THE GRAND
Published Exclusively for the Membership of the Union Bank Grand Club
Union Bank & Trust Co. 102 W McCloy St. Monticello, Ar. 71655 870-460-6432 or 870-224-2309
Visit our web-site at www.unionbnk.com for a copy of “The Grand” Newsletter under the “about us”tab…………...enjoy!
Volume VIIII, Issue 3
July 2016
Old State House
Museum
&
The Historical
Capital Hotel
Thursday
September 15th
Join us as we visit the Old State House Museum and experience Arkansas’s diverse history. Constructed in 1833 in the Greek Revival style of
architecture, this National Historic Landmark is the oldest standing state
capitol building west of the Mississippi River.
We will have lunch at the Capital Bar & Grill located inside the Capital
Hotel, a landmark hotel in Little Rock. The hotel is situated near Arkansas's first state capitol building (now known as the Old State House), and
has been part of the city's history since 1872. In 1974, the hotel was listed
on the National Register of Historic Places.
Cost $40.00 includes lunch, Museum, and transportation.
RSVP by September 9th.
INSIDE THIS ISSUE
Afternoon Bingo
July 12th
&
September 13th
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ON
FACEBOOK!
Upcoming Events
1
Gail’s Message
2
Trust’s Article
2
Identity Theft
2
Calendar of
Events
3
Pictures of Events 4
Financial abuse against older Americans can take many forms,
from illegal debits, to third-party scams and even unauthorized
withdrawals by an approved caregiver.
Join us in this free presentation to empower you with the facts,
tools and resources you need to bank more securely.
Safe Banking for Seniors Presentation
Together, we can help eliminate the almost $2.9 billion lost annualPresented by: Kelly Murphy
ly to fraud against older Americans.
of Union Bank & Trust Co.
Thursday, July 14th at 2:00 p.m.
Refreshments will be served. RSVP by July 8th
Murry’s Dinner Playhouse -“Smoke on the Mountain”
Wednesday, August 31st - Matinee
Smoke on the Mountain tells the story of a Saturday Night Gospel Sing at a county
church in North Carolina’s Smoky Mountains in 1938. The show features two dozen rousing bluegrass songs played and sung by the Sanders Family. Join us for this
ever popular gospel musical comedy, where the hymns, hilarity, and homemade
treats will surely make a believer out of anyone.
Cost $60.00
Includes lunch, show and transportation. RSVP by August 26th.
A message from Gail Hooker - Grand Club Director
I cannot believe this is our July issue of the Grand Club newsletter. We
have had some wonderful trips this spring; Arkansas Flower and Garden
Show, Oaklawn Races, Murry’s Dinner Playhouse, and Branson. The
trip to Branson was unbelievable, I am still in awe over the Moses production at the Sight and Sound Theater. We have some great events
planned for this summer, so mark your calendars. We invite all of you to
come join the fun and be part of the Grand Club.
Call me at (870) 460-6432 - [email protected] or drop in and visit!
IS IT TIME TO REVIEW YOUR ESTATE PLAN?
Regardless of the type of estate plan you have in place (simple or complex), it is important that it remain current and
that it continues to reflect your wishes. Here are some guidelines about appropriate times to review your existing estate plan:
Change in your marital status. Marriage or divorce are two events that dramatically alter an estate plan. The most
significant is the availability or loss of the unlimited marital deduction.
Birth or adoption of children. New children may require adding a guardian or altering whom you wish to name as
guardian.
Significant change in your net worth. If your estate planner has not seen an updated list of your assets, your estate
plan may not be accomplishing all your goals.
Substantial increase in your insurance coverage. An individual who increases his or her life insurance may be
creating potential estate taxes that may be avoided with proper planning.
Death of a beneficiary. If the death of a named beneficiary in your will is not specifically addressed, your alternate
wishes for that beneficiary’s share may not be fulfilled.
Change in the tax law. Several changes have been made in the estate and gift tax laws in the last few years and the
potential for changes in the next few years exists. You should be aware of how these changes may impact your
current estate plan.
You change your mind. As your children age, a different guardian may become more appropriate. Age, impairment
or geographic distances may affect a named trustee or executor’s ability to serve.
Five years pass. As a general rule, if none of the above conditions require an earlier change, look at your estate plan
at least every five years.
If you should have any questions or need more information, please stop by Union Bank ‘s Trust Services Department
or call Gail Hooker at (870) 460-6432. We provide professional, affordable trust services tailored to fit your specific
needs.
If you receive an email or text message from us or another financial institution, it's safer to log onto the website manually rather
than clicking on the links provided. It's the only way you can be
sure you're not being redirected to a malicious website designed
to collect your sensitive information.
Page 2
JULY 2016
July 5 & 18 - Bridge 1:00 pm at the University Branch Grand Room.
July 12 - Bingo 2:00 pm at the University Branch Grand Room
July 14 - Safe Banking For Seniors Seminar 2:00 pm at the University Branch
Grand Room. Join us in this free presentation to empower you with the facts, tools
and resources you need to bank more securely. Refreshments will be served.
Free Presentation. RSVP by July 8th.
AUGUST 2016
August 1 & 15- Bridge 1:00 pm at the University Branch Grand Room.
August 31 - Murry’s Dinner Playhouse “Smoke on the Mountain” Join us for this ever popular
gospel musical comedy, where the hymns, hilarity, and homemade treats will surely
make a believer out of anyone. We will leave from the University Branch at 9:00
and arrive at Murry’s around 11:00 for a fabulous lunch buffet and show.
Cost $60.00 - Includes lunch, show and transportation. RSVP by August 26th.
SEPTEMBER 2016
September 6 & 19- Bridge 1:00 pm at the University Branch Grand Room.
September 13 - Bingo 2:00 pm at the University Branch Grand Room
September 15 - Old State House & Governor’s Mansion Join us as we visit the Old
State House Museum and experience Arkansas’s diverse history. We will
have lunch at the Capital Bar & Grill located inside the Capital Hotel, a
landmark hotel in Little Rock. We will leave from the University Branch
at 9:00 and arrive at the Capital Bar & Grill around 11:00 for a fabulous
lunch. After lunch, we will tour the Old State House Museum.
RSVP by September 9th.
Cost $40.00 includes lunch, museum, and transportation.
All times, dates and costs are subject to change. Please contact Gail Hooker for confirmation @ 870-224-2309 or 870 460-6432.
Page 3
The Grand
Union Bank & Trust Co
102 W. McCloy St.
P.O. Box 270
Monticello, Ar. 71657
870-224-2309
Return Service Requested
Member FDIC
Come join the Fun!
Murry’s
Bridge
Oaklawn Races
Bingo
Branson “Moses”