Platinum Credit Card product information sheet

For marketing purposes
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Enjoy good service
With UBS Platinum Credit Cards, you benefit
from a generous limit and attractive extra benefits
Treat yourself to the exclusive UBS Platinum Credit
Cards1: Take advantage of the individual UBS Platinum
service and enjoy comprehensive insurance benefits.
Card services
Attractive card package
With your personal UBS Platinum Credit Card from Visa or
Mastercard® we will also provide on request up to three
additional cards. That way those closest to you can also
enjoy the benefits of the UBS Platinum Credit Card. The credit
cards are available in Swiss francs, euro or US dollars.
Contactless payment
Contactless payment makes searching for small change a thing
of the past. It’s simple, practical and fast. For small amounts,
all you need to do is hold the card briefly against the card
reader and your payment is made. For larger amounts, you
will automatically be asked for your PIN code for your security.
For further information, visit ubs.com/contactless
Secure technology
A latest-generation chip with a PIN function and a state-ofthe-art early warning system for suspicious transactions ensure
that your payments are optimally protected. We also support
the “3-D Secure” international security standard, a password
system which provides you with even better protection
when making online purchases. For more information, visit
ubs.com/secure
1
BS Platinum Credit Cards are available for clients aged 18 or over (16 for partner cards).
U
A UBS Account is required.
Additional services
UBS Platinum Assistance Center
An experienced team of specialists is available 24 hours a
day to answer your individual queries. Make life easier for
yourself with our Lifestyle service and use the support of the
Assistance service in the event of emergencies. Questions
about your UBS Credit Cards can be answered here too.
UBS KeyClub bonus program
You receive valuable points in the form of paper checks
every quarter based on the amount you spend with your
UBS Platinum Credit Cards. You can use these like cash
at our KeyClub partners for their entire range of products
and services, as well as for special offers (1 KeyClub point =
1 Swiss franc). In the KeyClub eStore, you can also manage
and redeem your points electronically. Further information
about UBS KeyClub and UBS KeyClub eStore is available at
ubs.com/keyclub and ubs.com/keyclubestore
Access to airport lounges
The Priority Pass gives you access to more than 700 airport
lounges worldwide. Relax and enjoy a drink or a meal in
pleasant surroundings if your flight is interrupted or delayed. The Priority Pass and four free entries per year are included for the UBS Platinum main and partner cardholders.
Digital Banking
Thanks to UBS e-banking and the UBS Mobile Banking app,
you have secure access to your card data, such as current
transactions, available limits and statements, around the clock
and wherever you are. In the event of loss or theft, you can
block your UBS Credit Card directly in the app or in e-banking,
and automatically receive a replacement card. And if your
UBS Credit Card is defective, you can order a new one easily at
no extra cost. Furthermore, push notifications via the app,
SMS or e-mail give you control over your spending at all times.
Find out more about the many possibilities at ubs.com/digital
UBS Platinum website
We put together attractive special offers exclusively for you
through selected partners. For details, please consult the
UBS Platinum website.
Paperless statements
On request, you can receive your monthly statements in
UBS e-banking instead of by post, allowing you to view
them anywhere and at any time, as well as pay invoices
with just a few clicks. For further information and instructions on how to set up paperless statements, please visit
ubs.com/paperless
Flexible payment options
You decide whether you want to pay your monthly statement
in full or in installments (credit option).2 The credit option
allows you to take advantage of favorable offers when you
temporarily have other financial commitments.
Discounts on car rental
When you rent a car from our partner Europcar, you will
receive a discount of up to 30%.
Priceless® Cities: one-of-a-kind experiences
Priceless® Cities gives Mastercard cardholders access to exclusive events, promotions, shopping benefits and unique offers
for travel, hotels, restaurants, museums and much more. For
further information and to find out how to register, go to
priceless.com
Insurance benefits
Comprehensive insurance cover
With UBS Platinum Credit Cards, you and your family can
travel with full peace of mind. Provided you have paid for your
journey using your UBS Credit Card, you and your family are
automatically covered by free accident insurance (disability and
death) for travel on public transport. You and your family
are also protected against unforeseen financial risks in the
event of travel cancellation, a hospital stay abroad, or when
renting a vehicle. Further information is available at
ubs.com/cards-insurances
2
Only for clients domiciled in Switzerland. Full or partial payment (at least 5% of the amount
billed or CHF 50) within 22 days of the invoice date; annual rate of interest of 12%.
Granting of credit is prohibited if it leads to overindebtedness of the consumer
(Art. 3 of the Swiss Federal Act Against Unfair Competition).
UBS Banking Packages
Attractive all-inclusive price
With UBS Banking Packages, you receive UBS Credit Cards
and all other important products and services at an
attractive flat fee. Further information is available at
ubs.com/banking-packages
Key points
• Generous limit of at least 20,000 francs
• Flexible package of cards with up to four cards
• Access to airport lounges (including free entries)
• Cards available in various currencies
• Comprehensive insurance cover
• Individual service from UBS Platinum Assistance Center
• With attractive UBS KeyClub bonus scheme
Overview of fees and services
Fees
Benefits
Card package
(including two-card set for partners)
– in the first year
CHF 250 / EUR 175 / USD 200
– per year thereafter
CHF 500 / EUR 350 / USD 400
1
Currency
CHF, EUR, USD – additional cards
also available in a currency other
than that of the main card
Replacement card
free of charge
Monthly statements in
hard copy or electronically 2
free of charge
Cash withdrawals at ATMs
and over-the-counter 3, 4
(per withdrawal)
– in Switzerland and abroad
Lottery (except Swisslos/
Loterie Romande), betting
and casino transactions
(gambling)
UBS Platinum
Assistance Center
Tel. +41 44 828 31 31
(24 h)
UBS KeyClub8 (optional)
– for CHF 1,000 spent
4%, min. CHF 10 / EUR 8 / USD 10
4%, max. CHF/EUR/USD 100
per transaction
Currency conversions for
UBS foreign exchange sell rate5
transactions in foreign currencies or card organization rate6 plus
1.75% processing surcharge
CHF transactions abroad
1.75% processing surcharge
Interest rate for payment in
installments (credit option)
annual interest rate of 12%
Card blocking
free of charge
Passing on of third-party costs
Any third-party costs7 incurred
may be passed on
Attractive all-inclusive price with UBS banking packages. Further information
is available at ubs.com/banking-packages
Paperless statements can be activated in UBS e-banking.
 3 As a rule, cash can only be withdrawn in the relevant local currency.
 4
Max. 40% of the monthly limit or 100% of the additional amounts deposited
into your credit card account; ATMs: max. CHF / EUR / USD 1,000 per day.
 5
The exchange rate normally contains a surcharge that is added to the market rate given by
the counterparty (including UBS Investment Bank). The maximum surcharge applied per
foreign exchange transaction can be found on ubs.com or requested from our customer
service team.
 6
The exchange rate normally contains a surcharge that is added to the market rate given by
the counterparty.
 7
E. g. carriage charges, fees for payments at post office counters, courier costs for card
delivery abroad, costs for visits to airport lounges. For detailed price information, please
contact our customer services.
 8
Cards in EUR, USD: To calculate the points due, card spending will be converted into
Swiss francs at the currently applicable UBS “sell” exchange rate.
 9
The full General Terms and Conditions of Insurance for the UBS Platinum Card
can be found at ubs.com/cards-insurances
10 The insurance cover is valid only if the UBS Platinum Credit Card (main card)
or a related second or partner card is used for making the purchase.
1
 2 This publication is intended for information only. It is not intended as a recommendation, an offer, a solicitation of an offer or as legal or tax advice. Before making a
decision, you should obtain professional advice. UBS reserves the right to alter its
services, products or prices at any time without prior notice. Individual services and
products are subject to legal restrictions and hence may not be offered throughout
the world without restriction. Complete or partial reproduction without explicit
consent of UBS is not permitted.
© UBS 2017. The key symbol and UBS are among the registered and unregistered
trademarks of UBS. All rights reserved. May 2017. 84467E
Insurance benefits9
– Travel and aviation accident
insurance10
– Death and disability
– Rescue and repatriation
– Cancellation
– Curtailment of trip
– Costs of treatment abroad
– Flight delays
– Luggage
– Theft / loss / damage
– Delayed delivery
– Collision Damage Waiver10
(deductible insurance
for car rental)
– Shop Garant10
(purchase protection insurance)
– Best Price Guarantee10
– SOS Assistance
(advice and/or help in case
of emergency)
– information on UBS Platinum
Credit Cards – around the clock
– card blocking
– assistance in emergency
situations (medical and legal
assistance)
– Lifestyle service (hotel and
restaurant reservations, ticket
ordering, gift and flower
delivery services)
9 points
max. CHF 750,000
max. CHF 60,000
max. CHF 15,000 per year
max. CHF 15,000 per year
max. CHF 250,000 per event
max. CHF 600 per year
max. CHF 8,000 per year
max. CHF 600 per year
max. CHF 10,000 per event
max. CHF 5,000 per year
max. CHF 2,000 per year
free 24-hour hotline
Digital Banking (optional)
free of charge
Priority Pass for access
to airport lounges (optional)
free Priority Pass for Platinum main
and partner cardholders, four visits
per year each included
Car hire from Europcar
– discount on standard rates
up to 30%
Priceless Cities for
one-of-a-kind experiences
for Mastercard cardholders only
Payment options
paying-in slip with payment in
installments option or direct
debit (LSV+)
Spending limit
CHF 20,000 / EUR 13,000 /
USD 15,000
®
For all your questions
UBS Switzerland AG
P.O. Box
8098 Zurich
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ubs.com/cards
UBS Service Line for Private Clients at 0848 848 054
Find your nearest branch ubs.com/locations