Important Numbers
Office
(810) 632-2155
Fire, Police, Emergency
911
Office Hours
Mon – Fri
7:30 am – 4:00 pm
January 2017
Thank-You Howell American Legion
Devereaux Post 141
Meals
als On Wheels St
Staff
Wishes You a Safe and
Happy New Year!
The office will be closed on
Monday, January 2nd and
January 16th.
A frozen meal will be delivered on
December 28th for January 2nd and
on January 11th for January 16th.
We are celebrating 25 years together and
the generosity of the American Legion located at 3265 West Grand River Avenue in
Howell, MI. Their members purchase, prepare and deliver the Christmas Meals to
Livingston County Homebound Seniors. A
special thank-you to Melissa Beck who organizes the deliveries and Ralph
Sharpe who prepares the meal.
The Howell American Legion Devereaux Post 141 is also home of Howell
Veterans Organization (HVO) units.
American Legion Ladies Auxiliary, Sons of the American Legion,
American Legion Riders. Vietnam Veterans of America, American Veterans
(AMVETS), Marine Corps League, Disabled American Veterans
Together, they are active in the community, hosting the Memorial Day
Parade, Appreciation Dinners for our city and county law enforcement, fire
department and EMS units. They support the Scouts of America and Boys
State. They provide funding and assistance for veterans through the V. A.
Hospital and Livingston County Veterans Council and work closely with
the Livingston County Veterans Administration to assist veterans in our
community.
Bad Weather
Procedures
Curt, Ambria and Grace
Brighton Elves
Grace, Ambria and Curt came to the
office to help decorate and pack bags
for the Homebound Seniors who
would be receiving a Christmas meal.
DTE Energy Company donated cold
packs to each Homebound Senior.
Grace and Curt have been helping out
at Christmas time for 4 years. THANKYOU for your wonderful Holiday help.
We are not able to call
you individually when
weather conditions
prevent us from delivering your meal. The
general rule is that when schools in
your county are closed, the roads are
unsafe for your driver to deliver your
meal. Listen to your local radio or TV
station for the latest information on
school closings. This is a good time to
use the shelf meals that we send out.
We will resume delivering your meals
as soon as the weather permits.
Hartland Garden Club
A special thank-you to the Hartland
Garden Club who provided Hartland
Homebound Seniors with beautiful
Cyclamen plants for the holiday.
Consider Annuities For Dependable Retirement Income
More than 10,000 Baby
Boomers will turn 65
today, and about 10,000
more will cross that
threshold every day
for the next 13 years.
Few of them, however,
will take the time to
adequately plan for
the next phase of their
lives.
Many Americans expect Social
Security to provide much of
their retirement income, despite growing concerns about
the reliability of future payouts.
The federal insurance program–
once considered a dependable
source of retirement income–is
now less certain as Boomers begin receiving benefits at a rate
greater than what is flowing
into the system.
According to a recent study
commissioned by the Bankers
Life Center for a Secure Retirement, nearly three-fourths of
middle-income Americans say
that Social Security benefits
make up at least half of their retirement income.
fixed rate of interest and accumulates on a tax-deferred basis,
meaning you do not pay taxes
on your earnings until you actually withdraw them from
your policy.
Annuities can be a dependable, longterm means of retirement savings.
annuities are widely considered
a secure, dependable option for
retirement planning.
• The principal investment is
not affected by market gains
or losses.
• Earnings accumulate on an
income-tax-deferred basis.
• In most cases, an annuity
payout can be completed
without a lawyer.
There are many different types
of annuities.
Fixed Interest Annuity. This
product is designed to help you
accumulate funds for your retirement. The money in your
annuity earns a guaranteed
Fixed Indexed Annuity. A fixed
indexed annuity provides the
guarantees that come with fixed
annuities but is combined with
the opportunity to earn interest
based on changes in an external
market index. Because you are
not actually participating in the
market, the money in your annuity is not at risk.
Immediate Annuity. An immediate annuity is purchased
with a single lump-sum payment and, in exchange, pays a
guaranteed income stream that
starts almost immediately.
Many of the variables that affect
retirement security are in your
hands. Talk to your trusted financial advisor and learn about
the retirement planning options
available to you today, so you
can ensure a secure tomorrow.
Financial experts, however, say
annuities may be the better option for a dependable, long-term
means of retirement savings.
Annuities function like reverse
insurance: the owner pays a
lump sum and receives payouts. There are several reasons
With peppers, bigger might not be better, especially if you like them hot. Generally, the smaller the pepper, the hotter, and none of the hottest peppers in the world
is more than three inches long.
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EyeCare America Helps
Save Seniors’ Sight
It’s a fact of life. When people reach their senior
years, they are at high risk for developing agerelated eye diseases that can lead to blindness
if not caught and
treated in time.
The good news
is that people can
take steps to protect themselves.
The first step is to
get a simple, pain- You may be able to improve your
less eye exam by sight and get a free eye exam.
an ophthalmologist, the medical doctors that detect and treat these conditions. To help seniors who
haven’t seen an ophthalmologist in three or more
years, the American Academy of Ophthalmology’s
EyeCare America program may be able to help.
This public service program has been matching
Americans 65 and older with volunteer ophthalmologists across the country for more than 30
years. EyeCare America volunteers provide eligible seniors with medical eye exams often at no
out-of-pocket cost, and up to one year of followup care for any condition diagnosed during the
initial exam for the physician services. The program also offers a glaucoma eye exam to eligible,
uninsured individuals who are at increased risk
for glaucoma, determined by their age, race and
family history.
Other Ways EyeCare America Can Help: Drug
Discounts
Connecting people with a volunteer ophthalmologist isn’t the only way EyeCare America helps
seniors. It can also help people deal with the challenges of affording prescription medications. This
can be helpful, especially to seniors who may live
on a fixed income.
EyeCare America’s new drug discount card can
help people save up to 80% on drug costs. It can
be used as often as needed at over 65,000 pharmacies nationwide, including all major chains.
The card can also be shared with friends and family. It’s free, with no fees or registration, and it
never expires.
The Arctic tern’s annual migration route spans 22,000 miles
round-trip, from the Antarctic to the Arctic Ocean.
The longer I live, the more
beautiful life becomes.
—Frank Lloyd Wright
Wintertime
BLANKET
BOOTS
COATS
COCOA
COLD
FIREPLACE
FLEECE
FREEZE
FROSTBITE
FROZEN
GALOSHES
GLOVES
HATS
HEATER
HOCKET
ICESKATE
ICICLES
MITTENS
SCARF
SKIS
SLED
SLIDE
SNOWBALL
SNOWFALL
SNOWFLAKE
SNOWMAN
SNOWPLOW
SOCKS
SWEATER
SWEATSHIRT
THERMAL
WINDSTORM
Holiday Cards for
Howell Seniors
Voyager Elementary Students
created homemade Holiday Cards
for the Howell
Homebound
Students receiving
a Holiday meal on
Christmas Day. A
special thank-you
to the Voyager
students for making the Christmas Holiday special for
the Homebound Seniors.
Trivia Day – Jan. 4Th
Trivia Day is a fun day. It is an opportunity for us to share those many
little trinkets of knowledge. It doesn’t
matter how big or how trivial. Dazzle
your friends and family with generous portions of trivia today!
Martin Luther King Day
– January 16, 2017
Martin Luther
King Day is a
federal holiday
held on the
third Monday of
January. It celebrates the life
and achievements of Martin Luther
King Jr., an influential American civil
rights leader. He is most well-known
for his campaigns to end racial segregation on public transport and for
racial equality in the United States.
Born on January 15, 1929, Martin
Luther King Jr. grew to become one
of the greatest Social Activists the
world has ever known. His birthday
became a National Holiday by an act
of Congress in 1983. Many consider
it a day to serve their community.
Thank-You York Risk Services Group
Every year the employees of York
Risk Wervices Group select a nonprofit in the area to donate their
raised funds that they have collected throughout the year with multiple events such as: Charity Snack
Cabinet, Bottle Returns, Chili
Cook off, Euchre Tournaments,
and Mother & Father’s Day Events. York Risk Services Group is located in
Howell, MI. We are grateful that they included us this year.
New Year’s Day – January 1
To many Americans, the ball dropping at Times
Square in New York City signals the start of the new
year in this country. The ball was first dropped in 1908.
Did you make a New Year’s resolution? Millions
of people do. It’s easy to make resolutions, yet much
harder to accomplish them.
New Year’s Eve is when all the fun and festivities are. We see out the old
year and ring in the new. New Years’ Day on the other hand, is a time to
relax and enjoy the start of a bright and promising new year…a new beginning. It is a time to be with family. Enjoy New Year’s…it only comes once
a year.
Feast Of The Epiphany –
Three Kings Day – January 6
Melchior and Balthasar were the three kings (also
known as the Three Wise Men) who saw the star
over Bethlehem when Christ was born. They followed it to find the Christ child on January 6th.
They brought the Christ child gold, frankincense
and myrrh.
January Birthdays
Domenico Alvaro
Benson Brown
Mary Collins
Mary Curry
Kathleen Dehetre
Vincent Dimaria
Roger Dowling
Shirley Felix
Gilbert Ferguson
Ruth Garrison
Julie Goldfine
Roxanna Graham
Marily L. Jones
Gail Lange
Barbara Lannin
Martha Long
Maggie Merrill
Mary Sharon Morris
Lorraine Munrath
Viola Nickell
Donald R. Patterson
Betty Plummer
Barbara Pressler
Fred Preston
Kaye Robine
Lelia Rose
Audrey Schroeder
Helen Schutz
Lottie Small
Nicholas Waskul
The January flowers
are the carnation and
snowdrop.
The January birth
stone is the Garnet.