Current Prime Rate is 4.0% effective 3/16/2017
as published in the Wall Street Journal
Variable Rate Credit Card
MyPreferred Visa
Revolving
(25-day grace
MyPreferred Plus
Revolving
(25-day grace
Visa
MyChoice Visa
Revolving
(25-day grace
MyChoice Plus Visa
Revolving
(25-day grace
period)
period)
period)
period)
7.50% APR†
9.0% APR†
14.0% APR†
15.50% APR†
†
APR = Annual Percentage Rate. Information is accurate as of 03/16/2017. New VISA® Credit Card accounts can have an
introductory rate as low as 4.0% APR on purchases and on balance transfers for the first 12 billing cycles. For balance
transfers, there is no balance transfer fee. Balance transfers after the promotional period may be subject to a fee up to 4%
of the amount transferred with a minimum of $10. After the promotional period expires, the rate will convert to a variable
APR between 7.50% and 15.05%. The rate is variable and may change. Transaction fees include the overdraft transfer fee
($4), cash advance fee (up to 2.00% of each advance with $10 minimum), balance transfer fee (up to 4.00% of each
transfer with $10 minimum), and the foreign transaction fee (1.00% of each foreign currency transaction in U.S. dollars or
1.00% of each U.S. dollar transaction that occurs in a foreign country). Penalty fees include the late payment fee up to
$25, and the return payment fee up to $25. Qualification is based on an assessment of individual creditworthiness and our
underwriting standards. All credit union loan programs, rates, terms and conditions are subject to change at any time
without notice. Call us at (812) 253-6928 or toll free at (800) 858-1693 for current cost information.
Traditional Auto and Truck Loan Rates
Add .50% for each 25,000 miles (or fraction of 25,000) over 100,000 miles up to a 2%
Model Year
Term
Annual Percentage
Estimated Monthly
Rate
Payments Per
$1,000 Borrowed**
2015-2017
to 60
months
as low as 3.12%
$18.02
2015-2017
61 to 66
months
as low as 3.12%
$16.51
2015-2017
67 to 72
months
as low as 3.70%
$15.51
2015-2017
73 to 84
months
as low as 4.55%
$13.92
to 60
months
as low as 3.45%
$18.17
2014
61 to 66
months
as low as 3.45%
$16.66
2014
67 to 72
months
as low as 3.95%
$15.62
2014
1
1
2014
months
as low as 4.95%
$14.11
to 60
months
as low as 3.45%
$18.17
2013
61 to 66
months
as low as 3.45%
$16.66
2013
67 to 72
months
as low as 4.05%
$15.67
2013
73 to 84
months
as low as 5.05%
$14.16
to 48
months
as low as 4.05%
$22.60
2011-2012
49 to 60
months
as low as 4.05%
$18.44
2011-2012
61 to 66
months
as low as 4.55%
$17.15
2011-2012
67 to 72
months
as low as 5.20%
$16.20
to 48
months
as low as 5.05%
$23.05
2007-2010
49 to 60
months
as low as 5.05%
$18.89
2007 - 2010
61 to 66
months
as low as 5.55%
$17.62
2007-2010
67 to 72
months
as low as 6.20%
$16.67
to 36
months
as low as 5.05%
$29.99
37 to 48
months
as low as 5.05%
$23.05
Annual Percentage
Rate
2013
2011-2012
2007 - 2010
2006 or older
2006 or older
73 to 84
1
1
1
1
Traditional Watercraft Loan Rates
Model Year
Term
to 60
months*
as low as 2.97%
Estimated Monthly
Payments Per
$1,000 Borrowed**
$17.96
2015-2017
61 to 66
months*
as low as 3.47%
$16.67
2015-2017
67 to 72
months*
as low as 3.97%
$15.63
2015-2017
73 to 84
months*
as low as 5.47%
$14.36
2015-2017
85 to 96
months*
as low as 5.97%
$13.13
2015-2017
97 to 120 months*
as low as 6.47%
$11.34
2015-2017
1
2013-2014
to 60
months*
as low as 3.47%
$18.18
2013-2014
61 to 66
months*
as low as 3.97%
$16.89
2013-2014
67 to 72
months*
as low as 4.47%
$15.86
2013-2014
73 to 84
months*
as low as 5.97%
$14.59
2013-2014
85 to 96
months*
as low as 6.47%
$13.37
2013-2014
97 to 120 months*
as low as 6.97%
$11.60
2011-2012
1
to 60
months*
as low as 3.97%
$18.40
2011-2012
61 to 66
months*
as low as 4.47%
$17.12
2011-2012
67 to 72
months*
as low as 4.97%
$16.09
months*
as low as 4.72%
$18.74
Annual Percentage
Rate
Estimated Monthly
Payments Per
$1,000 Borrowed**
months
as low as 2.69%
$17.83
2010 or older
1
1
to 60
Traditional Motorcycle Loan Rates
Model Year
Term
2015-2017
1
to 60
2015-2017
61 to 66
months*
as low as 2.69%
$16.32
2015-2017
67 to 72
months*
as low as 3.69%
$15.50
2013-2014
1
to 60
months
as low as 3.19%
$18.05
2011-2012
1
to 60
months
as low as 3.94%
$18.39
2010 or older
1
to 48
months
as low as 4.94%
$23.00
Traditional Recreational Vehicle Loan Rates
Model Year
Term
Annual Percentage
Rate
2015-2017
to 60
months
as low as 4.19%
$18.50
2015-2017
61 to 66
months
as low as 4.69%
$17.22
2015-2017
67 to 72
months
as low as 5.19%
$16.19
2015-2017
73 to 84
months*
as low as 6.69%
$14.94
2015-2017
85 to 96
months*
as low as 7.19%
$13.73
2015-2017
97 to 120 months*
as low as 7.69%
$11.97
2013-2014
1
Estimated Monthly
Payments Per
$1,000 Borrowed**
to 60
months
as low as 4.69%
$18.73
2013-2014
61 to 66
months
as low as 5.19%
$17.45
2013-2014
67 to 72
months
as low as 5.69%
$16.43
2013-2014
73 to 84
months*
as low as 7.19%
$15.19
2013-2014
85 to 96
months*
as low as 7.69%
$13.98
2013-2014
97 to 120 months*
as low as 8.19%
$12.23
2011-2012
1
to 60
months
as low as 5.69%
$19.19
2011-2012
61 to 66
months
as low as 6.19%
$17.92
2011-2012
67 to 72
months
as low as 6.69%
$16.90
months
as low as 6.19%
$19.42
Annual Percentage
Rate
Estimated Monthly
Payments Per
$1,000 Borrowed**
2010 or older
1
1
to 60
Traditional Other Secured Loan Rates
Model Year
Term
2015-2017
1
to 60
months
as low as 5.19%
$18.96
2013-2014
1
to 60
months
as low as 5.69%
$19.19
2011-2012
1
to 60
months
as low as 6.69%
$19.66
2010 or older
1
to 60
months
as low as 7.19%
$19.89
Signature
Up to $25,000
1
to 60
months*
as low as 8.99%
$20.75
Share Secured
Up to $99,999
Contact us for terms
share rate + 3.00%
Certificate Secured
Up to $99,999
Contact us for terms
certificate rate + 3.00%
Line of Credit
Up to $10,000
15.00%
3% of balance
$15 minimum
monthly payment
as low as 3.49%
as low as 4.24%
as low as 4.99%
$18.19
$10.24
$7.90
months
as low as 4.49%
$18.64
61 to 120 months
as low as 5.24%
$10.72
as low as 7.99%
$20.27
Fixed Rate Home Equity &
(Up to 80% loan to value)
1
61
121
Bridge Loans
to 60
months
to 120 months
to 180 months
Fixed Rate Home Equity
(80.01% to 90% loan to value)
1 to 60
Home Improvement Loan
$500 to $10,000
1 to 60
months
Simply Easy Refi
First Mortgage Refi Only - $199 Closing Cost - Maximum LTV 80% No Cash Out - Maximum LTV 70%
1
to 84
months* as low as 2.99%
$13.21
85
to 180 months*
as low as 3.99%
$7.39
Variable Rate Home Equity Line of Credit
No closing costs on
Available up to 90% LTV Call for rates
Rates starting as low as Prime Rate -.25% with a
advances of $10,000 or
maximum APR which will not exceed 18.00% and
greater.
a rate floor of 3.25%.
Call us concerning any
Any HELOC rate changes will occur on the first of
applicable home equity
each month
fees or closing costs.
These plans will have a Variable Rate feature. The Annual Percentage Rate (corresponding to the periodic rate) can change
as a result.
Equal Housing Lender
* Certain restrictions apply. **Estimated monthly payment reflects minimum available APR and maximum available term. Apply
online and save $40 in processing costs on all consumer loans. Contact us for more details.