DISABLED FACILITY LOAN
WHO ARE WESSEX HOME
IMPROVEMENT LOANS?
Wessex Home Improvement Loans (WHIL) is the trading
name of Wessex Resolutions C.I.C., a Community Interest
Company working in partnership with local authorities
across the South West of England.
WHIL offers financial assistance, including a “DISABLED
FACILITIES LOAN”. This new scheme is designed to
assist clients to make essential adaptations to their
property so that they, or someone they support and
care for, can live as independently as possible in their
own home.
SECURITY & RISK
All loans are secured by an equitable mortgage on the
property. It is also registered at the Land Registry, meaning
that the property cannot be sold or change ownership
without the WHIL loan being repaid.
THE PROCESS
WHAT DO I NEED TO DO TO APPLY?
After you have contacted your Local Authority and requested
a visit from WHIL
„„ One of our Advisers will contact you in the next few days
to arrange an initial visit.
„„ They will provide you with more information about
the different types of loans and the repayment options
available to you.
„„ They will make a financial assessment to ensure you have
sufficient disposable income for the loan. This is very
important because you must not commit yourself to a
loan you cannot afford.
„„ The Loan Adviser will explain and guide you through the
next stages of the process.
„„ They will help you to complete the application form and
keep you informed at all times of the progress of your
application.
Please note: Further details of these schemes are available on request from your Local Council.
Depending on your Local Authority Policy, not all schemes may be available in your area.
IMPORTANT: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Wessex Home Improvement Loans: Heatherton Park Studios, Bradford-on-Tone, Taunton TA4 1EU
T: 01823 461099 E: [email protected] www.wrcic.org.uk