Protect Your Lifestyle
Medical Students
Med school is a
great time to let go.
Or is it a good time to get serious? As a medical student, you
probably don’t think insurance is something you need to focus on just
yet. But even at this early stage of your medical career, you need to
protect your financial future from the potentially damaging effects of
something unexpectedly delaying or preventing you from completing your
studies and beginning to make a living as a doctor.
Not for profit. All for doctors.
Focused on your needs, now.
OMA Insurance is focused on offering medical students the right insurance solutions at the right
time in their lives. As you begin your journey to a career in medicine, you need insurance solutions
that are tailored to the needs you have now. Nothing superfluous, but nothing overlooked. More than
just a collection of insurance products, OMA Insurance makes sure your coverage matches your
specific needs as a medical student. And because we’re not for profit, you know our recommendations
put your protection first, not shareholder profits.
Protect your lifestyle.
As you move through medical school – and the residency that will follow – much of your so-called
“lifestyle” will be focused on studies. There’s more money going out than coming in, and you may or may
not have a spouse or dependents who are relying on your current income – if you have one – for their
future. But the truth is, now is a perfect time to look ahead to the future you’re building and start
arranging for insurance coverage that will carry you forward as your career in medicine takes shape.
This package contains product information for insurance products that have been brought together
specifically with medical students in mind, covering the basic needs you have today.
Lifestyle protection solutions ensure you protect
the income stream your lifestyle depends on.
YOUR LIFESTYLE NEEDS
Financial protection for
people that invest in your
education
Finance where you live
Ability to pay off
your bills and debt
YOUR INSURANCE OPTIONS
Health care and dental
costs that could add to
your debt
Lifestyle
Protection
Solutions
DI
Travel
Don’t let the staggering cost
of a medical emergency abroad
affect your peace of mind.
Protect yourself from the
financial impact of serious
illness or injury.
AD&D
EH&D
TR
Disability
Accidental Death
& Dismemberment
Extended Health Care
& Dental
Extremely affordable
additional coverage with no
medical information required.
Control health care and
dental costs not covered
by your school insurance.
Life
LI
LI
Life
SSO
Give your family the comfort
of knowing no one has to
worry about finances.
Disability
DI
Special Student Offers
Discounted Disability and
complimentary Life Insurance,
designed for your lifestyle and
budget.
Build on a solid foundation.
As you progress through medical school, it’s time to think seriously for the first time about the coverage
you may need for the future you’re building.
• You may have family members
who have made a significant
financial investment in your
education, and are relying on
your ability to pay them back
once you begin your career.
• Perhaps you’re already in a
relationship, with
dependents who are relying
on your future income.
• Or perhaps you just need to better
understand the coverage you will
need in the future, to ensure you
have the right solutions in place
when you reach those coming
milestones.
Now is the time to review any coverage you currently have, and understand the needs you have now and in
the near future. Your OMA Insurance advisor can give you insightful, unbiased advice on every aspect of
your insurance coverage.
Lifestyle Assessment Survey
What insurance coverage do you currently have, if any? Are you unsure what
is covered by these products, or why they were recommended for you?
Yes
No
During your time as a medical student, do you anticipate your assets,
relationship status or income changing significantly?
Yes
No
Are there any recent or upcoming major expenses – house, car, travel,
electronics – that will significantly affect your cash flow?
Yes
No
Do you know someone who wasn’t able to complete their education
because of an accident or illness, and how they were affected financially?
Yes
No
If you answered YES to one or more of these questions, an OMA Insurance advisor can help you make sense of your needs and
coverage at this early stage in your career. Our non-commissioned advisors advocate solely for the best interests of doctors,
residents and medical students, helping explain, clarify, and if necessary, help you arrange coverage you need.
Not for profit. All for doctors.
Contact Us
At OMA Insurance, we know different people prefer different ways of engaging with their insurance provider.
We’re here to provide the best option for you. You can speak to an advisor personally, explore our products
and services on our website, or email your specific questions and requests. Your coverage, on your terms.
150 Bloor St. West, Suite 900, Toronto, Ontario M5S 3C1
Tel: 1.800.758.1641 Fax: 1.855.432.2998 Email: [email protected]
OMAinsurance.com