Dynamic Currency Conversion
at the point of sale
Dynamic Currency Conversion (DCC) is a point of sale payment
option that gives shoppers abroad a choice to pay in their own
currency or the local currency.
Points of interest
Currencies
DCC is attractive to merchants for two key reasons:
Adyen offers DCC in a number of currencies. Rates may vary
between some currencies. Please contact your account manager
to discuss current rates and currency options. Currencies that
• It provides additional revenue;
• It gives your shoppers the freedom to make a purchase in the
currency of their choice, and the transparency of what the
purchase will actually cost in that currency.
Adyen offers:
Australian Dollar
AUD
Kuwaiti Dinar
Bahraini Dinar
BHD
Latvian Lats
Brazilian Real
BRL
New Zealand Dollar
KWD
LVL
NZD
British Pound
GBP
Norwegian Kroner
NOK
In addition, for shoppers, DCC reduces the risk of unexpected
Bulgarian Lev
BGN
Omani Rial
OMR
currency fluctuations between authorization and settlement.
Canadian Dollar
CAD
Polish Zloty
PLN
Chinese Yuan
CNY
Qatari Rial
QAR
Rules and how it works
Croatian Kuna
HRK
Romanian Leu
RON
According to scheme regulations, the shopper must be given the
Czech Republic Koruna
CZK
Russian Ruble
RUB
choice to accept DCC or decline it and pay in the local currency.
Danish Kroner
DKK
Saudi Riyal
SAR
Furthermore, the shopper must be made aware of the cost of
Emirates Dirham
AED
Singapore Dollar
SGD
the currency conversion. Merchants are not permitted to force a
EuroEUR
South African Rand
ZAR
choice on the cardholder.
Hong Kong Dollar
HKD
South Korean Won
KRW
Hungarian Forint
HUF
Swedish Krona
SEK
In line with these regulations, Adyen gives merchants the ability
Icelandic Króna
ISK
Swiss Franc
CHF
to offer shoppers the choice to accept or decline DCC, with full
Indian Rupee
INR
US Dollar
USD
disclosure of the exchange rate and the margin that is deducted
Israeli New Sheqel
from it. There are multiple advantages to offering a currency
Japanese Yen
choice to you shoppers.
Jordanian Dinar
www.adyen.com
ILS
JPY
JOD
What the shopper sees at the checkout
The following information is presented on the terminal display:
Cardholder Billing Currency
Exchange rate
Margin
Source of the Exchange rate
Amount in the merchants’ Pricing Currency
What the shopper sees on the receipt
The shopper will also receive the same detailed information
regarding the transaction on their receipt, including:
• Cardholder Billing Currency;
• Amount in the merchants’ pricing currency;
• Exchange rate;
• Source of the exchange rate;
• Margin;
• A DCC disclosure statement at the bottom of the receipt.
Note: If the shopper accepts DCC the Cardholder Billing Currency
amount on the receipt will be the same as the amount debited
from his card/account.
Amsterdam
Berlin
London
Paris
Simon Carmiggeltstraat 6-50
1011 DJ Amsterdam
+49 30 30 808 505
[email protected]
+44 203 814 8200
[email protected]
+33 1 73 77 56 60
[email protected]
+31 20 240 1670
[email protected]
Madrid
Stockholm
Boston
+34 91 198 0250
[email protected]
+46 8 505 164 94
[email protected]
+1 (415) 530-2032
[email protected]
São Paulo
Singapore
Shanghai
+55 11 4130 2500
[email protected]
+65 3158 5188
[email protected]
+86 21 2312 7618
[email protected]
San Francisco
274 Brannan Street
Suite #600
+1 (415) 530-2030
[email protected]
Sydney
+61 2 8218 2165
[email protected]
www.adyen.com