contents
1
Getting to Know the Community
1
2
Finding a Place to Live
2
3
Your Lease
5
4
Tenant/Landlord Rights and Responsibilities
6
5
Managing your Finances
16
6
Throwing a Party
18
7
Tips on Running your Home
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8
Appendices
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G e t t i n g
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K n o w
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It is important for anyone moving to a new place to get to
know the community that they are becoming a member of.
This includes not only being able to
your way around
but also meeting your neighbours and getting involved in
community activities.
M A P O F F R E D E R I C TO N
C o m m u n i t y
baking something like cookies and bringing them to your
neighbours’ door makes a great icebreaker.
T H I N G S TO D O I N F R E D E R I C TO N
Arts and Culture
There is a fairly big art scene in Fredericton, with over 10
galleries around the city. Some of the galleries you should
check out are:
The Beaverbrook Art Gallery
Gallery 78
Gallery Connexion
UNB Art Centre
If you enjoy seeing plays, you will also want to check out
the Fredericton Playhouse. The Fredericton Farmer’s Market
is a great place to get great food and a dose of culture all at
once.
F R E D E R I C TO N N E I G H B O U R H O O D S
Below a map showing the
hoods in Fredericton:
rent residential neighbour-
Walking Tr aaiils
Fredericton has over 80km of walking trails. For more information on these trails visit:
http://www.fredericton.ca/en/recleisure/trailinformation.asp
Parks
There are quite a few parks within Fredericton. Some of the
notable parks are:
Odell Park
Queen’s Square
Morelle Park
The Green
UNB Woodlot
Centennial Park
s Squar e
Carleton Park
MEETING YOUR NEIGHBOURS
Having a good relationship with your neighbours is incredibly important. If you have a good relationship with your
neighbours they will be much more likely to help you with
things like watching your house while you’re gone, it also
greatly increases the likelihood that your neighbour will
take their complaints directly to you instead of to the
police.
You could meet your neighbours by just knocking on their
door and saying ‘hello’. This can be hard to do at times, but
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Handbook
Volunteer Opportunities
Volunteering is a great way to give back to the community
as well as get to know it. There are many non-pr
organizations in Fredericton who could use volunteers.
UNB Employment Services has a volunteer opportunities
section on their jobs database. To see what volunteer
opportunities are available please visit:
https://www.unb.ca/employment/postings/student/index.
cgi?section=volunteer
For information on services available in Fredericton, please
visit the Fredericton Community Services Database at
http://www.frederictoninfo.ca/.
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O P T I O N S F O R P L AC E S TO S TAY
The first choice any student should make when looking for
a place to live is whether they want to live in residence or
off-campus.
RESIDENCE
UNB has a vibrant residence community with 14 residence
houses in total - 12 traditional, one suite style and one
apartment style. There are many benefits to living in residence, including:
• You will live on campus
• You will be very thankful for the short walks to class
in the winter months
• You will have the opportunity to meet many other
students and participate in many on-campus activities
• You will have all your meals provided by the cafeteria
• You will not have to worry about bills
“Residence is a great environment to meet new people and
jump start your university experience. The transition from
living at home to residence is very smooth, paying up front
each semester and not worrying about bills, being on
campus close to the heart of student life, and having a
close network of residence staff you can rely on.”
– Jon, 3rd year BSc.
If you would like more information on living in residence
please visit:
http://www.unbf.ca/housing/reslife/welcomest/index.htm
OFF-C AMPUS
If you choose to live off-campus there are several options
available to you:
• Buying a House
• Renting a House
• Renting an Apartment
• Renting a Townhouse
• Renting a Room in a House
If you are planning on living off-campus be sure to visit
http://www.frederictonstudenthousing.com
Off-Campus Handbook
L i v e
Houses
Students often choose to live in houses because it allows
them to live with a group of friends and they do not have to
worry as much about noise as people living in apartments.
This is especially useful for students who play loud instruments such as the drums or the saxophone. Some of the
drawbacks of living in a house are:
• The number of people that you will have to share a
kitchen or bathroom with.
• Loss of privacy
• You can be held responsible for the actions of your
roommates.
Buying a House
One thing that students sometimes do is buy a house, rent
out the other rooms and sell the house when they graduate. This option requires a mortgage, which few students
qualify for, so it is usually only available to students who
can find a co-signer. Owning a house and renting out the
other rooms can be financially rewarding but it is also a
considerable amount of work. You will have to act as the
landlord for your other tenants.
“Running the house can be a pain, especially the maintenance work you will have to do such as fixing plumbing or
dry walling. Don’t get messy roommates because they
won’t just be trashing some rental unit, but a house that
your parents own. Any conflict between a roommate and
the landlords will be funnelled through you.
However, in three years my parents made a pretty decent
profit if you include the fact they didn’t have to pay rent for
me. I also learned a lot about housing maintenance.”
– Jamie, 2nd yr. Law
Renting a House
Renting a house is a popular option for students living offcampus. Students will generally find 3-5 roommates and
collectively lease an entire house.
Renting an Apartment
Renting an apartment is probably the most popular option
for students living off campus. There are two types of
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apartments in Fredericton, apartment complexes and apartments in houses. These two types of apartments are quite different from each other and have distinct advantages and disadvantages. Note that there is quite a variety in apartments
and that these generalizations will not apply in all cases.
Apartment Complex
Some of the advantages to living in an apartment complex
include:
• Living with a smaller number of people than in a
house.
• Not having to worry about a number of maintenance
tasks such as:
• Taking your garbage to the curb
• Mowing your lawn/shovelling your driveway
• Gener ally more secure than houses
• Gener ally more modern than houses
Some of the disadvantages of living in an apar tment complex include:
• Less tolerance for noise due to the proximity of
neighbours
• Limited access to a lawn
Apartment in a House
Some of the advantages to living in an apartment in a
house include:
• Living with a smaller number of people than in a
house.
• Possible access to a lawn
• Often cheaper than an apartment in a complex
Some of the disadvantages to living in an apartment in a
house include:
• Less tolerance for noise due to the proximity of
neighbours
• Having to worry about maintenance tasks such as:
• Taking your garbage to the curb
• Mo wing your lawn/shovelling your driveway
• Generally less modern than apartment complexes
• Generally less secure than apartment complexes
Renting a Townhouse
Renting a townhouse is halfway between renting an apartment and renting a house. Noise is not as much of a pr obOff-Campus Handbook
lem in a townhouse as in an apartment because there are
not tenants above and below you but it is more of a problem than in a house because you still share walls with your
neighbours. Townhouses are generally designed for more
people than an apartment but less than a house. If you are
looking for a middle of the road option you should consider
renting a townhouse.
Renting a Room in a House
Renting a room in a house is probably the cheapest and
easiest way to live off campus but it comes with its fair
share of problems as well. There are several ways to rent a
room in a house. Sometimes you are renting a room in the
home of the owner. In this instance meals are sometimes
included, making the experience similar to living at home
with your parents. Sometimes y ou live in a house where all
the rooms are rented out separately and the landlord maintains the common areas.
Benefits of r enting a room in a house include:
• Only responsible for your room
• Generally cheaper rent
• Meals sometimes included
• Very little maintenance
• It can be kind of like living with your parents
• As of April 2010, Roomers and Boarders now have
some protection through the Residential Tendencies
Act and the Rentalsman has jurisdiction to assist
roomers/boarders and their landlords for information
and help with rental issues that may arise.
Disadvantages include:
• Less autonomy than the other options
• It can be kind of like living with your parents
CO S T A N D D I STA N C E
Other things that you should consider when selecting a
place to live are the cost of the accommodation and the distance to important destinations.
Cost
The cost of the apartment is more than just rent. Things
that you will have to consider in the cost of the accommodation are:
• Rent
• Amenities.
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Amenities that may be included in rent are:
Cable
Heat
Electricity
Internet
Water
Heat
Make sure to take all of these things into consideration
when selecting a place. A place that rents for $300/month
with nothing included could cost you more than a place
that rents for $400/month with electricity, heat, cable and
internet included. Pay extra attention to the cost of heat if
you are renting a house, especially if it is old.
If you will only be living in Fredericton for 8 months there is
an obvious benefit to getting an 8-month lease. You would
spend the same amount on a 12-month lease for
$400/month as an 8-month lease for $600/month. You
could sublet the other 4 months of your 12-month lease but
there is very little demand for summer sublets. 12-month
leases also give you the advantage of being able to leave
your stuff in your apartment over the summer; this will
probably make your next move much easier.
Distance
If you don’t have a car, the distance from where you live
and the places you need to go to frequently is one of the
most important qualities in a place to live. The cost of rent
goes up the closer you get to the University. If you have a
car you may want to consider living on the north side as
rent is generally cheaper there.
S E LE C T I N G A RO O M M ATE
Your choice of housemates is something that will have a
huge effect on your living experience. You will have to share
a space with these people for a year so you need to make
sure that you and the people you live with can coexist
peacefully for that time. Important things to consider in a
potential housemate:
• Tolerance for mess
• Sleep schedule
• Trustworthiness
• Smoking and Pets
Off-Campus Handbook
“Make sure that you spend some time with your roommates
before you sign a lease. I found 2 of my roommates on
Facebook last year. They looked alright on paper and we
had a nice conversation over the phone so we added them
to the lease. We did not meet in person until the day we
moved in. I realized within about half an hour that I couldn’t
stand them. It was too late though; I was stuck living with
them for the next year.”
– Jeff, 2nd year Law
Tolerance for Mess
It is a sad reality of living with housemates that the person
who has the lowest tolerance for mess does the bulk of the
cleaning. Try to pick someone with a similar tolerance for
mess to minimize conflict.
Sleep Schedule
Try to find roommates that have somewhat similar sleep
schedules to you. Constantly waking your roommates or
having to be quiet all the time because somebody is sleeping can put significant strain on your relationship and
makes everyone miserable.
Trustworthiness
In this case trustworthiness does not only relate to their
moral fibre but also to the soundness of their judgement.
Your housemate could be the nicest person in the world but
their bad judgement could lead to the destruction of your
property or any number of other negative consequences.
Remember that if you sign the same lease as your housemate you can be held responsible if they do not pay the
rent. You can also be held equally responsible for noise
complaints or damage to the property.
Smoking and Pets
Being a smoker and having a pet are both things that will
severely limit your choices when it comes to finding a place
to live. Pets and smoking are also things that bother some
people and are a necessity to others so make sure you and
your roommates are in agreement on these subjects.
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Y o u r
L e a s e
Leases are legally binding documents that set out the terms
of the relationship between the landlord and the tenant.
There is a standard form lease that sets out the general
terms of any lease but additional terms may be added to
the lease at the agreement of both the landlord and the
tenant. You cannot, however, remove any of the mandatory
rights and responsibilities that are included in the standard
form lease. A copy of the standard form lease can be found
here:
https://www.pxw1.snb.ca/snb7001/e/1000/CSS-FOL-SNB-45-0065E.pdf
There are two ways that you and your roommates can sign
a lease. You can either sign the same lease or separate
leases for each person.
Same Lease
A same lease is when you and your housemates have your
names on the same lease that covers the entire living area.
If you choose to sign a same lease you can be held liable
for your housemates’ portion of the rent if they fail to pay.
You and your housemates have shared rights and responsibilities over the whole living area. Most leases where you
share a living area are same leases.
Separate Lease
A separate lease is when you and your housemates each
sign individual leases. If you do this you are only responsible for your portion of the rent and cannot be held liable if
your housemate fails to pay.
Off-Campus Handbook
Security Deposit
Your landlord has the right to demand a security deposit
from you. The security deposit should be paid before, or at,
the start of your tenancy. A security deposit cannot be more
than 1 month’s rent.
Your security deposit is held by the Rentalsman, who will
mail you a receipt when they receive your security deposit.
If you do not receive a receipt from the Rentalsman within 7
days of paying your security deposit you should contact the
Office of the Rentalsman as soon as possible. Your landlord
has 7 days after the end of the lease to claim the security
deposit. Things that the landlord can claim the damage
deposit for include:
• Physical Damage
• Cleaning
• Unpaid Rent
Any money not claimed by the landlord will be returned to
the tenant. The tenant can request the security deposit any
time after the tenancy ends using forms that are available
at the Rentalsman’s Office.
Last Month’s Rent
Your landlord is not allowed to ask for your last month’s
rent in advance. They can only ask for your first month’s
rent and security deposit.
Inspection
Before signing your lease, make sure that you follow the
instructions on inspecting your place that are contained in
Chapter 4: Tenant/Landlord Rights and Responsibilities.
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T e n a n t / L a n d l o r d
R i g h t s
TE N A N T R I G H TS A N D
RESPONSIBILITIES
Most tenant rights have corresponding responsibilities for
the landlord or community and most tenant responsibilities
correspond to rights of the landlord or other members of
the community.
R I G H TS
Every Tenant has a right to…
• Peaceful use and enjoyment of their home and yard
• A warm, clean and safe accommodation
• Privacy in their home
• A written contract outlining the rental agreement
• Have the landlord follow clearly defined procedures
for a variety of landlord-tenant issues (with the
exception of people staying in boarding houses)
• Procedural recourse should your landlord not meet
their obligations (with the exception of people
staying in boarding houses)
Peaceful Use and Enjoyment
Peaceful use and enjoyment of their home and yard is a
right that all tenants have. It means that no one else has
the right to act in a way that interferes with your enjoyment
of your property. Since everyone has the right not to have
the enjoyment of their property interfered with, everyone
has the RESPONSIBILITY not to do anything that will interfere with others’ enjoyment of their property.
Warm, Clean and Safe Accommodation
All tenants have the right to a warm, clean and safe accommodation. This right is protected through By-Law R2
(Maintenance and Occupancy Standards for Residential
Properties) and By-law Z-2 (Zoning).
Tenants can report problems to:
• The By-law Enforcement Officer
• The Rentalsman
• The Building Inspector
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R e s p o n s i b i l i t i e s
BY- L A W R 2
( M A I N TE N A N C E A N D O CC U PA N C Y
S TA N DA R D S F O R R E S I D E N T I A L
P RO P E RT I E S )
covers the following topics:
• Cleanliness
• Heat
• Space Requirements
• Structure/Protection from the Elements
• Safety
• Rodents and Insects
Cleanliness
Every floor, wall, ceiling, furnishing and fixture in a dwelling
or dwelling unit shall be maintained in a clean and sanitary
condition.
Heat
Every dwelling shall be provided with a heating system
capable of maintaining a room temperature of 70 degrees
Fahrenheit (21 degrees Celsius) at five feet above floor level
in all habitable rooms, bathrooms and toilet rooms when
the temperature outside the dwelling is -20 degrees
Fahrenheit (-29 degrees Celsius).
Space Requirements
In a dwelling unit in which the occupants prepare food for
their own consumption, or are intended to or are permitted
to so prepare food, a suitable and convenient cupboard for
storage of food, containing at least four cubic feet of space,
shall be maintained in good repair.
A dwelling unit shall have at least 75 square feet of habitable room floor area for each person resident therein.
A habitable room used for sleeping purposes shall have a
floor area of at least 50 square feet.
A habitable room shall be at least 7 feet in height over at
least one half of the floor area.
Structure/Protection from the Elements
Every part of a dwelling shall be maintained in a structurally
sound condition so as to be capable of safely sustaining its
own weight and any additional weight that may be put on it
through normal use.
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R i g h t s
A foundation wall of a dwelling shall be maintained so as to
prevent the entrance of moisture, insects and rodents.
Every interior wall and ceiling in a dwelling shall be maintained so as to be free of holes or cracks and loose plaster
or other material, the collapse of which might cause injury.
Windows, exterior doors and basement or cellar hatchways
of a dwelling shall be maintained so as to prevent the
entrance of wind and precipitation into the dwelling.
A roof of a dwelling shall be maintained in a watertight condition so as to prevent leakage into the dwelling.
Every floor in a dwelling shall be maintained so as to be
free of loose, warped, protruding, broken or rotted boards
that might cause an accident, or admit rodents into the
dwelling.
A bathroom floor or toilet floor shall be maintained so as to
be reasonably impervious to water and to permit easy
cleaning.
Every chimney, smoke pipe and flue servicing a dwelling
shall be maintained so as to prevent gases from leaking
into the dwelling.
Every habitable room, bathroom and toilet room shall have
adequate ventilation.
Safety
On an open side of a stairway, balcony, landing or stairwell,
a handrail or banister shall be installed so as to provide
reasonable protection against accident or injury.
An inside or outside stair or a porch shall be maintained so
as to be free of holes, cracks and any other condition that
may constitute an accident hazard.
Steps, walks, driveways, parking spaces and similar areas
of a yard shall be maintained so as to afford safe passage
under normal use and weather conditions.
Off-Campus Handbook
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All electrical wiring, equipment and appliances located or
used in a dwelling shall be installed and maintained in
good working order so as not to cause a fire or electrical
shock hazard.
Rodents and Insects
A dwelling shall be kept free of rodents and insects at all
times, and methods used for exterminating rodents or
insects or both shall conform with generally accepted practice.
A basement or cellar window used or intended to be used
for ventilation, and any other opening in a basement or cellar that might let in rodents shall be screened with wire
mesh or such other material as will effectively exclude
rodents.
During the time of year when insects may enter a dwelling,
each outside door shall be equipped with a self-closing
device, and every opening that opens to outdoor space,
used or intended to be used for ventilation, shall be appropriately screened with wire mesh or such other material as
will effectively exclude insects.
BY- L A W Z - 2 ( Z O N I N G )
Number of tenants
• No more than 4 unrelated persons living in the
upstairs or main level.
• No more than 3 unrelated persons living in a
basement apartment.
Sleeping quarters in the basement must have egress windows which are big enough to allow an adult to escape
through should there be an emergency such as a fire (3.77
sq. ft. or .35 sq. m or no less than 15 inches)
Privacy
Every tenant has a right to privacy in his or her own home,
even with respect to their landlord. This right to privacy
from the landlord is protected under the notice of entry
requirements of the Residential Tenancies Act. Landlords
must also respect your privacy by refraining from asking
certain types of questions.
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R i g h t s
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Here are some examples of what your landlord can and cannot ask:
You can refuse your landlord entry if these rules are not followed.
A landlord can ask:
The landlord can ask questions that will help him/her
assess your suitability as a tenant, as long as they do not
infringe on your rights.
• What is your income? Where do you work?
• How many people will be living with you and what
are their names?
• Do you have pets? Do you smoke? Will your family
be visiting?
• Could you provide written permission for a credit
check?
• May I see your references, and their current contact
information?
You do not need to be present when your place is entered
A landlord cannot ask:
The landlord cannot ask questions that infringe on your
rights under the Human Rights Code for your province.
• Do you plan to have (more) children?
• What is your ethnic background, religion, or sexual
preference?
• What is your Social Insurance Number? If you don’t
provide your SIN, I won’t rent to you.
• Are you married, single, or divorced?
Written contract outlining the rental agreement
Every tenant has the right to a written contract outlining the
rental agreement between the landlord and themselves.
This contract is called a lease and it should outline the
expectations that you and your landlord have of each other.
There is a Standard Form of Lease that is used in all landlord/tenant situations and covers all of the basics of the
landlord/tenant relationship. You and your landlord can
agree to additional conditions outside of those covered in
the standard form lease (smoking, pets, etc.) but the
mandatory rights included in the Standard form of Lease
cannot be removed.
Boarding Houses
A boarding house is an accommodation where you only rent
a room in a building and the common areas are shared. This
could either be a room in someone else’s house or a house
full of boarders who are only responsible for their own
rooms and sign separate contracts.
Source CMHC Guide to Renting a Home, p.15.
http://www.cmhc-schl.gc.ca/en/co/reho/yogureho/upload/Guide-to-Renting-a-Home-CMHC.pdf
Notice
A landlord can enter your place after providing written
notice. Notice must include:
• 24hrs notice for viewing
• 7 days notice for repairs
• Reason your place is being entered
• Day of entry
• Time of entry (Must be between 8am and 8pm)
Your landlord can enter your home without notice if:
• You have agreed to let your landlord in
• You have an agreement that cleaning services will be
provided
• There is an emergency
Off-Campus Handbook
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R i g h t s
The Residential Tenancies Act applies even if you do not
sign a lease but does not apply to:
• Students living in residence
• Roomers/Boarders
Rooming and Boarding Houses do not include
accommodations where the tenant shares a bathroom or
kitchen with the landlord, those occupied for a temperary
period of less that 90 days, and those provided to students
living in residence without self-contained bathrooms and
kitchens
Procedural recourse should your landlord not meet their
obligations
The Residential Tenancies Act allows for procedural
recourse for both the tenant and the landlord should the
other not meet their obligations. Procedural recourse
means having a clearly defined way to have your problems
heard and addressed. This recourse is through the Office of
the Rentalsman.
Contact the Office of the Rentalsman at:
Office of the Rentalsman
P.O. Box 6000
Kings Place Mall
440 King Street
4th floor, Room 420
Fredericton, NB E3B 5H1
Phone: (506) 453-2557 (collect calls accepted)
Fax: (506) 457-7289
Email: [email protected]
TENANT RESPON SIBILITIES
Tenants have responsibilities to their landlord, to the community and to themselves.
To the Landlord
• Tenant is responsible for ordinary cleanliness of the
premises and any chattels (movable property such
as fridge and stove) provided therein by the landlord.
• Tenant shall repair within a reasonable time any
damage to the premises or to any chattels pr ovided
therein by the landlord.
- If it was caused by the wilful or negligent
conduct of the tenant or of persons who are
permitted on the premises by the tenant.
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R e s p o n s i b i l i t i e s
• Keeping the landlord informed of any repairs or
maintenance that is required.
• Understanding and fulfilling their obligations in the
landlord-tenant relationship such as payment of rent
and giving notice of ending tenancy.
Payment of Rent
A tenant must pay rent when it is due. If they fail to do so
the landlord can take action to end the tenancy.
The first time rent is late the landlord can serve the tenant
with a notice to vacate, which gives the tenant 20 days to
leave. If the landlord waits 10 days before serving the
notice, the notice to vacate may give only 10 days to leave.
The tenant has 7 days to pay all rent owing after receiving a
notice to vacate. If the tenant pays their r ent in time, the
notice does not take effect.
If the rent is late again, the landlord may give the tenant a
final notice to vacate. The tenant has to leave by the date in
the final notice to vacate and is still responsible for paying
the rent.
Do not withhold rent even if you landlord is not fulfilling
their obligations. Withholding your rent can be grounds for
eviction. If your landlord is not fulfilling their obligations
complain to the Office of the Rentalsman.
Giving Notice (of ending tenancy)
Fixed term leases end automatically at the end of the specified term. Tenancies that run week-to-week, month-tomonth or year-to-year can be ended by giving notice of termination.
A notice of termination must be in writing and must include
the following:
• Address of rental unit
• Date notice is written
• Termination date
• Your signature
The amount of notice required is dependant on the type of
tenancy.
• Year-to-year tenancy
- 3 months before the anniversary of the lease
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R i g h t s
• Month-to-month tenancy
- 1 month in advance
• Week-to-week tenancy
- 1 week in advance
All notice must be given at least 1 full period in advance.
This means you must give your notice either before or at
the same time as you pay rent for your final period, or your
3rd last month in the case of a year-to-year tenancy. If
notice is being sent by mail, you must allow at least 3 days
for notice to arrive.
Example: If you have a year-to-year tenancy that begins on
September 1st you would have to give your notice by June
1st. If you are sending it by mail you have to put your notice
in the mail by May 29th.
To the Community
Other residents in the community have the same right to
peaceful enjoyment of their home and yard as you do. You
have a responsibility not to interfere with this right.
Tenants must conduct themselves and require other persons on the premises with his/her consent to conduct
themselves in a manner that will not cause a disturbance or
nuisance. Things that can cause a disturbance or nuisance
include, but are not limited to.
• Noise
• Garbage
• Animals
• Fire
Noise
Noise complaints are the most common call for service that
the Fredericton Police Force has to deal with. Noise disturbances that cause a public disturbance or otherwise disturb
inhabitants of the city are prohibited by By-law S-13, which
carries a minimum fine of $250. Noises that can cause a
disturbance include, but are not limited to:
• Shouting
• Loud Parties
• Motor Vehicle Noises
• Loud Music
Off-Campus Handbook
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R e s p o n s i b i l i t i e s
Garbage
Residents of Fredericton must deal with their garbage in a
way that does not cause a nuisance to others. Collection
and disposal of garbage in Fredericton is regulated by Bylaw W-4, the violation of which can lead to fines ranging
from $50-200. The By-law has the following rules for dealing with garbage:
• Garbage must be in a garbage can or securely tied
large garbage bags.
• Garbage cannot be brought to the curb earlier than
8pm the day before collection.
• Garbage must not remain on private property more
than 7 days between garbage collections.
• Broken or discarded furniture/appliances will not be
accepted for collection. Must be taken to the landfill
at the owner’s expense.
Animals
Landlords may or may not allow you to have an animal in
your home. If you are allowed to have animals in your home
you still have to comply with the city of Fredericton’s rules
regarding animal control. These rules can be found in Bylaw S-11, which can be found here:
http://www.fredericton.ca/en/citygovernment/resources/Bylaws-Safety-S11.pdf
Fire
Fires of any kind outside a residence are not permitted
without a permit. Information/permits can be obtained
from the local Fire Department.
To Yourself
You have a responsibility to protect yourself and your
belongings. This includes:
• Insuring your Belongings (Tenant Insurance)
• Inspecting your new place
• Selecting the proper roommate
• Ensuring you are complying with your lease
• Getting everything in writing!
Tenant Insurance
Tenants can get insurance for their belongings and personal
liability at a fairly low cost. Many students will also be covered under their parents’ insurance policy. Some form of
tenant insurance is required by many landlords. All insurance policies are different so be sure to make yourself
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R i g h t s
aware of the specifics of your policy. It is important to note
that people who live in boarding houses (generally 3 or
more unrelated individuals living together) cannot purchase
tenant insurance. They can, however, be covered under
their parents’ insurance policy.
How to get Tenant’s insurance
• Through your parents.
Generally a dependant student can have their
belongings covered under their parents’ home
insurance policy for a small fee.
Have your parents check their policy to see if you
qualify.
• On your own.
Approximate cost $250/year
For $20,000 damage, $1,000,000 liability.
$500 deductible
A deductible is the amount of money you have to
pay out of pocket on a claim before the insurance
company will pay anything.
What does tenant insurance cover?
• Damage to personal property
• Liability for damage to the property of others.
Inspecting your new place
It is important to inspect your place with your landlord
before and after your tenancy. The main reason for this is to
determine what damage was already there when you
moved out and what damage was caused during your tenancy. This will be useful when you move out and have to
claim your security deposit. Make sure that you write down
every little fault that you find on your initial inspection so
that you cannot be held responsible for it at the end of your
tenancy.
I N I T I A L I N S P E C T I O N WO R K S H E E T
Click here for worksheet
Off-Campus Handbook
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Selecting Roommates
Be careful in selecting your roommate. Who you choose to
live with will have a major impact on your living experience.
You can be held equally responsible for damages and fines
that result from your roommate’s actions and, if you sign
the same lease as them, you can even be held responsible
for their portion of the rent if they do not pay. It is important to consider potential roommates’ level of responsibility, cleanliness, trustworthiness and sleep schedule as all of
these things will have a major effect on your living experience.
“It’s hard to harp on your best friend about his personal
habits. Being honest and making rules can sometimes
damage what was previously a strong friendship,
as most best friends haven’t LIVED with one another
before.”
– Jono, 4th yr. BSc
“Make sure that you spend some time with your roommates
before you sign a lease. I found 2 of my roommates on
Facebook last year. They looked alright on paper and we
had a nice conversation over the phone so we added them
to the lease. We did not meet in person until the day we
moved in. I realized within about half an hour that I couldn’t
stand them. It was too late though; I was stuck living with
them for the next year.”
– Jeff, 2nd year Law
Complying with your Lease
It is important to make sure that you are always in compliance with your lease, failure to do so could lead to fines or
an eviction. A lease is legally binding once it is signed so
make sure that you read it carefully BEFORE you sign it. If
you have a problem with any of the terms of the lease you
can ask for a written exception or modify the contract.
Remember that a lease contract is a negotiation. Any
change that is made to it before it is signed by you and the
landlord becomes part of the lease agreement.
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Getting Everything in Writing!
It is important to have a written record of any agreement
between you and your landlord in case there is ever a dispute. Anything that you get in writing should be dated and
signed by both parties. Things that you should have in writing include:
• Any change to your lease agreement
• Any repairs that your landlord has agreed to do
• A receipt of funds for your security deposit (even if
your landlord is giving it immediately to the
rentalsman)
• A copy of your inspection checklist
L A N D LO R D S ’ R I G H TS A N D
RESPON SIBIL IT IES
Most landlord right have corresponding responsibilities for
the tenant just as the tenant rights have responsibility to
the landlord. Also, most landlor d responsibilities corr espond to the rights of the tenant or other members of the
community.
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Procedural recourse should the tenant not meet their
obligations
The Residential Tenancies Act contains procedures for how
landlords and tenants should behave. It includes procedures on notice of entry, rent increases, ending tenancy and
dispute resolution. Your landlord can ask for the help of the
Office of the Rentalsman should you fail to pay your rent,
refuse to leave once your tenancy is over (either naturally
or through eviction) or violate any other term of your lease.
Your landlord can also claim your damage deposit through
the Office of the Rentalsman to pay for damage, cleaning
and unpaid rent.
The Office of the Rentalsman can be reached at:
Office of the Rentalsman
P.O. Box 6000
Kings Place Mall
440 King Street
4th floor, Room 420
Fredericton, NB E3B 5H1
Phone: (506) 453-2557 (collect calls accepted)
Fax: (506) 457-7289
R I G H TS
Every Landlord has the right to…
• A written contract outlining the terms of the rental
agreement
• Receipt of rent in a timely manner as specified in the
lease agreement
• Procedural recourse should the tenant not meet
their obligations (with the exception of boarding
houses)
A written contract outlining the terms of the rental agreement
Landlords have the right to a written contract outlining the
rental agreement between the tenant and themselves. This
contract is called a lease and it should outline the expectations that you and your landlord have of each other.
There is a S tandard Form of Lease that is used in all landlord/tenant situations and covers all of the basics of the
landlord/tenant relationship. You and your landlord can
agree to additional conditions outside of those covered in
the standard form lease (smoking, pets, etc.) but the
mandatory rights included in the Standard form of Lease
cannot be removed.
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RESPONSIBILITIES
A landlord has responsibilities to the tenant and to the
community in general.
To the Tenant
Every landlord has the following responsibilities to their
tenants…
• Understand and comply with the laws that
govern rental property
- Most of these laws are found in the Residential
Tenancies Act and the city of Fredericton By-laws.
Boarding houses are not covered by the
Residential Tenancies are covered by the
Landlords and Tenants Act instead.
• Provide adequate parking for all tenants according
to city by-laws
• Follow clearly defined procedures for a variety of
landlord-tenant issues
(With the exception of boarding houses.)
• Do repairs and maintenance
• Ensure that the tenant has a warm, clean and safe
accommodation.
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R e s p o n s i b i l i t i e s
Following clearly defined procedures for a variety of
landlord-tenant issues
The Residential Tenancies Act contains procedures for how
landlords and tenants should behave. It includes procedures on notice of entry, rent increases, ending tenancy and
dispute resolution. The procedure for notice of entry is covered in the section on tenant rights and the procedure for
notice of ending tenancy is covered in the section on tenant
responsibilities to the landlord. Disputes with the landlord
should be taken to the Office of the Rentalsman.
Partners in Legal Education Information Service (PLEIS) has
created an excellent guide to the residential Tenancies Act,
which can be found here:
http://www.legal-info-legale.nb.ca/showpub.asp?id=55&langid=1
Parking
Your landlord is required to provide you with a certain
amount of parking. Below is a table of the minimum number of parking spaces required by Fredericton By-law Z-2.
Us e
Parking S paces Required
Single detached dwelling, duplex dwelling,
semi-detached & mobile homes
1 space/unit
Accessory Dwelling Unit
1 space/unit
Apartments, Row Housing & S tacked Row Housing
Dwelling Units (outside of town plat residential area)
1 space/bachelor unit & 1 bedroom unit;
1.5 spaces/2 bedroom unit; 1.75 spaces/3 bedroom unit or larger
Apartment Row Housing & Stacked Row Housing
Dwelling Units (within town plat residential area)
0.75 space/bachelor unit and1 bedr oom unit;
1.25 spaces/2 bedroom unit or larger
Boarding, Rooming and Lodging Houses
1 space/sleeping unit
Home Occupation
2 spaces, plus the normal parking space requirement of the zone
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Repairs and Maintenance
The landlord is required to repair anything that is included
in the tenant’s rent that breaks or does not work properly.
Examples of this include:
• Fridge
• Stove
• Hot Water Heater
• Washing Machine
• Leaky Roofs
The landlord is also required to fix and maintain any common areas, such as:
• Laundry Rooms
• Lobbies
• Stairways
• Elevators
• Security Systems
• Swimming Pools
If the landlord fails to do these things contact the
Rentalsman.
Ensuring that the tenant has a warm, clean and safe accom modation.
Landlords are legally required to ensure that accommodations they rent comply with minimum health and safety
standards. They are also required to ensure that the heating system is functioning properly. Even if the property met
all standards at the time the place was rented, the landlord
is still responsible for ensuring that the accommodation
does not fall below the standard.
BY- L A W R 2 ( M A I N TE N A N C E A N D
O CC U PA N C Y S TA N DA R D S F O R
R E S I D E N T I A L P RO P E RT I E S ) CO N TA I N S
R E G U L AT I O N S O N :
•
•
•
•
•
•
Cleanliness
Heat
Space Requirements
Structure/Protection from the Elements
Safety
Rodents and Insects
Cleanliness
Every floor, wall, ceiling, furnishing and fixture in a dwelling
or dwelling unit shall be maintained in a clean and sanitary
condition.
Off-Campus Handbook
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R e s p o n s i b i l i t i e s
Heat
Every dwelling shall be provided with a heating system
capable of maintaining a room temperature of 70 degrees
Fahrenheit (21 degrees Celsius) at five feet above floor level
in all habitable rooms, bathrooms and toilet rooms when
the temperature outside the dwelling is -20 degrees
Fahrenheit (-29 degrees Celsius).
Space Requirements
In a dwelling unit in which the occupants prepare food for
their own consumption, or are intended to or are permitted
to so prepare food, a suitable and convenient cupboard for
storage of food, containing at least four cubic feet of space,
shall be maintained in good repair.
A dwelling unit shall have at least 75 square feet of habitable room floor area for each person resident therein.
A habitable room used for sleeping purposes shall have a
floor area of at least 50 square feet.
A habitable room shall be at least 7 feet in height over at
least one half of the floor area.
Structure/Protection from the Elements
Every part of a dwelling shall be maintained in a structurally
sound condition so as to be capable of safely sustaining its
own weight and any additional weight that may be put on it
through normal use.
A foundation wall of a dwelling shall be maintained so as to
prevent the entrance of moisture, insects and rodents.
Every interior wall and ceiling in a dwelling shall be maintained so as to be free of holes or cracks and loose plaster
or other material, the collapse of which might cause injury.
Windows, exterior doors and basement or cellar hatchways
of a dwelling shall be maintained so as to prevent the
entrance of wind and precipitation into the dwelling.
A roof of a dwelling shall be maintained in a watertight condition so as to prevent leakage into the dwelling.
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Every floor in a dwelling shall be maintained so as to be
free of loose, warped, protruding, broken or rotted boards
that might cause an accident, or admit rodents into the
dwelling.
A bathroom floor or toilet floor shall be maintained so as to
be reasonably impervious to water and to permit easy
cleaning.
Every chimney, smoke pipe and flue servicing a dwelling
shall be maintained so as to prevent gases from leaking
into the dwelling.
Every habitable room, bathroom and toilet room shall have
adequate ventilation.
Safety
On an open side of a stairway, balcony, landing or stairwell,
a handrail or banister shall be installed so as to provide
reasonable protection against accident or injury.
An inside or outside stair or a porch shall be maintained so
as to be free of holes, cracks and any other condition that
may constitute an accident hazard.
Steps, walks, driveways, parking spaces and similar areas
of a yard shall be maintained so as to afford safe passage
under normal use and weather conditions.
All electrical wiring, equipment and appliances located or
used in a dwelling shall be installed and maintained in
good working order so as not to cause a fire or electrical
shock hazard.
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During the time of year when insects may enter a dwelling,
each outside door shall be equipped with a self-closing
device, and every opening that opens to outdoor space,
used or intended to be used for ventilation, shall be appropriately screened with wire mesh or such other material as
will effectively exclude insects.
Responsibilities to the Community
The landlord is responsible for ensuring that the properties
that they rent are not dangerous or unsightly, as defined in
the Municipalities Act.
Dangerous and Unsightly Premises
(Municipalities Act, s.190)
No person shall permit premises owned or occupied by him
or her to be unsightly by permitting to remain on any part
of such premises
• Any ashes, junk, rubbish or refuse,
• An accumulation of wood shavings, paper, sawdust
or other residue of production or construction,
• A derelict vehicle, equipment or machinery or the
body or any part of a vehicle, equipment or
machinery, or
• A dilapidated building.
No person shall permit a building or structure owned or
occupied by him or her to become a hazard to the safety of
the public by reason of dilapidation or unsoundness of
structural strength.
Rodents and Insects
A dwelling shall be kept free of rodents and insects at all
times, and methods used for exterminating rodents or
insects or both shall conform with generally accepted practice.
A basement or cellar window used or intended to be used
for ventilation, and any other opening in a basement or cellar that might let in rodents shall be screened with wire
mesh or such other material as will effectively exclude
rodents.
Off-Campus Handbook
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F i n a n c e s
Managing your finances can be one of the most challenging
aspects of living on your own. There are several aspects of
managing your finances, including:
• Budgeting
• Financial Aid Options
• Bank Loans/Lines of Credit and Credit Cards
• Tips on Saving Money
If you have any questions or concerns about managing your
finances please feel free to contact UNB’s (Fredericton
Campus) Financial Aid Office at:
Website: www.unbf.ca/financialaid
e-mail: [email protected]
TEL: 506-453-4796
Budgeting
It is important to plan your finances in advance so that you
can avoid the financial distress that comes with running out of
money earlier than you expected. To calculate a future budget, you must first estimate your expected costs and resources.
You then subtract your expected costs from your resources,
which will determine your expected financial position.
Here is a helpful online budgeting tool from the federal government:
http://tools.canlearn.ca/cslgs-scpse/cln-cln/40/fp-pf/fp-pf.obp.do
Budgets are also useful to see exactly how much you spend on
different items. (eg: buying 2 cups of coffee a day will cost you
more per month than your internet and cell phone combined).
If you are having trouble figuring out exactly where your
money is going, it is a good idea to track where you spend
your money each day and add it all up at the end of the month.
Off-Campus Handbook
Financial Aid Options
There are several options offered through the Financial Aid
Office that will help you through some difficult financial situations. Those programs include:
• Work-Study
• UNB Special Bursary Program
• University Small Loan Program
• Advances (Personal and for Books)
• Great Computer Give Away Program
For more information, please contact the Financial Aid
Office.
Bank Loans/Lines of Credit and Credit Cards
Bank loans, lines of credit and credit cards are all ways that
students borrow money to supplement their income and
student loans. Bank loans and lines of credit are quite similar in their interest rates and requirement for a co-signor
while credit cards have a MUCH higher interest rate and do
not require a co-signor. A co-signor is responsible for your
debt if you are unable to repay it.
If you have both a credit card and a bank loan/line of credit
you should keep all of your debt on your loan/line of credit
instead of your credit card in order to save on interest
costs.
Tips on Saving Money
Here are some tips that will help you save money while living off campus:
• Sealing windows in the winter
• Turn appliances off when not in use
- Keep on power bars
• Cook instead of eating out as much as possible.
• Walk, bike or take the bus. Try to avoid using taxis.
• Only run the washing machine when you have a full
load - Dry on the clothesline when possible.
• Download the Financial Aid Office’s brochure
Living on a Student Budget! Stretching your dollars!
http://www.unbf.ca/financialaid/documents/CheapBrochure.pdf
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H E R E A R E S O M E T I P S O N S AV I N G
M O N E Y F RO M S T U D E N TS W H O H AV E
EXPERIENCE LIVING OFF C AMPUS:
Be sure to set a budget, and DON’T bring your bank card
with you everywhere. If you make yourself take out a certain amount of cash each week you’re less likely to spend
on useless junk.
– Jono, 4th yr. BSc
My best tip on saving money is to budget. Review your
budget every month and compare it to your bank statements so you see what you actually spent! Make a note of
where you went over and try to spend less on those things.
Account for things in your next month’s budget that you
may have overlooked before. It’s the little things adding up
that that you don’t realize drain your bank account. Worry
more about recurring expenses than those twice a year,
big expenditures.
– Peter, 3rd yr. BBA
Buy juice from concentrate. It’s easier to store and carry
and it’s way cheaper.
– Peter, 3rd yr. BBA
Learn to cook. Fresh produce is cheaper than processed
stuff. (It tastes better, too!)
– Peter, 3rd yr. BBA
STICK TO YOUR BUDGET! Make it very detailed instead of
putting x amount of dollars for living or emergency expenses. Detail out what those expenses should be. Factor in the
amount you’re paying for partying and don’t kid yourself
about it to justify it.
– Sulaye, Masters Student
Don’t eat out if you can avoid it. Bring a packed lunch to
school. Cafe and restaurant food will tend to be more
expensive and less healthy.
– Christopher, 4th yr. BA/BCS
I found that by shopping at places like Victory Meat Market,
the farmers market and the Dollar Store I found some really
affordable food. I would spend $50 at Victory on groceries
that would have cost me almost $100 at a regular grocery
store.
– Jessica, BRSS Grad
A good idea would be to visit the Financial Aid department
on campus. They have great budget forms that help you
realize how many items you actually spend money on! I did
it and I really stuck to my entertainment budget and I did
not over spend!
– Jessica, BRSS Grad
Buy prepaid calling card for long distance and keep trying
different ones. Some are way better than others!
– Peter, 3rd yr. BBA
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T h r o w i n g
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P a r t y
Being able to throw a party in your own house is one of the
most exciting things about living on your own, but it is also
one of the most risky. It is important to know how to throw
a party to ensure that nothing goes wrong. It is also important to remember that the police do not mind you having a
good time but they will intervene if your conduct is negatively affecting others.
Planning a Party
It is important to remember the 6 Ps when throwing a party.
They are: Proper Planning and Preparation Prevents Poor
Performance.
When planning a party make sure that all roommates are
included in the planning process and that responsibility is
shared equally. This will help prevent any problems that
may arise from one roommate not knowing the rules or
being upset that their needs had not been considered (eg:
has to work in the morning).
It is also important to inform your neighbours of your intentions to have a party. When you are discussing your party
with your neighbours you should talk about the following:
• When the party is supposed to be.
• How the party will affect your neighbour
- What time do they need to get up the next morning?
- Do they have children?
• A phone number they can call to talk with you if they
have any concerns.
- It is much better for your neighbour to contact
you than to the police.
• Inform them that you will take full responsibility for
anything that happens as a result of the party.
- You are legally responsible anyway but letting
them know that you plan to take responsibility
makes you look good.
If necessary try to modify your plans to meet the needs of
your neighbour.
Off-Campus Handbook
Another thing that you should do before having a party is to
hide or lock up your breakables and valuables. There is no
reason to put your possessions at risk unnecessarily and
having your breakable and valuable possessions out in a
house full of people is not a smart risk to take.
Maintaining and Regaining Control
Having a party can be fun but it can become a disaster if
you lose control. Losing control of your party can lead to
property damage, complaints from the neighbours, violence
and visits from the police.
Maintaining Control
Here are some tips for maintaining control of your party:
• Keep the number of guests to a reasonable amount.
- Do not have an open house party.
- Limit the number of guests that your friends can
bring.
• Never advertise your parties where everyone can see
them.
- This means Facebook!
• Keep the door closed to avoid party crashers.
• Have one member of your household be non-drinking.
- It is very helpful to have someone who can think
clearly.
Regaining Control
If the party does get out of control you can call the police to
help remove guests and shut down the party. Police will
not, however, remove people if you are not shutting down
the party.
The Fredericton Police Force can be reached at:
(506) 460-2300.
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Repercussions
If you fail to follow the rules and your party does get out of
hand you can get into some fairly serious trouble. You can
be held liable for damage to your property or the property
of others or face fines for by-law violations. Canadian
courts have also ruled that a party host can be held liable
for their guests in both criminal and civil matters.
Noise Complaints
Noise complaints are by far the most common reason the
police are called to intervene in a situation. Noise disturbances are prohibited under By-law S-13 and carry a minimum fine of $250. If you are a repeat offender the police
can contact your landlord directly, which could lead to eviction.
Here are some tips to avoid noise complaints:
• Close your windows.
• Give your neighbours a contact number so that they
can call you instead of the police.
• Try to keep your noisy activities to rooms that do not
share a wall with your neighbours.
• Keep the party indoors.
• Don’t be too loud.
Liability for Guests
As the host of the party you can be held responsible for the
bad behaviour of your guests. Pretty much any improper
conduct that is a result of your party can result in civil or
criminal liability for you as the host. Here are a couple
examples:
Drinking and Driving: If you are the host of a party and you
know that one of your guests is intoxicated and is going to
drive, you have a legal obligation to prevent them from driving. If you fail to meet this obligation you can be held partially responsible for their actions, both civilly and criminally.
Who you are affecting
Even if it was not for the possible criminal and civil liability
it is important to be aware of the negative impact that your
actions could have on others. The neighbourhoods around
the university are mixed neighbourhoods that contain people from all walks of life, most of which could be adversely
affected by your partying.
There are many elderly people, people with small kids, and
people who work early in the morning who live in your
neighbourhood and you partying until 4am could cause
them major distress.
Tips on being a responsible host
Monitor alcohol consumption to make sure no one is going
overboard.
• Have alternatives to drinking to slow down the pace,
Such as games or dancing.
• Have food and non-alcoholic beverages available.
• Do not let your guests drink and drive.
Property Damage: If you have a party and when you wake
up the next morning there is damage to your neighbours’
property that was obviously the doing of some of your
guests you can be held liable for that damage.
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T i p s
o n
R u n n i n g
Y o u r
H o m e
H E R E I S A CO M PI L AT I O N O F H E LP F U L
T I P S O N RU N N I N G YO U R H O M E F RO M
S T U D E N TS W H O H AV E E X P E R I E N C E
LIVING OFF C AMPUS:
Cooking
Buy juice from concentrate. It’s easier to store and carry
and it’s way cheaper.
– Peter, 3rd yr. BBA
Learn to cook. Fresh produce is cheaper than processed
stuff. (It tastes better, too!)
– Peter, 3rd yr. BBA
Don’t eat out if you can avoid it. Bring a packed lunch to
school. Cafe and restaurant food will tend to be expensive
and less healthy.
– Christopher, 4th yr. BA/BCS
Leftovers are your friend. Cook big portions and save some
for lunch or when you don’t like cooking. This also allows
you to buy things in larger packages, which saves you
money.
– Jeff, 2nd yr. Law
Keeping Your Place Clean
Get a rotation with your roomies. Each week have one person be in charge of tidying (a) bathroom, (b) kitchen and (c)
living room. Just rotate
each week. Keeps things fair and clean.
– Jono, 4th yr. BSc
My best tip on keeping clean is to keep at it. Do a little bit
every day so it doesn’t get so bad that it takes you all day. – Peter, 3rd yr. BBA
Bring as little personal junk as you can. That giant teddy
bear your BF gave you in Middle school is not useful! Avoid
clutter and keep things simple. With notes and books and
stuff you have enough to organize without adding a whole
lot of junk you don’t use. - Sulaye, Masters Student
Clean up regularly and keep it neat or it will be to the size
of mess you won’t be able to motivate yourself to clean up.
– Christopher, 4th yr. BA/BCS
Rinse your dishes as soon as you are done with them. They
are much harder to wash if you let the food dry on.
– Jeff, 2nd yr. Law
Buy a bunch of hamburger, cook it all at once and freeze
the pre-cooked meat that you don’t eat. When you need to
make a quick meal just thaw the meat and add it to whatever you are making. This will cut the cooking time for things
like spaghetti in half.
– Jeff, 2nd yr. Law
It’s easy to forget that you need milk, fresh veggies and
other perishable food. Getting stuck in the Kraft Dinner rut
is possible, and bad. You have to stay healthy.
– Jono, 4th yr. BSc
Off-Campus Handbook
I always take Saturday morning to sleep in some and the
get up and clean the whole house. Crank up the music, get
everybody going, and make it fun. Throw in some washes
cause they take the longest and while they are going get
the rest of the cleaning done.
– Kevin, 4th yr. BSE
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Y o u r
H o m e
I know this is going to sound dorky, but my roommate and I
had tidy Sundays! On Sundays my roommate and I took 1
hour out of our day to do all of the big cleaning around the
house. Things like, sweeping, moping, cleaning the bathroom, and starting laundry. This really worked well.
– Jessica, BRSS Grad
To keep my own personal space clean I made sure to tidy
up my room for 5 minutes every night before I went to bed.
I just picked up things around my room while I let my face
scrub do its job J.
– Jessica, BRSS Grad
Off-Campus Handbook
Bills
If any bills are in your name, pay them on time! Even if your
roommates still owe their part if it, it’ll look bad on your
personal credit score if you pay late. On the bills note,
before you get your own place, put your name in your parents power bill account (assuming they pay it consistently...
and they have power with NBPOWER). You’ll get around
paying the first timer’s fee. They’ll only charge you a service
fee for activating power at your new place.
– Peter, 3rd yr. BBA
When you get your student loan in September you feel rich
and sometimes forget that that money has to pay your rent,
electricity, phone, internet and cable bills over the next 4
months. I found a good solution was to open up a separate
bank account for bills and rent. At the beginning of each
semester I figured out how much I needed for my bills and
put it into that account. I did not touch this money (even
when I was strapped for party cash), this ensured that I
always had the money to pay my bills. It is important to
remember to set aside money for January when you are
doing this because you will not get your winter student
loans until after your January rent is due.
– Jessica, BRSS Grad
University of New Brunswick
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A p p e n d i x
Appendix A
Map of Fredericton
Off-Campus Handbook
University of New Brunswick
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A p p e n d i x
Appendix B
Fredericton Neighbourhoods
Off-Campus Handbook
University of New Brunswick
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A p p e n d i x
Appendix C
Initial Inspection Worksheet
Overview of Inspection (add additional spaces such as rooms, deck, storage, etc.in the blank spaces below)
Rooms in rental
Condition
Notes
Living room
Dining room
Kitchen
1/2 Bathroom
Full Bathroom
Bedroom 1
Bedroom 2
Bedroom 3
Bedroom 4
Detailed check
Bathroom(s)
Kitchen area
Faucets
Bath
Fridge
Cupboards
Toilet
Other:
Stove
Other:
Shower
Sink
Sink
Countertop
Other items inspected
Condition
Notes:
Windows
Carpets
Hardwood flooring
Other flooring
Heating/AC
Locks
Details of existing damages found in rental unit:
Signature of Landlord
Off-Campus Handbook
Signature of Tenant(s)
Inspection Date
University of New Brunswick
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