SENIOR SERVICE DIR ECTORY 20th Edition 2017-2019 KNOX COUNTY • TENNESSEE Knoxville-Knox County CAC Office on Aging (865) 524-2786 • knoxseniors.org TABLE OF CONTENTS IMPORTANT NUMBERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 GUIDE TO USING DIRECTORY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 ACTION GUIDE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 ACTIVITIES & RECREATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 ADULT DAY SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 ALCOHOL & DRUG PROBLEMS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 ALZHEIMER’S RESOURCES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 ASSESSMENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55 ASSISTED LIVING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 CASE MANAGEMENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 COMPUTER SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 CONSUMER INFORMATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 59 COUNSELING SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62 CRISIS & HARDSHIP ASSISTANCE . . . . . . . . . . . . . . . . . . . . . . . . . . 64 DENTAL CARE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70 DIALYSIS CLINICS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70 DISABILITY SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 71 DRIVER SAFETY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78 EDUCATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 ELDER ABUSE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81 EMPLOYMENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82 ERRAND SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84 EYE SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84 FAMILY CAREGIVER SUPPORT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 FOOD & NUTRITION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 FUNERAL INFORMATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88 GOVERNMENT INFORMATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88 GRANDPARENTS RAISING GRANDCHILDREN . . . . . . . . . . . . . . . . 90 HOME HEALTH CARE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91 HOMEMAKERS, SITTERS & IN-HOME SERVICES . . . . . . . . . . . . . . 93 HOME ORGANIZING, DOWNSIZING & MOVING . . . . . . . . . . . . . . . . 93 HOME REPAIR & MODIFICATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . 94 HOME SECURITY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95 HOSPICE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 97 HOSPITALS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98 HOUSING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 INFORMATION & REFERRAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 110 LEGAL SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114 LIBRARIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 116 LIVE-IN HELP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117 LOAN CLOSETS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117 MEDICAL CARE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 118 MEDICAL EQUIPMENT & SUPPLIES . . . . . . . . . . . . . . . . . . . . . . . . . 120 MEDICAL INFORMATION & HEALTH EDUCATION . . . . . . . . . . . . . 121 MEDICAL INSURANCE & FINANCING . . . . . . . . . . . . . . . . . . . . . . . 125 MENTAL HEALTH SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 129 NURSING HOMES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 132 ONE CALL CLUB . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 135 PERSONAL EMERGENCY RESPONSE SYSTEMS . . . . . . . . . . . . . 135 PERSONAL SUPPORT SERVICES AGENCIES . . . . . . . . . . . . . . . . 136 PET SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 140 PRESCRIPTION DRUG ASSISTANCE . . . . . . . . . . . . . . . . . . . . . . . . 141 REHABILITATION SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 142 RESPITE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 143 RETIREMENT BENEFITS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 143 SENIOR ADVOCACY GROUPS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 143 SENIOR CENTERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 144 SUPPORT GROUPS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 146 TAXES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 146 TELEPHONE REASSURANCE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 147 TELEPHONE SERVICE DISCOUNTS . . . . . . . . . . . . . . . . . . . . . . . . . 147 TRANSPORTATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 149 VETERANS SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 152 VOLUNTEER OPPORTUNITIES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 153 VOLUNTEER SERVICE STIPEND PROGRAMS . . . . . . . . . . . . . . . . 154 SPONSOR MESSAGES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 155 INDEX . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 226 IMPORTANT NUMBERS Emergency (Voice and TTY) . . . . . . . . . . . . . . . . . . 911 Police, fire, and medical emergencies, city and county. Administration . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 215-1100 Nonemergency Dispatch Center . . . 215-4010 For urgent issues that are not emergencies. Police and Fire Police Department, City of Knoxville Nonemergency . . . . . . . . . . . . . . . . . . . . . . . . . . 215-4010 TTY nonemergency . . . . . . . . . . . . . . . . . . . . . . 215-4010 General Information . . . . . . . . . . . . . . . . . . . . . . 215-7000 Sheriff’s Office, Knox County Nonemergency . . . . . . . . . . . . . . . . . . . . . . . . . . 215-2444 TTY nonemergency . . . . . . . . . . . . . . . . . . . . . . 215-2444 General Information . . . . . . . . . . . . . . . . . . . . . . 215-2243 Fire Department, City of Knoxville Nonemergency . . . . . . . . . . . . . . . . . . . . . . . . . . 215-4010 Business . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 595-4480 Rural/Metro Fire Department Serves only county residents, outside city limits. Business/Billing/Membership . . . . . . . . . . . . . . . 560-0239 Billing address: 10140 Gallows Point Drive, 37931 Call for business, billing, or membership information. Nonmembers billed for service at higher rate. Fire Department, Karns Business . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 691-1333 Membership . . . . . . . . . . . . . . . . . . . . . . . . . . . . 691-1029 P.O. Box 7184, 37921 Serves Karns, Hardin Valley, Ball Camp, and Solway residents. Call for membership information; nonmembers billed for service at higher rate. 1 Medical Emergency AMR-Rural/Metro Ambulance Emergency . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 911 Nonemergency . . . . . . . . . . . . . . . . . . . . . . . . . . 546-9646 Business . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 573-5779 If anyone in household has a disability or serious medical condition, call nonemergency number to have information recorded on computer for quick response in emergency. Tennessee Poison Center . . . . 1-800-222-1222 24-hour advice on emergency treatment. Poison and safety literature on request. Mental Health Crisis CONTACT Care Line . . . . . . . . . . . . . . . . . 584-4424 Crisis help line. 10 a.m.-10 p.m., 365 days/year. National Suicide Prevention Lifeline . . . . 1-800-273-8255 (1-800-273-TALK) . . . . . . . . . . . . . 1-800-784-2433 (1-800-SUICIDE) Suicide prevention line. 24 hours, 365 days/year. Mobile Crisis Unit . . . . . . . . . . . . . . . . . . . . 539-2409 a service of Helen Ross McNabb Center Provides 24-hour mental health crisis response, assessment, triage, and access to care. Family Violence/Sexual Assault Family Crisis Center . . . . . . . . . . . . . . . . . 637-8000 24-hour crisis line for family violence. Family Violence Help Line . . . . . . . . . . . 521-6336 Information and referral related to family violence. Sexual Assault Center of East TN . . . 522-7273 24-hour crisis line for sexual assault and abuse. 2 Emergency Shelter for Seniors Samaritan Place . . . . . . . . . . . . . . . . . . . . . 684-1880 A program of Catholic Charities of East TN, Inc. 3009 Lake Brook Boulevard, 37909 Temporary emergency housing for people age 60+. Aging Information Knoxville-Knox County Office on Aging (CAC) . . . . . . . . . . . . . . . 524-2786 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Senior Information & Referral (CAC) . . . . . . . . . . . . . . . . . . . . . . . 546-6262 Office on Aging 611 Winona Street, 37917 Answers questions about services and problems concerning older citizens of Knoxville and Knox County. Provides referrals to appropriate resources. General Information & Referral 2-1-1, East TN Information & Referral (CAC) Touch-tone phone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 211 Alternate phone . . . . . . . . . . . . . . . . . . . . . . 865-215-4211 Information and referral service links callers to appropriate resources. 3 USING THIS DIRECTORY The following tips will make this directory easier to use. ead the Action Guide (the blue section in the front). nR ead the section introductions. nR emember that information in the directory is nR subject to change. This directory is published every two years. Information, such as addresses, phone numbers, business names, prices, and hours of operation, could change during that time. n Keep the following in mind as you read listings: •T erms: Terms are defined throughout the directory. In the Service Directory, the term “caregiver” always refers to family members or professionals who provide care for an older adult. • L ocations: All addresses listed are in Knoxville unless otherwise stated. • T imes: All times are for Eastern time zone unless otherwise stated. •P ayment methods: Where applicable, payment methods are listed in the section introductions. The payment options indicate the range that is possible within that section but does not mean that all payment methods are accepted at each organization listed. Whichever payment type you plan to use (Medicare, private insurance, TennCare, private pay), always ask a provider of health-related services what forms of payment they accept before you choose them. • T TY and TDD: The TTY phone numbers are for users of Teletypewriters, or text telephones (telephone communications devices for persons who are deaf) only. The Knoxville-Knox County Office on Aging welcomes your suggestions, additions, and corrections for the next edition. 4 ACTION GUIDE What can the Action Guide do for you? If you or a relative is in an age-related crisis or planning for later years, the Action Guide offers basic information to help. Caregiving and Eldercare Assistance . . . . . . . . . . . . . . 6 Consumer Protection . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Avoiding Scams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Identity Theft . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Hiring In-Home Services . . . . . . . . . . . . . . . . . . . . . . . 11 Medicare Fraud . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 Elder Abuse and Exploitation . . . . . . . . . . . . . . . . . . . . 14 Funeral Planning . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Legal Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 Power of Attorney . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 Durable Power of Attorney . . . . . . . . . . . . . . . . . . . . . 19 Representative Payee . . . . . . . . . . . . . . . . . . . . . . . . . 19 Conservatorship . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Wills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Advance Care Plans (Living Wills) . . . . . . . . . . . . . . . 21 Appointment of Health Care Agent . . . . . . . . . . . . . . . 22 Other Legal Issues . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Legal Handbook for Tennessee Seniors . . . . . . . . . . 23 Long-Term Care and Health Care Facilities . . . . . . . . 23 Medical Insurance and Financing . . . . . . . . . . . . . . . . 30 Social Security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Supplemental Security Income (SSI) . . . . . . . . . . . . . 31 Social Security Disability Insurance (SSDI) . . . . . . . . 31 Medicare . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Medicaid/TennCare . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 TennCare CHOICES for Long-Term Care . . . . . . . . . 42 Long-Term Care Insurance . . . . . . . . . . . . . . . . . . . . . 44 Public Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45 Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 5 Caregiving and Eldercare Assistance This directory offers assistance in finding practical help for seniors and their caregivers. Research shows that caregivers do a better job of caring for others if they make use of community services and take some time off, often called respite. The Office on Aging, (865) 524-2786; Senior Information & Referral, (865) 546-6262; and the East TN Area Agency on Aging & Disability, (865) 251-4897 offer information, referrals, and assistance about available resources such as respite, home modification, safety devices, adult day programs, and in-home services. “Activities of daily living” and “instrumental activities of daily living” (ADLs and IADLs) are terms used by social workers, health-care professionals, and insurance policies. ADLs are functions that healthy people can perform but that sick or frail people can need help with. ADLs include eating, bathing, grooming, dressing, toileting, walking, and transferring (from bed to chair, in and out of bath, etc.). IADLs include preparing meals, shopping, managing money, using the telephone, housework (light and heavy), driving, or using public transportation. IADLs also include remembering to take daily prescribed medications. Caregivers often don’t know what causes a behavioral change in the older person they care for (for example, the older person seems sad or depressed for long periods of time, is confused, or is irrational), what to expect next, and what can be done. A geriatric assessment program (pages 55-56) offers explanations and recommendations. Mental and behavioral changes can arise from disease, poor nutrition, reactions to medications, and the stress of major life changes, such as leaving the family home or a death in the family. Assessment programs administer a variety of medical, psychological, and cognitive tests. Staff members interview both the older person and the involved family members. Professionals, including physicians, nurses, 6 social workers, and psychologists make recommendations based on the test results. They explain the results, help the family plan, and suggest services. Geriatric care managers (pages 57-58) can do a somewhat simpler assessment. Many caregivers handle all of the everyday tasks for an elderly person, while also working outside the home. Therefore, organization and keeping track of paperwork are essential. For information about other caregiver resources and support groups, contact Senior Information & Referral, 546-6262. For people dealing with Alzheimer’s Disease (pages 5455), this directory offers resources for those who are living with and caring for someone with the disease. Family Caregiver Support (pages 85-86), lists other helpful resources for caregivers of older persons. Support groups for caregivers provide valuable information and emotional and psychological support and offer a chance to share experiences and learn practical solutions to common problems. If you cannot join a group or start your own, remember how important it is to talk with understanding and supportive people about your caregiving experience. Online support groups are an option for those who are homebound for health or caregiving reasons. If you have no one to help you find services or manage personal and financial affairs, or older relatives don’t have family members who can provide assistance, help is available, for a fee, from certified geriatric care managers and some CPA firms and bank trust departments. (See page 57 for how to find case managers.) Eldercare assistance starts with a comprehensive assessment to develop a plan to arrange for services and regular visits; coordinate medical, legal, and financial services; and report to the family, when appropriate. If you are helping an older person who can no longer manage his or her own financial affairs, you should report this to Social Security and apply for Representative Payee status (see 7 page 19 for more information about this and other options). Eldercare assistance providers can charge hourly, flat, or monthly rates; some also require a retainer. If financial management is needed, a mentally competent senior can sign a power of attorney to give a designated agent the legal authority to handle all or specific financial matters. In most cases, the first choice is a family member. If the designated family member is not local, he or she still can hire and fire others to help, as appropriate. If there are no suitable family members available, arrangements can be made for the eldercare assistant to handle finances by giving power of attorney and setting up a separate bank account with deposits made by the older person or family on a regular basis. CPA firms that offer eldercare assistance can pay bills out of a retainer, with reimbursement on an agreed-upon basis. When an eldercare assistant has financial oversight, bonding is strongly recommended. See pages 18-19 for more about powers of attorney. When choosing an eldercare assistance provider, ask for and check references, require bonding and insurance, and develop a contract detailing duties, hours, reporting, payment, and expectations. Consumer Protection Avoiding Scams Scams come from a variety of sources: telephone, email, in person, regular mail, social media, Internet, or other methods. It is important to check out an individual or an offer before providing any personal information. Con artists often target older people. Be wary, particularly when someone suggests, for example, that your home needs repairs or that you have won a contest. Don’t be fooled by telemarketers. Be suspicious when told that your Medicare “needs to be 8 fixed.” NEVER give bank account, credit card, Medicare, or Social Security numbers to anyone you don’t know and trust. Never pay any amount of money for a “prize” that you have supposedly won without checking out the organization it’s from. Be especially suspicious of offers to help you–for a fee– recover money lost to other telemarketers; it’s an especially cruel hoax. Remember: If it seems too good to be true, it probably is! Call Legal Aid of East Tennessee (page 115) for help in checking out a telemarketer proposal. If you are asked for money or personal information (Medicare, bank account, Social Security, etc.), explain that you must first make a call. Call the Senior Information & Referral at 5466262. They will investigate the offer with the help of Knox County ElderWatch and law enforcement agencies to help you determine if it is legitimate or a scam. If someone says, “You must act now,” and cannot wait for you to call them back, it most likely is a scam. For ways to protect yourself from home-repair scams, see pages 11-13. The Knoxville and Knox County Business Tax offices (page 59) can tell consumers if a business is licensed in the city or the county. Their offices do not license nonprofit agencies or professionals who are licensed by the state (doctors, lawyers, veterinarians, etc.). But all businesses that are not state licensed, have a physical location in Knoxville or Knox County, and do more than $3,000 business annually must be licensed locally. If a company is not licensed, be careful about conducting business and follow the steps in the above paragraphs. These offices do not enforce codes, register complaints, or revoke licenses, but they can tell you if the business has a local license. The Better Business Bureau (BBB) (page 59) can tell you if any complaints have been registered and whether the matter was resolved. BBB has a 24-hour automated telephone line that allows callers to check on businesses outside of regular 9 business hours. The bureau also provides information about charitable organizations. Charities are required to register yearly and submit a financial report. You also can contact the Tennessee Division of Consumer Affairs (page 61) for assistance. The One Call Club (page 135) is an Office on Aging program that checks service providers to be sure they will provide high-quality service to club members at a reasonable price. Identity Theft Identity theft, or ID theft, is a crime in which an impostor obtains key pieces of another person’s identifying information, such as Social Security or driver’s license numbers and uses them for personal gain. This crime can include check fraud, credit card fraud, financial identity theft, criminal identity theft, governmental identity theft, and identity fraud. If you think that you have been a victim of identity theft, it is important to immediately follow the steps below: 1. K eep a detailed log of every action you take. Include dates and times of phone calls, and the names of individuals you speak to, as well as notes about the conversations. 2. Contact your local law enforcement agency and file a police report. You should be put in contact with an officer or detective who handles fraud. 3. C ontact your financial institution (bank, credit union, etc.). You may need to close current accounts and open new ones that are password protected. 4. If a credit card is stolen or opened in your name, call the credit card company and suspend or cancel the card. 5. C ontact the major credit reporting agencies for a copy of your credit report for review and place a fraud alert. 10 This alert adds extra protection if an identity thief tries to make major purchases or open credit cards in your name. An initial fraud alert lasts 90 days but can be extended up to seven years. Note: When you contact the credit reporting agencies, you will NOT speak with a person. These are automated phone systems. You will have access to a fraud assistance advisor once you receive your reports in the mail. Major Credit Reporting Agencies: n Equifax: 1-800-525-6285. TTY: 1-800 255-0056 n TransUnion: 1-800-680-7289. TTY: 1-877-553-7803 n Experian: 1-888-397-3742 Most online credit-reporting sites–even those that claim to be free–will enroll you in a for-pay monthly plan that you have to remember to cancel to avoid the expense. A website that does not do this is www.annualcreditreport. com. To confirm your identity, the site will prompt you through a series of questions that require a good working knowledge of your financial history. Check with your bank to determine if it offers access to credit reports as a free service to customers. If you need additional help to sort through the situation or get more information about protection, contact the Identity Theft Resource Center (ITRC) at 1-888-400-5530. ITRC is a nonprofit, nationally respected organization dedicated exclusively to the understanding and prevention of identity theft. The ITRC provides victim and consumer support. Hiring In-Home Services When you hire an individual or company to come onto your property or into your home, you assume a certain amount of risk, as does the person hired. There are many issues, including liability for damage to your property, liability for injury to the worker, potential for scams, and payment of Social Security taxes. 11 When needing home repairs, ask friends for referrals, join the One Call Club (page 135), or check listings in the Yellow Pages. Be extremely wary of unsolicited offers for home repair or improvement, especially if someone arrives uninvited and offers a bargain. Get an estimate from more than one business; ask about senior discounts; and secure an agreement in writing. You also can ask Legal Aid of East Tennessee (page 115) to review a contract before you sign it; the agency’s help is free to seniors. Members of the Office on Aging’s One Call Club (page 135) have access to prescreened service providers and can avoid most of the issues and concerns listed below. Questions to Ask Before Hiring Someone To Come Onto Your Property or Into Your Home n Who will do the work? Does the company use employees or subcontractors? n Who supervises the employees or subcontractors? n Does the individual or company have experience? What type? How long has the individual or company done this kind of work? nW hat background checks are done by the company? n What is the company’s policy on hiring employees or subcontractors with a criminal record? Companies can run a police background check, but may not have a policy against hiring someone with a criminal record. n Does the individual or company have a business license or other appropriate license? Is it current? Is the license held in Knoxville/Knox County, or elsewhere? n Is the individual or company accredited by a governing agency? n Does the individual or company have workers’ compensation insurance? Is it current? n Has the individual or company paid an insurance bond? n If the company uses subcontractors, does the 12 subcontractor have a license? What about workers’ compensation insurance? Has the subcontractor paid an insurance bond? n Have any complaints against the individual or company been filed with the Better Business Bureau, the Tennessee Consumer Affairs Division, or any applicable licensing board? n Can the individual or company provide references along with contact information? n What work or services will be provided? n When will the work or services start and end? n How much will the work or services cost? What is the payment schedule? Does the individual or company accept checks or money orders so payments can be documented? Is any money required upfront? Is that payment refundable? n Finally, ask for a detailed contract that covers the work or services to be done, any materials that will be used, cost and payment schedule, and start/end dates. NOTE: If you hire someone to work in your home, you may be responsible for Social Security and Medicare taxes. You must pay those taxes if you are an “employer” who has the right to tell the worker when, where, and how to do the work. Medicare Fraud Protecting Medicare’s trust funds to ensure availability of future benefits is a priority for our government. Detecting and deterring Medicare fraud requires the active help of every beneficiary. The Centers for Medicare & Medicaid Services (CMS) suggests: n Medicare will NEVER call or come to your home. Do not speak to anyone who initiates contact by phone or home visit and claims to represent Medicare. Call law enforcement to report the incident. 13 n Never give your Medicare number to anyone over the phone or whom you don’t know if you did not initiate the contact. Do not send it over the Internet, except to secure, encrypted sites such as Social Security’s and Medicare’s official websites. If in doubt, don’t do it. n Check your Medicare Summary Notice (MSN) or report from your Medigap company to be sure you received the medical service listed. n Be suspicious of companies that offer “free” medical equipment or waiver of your copayment. n Beware of health-care providers/suppliers who use doorto-door or phone offers to sell goods and services. n Beware of health-care providers who say they represent Medicare or a federal agency or use pressure tactics to get you to accept a service, product, or insurance. n Beware of health-care providers who offer “free” screening tests at senior gatherings and ask for your Medicare number. If the services are free, they do not need your number. In East Tennessee, free and confidential information and assistance are available to help you report suspected fraud, waste, and abuse. Call the East Tennessee Area Agency on Aging & Disability (page 112) and ask about the Tennessee Senior Medicare Patrol Project (SMP). all the appropriate agency for Medicare Part A or B (page C 126-127) to report possible fraud. Elder Abuse, Exploitation & Neglect It is against the law to abuse, neglect, or exploit a disabled or older adult. Elder abuse can be physical, sexual, or mental in nature and includes the deprivation of services by a caregiver (paid or unpaid), family member, friend, service provider, or stranger. Elder exploitation includes taking–through theft or scams–government funds paid to a disabled or older adult. Exploitation can happen at the 14 hands of anyone, from a family member to a stranger. Elder neglect can be the intentional or unintentional deprivation of activities or services that are necessary to life, such as health care, food preparation, and personal care. Seniors also can be the victims of self-neglect, an issue that must be addressed, even when unintentional. Tennessee law requires any person who suspects abuse, neglect, or exploitation of a disabled or older adult to make a report to the Tennessee Department of Human Services (DHS). Contact the DHS Adult Protective Services at 1-888-277-8366. Although DHS is specifically responsible for investigating cases involving government funds, there are other types of elder exploitation, such as taking other money or property, obtaining your signature on documents that you do not understand, or using power of attorney to misappropriate funds or property. While it is important to sign a power of attorney document, make sure you appoint someone you can trust to be your agent (attorney-in-fact). For information about how to avoid being the victim of scams, see Consumer Protection, starting on page 8. Funeral Planning Planning ahead and comparing options can help families avoid hasty and often expensive decisions. Informed choices about funeral arrangements can be made when everyone who wants to participate in the planning is available. Think and talk about what arrangements you would like to have. For more information about funeral planning, see page 88. Collect information on the cost of services you want, as prices differ greatly. Put plans in writing, keep them where they can be easily found, and tell someone you trust where they are. Do not put funeral plans in a will, which will not be read until after the funeral. Cremation is government regulated. Be sure to check with 15 your legal advisor to make sure your wishes for cremation will be honored. Organ and body donation also can be preplanned, see medical information (pages 122 & 124). The cost of a funeral depends on the casket and services chosen. Funeral homes must provide current prices of all goods and services, in writing, if asked. Funerals can be prepaid in a lump sum, in payments, through purchase of a special-purpose insurance policy, or through a burial trust fund, which can be purchased through the funeral home. Some funeral homes will “guarantee” your funeral will not cost more than you paid, even if prices rise. Money paid in advance, including accumulated interest, can be transferred to another funeral home after your death and sometimes before. The new funeral home may charge more. Neither the irrevocable burial trust fund nor the irrevocable prepaid policy counts as an asset when determining eligibility for TennCare (Medicaid). Social Security, the Veterans’ Administration, and life and casualty insurance pay death benefits, depending on the circumstances at time of death. Housing Changing living arrangements, whether short- or long-term, can be a major event for an older person. The change may occur on short notice in the midst of other difficult changes–decline in health, loss of a loved one, decreased energy, and/or less money. There has been a dramatic increase in the number and variety of housing and in-home care options, making it more likely that older consumers can find housing that fits their needs. (See Housing, pages 101-110, Home Organizing, Downsizing & Moving, pages 93-94, and Personal Support Services Agencies, pages 136-140) Sometimes a move is necessary; other times, the senior’s current home can be modified, or in-home services can be provided (or both). 16 The National Association of Home Builders’ (NAHB) Remodelers Council, Research Center, and Seniors Housing Council partnered with AARP to develop the Certified Aging-in-Place Specialist (CAPS) program for consumers who want to remain in their homes for a lifetime, regardless of the homeowner’s age or functional abilities. Certified Aging-in-Place Specialists are trained contractors who understand the needs of older people; make modifications to facilitate independent living; are familiar with common remodeling projects; and have solutions to common housing barriers. For a directory of local contractors with CAPS certification, go to http://www. nahb.org/default.aspx. If a move to new housing is necessary, the first questions usually are cost and affordability, with the equally important issue of type and level of services needed. When time allows, it’s best to predetermine needed services, balanced with the cost and the senior’s budget. Real estate professionals can specialize in helping seniors. A certified Seniors Real Estate Specialist (SRES) counsels seniors fearful of changing living arrangements, works with other senior care professionals, and understands tax laws, probate, and estate planning. A list of local SRESes is available at the association’s website (seniorsrealestate.com) or from Senior Information & Referral, 546-6262. A package of in-home services also can be put together to allow an individual to stay at home. Depending on the services needed, this can be more or less expensive than assisted living or a nursing facility. Senior Information & Referral, 546-6262, or a private geriatric care manager (pages 57-58) can help an individual or caregiver learn about options (see National Family Caregiver Support Program, page 86). 17 Legal Services Attorneys can become certified elder law specialists. See Legal Services (page 116) for a list of local certified specialists. Prepaid legal service companies offer services for a monthly fee, but read the contract carefully before signing. Many plans don’t cover certain types of services or charge extra fees for those services. As with any contract, be sure to “read the fine print.” Consider taking the practical legal steps outlined below to plan for the possibility of mental or physical incapacity. If you are helping an older person who can no longer manage his or her own affairs, legal steps need to be taken as soon as possible. Even persons diagnosed with dementia may still have the capacity to execute legal documents. The purpose of legal action is to safeguard the rights and interests of the older person, protect them and their property, and help them get advice and counsel on financial and business concerns. Legal action also can protect and empower a caregiver to act on behalf of an older person. Before you add anyone’s name to your bank account or other assets, consult an attorney about possible negative consequences for both parties. Power of Attorney Power of attorney is a legal step that permits one individual, known as the “principal,” to give to another person, called the “attorney-in-fact,” or, “agent,” the authority to act on his or her behalf. The attorney-in-fact is authorized to handle banking and real estate matters, incur expenses, pay bills, and handle legal affairs for a specified period of time. Power of attorney can continue indefinitely during the lifetime of the principal as long as that person is competent and capable of granting or revoking the power. If the principal becomes comatose or mentally incapacitated, the power of attorney automatically expires, just as it would if 18 the principal died. Therefore, this power of attorney may expire just when it is most needed. Durable Power of Attorney Because power of attorney expires when the principal becomes mentally incapacitated, many states, including Tennessee, have durable power of attorney, which defines the circumstances under which it will take effect and outlines what the attorney-in-fact is authorized to do. (Some banks have adopted a policy that financial powers of attorney will be accepted only if the document became effective at the time it was signed, not on providing documentation of mental incapacity.) This legal device, which must be executed while the principal is still mentally competent, can prevent the need to file for a conservatorship in most cases. The attorney-in-fact must have agreed to serve. Once the principal becomes mentally incapacitated or incapable, the attorneyin-fact can be removed by petitioning the court for a conservatorship or by the attorney-in-fact agreeing to resign. The principal can revoke the durable power of attorney at any time, as long as he or she has the mental capacity to do so. The principal must inform the attorney-infact of the change; without that notice, the attorney-in-fact could legally continue to act for the principal. A durable power of attorney puts a considerable amount of power in the hands of the attorney-in-fact, so the document should be drawn up by a lawyer licensed to practice in the state in which the principal resides. Financial powers of attorney should be tailored to specific assets owned by the principal. Representative Payee The authority of a power of attorney does not extend to Social Security, SSI, SSDI, the Department of Veterans Affairs (VA), or the Railroad Retirement Board (RRB). These arrangements must be made with the Social Security Administration, the VA, or the RRB. If you are 19 helping an older person who can no longer manage his or her own financial affairs, report this to Social Security. You can request an appointment as Representative Payee. If a person needs a “Rep Payee” and there is no obvious person to take the role, the Social Security Administration will try to find the best person or assign an agency to provide one. The Rep Payee handles Social Security-related finances. After investigating the designee, Social Security sends beneficiary checks to the Rep Payee, who must spend the funds for personal care or benefit of the beneficiary, save any excess funds, make periodic accounting to Social Security about expenditures, and inform the agency when the beneficiary moves or dies. Conservatorship Tennessee law uses the term “conservatorship” for adults, and “guardianship” for minors. A conservatorship is a legal tool by which the court declares persons unable to handle their affairs and, therefore, appoints a conservator. The court can transfer to the conservator the responsibility for making decisions about any or all of the following: financial affairs, living arrangements, and medical care. If someone needs a conservator but no appropriate person is available, a Public Guardian (see page 115) can be appointed. A conservator must make regular reports to the court on his or her ward’s affairs. Obtaining a conservatorship can be expensive, involve more than one attorney, and, if contested, take months. Be sure your attorney has experience in filing for conservatorship. Wills A well-prepared will is an effective tool that provides explicit instructions for the distribution of a person’s property and, if appropriate, how that property is to be used after death. A will designates a person to serve as the Personal Representative (formerly executor) responsible for carrying 20 out instructions in the will. A will helps settle affairs quickly, with fewer legal expenses. Since a will is seldom reviewed until after a funeral, instructions about funeral arrangements should be given beforehand to the person responsible for them. These instructions, and any directives regarding body donation, should be included in a durable power of attorney for health care–not in the will. Advance Care Plans (Living Wills) Public attention is increasingly focused on “right-to-die” issues as medical technology makes it possible to sustain some vestige of life in critically ill patients. The Health Care Decisions Act makes it easier for individuals to express wishes concerning end-of-life decisions. Advance care forms developed by the State of Tennessee can be downloaded from www.tn.gov/health/article/advance-directives. Documents prepared under previous laws are still valid. However, the new forms have updated options. An advance care plan must be signed, dated, and witnessed or notarized. Discuss your plan with your family and doctors. Give each doctor a signed copy for your medical file, and confirm that your wishes will be followed. Give a copy to the person who will make medical decisions for you in the event you are unable to do so. Review your plan yearly, and if changes are needed, append them in a letter. Senior Information & Referral and Legal Aid of East Tennessee (pages 110 and 115) have advance care plan forms, with notaries available by appointment. When a person is in a nursing facility and approaching end of life, family members should consider filling out a POST (Physician’s Order for Scope of Treatment) form, which allows a patient (or legal representative) to outline a plan for end-of-life treatment that is much more specific to the situation than an advance care plan is. These forms should be available at nursing facilities. 21 Appointment of Health Care Agent (Durable Health Care Power of Attorney) You can obtain an Appointment of Health Care Agent (previously called a durable health care power of attorney) in Tennessee that gives authority to another person(s), with his or her consent, to make health-care decisions on your behalf. This includes consent, refusal to consent, and withdrawal of consent to maintain any care, treatment, service, or procedure, and to diagnose or treat a physical or mental condition. It must be signed, dated, and witnessed or notarized. Discuss the appointment with your family, primary physician, and, in detail, with the designated agent. Copies and notarization are available as noted in the section on advance care plans. Revocation or discharge of the agent may be made verbally or in writing. The documents should incorporate instructions regarding religious ceremonies, burial, and so forth. Other Legal Issues A. P roperty, estates, and trusts are governed by state laws and, in some cases, local ordinances. If finances do not permit hiring an attorney, Legal Aid of East Tennessee may provide, either directly or by referral to volunteer attorneys from the Knoxville Bar Association, legal advice and legal representation to low-income seniors. B. For advice on landlord/tenant issues regarding leases, services, rental rights, and obligations, contact your attorney or Legal Aid of East Tennessee (page 115). C. F amilies often have questions about their responsibility for the cost of a senior’s health care and longterm needs. Contact an attorney, Legal Aid of East Tennessee, or the Long-Term Care Ombudsman for advice about financial responsibility and, specifically what to sign and not sign when arranging for a nursing home admission. You do not have to sign as a responsible party in order for the senior to be admitted. 22 Legal Handbook for Tennessee Seniors The TN Bar Association is planning to update The Legal Handbook for Tennessee Seniors in 2017. This handbook contains practical information on a wide range of topics, including issues such as applying for Social Security benefits, long-term care considerations and estate planning, as well as completely new sections addressing online security and new health-care legislation. The handbook is available free online at www.tba.org. Long-Term Care and Health Care Facilities A health-care facility is any place where health-care professionals administer treatment or care to people with chronic or acute illnesses or injuries. This includes hospitals, nursing homes, assisted living facilities, residential homes for the aged, walk-in clinics, dialysis clinics, and more. All health-care facilities in Tennessee are licensed and regulated by the Tennessee Department of Health, Division of Health Care Facilities, or sometimes by the Centers for Medicare & Medicaid Services, to ensure that they comply with federal guidelines. To determine a facility’s licensure status–and whether it is the kind of facility you need–call Health Care Facilities, 594-9396, located at 7175 Strawberry Plains Pike, Suite 103, Knoxville, 37914. Information about all licensed facilities in the state, as well as other useful information, is on the agency’s website, https://apps.health.tn.gov/ FacilityListings. The Department of Health has a Complaint Hotline to report how a facility is operating or to inquire about licensure status. The number is 1-877-287-0010. Many seniors live independently throughout all or most of their lives and remain in their own homes. For older people who need assistance, families can often supply practical and emotional support. When an older person has no 23 family available to help, requires more assistance than family can provide, wishes to downsize, or wants the social environment of a communal setting, he or she needs to move into a long-term care facility, such as assisted living or a nursing facility. Choosing a Facility in Advance If a move is necessary, think about how to choose and pay for an appropriate facility. Whenever possible, an older person should participate in the decision. Having some sense of control and choice can ease adjustment to a move. Early planning allows time to look at available options (see Housing and Nursing Homes) and improves the chances of making a good decision. Information about choosing a nursing facility is available from Senior Information & Referral, Long Term Care Ombudsman, medical and social work professionals, clergy, and friends who have relatives in long-term care facilities. In addition, many publications offer advice. Medicare has Your Guide to Choosing a Nursing Home. Six important factors to consider are type of care required, certification, financial resources, convenience of location, availability of a bed or room, and community atmosphere. 1. Type of care needed The state licenses three levels of long-term care: Residential Homes for the Aged (RHAs), Assisted Care Living Facilities (ACLFs), and nursing homes. ACLFs and RHAs typically offer services such as meals, laundry, housekeeping, and some help with personal care–but usually cannot provide medical care unless they have 24hour licensed nursing staff. If your loved one has dementia, you may need to consider facilities that have secure units to prevent wandering. However, some long-term care insurance policies will pay for housing with assistance and in some cases, CHOICES or VA Aid & Attendance might cover some costs. 24 Nursing homes provide medical care and often offer more than one level of care. A physician determines whether skilled or intermediate care is needed before a person can be admitted. Some nursing facilities have secured units for people with dementia. Note: In the following descriptions, “skilled” is a term for a particular type of care and does not refer to the expertise or ability of the caregiver. Skilled care provides 24-hour-a-day nursing services for a person with serious health-care needs, up to and including high-level wound care, respirator, tube feeding, intravenous therapy, and more. Rehabilitation services also are available. The specific services offered in each skilledcare facility can vary, so ask when evaluating facilities. Skilled care sometimes is offered in transitional care units in hospitals. Intermediate care provides less extensive health care than skilled care. Nursing and rehabilitation services are provided, but not around the clock. Intermediate care offers medical supervision and help with personal care, but not skilled nursing. 2. Certification If ongoing long-term care is likely to be necessary, consider choosing a facility that is Medicare- and Medicaid-certified. Some facilities do not accept CHOICES (Medicaid) patients. In a dually certified nursing home, a move would not be necessary if the patient’s funds run out. 3. Analysis of financial status Make a complete inventory of resources, including source and level of income, property owned, savings accounts, stocks and bonds, veterans’ benefits, pensions, insurance benefits, and any family assistance. If there is not enough money to pay for nursing home care, contact the East Tennessee Area Agency on Aging and Disability (the single point of entry) to start the application process for enrolling a person in CHOICES (Medicaid). 25 Original Medicare pays for a limited amount of skilled nursing facility care if it is medically necessary and the patient was admitted to a hospital for at least three days (not counting the day of discharge) for the medical reason for which facility care is sought. Some Medicare Advantage plans do not require the three-day hospital stay before paying for skilled care in a nursing facility. Generally, traditional fee-for-service Medicare pays all costs for the first 20 days. For the next 80 days traditional Medicare pays all but $164.50 per day (in 2017). Review your Medicare supplement insurance or Advantage plan to determine what your plan pays. After 100 days, Medicare pays nothing. Medicaid will pay the cost of medically necessary skilled or intermediate care for financially and medically eligible patients. Most, but not all, long-term care insurance covers nursing facility costs up to the policy’s per-day limit. Private funds pay the rest. Most long-term care insurance policies include a waiting period, called an elimination period, before you can receive benefits. During the elimination period, you pay costs out of pocket. In general, policies with higher premiums have a shorter elimination period. Medicare does not pay for intermediate care. CHOICES for Long-Term Care will cover medically necessary intermediate care for financially and medically eligible patients. Some long-term care insurance policies cover intermediate care in a nursing home. Private funds pay the rest. If you need nursing home care paid for by CHOICES, you must be income eligible and medically eligible. The TennCare bureau in Nashville must decide–based on your physician’s description in the Pre-Admission Evaluation (PAE) of the level of care you need–if you meet the standards for medically necessary skilled or intermediate care. Some PAEs are denied by the TennCare Bureau. The standard can be strictly interpreted and is acuity 26 based. This is a major change in the definition of medical necessity, making it more difficult to qualify for CHOICES. In general, eligibility is determined by an applicant’s need for assistance with the following Activities of Daily Living (ADLs): transferring, mobility, eating, and toileting. The cost of providing TennCare Medicaid for Long-Term Care in a nursing facility has increased dramatically, so curtailing admissions is a method of cost control. Denials can be appealed, and the denial letter details the appeal procedure. Call the Long Term Care Ombudsman (page 133) or the facility social worker or admissions office for assistance or more information about the PAE or appeal process. If nursing home placement is to follow hospitalization, the hospital discharge staff will seek pre-approval. TennCare Bureau action on the PAE for nursing home placement for a person being cared for at home may take considerably longer than after hospitalization and may not be approved. Some facilities will complete and submit the paperwork. The medical provider must complete a PAE and mail or fax it to TennCare to verify medical eligibility. The “designated correspondent” will receive notice of approval or denial. If paying for nursing home care has depleted your resources, and you need to apply for CHOICES, ask the nursing home staff for assistance. Apply before Medicare coverage or personal financial resources run out. Contact the Area Agency on Aging and Disability, which can assist with establishing financial eligibility. You must submit a PAE for approval to the TennCare Bureau, even though you already are in a nursing home. If approval is denied, be prepared to appeal, and follow directions in the denial letter. If you are denied on medical grounds, request an onsite visit from the TennCare Bureau. If you are denied on financial grounds, someone from the CHOICES program of the East TN Area Agency on Aging & Disability will advise you on how to file an appeal. 27 4. Location Choosing a facility that is convenient for family and friends makes visiting and monitoring easier. 5. Availability Many nursing homes have long waiting lists. Finding facilities that accept CHOICES can be difficult because some have opted out of the CHOICES system. 6. Community atmosphere Nursing homes with special amenities create a more homelike, less institutional setting. Alternatives to traditional nursing homes include the “Green House” design and “Adult Care” home. The Green House is smaller, with a maximum of 10 patients in a homelike setting. The only Green House currently available in this area is the Jefferson County Nursing Home in Dandridge. The Adult Care Home has a maximum of five patients in a private home in a residential neighborhood. This option is available in Tennessee only for specific conditions. These options can be licensed for skilled and/or intermediate level care, with more attention to individual needs than provided by larger institutions. Another long-term care community option is the Eden Alternative. Nationwide, more nursing homes are incorporating parts of these concepts to create a cozier setting for residents and their families and visitors. Choosing a Facility in an Emergency Many older persons and their families avoid discussions and decisions about nursing home placement until a medical crisis forces the issue. If immediate help is needed in locating a nursing home, contact the Long-Term Care Ombudsman. If an older person is required to transfer from a hospital to a nursing home on short notice because of discharge 28 date, emergency placement in a nursing home may be unavoidable. Even then, timing and arrangements for the transfer should be discussed with the physician and hospital personnel. You still must know the level of care needed, facilities’ certification by Medicare and Medicaid, funds needed to pay for care, convenience of location to family and friends, and availability. Long-Term Care Ombudsman The best way to ensure top quality care for a nursing home resident is for family members and friends to visit frequently and establish and maintain communication with the staff. Direct any questions or issues to the nursing staff or social worker. If the problem continues, talk to the nursing home administrator. If these steps do not resolve the issue, contact the district Long-Term Care Ombudsman (page 133). All states have an ombudsman program responsible for investigating, mediating, and trying to resolve complaints made by or on behalf of residents in long-term care facilities (nursing homes, ACLFs, and RHAs). In Tennessee, the state, regional, or volunteer ombudsmen monitor and ensure the implementation of federal, state, and local laws governing resident rights and quality of care. There is no charge for these services. Call the Eldercare Locator (page 114) for information about ombudsmen in other states. In East Tennessee, the names and contact information of ombudsmen are posted in a prominent place at each facility. When a loved one enters a nursing home, make a point of obtaining contact information for the ombudsman. The Centers for Medicare & Medicaid Services (CMS) report information on the quality of care in nursing homes. Visit www.medicare.gov or call 1-800-633-4227. Complaints about nursing homes can be filed with the Health Care Facilities Complaint Hotline, 1-877-287-0010. You can report abuses anonymously. 29 Patients’ Rights Nursing homes that participate in the CHOICES and Medicare programs must have patients’ rights policies. Ask the nursing facility for a copy. Contact the district LongTerm Care Ombudsman (page 133) for more information. Families’ Rights Questions about family responsibility for the cost of an older person’s health care and long-term care frequently arise, and you may need legal advice. Contact an attorney or make an appointment with Legal Aid of East Tennessee for advice about responsibility and what to sign and/ or not sign when arranging for care. You do not have to sign as a responsible party in order for your loved one to be admitted. The spouse of a nursing home resident who is on Medicaid has the right to a certain minimum income and a maximum amount of assets. Do not “spend down” assets before obtaining competent counsel on Medicaid eligibility. Medical Insurance & Financing Social Security Nine out of 10 Americans who have reached retirement age receive a monthly income check from Social Security. (Reduced retirement benefits may start at age 62.) Monthly benefits are available to workers upon retirement, their dependents and/or survivors, and, in some cases, to persons with severe disabilities. Employed persons can begin receiving benefits at full retirement age, regardless of income. Full retirement age is currently (2017) at age 66. The age will gradually increase until it reaches 67 for people born after 1959. See the chart on the Social Security website (ssa.gov) for more information. 30 To apply, contact the Social Security Administration (page 89) for instructions on how to file a claim. Available options are: File online (ssa.gov); call your local Social Security field office (see page 89); or go to your local office for same-day service. Spouses and widows or widowers may be eligible for special benefits, including death benefits. Individuals who are disabled before age 65 may apply for Social Security disability benefits. Direct deposit of Social Security checks eliminates lost or stolen checks and saves the federal government millions of dollars. Track your Social Security information, manage your benefits, and make changes as needed online through your own MySocialSecurity account (https://www.ssa.gov/ myaccount/). Supplemental Security Income (SSI) Supplemental Security Income (SSI) provides a minimum monthly income to persons with limited income and resources who are 65 or older, blind, or have other disabilities. Eligibility is based on income and assets. The Social Security office (page 89) provides information about the program, takes applications, and helps file claims. You may be eligible for TennCare (Medicaid) if you receive SSI now–or if you received both Social Security and SSI in at least one month after April 1977. See page 126 for TennCare application information. Legal Aid of East TN (page 115) also has information. Social Security Disability Insurance (SSDI) The Social Security Disability Insurance program (also called SSDI) pays benefits to individuals and certain family members if they paid Social Security taxes and worked long enough to qualify. Adult children also may qualify for benefits through their parents’ work records if the children have a disability that started before age 22. If an application for SSDI is denied, an appeal should be filed. It 31 may be helpful to contact an attorney or Legal Aid of East Tennessee (page 115) for advice. Disabled individuals ages 18 to 64 who have low incomes and limited assets may qualify for disability benefits through the Supplemental Security Income (SSI) program (see pages 31). Medicare Medicare is a federal health insurance program that pays a large part of the medical expenses of most Americans over the age of 65 and some younger, disabled persons who have received federal disability benefits for at least 24 months. Individuals with end-stage renal disease or ALS (amyotrophic lateral sclerosis, or “Lou Gehrig’s Disease”) may qualify for Medicare without the 24-month requirement. Anyone over age 65 may apply for Medicare. Most people get Medicare coverage in one of two ways: The enrollee chooses an Original Medicare Plan (which has Part A and Part B) + Part D (prescription drug coverage) + optional Medigap (Supplemental) insurance; or a Medicare Advantage Plan (Part C), which combines Parts A, B, and D. Part A is premium-free to most people. Part B requires a monthly premium. People with lower incomes pay lower premiums. If you are not yet on Social Security, you will be billed quarterly for Medicare premiums. Part C (Medicare Advantage plans) includes some benefits not available through Original Medicare. Part D insurance is optional, however, there is a penalty for beneficiaries who do not enroll when initially eligible and then enroll later. Help with Medicare Premiums Help is available for low-income enrollees who cannot afford to pay Medicare premiums, copayments, or deductibles. To find out more about Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individuals 1 (QI1), and 32 Extra Help programs, or to enroll, see pages 126-127. The resource limits for the Medicare Savings (QMB, SLMB, and QI1) and Extra Help programs can change. Call Affordable Medicine Options for Seniors (AMOS) (page 125) for current resource limits. When to Apply for Medicare To apply for Medicare benefits, you should contact Social Security three months before you turn 65, whether or not you are retired. If you do not sign up at that time, you may be charged higher premiums when you do enroll. Contact Social Security (pages 89, 143) for details about when and how to apply. If you are receiving Social Security or Railroad Retirement when you turn 65, you are automatically enrolled in Medicare, and your card will be mailed. The only way individuals may delay taking Part B without penalty is if they are enrolled in a plan that is at least as good as Medicare (creditable coverage). If you continue to work after age 65 and are covered by your employer’s health insurance, Medicare will be the secondary payer for some hospital services under Part A. Contact Social Security promptly to enroll in Part B when you stop working or employment-related health insurance ends. Your premiums could be higher if you do not. You may be able to purchase a Medigap policy if your employment-related coverage is ending. You can request pamphlets about Medicare benefits by telephone (page 126) or online at www.medicare.gov. The Centers for Medicare & Medicaid Services (CMS), the federal agency that administers Medicare, sends a Medicare & You handbook to beneficiaries yearly with the latest information about Medicare benefits and where to get help. For reliable information about obtaining desired Medicare benefits, contact Affordable Medicine Options for Seniors (AMOS) (page 125) or the local office of Tennessee State Health Insurance Program (SHIP) (page 127). 33 Original Medicare Part A: Hospital Insurance Medicare Part A helps pay the cost of inpatient hospital care, and in some cases, helps pay for home health care, hospice care, and skilled nursing care in a nursing facility. Per benefit period, the patient must pay the deductible–the cost of the first day in the hospital (set annually; $1,316 as of Jan. 1, 2017). A benefit period begins with admission and ends 60 days after discharge. A new deductible is charged only after that 60-day period. Some Medicare Supplement plans cover that cost. ritten material about patients’ rights under Medicare should W be provided upon admission. oon after admission, the patient and family should be S contacted by the discharge planner or social worker. If such contact is not made, ask for it. Plans for patient care after discharge should be made as early as possible. For scheduled procedures, basic planning can be done before entering the hospital. The amount Medicare will pay for a hospital stay is based on a patient’s diagnosis and whether hospital care is medically necessary. Once a doctor has decided it is no longer medically necessary for a patient to remain hospitalized, the person will be discharged. If the patient or family disagrees with the decision to discharge the patient, they can appeal before leaving a hospital or other skilled care facilities. To appeal, contact KEPRO (page 126), Tennessee’s Medicare quality improvement organization, for information and assistance in starting the appeal process within the time allowed. You may have to insist on your right to appeal. Part B: Medical Insurance Medicare Part B helps pay for medically necessary doctors’ care, out-patient hospital, and some other medical 34 services. Enrollees pay a monthly premium and yearly deductible for Part B. Ask Medicare for more information (page 126). Part B will pay at least 80 percent of the Medicare-approved amount for any eligible service. Many preventive procedures do not require the 20-percent copayment. Doctors and durable medical equipment suppliers who accept as their full fee what Medicare allows are said to “accept Medicare assignment.” Part D: Prescription Drug Insurance Medicare Part D helps pay for medically necessary prescription drugs for beneficiaries. Medicare Part D is optional; however, there is a penalty for beneficiaries who do not enroll when initially eligible and then later enroll. The annual open enrollment period is Oct. 15 to Dec. 7 each year. Part D enrollees must participate in Parts A and B and may pay a Part D monthly premium and yearly deductible. There are limits to what Part D covers, which are outlined in the annual Medicare & You handbook. Enrollees eligible for both Medicare and Medicaid (“dual eligibles”) currently receive prescription drug coverage through Medicare, not Medicaid. Help with Medicare Premiums and Deductibles Help is available for low-income Medicare beneficiaries who cannot afford to pay Medicare premiums, copayments, or deductibles. To find out more about Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), or Extra Help programs, or to apply, call AMOS (page 125). Medigap (Medicare Supplement Insurance) Medigap policies are sold by private health insurance companies to fill “gaps” in Original Medicare Part A and Part B coverage. Medigap policies help pay your share (coinsurance, copayments, and deductibles) of the costs of Medicare-covered services; some policies cover certain costs not covered by Original Medicare. 35 In Tennessee, you may choose from up to 10 different standardized types of Medigap policies, which must follow federal and state laws that protect beneficiaries. A Medigap policy must be clearly identified as “Medicare Supplement Insurance.” You need only one Medigap insurance policy. Before purchasing, be sure the policy provides the coverage you want and can afford. For more information, contact Affordable Medicine Options for Seniors (AMOS) (page 125) or the State Health Insurance Program (SHIP) (page 127). State and federal laws guarantee your right to purchase the Medicare supplement insurance policy of your choice during an initial open enrollment period that begins when you turn 65 and are enrolled in Parts A and B. You cannot be refused or charged more based on health, medical history, or claims experience. Guarantees of access, called Guaranteed Issue Rights, to Medigap policies are available outside the initial open enrollment period in these situations: n Your employer-provided retiree group health insurance that supplemented Medicare is terminated. n You dropped your supplement insurance when you enrolled in any Medicare Advantage plan for the first time and elect to leave the plan within 12 months of enrolling. n You move out of the geographic area served by your Advantage plan. n Your Advantage plan’s contract with Medicare is not renewed. n Your Medigap policy coverage ends through no fault of your own. n You leave an Advantage plan or Medigap policy because the company hasn’t followed the rules or misled you. In the above situations, fast action is required: Enrollees must choose a Medigap policy within 63 days of losing 36 previous coverage. For more information or assistance, contact Affordable Medicine Options for Seniors (AMOS) (page 125) or the State Health Insurance Assistance Program (page 127). Medicare Advantage Plans Medicare Advantage plans (Medicare Part C) are approved by Medicare but administered by private companies. When you join a Medicare Advantage plan, you are still in Medicare, but you cannot simultaneously hold a Medicare Advantage plan and Original Medicare. When you have an Advantage plan, you do not need a Medigap policy; it is illegal for anyone to sell you one. Medicare Advantage plans provide all of your Part A and Part B coverage and must cover medically necessary services. They may offer extra benefits (such as dental care, routine eye exams, and preventive care), and many include Part D drug coverage. However, you must still pay your Medicare Part B premiums in addition to any premiums charged by the Medicare Advantage Plan. The kinds of Medicare Advantage plans available in our area are: n Health Maintenance Organizations (HMO) n Preferred Provider Organizations (PPO) n HMOs with Point of Service (POS) options n Special Needs Plans Medicare Advantage plans have networks, which means you may have to see doctors who belong to the plan or go to certain hospitals to get covered services. In many cases, your costs for services can be lower than the Original Medicare Plan. Although Medicare Advantage plans have many advantages, consumers should understand that providers are encouraged to be as cost-effective as possible. If you are denied services, an appeal is worth pursuing. Each 37 plan has a member services phone number for help with the appeal process. Medicare Advantage plans available in Tennessee are listed in the Medicare & You handbook. You also can call Medicare or go online to www.medicare.gov. Factors to Consider When Choosing Coverage To decide whether to enroll in a Medicare Advantage plan (HMO, PPO, or Special Needs) or remain in Original Medicare, evaluate the pros and cons. n An HMO limits you to the doctors, hospitals, and healthcare providers that have signed contracts with that plan. A PPO allows nonparticipating physician visits with a higher copayment. Original Medicare allows your choice, of physicians, hospitals, and other providers, and covers eligible services anywhere in the U.S. n Check with all your doctors, specialist(s), and hospital(s) to find out whether they are members of the Medicare Advantage plan you are considering. You may have to change your primary care doctor or specialist if he or she is not affiliated with the plan. If your doctor leaves the plan, you will need to find a physician who participates. n An HMO may require prior approval from your primary care physician (usually a general practice physician, family care physician, or internist) to see a specialist, have surgery, or obtain medical equipment if you expect the plan to pay; in some instances, you also must have prior approval from the managed care company. Original Medicare allows more freedom in choosing medical providers. n Some Medicare Advantage plans have low premiums and modest copayments and coinsurance. n Medical expenses are more predictable under Medigap and Medicare Advantage plans because monthly premiums and deductibles are known in advance. n Inpatient hospitalization may require a daily copay, 38 which can be very expensive, depending on your plan. Evaluate carefully the inpatient deductible for each type of plan under consideration. n PPOs allow members to see specialists without a referral and also may offer out-of-network benefits. n You must continue to pay Part B premiums in all types of Medicare Advantage plans unless you qualify for assistance from the State of Tennessee. n You should understand clearly what is required by your plan if you need emergency or urgent medical care when you are not in the geographic area served by your plan. n Benefits, premiums, copayments, and medical providers included in Medicare Advantage plans may change annually, as will the plans available in our area. n When comparing Medicare Advantage plans, compare copayments, premiums, and added benefits and their costs and limits. For example, what medicines are covered? What is the copay for hospital or nursing home stays? If you join a Medicare Advantage plan and drop your Medigap policy, you may have Medigap protections that allow a return to your old policy (possibly at a higher cost) or to buy a new one if you choose to leave your Medicare Advantage plan or other Medicare plan within the first year. You can compare the Medicare Advantage plan choices available in Knox County at www.medicare.gov. Medicaid/TennCare Medicaid, a national health-care program for low-income persons, is cooperatively financed by the state and federal governments. Administered by the state, the program provides medical services to eligible individuals. Benefits cover hospital, nursing home, and outpatient services. In Tennessee, Medicaid is called TennCare. TennCare CHOICES is the program that pays for long-term care in a 39 nursing facility, assisted living facility, or at home (see page 42 for more information). TennCare is for Tennesseans who fit into certain categories, including uninsured women under age 65 who need treatment for breast and cervical cancer (must meet eligibility requirements). Anyone receiving SSI is automatically eligible for TennCare. Even if you are not eligible for SSI now, you may be eligible for TennCare if you received both Social Security and SSI in at least one month after April 1977. Legal Aid of East TN (page 115) has eligibility information. There are additional TennCare categories for some children and families with children. Children and pregnant women with high medical bills also are eligible for TennCare in a program called “Medicaid Spend Down.” When you enroll in TennCare, you may choose a Managed Care Organization (MCO). If you are an SSI beneficiary or if you don’t choose an MCO, you will be assigned to one. You may change MCOs once within the initial 45 days of the date of the assignment letter. You also have the opportunity to change MCOs one month each year (July, in East Tennessee). For a list of TennCare MCOs that serve Knox County see page 128. Before choosing a TennCare plan, think about desired doctor, hospital, and pharmacy, as well as other necessary medical services. Check with each MCO to learn which services are provided–for example, eye and dental care, geriatric assessment. Check with all health-care providers to learn which MCO plans they accept. Choose the MCO that offers the greatest number of needed services and the doctor, hospital, and pharmacy you prefer. TennCare MCOs must provide transportation for plan members who do not have transportation to medical services. Call your MCO to get instructions about arrangements, which must be made in advance, sometimes as many as five days. Even in an emergency, call your MCO for instructions about obtaining transportation. 40 TennCare provides pharmacy benefits to eligible enrollees. However, enrollees who also have Medicare receive pharmacy benefits through Medicare Part D. Enrollees should contact the Tennessee Health Connection (page 129) with questions. If you or a family member have a problem with medical services under TennCare, report it to the MCO; if in a nursing home, begin with the administrator. If the problem is not resolved, call the Tennessee Health Connection (page 129). If you need further assistance, other possible resources are the TennCare Advocacy Program (page 128) and the TennCare Solutions Unit (page 128). Whenever you write or mail anything to TennCare, keep a copy and get proof of mailing from the post office or send it by certified mail, return receipt requested. You then have proof that the document was mailed and received. If you are helping a family member and do not know if he or she has TennCare, or, if so, which plan, call the Tennessee Health Connection (page 129) for assistance. TennCare MCOs are responsible for providing mental health services, including substance abuse treatment, to enrollees. Some of the organizations listed under Medical Insurance & Financing (pages 125-129) can provide information about TennCare’s coverage of mental health services and can help to advocate or resolve problems. Cover Tennessee Cover Tennessee is a health-care initiative that was designed–before the Affordable Care Act went into effect– to fill the gap for uninsured or underinsured people. Of the agency’s original four programs, the following still exists, but on a limited basis. n CoverRx is a discount program, not insurance, that provides affordable medication for the uninsured. CoverRx provides prescription assistance to Tennessee residents ages 19 to 64 with household incomes below 250 percent of the federal poverty level. The program is not available 41 to anyone with prescription drug coverage (including Medicare, TennCare, or employment-based coverage). Participants have copayments based on income guidelines. TennCare CHOICES (Medicaid) for Long-Term Care in a Facility or as Home & Community Based Service Medicaid pays for nursing home care and, in some instances, in-home care, for people who are both financially and medically eligible. (Medical eligibility is discussed on pages 25-27, under nursing home care.) There are two parts to the application process–medical and financial. If you already have TennCare, call your health plan (MCO). If you do not have TennCare, call the East TN Area Agency on Aging & Disability (page 112). The TN Health Connection (page 129) makes decisions on financial eligibilty, so call that agency to start the financial application. ou may own your home if your equity is under $560,000 Y (as of 2017), a car, limited amount of life insurance, and, in some cases, jointly held property, and still be eligible. The value is not counted when establishing eligibility; all other assets are considered. You will need documentation or verification of bank accounts, stocks, bonds, IRAs, CDs, and real estate owned in addition to your home. CHOICES: Facility-Based When you determine you or your spouse are within about 30 days of needing funding from CHOICES for LongTerm Care for nursing home admission, call the Area Agency on Aging & Disability (page 112) for assistance. The agency will send your application to TN Health Connection (page 129) for assessment of income and assets. You also can call Tennessee Health Connection (page 129) directly. Tennessee has an “income cap” and limits Medicaid eligibility to nursing home patients with 42 incomes of less than $2,205 per month (2017 guidelines). These figures change each year, and certain exceptions may apply by individual case. If your income is too high, it may be possible to get CHOICES by using a Qualified Income Trust (sometimes called a “Miller” Trust). For more information, contact an elder-law attorney, Long-Term Care Ombudsman, or Legal Aid of East Tennessee (pages 116, 133 and 115, respectively). The spouse not residing in the nursing home (called the “community spouse”) is entitled to a minimum income–and maximum amount of assets, set annually–of $2,002.50 per month (as of July 1, 2016) and $120,900 (as of January 1, 2017), respectively. The community spouse may be able to keep up to $3,022.50 per month (2017 guidelines), depending on housing costs ($600.75 per month as of July 1, 2016). Lawyers not experienced in elder law may be unaware of the complexities of planning for future CHOICES financial assistance for nursing home costs. Penalties can be applied for transferring assets for less than fair market value into the name of someone other than the person entering a nursing home. Without endangering CHOICES eligibility, you may deposit approximately $6,000 into an irrevocable burial trust fund, using the contract provided by a funeral home, or purchase a prepaid burial insurance policy. Federal law authorizes states to recover the costs of CHOICES-paid nursing home care when resources are left after the death of the patient. Law requires a waiver or release from the TennCare program before an estate can be closed in Tennessee, making estate recovery likely. Seek legal advice before transferring the title or deed to property, as doing so may cause problems with CHOICES eligibility. In any case, the community spouse can live in the family home for the remainder of his or her lifetime. Recovery of CHOICES costs would not be sought until after the death of the community spouse. 43 CHOICES: Home & Community-Based If you want to receive care in your home instead of a nursing facility, you may still apply for CHOICES. If you already have TennCare, contact your insurance plan. If you do not have TennCare, call the East TN Area Agency on Aging & Disability (page 112). Applicants must meet Medicaid’s financial eligibility and medical need requirements for nursing home admission. The services provided must not cost more than nursing home care would cost for the individual. Many services are available, including adult day care, assisted living, home delivered meals, homemaker, minor home modifications, pest control, and others. See page 133 for information. If you need more information about TennCare CHOICES for Long-Term Care, ask Legal Aid of East TN for the publication, Paying for Nursing Home or Home-andCommunity-Based Care with the CHOICES Program, or call the Long-Term Care Ombudsman. A program called Options for Community Living (page 139) provides limited services in the home for eligible persons. Long-Term Care Insurance Long-term care insurance covers some or all of the costs of nursing home care. Some policies also cover care provided at home or services provided in the community, such as adult day programs and assisted living. The length of care and payment per day varies by policy. Cost-of-living increases on the daily benefit should be included if available and affordable. Some offer a case-management benefit (see pages 57-58)–a trained professional who works with an individual or family to find needed services. Long-term care insurance is not necessary for everyone. Some people have sufficient funds to cover nursing home care or in-home services; for others, the cost of the premium outweighs the benefit. Under some conditions, 44 the premiums are tax-deductible as a medical expense. Discuss with an insurance agent, an elder law attorney, or a financial counselor whether long-term care insurance is prudent. If you cannot afford a policy, call Legal Aid (page 115) to discuss options. Long Term Care Partnership (LTCP) Program The Tennessee Long Term Care Partnership (LTCP) program, allows people who buy LTCP-approved longterm care insurance policies to qualify for Medicaid and still exempt forever a sizable portion of their assets from spend down. The program encourages individuals to buy long-term care insurance to reduce the government’s financial burden for nursing facility care. The incentive for policy holders is that for every dollar paid by the policy for care, they are allowed to keep a dollar of countable assets and still qualify for Medicaid. The exempted assets are not a factor for Medicaid eligibility or estate recovery after death. For more information, go to the TN Department of Commerce and Insurance website, tn.gov/commerce/. Other Types of Publicly Supported Programs Sources of public support that supplement income for eligible older adults include SNAP (food stamps), housing assistance, property tax rebates, and low-income home energy assistance programs. Veterans, their widows or widowers, or their parents with limited income, may be eligible for benefits. Contact Veterans’ Affairs for information (page 152-153). You must apply to receive benefits from the programs listed above. Application information is included in the directory listing for each program. 45 Reverse Mortgages A reverse mortgage, sometimes called “home equity conversion mortgage” (HECM), allows homeowners to use home equity as security for a loan, which will be paid to them in monthly payments or as a line of credit. The funds can be used as needed, without restriction, up to the approved limit. To be eligible, at least one homeowner must be 62 or older and reside in the single-family home. A HUD-approved condominium resident also is eligible for the program. The applicant must own the property. The reverse mortgage applicant must attend consumer education and counseling by a HUD-approved HECM counselor. The reverse mortgage must be the only mortgage on the property. However, if there already is a home mortgage, it can often be paid off with the reverse mortgage. The reverse mortgage also can be used to pay for repairs that may be needed to make the home qualify for the reverse mortgage. A reverse mortgage isn’t appropriate in all cases, but it can be beneficial for some people. It can take several months to complete the application process for a reverse mortgage, and closing costs are higher than on a traditional loan. If you are considering a reverse mortgage, consult with a trusted legal or financial expert. You can get information about reverse mortgages, including where to get HECM counseling, from HUD (U.S. Department of Housing and Urban Development) at www.hud.gov or call 1-800-569-4287. Legal Aid of East TN (page 115) offers advice about reverse mortgages, but the agency does not provide HECM counseling and the certificate required for a reverse mortgage. You also may obtain reverse mortgage information by ordering Reverse Mortgage Loans: Borrowing Against Your Home, on the AARP website, www.aarp.org/revmort 46 ACTIVITIES & RECREATION Following is a selection of programs and agencies that offer activities for seniors. Some are free, others vary by cost. Centers that offer fitness programs as the main focus or in addition to other activities are marked with an asterisk (*). The health and fitness clubs offer organized programs designed for seniors. Some charge initial enrollment and monthly fees; others have an annual fee or charge by the class. Some offer senior discounts. Some churches offer senior fitness classes and activities, open to the public. Some elderly-only public housing units have activity centers that welcome community members as well as residents. They offer activities such as suppers, special and educational trips, classes and communal volunteer opportunities. See Housing, pages 101-110, for locations and phone numbers. For a list of Knox County senior centers that offer activities exclusively for seniors, see Senior Centers, pages 144-145. In this section, asterisks (*) indicate organizations that offer senior-specific fitness programs. Arthritis Foundation Exercise Programs* . . . . . . . . . . . . . 470-7909 Group exercise programs for those living with arthritis and related conditions are offered throughout Knox county and East Tennessee. The Walk With Ease program, Tai Chi and other exercise programs can be found through the Arthritis Resource Finder on the website. The website also offers a specific tool (Your Exercise Solution) that develops an individual exercise plan based on your disease. www. arthritis.org/Tennessee Beck Cultural Exchange Center . . . . 524-8461 1927 Dandridge Avenue, 37915 Oral history projects, reminiscence writing, exhibits. Tues.Sat., 10 a.m.- 6 p.m. Free; donations accepted. * Offers senior fitness programs 47 Covenant Health Bodyworks* . . . . . . 541-4500 Group fitness program with low-cost classes for seniors; low-impact aerobics, toning and flexibility exercises. Classes throughout Knox and other counties. Call for locations and schedules. East District Tennessee Senior Olympics . . . . . . . . . . . . . . . . . 436-4990 Gatlinburg Community Center, 156 Proffitt Road, Gatlinburg, 37738 Olympic-style athletic event for adults age 50+, including golf, tennis, track and field, bowling, swimming, and others. District events held annually; winners qualify for state competition. Preregistration required. Fort Sanders Health & Fitness Center* . . . . . . . . . . 531-5000 270 Fort Sanders West Boulevard, 37922 Senior Fitness classes offer toning, cardiovascular activity, and floor work. Aqua, Go Low, Jointercize, and yoga. Membership fee. Humana Guidance Center* . . . . . . . . 329-8892 4438 Western Avenue, 37921 Fitness classes such as Silver Sneakers and Tai Chi, health and wellness seminars, social activities, and customer support; information about Humana plans. Mon.-Fri., 9 a.m.- 5 p.m. See sponsor message, page 224 Jump Start Health & Fitness Program* . . . . . . . . . . . . . . . . 687-4537 Associated Therapeutics, Inc. 2704 Mineral Springs Avenue, 37917 Aquatic exercise, strength and conditioning programs, weight management, group fitness classes, yoga. Membership fee. Knox County Recreation Department . . . . . . . . . . 215-6600 2447 Sutherland Avenue, 37919 Speakers and free or low-cost activities. See sponsor message, page 166. 48 * Offers senior fitness programs Knoxville City Recreation Department* . . . . . . . . . . . 215-4311 Main office: Lakeshore Admin. Building, 5930 Lyons View Pike, 37919 Recreation and Senior Centers offer activities such as dances, field trips, arts and crafts, and exercise programs at various locations. Indoor pools at South Knoxville and Knoxville Adaptive centers. Most activities free or low cost. See sponsor message, page 166. Knoxville Jewish Alliance/ Jewish Family Services . . . . . . . . . . . 690-6343 6800 Deane Hill Drive, 37919 Regular programs, including speakers, luncheons, classes. Nonmembers welcome. Information and referrals for individual and family counseling available; eldercare consultations. National Park Passes . . . . . . . . 1-888-275-8747 For seniors and persons with disabilities, federal recreation passes offer lifetime entrance to most national parks, TVA campgrounds and other recreation areas with entrance fees. Also, 50% discount on fees for facilities and services such as boat launch and tours (some restrictions). Disabled persons can get a free Access Pass with proof of medically determined permanent disability. Persons age 62+ can get a discounted annual or lifetime Senior Pass with proof of age and residency. Call visit www.nps.gov for a list of locations and how to buy passes. SAIL–Stay Active & Independent for Life . . . . . . . . . . . . . . . 215-5175 Knox County Health Department 140 Dameron Avenue, 37917 Strength and balance exercises to help prevent falls; offered at area senior centers and other venues in Knox and surrounding counties. See sponsor message, page 167. * Offers senior fitness programs 49 Senior Centers* For a list of Knox County senior centers that offer activities just for seniors, see Senior Centers, pages 144-145. Seniors for Creative Learning . . . . . . . 974-0150 Partnership between O’Connor Senior Center and UT Department of Professional and Personal Development. Organization of seniors (55+) dedicated to learning and sharing their love of learning with others. Courses are lecture-based and sessions are offered twice yearly, in the spring and fall. Membership fees. Silver Sneakers . . . . . . . . . . . . . 1-888-423-4632 www.SilverSneakers.com Fitness program provided at no cost by more than 60 health plans nationwide. Classes designed for all abilities led by certified instructors at multiple fitness facilities throughout Knox and surrounding counties. Contact your health care provider or visit the SilverSneakers website to check your eligibility and find fitness classes. Tennova Health & Fitness Center* . . 859-7900 Member of Tennova Healthcare 7540 Dannaher Drive, Powell, 37849 Fitness program for people of all ages; some classes seniors only. Exercise equipment and classes; walking groups. Community health education and exercise classes. Membership fee. See sponsor message, page 199. Tennova Senior Circle . . . www.seniorcircle.com Healthy living program for adults 55+. Offers educational and social programs, health screenings, valet parking discount, seminars, and discounts at Tennova Health & Fitness Center. See sponsor message, page 199. Wesley House . . . . . . . . . . . . . . . . . . . 524-5494 1719 Reynolds Street, 37921 Luncheons, activities, and trips for adults 62+. Low cost. 50 * Offers senior fitness programs YMCA* Recreation; informal education. Branches offer levelappropriate fitness classes, including cardio, water, and low-impact aerobics. Payment options, scholarships available. Participates in Silver Sneakers and Silver & Fit programs, in which membership is free. See sponsor message, page 200. Cansler Y . . . . . . . . . . . . . . . . . . . . . . . . 637-9622 616 Jessamine Street, 37917 Davis Y . . . . . . . . . . . . . . . . . . . . . . . . . 777-9622 12133 S. Northshore Drive, 37922 Downtown Y . . . . . . . . . . . . . . . . . . . . . 522-9622 605 W. Clinch Avenue, 37902 North Side Y . . . . . . . . . . . . . . . . . . . . . 922-9622 7609 Maynardville Highway, 37938 West Side Y . . . . . . . . . . . . . . . . . . . . . . 690-9622 400 N. Winston Road, 37909 YWCA* Recreation, informal education, exercise classes. Downtown . . . . . . . . . . . . . . . . . . . . . . . 523-6126 420 W. Clinch Avenue, 37902 Phyllis Wheatley . . . . . . . . . . . . . . . . . . 546-0651 124 S. Cruze Street, 37915 ADULT DAY SERVICES Any adult day services program caring for 10 or more clients must be licensed by the TN Department of Human Services. This section includes licensed facilities in Knox and contiguous counties. For adult day programs in other counties, call the appropriate Office on Aging (see pages 112-114). Licensed adult day services provide planned physical * Offers senior fitness programs 51 and mental stimulation, health screenings, therapeutic activities, nutritional snacks and hot meals. Program staff design individual plans of care. Services may include: transportation, personal care (bathing, hair care), medication reminders, social services, and nursing services. Ask what is offered, depending on your needs. Rates vary. Private pay. CHOICES, VA, and some longterm care insurance may cover adult day services. The listed programs offer financial help or sliding scale, if needed. Most programs have an admission assessment. Hours are listed, but all are flexible and will try to work with your family’s needs. Adult day programs, because they are a safe place for older persons, can provide respite for caregivers. Most require that participants have minimum physical abilities to participate; for example, mobility (able to walk, with or without a walker or cane; or able to use a wheelchair and transfer without help); self-care (able to feed self and handle personal hygiene with minimal assistance); and adaptability to a group setting. Most programs accept adults with dementia or other physical or mental impairments and also seniors who are frail, socially isolated, and who need daily supervision. Some accept adults of any age; some have minimum age requirements. Please note: Eligibility criteria vary among programs. Seniors and caregivers should talk to staff and visit programs to choose the one that meets their needs. Most facilities use devices that trip an alarm if someone leaves the unit without authorization. If your loved one has a tendency to wander, ask about security measures. The programs listed are not sitter services or “day-stay” programs. Those also can offer respite for caregivers and a safe place for elders, but they are not licensed as adult day services and don’t offer a full range of activities. Some housing facilities allow nonresidents to attend a day52 stay program with structured activities in a safe environment. These programs often are not licensed adult day services. See Housing, pages 101-110. See also Respite, page 143. Alzheimer’s Tennessee Howard Circle of Friends . . . . . . . . . . . . . . . . . . . . . . . . . 524-9457 Mt. Calvary Baptist Church, 1807 Dandridge Avenue, 37915 Mon.-Fri., 7 a.m.-5:30 p.m. Socialization for seniors and respite caregivers. CHOICES accepted. Financial assistance available. See sponsor message, page 156. CADES – Concord Adult Day Enrichment Services . . . . . . . . . . . . . . . . . 675-2835 Concord United Methodist Church, 11020 Roane Drive, 37934 Mon.-Fri., 8:30 a.m.-5 p.m. See sponsor message, page 173. Chandler House . . . . . . . . . . . . . . . . . . 471-1400 550 Deerview Way, Jefferson City, 37760 Mon.-Fri., 8:30 a.m.-6 p.m. (can make individual plans across 24-hour day). Daily Living Center (CAC) . . . . . . . . . 689-8412 Licensed by the State of Tennessee and operated by the Office on Aging’s O’Connor Senior Center North Ridge Crossing, 3900 Probus Road, 37918 Mon.-Fri., 7:45 a.m. - 4:15 p.m. Free or low cost for incomeeligible persons. RN on call. Free transportation. See sponsor message, page 161. Keystone Adult Day Program . . . . . . 483-6631 1350 Oak Ridge Turnpike, Oak Ridge, 37830 Mon.-Fri., 7:30 a.m.-5:30 p.m. ALCOHOL & DRUG PROBLEMS The following agencies and programs provide information, assessment, or treatment referral for substance-abuse issues. There are many local alcohol and drug addiction treatment programs. See phone book Yellow Pages: Alcoholism Information & Treatment Centers or Drug Abuse & Addiction-Information and Treatment. 53 AL-ANON . . . . . . . . . . . . . . . . . . . . . . . 525-9040 1409 Magnolia Avenue, Suite 4, 37917 Provides information about meetings for anyone affected by another’s alcoholism or drinking. Answering machine provides phone numbers for more information. Alcoholics Anonymous (AA) . . . . . . 522-9667 Office: 5833 Clinton Highway, Suite 202 (lower level), 37912 24/7 hotline. Meetings and 12-step program; all local meeting sites can be obtained from website (etiaa.org) or by calling the office. Metro Drug Commission . . . . . . . . . . 588-5550 4930 Lyons View Pike, 37919 Information, resource materials, and referral service about alcohol and drug abuse. Free. Narcotics Anonymous . . . . . . . 1-844-409-3762 24-hour help line. Call for local meeting places. NAR-ANON Family Groups . . . 1-800-477-6291 A 12-step program for family and friends of addicts. Tennessee Redline . . . . . . . . . . 1-800-889-9789 Provides alcohol, drug, problem gambling, and other addiction information and referrals to all citizens of Tennessee at their request. ALZHEIMER’S RESOURCES For additional information about services that can benefit Alzheimer’s patients and their families or caregivers, see Adult Day Services (pages 51-53), Assessment (pages 55-56), Family Caregiver Support (pages 8586), Housing (pages 101-110), Nursing Homes (pages 133-135), Personal Support Services Agencies (pages 136-140) and Respite (page 143). Alzheimer’s Association. . . . . . . . . . .200-6668 24/7 Helpline . . . . . . . . . . . . . . . . . . . . 1-800-272-3900 54 Eastern TN Chapter 1545 Western Avenue, Suite 110 A, 37921 Provides free educational programs about Alzheimer’s. Alzheimer’s Tennessee, Inc. . . . . . . . 544-6288 24/7 Helpline . . . . . . . . . . . . . . . . . . . . 1-800-259-4283 5801 Kingston Pike, 37919 Resource Center provides free information about Alzheimer’s and related dementias. Call or visit to learn about diagnosis and treatment, professional and family caregiving classes, support groups (including by telephone), referral to community agencies, adult day program, brain health and research. See sponsor message, page 156. Pat Summitt Clinic . . . . . . . . 305-CARE (2273) The University of Tennessee Medical Center 1932 Alcoa Highway, Medical Bldg. C, Suite 150, 37920 Provides evaluation and diagnosis, imaging, prevention and wellness, caregiver support services, community outreach and education, and research trial opportunities for persons with Alzheimer’s disease and other dementias. Project Lifesaver . . . . . . . . . . . . . . . . . 215-5671 Knox County Sheriff’s Office, Special Services Division 1000 N. Central Building, Suite A, 37917 Uses radio technology to quickly locate wandering persons before they fall victim to the elements, accidents, or predators. For Knox County residents who suffer from a mental disorder (dementia, autism, etc.), tend to wander, and reside with a caregiver. Free. ASSESSMENT A multidisciplinary evaluation of an older person’s memory or physical and psychological health with a team of health-care professionals (physicians, psychologists, social workers, and nurses). Programs provide treatment or referrals. Medicare, TennCare, private insurance, or private pay. 55 Outpatient Geriatric Assessment Units Patient can be referred for outpatient assessment by self, family, physician, or community agency. Cole Neuroscience Center . . . . . . . . 305-6740 The University of Tennessee Medical Center 1928 Alcoa Highway, Medical Bldg. B, Suite 102, 37920 Provides evaluation, treatment, planning, and caregiver support for persons with Parkinson’s disease and other movement disorders, multiple sclerosis, ALS, epilepsy, and stroke. Inpatient Geriatric Assessment Units In-hospital evaluation of older adults who have medical, behavioral, mood or memory problems. Short-term inpatient treatment. Physician referral. Adult & Geriatric Behavioral Health . . 545-7863 Member of Tennova Healthcare 900 E. Oak Hill Avenue, 37917 Senior Behavioral Health . . . . . . . . . . . 373-1745 Division of Peninsula Hospital; member of Covenant Health Parkwest Medical Center 9352 Park West Boulevard, 37923 ASSISTED LIVING Assisted living facilities offer residents services that typically include dining room meals, housekeeping, some transportation, activities, some laundry service, access to mental health services, and temporary assistance from home health care agencies. Services also can include help with bathing, dressing, and medication reminders. All have nursing care, with either nurses on staff or on call. For a list of assisted living facilities, see Housing, pages 104-108. 56 CASE MANAGEMENT A case manager, or care manager, is a professional, usually a social worker or nurse, who evaluates an older person’s situation to determine services needed and identify agencies that offer them. The case manager can sometimes arrange for the client to receive services and check to ensure that services are being reliably delivered. Case managers can work for seniors or their families. Some work for service providers to determine eligibility for service, and some represent insurance companies and focus on keeping costs low. Some law offices, Personal Support Services Agencies (see pages 136-140), and other senior service providers have case managers (may or may not be certified) on staff to assist clients of that business. If you already work with such a service provider, ask if there is a case manager on staff. Some case managers are certified as geriatric care managers by the National Association of Professional Geriatric Care Managers. Only agencies with at least one certified staff member are listed here. These case managers represent the person paying the fee. Certified geriatric care managers assist with decision-making; finding and advocating for services, such as housing; home-care services; medical management; communication (among family members, professionals, and service providers); social activities; legal help; financial management; government benefits and programs; and safety and security. They are aware of community resources and able to identify and engage local, cost-effective solutions. Choices in Senior Care . . . . . . . . . . . 978-6168 151F Market Place Boulevard, 37922 See sponsor message, page 156. Elder Advocates, Inc . . . . . . . . . . . . . . 247-0321 1825 River Shores Drive, 37914 57 Project LIVE – Living Independently through Volunteer Efforts (CAC) . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Case managers for eligible low-income seniors; in-home assessment, case management, referral to services. No fees; contributions accepted. See sponsor message, page 221. COMPUTER SERVICES The following are nonprofit agencies or organizations that offer computer training for senior citizens or other computer-related services free to qualifying individuals or organizations. For-profit organizations also offer services, see phone book Yellow Pages: Computers-Training. The Internet offers a wealth of information relevant to senior citizens. Internet classes teach computer users how to browse for subjects that interest them. CHIPS – Computers for Homebound & Isolated Persons . . . . . 546-6262 Office on Aging P. O. Box 51650, 37950-1650 Volunteers install donated computers for eligible Knox County seniors or caregivers who are homebound or isolated because of long-term illness or disability or fulltime caregiving duties. Free. Senior Information & Referral takes applications. Knox County Public Library . . . . . . . 215-8700 Main Library: 500 W. Church Avenue, 37902 Public Internet access at all branches; up to 1-hour limit. Wireless Internet access at all branches for Wi-Fi equipped devices. Small fee for printing. Lawson McGhee and some branches offer free computer workshops; call for schedule. See sponsor message, page 216. 58 Senior Centers For Knox County senior centers that offer computer services just for seniors, see Senior Centers (see pages 144-145). CONSUMER INFORMATION Many organizations inform consumers about businesses and charities before they use services or donate money. See also Action Guide, pages 8-14. AARP . . . . . . . . . . . . . . . . . . . . . 1-866-295-7274 150 4th Avenue N., Suite 180, Nashville, 37219 Provides information and referral on services provided by AARP, including volunteer opportunities and advocacy on state and national issues. For publications on finances, health, home modification, independent living, and more, write: AARP Fulfillment Unit, 601 E Street NW, Washington, D.C., 20049. See sponsor messages, pages 160, 168, 224. Better Business Bureau . . . . . . . . . . . 692-1600 255 N. Peters Road, Suite 102, 37923 Call for reports or to determine if complaints are on file about area businesses; check on charitable organizations. Offers mediation and arbitration to resolve problems and information about scams and other topics of consumer interest, including how to get information about out-of-area businesses (must know ZIP code). Business Tax Offices Knox County . . . . . . . . . . . . . . . . . . . . . . 215-2392 300 Main Street, Suite 226, 37902 (street) P. O. Box 1566, 37901 (mailing) Knoxville . . . . . . . . . . . . . . . . . . . . . . . . 215-2083 400 Main Street, Room 450, 37902 (street) P. O. Box 1028, 37901 (mailing) Informs consumers about local businesses’ licensure status. Check with county and city offices before doing business with providers, particularly those that initiate contact. 59 HomeSource east tennessee . . . . . 637-1679 109 N. Winona Street, 37917 Focuses on affordable housing for low- and moderateincome persons; first-time home-buyers’ counseling; foreclosure counseling; and financial fitness education for prospective home buyers. See sponsor message, page 213. Knoxville Area Urban League . . . . . . 524-5511 1514 E. Fifth Avenue, 37917 Provides free foreclosure counseling, mortgage assistance, and budget and credit classes to help individuals better understand and manage their finances. Legal Aid of East Tennessee . . . . . . 637-0484 607 W. Summit Hill Drive, 37902 Reviews consumer contracts (home repair, landlord/ tenant, car buying, etc.). Consultation for age 60+ and legal representation for low-income clients in appropriate consumer cases. Call for appointment. National Do Not Call Register . . . . . . . . . . . . . . . . . . . 1-888-382-1222 Call or go online to enroll as a residential telephone subscriber who does not want to be solicited by telemarketers. Effective within 31 days after enrollment; telemarketers are prohibited from calling, unless exempted by law. Registration does not expire. Enroll with both the national register and Tennessee Do Not Call list. Opt Out . . . . . . . . . . . . . . . . . . . . 1-888-567-8688 Toll-free line offered by credit bureaus enables consumers to opt out of pre-approved credit offers sent to their homes for five years or forever, depending on menu option chosen. Can enroll online. 60 Tennessee Division of Consumer Affairs . . . . . . . . . . . 1-800-342-8385 Takes complaints about unfair trade practices, deception, fraud, or illegal practices. Not for general complaints; consumers must have lost money with the business they are reporting. Tennessee Human Rights Commission . . . . . . . . . . . . . . . 1-800-251-3589 7175 Strawberry Plains Pike, Suite 201, 37914 Investigates complaints of discrimination in employment, housing, and public accommodations. Tennessee Identification Card Knox County Clerk’s Office, Driver License Division Cedar Bluff . . . . . . . . . . . . . . . . . . . . . . . 215-8515 1028 Old Cedar Bluff Road, 37923 TN Dept. of Safety, Strawberry Plains . . . . . . . . . . . . . . . . . 594-6399 7320 Region Lane, 37914 North Knoxville/Halls Crossroads Centre 215-2385 7328 Norris Freeway, 37918 East Knoxville Center Mall . . . . . . . . . . . . . . 215-2385 3010 South Mall Road, 37917 Main Courthouse . . . . . . . . . . . . . . . . . . 215-2695 300 W. Main Avenue, 37902 Provides Tennessee ID card for non-drivers. For initial ID, you must go to the TN Dept. of Safety office in Strawberry Plains. If you already have a non-driver TN ID and need to renew, change name, or get a copy, you can go to any site listed above. For initial ID, provide proof of name and identity, including Social Security ID and certified birth certificate (or other certified document with birthdate) and marriage certificate (for name change), and two proofs of residency. Cost varies. Must be renewed like driver’s license until age 60, then card is permanent. Call for details 61 on locations, hours, and ID required. Disabled persons who cannot drive may qualify for a free permanent ID; see Disability Services, pages 71-77. Tennessee Regulatory Authority (TRA) . . . . . . . . . . . . . 1-800-342-8359 502 Deaderick Street, 4th Floor, Nashville, 37243 Monitors quality of services provided by regulated, private, for-profit public utilities such as local and long-distance phone companies and some natural gas companies, gas and water utilities (not TVA, cell phone or cable TV companies). Investigates and mediates unresolved consumer complaints. COUNSELING SERVICES The following agencies provide counseling free, on a sliding scale, or bill Medicare, TennCare, or private insurance. Cost varies. For a list of other resources, call the Mental Health Association of East TN, Inc., at 584-9125, or see the phone book Yellow Pages: Counselors, Social Workers, or Mental Health Services. For information about TennCare coverage of mental health services, see Medical Insurance & Financing (pages 125-129). Counseling, Medication, Hospital Admissions Helen Ross McNabb Center . . . . . . . . 637-9711 201 W. Springdale Avenue, 37917 Individual counseling and treatment for mental health and substance abuse. Patients can be referred by self, family, or professionals. TennCare, private insurance, private pay. Free to eligible participants. Peninsula Outpatient Centers . . . . . 970-9800 member of Covenant Health 1451 Dowell Springs Boulevard, Suite 101, 37909 Counseling, psychiatric medication management, case management, and support groups. Insurance, private pay. 62 Veterans’ Affairs Knoxville Outpatient Clinic . . . . . . . . . . . . . . . . . 545-4592 8033 Ray Mears Boulevard, 37919 Medical and psychiatric treatment, counseling, and medications for veterans. Outpatient Counseling Helen Ross McNabb Center . . . . . . . . 637-9711 201 W. Springdale Avenue, 37917 Provides access to care and supportive services for persons with mental health issues and addictions. Patients can be referred by self, family, or professionals. TennCare, private insurance, private pay. Free to eligible participants. Hope Center . . . . . . . . . . . . . . . . . . . . 374-0870 Member of Covenant Health 3001 Lake Brook Boulevard, Suite 103, 37909 Support services and resources for those facing HIV/AIDS. Peninsula Outpatient Centers . . . . . 970-9800 Member of Covenant Health 1451 Dowell Springs Boulevard, Suite 101, 37909 Counseling, psychiatric medication management, case management, support groups, and recovery programs. Insurance, private pay. Positively Living . . . . . . . . . . . . . . . . . 525-1540 1501 E. Fifth Avenue, 37917 Individual and group therapy for persons with HIV/AIDS. Sexual Assault Center of East TN 24/7 Crisis Hotline . . . . . . . . . . . . . . . . 522-7273 Office . . . . . . . . . . . . . . . . . . . . . . . . . . 558-9040 A service of Helen Ross McNabb Center 2455 Sutherland Avenue, Bldg B, 37919 Comprehensive, compassionate sexual assault crisis center; 24-hour crisis line, forensic nursing services, advocacy, outreach and education, individual and group therapy, and 63 support group for survivors of sexual assault and their loved ones. Services are free and confidential. UT Psychological Clinic . . . . . . . . . . . . 974-2161 600 Henley Street, Suite 208, 37996 Therapy and evaluation by appointment only. Sliding scale fee for therapy only. Private pay. Vet Center . . . . . . . . . . . . . . . . . . . . . . 633-0000 2817 E. Magnolia Avenue, 37914 Individual and group counseling and psychotherapy for eligible veterans (and their families–if problem is related to veteran’s military service). All combat vets are eligible. Call for appointment. In-Home Counseling Nursing homes (pages 132-135) and some independent living facilities and assisted living facilities (pages 102110) can help residents arrange counseling services. Costs paid by resident; Medicare, TennCare, or private insurance may pay some costs. Healthy Mind Counseling Services, Inc. . . . . . . . . . . . . . . . . . . . . 588-3173 6305 Lonas Drive, Suite 101, 37909 Professional counseling services for issues including depression, grief, anxiety, adult children, and medical problems. No doctor referral required. Medicare, private pay. CRISIS & HARDSHIP ASSISTANCE Provides limited help with food, shelter, clothing, utilities, supplies and fuel. Some agencies also offer counseling on a limited basis. Hot meals are served at various locations around town. Call 211 for locations and times. American Red Cross . . . . . . . . . . . . . 584-2999 6921 Middlebrook Pike, 37909 Assistance for families who have lost homes to fire, flood or other disaster. Communication and financial assistance for service members and their families in emergencies. 64 Angelic Ministries . . . . . . . . . . . . . . . . 523-8884 1218 N. Central Avenue, 37917 Household items, appliances, clothing, furniture (two large and two small) free with referral from agency or church. Distribution Tues. & Wed., 7:30 a.m. Office open Mon. Thur., 10 a.m. - 3:30 p.m. Baptist Center at Western Heights . 525-9068 1230 W. Scott Avenue, 37921 Community Market offers emergency help with food, 8 a.m.-12 p.m., Tues. and Thurs.; no referral needed. Clothing available 9 a.m.-11 a.m. on Tues. & Thurs. CAC Homeward Bound . . . . . . . . . . . 546-3500 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Case management and emergency services for the homeless, including housing, counseling, educational services, and job training. CAC Neighborhood Centers Knoxville-Knox County Community Action Committee Assistance with benefits and services, including federal energy assistance. Home visit can be arranged if necessary. East (East of Broadway) . . . . . . . . . . . . 546-5125 4200 Asheville Highway, 37914 South (South of the river) . . . . . . . . . . . . 577-7591 522 Maryville Pike, 37920 West (West of Broadway) . . . . . . . . . . . 524-3345 L. T. Ross Bldg., 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Community Chest of Knox County . . . . . . . . . . . . . . . . . . . . . 938-3517 2107 W. Emory Road, 37849 Help with clothing and household items. Very low cost. 65 Corryton Hospitality Pantry . . . . . . . 687-8438 Rutherford Memorial United Methodist Church 7815 Corryton Road, Corryton, 37721 Open on 2nd and 4th Thursdays of each month, 9 a.m.-12 p.m. On 4th Thursdays, pantry offers USDA commodities. CONTACT Care Line Crisis Care Line . . . . . . . . . . . . . . . . . . . . . 584-4424 P.O. Box 4641, Oak Ridge, 37831-4641 Supportive, nonjudgmental listening with referrals to other agencies when appropriate. Phones answered 365 days/ year, 10 a.m. - 10 p.m. Family Crisis Center . . . . . . . . . . . . . . 637-8000 A service of Helen Ross McNabb Center 24-hour crisis hotline for victims of domestic violence to access safety planning and information about emergency shelter and support groups. Place of refuge for those experiencing domestic violence and their children. On-site counseling, advocacy, and case management. FISH Provides 3-day emergency supply of food. Pick up food at FISH Hospitality Pantry nearest you on days indicated. Hours vary. May use the pantries as often as needed. East . . . . . . . . . . . . . . . . . . . . . . . . . . . . 522-3474 600 S. Chestnut Street, 37914 Serves residents east of Broadway. Mon. & Fri., 10 a.m.-1 p.m. Northwest . . . . . . . . . . . . . . . . . . . . . . . 971-4000 122 W. Scott Avenue, 37917 Serves residents west of Broadway. Tues., Thurs., 4th Sat., 10 a.m.-1 p.m. South . . . . . . . . . . . . . . . . . . . . . . . . . . 577-9600 115 Ogle Street, 37920 Serves residents south of the river. Wed. & Fri., 10 a.m.1 p.m. 66 FISH Delivery . . . . . . . . . . . . . . . . . . . . 523-7900 For those unable to pick up food, call after 9 a.m., Mon.Sat., to arrange delivery. Line stays busy; keep trying your call. Delivery orders will be taken each day as long as volunteer teams are available. If no answer, please call back the next day. Knox Area Rescue Ministries . . . . . . 673-6540 418 N. Broadway, 37917 Emergency food and shelter for families and adults (18+). Homeless assistance and substance-abuse program for adults. Crossroads (633-7654), a homeless resource center, offers crisis intervention, phone and computer access, shortterm storage, limited transportation, and referrals to health care and social services. Knox County Family Assistance Program (CAC) . . . . . . . . . . . . . . . . . . 546-3500 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Help with utilities, rent, mortgage, etc., for qualified families. Contact your CAC Neighborhood Center, page 65. Knoxville Utilities Board . . . . . . . . . . . 524-2911 P.O. Box 59017, 37950-9017 Call for information on Levelized Billing Plan, referrals to community agencies or utility problems. Ask about thirdparty notification program that allows you to authorize another person to be notified if you receive a Final Notice for disconnection. See sponsor message, page 197. Ladies of Charity Emergency Assistance . . . . . . . . . . . . . . . . 474-9348 Office and Thrift store . . . . . . . . . . . . . . . . . . 247-5790 120 W. Baxter Avenue, 37917 Emergency assistance, Mon.-Fri., 9:30 a.m.-1:30 p.m. Provides clothing vouchers for adjacent thrift store and offers limited help with rent, utilities, and medications. Food pantry. Limited help with kerosene in winter (Dec. 1 - Apr. 1). Must have photo ID; also need documents showing Social Security 67 numbers of everyone in household. Thrift store offers clothing, furniture, and household goods, Mon.-Sat., 9:30 - 4:15 p.m. LIHEAP: Low-Income Home Energy Assistance Program (CAC) . . . . . . . . 637-6700 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Year-round program offers low-income households limited help with utility bills and home-delivered fuels. Eligibility requirements. Call for an appointment. Peninsula Behavioral Health Independent Living Program . . . . . . . 374-7272 Division of Parkwest Medical Center, member of Covenant Health 1451 Dowell Springs Road, Suite 101, 37909 Crisis assistance for persons currently receiving mental health services from a licensed provider. This is not a housing or residential program. Assistance includes rent deposits; utilities deposits; medicines; GED testing; and, on a limited basis, eye exams and eyeglasses. Help is limited to once a year per person. Call for eligibility requirements. Positively Living . . . . . . . . . . . . . . . . . 525-1540 1501 E. Fifth Avenue, 37917 Provides housing and care for homeless persons suffering with HIV/AIDS, mental illness, addiction or a physical disability. Salvation Army . . . . . . . . . . . . . . . . . . 525-9401 409 N. Broadway, 37917 Emergency help with food, clothing, utilities (when funding is available), household items. Serves anyone, but must call for appointment. Assists battered and homeless women and their children; shelter and counseling at Joy Baker Center. Transitional housing program provides job-training and employment for homeless persons. 68 Samaritan Place . . . . . . . . . . . . . . . . . 684-1880 Program of Catholic Charities of East TN, Inc. 3009 Lake Brook Boulevard, 37909 Temporary emergency housing for seniors, age 60+. Serenity . . . . . . . . . . . . . . . . . . . . . . . . 971-4673 Knox Area Rescue Ministries P.O. Box 3310, 37927 Adult women’s long-term, residential addiction recovery program. Sexual Assault Center of East Tennessee . . . . . . . . . . . . . . . . 522-7273 A service of Helen Ross McNabb Center 24-hour crisis hotline for victims of sexual assault to access forensic nursing and information. On-site advocacy, therapy, education and outreach. Serving 16 counties in East Tennessee. Volunteer Ministry Center . . . . . . . . . 524-3926 511 N. Broadway, 37917 The Resource Center, open Sun.-Thur., 7 a.m.-5 p.m., and Fri., 7 a.m.-4 p.m., offers meals, shower and laundry facilities, case management, life-skills classes, and more for homeless persons enrolled in VMC program to seek permanent housing. The Bush Family Refuge (673-0235), open Mon.-Fri., 9:30 a.m.-12 p.m. and 12:30-2:30 p.m., offers emergency assistance, counseling, some help with rent and utilities, food, transportation (limited), and help obtaining eyeglasses, prescriptions and other necessities for those who are homeless or marginally housed. YWCA . . . . . . . . . . . . . . . . . . . . . . . . . 523-6126 420 W. Clinch Avenue, 37902 Transitional housing for women age 18+. Private rooms, shared bathrooms; communal living room and kitchen facilities. Program fees. Must fill out application and complete an in-person interview. 69 DENTAL CARE Dental Care . . . . . . . . . . . . . . . . . . . . . . 215-5110 Knox County Health Dept. 140 Dameron Avenue, 37917 Pulls teeth for those who meet low-income guidelines. Bring photo ID and proof of address and income (past four to five weeks); if on TennCare or Medicare, bring insurance card. Mon.- Fri., 8 a.m.- 4:30 p.m. Dental Clinic at VMC . . . . . . . . . . . . . . 934-1746 Ministry outreach of Volunteer Ministry Center 511 N. Broadway, 37917 Offers limited dental services, including dentures. Clients must be homeless or verify low-income. Open Mon. & Fri., 8 a.m.-12 p.m. (homeless or low-income), and Fri., 12:30 p.m.5:00 p.m. (homeless only). No appointment necessary, but call ahead for eligibility and availability of services. Gift of Sight, Hearing & Dentures (CAC) . . . . . . . . . . . . . . . . . . 546-6262 Office on Aging 611 Winona Street, 37917 For Knox County residents who cannot afford them, program provides low-cost denture exams and dentures for seniors age 60+. Services are provided at no initial charge; participants repay over time based on ability to pay. Dentures and related exam only; no extractions, routine dental maintenance, or restorative work. DIALYSIS CLINICS DaVita Dialysis Centers Campbell Station . . . . . . . . . . . . . . . . . . . 777-2750 111 S. Campbell Station Road, 37934 Knoxville Central . . . . . . . . . . . . . . . . . . 531-4681 9141 Cross Park Drive, 37923 70 Knoxville Dialysis Center Magnolia . . . . . . 525-2232 2909 Magnolia Avenue, 37914 Dialysis Associates West . . . . . . . . . 966-5100 11305 Station West Drive, 37934-1600 Dialysis Clinic, Inc. Martin Mill Clinic . . . . . . . . . . . . . . . . . . 573-3944 3734 Martin Mill Pike, 37920 Holston River Clinic . . . . . . . . . . . . . . . . 523-3755 5811 E. Gov. John Sevier Highway, 37924 FMC Dialysis Centers Cedar Bluff . . . . . . . . . . . . . . . . . . . . . . . 690-7517 431 Park 40 N. Boulevard, 37923 East Knoxville . . . . . . . . . . . . . . . . . . . . 633-6052 2519 E. Magnolia Avenue, 37914 Fort Sanders . . . . . . . . . . . . . . . . . . . . . . 523-1516 1740 Western Avenue, 37921 North Knoxville . . . . . . . . . . . . . . . . . . . 687-3436 4440 Walker Boulevard, 37917 Powell . . . . . . . . . . . . . . . . . . . . . . . . . . . 947-1700 732 E. Emory Road, 37938 West Knoxville . . . . . . . . . . . . . . . . . . . 966-5100 11305 Station West Drive, 37934 Knoxville Home Therapy & Dialysis . . 524-5308 1826 Ailor Avenue, 37921 Ext. 214. Patients are trained by nurses to perform dialysis treatments on themselves at home. Medicare approved. DISABILITY SERVICES The Americans with Disabilities Act (ADA) protects the civil rights of persons with disabilities. Five life areas are covered: state and local government operations, 71 transportation, public accommodations, employment, and telecommunications. For a list of resources that provide accessible housing, transportation, assistive or adaptive equipment, or offer similar services or products for persons with disabilities, call the Disability Resource Center at 6373666. For information about housing for older persons with disabilities, see Housing (pages 101-110). American Council of the Blind . . . . . . . . . . . . . . . . 1-800-424-8666 Information and referral. Mon.-Fri., 9 a.m.-5 p.m. Amputee Coalition . . . . . . . . . . . . . . . 524-8772 900 E. Hill Avenue, Suite 390, 37915 Outreach, education, advocacy, and empowerment of amputees. Amputee Coalition Resource Center is a comprehensive source of information for people living with limb differences. ARC Knox County . . . . . . . . . . . . . . . . 524-1311 3000 N. Central Street, 37917 Referral for work training and residential services for persons with intellectual disabilities. Blue Book . . . . . . . . . . . . . . . . . . . 301-563-9112 Telecommunication for the Deaf and Hard of Hearing, Inc. 8630 Fenton Street, Suite 121, Silver Spring, MD 20910 The “Blue Book,” a national directory and resource guide (teletype and text telephone) of residential and business numbers can be purchased from the publisher. Department of Motor Vehicle . . . . . . 215-2385 300 Main Street, Old Courthouse, Main Floor, 37902 To apply for a handicapped license or placard, call, pick up or download form for physician to complete. Call for information on application process and costs. Disability Resource Center . . . . . . . . 637-3666 TTY (for deaf only) . . . . . . . . . . . . . . . . . . 637-6796 900 E. Hill Avenue, Suite 205, 37915 Provides information and referral, peer support, advocacy, 72 Braille services, and independent living skills training for persons with disabilities. Also provides ADA technical assistance for the community at large. Careworks is an inhome, non-medical personal care service offered by DRC to people with disabilities. Ramps N Rails builds ramps and makes limited home modifications. Disability Rights TN . . . . . . . . . 1-800-342-1660 TTY (for deaf only) . . . . . . . . . . . . . 1-888-852-2852 9050 Executive Park Drive Ste. 101 B, 37923 Advocates for legal rights of individuals with disabilities. Investigates allegations of abuse and neglect within institutions, and discrimination in employment and education. Assists with access to services, vocational rehabilitation, and employment. East Tennessee Technology Access Center (ETTAC) . . . . . . . . . . . . 219-0130 116 Childress Street, 37920 Provides information and access, (through loan and donation), to assistive and durable medical equipment, including items for people with hearing, visual, and physical disabilities. Sliding scale fees. Gift of Sight, Hearing & Dentures (CAC) . . . . . . . . . . . . . . . . . 546-6262 Office on Aging 611 Winona Street, 37917 For Knox County residents who cannot afford them, program provides low-cost eye and hearing exams, eyeglasses, and hearing aids for people age 50+, and low-cost denture exams and dentures for people age 60+. Service limited by available funds and provided at no initial charge to participants, who repay over time based on ability to pay. Joni & Friends Knoxville . . . . . . . . . . 540-3860 410 S. Northshore Drive, 37919 Reaches out to families and individuals affected by disabilities. Partnerships with local churches through ministries, training, and resources. 73 Knox County ADA Office . . . . . . . . . 215-2952 TTY (for deaf only) . . . . . . . . . . . . . . . . . . 215-2497 City-County Building, 400 W. Main Street, Suite 360, 37902 Provides information and referral for people with disabilities. Knoxville Center of the Deaf (KCD) 24-hour line . . . . . . . . . . . . . . . . . . . . . . . 579-0832 TTY (for deaf only) 8 a.m.-5 p.m. . . . . . . . . . . 573-5640 3731 Martin Mill Pike, 37920 Sign language interpreting services, information and referral, public awareness, advocacy, outreach, technical assistance, peer counseling, independent living skills and community center activities, including weekly senior citizens’ group. For emergency interpreter services after hours, call 24-hour line, and leave message. On-call staff will return your call. Knoxville Community Development Department . . . . . . . . . . 215-2120 City of Knoxville Disability Services Office 215-2034 TTY (for deaf only) . . . . . . . . . . . . . . . . . . 215-4581 City-County Building, 400 Main Street, 37902 Provides oversight and assures accessibility to Cityowned facilities and programs for seniors and persons with disabilities; provides reasonable accommodations to employees and citizens; offers information and referral assistance on disability-related matters. See sponsor message, page 219. Library Services for the Deaf & Hard of Hearing . . . . . . 1-800-342-3262 Video Phone . . . . . . . . . . . . . . . . (615) 290-5211 615 Church Street, Nashville, 37219-2314 Offers a directory of organizations, programs, and agencies throughout TN that serve the deaf and hard of hearing. Library service, free to TN residents, is a statewide center that provides access to traditional library services for deaf and hard of hearing patrons. 74 Rehabilitation Services . . . . . . . . . . . . . 594-6060 TN Dept. of Human Services 520 West Summit Hill Dr., Suite 301, 37902 TN Services for the Blind & Visually-Impaired TN Services for the Deaf and Hearing-Impaired Mobility and Independent Living Skills General Services Vocational Rehabilitation Services are for people with physical, emotional, and mental disabilities help them find or return to work; includes physical restoration, living skills, counseling, communication skills, training and employment opportunities, and more. Telecommunications Devices Access Program Voice . . . . . . . . . . . . . . . . . . . . . . . 1-800-342-8359 Voice/TTY . . . . . . . . . . . . . . . . . . . 1-888-276-0677 TN Regulatory Authority Distributes free telephone assistive equipment to people with significant hearing, hearing and visual, speech, or mobility impairments. Equipment includes amplified teletype, and large-button and hands-free phones. Recipients must be permanent residents of TN with a physician-verified disability. Telephone Services Telephone service providers can offer information on equipment, services, and calling features for people with visual, hearing, physical, or speech impairments. Some offer free or discounted Directory Assistance for people unable to read or use the phone book. Companies often require a letter from a physician and may require additional proof of disability. Some companies extend services to nondisabled seniors. Call your phone service or long-distance providers for information. 75 Tennessee Identification Card . . . . . 594-6399 TN Dept. of Safety 7320 Region Lane, Strawberry Plains, 37914 Persons with a mental or physical disability who cannot drive can obtain a permanent photo ID. Those who qualify can receive free ID. For initial ID, you must go to the fullservice TN Dept. of Safety office listed above and provide proof of name and identity, including Social Security ID and certified birth certificate (or other certified document with birthdate), marriage certificate (for name change), two proofs of residency (dated within last four months), and certified statement from doctor stating that applicant is unable to operate a vehicle. For replacement ID, you can go to any driver’s license office; small fee. Tennessee Library for the Blind & Physically Handicapped . . . . . 1-800-342-3308 403 7th Avenue North, Nashville, 37243-0313 Recorded books and loaned equipment for listening. Largeprint and Braille materials. Free to eligible persons. Tennessee Relay Center (TRC) . . . . . All calls 711 Hearing callers . . . . . . . . . . . . . . . . . . 1-800-848-0299 TTY (for deaf only) . . . . . . . . . . . . . . . 1-800-848-0298 Spanish (Español) . . . . . . . . . . . . . . . . . 1-800-842-2088 Speech-to-speech service . . . . . . . . . . . 1-866-503-0264 Customer service . . . . . . . . . . . . . . . . . 1-866-503-0262 Provides free, statewide assisted telephone service to those who have speech, hearing, and visual impairments. Relays telephone calls between voice and TTY customers. Speech-to-speech service allows speech-disabled persons to use their own voice synthesizers rather than a TDD/TTY. Ticket to Work . . . . . . . . . . . . . 1-866-968-7842 TTY (for deaf only) . . . . . . . . . . . . . . 1-866-833-2967 Social Security Administration (Administered by Maximus, Inc.) 8530 Kingston Pike, 37919 Employment network provider for individuals with 76 disabilities who receive Social Security or SSI benefits and are between the ages of 18 and 64. Services include job accommodations, job placement assistance, ongoing employment support and career planning. Transportation KAT Lift . . . . . . . . . . . . . . . . . . . . . . . . . 215-7850 301 Church Street, 37915 Knoxville Area Transit’s paratransit service available for passengers with disabilities. Mon.-Sun. See page 150 for full description. Knox County CAC Transit . . . . . . . . . . . . . . . 524-0319 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Lift-equipped minibuses transport Knox County residents who cannot use the KAT system. See page 150 for full description. Volunteer Assisted Transportation (CAC) . . . . . . . . . . . . . . . 673-5001 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Volunteers provide transportation in program vehicles for eligible seniors and people with disabilities who require assistance for safe travel. Must apply for service. See sponsor message, page 168. UT Hearing and Speech Center 1600 Peyton Manning Pass, 37996-2500 Audiology Services . . . . . . . . . . . . . . . . 974-5453 Evaluation of hearing problems. Comparative hearing aid evaluations with medical referral. Speech and Language . . . . . . . . . . . . . . 974-5451 Speech evaluations and therapy. 77 DRIVER SAFETY AAA . . . . . . . . . . . . . . . . . . . . . . . . . . . . 637-1910 100 W. Fifth Avenue, 37917 Membership includes emergency roadside assistance, discounts on travel and retailers across the country. Driver safety tips, travel, and insurance agency services available to members and nonmembers. Fee. See sponsor message on page 184. Roadwise Driver . . . . . . . SENIORDRIVING.AAA.COM Eight-hour driver-safety course offered online for members and nonmembers. Class may qualify driver for insurance discounts. Fee. Comprehensive Driving Program . . . 331-1958 Patricia Neal Rehabilitation Center 1901 Clinch Avenue, 37916 Offers objective evaluation of driving skills of people with physical and cognitive problems and, if possible, trains them to drive safely with adaptive equipment or alternative method. Requires a doctor’s prescription. Private pay. Driver Safety Program . . . . . . . . . . . . 382-5822 AARP Eight-hour driver-safety course offered periodically. Graduates entitled to insurance discounts. Fee. Phoenix Conversions . . . . . . . . . . . . . 670-4060 5915 Casey Drive, 37909 Vehicle modifications and adaptive equipment. See sponsor message, page 164 Superior Van & Mobility . . . . . . . . . . . 622-6550 10640 Braden Dickey Lane, 37932 Vehicle modifications and adaptive equipment. Tennessee Yellow DOT Program TN Dept. of Transportation Free program provides first responders with medical information in an emergency. Participants receive a decal, 78 folder, and medical information sheet. Photos are placed on sheets so each person in vehicle can be identified quickly. The decal is placed on the driver’s side rear window; the completed medical sheet is stored in the glove compartment. Enroll at any Knox County site listed below. Visit https://www.tn.gov/tdot/article/yellow-dot. Knoxville AAA offices . . . . . . . . . . . . . 637-1910 Downtown: 100 W. Fifth Avenue, 37917 West: 110 Capital Drive, 37922 National Contractor Center, Inc. . . . . . . 218-8388 100 Glenleigh Court, 37934 TN Highway Patrol . . . . . . . . . . . . . . . . 594-5800 7601 Kingston Pike, 37919 Volunteer Urgent & Primary, PC . . . . . . 282-3403 8115 Beaver Ridge Road, 37931 World of Independence . . . . . . . . . . . 932-2880 8742 Asheville Highway, 37924 Vehicle modifications and adaptive equipment. EDUCATION Tennessee law requires all state-funded educational institutions to allow persons 60+ or persons of any age who are permanently and totally disabled to audit courses for free if space is available (physician certification or affidavit of disability may be required). When these persons take courses for credit, fees are sometimes reduced. Adult Education . . . . . . . . . . . . . . . . . 594-0320 1100 Liberty St., 37919 HiSET (high school equivalency) classes and discounted testing for adults with voucher offered in 16 counties in East Tennessee. Also offer free English classes for individuals with social security cards. 79 Pellissippi State Community College Noncredit courses . . . . . . . . . . . . . . . . . . . 539-7167 Credit courses . . . . . . . . . . . . . . . . . . . . . 694-6400 10915 Hardin Valley Road, 37933 (street) P.O. Box 22990, 37933-0990 (mailing) Offers classes such as arts and crafts, history, creative writing, computers, money management, and estate planning. Free parking, fitness trails, library services. Road Scholar . . . . . . . . . . . . . . . 1-800-454-5768 11 Avenue De Lafayette, Boston, MA 02111 Formerly called Elderhostel. Write or call for catalog of lowcost education and recreation for those 40+ at locations throughout the world. Scholarships available. Senior Centers For a list of Knox County senior centers that offer educational opportunities, see Senior Centers (pages 144-145). Tennessee College of Applied Technology, Knoxville . . . . . . . . . . . . 546-5567 1100 Liberty Street, 37919 Offers 18 different full-time courses, including cosmetology, office skills, auto body repair, truck driving, welding, airconditioner repair, plumbing, pipefitting, and more. New part-time evening classes. University of Tennessee One Stop Express Student Services . . . . . 974-1111 Hodges Library Ground Floor, 1015 Volunteer Blvd,37996 One Stop streamlines the most common student services including: Credit Course, Enrollment, Academic Records and Financial Aid. http://onestop.utk.edu Disability Services . . . . . . . . . . . . . . . . . 974-6087 100 Dunford Hall, 37996 Personal & Professional Development . . . 974-0150 600 Henley Street, Suite 313, 37902 Noncredit classes on varied topics, including Seniors for Creative Learning. Call for free catalog. 80 Veterans’ Upward Bound Program . . . . . . . . . . . . . . . . . . . . . . . . 974-4466 1914 Andy Holt Ave., 25 HPER, UT, 37996-2745 Assists veterans (low-income or first in family to attend college) who are potential students, even if GED is needed first. Free services to prepare for enrollment in vocational, technical or college programs. Must have been discharged from military on or after Jan. 31, 1955, under conditions other than dishonorable. ELDER ABUSE See also Action Guide, page 14. For agencies that offer short-term emergency shelter, see Crisis & Hardship Assistance (pages 64-69). Adult Protective Services (APS) Statewide (toll-free) . . . . . . . . . . . . 1-888-277-8366 TN Dept. of Human Services 7175 Strawberry Plains Pike, Suite 200, 37914 Call APS to report suspected abuse, neglect, exploitation or self-neglect of any adult (age 18+) who is unable to protect self. Call is confidential. Mon.-Fri., 8 a.m.-4:30 p.m. Legal Aid of East Tennessee . . . . . . . 637-0484 607 W. Summit Hill Dr., 37902 Legal assistance for elderly persons who are victims of abuse or exploitation by anyone–a neighbor, relative, caregiver, home repair worker, sales company, etc. Services may be requested by victim, relative, or power of attorney agent. Free. Family Violence Help Line . . . . . . . . . 521-6336 24-Hour Help Line . . . . . . . . . . . . . . . . . . 637-8000 Knoxville Family Justice Center 400 Harriet Tubman Street, 37915 Provides a coordinated, comprehensive approach to ending the cycle of family violence. 81 Samaritan Place . . . . . . . . . . . . . . . . . 684-1880 Program of Catholic Charities of East TN, Inc. 3009 Lake Brook Boulevard, 37909 Temporary emergency housing for people age 60+. TN Vulnerable Adult Coalition (TVAC) A statewide coalition made up of professionals and other concerned volunteers that promotes awareness and prevention of elder abuse in TN. Best way to reach or get involved with TVAC is through its website: TVAConline.org. YWCA Victim Advocacy Program . . . . 215-6804 420 W. Clinch Avenue, 37902 Information, emergency assistance, and ongoing support in seeking legal assistance for any victim of domestic violence. Victim support groups for women. Free. EMPLOYMENT Help with the challenge of finding part-time or full-time employment at an older age. American Job Center (CAC) . . . . . . . 594-5500 2700 Middlebrook Pike, Suite 100, 37921 Assessment of aptitudes, skills, and interests; job search and interview workshops; job referrals; unemployment benefits information, and referrals to community services. Open to the public. Hours: Mon. - Thurs., 8 a.m. to 5:30 p.m.; Fri., 8 a.m. to 4:30 p.m. Closed weekends. Free. See sponsor message, page 206. Goodwill Industries . . . . . . . . . . . . . . 588-8567 5307 Kingston Pike, 37919 Comprehensive rehabilitation agency provides employment, training, rehabilitation services and job opportunities for people with barriers to employment. Knox County CAC Transit . . . . . . . . 524-0319 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Lift-equipped minibuses transport Knox County residents who cannot use KAT system on employment-related trips 82 that allow side trips to take children to day care. Sliding scale fare. Evening and weekend trips can be arranged. Service is limited. Rehabilitation Services . . . . . . . . . . 594-6060* TN Dept. of Human Services 520 West Summit Hill Dr., Suite 301, 37902 Services are for people with physical, emotional, and mental disabilities, to help them find or return to work. Offers job screening, referral, and placement services for adults with disabilities. TTY users should use Tennessee Relay Center. Senior Community Service Employment Program (CAC) . . . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) SCSEP offers training and part-time community service employment for limited-income persons 55 or older. See sponsor message, page 158. Senior Employment Service (CAC) . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, Knoxville TN 37950-1650 (mailing) Provides assistance to seniors seeking employment, including workshops, job referrals and job fairs. See sponsor message, page 187. Ticket to Work . . . . . . . . . . . . . 1-866-968-7842 TTY (for deaf only) . . . . . . . . . . . . . 1-866-833-2967 Social Security Administration (Administered by Maximus, Inc.) 8530 Kingston Pike, 37919 Employment network provider for individuals with disabilities who receive Social Security or SSI benefits and are between the ages of 18 and 64. Services include job accommodations, job placement assistance, ongoing employment support and career planning. 83 ERRAND SERVICES Errand services are provided for a fee. Some transportation agencies provide rides for grocery or other shopping, meal delivery, doctors’ appointments, and other essential errands. Any company listed in this section transports passengers for all of the above, as well as other trips–social activities, family visits or gatherings, mall shopping, and hair care appointments, for example. Prices vary. Private pay. For information about agencies that provide rides for essential errands at low or no cost, see Transportation (pages 149-151). There may be eligibility requirements. See Personal Support Services Agencies (pages 136-140) for additional agencies that might provide essential errand service for a fee. Runaround . . . . . . . . . . . . . . . . . . . . . . 643-4786 9419 Hoyle Beals Drive, 37931 EYE SERVICES Gift of Sight, Hearing, & Dentures (CAC) . . . . . . . . . . . . . . . 546-6262 Office on Aging 611 Winona Street, 37917 For Knox County residents who cannot afford them, program provides low-cost eye exams and eyeglasses. There is no initial fee; participants repay over time based on ability to pay. Service is limited by available funds. East Tennessee Technology Access Center (ETTAC) . . . . . . . . . . . 219-0130 116 Childress Street, 37920 Provides information and access, through loan and donation, to assistive equipment and products for people with visual and other disabilities. Sliding scale fees. 84 Low Vision Center . . . . . . . . . . . . . . . . 687-1232 Eye Xcel 715 Callahan Drive, 37912 Provides rehabilitation for patients with visual impairments. People with moderate to severe vision loss can retain independence and quality of life through training on assistive devices, including reading and magnifying glasses, skills training, and referrals to other support. Low Vision Support Group (CAC) . . . . . 523-1135 Office on Aging O’Connor Senior Center 611 Winona Street, 37917 Meets quarterly and for special occasions. Resource information and social support for senior adults with any degree of vision loss. Free. FAMILY CAREGIVER SUPPORT For additional information about services that can benefit family caregivers, see Adult Day Services (pages 51-53), Assessment (pages 55-56), Housing (pages 101-110), Nursing Homes (pages 132-135), Personal Support Services Agencies (pages 136-140), and Respite (page 143). AARP Caregiving Resource Center . . . . . . . . . . . . . . . . . . . . . 1-866-295-7274 Tennessee Office 150 4th Avenue N., Suite 180, Nashville, 37219 Provides information and resources to help people care for spouses, parents, and loved ones. Aging Resource Contact Helpline (ARCH) . . . . . . . . . . . . . . . . . 541-4500 Covenant Health Senior Services Helpline for caregivers. Confidential help with the stress of balancing caregiving duties with job and family responsibilities. Answers questions and concerns from planning for a loved one who needs assistance to help with end-of-life issues. 85 Alzheimer’s Association. . . . . . . . . . .200-6668 24/7 Helpline . . . . . . . . . . . . . . . . . . . . 1-800-272-3900 Eastern TN Chapter 1545 Western Avenue, Suite 110 A, 37921 Free educational programs about Alzheimer’s. Alzheimer’s Tennessee, Inc. . . . . . . . 544-6288 24/7 Helpline . . . . . . . . . . . . . . . . . 1-800-259-4283 5801 Kingston Pike, 37919 Resource Center provides free information about Alzheimer’s and related dementias. Call or visit to learn about diagnosis and treatment, professional and family caregiving classes, support groups (including by telephone), referral to community agencies, adult day program, brain health, and research. See sponsor message, page 156. Cole Neuroscience Center . . . . . . . . 305-6740 The University of Tennessee Medical Center 1928 Alcoa Highway, Medical Bldg B, Suite 102, 37920 Provides support groups for individuals affected by Parkinson’s, Multiple Sclerosis, Muscular Dystrophy/ Amyotrophic Lateral Sclerosis, Stroke, as well as a caregiver support group. National Family Caregiver Support Program . . . . . . . . . . . 1-866-836-6678 East TN Area Agency on Aging & Disability 9111 Cross Park Drive, Suite D-100, 37923 Offers information and referral to all, and supportive services to qualifying family or other caregivers. Supports caregivers as they help frail older persons remain at home rather than enter long-term care facilities; provides in-home and community-based services. See sponsor message on page 225. 86 FOOD & NUTRITION Green Thumb and Community Gardens (CAC) . . . . . . . . . . . . . . . . . . 546-3500 Free vegetable seeds and plants for low-income persons. Apply Feb.-early May at nearest CAC Neighborhood Center or the Larry Cox Senior Center. Beardsley Community Farm is an urban agriculture center that provides educational opportunities and produces fresh food for people in the community. Milk Fund Program (CAC) . . . . . . . . . 546-3500 2247 Western Avenue, 37921 Dietary supplements for qualified individuals with medical need. Call for application. Mobile Affordable Meal Service (CAC) . . . . . . . . . . . . . . . . . . . . . . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Delivers hot or cold lunches, Mon. - Fri., to anyone of any age. Cold breakfasts and suppers available for delivery at same time. Five-day minimum; private pay. See sponsor message, page 202. Senior Nutrition Program (CAC) . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Noontime weekday hot meals for persons age 60+ without regard to income. Participants contribute as able. Congregate Meals: Group dining facilities at Knox County locations. Call office to find nearest location. Mobile Meals: Meals delivered by volunteers to homebound seniors, Mon.-Fri. (Called Meals on Wheels in other communities.) See sponsor message, page 223. 87 SNAP (Food Stamps) . . . . . . . . . . . . . 594-6151 TN Dept. of Human Services 2700 Middlebrook Pike, Suite 200, 37921 SNAP is the Supplemental Nutrition Assistance Program (formerly called Food Stamps). SNAP Senior Outreach Program (CAC) . . . . . . . . . . . . . . . . . . . . . . . . . . 524-2786 2247 Western Avenue, 37921 Grant-funded assistance for adults age 60+ to apply for help with food and nutrition assistance through the Supplemental Nutrition Assistance Program (SNAP). See sponsor message, page 208. FUNERAL INFORMATION Funeral Consumers Alliance of East TN . . . . . . . . . . . . . . . . . . . . . . 483-4843 P.O. Box 10507, 37939 Nonprofit organization provides information on reasonably priced funerals, preplanning, organ donation, cremation, and other arrangements. Does not provide financial assistance. GOVERNMENT INFORMATION Congressman Duncan’s Local Office . . . . . . . . . . . . . . . . . . . . . 523-3772 800 Market Street, Suite 110, 37902 Knox County Commission Office . . . . 215-2534 City County Building, 400 Main Street, Suite 603, 37902 Provides online and paper versions of directory of local elected officials. Call to request paper copy. Knox County Election Commission . . . . . 215-2480 TTY (for deaf only) . . . . . . . . . . . . . . . . . . 215-2954 Knox County Courthouse, 300 Main Street, Rm. 218, 37902 A person with a disability who is unable to get to polls 88 may send the Election Commission personal and doctor’s statements of disability and be put on permanent absentee list to receive and return ballot by mail. Notarization no longer required. Persons age 65+ may request absentee ballot by mail for each election. Requests must include voter’s name, address, birthdate, Social Security number, and an original signature. Early voting begins 20 days before an election; call for information. Knox County Help Line . . . . . . . . . . . 215-4357 Community Outreach Offers information about county government to Knox County residents. Mon.-Fri., 8:30 a.m.-5 p.m. Knox County Legislative Delegation Office . . . . . . . . . . . . . . . . 215-4924 To contact any of the Knox County state legislators about matters before the Tennessee Legislature. Knox County Mayor’s Office . . . . . . . 215-2005 City County Building, 400 Main Street, Suite 615, 37902 See sponsor message, page 210. Knoxville City Council Office . . . . . . . 215-2075 City County Building, 400 Main Street, Suite 460, 37902 Knoxville Mayor’s Office . . . . . . . . . . 215-2040 City County Building, 400 Main Street, Suite 691, 37902 Senator Alexander’s Local Office . . . . 545-4253 800 Market Street, Suite 112, 37902 Senator Corker’s Local Office . . . . . . 637-4180 800 Market Street, Suite 121, 37902 Social Security Administration Local . . . . . . . . . . . . . . . . . . . . . . . 1-866-331-9091 National . . . . . . . . . . . . . . . . . . . . . 1-800-772-1213 TTY (for deaf only) . . . . . . . . . . . . . . 1-800-325-0778 8530 Kingston Pike, 37919 Apply for Supplemental Security Income (SSI), disability, and survivors’ and retirement benefits, based on eligibility 89 determination. If appointment at local office is necessary, schedule by calling local number, Mon.-Tue. and Thu.-Fri., 9 a.m.-4 p.m., and Wed., 9 a.m.-12 p.m. Help at national number is available Mon.-Fri., 7 a.m.-7 p.m. First few days of month are busiest time. Tennessee General Assembly . . . . . . . 215-4924 Toll-free . . . . . . . . . . . . . . . . . . . . . 1-800-449-8366 Tennessee Governor’s Office . . . 1-615-741-2001 First Floor, Governor’s Office, State Capitol Building, 600 Charlotte Avenue, Nashville, 37243-0001 Serves citizens who have questions or issues involving all state departments (such as TennCare, legislation, veterans affairs, retired state employees). 3-1-1, Knoxville’s Phone Number Touch-tone phone . . . . . . . . . . . . . . . . . . . . . . . 311 Alternate phone . . . . . . . . . . . . . . . . . . . . . 215-4311 For information about city services, to request services and for information about city events. Mon.-Fri., 7 a.m.-5 p.m. GRANDPARENTS RAISING GRANDCHILDREN Generations United . . . . . . . . . 1-202-289-3979 25 E Street NW, 3rd Floor, Washington, D.C., 20001 Promotes intergenerational programs and policies, including issues about relatives raising children. Grandparents as Parents(CAC) . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Open to grandparents or relatives raising minor children without a parent in the home. No age or income restrictions. Volunteer advocacy, day and evening support meetings, “Parenting Again” classes, distributes a Knox County “Guide for Grandparents Raising Grandchildren,” and referrals to community services. See sponsor message, page 158. 90 HOME HEALTH CARE Home health care agencies provide skilled nursing; nurses’ aides; physical, speech, respiratory, and occupational therapy; and social services to the homebound. Many provide psychiatric nursing services, including medication monitoring, family education in behavior management, and counseling. Some agencies provide “high-tech” nursing home infusion (intravenous nutrition, blood products, rehydration, medications and TPN, and pain management) and, in some cases, ventilators or other types of respiratory therapy. Some also offer specialized cardiac nursing. Some agencies offer hospice programs for persons who are in late stages of terminal illness. See pages 97-98 for Hospice programs. A physician must prescribe services, but the patient has the right to choose the provider. Before choosing an agency be sure it provides services the patient needs. Medicare, TennCare, private insurance, private pay, and some long-term care insurance. Medicare reports information on the quality of home health care to help consumers in decision-making. Visit www. medicare.gov or call 1-800-633-4227 for a comparison chart of services. If you have questions or problems with Medicare’s coverage, call Medicare. When you hire an individual or company to come onto your property or into your home, you assume a certain amount of risk, as does the person hired. See the Action Guide (pages 11-13) for a list of questions to ask when hiring an in-home service. Many agencies also provide private-duty nurses, sitters, light housekeeping, and, in some cases, live-in help or 24-hour care (see Live-In Help, page 117) for description; these services do not require a physician’s order; most are private pay. Some long-term care insurance covers cost if a medical diagnosis requires the service. Agencies that offer personal care (bathing, hair care, etc.) have an asterisk (*). 91 See also Personal Support Services Agencies (pages 136-140). Amedisys Home Health Care . . . . . . 688-7500 1420 Dutch Valley Road, Suite A, 37918 See sponsor message, page 169. Camellia Home Health* . . . . . . . . . . . 686-6554 1700 Liberty Street, 37921 For Camellia private-duty nursing call 584-4010 See sponsor message, page 178. CareAll Home Care Services . . . . . . 531-9988 Knoxville, TN For CareAll private-duty nursing call 531-9713 Clinch River Home Health* . . . . . . . . 457-4263 401 Sulphur Springs Road, Clinton, 37716 Covenant HomeCare* . . . . . . . . . . . . . 374-0600 3001 Lake Brook Boulevard, Suite 101, 37909 See sponsor message, page 155. Intrepid USA Healthcare Services . . . 450-1160 1501 Kingston Pike, Suite 210, 37919 Maxim Healthcare Services* . . . . . . . 330-2336 7417 Kingston Pike, Suite 105, 37919 For Maxim private duty nursing call 330-2336 NHC Homecare . . . . . . . . . . . . . . . . . 539-0242 9000 Executive Park Drive, Suite A-205, 37923 See sponsor message, page 202. Quality Home Health* . . . . . . . . . . . . . . 531-0016 117 Center Park Drive, Suite 130, 37922 For Quality private-duty nursing call 247-0339. See sponsor messages, pages 184 & 215. Tennova Homecare Services* . . . . . . . 337-7859 1512 Coleman Road, Suite 310, 37909 92 * Offers personal care services UT Home Care Services . . . . . . . . . . 544-6200 4435 Valley View Drive, 37917 HOMEMAKERS, SITTERS & IN-HOME SERVICES Agencies that provide homemakers, sitters, and other inhome services are licensed in Tennessee as Personal Support Services Agencies. For a list, see pages 136-140. HOME ORGANIZING, DOWNSIZING & MOVING Seniors and their families often must “downsize” – pare down a lifetime’s worth of possessions – to make a longtime home safer or prepare to move. Seniors often need help with a housing transition; something families sometimes can’t provide, especially during a crisis. Certified senior move managers – professional organizers with a certification in serving seniors – and certified senior relocation and transition specialists can provide compassionate, objective help during this emotionally trying period. Services include organizing, packing/unpacking, developing floor plans, disposing of unwanted items, home staging, holding estate sales and more. They don’t handle the move, but they can help in finding a professional moving service. For a list of professional moving companies that are not senior-certified, see Yellow Pages: Movers & Full Service Storage. When you hire an individual or company to come onto your property or into your home, you assume a certain amount of risk, as does the person you’re hiring. See the Action Guide (pages 11-13) for a list of questions to ask when hiring an in-home service. 93 Caring Senior Move . . . . . . . . . . . . . . 567-6002 410 Edgewater Way, Lenoir City, 37772 DunnRite Transitions . . . . . . . . . . . . . . 717-3376 P.O. Box 363, Kingston, 37763 Space and Time . . . . . . . . . . . . . . . . . . 207-7295 P.O. Box 4235, Oak Ridge, 37831 HOME REPAIR & MODIFICATION Limited help with minor home repairs, modifications, and weatherization. The Certified Aging-in-Place Specialist (CAPS) program was developed to train and certify building contractors to help consumers who want to repair or modify houses into lifetime home. See the Action Guide (page 17) for more information about contractors with CAPS certification. CAC Housing & Energy Services . . . . . . . . . . . . . . . . . 244-3080 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Offers limited help with home repairs or rehabilitation. Help is for low- and moderate-income homeowners. Eligibility requirements. See sponsor message, page 183. CAC Weatherization . . . . . . . . . . . . . . 244-3080 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Provides whole house weatherization to low-income homeowners and renters to reduce long-term energy costs. Eligibility requirements. See sponsor message, page 183. 94 City of Knoxville Community Development . . . . . . . . . . 215-2120 City County Building, 400 Main Street, 5th Floor, 37902 Financial and technical assistance for income-eligible homeowners to make repairs to bring house up to code. Homeowner must qualify for low-interest loans. Landlords must keep rent affordable. Repairs can include accessibility modifications and weatherization. Operation Backyard . . . . . . . . . . . . . . . 524-2774 Knoxville Leadership Foundation The Regas Building, 318 N. Gay Street, Suite 201, 37917 Provides free repairs to outside of the home, to low-income homeowners in Knoxville. Participants must own and live in the house being repaired and must meet income guidelines. Recruits and coordinates volunteers to perform repairs. Utility Companies Contact your utility company about low- or no-interest loans for home improvements such as upgrading water/ sewer connections, repairing or replacing septic tanks or defective private sewer laterals, and installing energy-efficient heating or air-conditioning equipment. HOME SECURITY Free, noncommercial assessments of home crime or fire risks. Knoxville agencies serve residents within city limits; Knox County agencies serve residents outside city limits. Crime Prevention Knox County Sheriff’s Office Crime Prevention . . . . . . . . . . . . . . . . 215-5633 Special Services Division 1000 N. Central Building, Suite A, 37917 Speakers and educational materials to help avoid being a crime victim. Free home surveys; suggestions to increase security. See sponsor message, page 187. 95 Knoxville Police Department Safety Education Unit . . . . . . . . . . . . . 215-7000 2422 Mineral Springs Avenue, 37917 (street) 800 Howard Baker Jr. Ave., 37915 (mailing) Speakers and educational materials to help avoid being a crime victim. Free home surveys for city residents by appointment, Mon.-Fri., for city residents; suggestions on ways to increase security. Project SCAN (Senior Citizens’ Awareness Network) . . . . . . . . . . . . . .215-5636 Knox County Sheriff’s Office, Special Services Div. 1000 N. Central Building, Suite A, 37917 Offers free home security surveys and crime prevention information from screened and trained volunteers for county residents. Volunteers wear uniforms, carry identification, and come to your home only by request. Fire Safety Karns Fire Department . . . . . . . . . . . . . . .691-1333 Serves Karns, Hardin Valley, Ball Camp, and Solway residents. Fire prevention education includes home safety checks and safety information. Smoke alarm program provides and installs battery-operated (not hardwired) alarms free for seniors and people with disabilities; will replace battery yearly if called. Knox County Fire Prevention Bureau. . . . . . . . . . . . . . . .215-4660 City-County Building, 400 Main Street, Room 585, 37902 ire Prevention Education . . . . . . . . . . . . 215-4667 F Fire safety information, home inspections, and public education. Smoke Alarm Program . . . . . . . . . . . . . . . 215-3473 Smoke alarm provided and installed free to Knox County homeowners who are elderly, disabled, or low income. Will replace battery yearly if called. 96 Knoxville Fire Prevention Bureau . . 215-2283 City-County Building, 400 Main Street, Suite 539, 37902 Public Fire Education Division . . . . . . . . 595-4673 900 E. Hill Avenue, Suite 140, 37915 Fire safety information, home inspections, and public education. Smoke Alarm Program . . . . 311 (Touch-tone phone) Alternate phone . . . . . . . . . . . . . . . . . . . . . . . . . 215-4311 Smoke alarm provided and installed free to Knoxville homeowners in need. Will replace battery yearly if called. HOSPICE Nursing care and emotional support for those in the last six months of life, in patient’s home or in a facility. Primary focus is patient- and family-centered care, pain and symptom management. Medicare, TennCare, private insurance. When you hire an individual or company to come onto your property or into your home, you take on a certain amount of risk, as does the person hired. See the Action Guide (pages 11-13) for questions to ask when hiring an in-home service. In-Home Hospice In-home hospice allows terminally ill patients to spend their last days in familiar surroundings. If the patient is enrolled in Medicare, choose a Medicare-approved hospice provider. Amedisys Hospice . . . . . . . . . . . . . . . . 689-7123 1420 Dutch Valley Road, Suite C, 37918 See sponsor message, page 169. Avalon Hospice . . . . . . . . . . . . . . . . . . . 769-5110 152F Market Place Boulevard, 37922 Caris Healthcare . . . . . . . . . . . . . . . . . 694-4848 10651 Coward Mill Road, 37931 See sponsor message, page 158. 97 Covenant Hospice . . . . . . . . . . . . . . . 374-0600 3001 Lake Brook Boulevard, Suite 101, 37909 Smoky Mountain Hospice . . . . . . . . . 673-5877 7051 Strawberry Plains Pike, 37914 See sponsor message, page 173. Tennova Hospice Services . . . . . . . . 925-5500 7447 Andersonville Pike, 37938 UT Hospice . . . . . . . . . . . . . . . . . . . . . 544-6222 2270 Sutherland Avenue, Suite 101, 37919 Facility-Based Hospice Hospice is available to nursing home residents and hospital patients. Some nursing homes offer hospice by contract with a home health care agency; or the resident or family may contact an agency themselves. Ask nursing home staff about arrangements. Hospice patients who meet criteria can be admitted to a hospital transitional care unit, on doctor’s orders, if care of a dying patient is more than family can manage. Residential Hospice Tennova Residential Hospice . . . . . . 925-5500 7447 Andersonville Pike, 37938 Provides palliative, supportive care in a home-like setting to those who are dying. Medicare. HOSPITALS Hospitals offer a variety of services and levels of care. Hospital-run programs range from traditional health care and related to fitness programs, counseling services, housing, and more. These services and programs are listed throughout this directory in appropriate sections. 98 Fort Sanders Regional Medical Center . . . . . . . . . . . . . . . . . . . 541-1111 Member of Covenant Health 1901 Clinch Avenue, 37916 Cardiac Rehab . . . . . . . . . . . . . . . . . . . . . . 331-1250 Emergency Department . . . . . . . . . . . . . . . . 331-1285 Patient Information . . . . . . . . . . . . . . . . . . . . 541-1111 Patricia Neal Rehabilitation Center . . . . . . . . 331-3600 Physician Referral . . . . . . . . . . . . . . . . . . . 673-3678 Select Specialty Hospital . . . . . . . . . . . . . . . . 331-2605 Senior Services Information . . . . . . . . . . . . . 541-4500 Social Services . . . . . . . . . . . . . . . . . . . . . . 331-1209 Therapy Centers . . . . . . . . . . . . . . . . . . . . . 331-1300 Thompson Cancer Survival Center . . . . . . . . . 331-1678 Transitional Care Unit . . . . . . . . . . . . . . . . . . 331-1191 See sponsor message, page 155. Parkwest Medical Center . . . . . . . . . . 373-1000 Member of Covenant Health 9352 Park West Boulevard, 37923 Emergency Department . . . . . . . . . . . . . . . . . . . Therapy Center . . . . . . . . . . . . . . . . . . . . . . . . . . Patient Information . . . . . . . . . . . . . . . . . . . . . . . Physician Referral . . . . . . . . . . . . . . . . . . . . . . . . Social Services . . . . . . . . . . . . . . . . . . . . . . . . . . See sponsor message, page 155. 373-1280 531-5710 373-1000 374-7275 373-1478 Peninsula Hospital . . . . . . . . . . . . . . . 970-9800 Division of Parkwest Medical Center, member of Covenant Health. 2347 Jones Bend Road, Louisville, 37777 Inpatient mental health treatment. Accepts voluntary admissions and commitments. Medicare, TennCare, private insurance. 99 Select Specialty Hospitals Provides extended acute care for patients who have experienced a major injury, illness, or infection. Located in Fort Sanders Regional and Tennova North. Tennova North Knoxville Medical Center . . . . . . . . . . . . . . . . . . 859-8000 7565 Dannaher Drive, Powell 37849 Ask Tennova . . . . . . . . . . . . . . . . . . 1-855-836-6682 Outpatient Scheduling . . . . . . . . . . . . . . . . 545-7771 Patient Information . . . . . . . . . . . . . . . . . . . 859-8000 Rehab & Therapy Services . . . . . . . . . . . . . 859-7950 Select Specialty Hospital . . . . . . . . . . . . . . . . 512-2450 Women’s Center . . . . . . . . . . . . . . . . . . . . 859-7058 See sponsor message, page 199. Tennova Physicians Regional Medical Center . . . . . . . . . . . . . . . . . . 545-8000 900 E. Oak Hill Avenue, 37917 Ask Tennova . . . . . . . . . . . . . . . . . . 1-855-836-6682 Behavioral Health . . . . . . . . . . . . . . . . . . . . . . . . 545-7863 Cardiac Rehab . . . . . . . . . . . . . . . . . . . . . . . . . . 545-6667 Lung Center . . . . . . . . . . . . . . . . . . . . . . . . . . . . 545-7831 Outpatient Scheduling . . . . . . . . . . . . . . . . . . . . 545-7771 Patient Information . . . . . . . . . . . . . . . . . . . . . . . 545-7600 Rehab Care Center . . . . . . . . . . . . . . . . . . . . . . . 545-7763 Wound Healing Center . . . . . . . . . . . . . . . . . . . . 545-8888 See sponsor message, page 199. Tennova Turkey Creek Medical Center . . . . . . . . . . . . . . . . . . . 218-7011 10820 Parkside Drive, 37934 Ask Tennova . . . . . . . . . . . . . . . . . . . . . 1-855-836-6682 Heart Institute . . . . . . . . . . . . . . . . . . . . . . . . . . . 218-7950 Patient Information . . . . . . . . . . . . . . . . . . . . . . . 218-7022 Radiation Oncology . . . . . . . . . . . . . . . . . . . . . . 218-7081 100 Rehab & Therapy Services . . . . . . . . . . . . . . 218-7140 Weight Management (Bariatric) Services . . . . 694-9676 Women’s Services . . . . . . . . . . . . . . . . . . . . . . . 218-6150 See sponsor message, page 199. UT Medical Center . . . . . . . . . . . . . . . 305-9000 1924 Alcoa Highway, 37920 Advanced Orthopaedic & Joint Center . . . . . . . . 305-7000 Emergency Dept./TTY . . . . . . . 305-9401 or 305-8877 Cancer Institute . . . . . . . . . . . . . . . . . . . . . . . . . . 305-6055 Cardiac Rehab . . . . . . . . . . . . . . . . . . . . . . . . . . 305-6920 Pat Summit Clinic . . . . . . . . . . . . . . . . . . . . . . . . 305-2273 Patient Information . . . . . . . . . . . . . . . . . . . . . . . 305-8000 Physician Referral/Healthcare Coordinator . . . . 305-6970 Rehabilitation Services . . . . . . . . . . . . . . . . . . . . 305-9151 Social Services/Case Management . . . . . . . . . . 305-9075 Volunteer Services . . . . . . . . . . . . . . . . . . . . . . . 305-9515 Wound Care . . . . . . . . . . . . . . . . . . . . . . . . . . . . 305-5510 See sponsor message, page 162,163. HOUSING Facilities are divided into two main categories: Senior Housing with Support Services and Assisted-Rent Housing. Each category includes several types of housing. Please carefully read the introduction to each section or subsection to understand the facilities listed. Senior Housing with Support Services Healthy, active seniors want a place that offers services or amenities, requires little maintenance on their part, and offers independence to pursue activities and interests. There are a variety of facilities in and around Knox County that offer this combination of independence and services. Five basic types of housing with services for seniors: n Independent Living n Residential Home for the Aged (RHA) 101 n Assisted Care Living Facility (ACLF) n Nursing Home n Continuing Care Retirement Community (CCRC) Listed in this section are those facilities that offer special supportive services and accept only (or predominantly) seniors as residents. Services listed here might include some or all of, but are not limited to, the following: n Daily meals n Laundry service n Housekeeping n Medication management n Organized activities n Secured units or other security measures n Personal/emergency response systems n Help accessing community services Some services are included in facility cost; others are extra. Private pay; some long-term care insurance policies cover assisted living. Some facilities require nonrefundable deposits for admission. Some facilities have secured units to make them safe for people with Alzheimer’s or other memory disorders and are prone to wander. Independent Living is housing for people who require the least amount of care. Residents take care of themselves and often are quite healthy and active. There is no state certification or licensing for independent living facilities. They are informally known as retirement centers or independent living centers. Some are part of a Continuing Care Retirement Community. A Residential Home for the Aged (RHA) is housing for people who want or need slightly more care than that available in independent living units. Residents are ambulatory (may use a cane, wheelchair, or other 102 supportive device) and require room, board, and supervision or assistance with functional activities of daily living, such as bathing, grooming and dressing, but not nursing or medical care. Residents must be physically and mentally able in an emergency to find safety without physical assistance from another person. An RHA is not required to employ a nurse but have at least one responsible attendant on the premises at all times. An Assisted Care Living Facility (ACLF) is housing for people who want or need more care than that available in a Residential Home for the Aged but less than that provided in a nursing home. Residents are ambulatory (may use a cane, walker, or wheelchair), and must be able to transfer with minimal assist (move from bed to chair or chair to bed). Residents may also require non-medical living assistance services, emergency response service, medication managment, and short-term home health care as prescribed by a physician. Residents must be able in an emergency to evacuate to a “safe place” within 13 minutes. An ACLF is required to have at least one responsible attendant on the premises at all times and a sufficient level of staffing to meet residents’ needs. A licensed nurse must be available as needed. A Continuing Care Retirement Community (CCRC) is a facility that contains, usually in another building or separate wing of a building, independent living units, either a Residential Home for the Aged or an Assisted Care Living Facility, and a nursing home. An advantage is that residents in independent living are guaranteed space in the other components should they need a higher level of care. See general section introduction for services offered in these facilities. Nursing Homes (pages 132-135) are listed in a separate section. For information about the licensing and regulation of any kind of health-care facility, including those listed, or to register a complaint, see page 23. Only licensed Knox 103 County CCRCs, Assisted Care Living Facilities, and Residential Homes for the Aged are listed in this section. Facilities that offer, if space permits, short stays for senior citizens as respite for family caregivers are marked with an asterisk (*). These “day-stay” programs provide structured activities in a safe environment for seniors who cannot be at home alone. However, these are not licensed Adult Day Service programs (pages 51-53). A detailed application must be completed, and space is often very limited. Assistance with Making a Move For information about businesses that help seniors move, organize, or make a housing transition, see Home Organizing, Downsizing & Moving, pages 93-94. Housing Options Arbor Terrace Assisted Living* . . . . . 670-4111 9051 Cross Park Drive, 37923 ACLF. Secure Alzheimer’s/dementia unit. Nurse on staff. See sponsor message, page 161. Atria Weston Place* . . . . . . . . . . . . . . 584-9857 2900 Lake Brook Boulevard, 37909 ACLF. Secure unit for residents with memory problems. Autumn Care* Karns . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 692-2273 3222 Byington Beaver Ridge Road, 37931 West Knoxville . . . . . . . . . . . . . . . . . . . . . . . . 392-1300 136 Canton Hollow Road, 37922 ACLFs. Secured for memory care. See sponsor message, page 186. Cecil Residential Home . . . . . . . . . . . 546-3960 2020 Cecil Avenue, 37917 RHA. 104 * Provides respite care Clarity Pointe . . . . . . . . . . . . . . . . . . . . . 777-1500 901 Concord Road, 37934 ACLF. Dedicated secure memory care community. RN on staff; nursing care staff 24/7. See sponsor message, page 165. The Courtyards Senior Living* 801 E. Inskip Road, 37912 . . . . . . . . . . . . . . . . 357-1660 The Courtyards Senior Living Memory Care 1029 W. Parkway Avenue, 37912 . . . . . . . . . . 357-1660 RHAs. Secure dementia units. See sponsor message, page 179. Deane Hill Place* . . . . . . . . . . . . . . . . . 690-4070 401 Catherine McAuley Way, 37919 ACLF. Secure Alzheimer’s unit. Echo Ridge . . . . . . . . . . . . . . . . . . . . . . 769-0111 8458 Gleason Drive, 37919 Independent living. Elmcroft Assisted Living and Memory Care* Halls, 7521 Andersonville Pike, 37938 . . . . . . 925-2668 West Knox, 8024 Gleason Drive, 37919 . . . . . . 690-3550 ACLFs. Secure Alzheimer’s units. See sponsor message, page 184. Heritage Assisted Living* 1585 Coleman Road, 37909 . . . . . . . . . . . . . . 584-7090 144 Felix Road, 37918 . . . . . . . . . . . . . . . . . . . 688-3800 RHAs. 273 S. Peters Road, 37923 . . . . . . . . . . . . . . . 531-1999 ACLF. Memory-impaired unit. L & L Sweet Home Care . . . . . . . . . . . 689-2153 804 Atlantic Avenue, 37917 RHA. * Provides respite care 105 The Manor at Northgate Terrace . . . . 403-1410 4301 Whittle Springs Road, Apt. 309 (office), Apt. 209 (mailing), 37917 Independent living with supportive services. Second and third floors of Northgate Terrace. Rent is 30 percent of resident’s adjusted gross income, plus a flat service fee. Services include emergency response device, two meals/ day, housekeeping, laundry, case management, and private apartment. See sponsor message, page 206. Manorhouse Assisted Living* . . . . . 670-0504 8501 Northshore Drive, 37922 ACLF. Secured memory impaired/Alzheimer’s unit. Maple Court Senior Living* . . . . . . . . 362-5398 7545 Thunder Lane, Powell, 37849 ACLF. Secure memory care facility. See sponsor message, page 170. Morning Pointe of Powell* . . . . . . . . . 686-5771 7700 Dannaher Drive, Powell, 37849 ACLF. Secured memory care unit. See sponsor message, page 196. NHC Place Assisted Living, Farragut* . . . 777-9000 122 Cavett Hill Lane, 37934 ACLF. See sponsor message, page 202. Northshore Senior Living* . . . . . . . . 684-5018 8804 South Northshore Drive, 37922 ACLF. Secure memory care facility. See sponsor message, page 188. Oakwood Senior Living* . . . . . . . . . . 540-6243 232 E. Churchwell Avenue, 37918 ACLF. Secure memory care facility. See sponsor message, page 188. Park Place of Fountain City . . . . . . . . 687-0033 5405 Colonial Circle, 37918 Independent living. 106 * Provides respite care Park Place of West Knoxville . . . . . . 675-7050 10914 Kingston Pike, 37934 Independent living. The Pointe at Lifespring Senior Living* . . . . . . . . . . . . . . . . . . . 687-5353 4371 Lifespring Lane, 37918 ACLF. Memory Care. Prosperity Pointe Assisted Living*. . 240-0000 214 Prosperity Rd., 37923 ACLF. Secure memory care facility. See sponsor message, page 212. Raintree Terrace Senior Living* . . . . 200-8238 555 Rain Forest Road, 37923 ACLF. Secure memory care unit. See sponsor message, page 170. Renaissance Terrace* . . . . . . . . . . . . . 544-1710 215 Bearden Place, 37917 ACLF. See sponsor message, page 222. Shannondale Retirement Community and Buckingham . . . . . . 690-3411 801 Vanosdale Road, 37909 CCRC. Has independent living, ACLF, and a nursing home. ACLF has unit that uses security bracelets to monitor location of residents but is not a locked unit. See sponsor message, page 166. Sherrill Hills Retirement Resort . . . . 693-0551 271 Moss Grove Boulevard, 37922. Independent living. See sponsor message, page 189. Trinity Hills Senior Living Community* . . . . . . . . . . . . . . . . . . . . 329-3292 4611 Asheville Highway, 37914 ACLF. Secure memory care unit. See sponsor message, page 160. * Provides respite care 107 Williamsburg Villas* . . . . . . . . . . . . . . 573-0100 3020 Heatherton Way, 37920 ACLF. Cottage-style secured units designed for persons with memory loss. Specializes in memory support services. See sponsor message, page 200. Windsor Gardens Assisted Living* . 688-4840 5611 Central Avenue Pike, 37912 ACLF. See sponsor message, page 198. Affordable-Rent Housing The apartments listed here are designated Elderly Only, Elderly/Disabled Only, or Elderly/Mobility Impaired Only. Eligibility is based on annual gross income and other factors. Some offer weekday congregate lunches, case management, and recreational activities. Blueberry Ridge . . . . . . . . . . . . . . . . . . 637-1679 7300 Blue Smoke Way, 37849 See sponsor message, page 213. Broadway Towers . . . . . . . . . . . . . . . . 524-4092 1508 McCroskey Avenue, 37917 Cagle Terrace . . . . . . . . . . . . . . . . . . . . 403-1310 515 Renford Drive, 37919 See sponsor message, page 209. Candleridge Plaza Apartments . . . . 938-3394 3405 Harrow Gate Lane, Powell, 37849 Dogwood Terrace . . . . . . . . . . . . . . . . 690-0313 8729 Middlebrook Pike, 37923 Golden Age Retirement Village . . . . . 637-3470 1109 Beaman Lake Road, 37914 See sponsor message, page 198. Guy B. Love Towers . . . . . . . . . . . . . . 403-1360 1171 Armstrong Avenue, 37917 See sponsor message, page 209. 108 Isabella Tower . . . . . . . . . . . . . . . . . . . 403-1340 1515 Isabella Circle, 37915 Maud Booth Gardens Senior Housing . . . . . . . . . . . . . . . . . . 546-7090 4452 Maud Booth Way, 37917 Morningside Gardens Apartments . 523-4133 1800 Linden Avenue, 37917 See sponsor message, page 203 Mountain Park Villas . . . . . . . . . . . . . 938-0606 7620 Old Clinton Pike, Powell, 37849 Northgate Terrace . . . . . . . . . . . . . . . 403-1400 4301 Whittle Springs Road, 37917 See sponsor message, page 209. Residences at Eastport . . . . . . . . . . . 403-1390 317 McConnell, 37915. See sponsor message, page 160. Riverbirch Village . . . . . . . . . . . . . . . . . 637-1679 7236 Oak Ridge Hwy, 37931 See sponsor message, page 213. St. Mary’s Riverview I & II . . . . . . . . . 523-2834 5845 E. Gov. John Sevier Highway, 37924 St. Mary’s Villas in Halls . . . . . . . . . . 925-0818 4129 E. Emory Road, 37938 Summit Towers . . . . . . . . . . . . . . . . . . 525-5069 201 Locust Street, 37902 See sponsor message, page 203. Sunnybrook Apartments . . . . . . . . . . 922-9124 4500 Doris Circle, 37918 The Verandas . . . . . . . . . . . . . . . . . . . 403-1380 107 Flenniken Avenue, 37920 See sponsor message, page 209. 109 Westview Tower . . . . . . . . . . . . . . . . . 691-8551 7823 Gleason Drive, 37919 See sponsor message, page 203. Willow Place Senior Community . . . . 637-1679 7000 Willow Bend Way, 37931 See sponsor message, page 213. Housing Choice Voucher Program Commonly called “Section 8,” the voucher program allows very low-income persons to choose a residence by providing rental subsidy to landlords. KCDC (Knoxville’s Community Development Corporation) . . . . . . . . 403-1234 400 Harriet Tubman Street, 37915 Public housing authority. Determines eligibility for the voucher program based on annual gross income and other factors. Landlords willing to participate in the program must accept the amount the voucher covers. Residents get a utility allowance but may have to pay excess costs. For application information, visit www.kcdc.org or call the KCDC office. INFORMATION & REFERRAL Aging Services in Knox County Senior Information & Referral (CAC) . . . . . . . . . . . . . . . . . 546-6262 Office on Aging 611 Winona Street, 37917 Provides in-depth information and referral services to direct seniors to programs and resources based on specialized knowledge of aging services and seniors’ needs. Free assistance available by phone or appointment. See sponsor message, back page. 110 Knoxville-Knox County Office on Aging (CAC) . . . . . . . . . . . . 524-2786 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Provides information for seniors, their family members, and service providers. Offers a variety of programs to improve quality of life for older people, including services to remain independent in their homes for as long as possible. Call to request a brochure of Office on Aging programs. lder News & Views is the Office on Aging’s newsletter. nE Call to receive by mail or e-mail. Free. enior Service Directory is a guide to resources for nS senior citizens in Knoxville and Knox County. Free. peakers Bureau provides speakers on topics related nS to aging. Free. eekly Update is a column of interest to seniors that nW appears in the Sunday Knoxville News Sentinel. General Information & Referral 2-1-1, East TN Information & Referral Touch-tone phone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 211 Alternate phone . . . . . . . . . . . . . . . . . . . . 1-865-215-4211 Information and referral service links callers to resources. Some companies block three-digit calls from business phones. If you are unable to use 211, try alternate number. See sponsor message, back page. Knoxville-Knox County Community Action Committee (CAC) . . . . . . . . . . 546-3500 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Provides services for low- and moderate-income people. 111 CAC Neighborhood Centers Assistance with benefits and services, including federal weatherization assistance. Home visit can be arranged if necessary. East (East of Broadway) . . . . . . . . . . . . . 546-5125 4200 Asheville Highway, 37914 South (South of the river) . . . . . . . . . . . . . 577-7591 522 Maryville Pike, 37920 West (West of Broadway) . . . . . . . . . . . . 524-3345 L. T. Ross Bldg., 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) ging Services in Other East Tennessee A Counties East Tennessee Area Agency on Aging & Disability . . . . . . . . . . . . . . 691-2551 East TN Human Resource Agency 9111 Cross Park Drive, Suite D-100, 37923. See sponsor message on page 225. County Offices on Aging Anderson County . . . . . . . . . . . . . . . . 457-3259 195 Edgewood Avenue, Clinton, 37716 (street) P.O. Box 1244, Clinton, 37717 (mailing) Blount County . . . . . . . . . . . . . . . . . . . 983-8411 3509 Tuckaleechee Pike, Maryville, 37803 Campbell County . . . . . . . . . . . 1-423-562-2948 2147 Jacksboro Pike, Suite 4 B, LaFollette, 37766 (street) P.O. Box 1394, Lafollette, 37766 (mailing) Claiborne County . . . . . . . . . . . 1-423-973-3673 180 Jaycee Lane, Tazewell, 37879 (street) P.O. Box 326, Tazewell, 37879 (mailing) Cocke County . . . . . . . . . 1-423-623-7296 ext. 4 386 E. Main Street, Newport, 37821 (mailing) 112 Grainger County . . . . . . . . . . . . . . . . . 221-9925 1480 Highland Springs Road, Blaine, 37709 Hamblen County . . . . . . . . . . . . 1-423-581-5166 Senior Citizens’ Center, 841 Lincoln Avenue, Morristown, 37813 Jefferson County . . . . . . . . . . . . . . . . . 397-3197 931 Industrial Park, Lower Level, Dandridge, 37725 Loudon County . . . . . . . . . . . . . . . . . . 458-5445 901 Main Street, Loudon, 37774 Monroe County . . . . . . . . . . . . . 1-423-442-2022 Cora Veal Senior Center, 144 College Street South, Madisonville, 37354 Called Monroe County Senior Citizens & Friends, Inc. Morgan County . . . . . . . . . . . . . 1-423-346-6651 1111 Knoxville Highway, Wartburg, 37887 Roane County . . . . . . . . . . . . . . . . . . . 354-0450 2305 N. Gateway Avenue, Suite 9, Harriman, 37748 (street) P.O. Box 790, Kingston, 37763 (mailing) Scott County . . . . . . . . . . . . . . . 1-423-569-3212 102 S. Main Street, Oneida 37841 Sevier County . . . . . . . . . . . . . . . . . . . 453-8080 1220 W. Main Street, Sevierville, 37862 (street) Union County . . . . . . . . . . . . . . . . . . . 992-3292 298 Main Street, Maynardville, 37807 (street) Aging Services in Other Parts of Tennessee Tennessee Commission on Aging & Disability . . . . . . . . . . . 1-615-741-2056 502 Deaderick Street, 9th floor, Nashville, 37243 Area Agencies on Aging & Disability Aging Commission of the Mid-South . . . . . . . . . . . . 1-901-222-4100 2670 Union Ave Extended, Ste 1000, Memphis, 38112 113 First TN . . . . . . . . . . . . . . . . . . . . 1-423-928-3258 3211 N. Roan Street, Johnson City, 37601 Greater Nashville . . . . . . . . . . . 1-615-862-8828 501 Union Street, Sixth Floor, Nashville, 37219-1705 Northwest TN . . . . . . . . . . . . . . 1-731-587-4213 124 Weldon Drive, Martin, 38237 (street) P.O. Box 963, Martin, 38237 (mailing) South Central TN . . . . . . . . . . . 1-931-379-2929 101 Sam Watkins Blvd., Mount Pleasant, 38474-4024 Southeast TN . . . . . . . . . . . . . . 1-423-266-5781 1000 Riverfront Parkway, Chattanooga, 37402 P.O. Box 4757, Chattanooga, 37405-0757 Southwest TN . . . . . . . . . . . . . . 1-731-668-6967 102 E. College Street, Jackson, TN 38301 Upper Cumberland . . . . . . . . . . 1-931-432-4111 1225 South Willow Avenue, Cookeville, 38506 Aging Services in Other Parts of the U.S. Eldercare Locator . . . . . . . . . . . 1-800-677-1116 Nationwide Service. Provides telephone numbers of appropriate state and local agencies. Mon.- Fri., 9 a.m. - 8 p.m. Know the name and address (city, county, state, and ZIP code) of the older person you are assisting. LEGAL SERVICES For an explanation of legal issues important to seniors and families, see the Action Guide (page 18). Community Mediation Center . . . . . . 594-1879 912 S. Gay Street, L-300, 37902 Assists Knox County residents in resolving disputes within families or with neighbors, businesses, or organizations. Application fee. Mediation fees based on sliding scale. 114 Knoxville Bar Association . . . . . . . . . 522-6522 505 Main Street, Suite 50, 37902 (street) P.O. Box 2027, 37901 (mailing) www.knoxbar.org (website) Provides public education seminars and legal advice clinics to help inform citizens about our justice system. LawLine online is a free online resource with general information on 70+ topics. See sponsor message, page 189. Lawyer Referral & Information Service (LRIS) 522-7501 Call-in or online. LRIS staff provides referrals to private licensed and insured attorneys, or information and referral to other agencies where appropriate. There is no fee for the referral service or for a brief, confidential consultation. If client wishes to retain the attorney, he or she may do so at the attorney’s regular rate. LRIS does not offer income-based referrals. See sponsor message, page 189. Legal Aid of East Tennessee . . . . . . 637-0484 607 W. Summit Hill Dr., 37902 Free consultation and referral for Knox County residents age 60+. More services for low-income clients. Call for appointment, Mon.- Fri., 9 a.m.-11 a.m. Appointments held Mon. mornings at O’Connor Senior Center, South Knoxville Community Center, and Knox County Office on Aging. Informational pamphlets on a variety of topics; speakers. Public Guardianship Services . . . . . . 691-2551 East TN Area Agency on Aging & Disability 9111 Cross Park Drive, Suite D-100, 37923 Assists adults age 60+ determined by the courts to be unable to care for their own affairs and have no family, friends, or agency willing or able to serve as conservator. Tennessee Alliance for Legal Services (TALS). . . 1-844-435-7486 Statewide, non-profit legal help service. Licensed Tennessee attorneys offer free legal information (noncriminal) and referrals to low-income Tennesseans via phone or website www.tals.org. 115 Elder Law Attorneys Attorneys can become certified elder law specialists by passing a rigorous national examination and by meeting character and experience standards. The National Academy of Elder Law Attorneys (NAELA) maintains a list of certified individuals nationwide, call (703) 942-5711 or visit www.naela.org. Local law firms that employ certified elder law attorneys (CELA) are listed below. Elder Law of East Tennessee . . . . . . . 951-2410 903 Hall of Fame Drive, 37917 See sponsor message, page 156. Guyton & Frere . . . . . . . . . . . . . . . . . . 694-0373 1001 E. Broadway, Lenoir City, 37771 Law Office of Linda Gale Shown . . . 981-9966 332 Sanderson St., Alcoa, 37701 (street) P.O. Box 299, Alcoa, 37701 (mailing) Monica Franklin & Associates . . . . . 588-3700 4931 Homberg Drive, 37919 See sponsor message, page 211. LIBRARIES For materials on tape for persons who have difficulty reading because of learning or physical disabilities, see Disability Services (pages 71-77). Books for the Homebound . . . . . . . . 215-8721 Main Library, 500 W. Church Avenue, 37902 Delivers books from the Knox County Public Library to permanently or temporarily disabled persons. Free. Knox County Public Library . . . . . . . 215-8750 500 W. Church Avenue, 37902 Free for Knox County residents. Lends books, large-print books, movies, CDs, audiobooks, downloadable audiobooks, and e-books. Public Wi-Fi Internet access at all branches. See sponsor message, page 216. 116 LIVE-IN HELP A sitter can be needed round-the-clock for a frail senior. “Live-in help” refers to a sitter (one person) who lives fulltime with an older person. However, there is a shortage of this service. Most often, agencies (see Home Health Care, pages 91-93, and Personal Support Services Agencies, pages 136-140) provide 24-hour care and refers to people who work in shifts. Not all agencies use the same terminology used here; know what kind of care you want, and ask specific questions when seeking round-the-clock sitters. This service is not covered by Medicare, Medicaid, TennCare, or private insurance. Some long-term care insurance will cover patients who have a medical diagnosis that requires live-in help. LOAN CLOSETS The listed nonprofits loan home medical equipment to those unable to buy or rent; availability is limited. Some churches and other nonprofit agencies give or loan medical equipment on a limited basis to people who cannot afford it. Some organizations listed in Medical Information & Health Education (pages 121-125) also have very limited loan closets. See also Medical Equipment & Supplies (pages 120). ETTAC Equipment Reuse & Loan Program . . . . . . . . . . . . 219-0130 East TN Technology Access Center 116 Childress Street, 37920 Short- or long-term donation or loan of equipment can be requested by any senior or person with a disability who can’t afford to buy it or has been denied insurance (including Medicare) coverage for it. Scottish Rite . . . . . . . . . . . . . . . . . . . . 524-3459 612 16th Street, 37916 Loan closet offers hospital beds (no mattress), wheelchairs and assistive devices for bathroom or walking. 117 MEDICAL CARE The following clinics and health centers offer medical care especially for seniors or low-income persons. The directory does not list individual practitioners. For a list of geriatric medicine doctors and those who accept Medicare assignment, see physician referral lines under Hospitals (pages 98-101) and Knoxville Academy of Medicine (page 123). For information about Medicare, TennCare, and other insurance, see Medical Insurance & Financing (pages 125-129) and Action Guide (pages 30-45). Cherokee Health Systems Provides integrated behavioral health and primary medical care. Offers special programs, including pharmacy services, women’s health services, alcohol and drug addiction services, as well as special services for the homeless. Accepts Medicaid, Medicare, private insurance, patients who have no insurance and offers its services on a slidingscale fee based upon the patient’s household size and income. After-hours nursing line can help callers determine what type of care they may need if clinics are not open. Call 947-6220 to speak to a Registered Nurse. Fifth Avenue . . . . . . . . . . . . . . . . . . . . . 525-2104 538 Fifth Avenue, 37917 Office hours: Mon.-Fri., 8 a.m.-5 p.m. Center City . . . . . . . . . . . . . . . . . . . . . . 544-0406 2018 Western Avenue, 37921 Office hours: Mon.-Fri.., 8 a.m.-8 p.m.; Sat., 8 a.m.-4 p.m. East Knox . . . . . . . . . . . . . . . . . . . . . . . 522-6097 2202 Martin Luther King Jr. Boulevard, 37915 Office hours: Mon.- Fri., 8 a.m.-5 p.m. North Knoxville. . . . . . . . . . . . . . . . . . . .947-6220 7714 Connor Rd., Suite 105, Powell, 37849 Office hours: Mon., Wed., Thurs., 7:30 a.m.-6 p.m., Tues., 7:30 a.m.-7 p.m., and Fri., 8 a.m.-5 p.m. 118 Interfaith Health Clinic . . . . . . . . . . . . 546-7330 315 Gill Avenue, 37917 Primary health care for people with income but no health insurance. Sliding scale fee. Knox County Health Department . . . 215-5000 140 Dameron Avenue, 37917 The Knox County Indigent Care Program provides primary medical care for Knox County residents who meet income guidelines. To apply for services, contact Cherokee Health Systems Social Services at 934-6730. You will be advised what to bring at that time. For information about case management, call 215-5400. See sponsor message, page 167. 215-5100 215-5370 215-5110 215-5200 215-5070 Knoxville Area Project Access . . . . 531-2766 Birth and death certificates . . . . . . . . . . . . . . . . . Communicable Disease Clinic . . . . . . . . . . . . . . Dental Care . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Environmental Health . . . . . . . . . . . . . . . . . . . . . Immunizations/International Travel . . . . . . . . . . . Knoxville Academy of Medicine 115 Suburban Road, 37923 Network of physicians, hospitals, and health-care clinics that provide primary and specialty care, inpatient and outpatient hospital services, mental health services, and prescription drug assistance (via CoverRx application). Certified Healthcare Marketplace Navigators are available to assist those unable to obtain insurance or governmentsponsored healthcare. Call for eligibility, application requirements, and appointments. Veterans’ Affairs Knoxville Outpatient Clinic . . . . . . . . . . . . . . . . . 545-4592 8033 Ray Mears Boulevard, 37919 Medical and psychiatric treatment, counseling, and medications for veterans. 119 Visiting Physicians Some primary care physicians, or other professionals such as nurse practitioners (under a doctor’s supervision), will visit the home of a patient for routine medical care. Check your medical insurance provider to verify if this service is covered by your insurance and that the doctor/medical group is in your network. Local physician groups that will make house calls are listed below. HouseCall Primary Care . . . . . . . . . . . 330-7425 220 West Jackson Ave., Suite 106, 37902 See sponsor message on page 222. SR. Medical Services . . . . . . . . . . . . . 599-0300 6716 Central Avenue Pike, Suite 8, 37912 MEDICAL EQUIPMENT & SUPPLIES Medical equipment and supplies are sold by local retail outlets and also may be purchased online. Ask your physician or discharge planner (hospital, nursing home, or rehab center) about companies that sell home medical equipment (HME), or durable medical equipment (DME), or visit https://apps.health.tn/gov/FacilityListings for a list of licensed local outlets. You also can call Senior Information & Referral, 546-6262, for a list. Call Medicare at 1-800-633-4227 if you have questions about Medicare coverage of home (or durable) medical equipment, especially if shopping for a product that you can’t afford out-of-pocket. When shopping for home medical equipment, consider these factors: Do they have knowledgeable staff who can answer your questions about products? Do they accept returns on unused equipment? Does the company bill Medicare, TennCare, and private insurance directly for the customer? For a list of nonprofit organizations that loan home medical equipment for those unable to buy or rent, see Loan Closets, page 117. 120 MEDICAL INFORMATION & HEALTH EDUCATION The following organizations, as well as most Hospitals (pages 98-101), provide individual and community education and information, support group referrals, and other assistance. Some have loan closets; see also Loan Closets (page 117). Alzheimer’s Association. . . . . . . . . . .200-6668 Eastern TN Chapter 1545 Western Avenue, Suite 110 A, 37921 24/7 Helpline: 800-272-3900 Provides free educational programs about Alzheimer’s. Alzheimer’s Tennessee, Inc. . . . . . . . 544-6288 24/7 Helpline 1-800-259-4283 5801 Kingston Pike, 37919 Offering free information about brain health, Alzheimer’s and related dementias, warning signs, caregiver strategies, research, diagnosis and treatment options. See sponsor message, page 156. American Cancer Society . . . . . . . . . 584-1668 871 N. Weisgarber Road, 37909 Support programs. Callers can talk to an oncology nurse and cancer information specialists. Phones answered 24 hours/day, seven days/week. American Diabetes Association . . 1-888-342-2383 Advocacy, information and referral, research, and education for people affected by diabetes. American Heart Association . . . . . . .293-5100 4708 Papermill Drive, 37909 Information and materials on cardiovascular disease and stroke. 121 American Lung Association . . 1-800-432-5864 One Vantage Way, Suite C 120, Nashville, 37228 Information about asthma, emphysema, TB, and other lung diseases; air quality, radon, and related issues; stopsmoking programs and self-help guide. American Stroke Association . 1-888-478-7653 Division of American Heart Association 7272 Greenville Avenue, Dallas, TX 75231 Information about strokes and support services for stroke survivors and their families and friends. Amputee Coalition . . . . . . . . . . . . . . . 524-8772 900 E. Hill Avenue, Suite 290, 37915-2568 Outreach, education, advocacy, and empowerment of amputees. Amputee Coalition Resource Center is a comprehensive source of information for people with limb differences. AMR - Rural/Metro . . . . . . . . . . . . . . . 573-5779 10140 Gallows point way, 37931 Public education and information on emergency first aid, CPR, and other health-related safety topics. Anatomy Bequest Program . . 1-901-448-5965 (Mon.-Fri., 8 a.m. - 5 p.m., Central Time) 24-hour number for off hours . . . . . . . . 1-901-448-2640 855 Monroe Avenue, UT Center for Health Sciences, Memphis, 38163 Information on body donation. Arthritis Foundation . . . . . . . . . . . . . . 470-7909 209 10th Ave. South, Suite 123, Nashville, 37203 Free arthritis educational materials and information on exercise programs. Call (615) 806-8539 or visit www.arthritis.org/tennessee. Cancer Support Community– East Tennessee . . . . . . . . . . . . . . . . . . 546-4661 2230 Sutherland Avenue, 37919 Healthy Lifestyle programs, exercise, yoga, and nutrition classes, for cancer patients and loved ones. Information, workshops, support groups, and relaxation programs. Free. 122 Covenant Health Presents . . . . . . . . . 541-4500 Monthly presentations on health topics for seniors. Karns Senior Center and Frank Strang Senior Center. Call for topics, dates, and to register. Program cost: $5; lunch available for those who register. See sponsor message, page 155. East TN Kidney Foundation . . . . . . . 288-7351 P.O. Box 22072, 37933 Offers monthly funding to qualifying individuals for dialysis transportation. Nutritional supplements for dialysis patients and a dental program for those whose last barrier to placement on the kidney transplant waiting list is dental clearance. Referrals through dialysis social workers. Health Information Center . . . . . . . . . 305-9525 Preston Medical Library University of Tennessee Medical Center 1924 Alcoa Highway, 37920 Medical librarians help find information on disease, diagnosis, and treatments. Free; information can be mailed. Humana Guidance Center . . . . . . . . . 329-8892 4438 Western Avenue, 37921 Offers Health & Wellness educational programs on a variety of topics including diabetes, congestive heart failure, COPD and brain health. You do not have to be a member to access the majority of classes. See sponsor message, page 224. Knox County Health Department . . . . 215-5170 140 Dameron Avenue, 37917 Health education on tobacco, fall and injury prevention, diabetes, minority health issues, and nutrition. Health and wellness promotion. Speakers available. See sponsor message, page 167. Knoxville Academy of Medicine . . . . . 531-2766 115 Suburban Road, 37923 Provides physician referrals and information regarding local physicians, including specialties. 123 Lupus Foundation of America, Inc. . . . . . . . . . . . . . 1-877-865-8787 MidSouth Chapter 4004 Hillsboro Pike, Suite 216-B, Nashville, 37215 Telephone peer counseling, support groups, education, advocacy, and information and referral for those with lupus. National Kidney Foundation . . 1-800-444-8113 6405 Metcalf Avenue, Suite 204, Overland Park, KS, 66202 Provides information and education about chronic kidney disease and organ donation. National Parkinson Foundation . . . 1-800-473-4636 200 S.E. 1st Street, Suite 800, Miami, FL 33131 Provides information and referral on Parkinson’s Disease to patients, family, and professionals. Offers counseling, support group referrals, and education for those with Parkinson’s. Mon.-Fri., 9 a.m.-5 p.m. Positively Living . . . . . . . . . . . . . . . . . 525-1540 1501 E. Fifth Avenue, 37917 For persons with HIV/AIDS: case management, support groups, housing assistance, HOPWA assistance, individual and group therapy. Tennessee Donor Services . . . . . . . . . 588-1031 7015 Middlebrook Pike, 37909 Information on organ and tissue donation. Tennova Healthcare . . . . . . . . . . . . . . 647-5600 Health education about chronic diseases and cutting edge medical treatment. Also seminars about “Getting Your House in Order” to help organize medical history, estate and financial information, funeral plans and advance directives. See sponsor message, page 199. University of Tennessee Medical Center Health Care Coordination . . . . . . . . . . . . 305-6970 Offers “Matter of Balance” classes designed to manage falls and increase activity levels; “Live Well with Chronic Conditions” workshops for living a healthy life with chronic 124 conditions; and “Take Charge of Your Diabetes” teaches life skills for living a full, healthy life with diabetes. Call for information, schedule of classes, and registration. Sponsor message, page 162-163. Healthy Living Kitchen. . . . . . . . . . . . 305-5969 Cooking classes, grocery tours, and educational programs in a unique learning environment. Classes are located on the UTMC campus or may be requested at community locations. See sponsor message, page 162-163. MEDICAL INSURANCE & FINANCING Organizations related to paying for medical care are listed here. Most, but not all, are associated with public insurance (Medicare and TennCare). TennCare MCOs are listed. For an explanation of services, products, types of coverage listed here, and a review of Medicare options, see the Action Guide (pages 32-39). Also see the Action Guide (pages 39-44) for more information about TennCare. For information about programs that help low-income seniors with medication costs, see Prescription Drug Assistance, page 141-142. AMOS – Affordable Medicine Options for Seniors (CAC) . . . . . . . . . . . . . . . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) AMOS provides one-on-one advising, group presentations, and training sessions on Medicare. Individual assistance is available to learn about Medicare options, choose a plan, and maximize health benefits at the lowest cost. AMOS helps advocate for Medicare beneficiaries and filing appeals. Free. See sponsor message, page 164. 125 KEPRO . . . . . . . . . . . . . . . . . . . . 1-844-430-9504 KEPRO, Tennessee’s Medicare quality improvement organization, answers questions, explains rights, makes appropriate referrals regarding Medicare, and helps with filing appeals. Responds to written complaints about quality of medical care received in hospitals and skilled care facilities, such as nursing homes and hospices. Works with providers to improve quality of care. Legal Aid of East Tennessee . . . . . . 637-0484 607 W. Summit Hill Dr., 37902 Legal assistance on medical insurance issues, including Medicaid/TennCare and Medicare. Call for appointment. Medicaid/TennCare (Application) . . . . . . . . . . . . . . . 1-800-318-2596 Apply for Medicaid/TennCare through the Health Insurance Marketplace, at www.healthcare.gov, or call the number listed here. If you need help with the online application process, call AMOS on page 164. Medicare: . . . . . . 1-800-MEDICARE (633-4227) TTY (for deaf only) . . . . . . . . . . . . . . . . 1-877-486-2048 Website . . . . . . . . . . . . . . . . . . . . . www.medicare.gov Health insurance for those 65+ who draw Social Security or pay monthly premiums; also for younger persons who have drawn disability benefits (SSDI) for two years or, in some cases, have a terminal illness. Phones answered by agents 24 hours a day, seven days a week; closed only for federal holidays. Medicare Parts A & B (Original Medicare) Information and answers regarding individual claims about hospital and medical coverage. Can also provide information about Medicare-participating physicians and equipment suppliers. Some services can be accessed on the Medicare website, which includes information about quality of service from health-care providers (including hospitals, nursing homes, and home-health agencies). 126 Medicare Part C (Advantage Plans) Contact customer service at your Medicare Advantage plan (most are open 24 hours/7 days a week). The toll-free number is on the back of your member ID card. For general information about Part C, call Medicare or go to medicare. gov, which includes evaluations of all Advantage plans. Medicare Part D (Prescription Drug Plans) Contact customer service at your Medicare Part D plan (most are open 24 hours/7 days a week). The toll-free number is on the back of your member ID card; or visit medicare.gov, which includes evaluations of all Part D plans. For help in choosing or enrolling in a Part D plan, contact Medicare or AMOS (page 164) for advice and help. Medicare Extra Help for Part D 1-877-331-9091 Social Security Office 8530 Kingston Pike, 37919 Extra help with prescription costs through the Low Income Subsidy (LIS) for eligible Medicare Part D enrollees with low income and assets. For application assistance, call AMOS, page 164. Medicare Savings Programs (MSP) . . . . . 594-6151 TN Dept. of Human Services 2700 Middlebrook Pike, Suite 100, 37921 Qualified Medicare Beneficiaries (QMB), Specified Lowincome Medicare Beneficiaries (SLMB), and Qualifying Individuals 1 (QI1) programs help low-income seniors pay for Medicare coverage. Call to check income eligibility. State Health Insurance Assistance Program (SHIP) . . . 1-877-801-0044 East TN Area Agency on Aging & Disability 9111 Cross Park Drive, Suite D-100, 37923 Provides free counseling and advocacy on health insurance issues, including information and assistance with Medicare, Medicare Health Plans, Medicare Part D, Medicare supplemental (Medigap) insurance, and applying for Medicare Savings programs and Low-Income Subsidy. See sponsor message, page 225. 127 TennCare & TennCare Behavioral Health Advocacy Program . . . . . 1-800-758-1638 TTY (for deaf only) . . . . . . . . . . . . . . . . . 1-877-779-3103 TN Community Services Agency Hours: 9 a.m. - 4 p.m., Mon. - Fri. Helps consumers determine how to apply for or re-verify TennCare enrollment and explains qualification criteria. Helps enrollees understand benefits, available services, how to access them, and file appeals. Automated phone system: Press “2” for behavioral health issues. Helps consumers of behavioral health and substance abuse services with TennCare with advocacy, applications, benefit information; accessing services; filing complaints/ grievances; and starting the appeal process. Family Assistance Service Center . . . . . . . . . . . . . 1-866-311-4287 TTY (for deaf only) . . . . . . . . . . . . . . . . . 1-800-772-7647 Answers questions about services such as TennCare, SNAP, and Families First. Mon.-Fri., 8 a.m.-4:30 p.m. TennCare Managed Care Organizations Amerigroup . . . . . . . . . . . . . . . 1-800-600-4441 Three Lakeview Place, 22 Century Blvd., Suite 310, Nashville, 37214 BlueCare . . . . . . . . . . . . . . . . . . 1-800-468-9736 1 Cameron Hill Circle, Suite 0002, Chattanooga, 37402-0002 TennCare Select . . . . . . . . . . . 1-800-276-1978 1 Cameron Hill Circle, Suite 0002, Chattanooga, 37402-0002 United Healthcare Community Plan . . . . . . . . . . . 1-800-690-1606 2035 Lakeside Centre Way, Suite 200, Knoxville, 37922 TennCare Solutions Unit . . . . . 1-800-878-3192 Helps file appeals for TennCare medical, behavioral health, and pharmacy denials. Also takes requests to change health plans. Open enrollment in Knox County is in July. 128 Tennessee Health Care Campaign . . . . . . . . . . . . . . . . . 1-615-227-7500 1321 Murfreesboro Pike, Suite 311, Nashville, TN 37217 Works for affordable access to high-quality health care for all Tennesseans. Also provides a statewide, toll-free number to GetCoveredTenn 1-844-644-5443, to find local help for enrollment in the Affordable Care Act Healthcare Marketplace and TennCare. Tennessee Health Connection . . 1-855-259-0701 P.O. Box 305240, Nashville, 37230-5240 TennCare service center for questions about TennCare, to report changes in your personal information, and more. Mon.-Sat., 8 a.m. - 8 p.m. EST. MENTAL HEALTH SERVICES For information about TennCare’s coverage of mental health services, see Medical Insurance & Financing (pages 125-129) Emergency Services CONTACT Care Line . . . . . . . . . . . . . . 584-4424 Crisis help line. 10 a.m.-10 p.m., 365 days/year. Crisis Stabilization Unit . . . . . . . . 541-6958 A service of Helen Ross McNabb Center Provides non-hospital, facility-based services that render short-term treatment to facilitate access to services and stabilization to prevent acute psychiatric hospitalization. Will provide these services of a voluntary status to adults (18+) who have been diagnosed with a mental illness and/or co-occurring disorders that are experiencing a behavioral health crisis. National Suicide Prevention Lifeline . . . . . . . . . . . . 1-800-273-TALK (1-800-273-8255) . . . . . . . . . . . . . 1-800-SUICIDE (1-800-784-2433) Suicide prevention line. 24 hours, 365 days/year. 129 Mobile Crisis Unit . . . . . . . . . . . . . . 539-2409 A service of Helen Ross McNabb Center Provides 24-hour crisis response system for individuals experiencing a behavioral health crisis. Provides assessment, triage, and access to appropriate levels of care. Triage staff will determine if caller needs to be seen face to face. If caller needs to be seen, a master’s level clinician will meet the client in-person or via video conference to determine level of care needed. Service available in Knox, Blount, Loudon, Sevier and Monroe counties. Geriatric Assessment Units These hospital units evaluate older adults with medical, behavioral, mood or memory problems and provide short- term inpatient treatment. Medicare, TennCare, private insurance, and private pay. See Assessment (pages 55-56). Information and Advocacy Disability Rights TN . . . . . . . . 1-800-342-1660 9050 Executive Park Drive, Suite 101 B, 37923 Advocates for legal rights of persons with developmental and mental disabilities, and investigates institutional abuse and neglect of persons with mental illness. Mental Health Association of East TN, Inc. . . . . . . . . . . . . . . . . . . 584-9125 9050 Executive Park Drive, Suite 104-A, 37923 (street) P.O. Box 32731, 37930-2731 (mailing) Specializes in mental health education, referrals to mental health and addiction treatment services, and client advocacy. Assistance includes free mental illness screenings and client support via the Peer Recovery Call Center (same number) is open 8:30 a.m. - 5:30 p.m. Website includes resources about seniors and stress, dementia, depression, etc.; offers a free and anonymous Geriatric Depression Rating Scale. Call to report problems with access to mental health services; advocates with service providers to help get treatment access. 130 ngoing Mental Health Treatment & O Counseling See also Counseling (pages 62-64). Many home health care agencies (pages 91-93) and nursing homes (pages 132-135) provide mental health services, including monitoring medication levels, behavior management education, and counseling (in home or facility). Cherokee Health Systems Provides access to mental health care to those who are insured, underinsured, and uninsured. Sliding fee scale. Fifth Avenue . . . . . . . . . . . . . . . . . . . . . 525-2104 538 Fifth Avenue, 37917 Mon.-Fri., 8 a.m.- 5 p.m. Center City . . . . . . . . . . . . . . . . . . . . . . 544-0406 2018 Western Avenue, 37921 Mon.-Fri.., 8 a.m.-8 p.m.; Sat., 8 a.m.-4 p.m. East Knox . . . . . . . . . . . . . . . . . . . . . . . 522-6097 2202 Martin Luther King Jr. Boulevard, 37915 Mon.- Fri., 8 a.m.-5 p.m. North Knoxville. . . . . . . . . . . . . . . . . . . .947-6220 7714 Connor Rd., Suite 105, Powell, 37849 Office hours: Mon., Wed., Thurs., 7:30 a.m. -6 p.m., Tues., 7:30 a.m. 7 p.m., and Fri., 8 a.m. - 5 p.m. Helen Ross McNabb Center . . . . . . . . 637-9711 201 W. Springdale Avenue, 37917 Integrated mental health care system, substance abuse/ addiction treatment, services including prevention, treatment, and rehabilitation. Patients can be referred by self, family, or professionals. TennCare, private insurance, private pay. Free to eligible participants. Peninsula Outpatient Centers . . . . . 970-9800 Member of Covenant Health 1451 Dowell Springs Boulevard, Suite 101, 37909 Counseling, medication management, case management, support groups, recovery programs. Insurance, private pay. 131 Tennessee Mental Health Consumers Association . . . . . . . . . . 281-3683 200 W. 5th Avenue, 37917 Certified Peer Recovery Specialist, Non-Clinical, Psycho Social Rehabilitation for TennCare beneficiaries, age 18+, with a mental health diagnosis. Advocate on staff to help those with TennCare whose mental health care needs are not being met. Offers classes in independent living skills, coping skills, health and wellness, self-advocacy, creative expression and more. Mon. - Fri., 8 a.m. - 3 p.m. Intensive Outpatient Programs These programs specialize in emotional health recovery and substance abuse issues for people who need less intensive treatment than inpatient hospital programs but more intensive than is provided in traditional outpatient programs. Medicare, TennCare, private insurance, private pay. For those that provide intensive outpatient programs, see Ongoing Mental Health Treatment & Counseling section above. NURSING HOMES Nursing Home Assistance Some agencies provide objective information, help in selection and application, and problem resolution. See also Case Management, pages 57-58. For help in keeping a person at home who might otherwise have to enter a nursing home, see pages 17 in the Action Guide and the introductions to Family Caregiver Support, pages 85, and Personal Support Services Agencies, pages 136-137. 132 CHOICES . . . . . . . . . . . . . . . . . 1-866-836-6678 East TN Area Agency on Aging & Disability 9111 Cross Park Drive, Suite D-100, 37923 Provides the help seniors or disabled adults need to apply for long-term services and support in nursing facilities, private homes, or community settings. Must meet financial and medical eligibility for TennCare/Medicaid Long-Term Care. See pages 42-44 for details. Long-Term Care Ombudsman Program . . . . . . . . . . . . . . . . . . . . . . 691-2551 East TN Human Resource Agency 9111 Cross Park Drive, Suite D-100, 37923 Enter extension 4223. Assistance with resolving complaints between patient or family and nursing home, assisted living facility, or residential home for the aged. Offers information about long-term care. See sponsor message, page 225. Knox County Nursing Homes For a list of nursing homes in the eight counties surrounding Knox County, call the Long-Term Care Ombudsman Program, listed above. For information about nursing home admissions and financing see Action Guide (pages 23-30). Payment: Medicaid, Medicare, private insurance, long-term care insurance, and private pay. Not all nursing homes accept Medicaid. Medicaid applications to nursing homes are screened by Medicaid/TennCare. Many Knox County nursing homes provide skilled and/or intermediate care. Some hospitals have transitional care units with services equivalent to nursing home care. Skilled care, or transitional care, includes high-level wound care, respirators, tube feeding, intravenous therapy, and more. Nursing homes must provide mental health counseling if needed; most contract with a mental health agency. Cost is paid by resident, although Medicare, TennCare, or private insurance can provide coverage. Nursing homes must offer rehabilitation services (physical, speech, and occupational 133 therapy). Some offer rehabilitation as an outpatient service as well. A doctor must prescribe the therapy, but the patient can choose the provider. Ben Atchley State Veterans’ Home . . . 862-8100 One Veterans Way, 37931 (street) 9910 Coward Mill Road, 37931 (mailing) Beverly Park Place Health & Rehab . . . . . . . . . . . . . . . . . . . . . . . . . . . 687-1321 5321 Beverly Park Circle, 37918 Holston Health and Rehabilitation Center . . . . . . . . . . . . . . . . . . . . . . . . . . 524-1500 Affiliated with NHC 3916 Boyd’s Bridge Pike, 37914 Island Home Park Health & Rehab . . 573-9621 1758 Hillwood Drive, 37920 See sponsor message, page 207. Kindred Nursing & Rehabilitation – Northhaven . . . . . . . . . . . . . . . . . . . . . 689-2052 3300 N. Broadway, 37917 Little Creek Sanitarium . . . . . . . . . . . 690-6727 1811 Little Creek Lane, 37922 NHC Healthcare Farragut . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 777-4000 120 Cavett Hill Lane, 37934 See sponsor message, page 202. Fort Sanders . . . . . . . . . . . . . . . . . . . . . . 525-4131 2120 Highland Avenue, 37916 Dementia unit. Knoxville . . . . . . . . . . . . . . . . . . . . . . . . 524-7366 809 E. Emerald Avenue, 37917 134 Serene Manor Medical Center . . . . . . 523-9171 970 Wray Street, 37917 Shannondale Health Care Center . . . 690-3411 7424 Middlebrook Pike, 37909 (street) 801 Vanosdale Road, 37909 (mailing) See sponsor message, page 166. Summit View of Farragut . . . . . . . . . . 966-0600 12823 Kingston Pike, 37934 West Hills Health & Rehab . . . . . . . . . 588-7661 6801 Middlebrook Pike, 37909 See sponsor message, page 189. Westmoreland Health & Rehab Center . . . . . . . . . . . . . . . . . . . . . . . . . . 584-3902 5837 Lyons View Pike, 37919 Formerly Brakebill Nursing & Rehab Center. See sponsor message, page 191. ONE CALL CLUB One Call Club (CAC) . . . . . . . . . . . . . . 595-3006 Office on Aging 611 Winona Street, 37917 Membership program with annual fee helps individuals of any age with one-call access to services needed to maintain their homes and independence. Members pay for services received. Most vendors offer discounts. Provides peace of mind, reduces risk of scams and ensures that reliable professionals perform services. See sponsor message, page 202. PERSONAL EMERGENCY RESPONSE SYSTEMS Personal emergency response systems (PERS) enable seniors to remain independent and provide 24-hour 135 contact in case of accidents and emergencies, medical or non-medical. Help is available at the press of a button usually worn on waterproof necklace, wristband, or belt clip. Some systems automatically call 911, others allow user to determine their own emergency contacts. Requires installation and monthly fee. Systems can be used for 24-hour reassurance. Security system companies also offer PERS. Some offer at extra cost, reminders about medications, doctors’ appointments, blood sugar checks, exercise, meals, etc. Reminders can be personalized recorded messages, but some use 24-hour attendants. Philips Lifeline (CAC) . . . . . . . . 1-866-674-9900 Office on Aging P.O. Box 51650, 37950-1650 Enter extension 4310; mention code TN765. User can choose individuals or services to be contacted during an emergency. See sponsor message, page 176. PERSONAL SUPPORT SERVICES AGENCIES These agencies can provide sitters, escorted transportation, grocery shopping, meal preparation, companionship, and light housekeeping. Some provide 24-hour care or live-in sitters (see Live-In Help, page 117, for description). Most agencies offer personal care (bathing, dressing, changing beds, hair care, etc.) with flat-rate or hourly fees. These services can help frail older persons remain independent at home. Home health care agencies may also provide personal care. Agencies must be licensed as personal support services agencies with the Tennessee Department of Mental Health. To be listed here, agencies must be licensed and meet other criteria. When you hire an individual or company to come onto your property or into your home, you assume a certain amount 136 of risk, as does the person hired. See the Action Guide (pages 11-13) for a list of questions to ask when hiring in-home services. Some agencies will perform–free or for a fee–an in-home assessment of client’s needs and make recommendations and referrals to provide the needed services. Agencies may assist with bill-paying, money management, in-home counseling, care coordination, pet care, foot care, and other tasks. If you need a specific service, ask if it is offered. For names of additional agencies that offer such services, call Senior Information & Referral, 546-6262. Most non-medical in-home services are not covered by Medicare, TennCare, or private insurance but are covered by some long-term care plans. Rates vary. Aid & Assist at Home. . . . . . . . . . . . . 246-7000 An Addus HomeCare Company 1645 Downtown West Boulevard, 37919 Alternative Care Sitting Services . . . 588-3828 6224 Western Avenue, 37921 Always Best Care Senior Services . 259-7770 9724 Kingston Pike, Suite 702, 37922 See sponsor message, page 157. Autumn Care . . . . . . . . . . . . . . . . . . . . 776-9917 3222 Byington Beaver Ridge Road, 37931 See sponsor message, page 186. BrightStar . . . . . . . . . . . . . . . . . . . . . . 690-6282 6500 Papermill Drive, Suite 205, 37919 See sponsor message, page 171. CHOICES . . . . . . . . . . . . . . . . . 1-866-836-6678 East TN Area Agency on Aging & Disability 9111 Cross Park Drive, Suite D-100, 37923 Provides the help seniors or disabled adults need to apply for long-term services and support in nursing facilities, private homes, or community settings. Must meet financial 137 and medical eligibility for TennCare/Medicaid Long-Term Care. See pages 42-45 for details. Comfort Keepers . . . . . . . . . . . . . . . . 670-9339 2575 Willow Point Way, Suite 107, 37931 See sponsor message, page 182. D&S Community Services . . . . . . . . 980-5502 269 Cusick Road, Suite C2, Alcoa, 37701 East Tennessee Personal Care Service . 692-2200 9125 Cross Park Drive, Suite 100, 37923 P. O. Box 30291, 37930 See sponsor message, page 180-181. Helping Hands at Home, Inc. . . . . . . 922-9860 6919-B Maynardville Pike, 37918 See sponsor message, page 177. Helping Hands Home Assistance, Inc. . . . . . . . . . . . . . . . . . 246-1957 6900 Office Park Circle, 37909 Home Helpers of East TN . . . . . . . . . . 771-9119 2240 Sutherland Avenue, Cherokee Mills, Suite 3, 37919 See sponsor message, page 224. Home Instead Senior Care . . . . . . . . 523-1300 4635 Chambliss Avenue, 37919 (street) P.O. Box 11206, 37939-1206 (mailing) See sponsor message, page 220. Home Support Services LLC . . . . . . 525-9626 2723 E. Magnolia Ave., Suite B, 37914 Homewatch CareGivers . . . . . . . . . . . 470-4292 9047 Executive Park Drive, Suite 210, 37923 See sponsor message, page 201. 138 Options for Community Living . . 1-866-836-6678 East TN Area Agency on Aging & Disability 9111 Cross Park Drive, Suite D-100, 37923 A state-funded program that provides services such as homemakers, home-delivered meals, personal care, and case management for seniors and disabled adults. Cost share dependent on income. Personal Care Choices . . . . . . . . . . . 681-0999 357 N. Houston Street, Maryville, 37801 See sponsor message, page 222. Preferred Care at Home of E. TN . . . . 474-9710 11320 Station West Dr., Suite 201, 37934 Project LIVE – Living Independently Through Volunteer Efforts (CAC) . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) In-home assessment, care management and referrals. Volunteers perform chores and make minor home repairs and safety modifications for eligible seniors. No fees; contributions accepted. See sponsor message, page 221. ResCare HomeCare . . . . . . . . . . . . . . 539-9695 404 Ebenezer Rd., 37923 Right at Home . . . . . . . . . . . . . . . . . . . 766-5718 601 S. Concord Street, Suite 114, 37919 See sponsor message, page 173. Senior Citizens Home Assistance Service, Inc. . . . . . . . . . . 523-2920 215 Bearden Place, 37917 (street) P.O. Box 3025, 37927 (mailing) Sliding scale fee for limited hours. See sponsor message, page 219. 139 Senior Companion Program (CAC) . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Volunteers (age 55+) serve as part-time companions, providing light housekeeping and personal care for homebound adults, and respite for caregivers. Free. Contributions accepted. See sponsor message, page 164. Senior Home Assistance of TN . . . . . 769-4170 2911 Essary Dr., Suite C, 37918 (street) P.O. Box 5229, 37928 (mailing) See sponsor message, page 214. Seniors Helping Seniors . . . . . . . . . . 269-4483 304 Wardley Rd., 37934 See sponsor message, page 208. Senior Solutions Homecare . . . . . . . 539-5224 9051 Executive Park Dr., Suite 201, 37923 Stay at Home of Knoxville . . . . . . . . . . 357-2050 9827 Cogdill Road, Suite 1, 37932 See sponsor message, page 205. Tender Hearts Homecare Services . . 531-1193 9724 Kingston Pike, Suite 303, 37922 Visiting Angels . . . . . . . . . . . . . . . . . . 531-4833 106 Debusk Lane, 37922 See sponsor message, page 190. PET SERVICES In addition to the listed pet services, there are mobile pet grooming services. Check the Yellow Pages under Pet Grooming or online. Feed-A-Pet (CAC) . . . . . . . . . . . . . . . . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650-1650 (mailing) 140 Assists low income, homebound seniors (age 60+) in Knox County with delivery of monthly pet food donations. No fees, contributions accepted. Knox PAWS - Placing Animals with Seniors (CAC) . . . . . . . . . . . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Places adoptable animals with low-income Knox County seniors age 60+, who do not currently own a pet and live in pet-friendly environments. Project LIVE takes applications and works with the seniors to ensure a suitable match. See sponsor message, page 223. Pet Loss Support Service . . . . . . . . . 755-8839 University of TN Veterinary Medical Center 2407 River Drive, 37996 Veterinary Social Work provides support group, or four free individual sessions, for anyone who has lost a pet through death or disappearance, or whose pet is terminally ill. Group meets on alternating Tuesdays, 6:30-8 p.m. at the UTVMC Small Animal Hospital. Call or go online for more information or directions, www.vetsocialwork.utk.edu. Open to public; join anytime. Free. PRESCRIPTION DRUG ASSISTANCE AMOS – Affordable Medicine Options for Seniors (CAC) . . . . . . . . . . . . . . . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) AMOS provides information, individual advice, referrals, and assistance with application forms to lower prescription medicine costs. Group presentations. Free. See sponsor message, page 164. 141 BenefitsCheckUp . . . . . . . . . . . . .1-888-268-6706 A Division of the National Council on Aging (NCOA) Comprehensive, confidential, free online tool designed to connect older adults with benefits and resources in their area including healthcare, prescription medication, housing, nutrition, utility assistance and more. Visit www. benefitscheckup.org Medicare Part D . . . . . . . . . . . . 1-800-633-4227 Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to get Medicare drug coverage when you’re first eligible, you’ll likely pay a late enrollment penalty unless you have other creditable prescription drug coverage, or you get Extra Help. Call AMOS for advice and assistance in enrolling in Part D and applying for Extra Help. REHABILITATION SERVICES Rehabilitation services include physical, occupational, respiratory, cardio, and other kinds of therapy. People suffering from stroke, arthritis, neurological disorders, spinal cord and brain injuries, or recovering from joint replacements, injuries, or some surgical procedures may require rehabilitation services. Therapy can be provided on an inpatient basis in nursing homes (pages 132-135) and hospitals (pages 98-101). Outpatient rehabilitation services are available from home health care agencies (pages 91-93), nursing homes, hospital-based outpatient therapy centers, and private therapists. A doctor must prescribe; patient may choose provider. Medicare, TennCare, private insurance, private pay. 142 RESPITE Respite is short-term relief for caregivers by providing a trained substitute, in or outside the home. Adult day services (pages 51-53) and personal support services agencies (pages 136-140) provide respite. Some nursing homes (pages 132-135), retirement centers, assisted care living facilities, and residential homes for the aged (pages 104-110) offer weekend and vacation respite, but space, especially in nursing facilities, often is limited. Private pay; some long-term care plans cover respite. RETIREMENT BENEFITS For information about retirement benefits for veterans, see Veterans’ Services, pages 152-153. Railroad Retirement Board . . . 1-877-772-5772 233 Cumberland Bend, Suite 104, Nashville, 37228 Information for railroad retirees and their survivors. Toll-free number directs callers to area office. Phone answered Mon., Tues., Thurs., Fri., 9 a.m.-3:30 p.m. Wed., 9 a.m.-12 p.m. Social Security Administration . . . 1-800-772-1213 TTY (for deaf only) . . . . . . . . . . . . . . . . 1-800-325-0778 8530 Kingston Pike, 37919 Supplemental Security Income (SSI), disability, survivors’, and retirement benefits available, based on eligibility. If appointment at local office is necessary, schedule by calling number listed between 7 a.m. and 7 p.m., Mon. - Fri. First few days of month are busiest time. SENIOR ADVOCACY GROUPS AARP . . . . . . . . . . . . . . . . . . . . . 1-866-295-7274 Membership organization. Nonpartisan advocacy at local, state, and national levels on issues affecting people 50+. Call for list of local chapters and information. See sponsor messages, pages 160, 168, 224. 143 Knoxville-Knox County Council on Aging . . . . . . . . . . . . . . . . . . . 524-2786 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Advocates on behalf of Knox County seniors. Meets on 2nd Thursday of month (Sept.-June) at O’Connor Senior Center. Membership is free to individuals, and organizations concerned with aging issues. Informational program; open to the public. See sponsor message, page 165. SENIOR CENTERS Centers offer activities designed for Knox County seniors (minimum age varies). Most activities are free/low cost and include: exercise/fitness; arts and crafts; recreational, educational, and social activities; health education and screenings; special programs; and volunteer opportunities. Most have computers for participant use, computer classes and free Internet (Wi-Fi) access. Some offer dances/dance classes, travel opportunities, support groups and clubs. For opportunities outside of senior centers, see Activities & Recreation, pages 47-51. Carter Senior Center . . . . . . . . . . . . . 932-2939 Knox County Senior Services 9040 Asheville Highway, 37924 Ages 50+, Mon.-Fri., 8 a.m.-4:30 p.m. Corryton Senior Center . . . . . . . . . . . 688-5882 Knox County Senior Services 9331 Davis Drive, Corryton, 37721 Ages 50+, Mon., Wed., Fri., 7:30 a.m.-4 p.m., Tue. & Thu., 8 a.m.4:30 p.m. Newsletter of activities. Halls Senior Center . . . . . . . . . . . . . . 922-0416 Knox County Senior Services 4405 Crippen Road, 37918 Ages 50+, Mon., Tue., Wed., 8:30 a.m.-5 p.m., Thur. & Fri., 8 a.m.-4:30 p.m. Newsletter of activities. 144 John T. O’Connor Senior Center (CAC) . . . . . . . . . . . . . . 523-1135 Office on Aging, Knox County, and City of Knoxville 611 Winona Street, 37917 Ages 50+, Mon.-Fri., 8:30 a.m.-4:30 p.m. (some nights and weekends for dances and special events). Classes and activities are offered covering a variety of topics including education, recreation, physical fitness, health education and health screenings. Internet Cafe on site; Senior Savvy Technology Program offers computer, smart phone, and tablet classes for users of Mac/Apple, Android, PC/ Windows, and Google-based devices. For the center’s weekly schedule, see “Weekly Update” in the Knoxville News Sentinel; get on the mailing list for Elder News and Views, which includes a monthly schedule of activities; or visit knoxseniors.org. See sponsor message, page 221. Karns Senior Center . . . . . . . . . . . . . . 951-2653 Knox County Senior Services 8042 Oak Ridge Hwy., 37931, Mon.-Fri. 7:30 a.m. - 4 p.m. Larry Cox Senior Center . . . . . . . . . . 546-1700 City of Knoxville Parks & Recreation 3109 Ocoee Trail, 37917 Mon.-Fri., 8 a.m.-4 p.m. See sponsor message, page 166. South Knox Senior Center . . . . . . . . 573-5843 Knox County Senior Services 6729 Martel Lane, 37920 Ages 50+, Mon.-Fri., 7:30 a.m.-4 p.m. Pool for swimming, exercise, and therapeutic programs. Newsletter of activities. Strang Senior Center . . . . . . . . . . . . . 670-6693 Knox County Senior Services 109 Lovell Heights Road, 37922 Ages 50+, Mon.-Fri., 8 a.m.-4 p.m. Newsletter of activities. See Knox County Senior Services sponsor message, page 185. 145 SUPPORT GROUPS Local and online support groups related to aging, family caregiving, and other topics can be useful to seniors and caregivers. For local age-related support groups, you can check with Senior Information & Referral (page 110), O’Connor Senior Center (page 145), places of worship, hospitals, nursing facilities, social service agencies, home health care agencies, and other people or organizations that serve seniors. See also Family Caregiver Support (85-86), Medical Information & Health Education (121-125), and Mental Health Services (129-132) for organizations that may offer support groups. TAXES Internal Revenue Service . . . . 1-800-829-1040 TTY (for deaf only) . . . . . . . . . . . . . . . . 1-800-829-4059 Telephone tax assistance. Property Tax Freeze . . . . . . . . . . . . . . 215-8554 Trustee’s Office 1028 Old Cedar Bluff Road, 37923 For income-eligible property owners age 65+ who pay Knox County property taxes, the program freezes property tax amounts. Must reapply every year. See Sponsor message, page 207. Property Tax Relief City residents . . . . . . . . . . . . . . . . . . . . . 215-2084 City Tax Office, 400 Main Street, Suite 445 County residents . . . . . . . . . . . . . . . . . . . 215-8554 City-County Building, Suite 418, 37902 Trustee’s Office, 1028 Old Cedar Bluff Road, 37923 Low-income homeowners age 65+ or medically disabled, and eligible disabled veterans, get partial rebate on property taxes. Apply between Oct. 1 and Apr. 5 each year. Your tax invoice outlines program guidelines. See sponsor message, page 207. 146 Tax Counseling for the Elderly . . . . . 521-5569 Trained AARP volunteers help fill out federal income and Tennessee tax forms at O’Connor Senior Center and other sites. Number listed belongs to United Way and is on loan to Tax Aid from mid-January to April 15. Call for location/hours of sites and for appointment (required for some sites). VITA (Volunteer Income Tax Assistance) . . . . . . . . . . . 1-800-829-1040 TTY (for deaf only) . . . . . . . . . . . . . . . . 1-800-829-4059 IRS-trained volunteers provide help. Call for places and times. Bring tax documents and last year’s tax return. TELEPHONE REASSURANCE See also Personal Emergency Response Systems (pages 135-136). CONTACT Care Line Crisis care line . . . . . . . . . . . . . . . . . . . . . 584-4424 Business . . . . . . . . . . . . . . . . . . . . . . . . . . 312-7450 P.O. Box 4641, Oak Ridge, 37831-4641 Daily telephone reassurance check for elderly or disabled persons who live alone or are isolated. Will call registered persons every day between 9 a.m.- 9 p.m. to check on well-being. Call business office between 10 a.m.-5 p.m. to establish service or download form from website (www. contactcareline.org). Persons who feel lonely or in need of reassurance can call the crisis care line between 10 a.m.10 p.m., 7 days a week. Free. TELEPHONE SERVICE DISCOUNTS The following services are provided to help low-income persons better afford telephone installation/activation and service. For information about phone services for persons with disabilities, see Disability Services (pages 71-77). To qualify for any services listed here, persons must 147 receive assistance from federal programs including but not limited to TennCare, Medicaid, SSI, and SNAP. Others might qualify based on gross monthly income. Proof of income and benefits are required. Please note: You can get assistance to have either a landline or wireless plan with these programs, but not both. Landline Phone Service Local landline telephone providers can offer discounted or free services for those who qualify. Contact a local telephone provider or the TN Regulatory Authority (TRA) (page 62) for information. Lifeline Service Discounted monthly rate for individuals who qualify. Link Up Tennessee Provides discount for persons who cannot afford entire installation and connection charges. Payment plan can be arranged for cost of installation. No deposit for customers who request local service only through this program. Wireless Phone Service The following wireless (mobile or cell) companies offer free cell phones and free basic wireless talk plans with specified monthly minutes for those who qualify. This is the Lifeline program, described above, for wireless phones. The Federal Communications Commission (FCC) regulates the services. Assurance Wireless . . . . . . . . . 1-888-898-4888 Basic plan provides 250 voice minutes each month. Options (more minutes, text plans, data plans) available for a fee, which varies depending on deed plan. An automated phone system answers; customer service representatives are easily accessed for more information. Can also apply through assurancewireless.com. 148 Safelink Wireless . . . . . . . . . . . 1-800-977-3768 Basic plans provide 68, 125, or 250 voice/text minutes each month. Minutes can be added by buying a phone card, available locally. No data plans are available. An automated phone system answers; it is possible but not easy to speak to a customer-service representative. Can also apply through safelinkwireless.com. TRANSPORTATION Many providers listed below offer nonemergency transportation for medical appointments, to and from nursing homes and hospitals, for holiday or specialoccasion visits, and other trips. Some hospitals, eye doctors, medical, rehabilitation, or other providers offer free transportation for patients or clients to/from their facilities. Private pay; TennCare, when applicable. Private companies and individuals also provide transportation for errands; see Errand Services, page 84. Seniors and their families often are concerned about driving safety; for services that help seniors drive safely, see Driver Safety, page 78-79. AMR-Rural/Metro Ambulance Nonemergency . . . . . . . . . . . . . . . . . . . . . . . . . . 546-9646 Emergency . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 911 Billing . . . . . . . . . . . . . . . . . . . . . . . . . . . 1-855-249-2841 Billing address: 10140 Gallows Point Drive, 37931 Emergency and nonemergency ambulance service. Counseling for Transportation (CAC) . . 673-5001 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Helps callers determine which local transportation services suit needs and helps access those services. Free. 149 Knoxville Area Transit (KAT) . . . . . . . 637-3000 301 Church Avenue, 37915 Public transportation. Seniors (age 65+) and persons with disabilities pay half fare with KAT ID or Medicare card. KAT LIFT . . . . . . . . . . . . . . . . . . . . . . . . 215-7850 301 Church Avenue, 37915 KAT’s paratransit service transports passengers with disabilities (as defined by ADA), Mon.-Sun., same hours as buses. Passengers must be certified before riding. Fare is $3 per one-way trip. Guests also pay fare; Personal Care Attendants ride free. Service is door to door within service area. Trip must be scheduled at least one day in advance. Knox County CAC Transit . . . . . . . . . 524-0319 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Lift-equipped minibuses transport Knox County residents who cannot use KAT for medical appointments, employment, and other essential errands. Sliding scale fare. Call in advance for reservation; evening and weekend trips can be arranged for a fee. Knoxville Commuter Pool . . . . . . . . . 974-5255 Center for Transportation Research 600 Henley Street, Suite 309, 37996-4133 Commuter information about van pools for employment. Lifeguard Ambulance Services . . . . . 637-7800 1006 Dutch Valley Drive, Suite B, 37918 Nonemergency ambulance service for interfacility medical transport. Also has a wheelchair-accessible van. Out-of-Town Travel Some bus lines and airlines offer senior citizen discounts. Airlines provide boarding and transit assistance on request. Priority Ambulance . . . . . . . . . . . . . . 688-4999 910 Callahan Drive, Suite 101, 37912 Emergency and nonemergency medical transport for scheduled interfacility transports. Ambulances have TVs for longer trips. 150 Smart Trips . . . . . . . . . . . . . . . . . . . . . . 215-2916 City/county ride-share agency matches commuters who want to carpool, works with employers, has bicycling programs, and more. Participants are eligible to win gift cards from area vendors. Taxicab Inspector . . . . . . . . . . . . . . . . . 215-7379 Call to report complaints or unresolved problems with taxicab or wrecker service companies. Taxicabs See Taxicabs in phone book Yellow Pages. There are maximum rates that taxi companies may charge. Check with Taxicab Inspector for rates. Ask dispatcher in advance for approximate fare. Some companies offer special services for seniors, but you must ask. TennCare Transportation Amerigroup . . . . . . . . . . . . . . . . . . . 1-866-680-0633 To arrange nonemergency TennCare transportation for Amerigroup enrollees. BlueCare and TennCare Select . . . 1-866-473-7563 To arrange nonemergency TennCare transportation for BlueCare and TennCare Select enrollees. United Healthcare . . . . . . . . . . . . . . 1-866-405-0238 To arrange nonemergency TennCare transportation for United Healthcare enrollees. Volunteer Assisted Transportation (CAC) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 673-5001 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) Volunteers provide transportation in program vehicles, for eligible seniors and people with disabilities who require assistance for safe travel. Must apply for service. See sponsor message, page 168. 151 VETERANS’ SERVICES Military personnel records can include DD-214, discharge papers, service personnel records, and service medical records. These documents contain information normally needed to verify military service for VA benefits. Discharge papers are also required for burial in state veterans’ cemeteries. If veteran’s DD-214 has been misplaced or lost, please call Knox County Veterans’ Services in this section for assistance in obtaining a replacement copy. If the veteran is deceased, a copy of the death certificate will be required by the National Archives when requesting a replacement copy. It can take six months or more to obtain VA benefits after an application has been filed. The Fully Developed Claim (FDC) program can speed up the process, but it is only for applicants who can organize and submit all relevant claim information with one filing. To file using FDC, obtain the form (Form 21-527EZ) and instructions at www.va.gov. American Red Cross . . . . . . . . . . . . . 584-2999 6921 Middlebrook Pike, 37909 Provides information and referral, emergency transportation for VA appointments within the state, emergency communication for military personnel worldwide, financial assistance to military personnel, military retirees, and immediate family. Ben Atchley State Veterans’ Home . . . 862-8100 One Veterans Way, 37931 Knox County Veterans’ Services . . . 215-5645 Knox Central Building, 1000 N. Central Avenue, Box 6, 37917 Assistance in filing VA claims. Conducts monthly outreach at all Knox County Senior Centers, see pages 144-145. Call for dates and times. Mon.-Fri., 7:30 a.m.- 4:30 p.m. Tennessee Department of Veterans’ Services . . . . . . . . . . . . . . . 594-6158 601 S. Concord Street, Suite 108, 37919 Information about VA benefits. Help in filing claims and other paperwork. 152 U.S. Department of Veterans’ Affairs . . . . . . . . . . . . 1-800-827-1000 VA benefits including information about education programs; home loans; disability; VA medical care; burial, survivors’, and insurance benefits; and more. Automated phone system; have Social Security or VA number available. VA Medical Center . . . . . . . . . . 1-423-926-1171 James H. Quillen VAMC, Mountain Home, TN P.O. Box 4000, Mountain Home, TN 37684 Vet Center . . . . . . . . . . . . . . . . . . . . . . 633-0000 2817 E. Magnolia Avenue, 37914 Individual and group counseling and psychotherapy for all veterans who were in a war zone, in combat or wounded, from WWII to present. Veterans’ Affairs Knoxville Outpatient Clinic . . . . . . . . . . . . . . . . . 545-4592 803 Ray Mears Boulevard, 37919 Medical and psychiatric treatment, counseling and medications for veterans. Veterans’ Upward Bound Programs . . . 974-2132 1914 Andy Holt, 25 HPER, University of Tennessee, 37996-2745 For veterans (low-income or first in family to go to college) who are potential college students, even if GED is needed first. Free services prepare for enrollment in vocational, technical, or college level. Must have been discharged from the military on or after Jan. 31, 1955, under conditions other than dishonorable. VOLUNTEER OPPORTUNITIES Volunteers are needed throughout the community. There are many opportunities for people of all ages to serve as volunteers–more opportunities than space allows in this directory. The following organizations can help you find the right volunteer opportunity. 153 RSVP – Retired & Senior Volunteer Program (CAC) . . . . . . . . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, 37950-1650 (mailing) A Senior Corps program that provides adults age 55+ with information, training, benefits, and placement with local nonprofit organizations. See sponsor message, page 164. Volunteer Tennessee . . . www.volunteeretn.org Office: 582-4085. Helps people of any age choose among volunteer opportunities at local nonprofits. Volunteers can browse opportunities and sign-up as available. VOLUNTEER SERVICE STIPEND PROGRAMS Participants are enrollees in Senior Corps, a federal program for low-income people age 55+. Enrollees are not employed but are volunteers who receive a small hourly stipend for service (20 hours/week for most). The stipend received will not affect other benefits. Volunteers who are not income-eligible are welcome but do not receive stipends. See Senior Corps sponsor message, page 164. Foster Grandparent Program (CAC) . . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, Knoxville TN 37950-1650 (mailing) Foster Grandparents serve children and youth in public, recreational, or institutional settings Senior Companion Program (CAC) . . 524-2786 Office on Aging 2247 Western Avenue, 37921 (street) P.O. Box 51650, Knoxville TN 37950-1650 (mailing) Senior Companion volunteers serve frail, homebound adults who need companionship and assistance to remain in their homes. Also provides respite for caregivers. 154 Providing quality home health care. Just like we promised. Covenant HomeCare’s mission is to help people live with comfort, dignity and independence by providing them with highly trained healthcare professionals focused on all aspects of recovery. Since 1978, Covenant HomeCare has been providing the highest quality home care services to help patients maintain their independence and stay at home. Covenant HomeCare recently received a 99.9% rating on its Quality Assessments Only (QAO) Annual Performance Report from the Centers for Medicare and Medicaid Services. The rating confirms Covenant HomeCare’s commitment to putting our patients first and delivering excellent care. Covenant HomeCare offers a wide range of services for transitional or continued care including: Skilled nursing Certified nursing assistants Physical therapy Speech therapy Occupational therapy • • • • Medical social services Behavioral health services Hospice care Home Medical Equipment For more information, call (888) 719-8087 www.covenanthomecareandhospice.com 8302-0097 • • • • • 155 156 HOME CARE FOR SENIORS At Always Best Care, every client receives extraordinary care in an inspiring environment with caring, compassionate people. Our caregivers will help you or your loved one stay in your home by providing the highest levels of care and companionship. Contact us today for a free care consultation. We’re dedicated to exceeding your expectations ... always. FREE ASSISTED LIVING PLACEMENT SERVICES At Always Best Care, we match your needs to communities in your area, then escort you on a tour of those that best meet your needs. And there’s never a charge for our placement service! Contact us today for a free consultation. Call 1 (865) 259-7770 www.abc-greaterknoxville.com Locations independently owned and operated throughout the United States and Canada. 157 Grandparents as Parents Providing support meetings and volunteer advocacy support with information and referrals for: • Parenting Again • Financial Assistance • Health & Mental Health Services • Benefits • Custody & Guardianship • Housing gap grandparents as parents 524-2786 GAP is a program of the CAC Office on Aging. Learn more at knoxseniors.org. SCSEP Senior Community Service Employment Program 524-2786 Employment Services for Seniors Age 55+ including Paid Training Work Experience Extra Income CAC Office on Aging | 2247 Western Ave. | Knoxville, TN 37921 158 159 THE RESIDENCES AT EASTPORT ACTIVE SENIOR LIVING 317 McConnell St., Knoxville, TN 37915 Phone 865.403.1390 | email [email protected] 160 DAILY LIVING CENTER An Adult Day Care Program for Knox County residents age 60 and older Monday-Friday, 7:45 a.m.- 4:15 p.m. Accepting Choices and private pay Health Screenings and monitoring Little or no fee for income eligible participants Transportation provided at no cost A program of the Knoxville-Knox County NORTH RIDGE CROSSING 3900 Probus Road • Knoxville Call 689-8412 for information HandiAccess Inc. Age in place, safely at home Ramps Lifts Grab bars Door widening Shower remodeling Walk-in tubs Call today for a FREE Assessment! 865-947-4484 Licensed General Contractor Certified Aging in Place Specialist 161 SIX CENTERS OF EXCELLENCE ONE ACADEMIC MEDICAL CENTER UTMedicalCenter.org 1-877-UTCARES 1924 Alcoa Hwy, Knoxville, TN, 37920 162 HP1116104_SeniorDirectory_Final.indd 1 12/2/16 10:58 AM 163 HP1116104_SeniorDirectory_Final.indd 2 1/10/17 9:11 AM AMOS Affordable Medicine Options for Seniors (865) 524-2786 Get help with Medicare Options Medicare.gov Website Assistance Programs Educational Programs Call for free, unbiased individualized advising Volunteer opportunities available. EAST TENNESSEE’S CHOICE FOR MOBILITY SOLUTIONS SINCE 1987 Wheel Chair Li�’s s & Ramps Scooter Li�s & Carriers Lowered Floor Mini Vans Sales & Service on All Brands Gas & Brake Hand Controls Motorhome Li�s & Modifications 5915 Casey Drive Knoxville TN 37909-1808 (865) 670 - 4060 Local 164 (888) 670 - 4060 Toll Free Knoxville-Knox County (865) 546-7140 COUNCIL ON AGING Learn! Plan! Advocate! for the Seniors in Knoxville & Knox County Join the Knoxville-Knox County COUNCIL ON AGING Located in Powell 7800 Conner Road, Powell, TN 37849 524-2786 165 hannondale A Continuing Care Retirement Community In the heart of West Knoxville Buckingham Private Homes Retirement Center Assisted Living Center Health Care Center For further information, please Write or phone: (865) 690-3411 Shannondale 801 Vanosdale Road Knoxville, TN 37909 A Division of Presbyterian Homes of Tennessee, Inc. Circle of Blessings Health Care Established by our faith in God, grounded in our desire to provide quality care and delay the transitioning of elderly individuals to an assisted living facility. As our loved ones age, they may need assistance. We are here to meet the needs that may arise. We are committed to caring for those you cherish most. Caregivers • Senior in-home care • Recovery from surgery or accident Household Management • Doctor appointments • Housekeeping & shopping • Meal preparation circleofblessingshealthcare.com (865) 680-6843 (865) 330-6333 166 [email protected] On Facebook at Circle of Blessings Healthcare Stop Falls Before they SToP you! What you can do to prevent falls: ● Exercise to improve your strength and balance – Special classes are now available. ● Clear your home of clutter and other hazards. ● Ask your doctor to review your medicines. ● Have your vision checked. The Knoxville-Knox County Senior Safety Task Force was developed by the Knox County Health Department and its many community partners to address the need for fall prevention among our senior population. For more information contact the Knox County Health Department Injury Prevention Educator at 167 Affordable Cleaning Service Providing Personal Attention to Your Individual Needs Residential Housekeeping Licensed ~ Insured ~ Bonded • Fully-trained and background-checked staff • Regular and/or one-time cleaning • Move-in/Move-out • Reliable and flexible scheduling 865.973.2603 affordablecleaningservicellc.com Outsmart con artists Get tips the latest alerts scams at hitting Tennessee. Sign up Sign upabout for watchdog for watchdog alerts at aarp.org/fraudwatchnetwork. aarp.org/fraudwatchnetwork. 168 169 170 YOUR LOVED ONE DESERVES CARE THAT IS NOTHING LESS THAN EXTRAORDINARY. SPECIAL INTRODUCTORY OFFER 4 HOURS FREE SAY, “I SAW IT IN THE SENIOR SERVICE DIRECTORY!” 4 free hours with purchase of 20 hour package. Restrictions apply. CALL FOR DETAILS. BrightStar Care® provides personalized care in any setting, 24 hours a day, 7 days a week, to people of all ages. We are honored to display The Joint Commission Gold Seal of Approval, a symbol of quality earned as a result of our relentless commitment to providing A Higher Standard of Care. Providers for: > CHOICES > EEOICP > Long Term Insurance > Veterans Administration > Self Pay with weekly billing BrightStar Care® of Knoxville 865 690 6282 6500 Papermill Drive Suite 205 Knoxville TN 37919-4814 www.brightstarcare.com/knox-anderson-blount-counties Independently Owned & Operated 171 172 173 174 175 176 177 178 A different kind of Assisted Living different Care different Buildings • A TRUE Home • Well Trained, Caring Team Members Environment • Best Resident to Staff Ratio in Industry • Eden Alternative Philosophy KNOXVILLE 865-357-1660 • Small Buildings • Dedicated Memory Care Buildings OAK RIDGE 865-481-6009 JOHNSON CITY 423-268-2224 A S S I S T E D L I V I NG A ND M E M OR Y C A R E 179 180 181 182 FREE SERVICE TO SAVE MONEY Weatherization Assistance Attention homeowners and renters residing in Knoxville, Knox County and/or KUB customers Call CAC Housing & Energy Services for information about a new program to keep more money in your pocket. Through weatherization, you can save on your energy costs. This new program is FREE. Call (865) 244-3080 TODAY! CAC HOUSING & ENERGY SERVICES 2247 Western Avenue (Lower level) |Knoxville, TN 37921 Monday - Friday | 8 am - 4:45 pm cachousing.org 183 Assisted Living | Memory Care Halls - 865.973.9055 | West Knoxville - 865.973.9027 184 865-951-2653 865-215-5290 185 186 Looking for a job? Senior Employment Service • Job search assistance • Employment workshops • Job fairs Call 524-2786 A program of the CAC Office on Aging 187 188 189 190 Knoxville Senior Service Direct Half page ad proof. W Excellence throughConnection WESTMORELAND HEALTH & REHAB CENTER 5837 Lyons View Pike Knoxville, TN 37919 865-584-3902 www.westmorelandcares.com 191 865-777-0153 11304 Station West Drive, Knoxville, TN 37934 ··························· With over 30 years of experience, Senior Financial Group is East Tennessee’s expert on Medicare, health and life insurance. We offer the power of choice and can recommend exactly the right solution for you. ··························· Proven. We’re Social! : 192 • Medicare Supplements • Medicare Advantage Plans • Prescription Drug Plans • Co-pay Assistance • Dental and Vision Insurance • Social Security Claiming • TennCare • Individual Health/Marketplace Insurance Trusted. www.sfgmedicare.com 193 Fight Cancer with Protons. If you’ve been diagnosed with cancer, you deserve a second opinion. Proton therapy is an advanced form of radiation therapy that precisely targets and destroys cancerous tumors, while also reducing damage to healthy tissue and limiting negative side effects. *CANCERS WE TREAT: Prostate Cancer Hodgkins Lymphoma Breast Cancer Lung Cancer Brain Cancer Pancreatic Cancer Head & Neck Cancer Sarcoma *Not an inclusive list - Contact us to learn about more cancers we treat. 6450 Provision Cares Way Knoxville, TN 37909 877.793.9093 PROTON THERAPY CENTER 194 ProvisionProton.com/Yellowbook 195 196 524-2911 • www.kub.org Your Source for Energy and Water Services KUB Cares About Your Safety Before letting a stranger into your home, ask to see a KUB identification badge, even if you set up the visit. Professionallooking badges may be forged. Call 524-2911 if necessary to verify. If you are still unsure, call 911. Visit www.kub.org for online bill payment or energy, conservation, and money-saving tips. 197 FIRST TENNESSEE THE DIFFERENCE Our experience makes banking easier. Stop by or visit FTB.com. www.windsorgardensllc.com NORTH KNOXVILLE’S PREMIERE ASSISTED LIVING LOCALLY OWNED 5611 CENTRAL AVE. PIKE KNOXVILLE, TN 37912 ©2016 First Tennessee Bank National Association. Member FDIC. www.firsttennessee.com 198 (865) 688-4840 Life is an adventure. Explore Senior Circle now. The Senior Circle program at Tennova Healthcare will expand your horizons with an exciting calendar of events. If you’re 50 or better, want to meet new people, learn more about your health and just have fun, then Senior Circle is for you. Dues are just $15 a year. Member Discounts • Prescription discount • Dental care discount • Vision care discount • Hearing care discount • Personal Emergency Response discount • Inside Circle magazine subscription Member Perks • Fellowship, special events, and educational programs • Health fair and screening opportunities • And many more For more information or to become a member, visit SeniorCircle.com. Locations throughout Tennessee, including Farragut, Knoxville, Powell, Cleveland, Jamestown, Jefferson City, LaFollette, Morristown and Newport. 199 94487_PRMC_SC_4_5x7_5bw.indd 1 11/3/16 11:41 AM Focused on your full recovery. Call (866) 518-0283 to find a clinic near you! 200 201 An Active Retirement & Assisted Living Community Healthcare & Rehab QUALITY CARE & FUN... THAT’S LIFE AT NHC Call Harriet Amonette to schedule a tour of our beautiful facility 865-777-9000 www.nhcfarragut.com 120 Cavett Hill Lane Knoxville, TN 37934 MAMS Mobile Affordable Meal Service The Mobile Affordable Meal Service (MAMS) delivers hot or cold lunches, Monday - Friday, to anyone of any age. Cold breakfasts and suppers are available for delivery at the same time. Five-day minimum; private pay. Call 524-2786 202 Quality and Affordable Housing You can enjoy living in affordable quality housing by LHP LHP Management offers uniquely appointed apartments in many convenient locations in Knoxville for seniors 62 or older living on fixed incomes and individuals with disabilities. Studio, one-bedroom and handicap-accessible apartments are available along with many amenities, including: • Maintenance-free living • Onsite professional management and maintenance staff • Events and social activities • Onsite social service coordinator • Convenient locations close to shopping, dining and entertainment Call us today to learn more about applying for income-based housing with LHP Westview Tower • Morningside Gardens • Charles Seivers Towers • Summit Towers 865-691-8551 865-523-4133 865-457-7499 865-525-5069 TTY (for deaf only) 1-800-848-0928 www.lhp.net LHP is dedicated to excellence in affordable housing. We are one of the nation’s leading developers and managers of multi-family housing apartments with more than 60 properties in 10 states. We strive to bring real value to the residents we serve, and our ultimate goal is to provide quality living environments our residents are happy to call home. 203 204 Licensed * Insured * Bonded 205 • Assessment of aptitudes, skills, & interests • Job search & interview workshops • Job referrals • Unemployment benefits information • Referrals to community services • No charge for services Resource center includes videos, books, & computers with internet access as well as resume & other career-related software. Business center with fax, telephone, copier. All equipment is for use in job search or career assessment only. AFFORDABLE INDEPENDENT LIVING WITH SUPPORTIVE SERVICES FOR SENIORS AGED 60+ Daily meals Housekeeping/laundry assistance Personal emergency pendant Daily wellness checks 4301 Whittle Springs Rd., Knoxville, TN 37917 Phone 865.403.1410, Ext. 1411 Fax 865.594.8703 | email [email protected] Income based rent plus service fee. See description 82 See sponsor messageon on page page XXX 2700 Middlebrook Pike | Knoxville, TN 37921 Open to the public Monday - Saturday 865-594-5500 Safeguarding your health every step of the way East Tennessee’s largest primary care organization Find a physician today: www.summitmedical.com. 206 ATTENTION HOMEOWNERS! AGE 65+? OR Total & Permanently Disabled? OR Total & Permanently Disabled Veteran? You may qualify for two state programs – property “TAX RELIEF” and/or property “TAX FREEZE”. These money-saving programs are open to Knox Co. homeowners age 65 & older, or total & permanently disabled, or total & permanently disabled veterans/widows(ers). Restrictions/deadlines apply. Call to see if you qualify 215-8554 Ed Shouse – Knox County Trustee 207 SNAP Supplemental Nutrition Assistance Program SNAP is a benefit, like Social Security, that saves you money on groceries and frees up money for bills, medications, and other necessities. SNAP can put more food on your table. Not applying for SNAP is like throwing away money every month. Call the SNAP coordinator today! 524-2786 Home Care by Seniors for Seniors There’s a huge difference in the kind of home care you can receive from someone who really understands what your life is like as a senior. The concerns you have. The need for independence. Someone who like you, has a little living under his or her belt. Our loving, caring compassionate seniors are there to help. We offer all the services you need to stay in your own home, living independently. • Shopping • Companion Care • Doctor Appointments • Housekeeping Services • Yard Work • Meal preparation/cooking • Handyman Services • Personal Care • Overnight and 24-hour Care • and more! • Transportation Call us today. Like getting a little help from your friendsTM. If you’re interested in becoming a provider we would like to hear from you too. Your Info Here CallPersonalized 865-269-4483 ©2009 Each office is independently owned and operated. All trademarks are registered trademarks of Corporate Mutual Resources Incorporated. 208 CAGLE TERRACE GUY B. LOVE TOWERS ACTIVE SENIOR LIVING ACTIVE SENIOR LIVING 515 Renford Drive, Knoxville, TN 37919 Phone 865.403.1310 | Fax 865.594.8673 email [email protected] 1171 Armstrong Ave., Knoxville, TN 37917 Phone 865.403.1360 | Fax 865.594.8674 email [email protected] NORTHGATE TERRACE THE VERANDAS ACTIVE SENIOR LIVING ACTIVE SENIOR LIVING 4301 Whittle Springs Rd., Knoxville, TN 37917 Phone 865.403.1400 | Fax 865.594.8622 email [email protected] 107 Flenniken Ave., Knoxville, TN 37920 Phone 865.403.1381 | email [email protected] 209 Knox County Mayor Tim Burchett Office of Community Outreach ____________________________________________________ “Knox County Government should be accessible to all citizens, but especially to our seniors, who have dedicated their lives to this community.” - Tim Burchett Knox County Mayor Call the Office of Community Outreach for: Codes Policies/Ordinances Senior Services Veteran Services Libraries Comments/Concerns ANY question about Knox County Government (865) 215-HELP (215-4357) City County Building 400 Main Street, Suite 615 Knoxville, TN 37902 http://www.knoxcounty.org/communityoutreach [email protected] 210 Monica Franklin* Glen Kyle Dustin Crouse We combine the expertise of elder law attorneys with clinical social workers and public benefits coordinators to provide comprehensive representation. We wrap our collective knowledge, expertise and hearts around families to address the legal, medical and financial concerns surrounding the care of older adults and those with disabilities. (865) 588-3700 4931 Homberg Drive Knoxville, TN 37919 Visit www.MonicaFranklinElderLaw.com for resources, including books, articles and videos. * Certified Elder Law Attorney by the National Elder Law Foundation 211 Care. Comfort. Compassion. All at a moment’s notice. Senior Helpers stands ready to serve your family’s needs with personalized in-home care and expertly trained, professional caregivers. Contact us to learn more. Bonded and Insured. ©2016 SH Franchising, LLC 865-293-5900 www.seniorhelpers.com 212 213 214 215 Challenge your brain. Use the library! • Large Print Books • Audiobooks • Films & Documentaries • Library Online • Reference Help by Phone • Genealogy Workshops • Historical Records • Computer Workshops • 19 Facilities across the county 215-8750 • www.knoxlib.org 216 Ready to move your life forward? SWITCH TO REGIONS. And find what you need to get where you want to go. 1.800.regions | regions.com © 2016 Regions Bank. Loans and Lines of Credit are subject to credit approval. 217 218 Financial Solutions made Simple. • On-site Retirement Planning • Investment Planning • Travel Club 9 Convenient Locations To Serve You Better! 865-482-0045 • 800-482-0049 enrichmentfcu.org Mayor’s Council on Disability Issues (CODI) The Mayor’s Council on Disability Issues is an advisory body to the Mayor and City Council that aims to further the inclusion and participation of individuals with disabilities. CODI, composed of members from the disability community, meets bi-monthly and offers a public forum at the close of each meeting. For more information, contact: ADA Coordinator (865) 215-2034 V or (865) 215-4581 TTY Since 1970 Where you Need Us. When you need us. A non-medical homemaker agency dedicated to providing highest quality of life to seniors citizens and people with disabilities. In-Home Hospital Long Term Care Facilities Assisted Living Facilities PERSONAL CARE HOMEMAKER SERVICES TRANSPORTATION RESPITE CARE 24 HOUR ASSISTANCE Serving over 20 counties in East Tennessee Licensed, Accredited, Bonded (865) 523-2920 www.schas.org 219 220 John T. O’Connor Senior Center Adding Life to Your Years Health Screenings ■ Health Education Events Computer Classes ■ Educational Programs Happy Hikers Club ■ Physical Fitness Classes Dancing ■ Gift Shop ■ Billiards ■ Art Gallery Singing Seniors ■ Silver Stage Players Other Recreational Activities Dine-A-Mite Diner Open Monday - Friday 611 Winona Street in Knoxville | 865-523-1135 221 222 223 Outsmart con artists Get tips the latest alerts scams at hitting Tennessee. Sign up Sign upabout for watchdog for watchdog alerts at aarp.org/fraudwatchnetwork. aarp.org/fraudwatchnetwork. 224 225 INDEX Section headings and page numbers are in boldface. Signs & Numbers 101 Mobility, 204 2-1-1 East TN Information & Referral, 3, 111, back page . . . . . . . . . . . . . . . . . 3-1-1 Knoxville’s Phone Number, 90 A AA (Alcoholics Anonymous), 54 AAA of East TN, 78,79,184 AARP, 59, 78, 85, 143, 160, 168, 224 AARP Caregiving Resource Center, 85 AARP Driver Safety Program, 78 AARP Fraud Watch, 168, 224 Abercrombie Radiology, 221 ACLF (Assisted Care Living Facility), 102, 103, 104-108 Action Guide, 5–46 Activities and Recreation, 47-51 ADA (Americans with Disabilities Act), 71, 73, 74 Addus HomeCare Company, 137 ADLs (activities of daily living), 6, 27 Adult Care Home, 28 Adult Day Services, 51-53, 161, 173 Adult Education, 79 Adult & Geriatric Behavioral Health, 56 Adult Protective Services (APS), 15, 81 advance care forms and plans, 21 advocacy groups, senior, 143–144 Affordable Cleaning Services, 168 Affordable Medicine Options for Seniors (AMOS), 33, 36-37, 125, 141, 164 affordable-rent housing, 108-110 Agencies on Aging & Disability, 112-114 Aging Commission of the Mid-South, 113 Aging Resource Contact Helpline (ARCH), 85 Aid & Assist at Home, 137 Al-Anon, 54 Alcohol and Drug Problems, 53-54 Alcoholics Anonymous (AA), 54 226 Alexander Guest House, 188 Alexander, Lamar (US senator), 89 Alternative Care Sitting Services, 137 Always Best Care Senior Services, 137, 157 Alzheimer’s Association, 55, 86, 121 Alzheimer’s Resources, 53, 54-55, 86, 121, 156 Alzheimer’s Tennessee, Inc., 53, 55, 86, 121, 156 ambulance, 2, 149, 150 Amedisys Home Health Care, 92, 169 Amedisys Hospice, 97 America’s Best Bath of TN/VA, 223 American Cancer Society, 121 American Council for the Blind, 72 American Diabetes Association, 121 American Heart Association, 121 American Job Center, 82, 206 American Lung Association, 122 American Red Cross, 64,152 Americans with Disabilities Act (ADA), 71, 73-74 American Stroke Association, 122 Amerigroup, 128,151 AMOS (Affordable Medicine Options for Seniors), 33, 36-37, 125, 141, 164 Amputee Coalition, 72, 122 AMR-Rural/Metro 2, 122, 149 Anatomy Bequest Program, 122 Anderson County Office on Aging, 112 Angelic Ministries, 65 Appointment of Health Care Agent, 22 APS (Adult Protective Services), 15, 81 Arbor Terrace Assisted Living, 104, 161 ARCH (Aging Resource Contact Helpline), 85 ARC Knox County, 72 Area Agencies on Aging & Disability, 112-114 Area Agency on Aging & Disability (East TN), 112, 225 Arthritis Foundation, 122 Arthritis Foundation Exercise Programs, 47 Ask Tennova, 100 Assessment, 55-56 Assisted Living, 56, 102-108 Assurance Wireless, 148 Atchley (Ben) State Veterans’ Home, 134, 152 227 Atria Weston Place, 104 attorney-in-fact, 18, 19 automobile modifications, 78-79, 164 Autumn Care Assisted Living, 104, 186 Autumn Care Homecare, 137, 186 Avalon Hospice, 97 B Baker (Joy) Center, 68 banking, 18, 196, 198, 217 Baptist Center at Western Heights, 65 Beck Cultural Exchange Center, 47 behavioral changes, 6, 55-56 Belew Drug, 197 Ben Atchley State Veterans’ Home, 134, 152 BenchMark Physical Therapy, 200 Benefits CheckUp, 142 Better Business Bureau, 59 Beverly Park Place Health & Rehab, 134 blind services, 71-77 Blount County Office on Aging, 112 Blueberry Ridge Senior Community, 108, 213 Blue Book, 72 BlueCare, 128, 151 Blue Harbor Senior Living, 170 body donation, 16, 88, 122, 124 Bodyworks, Covenant, 48 bonded workers, 12–13 Books for the Homebound, 116 Booth (Maud) Gardens Senior Housing, 109 Brain & Spine Center, 163 Brain Health, 212 BrightStar Care, 137, 171 Broadway Towers, 108 Bubble pack packaging, 197, 205, 218 Buckingham Retirement Center, 107, 166 Burchett’s office, Knox County Mayor, 89, 185, 210 burial plans, 15-16, 43 Bush Family Refuge, 69 business licenses, 9, 12 Business Tax Offices, 59 228 C CAC Homeward Bound, 65 CAC Housing & Energy Services, 94,183 CAC Mobile Meals, 87, 223 CAC Neighborhood Centers, 65, 112 CAC Transit, 77, 82-83, 150 CAC Weatherization, 94, 183 CADES (Concord Adult Day Enrichment Services), 53, 173 Cagle Terrace, 108, 209 Camellia Home Health, 92, 178 Camellia Private-Duty, 92, 178 Campbell County Office on Aging, 112 cancer care, 121-122, 163, 194 Cancer Support Community–East Tennessee, 122 Candleridge Plaza Apartments, 108 Canterfield of Oak Ridge, 168 CAPS (Certified Aging in Place Specialist), 17, 161 CareAll Home Care Services, 92 Caption phone, 178 caregiver support groups, 7, 54-55, 146 caregiving assistance, 6–8, 51-53, 85-86, 143, 146 care management, 57-58, 156, 221 Careworks, 73 Caring Senior Move, 94 Caris Healthcare, 97, 158 car modifications, 78-79, 164 Carter Senior Center, 144, 185 Case Management, 57-58, 156, 221 Catholic Charities of East TN, Inc., 69, 82 CCRC (Continuing Care Retirement Community), 102-103, 107, 166 Cecil Residential Home, 104 CELA (certification in elder law), 18, 116 Center for Sight, 165 Centers for Medicare & Medicaid Services (CMS), 13–14, 29, 33 Certified Aging in Place Specialist (CAPS), 17, 161 certified senior move managers, 93-94 Chandler House, 53 Charles Seivers Towers, 203 check fraud, 10 Cherokee Health Systems, 118, 131 CHIPS—Computers for Homebound & Isolated Persons, 58 229 CHOICES (Medicaid/TennCare), 24–28, 42–44, 133, 137 CHOICES for long-term care, 24–28, 42–44 CHOICES for nursing-home care, 26-28, 30 Choices in Senior Care, 57, 156 Circle of Blessings Health Care, 166 City of Knoxville Disability Services Office, 74, 219 Claiborne County Office on Aging, 112 Clarity Pointe, 105, 165 cleaning, 136–140, 166, 168, 177, 180, 182, 190, 205, 208, 220 ClearCaptions, 178 Clinch River Home Health, 92 CMS (Centers for Medicare & Medicaid Services), 13–14, 29, 33 Cocke County Office on Aging, 112 CODI (Mayor’s Council on Disability Issues, Knoxville), 219 cognitive changes, 6, 55-56 Cole Neuroscience Center, 56, 86 Comfort Keepers, 138, 182 Community Chest of Knox County, 65 Community Market, 65 Community Mediation Center, 114 community spouse, 43–44 compounding pharmacy, 197, 205, 218 Comprehensive Driving Program, 78 Computer Services, 58-59 Computers for Homebound & Isolated Persons (CHIPS), 58 con artists, 8–13 Concord Adult Day Enrichment Services (CADES), 53, 173 congressman’s office, 88 conservatorship, 20 Consumer Information, 8–14, 59-62 CONTACT Care Line, 2, 66, 129, 147 Continuing Care Retirement Community (CCRC), 102-103, 107, 166 contractors (hiring), 11–13 Corker, Bob (US senator), 89 Corryton Hospitality Pantry, 66 Corryton Senior Center, 144, 185 Council on Aging, Knoxville-Knox County, 144, 165 Counseling Services, 62-64 Counseling for Transportation, 149 county offices on aging, 112-113 Courtyards Senior Living, The, 105, 179 230 Covenant Health, 99-100 Covenant Health Bodyworks, 48 Covenant HomeCare, 92, 155 Covenant Hospice, 98, 155 CoverRx, 41-42 Cover Tennessee, 41 Cox (Larry) Senior Center, 145, 166 credit card fraud/stolen, 10–11 credit reporting agencies, 11 credit union, 219 cremation, 15-16 crime prevention, 95-96 crisis (mental health), 2, 129, 130, 147 Crisis and Hardship Assistance, 64-69, 129-130, 147 crisis help lines, 2, 63, 66, 69, 129, 147 crisis intervention, 2, 129-130 Crisis Stabilization Unit, 129 Crossroads (KARM), 67 Crotwell, Amelia (attorney), 116, 156 D Daily Living Center, 53, 161 DaVita Dialysis Centers, 70-71 day-stay programs, 52, 104 deaf services, 71-77 Deane Hill Place, 105 dementia, 54–56, 156, Dental Care, 70 Dental Care (Knox County Health Department), 70 Dental Clinic at VMC, 70 dentures, 70 DHS, TN Department of Human Services, 15, 81, 127 DHS Adult Protective Services, 15, 81 Department of Motor Vehicle, 72 Dialysis Associates West, 71 Dialysis Clinic, Inc., 71 Dialysis Clinics, 70-71 Dine-A-Mite Diner (O’Connor Center), 221 Directory Assistance, 75 disability benefits (Social Security), 30-32 Disability Resource Center, 72-73 Disability Rights TN, 73, 130 231 Disability Services, 71-77, 78-79, 164, 219 disaster relief, 64 dispute resolution, 114 Diversicare of Claiborne, 204 Diversicare of Oak Ridge, 172 DLC (Daily Living Center), 53, 161 DME (durable medical equipment), 120, 155, 161, 164, 182, 197, 204, 207, 218, 223 doctors, 118-120 Dogwood Terrace, 108 domestic violence, 2, 66, 81-82 Dominion Senior Living 208 downsizing, 93-94 Driver Safety, 78-79, 184 driving classes, 78-79, 184 Drug Problems, 53-54, 132 D&S Community Services, 138 Duncan, John J. (US representative), 88 DunnRite Transitions, 94 durable health care power of attorney, 22 durable medical equipment, 120, 155, 161, 164, 182, 197, 204, 207, 218, 223 durable power of attorney, 18-19 E East District Tennessee Senior Olympics, 48 East Tennessee Area Agency on Aging & Disability, 86, 112, 127, 133, 225 East Tennessee Human Resource Agency (ETHRA), 133, 225 East Tennessee Kidney Foundation, 123 East Tennessee Personal Care Service, 138, 180-181 East Tennessee Technology Access Center (ETTAC), 73, 84, 117 East TN 2-1-1, 3, 111, back page EBT card, 160 Echo Ridge, 105 Eden Alternative, 28, 179 Education, 79-81 EEOICPA benefits, 171, 180, 184, 204 Elder Abuse, 14–15, 81–82 Elder Advocates, 57 eldercare assistance, 6–8 Eldercare Locator, 114 elder exploitation, 14–15, 81-82 Elderhostel, 80 Elder Law of East Tennessee, 116, 156 232 elder law specialists, 18, 116, 156, 211 elder neglect, 14–15, 81-82 Elder News & Views, 111 Election Commission, 88-89 elimination period (long-term care insurance), 26 Elmcroft Assisted Living and Memory Care, 105, 184 Emergency & Trauma, 163 emergency mental health services, 2, 129-130 emergency phone numbers, 1–3 emergency shelter, 64-69 Employment, 82-83, 158, 187, 206 end-of-life decisions, 21 energy-assistance programs, 64-69, 94-95 Energy Employees Occupational Illness Compensation Program, 204 Enrichment Federal Credit Union, 219 Errand Services, 84 estate recovery, 44-45 estate law, 22, 156, 211 ETAAAD (East TN Area Agency on Aging & Disability), 86, 112, 127, 133, 225 ETHRA (East TN Human Resource Agency), 133, 225 ETTAC (East Tennessee Technology Access Center), 73, 84, 117 ETTAC Equipment Reuse & Loan Program, 117 executor (personal representative), 20 Extra Help programs, 33, 126-128 Eye Services, 68-69, 73, 75-76, 84-85, 165 Eye Xcel, 85 F facility-based hospice, 98 fall detection, 176 fall prevention, 49, 123, 124, 167 Families First, 128 families’ rights (in nursing homes), 30 Family Assistance Service Center (Tenncare), 128 Family Caregiver Support, 85-86 Family Crisis Center, 2, 66 family violence, 2, 66, 81-82 Family Violence Help Line, 2 Farmers Mutual of Tennessee, 160 FDC (Fully Developed Claim) program, 152 federal recreation passes, 49 Feed-A-Pet, 140 233 financial affairs, assistance with, 7–8 financial identity theft, 10–11 financial powers of attorney, 19–21 financial services, 174-175, 192-193, 196, 198, 217, 219 Fire Department, City of Knoxville, 1, 97 Fire Department, Karns, 1, 96 fire prevention and safety, 96-97 First TN Area Agency on Aging & Disability, 114 First Tennessee Bank, 198 FISH Hospitality Pantry, 66 FISH Team Delivery, 67 fitness programs, 47-51, 199 FMC Dialysis Centers, 71 Food and Nutrition, 66-67, 87-88 food stamps, 88, 128, 208 Fort Sanders Health & Fitness Centers, 48 Fort Sanders Regional Medical Center, 99 Foster Grandparent Program, 154 Franklin, Monica (attorney), 116, 211 Frank R. Strang Senior Center, 145, 185 fraud assistance advisor, 11 fraud prevention, 8–11, 59-62, 168, 224 Fraud Watch Network (AARP), 168, 224 Frere, Guyton &, 116 Fully Developed Claim (FDC) program, 152 Funeral Consumers Alliance of East TN, 88 Funeral Information, 15–16, 20-21, 88 G Generations United, 90 Genesis Brain Health Institute, 212 geriatric assessment programs, 6–7, 55-56 geriatric care doctors, 118 geriatric care managers, 6–7, 57-58, 156 Geriatric Depression Rating Scale, 130 Getting Your House in Order, 124 GetCoveredTenn, 129 Gift of Sight, Hearing & Dentures, 70, 73, 84 Golden Age Retirement Village, 108, 198 Goodwill Industries, 82 governmental identity theft, 10–11 Government Information, 88-90 234 Governor’s Office, 90 Grainger County Office on Aging, 113 Grandparents as Parents Program, 90, 158 Grandparents Raising Grandchildren, 90-91 Greater Nashville Area Agency on Aging & Disability, 114 Greenfield Senior Living, 215 Green House design (adult care home), 28 Green Thumb and Community Gardens, 87 Guaranteed Issue Rights (Medicare), 36–37 guardianship, 115 Guy B. Love Towers, 108, 209 Guyton & Frere, 116 H Halls Senior Center, 144, 185 Hamblen County Office on Aging, 113 Handi-Access, 161, handicapped license and placard, 72 Health Care Agent, 22 health care (and long-term care) facilities, 23–30, 101-108, 133-135 Health Care Facilities (agency, TN), 23–24 health-care facility complaints, 23, 29 health department, 49, 70, 119, 123, 167 health education, 121-125 Health Information Center (UTMC), 123 health maintenance organizations (HMOs), 37-39 Healthy Mind Counseling Services, 64 Healthy Living Kitchen (UTMC), 125 hearing aids, 73 hearing evaluations, 77 Heart, Lung, Vascular Center, 163 HECM (home equity conversion mortgage), 46 Helen Ross McNabb Center, 62, 63, 66, 129, 130, 131 Helping Hands at Home, Inc., 138, 177 Helping Hands Home Assistance, Inc., 138 Heritage Assisted Living, 105 hiring in-home workers, 11–13 HIV/AIDS, 63, 68, 124 HME (home medical equipment), 120, 161, 164, 182, 197, 204, 207, 218, 223 HMOs (health maintenance organizations), 37-39 HMOs with Point of Service (POS) options, 37 Holston Health and Rehabilitation Center, 134 235 home-delivered meals, 44, 87, 139, 202, 223 home equity conversion mortgage, 46 Home Federal Bank, 196 Home Health Care, 91-93 Home Helpers of East Tennessee, 138, 224 home improvements, 16–17, 94-95 Home Instead Senior Care, 138, 220 homeless assistance, 64-69 Homemakers, Sitters & In-Home Services, 93 home medical equipment, 120, 155, 161, 164, 182, 197, 204, 207, 218, 223 Home Organizing, Downsizing, and Moving, 93-94 Home Repair and Modification, 12–13, 16–17, 94-95, home-repair scams, 8-10 Home Security, 95-96 HomeSource east tennessee, 60, 213 Home Support Services LLC, 138 Homewatch CareGivers, 138, 201 Honeycutt, Renee S. (seniors real estate specialist), 187 Hope Center, 63 Hospice, 97-98, 155, 158, 169, 173 Hospitals, 98-101, 155, 162-163, 199 HouseCall Primary Care, 120, 222 Housing, 16–17, 60, 101-110, 203 Housing Choice Voucher Program (Section 8), 110 Howard Circle of Friends, 53 Humana Guidance Center, 48, 123, 224 I IADLs (instrumental activities of daily living), 6 ID (identification) cards, 61-62, 76 ID theft (identity theft), 10–11 Identity Theft Resource Center (ITRC), 11 Important Numbers, 1–3 Independent Insurance Consultants, 174-175 independent living, 101-102, 105-107 Information & Referral, 110-114 in-home care, 11–13, 42, 44–45, 136–40 in-home counseling, 64 in-home hospice, 97-98 in-home services, 11–13, 42, 44–45, 93, 136–140 inpatient geriatric assessment units, 56 insurance (home), 160 236 insurance (medical), 30–45, 125-129, 174-175, 192-193 intensive outpatient mental health programs, 132 Interfaith Health Clinic, 119 Internal Revenue Service, 146 interpreter services, 74 Intrepid USA Healthcare Services, 92 irrevocable burial plans, 16, 43 Isabella Tower, 109 Island Home Park Health & Rehab, 134, 207 ITRC (Identity Theft Resource Center), 11 J Jamestowne Assisted Living, 188 Jefferson County Office on Aging, 113 Jewish Family Services, 49 Job Center, American, 82, 206 jobs, 82-83, 158, 187, 206 John T. O’Connor Senior Center, 145, 166, 221 Jones, Jimmy (Knox County Sheriff), 187 Joni & Friends Knoxville, 73 Joy Baker Center, 68 Jump Start Health & Fitness Program,48 K Karns Fire Department, 1, 96 Karns Senior Center, 145, 185 KAT City Bus, 150 KAT LIFT, 77, 150 KBA (Knoxville Bar Association), 115, 189 KCBC (Knoxville Comprehensive Breast Center), 182 KCD (Knoxville Center of the Deaf), 74 KCDC (Knoxville’s Community Development Corporation), 110, 160, 206, 209 KCOA (Knox County Council on Aging), 144, 165 KEPRO, 34, 126 Keystone Adult Day Program, 53 Kindred Nursing & Rehabilitation–Northhaven, 134 Knox Area Rescue Ministries, 67, 69 Knox County ADA Office, 74 Knox County Business Tax Office, 59, 207 Knox County CAC Office on Aging, 3, 111, 145, 161, 221 Knox County CAC Transit, 77, 82-83, 150 Knox County Commission Office, 88 237 Knox County Election Commission, 88-89 Knox County Family Assistance Program, 67 Knox County Fire Prevention Bureau, 96 Knox County Health Department, 49, 70, 119, 123, 167 Knox County Help Line, 89 Knox County Legislative Delegation Office, 89 Knox County Mayor’s office, 89, 185, 210 Knox County nursing homes, 132-135 Knox County Office of Community Outreach, 210 Knox County property tax programs, 146, 207 Knox County Public Library, 58, 116, 216 Knox County Recreation Department, 48 Knox County Senior Centers, 144-145, 185 Knox County Senior Services, 144-145, 185, 210 Knox County Sheriff’s Office, 1, 187 Knox County Sheriff’s Office Crime Prevention, 95 Knox County TennCare MCOs, 128-129 Knox County Trustee’s Office, 146, 207 Knox County Veterans’ Services, 152-153, 210 Knox PAWS—Placing Animals with Seniors, 141, 223 Knoxville Academy of Medicine, 118, 119, 123 Knoxville Area Project Access, 119 Knoxville Area Transit, 77, 150 Knoxville Area Urban League, 60 Knoxville Bar Association (KBA), 115, 189 Knoxville Business Tax Office, 59 Knoxville Center of the Deaf (KCD), 74 Knoxville City Council Office, 89 Knoxville City Recreation Department, 49, 166 Knoxville Community Development Corporation (KCDC), 110, 160, 206, 209 Knoxville Community Development Department, 74, 95 Knoxville Commuter Pool, 150 Knoxville Comprehensive Breast Center, 182 Knoxville Family Justice Center, 81 Knoxville Fire Department, 1 Knoxville Fire Prevention Bureau, 97 Knoxville High Independent Living, 188 Knoxville Home Therapy & Dialysis, 71 Knoxville Jewish Alliance / Jewish Family Services, 49 Knoxville Leadership Foundation, 95 Knoxville Mayor’s office, 89, 166, 219 238 Knoxville News Sentinel, 217 Knoxville Parks & Recreation, 145, 166 Knoxville Police Department, 1, 96 Knoxville Police Department Safety Education Unit, 96 Knoxville property tax relief programs, 146 Knoxville Utilities Board (KUB), 67, 197 Knoxville–Knox County Community Action Committee (CAC), 111 Knoxville–Knox County Community Action Committee (CAC) Neighborhood Centers, 65, 112 Knoxville–Knox County Council on Aging, 144, 165 Knoxville–Knox County Office on Aging, 3, 111, 145, 161, 164, 221 Kroger, 170 KUB (Knoxville Utilities Board), 67, 197 L Ladies of Charity, 67 Lakewood Place, 188 Lambert’s Medical Equipment, 182 landline phone service, 148 landlord/tenant issues, 22 Larry Cox Senior Center, 145, 166 LawLine OnLine, 115 Law Office of Linda Gale Shown, 116 Lawson McGhee Library, 58 Lawyer Referral & Information Service, 115, 189 Legal Aid of East Tennessee, 60, 81, 115, 126 Legal Handbook for Tennessee Seniors, The (TN Bar Association), 23 Legal Services, 18–23, 114-116 legal services, prepaid, 18 Levelized Billing Plan (KUB), 67 LHP Management, LLC, 203 Libraries, 74, 116, 216 Library Services for the Deaf & Hard of Hearing, 74 Life Care Center of Blount County, 195 Lifeguard Ambulance Service, 150 Lifeline, Philips, 136, 176 Lifeline Service (telephone service), 148 Lifeline, National Suicide Prevention, 2, 129 Lifesaver, Project, 55 LIHEAP: Low-Income Home Energy Assistance Program (CAC), 68 Link Up Tennessee (telephone service), 148 Little Creek Sanitarium, 134 239 LIVE (Project LIVE), 58, 139, 221 Live-In Help, 91, 117, 136 Live Well with Chronic Conditions, 124 Living Independently Through Volunteer Efforts (LIVE), 58, 139, 221 living wills, 21 L & L Sweet Home Care, 105 Loan Closets, 117 long-term care facilities, 23–30, 132–35 long-term-care insurance, 44-45 Long-Term Care Ombudsman, 29, 133 Long Term Care Partnership (LTCP) program, 45 Loudon County Office on Aging, 113 Love (Guy B.) Towers, 108, 209 Lowe’s Drugs, 218 Low-Income Home Energy Assistance Program (LIHEAP), 68 Low Income Subsidy for Medicare Part D, 127 Low Vision Center, 85 Low Vision Support Group, 85 LRIS (Lawyer Referral & Information Service), 115, 189 LTCP (Long Term Care Partnership) program, 45 Lupus Foundation of America, Inc., 124 M Mac’s Pharmacy, 218 mammograms, 182, 194, 221 MAMS (Mobile Affordable Meal Service), 87, 202 Managed Care Organization, 40–42, 128, 151 Manor at Northgate Terrace, The, 106, 206 Manorhouse Assisted Living, 106 Maple Court Senior Living, 106, 170 Matter of Balance, 124 Maud Booth Gardens Senior Housing, 109 Maxim Healthcare Services, 92 Mayor’s Council on Disability Issues (City of Knoxville), 74, 219 Mayor’s Office, Knox County, 89, 185, 210 Mayor’s Office, Knoxville, 89, 166, 219 McNabb (Helen Ross) Center, 62, 63, 66, 129, 130, 131 MCO (Managed Care Organization), 40–42, 128, 151 Meals on Wheels (Mobile Meals), 87, 223 Medicaid Spend Down, 40 Medicaid/TennCare, 24-30, 39-44, 126, 128, 129 Medicaid/TennCare application, 126 240 Medical Care, 118-120 medical emergency phone numbers, 2 Medical Equipment & Supplies, 120, 161, 164, 182, 197, 204, 207, 218, 223 Medical Information & Health Education, 121–25 Medical Insurance & Financing, 30–45, 125–29 Medicare, 32-39, 126-127 Medicare Advantage plans (Medicare Part C), 37–39, 127 Medicare application, 33 Medicare coverage of home medical equipment, 120 Medicare fraud, 13–14 Medicare insurance consultant, 125, 127, 174-175, 192-193 Medicare (Original, for skilled nursing facilities), 26 Medicare Original, 32, 34–35, 126 Medicare Part A (hospital insurance), 34, 126 Medicare Part B (medical insurance), 34-35, 126 Medicare Part C (Medicare Advantage plans), 37-39, 127 Medicare Part D (prescription drug insurance), 35, 127, 142 Medicare premiums, 32, 35, 126, 127, Medicare Savings Programs (MSPs), 32-33, 35, 127 Medicare Summary Notice, 14 Medicare Supplement Insurance, 35–37 Medicare & You (CMS), 33, 35, 38 medication affordability, 141-142 Medigap (Supplemental) insurance, 35-37, 39 memory loss, 54-56, 101-108, 156 mental changes, 6-7, 55-56 mental health advocacy, 129–32 Mental Health Association of East TN, Inc., 62, 130 mental health crisis helplines, 2, 129-30 Mental Health Services, 62-64, 68, 129–32 mental health treatment and counseling, ongoing, 130–32 mental incapacity, 18, 19 Metropolitan Drug Commission, 54 military personnel records, 152 Milk Fund Program, 87 “Miller” Trust, 43 Mobile Affordable Meal Service, 87, 202 Mobile Crisis Unit, 2, 129, 130 Mobile Meals, 87, 223 Monica Franklin & Associates, 116, 211 Monroe County Office on Aging, 113 Morgan County Office on Aging, 113 241 Morning Pointe Assisted Living, 106, 196 Morningside Gardens Apartments, 109, 203 Mountain Park Villas, 109 moving, 93-94 MSN (Medicare Summary Notice), 14 MSPs (Medicare Savings Programs), 32-33, 35, 127 N NA (Narcotics Anonymous), 54 NAELA (National Academy of Elder Law Attorneys), 116 NAHB (National Association of Home Builders), 17 NAR-ANON Family Groups, 54 Narcotics Anonymous (NA), 54 National Academy of Elder Law Attorneys (NAELA), 116 National Association of Home Builders’ Remodelers Council, 17 National Association of Professional Geriatric Care Managers, 57-58 National Contractor Center, Inc., 79 National Council on Aging, 142 National Do Not Call Register, 60 National Family Caregiver Support Program, 17, 86 National HealthCare Corporation (NHC), 92, 106, 134, 202 National Kidney Foundation, 124 National Parkinson Foundation, 124 National Park Passes, 49 National Suicide Prevention Lifeline, 2, 129 NCOA (National Council on Aging), 142 Neal (Patricia) Rehabilitation Center, 78, 99 newsletter (Elder News & Views), 111 News Sentinel, 217 NHC (National HealthCare Corporation), 92, 106, 134, 202 NHC Farragut 106, 134, 202 NHC Fort Sanders, 134 NHC Healthcare, 134, 202 NHC Holston Health & Rehabilitation, 134 NHC Homecare, 92 NHC Knoxville, 134 NHC Place Assisted Living, Farragut, 106, 202 nondrivers ID, 61-62, 76 nonmedical homecare, 72-73, 136–40 Northgate Terrace, 109, 209 Northshore Senior Living, 106, 188 Northwest TN Area Agency on Aging & Disability, 114 242 nurses, 57, 91 nurses’ aides, 91 Nursing Homes, 23–30, 42–44, 102, 133-135 O Oakwood Senior Living, 106, 188 O’Connor (John T.) Senior Center, 145, 166, 221 occupational therapy, 155 Office on Aging, Knoxville-Knox County 3, 111, 145, 161, 164, 221 Offices on Aging (East Tennessee), 112-113 Ombudsman, 29-30,133, 225 One Call Club, 12, 135, 202 101 Mobility, 204 online support groups, 7, 146 Operation Backyard, 95 Opt Out, 60 Options for Community Living, 44, 139, 225 organ donation, 16, 88, 122, 124 Original Medicare, 32, 33-35 orthopaedic center, 163 out-of-town travel, 150 outpatient counseling, 63–64, 131–32 outpatient geriatric assessment units, 56 P PAE (Pre-Admission Evaluation), 26-27 Parkwest Medical Center, 99 Park Place of Fountain City, 106 Park Place of West Knoxville, 107 Part D (prescription drug insurance), 35, 125, 127, 164 Pat Summitt Clinic, 55, 101, 162-163 patients’ rights policies (in skilled nursing facilities), 30 Patricia Neal Rehabilitation Center, 78, 99 PAWS—Placing Animals with Seniors, 141, 223 Peer Recovery Call Center, 130 Pellissippi State Community College, 80 Peninsula Behavioral Health Independent Living Program, 68 Peninsula Hospital, 56, 68, 99 Peninsula Outpatient Centers, 63, 131 PERS (personal emergency response systems), 135-136, 176 Personal & Professional Development, 80 personal care, 91-93, 136–40 243 Personal Care Choices, 139, 222 Personal Emergency Response Systems, 135-136, 176 Personal Representative (executor), 20 Personal Support Services Agencies, 136–40 pest control, 205 Pet Loss Support Service, 141 Pet Services, 140-141, 223 pharmacy, 170, 197, 205, 218 Philips Lifeline, 135-136, 176 Phoenix Conversions, 78, 164 physical incapacity, 18 physical therapy, 155, 200 physicians (house calls), 150, 222 Physician’s Order for Scope of Treatment (POST) forms, 21 Pointe at Lifespring Senior Living, 107 police department, Knoxville, 1, 96 pooled trusts, 159 Positively Living, 63, 68, 124 POST forms, 21 power of attorney, 18-19 PPOs (preferred provider organizations), 38 Pre-Admission Evaluation (PAE), 26-27 pre-approved credit offers, 60 Preferred Care at Home of E. TN., 139 preferred provider organizations (PPOs), 38 prepaid burial insurance policy, 16, 43 prepaid legal services companies, 18 Presbyterian Homes of Tennessee, Inc., 166 Prescription Drug Assistance, 41-42, 141-142, 164 Priority Ambulance, 150 private-duty care, 92-93 private-duty nursing, 92-93, 178, 184 Project Lifesaver, 55 Project LIVE- Living Independently Through Volunteer Efforts, 58, 139, 221 Project SCAN (Senior Citizens’ Awareness Network), 96 property tax freeze, 146 property tax relief, 146 Prosperity Pointe Assisted Living, 107, 212 proton therapy, 194 Provision Proton Therapy Center, 194 Public Guardianship Services, 20, 115 244 public housing, 108-110 Q QI1 (Qualifying Individuals 1), 32-33 35, 127 QMB (Qualified Medicare Beneficiaries), 32-33, 35, 127 Qualified Income Trust (Miller Trust), 43 Qualified Medicare Beneficiaries (QMB), 32-33, 35, 127 Qualifying Individuals 1 (QI1), 32, 35, 127 Quality Home Health, 92, 215 Quality Private Duty, 92, 184 R Railroad Retirement Board, 19, 33, 143 Raintree Terrace Senior Living, 107, 170 Ramps N Rails, 73 real estate specialists (SRES), 17, 187 Realty Investors, 187 Recreation, 47-51 Regions Bank, 217 Rehabilitation Services, 75, 83, 142, 172 Renaissance Terrace Assisted Living, 107, 222 Representative Payee Status, 19-20 ResCare HomeCare, 139 Residences at Eastport, The, 109, 160 Residential Homes for the Aged (RHAs), 24, 102-108 residential hospice, 98 Respite, 6, 51-53, 104-108, 143 retirement age, 30 Retirement Benefits, 143 retirement centers, 102, 104-108 reverse mortgages, 46 RHAs (Residential Homes for the Aged), 24, 102-108 Riggs Drugs, 205 right-to-die issues, 21–22 Right at Home, 139, 173 Riverbirch Village, 109, 213 River Oaks Place, 188 Road Scholar, 80 Roadwise Driver, 78, 184 Roane County Office on Aging, 113 Rogero’s office, Knoxville Mayor, 219 Ross (Helen) McNabb Center, 62, 63, 66, 129, 130, 131 245 RRB (Railroad Retirement Board), 19, 33, 143 RSVP—Retired & Senior Volunteer Program, 154 Runaround, 84 Rural/Metro safety education, 122 Rural/Metro Ambulance, 2, 149 Rural/Metro Fire Department, 1 Russell’s Pest Control, 205 S Safelink Wireless, 149 SAIL—Stay Active & Independent for Life, 49 St. Mary’s Riverview I & II, 109 St. Mary’s Villas in Halls, 109 Salvation Army, 68 Samaritan Place, 3, 69, 82 scams, 8–11, 14, 59, 168, 224 SCAN (Project SCAN; Senior Citizens’ Awareness Network), 96 SCHAS (Senior Citizens Home Assistance Service), 139, 219, 222 SIR (Senior Information & Referral), 3, 6-7, 17, 21, 24, 110, 120, 137, 146, back page Scott County, 113 Scottish Rite, 117 SCSEP (Senior Community Service Employment Program), 83, 158 Section 8, 110 Select Specialty Hospitals, 100 Select Specialty Hospitals, Fort Sanders, 99 Select Specialty Hospitals, Tennova, 100 self-neglect, 15 senators’ offices, 89 Senior Advocacy Groups, 143-144 Senior Behavioral Health, 56 Senior Centers, 47, 50, 80, 144-145, 166, 185, 221 Senior Citizens’ Awareness Network (Project SCAN), 96 Senior Citizens Home Assistance Service, Inc. (SCHAS), 139, 219 Senior Community Service Employment Program (SCSEP), 83, 158 Senior Companion Program, 140, 154, 164 Senior Corps, 154, 164 Senior Employment Service, 83, 187 Senior Financial Group, 192-193 Senior Helpers, 212 Senior Home Assistance of Tennessee, 140, 214 senior housing with support services, 103-108 Senior Information & Referral (SIR),3, 6-7, 17, 21, 24, 110, 120, 137, 146, back page 246 senior move managers, 93-94 Senior Nutrition Program, 87 Senior Olympics, 48 Senior Service Directory, 111 Senior Solutions Homecare, 140, Senior Solutions Management Group, 188 seniors emergency shelter, 3, 69 Seniors for Creative Learning, 50 Seniors Helping Seniors, 140, 208 Seniors Real Estate Specialist, 17, 187 Serene Manor Medical Center, 135 Serenity Shelter, 69 Sevier County Office on Aging, 113 sexual assault, 2, 69, 81-82 Sexual Assault Center of East TN, 2, 69 Shannondale CCRC and Buckingham, 107, 135, 166 Shannondale Health Care Center, 135, 166 shelters, emergency, 3, 64-69, 81-82 sheriff’s office, Knox County, 1, 95, 187 Sherrill Hills Retirement Resort, 107, 189 SHIP (State Health Insurance Assistance Program), 127 Shown, Law Office of Linda Gale, 116 sign language, 74 Silver Sneakers program, 48, 50-51 sitter services, 117, 136-140 skilled care, 25, 117, 133, 155 SLMB (Specified Low-Income Medicare Beneficiary), 32-33, 127 Smart Trips, 151 smoke alarm programs, 96-97 Smoky Mountain Hospice, 98, 173 SNAP (food stamps), 45, 88, 128, 160, 208 Social Security Administration, 20-21, 30-31, 89-90, 143 Social Security Consultant, 174-175, 192-193 Social Security disability benefits, 31-32 Social Security Disability Insurance (SSDI), 31-32 Social Security income (SSI), 31-32 South Central Area Agency on Aging & Disability, 114 Southeast TN Area Agency on Aging & Disability, 114 South Knox Senior Center, 145, 185 South Knoxville Community Center, 166 Southwest TN Area Agency on Aging & Disability, 114 Space and Time, 94 247 Speakers Bureau, Knoxville-Knox County Office on Aging, 111 special needs plans, Medicare, 37 Special Needs Trusts, Vista Points, 159 Specified Low-Income Medicare Beneficiary (SLMB), 32-33, 127 speech therapy, 77, 155 SR. Medical Services, 120 SRES (Seniors Real Estate Specialist), 17, 187 SSDI (Social Security Disability Insurance), 31-32 SSI (Supplemental Security Income), 31-32 State Health Insurance Assistance Program (SHIP), 127 Star Mobile Services, 207 Stay at Home of Knoxville, 140, 205 Strang (Frank R.) Senior Center,145, 185 subcontractors, hiring, 11–13 substance abuse, 53-54, 131-132 Summit Medical Group, 206 Summit Towers, 109, 203 Summit View of Farragut, 135 Sunnybrook Apartments, 109 Superior Van & Mobility, 78 Supplemental Nutrition Assistance Program (SNAP), 45, 88, 128, 160, 208 Supplemental Security Income (SSI), 31–32 Support Groups, 146, 156 support services, housing 101-108 Sweetwater Living, 191 T Take Charge of Your Diabetes, 125 tax aid, 146-147, 207 Tax Counseling for the Elderly, 147 Taxes, 146 taxicab complaints, 151 taxicabs, 151 Telecommunication for the Deaf and Hard of Hearing, Inc., 72 Telecommunications Devices Access Program, 75 telemarketing, 8–11, 60 Telephone Reassurance, 147 Telephone Service Discounts, 147-149 Telephone Services, 75 Tender Hearts Homecare Services, 140 TennCare/Medicaid, 16, 30-44, 62, 125, 132 TennCare Advocacy Program, 41, 128 248 TennCare application, 126, 128 TennCare Behavioral Health Advocacy Program, 128 TennCare CHOICES, 39, 42-44, 137 TennCare Family Assistance Center, 128 TennCare Managed Care Organizations, 128, 151 TennCare Medicaid for Long-Term Care, 26-27, 42-44 TennCare Select, 128, 151 TennCare Solutions Unit, 41, 128 TennCare Transportation, 151 Tennessee Bar Association, 23 Tennessee College of Applied Technology, Knoxville, 80 Tennessee Commission on Aging & Disability, 113 Tennessee Consumer Affairs Division, 61 Tennessee Dept. of Commerce and Insurance, 45 Tennessee Dept. of Health, Division of Health Care Facilities, 23 Tennessee Dept. of Health Complaint Hotline, 23 Tennessee Dept. of Human Services (DHS), 15, 81, 88, 127 Tennessee Dept. of Motor Vehicle, 72 Tennessee Dept. of Safety, 61, 76 Tennessee Dept. of Transportation, 78 Tennessee Dept. of Veterans’ Services, 152 Tennessee Division of Consumer Affairs, 61 Tennessee Donor Services, 124 Tennessee Do Not Call list, 60 Tennessee General Assembly, 90 Tennessee Governor’s office, 90 Tennessee Health Care Campaign, 129 Tennessee Health Connection, 41, 129 Tennessee Highway Patrol, 79 Tennessee Human Rights Commission, 61 Tennessee identification cards, 61, 76 Tennessee Library for the Blind & Physically Handicapped, 76 Tennessee Mental Health Consumers Association, 132 Tennessee Poison Center, 2 Tennessee Redline, 54 Tennessee Regulatory Authority (TRA), 62 Tennessee Relay Center, 76 Tennessee Senior Medicare Patrol Project, 14 Tennessee Services for the Blind and Visually Impaired, 75 Tennessee Services for the Deaf and Hearing Impaired, 75 Tennessee State Health Insurance Program (SHIP), 127 249 Tennessee, University of (Knoxville campus), 50 Tennessee Veterans’ Home, 134, 152 Tennessee Vulnerable Adult Coalition (TVAC), 82 Tennessee Yellow Dot Program, 78-79 Tennova Healthcare, 56, 124, 199 Tennova Health and Fitness Center, 50 Tennova Homecare Services, 92 Tennova Hospice Services, 98 Tennova North Knoxville Medical Center, 100 Tennova Physicians Regional Medical Center, 100 Tennova Residential Hospice, 98 Tennova Senior Membership program, 50, 199 Tennova Turkey Creek Medical Center, 100-101 termite control, 205 Thompson Cancer Survival Center, 99 3-1-1 Knoxville’s Phone Number, 90 Ticket to Work, 76, 83 tissue donation, 124 TRA (Tennessee Regulatory Authority), 62 transitional care unit, 99 transportation, 40, 77, 82, 84, 136–40, 149–151, 168 Trinity Hills Senior Living Community, 107, 160 TVA campgrounds, 49 TVAC (TN Vulnerable Adult Coalition), 82 2-1-1, East TN Information & Referral, 3, 111, back page U Union County Office on Aging, 113 United Healthcare, 128, 151, 220 University of Tennessee (classes), 50, 80 University of Tennessee Hearing and Speech Center, 77 University of Tennessee Home Care Services, 92 University of Tennessee Hospice, 98 University of Tennessee Medical Center (UTMC), 56, 86, 101, 123-125, 162-63 University of Tennessee Psychological Clinic, 64 University of Tennessee Veterinary Medical Center, 141 Upper Cumberland Area Agency on Aging & Disability, 114 US Congressman’s office, 88 US Department of Veterans’ Affairs, 153 US Department of Housing and Urban Development, 46 US Senators’ offices, 89 utility companies, 95, 197 250 UT Department of Professional Development, 50, 80 UT Hearing and Speech Center, 77 UT Home Care Services, 93 UT Hospice, 98 UTMC (University of Tennessee Medical Center), 56, 86, 101, 123-125, 162-63 UT Psychological Clinic, 64 UT Veterinary Medical Center, 141 V VA (U.S. Department of Veterans Affairs), 153 VA Aid & Attendance, 24 VA benefits, 152-153 VA Medical Center, 153 vaccinations, 170 vehicle modifications, 78, 164 Verandas, The, 109, 209 Vet Center, 64, 153 Veterans’ Affairs Knoxville Outpatient Clinic, 63, 119, 153 veterans’ benefits, 152-153 Veterans’ Home, 134, 152 Veterans’ Services, 24, 64, 81, 152–53 Veterans’ Upward Bound Program, 81, 153 Visiting Angels, 140, 190 Visiting Physicians, 120, 222 Vista Points Special Needs Trusts, 159 VITA (Volunteer Income Tax Assistance), 147 vocational rehabilitation, 75 Volunteer Assisted Transportation, 77, 151, 168 Volunteer Income Tax Assistance (VITA), 147 Volunteer Ministry Center, 69, 70 Volunteer Opportunities, 153-54, 168 Volunteer Service Stipend Programs, 154 Volunteer Tennessee, 154 Volunteer Urgent & Primary, PC, 79 W Walk With Ease, 47 weatherization, 94, 183 “Weekly Update,” 111, 127 Wesley House, 50 West Hills Health and Rehab, 135, 189 Westmoreland Health & Rehab Center, 135, 191 251 Westview Tower, 110, 203 wheelchair repair, 164, 204, 207 Williamsburg Villas, 108, 200 Willow Place Senior Community, 110, 213 wills, 20-21, 156, 211 Windsor Gardens Assisted Living, 108, 198 wireless phone service, 148 World of Independence, 79 wrecker service company complaints, 151 Y YMCA, 51, 200 Your Guide to Choosing a Nursing Home (Medicare), 24 YWCA, 51, 69 YWCA Victim Advocacy Program, 82 NOTES 252 253 254
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