Final Exam Study Guide – Civics & Economics
Integrated Social Studies – Mr. Johnson
Name______________________________
Class Period_________
ARTICLE I of US CONSTITUTION
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Congress is divided into two houses. What are they called? House of Representatives, Senate
How often do the members of the House of Representatives get chosen (elected)? 2 years
What is the minimum age a representative must be? 25 How long a citizen? 7 years
How many Senators does each state get? Two
How old does a Senator have to be? 30
How long a citizen? 9 years
Who is the President of the Senate? Vice President When do they get to vote? Only when the vote in the
Senate is evenly divided
Which house issues an “Impeachment” (accusation of a crime by a government officer)?House of
Representatives
Which house will “try” (hold a trial to determine guilt) a person who is impeached? Senate
According to the Constitution, how often is Congress required to assemble? At least once every year
Where do bills that raise revenue (money) have to start? House of Representatives
After a bill passes both the House and Senate, where does it go? To the President
What happens if the President does not agree with a bill that has been passed by Congress? It goes back to
the house where it started for reconsideration.
When can a state engage in war without the Consent of Congress? Only when “actually invaded or in such
imminent Danger as will not admit of delay.”
ARTICLE II
Who holds executive powers in the United States? President
When a president is elected, how long do they hold office? 4 year terms
What do “Electors” do? Vote for president
How many electors does each state get? Equal to the number of senators and representatives
Who determines what date the electors meet? Congress
What qualifications are required to be president? (3 things) Natural born citizen, age 35, 14 years a
resident of the US
Can the president get a raise while in office? No. (Sect. 1 paragraph 7)
What oath must the president take before taking office? “I do solemnly swear (or affirm) that I will
faithfully execute the Office of the President of the United States, and will to the best of my Ability,
preserve, protect and defend the Constitution of the United States.”
Who must approve any treaty that the president negotiates with another country? Senate
What are other positions that the Constitution requires the president to fill with the advice and consent of
the US Senate? (4 items) Ambassadors, public Ministers and Consuls, Judges of the supreme Court, and
all other Officers of the United States
How often must the president give Congress information about the state of the union? From time to time.
The removal of all civil officers, including the president, requires impeachment and conviction of what
things? Treason, Bribery, or other high Crimes and Misdemeanors
ARTICLE III
What holds the judicial power of the United States? The Supreme Court
Who creates all the courts under the Supreme Court? Congress
How long do judges get to serve? during good Behavior
If a legal disagreement occurs between two states, who makes the decision as to which is correct? The
Supreme Court
When the Supreme Court hears a case that started in another court, what is this called? Appellate
Jurisdiction
Final Exam Study Guide – Civics & Economics
Integrated Social Studies – Mr. Johnson
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Name______________________________
Class Period_________
What is required for a person to be convicted of treason? Two witnesses to the same overt act, or on
confession in open Court
Who determines the punishment for treason? Congress
ARTICLES IV-VII and AMENDMENTS
Is one state required to accept the laws and rulings in court of another state? Yes - Sect 1.
If a person commits a crime in one state, then runs away to another state, can the person be forced to return
to the state where they committed the crime? Yes. - Sect. 2 Par 2
How does a new state join the United States? Admitted by Congress – Sect 3 Par. 1
What are the restrictions on a new state that wants to join the United States? Not created within the
jurisdiction of another state, not formed by joining two states or parts of two state together without the
consent of Congress and state legislatures – Sect 3 Par 1
Who makes the law for territories that belong to the United States? Congress – Sect 3 Par 2
What guarantee does the United States make to each state? (3 things) 1. Republican form of Government, 2.
Protection against Invasion, 3. Protection against domestic Violence –Sect 4.
What is required to amend the Constitution? (2 different ways) 1. A 2/3 vote of both House and Senate and
approval of 2/3 of all state legislatures. 2. A convention called by 2/3 of all states writes the amendment
which then must get 3/4 of all state legislatures to approve. – Art V
If the US enters into a treaty, what does the Constitution say about enforcing the treaty? Shall be the
supreme Law of the Land. – Art VI, Par 2
What does all public office holders must affirm or take an oath to do? Support the Constitution – Art.VI
Par 3
On what date was the writing of the Constitution completed? Sept 17, 1787 – Art VII Par 4
Which amendment gives us the right to practice our religion, free speech, and freedom of the press? #1
Which amendment lets us “keep and bear arms”? #2
Which amendment prevents the government from making us testify against ourselves? #5
CITIZENSHIP
Terms to Know
Responsibility Things we should do
Duties Things we must do
Draft Required military service
Community Group of people that share the same interests and concerns
Bureaucracy Complex system of managing the many departments and services of a government
Welfare The health, prosperity, and happiness of the members of a community
Volunteerism the practice of giving your time and service to others without payment
Questions
Name five legal duties that all American Citizens are required to fulfill. Obey Laws, Pay Taxes, Defend the
nation, Serve in court, Attend school
Name five civic responsibilities that all American citizens should fulfill. Be informed, Speak up and vote,
Respect others’ rights, Respect diversity, Contribute to the common good
What are some of the primary reasons that we have laws? Help people get along, prevent accidents, use
resources fairly,
What happens when citizens do not obey the laws? The government cannot maintain order or protect us
Final Exam Study Guide – Civics & Economics
Integrated Social Studies – Mr. Johnson
Name______________________________
Class Period_________
 What are some of the ways a government uses the tax money it gets from citizens? Pay employees,
maintain armed forces, help those in need, pay police and fire fighters, maintain roads
 According to the book, how do most governments get money to pay for schools? Property Taxes
 What was the last war that required our country to hold a draft? Vietnam
 If soldiers aren’t drafted, how do we have enough people in the armed forces? Volunteers
 What duties are required of citizens when it comes to serving in court? Serve on Juries
 As a student, you are required to attend school. What benefits does the government get from your
attendance and education? An education population makes informed decisions
 What are some of the ways that you can stay informed about what decisions the government is making?
Watch or read news, attend government meetings, talk to friends/neighbors
 What should voters do if an elected official doesn’t perform their duties well? Vote them out.
 What challenge did John F. Kennedy issue to the American public during his 1961 speech? Volunteer
 Who is the Governor of Kentucky? Steve Beshear
ECONOMICS
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Economics – The study of how we make decisions to use resources that are limited
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Needs – Anything you must have to survive
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Wants – Anything you would like to have but is not needed to survive
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Scarcity – How much of a resource is available
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Trade-off – The alternative you face when you make a decision
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Capitalism – The means of production in a society is privately owned
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Coins-metallic forms of money
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Currency-Includes paper or coin forms of money
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Credit Unions-Not-for-profit institutions open only to members of the group that sponsors them.
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FDIC- Federal Deposit Insurance Corporation – Insures deposits of individual accounts
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Central Bank-The Fed is the US central bank. This is where banks go to borrow money.
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Budget-A plan on how to spend money
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Check Register-A way to keep up with the money you put into and take out of your checking acct.
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Credit – 1. When money is added to a checking account AND 2. Amount available for you to use on a credit
card.
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Debit-When money is taken out of a checking account
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Income Tax – Tax paid to a government based how much you earn.
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Minimum Wage-The least amount an employer can pay for an hour’s worth of labor
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Occupational Tax – A tax by a local government that is a percentage of what you earn
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Timesheet – A form where you calculate how much you worked and how much you should be paid
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Wages – The money you get from an employer by working
What is the basic economic problem that makes choices necessary? There are limited resources and
unlimited wants
What are economic models based on? Assumptions
What two people started Apple Computer? Steve Jobs and Stephen Wozniak
What are the three functions of money? Medium of exchange, store value, measure of value
What are three forms of money? Coins, Paper Money, and bank accounts
Why does money have value? Because we are absolutely sure that someone else will accept its value
Final Exam Study Guide – Civics & Economics
Integrated Social Studies – Mr. Johnson
Name______________________________
Class Period_________
How does a financial institution cover its costs and make a profit? Loans money to other customers and
charges interest on the loans.
What two factors make the US financial system one of the safest in the world? Regulation and Insurance
Who owns the “Fed”? Member Banks
What are the two main regulatory functions of the Fed? Banking Regulation & Consumer Credit
What are the three ways the Fed acts as the government’s bank? 1. Holds the government’s money 2. Sells
US Bonds and Treasury bills. 3. Issues currency.
Why do people put money in Certificates of Deposit? Banks usually pay higher interest rates on a CD.
When did the federal government start printing paper money? During the Civil War.
When did the Federal Reserve start issuing paper money called Federal Reserve Notes? 1914
What does the FDIC do? Insures funds of individual depositors in case of bank failure.
What is the difference between a Credit Card and a Debit Card? Credit Card debt can be paid back to the
credit card company over a period of time. Debit Cards take money directly out of your own checking
account.
 What is the least amount of money that an employer can pay an employee for one hour’s work called?
Minimum wage
 What is the current Minimum Wage in Kentucky? $7.25/hour
 At 15 years old, what is the maximum number of hours you can work each day while school is in session?
3
 At 15 years old, what is the earliest time of day you can begin working? 7AM What is the latest you can
work? 7PM (9PM June 1-Labor Day)
 How old does a person have to be to work as a baker? 18 As a coal miner? 18 In a pool or billiard room?18
 On a timesheet, how do you calculate the number of hours you worked in one day? Subtract the start time
from the ending time using a 24 hour clock… Or, just count the hours from start to end times.
 How do you calculate how many hours you worked in one week? Add up the number of hours each day
 How do you figure out how much money you should be paid for one week’s work? Number of Hours times
the amount per hour.
 What is the current Occupational Tax rate for the City of Jackson? 2%
 What is the current Occupational Tax rate for Breathitt County? 1%
 Why should you check your credit report? 1. If someone steals your identity, any fake account will show up
on your credit report 2. You can correct any mistakes on your account.
 When you are working on a household budget, what do you have to do in order to balance the budget?
Decide exactly what you needed and what you wanted. Then plan to pay for the needs first.
 Why is it important to budget money for groceries and rent before making a commitment to a two year long
cell phone plan? You can’t live without food or shelter. You will survive without a cell phone.
 What is the most reliable way for you to increase the money you will make in your lifetime? Get education
after high school at a college or vocational school.
 How can you keep telemarketers from calling you on the phone? Register with the federal “No Call”
service
 What is the web site where you register to prevent telemarketing calls? www.donotcall.gov