Union Bank of Colombo PLC - Tariffs - (w.e.f. 1st June 2016)
DESCRIPTION
RETAIL
DBU
Rs.)
DBU FCY / FCBU
(in USD)
Elite Circle Customers
1.00 Minimum Deposit to open Accounts
Ultra Saver
Regular Saver
Ruweththi
Kidz Saver
Salary Select
Salary Power
Business Savings
Personal Current Accounts
All other Current Accounts
Any LKR FD
NRFC and all FCY Accounts excluding RFCs
RFC
FCBU FCY Accounts
1,000
1,000
1,000
1,000
1,000
500
5,000
5,000
10,000
10,000
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
100
100
500
1,000
NA
NA
1,000
1,000
NA
NA
5,000
NA
NA
USD 100
USD 100
NA
2.00 Minimum Average Balance to Earn Interest
Ultra Saver
Regular Saver
Ruweththi
Kidz Saver
Salary Select
Salary Power
Business Savings
NRFC and all FCY Accounts excluding RFCs
RFC
FCBU FCY Accounts
5,000
1,000
5,000
1,000
5,000
1,000
10,000
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
200
200
500
5,000
NA
NA
1,000
5,000
NA
NA
USD 200
USD 200
NA
3.00 Minimum Monthly Average Balances for Current Accounts
Personal Current Accounts
All other Current Accounts
10,000
20,000
NA
NA
10,000
NA
250
1,500
NA
NA
Free
NA
NA
10
Free
4.00
Service Charges on Current Accounts - for non maintenance of minimum
average balances
Personal Current Accounts
All other Current Accounts
FCBU FCY Accounts
(in
Remarks
PAGE01
4.01
Minimum TOD Interest
Rs. 100
$2
Rs.100/$2
Rs. 150
Rs.300
Rs.750
Cost + Rs. 20 per leaf
Rs 125
Rs.200 per leaf
N/A
N/A
N/A
N/A
N/A
N/A
No Charges
150
400
N/A
N/A
Rs.100 per leaf
Rs.300
N/A
No Charges
b) Without adequate funds
Rs.3000
N/A
Rs.3000
c) If entire cheque book or unused part
Cheque Returns - Charges (UBC Cheques)
a) For inadequate funds
b) Referral charge
Cheque Returns Charges (on 3rd party cheques deps.)
Postdated Cheques - Handling Charges
Issue of Pay Orders - Charges
a) Account Holder
c) Pay Order Cancellation Charges
Standing Orders - Charges
a) Setting- up Charges
b)Setting up charges - Bancassurance
c) Transfer to Accounts at UBC
d) Transfer to Other Bank Account
d) Transfer through SLIPS
Rs.1000
N/A
Rs.1000
Rs.3,000
Rs.175
Rs.50 per CRN
N/A
N/A
N/A
N/A
N/A
Rs.3,000
Rs.175
Rs.50 per CRN
N/A
Rs.350/Rs.250/-
N/A
N/A
Rs.200/Rs.250/-
4.02 Charges on Issual of cheque books
a) Small ( 10 leaves)
b) Small ( 20 leaves)
c) Large ( 50 leaves)
d) Printing of Specially Designed Leaves
e) Unused cheque books destroyed
f) Counter cheque leaf
4.03 Stop Payment of Cheque - Handling Charges
a) With adequate funds
4.04
4.05
4.06
5.00
6.00
Rs.250
$10
Rs.250/Free
Free
Free
No. Charge.
No. Charge.
No. Charge.
SLIPS/CEFT/RTGS/Pay Order Chgs shall Apply
Rs. 25
$1
Rs. 10
e) Non execution of a Standing Order due to lack of funds(excluding inhouse)
Rs. 250
$5
Rs. 250/$5
f) Standing Order Cancellation (before expiry)
Rs. 250
$5
Rs.250/- /$.5/-
No charges
No charges
No charges
Rs.1000
Rs.1000
N/A
N/A
Rs.1000
Rs.1000
Rs. 50/-
N/A
Rs. 50/-
Free
Free
Free
Free
g) Non execution of Standing Order due to lack of funds for inhouse A/Cs
7.00 Cheques Marked for Payment - Handling Charges
a) On our customers account (Inward )
b) At the request of our customers (Outward)
8.00 Charges on SLIPS Transactions -
SLIPS transfers (not under batch processing)- General
SLIPS transfers under batch processing/salary Batches
Up to 10 SLIPS in one batch
Above 10 & upto 25 SLIPS in one batch
on specific remarks
Rs 30/= per slip
Rs. 25 per slip.
PAGE02
Above 25 and up to 50 SLIPS in one batch
Above 50 and up to 100 SLIPS in one batch
Above 100 and up to 200 SLIPS or more in one batch
CEFT Transfer Charges (to any other bank account)
Over the counter Transfers
Online Funds Transfer
9.00 Service Charges on RTGS Transfer
10.00 Statements of Accounts (additional)
a) Within 12 months
b) Beyond 12 months
c) Temporary Statements - per statement.
Rs.20/= per slip
Rs. 15/= per slip
Rs. 10/-per slip
Free
Free
Free
Free
Free
Free
Rs.1000
$0.50
$0.25
$10
Rs.100/Rs.50/Rs.1,000/$5
Rs.100 Per pg
Rs.100 per pg
Rs.100
5$ per statement
10$ per statement
$5
Rs.100/$5
Rs.250/$10
Rs.100/$5
Rs.100/Rs.50/-
11.00 Statement Generation - Charges
12.00
13.00
14.00
15.00
16.00
17.00
18.00
19.00
Saving Accounts
a) Quarterly
b) Monthly for Ultra or Regular
d) E-mail Statements
Current Accounts
a) Monthly
b) Weekly
c) Daily
d) E-mail Statements
Salary Transfers - Handling Charges - New
a) Effect through SLIPS
b) Effect through Pay Order/ Draft
Hold Mail - Charges ( Retained Month -end Statement)
Issue of duplicate advices
Issue Duplicate Savings Passbook
Closing of Account - Handling Charges
a) Savings Account (If closed within 6 months)
b) Current Account
c) Current Account due to unsatisfactory conduct
d) DBU FCY / FCBU Accounts
Balance Confirmation Certificate (Visa & Audit)
Status Reports
Investigation Charges
a) Queries on transactions done within 12 months
b) Queries on transactions done beyond 12 months
c) Tracking Outward Remittance in dispute
Charges. are per statement. Beyond 12
months - Max. Chgs. Rs. 7500 / $ 75)
No charges when, generated through
UBOnline/ Unitel/ ATM
`
No Charge
Rs. 50/No Charge
N/ A
N/A
No Charge
No Charge
No Charge
No Charge
Rs. 750 p.month
Rs.1200
No Charge
Rs. 2000
as per 8 above
Rs. 150
Rs.250
Rs. 100
Rs. 250
No Charge
$10 p.month
$20
N/A
$25
N/A
$2
$5
$3
N/A
No Charge
Rs. 750/$10 p.month
Rs.1200/$20
No. Charge.
N/A
No Charge
N/A
Rs.250
Rs. 100/Rs. 100/-
Rs150
Rs.500
Rs. 1,000
N/A
Rs.500/Rs. 1500
N/A
N/A
N/A
$10
$10
$20
No Charge
No Charge
Rs. 1,000
$10
No. Charge.
Rs.1500/$20
Rs. 250
Rs.1000
$5
$10
No. Charge.
No. Charge.
Rs. 1500
$15
No. Charge.
To be in line with 8 above
PAGE03
20.00 Domestic Cheques Purchase - Pay Orders
20.01
21.00
21.01
21.02
21.03
21.04
21.05
21.06
21.07
22.00
Domestic Cheques Purchase - 3rd Party Cheques
Travel & Remittances
Outbound Travel
Issue of Traveler's Cards
a) Annual Charge
b) Initial Loading / Reloading of Value
Issue of Foreign Currency Notes
a) Rupee source
b) FCY source
Migration Related Remittance of Funds - Handling Fee
Inbound Travel
Traveler's Cheques / Card
a)Travelers Cheques / Card Value Encashment - Commission
Foreign Currency Notes Encashment (Account Credited)
a) In Rupees
b) In foreign currency
c) Foreign currency Notes Encashment (Non Customers)
Outward Remittances
0.75% flat, Min Rs.
1000/pls contact branch
N/A
0.75% flat, Min Rs. 1000/pls contact branch
Rs.500
0.5% Min.Rs.500
$5
0.5% Min. $ 5
No Charge
No Charge
Rs. 500
N/A
Rs. 5000
N/A
$5
$50
No Charge
No Charge
5000/$50
Rs.750
$ 10
N/A
No Charge
No Charge
No Charge
No Charge
No Charge
No Charge
No Charge
No Charge
No Charge
If Charges on UBC (Ours) add Rs. 5,000 / $
50 or equv. in other curr.
22.01 Telegraph Transfer (Customers)
22.02
22.03
22.04
22.05
a) Rupee based
b) FCY based
Issue of Demand Drafts (Customers)
a) Rupee based
b) FCY based
Stop Payment/Cancellation of Demand Drafts
a) Rupee based
b) FCY based
Inward Remittances
Telegraph Transfer (Customers)
a) Rupee based
Rs.2,500
$25
N/A
$25
Rs.1,000
$20
Rs. 750
$10
N/A
$10
Rs.500
$5
Rs. 1500
N/A
N/A
$15
Rs.1,500
$15
No Charge
N/A
No Charge
$5
$5
Rs.500
$10
N/A
Rs. 400
N/A
Rs. 400
NA
USD 5
USD 5
b) FCY based
c) Payment by Draft / Pay Order (Non Customers)
23.00 FCY Drafts/Cheques/Money Orders deposited to the account
a) Rupee based (Collection basis)
b) FCY based (Collection basis) All FCY drafts including USD drafts that can be
collected through local USD Clearing
PAGE04
c) USD instruments (Collection basis) Value upto25,000/-
Rs.400/= + Corr. Bank USD 5/= + Corr. Bank
Chgs
Chgs
Corr. Bank Chgs Only
Maximum can be collected is USD 25,000/-
d) Immediate Credit /Purchased (Without limit)
ii) USD instrument - Up to value 25,000/- Foreign Clearing
iii) FCY drafts that can be collected through local USD Clearing
24.00 Initial Processing Fees - Retail
Processing fees -Personal Loan
0.075% per day Min Rs
0.5% Min + Corr. Bank
1000/= + Corr. Bank
0.5% Min + Corr. Bank Chgs.
Chgs.
Chgs.
NA
0.25% Min USD 10
Below Rs. 1 Mn
Rs.7500
N/A
Rs. 1 Mn - 5 Mn
Rs.10,000
N/A
Above Rs. 5 Mn
Rs.12,500
N/A
0.20% flat or
minimum of Rs.7,500
up to maximum of Rs
25,000
N/A
24.01 Processing fees-Housing Loan
24.02 Penalty fees applicable for Personal and Housing Loans ;
0.25% Min USD 10
Discount to be decided case
by case basis
Discount to be decided case
by case basis
N/A
24.03 Early settlement/Part settlement penality
4% from the capital
outstanding
N/A
24.05 Penalty interest on arrears payments
2% p.a. above the
normal interest on
arrears capital
N/A
Rs.500,000 to Rs.1 Mn
1% flat/Minimum of
Rs 7,500
N/A
Rs. 1 Mn - 5 Mn
0.75 % flat/Minimum
of Rs 10,000
N/A
24.06 Legal fees for Mortgage over Immovable Property
24.07 Panel Lawyer Charges (for outstation branches)
PAGE05
0.60 % flat/Minimum
of Rs 30,000 and
Maximum of
Rs.50,000
N/A
0.75% flat/Minimum
of Rs.10,000
N/A
Rs. 5 Mn - 10 Mn
0.70 % flat fee
N/A
From Rs.10 Mn and above
0.25 % flat fee
N/A
Above Rs. 5 Mn
24.08 In House Legal Charges (Within Colombo)
Rs.500,000- Rs.5 Mn
24.09 a) New/Additional* (on additional amount)
Retail
24.10 b) Renewals - Facilities upto Rs 1M
- Facilities above Rs 1M
24.11 c) 100% Cash covered - Retail
24.12 d) Renewals - Retail
24.13 e) One-off facilities
24.14 f) Inspection Charges
25.00 Advance Payment Import Document Endorsement Fee
26.00 Treasury Activities
Investment A/c activity charge - Non Customer
27.00 Leasing
0.125% Flat
0.125% Flat
Rs. 500
Rs.1000
Rs.750
Rs.750
Rs. 2000
Rs.1500
Rs.1,000
$5
$10
$10
$10
$20
$20
$10
Rs. 500/$5
Rs.1000/$10
Rs.750/$10
Rs.750/$10
Rs. 2000/$20
Rs.1500/$20
1000/$10
Rs.500
N/A
N/A
Documentation Handling Charges
Rs.3,500+VAT
N/A
Sale of Vehicle Charge (Issuance of deletion letter)
Rs. 2,500+VAT
Penalty interest on arrears rentals
2% p.a. above the
normal interest on
arrears capital.
To be recovered at redemption or renewal
time.
28.00 Pawning -Penal Interest
To be charged - After one year
Int.Rate + 2%
N/A
Int.Rate + 2%
To be recovered from refunds available.
28.01 Pawning Auction Cost Recovery From Refund available
a) 10% of the capital outstanding subject to following :
Maximum charges
Min 2.5K Max 25K
Rs.4000
N/A
Rs.4000
PAGE06
Minimum charges
Rs.1000
N/A
Rs.1000
Rs.500
No. Charges.
$5
N/A
500/$5
No. Charges.
Rs.5,000 p.a.
$50/-
Rs.5,000/$50/- p.a.
Rs.7,500/-
$.75/-
Rs.7,500/-/$75/-
Rs.10,000/-
$.100/-
Rs.10,000/- / $.100/-
Actual cost
Actual Cost
Actual Cost
In both cases, if the refund available is lesser than the above, then the refund
amount would be recovered as auction cost recovery
29.00 Service Charges on CRIB Report Obtained
30.00 Utility Bill Payments
31.00 Safe Deposit Lockers
Small
Annual Rental Charge to be Recovered on day of placement
Medium
Annual Rental Charge to be Recovered on day of placement
Large
Annual Rental Charge to be Recovered on day of placement
31.01 Replacement Charge - on Safe Deposit Locker key replacement
32.00 Cards
32.01 Classic Cards
Issuance Fee Instant Cards
Rs.300/-
____
____
Issuance Fee Personalized Cards
Rs.550/-
____
____
Annual Renewal Fee (applicable from year 2 onwards)
Rs. 400.00 (To be
charged in November Rs. 400.00
commencing in 2016)
____
Rs. 500.00
____
Rs. 500.00
Issuance fee Personalised cards
Rs. 750.00
____
Rs. 750.00
Annual Renewal Fee (applicable from year 2 onwards)
Rs. 600.00 (To be
charged in November ____
commencing in 2016)
32.02 Platinum Cards
Issuance fee Instant cards
plus 15% VAT to be charged on rentals.
Rental to be charged upfront at point of
issuing.
Rs.600/-
32.03 Debit Card Overseas usage fee
Balance Inquiry Fee – UBC ATMs
Cash Withdrawal Fee – UBC ATMs
Balance Inquiry Fee – LankaPay network
Free
Free
Rs. 7.50
___
____
___
Free
Free
Rs. 7.50
PAGE07
Cash Withdrawal Fee – LankaPay network
Rs. 30.00
___
Rs. 30.00
Balance Inquiry Fee – VISA network (Local/ Foreign)
Rs. 50.00
____
Rs. 50.00
Cash Withdrawal Fee – VISA network – Local
Rs. 100.00
_____
Rs. 100.00
Cash Withdrawal Fee – VISA network – Foreign
Rs.400.00
_____
Rs.400.00
PIN Reissue Fee
Rs. 300
____
Rs. 300
Fuel Surcharge
2%
___
2%
Rs. 80,000
____
Rs. 80,000
Platinum Card - Daily ATM withdrawal limit
Rs. 100,000
____
Rs. 100,000
Classic Card
Rs. 100,000
____
Rs. 100,000
Rs. 200,000
____
Rs. 200,000
33.00 Debit Card Overseas usage per day Limits
Classic Card
- Daily ATM withdrawal limit
- Daily POS purchase limit
Platinum Card - Daily POS purchase limit
34.00 UB-Online - Internet Banking
a) Business Customers - Annual Service Charge
Rs.1,000/-
$.10/-
N/A
b) Personal Customers - Annual Service Charge
Rs.500/-
$5/-
No Charges
SME
35.00 Initial Processing Fee - SME
New
0.25% (Min. Rs.
5,000/-)
N/A
PAGE08
35.01 Enhancement / Additional (with renewal of existing package)
0.25% on
enhanced/additional
amount plus renewal
fee (minimum
Rs.5,000/-)
Renewals - Facilities Upto Rs. 1M
Rs.1,000/- flat
N/A
Renewals - Facilities From Rs. 1M to Rs.5M
Rs.2,500- flat
Renewals - Facilities Above Rs.5M
Rs.5,000/- flat
a) 100% Cash covered (New facility )
b) 100% - Cash covered (Renewals)
c) One off facilities
Rs.1,000- flat
Rs.750/- flat
Rs. 2,500/- flat
N/A
N/A
N/A
d) Inspection Charges
Rs. 2,000/- plus
transport cost
N/A
35.02 Penalty fees applicable for SME Facilities :
Penalty interest on arrears in payments
Early settlement/Part settlement penality
2% p.a. above the
normal interest on
arrears capital
2.5% from the capital
outstanding
35.03 Legal fees for Mortgage over Immovable Property /Assets (SME)
Panel Lawyer Charges (for outstation branches)
Upto Rs.500,000/From.Rs.500,000/- to Rs.1Mn
From.Rs.1Mn to Rs. 5Mn
Above Rs. 5Mn
1.5% flat (Min.
Rs.5,000/-)
0.1% flat (Min. of
Rs.7,500/-)
0.75 % flat (Minimum
Rs.10,000/-)
N/A
N/A
N/A
0.60 % flat (Min.
Rs.30,000/- & Max.
Rs.50,000/-)
35.04 In House Legal Charges (Within Colombo)
Upto Rs.500,000/-
1.5% flat/Minimum of
Rs.5,000/-
N/A
Rs.500,000- Rs.5 Mn
0.1% flat/Minimum of
Rs.10,000
N/A
PAGE09
0.75 % flat fee
(Minimum Rs.40,000/& Max Rs.75,000/-)
Above Rs.5 Mn
N/A
35.05 Legal fees for Mortgage over movable Assets/Property (SME)
36
37
38
39
40
Upto Rs.5 Mn
0.75% flat (Min. of
Rs.5,000/- & Max.
Rs.25,000/-)
Above Rs.5 Mn
0.5% flat (Min.
Rs.25,000/- & Max.
Rs.75,000/-)
Initial Processing Fees - Retail
a) New/Additional* (on additional amount)
b) Renewals - Facilities upto Rs 1M
- Facilities above Rs 1M
c) 100% Cash covered - Retail
d) Renewals - Retail
Retail
e) One-off facilities
f) Inspection Charges
Advance Payment Import Document Endorsement Fee
Treasury Activities
Investment A/c activity charge - Non Customer
Leasing
Documentation Handling Charges
$5
$10
$10
$10
$20
$20
$10
0.125% Flat
Rs. 500/$5
Rs.1000/$10
Rs.750/$10
Rs.750/$10
Rs. 2000/$20
Rs.1500/$20
1000/$10
Rs.500
N/A
N/A
Rs. 3500
N/A
Rs. 1750
Service Charges on CRIB Report Obtained
Debit Tax Refunds
Debit Tax Refunds - Processing Charges
43 Utility Bill Payments
44 Electronic Banking
44.01 Issue of Duplicate ATM Card
ATM Card (existing)
Min 2.5K Max 25K
Charges to be recovered annually
50%
To be recovered at redemption or renewal
time.
Pawning -Penal Interest
To be charged - After one year
40.01 Pawning Auction Cost Recovery From Refund available
a) 10% of the capital outstanding subject to following :
Maximum charges
Minimum charges
In both cases, if the refund available is lesser than the above, then the refund
amount would be recovered as auction cost recovery
41
42
0.125% Flat
Rs. 500
Rs.1000
Rs.750
Rs.750
Rs. 2000
Rs.1500
Rs.1,000
Int.Rate + 4%
N/A
Int.Rate + 4%
To be recovered from refunds available.
Rs.4000
Rs.1000
N/A
N/A
Rs.4000
Rs.1000
Rs.500
$5
500/$5
No. Charges.
No. Charges.
N/A
N/A
No. Charges.
No. Charges.
Rs. 300
Rs. 250
$5
No. Charges.
PAGE010
Issuing of Classic Debit Card for Ultra / Regular existing customers during cut-over
Debit card classic - Regular Savings
Debit card classic - Ultra Savings
Debit Platinum
44.02 ATM Activity Fee
UBC - ATM's Service Charge - (annual)
44.03 ATM Withdrawal Limit -per day
ATM Withdrawal Limit -per day Regular / CA
ATM Withdrawal Limit -per day Ultra
44.04 Activity done locally - at other "Cirrus" ATMs
a)
Financial (Withdrawal)
b)
Non Financial
Free
Rs. 300
Rs. 300
Rs. 500
Rs.150
Rs.50,000
Rs.50,000
Rs. 100,000
$2
Equv. of Rs.50,000
No. Charges.
RS.100,000
RS.100,000
Rs.50
N/A
No. Charges.
No. Charges.
No. Charges.
No. Charges.
Activity done locally - at other "Lankapay" ATMs
a)
Financial (Withdrawal)
b)
Non Financial
44.05 Activity done Internationally - at other "Cirrus" ATMs
a)
Financial (Withdrawal)
b)
Non Financial
45 UB-Online - Internet Banking
45.01 a) Business Customers - Annual Service Charge
b) Personal Customers - Annual Service Charge
45.02 Payments Effected Through UBOnline /TV Banking
a) To the credit of a UBC Account / Utility Payment
b) Payment to third parties - transfer to other banks - less than Rs.1 Mn
c) Payment to third parties - transfer to other banks - more than Rs. 1 Mn
46 Bank Track-SMS Banking - Annual Fee
47
No Charge
No Charge
No Charge
Rs. 200
Rs.75
$2
$1
Rs. 200/$2
Rs.75/$1
Rs.1,000
Rs.500
$10
$5
N/A
No Charges
No Charges
Rs.150
Rs.1000
Rs. 100/-
No Charges
$2
$10
$2
No Charges
Rs.150/$2
500/$5
No Charges
No Charges
No Charges
No Charges
ref:22.4.2
ref:22.4.2
ref:22.4.2
N/A
0.25%
0.25%
Rs.100
Rs. 150
Rs.150 .
$2
$2
$3
Rs.100/$2
Rs. 150/$2
Rs.150/$3 .
TV Banking Annual Fee-Personal Customers
Other Charges
48
Rs. 20
Miscellaneous Charges
48.01 Commission in lieu of exchange
48.02 Postage
Local - a) Normal Post
b) Registered Post
48.03 Foreign - a) Normal Post
Applicable when crediting FCY A/cs with
foreign currency (excluding FCY Notes).
PAGE011
b) Registered Post
48.04 Courier charges
49 Legal Fees
Rs.300
Rs. 3500
$5
$35
Rs.300/$5
Rs. 3500/$35
1.5% Flat
1.% Flat
0.75.%
0.60%
0.60%
1.5% Flat
1.% Flat
0.75.%
0.6.%
0.60%
1.5% Flat
1.% Flat
0.75.%
0.60%
0.60%
Rs.250
$10
Rs. 250/$10
Rs.2,500
Rs.8,000
$25
$80
Rs. 2500/$25
Rs. 8000/$80
Rs.5,000
Rs.20,000
$50
$175
Rs.5000/$50
Rs20000/$175
0.25%
Rs. 4000
0.125% p.month
Rs. 5000 flat
0.25%
$45
0.125% p.month
$50
N/A
N/A
N/A
0.375% p.quarter
0.125% p.month
Rs.4000
Rs. 500/- (per draft)
0.375% p.quarter
0.125% p.month
$45
N/A
N/A
N/A
N/A
0.25% p. quarter
Min. Rs.2000
0.125% p.month
Min. Rs.2000
Rs.2000
0.25% p. quarter
Min.. $ 30
0.125% p.month
Min. $ 20
$20
N/A
N/A
N/A
N/A
N/A
As per 25.2 & 25.3
As per 25.2-a) & 25.3-a)
N/A
0.125% p.month
Rs.4000
0.125% p.month
$45
N/A
N/A
49.01 Legal Fee for Mortgage over Immovable Property
49.02
49.03
49.04
50
50.01
50.02
50.03
a) Upto Rs. 500,000
b) From Rs. 500,000 to Rs. 1.0 million
c) From Rs. 1.0 million to Rs. 5.0 million
d) Above Rs. 5.0 million
Legal Fee for mortgage over movable Property
Recovery of Legal Costs
a).To serve a Letter of Demand
b) Filing Plaint (to cover Proxy Charges & Stamp Fee)
i) If Plaint filed at District Court
ii) If Plaint filed at Commercial Court
c) Appearing in Courts ( to cover incidental expenses)
i) Colombo & Suburb Courts
ii) Outstation Courts
Trade Services Charges
Imports
Import Sight D/Cs
a) Valid upto 3 months
b) Minimum Commission
c) For each additional month
Open Account Terms - Commission
SWIFT Charges
50.04 Import Usance D/Cs
a) Valid upto 3 months
b) For each additional 30 days or part thereof
c) Minimum Commission
50.05 Import Sight/Usance DCs - providing draft LC for review
50.06 Amendments to Import D/Cs
a) Value Enhancement
b) Extension
c) Other Amendments
50.07 Domestic D/Cs
a) Valid upto 3 months
b) For each additional month
c) Minimum Commission
Minimum Rs.5,000 / $ 50
Minimum Rs. 7,500 / $ 75
Minimum Rs.10,000 / $ 1000
Min. Rs. 30,000.00 / $ 300; Max. Rs.50,000.00
/ $500
Min. Rs. 3,000.00 / $ 30; Max. Rs.15,000.00 /
Rs. 2,500/- (per
transaction)
PAGE012
50.08 Amendment to Domestic
D/C's
a) Value Enhancement
b) Extensions
c) Other Amendments
50.09 Dispatch Charges - L/C Opening
a) SWIFT / TELEX
50.10 b) Courier
c) Registered Airmail
50.11 Dispatch Charges - L/C Amendments'
a) SWIFT / TELEX
b) Courier
c) Registered Airmail
50.12 Import Bills
Sight Bills under L/Cs - Commission
Differed Payment Bills under D/Cs - Comm
Minimum
50.13 Import Bills Received for Collection
Sight
Minimum
Acceptance Commission (Usance)
Acceptance SWIFT message
Payment SWIFT message
Minimum
Unpaid Import Bills at Maturity- Monthly charges.
50.14 Routing Documents through Other Banks - Handling Charges
a) Customers
b) Non Customers
c) Maximum
50.15 General SWIFT/TELEX
Per Message
50.16 Endorsing of Air Way bills /Advance Documents (IDs)
50.17 Reimbursement Fee
50.18 Discrepancy Fee (deducted from Bill Amt)
LKR Domestic L/Cs
50.19 Endorsing of Bills of Lading in lieu of Shipping Guarantees.
50.20 Shipping Guarantee
a) Commission - for the 1st month
b) Minimum
As per 25.2-a) & 25.3-a)
As per 25.2 - a) & 25.3 a)
N/A
Min. Rs.2000
0.125% p.month
Min. Rs.2000
Rs. 2000
Min.. $ 20
0.125% p.month
Min.. $ 20
$20
N/A
N/A
N/A
N/A
Rs. 3000
Rs.3500
Rs.750
$40
$40
$15
N/A
N/A
N/A
Rs.2500
Rs.3500
Rs.750
$35
$40
$15
N/A
N/A
N/A
No. Charges
0.25% p. quarter
Rs. 3000
No. Charges
0.25% p. quarter
$45
N/A
N/A
N/A
0.25% Flat
Rs.3000
0.25% p. quarter
Rs. 1,500/Rs. 1,500/Rs.3000
Rs. 2,500 p.m.
0.25% Flat
$45
0.25% p. quarter
$15
$16
$45
$ 25 p.m.
N/A
N/A
N/A
Rs. 1000
0.125% Flat
Rs.2500
$20
0.125% Flat
$35
N/A
N/A
N/A
Rs.1000
Rs. 2500
Nil
$75
Rs.3000
Rs.3000
$15
$40
Nil
$75
N/ A
$45
N/A
N/A
N/A
N/A
N/A
N/A
0.25%
Rs.3000
0.25%
$30
N/A
N/A
Min Rs. 1000
PAGE013
c) Commission Beyond 1 month
Holding Import Shipping Guarantees and Import Delivery Orders
Release of Documents free of payment
Exports
Advise of Documentary Credits
a) Customers
b) Non Customers
51.02 Advising of Amendments
a) Customers
b) Non Customers
51.03 Transfer of D/Cs
Rs. 2,500 p.m.
Rs.2,000 p.m.
Rs.3500
$ 25 p.m.
$25 p.m.
$50
N/A
N/A
N/A
Rs.2500
Rs.3000
$30
$40
N/A
N/A
Rs.1500
Rs.2000
$15
$20
N/A
N/A
a) Commission on Transfer of full or part of a D/C Value
Rs.5,000
$45
SWIFT.Charges on transfer of
full or part of DC-Rs.3000 or Per Beneficiary Notification
USD 30/-
b) Commission on Transfer of Amendments
Rs.3,000
$30
SWIFT.Charges on transfer of
Amendments -Rs.1500/- or Per Beneficiary Notification
USD 15/-
Rs.3000
$30
N/A
Per Beneficiary Notification
0.375% p.quarter
0.375% p.quarter
N/A
Cancellation within 1 month 0.75% of Comm.
to be refunded.
0.125% p.m.
0.125% p.m.
N/A
1% p.quarter.
0.125% p.month
Rs.5000
1% p.quarter.
0.125% p.month
$100
N/A
N/A
N/A
0.25% Flat
Rs 3000
Rs.4000
0.25% Flat
$30
$45
N/A
N/A
N/A
0.25% Flat
0.25% Flat
0.25% Flat
0.25% Flat
0.25% Flat
0.25% Flat
N/A
N/A
N/A
Rs.4000
Rs.500
Rs.3000
Rs.3500
$45
$10
$30
$30
N/A
N/A
N/A
N/A
50.21
50.22
51
51.01
51.04 Cancellation Charges - on D/C Advising / Transfer
51.05 Confirmation of Sight D/Cs
a) Upto 3 months
b) For each additional month
51.06 Confirmation on Usance Documentary Credit
a) For 90 days
b) For each additional month beyond 3 months
c) Minimum commission
51.07 Negotiation of Export Bills under D/Cs
a) Commission on Customer
b) Minimum
c) Non Customer Minimum
51.08 Collection - Export Bills - New
a) Foreign Bills - Commission on Customer
b) Domestic Bills - Commission on Customer
c) Non Customer - Commission
51.09
51.10
51.12
51.13
52.00
Issuing Counter Indemnities to other banks
Duty Rebate Application processing fee
Free of Payment Handling fee
Courier Charges - Export Bills
Bond and Guarantees
Min Rs.3000 / $ 30
Min Rs.3000 / $ 30
Min Rs.4000 / $ 45
PAGE014
52.01
52.02
52.03
53.00
53.01
53.02
54
55
Bid Bonds, Performance Bonds, Standby L/Cs , Letters of Guarantees issued on
customers FACILITIES - Commission
Guarantees issued against 100% Margin accounts
Guarantees issued against all interest bearing deposits and counter guarantees of
banks and standby letters of Credit
Minimum Charges
a) LKR. 50,000/b) LKR 50,001/- and above
Value Enhancements & Extensions
Amendment charges
ALL Guarantees - Charges
Letters of Indemnities to other Banks -New
a) For 3 months or part thereof
b) Minimum Charges
International Guarantees
55.01 Issuance against counter Guarantees of banks operating in Sri Lanka Commission
55.02 Minimum charges
55.03 Amendment charges
55.04 Telex charges
a) Full telex charges
55.05
56
International Guarantees issued against Counter Guarantees of Foreign Banks Commission
Hire Purchase -Processing Fee
2% p.a.
2% p.a.
2% p.a.
1%p.a.
1%p.a.
1%p.a.
1.5% p.a.
1.5% p.a.
1.5% p.a.
Rs.2500
Rs.3500
$40
$50
Rs.2500/$40
Rs.3500/$50
As per 52.01 to 53
As per 52.01 to 53
As per 52.01 to 53
Rs. 2000
$20
Rs. 2000
0.375% p.quarter
Rs. 2500
0.375% p. quarter
$30
0.375% p. quarter
Rs. 2500/$30
2%p.a.
2% p.a.
2%p.a.
Rs.4000
Rs.2500
Rs.2000
Rs. 3500
$45
$25
$20
$40
Rs.4000/$45
Rs.2500/$25
Rs.2000/$20
Rs. 3500/$40
2% p.a
2% p.a
2% p.a
5000
Comm. to be charged on a pro rata basis.
ALL GUARANTEES
Commission to be charged on a pro rata
basis.
Rs.5000.00
PAGE015