Financial Highlights
Millions of
U.S. Dollars*1
(Unless specified otherwise)
Millions of Yen
(Unless specified otherwise)
FY2009
Profit and Loss
Consolidated
(4/09-3/10)
For the Year:
Net Business Profit before Credit Costs*2 ..... ¥
Total Credit Costs ........................................
Ordinary Profit ............................................
Net Income ..................................................
ROE*3 ..........................................................
Earnings per Share (Yen/U.S. Dollars) .........
197,888 ¥
1,284
148,147
53,180
4.98%
30.17
FY2008
(4/08-3/09)
241,153 ¥
99,794
29,609
7,946
0.79%
4.74
FY2007
(4/07-3/08)
FY2006
(4/06-3/07)
215,485 ¥
42,073
170,171
103,820
11.30%
62.04
216,888 ¥
12,473
136,985
82,344
8.34%
49.17
FY2005
(4/05-3/06)
196,270
9,819
171,949
100,069
11.90%
59.87
$
2,128
14
1,593
572
—
0.32
*1 The U.S. dollar amounts are the yen equivalent, calculated for convenience only, at a rate of ¥93.00 to U.S. $1.00.
*2 Net Business Profit before Credit Costs = (Non-consolidated Net Business Profit before Credit Costs) + (Adjusted Ordinary Profit of subsidiaries and affiliated companies) (Income from intragroup transactions)
*3 ROE is computed based on the average net assets less minority interest and valuation and translation adjustments at the beginning and end of the fiscal year.
Millions of
U.S. Dollars*1
(Unless specified otherwise)
Millions of Yen
(Unless specified otherwise)
FY2009
Consolidated
Balances
FY2009
(4/09-3/10)
(4/09-3/10)
FY2008
(4/08-3/09)
FY2007
(4/07-3/08)
FY2006
(4/06-3/07)
FY2005
(4/05-3/06)
At Year-End:
Total Assets .................................................. ¥ 20,551,049 ¥ 21,330,132 ¥ 22,180,734 ¥ 21,003,064 ¥ 20,631,938
Loans and Bills Discounted ...................... 11,686,629
11,229,604 10,746,228 10,487,237 10,186,276
FY2009
(4/09-3/10)
$ 220,979
125,663
Total Liabilities ............................................
Deposits and Negotiable Certificates of Deposit ...
19,101,104
14,602,002
20,066,080
14,212,545
20,899,780
14,332,444
19,555,157
13,715,918
19,354,861
12,771,890
205,388
157,011
Total Net Assets*2 ........................................
1,449,945
1,264,052
1,280,954
1,447,907
1,117,991
15,591
Trust Account ..............................................
79,307,687
82,770,968
90,534,098
74,149,949
61,669,866
852,771
Non-performing Loans* ..............................
176,475
116,441
107,078
117,550
109,373
1,898
3
*1 The U.S. dollar amounts are the yen equivalent, calculated for convenience only, at a rate of ¥93.00 to U.S. $1.00.
*2 For FY2005, Total Stockholders’ Equity is being shown as Total Net Assets.
*3 Assets classified under the Financial Reconstruction Law (non-consolidated, banking account and principal guaranteed trust account combined)
Millions of
U.S. Dollars*1
(Unless specified otherwise)
Millions of Yen
(Unless specified otherwise)
Capital
Consolidated
FY2009
(4/09-3/10)
FY2008
(4/08-3/09)
FY2007
(4/07-3/08)
FY2006
(4/06-3/07)
FY2005
(4/05-3/06)
Total Qualifying Capital*2 ............................ ¥ 1,777,360 ¥ 1,682,888 ¥ 1,732,290 ¥ 1,809,860 ¥ 1,595,890
Tier I Capital*2 .............................................
909,376
1,266,342
1,026,199
1,061,806
1,073,308
Total Risk-Weighted Assets*2 ....................... 12,831,367
14,640,708
13,911,473 14,625,988 15,924,988
BIS Capital Adequacy Ratio*2 ......................
10.90%
13.85%
11.36%
12.09%
11.84%
Tier I Capital Ratio*2 ...................................
6.21%
9.86%
6.44%
7.63%
7.33%
*1 The U.S. dollar amounts are the yen equivalent, calculated for convenience only, at a rate of ¥93.00 to U.S. $1.00.
*2 For FY2005, old standards have been adopted.
FY2009
(4/09-3/10)
$ 19,111
13,617
137,972
—
—
• Net Business Profit before Credit Costs
• Total Credit Costs
• Net Income and ROE
300 (Billions of yen)
100 (Billions of yen)
150 (Billions of yen)
(%) 15
80
200
100
10
50
5
60
40
100
20
0
FY
2005
FY
2006
FY
2007
FY
2008
FY
2009
0
FY
2005
FY
2006
FY
2007
FY
2008
0
FY
2009
FY
2005
FY
2006
Net Income (Left)
• Total Assets,
Loans and Bills Discounted
• Total Liabilities, Deposits and
Negotiable Certificates of Deposit
• Total Net Assets
30,000 (Billions of yen)
30,000 (Billions of yen)
1,500
FY
2007
FY
2008
FY
2009
FY
2008
FY
2009
0
ROE (Right)
(Billions of yen)
20,000
20,000
1,000
10,000
10,000
500
0
FY
2005
Total Assets
FY
2006
FY
2007
FY
2008
FY
2009
Loans and Bills Discounted
0
FY
2005
FY
2006
FY
2007
FY
2008
0
FY
2009
FY
2005
FY
2006
FY
2007
Total Liabilities
Deposits and Negotiable Certificates of Deposit
• Total Qualifying Capital and Tier I Capital
• Total Risk-Weighted Assets
• BIS Capital Adequacy Ratio and
Tier I Capital Ratio
2,000 (Billions of yen)
20,000 (Billions of yen)
15 (%)
1,500
15,000
10
1,000
10,000
500
5,000
5
0
FY
2005
FY
2006
Total Qualifying Capital
FY
2007
FY
2008
Tier I Capital
FY
2009
0
FY
2005
FY
2006
FY
2007
FY
2008
FY
2009
0
FY
2005
FY
2006
FY
2007
BIS Capital Adequacy Ratio
FY
2008
FY
2009
Tier I Capital Ratio
Sumitomo Trust and Banking 2010 Annual Report
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