Chicago
2359 N. Washtenaw Ave. • Chicago, IL 60647
(773) 278-8660
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Drive Thru
Monday — Friday 8:00 — 7:00 Saturday 8:30 — 1:00
24 Hour Drive-up Depository ATM
100 W. Randolph, Ste. 208 • Chicago, IL 60601
(312) 782-7929
Monday — Friday 8:30 — 5:00
ATM — Concourse & Atrium Levels
UIC CAMPUS OFFICES
Administrative Office Building (AOB)
1737 W. Polk St. — Lower Level • Chicago, IL 60612
(312) 413-2431
Depository ATM — Lower Level
Student Center East (SCE)
750 S. Halsted, 2nd Floor • Chicago, IL 60607
(312) 355-0593
University Hall (UH)
601 S. Morgan — Lower Level • Chicago, IL 60607
(312) 413-3607
UIC Branch Hours
Monday, Tuesday, Thursday, Friday 8:30 — 5:00
Wednesday 7:30 — 5:00
Chicagoland Area
1151 Lillian St. • Elgin, IL 60123
(847) 931-6740
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00
9441 S. Kedzie Ave. • Evergreen Park, IL 60805
(708) 346-9160
Monday — Friday 8:30 — 6:00 Saturday 8:30 — 1:00
24 Hour Depository ATM
232 N. Fourth St. • Libertyville, IL 60048
(847) 362-7100
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Drive Thru
Monday — Thursday 8:00 — 5:00
Friday 8:00 — 6:00 Saturday 8:30 — 1:00
07/2014
450 E. 22nd St., Ste. 250 • Lombard, IL 60148
(800) 252-6950
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
4749 Lincoln Mall Dr., Ste. 101 • Matteson, IL 60443
(708) 679-9500
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Drive Thru
Monday — Thursday 8:00 — 5:00
Friday 8:00 — 6:00 Saturday 8:30 — 1:00
24 Hour Drive-up ATM
15 N. Wolf Rd. • Northlake, IL 60164
(708) 492-1400
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Drive Thru
Monday — Friday 8:00 — 7:00 Saturday 8:30 — 1:00
24 Hour Drive-up Depository ATM
5535 W. 95th St. • Oak Lawn, IL 60453
(708) 952-7020
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Drive Thru
Monday — Friday 8:30 — 6:00 Saturday 8:30 — 1:00
24 Hour Drive-up Depository ATM
4227 Maray Dr., Ste. 5 • Rockford, IL 61107
(815) 399-1881
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Central & Southern Illinois
250 Lincoln Ave. • Charleston, IL 61920
(217) 348-5544
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
24 Hour Depository ATM
200 E. Champaign Ave. • Rantoul, IL 61866
(217) 893-9112
Monday — Thursday 8:30 — 5:00 Friday 8:30 — 6:00
Drive Thru
Monday — Friday 8:00 — 6:00 Saturday 8:30 — 1:00
24 Hour Drive-up ATM
225 College St., Ste. 100 • Springfield, IL 62704
(217) 789-4151
Monday — Thursday 8:30 — 5:00 Friday 8:30 — 6:00
Drive Thru
Monday — Friday 7:00 — 6:00 Saturday 8:30 — 1:00
24 Hour Drive-up ATM
Indianapolis
4027 W. 10th St. • Indianapolis, IN 46222
(317) 247-6624
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Drive Thru
Monday — Thursday 8:00 — 6:00
Friday 8:00 — 7:00 Saturday 8:30 — 1:00
24 Hour Drive-up Depository ATM
2730 S. Tibbs Ave. • Indianapolis, IN 46241
(317) 247-6624
Monday — Thursday 8:30 — 5:00 Friday 8:30 — 6:00
Nevada
2651 Paseo Verde Pkwy. • Henderson, NV 89074
(702) 735-2181
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
Drive Thru
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — 1:00
24 Hour Depository ATM
382 W. Lake Mead., Ste. 130 • Henderson, NV 89015
(702) 735-2181
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
24 Hour Drive-up Depository ATM
9004 W. Sahara • Las Vegas, NV 89117
(702) 735-2181
Monday — Thursday 8:30 — 5:00
Friday 8:30 — 6:00 Saturday 8:30 — Noon
24 Hour Depository ATM
Member Services
(800) 252-6950
Monday — Friday 8:00 — 7:00 Central Standard Time
Website Address
Routing & Transit Number
www.creditunion1.org
271188081
CO-OP Shared Branching & CO-OP ATM
www.allco-op.org
(888) SITE-CO-OP
MEMBERSHIP
Credit Union 1 is a not-for-profit financial cooperative that is
owned by its members and is dedicated to serving their
financial needs. Since we’re not in business to make a profit,
you benefit with lower loan rates and a higher return on
savings. To be a member, individuals must qualify within our
field of membership. Speak with an employee regarding
membership eligibility. Membership requires a $5 one-time
Membership Fee and a $5 initial deposit, which gives you
access to all of our products and services, and will continue
as long as the minimum balance remains on deposit in your
Primary Savings account, regardless if your employment or
residence changes.
SAVINGS ACCOUNT
Deposit and maintain a $5 minimum balance in your Primary
Savings account to keep your membership at Credit Union 1
active. Deposits can be made at any Credit Union 1 branch,
through payroll deduction or direct deposit, at a CO-OP
Shared Branch location, or at depository ATMs using your
Credit Union 1 VISA® Debit Card. Other savings options
include: Vacation Club, Christmas Club, Secondary Savings
accounts, and Individual Retirement Accounts.
MONEY MARKET ACCOUNT
A Money Market account is a special dividend-bearing
savings account designed to give you flexibility of funds
while ensuring a competitive dividend rate. There is a
$2,500 minimum balance requirement to open the account,
and you must maintain a $2,500 minimum daily balance to
avoid a service fee. Ordering checks is optional on Money
Market accounts with active balances, upon request.
If balance falls below the $2,500 minimum balance in any calendar month,
your account will be subject to a $10 fee.
SHARE CERTIFICATES
Share Certificates offer a guaranteed rate of return over a
selected period of time. There is a $1,000 minimum deposit
to open a Share Certificate and a $10,000 minimum deposit
to open a Certificate Plus. Terms are available from 6 months
to 60 months. Credit Union 1 also offers IRA Certificates to
help you establish and manage a healthy retirement program.
There is a $1,000 deposit required to open a Share Certificate and a $10,000
deposit is required to open a Certificate Plus, obtain the Annual Percentage
Yield (APY) and to avoid any penalties and or fees applicable to the account.
A penalty will be imposed for early withdrawal. Individual Retirement Account
Certificates and Savings are subject to Federal withdrawal rules.
EXPRESS CHECKING ACCOUNT
ONLINE BILL PAY
This is a non-dividend bearing Checking account that does
not have a minimum balance requirement. The Express
Checking account features: no per check writing fees, monthly
statement, VISA® Debit Card access, direct deposit or payroll
deduction, and Online Express Home Banking access.
Online Bill Pay is the quick, easy and on time way to pay
your bills with electronic payments. Just login to Online
Express, setup your payees and schedule a payment. It’s
that easy! You can review your payments online, and even
view an electronic version of some of your paper bills.
EXPRESS PLUS CHECKING ACCOUNT
Popmoney allows you to send money through Online Bill
Pay to your friends and family without ever exchanging
financial information. All you need is their name, email
address or mobile telephone number to move money from
your Credit Union 1 Savings or Checking account to their
bank account.
There is a $4.95 fee per month. This fee does not apply to members that are
under the age of 24 or that are 65 and older. OR to those enrolled in eStatements
and have 5 completed Point-of-Sale Transactions for the calendar month. OR
those enrolled in eStatements and have Direct Deposit or Payroll Deduction
to a Credit Union 1 Checking account.
This is a dividend-bearing Checking account that has a
$500 minimum balance requirement. The Express Plus
Checking account features: no per check writing fees, monthly
statement, VISA® Debit Card access, direct deposit or payroll
deduction, and Online Express Home Banking access.
If balance falls below the $500 minimum in any calendar month, your account
will be subject to a $9.95 fee.
VISA® DEBIT CARD
It’s the card that works like a check world-wide. Just present
your VISA® Debit Card at the time of purchase and the
amount will be deducted from your Credit Union 1 Checking
account. Make deposits at depository ATMs, unlimited free
withdrawals at any Credit Union 1 owned ATM, $1,000 cash
withdrawal limit per day, $1,500 Point-of-Sale purchases per
day, and access to nearly 30,000 Surcharge-free ATMs
through the CO-OP ATM network.
ONLINE EXPRESS
Online Express Home Banking is a convenient way to
access your account via the Internet 24 hours a day, 7 days
a week. With Online Express you can: open additional share
accounts and certificates, retrieve account history, setup
automatic transfers, view and print copies of canceled
checks, place immediate stop payments on checks, make
a payment on your loan or Credit Union 1 VISA® Platinum
Credit Card, and have access to our Alert Center to select
account activity notifications.
eSTATEMENTS
Credit Union 1 offers the convenience and security of receiving
your credit union statements electronically through Online
Express. We will send you an email to notify you that your
electronic statement is available for viewing. Simply login to
Online Express and view your statement as a PDF.
POPMONEY
There is a small fee varying from $.50 — $2 depending on the transaction
amount and delivery option.
MOBILE BANKING
Easily access your Credit Union 1 account anywhere,
anytime through your mobile device. Mobile Banking is fast
and securely allows you to do things like: check your
balance, pay bills, transfer funds, locate branches and
ATMs, and deposit checks.
Mobile Banking App — Credit Union 1’s Mobile Banking
App gives you access to your account while on the go. The
app is available for iPhone, iPad, and Android devices.
Text Banking — Send a text command to Credit Union 1’s
short code 59289, and our text banking service automatically
texts you back the account information you requested.
Mobile Website — There is no software to install or download
required. The mobile web will work with any mobile device
with a web browser and access to the Internet.
Mobile Deposit1 — Mobile Deposit is a tool within our Mobile
Banking App which allows you to securely deposit checks
into your account using your camera enabled mobile device.
Sign. Click. Submit.
Message and data rates may apply. Check with your mobile carrier for details.
Send “HELP” to 59289 for help. Send “STOP” to 59289 to cancel. Apple, the
Apple logo, iPhone and iPod Touch are trademarks of Apple Inc., registered
in the U.S. and other countries. iPad is a trademark of Apple Inc. App Store
is a service mark of Apple Inc. Android is a trademark of Google Inc.
Mobile Deposit is available via Credit Union 1’s Mobile Banking App to eligible
members only. The option can be added or removed based on you meeting
specific criteria. Checks will be subject to a 2 business day hold and we will
make $200 available on the first business day following the day we post your
deposit into your account.
1
1-TOUCH
You can obtain instant account information anytime, any day
with a phone call to our 24 hour toll free 1-Touch service.
Simply dial (800) 252-6950 and select option 1. Este servicio
está disponible en Español.
DIRECT DEPOSIT
Direct Deposit of your paycheck, social security, or other
benefit check means your funds are automatically deposited
into your account on payday. Direct Deposit will eliminate
the possibility of lost, stolen, or damaged checks and can
be credited to your Credit Union 1 Savings or Checking
account. You can also setup automatic distributions to your
other Credit Union 1 accounts.
LENDING SERVICES
Whatever your borrowing needs are, you can find your
solution with our full line of lending services. Applications are
accepted at any Credit Union 1 branch, by phone, or online.
Credit Union 1 offers Auto Loans, Signature Loans and
Share/Certificate Secured Loans.
VISA® PLATINUM
Get purchasing power, perks and convenience with a VISA®
Platinum Credit Card. Whether you want a low rate and
rewards with our VISA® Platinum with ScoreCard Rewards,
or a lower rate and no rewards with a VISA® Platinum Credit
Card, Credit Union 1 has a credit card product for your
wants and needs.
MORTGAGE LOANS
Credit Union 1 offers a full service mortgage program with
competitive rates and low closing costs. The choice on which
type of Mortgage Loan is for you depends on a number of
factors. Our Real Estate Department can help evaluate your
options to help you make an appropriate decision. Applications
are accepted online through the online application portal,
which is located on the Real Estate Loans page on our
website under the 1st Mortgage Loan section, by phone,
mail, or in person at a Credit Union 1 branch. If you are
interested in more information about Mortgage Loans, contact
the Real Estate Department at (800) 252-6950 ext. 7062.
HOME EQUITY LOANS
When it comes to your personal finances, Credit Union 1
believes that you deserve choices: Home Equity Line of
Credit (HELOC), or Fixed Rate Home Equity Loans. Each
has its own unique features designed to help you achieve
your financial goal.
Rates, terms and conditions are subject to change and may vary based on
creditworthiness, qualifications and collateral conditions. All loans and credit
cards are subject to approval.