How To Find And
Buy Bargain
Property
Investments
Using Little... If Any Of Your
Own Money
By Parmdeep Vadesha
The author Parmdeep Vadesha and the publisher Vadesha Properties Ltd have made their best effort to produce an
informative, useful and valuable course. Neither the author nor the publisher makes any representation or warranties
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Hi my name is Parmdeep Vadesha and thanks for downloading my book
“How To Find And Buy Bargain Property Investments Using
Little Of Your Own Money”.
You have taken the first step towards finding bargain properties in your
area and buying them with little or none of your own money.
Rest assured that none of the tips in this book are ‘pie in the sky’ information that sound
great in theory but don’t work in real life - these are proven strategies that work on the
ground. In fact these tips will work in any area of the UK - even your own.
How do I know this? Well I have been investing in property since 2001, through boom
and bust, and I have constantly been testing and adapting new strategies and marketing
tactics over the last 13 years. After some time I stumbled across the ‘winning formula’
for finding bargain properties and buying them with little money.
This winning formula was so successful that it has helped hundreds of people go on to
achieve their dreams and goals through investing in bargain property. We have helped
thousands of people and created many financially independent property investors, some
of whom you might have even met or heard of.
I’ve even shared the speaking stage with famous investors
Sir Alan Sugar and Dragons Dens James Caan talking
about property investment
“So why are you giving these tips away for free?” That’s a very good question and here’s
the catch. I’m always looking to expand my team of property contacts throughout the
UK as I am now an investor in other people’s deals. So the more people finding bargain
properties throughout the UK the more potential Joint Venture partners on deals I find
:-) Rest assured that you have no obligation to work with me or even stay in contact with
me once you finish the ebook - however if you have deals that need financing or a
potential partner for a project then feel free to get in touch.
Anyway enough about me... Lets get started with the ebook…
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Step One - Finding Bargain Properties
Donald Trump, Famous Real Estate Investor once said:
“In property investment you make your money when you BUY not when your SELL.”
To put it simply, if you can find bargain property and buy for a cheap price you can
make paper profit from day one. This way you are not reliant on ‘prices going up’ - you
already have profit built in from the start.
This is why bargain properties are one of the core foundations of the
property business and the lifeline for property investors.
Simply put a bargain property is a property that can be bought for ‘Below Market Value’
- that is the price you buy it for is lower than the price that it would sell for on the open
market. Believe it or not it is still possible to buy property for up to 40% Below Market
Value...
The problem is that bargain properties
are not just handed to you on a plate!
You have to go out and find them and
eventually build a system where people
find them for you..
Don’t worry about how you will finance
these properties yet, we will cover that
in the next chapter of this book.
The first step is you need to know where investment properties are and how
you can find them
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Apart from the usual auction and estate agency routes there are many other ways of
finding investment properties but you must be 'in the market' to stand a chance.
You need to spend quality time letting people know that you can buy properties quickly
and without messing around. If you can buy properties quickly and without messing
around this significantly increases your chances of buying properties ‘Below Market
Value (BMV)’
You have to get yourself known because great investment properties (for obvious
reasons) do not shout and scream about how great an investment that they would
make...
The secretive nature of fantastic investments is precisely why it is so
difficult to find and buy them!
You MUST spend quality time nurturing relationships with people who come across
investment properties, so that they call you right away as soon as they hear of somebody
needing a quick and/or cash sale of their property.
Some examples of people you need to know:

Local estate agents

Local letting agents

Anybody involved in the building trade

Surveyors

Mortgage brokers

Local busy bodies (usually older ladies/gentlemen or members of neighbourhood
watch). These people are surprisingly aware of what is happening in the
community.

Property finders – Usually paid a percentage fee for locating property
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
Solicitors – probate etc.

Accountants will know of clients that may be in financial trouble.

Your hairdresser - he/she will always spend a lot of time gossiping with
customers so make sure you let him or her know about your property business,
and the fact that you pay a finders fee for referrals.

The owner of your local off license/store. He/she will also spend a large amount
of time gossiping with customers. Sometimes store owners will let you stick up
one of your business cards on the window or door.
Hairdressers and other local community ‘busybodies’
are a surprisingly simple way to find bargain properties.
Always let them know that you pay a finders fee for referrals
Don't forget to hand out your business card to EVERYBODY you meet as
you never know who will come across an investment property.
I have purchased two of my properties from people who referred leads to me simply
because I handed them my card and told them I paid £500 for referrals (always mention
you pay a finders fee!)
Remember referral leads will make you the most money because they cost nothing to
obtain, somebody they trust has referred them AND they have already been prequalified for you.
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The next step is to actually start marketing for these Below Market Value deals yourself,
and the best way to do that is by looking specifically for what is known in the industry as
‘Motivated Sellers’.
Motivated sellers are sellers of a property that need to sell quickly, they are often
pressured by a time deadline and will take a slightly lower than market value sale in
order to sell quickly. This is how we can structure deals to buy these properties Below
Market Value.
Situations that might make a seller become motivated can be things such as debt,
repossession, divorce, estate sales or job relocation.
Think of yourself as a ‘property problem’ solver, you can solve the
motivated sellers problem (needing to sell quickly) and in exchange you can
buy a great property deal. It's an example of creating a win-win agreement.
“But how do you find these motivated sellers?” Well it's actually quite simple, as
mentioned earlier on you need to get yourself known for buying properties quickly and
easily - you need to be positioned as the ‘go to person’ for people looking for a quick sale.
If you can get this message in front of people who are motivated to sell they are much
more likely to contact you and become potential property deals.
Some pro-active methods you can use to find motivated sellers are:

Leafleting the local area - let people know you buy houses quickly for cash (this
method is one of the best!)

Newspaper advertising - let people know you buy houses quickly for cash and
that you are a local investor who can help solve property problems

Online advertising - google adverts, facebook adverts letting people know you can
help solve people’s property problems
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Leafleting is a great way to find motivated sellers. Let people know you are a property
problem solver and can help them sell their house quick. Make sure you include your
phone number or website as well as the benefits of them contacting you
There are in fact many more methods you can use to find motivated sellers and bargain
properties, far more than I could list here. For a full list of marketing methods and
detailed instructions for how to implement them in your area, check out my best selling
property course Success Through Property
>> http://www.tycoonsystem.com/success-through-property
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Step 2 - Financing Your Property Deals
Ok so now you know the basics of finding bargain property deals, the next important
step is how to finance them! The simple financing method we will be covering in this
section of the ebook is called OPM (Other Peoples Money)
The basic idea behind OPM is that you are using other
people’s money to make yourself money. The great thing
about the property business is that it is very easy to raise
OPM when buying property assets when compared to any
other asset class.
This is because almost everybody (even an unsophisticated investor)
understands property.
In fact a bank would be far happier lending you money to buy a property than it would
be if you tried to borrow money to buy shares in the bank itself! Doesn’t that tell you
something about the way banks view property as an investment? Safe and sound in my
opinion!
So here are the top 6 ways in which you can raise finance to buy properties
using OPM.
1. Residential mortgage
These are bank loans (mortgages) that are intended for people who want to live in the
property themselves so are not suitable for investors, however I have included them
here as an example of how easy it is to use OPM to buy property - even standard
residential buyers can use OPM!
2. Buy To Let mortgage (BTL) mortgage
This is where the bank will loan you the money, up to a certain amount (e.g 70% of
purchase price) to buy the property. Buy to let mortgages are designed for people who
wish to rent the property out long term as a rental investment.
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3. Commercial loan
Commercial loans are more expensive than BTL mortgages, however they are a great
way to raise finance for properties that most normal BTL lenders would not touch. For
example Houses of Multiple Occupation (HMO’s), flats above shops, mixed residential
and commercial, commercial properties, hotels etc. The good thing is that when
compared to Buy To Let - commercial loans are often a lot more flexible.
4. Bridging loan
This is where a bridging company will loan you a percentage of the full market value of
the property. They are SHORT TERM loans and are great for heavily discounted
properties. Bridging can be used to quickly raise finance for a BMV property, which is
then refurbished and mortgaged with a normal BTL mortgage (or sold) to create quick
capital gains.
5. Private Investors
Private loans are where you borrow money from a private investor to purchase the
property. The best thing about private loans is they are very flexible and can be
structured differently for each deal. These are one of the most popular finance methods
in the current market.
6. Joint Ventures
Joint Ventures are where you and a private investor or partner take on the project as a
joint venture. You both have a stake in the deal and both get paid a percentage of the
profits. This is a great way to get started in property as you can Joint Venture with
investors who are more experienced than you.
Now in this ebook I’ll be covering the ‘Private Investors’ of method in detail
which you can go out and use straight away to finance your property deals.
This is one of my favourite methods and is currently working very well in
the current climate..
For full details on each strategy check out my full course Success Through Property >>
http://www.tycoonsystem.com/success-through-property
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Private Investors
I kicked off my portfolio using deposits funded by private investors which is how I
managed to buy a lot of properties without using any of my own money.
Notice how I said none of my own money as opposed to “no money whatsoever”!
This is the main principle behind using OPM to buy property.
The golden rule of working with private investors is to start small. Build a reputation
for consistency and only ask for funding that suits your experience and relationship with
the potential investor.
If you are enthusiastic, mature, passionate, knowledgeable and above all reliable and
trustworthy private investors will want to work with you.
Above all else they want to know their money will be safe in your hands.
Show them examples of times when you have been responsible for handling other
people’s money and give them the references of people they can contact.
Working with private investors is often a long term relationship. You need to
focus on building a win-win relationship with your investors.
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---------------------------------------------BONUS TIP-------------------------------------------If you are not ready to begin using private finance to buy your own properties then why
not gain valuable experience by working as a finder for a property developer or
experienced investor?
By finding properties for property developers you will gain valuable experience and
make some great contacts along the way. By reading this book you will learn how to find
properties so that shouldn’t be a problem. You can find these properties for other people
and then charge them a finders fee for the privilege. This is a great low cost way you
can get started in property and make some capital gains.
Once you have done a few deals and gained some experience you will have built a track
record that you can show to other potential investors.
--------------------------------------------------------------------------------------------------------
When you do a successful deal always take “before and after”' pictures and file them
away neatly. This makes a great tool for impressing private investors.
If you can regularly come up with the goods and offer your investors a respectable rate
of return on their money there is no reason why they will not work with you.
In my experience most investors will look for 10%-30% gross return per annum. This
will vary greatly depending upon a number of factors.
"How do I find private investors?"
Try reasonably well off family and friends first if you know of any. Do not be put off by
the scare stories of working with friends and family. Things can work out well if you are
always honest and upfront, and the investor is well aware of the potential risks involved.
All the better if the investor is already fairly active because he will understand things do
not always go to plan.
Please note: If you cannot handle money responsibly then you shouldn't even be in the
property business let alone borrowing from your friends and family!
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If you have a good character and you know how to handle money responsibly and
prudently you will be in with an excellent chance.
Carefully explain the risks fully to the investor/s from the OUTSET.
Do not be scared to tell the investor that they may lose some of their money if the deal
doesn't work out - they will admire you for your honesty and upfront attitude.
Always UNDERPROMISE and then OVERDELIVER!
I have worked with family and friends in the past and I have made them a lot of money
in the process. There is no reason why you cannot do the same.
If you have no luck with family and friends try the local business link, chamber of
commerce, Rotary club and business angels.

Chamber of commerce - http://www.chamberonline.co.uk/

Rotary club - http://www.ribi.org/

Business angels - http://www.lbangels.co.uk/
All have good links with private investors looking for sound investment opportunities send them your business plan or proposal.
Attend any free meetings or gatherings to network with potential investors and get your
face known.
Join local business clubs and associations.
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Don’t just write a letter and forget about them, pay them a visit, direct them to your
website, give a short speech if they will let you.
Persist, persist, persist, persist, persist, persist, persist, persist, persist,
persist, persist and persist some more!
Working with investors takes time, and most will often need more than
2 meetings/contacts before they invest in you! Persistance is key and this is what
will give you an advantage over your competitors!
Keep trying. If you are hungry enough they will eventually take notice. Careful well
thought out persistence is the key to making it with private investors. Keep them
informed of all your deals and even if they do not invest with you, you will be in their
mind as an active developer.
If you need finance for any of your property deals and are looking for private investors, I
may be able to help. Just send my team an email at [email protected] with
your proposal and if it's something we might be able to help fund we will be in touch!
So there you have it. The starting steps to find bargain property deals and how to raise
finance for them! If you start implementing the tips covered in this ebook today I am
confident you will be well on your way start towards building your bargain property
portfolio in no time at all.
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If you would like to turbo-charge your property journey then I suggest you check out the
bestselling acclaimed property course Success Through Property.
>> http://www.tycoonsystem.com/success-through-property
The tips and tricks in this ebook are a drop in the ocean compared
to the number of things in Success Through Property. You will
learn the exact blueprint from start to finish on how you can build
your bargain property portfolio, as well as everything you need to
know about buying Below Market Value property. It will be as if I
was right by your side walking you through the process step by
step.
Check it out here >> http://www.tycoonsystem.com/success-through-property
I wish you the best with building your bargain property portfolio and I look forward to
hearing how you get on
Parmdeep Vadesha
Full Time Property Investor
Author of Best Selling Property Course “Success Through Property”
"I bought Deep's Property success course, and I must say, I am over the moon with what I got.
You get 'THE WORKS'. It really is the beeze knee's.
There are no fancy bits, just pure good, solid information.
It starts with goal setting, how to build a team, who to include, structuring, strategies,
planning, how to find bargain properties, lead generation, auctions, debt counselling,
property valuating, how to find tenants, dealing with tenants, asylum seekers as tenants, DSS,
negotiating tactics, how to 'flip' property, mortgages, loans, investors, business categories, (ltd
co, s/trader, partner, llc, etc), and LOADS more.
It's all there, from first thoughts, to final completion. All you have to fill in are the niggly bits
that your solicitor should find out for you.
For anyone contemplating buying Deep's course, DON'T HESITATE. It's worth a bloody darn
site more than what he charges, believe me."
Chris Ralph
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