THE
LiNK
Linking you to financial success.
July/August 2015
www.hardincsb.com
Dear LiNK Members,
As Natasha is on maternity leave, I thought
this would be an appropriate time for me to
introduce myself as the new president of HCSB.
First, let me say congratulations to Natasha and
her husband John on the birth of their baby boy,
Jaxson Drake Phillips. He came into the world
healthy and happy on June 8.
Natasha Phillips
The LiNK Club Director
641-939-3407
[email protected]
Eldora • 641-939-3407
1202 Edgington Ave., PO Box 311
Eldora, IA 50627
Motorbank • 641-939-5561
1414 Edgington Ave.
Eldora, IA 50627
Union • 641-486-5331
415 Center St., PO Box 402
Union, IA 50258
Liscomb • 641-496-5215
102 Main St.
Liscomb, IA 50148
Many of you probably know who I am, but for
those who don’t, here’s a short history. My
Dad, Gary Vander Wilt retired last year after
having worked for HCSB and Brown-Hurst
Insurance for 27 years. I had the pleasure of
working alongside my Dad at Brown-Hurst
Insurance since 2001. That was the year that
my wife, Maggie, and I moved back to our
hometown of Eldora. We wanted to raise our
family in the small town, community minded
atmosphere Eldora offered to us, not to mention
living minutes away from both our families. My
wife and I have four children, Hanna (11th
grade), Jacob (9th grade), Joshua (5th grade)
and Jonah (1st grade) who keep us very busy
with all their activities. When not coaching or
playing alongside my children, I enjoy playing
golf and basketball. I also find satisfaction in
volunteering my time for the Greater Eldora
Youth Sports Programs, Rotary Club, and at our
church, Steamboat Rock Baptist. What’s Inside
Member FDIC
Jim Brown will continue to have a leadership
role at the bank as the CEO and Chairman of the
Board. I have been training to take this position
for many years now under Jim’s tutelage and
American Banker’s Association educational
programs. I’m actively involved in State
banking associations and peer groups. You may
be wondering if you will see any changes at
HCSB under my leadership. The only changes
I hope to make are to continue to improve on
our already excellent service and financial
products. We have a great staff who are
knowledgeable and ready to serve your needs. David Vander Wilt
President
Lunch Winners!
Employee Spotlight............ 5
Congratulations to our birthday lunch winners:
Leota Ryan and Millie Dagit!
Pool Party............................ 5
Each month two members’ names are drawn from that month’s birthday list.
Upcoming Events............2-4
CD Special........................... 5
Annual HCSB
Golf Classic.......................... 6
9 Words of the
Internet Age........................ 7
Welcome Summer
Answer Key......................... 8
You could be the next lucky winner!
Puzzle Winner
Linda Sizemore was drawn as the winner of the puzzle and awarded a
$20 MasterCard gift card. Thank you to all that submitted puzzle entries!
Be sure to return your completed puzzle in this issue and you may be the
next winner of a $20 MasterCard gift card.
Contact Natasha Phillips [email protected], 641-939-3407
SAVE THE DATE
SIGN UP
SAVE THE DATE
SIGN UP
Page 2
An American Music Holiday
TRAVEL SHOW
Tuesday, August 4, 2015
Showtime 5:30 pm
RSVP by July 31st
Learn all about what
we will be doing
November 15 – 21,
2015. Tristate Travel
Representative David
Lange will present
the show to us and
answer any questions.
His humor and quick wit will keep you on your toes!
Featuring Memphis, Nashville & St. Louis combined
with the sights and sounds of the holiday season. You
won’t want to miss it! Review the details of the trip in
this newsletter and online at www.HardinCSB.com/
PersonalBanking/PB_TheLinkEvents.html
Iowa More or Loess!
Monday, August 24 and
Tuesday, August 25, 2015
• $359/person double or twin occupancy (two people sharing hotel room with 1-2 beds)
• $419/person single occupancy
(private hotel room for one person)
• $344/person triple/
quadruple occupancy
(3-4 people sharing hotel
room with 2 beds)
Deposit- $100/person due
when making reservations
Final payment date - July
17 2015
NO refunds after final payment date
Join us for this Two-Day Motorcoach Tour!
An intriguing, interesting FUN look at our State’s “West
Coast.”
Hardin County Savings Bank
Included in your tour:
• Admissions and tours to listed attractions as shown below
• Harrison County Historical Village and Visitor
Center
• Iowa’s only aronia berry farm
• Loess Hills Lavender Farm
• Honey Creek Creamery
• Lewis & Clark State Park
• Onawa Veterans Museum
• Historic Ingemann Danish Lutheran Church
• Moorhead Cultural Center
& Loess Hills Visitor Center
• Tour Mann Country School House
• Loess Hills State Forest Visitor’s Center
• Expert local guide aboard our
coach both days of our tour
(tip included for guides)
• 5 meals (2 breakfast, 1 snack, 2 lunch) including
non-alcoholic drink, tax and tip
• Two $5 coupons (one to use at any stop Aug 24th, the other at Loess Hills VisitorCenter August 25th)
• Overnight lodging at Hampton Inn, Council Bluffs (includes room and tax)
See detailed itinerary online at:
www.HardinCSB.com/PersonalBanking/PB_The LiNKEvents.html
Hawaiian Adventure Travel Show
Tuesday, September 22, 2015
Showtime 5:30 p.m.
2nd floor HCSB, Eldora
RSVP by September 18th
Aloha! Come learn all about this fabulous ten day
adventure to Hawaii! You’ll have opportunities to
choose additional excursions, so you won’t want
to miss any details! The tour begins February 4 and
covers three islands! See details on page four of this
newsletter. Bring your questions, we’ll have the
answers!
The LiNK • July/August 2015
An American Music Holiday
Featuring Memphis, Nashville & St. Louis
7 Days • November 15-21, 2015
Price Per Person:
$1,699.00 - Quad 4 to a Room
$1,779.00 - Triple 3 to a Room
$1,949.00 - Double 2 to a Room
$2,389.00 - Single 1 to a Room
• $100.00 per person deposit due with reservation
• Balance of payment due on or before September 1, 2015
This Holiday Journey Highlights Music “Made in America”
- The Blues, Country and Rock N’ Roll - Combined with
the Sights and Sounds of the Holiday Season on Display in
Three Great American Cities
Day 1 – Sunday, November 15 • Sikeston, Missouri
Depart early this morning and travel south into Missouri
for your first overnight in Sikeston. Break stops and
lunch will be on your own along the way. Tonight enjoy
a delicious and fun dining experience at Lamberts
Restaurant, home of the “Throwed Rolls”. (D)
Day 2 – Monday, November 16 • Memphis, Tennessee
After an included breakfast at the hotel, board your coach
and travel into Memphis. Your first stop will be the Civil
Rights Museum, located at the Lorraine Motel where Dr.
Martin Luther King was assassinated. Lunch on your own
and free time for shopping in downtown Memphis will
follow before viewing the famous “Parade of the Ducks”
at the Peabody Hotel. Check into the Memphis Hotel
for a two-night stay, then enjoy dinner and some of that
great American Music at the Rum Boogie Café. That will
be followed by some free time on the most famous street
in Memphis – Beale Street - where there are shops galore
and more of that American Music sound to enjoy. (B,D)
Day 3 – Tuesday, November 17 • Memphis Touring
You have breakfast at the hotel before a full day of touring
in Memphis, much of it devoted to music. It begins with
a Backbeat Tour guided by a local
musician and includes visits to Sun
Studios where the Million Dollar
Quartet was recorded as well as
the Rock N’ Soul Museum which
explores this River City’s musical
heritage. You have lunch included today at Coletta’s, one
of Elvis Presley’s favorite restaurants and this afternoon
you visit Presley’s home, Graceland. Tour portions of the
home and his burial place and see his airplane and some
of his cars. Return to the hotel to relax before dinner
and a culinary demonstration at the Central Bar B.Q.
Overnight in Memphis. (B,L,D)
Day 4 – Wednesday, November 18 • Nashville, Tennessee
Yet another great breakfast awaits you before departing
Memphis for the home of Country Music, Nashville.
Along the way you experience a “Bit of That Country”
with a visit to Loretta Lynn’s Museum in Hurricane Mills,
followed by lunch at Loretta’s Kitchen. You arrive in
Page 3
Nashville this afternoon where the first stop will be the
historic Belle Meade Mansion, once the centerpiece of
a 5400-acre plantation.
A tour is included of the
mansion along with a
culinary demonstration.
Next you check into the
glorious Opryland Hotel for
a two-night stay with the
remainder of the afternoon and evening free to explore
this magnificent resort featuring three unique gardens, a
delta with flatboats you can ride and all decorated for the
holidays. (B,L)
Day 5 – Thursday, November 19 • Nashville Touring
Breakfast is included at the hotel before you board the
coach for a guided tour of the highlights of Nashville.
One of the stops will be at the RCA Studio B where
many of the great stars recorded their music. We have
arranged for you to be a star too and record a special
song, so bring your best voice. Lunch will be served at
the WildHorse Saloon where country dance lessons are
included. This afternoon learn about the Grand Ole Opry
by touring the original location, the Ryman Auditorium,
along with a backstage tour of the current production.
Tonight you have dinner included at the Back Stage Grill
to be followed by a performance of the Grand Ole Opry.
Overnight in Nashville (B,L,D)
Day 6 – Friday, November 20 • St. Louis, Missouri
As usual, your breakfast is included and we prepare to
depart Nashville for St. Louis. Before we leave you have
admission to the Country Music Hall of Fame & Museum
which celebrates the colorful history and the artists of
country music. Your deluxe coach then transports you
to St. Louis, another city known for its musical heritage.
After checking into the hotel, you can enjoy dinner and
some live entertainment at BB’s Blues, Jazz and Soups
Restaurant. To conclude your day you can take in the
30th Annual Anheuser-Busch Holiday Light Display
featuring more than half a million lights. Overnight in St.
Louis. (B,D)
Day 7 – Saturday, November 21 • Gateway Arch & Home
Partake in breakfast at the hotel, then enjoy a visit to the
beautiful Gateway Arch. Included will be a ticket for you
to ride the tram to the top of this magnificent 630-foot
high memorial to westward expansion. On the way home,
lunch and break stops will be on your own with some
singing and maybe dancing on the coach. Anticipated
return time will be early evening. Happy Holidays! (B)
Your Tour Includes*:
• Deluxe Motorcoach Transportation
• Six Nights’ Lodging
• Luggage Handling for One Piece Per Person
• Full-Time Tour Director
• 14 Meals
• All attractions & activities per the itinerary and all taxes
& gratuities for included lodging, meals and attractions
•See brochure for cancellation policy and more details!
Page 4
Hawaiian Adventure
Three Islands featuring Oahu, Kauai and Maui
February 4 - February 13, 2016
10 Days • 13 Meals
9 Breakfasts • 4 Dinners
Highlights: Waikiki Beach, Pearl
Harbor, Oahu’s North Shore,
Kilohana Plantation, Waimea
Canyon, Kauai Coffee
Company, Iao Valley
Monument, Lahaina,
Polynesian Luau
RSVP NOW FOR $100 OFF!
Double $4,999,
Single $6,749, Triple $4,969
REGULAR RATES:
Double $5,099, Single $6,849, Triple $5,069
*Included in Price:
Cancellation Waiver and Insurance of $205 per person,
Round Trip Air from Des Moines Municipal Airport, Air
Taxes and Fees/Surcharges, Hotel Transfers
Itinerary at a Glance
• Days 1 – 3 Hyatt Regency Waikiki Resort, Honolulu, Hawaii
• Days 4 – 6 Sheraton Kauai Resort, Kauai, Honolulu
• Days 7 – 9 Hyatt Regency Maui Resort & Spa, Lahaina, Hawaii
On some dates alternate hotels may be used.
Day 1: Thursday, February 4, 2016 • Honolulu, Oahu
- Tour Begins
Aloha! Your adventure in the sun-drenched Hawaiian
Islands begins in Honolulu. Upon arrival, you’ll be
welcomed with a traditional Hawaiian floral lei and
whisked off by private car to your Waikiki Beach hotel.
Relax and “hang loose” — you are in Hawaii!
Day 2: Friday, February 5, 2016 • Oahu
This morning “Remember Pearl Harbor” as you embark
on a historic journey. Begin at the World War II Valor
in the Pacific National Monument to view artifacts and
view a short documentary on the Day of Infamy. Travel
by naval launch to the white marble-clad USS Arizona
Memorial. After this poignant experience, take a city tour
of Honolulu highlighting the historic Iolani Palace, the
impressive state capitol building, King Kamehameha’s
statue, and the moving National Cemetery of the Pacific,
known as the Punchbowl. The remainder of your day is
at leisure to explore Oahu your way. (B, D)
Day 3: Saturday, February 6, 2016 • Oahu
Embark on a wonderful journey along Oahu’s famous
North Shore. If there is such a thing as a perfect wave,
you’ll likely find it here. A stop in the surfing town of
Haleiwa will surely be a highlight as you learn why
Hardin County Savings Bank
surfers gather from all over the world with waves ranging
from 2 to 40 feet! Rich with island history, Haleiwa is now
the social and artistic hub of the North Shore. No trip
to the North Shore is complete without savoring one of
Hawaii’s favorite treats…shaved ice. Hawaiians consider
this the perfect treat any time of day. Return to Waikiki
and enjoy the remainder of the day at leisure. (B)
Day 4: Sunday, February 7, 2016 • Oahu - Kauai
A short flight* takes you to the “Garden Isle” of Kauai,
the oldest island in the chain. Only here, on the outer
islands, can you find the timeless world of ancient
Polynesia. Upon arrival, visit Kilohana Plantation, ride
on an authentic historic railway and discover the history
of this working farm. (B)
Day 5: Monday, February 8, 2016 • Kauai
Travel to breathtaking Waimea Canyon. At 10 miles
long, 1 mile wide, and more than 3,500 feet deep, it is
considered the “Grand Canyon of the Pacific.” Later, visit
the largest coffee estate in Hawaii and discover the coffee
bean’s journey from tree to your morning cup. (B, D)
Day 6: Tuesday, February 9, 2016 • Kauai
The day is yours to enjoy this beautiful island at leisure.
Stroll along the beach or take advantage of your resort’s
activities. Choose to experience the island through the
eyes of Hollywood with a tour of the island’s famous
movie filming locations. If you’re feeling adventurous,
you may choose to take an optional helicopter ride. (B,
D)
Day 7: Wednesday, February 10, 2016 • Kauai - Maui
Board an inter-island flight* to the “Valley Isle” of Maui,
one of the most beautiful and popular outer islands.
Today we visit the stunning Iao Valley. Here, view the
2,000-foot-high Iao Needle, the old royal capital of
Lahaina, and then travel through sugarcane fields to
the resort area of Kaanapali to arrive at your deluxe
beachfront hotel. (B)
Day 8: Thursday, February 11, 2016 • Maui
Spend a day at leisure to see for yourself why locals say
“Maui no ka oi” (Maui is the best). Perhaps you will take
a cliffside drive on the legendary Road to Hana. Or you
may choose to take a stroll along the beach, shop for
souvenirs or simply relax at your luxurious Maui resort!
(B)
Day 9: Friday, February 12, 2016 • Maui
Enjoy another day in paradise. To cap off your trip you
may decide to view the sunrise from the summit of
Haleakala. Tonight, complete your wonderful journey
with a farewell dinner Hawaiian-style at a traditional
Polynesian luau featuring tropical drinks and a
sumptuous feast. (B, D)
Day 10: Saturday, February 13, 2016 • Maui
- Tour Ends
Bid “Aloha” to Hawaii as your memorable tour ends in
Maui**. Now, wherever your home is, you’ll always be
part of the Hawaiian “ohana” (family). (B)
Page 5
The LiNK • July/August 2015
Employee Spotlight
Tasha Pieper
In support of our dear, sweet co-worker, HCSB
and our staff directs our devotion and attention
to Tasha in this newsletter. Our thoughts and
prayers continue to be with Tasha and her two
children, Nick and Leah. Her husband, Rick was a
great man, loving husband and faithful father. He
will be greatly missed by all of us.
We thought it a fitting time to extend our thanks
to Tasha, who is not only a wonderful woman, but
an exceptional employee. Tasha has faithfully
served our customers since 2006 and become
invaluable to our Union location. She is always
ready to help with a smile on her face, both to
customers and her coworkers. Join with us in extending support and care to
Tasha and her family during this time of loss. May the comfort of loving friends soften her
sadness and bring moments of peace.
Don’t let this rate pass you by!
1.00% APY*
24 month certificate of deposit
*Annual Percentage Yield accurate as of 7/8/15. $1,000 minimum
balance required to obtain APY. Penalty for early withdrawal.
Hardin County Savings Bank
Page 6
Annual HCSB Golf Classic
The HCSB Annual Golf Classic was held on Thursday, June
25. For the past several years, HCSB has closed its doors
and hosted a golf tournament to raise funds for cancer
research and area schools. This year the tournament raised
$2500 for BCLUW Special Projects and South Hardin
High School Fine Arts. We also sent a check to the Holden
Cancer Research Center at the University of Iowa for $1500.
We are deeply grateful for our sponsors and to all those
who enjoyed the day with us and donated to these worthy
causes! We look forward to the 2016 event!
HCSB Golf Classic
Sponsors:
Anderson Dentistry
Bankers Bank
Brown Lane Ins
Brown Hurst Ins
Craig, Smith, Cutler LLP
EMC Ins
EPI
Fareway
Team Whink. Thanks to all the area
businesses who sponsored teams!
Team Portz showing their support
for Breast Cancer Awareness!
Gehrke, Inc
Green Belt Bank & Trust
HCSB Investment Services
Heart of Iowa
HyVee
ICBA
IMT
In Memory of Ann Griffel
Iowa Bankers Insurance Services
Iowa River Mutual Ins
John Pratt
Lavelle Lawn Care
South Hardin High School
girls got in the game.
Having a little potato
salad on the course!
South Hardin Moms!
Lawler Trucking
McRill Stowell Christensen Ins
Pine Lake Wildlife Club
Terry Portz
Northstar
Whink Products
A
beautifu
l day
for Golf!
Page 7
The LiNK • July/August 2015
Hashtag
The Internet has transformed this symbol from the
rarely used button on your phone into one of the
most common symbols on the web. This symbol has
many names including hash-mark, number sign,
and octothorpe (for the eight lines emanating from
the center square), but hashtag specifically refers to a
word or clause preceded by the # which can be used to
search for or identify a topic.
Blog (Blawg)
Then was LOL first used?
Dating back to the late 1980’s,
LOL may be the first widely
used Internet initialism. As
you probably already know, it
stands for “laughing out loud”
and is used to express laughter
when communicating online.
Previously, though this same
abbreviation was used in a very
different way to describe an
elderly woman, or a “little old
lady.”
MOOC (mook)
The newest addition to the English language, the
abbreviation MOOC stands for massive (or massively)
open online course. Many online companies and notfor-profits have started producing classes with video
instruction, student forums, and quizzes or exams that
are open to thousands, and potentially millions, of
students. How long and in what forms these MOOCs
will persist is yet to be seen, but the term has definitely
proved useful in discussing this new style of education.
9
What did the word blog originally stand for?
Though often maligned, blogs have become a mainstay
of the web. Many well-respected media sites and
companies call their regularly
updated pages a blog. The word
is a clipped form of the clunkier
weblog which dates from the
early 1990’s. In 1999 Peter
Merholz coined blog when he
decided to call his weblog his
“wee blog” or just “blog” for
short. This term took off, and
soon people were using blog as
a verb.
LOL
purpose, usually a kind of software. Apps are a type of
software application, but they are typically delivered
via the web, not another tool like a CD-ROM.
Words
of the
Internet
Age
Malware
Often spread via a virus,
malware is a computer
system, or mobile device.
The term is a portmanteau
of malicious (a term of Latin
origin meaning “desiring to
cause injury or harm”) and
the new-fangled suffix –ware.
The combining form –ware
is an extracted form from
the term software and has
been used to refer to any
specific kind of software, as
in spyware and shareware.
Download
Though this ubiquitous term
may seem familiar, it wasn’t
invented until the late 1970’s
There will be a “quiz” later, see the
as the Internet was getting
Internet Age Crossword Puzzle
into its groove. Unlike many
of the other words that the
Internet bequeathed to us,
download sounds like it
could have existed before
because it is a portmanteau
Wi-Fi
of two common English
Whether in Starbucks or
words: down and load.
McDonalds, businesses have
The computing sense of
been offering free Wi-Fi for years now, but what does
download coevolved with the term upload, as one must
it stand for? Well, there is little evidence that the term
Wi-Fi is a shortening of “wireless fidelity.” However it is upload something before it can be downloaded. Today,
though, the term download is used much more often
most likely an iteration of hi-fi, meaning “high fidelity”
than its counterpart
which refers to the sound quality of vinyl records.
Today Wi-Fi is a trademarked term that refers to any
Internet
device that connects to broadband wireless.
The word Internet is actually an abbreviation of the
term internetwork which was used to describe a large
App
Since the launch of the Apple App Store in 2008 and the connection of computer networks. The longer original
term reminds us what the Internet really is: a gigantic
successful ad campaign (“There’s an app for that.”), the
connection of computers talking to each other.
term app has become very prominent. It is a clipped
form of the word application which once meant “the
act of putting to a special use or purpose.”
Now don’t you feel so up with the times?!
However with the rise of personal computing, it came
to refer to a computer program used for a particular
www.Dictionary.com
PRSRT STD
U.S. Postage
PAID
Belmond, Iowa
Permit No. 54
1202 Edgington Ave. • PO Box 311 • Eldora, IA 50627
TEMP-RETURN SERVICE REQUESTED
Page 8
Hardin County Savings Bank
Return your completed puzzle to any HCSB location before
August 21, 2015 to be included in the $20 MasterCard gift card drawing.
Name______________________________________________________________________
Phone_____________________________________________________________________
Internet Age Crossword Puzzle
Welcome Summer Answer Key
Across
3. This abbreviation was once used to describe an elderly
woman.
4. Blog is a clipped form of what internet word?
8. Wi-Fi is a trademarked term referring to any device that
connects to _______
10. The term LOL is used to communicate what when
communicating online?
11. A term that describes malicious software intended to
cause harm.
14. The term app is a clipped form of what word?
15. A type of software application, typically via the web.
16. An abbreviation of the term internetwork.
Down
1. The man who coined the word “blog”.
2. The word invented in the late 1970’s as Internet was just
getting started.
5. Another word for hash-mark.
6. The internet is really a gigantic _______ of computers
talking to each other
7. A symbol used to search for or identify a topic.
9. The meaning of hi-fi is _______fidelity.
12. The abbreviation MOOC stands for what type of open
online course?
13. There is little evidence Wi-Fi stands for wireless _______.