RIVERFRONT FEDERAL CREDIT UNION
®
MASTERCARD DEBIT CARD AND STAR ATM CARD AGREEMENT AND DISCLOSURE STATEMENT
In this MasterCard® Debit Card and STAR ATM Card Agreement and Disclosure Statement (herein after referred to as Agreement):
 You and your mean each person who applied for an ATM Card or Debit Card and each person to whom an ATM Card or Debit Card is issued,
jointly and severally.
 Riverfront, credit union, we, us and our mean Riverfront Federal Credit Union.
 Account(s) refers to your Primary Savings, Checking and/or Express (Personal) Line of Credit you have with Riverfront.
 ATM refers to an automated teller machine.
 Access Device means your Riverfront MasterCard® Debit Card (herein after referred to as Debit Card), your Riverfront STAR ATM Card (herein
after referred to as ATM Card), Debit Card number, ATM Card number or your PIN that may be used to initiate electronic funds transfers to or from
your account.
 Card(s) refers to your Debit Card and/or ATM Card.
 PIN means the Personal Identification Number you select in order to use the services associated with the ATM Card or Debit Card.
 Transaction(s) means an electronic funds transfer including transfers, withdrawals, deposits and other transactions made to or from your accounts
through the use of your ATM Card or Debit Card.
 POS Terminal refers to electronic point-of-sale terminals which are part of a network which accepts our Card to pay for purchases and obtain cash
back (where available) from your Checking account. In the case of Debit Cards, POS Terminals include those merchants and financial institutions
which accept STAR Cards or MasterCard Debit Cards.
 Eligible Items refer to items you may deposit into an ATM as respectively defined by the STAR Network or other applicable Network through which
a deposit may be made using your Card. Eligible Items include U.S. currency and checks and money orders payable in U.S. currency and drawn on
an institution located in the United States. Foreign (non U.S.) currency, items payable in foreign (non U.S.) currency, substitute checks, and returned
or canceled checks or drafts are not Eligible Items. Some ATMs may not accept all Eligible Items.
You understand this Agreement sets out your respective rights and obligations in connection with your use of a Riverfront Debit Card or Riverfront ATM
Card. Please read it and keep it for your records. You also understand you do not have to sign this Agreement. By using our Debit Card or ATM Card, or
permitting another person to use it, or if you do not return the Card(s) to us, cut in half, within thirty (30) days after receipt of the Card, you agree to the
terms of this Agreement for the Card and services requested by you. If two or more persons have signed the account application to which this
Agreement applies, you jointly and individually agree to the terms and conditions of this Agreement. The terms set forth in this Agreement are in addition
to those set forth in your Savings & Checking Agreements and Disclosures which apply to your account as amended from time to time. In the event of
any conflict between your Savings & Checking Agreements and Disclosures and this Agreement with respect to the Debit Card or ATM Card, this
Agreement will govern.
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ACCOUNTS AND SERVICES. You have the account(s) with us as listed on your application form for the Debit Card or ATM Card. You request that
we issue to you one or more Cards to be used with these Accounts and any other accounts that you may add at a later date, as described in this
Agreement. You authorize Riverfront to check your relevant financial data prior to issuing a Debit Card or ATM Card to you.
ACCOUNT RULES AND REGULATIONS. You agree that the uses of the Debit Card or ATM Card described in this Agreement are subject to the
rules and regulations of each account which is accessed by such services.
USE OF THE PIN. The PIN used with the Debit Card or ATM Card at an ATM acts as your signature. The PIN identifies the bearer of the card to
the ATM and validates the directions given just as your actual signature and other proof identify you and validate your directions to us.
A merchant who accepts the Debit Card for a purchase transaction may have an electronic terminal (merchant operated or self-service) which
permits or requires the use of your PIN. The use of your PIN at a merchant's terminal with the Debit Card validates the directions given just as your
actual signature and other proof identify you and validate your directions to us.
4.
Your PIN is an identification code that is personal and confidential. The use of the PIN with the Debit Card or ATM Card is a security method by
which we are helping you to maintain the security of your account. Therefore, YOU AGREE TO TAKE ALL REASONABLE PRECAUTIONS THAT
NO ONE ELSE LEARNS YOUR PIN.
MEMBER LIABILITY. You agree to tell us AT ONCE if you believe your Debit Card, ATM Card, card number and/or PIN has been lost or stolen, or
if you believe that an electronic fund transfer has been made without your permission using information from your Debit Card, ATM Card, card
number and/or PIN. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account, plus, if
applicable, your maximum line of credit.
ATM Card: If you believe your ATM Card, card number and/or PIN has been lost or stolen and you tell us within two (2) business days after
you learn of the loss or theft, you can lose no more than $50 if someone uses your ATM Card, card number and/or PIN without your
permission. If you do NOT Tell us within two (2) business days after you learn of the loss of theft of your ATM Card, card number and/or PIN,
and we can prove we could have stopped someone from using your ATM Card, card number and/or PIN without your permission, if you had
told us, you could lose as much as $500.
Debit Card – You will not be not be liable for a Transaction performed using your Debit Card, card number and/or PIN that was not authorized
by you if the you exercised reasonable care in safeguarding your Debit Card, card number and/or PIN from risk of loss or theft and, upon
becoming aware of such loss or theft, you promptly reported the loss or theft to us. The rule applies to all transactions conducted with your
Debit Card, including PIN-based transactions at a POS Terminal or ATM.
Also, if your statement shows Transactions that you did not make, including those made by your Debit Card, ATM Card, card number and/or PIN or
other means, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost
after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a
long trip or a hospital stay) kept you from telling us, we will extend the time periods.
You agree to cooperate with us in the investigation of any claim or dispute and provide us with information and documentation as may be
necessary in order to submit your claim or dispute to MasterCard, the STAR Network or applicable ATM Network for resolution.
YOU AGREE THAT IF YOU GIVE YOUR DEBIT CARD, ATM CARD, CARD NUMBER AND/OR PIN TO SOMEONE ELSE TO USE, YOU ARE
AUTHORIZING THEM TO ACT ON YOUR BEHALF AND YOU WILL BE RESPONSIBLE FOR ANY USE OF THE CARD, CARD NUMBER
AND/OR PIN BY THEM.
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If a Debit Card or ATM Card is issued for a joint account, each joint account holder will be jointly and severally liable under the terms of this
Agreement and the agreement for such account. If we make funds available to you from deposits prior to their collection, you agree to promptly pay
to us any funds which are not collected. We may also deduct from your accounts any funds that are not collected.
5.
CONTACT IN EVENT OF UNAUTHORIZED TRANSACTIONS AND/OR LOST OR STOLEN CARDS OR PIN. If you believe your Debit Card, ATM
Card, card number and/or PIN has been lost or stolen, call: 800-451-3477 or 610-374-8351 or write to us at: Lost/Stolen ATM/Debit Card,
Riverfront Federal Credit Union, 430 South 4th St., Reading, PA 19602.
You should also telephone or write to us using the information above if you believe a Transaction has been made using the information from your
Debit Card, ATM Card, card number and/or PIN without your permission.
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In the event you believe your Debit Card, ATM card, card number and/or PIN has been lost or stolen or that an unauthorized Transaction from any
of your Accounts has occurred or may occur, we may issue you a new Card at that time and we may disable your old Card to prevent future
Transactions from being authorized for that Card number. If you subsequently find your old Card, you must notify us and return your old Card to us.
If you attempt to use your old Card, an ATM or merchant may capture and retain your Card.
BUSINESS DAYS. For purposes of this Agreement, our business days are Monday through Friday. Holidays observed by the Federal Reserve
Board or other days we are closed are not considered business days. Time periods contained in this Agreement are Eastern Standard Time.
TYPES OF TRANSACTION AND LIMITATIONS.
Account Access.
ATM Card: Your ATM Card accesses your Primary Savings and your Express Line of Credit through ATMs only. Your ATM Card does not
access your Checking account and cannot be used to make purchases. You may use your ATM Card with your PIN at ATMs that accept the
ATM Card to:

Withdraw cash from your Primary Savings.

Deposit Eligible Items to your Primary Savings.

Transfer funds between your Primary Savings and Express Line of Credit.

Obtain the available balance from your Primary Savings and Express Line of Credit.

Make a cash advance from your Express Line of Credit.
Debit Card: Your Debit Card accesses your Primary Savings, Checking and Express Line of Credit. You may use your Debit Card at ATMs
and at POS Terminals that accept the Debit Card to:

Withdraw cash from your Primary Savings and Checking.

Deposit Eligible Items to your Primary Savings and Checking.

Transfer funds between your Primary Savings, Checking and Express Line of Credit.

Obtain the available balance from your Primary Savings, Checking and Express Line of Credit.

Make a cash advance from your Express Line of Credit.

Pay for purchases at places that have agreed to accept STAR Cards or MasterCard debit cards.

Pay bills directly by telephone or through the Internet from your Checking in the amounts and on the days you request.
Service Availability: Some of the above services may not be available at all ATMs or POS Terminals. You may make deposits at ATMs
where the ATM owner participates in a shared deposit service of the STAR Network or applicable network in which Riverfront participates,
subject to applicable state law. Not all ATMs accept deposits and some ATMs may limit the amount of funds you may deposit.
Limitations on Frequency and Amount of Transactions.
ATM Card:

The ATM withdrawal limit is $510 each day. You may withdraw funds from one or a combination of your Accounts up to these
limits provided the funds are available in your Account. The timeframe for the withdrawal limit is midnight to midnight each day.

There are also certain limitations imposed on the frequency of use of your ATM Card each day. These limitations are not revealed
for security purposes.

You will be denied the use of your ATM Card if you exceed the daily withdrawal limit, do not have adequate funds available in
your Account, you do not enter the correct PIN, or you exceed the frequency of usage limitation. There is a limit on the number of
such denials permitted. If you exceed the limits, the ATM may capture and not return your card. The number of attempts
permitted is not revealed for security reasons.
Debit Card:

The ATM withdrawal limit is $510 each day. You may withdraw funds from one or a combination of your Accounts up to these
limits provided the funds are available in your Account. The timeframe for the withdrawal limit is midnight to midnight each day.

The purchase limit is $2,500 each day. The authorization of a purchase request is contingent on the funds available in your
Account. The timeframe for the purchase limit is midnight to midnight each day.

There are also certain limitations imposed on the frequency of use of your Debit Card each day. These limitations are not
revealed for security purposes.

You will be denied the use of your Debit Card if you exceed the daily withdrawal or purchase limit, do not have adequate funds
available in your Account, you do not enter the correct PIN, or you exceed the frequency of usage limitation. There is a limit on
the number of such denials permitted. If you exceed the limits, the ATM, POS Terminal or merchant may capture and not return
your card. The number of attempts permitted is not revealed for security reasons.
Other Transaction Restrictions. In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation
GG, restricted transactions are prohibited from being processed through your account or relationship with the credit union. Restricted transactions
are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet
gambling. We may refuse to process any transaction that we believe may violate the terms of this Agreement. We also reserve the right to take
preventative measures to protect your account and the credit union’s assets against the potential risk of loss by declining authorization requests
from time to time based on one or more criteria including geographic areas, merchants or transaction types that we believe may present a
heightened risk of loss.
FEES. You agree to pay and authorize us to charge your account for the charges or transaction fees associated with using the Debit Card and the
ATM Card as reflected on the Fee Schedule included in this Agreement. We reserve the right to change our Fee Schedule from time to time and to
charge your account in accordance with the revised Fee Schedule. We will provide you with written notice, at least twenty-one (21) days before the
effective date, of any new fee or increase in fees associated with the Debit Card or ATM Card.
ATM Fees by Others. When you initiate a Transaction or make a balance inquiry at an ATM not owned by us, you may be charged a fee by the
ATM operator or any network used to complete the Transaction. Fees may apply even if you do not complete a Transaction.
International Transaction Fees (Currency Conversion and Cross-Border Transaction Fees). If you effect a Transaction with your Debit Card
in a currency other than U.S. Dollars, MasterCard will convert the charge into a U.S. Dollar amount. The MasterCard currency conversion
procedure includes use of either a government-mandated exchange rate, or a wholesale exchange rate selected by MasterCard. The exchange
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rate MasterCard uses will be a rate in effect on the day the Transaction is processed. This rate may differ from the rate in effect on the date of
purchase or the date the Transaction was posted to your account.
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MasterCard charges us a Currency Conversion Assessment of 20 basis points (0.2%) of the Transaction for performing the currency conversion. In
addition, MasterCard charges us an Issuer Cross-Border Assessment of 90 basis points (0.9%) of the Transaction on all cross-border transactions
regardless of whether there is a currency conversion. As a result, we charge you a Currency Conversion fee of 0.2% and a Cross Border
Transaction fee of 0.9%. The Cross-Border Transaction fee is charged on all cross-border Transactions regardless of whether there is a currency
conversion. A cross-border transaction is a transaction processed through the Global Clearing Management System or the MasterCard Debit
Switch in which the county of the merchant is different than the country of the cardholder.
CONFIDENTIALITY. We will disclose information to third parties about your Account or the Transactions you make:

Where it is necessary for completing Transactions, or
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In order to verify the existence and condition of your Account for a third party, such as a credit bureau or merchant, or
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In order to comply with government agency, court orders, subpoenas, examinations, and escheat reports, or
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As permitted by federal law, including the Right to Financial Privacy Act of 1978 and the Fair Credit Reporting Act, or
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As described in our Privacy Notice that we provide you from time to time, or
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If you give us your written permission.
SUMMARY OF RIGHT TO RECEIVE DOCUMENTATION OF TRANSACTIONS.
ATM and POS Terminal Transactions. You can receive a receipt at the time you make any Transaction to or from your account using an ATM or
POS Terminal.
Periodic Statements. You will receive a monthly statement of account unless there are no Transactions in a particular month and you do not have
a Checking or a Money Market account with us. In any case you will receive a statement of account at least quarterly.
RIGHT TO STOP PAYMENT. You are not permitted to stop payment on any purchase, cash withdrawal or cash advance you make through the
use of the Debit Card or ATM Card, subject to the provisions of applicable law.
PREAUTHORIZED TRANSACTION (TRANSFER).
Right to Stop Payment and Procedures for Doing So. If you schedule a preauthorized transfer to be made from your account to a third party
through the Automated Clearing House (ACH) network, you can stop payment of this transfer by calling us at 800-451-3477 or 610-374-8351 or
writing us at Riverfront Federal Credit Union, 430 South 4th St., Reading, PA 19602, in time for us to receive your request at least three (3)
business days before the scheduled date of the transfer. When you make the request, you must tell us the following information regarding the
transfer you want us to stop: your name, your credit union account number, the name of the payee, the exact amount of the transfer, the scheduled
transfer date. If you call, we may require you to put your request in writing within fourteen (14) days after you call. If we request and do not receive
your written confirmation, the oral stop payment order may cease to be binding fourteen (14) days after it was made. We may also require a copy of
your notice informing the payee that you have revoked the pre-authorized transfer. For ARC, BOC, RCK, POP, Single-Entry WEB, and TEL entries,
the stop payment order must be provided to us at such time and in such manner as to allow us a reasonable opportunity to act upon the stop
payment order prior to acting on the debit entry.
Liability for Failure to Stop Payment of Preauthorized Transfer. If you ordered us to stop a pre-authorized transfer to a third party as provided
above and we do not do so, we will be liable for your losses or damages, unless we require and do not receive written confirmation of an oral stop
payment request within the fourteen (14) days and the transfer takes place after fourteen (14) days, or you fail to give us proper instructions that
would enable us to stop the transfer. Our liability for losses or damages may be limited to actual damages you have sustained if the failure to stop
payment was due to a bona fide error, despite our procedures to avoid such errors.
OUR LIABILITY FOR FAILURE TO MAKE TRANSACTIONS. If we do not complete a Transaction to or from your Account on time or in the correct
amount according to our Agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be
liable, for instance:

If, through no fault of ours, you do not have enough money in your Account(s), including accounts that you may have identified for
overdraft protection, to make the Transaction.

If the Transaction would go over the credit limit on your Express Line of Credit.

If the ATM or POS Terminal where you are making the Transaction does not have enough cash.
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If the ATM or POS Terminal was not working properly and you knew about the breakdown when you started the Transaction.
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If circumstances beyond our control, such as fire, flood, natural disasters or other acts of God, or by an electrical or systems failure,
prevent the Transaction, despite reasonable precautions that we have taken.
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The funds in your Account are subject to legal process.

Your Debit Card or ATM Card has been reported lost or stolen or your Card privileges have been suspended and you are using the
reported Card.
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We have reason to believe that the Transaction requested is unauthorized, illegal, or otherwise prohibited or restricted in accordance with
this Agreement. In any case, we shall only be liable for actual proven damages if the failure to make the Transaction resulted from a bona
fide error despite our procedures to avoid such errors.

There may be other exceptions stated in our Agreement with you.
LIMITATION OF OUR LIABILITY. UNLESS OTHERWISE REQUIRED BY LAW, WE WILL NOT BE RESPONSIBLE FOR ANY LOSSES OR
DAMAGES FROM THE USE OF THE CARDS AND SERVICES DESCRIBED IN THIS AGREEMENT, INCLUDING DIRECT, INDIRECT, SPECIAL
OR CONSEQUENTIAL LOSSES OR DAMAGES.
WE WILL ALSO NOT BE RESPONSIBLE FOR ANY LOSSES OR DAMAGES FROM ANY PROGRAMS, SERVICES OR INSURANCE OFFERED
WITH THE ATM CARD OR DEBIT CARD OR GOODS OR SERVICES PURCHASED USING ANY OF THE CARDS AND SERVICES DESCRIBED
IN THIS AGREEMENT, INCLUDING DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL LOSSES OR DAMAGES.
15. IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR TRANSACTIONS. Telephone us at 800-451-3477 or 610-374-8351 or write us at:
Riverfront Federal Credit Union, 430 South 4th St., Reading, PA 19602, as soon as you can, if you think your statement or receipt is wrong, or if
you need more information about a Transaction listed on the statement of account or receipt. We must hear from you no later than 60 days after we
sent you the FIRST statement of account on which the problem or error appeared. When you contact us, you must:

Tell us your name, account number and Debit Card or ATM Card number.

Describe the error or the Transaction you are unsure about, and explain as clearly as you can why you believe it is an error or why you
need more information; and
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Tell us the dollar amount of the suspected error.
If you notify us orally, we may require that you send us written confirmation of your complaint or question within 10 business days of receiving your
oral notice.
Upon receiving notice from you of an alleged error, we will determine whether an error occurred within 10 business days of receiving such notice
and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we
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decide to do this, we will provisionally credit your account in the amount of the alleged error within 10 business days of receiving the error notice, so
that you will have the use of the money during the time it takes us to complete our investigation. If we have a reasonable basis for believing that an
unauthorized electronic fund transfer has occurred we may withhold a maximum of $50 (as referenced above) from the amount credited.
If we ask you to provide written confirmation of your oral notice of error, and do not receive such written confirmation within 10 business days of
your oral notice, we may not provisionally credit your account.
For errors involving new accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or
question. For new accounts, we may take up to 20 business days to credit your account for the amount you think is in error.
We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a
written explanation.
You may ask for copies of the documents that we used in our investigation
16. FEDERAL RESERVE BOARD REGULATION D TRANSACTIONS LIMITATIONS. Regulation D of the Federal Reserve Board permits you to
make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month, from all credit union
savings-type shares (except checking) to another account of yours at the credit union, or to a third party by means of a preauthorized or automatic
transfer, or telephonic agreement, or by check, draft, debit card or similar order made by you and payable to third parties. Automatic transfers from
Primary Savings to Checking to cover overdrafts also fall under the transfers limited to six per calendar month.
17. DEPOSITS.
Deposit Posting and Funds Availability. Deposits made at an ATM are posted to your Account according to the rules and regulations of that
Account and our funds availability policies. For the purpose of dividend calculations, the effective date of your deposit will be the actual date you
made the deposit at the ATM. We reserve the right to verify the items so deposited before such funds are made available to you; however, you may
withdraw against the amount posted up to the total amount of your deposit or $510, whichever is less. We may delay your ability to withdraw funds
you deposit by check an additional number of days according to our general funds availability policy when the amount of one or more checks
exceed $5,000. The amount of funds you can withdraw against deposits is limited by your daily withdrawal limit. When all of the deposited funds
become available, you may withdraw against the entire amount deposited up to the daily withdrawal limit.
Deposit Removal. Deposited items are removed from an ATM at the discretion of the ATM owner or its agent and may occur less frequently than
each business day.
Deposit Discrepancy. If there is a discrepancy between the amount you present to the ATM for deposit and the amount you have indicated to the
ATM, we will adjust your account to reflect the amount actually collected.
18. PURCHASE TRANSACTIONS.
Authorization Hold. When you use your Debit Card to make a purchase, the merchant may request an authorization for the transaction at the
time of the transaction. In certain circumstances the payment authorization system permits the merchant to request authorization for an amount that
may be more or less than the final amount of the transaction, which final amount may be unknown at the time of the transaction (e.g., a restaurant
may include in a transaction authorization request an amount sufficient to cover a tip). In connection with a purchase authorization request, we may
place a hold on your Account, including any available overdraft protection, as directed by the merchant at the time of the transaction. Once such a
hold is in place, the amount of the hold may not be available to pay any checks, Transactions or other withdrawal or transfer orders or requests that
you might make. The hold will be released when the merchant presents, and we process, the completion transaction, or three (3) business days
after the transaction date, whichever occurs first. As is the case with all purchases, your Account will be debited for the exact final amount of the
transaction. During the time that a hold is in place, you agree to be responsible for overdraft and return item fees as a result of eligible transactions
against insufficient funds in your account. You agree to release us from any liability for placing the hold on funds in your account in connection with
an authorization request as a result of a purchase you make. You further agree to release us from any and all liability in the event any merchant
delays or fails to complete the final processing of any purchase transaction that you have initiated with the merchant, and/or in the event any
merchant places an authorization hold against your account in error.
Transaction Dispute. If a valid purchase transaction occurs using your Debit Card and you have a dispute concerning the goods or services
purchased, we may assist you in resolving the dispute. This may involve submitting your claim to MasterCard or the STAR Network for review and
resolution. In the event we provisionally credit your account in connection with such dispute as outlined in this Agreement and your claim is
subsequently rejected, you agree to return to us, or we reserve the right to deduct from your account(s), the amount of any funds that we
reimbursed you.
19. OWNERSHIP. The Debit Card and ATM Card are property of the credit union. You agree to surrender the Card to us upon our request. The Debit
Card and ATM Card are nontransferable. We have the right to revoke or to refuse to issue or reissue any Card at any time, without cause or notice.
Your Debit Card or ATM Card privileges may be revoked if any of the accounts that are tied to the Debit Card or ATM Card become overdrawn.
20. CARD REPLACEMENT. If you need to replace your Debit Card or ATM Card for any reason, please contact us at 800-451-3477 or 610-374-8351
to request a replacement Card. You will be required to provide personal information which may include your credit union account number, Debit
Card or ATM Card number, full name, and transaction history. A fee applies to replace your Debit Card or ATM Card.
21. COLLECTIONS. If we have to take steps to collect any amount you owe us as a result of an overdraft or otherwise, or to enforce any of our rights
under this Agreement, you agree to pay reasonable collection and/or other costs incurred by us, including, without limitation, reasonable attorneys’
fees. State law restrictions may apply.
22. AMENDMENT OF THIS AGREEMENT. We may change the terms of this Agreement at any time, including changes to services. We will notify you
of the changes as required by law. Your use of the Debit Card or ATM Card or any additional service(s) after the effective date of change will
constitute your acceptance of and agreement to the change.
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Fee Schedule
MasterCard Debit Card and Riverfront ATM Card
2
ATM withdrawals over 6/month or
Yes$ program – over 10/month
2
Balance inquiry made at an ATM
Debit/ATM card replacement or PIN change
International transaction fee
Returned item deposited at an ATM
1
$0.50 each
$0.30
$5.00
Actual cost
$10.00
Overdrawing your account
$30.00 per item
Item returned for insufficient funds
$30.00 per item
Stop payment
$30.00
1
When you use an ATM not owned by Riverfront, you may be charged a fee
by the ATM operator or by the ATM network through which the transaction
is routed.
2
Transactions performed using a Riverfront ATM Card or Debit Card at an
ATM owned by Riverfront are not subject to this fee.
Note: This fee schedule is accurate as of November 11, 2014 and is subject
to change. Contact the credit union for a current fee schedule.
Riverfront Federal Credit Union
430 S. 4th Street
Reading, PA 19602
610-374-8351 or 800-451-3477
[email protected]
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