Most Popular Financing Solutions
1 Rollovers for Business Start-ups [401(k) Business Funding]
Through this process, one can invest in a business or franchise by utilizing
their existing retirement funds without taking a taxable distribution or
getting a loan. This arrangement allows an individual to invest up to 100
percent of their eligible assets to finance their venture debt-free.
Sometimes it takes more
than one method of
financing to fully fund a
new business or franchise.
In fact, many of our
clients combine multiple
types of funding to reach
their desired capital.
Pre-qualify today:
guidantfinancial.com
888.472.4455
2 SBA Loans
Guaranteed by the Small Business Administration, these loans are designed
to enable small business owners to access up to $5 million. There are many
programs available under the SBA umbrella that are generally reserved for
real estate transactions, start-ups and and business acquisitions.
3 SBA Working Capital Loans
These loans, which are primarily reserved for entrepreneurs needing up to
$150,000 to operate their business, have an average transaction time of 45 days.
They also feature a lower down payment and don’t require personal collateral.
4 Unsecured Loans
Unsecured loans provide revolving lines of credit totaling up to $150,000
with an open term length, and can allow for more equity injection down
the line. Most commonly used as a short-term funding solution, these
loans feature attractive introductory rates, require no collateral and help
build your business credit.
Learn More About Our Full Suite of Funding »
Program
Funding Amount
Rollovers
For Business
Start-ups
$40k+
SBA 7(a)
Loans
SBA Working
Capital Loans
Eligibility
$40k in eligible, rollable
retirement assets [401(k), IRA
403(b), TSP, Keogh, etc]
Owner Must be a bona fide
emplyee of the business
$150k $5 million
$50K $150k
Benefits
Debt-free way to start a business
No collateral needed
Timeframe
3 Weeks
No tax penalties
2-4
Months
640+ credit score
20-30% down payment
Industry/Management
experience
Secondary source of income
(preferred)
Term loans with low interest rates
Access to 3,600+ lenders
690+ credit score
10% down payment
SBA Registry franchise
(if applicable)
Low down payments
No collateral needed
Fast funding
30 Days
690+ credit score
Minimal credit inquiries
Less than 50% credit
utilization
Low introductory Interest rates
3 Weeks
No minimum credit score
required
Minimum of $85k in securites
Stocks trading at more than
$5/share
No liquidation of existing
securities
Low interest rates
Money-back guarantee
Dedicated loan consultant
Single loan application
Rapid loan package analysis
and approvals
Executed franchise agreement
prior to funding
Unsecured
Loans
Portfolio
Loans
$25k $150k
Up to 80%
account
balance
No collateral needed
Helps build business credit
No use of proceeds requirements
Deferred payments if
opening new franchise
(up to 24 months)
Flexibility with revolving
line of credit
Pre-qualify today: guidantfinancial.com | 888.472.4455
2-3
Weeks