For Transaction Rewards,
Please contact SMBC Trust Bank.
SMBC Trust Bank Credit Cards
0120-573-505
Card names
SMBC TB Gold Card
SMBC TB
Delta SkyMiles Gold Visa Card
SMBC TB
Diners Club Card
SMBC TB
ANA Diners Card
SMBC TB Dollar Card
Standard age requirements
25 years of age or older
25 years of age or older
27 years of age or older
27 years of age or older
25 years of age or older
Regular annual fees /
Primary member
12,000 Yen (excluding tax)
18,000 Yen (excluding tax)
22,000 Yen (excluding tax)
27,000 Yen (excluding tax)
US$40.00 (excluding tax)
Regular annual fees /
Family member
Free
9,000 Yen (excluding tax)
5,000Yen (excluding tax)
6,000Yen (excluding tax)
Free
0 Yen
(excluding tax)
If you spend 200,000 yen or more within
3 months of enrollment, half of your first year's
membership fees will be refunded.
ー
ー
ー
ー
Annual
fees
Benefits /
First year
Benefits /
Subsequent years
Free fee with card spending of 100,000 yen
or more within 3 months of enrollment
9 , 000 Yen
0 Yen
ー
Free fee with card spending of
300,000 yen or more in the previous year
0 Yen
Free fee with card spending of 100,000 yen
or more within 3 months of enrollment
0 Yen
Free fee with card spending of
300,000 yen or more in the previous year
Total credit line(initial setting)
Set by Sumitomo Mitsui Trust Club's Guidelines
Set by Sumitomo Mitsui Trust Club's Guidelines
No limit
No limit
Set by Sumitomo Mitsui Trust Club's Guidelines
Point (no expiration date) /
Miles (Airline guidelines)
Shopping 100 yen → 3 Reward Points
Revolving payment 100 yen → 3 Reward Points
100 yen → 1 . 3 Miles
100 yen → 1 Diners Club Reward Points
100 yen → 1 Diners Club Reward Points
1 point → 1 mile
US$1.00 → 1 Reward Points
Mile addition
ー
○
△＊2
○
ー
Bonus points/
Mile program
●Bonus Reward Program
Earn 2,500 points for spending 500,000 yen
or more per year.
Earn 6,000 points for spending 1 million yen
or more per year
Overseas travel insurance
Up to 70 million yen
(with usage conditions）
Point
Program
Insurance
Domestic travel
injury insurance
Buyers Protection
Airport Lounge Service
SuMi TRUST CLUB Card /
Diners Club Call Center
Delta SkyMiles
enrollment bonus miles: 6,000＊1
bonus miles:3,000
●First flight bonus up to 25,000 miles
(with usage conditions)
●Earn
●Renewal
Up to 70 million yen
(with usage conditions）
Up to 70 million yen
Up to 70 million yen
(with usage conditions / family coverage） (with usage conditions / family coverage）
Up to 5 million yen per year
(with usage conditions）
●About
40 domestic lounges
(As of January 2015)
24hours / 365 days
Travel desk
●Diners Global Mileage＊3
Annual fee:6,000 yen excluding tax.
Miles can be transferred to
specified airline's mileage＊4
●Earn
ANA Mileage Club
bonus miles in addition to regular miles.
enrollment/renewal bonus miles:
2,000 per year
●Earn
ー
Up to 100 million yen
(with partial usage conditions）
Up to 100 million yen
(with partial usage conditions）
Up to 70 million yen
(with usage conditions）
Up to 100 million yen
(with usage conditions）
Up to 100 million yen
(with partial usage conditions）
ー
Up to 5 million yen per year
(with usage conditions）
Up to 5 million yen per year
(with usage conditions）
Up to 5 million yen per year
(with usage conditions）
Up to 5 million yen per year
(with usage conditions）
Delta Sky Club Lounge: Free access
to airport lounges 3 times
or 3 persons per calandar year
About 40 domestic and 500
international lounges
(As of January 2015)
About 40 domestic and 500
international lounges
(As of January 2015)
ー
24hours / 365 days
24hours / 365 days
24hours / 365 days
24hours / 365 days
Travel desk
Other Benefits
＊1 Bonus miles for enrollment and first flight apply only to the new member of a co-branded card with Delta Airlines
＊2 Registration with Diners Global Mileage Program is required prior to Diners Club Reward Points transfer into miles
＊3 Please check website regarding participating airlines of Diners Global Mileage Program
＊4 Please note that some airlines set a limit of mile addition per year.
※Please note that an applicable tax will be added to the amount shown excluding tax for your payment statememt. Please review your statement for details.
※Credit Cards of SMBC Trust Bank are issued by Sumitomo Mitsui Trust Club Co., Ltd.
※Credit card functions and services are offered by Sumitomo Mitsui Trust Club Co., Ltd.
Travel desk
Luggage delivery
Travel desk
Luggage delivery
Signless style
Executive dining
Signless style
Executive dining
Omotenashi plan
Signarure
Omotenashi plan
Signarure
SMBC Trust Bank Credit Cards (For PRESTIA GOLD / PRESTIA GOLD PREMIUM Customers）
Annual
fees
Card names
SMBC TB Platinum Card
SMBC TB
Delta SkyMiles Platinum VISA Card
SMBC TB
Diners Club Premium Card
Eligibility
PRESTIA GOLD or
PRESTIA GOLD PREMIUM customers
PRESTIA GOLD or
PRESTIA GOLD PREMIUM customers
PRESTIA GOLD PREMIUM customers
Regular annual fees /
Primary member
35,000Yen (excluding tax)
40,000Yen (excluding tax)
130,000Yen (excluding tax)
Regular annual fees /
Family member
No charge
No charge
No charge
Benefits / First year
0 Yen Free fee for the initial year
0 Yen Free fee for the initial year
0 Yen Free fee for the initial year
Benefits /
Subsequent years
17,500 Yen (excluding tax)
20,000 Yen (excluding tax)
65,000 Yen (excluding tax)
Up to 3 million yen
Up to 3 million yen
No limit
Point (no expiring date)
Miles (Airline guidelines)
Shopping 100 yen → 4 Reward Points
Revolving payment 100 yen → 5 Reward Points
100 yen →1.5 Miles
Mile addition
ー
○
Bonus points/
Mile program
●Bonus Reward Program
Earn 2,500 points for spending 500,000 yen
or more per year.
Earn 6,000 points for spending
1 million yen or more per year.
Earn 100,000 points for spending
1.5 million yen or more per year
Half fee for the subsequent years
Total credit line(initial setting)
Point
Program
Half fee for the subsequent years
Up to 100 million yen
(with usage conditions/family coverage）
Domestic travel
injury insurance
Up to 100 million yen
(with usage conditions/family coverage）
Up to 100 million yen
(with usage conditions/family coverage）
Buyers Protection
Up to 5 million yen
(with usage conditions）
Up to 5 million yen
(with usage conditions）
Cancel Protection
Up to 200,000 yen
(with usage conditions)
Up to 200,000 yen
(with usage conditions)
Airport Lounge Service
About 40 domestic lounges
(As of January 2015)
●Priority Pass (Primary member only)＊1
Delta Sky Club Lounge: Free access to
airport lounges 6 times or
6 persons per calandar year
SuMi TRUST CLUB Card /
Diners Club Call Center
Platinum Card
Desk 24hours /365 days
Platinum Card
Desk 24hours /365 days
Other Benefits
＊1 Free access to more than 700 Airport VIP lounges world wide in 120 countries (as of
August 2014) . Membership registration with Priority Pass is required after credit card
enrollment.
＊2 Bonus miles for enrollment and first flight apply only the new member of co-brand card with
Delta Airlines
※Please note that an applicable tax will be added to the amount shown excluding tax for your
payment statememt. Please review your statement for details.
※Credit Cards of SMBC Trust Bank are issued by Sumitomo Mitsui Trust Club Co., Ltd.
※Credit card functions and services are offered by Sumitomo Mitsui Trust Club Co., Ltd.
Half fee for the subsequent years
Delta SkyMiles
enrollment bonus miles: 10,000 miles＊2
●Renewal bonus miles:5,000
●First flight bonus up to 25,000 miles
(with usage conditions)
Up to 100 million yen
(with usage conditions/family coverage）
●
0120-573-505
●Earn
Overseas travel insurance
Insurance
For Transaction Rewards,
Please contact SMBC Trust Bank.
Concierge
Travel desk
Concierge
Travel desk
Priority pass
Airport taxi
Luggage delivery(after arrival only)
Coat storage
Airport taxi
Luggage delivery
Coat storage
SuMi TRUST CLUB
Dining Selection
SuMi TRUST CLUB
Dining Selection
Hotel Fitness benefit
Hotel Fitness benefi
E maganize VOLARE
Delta SkyClub Lounge
maganize VOLARE
Not open to the public
15C-2356-201512E
■ Calculation period for the annual membership fee waiver privilege
for SMBC TB Gold Card ／ SMBC TB Diners Club Card
The first year annual membership fee will be waived with an amount of card use（＊2）of 100,000 yen or more
during the first 3 months（＊1）after card enrollment.
With an annual（＊3）amount of card use of 300,000 yen or more, the annual membership fee will be waived for
the following year as well.
In case the total amount of use does not meet above requirement, a regular annual membership fee for each card will be billed.
＊1 The calculation periods of the first 3 months after membership enrollment are show in the table below.
Example） In case of the enrollment date of 2013/8/15
Card enrollment month：August
Calculation period：Amount of use (sales data) that arrived at Sumitomo Mitsui Trust Club Co., Ltd. (TRUST CLUB) from TRUST
CLUB Service Establishments from August 2013 through the end of November 2013.
The first year annual membership fee will be waived with an amount of use of 100,000 yen or more during the calculation period.
In case the total card use amount does not meet above requirement, a regular annual membership fee for each card will be
billed for January 2014 (direct debit month : February 2014.)
Card enrollment month
Calculation period
January
February
March
April
May
June
July
August
September
October
November
December
January ~ End of April
February ~ End of May
March ~ End of June
April ~ End of July
May ~ End of August
June ~ End of September
July ~ End of October
August ~ End of November
September ~ End of December
October ~ End of January the next year
November ~ End of February the next year
December ~ End of March the next year
Annual membership
fee billing month
Bill for June
Bill for July
Bill for August
Bill for September
Bill for October
Bill for November
Bill for December
Bill for January
Bill for February
Bill for March
Bill for April
Bill for May
Direct debit month
July
August
September
October
November
December
January
February
March
April
May
June
＊2 Amount of card use includes the following card usage
・SMBC TB Gold Card ：Shopping use amount（including one lump-sum payment, one lump-sum payment at bonus time,revolving
payment, payment in two installments, payment in installment by the principal member or family members etc.）and cash
advance principal amount.
・SMBC TB Diners Club Card ： Shopping use amount
（including one lump-sum payment, one lump-sum payment at bonus
time,revolving payment by the principal member or family members etc.）, and cash advance principal amount.
・Only the amount of use of cards subject to this privilege will be totaled. The amount of use of other cards (including business
account cards) or previous card before switchover will not be included in the total amount.
・Annual membership fee and some of the card uses will not be included in the amount of use calculation.
＊3 Calculation periods differ depending on the cards. The calculation period applicable to your card is shown in the table below.
＜SMBC TB Gold Card＞
Example） In case of card enrollment date of Oct. 17,
Calculation period：bills for November through the following October, each year.
With the amount of use of 300,000 yen or more during above calculation period, the annual membership fee will be
waived for the following year.
In case the amount of card use does not meet our requirement, a regular annual membership fee will be billed for
October (direct debit in November) of the following year.
Card enrollment month
Calculation period
Bill for February through January
of the following year
Bill for March through February
of the following year
Bill for April through March
of the following year
Bill for May through April
of the following year
Bill for June through May
of the following year
Bill for July through June
of the following year
Bill for August through July
of the following year
Bill for September through August
of the following year
Bill for October through September
of the following year
Bill for November through October
of the following year
Bill for December through Norvember
of the following year
12/18 ~ 1/17
1/18 ~ 2/17
2/18 ~ 3/17
3/18 ~ 4/17
4/18 ~ 5/17
5/18 ~ 6/17
6/18 ~ 7/17
7/18 ~ 8/17
8/18 ~ 9/17
9/18 ~ 10/17
10/18 ~ 1 1/17
Bill for January through December
11/18 ~ 12/17
Annual membership
fee billing month
Direct debit month
Bill for January
February
Bill for February
March
Bill for March
April
Bill for April
May
Bill for May
June
Bill for June
July
Bill for July
August
Bill for August
September
Bill for September
October
Bill for October
November
Bill for November
December
Bill for December
January
Depending on your enrollment date, the first annual calculation period of amount of card use of can be for 11 months.
＜SMBC TB Diners Club Card＞
■If your membership enrollment is on or before 2012/10/15, refer to the 'card renewal month' column.
Example） If your card's expiration month is August (card renewal month: August),
Calculation period：From the bill for September through the bill for August of the following year, each year.
If the amount of card use during above calculation period is at or above 300,000 yen, the annual membership fee will be
waived for the following year.
In case the amount of use does not meet the requirement, a regular annual membership fee will be billed for August
(direct debit: September) of the following year.
■If your membership enrollment is on or after 2012/10/16, refer to the 'Card Enrollment Date' column.
Example） If your card enrollment date is Oct. 19,
Calculation period：From the bill for November through the bill for October of the following year, each year.
If the amount of card use during above calculation period is at or above 300,000 yen, the annual membership fee will be
waived for the following year.
In case the amount of use does not meet the requirement, a regular annual membership fee will be billed for October
(direct debit: November) of the following year.
Enrollment on or
Enrollment on or
before 2012/10/15
after 2012/10/16
Card renewal month Card enrollment date
January
12/21 ~ 1/20
February
1/21 ~ 2/20
March
2/21 ~ 3/20
April
3/21 ~ 4/20
May
4/21 ~ 5/20
June
5/21 ~ 6/20
July
6/21 ~ 7/20
August
7/21 ~ 8/20
September
8/21 ~ 9/20
October
9/21 ~ 10/20
November
10/21 ~ 11/20
December
11/21 ~ 12/20
Calculation Period
Annual membership
fee billing month
Direct Debit
Month
Bill for February through January
of the following year
Bill for March through February
of the following year
Bill for April through March
of the following year
Bill for May through April
of the following year
Bill for June through May
of the following year
Bill for July through June
of the following year
Bill for August through July
of the following year
Bill for September through August
of the following year
Bill for October through September
of the following year
Bill for November through October
of the following year
Bill for December through Norvember
of the following year
Billed for January
February
Bill for February
March
Bill for March
April
Bill for April
May
Bill for May
June
Bill for June
July
Bill for July
August
Bill for August
September
Bill for September
October
Bill for October
November
Bill for November
December
Bill for December
January
Bill for January through December
Your card renewal month can be confirmed with your card.（'Expiration Month' in the lower right of your card is your renewal
month）Your card enrollment date is printed on the card carrier enclosed with your new or renewed card when the card was
mailed to you.Depending on your enrollment date, the first annual calculation period of amount of card use of can be for 11
months.
Sales slips (sales data) that arrived at Sumitomo Mitsui Trust Club Co., Ltd. (TRUST CLUB) from TRUST CLUB Service
Establishments during the calculation period will be totaled. Sales slips that did not arrive by the end of the calculation period
will not be included in the calculation amount.
15C-2353-201512E