Prize: Paul S. Thibodeaux, Jr. and Daniel Groves Third Prize: Joshua Tolentino and Anthony R. Balajadia Ages 7–10 Latin America and Canada First Prize: Amanda Kpodo-Klegeson Second Prize: Joseph Barney Third Prize: Christian Weller Ages 0–2 Ages 11–14 and 15–17 First Prize: Annelise Shrader and Grace Patterson Second Prize: Brittanie Malloy and Alexander Ling Third Prize: Virginia Dean and Katelyn O’Brien Pacific Ages 0–2 First Prize: William Rah Second Prize: Andrew Gerhardt Third Prize: Mark S. Jones Ages 3–6 First Prize: Isaac Ignatius Lund Second Prize: Justice Clark Third Prize: Daviann S. Blas First Prize: River Padgett Second Prize: Maya Karina McGhee Chavez Third Prize: Fabian Andres Marrero Ages 3–6 First Prize: Jailen Bernard LeGrand Second Prize: Caleb Jedrik Bonar Third Prize: Benjermin Sarte Ages 7–10 First Prize: Gizangely Marie Marrero Second Prize: Carly Caudle Third Prize: Nathan Guinn Helm Ages 11–14 and 15–17 First Prize: Abby Butikofer and Rawil Arvelo Second Prize: Jean C. Arvelo and Lindsay Morgan McGhee Third Prize: Michael Lee Helm, Jr. Prizes First prize winners ages 0–2 received a Disney’s Baby Einstein™ Seasons Discovery™ gift set Second prize winners (all ages) received a $50 Army and Air Force Exchange Service (AAFES) Gift Certificate First prize winners ages 3–6 received a VTech® Kidizoom Camera™ Third prize winners (all ages) received a $25 AAFES Gift Certificate First prize winners ages 7–10 received a VTech Touch Tablet™ UCCI thanks everyone who entered this year’s contest. We appreciate your support of our nation, the military family and the TRICARE Dental Program. First prize winners ages 11–14 and 15–17 received an iPod® nano™ Issue 3: 2008 Note: Winners were randomly selected in each TRICARE Region. Any entry submitted with an incorrect region was researched and re-entered in the applicable region to ensure consideration. Winners have been notified by UCCI. ■ 7 TRICARE Dental Program An Excellent Value Generous coverage United Concordia TRICARE Dental Program P.O. Box 69426 Harrisburg, PA 17106-9426 Superior dental health care Decisions are health driven, not insurance driven High satisfaction with care Low out-of-pocket costs Easy access TRICARE Dental Health Matters is published by the TRICARE Management Activity. Please provide feedback at www.tricare.mil/evaluations/feedback. Dental Benefits During TAMP f you are getting out of the military and are eligible for the Transitional Assistance Management Program (TAMP), you are eligible for dental benefits during this 180-day period. You and your eligible family members may be covered under TAMP if you, the sponsor, are: During TAMP, however, dental care provided in military dental treatment facilities is on a space-available basis, and space-available dental care is very limited. • A National Guard or Reserve member separating from a period of active duty that was more than 30 consecutive days in support of a contingency operation; If you remain in the Selected Reserve or Individual Ready Reserve, you and your family may be eligible to enroll in the TRICARE Dental Program (TDP). There is a 12-month service commitment for new TDP enrollments. • Separating from active duty following involuntary retention (stop-loss) in support of a contingency operation ; or I When you’re on terminal leave, you continue to receive your active duty dental benefits until your terminal leave ends. Family members enrolled in the TDP pay active duty family member premiums and continue to receive the benefits during the terminal leave period. • Involuntarily separating from active duty under honorable conditions; • Separating from active duty following a voluntary agreement to stay on active duty for less than one year in support of a contingency operation. To learn more, visit the TDP Web site at www.TRICAREdentalprogram.com. ■ Remember to Get Your Flu Shot With flu season under way, now is the time to get vaccinated. TRICARE covers flu vaccines based on the Centers for Disease Control and Prevention’s (CDC’s) current flu season guidelines. According to the CDC, all persons, including school-aged children, who want to reduce the risk of becoming ill with the flu or transmitting it to others should be vaccinated. For more information on flu season guidelines, visit the CDC Web site at www.cdc.gov/flu. ■ 8 Issue 3: 2008
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