8.500"
“Downloadable PDF”
Form:
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Description
Stand out with a strong credit record
Just follow these helpful tips
33. W Monroe St.
Suite 500
Chicago, IL 60603
312-845-2700
C
Project Name:
Credit Card Information Download
Document Size (w/h):
8.500” x 11.000”
Finished Size (w/h):
8.500” x 11.000”
Note: None
No annual fee
11.000"
1. Pay all your bills on time
This includes rent, mortgages, credit cards and even
utilities like hydro, phone and cable. You should allow
sufficient time for your payment to be received by your
creditor before the due date.
Reward yourself with
good credit
The Curve™ MasterCard® is a
great way to build and maintain
a great credit record. Just
use it responsibly for all your
purchases. You’ll reward yourself
with cash back and help establish
stronger credit.
2. Make at least your minimum payments
If you’re having trouble meeting these payments, contact
your creditors to work out new payment plans. If you can
make more than your minimum payment, you should.
3. Monitor your bills and statements carefully
Alert your card issuer immediately if you see charges
you did not make.
4. Reduce your debts.
Repay all your debts and loans. Unpaid balances on your
credit cards can hurt your overall credit score. Keep in
mind it’s important to pay down your debt.
5. Make sure your credit report is accurate
Look on page 2 to see how to request free copies
of your credit report by mail.
The Canadian Tire Curve™ MasterCard® is issued by Canadian Tire Bank pursuant to a licence by MasterCard International.
®/™
The trademarks of Canadian Tire Corporation, Limited are used under licence.
®/™
MasterCard and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated.
stand out from the crowd
191-10224_DownLoad_PDF_r6.indd 1
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Client: Canadian Tire
When you manage your money responsibly, banks are more
willing to grant you mortgages, car loans and other general loans.
You’ll also be more likely to qualify for higher credit limits and
better interest rates. So building a good credit record can
actually save you money.
5 tips for managing your credit:
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Component Name:
Curve Downloadable PDF
Why is good credit important?
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8.500"
“Downloadable PDF”
Form:
Revision:
Description
Know your credit rating
33. W Monroe St.
Suite 500
Chicago, IL 60603
312-845-2700
C
Stay on top of the information banks use to evaluate your credit
While your credit report shows your long-term credit activity, your
credit score summarizes your financial health at a specific point in time.
Lenders use your credit report and your credit score together to
approve you for credit and set your interest rates.
11.000"
To help manage your credit, follow the five tips on page 1 of this document.
Project Name:
Credit Card Information Download
Document Size (w/h):
8.500” x 11.000”
Finished Size (w/h):
8.500” x 11.000”
Note: None
Brought to you by
the Curve™ MasterCard®
Your credit score is as
unique as you
It reflects your entire history as
a consumer, including the way you
handle your credit cards, loans,
rent and mortgage payments …
even the utilities you have in
your name.
If your credit rating is strong,
congratulations! Keep using your
credit responsibly and your score
should stay strong.
Make your credit score
stand out. The Curve MasterCard
is a great way to start.
Get a copy of your credit report FREE
You can request your free credit report via mail from any of these reporting
agencies. Just download a printable request form right from their websites.
For a small fee, you can obtain your credit report and your credit score
online even faster.
Equifax Canada
TransUnion Canada
equifax.ca
transunion.ca
National Consumer Relations
Box 190, Jean Talon Station
Montreal
QC H1S 2Z2
all provinces except Quebec:
Consumer Relations Centre
P.O. Box 338 LCD1
Hamilton
ON L8L 7W2
Quebec:
TransUnion (Echo Group)
1 Place Laval Ouest, Suite 370
Laval
QC H7N 1A1
The Canadian Tire Curve™ MasterCard® is issued by Canadian Tire Bank pursuant to a licence by MasterCard International.
®/™
The trademarks of Canadian Tire Corporation, Limited are used under licence.
®/™
MasterCard and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated.
stand out from the crowd
191-10224_DownLoad_PDF_r6.indd 2
K
Client: Canadian Tire
It shows how much credit and debt you have … and how you manage
your finances over time. It also shows if you’ve declared bankruptcy or
been referred to a collections agency. That’s why it’s important to
maintain a good credit record and monitor your credit report to make
sure it’s accurate.
It pays to know your credit score … and how to improve it
Y
Component Name:
Curve Downloadable PDF
Your credit report gives lenders a snapshot of your credit history
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