Mortgage Bankers’ Financial Reporting Form
Fannie Mae Form 1002 / Freddie Mac Form 1055
Ginnie Mae Form HUD 11750
Reporting Period: Second Quarter 2016
Data for the Period Ending:
This form was generated on October 3, 2016 by WebMB (http://www.mbfrf.org) for . This copy
of the form is for informational uses only. Please submit your MBFRF online by using the
“Submit Form” option.
Information
Address . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Address(2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
City . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
State . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . AL
Zip Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12345
Website . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . http://www.test.com/
FHA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9999005493
Company Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Direct Sub of a Bank
Independent Auditing Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Contact Information
Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Position . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Phone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (443) 555-1212
Email . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . [email protected]
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule A: Assets
Cash and Cash Equivalents, Unrestricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cash and Cash Equivalents, Restricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Securities Held to Maturity, at Amortized Cost . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Securities Held to Maturity, at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Securities Available for Sale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Trading Account Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reverse Repurchase Agreements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Receivables from Unrelated Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Mortgage Loans Held for Sale (HFS), at Lower of Cost or Market (LOCOM) . . . . . . . . . . . .
Mortgage Loans Held for Sale (HFS), at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Mortgage Loans Held for Investment (HFI), at Amortized Cost . . . . . . . . . . . . . . . . . . . . . . . .
Mortgage Loans Held for Investment (HFI), at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Financial Instrument Assets, at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Non-Mortgage Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Real Estate Owned, at Net Realizable Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Investment in Joint Ventures, Partnerships, and Other Entities . . . . . . . . . . . . . . . . . . . . . . . . .
Other Real Estate Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net Mortgage Servicing Rights . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reserve for Other Losses Contra . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Property, Equipment, Leasehold, Net of Accum. Depreciation . . . . . . . . . . . . . . . . . . . . . . . . . .
Receivables from Related Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Deferred Tax Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Goodwill and Other Intangible Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Derivative Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
MEMO: Escrow Funds (Held in Trust for Investors or Mortgagors) . . . . . . . . . . . . . . . . . . . . .
MEMO: Capitalized Hardware and Other Telecommunications Property and Equipment . .
MEMO: Capitalized Software . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
MEMO: Watercraft . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
MEMO: Aircraft . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
A010
A020
A030
A032
A034
A036
A040
A050
A060
A062
A064
A066
A070
A080
A090
A100
A110
A160
A170
A180
A190
A200
A210
A220
A230
A240
A250
A260
A262
A264
A266
Page 1 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule A-030: Securities
Held to
Maturity At Held to
Amortized Maturity At
Cost
Fair Value
Available
for Sale
Trading
Account
Investment-Grade Securities
Agency MBS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Non-Agency MBS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Commercial MBS Investment Grade . . . . . . . . . . . . . .
Non-Mortgage ABS Investment Grade . . . . . . . . . . . .
Obligations of Government Sponsored Enterprise .
U.S. Treasury Obligations . . . . . . . . . . . . . . . . . . . . . . . .
Other Securities Investment Grade . . . . . . . . . . . . . . .
Total Investment-Grade Securities . . . . . . . . . . . . . . . .
Non-Investment Grade Securities
Non-Agency MBS Non-Investment Grade . . . . . . . .
Principal Only Securities Non-Investment Grade .
Interest Only Strips Non-Investment Grade . . . . . .
Commercial MBS Non-Investment Grade . . . . . . . . .
Debt Securities Non-Investment Grade . . . . . . . . . . .
Other Securities Non-Investment Grade . . . . . . . . . .
Total Non-Investment Grade Securities . . . . . . . . . . .
Non-Rated Retained Interests . . . . . . . . . . . . . . . . . . . .
Other Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Unamortized Deferred Fees and Costs, if Not Included Above . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
A030A
A032A
A034A
A036A
A030B
A032B
A034B
A035B
A030C
A032C
A034C
A036C
A030D
A032D
A034D
A036D
A030E
A032E
A034E
A036E
A030F
A032F
A034F
A036F
A030G
A032G
A034G
A036G
A030H
A032H
A034H
A036H
A030L
A032L
A034L
A036L
A030M
A032M
A034M
A036M
A030N
A032N
A034N
A036N
A030O
A032O
A034O
A036O
A030P
A032P
A033P
A036P
A030Q
A032Q
A034Q
A036Q
A030R
A032R
A034R
A036R
A030S
A032S
A034S
A036S
A030U
A032U
A034U
A036U
A030V
A032V
A034V
A036V
A032T
A034T
A036T
A030W
A030T
Page 2 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule A-060: Mortgage Loans Held
for Sale and Held for Investment, UPB
HFS, at
LOCOM
HFS, at
Fair Value
HFI, at
Amortized HFI, at Fair
Value
Cost
Residential First Mortgages (1-4 Unit)
Government (FHA/ VA/ RHS) Fixed . . . . . . . . . . . .
Government (FHA/ VA/ RHS) ARM . . . . . . . . . . . .
Prime Conforming Fixed . . . . . . . . . . . . . . . . . . . . . . . . .
Prime Conforming ARM . . . . . . . . . . . . . . . . . . . . . . . . .
Prime Non-Conforming (Jumbo) Fixed . . . . . . . . . . .
Prime Non-Conforming (Jumbo) ARM . . . . . . . . . . .
Other Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Residential First Mortgage Loans . . . . . . . . . .
A060A
A062A
A064A
A066A
A060B
A062B
A064B
A066B
A060C
A062C
A064C
A066C
A060D
A062D
A064D
A066D
A060E
A062E
A064E
A066E
A060F
A062F
A064F
A066F
A060G
A062G
A064G
A066G
A060H
A062H
A064H
A066H
A060I
A062I
A064I
A066I
A060L
A062L
A064L
A066L
A060M
A062M
A064M
A066M
A060N
A062N
A064N
A066N
A060O
A062O
A064O
A066O
A060P
A062P
A064P
A066P
A060Q
A062Q
A064Q
A066Q
A060R
A062R
A064R
A066R
A060V
A062V
A064V
A066V
A060W
A062W
A064W
A066W
Other Mortgages
Closed-End Second Mortgages . . . . . . . . . . . . . . . . . . .
Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Construction and Land Development Loans . . . . . .
Multifamily Loans Agency . . . . . . . . . . . . . . . . . . . . . . .
Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . .
Other Mortgage Loans . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Mortgage Loans, UPB (before adjustments)
Adjustments
Fair Value Adjustments for Loans Held For Sale (for
FAS 159) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(Discount)/ Premium on Loans Contra . . . . . . . . . . .
Other Deferred Fees on Loans Contra . . . . . . . . . . . .
October 3, 2016
A062X
A066X
A060Y
A064Y
A060Z
A064Z
Page 3 of 33
Mortgage Bankers’ Financial Reporting Form
Deferred Costs on Loans Contra . . . . . . . . . . . . . . . . . .
Basis Adjustments from Hedging . . . . . . . . . . . . . . . . .
Other Basis Adjustments . . . . . . . . . . . . . . . . . . . . . . . . .
Accum Amort. of Discounts/ Premiums Deferred
Fees & Cost, and Basis Adjustments . . . . . . . . . . . . .
LOCOM Valuation Allowance Contra . . . . . . . . . . . .
Second Quarter 2016
A060AA
A064AA
A060AB
A064AB
A060AC
A064AC
A064AD
A060AE
Reserve For Credit Losses On Loans Held For Investment at Amortized Cost . . . . . . . . . . . . . . . . . . . . .
Total Adjustments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Mortgage Loan, UPB (after adjustments) . .
MEMO: UPB of Loans Included in Total Mortgage
Loans (before Adjustments) that are Accounted for
as Financings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
MEMO: UPB of Loans Included in Total Mortgage Loans (before Adjustments) that are on NonAccrual Status / Non Interest Earning . . . . . . . . . . .
October 3, 2016
A064AF
A060AG
A062AG
A064AG
A066AG
A060T
A062T
A064T
A066T
A060AH
A062AH
A064AH
A066AH
A060AI
A062AI
A064AI
A066AI
Page 4 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule A-090: Real Estate Owned
Real Estate Owned, at Cost . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Valuation Allowance Contra . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Real Estate Owned at Net Realizable Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
A090A
A090B
A090T
Page 5 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule A-120R: Rollforward of Mortgage Servicing Rights (MSRs)
Rollforward of Amortized MSRs (excluding Valuation Allowance)
Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Additions: from Transfers of Financial Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Additions: From Purchases and Other Assumptions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Disposals: Sales and Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Amortization (must be negative) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Than Temporary Impairment (OTTI) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Basis Adjustments from Net Hedging Activity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Rollforward of MSR Valuation Allowance
Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Change in Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Amortized MSRs, Net of Valuation Allowance, at End of Period . . . . . . . . . . . . . . . . . .
MEMO: Fair Value of Amortized MSRs at End Of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Rollforward of Fair Value MSRs
Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Remeasurement of MSRs to Fair Value upon Adoption of FAS 156 . . . . . . . . . . . . . . . . . . . . .
Additions: from Transfers of Financial Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Additions: from Purchases and Other Assumptions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reductions: from MSRs Sold . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Change in Value Due to Realization of Cash Flows . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Change in Value Due to Market And Model Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total MSRs at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
A120A
A120B
A120C
A120D
A120E
A120F
A120G
A120H
A120T
A120P
A130A
A130B
A130T
A130P
A140T
A130E
A150A
A150B
A150C
A150D
A150E
A150F
A150G
A150H
A150T
A150P
A160T
Page 6 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule A-220-B-180: Derivatives
Derivative
Assets
Interest Rate Lock Commitments (IRLCs) . . . . . . . . . . . . . . . . . . . . . . . .
Other Loan Commitments Classified as Derivatives . . . . . . . . . . . . . . .
Derivatives Designated as Hedges of Funded Loans . . . . . . . . . . . . . . .
Derivatives Designated as Hedges of MSRs . . . . . . . . . . . . . . . . . . . . . . .
Derivatives Designated As Hedges Other . . . . . . . . . . . . . . . . . . . . . . . . . .
Derivatives Not Designated as Hedges . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Derivatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
MEMO: UPB of IRLCs before Fallout Adjustments . . . . . . . . . . . . . . .
MEMO: UPB of IRLCs after Fallout Adjustments . . . . . . . . . . . . . . . .
October 3, 2016
Derivative
Liabilities
A220A
B180A
A220B
B180B
A220C
B180C
A220D
B180D
A220E
B180E
A220F
B180F
A220T
B180T
A220G
B180G
A220H
B180H
Page 7 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule A-230: Other Assets
Securities Borrowed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Accrued Interest Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Accounts Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
P&I, T&I, and Foreclosure Advances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Advances Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Foreclosure Claims Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Current Income Taxes Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Assets Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Assets Other as Percentage of Total Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
A230A
A230B
A230C
A230D
A230E
A230F
A230G
A230H
A230I
Explanation of Amounts in ”Other Assets Other”
A230J
Total Other Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
A230T
Page 8 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule B: Liabilities and Equity
Liabilities
Outstanding Balance on Debt Facilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Collateralized Mortgage Debt Relating to Financings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Collateralized Mortgage Debt Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Trust Preferred Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Advances from Federal Home Loan Banks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Commercial Paper . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Short-Term Payables to Related Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Short-Term Notes Payable to Unrelated Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Accrued Expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Estimated Future Loss Liability (Recourse) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Short-term Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Long-Term Liabilities to Related Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Long-Term Liabilities to Unrelated Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Servicing Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Guaranty Liabilities under FIN 45 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Financial Instrument Liabilities, at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Derivative Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Taxes Payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Deferred Tax Liability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Repurchase Reserves . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Minority Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Subordinated Debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Owners’ Equity
For Corporations:
Preferred Stock, Issued and Outstanding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Common Stock, Issued and Outstanding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Additional Paid-In Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Retained Earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Treasury Stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Comprehensive Income (OCI) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Noncontrolling Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
For Partnerships and Sole Proprietorships:
October 3, 2016
B010
B020
B030
B040
B050
B060
B070
B080
B090
B100
B110
B120
B130
B140
B150
B160
B170
B180
B190
B200
B210
B220
B230
B240
B250
B260
B270
B280
B290
B300
B310
Page 9 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
General Partners’ Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
For Partnerships:
Limited Partners’ Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Members’ Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
For All Companies:
Total Equity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Liabilities and Equity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
B320
B330
B340
B350
B360
Page 10 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule B-350R: Equity Rollforward
Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net Income / (Loss) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Issuance of New Stock or Conversions of Preferred to Common . . . . . . . . . . . . . . . . . . . . . . . . .
Stock Repurchases . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Capital Contributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
OCI: Unrealized Gains (Losses) from Assets Available-for-Sale . . . . . . . . . . . . . . . . . . . . . . . . .
OCI: Unrealized Gains (Losses) from Derivatives Designated as Cash Flow Hedges . . . . . . .
OCI: Other Changes in OCI . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cumulative Effect from Adoption of FAS 156 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cumulative Effect from Adoption of FAS 159 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cumulative Effect Adjustments to Retained Earnings Other . . . . . . . . . . . . . . . . . . . . . . . . . . .
Dividends/ Distributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Changes in the carrying amount of Noncontrolling Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Equity Adjustments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
B350A
B350B
B350C
B350D
B350E
B350F
B350G
B350H
B350I
B350J
B350K
B350L
B350M
B350N
B350T
B350P
Page 11 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule C: Income
1-4 Unit Residential
Only
Origination
Warehousing, and
Secondary
Marketing
Total
NET INTEREST INCOME
Interest Income
Warehousing Interest Income from
Loans Held For Sale Residential and
Multifamily/ Commercial . . . . . . . . . .
Interest Income on Loans Held for Investment . . . . . . . . . . . . . . . . . . . . . . . . . . .
Interest Income from Securities Held
to Maturity . . . . . . . . . . . . . . . . . . . . . . . .
Interest Income from Securities Available for Sale . . . . . . . . . . . . . . . . . . . . . . .
Interest Income from Trading Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Interest Income . . . . . . . . . . . . . .
Recognition of Yield Adjustment . . .
Servicing-Related/ Escrow Interest
Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
C010
Servicing
Residential
Portfolio
ManageMultifamily/ ment and
Commercial All Other
C010
C010
C020
C020
C020
C030
C030
C030
C040
C040
C040
C050
C050
C050
C060
C060
C070
C070
C060
C060
C070
C070
C080
C060
C080
C080
Mortgage Bankers’ Financial Reporting Form
Origination Fees . . . . . . . . . . . . . . . . . . .
Fees Received from Correspondents
and Brokers . . . . . . . . . . . . . . . . . . . . . . . .
Broker Fees Received on Loans Brokered Out . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Originations-Related Income .
Contra: Above Amounts Reclassified
as Gain on Sale or Deferred (under
FAS 91) . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total
Origination-Related
NonInterest Income . . . . . . . . . . . . . . . . . . . .
Second Quarter 2016
C210
C210
C210
C220
C220
C220
C230
C230
C230
C240
C240
C240
C250
C250
C250
C260
C260
C260
C300
C300
C310
C310
C320
C320
C330
C330
C330
C340
C340
C340
C350
C350
C350
C360
C360
C360
C370
C370
C370
C380
C380
C380
C390
C390
C390
C400
C400
C400
C410
C410
C410
C420
C420
C420
C430
C430
C430
C440
C440
C440
C450
C450
C450
Secondary Marketing Gains/ (Losses) On Sale
Gain (Loss) on Loans/ MBS Sold
with Servicing Retained (excluding
capitalized servicing) . . . . . . . . . . . . . . .
C300
Capitalized Servicing On Loans/
MBS Sold with Servicing Retained .
C310
Gain (Loss) on Loans/ MBS Sold
with Servicing Released (excluding
servicing released premiums) . . . . . . .
C320
Servicing Released Premiums on
Loans/ MBS Sold with Servicing Released . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Fees Paid to Brokers . . . . . . . . . . . . . . .
Direct Fees Reclassified as Gain on
Sale in Accordance with FAS 91 . . . .
Direct Expenses Reclassified as Gain
on Sale in Accordance with FAS 91
Recognition of Retained Interests) . .
Pair-Off Expenses and Other Hedge
Costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Provision for Repurchase (EPD,
FPD, etc.) Reserve . . . . . . . . . . . . . . . .
LOCOM Adjustments on Loans Held
for Sale . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Income Relating to Interest Rate
Lock Commitments (IRLCs) . . . . . . .
Gains/ (Losses) on Derivatives Used
to Hedge Interest Rate Locks and
Loans Held for Sale . . . . . . . . . . . . . . . .
Gains/ (Losses) on Changes in Fair
Value of Loans Held for Sale . . . . . . .
Other Secondary Marketing Gains
(Losses) . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net Secondary Marketing Income
Gain/ (Loss) on Sale . . . . . . . . . . . . . . .
Servicing-Related Non-Interest Income
Servicing Fees, First Mortgages . . . .
Servicing Fees, Second Mortgages,
Reverse Mortgages, Other . . . . . . . . . .
October 3, 2016
C500
C500
C500
C510
C510
C510
C510
Page 13 of 33
Mortgage Bankers’ Financial Reporting Form
Subservicing Fees Earned (including
intercompany subservicing fees) . . . .
Subservicing Fees Intracompany
Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Late Fees and Other Ancillary Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Amortization of Mortgage Servicing
Rights . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Than Temporary Impairment
of MSRs . . . . . . . . . . . . . . . . . . . . . . . . . . .
Changes in MSR Valuation Allowance
(+/ -) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Change in MSR Value Due to Realization of Cash Flows (+/ -) . . . . . . .
Change in MSR Value Due to Market
and Model Changes (+/ -) . . . . . . . . .
Gains(Losses) on Derivatives Used to
Hedge MSRs (+/ -) . . . . . . . . . . . . . . . .
Other Changes in MSR Value (+/ -)
Net Gain (Loss) on Bulk Sales of Servicing Rights . . . . . . . . . . . . . . . . . . . . . . .
Net Gain (Loss) from Sale of REO .
Other Servicing-Related Income . . . .
Total Servicing-Related Non-Interest
Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Non-Interest Income
Provision for Credit Losses on Loans
Held For Investment . . . . . . . . . . . . . . .
Other Than Temporary Impairment
(not MSR-Related) & Other Credit
Related Losses . . . . . . . . . . . . . . . . . . . . .
Net Gain (Loss) from Sale of Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Unrealized Gains/ (Losses) on Trading Securities . . . . . . . . . . . . . . . . . . . . . .
Gains (Losses) on Other Derivatives
or Other Financial Instruments . . . .
Gains/ (Losses) on Changes in Fair
Value of Loans Held for Investment
Pre-Tax Income/ (Loss) from Investments in JVs, Partnerships, and
Other Entities . . . . . . . . . . . . . . . . . . . . .
Other Non-Interest Income . . . . . . . . .
Total Other Non-Interest Income . . .
Total Gross Income . . . . . . . . . . . . . . . .
October 3, 2016
Second Quarter 2016
C520
C520
C520
C520
C530
C530
C530
C530
C540
C540
C540
C540
C550
C550
C550
C560
C560
C560
C570
C570
C570
C580
C580
C580
C590
C590
C590
C600
C600
C600
C610
C610
C610
C620
C620
C620
C630
C630
C630
C640
C640
C640
C650
C650
C650
C650
C700
C700
C700
C710
C710
C710
C720
C720
C730
C730
C740
C740
C750
C750
C720
C720
C720
C730
C740
C740
C740
C750
C630
C760
C760
C760
C760
C760
C770
C770
C770
C770
C770
C780
C780
C780
C780
C780
C800
C800
C800
C800
C800
Page 14 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule CF: Selected Cash Flow Data
Net Cash (Used)/ Provided by Operating Activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cash Flows from Investing Activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cash Flows from Financing Activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Increase/ (Decrease) in Cash . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
CF010
CF020
CF030
CF040
Page 15 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule D: Non-Interest Expenses and Net Income
1-4 Unit Residential
Only
Origination
Warehousing, and
Secondary
Marketing
Total
Servicing
Residential
Portfolio
ManageMultifamily/ ment and
Commercial All Other
Personnel Compensation (Non-Corporate)
Origination, Secondary Marketing and Warehousing Personnel
Loan Production . . . . . . . . . . . . . . . . . . .
Loan Origination . . . . . . . . . . . . . . . . . . .
Warehousing and Secondary Marketing Personnel . . . . . . . . . . . . . . . . . . . . . .
Post-Close and Other Production
Support Staff . . . . . . . . . . . . . . . . . . . . . .
Origination-Related
Management
and Directors . . . . . . . . . . . . . . . . . . . . . .
Other Origination-Related Personnel
Total Origination Compensation . . .
Servicing Personnel
Servicing-Related Management and
Directors . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Servicing-Related Personnel .
Total Servicing Compensation . . . . . .
D010
D010
D020
D020
D030
D030
D040
D040
D050
D050
D050
D060
D060
D060
D060
D070
D070
D070
D070
D080
D080
D080
D090
D090
D090
D100
D100
D100
Other Personnel
Other Personnel . . . . . . . . . . . . . . . . . . . .
Contra: Direct Personnel Expenses
Reclassified as Gain on Sale or Deferred in Accordance with FAS 91 . .
Total Non-Corporate Compensation
MEMO: Amount of Direct Compensation Related to Temporary / Contractor Personnel . . . . . . . . . . . . . . . . . . .
Other Personnel Expenses
Employee Benefits (including Education and Training) . . . . . . . . . . . . . . . . .
Other Personnel Expenses . . . . . . . . . .
Total Other Personnel Expenses . . . .
October 3, 2016
D110
D110
D120
D120
D120
D120
D130
D130
D130
D130
D130
D140
D140
D140
D140
D140
D150
D150
D150
D150
D150
D160
D160
D160
D160
D160
D170
D170
D170
D170
D170
Page 16 of 33
Mortgage Bankers’ Financial Reporting Form
Total Personnel Expenses . . . . . . . . . .
Occupancy and Equipment (including depreciation) . . . . . . . . . . . . . . . . . . .
Technology-Related Expenses (including depreciation) . . . . . . . . . . . . . . .
Outsourcing Fees . . . . . . . . . . . . . . . . . . .
Professional Fees, Including Consulting/ Advisory/ Legal . . . . . . . . . . . . . . .
Subservicing Fees Paid Including Intercompany Subservicing Fees Paid .
Unreimbursed Servicing Expenses for
Foreclosure and REO . . . . . . . . . . . . . .
Changes in REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Provision For Other Losses . . . . . . . . .
All Other Non-Interest Expenses . . .
Contra: Direct Operating Expenses
Reclassified as Gain On Sale or Deferred in Accordance with FAS 91 . .
Total - Other Non-Interest Expenses
Total Gross Non-Interest Expenses
(before Corporate Allocation) . . . . . .
Net Income (Loss) before Corporate
Allocations and Minority Interest . .
Second Quarter 2016
D180
D180
D180
D180
D180
D200
D200
D200
D200
D200
D210
D210
D210
D210
D210
D220
D220
D220
D220
D220
D230
D230
D230
D230
D230
D240
D240
D240
D240
D240
D250
D250
D250
D250
D260
D260
D270
D270
D280
D260
D260
D270
D270
D270
D280
D280
D280
D280
D290
D290
D290
D290
D290
D300
D300
D300
D300
D300
D310
D310
D310
D310
D310
D320
D320
D320
D320
D320
Corporate Administration/ Overhead Allocations
Corporate Management . . . . . . . . . . . .
Corporate Technology Charges . . . . .
Goodwill Impairment . . . . . . . . . . . . . .
Other Corporate Expenses or Allocations not Included Above . . . . . . . . . . .
Total Corporate Administration/ Allocation . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Gross Non-Interest Expenses
(After Corporate Allocation) . . . . . . .
D400
D410
D420
D430
D440
D500
Income Taxes, Non-recurring Items, and Minority Interest
Income (Loss) . . . . . . . . . . . . . . . . . . . . . .
Income Taxes . . . . . . . . . . . . . . . . . . . . . .
Net Income (Loss) before Nonrecurring Items & Minority Interest . . . . .
Nonrecurring Items . . . . . . . . . . . . . . . .
Net Income (Loss) before Minority Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
D510
D520
D530
D540
D550
Page 17 of 33
Mortgage Bankers’ Financial Reporting Form
Minority Interest . . . . . . . . . . . . . . . . . . .
Net Income (Loss) after Corporate
Allocations and Minority Interest . .
October 3, 2016
Second Quarter 2016
D560
D600
Page 18 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule H: Average Number of
Full-Time Equivalent (FTE) Employees
1-4 Unit Residential
Only
Origination
Warehousing, and
Secondary
Marketing
Total
Origination Employees
Loan Production Officers (Sales Employees) . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Loan Origination Fulfillment/ NonSales Employees . . . . . . . . . . . . . . . . . . . .
Warehousing and Marketing Employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Post-Close and Production Support
Staff . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Origination-Related
Management
and Directors . . . . . . . . . . . . . . . . . . . . . .
Other Origination-Related Personnel
Total Origination Employees . . . . . . .
Servicing Employees
Servicing-Related Management and
Directors . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Servicing-Related Personnel .
Total Servicing Employees . . . . . . . . .
Other Employees . . . . . . . . . . . . . . . . . . .
Total Employees (before Corporate
Personnel) . . . . . . . . . . . . . . . . . . . . . . . . .
MEMO: Number of Employees Included Above Related to Temporary
/ Contractor Personnel . . . . . . . . . . . . .
Corporate Administration/ Overhead
Employees . . . . . . . . . . . . . . . . . . . . . . . . .
Total Full-Time Equivalent Employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
Servicing
Residential
Portfolio
ManageMultifamily/ ment and
Commercial All Other
H010
H010
H020
H020
H030
H030
H040
H040
H050
H050
H050
H060
H060
H060
H060
H070
H070
H070
H070
H080
H080
H080
H090
H090
H090
H100
H100
H100
H110
H110
H110
H110
H110
H130
H130
H130
H130
H130
H140
H140
H140
H140
H140
H150
H160
Page 19 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule I: Loan Originations
Average
Loan
UPB($000) Loan Count Size($000)
Residential First Mortgages (1-4 Unit)
Government (FHA/ VA/ RHS) Fixed . . . . . . . . . . . .
Government (FHA/ VA/ RHS) ARM . . . . . . . . . . . .
Prime Conforming Fixed . . . . . . . . . . . . . . . . . . . . . . . . .
Prime Conforming ARM . . . . . . . . . . . . . . . . . . . . . . . . .
Prime Non-Conforming (Jumbo) Fixed . . . . . . . . . . .
Prime Non-Conforming (Jumbo) ARM . . . . . . . . . . .
Other Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Residential First Mortgages . . . . . . . . . . . . . . . .
I010
I010
I010
I020
I020
I020
I030
I030
I030
I040
I040
I040
I050
I050
I050
I060
I060
I060
I070
I070
I070
I080
I080
I080
I100
I100
I100
I110
I110
I110
I120
I120
I120
I130
I130
I130
I140
I140
I140
I150
I150
I150
I160
I160
I160
I170
I170
I170
I180
I180
I180
I200
I200
I200
I210
I210
I210
I220
I220
I220
I230
I230
I230
I240
I240
I240
Other Mortgages
Closed-End Second Mortgages . . . . . . . . . . . . . . . . . . .
Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Construction and Land Development Loans, 1-4
Unit Residential . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Multifamily LoansAgency . . . . . . . . . . . . . . . . . . . . . . . .
Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . .
Other Mortgage Loans . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Mortgage Loans Originated . . . . . . . . . . . . . . . .
Retail . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Wholesale Correspondent . . . . . . . . . . . . . . . . . . . . . . . .
Wholesale Broker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Residential Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
Page 20 of 33
Mortgage Bankers’ Financial Reporting Form
Fixed Rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Residential Volume . . . . . . . . . . . . . . . . . . .
Jumbo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Non-Jumbo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Alt Doc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Full Doc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Not Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Not Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Loans with Prepayment Penalties . . . . . . . . . . . . . . . .
Loans without Prepayment Penalties . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Purchase . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Refinance Rate-Term . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Refinance Cash-Out Refinances . . . . . . . . . . . . . . . . . .
Refinance Restructure . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Refinance Other/ Unknown . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Owner-Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Non-Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
Second Quarter 2016
I250
I250
I250
I251
I251
I251
I259
I259
I259
I260
I260
I260
I261
I261
I261
I269
I269
I269
I270
I270
I270
I271
I271
I271
I279
I279
I279
I280
I280
I280
I281
I281
I281
I289
I289
I289
I290
I290
I290
I291
I291
I291
I299
I299
I299
I300
I300
I300
I301
I301
I301
I309
I309
I309
I310
I310
I310
I311
I311
I311
I312
I312
I312
I313
I313
I313
I314
I314
I314
I319
I319
I319
I320
I320
I320
I321
I321
I321
Page 21 of 33
Mortgage Bankers’ Financial Reporting Form
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Loans with Private Mortgage Insurance . . . . . . . . . .
Loans without Private Mortgage Insurance . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Loans with Piggyback Seconds or Funded HELOCs
Loans without Piggyback Seconds or Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Second Quarter 2016
I329
I329
I329
I330
I330
I330
I331
I331
I331
I339
I339
I339
I340
I340
I340
I341
I341
I341
I349
I349
I349
I350
I350
I350
I351
I351
I351
I352
I352
I352
I353
I353
I353
I354
I354
I354
I359
I359
I359
First Mortgage Borrower’s FICO Score Distribution
Equals 600 or less . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Greater than 600 but less than or equal to 650 . . .
Greater than 650 but less than or equal to 700 . . .
Greater than 700 but less than or equal to 750 . . .
Greater than 750 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Average
Average FICO Score for First Mortgage Borrowers
(simple average based on loan count) . . . . . . . . . . . . .
I360
Average FICO Score for Second and HELOC Mortgage Borrowers (simple average based on loan
count) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I365
First Mortgage Loan-to-Value (LTV) Distribution
Equals 60% or less . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Greater than 60% but less than or equal to 70% . .
Greater than 70% but less than or equal to 80% . .
Greater than 80% but less than or equal to 90% . .
Greater than 90% but less than or equal to 100% .
Greater than 100% . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
I370
I370
I370
I371
I371
I371
I372
I372
I372
I373
I373
I373
I374
I374
I374
I375
I375
I375
I379
I379
I379
Page 22 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Wtd.
Average
Weighted Average LTV on First Mortgages Only
(enter two-decimal figure, e.g., 87.65 for 87.65%
weighted LTV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I380
Weighted Average CLTV Combined First and Second Mortgages (enter two-decimal figure, e.g., 87.65
for 87.65% weighted CLTV) . . . . . . . . . . . . . . . . . . . . . .
I385
Weighted Average Coupon at Origination on First
Mortgages Only (enter two-decimal figure, e.g., 6.78
for 6.775%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
First Mortgage Residential Loans Sold by Investor Type
Production Sold to Secondary Market Agencies
(Fannie, Freddie, Ginnie) . . . . . . . . . . . . . . . . . . . . . . . . .
Production Sold to Others (Non-Affiliate) . . . . . . . .
Production Sold to Others (Affiliate) . . . . . . . . . . . . .
Production Kept in Portfolio/ Held for Investment
Production Sold through Non-Agency Securitizations with Sale Treatment . . . . . . . . . . . . . . . . . . . . . . . .
Production Sold through Non-Agency Securitizations without Sale Treatment . . . . . . . . . . . . . . . . . . . .
Total 1 4 Unit Residential Loans Sold this Period
Production Sold Servicing Released . . . . . . . . . . . . . .
Production Brokered Out . . . . . . . . . . . . . . . . . . . . . . . .
I390
I400
I400
I400
I401
I401
I401
I402
I402
I402
I403
I403
I403
I404
I404
I404
I405
I405
I405
I409
I409
I409
I410
I410
I410
I420
I420
I420
Ratio
Pull-Through Ratio (enter two-decimal figure, e.g.,
67.55 for 67.54%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Multifamily/ Commercial Loans Sold This Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I430
I440
I440
I440
Warehouse Period
Days
Average Days in Warehouse1-4 Unit Residential
Mortgages Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I450
Average Days in WarehouseMultifamily Loans . . . .
I455
Average Days in WarehouseCommercial Mortgage
Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Production Warehoused in Excess of 90 Days as of
Period End1-4 Unit Residential Mortgages Only . .
October 3, 2016
I456
I460
I460
I460
Page 23 of 33
Schedule K: Debt Facilities
Facility Provider
Name
Facility
Provided
by Affiliate
Facility Type
Outstanding
Borrowings
($000)
Credit Facility
Limit ($000)
Committed
($000)
Uncommitted
($000)
Wtd Avg
Advance Rate
TNW
Requirements
($000)
Covenant
Violations
Waiver for
Violation
Facility
Expiration
Date
Facility #1
Facility #2
Facility #3
Facility #4
Facility #5
Facility #6
Facility #7
Facility #8
Facility #9
Facility #10
Total Other
Facilities
K010A
K020A
K030A
K040A
K050A
K060A
K070A
K080A
K090A
K100A
K110A
K010B
K020B
K030B
K040B
K050B
K060B
K070B
K080B
K090B
K100B
K110B
K120A
K120B
K010C
K020C
K030C
K040C
K050C
K060C
K070C
K080C
K090C
K100C
K110C
K120C
K010D
K020D
K030D
K040D
K050D
K060D
K070D
K080D
K090D
K100D
K110D
K120D
K010E
K020E
K030E
K040E
K050E
K060E
K070E
K080E
K090E
K100E
K110E
K120E
K010F
K020F
K030F
K040F
K050F
K060F
K070F
K080F
K090F
K100F
K110F
K120F
K010G
K020G
K030G
K040G
K050G
K060G
K070G
K080G
K090G
K100G
K110G
K120G
K010H
K020H
K030H
K040H
K050H
K060H
K070H
K080H
K090H
K100H
K110H
K120H
K010I
K020I
K030I
K040I
K050I
K060I
K070I
K080I
K090I
K100I
K110I
K120I
K010J
K020J
K030J
K040J
K050J
K060J
K070J
K080J
K090J
K100J
K110J
K120J
K040K
K050K
K060K
K070K
K040T
K050T
K060T
K070T
Total
MEMO: Total
Number of
Facilities
K130T
Schedule K: Servicing Facilities
Facility Provider
Name
Facility
Provided
by Affiliate
Facility Type
Outstanding
Borrowings
($000)
Credit Facility
Limit ($000)
Committed
($000)
Uncommitted
($000)
Wtd Avg
Advance Rate
TNW
Requirements
($000)
Covenant
Violations
Waiver for
Violation
Facility
Expiration
Date
Facility #1
Facility #2
Facility #3
Facility #4
Facility #5
Facility #6
Facility #7
Facility #8
Facility #9
Facility #10
Total Other
Facilities
K210A
K220A
K230A
K240A
K250A
K260A
K270A
K280A
K290A
K300A
K310A
K210B
K220B
K230B
K240B
K250B
K260B
K270B
K280B
K290B
K300B
K310B
K320B
K210C
K220C
K230C
K240C
K250C
K260C
K270C
K280C
K290C
K300C
K310C
K320C
K210D
K220D
K230D
K240D
K250D
K260D
K270D
K280D
K290D
K300D
K310D
K320D
K210E
K220E
K230E
K240E
K250E
K260E
K270E
K280E
K290E
K300E
K310E
K320E
K210F
K220F
K230F
K240F
K250F
K260F
K270F
K280F
K290F
K300F
K310F
K320F
K210G
K220G
K230G
K240G
K250G
K260G
K270G
K280G
K290G
K300G
K310G
K320G
K210H
K220H
K230H
K240H
K250H
K260H
K270H
K280H
K290H
K300H
K310H
K320H
K210I
K220I
K230I
K240I
K250I
K260I
K270I
K280I
K290I
K300I
K310I
K320I
K210J
K220J
K230J
K240J
K250J
K260J
K270J
K280J
K290J
K300J
K310J
K320J
K240K
K250K
K260K
K270K
K240T
K250T
K260T
K270T
Total
MEMO: Total
Number of
Facilities
MEMO: Unused
portion of
committed
Agency servicing
advance lines
K320A
K330T
K330U
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule L: Servicing Portfolio
Average
Loan
UPB($000) Loan Count Size($000)
Residential First Mortgages (1-4 Unit Residential)
Government (FHA/ VA/ RHS) Fixed . . . . . . . . . . . .
Government (FHA/ VA/ RHS) ARM . . . . . . . . . . . .
Prime (Conforming and Jumbo)- Fixed . . . . . . . . . .
Prime (Conforming and Jumbo) - ARM . . . . . . . . . .
Other Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Residential First Mortgages . . . . . . . . . . . . . . . .
Other Mortgages
Closed-End Second Mortgages . . . . . . . . . . . . . . . . . . .
Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Construction and Land Development Loans, 1-4
Unit Residential . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Multifamily LoansAgency . . . . . . . . . . . . . . . . . . . . . . . .
Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . .
Other Mortgages Not Reported Above . . . . . . . . . . .
Total Other Mortgages Outstanding . . . . . . . . . . . . . .
Total Servicing / Mortgage Outstanding . . . . . . . . .
L010
L010
L010
L020
L020
L020
L030
L030
L030
L040
L040
L040
L050
L050
L050
L060
L060
L060
L100
L100
L100
L110
L110
L110
L120
L120
L120
L130
L130
L130
L140
L140
L140
L150
L150
L150
L160
L160
L160
L170
L170
L170
L180
L180
L180
L200
L200
L200
L201
L201
L201
L202
L202
L202
L209
L209
L209
L210
L210
L210
L211
L211
L211
L219
L219
L219
Residential First Mortgages (1-4 Unit Residential) Only:
Fixed Rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Residential Volume Outstanding (must equal Total in L100 above) . . . . . . . . . . . . .
Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Not Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Residential Outstanding
(must equal Total in L100 above) . . . . . . . . . . . . . . . .
October 3, 2016
Page 26 of 33
Mortgage Bankers’ Financial Reporting Form
Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Not Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Residential Outstanding
(must equal Total in L100 above) . . . . . . . . . . . . . . . .
Loans with Prepayment Penalties . . . . . . . . . . . . . . . .
Loans without Prepayment Penalties . . . . . . . . . . . . .
Total First Mortgage Residential Outstanding
(must equal Total in L100 above) . . . . . . . . . . . . . . . .
Owner-Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Non-Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Volume (must equal Total in
L100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Loans with Private Mortgage Insurance . . . . . . . . . .
Loans without Private Mortgage Insurance . . . . . . .
Total First Mortgage Residential Outstanding
(must equal Total in L100 above) . . . . . . . . . . . . . . . .
Loans with Piggyback Seconds or Funded HELOCs
Loans without Piggyback Seconds or Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total First Mortgage Residential Volume (must
equal Total in L100 above) . . . . . . . . . . . . . . . . . . . . . . .
Second Quarter 2016
L220
L220
L220
L221
L221
L221
L229
L229
L229
L230
L230
L230
L231
L231
L231
L239
L239
L239
L240
L240
L240
L241
L241
L241
L249
L249
L249
L250
L250
L250
L251
L251
L251
L259
L259
L259
L260
L260
L260
L261
L261
L261
L269
L269
L269
L270
L270
L270
L271
L271
L271
L272
L272
L272
L279
L279
L279
Investor Distribution
Serviced for Portfolio/ Affiliates/ Parent . . . . . . . . .
Serviced for Secondary Market Agencies (Fannie,
Freddie, Ginnie) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Serviced for Other Investors or Securities . . . . . . . . .
Total First Mortgage Volume must equal Total in
L100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Loan Age
Age
Weighted Average Loan Age (in Months) Residential First Mortgages Only . . . . . . . . . . . . . . . . . . . . . . . .
Subservicing
UPB of Loans Subserviced for Others, Excluding
Intracompany Portfolio . . . . . . . . . . . . . . . . . . . . . . . . . . .
UPB of Loans Subserviced by Others . . . . . . . . . . . . .
L280
L290
L290
L290
L300
L300
L300
Bankruptcy Status
October 3, 2016
Page 27 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Percentage
Of total first mortgage residential mortgage debt
outstanding, what portion of loans had bankruptcy
status as of the period end? . . . . . . . . . . . . . . . . . . . . . .
Reductions in Portfolio
For this quarter only, Loans Removed from Servicing Portfolio Due to Prepayment of Mortgage,
Transfer of Asset, or Other Reason . . . . . . . . . . . . . . .
L310
L320
L320
L320
Seriously Delinquent Loans as of Period End (90 Days or More Delinquent and Loans in Foreclosure Process)
Residential First Mortgages (1-4 Unit Residential)
Government (FHA/ VA/ RHS) - Fixed . . . . . . . . . . .
Government (FHA/ VA/ RHS) - ARM . . . . . . . . . . .
Prime (Conforming and Jumbo)- Fixed . . . . . . . . . .
Prime (Conforming and Jumbo) - ARM . . . . . . . . . .
Other - Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other - ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Residential First Mortgages . . . . . . . . . . . . . . . .
Other Mortgages
Closed-End Second Mortgage Loans . . . . . . . . . . . . . .
Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Construction and Land Development Loans, 1-4
Unit Residential . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Multifamily LoansAgency . . . . . . . . . . . . . . . . . . . . . . . .
Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . .
Other Loans Not Reported Above . . . . . . . . . . . . . . . .
Total Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Mortgage Loans 90 or More Days Delinquent
and Loans in Foreclosure Process . . . . . . . . . . . . . . . . .
Agency Servicing SDQ . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
L410
L410
L410
L420
L420
L420
L430
L430
L430
L440
L440
L440
L450
L450
L450
L460
L460
L460
L500
L500
L500
L510
L510
L510
L520
L520
L520
L530
L530
L530
L540
L540
L540
L550
L550
L550
L560
L560
L560
L570
L570
L570
L580
L580
L580
L600
L600
L600
L601
L601
L601
Page 28 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule N: Recourse Exposure
UPB($000)
Loans and MBS Recourse Agreements . . . . . . . . . . . .
Home Equity Loans and MBS . . . . . . . . . . . . . . . . . . . .
Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Recourse Exposure . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
Loan Count
Average Loan
Size($000)
N010
N010
N010
N030
N030
N030
N040
N040
N040
N050
N050
N050
Page 29 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule O: Reserves and Valuation Allowance Rollforwards
Beginning Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Provision for Credit Losses on Loans Held for Investment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Charge-Offs, Net of Recoveries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Adjustments upon Adoption of FAS 159 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Ending Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Rollforward of Valuation Allowance on REO
Beginning REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Changes in REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Ending REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Rollforward of Reserve for Other Losses
Beginning Reserve for Other Losses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Provision For Other Losses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Charge-Offs, Net of Recoveries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Ending Reserve for Other Losses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Rollforward of Repurchase Reserves
Beginning Repurchase Reserve . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Provision for Repurchases (EPD, FPD, etc.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Charge-Offs, Net of Recoveries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Ending Repurchase Reserve . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
MEMO: UPB of Loans Repurchased or Indemnified During the Quarter . . . . . . . . . . . . . . . .
MEMO: Number of Loans Repurchased or Indemnified During the Quarter . . . . . . . . . . . . . .
October 3, 2016
O010
O020
O030
O040
O050
O060
O110
O120
O130
O210
O220
O230
O240
O250
O310
O320
O330
O340
O350
O360
O370
Page 30 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule P: GNMA Pass-Through Data
Lines of Credit Available for Advances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Dollar Amount of Foreclosed Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
P010
P030
Page 31 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule Q: Pledged of Restricted Items
Carrying Value of Pledged Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Restricted Retained Earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Pledged Servicing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
Q010
Q020
Q030
Page 32 of 33
Mortgage Bankers’ Financial Reporting Form
Second Quarter 2016
Schedule R: Loan Modifications
UPB($000)
Loan Modifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
October 3, 2016
R010
Loan Count
R010
Average Loan
Size($000)
R010
Page 33 of 33