Personal Banking Fee Schedule This is your Fee Schedule for the products and services we offer on your personal accounts. Checking Accounts – Monthly Service Charges Monthly Service Charge M Accounts $6
$3 $3 $3 How to Avoid the Monthly Service Charge Monthly Service Charge M+ Accounts M Company Club M+ Company Club eChecking Simply Checking Simply Interest Checking Solution Checking Performance Checking Performance Plus Checking Performance 50 Checking How to Avoid the Monthly Service Charge Monthly Service Charge How to Avoid the Monthly Service Charge Monthly Service Charge How to Avoid the Monthly Service Charge Monthly Service Charge How to Avoid the Monthly Service Charge Monthly Service Charge How to Avoid the Monthly Service Charge Monthly Service Charge How to Avoid the Monthly Service Charge Monthly Service Charge How to Reduce the Monthly Service Charge Monthly Service Charge Monthly Service Charge How to Avoid the Monthly Service Charge Monthly Service Charge How to Avoid the Monthly Service Charge $15
$10 $7 $7 $3
M
M Customers age 60 or better M Privilege M Go! M: Waived if your monthly direct deposits total $250 or more or if you maintain a minimum average daily balance of $1,000 M Go!: Waived if your monthly direct deposits total $250 or more or if you conduct 8 MidFirst Bank Debit Card purchases during your statement cycle M+ Premium
M+ M+ Customers age 60 or better M+ Privilege M+ Premium: Waived if you maintain a minimum average daily balance of $10,000 M+: Waived if you maintain a minimum average daily balance of $1,500 M Company Club
Waived if your monthly direct deposits total $250 or more or if you maintain a minimum average daily balance of $1,000 $7
M+ Company Club
Waived if you maintain a minimum average daily balance of $1,500
$12
eChecking
Waived if the eChecking Relationship Package Gold, Silver or Bronze Tier requirements are met $6
Simply Checking
Waived if you maintain a minimum average daily balance of $250 $10
Simply Interest Checking
Waived if you maintain a minimum average daily balance of $1000
$10
Solution Checking
$7
Reduced to $7 if monthly direct deposit is received on this account
$6
$7
Performance Checking
Performance Plus Checking
Waived if you maintain a minimum average daily balance of $2,500
$5
Performance 50 Checking
Waived if you maintain a minimum average daily balance of $2,500
Page 1 of 4 Want more info? See the Account Agreement and Disclosure AZ April 2017 Personal Banking Fee Schedule Savings Accounts – Monthly Service Charge Premium Savings Titanium Money Market Performance Savings Company Club Savings Sun Devil Select Club Savings iSave Kids Club/iS2 Monthly Service Charge Premium Savings Titanium Money Market Performance Savings Company Club Savings Sun Devil Select Club Savings iSave Kids Club/iS2 Excessive Transaction Fees $8
$10 $3 MidFirst ATM $0
For using a MidFirst Bank ATM to complete any transaction Non‐MidFirst ATM $0
Service fee charged by MidFirst for using another bank's ATM. Please note, you may incur an additional fee from the ATM’s issuing bank, however this fee will be refunded to you at the end of the Processing Day that the fee is incurred. Account Closing $25
If your account is closed within 90 days of opening Dormant Account $5
Per month after 12 months of inactivity (i.e., no customer‐initiated activity)
Paper Statement $2
$0 Electronic and Paper Statements $2
M and M+ Accounts, Simply Checking, Minimal Checking, Simply Interest Checking, Go! Checking and Company Club Checking: Per month if you receive paper statements. You may qualify for waived or reduced fees based on your Relationship Tier. M Privilege, M+ Privilege, M+ Premium, Premium Savings, Titanium Money Market, Performance Savings, Company Club Savings, Sun Devil Select Club Savings, iSave Kids Club and iS2 and M and M+ customers age 60 or better: No charge for paper statements. You must consent to receive electronic statements instead of paper statements in order to avoid the paper statement fee, if charged for your account type. To do so, please select “online” for your statement delivery method within Online Banking, or see your Personal Banker. Sun Devil Checking, Sun Devil Solution, University, and Sun Devil Select Club Checking: Per month if you receive paper statements and are enrolled in Online Banking Online Bill Pay $0
$14.95
How to Avoid the Monthly Service Charge $15
$10 $5 $4 $0 Premium Savings
Titanium Money Market Performance Savings Company Club Savings and Sun Devil Select Club Savings iSave Kids Club/iS2 Premium Savings: Waived if you maintain a minimum average daily balance of $10,000 Titanium Money Market: Waived if you maintain a minimum average daily balance of $5,000 Performance Savings: Waived if you maintain a minimum average daily of balance of $250 Company Club Savings and Sun Devil Select Club Savings: Waived if you maintain a minimum average daily of balance of $200 Premium Savings, Performance Savings, Company Club Savings and Sun Devil Select Club Savings: fee for each withdrawal in excess of six withdrawals per monthly statement cycle Titanium Money Market: fee for each withdrawal in excess of six withdrawals per monthly statement cycle iSave Kids Club/iS2: fee for each withdrawal in excess of six withdrawals per monthly statement cycle ATM Fees Other Account Fees Expedited Online Bill Payment Returned Deposit Item Stop Payment – Check or ACH Stop Payment ‐ Money Order or ACH Wallet Style Checks $30
No charge for using online bill pay (unless Expedited Online Bill Payment is requested Per transaction if expedited ACH or overnight check is requested through Online Bill Pay Per item you deposit from a third party that does not clear the issuing bank, including re‐deposited items Per item to stop payment for up to six months $5
Per item to stop payment for up to six months Varies
Cost varies based on account and check type. Tax, shipping and handling charges may apply $5
Page 2 of 4 Want more info? See the Account Agreement and Disclosure AZ April 2017 Personal Banking Fee Schedule Overdraft Fees Overdraft Paid Returned $32.50
$32.50 Extended Overdraft Fee $25
Overdraft Protect Transfer Fee – Deposit Account Overdraft Protect Transfer Fee – Line of Credit $12.50
$12.50
Per item that overdraws your account that we pay Per item that overdraws your account that we return A maximum number of four per‐item Overdraft fees will be charged on any Processing Day We will not charge any per‐item Overdraft fees if your account is overdrawn
by $5.00 or less at the end of a Processing Day We will not charge any per‐item Overdraft fees for transactions that are $5.00 or less Applies one time after an account remains overdrawn in any amount for at least seven consecutive calendar days Per day covered by a transfer from a linked deposit account, for a negative balance of any amount at the end of the Processing Day, even if the negative balance is less than $5.00. Per day covered by a transfer from a linked home equity or Relationship line of credit, for a negative balance of any amount at the end of the Processing Day, even if the negative balance is less than $5.00. Refer to your specific loan documents for details regarding applicable fees and transfer increments. Other Service Fees STATEMENT SERVICES OTHER CARD FEES WIRE TRANSFERS $2 $3/statement $0 $1 each item Duplicate, Copy, Fax or Special cycle statement Sun Devil, Sun Devil Solution Checking and University Checking: For check images included with statement, front or back of check. No charge for front or back check images on account types not listed above and eStatements Per each item or document copied, such as cleared checks, deposit or withdrawal tickets $40/hour ($20 minimum) Research Labor/Account Reconciliation $5 Replacement Card‐Standard Delivery $40 Replacement Card‐Expedited Delivery $40 3% of transaction amount Lost PIN Reminder‐Expedited Delivery International Transaction Fee – U.S. Dollar and Foreign Currency Transactions $3.75 Gift Card $12 Incoming Domestic $20 Outgoing Domestic $17 Incoming International $45 Outgoing International EXTERNAL FUNDS $0 TRANSFERS1 $3 with Online Banking 1
PEOPLE PAY $0 Person‐to‐Person Payments NEGOTIABLE ITEMS 2
Up to 5 day delivery from other bank (Incoming) Up to 3 day delivery to other bank (Outgoing) If sending money via email or text $3 If sending money to another bank account $0.50 each Temporary checks not used in the banking center $5 each Money Order $8 each Official Check 1% of purchase 2% of purchase Travelers Checks‐one signature Travelers Checks‐two signatures
Page 3 of 4 Want more info? See the Account Agreement and Disclosure AZ April 2017 Personal Banking Fee Schedule MISCELLANEOUS $15 $15 Verification of Deposit Incoming Collection Item
$15 Outgoing Collection Item $75 $150 $75 $0.25/page Call for pricing $110 At Cost Child Support Levies Garnishments IRS Levies Photocopies
Safe Deposit Box Rental
Lock Drilling Lost Key Lock Change 3
1 Not available on Solution Checking or Sun Devil Solution Checking 2 Please see your iManage Personal Banking Agreement and Internet Banking Customer Agreement for information pertaining to timing of deposits and holds placed on online transfers. 3 Additional fees may apply. Page 4 of 4 Want more info? See the Account Agreement and Disclosure AZ April 2017