March 2015
Monthly expenses of
` 30,000/- today, could be
` 200,000/- after 30 years*
Reliance Retirement Fund
(An open ended notified tax savings cum pension scheme with no
assured returns)
Lambi Innings ki Taiyari
Aim for long term wealth creation with equity component
Save tax up to `46,350/- U/S 80C (2) (xiv) Pension Fund#
*
Expenses are calculated on an assumed inflation rate of approximate 7%.
CONTACT YOUR FINANCIAL ADVISOR or
Call 1800 300 11111 I www.reliancemutual.com | SMS ‘RETIRE’ to 561617
Reliance Retirement Fund offers two schemes: Reliance Retirement Fund – Wealth Creation Scheme & Reliance Retirement Fund – Income Generation Scheme. Investments in the
schemes are subject to a lock-in for 5 years from the date of allotment, subject to the terms & conditions with respect to switches.
# The Central Government specifies Reliance Retirement Fund as a pension fund for the purpose of clause (xiv) of sub-section (2) of section 80C of the Income Tax Act, 1961 (43 of 1961)
for the assessment year 2015-16 and subsequent assessment years. As per provision of Sec 80C (2) (xiv) of the Income Tax Act 1961 for FY 2014-15, any individual whose taxable income
is less than `1 crore and has made investment of `1.5 lakhs in notified pension fund set up by a Mutual Fund, can save tax up to `46,350/- including applicable cess. Tax saving will be
proportionately reduced subject to the taxable income and investments. The tax benefits are as per the current income tax laws and rules and any other current applicable law. Investors
are advised to consult their tax advisors before investing in such schemes.
SMS charges apply.
Reliance Retirement Fund – Wealth Creation Scheme
Reliance Retirement Fund – Income Generation Scheme
This product is suitable for investors who are seeking*:
• Long term growth and capital appreciation • Investing primarily in equity and equity
related instruments and balance in fixed income securities so as to help the
investor in achieving the retirement goals • High risk
(BROWN)
*Investors should consult their financial advisors if in doubt about whether the
product is suitable for them.
This product is suitable for investors who are seeking*:
• Income over long term with capital growth • Investing primarily in fixed income
securities and balance in equity and equity related instruments so as to help the
investor in achieving the retirement goals
• Medium risk
(YELLOW)
*Investors should consult their financial advisors if in doubt about whether the product
is suitable for them.
Note: Risk is represented as:
(BLUE) investors understand that their principal
will be at low risk
(YELLOW) investors understand that their principal
will be at medium risk
(BROWN) investors understand that their principal
will be at high risk
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
NAME OF SCHEMES
This product is suitable for investors who are seeking*
EQUITY
Reliance Vision Fund
An open ended Equity Growth
Scheme
Reliance Top 200 Fund
An open ended Diversified Equity
Scheme
Reliance Quant Plus Fund
An open ended Equity Scheme
Reliance NRI Equity Fund
An open-ended Diversified Equity
Scheme
Reliance Focused Large Cap
Fund
An open ended Diversified Equity
Scheme
Reliance Index Fund Nifty Plan
An Open Ended Index Linked
Scheme
Reliance Index Fund Sensex
Plan
An Open Ended Index Linked
Scheme
Reliance Growth Fund
An open ended Equity Growth
Scheme
Reliance Mid & Small Cap Fund
An Open Ended Diversified Equity
Scheme
Reliance Small Cap Fund
An Open Ended Equity Scheme
Reliance Regular Savings Fund Equity Option
An open ended Scheme
Reliance Equity Opportunities Fund
An open ended Diversified Equity
Scheme
Reliance Regular Savings Fund Balanced Option
An open ended Scheme
Reliance Banking Fund
An open ended Banking Sector
Scheme
Reliance Diversified Power
Sector Fund
An open ended Power Sector Scheme Reliance Media & Entertainment Fund
An open ended Media &
Entertainment sector Scheme
Reliance Pharma Fund
An open ended Pharma Sector
Scheme
Reliance Tax Saver (ELSS) Fund An open ended Equity Linked
Savings Scheme
Reliance Equity Linked Saving
Fund - Series 1
A 10 year close-ended Equity
Linked Savings Scheme
Reliance Arbitrage Advantage
Fund
An open ended Arbitrage Scheme
Reliance Japan Equity Fund
An Open Ended Diversified Equity Scheme
Reliance Capital Builder Fund
A Close Ended Equity Oriented
Scheme
Reliance Close Ended Equity
Fund
A Close Ended Equity Oriented
Scheme
R* Shares Banking ETF
An open-ended, exchange listed, index linked scheme
R* Shares CNX 100 ETF
An Open Ended Index Exchange Traded Fund
long term capital growth
investment in equity and equity related instruments through a research based approach
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities of companies whose market capitalization is
within the range of highest & lowest market capitalization of S&P BSE 200 Index.
(BROWN)
high risk.
long term capital growth
investment in active portfolio of stocks selected from CNX Nifty Index on the basis of a mathematical
model
(BROWN)
high risk.
long term capital growth
investment in equity and equity related instruments primarily drawn from companies of S&P BSE
200 Index
(BROWN)
high risk.
long term capital growth
investment in concentrated portfolio of equity and equity related instruments upto 25 companies
belonging to the top 100 companies by market capitalization and/or leaders in their respective
segments.
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities and portfolios replicating the composition of the
NIFTY, subject to tracking errors.
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities and portfolios replicating the composition of the
S&P BSE SENSEX, subject to tracking errors.
(BROWN)
high risk.
long term capital growth
investment in equity and equity related instruments through a research based approach
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities including derivatives
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities of small cap companies
high risk.
(BROWN)
long term capital growth
investment in equity and equity related securities
high risk.
(BROWN)
long term capital growth
investment in equity and equity related securities
(BROWN)
high risk.
long term capital growth
investment in equity and equity related instruments and fixed income instruments
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities of companies in banking sector and companies
engaged in allied activities related to banking sector
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities of companies in power sector
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities of media and entertainment and other associated
companies
(BROWN)
high risk.
long term capital growth
investment in equity and equity related Securities of pharma & other associated companies
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities
(BROWN)
high risk.
income over short term
income through arbitrage opportunities between cash and derivative market and arbitrage
opportunities within the derivative segment.
(BLUE)
low risk.
Long term capital growth
Investment in equity and equity related securities of companies listed on recognized stock
exchange of Japan.
(BROWN)
High risk.
Long term capital growth
Investment in diversified portfolio of equity & equity related instruments with small exposure to fixed
income securities
(BROWN)
High risk.
Long term capital growth
Investment in diversified portfolio of equity & equity related instruments with small exposure to fixed
income securities.
(BROWN)
High risk.
long term capital growth
investment in equity and equity related securities and portfolios replicating the composition of CNX
Bank Index, subject to tracking errors.
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities and portfolios replicating the composition of CNX
100 Index, subject to tracking errors.
(BROWN)
high risk.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Note: Risk is represented as:
(BLUE) investors understand that their principal will be at low risk
(BROWN) investors understand that their principal will be at high risk
2
Fundamentals March 2015
NAME OF SCHEMES
R* Shares Nifty ETF
An Open Ended Index Exchange
Traded Fund
R*Shares Dividend Opportunities
ETF
An Open Ended Index Exchange
Traded Fund
R*Shares Consumption ETF
An Open Ended Index Exchange
Traded Fund
R*Shares Sensex ETF
An Open Ended Index Exchange
Traded Fund
This product is suitable for investors who are seeking*
long term capital growth
investment in equity and equity related securities and portfolios replicating the composition of CNX Nifty
Index, subject to tracking errors.
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities and portfolios replicating the composition of CNX
Dividend Opportunities Index, subject to tracking errors.
(BROWN)
high risk.
long term capital growth
investment in equity and equity related securities and portfolios replicating the composition of CNX
Consumption Index, subject to tracking errors.
(BROWN)
high risk.
long term capital growth
Investment in equity and equity related securities and portfolios replicating the composition of S&P
BSE Sensex Index, subject to tracking errors..
(BROWN)
high risk.
FIXED INCOME
Reliance Liquidity Fund
An open-ended Liquid Scheme
Reliance Liquid Fund - Treasury
Plan
An open-ended Liquid scheme
Reliance Liquid Fund - Cash Plan
An open-ended Liquid scheme
Reliance Floating Rate Fund
- Short Term Plan
An open-ended Income Scheme
Reliance Money Manager Fund
An open-ended Income Scheme
Reliance Medium Term Fund
An open-ended Income Scheme
with no assured returns
Reliance Short Term Fund
A open-ended Income Scheme
Reliance Regular Savings Fund
-Debt Option
An open-ended scheme
Reliance Corporate Bond Fund
An open ended income scheme
Reliance Dynamic Bond Fund
A open-ended Income Scheme
Reliance Gilt Securities Fund
An open-ended Government
Securities Scheme
Reliance Monthly Income Plan
An open-ended Fund. Monthly
Income is not assured & is subject to the availability of distributable surplus
Reliance Dual Advantage Fixed
Tenure Fund
A close ended Hybrid scheme
Reliance Fixed Horizon Fund
A close ended Income scheme
Reliance Income Fund
A open-ended Income Scheme
Reliance Interval Fund
A debt oriented Interval scheme
GOLD
R* Shares Gold ETF
An open ended Gold Exchange Traded
Fund that tracks the domestic prices of
gold through investments in physical gold.
Reliance Gold Savings Fund
An open ended fund of fund
scheme
RETIREMENT FUND
Reliance Retirement Fund
- Wealth Creation Scheme
An open-ended notified tax savings cum
pension scheme with no assured returns
Reliance Retirement Fund
- Income Generation Scheme
An open-ended notified tax savings cum
pension scheme with no assured returns
income over short term.
investment in debt and money market instruments
(BLUE)
low risk.
income over short term.
investment in debt and money market instruments
(BLUE)
low risk.
income over short term.
investment in debt and money market instruments
(BLUE)
low risk.
income over short term.
investment predominantly in floating rate and money market instruments with tenure exceeding 3
months but up to a maturity of 3 years and fixed rate debt securities
(BLUE)
low risk.
income over short term.
investment in debt and money market instruments
(BLUE)
low risk.
income over short term.
investment in debt and money market instruments with tenure not exceeding 3 years.
(BLUE)
low risk.
income over short term.
investment in debt and money market instruments, with the scheme would have maximum weighted
average duration between 0.75-2.75 years
low risk.
(BLUE)
income over medium term.
Investment predominantly in debt instruments having maturity of more than 1 year and money
market instruments
low risk.
(BLUE)
income over medium term.
Investment predominantly in corporate bonds of various maturities and across ratings that would
include all debt securities issued by entities such as Banks, Public Sector Undertakings, Municipal
Corporations, bodies corporate, companies etc
low risk.
(BLUE)
income over long term.
investment in debt and money market instruments
(BLUE)
low risk.
income over long term.
investment in debt and money market instruments.
(BLUE)
low risk.
income over long term.
investment in Government securities.
(BLUE)
low risk.
regular income and capital growth over long term.
investment in debt & money market instruments and equities & equity related securities
(YELLOW)
medium risk.
income over long term
returns and growth with the object of limiting interest rate volatility through investment in debt &
money market instruments and equity & equity-related instruments including derivatives
medium risk.
(YELLOW)
returns and growth over the term of the fund
limiting interest rate volatility by investment in debt, money market and G-sec instruments maturing
on or before the date of maturity of the scheme
low risk.
(BLUE)
regular returns & growth of capital over the term of the fund, with the flexibility to enter / exit at fixed intervals
investment in fixed income securities, money market and G-sec instruments
low risk.
(BLUE)
long term capital growth
returns that are commensurate with the returns provided by physical gold through investment in
physical gold and gold related securities as permitted by regulators from time to time.
high risk.
(BROWN)
long term capital growth
returns that are commensurate with the performance of R*Shares Gold ETF through investment in
securities of R*Shares Gold ETF
high risk.
(BROWN)
long term growth and capital growth
investment primarily in equity and equity related instruments and balance in fixed income securities
so as to help the investor in achieving the retirement goals
high risk.
(BROWN)
income over long term along with capital growth
investment primarily in fixed income securities and balance in equity and equity related instruments
so as to help the investor in achieving the retirement goals
medium risk.
(YELLOW)
(YELLOW) investors understand that their principal will be at medium risk
Equity
Diversified Large Cap
Reliance Vision Fund..........................................................................................................................
Reliance Top 200 Fund. ....................................................................................................................
Reliance Quant Plus Fund ................................................................................................................
Reliance NRI Equity Fund .................................................................................................................
Reliance Focused Large Cap Fund...................................................................................................
Index
Reliance Index Fund - Nifty Plan ......................................................................................................
Reliance Index Fund - Sensex Plan ..................................................................................................
Diversified Mid Cap & Small Cap
Reliance Growth Fund ......................................................................................................................
Reliance Mid & Small Cap Fund .......................................................................................................
Reliance Small Cap Fund .................................................................................................................
Diversified Multi Cap
Reliance Regular Savings Fund – Equity Option .............................................................................
Reliance Equity Opportunities Fund .................................................................................................
Balanced
Reliance Regular Savings Fund – Balanced Option .........................................................................
Sector
Reliance Banking Fund .....................................................................................................................
Reliance Diversified Power Sector Fund...........................................................................................
Reliance Media & Entertainment Fund..............................................................................................
Reliance Pharma Fund ......................................................................................................................
Tax Saver
Reliance Tax Saver (ELSS) Fund ......................................................................................................
Reliance Equity Linked Saving Funds - Series 1 ..............................................................................
Arbitrage
Reliance Arbitrage Advantage Fund .................................................................................................
International
Reliance Japan Equity Fund .............................................................................................................
ETF
R*Shares Banking ETF ......................................................................................................................
R*Shares Sensex ETF .......................................................................................................................
R*Shares CNX 100 ETF.....................................................................................................................
R*Shares Dividend Opportunities ETF ..............................................................................................
R*Shares Nifty ETF............................................................................................................................
R*Shares Consumption ETF .............................................................................................................
Fixed Income
Liquid
Reliance Liquidity Fund.....................................................................................................................
Reliance Liquid Fund – Treasury Plan...............................................................................................
Reliance Liquid Fund – Cash Plan ....................................................................................................
Ultra Short Term
Reliance Money Manager Fund ........................................................................................................
Reliance Medium Term Fund ............................................................................................................
Short Term
Reliance Floating Rate Fund – Short Term Plan ...............................................................................
Reliance Short Term Fund ................................................................................................................
Long Term
Reliance Regular Savings Fund – Debt Option .................................................................................
Reliance Corporate Bond Fund ........................................................................................................
Reliance Income Fund ......................................................................................................................
Dynamic
Reliance Dynamic Bond Fund ..........................................................................................................
Gilt
Reliance Gilt Securities Fund ............................................................................................................
MIP
Reliance Monthly Income Plan .........................................................................................................
Gold
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
25
26
26
27
27
28
29
30
31
32
33
34
35
36
37
38
39
40
ETF
R*Shares Gold ETF ...........................................................................................................................
FOF
Reliance Gold Savings Fund .............................................................................................................
41
Retirement Fund
Reliance Retirement Fund - Wealth Creation Scheme.....................................................................
42
Reliance Retirement Fund - Income Generation Scheme ...............................................................
42
Fundamentals March 2015
41
3
Equity : Diversified Large Cap
Note : Due to modification in licensing agreement between the
third party service providers, the name of applicable benchmark
indices have been revised. Therefore, the usage of words “S&P”
mentioned in various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the benchmark
indices, the same shall be prefixed by the word “S&P”.It may be
noted that the above mentioned modification is only a name
change and all other features related to benchmark remain
unchanged.
Reliance
Vision Fund
INVESTMENT OBJECTIVE
The primary investment objective of the Scheme is to
achieve long term growth of capital by investing in
equity and equity related securities through a research
based investment approach. However, there can be no
assurance that the investment objective of the Scheme
will be realized, as actual market movements may be at
variance with anticipated trends.
FUND DATA
Type . . . . . . . . Open-ended Equity Growth Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Inception Date . . . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Quarterly AAUM: . . Rs. 3,361.55 Crores (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . .Ashwani Kumar
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . .(w.e.f. 24th Aug 2009)
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . S&P BSE 100 Index
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Derivatives, MFU,
Cash and Other
Receivables
1.62%
Equities
98.38%
PORTFOLIO OF RELIANCE VISION FUND
As on 28th February 2015
Holdings
Weightage
Equities
INFOSYS LTD
8.99
TVS MOTOR COMPANY LTD
7.55
STATE BANK OF INDIA
6.30
LARSEN & TOUBRO LTD
6.07
MARUTI SUZUKI INDIA LTD
4.61
TATA STEEL LTD
4.61
TATA MOTORS LTD
4.27
SIEMENS LTD
4.01
ICICI BANK LTD
3.74
ACC LTD
3.63
BHARAT FORGE LTD
3.37
HDFC BANK LTD
3.09
BHARAT PETROLEUM CORPORATION LTD
3.05
CUMMINS INDIA LTD
2.58
ABB INDIA LTD
2.52
ALSTOM T&D INDIA LTD
2.52
DIVI'S LABORATORIES LTD
2.48
BEML LTD
2.35
HONEYWELL AUTOMATION INDIA LTD
2.34
TATA CONSULTANCY SERVICES LTD
2.25
AUTOMOTIVE AXLES LTD
2.12
CANARA BANK
1.88
AXIS BANK LTD
1.59
LINDE INDIA LIMITED
1.54
HCL TECHNOLOGIES LTD
1.46
BHARAT HEAVY ELECTRICALS LTD
1.37
UPL LIMITED
1.20
FEDERAL-MOGUL GOETZE (INDIA) LTD.
1.17
INDIAN OIL CORPORATION LTD
1.12
SANOFI INDIA LTD
1.11
Equity Less Than 1% of Corpus
Sub Total of Equities
2.95
97.81
Exchange Traded Funds
R*Shares CNX 100 ETF
0.57
Sub Total of Exchange Traded Funds
0.57
Derivatives, Cash and Other Receivables
Grand Total
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Consumer Non Durables 0.16%
Telecom - Services 0.50%
Non - Ferrous Metals 0.55%
Oil 0.63%
Pesticides
1.20%
Chemicals
1.54%
Auto Ancillaries
3.29 %
Pharmaceuticals
3.59%
Cement
3.63%
Petroleum Products
4.16%
Ferrous Metals
5.71%
Industrial Products
5.96%
Construction Project
6.07%
Software
Industrial Capital Goods
12.69%
15.10 %
Auto
16.43%
Banks
16.59%
Industry Classification as per AMFI.
4
Fundamentals March 2015
1.62
100.00
VOLATILITY MEASURES:
Beta:
1.0242
Standard Deviation:
2.5381
R Squared:
0.8432
Sharpe Ratio :
0.1129
Portfolio Turnover Ratio (Times):
0.77
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015).
NAV AS ON 27TH FEBRUARY 2015
Rs.
Reliance Vision Fund - Direct Plan Bonus Option
80.0388
Reliance Vision Fund - Direct Plan Growth Option 471.9747
Reliance Vision Fund - Institutional Dividend Plan 320.7666
Reliance Vision Fund - Bonus Plan
78.4390
Reliance Vision Fund - Dividend Plan
49.6663
Reliance Vision Fund - Growth Plan
465.8840
Reliance Vision Fund - Direct Plan Dividend
50.4865
Option
DIVIDEND HISTORY
Record
Rate
Cum
*ExDate
(Re/
Dividend Dividend
Unit)
NAV
NAV
16-Jan-15
5.00
52.85
47.85
7-Mar-14
3.00
35.99
32.99
26-Mar-13
3.00
33.49
30.49
23-Mar-12
1.50
36.78
34.82
18-Mar-11
4.00
41.04
36.93
30-Mar-10
2.50
43.57
41.12
27-Nov-09
5.00
45.59
41.40
20-Mar-09
2.00
26.38
25.27
14-Mar-08
7.00
51.89
41.52
26-Oct-07
3.00
67.06
65.93
19-Jan-07
8.00
55.80
47.79
Dividend Plan
9-Oct-06
2.00
50.40
48.40
28-Mar-06
7.50
54.43
47.39
19-Dec-05
3.00
48.02
44.85
28-Mar-05
5.00
38.02
32.36
17-Dec-04
2.50
37.40
35.61
4-Jun-04
3.00
29.36
26.19
5-Feb-04
10.00
43.96
33.96
3-Dec-03
4.50
46.04
42.02
23-Sep-03
2.50
37.52
35.02
25-Jun-03
2.50
30.51
28.01
24-Feb-03
3.00
27.65
24.51
16-Jan-15
5.00
53.61
48.61
3.00
36.27
33.27
Direct Dividend Plan 7-Mar-14
26-Mar-13
3.00
33.54
30.54
"Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also."
NAV as at December 31, 2014 (Rs.)
431.2911
Performance of Reliance Vision Fund Growth Option as on 31/12/2014
Date
NAV Per
Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.)
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0000
21.60
11.97
11.17 431,291
88,108
76,775
Dec 31, 2013 to Dec 31, 2014
268.8327
60.43
32.28
29.89
N.A.
Dec 31, 2012 to Dec 31, 2013
269.6626
-0.31
5.87
8.98
Dec 30, 2011 to Dec 31, 2012
207.4707
29.98
29.96
25.70
Since Inception Date - 08/10/1995
# Benchmark - S&P BSE 100 Index
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of return.
SPECIAL FEATURE
Reliance Any Time Money Card
Note : Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
Note : Fundamental attribute change w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 38 dated July 31, 2013.
For Product Label disclaimer please refer to page no. 2
Equity : Diversified Large Cap
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . . . .S&P BSE 200 Index
Reliance
Top 200 Fund
Note : Due to modification in licensing agreement between the
third party service providers, the name of applicable benchmark
indices have been revised. Therefore, the usage of words “S&P”
mentioned in various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the benchmark
indices, the same shall be prefixed by the word “S&P”. It may be
noted that the above mentioned modification is only a name
change and all other features related to benchmark remain
unchanged.
(Formerly Reliance Equity Advantage Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
seek to generate long term capital appreciation by
investing in equity and equity related instruments of
companies whose market capitalization is within the
range of highest & lowest market capitalization of S&P
BSE 200 Index. The secondary objective is to generate
consistent returns by investing in debt and money
market securities.
FUND DATA
Type . . . . . . . . . . .Open-ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . 08-Aug-2007
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . 09-Aug-2007
Quarterly AAUM (Rs. in Crores): . . Rs. 1010.79 (31/12/2014)
Minimum Investment:. . Rs. 5000 and in multiples of Re. 1
thereafter
Fund Manager . . . . . . . .Ashwani Kumar, Sailesh Raj Bhan
Entry Load*: . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . .(w.e.f. 5 December, 2014)
• 1% of the applicable NAV if redeemed or switched out on or
before completion of 18 months from the date of allotment of
units
• - Nil if redeemed or switched out after completion of 18
months from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors' assessment of
various factors including the service rendered by the
distributor.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
98.86%
Cash and Other
Receivables
1.14%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Power
Telecom - Services
Retailing
Non - Ferrous Metals
Media & Entertainment
Finance
Consumer Non Durables
Cement
Hotels
Construction Project
Petroleum Products
Industrial Products
Pharmaceuticals
Software
Industrial Capital Goods
Auto
Banks
0.13%
0.43%
0.80%
0.83%
1.47%
1.47%
2.18%
3.34%
4.05%
4.52%
6.91%
7.83 %
8.82%
11.06%
11.16%
14.11%
PORTFOLIO OF RELIANCE TOP 200 FUND
As on 28th February 2015
Holdings
Weightage
Equities
HDFC Bank Ltd
6.38
Tata Motors Ltd
5.56
Maruti Suzuki India Ltd
5.24
State Bank Of India
5.16
ICICI Bank Ltd
5.16
Larsen & Toubro Ltd
4.52
Infosys Ltd
4.40
Bharat Forge Ltd
4.16
Divi's Laboratories Ltd
4.14
HCL Technologies Ltd
4.13
Alstom T&D India Ltd
3.79
Cummins India Ltd
3.67
Ultratech Cement Ltd
3.34
Mahindra & Mahindra Ltd
3.31
The Indian Hotels Company Ltd
2.96
Cadila Healthcare Ltd
2.69
Wipro Ltd
2.53
Abb India Ltd
2.43
Reliance Industries Ltd
2.39
Bharat Heavy Electricals Ltd
2.23
United Spirits Ltd
2.18
Bharat Petroleum Corporation Ltd
1.91
Thermax Ltd
1.87
Ranbaxy Laboratories Ltd
1.82
IDFC Ltd.
1.47
Zee Entertainment Enterprises Ltd
1.47
Indian Oil Corporation Ltd
1.41
The Federal Bank Ltd
1.21
Castrol India Ltd
1.19
Oriental Bank Of Commerce
1.12
The Indian Hotels Company Ltd
Equity Less Than 1% Of Corpus
Grand Total
Cash And Other Receivables
Grand Total
1.09
3.93
98.86
1.14
100.00
VOLATILITY MEASURES:
Beta:
0.9688
Standard Deviation:
2.2694
R Squared:
0.923
Sharpe Ratio :
0.1494
Portfolio Turnover Ratio (Times):
0.79
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Rs.
Reliance Top 200 Fund - Direct Plan Bonus Option 25.1922
Reliance Top 200 Fund - Direct Plan Growth Option 25.1922
Reliance Top 200 Fund - Institutional Bonus Plan 25.4747
Reliance Top 200 Fund - Bonus Plan
24.8313
Reliance Top 200 Fund - Dividend Plan
17.1232
Reliance Top 200 Fund - Growth Plan
24.8313
Reliance Top 200 Fund - Direct Plan Dividend Option 19.8924
DIVIDEND HISTORY
Record
Rate
Cum
*ExDate
(Re/ Dividend Dividend
Unit)
NAV
NAV
23-Jan-15
1.60
18.8301 17.2301
24-Jan-14
1.00
11.9370 10.9370
Dividend Plan
8-Feb-13
1.40
13.1369 11.7369
18-Feb-11
1.00
12.5284 11.6183
23-Jan-15
1.60
21.6047 20.0047
Direct Dividend Plan
24-Jan-14
1.00
13.4633 12.4633
"Past performance may or may not be sustained in the future;
Dividend distribution is subject to availability & adequacy of distributable
surplus. The Mutual Fund is not assuring that it will make periodical
dividend distributions, though it has every intention of doing so. After the
payment of dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend plan/option
would be net of applicable statutory levy , if any. Face value of Rs. 10.
* NAV on the 1st transaction day after Record Date, which includes the
mark to market impact also. "
NAV as at June 30, 2011 (Rs.)
13.1065
Performance of Reliance Equity Advantage Fund - Retail Plan - Growth Option as on 30/06/2011
Date
NAV Per
Scheme Benchmark
Additional
Current Value of Standard Investment of
Unit (Rs.)
Returns
Returns #
Benchmark
Rs 10000 in the
(%)
(%)
Returns ## (%)
Additional
Scheme
Benchmark
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till June 30, 2011
9.7625
7.86
6.60
5.86
13,425
12,825
12,482
Since Inception Date - 09/08/2007
# Benchmark - CNX Nifty Index
## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
23.2972
Performance of Reliance Top 200 Fund - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark
Additional
Current Value of Standard Investment
Unit (Rs.) Returns Returns #
Benchmark
of Rs 10000 in the
(%)
(%)
Returns ## (%)
Additional
Scheme Benchmark
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
11.0256
25.02
18.08
17.88
21,130
17,452
17,351
Dec 31, 2013 to Dec 31, 2014
15.0649
54.65
35.47
29.89
Dec 31, 2012 to Dec 31, 2013
14.4642
4.15
4.38
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
10.2606
40.97
30.98
25.70
Since Inception Date - 26/08/2011 # Benchmark - S&P BSE 200 Index ## Additional Benchmark - S&P BSE Sensex Index
Reliance Equity Advantage Fund was launched on 9th Aug 2007. Subsequently the key features of the Scheme have been changed w.e.f Aug,26
2011. Accordingly, above performance is calculated from Aug 26, 2011 and the Scheme was renamed as Reliance Top 200 Fund.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
19.74%
Industry Classification as per AMFI.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
5
• There shall be no exit load after completion of 1 Year
from the date of allotment of units
Equity: Diversified Large Cap
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
Reliance
Quant Plus Fund
(Formerly Known as Reliance Index Fund)
INVESTMENT OBJECTIVE
The investment objective of the scheme is to generate
capital appreciation through investment in equity and
equity related instruments. The scheme will seek to
generate capital appreciation by investing in an active
portfolio of stocks selected from CNX Nifty on the basis
of a mathematical model.
FUND DATA
Type..................................Open-ended Equity Scheme
Date of allotment ....................................... 18-Apr-2008
Inception Date ........................................... 18-Apr-2008
Quarterly AAUM (Rs. in Crores): ..... 39.92 (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager ...........................................Krishan Daga
Entry Load*: ........................................... Not Applicable
Exit Load**....................................(w.e.f. 24th Aug 2009)
• 1% of the applicable NAV if redeemed or switched
out on or before completion of 1 Year from the date of
allotment of units
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
0.42%
Equities
99.58%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Ferrous Metals
1.63%
Non - Ferrous Metals
2.45%
Oil
2.98%
Cement
3.50%
Petroleum Products
4.95%
Consumer Non Durables
6.01 %
Finance
6.11%
Pharmaceuticals
Construction Project
Auto
Software
Banks
7.13%
8.10%
10.71%
19.60%
26.42%
Industry Classification as per AMFI.
6
Fundamentals March 2015
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark ...........................................CNX Nifty Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE QUANT PLUS FUND
As on 28th February 2015
Holdings
0.9994
Standard Deviation:
2.2836
R Squared:
0.9654
Sharpe Ratio :
0.0774
Portfolio Turnover Ratio (Times):
0.15
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Reliance Quant Plus Fund - Direct Plan
Bonus Option
Reliance Quant Plus Fund - Direct Plan
Growth Option
Reliance Quant Plus Fund - Bonus Plan
Reliance Quant Plus Fund - Dividend Plan
Reliance Quant Plus Fund - Growth Plan
Reliance Quant Plus Fund - Direct Plan
Dividend Option
Rs.
21.6866
21.6866
21.1467
15.7872
21.1467
17.5121
Weightage
(%)
Equities
INFOSYS LTD
LARSEN & TOUBRO LTD
ICICI BANK LTD
HDFC BANK LTD
MARUTI SUZUKI INDIA LTD
HOUSING DEVELOPMENT FINANCE
CORPORATION LTD
AXIS BANK LTD
STATE BANK OF INDIA
TATA CONSULTANCY SERVICES LTD
RELIANCE INDUSTRIES LTD
HCL TECHNOLOGIES LTD
ITC LTD
TATA MOTORS LTD
LUPIN LTD
ULTRATECH CEMENT LTD
SUN PHARMACEUTICALS INDUSTRIES
LTD
OIL & NATURAL GAS CORPORATION
LTD
HINDALCO INDUSTRIES LTD
ASIAN PAINTS LTD
TATA STEEL LTD
Equity Less Than 1% of Corpus
Sub Total of Equities
Cash and Other Receivables
Grand Total
VOLATILITY MEASURES:
Beta:
DIVIDEND HISTORY
9.46
8.10
7.92
7.36
6.63
6.11
5.61
5.52
5.51
4.95
4.63
4.14
4.08
4.00
3.50
3.13
Record Date
Rate
(Re/
Unit)
Cum
Dividend
NAV
*ExDividend
NAV
15-Feb-13
1.00
11.6059
10.6059
24-Mar-11
2.50
13.2676
11.1021
"Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net
of applicable statutory levy , if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also. "
2.98
2.45
1.87
1.63
0.00
99.58
0.42
100.00
NAV as at December 31, 2014 (Rs.)
19.7625
Performance of Reliance Quant Plus Fund - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional Current Value of Standard Investment
Unit (Rs.) Returns Returns # Benchmark
of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0000
10.69
7.95
7.93
19,762
16,701
16,682
Dec 31, 2013 to Dec 31, 2014
15.0469
31.34
31.39
29.89
Dec 31, 2012 to Dec 31, 2013
14.1847
6.08
6.76
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
11.0369
28.52
27.70
25.70
Since Inception Date - 18/04/2008
# Benchmark - CNX Nifty Index ## Additional Benchmark - S&P BSE Sensex Index
Reliance Index Fund Sensex Plan and Nifty Plan was launched on Feb 8,2005. Subsequently the trustees of RMF (w.e.f. April 18,2008) changed
the features of the scheme and renamed the same as Reliance Quant Plus Fund. For more details on the features of Reliance Quant Plus Fund
please refer addendum to the offer document dated 17th March 08.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equity: Diversified Large Cap
Reliance
NRI Equity Fund
INVESTMENT OBJECTIVE
The investment objective of the Scheme is to generate
optimal returns by investing in equity or equity related
instruments primarily drawn from the Companies in the
S&P BSE 200 Index. The Scheme may also invest in listed
companies that are in the top 200 by market capitalization
on the BSE. The Scheme may also invest in large IPO’s
where the market capitalization of the Company making
the IPO based on the Issue price would make such
company to be a part of the top 200 companies listed on
the BSE based on market capitalization. The fund will
have the flexibility to invest in a broad range of companies
with an objective to maximize the returns, at the same
time trying to minimize the risk by reasonable
diversification. However there can be no assurance that
the investment objective of the scheme will be realized, as
actual market movements may be at variance with
anticipated trends. The selection of the companies will be
done so as to capture the growth in the Indian economy.
The fund will be focusing on companies with relatively
higher market capitalization and having good liquidity in
the stock market.
FUND DATA
Type . . . . . . . .Open-ended Diversified Equity Scheme
Date of allotment:. . . . . . . . . . . . . . . . . . . 15-Nov-2004
Inception Date . . . . . . . . . . . . . . . . . . . . . 16-Nov-2004
Quarterly AAUM (Rs. in Crores): . 93.23 (31/12/2014)
Minimum Investment:Rs. 5,000 and in multiples of Re 1
thereafter
Fund Manager: . . . . . . . . . . . . . . . Omprakash Kuckian
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . .(w.e.f. 24th Aug 2009)
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
3.48%
Equities
96.52%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Ferrous Metals
2.20%
Finance
2.46%
Telecom - Services
3.16 %
Hotels
3.17%
Power
3.22%
Construction Project
6.61%
Cement
6.71%
Auto
7.13%
Petroleum Products
7.43%
Pharmaceuticals
8.27%
Industrial Products
8.52%
Banks
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE NRI EQUITY FUND
As on 28th February 2015
Holdings
Weightage %
VOLATILITY MEASURES:
Beta:
2.2489
R Squared:
0.9216
Sharpe Ratio :
0.1174
Portfolio Turnover Ratio (Times):
5.54
5.53
5.48
5.42
4.75
4.68
4.68
4.63
4.47
4.18
3.89
3.86
3.62
3.58
3.47
3.24
3.22
3.16
3.01
2.99
2.86
2.46
2.45
2.32
2.20
0.85
96.52
3.48
100.00
0.60
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Rs.
Reliance Nri Equity Fund - Direct Plan
Growth Option
70.1647
Reliance Nri Equity Fund - Bonus Plan
69.2916
Reliance Nri Equity Fund - Dividend Plan
27.1042
Reliance Nri Equity Fund - Growth Plan
69.2916
Reliance Nri Equity Fund - Direct Plan
Dividend Option
29.8035
Equities
Hdfc Bank Ltd
Tata Consultancy Services Ltd
Larsen & Toubro Ltd
Lupin Ltd
Infosys Ltd
Maruti Suzuki India Ltd
State Bank Of India
Cummins India Ltd
Icici Bank Ltd
Hcl Technologies Ltd
Bharat Forge Ltd
Bharat Petroleum Corporation Ltd
Abb India Ltd
Reliance Industries Ltd
Acc Ltd
Ultratech Cement Ltd
Ntpc Ltd
Idea Cellular Ltd
Canara Bank
Thermax Ltd
Glenmark Pharmaceuticals Ltd
Muthoot Finance Ltd
Tata Motors Ltd
The Indian Hotels Company Ltd
Tata Steel Ltd
Equity Less Than 1% Of Corpus
Sub Total Of Equities
Cash And Other Receivables
Grand Total
0.962
Standard Deviation:
DIVIDEND HISTORY
Record Date
Rate
Cum
(Re/ Dividend
Unit)
NAV
Dividend Plan
*EX
Dividend
NAV
23-Jan-15
2.50
29.2166
26.7166
17-Jan-14
2.00
21.7418
19.7418
11-Jan-13
1.50
23.1020
21.6020
16-Mar-12
1.00
20.1732
18.9502
3-Mar-11
2.50
23.0132
20.5056
18-Sep-09
4.00
23.5344
19.7095
14-Mar-08
1.50
21.3340
18.5803
29-Jan-07
2.50
23.9940
21.3911
17-Aug-07
2.00
22.4467
20.7827
7-Aug-06
1.00
19.6692
18.6693
2.50
31.8622
29.3622
2.00
23.3956
21.3956
Direct Dividend 23-Jan-15
Plan
17-Jan-14
"Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy , if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also."
NAV as at December 31, 2014 (Rs.)
64.4337
Performance of Reliance NRI Equity Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0295
20.16
15.68
16.23
64,244
43,711
45,858
Dec 31, 2013 to Dec 31, 2014
46.5697
38.36
35.47
29.89
Dec 31, 2012 to Dec 31, 2013
44.5140
4.62
4.38
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
31.9590
39.28
30.98
25.70
Since Inception Date - 16/11/2004 # Benchmark - S&P BSE 200 Index ## Additional Benchmark - S&P BSE Sensex Index
5.48%
Industrial Capital Goods
Software
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . S&P BSE 200 Index
14.45%
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
17.69%
Industry Classification as per AMFI.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
7
Equity: Diversified Large Cap
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
Reliance Focused
Large Cap Fund
(Formerly as Reliance Equity Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate long-term capital growth by predominantly
investing in an active and concentrated portfolio of
equity & equity related instruments up to 25 companies
belonging to the top 100 companies by market
capitalization and/or leaders in their respective
segments. The secondary objective of the scheme is to
generate consistent returns by investing in debt &
money market securities.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . CNX Nifty Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE FOCUSED LARGE CAP FUND
FUND DATA
Type. . . . . . . . Open-ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 28-Mar-2006
Inception Date . . . . . . . . . . . . . . . . . . . . . 30-Mar-2006
Quarterly AAUM (Rs. in Crores): 1119.12 (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . Omprakash Kuckian
Entry Load*: . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
97.22%
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
Derivatives,
Cash and Other
Receivables
2.78%
As on 28th February 2015
Holdings
Weightage %
Equities
HDFC BANK LTD
6.91
STATE BANK OF INDIA
6.49
ULTRATECH CEMENT LTD
6.07
INFOSYS LTD
5.93
LARSEN & TOUBRO LTD
5.32
ICICI BANK LTD
4.76
MARUTI SUZUKI INDIA LTD
4.67
CUMMINS INDIA LTD
4.63
TATA MOTORS LTD
4.59
LUPIN LTD
4.51
MAX INDIA LTD
3.96
ARVIND LTD
3.95
HCL TECHNOLOGIES LTD
3.91
SIEMENS LTD
3.45
BHARTI AIRTEL LTD
3.37
DIVI'S LABORATORIES LTD
3.33
CANARA BANK
3.22
RELIANCE INDUSTRIES LTD
2.98
NTPC LTD
2.68
JET AIRWAYS (INDIA) LTD
2.67
CADILA HEALTHCARE LTD
2.66
OIL & NATURAL GAS CORPORATION LTD
2.52
CROMPTON GREAVES LTD
2.13
ZEE ENTERTAINMENT ENTERPRISES LTD
1.49
BHARAT HEAVY ELECTRICALS LTD
1.04
Equity Less Than 1% of Corpus
Sub Total of Equities
Derivatives, Cash and Other Receivables
Grand Total
VOLATILITY MEASURES:
Beta:
0.9931
Standard Deviation:
2.4063
R Squared:
0.8582
Sharpe Ratio :
0.1186
Portfolio Turnover Ratio (Times):
0.56
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Reliance Focused Large Cap Fund Direct Plan Bonus Option
Reliance Focused Large Cap Fund Direct Plan Growth Option
Reliance Focused Large Cap Fund Bonus Plan
Reliance Focused Large Cap Fund Dividend Plan
Reliance Focused Large Cap Fund Growth Plan
Reliance Focused Large Cap Fund Direct Plan Dividend Option
DIVIDEND HISTORY
Record
Date
20-Feb-15
21-Feb-14
20-Feb-15
Direct Dividend Plan
21-Feb-14
Dividend Plan
Media & Entertainment
Oil
Transportation
Power
Petroleum Products
Telecom - Services
Textile Products
Finance
Industrial Products
Construction Project
Cement
Industrial Capital Goods
Auto
Software
Pharmaceuticals
Banks
1.49%
2.52%
2.67%
2.68%
2.98%
3.37%
3.95%
3.96%
4.63%
5.32%
6.07%
6.62%
9.26%
9.84%
10.50%
2.35
1.00
2.35
1.00
22.5610
16.2895
22.6773
16.4058
24.7164
24.3679
20.4890
24.3679
20.6085
20.2110
15.2895
20.3273
15.4058
"Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net
of applicable statutory levy , if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also."
16.4047
Performance of Reliance Equity Fund - Growth Option as on 31/12/2013
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till December 31, 2013
10.1500
6.38
8.20
8.42
16,162
18,438
18,723
December 31, 2012 to December 31, 2013
15.016
9.25
6.76
8.98
December 30,2011 to December 31, 2012
10.6283
41.28
27.70
25.70
N.A.
December 31, 2010 to December 30, 2011
15.2063 (30.11)
(24.62)
(24.64)
Since Inception Date - 30/03/2006 # Benchmark - CNX Nifty Index ## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
22.5287
Performance of Reliance Focused Large Cap Fund - Growth Option as on 31/12/2014
Date
Since inception till Dec 31, 2014
Since Inception Date - 22/01/2014
21.38%
Industry Classification as per AMFI.
8
Rs.
24.7164
Rate
Cum
*Ex(Re/ Dividend Dividend
Unit)
NAV
NAV
NAV as at December 31, 2013 (Rs.)
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
0.00
97.22
2.78
100.00
Fundamentals March 2015
NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark Additional Benchmark
Returns # (%)
Returns ## (%)
16.7515
34.49
30.66
# Benchmark - CNX Nifty
## Additional Benchmark - S&P BSE Sensex
28.88
Reliance Equity Fund was launched on 30th March 2006. Subsequently the key features of the Scheme have been changed w.e.f Jan 22, 2014
and the Scheme was renamed as Reliance Focused Large Cap Fund. For further details refer Notice cum Addendum No. 92 dated Dec. 13, 2013
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with
other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis.
For Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis
the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1
year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day
of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are
computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception
returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is
Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is
Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned
period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equity: Index
Reliance
Index Fund - Nifty Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
replicate the composition of the Nifty, with a view to
generate returns that are commensurate with the
performance of the Nifty, subject to tracking errors.
FUND DATA
Type . . . . . . . . . . . . . An Open-Ended Index Linked Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . 28-Sep-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 01-Oct-2010
Quarterly AAUM (Rs. in Crores): . . . 34.60 (31/12/2014)
Minimum Investment:. . . Rs. 5000 and in multiples of Re. 1
thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load** . . . . . : 1% of the applicable NAV if redeemed or
switched out on or before completion of 1 year from the date
of allotment of units.
There shall be no exit load after completion of 1 year from the
date of allotment of units.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
99.66%
Cash and Other
Receivables
0.34%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Construction
Media & Entertainment
Gas
Industrial Capital Goods
Ferrous Metals
Non - Ferrous Metals
Telecom - Services
Minerals/Mining
Oil
Power
Cement
Construction Project
Petroleum Products
Pharmaceuticals
Finance
Auto
Consumer Non Durables
Software
Banks
*In Accordance with the requirements specified by the SEBI
circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30,
2009 no entry load will be charged for purchase / additional
purchase / switch-in Accepted by the Fund with effect from
August 01, 2009. Similarly, no entry load will be charged with
respect to applications for registrations under systematic
investment plans/ systematic transfer plans Accepted by the
Fund with effect from August 01, 2009.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: . . . . . . . . . . . . . . . . . . . . . . . . .CNX Nifty Index
Note : Due to modification in licensing agreement between the
third party service providers, the name of applicable benchmark
indices have been revised. Therefore, the usage of words “S&P”
mentioned in various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the word
“S&P”. It may be noted that the above mentioned modification is
only a name change and all other features related to benchmark
remain unchanged.
LUPIN LTD
1.37
INDUSIND BANK LTD
1.30
ASIAN PAINTS LTD
1.21
CIPLA LTD
1.13
POWER GRID CORPORATION OF INDIA LTD
1.13
NTPC LTD
1.05
HERO MOTOCORP LTD
1.05
ULTRATECH CEMENT LTD
1.05
Equity Less Than 1% of Corpus
Sub Total of Equities
11.32
99.66
Cash and Other Receivables
Grand Total
0.34
100.00
VOLATILITY MEASURES:
Beta:
0.9978
Standard Deviation:
2.2415
R Squared:
0.999
PORTFOLIO OF RELIANCE INDEX FUND - NIFTY PLAN
Sharpe Ratio :
As on 28th February 2015
Portfolio Turnover Ratio (Times):
Holdings
Weightage %
Equities
INFOSYS LTD
7.51
HOUSING DEVELOPMENT FINANCE
CORPORATION LTD
6.88
ITC LTD
6.61
HDFC BANK LTD
6.58
ICICI BANK LTD
6.57
LARSEN & TOUBRO LTD
4.73
RELIANCE INDUSTRIES LTD
4.67
TATA CONSULTANCY SERVICES LTD
4.48
TATA MOTORS LTD
3.49
AXIS BANK LTD
3.40
STATE BANK OF INDIA
3.05
SUN PHARMACEUTICALS INDUSTRIES LTD
2.25
HINDUSTAN UNILEVER LTD
2.11
KOTAK MAHINDRA BANK LTD
1.97
MAHINDRA & MAHINDRA LTD
1.95
OIL & NATURAL GAS CORPORATION LTD
1.91
HCL TECHNOLOGIES LTD
1.79
COAL INDIA LTD
1.66
BHARTI AIRTEL LTD
1.62
MARUTI SUZUKI INDIA LTD
1.57
TECH MAHINDRA LTD
1.42
WIPRO LTD
1.42
DR. REDDY'S LABORATORIES LTD
1.39
0.0901
0.13
Note: The above measures have been calculated
by taking rolling return since inception with 8.27%
Risk Free returns (takan as 91days T-bill yield as on
27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
RELIANCE INDEX FUND - NIFTY PLAN DIRECT PLAN BONUS OPTION
RELIANCE INDEX FUND - NIFTY PLAN DIRECT PLAN GROWTH OPTION
RELIANCE INDEX FUND - NIFTY PLAN DIRECT PLAN HALF YEARLY DIVIDEND
OPTION
RELIANCE INDEX FUND - NIFTY PLAN
- DIRECT PLAN QUARTERLY DIVIDEND
OPTION
RELIANCE INDEX FUND - NIFTY PLAN DIRECT PLAN ANNUAL DIVIDEND OPTION
RELIANCE INDEX FUND - NIFTY PLAN ANNUAL DIVIDEND PLAN
RELIANCE INDEX FUND - NIFTY PLAN BONUS PLAN
RELIANCE INDEX FUND - NIFTY PLAN GROWTH PLAN
RELIANCE INDEX FUND - NIFTY PLAN HALF YEARLY DIVIDEND PLAN
RELIANCE INDEX FUND - NIFTY PLAN QUARTERLY DIVIDEND PLAN
NAV as at December 31, 2014 (Rs.)
0.23%
0.62%
0.63%
0.78%
1.00%
1.43%
1.62%
2.02%
2.38%
2.70%
3.03%
4.73%
5.30%
6.14%
7.63%
9.01%
9.94%
Rs.
14.8324
14.8324
14.8324
14.8324
14.8324
14.7219
14.7219
14.7219
14.7219
14.7219
13.8041
Performance of Reliance Index Fund - Nifty Plan - Growth Plan - Growth Option as on 31/12/2014
Date
Since inception till Dec 31, 2014
16.62%
23.84%
Industry Classification as per AMFI.
NAV Per Scheme Benchmark Additional
Unit (Rs.) Returns Returns # Benchmark
(%)
(%)
Returns ##
(%)
9.9902
7.90
7.28
7.22
Dec 31, 2013 to Dec 31, 2014
10.4661
31.89
31.39
29.89
Dec 31, 2012 to Dec 31, 2013
9.7709
7.12
6.76
8.98
Dec 30, 2011 to Dec 31, 2012
7.5712
29.05
27.70
25.70
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Additional
Benchmark
Benchmark
# (Rs)
## (Rs)
13,818
13,482
13,450
N.A.
Since Inception Date - 01/10/2010 # Benchmark - CNX Nifty Index
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
9
Equity: Index
Reliance
Index Fund - Sensex
Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
replicate the composition of the Sensex, with a view to
generate returns that are commensurate with the
performance of the Sensex, subject to tracking errors.
FUND DATA
Type . . . . . . . . An Open Ended Index Linked Scheme
Date of allotment . . . . . . . . . . . . . . . . . . .28-Sep-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . 01-Oct-2010
Quarterly AAUM (Rs. in Crores): . . 3.68 (31/12/2014)
Minimum Investment . . . .Rs. 5000 and in multiples of
Re. 1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load** 0.25% of the applicable NAV if redeemed
or switched out on or before completion of 7 days from
the date of allotment of units.
There shall be no exit load after completion of 7 days
from the date of allotment of units
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
2.84%
Equities
97.16%
*In Accordance with the requirements specified by the
SEBI circular no. SEBI/IMD/CIR No. 4/168230/09 dated
June 30, 2009 no entry load will be charged for
purchase / additional purchase / switch-in Accepted by
the Fund with effect from August 01, 2009. Similarly, no
entry load will be charged with respect to applications
for registrations under systematic investment plans/
systematic transfer plans Accepted by the Fund with
effect from August 01, 2009.
DR. REDDY'S LABORATORIES LTD
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Cash and Other Receivables
1.66
CIPLA LTD
1.34
NTPC LTD
1.25
HERO MOTOCORP LTD
1.25
BAJAJ AUTO LTD
1.12
Equity Less Than 1% of Corpus
4.91
Sub Total of Equities
97.16
2.84
Grand Total
100.00
Benchmark: - S&P BSE Sensex Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE INDEX FUND - SENSEX PLAN
As on 28th February 2015
Holdings
Weightage %
VOLATILITY MEASURES:
Beta:
0.979
Standard Deviation:
2.134
R Squared:
0.9974
Sharpe Ratio :
0.0904
Portfolio Turnover Ratio (Times):
1.63
Note: The above measures have been calculated by
taking rolling return since inception with 8.27% Risk
Free returns (takan as 91days T-bill yield as on
27/02/2015)
Equities
NAV AS ON 27TH FEBRUARY 2015
INFOSYS LTD
8.61
HOUSING DEVELOPMENT FINANCE
CORPORATION LTD
Rs.
14.3558
8.17
RELIANCE INDEX FUND - SENSEX PLAN DIRECT PLAN BONUS OPTION
7.86
RELIANCE INDEX FUND - SENSEX PLAN DIRECT PLAN GROWTH OPTION
14.3558
ITC LTD
HDFC BANK LTD
7.83
7.78
LARSEN & TOUBRO LTD
5.62
RELIANCE INDEX FUND - SENSEX PLAN
- DIRECT PLAN HALF YEARLY DIVIDEND
OPTION
14.3558
ICICI BANK LTD
RELIANCE INDUSTRIES LTD
5.56
5.30
RELIANCE INDEX FUND - SENSEX PLAN
- DIRECT PLAN QUARTERLY DIVIDEND
OPTION
14.3558
TATA CONSULTANCY SERVICES LTD
RELIANCE INDEX FUND - SENSEX PLAN DIRECT PLAN ANNUAL DIVIDEND OPTION
14.3558
RELIANCE INDEX FUND - SENSEX PLAN ANNUAL DIVIDEND PLAN
14.2526
RELIANCE INDEX FUND - SENSEX PLAN BONUS PLAN
14.2526
RELIANCE INDEX FUND - SENSEX PLAN GROWTH PLAN
14.2526
RELIANCE INDEX FUND - SENSEX PLAN HALF YEARLY DIVIDEND PLAN
14.2526
RELIANCE INDEX FUND - SENSEX PLAN QUARTERLY DIVIDEND PLAN
14.2526
TATA MOTORS LTD
4.11
AXIS BANK LTD
4.00
STATE BANK OF INDIA
3.59
SUN PHARMACEUTICALS INDUSTRIES LTD
2.64
HINDUSTAN UNILEVER LTD
2.53
MAHINDRA & MAHINDRA LTD
2.31
OIL & NATURAL GAS CORPORATION LTD
2.27
BHARTI AIRTEL LTD
1.94
COAL INDIA LTD
1.94
MARUTI SUZUKI INDIA LTD
1.86
WIPRO LTD
1.71
NAV as at December 31, 2014 (Rs.)
13.4560
Performance of Reliance Index Fund - Sensex Plan - Growth Plan - Growth Option as on 31/12/2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Date
Gas 0.76%
Industrial Capital Goods
0.92%
Ferrous Metals
0.93%
Non - Ferrous Metals
1.69%
Since inception till Dec 31, 2014
10.0115
7.20
7.22
7.28
Dec 31, 2013 to Dec 31, 2014
10.4573
28.68
29.89
31.39
13,441
13,450
13,482
Power
1.86%
Minerals/Mining
1.94%
Dec 31, 2012 to Dec 31, 2013
9.5210
9.83
8.98
6.76
Telecom - Services
1.94%
Dec 30, 2011 to Dec 31, 2012
7.4800
27.29
25.70
27.70
Oil
2.27%
Since Inception Date - 01/10/2010
# Benchmark - S&P BSE Sensex Index
## Additional Benchmark - CNX Nifty Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison
with other investment. Since inception returns (wherever provided) is computed on and the same may not necessarily provide
the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded
Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for
twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis.
In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as
many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute
basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis.
Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per
unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is
Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the
concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
Petroleum Products
5.56%
Construction Project
5.62%
Pharmaceuticals
5.64%
Finance
8.17%
Consumer Non Durables
10.39%
Auto
10.64 %
Software
Banks
15.62%
23.21%
Industry Classification as per AMFI.
10
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Fundamentals March 2015
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
N.A.
Equity: Diversified Mid Cap
PORTFOLIO OF RELIANCE GROWTH FUND
Reliance
Growth Fund
Holdings
INVESTMENT OBJECTIVE
The primary investment objective of the Scheme is to
achieve long-term growth of capital by investment in
equity and equity related securities through a research
based investment approach. However, there can be no
assurance that the investment objective of the Scheme
will be realized, as actual market movements may be at
variance with anticipated trends.
FUND DATA
Type . . . . . . . . . . Open-ended Equity Growth Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Inception Date . . . . . . . . . . . . . . . . . . . . . 08-Oct-1995
Quarterly AAUM (Rs. in Crores): 5,342.82 (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . Sunil Singhania
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
• 1% if redeemed or switched out on or before completion
of 1 year from the date of allotment of units
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the
service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . S&P BSE 100 Index
Note : Due to modification in licensing agreement between
the third party service providers, the name of applicable
benchmark indices have been revised. Therefore, the usage
of words “S&P” mentioned in various indices related to IISL
stands deleted and wherever the name of “BSE” has been
mentioned in the benchmark indices, the same shall be
prefixed by the word “S&P”. It may be noted that the above
mentioned modification is only a name change and all other
features related to benchmark remain unchanged
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
97.04%
NAV AS ON 27TH FEBRUARY 2015
As on 28th February 2015
Cash and Other
Receivables
2.96%
Weightage %
Equities
Hcl Technologies Ltd
Upl Limited
Axis Bank Ltd
Indiabulls Housing Finance Ltd
Lupin Ltd
Aditya Birla Nuvo Ltd
Icici Bank Ltd
Divi's Laboratories Ltd
Orient Cement Ltd
United Spirits Ltd
Larsen & Toubro Ltd
Infosys Ltd
Hsil Ltd
Greaves Cotton Ltd
The Federal Bank Ltd
State Bank Of India
Tata Motors Ltd
Max India Ltd
Tech Mahindra Ltd
Beml Ltd
Gujarat State Fertilizers & Chemicals Ltd
Jindal Saw Ltd
Maruti Suzuki India Ltd
Ht Media Ltd
Hikal Ltd
Welspun India Ltd
Crompton Greaves Ltd
Hdfc Bank Ltd
Texmaco Rail & Engineering Ltd
Muthoot Finance Ltd
Redington (India) Ltd
Bombay Dyeing & Mfg Company Ltd
Wipro Ltd
Radico Khaitan Ltd
Equity Less Than 1% Of Corpus
Sub Total Of Equities
Cash And Other Receivables
Grand Total
5.60
5.57
5.14
4.97
4.56
4.25
3.53
3.50
3.46
3.37
3.03
2.84
2.57
2.55
2.35
2.34
2.26
2.24
2.14
2.10
2.08
2.05
1.86
1.64
1.64
1.63
1.60
1.52
1.47
1.41
1.41
1.23
1.16
1.09
6.89
97.04
2.96
100.00
VOLATILITY MEASURES:
Beta:
0.9611
Standard Deviation:
2.4461
R Squared:
0.7929
Sharpe Ratio :
0.1186
Portfolio Turnover Ratio:
0.31
Note: The above measures have been calculated by taking
rolling return for a 3 year period from 27/02/2012 with
8.27% Risk Free returns (taken as 91days T-bill yield as
on 27/02/2015)
Rs.
Reliance Growth Fund - Direct Plan Bonus
Option
Reliance Growth Fund - Direct Plan
Growth Option
Reliance Growth Fund - Institutional
Dividend Plan
Reliance Growth Fund - Bonus Plan
Reliance Growth Fund - Dividend Plan
Reliance Growth Fund - Growth Plan
Reliance Growth Fund - Direct Plan
Dividend Option
137.8862
829.9138
652.9353
136.1234
73.2491
818.5345
83.7504
DIVIDEND HISTORY
Record
Date
Dividend Plan
14-Mar-14
26-Mar-13
23-Mar-12
24-Mar-11
30-Mar-10
31-Oct-09
20-Mar-09
19-Mar-08
17-Aug-07
12-Mar-07
30-Oct-06
29-Mar-06
19-Dec-05
29-Mar-05
24-Dec-04
19-Oct-04
12-Mar-04
18-Dec-03
9-Oct-03
18-Jul-03
18-Feb-03
21-Mar-00
Direct Dividend
Plan
14-Mar-14
Cum
*ExRate
(Re/ Dividend Dividend
Unit)
NAV
NAV
4.00
48.15
44.15
5.00
47.95
42.95
2.00
48.98
46.35
4.00
53.76
50.61
2.50
56.29
53.84
5.00
53.40
46.98
2.00
29.72
28.60
6.50
54.53
47.42
3.50
54.72
52.04
7.50
54.09
47.16
2.50
55.58
53.08
7.50
57.77
50.90
3.00
50.83
47.63
5.00
36.21
31.80
2.50
37.34
34.91
3.00
33.61
30.37
7.50
34.67
27.17
6.00
41.1
35.28
3.00
34.67
31.80
3.00
27.96
24.47
2.00
22.61
20.67
10.00
40.89
30.90
4.00
54.14
50.14
Past performance may or may not be sustained in future;
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it
will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit
NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of
applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also.
NAV as at December 31, 2014 (Rs.)
756.801
Performance of Reliance Growth Fund - Growth Option as on 31/12/2014
Date
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Power 0.08%
Hotels 0.38%
Telecom - Services 0.50%
Textiles - Synthetic
1.23%
Construction
1.25 %
Trading
1.41%
Textile Products
1.63%
Media & Entertainment
1.64%
Fertilisers
2.08%
Industrial Products
2.55%
Ferrous Metals
2.76%
Construction Project
3.03%
Consumer Durables
3.14 %
Cement
3.46%
Auto
4.12%
Services
4.25%
dustrial Capital Goods
5.17%
onsumer Non Durables
5.23%
Pesticides
5.57%
Finance
9.53%
Pharmaceuticals
9.70%
Software
11.87%
Banks
16.47%
Industry Classification as per AMFI.
Since inception till Dec 31, 2014
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
10.0000
25.21
11.97
11.17
Dec 31, 2013 to Dec 31, 2014
488.6639
54.87
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
501.0374
-2.47
5.87
8.98
Dec 30, 2011 to Dec 31, 2012
363.5511
37.82
29.96
25.70
Since Inception Date - 08/10/1995
# Benchmark - S&P BSE 100 Index
756,802
88,108
76,775
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
11
Equity: Diversified Mid Cap & Small Cap
Reliance
Mid & Small Cap Fund
(Formerly Reliance Long Term Equity Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
seek to generate long term capital appreciation &
provide long-term growth opportunities by investing in
a portfolio constituted of equity & equity related
securities and Derivatives predominantly in Mid cap
and small cap companies and the secondary objective
is to generate consistent returns by investing in debt
and money market securities.
However there can be no assurance that the investment
objective of the scheme will be realized, as actual
market movements may be at variance with anticipated
trends.
FUND DATA
Type . . . . An Open Ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 26-Dec-2006
Inception Date . . . . . . . . . . . . . . . . . . . . 27-Dec-2006
Quarterly AAUM (Rs. in Crores): 1,953.31 (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . Sunil Singhania
Assistant Fund Manager (w.e.f. 1st Sep 2010):
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Samir Rachh
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** : (W.e.f 5 December, 2014) • 1% if redeemed/
switched out on or before completion of 18 months from
the date of allotment of units. • Nil if redeemed/switched
out after completion of 18 months from the date of
allotment of units
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
11.26%
Equities
88.74%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Telecom - Services 0.25%
Auto 0.33%
Textiles - Synthetic 0.42%
Fertilisers 0.69%
Ferrous Metals
1.10%
Transportation
1.29%
Textile Products
1.72%
Media & Entertainment
1.78%
Telecom - Equipment &
2.06%
Accessories
Hotels
2.23%
Services
2.31%
Pesticides
2.42%
Trading
2.53 %
Auto Ancillaries
2.65%
Software
3.19%
Petroleum Products
4.71%
Cement
4.96%
Chemicals
5.62%
Industrial Products
5.84%
Pharmaceuticals
6.56%
Industrial Capital Goods
6.78%
Banks
8.33%
Consumer Non Durables
9.70%
Finance
11.29%
Industry Classification as per AMFI.
12
Fundamentals March 2015
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the
service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
#Benchmark . . . . . . . . . . . .S&P BSE MIDCAP INDEX
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE MID & SMALL CAP
FUND
As on 28th February 2015
Holdings
Weightage(%)
Equities
United Spirits Ltd
4.62
Ccl Products (India) Ltd
4.14
Sundaram Finance Ltd
3.58
Hdfc Bank Ltd
3.04
Credit Analysis And Research Limited
2.95
Abbott India Ltd
2.89
Multi Commodity Exchange Of India Ltd
2.87
Greaves Cotton Ltd
2.67
Tube Investments Of India Ltd
2.65
Icici Bank Ltd
2.60
Redington (India) Ltd
2.53
Atul Ltd
2.46
Upl Limited
2.42
Aditya Birla Nuvo Ltd
2.31
Biocon Ltd
2.24
Honeywell Automation India Ltd
2.16
Skf India Ltd
2.12
Astra Microwave Products Ltd
2.06
Castrol India Ltd
2.03
Gulf Oil Lubricants India Ltd
1.99
Alstom India Ltd
1.93
Hcl Technologies Ltd
1.93
Idfc Ltd.
1.89
Tata Chemicals Ltd
1.87
Dish Tv India Ltd
1.78
The Federal Bank Ltd
1.74
The India Cements Ltd
1.68
Unichem Laboratories Ltd
1.42
Titagarh Wagons Ltd
Jet Airways (India) Ltd
Everest Industries Ltd
Oriental Hotels Ltd
Crompton Greaves Ltd
Sanghi Industries Ltd
Equity Less Than 1% of Corpus
Sub Total of Equities
Cash and Other Receivables
Grand Total
1.32
1.29
1.28
1.17
1.11
1.03
12.97
88.74
11.26
100.00
VOLATILITY MEASURES:
Beta:
0.8656
Standard Deviation:
2.4138
R Squared:
0.8841
Sharpe Ratio :
0.1803
Portfolio Turnover Ratio (Times):
0.87
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Rs.
Reliance Mid & Small Cap Fund - Direct Plan 34.0306
Growth Option
Reliance Mid & Small Cap Fund - Dividend
23.5787
Plan
Reliance Mid & Small Cap Fund - Growth Plan 33.5072
Reliance Mid & Small Cap Fund - Direct Plan 26.0175
Dividend Option
Dividend Plan
DIVIDEND HISTORY
Record
Rate
Cum
Date
(Re/ Dividend
Unit)
NAV
24-Jan-14
1.00 13.0076
08-Mar-13 1.00 12.9043
16-Mar-12 1.00 12.6882
18-Feb-11 1.50 14.6380
24-Jan-14
1.00 14.1804
*ExDividend
NAV
12.0076
11.9043
11.6270
13.1175
13.1804
Direct Dividend
Plan
Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also.
NAV as at June 29, 2012 (Rs.)
14.5497
Performance of Reliance Mid & Small Cap Fund - Growth Plan - Growth Option as on 29/06/2012
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till June 29, 2012
10.1546
6.75
4.76
4.25 14,328
12,917
12,576
June 29, 2011 to June 29, 2012
14.9349
(2.58)
(7.07)
(6.76)
June 29, 2010 to June 29, 2011
15.003
(0.45)
3.19
6.61
N.A.
June 29, 2009 to June 29, 2010
10.8057
38.84
23.06
18.59
Since Inception Date - 27/12/2006 # Benchmark - S&P BSE 200 Index
# Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
32.0761
Performance of Reliance Mid & Small Cap Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
Additional
(%)
(%)
Returns ##
Scheme Benchmark
Benchmark
(%)
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
15.3182
36.74
24.58
19.98 20,940
16,804
15,375
Dec 31, 2013 to Dec 31, 2014
17.6694
81.53
54.69
32.28
N.A.
Dec 31, 2012 to Dec 31, 2013
17.1742
2.88
-5.73
5.87
#Since Inception Date - 21/08/2012 # Benchmark - S&P BSE MIDCAP INDEX # Additional Benchmark - S&P BSE Sensex Index
# Reliance Long Term Equity Fund was launched on Dec 27, 2006.
Subsequently the benchmark of the Fund has been changed from S&P BSE 200 Index to S&P BSE MID CAP Index w.e.f. Aug 21, 2012. Please
refer addendum no. 48 published on August 18, 2012.
Also the key features of the Scheme have been changed w.e.f. Jan 22, 2015, and the Scheme has been renamed as Reliance Mid & Small Cap Fund.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point
returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which
is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of
the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is
Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan &
Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned
period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card w.e.f 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
*Kindly refer addendum no. 148 dated 16/12/2014 for fundamental attributes changed w.e.f. 22.01.2015.
For Product Label disclaimer please refer to page no. 2
Equity: Diversified Small Cap
Reliance
Small Cap Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate long term capital appreciation by investing
predominantly in equity and equity related instruments
of small cap companies and the secondary objective is
to generate consistent returns by investing in debt and
money market securities.
FUND DATA
Type . . . . . . . . . . . . . . An Open Ended Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 16-Sep-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . 21-Sep-2010
Quarterly AAUM (Rs. in Crores): 1281.99 (31/12/2014)
Minimum Investment . . : Rs. 5,000 and in multiples of
Re.1 thereafter
Maximum Subscription Limit: Rs. 5 lakh (including all
folios) (w.e.f. 12 May 2014)
Fund Manager . . . . . . . . . . . . . . . . . . . Sunil Singhania
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . : 2%- If redeemed or switched out on or
before completion of 12 months from the date of
allotment of units
•1%- If redeemed or switched out after 12 months but on
or before completion of 24 months from the date of
allotment of units
• Nil - If redeemed or switched out after the completion of
24 months from the date of allotment of units
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
10.71%
Equities
89.29%
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the
service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . S&P BSE Small Cap Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE SMALL CAP FUND
As on 28th February 2015
Holdings
Weightage %
Equities
Kalpataru Power Transmission Ltd
3.20
Hdfc Bank Ltd
3.19
Tvs Motor Company Ltd
3.18
Atul Ltd
3.12
L G Balakrishnan & Bros Ltd
3.10
Orient Cement Ltd
2.90
Ccl Products (India) Ltd
2.75
Cyient Limited
2.69
Vindhya Telelinks Ltd
2.66
Hitachi Home And Life Solutions (India)
2.55
Ltd
Gic Housing Finance Ltd
2.55
Raymond Ltd
2.46
Bharat Electronics Ltd
2.32
Redington (India) Ltd
2.19
Styrolution Abs (India) Ltd
2.18
The Federal Bank Ltd
2.11
Kpit Technologies Limited
2.08
Intellect Design Arena Limited
2.07
Hsil Ltd
2.07
Jagran Prakashan Ltd
1.97
Agro Tech Foods Ltd
1.95
Biocon Ltd
1.90
Capital First Limited
1.79
Karur Vysya Bank Ltd
1.68
Chambal Fertilizers & Chemicals Ltd
1.55
Honeywell Automation India Ltd
1.55
Andhra Bank
1.46
Yes Bank Ltd
1.40
Kirloskar Brothers Ltd
1.39
Navin Fluorine International Ltd
1.36
Wheels India Ltd
1.23
Polyplex Corporation Ltd
1.21
Hinduja Global Solutions Ltd
1.21
Radico Khaitan Ltd
1.16
W P I L Limited
1.14
Puravankara Projects Ltd
1.13
Ashoka Buildcon Ltd
1.13
Equity Less Than 1% Of Corpus
13.72
Sub Total Of Equities
Cash And Other Receivables
Grand Total
89.29
10.71
100.00
VOLATILITY MEASURES:
Beta:
0.7929
Standard Deviation:
2.5308
R Squared:
0.8477
Sharpe Ratio :
0.2149
Portfolio Turnover Ratio (Times):
1.18
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Reliance Small Cap
Option
Reliance Small Cap
Option
Reliance Small Cap
Reliance Small Cap
Reliance Small Cap
Reliance Small Cap
Dividend Option
Rs.
Fund - Direct Plan Bonus 24.9902
Fund - Direct Plan Growth 24.9902
Fund
Fund
Fund
Fund
-
Bonus Plan
Dividend Plan
Growth Plan
Direct Plan
24.6008
22.4987
24.6008
22.8916
DIVIDEND HISTORY
Record
Date
Dividend Plan
Direct Dividend
Plan
31-Jan-14
Rate
Cum
*Ex(Re/ Dividend Dividend
Unit)
NAV
NAV
1.00 11.6954 10.6954
31-Jan-14
1.00 11.7716 10.7716
"Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net
of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also."
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
NAV as at December 31, 2014 (Rs.)
Paper 0.19%
Pesticides 0.45%
Construction Project 1.13%
Construction 1.13%
Fertilisers
1.55%
Miscellaneous
2.02%
Trading
2.19%
Media & Entertainment
2.31%
Telecom - Equipment & Accessories
2.66%
Auto
3.18%
Power
3.20%
Textile Products
3.42%
Industrial Capital Goods
3.87%
Auto Ancillaries
4.33%
Cement
4.59%
Finance
4.70%
Chemicals
4.87%
Pharmaceuticals
5.07%
Consumer Non Durables
5.91%
Consumer Durables
6.22%
Industrial Products
7.08%
8.92%
Software
10.29%
Banks
Industry Classification as per AMFI.
24.0917
Performance of Reliance Small Cap Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark Additional
Current Value of Standard
Returns # Benchmark
Investment of Rs 10000 in the
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
9.9921
22.83
2.02
7.72
Dec 31, 2013 to Dec 31, 2014
12.192
97.60
69.24
32.28
Dec 31, 2012 to Dec 31, 2013
10.8967
11.89
-11.23
5.87
Dec 30, 2011 to Dec 31, 2012
7.6796
41.89
32.97
29.96
*Since Inception Date -21/09/2010
# Benchmark - S&P BSE SMALL CAP Index
24,111
10,895
13,749
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
13
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . S&P BSE 100 Index
Equity: Diversified Multi Cap
Reliance
Regular Savings
Fund - Equity Option
INVESTMENT OBJECTIVE
The primary investment objective of this option is to
seek capital appreciation and/or to generate consistent
returns by actively investing in equity & equity-related
securities.
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”.It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE REGULAR SAVINGS
FUND – EQUITY OPTION
As on 28th February 2015
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . Open-ended scheme
Date of allotment . . . . . . . . . . . . . . . . . . 08-Jun-2005
Holdings
Inception Date . . . . . . . . . . . . . . . . . . . . 09-Jun-2005
HONEYWELL AUTOMATION INDIA LTD
HDFC BANK LTD
LARSEN & TOUBRO LTD
ICICI BANK LTD
MARUTI SUZUKI INDIA LTD
HCL TECHNOLOGIES LTD
INFOSYS LTD
ULTRATECH CEMENT LTD
DIVI'S LABORATORIES LTD
BOMBAY BURMAH TRADING CORPORATION
LTD
THE PHOENIX MILLS LTD
TORRENT PHARMACEUTICALS LTD
ALSTOM INDIA LTD
MAX INDIA LTD
DISH TV INDIA LTD
ADITYA BIRLA NUVO LTD
ORIENTAL BANK OF COMMERCE
THE FEDERAL BANK LTD
CROMPTON GREAVES LTD
CANARA BANK
TUBE INVESTMENTS OF INDIA LTD
CADILA HEALTHCARE LTD
INDIAN OIL CORPORATION LTD
SHOPPER'S STOP LTD
STATE BANK OF INDIA
MOTHERSON SUMI SYSTEMS LTD
IDEA CELLULAR LTD
BAJAJ AUTO LTD
LINDE INDIA LIMITED
COX & KINGS LTD
HEXAWARE TECHNOLOGIES LTD
SIEMENS LTD
BEML LTD
HINDALCO INDUSTRIES LTD
EIH LTD
Quarterly AAUM (Rs. in Crores): 2636.36 (31/12/2014)
Minimum Investment:. . . . . . . . Rs 500 & in multiples of
Re 1 thereafter
Fund Manager . . . . . . . . . . . . . . Omprakash Kuckian
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . ......(w.e.f. 24th August 2009)
• 1% if redeemed or switched out on or before completion
of 1 year from the date of allotment of units
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based on
the investors' assessment of various factors including the
service rendered by the distributor
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
99.24%
Cash and Other
Receivables
0.76%
Weightage %
THERMAX LTD
INTELLECT DESIGN ARENA LIMITED
ZUARI AGRO CHEMICALS LIMITED
REDINGTON (INDIA) LTD
TEXMACO RAIL & ENGINEERING LTD
Equity Less Than 1% of Corpus
Sub Total of Equities
Cash and Other Receivables
Grand Total
VOLATILITY MEASURES
Beta:
0.9657
Standard Deviation:
2.4916
R Squared:
0.7759
Sharpe Ratio :
0.1225
Portfolio Turnover Ratio (Times):
Equities
5.40
4.48
4.32
4.22
4.10
3.52
3.20
3.01
3.00
2.98
2.70
2.62
2.61
2.41
2.40
2.40
2.26
2.24
2.22
2.17
1.96
1.89
1.74
1.62
1.58
1.58
1.52
1.50
1.49
1.45
1.42
1.40
1.36
1.33
1.23
0.49
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Reliance RSF Equity Plan - Direct Plan
Growth Option
Reliance RSF Equity Plan - Dividend Plan
Reliance RSF Equity Plan - Growth Plan
Reliance RSF Equity Plan - Direct Plan
Dividend Option
0.83%
0.91%
1.11%
1.33%
1.45%
1.49%
1.62%
1.68%
1.74%
1.79%
2.04%
2.40%
2.41%
2.70%
2.98%
3.17%
3.35%
3.54%
5.60%
6.23%
7.51%
9.28%
Record
Date
Rate
Cum
*Ex(Re/ Dividend Dividend
Unit)
NAV
NAV
6-Feb-15
3 27.4957 24.4957
28-Feb-14
1.25 18.5935 17.3435
22-Feb-13
2.5 20.5374 18.0374
Dividend Plan
23-Mar-12
1.5 19.2985 17.7986
11-Mar-11
2 22.1558 20.3510
24-Jul-09
5 22.6391 17.7355
3 31.9818 28.9818
Direct Dividend 6-Feb-15
Plan
28-Feb-14
1.25 21.2983 20.0483
Past performance may or may not be sustained in future;
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that
it will make periodical dividend distributions, though it has
every intention of doing so. After the payment of dividend,
the per unit NAV falls to the extent of the dividend payout
and distribution taxes, if any. Performance of dividend plan/
option would be net of applicable statutory levy, if any. Face
value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also.
Industry Classification as per AMFI.
14
Fundamentals March 2015
51.0817
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0242
18.56
15.38
15.67
Dec 31, 2013 to Dec 31, 2014
32.7136
56.15
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
33.9828
-3.73
5.87
8.98
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 09/06/2005
16.28%
17.78%
25.4871
53.3656
30.1673
Performance of Reliance Regular Savings Fund - Equity Option - Growth Plan - Growth Option as on 31/12/2014
Date
Ferrous Metals
Industrial Products
Trading
Non - Ferrous Metals
Transportation
Chemicals
Retailing
Fertilisers
Petroleum Products
Hotels
Telecom - Services
Services
Finance
Construction
Consumer Non Durables
Media & Entertainment
Cement
Auto Ancillaries
Auto
Construction Project
Pharmaceuticals
Software
Industrial Capital Goods
Banks
Rs.
54.2254
DIVIDEND HISTORY
NAV as at December 31, 2014 (Rs.)
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
1.21
1.14
1.12
1.11
1.10
8.23
99.24
0.76
100.00
23.2749
46.01
# Benchmark - S&P BSE 100 Index
50,958
39,306
40,248
N.A.
29.96
25.70
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equity: Diversified Multi Cap
Reliance
Equity Opportunities
Fund
PORTFOLIO OF RELIANCE EQUITY OPPORTUNITIES FUND
As on 28th February 2015
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
seek to generate capital appreciation & provide longterm growth opportunities by investing in a portfolio
constituted of equity securities & equity related
securities and the secondary objective is to generate
consistent returns by investing in debt and money
market securities..
FUND DATA
Type . . . . . . . .Open-ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 28-Mar-2005
Inception Date . . . . . . . . . . . . . . . . . . . . . 31-Mar-2005
Quarterly AAUM (Rs. in Crores): 9771.48 ( (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . Sailesh Raj Bhan
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . S&P BSE 100 Index
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
99.08%
Note : Due to modification in licensing agreement between
the third party service providers, the name of applicable
benchmark indices have been revised. Therefore, the usage
of words “S&P” mentioned in various indices related to IISL
stands deleted and wherever the name of “BSE” has been
mentioned in the benchmark indices, the same shall be
prefixed by the word “S&P”. It may be noted that the above
mentioned modification is only a name change and all other
features related to benchmark remain unchanged.
Derivatives,
Cash and Other
Receivables
0.92%
Holdings
Weightage %
Equities
VOLATILITY MEASURES:
Beta:
Standard Deviation:
R Squared:
Sharpe Ratio :
Portfolio Turnover Ratio (Times):
0.8567
2.2098
0.7756
0.1729
0.52
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
STATE BANK OF INDIA
HDFC BANK LTD
DIVI'S LABORATORIES LTD
HCL TECHNOLOGIES LTD
BHARAT FORGE LTD
CUMMINS INDIA LTD
MARUTI SUZUKI INDIA LTD
TRENT LTD
ALSTOM T&D INDIA LTD
THE INDIAN HOTELS COMPANY LTD
LARSEN & TOUBRO LTD
INFOSYS LTD
ICICI BANK LTD
ABBOTT INDIA LTD
BHARAT ELECTRONICS LTD
PRESTIGE ESTATES PROJECTS LTD
BHARAT HEAVY ELECTRICALS LTD
SANOFI INDIA LTD
MAX INDIA LTD
SHOPPER'S STOP LTD
JUBILANT FOODWORKS LTD
INFO EDGE (INDIA) LTD
TATA MOTORS LTD
CADILA HEALTHCARE LTD
LAKSHMI MACHINE WORKS LTD
GUJARAT FLUOROCHEMICALS LTD
HATHWAY CABLE & DATACOM LTD
CYIENT LIMITED
KENNAMETAL INDIA LTD
HONEYWELL AUTOMATION INDIA LTD
CROMPTON GREAVES LTD
ORIENTAL BANK OF COMMERCE
Equity Less Than 1% of Corpus
Sub Total of Equities
5.32
4.57
4.17
4.00
3.88
3.57
3.41
3.37
3.19
3.12
3.12
2.90
2.71
2.64
2.44
2.41
2.28
2.10
2.09
2.09
2.01
1.99
1.96
1.88
1.87
1.60
1.54
1.38
1.19
1.18
1.08
1.04
16.97
99.08
Derivatives, Cash and Other Receivables
0.92
Grand Total
100.00
Rs.
Reliance Equity Opportunities Fund Direct Plan Bonus Option
Reliance Equity Opportunities Fund Direct Plan Growth Option
Reliance Equity Opportunities Fund Institutional Dividend Plan
Reliance Equity Opportunities Fund Institutional Growth Plan
Reliance Equity Opportunities Fund Bonus Plan
Reliance Equity Opportunities Fund Dividend Plan
Reliance Equity Opportunities Fund Growth Plan
Reliance Equity Opportunities Fund Direct Plan Dividend Option
78.3670
78.3670
57.7142
20.4336
77.1035
38.7771
77.1035
44.1852
DIVIDEND HISTORY
Record
Date
Rate
Cum
*EX
(Re/ Dividend Dividend
Unit)
NAV
NAV
Dividend Plan
14-Mar-14
1-Mar-13
29-Mar-12
11-Mar-11
24-Jul-09
19-Mar-08
1-Feb-07
7-Aug-06
2.00
2.50
1.50
2.00
2.00
1.50
1.50
1.00
26.03
25.02
23.54
23.49
17.10
18.19
20.88
16.41
24.03
22.52
22.04
21.63
15.29
16.56
19.53
15.41
Direct Dividend
Plan
14-Mar-14 2.00
29.18
27.18
Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also.
NAV as at December 31, 2014 (Rs.)
74.0292
Performance of Reliance Equity Opportunities Fund - Growth Option as on 31/12/2014
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Ferrous Metals
Power
Petroleum Products
Non - Ferrous Metals
Telecom - Services
Cement
Gas
Consumer Durables
Consumer Non Durables
Finance
Construction
Chemicals
Construction Project
Media & Entertainment
Hotels
Auto
Retailing
Industrial Products
Pharmaceuticals
Software
Industrial Capital Goods
Banks
0.15%
0.19%
0.20%
0.36 %
0.37%
0.79%
0.92%
1.22%
2.28%
2.35%
3.06%
3.12%
3.43%
3.81%
4.84%
5.37%
5.66%
7.61%
Date
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 31/03/2005
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
10.0000
22.85
46.3632
59.67
44.3419
4.56
30.0922
47.35
# Benchmark - S&P BSE 100 Index
15.68
15.94
74,490
41,443
42,354
32.28
29.89
5.87
8.98
N.A.
29.96
25.70
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of
R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
10.80%
11.19%
15.03%
16.32%
Industry Classification as per AMFI.
SPECIAL FEATURE
Reliance Any Time Money Card
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
15
Equity: Balanced
Reliance
Regular Savings
Fund - Balanced Option
INVESTMENT OBJECTIVE
The primary investment objective of this option is to
generate consistent return and appreciation of capital by
investing in a mix of securities comprising of equity, equity
related instruments and fixed income instruments.
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . . . . . . . Open-ended scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 08-Jun-2005
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 09-Jun-2005
Quarterly AAUM (Rs. in Crores): 820.82 (31/12/2014)
Minimum Investment:Rs 500 & in multiples of Re 1 thereafter
Fund Manager . . . . . . . . . . . .Sanjay Parekh (w.e.f. 2nd April
2012) & Amit Tripathi
Weighted Average YTM**: . . . . . . . . . . . . . . . . . . . . . . 8.01%
(for the debt portion of the portfolio)
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . . . . 3.73 years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . . . . . 5.30 years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . (w.e.f. 5 December, 2014))
• 1% if redeemed or switched out on or before completion of
18 months from the date of allotment of units
• Nil if redeemed or switched out after completion of 18
months from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors' assessment of
various factors including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . .Crisil Balanced Fund Index
** YTM is computed on the invested amount (which excludes
other receivables)
YTM that is computed on the portfolio including the other
receivables is 8.09%
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Power 0.60%
Retailing 0.14%
Industrial Capital Goods 0.93%
Other Receivables 1.50%
Non - Ferrous Metals 1.51%
Industrial Products 2.07%
Banks 15.69%
Ferrous Metals 2.09%
Auto Ancillaries 3.55%
Pharmaceuticals 3.67%
Construction Project 4.10%
Telecom - Services 4.27%
Finance 13.95%
Petroleum Products 5.59%
Media & Entertainment 6.92%
Miscellaneous 13.42%
Software 7.54%
As on 28th February 2015
Holdings
Equities
HDFC Bank Ltd
Tata Motors Ltd
Maruti Suzuki India Ltd
Reliance Industries Ltd
Larsen & Toubro Ltd
Bharti Airtel Ltd
Infosys Ltd
Sundaram Clayton Ltd
Axis Bank Ltd
Tv18 Broadcast Ltd
ICICI Bank Ltd
Hindustan Media Ventures Ltd
IDFC Ltd.
Tvs Motor Company Ltd
Cummins India Ltd
Yes Bank Ltd
Tata Steel Ltd
Sesa Sterlite Ltd
Divi's Laboratories Ltd
Abbott India Ltd
Tech Mahindra Ltd
Wipro Ltd
Sml Isuzu Ltd
Intellect Design Arena Limited
Equity Less Than 1% Of Corpus
Sub Total of Equities
Non Convertible Debentures
Power Finance Corporation Ltd
Rural Electrification Corporation Ltd
Power Grid Corporation Of India Ltd
IDFC Ltd.
Tata Capital Financial Services Ltd
LIC Housing Finance Ltd
Tata Sons Ltd
Sub Total of Non Convertible Debentures
Government Bond
Government of India
Sub Total of Government Bond
Zero Coupon Bond
Sundaram Finance Ltd
IDFC Ltd.
Housing Development Finance Corporation Ltd
Sub Total of Zero Coupon Bond
Cash and Other Receivables
Grand Total
Weightage (%)
7.04
4.84
4.29
4.28
4.10
3.93
3.91
3.55
3.40
3.38
3.25
2.75
2.39
2.19
2.07
1.99
1.62
1.51
1.42
1.40
1.37
1.22
1.16
1.03
5.03
73.15
4.87
4.81
0.60
0.57
0.41
0.25
0.09
11.60
12.92
12.92
0.33
0.29
0.21
0.83
1.50
100.00
VOLATILITY MEASURES
Beta
Standard Deviation
R Squared
Sharpe Ratio
Portfolio Turnover Ratio (Times)
1.0496
1.7874
0.8253
0.1486
1.04
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill yield
as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Reliance RSF Balanced Fund - Direct Plan
Growth Option
Reliance RSF Balanced Fund - Direct Plan
Quarterly Dividend Option
Reliance RSF Balanced Fund - Dividend Plan
Reliance RSF Balanced Fund - Growth Plan
Reliance RSF Balanced Fund - Quarterly
Dividend Option
Reliance RSF Balanced Fund - Direct Plan
Dividend Payout Option
RATING PROFILE
Equity
Rs.
40.6610
15.2905
17.1481
39.9359
15.5715
19.7833
73.15%
SOV
12.92%
CRISIL AAA
10.84%
ICRA AAA
0.86%
CRISIL AA+
0.41%
ICRA AA+
0.33%
Other Receivables
Grand Total
1.50%
100.00%
DIVIDEND HISTORY
Record
Date
Rate
Cum
*EX
(Re/ Dividend Dividend
Unit)
NAV
NAV
13-Feb-15
2
19.2091
17.2091
7-Mar-14
0.75
13.8201
13.0701
8-Feb-13
1.4
14.1939
12.7939
29-Mar-12
1
13.3078
12.3079
Dividend Plan
3-Mar-11
2
15.0311
13.0213
30-Mar-10
2.5
16.9448
14.4334
24-Jul-09
3
16.9172
13.9043
13-Feb-15
2
21.8485
19.8485
Direct Dividend
Plan
7-Mar-14
0.75
15.4819
14.7319
0.5
14.7554
14.2554
Quarterly Dividend 15-Dec-14
Plan
15-Sep-14
0.6
15.1224
14.5224
15-Dec-14
0.5
14.4784
13.9784
Direct Plan Quarterly Dividend 15-Sep-14
0.6
14.8192
14.2192
Past performance may or may not be sustained in future; Dividend
distribution is subject to availability & adequacy of distributable
surplus. The Mutual Fund is not assuring that it will make periodical
dividend distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to the extent
of the dividend payout and distribution taxes, if any. Performance of
dividend plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also.
Auto 12.48%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Hotels 0.00%
Retailing 0.14%
Industrial Capital Goods
Non - Ferrous Metals
0.93%
1.51%
Industrial Products
2.07%
Ferrous Metals
2.09%
Finance
2.62%
Auto Ancillaries
3.55%
Pharmaceuticals
3.67%
Construction Project
4.10%
Telecom - Services
4.27%
Petroleum Products
Media & Entertainment
Software
Auto
Banks
5.59%
6.92%
7.54%
12.48%
15.69%
Industry Classification as per AMFI.
16
PORTFOLIO OF RELIANCE REGULAR SAVINGS
FUND- BALANCED OPTION
Fundamentals March 2015
NAV as at December 31, 2014 (Rs.)
37.8665
Performance of Reliance Regular Savings Fund - Balanced Option - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit
Returns Returns # Benchmark
Investment of Rs 10000 in the
(Rs.)
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
11.6173
16.00
9.50
8.78
32,643
20,618
19,559
Dec 31, 2013 to Dec 31, 2014
26.4427
43.20
25.34
29.89
Dec 31, 2012 to Dec 31, 2013
25.5446
3.52
6.05
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
19.0836
33.86
21.28
25.70
Since Inception Date - 13/01/2007 # Benchmark - Crisil Balanced Fund Index ## Additional Benchmark - S&P BSE Sensex Index
Reliance Regular Savings Fund - Hybrid Option was launched on June 9, 2005 and subsequently Hybrid Option has been changed to Balanced Option w.e.f.
January 13, 2007. Consequently, Benchmark of Reliance Regular Saving Fund Balanced option has been changed to Crisil Balanced Fund Index from Crisil
MIP Index with effect from February 21, 2007. ACCordingly performance of the scheme is from January 13, 2007.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment.
Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed
more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed
on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many
period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable),
Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution
tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager
Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day
(NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Equity: Sector
PORTFOLIO OF RELIANCE BANKING FUND
As on 28th February 2015
Reliance
Banking Fund*
Holdings
Weightage %
Equities
INVESTMENT OBJECTIVE:
The primary investment objective of the Scheme is to
seek to generate continuous returns by actively
investing in equity and equity related securities of
companies in the Banking Sector and companies
engaged in allied activities related to Banking Sector.
The AMC will have the discretion to completely or
partially invest in any of the type of securities stated
above with a view to maximize the returns or on
defensive considerations. However, there can be no
assurance that the investment objective of the Scheme
will be realized, as actual market movements may be at
variance with anticipated trends.
HDFC Bank Ltd
24.06
ICICI Bank Ltd
13.94
Axis Bank Ltd
8.73
State Bank of India
7.13
Indiabulls Housing Finance Ltd
6.73
Yes Bank Ltd
6.59
The Federal Bank Ltd
3.39
IDFC Ltd.
3.02
Max India Ltd
2.88
Ing Vysya Bank Ltd
2.53
Reliance Capital Ltd
2.22
FUND DATA
Type . . . . . . . . . Open-ended Banking Sector Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 26-May-2003
Inception Date . . . . . . . . . . . . . . . . . . . . 28-May-2003
Quarterly AAUM (Rs. in Crores): 1993.79 (31/12/2014)
Minimum Investment: Rs 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . Sanjay Parekh w.e.f 2nd April 2012
Assistant Fund Manager (w.e.f. 1st Sep 2010): Shrey
Loonker
Karur Vysya Bank Ltd
1.67
Entry Load*: . . . . . . . . . . . . . . . . . . . . . Not Applicable
Sub Total of Equities
Exit Load** . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
Cash and Other Receivables
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Grand Total
100.00
VOLATILITY MEASURES:
Beta
Standard Deviation
R Squared
Sharpe Ratio
Portfolio Turnover Ratio
0.9148
3.5593
0.9397
0.1208
0.74
Sundaram Finance Ltd
1.64
Bajaj Finance Ltd
1.59
Oriental Bank of Commerce
1.47
Credit Analysis And Research Limited
1.37
The Jammu & Kashmir Bank Ltd
1.36
Manappuram Finance Ltd
1.08
Equity Less Than 1% of Corpus
Benchmark . . . . . . . . . . . . . . . . . IISL CNX Bank Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
3.76%
Equities
96.24%
187.2219
Reliance Banking Fund - Bonus Plan
185.3854
Reliance Banking Fund - Dividend Plan
55.4702
Reliance Banking Fund - Growth Plan
185.3854
Reliance Banking Fund - Direct Plan Dividend
Option
3.76
63.0343
DIVIDEND HISTORY
Record
Date
Dividend Plan
27-Feb-15
7-Feb-14
18-Jan-13
16-Mar-12
25-Feb-11
28-Aug-09
5-Nov-07
21-Feb-07
30-Mar-06
29-Dec-05
28-Mar-05
25-Nov-03
Direct Dividend
27-Feb-15
Plan
Rate
Cum
*EX
(Re/ Dividend Dividend
Unit)
NAV
NAV
5.00
57.61
52.61
3.00
32.04
29.04
4.00
44.47
40.47
1.00
35.43
34.43
2.50
38.92
36.79
2.00
27.26
25.26
2.00
27.85
25.85
2.00
19.57
17.24
5.00
21.16
16.32
4.00
25.05
21.35
3.00
23.26
19.94
1.00
13.32
12.31
5.00
65.45
60.45
Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Perform ance of dividend
plan/option would be net of applicable statutory levy, if any.
Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also.
NAV as at December 31, 2014 (Rs.)
177.5246
'Performance of Reliance Banking Fund - Growth Plan - Growth Option As on 31/12/2014
Date
Since inception till Dec 31, 2014
Derivatives, Cash and
Other Receivables
Reliance Banking Fund - Direct Plan Growth
Option
4.85
Note : Bank Nifty Index is considered for calculating
volatility measures
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015).
PORTFOLIO COMPOSITION AS ON 28th FEBRUARY 2015
figures in %
Rs.
187.2219
96.24
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
NAV AS ON 27TH FEBRUARY 2015
Reliance Banking Fund - Direct Plan Bonus
Option
NAV Per Scheme Benchmark Additional Current Value of Standard Investment
Unit (Rs.) Returns Returns # Benchmark
of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
10.0600
28.07
24.03
20.60
Dec 31, 2013 to Dec 31, 2014
107.6721
64.88
62.99
29.89
Dec 31, 2012 to Dec 31, 2013
120.1308
-10.37
-10.81
8.98
Dec 30, 2011 to Dec 31, 2012
74.8383
60.52
57.06
25.70
176,466
121,640
87,844
N.A.
Since Inception Date - 28/05/2003 # Benchmark - IISL CNX Bank Index ## Additional Benchmark - S&P BSE SENSEX
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
*Reliance Banking Fund was launched on 28th May 2003. Subsequently the key features of the Scheme have been changed
w.e.f. 5th Sep. 2012. Please refer addendum no. 39 released on 31st July 2012.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
17
Equity: Sector
PORTFOLIO OF RELIANCE
DIVERSIFIED POWER SECTOR FUND
Reliance
Diversified Power
Sector Fund
As on 28th February 2015
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate long term capital appreciation by investing
predominantly in equity and equity related securities of
companies in the power sector.
FUND DATA
Type . . . . . . . . . . .Open-ended Power Sector Scheme
Date of allotment:. . . . . . . . . . . . . . . . . . .08-May-2004
Inception Date . . . . . . . . . . . . . . . . . . . . .10-May-2004
Quarterly AAUM (Rs. in Crores): 2198.49 (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . Sunil Singhania
Entry Load*: . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load** . . . . . . . . . . . . . . . . (w.e.f. 24th Aug 2009)
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . S&P BSE Power index
Diversified Power Sector Fund was launched on May
10, 2004. Subsequently the key features of the Scheme
(asset allocation pattern and benchmark) were changed
w.e.f Sep. 7th, 2013. Refer Notice cum Addendum No 40
published on August 1, 2013, for further details.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
1.47%
Equities
98.53%
Holdings
Weightage %
Equities
IDFC Ltd
Larsen & Toubro Ltd
Alstom T&D India Ltd
Thermax Ltd
PTC India Ltd
Cummins India Ltd
Alstom India Ltd
KSB Pumps Ltd
Crompton Greaves Ltd
NTPC Ltd
Torrent Power Ltd
KEC International Ltd
MBL Infrastructures Ltd
ICICI Bank Ltd
Tata Power Company Ltd
Exide Industries Ltd
Sterlite Technologies Ltd
Apar Industries Ltd
Reliance Power Ltd
Jindal Saw Ltd
Kirloskar Pneumatic Co.Ltd
Sesa Sterlite Ltd
Gujarat Mineral Development
Corporation Ltd
Voltas Ltd
Beml Ltd
Finolex Cables Ltd
JSL Stainless Ltd
Texmaco Rail & Engineering Ltd
Kirloskar Brothers Ltd
Power Grid Corporation Of India Ltd
Kalpataru Power Transmission Ltd
Equity Less Than 1% of Corpus
Sub Total of Equities
Cash and Other Receivables
Grand Total
5.51
5.49
5.02
5.01
4.86
4.86
4.25
4.24
3.77
3.51
3.48
3.34
3.31
3.20
3.16
3.01
2.65
2.48
2.34
2.10
2.06
1.99
1.96
1.88
1.84
1.72
1.70
1.69
1.45
1.23
1.13
4.30
98.53
1.47
100.00
VOLATILITY MEASURES
Beta
0.8494
Standard Deviation
3.4642
0.8689
R Squared
Sharpe Ratio
0.0393
Portfolio Turnover Ratio
0.48
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015).
NAV AS ON 27TH FEBRUARY 2015
Reliance Diversified Power Sector Fund - Direct
Plan Bonus Option
Reliance Diversified Power Sector Fund Direct Plan Growth Option
Reliance Diversified Power Sector Fund Bonus Plan
Reliance Diversified Power Sector Fund Dividend Plan
Reliance Diversified Power Sector Fund Growth Plan
Reliance Diversified Power Sector Fund Direct Plan Dividend Option
Rs.
77.9121
77.9121
77.0360
32.6553
77.0360
33.1891
DIVIDEND HISTORY
Record
Rate
Cum
*EX
Date
(Re/ Dividend Dividend
Unit)
NAV
NAV
20-Feb-15 3.25 35.9895 32.7395
21-Mar-14 2.00 25.9367 23.9367
22-Mar-13 3.00 27.0356 24.0356
18-Mar-11 1.50 39.4353 37.8239
30-Mar-10 2.50 49.1336 46.7484
Dividend Plan
26-Mar-09 2.00 27.1657 25.3848
28-Mar-08 1.50 44.8514 42.1742
17-Aug-07 3.00 35.0854 32.5381
21-Feb-07 2.50 30.4120 27.4754
29-Dec-05 4.00 22.7957 18.9886
Direct Dividend 20-Feb-15 3.25 36.5229 33.2729
Plan
21-Mar-14 2.00 26.1406 24.1406
Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of
dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also. Face value of Rs.10.
NAV as at June 28, 2013 (Rs.)
44.5608
Performance of Reliance Diversified Power Sector Fund - Growth Option as on 28/06/2013
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till June 28, 2013
10.0404
17.71
6.14
14.66 44,381
17,239
34,911
June 28, 2012 to June 28, 2013
52.7548 (15.53)
(15.22)
14.16
June 28, 2011 to June 28, 2012
67.5556 (21.91)
(24.33)
(8.12)
N.A.
June 28, 2010 to June 28, 2011
81.8674 (17.48)
(17.05)
4.04
Since Inception Date-10/05/2004 # Benchmark-India Power Index ## Additional Benchmark-S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Diversified Power Sector Fund Date
NAV Per Scheme Benchmark
Unit (Rs.) Returns Returns #
(%)
(%)
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Since Inception Date- 07/09/2013
76.0826
Growth Option as on 31/12/2014
Additional
Current Value of Standard
Benchmark
Investment of Rs 10000 in the
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
41.5745
60.56
33.03
30.98 18,640
14,555
14,260
50.4395
50.84
23.03
32.28
N.A
# Benchmark-S&P BSE Power ## Additional Benchmark-S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value
of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end
date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
Note : Fundamental attribute change w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 40 dated August 01, 2013.
For Product Label disclaimer please refer to page no. 2
18
Fundamentals March 2015
Equity: Sector
PORTFOLIO OF RELIANCE MEDIA AND
ENTERTAINMENT FUND
Reliance
Media &
Entertainment Fund
As on 28th February 2015
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate continuous returns by investing in equity and
equity related or fixed income securities of Media &
Entertainment and other associated companies.
FUND DATA
Type . . . Open-ended Media & Entertainment Sector
Scheme
Date of allotment:. . . . . . . . . . . . . . . . . . 30-Sep-2004
Inception Date . . . . . . . . . . . . . . . . . . . . 07-Oct-2004
Quarterly AAUM (Rs. in Crores): 94.34 (31/12/2014)
Minimum Investment . . . . Rs. 5,000 and in multiples
of Re 1 thereafter
Holdings
NAV AS ON 27TH FEBRUARY 2015
Reliance Media & Entertainment Fund Direct Plan Bonus Option
Reliance Media & Entertainment Fund Direct Plan Growth Option
Reliance Media & Entertainment Fund Bonus Plan
Reliance Media & Entertainment Fund Dividend Plan
Reliance Media & Entertainment Fund Growth Plan
Reliance Media & Entertainment Fund Direct Plan Dividend Option
Weightage
Equities
Hindustan Media Ventures Ltd
Zee Entertainment Enterprises Ltd
HT Media Ltd
Jagran Prakashan Ltd
Info Edge (India) Ltd
Hathway Cable & Datacom Ltd
Tv18 Broadcast Ltd
Inox Leisure Ltd
PVR Ltd
Sun Tv Network Ltd
D.B.Corp Ltd
Entertainment Network (India) Ltd
Dish Tv India Ltd
Balaji Telefilms Ltd
Equity Less Than 1% of Corpus
Sub Total of Equities
Cash and Other Receivables
Grand Total
14.54
12.04
10.37
9.13
8.85
7.33
6.76
6.60
6.23
5.04
4.04
1.93
1.82
1.32
0.00
95.99
4.01
100.00
DIVIDEND HISTORY
Dividend Plan
Record Date
Rate
(Re/ Unit)
Fund Manager . . . . . . . . . . . . . . . . .Sailesh Raj Bhan
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** ..........................(w.e.f. 24th August 2009)
VOLATILITY MEASURES
Beta
0.7188
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units
Standard Deviation
2.6446
R Squared
0.7357
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units
Sharpe Ratio
0.1455
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015).
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
NAV as at December 31, 2014 (Rs.)
Benchmark . . . IISL CNX Media & Entertainment Index
Date
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
Since inception till Dec 31, 2014
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
95.99%
Cash and Other
Receivables
4.01%
Portfolio Turnover Ratio
0.33
30-Jan-15
17-Jan-14
11-Jan-13
16-Mar-12
25-Feb-11
18-Sep-09
28-Mar-08
29-Jan-07
29-Dec-05
Direct Dividend Plan
30-Jan-15
17-Jan-14
Rs.
54.3927
54.3927
53.5576
22.6882
53.5576
26.3581
2.50
2.00
2.50
1.00
2.50
1.50
1.50
2.50
1.00
Cum
Dividend
NAV
25.9260
19.8729
23.3518
17.4458
18.0010
18.4531
23.3321
23.2086
15.3538
*EX
Dividend
NAV
23.4260
17.8729
20.8518
16.4458
15.3930
17.3196
21.6013
20.2771
14.5695
2.50
2.00
29.7014
22.3350
27.2014
20.3350
"Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option
would be net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also. Face
value of Rs.10.
54.3912
Performance of Reliance Media & Entertainment Fund - Growth Plan - Growth Option as on 31/12/2014
NAV Per
Unit (Rs.)
Scheme Benchmark Additional
Current Value of Standard
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
10.008
17.98
13.80
16.47
Dec 31, 2013 to Dec 31, 2014
38.5088
41.24
31.43
29.89
Dec 31, 2012 to Dec 31, 2013
39.1012
-1.52
3.78
8.98
Dec 30, 2011 to Dec 31, 2012
24.7535
57.96
69.49
25.70
Since Inception Date-07/10/2004
54,348
37,558
47,629
N.A.
# Benchmark-IISL CNX Media & Entertainment Index ## Additional Benchmark-S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
19
Equity: Sector
PORTFOLIO OF RELIANCE PHARMA FUND
As on 28th February 2015
Holdings
Reliance
Pharma Fund
Weightage %
Equities
INVESTMENT OBJECTIVE:
The primary investment objective of the scheme is to
seek to generate consistent returns by investing in
equity and equity related or fixed income securities of
Pharma and other associated companies.
FUND DATA
Type . . . . . . . . . . Open-ended Pharma Sector Scheme
Date of Allotment . . . . . . . . . . . . . . . . . . . 05-Jun-2004
Inception Date . . . . . . . . . . . . . . . . . . . . . 08-Jun-2004
Quarterly AAUM (Rs. in Crores): 1121.53 (31/12/2014)
Minimum Investment . . . . . . Rs. 5,000 and in multiples
of Re 1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . Sailesh Raj Bhan
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . .(w.e.f. 24th August 2009)
• 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units.
• Nil if redeemed or switched out after completion of 1
year from the date of allotment of units.
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . S&P BSE Health Care Index
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
Abbott India Ltd
Cadila Healthcare Ltd
Sun Pharmaceuticals Industries Ltd
Lupin Ltd
Divi's Laboratories Ltd
Dr. Reddy's Laboratories Ltd
Cipla Ltd
Sanofi India Ltd
Ipca Laboratories Ltd
FDC Ltd
Ranbaxy Laboratories Ltd
Indoco Remedies Ltd
Merck Ltd
Biocon Ltd
Equity Less Than 1% Of Corpus
Sub Total Of Equities
Cash And Other Receivables
Grand Total
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
1.22%
12.62
10.98
10.52
10.09
9.43
7.62
7.30
7.08
6.90
3.93
3.50
3.05
2.85
2.38
0.53
98.78
1.22
100.00
VOLATILITY MEASURES
0.8193
Beta
2.124
Standard Deviation
0.7246
R Squared
0.2231
Sharpe Ratio
Portfolio Turnover Ratio
0.25
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91 days T-bill
yield as on 27/02/2015).
Reliance Pharma Fund - Direct Plan
Growth Option
129.2795
Reliance Pharma Fund - Bonus Plan
127.2909
Reliance Pharma Fund - Dividend Plan
Reliance Pharma Fund - Growth Plan
Fundamentals March 2015
66.0668
127.2909
Reliance Pharma Fund - Direct Plan
Dividend Option
73.8994
DIVIDEND HISTORY
Record
Date
Rate
Cum
*EX
(Re/ Dividend Dividend
Unit)
NAV
NAV
30-Jan-15 7.00 74.3562 67.3562
14-Feb-14 4.50 52.9275 48.4275
11-Jan-13 3.50 46.7579 43.2579
16-Mar-12 1.00 37.3398 36.3399
Dividend Plan 25-Feb-11 2.50 37.4619 34.8498
28-Aug-09 1.50 25.4824 23.9825
19-Mar-08 1.50 17.5487 15.9285
21-Feb-07 1.50 19.1030 17.5537
19-Dec-05 1.00 16.8681 15.8674
Direct Dividend 30-Jan-15 7.00 82.3064 75.3064
Plan
14-Feb-14 4.50 57.7298 53.2298
"Past performance may or may not be sustained in the
future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not
assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment
of dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend
plan/option would be net of applicable statutory levy , if any.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also. Face value of Rs. 10.
125.6137
Performance of Reliance Pharma Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0048
27.05
19.45
17.59
Dec 31, 2013 to Dec 31, 2014
84.0449
49.46
47.43
29.89
Dec 31, 2012 to Dec 31, 2013
69.5341
20.87
22.55
8.98
Dec 30, 2011 to Dec 31, 2012
51.5686
34.84
38.53
25.70
# Benchmark - S&P BSE Healthcare Index
125,553
65,459
55,413
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
20
Rs.
129.2795
NAV as at December 31, 2014 (Rs.)
Since Inception Date - 08/06/2004
Equities
98.78%
NAV AS ON 27TH FEBRUARY 2015
Reliance Pharma Fund - Direct Plan
Bonus Option
Equity: Tax Saver
Reliance
Tax Saver (ELSS) Fund
INVESTMENT OBJECTIVE
The primary objective of the scheme is to generate
long-term capital appreciation from a portfolio that is
invested predominantly in equity and equity related
instruments.
However, there can be no assurance that the scheme’s
investment objective shall be achieved.
FUND DATA
Type . . . . . Open-ended Equity Linked Savings Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 21-Sep-2005
Inception Date . . . . . . . . . . . . . . . . . . . . 22-Sep-2005
Quarterly AAUM (Rs. in Crores): 3457.61 (31/12/2014)
Minimum Investment . . . . . .Rs. 500 & in multiples of
Rs. 500 thereafter
Fund Manager . . . . . . . . . . . . . . . . . .Ashwani Kumar
Entry Load*. . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . Not Applicable
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . S&P BSE 100 Index
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Equities
98.56%
Cash and Other
Receivables
1.44%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Telecom - Services 0.31%
Trading 0.34%
Power 0.50%
Media & Entertainment 0.58%
Finance 0.64%
Petroleum Products 1.29%
Chemicals 1.41%
Pesticides 1.73%
Consumer Non Durables 1.76%
Hotels
1.93 %
Construction
2.46%
Pharmaceuticals
3.03%
Transportation
3.08%
Retailing
3.51%
Software
4.11%
Cement
4.92%
Auto Ancillaries
7.29%
Ferrous Metals
7.31%
Industrial Products
9.49%
Banks
10.10%
Auto
12.19%
Industrial Capital Goods
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
PORTFOLIO OF RELIANCE TAX SAVER (ELSS) FUND
As on 28th February 2015
Holdings
Equities
Tvs Motor Company Ltd
State Bank of India
Honeywell Automation India Ltd
Tata Steel Ltd
Siemens Ltd
Bharat Heavy Electricals Ltd
Acc Ltd
Bharat Forge Ltd
Jet Airways (India) Ltd
Federal-Mogul Goetze (India) Ltd
Wipro Ltd
Alstom T&D India Ltd
Schneider Electric Infrastructure Ltd
Simplex Infrastructures Ltd
Abb India Ltd
Trent Ltd
Divi's Laboratories Ltd
KSB Pumps Ltd
Sundaram Clayton Ltd
Axis Bank Ltd
UPL Limited
Steel Authority of India Ltd
Wheels India Ltd
Cummins India Ltd
The Indian Hotels Company Ltd
Ramkrishna Forgings Ltd
Shopper's Stop Ltd
Linde India Limited
The Ramco Cements Ltd
Info Edge (India) Ltd
Hindustan Petroleum Corporation Ltd
Jubilant Foodworks Ltd
Eicher Motors Ltd
Vesuvius India Ltd
Sml Isuzu Ltd
Jsw Steel Ltd
Sanofi India Ltd
Kennametal India Ltd
Equity Less Than 1% of Corpus
Sub Total of Equities
Cash and Other Receivables
Grand Total
Industry Classification as per AMFI.
9.83
5.65
4.03
3.91
3.67
3.55
3.52
3.13
3.08
3.07
2.74
2.72
2.61
2.09
2.06
2.04
2.00
2.00
1.91
1.91
1.73
1.70
1.68
1.68
1.65
1.50
1.47
1.41
1.40
1.37
1.29
1.27
1.25
1.19
1.11
1.05
1.03
1.01
8.25
98.56
1.44
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Tax Saver Fund - Direct Plan
Growth Option
Reliance Tax Saver Fund - Direct Plan
Annual Dividend Payout Option
Reliance Tax Saver Fund - Annual Dividend
Plan
Reliance Tax Saver Fund - Dividend Plan
Reliance Tax Saver Fund - Growth Plan
Reliance Tax Saver Fund - Direct Plan
Dividend Option
Rs.
50.6479
10.4585
10.4893
24.1821
49.8978
27.3598
DIVIDEND HISTORY
Record
Date
Rate
Cum
*EX
(Re/ Dividend Dividend
Unit)
NAV
NAV
24-Dec-14 1.00 23.2342 22.2342
22-Sep-14 0.45 21.9523 21.5023
27-Jun-14
0.36 20.2727 19.9127
7-Mar-14
0.30 14.1956 13.8956
26-Dec-13 0.30 13.8827 13.5827
23-Sep-13 0.25 11.7342 11.4842
28-Jun-13
0.25 12.5391 12.2891
Dividend Plan
15-Mar-13
0.70 13.5195 12.8195
25-Jan-13
0.7 15.2853 14.5853
29-Mar-12
1.50
14.98
13.48
11-Feb-11
1.50
14.92
13.86
28-Aug-09 1.50
13.55
12.05
21-Feb-07
1.00
14.69
13.52
5-Nov-07
1.00
17.08
16.08
24-Dec-14 1.00 26.1162 25.1162
22-Sep-14 0.45 24.5667 24.1167
27-Jun-14
0.36 22.6016 22.2416
Direct Dividend
7-Mar-14
0.30 15.7577 15.4577
Plan
26-Dec-13 0.35 15.4042 15.0542
23-Sep-13 0.30 13.0258 12.7258
28-Jun-13
0.25
13.92
13.88
Past performance may or may not be sustained in future;
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it
will make periodical dividend distributions, though it has
every intention of doing so. After the payment of dividend, the
per unit NAV falls to the extent of the dividend payout and
distribution taxes, if any. Performance of dividend plan/option
would be net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date, which
includes the mark to market impact also. Face Value of
Rs.10/-
NAV as at December 31, 2014 (Rs.)
46.7256
Performance of Tax Saver (ELSS) Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
9.9500
18.14
13.79
13.90
46,960
33,164
33,448
Dec 31, 2013 to Dec 31, 2014
25.5337
83.00
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
24.6765
3.47
5.87
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
16.8954
46.05
29.96
25.70
Since Inception Date-22/09/2005
20.57%
Weightage %
VOLATILITY MEASURES
Beta
0.9771
Standard Deviation
2.6685
R Squared
0.6929
Sharpe Ratio
0.1763
Portfolio Turnover Ratio (Times)
0.63
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
# Benchmark-S&P BSE 100 Index
## Additional Benchmark-S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
21
Equity: Tax Saver
Reliance
Equity Linked
Saving Fund –
Series I
INVESTMENT OBJECTIVE
The primary objective of the scheme is to generate
long-term capital appreciation from a portfolio that is
invested predominantly in equities along with income
tax benefit.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
3.35%
FUND DATA
Cyient Ltd
Type . .A 10 year close-ended Equity Linked Savings
Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 31-Mar-2008
Inception Date . . . . . . . . . . . . . . . . . . . . . 01-Apr-2008
Quarterly AAUM (Rs. in Crores): 130.64 (31/12/2014)
Minimum Investment . . . . Rs.500/- and in multiples of
Rs.500/- thereafter
Fund Manager . . . . . . . . . . . . . . . . . .Sailesh Raj Bhan
Entry Load*. . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil*
*In Accordance with the SEBI (MFs) Regulations, 1996,
NFO expenses not exceeding 6% of the amount
mobilised, will be charged to the scheme and will be
amortised over a period of 10 years. If the investor opts
for the redemption before the completion of 10 years,
proportionate unamortized portion of the NFO expenses
outstanding as on the date of the redemption shall be
recovered from such investor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: - S&P BSE 100 Index
Alstom India Ltd
5.08
Divi's Laboratories Ltd
5.02
Note : Due to modification in licensing agreement
between the third party service providers, the name of
applicable benchmark indices have been revised.
Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and
wherever the name of “BSE” has been mentioned in the
benchmark indices, the same shall be prefixed by the
word “S&P”. It may be noted that the above mentioned
modification is only a name change and all other
features related to benchmark remain unchanged.
Grand Total
PORTFOLIO OF RELIANCE EQUITY LINKED
SAVING FUND – SERIES I
As on 28th February 2015
Holding
Weightage(%)
Equities
96.65%
5.82
Shopper's Stop Ltd
5.01
Larsen & Toubro Ltd
4.94
Cadila Healthcare Ltd
3.39
Infosys Ltd
3.35
The Federal Bank Ltd
3.12
Hindustan Media Ventures Ltd
2.92
Wipro Ltd
2.41
Tata Motors Ltd
2.38
Axis Bank Ltd
2.24
Reliance Power Ltd
1.75
Indian Metals & Ferro Alloys Ltd
1.68
Equity Less Than 1% of Corpus
0.00
Sub Total of Equities
96.65
Cash and Other Receivables
3.35
100.00
VOLATILITY MEASURES:
Beta
0.8433
Standard Deviation
2.2575
R Squared
0.7172
Sharpe Ratio
0.1468
Portfolio Turnover Ratio (Times)
0.26
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91days T-bill
yield as on 27/02/2015)
NAV AS ON 27TH FEBRUARY 2015
Equities
Abbott India Ltd
7.69
TD Power Systems Ltd
7.32
Cummins India Ltd
6.92
State Bank of India
6.60
Bharat Forge Ltd
6.41
ICICI Bank Ltd
6.32
HDFC Bank Ltd
6.25
Rs.
Reliance Equity Linked Saving Fund - Series
I - Dividend Plan
27.2846
Reliance Equity Linked Saving Fund - Series
I - Growth Plan
27.2846
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
NAV as at December 31, 2014 (Rs.)
Ferrous Metals 1.68%
Power 1.75%
Auto 2.38%
Media & Entertainment 2.92%
Construction Project
4.94%
Retailing
5.01%
Software
11.58%
Industrial Capital Goods
12.41%
Industrial Products
13.33%
Pharmaceuticals
16.10%
Banks
26.6625
Performance of Reliance Equity Linked Savings Fund - Series I- Growth Plan - Growth Option as on 31/12/2014
Date
Industry Classification as per AMFI.
10.0333
15.57
8.68
8.73
Dec 31, 2013 to Dec 31, 2014
17.0029
56.81
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
16.7728
1.37
5.87
8.98
Dec 30, 2011 to Dec 31, 2012
11.4027
47.10
29.96
25.70
# Benchmark - S&P BSE 100 Index
Fundamentals March 2015
26,574
17,541
17,598
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of t he calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less
than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar
quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
For Product Label disclaimer please refer to page no. 2
22
Scheme Benchmark Additional
Current Value of Standard
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
Since Inception Date - 01/04/2008
24.54%
NAV Per
Unit (Rs.)
Arbitrage:
Reliance
Arbitrage Advantage
Fund
*In Accordance with the requirements specified by the SEBI
circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30,
2009 no entry load will be charged for purchase / additional
purchase / switch-in Accepted by the Fund with effect from
August 01, 2009. Similarly, no entry load will be charged with
respect to applications for registrations under systematic
investment plans/ systematic transfer plans Accepted by the
Fund with effect from August 01, 2009
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . Crisil Liquid Fund Index
PORTFOLIO OF RELIANCE ARBITRAGE ADVANTAGE
FUND
INVESTMENT OBJECTIVE
The investment objective of the scheme is to generate
income by taking advantage of the arbitrage
opportunities that potentially exists between cash and
derivative market and within the derivative segment
along with investments in debt securities & money
market instruments.
FUND DATA
Type . . . . . . . . . . . . . . . . An Open Ended Arbitrage Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 14-Oct-2010
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 20-Oct-2010
Quarterly AAUM (Rs. in Crores):. . . 366.80 (31/12/2014)
Minimum Investment . . . . . . . . . Rs 5000 and in multiples of
Re. 1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load (WEF September 1, 2014) . . 0.25% if redeemed/
switched on or before completion of 3 month from the date of
allotment of units.
Nil if redeemed/switched after completion of 3 month from
the date of allotment of units.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
As on 28th February 2015
Holding
Equities
HDFC Bank Ltd
Reliance Industries Ltd
IDFC Ltd.
ICICI Bank Ltd
Ing Vysya Bank Ltd
Grasim Industries Ltd
Aurobindo Pharma Ltd
Tech Mahindra Ltd
Tata Consultancy Services Ltd
Maruti Suzuki India Ltd
State Bank Of India
Wipro Ltd
Larsen & Toubro Ltd
Zee Entertainment Enterprises Ltd
Yes Bank Ltd
Axis Bank Ltd
Sesa Sterlite Ltd
Equity Less Than 1% of Corpus
Sub Total of Equities
Derivatives, MFU, Cash and Other
Receivables
Grand Total
Equities
77.60%
9.37
8.49
8.08
6.85
6.66
4.86
4.63
4.57
3.14
2.95
2.58
1.80
1.53
1.43
1.36
1.26
1.04
6.98
77.60
22.40
Beta
R Squared
Dividend Plan
Direct Dividend Plan
Monthly Dividend
option
Direct Plan Monthly
Dividend Option
100.00
0.1713
0.146
0.0036
Sharpe Ratio
0.152
Portfolio Turnover Ratio (Times)
13.72
Note: The above measures have been calculated by taking
rolling return for a 3 year period from 27/02/2012 with 8.27%
Risk Free returns (taken as 91 days T-bill yield as on 27/02/2015)
Rs.
14.7412
10.5003
12.0309
14.6135
10.4427
12.3067
DIVIDEND HISTORY
Weightage (%)
VOLATILITY MEASURES:
Standard Deviation
Derivatives, MFU,
Cash and Other
Receivables
22.40%
NAV AS ON 27TH FEBRUARY 2015
Reliance Arbitrage Advantage Fund - Direct Plan
Growth Option
Reliance Arbitrage Advantage Fund - Direct
Plan Monthly Dividend Option
Reliance Arbitrage Advantage Fund Dividend Option
Reliance Arbitrage Advantage Fund Growth Option
Reliance Arbitrage Advantage Fund Monthly Dividend Plan
Reliance Arbitrage Advantage Fund - Direct
Plan Dividend Option
Record
Date
Rate
(Re/
Unit)
Cum
Dividend
NAV
*ExDividend
NAV
26-Nov-14
0.15
11.8829
11.7329
28-Feb-14
2.25
13.5084
11.2584
26-Nov-14
0.15
12.1379
11.9879
28-Feb-14
2.10
13.5623
11.4623
27-Jan-15
0.10
10.4560
10.3560
25-Nov-14
0.02
10.3107
10.2890
27-Oct-14
0.05
10.2904
10.2404
22-Sep-14
0.06
10.2963
10.2363
25-Aug-14
0.06
10.3130
10.2530
27-Jan-15
0.10
10.5087
10.4087
25-Nov-14
0.02
10.3533
10.3316
27-Oct-14
0.05
10.3284
10.2784
22-Sep-14
0.06
10.3291
10.2691
25-Aug-14
0.06
10.3401
10.2801
"Past performance may or may not be sustained in
the future; Dividend distribution is subject to availability
& adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net
of applicable statutory levy , if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date,
which includes the mark to market impact also."
NAV as at December 31, 2014 (Rs.)
14.3832
Performance of Reliance Arbitrage Advantage Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per
Unit (Rs.)
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Pesticides
Gas
Consumer Durables
Consumer Non Durables
Non - Ferrous Metals
Oil
Ferrous Metals
Construction Project
Media & Entertainment
Auto
Pharmaceuticals
Cement
Finance
Petroleum Products
Software
Banks
0.32%
0.36 %
0.39%
0.74%
1.04%
1.26%
1.31%
1.53%
1.84%
3.30%
5.47%
5.84%
8.08%
8.49%
9.53%
Scheme Benchmark Additional
Current Value of Standard
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0127
9.01
8.65
8.04
Dec 31, 2013 to Dec 31, 2014
13.3232
7.96
9.21
29.89
Dec 31, 2012 to Dec 31, 2013
12.1448
9.70
9.03
8.98
Dec 30, 2011 to Dec 31, 2012
11.0516
9.89
8.54
25.70
14,365
*Since Inception Date -20/10/2010 # Benchmark Crisil Liquid Fund Index ## Additional Benchmark
28.09%
14,171
13,838
N.A.
S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with
other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis.
For Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided
basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more
than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from
the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days
and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution tax,
if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance
Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance
Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/
end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
• Refer Notice No. 54 For Product Label disclaimer please refer to page no. 2
Industry Classification as per AMFI.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
23
Equity: International
Reliance Japan
Equity Fund
INVESTMENT OBJECTIVE
The primary investment objective of Reliance Japan
Equity Fund is to provide long term capital appreciation
to investors by primarily investing in equity and equity
related securities of companies listed on the recognized
stock exchanges of Japan and the secondary objective
is to generate consistent returns by investing in debt
and money market securities of India. However, there
can be no assurance or guarantee that the investment
objective of the scheme will be achieved.
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
3.65%
Equities
96.35%
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
Electronic Equipment & Instruments
Office Electronics
Industrial Machinery
Auto Parts & Equipment
Electrical Components & Equipment
Consumer Electronics
Brewers
Steel
Investment Banking & Brokerage
Oil & Gas Refining & Marketing
Advertising
Food Retail
Diversified Chemicals
Tires & Rubber
Other Diversified Financial Services
Automobile Manufacturers
Trading Companies & Distributors
IT Consulting & Other Services
Tobacco
Property & Casualty Insurance
Gas Utilities
Diversified Banks
Railroads
Commercial Printing
Integrated Telecommunication Services
Pharmaceuticals
Construction & Farm Machinery & Heavy Trucks
Diversified Real Estate Activities
2.78%
2.89%
2.96%
2.99%
3.00%
3.02%
3.03%
3.04%
3.05%
3.08%
3.10%
3.11%
3.21%
3.22%
3.25%
3.26%
3.35%
3.36%
3.37%
3.37%
3.41%
3.41%
3.41%
3.47%
3.63%
3.64%
Type . . . . . . Open-ended Diversified Equity Scheme
Date of allotment . . . . . . . . . . . . . . . . . . .26-Aug-2014
Inception Date . . . . . . . . . . . . . . . . . . . . .27-Aug-2014
Quarterly AAUM (Rs. in Crores): . 22.95 (31/12/2014)
Minimum Investment : Rs 5000 and in multiples of Re.
1 thereafter
Fund Manager . . . . . . . . Jahnvee Shah & Anju Chajjer
Entry Load*. . . . . . . . . . . . . . . . . . . . . : Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1% if redeemed or switched out on or before completion
of 1 year from the date of allotment of units.
Nil if redeemed or switched out after the completion of
1 year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
Benchmark: - TOPIX (Tokyo Stock Price Index)
3.04
Kirin Holdings Ord
3.03
Panasonic Corporation
3.02
Sumitomo Elec Ord
3.00
Denso Corp
2.99
Mitsubishi Heavy Ord
2.96
Canon Inc
2.89
Hitachi Ord
2.78
Komatsu
Sub Total of International Equity
Cash and Other Receivables
Grand Total
International Equity
Standard Deviation:
Beta:
Kubota Corp
3.72
R Squared:
Takeda Pharmaceutical Co Ltd
3.64
Sharpe Ratio :
NTT Ord
3.63
Mitsui Fudosan Ord
3.49
3.47
East Japan Ry Ord
3.41
Mitsub Ufj Fg Ord
3.41
Tokyo Gas Ord
3.41
Ms&Ad Insurance Ord
3.37
Japan Tobacco Ord
3.37
Ntt Data Ord
3.36
Mitsubishi Ord
3.35
Toyota Motor Corp
3.26
Orix Ord
3.25
Bridgestone Corp
3.22
Mitsub Chem Hldg Ord
3.21
Seven & I Hldg Ord
3.11
Dentsu Ord
3.10
Jx Holdings Ord
3.08
6.42%
6.54%
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
3.05
NP STL & SMTM ML Ord
VOLATILITY MEASURES:
Toppan Printing Ord
3.05
Nomura Holdings Ord
PORTFOLIO OF RELIANCE JAPAN EQUITY FUND
As on 28th February 2015
Holding
Weightage (%)
Industry Classification as per AMFI.
24
Daiwa House Ord
FUND DATA
Portfolio Turnover Ratio (Times):
2.70
96.35
3.65
100.00
1.9318
-0.01
0.07
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91 days T-bill
yield as on 27/02/2015).
NAV AS ON 27TH FEBRUARY 2015
Rs.
Reliance Japan Equity Fund - Direct Plan
Bonus Option
10.2176
Reliance Japan Equity Fund - Direct Plan
Growth Option
10.2176
Reliance Japan Equity Fund - Bonus Option
10.1874
Reliance Japan Equity Fund - Dividend
Payout Option
10.1874
Reliance Japan Equity Fund - Growth
Option
10.1874
Reliance Japan Equity Fund - Direct Plan
Dividend Option
10.2176
ETF
R*Shares
Banking ETF
(Formerly R* Shares Banking Exchange Traded Fund)
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide returns
that, before expenses, closely correspond to the total returns
of the securities as represented by the CNX Bank Index.
However, the performance of Scheme may differ from that of
the underlying index due to tracking error.
There can be no assurance or guarantee that the investment
objective of the scheme will be achieved.
FUND DATA
Type . . Open-ended, exchange listed, index linked scheme
(tracking CNX Bank Index)
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . 19-Jun-2008
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . 24-Jun-2008
Quarterly AAUM (Rs. in Crores): 260.2133 (31/12/2014)
Minimum Investment . . . . . On going purchases directly from
the Mutual Fund would be restricted to Authorised Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorised Participants and
Large Investors may buy the units on any business day for the
scheme directly from the Mutual Fund at applicable NAV and
transaction charges, if applicable, by transfering stocks or
cash, value of which is equal to creation unit size. Each
creation unit consist of 10,000 units and cash component, if
any, of R*Shares Banking ETF. Others can buy the units in
multiple of one from the exchange where they are traded.
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
Equities
100.00%
figures in %
Cash and Other
Receivables
0.00%
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
Exchange Listed. . . . . . . . . . . . . . . . . . . . . . . . . NSE & BSE
NSE/BSE Symbol. . . . . . . . . . . . . . . . . . . . . . . . . .RELBANK
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated
June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on
the investors’ assessment of various factors including the service
rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . . CNX Bank Index
PORTFOLIO OF R*SHARES BANKING ETF
As on 28th February 2015
Holding
Equities
HDFC Bank Ltd
ICICI Bank Ltd
Axis Bank Ltd
State Bank of India
Kotak Mahindra Bank Ltd
Indusind Bank Ltd
Weightage (%)
25.78
25.73
13.34
11.97
7.71
5.08
R*Shares
Sensex ETF
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
investment returns closely corresponding to the total returns
of the securities as represented by the S&P BSE Sensex Index
before expenses, subject to tracking errors. However, there
can be no assurance or guarantee that the investment
objective of the Scheme will be achieved.
FUND DATA
BSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . .RELSENSEX
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated
June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on
the investors’ assessment of various factors including the service
rendered by the distributor
1.99
Maruti Suzuki India Ltd
1.92
Wipro Ltd
1.76
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Hero Motocorp Ltd
1.29
Benchmark . . . . . . . . . . . . . . . . . . . . S&P BSE Sensex Index
NTPC Ltd
1.29
Bajaj Auto Ltd
1.15
PORTFOLIO OF R*SHARES SENSEX ETF
Equity Less Than 1% of Corpus
Holding
Weightage(%)
Equity
8.86
8.41
ITC Ltd
8.09
HDFC Bank Ltd
8.05
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
2.00
Coal India Ltd
1.71
Housing Development Finance
Corporation Ltd
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
2.34
Bharti Airtel Ltd
1.38
Infosys Ltd
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Oil & Natural Gas Corporation Ltd
Cipla Ltd
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . 26-Sep-2014
#RTGS, NEFT or transfer cheque
VOLATILITY MEASURES:
Beta:
0.985
Standard Deviation:
3.7187
'R Squared:
0.9988
Sharpe Ratio:
0.1179
Portfolio Turnover Ratio (Times):
1.03
Note: The above measures have been calculated by
taking rolling return for a 3 year period from 27/02/2012
with 8.27% Risk Free returns (taken as 91 days T-bill
yield as on 27/02/2015).
Dr. Reddy's Laboratories Ltd
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . 24-Sep-2014
Quarterly AAUM (Rs. in Crores): . . . 61.88 (31/12/2014)
Minimum Investment . . . . . . . .Purchases directly from the
Mutual Fund would be restricted to Authorized Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorized Participants and
Large Investors may buy the units on any business day for the
scheme directly from the Mutual Fund at applicable NAV and
transaction charges, if applicable, by transferring stocks or
cash, value of which is equal to creation unit size. Each
creation unit consists of 10,000 units and cash component, if
any, of R*Shares Sensex ETF. The Fund may also allow Cash#
subscription /redemption of R*Shares Sensex ETF in creation
unit size by large investors.
Rs.
2,046.8508
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of
value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid
Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the
start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
As on 28th February 2015
Type . . . . . . . . . Open Ended Index Exchange Traded Fund
NAV AS ON 27TH FEBRUARY 2015
R* Shares Banking ETF - Dividend Payout
Option
3.60
2.23
1.58
1.57
1.41
100.00
0.00
100.00
NAV as at December 31, 2014 (Rs.)
2011.2695
Performance of R*Shares Banking ETF - Dividend payout Option As on 31/12/2014
Date
NAV Per Unit Scheme Benchmark Additional
Current Value of Standard
(Rs.)
Returns Returns # Benchmark
Investment of Rs 10000 in the
Additional
(%)
(%)
Returns ##
Scheme Benchmark
Benchmark
(%)
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
548.7047
22.03
20.71
10.77
36,655
34,130
19,494
Dec 31, 2013 to Dec 31, 2014
1209.1417
66.34
64.57
29.89
Dec 31, 2012 to Dec 31, 2013
1307.1398
-7.50
-8.73
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
830.0601
57.48
56.54
25.70
Since Inception Date-24/06/2008 # Benchmark-CNX Bank Index ## Additional Benchmark - S&P BSE Sensex Index
Exchange Listed. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BSE
ETF
Yes Bank Ltd
Bank of Baroda
Punjab National Bank
The Federal Bank Ltd
Equity Less than 1% of Corpus
Sub Total of Equity
Cash and Other Receivables
Grand Total
ICICI Bank Ltd
8.01
Larsen & Toubro Ltd
5.78
Reliance Industries Ltd
5.72
Tata Consultancy Services Ltd
5.45
Tata Motors Ltd
4.23
Axis Bank Ltd
4.12
State Bank Of India
3.70
Sun Pharmaceuticals Industries Ltd
2.72
Hindustan Unilever Ltd
2.60
Mahindra & Mahindra Ltd
2.38
Sub Total of Equity
Cash and Other Receivables
Grand Total
NAV AS ON 27TH FEBRUARY 2015
R* Shares Sensex ETF - Dividend Payout
Option
5.05
99.98
0.02
100.00
Rs.
292.8989
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
25
ETF
R*Shares
CNX 100 ETF
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
investment returns that, before expenses, closely correspond
to the total returns of the securities as represented by the
CNX 100 Index, subject to tracking errors. However, there
can be no assurance or guarantee that the investment
objective of the Scheme will be achieved.
FUND DATA
Type . . . . . . .An Open Ended Index Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . . . . 22-March-2013
Inception Date . . . . . . . . . . . . . . . . . . . . . . . 28-March-2013
Quarterly AAUM (Rs. in Crores): . . . . .7.45 (31/12/2014)
Minimum Investment . . . . . On going purchases directly from
the Mutual Fund would be restricted to Authorised Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorised Participants and
Large Investors may buy the units on any business day for the
scheme directly from the Mutual Fund at applicable NAV and
transaction charges, if applicable, by transfering stocks or
cash, value of which is equal to creation unit size. Each
creation unit consist of 100,000 units and cash component, if
any, of R*Shares CNX 100 ETF. Others can buy the units in
multiple of one from the exchange where they are traded.
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
Exchange Listed. . . . . . . . . . . . . . . . . . . . . . . . . NSE & BSE
NSE/BSE Symbol. . . . . . . . . . . . . . . . . . . . . . . . RELCNX100
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
Equities
99.85%
Cash and Other
Receivables
0.15%
figures in %
PORTFOLIO OF R*SHARES CNX 100 ETF
As on 28th February 2015
Holding
Infosys Ltd
Housing Development Finance
Corporation Ltd
ITC Ltd
HDFC Bank Ltd
ICICI Bank Ltd
Larsen & Toubro Ltd
Reliance Industries Ltd
Tata Consultancy Services Ltd
Tata Motors Ltd
Axis Bank Ltd
State Bank of India
Sun Pharmaceuticals Industries Ltd
Weightage(%)
6.36
5.83
5.61
5.58
5.57
4.01
3.96
3.79
2.96
2.89
2.59
1.91
Hindustan Unilever Ltd
Kotak Mahindra Bank Ltd
Mahindra & Mahindra Ltd
Oil & Natural Gas Corporation Ltd
HCL Technologies Ltd
Coal India Ltd
Bharti Airtel Ltd
Maruti Suzuki India Ltd
Tech Mahindra Ltd
Wipro Ltd
Dr. Reddy's Laboratories Ltd
Lupin Ltd
Indusind Bank Ltd
Asian Paints Ltd
Equity Less Than 1% of Corpus
Sub Total of Equities
Cash and Other Receivables
Grand Total
NAV AS ON 27TH FEBRUARY 2015
R*Shares CNX 100 ETF - Dividend Payout
Option
ASSET ALLOCATION
Equities
Cash and Other Receivables
NAV as at December 31, 2014 (Rs.)
Rs.
89.2921
(%)
99.85
0.15
83.9169
Performance of R*Shares CNX 100 ETF as on 31/12/2014
Date
NAV Per Unit Scheme Benchmark Additional
Current Value of Standard
(Rs.)
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
55.7415
26.14
25.21
23.96
15,055
14,860
14,600
Dec 31, 2013 to Dec 31, 2014
62.4014
34.48
33.17
29.89
N.A.
Since Inception Date - 28/03/2013
# Benchmark - CNX 100 Index
## Additional Benchmark - S&P BSE Sensex Index
FUND DATA
R*Shares Dividend
Opportunities ETF
(An Open Ended Index Exchange Traded Fund)
INVESTMENT OBJECTIVE:
The investment objective of the scheme is to provide
investment returns that, before expenses, closely
correspond to the total returns of the securities as
represented by the CNX Dividend Opportunities Index,
subject to tracking errors. However, there can be no
assurance or guarantee that the investment objective of
the Scheme will be achieved.
ASSET ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Equities
0.76%
Type . . . . . . . . . An Open Ended Index Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 15/04/2014
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . . 23/04/2014
Quarterly AAUM (Rs. in Crores): . . . .13.59 (31/12/2014)
Minimum Investment. . . . "On going purchases directly from
the Mutual Fund would be restricted to Authorised Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorised Participants and
Large Investors may buy the units on any business day for the
scheme directly from the Mutual Fund in exchange of
Portfolio Deposit and cash component. Each creation unit
consist of 150,000 units and cash component, if any, of
R*Shares Dividend Opportunities ETF. Others can buy the
units in multiple of one from the exchange where they are
traded.
Exchange listed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NSE
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . . RELDIV0PP
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . .Krishan Daga
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NIl
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors’ assessment
of various factors including the service rendered by the
distributor
Benchmark.......................CNX Dividend Opportunities Index
PORTFOLIO OF R*SHARES DIVIDEND OPPORTUNITIES ETF
As on 28th February 2015
Holding
Weightage(%)
Equity
Coal India Ltd
8.28
Hindustan Unilever Ltd
8.10
Oil & Natural Gas Corporation Ltd
7.60
ITC Ltd
7.59
Hero Motocorp Ltd
6.35
NTPC Ltd
6.35
Bajaj Auto Ltd
5.70
Bharat Petroleum Corporation Ltd
3.80
Bank Of Baroda
3.43
Acc Ltd
3.10
Cairn India Ltd
2.85
Colgate Palmolive (India) Ltd
2.56
Punjab National Bank
2.43
Cummins India Ltd
2.40
Rural Electrification Corporation Ltd
2.21
NMDC Ltd
2.17
Power Finance Corporation Ltd
2.08
Hindustan Petroleum Corporation Ltd
2.03
Oil India Ltd
1.38
Karur Vysya Bank Ltd
1.37
Canara Bank
1.17
Max India Ltd
1.15
Equity Less than 1% of Corpus
15.14
Sub Total of Equity
99.24
Cash and Other Receivables
0.76
Grand Total
100.00
NAV AS ON 27TH FEBRUARY 2015
R*Shares Dividend Opportunities ETF Dividend Payout Option
For Product Label disclaimer please refer to page no. 2
26
1.79
1.67
1.65
1.62
1.52
1.37
1.37
1.33
1.21
1.20
1.18
1.16
1.10
1.03
29.58
99.85
0.15
100.00
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment.
Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed
more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed
on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many
period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable),
Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution
tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager
Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day
(NBD), the NAV of the previous date is considered for computation of returns.
ETF
Cash and Other
Receivables
99.24%
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated
June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on
the investors’ assessment of various factors including the service
rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . . . CNX 100 Index
Fundamentals March 2015
Rs.
21.6545
ETF
R*Shares Nifty ETF
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
investment returns that, before expenses, closely correspond
to the total returns of the securities as represented by the
CNX Nifty Index, subject to tracking errors. However, there
can be no assurance or guarantee that the investment
objective of the Scheme will be achieved.
FUND DATA
Type . . . . . . .An Open Ended Index Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . 22-November-2013
Inception Date . . . . . . . . . . . . . . . . . . . . 27-November-2013
Quarterly AAUM (Rs. in Crores): . . . . . . .26.97 (31/12/2014)
Minimum Investment . . . . . Purchases directly from the
Mutual Fund would be restricted to Authorized Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorized Participants and
Large Investors may buy the units in creation unit size on any
business day for the scheme directly from the Mutual Fund in
exchange of the Portfolio Deposit and Cash# Component.
Each creation unit consists of 50,000 units and cash
component, if any, of R*Shares Nifty ETF. The minimum
number of units that can be bought or sold on the exchange
is 1 (one) unit and in multiples of 1 unit.
# RTGS, NEFT or transfer cheque.
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
Exchange Listed. . . . . . . . . . . . . . . . . . . . . . . . . NSE & BSE
NSE/BSE Symbol. . . . . . . . . . . . . . . . . . . . . . . . . RELNIFTY
PORTFOLIO COMPOSITION AS ON 28TH FEBRUARY 2015
figures in %
Cash and Other
Receivables
99.53%
Equities
0.47%
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated
June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on
the investors’ assessment of various factors including the service
rendered by the distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . . . . . . CNX Nifty Index
PORTFOLIO OF R*SHARES NIFTY ETF
As on 28th February 2015
Holding
Equity
Infosys Ltd
Housing Development Finance
Corporation Ltd
ITC Ltd
HDFC Bank Ltd
ICICI Bank Ltd
Larsen & Toubro Ltd
Reliance Industries Ltd
Tata Consultancy Services Ltd
Tata Motors Ltd
Axis Bank Ltd
State Bank Of India
Sun Pharmaceuticals Industries Ltd
Hindustan Unilever Ltd
Kotak Mahindra Bank Ltd
Mahindra & Mahindra Ltd
Weightage(%)
7.50
6.87
6.60
6.57
6.56
4.73
4.66
4.47
3.49
3.40
3.05
2.24
2.11
1.96
1.95
Oil & Natural Gas Corporation Ltd
HCL Technologies Ltd
Coal India Ltd
Bharti Airtel Ltd
Maruti Suzuki India Ltd
Tech Mahindra Ltd
Wipro Ltd
Dr. Reddy's Laboratories Ltd
Lupin Ltd
Indusind Bank Ltd
Asian Paints Ltd
Cipla Ltd
Power Grid Corporation Of India Ltd
NTPC Ltd
Hero Motocorp Ltd
Ultratech Cement Ltd
Equity Less Than 1% of Corpus
Sub Total of Equity
Cash and Other Receivables
Grand Total
NAV AS ON 27TH FEBRUARY 2015
R*Shares Nifty ETF - Dividend Payout Option
ASSET ALLOCATION
Equities
Cash and Other Receivables
NAV as at December 31, 2014 (Rs.)
1.91
1.79
1.66
1.61
1.57
1.42
1.42
1.39
1.37
1.30
1.21
1.13
1.13
1.05
1.05
1.05
11.31
99.53
0.47
100.00
Rs.
89.6542
(%)
99.53
0.47
83.9717
Performance of R*Shares Nifty ETF as on 31/12/2014
Date
NAV Per Unit Scheme Benchmark Additional
Current Value of Standard
(Rs.)
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
60.0818
35.32
33.91
32.04
13,976
13,815
13,602
Dec 31, 2013 to Dec 31, 2014
63.1708
32.93
31.39
29.89
N.A.
Since Inception Date - 27/11/2013
# Benchmark - CNX Nifty Index
## Additional Benchmark - S&P BSE Sensex Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment.
Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed
more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed
on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many
period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable),
Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution
tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager
Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day
(NBD), the NAV of the previous date is considered for computation of returns.
ETF
FUND DATA
R*Shares
Consumption ETF
(An Open Ended Index Exchange Traded Fund)
INVESTMENT OBJECTIVE:
The investment objective of the scheme is to provide
investment returns that, before expenses, closely
correspond to the total returns of the securities as
represented by the CNX Consumption Index, subject to
tracking errors. However, there can be no assurance or
guarantee that the investment objective of the Scheme
will be achieved.
ASSET ALLOCATION AS ON 28TH FEBRUARY 2015
Equities
99.41%
figures in %
Cash and Other
Receivables
0.59%
Type . . . . . . . . . An Open Ended Index Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 03/04/2014
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . . 11/04/2014
Quarterly AAUM (Rs. in Crores): . . . .13.58 (31/12/2014)
Minimum Investment. . . ."On going purchases directly from
the Mutual Fund would be restricted to Authorised Participants
and Large Investors provided the value of units to be
purchased is in creation unit size. Authorised Participants and
Large Investors may buy the units on any business day for the
scheme directly from the Mutual Fund in exchange of
Portfolio Deposit and cash component. Each creation unit
consist of 150,000 units and cash component, if any, of
R*Shares Consumption ETF. Others can buy the units in
multiple of one from the exchange where they are traded.
Exchange listed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NSE
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RELCONS
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . .Krishan Daga
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NIl
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors’ assessment
of various factors including the service rendered by the
distributor
Benchmark . . . . . . . . . . . . . . . . . . CNX Consumption Index
PORTFOLIO OF R*SHARES CONSUMPTION ETF
As on 28th February 2015
Holding
Weightage(%)
Equity
Mahindra & Mahindra Ltd
8.67
Hindustan Unilever Ltd
8.16
Bharti Airtel Ltd
8.03
Maruti Suzuki India Ltd
ITC Ltd
Asian Paints Ltd
Hero Motocorp Ltd
Bajaj Auto Ltd
Zee Entertainment Enterprises Ltd
Titan Company Limited
Idea Cellular Ltd
Tata Power Company Ltd
Dabur India Ltd
Aurobindo Pharma Ltd
Godrej Consumer Products Ltd
Colgate Palmolive (India) Ltd
Britannia Industries Ltd
Apollo Hospitals Enterprise Ltd
Marico Ltd
Cadila Healthcare Ltd
Reliance Communications Ltd
Glaxosmithkline Consumer Healthcare Ltd
United Breweries Ltd
Glaxosmithkline Pharmaceuticals Ltd
Reliance Infrastructure Ltd
The Indian Hotels Company Ltd
Jubilant Foodworks Ltd
Equity Less Than 1% of Corpus
Sub Total of Equity
Cash and Other Receivables
Grand Total
8.01
7.65
6.84
5.95
5.33
3.50
3.24
3.16
2.90
2.72
2.68
2.62
2.39
2.28
1.85
1.60
1.47
1.31
1.24
1.23
1.21
1.19
1.04
1.02
2.07
99.41
0.59
100.00
NAV AS ON 27TH FEBRUARY 2015
R*Shares Consumption ETF - Dividend
Payout Option
Rs.
34.8473
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
27
Debt - Liquid
Talwandi Sabo Power Ltd
Reliance
Liquidity Fund
Indiabulls Securities Ltd
India Infoline Finance Ltd
Magma Fincorp Ltd
Il&Fs Securities Service
Jm Financial Services Ltd
Indostar Capital Finance Pvt Ltd
Religare Finvest Ltd
Ranbaxy Laboratories Ltd
Bajaj Finance Ltd
Aditya Birla Housing Finance Ltd.
Sub Total Of Commercial Paper
Corporate Bond
Small Industries Dev Bank Of India
Sub Total Of Corporate Bond
Treasury Bill
Government Of India
Sub Total Of Treasury Bill
Cash And Other Receivables
Grand Total
INVESTMENT OBJECTIVE
The investment objective of the scheme is to generate
optimal returns consistent with moderate levels of
risk and high liquidity. Accordingly, investments shall
predominantly be made in Debt and Money Market
Instruments.
FUND DATA
Type ............................ An Open Ended Liquid Scheme
Date of allotment ...................................... 16-Jun-2005
Inception Date .......................................... 16-Jun-2005
Quarterly AAUM : Rs. 5,959.68 Crores (31/12/2014)
Minimum Investment: Rs. 5000 and in multiples of Re.
1 thereafter, w.e.f.Oct 08 2012
Fund Manager: ...........................................Amit Tripathi
Assistant Fund Manager: (w.e.f.1/10/2013) Vivek Sharma
Entry Load* :........................................... Not Applicable
Exit Load: ................................................................. NIL
Weighted Average YTM**: .................................. 8.51%
Modified Duration: .............................................28 Days
Weighted Avg. Maturity: ....................................30 Days
Entry Load* ............................................. Not Applicable
Exit Load** .................................................................Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors’ assessment of various factors
including the service rendered by the distributor”
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark ............................. Crisil Liquid Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 8.52%
PORTFOLIO OF RELIANCE LIQUIDITY FUND
As on 28th February 2015
Holding
RATING
Certificate Of Deposit
Idbi Bank Ltd
Canara Bank
Bank Of Baroda
Oriental Bank Of Commerce
Allahabad Bank
Punjab & Sind Bank
Icici Bank Ltd
Punjab National Bank
Yes Bank Ltd
Bank Of Maharashtra
Bank Of India
Rbl Bank Limited
Syndicate Bank
Dena Bank
Andhra Bank
Uco Bank
Sub Total Of Certificate Of Deposit
Commercial Paper
Steel Authority Of India Ltd
Vodafone India Ltd
Weightage (%)
CRISIL A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+/CRISIL A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+ / [ICRA]
A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
[ICRA]A1+
CARE A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
CARE A1+
CRISIL A1+ / [ICRA]
A1+
Housing Development Finance Corporation Ltd [ICRA]A1+/CRISIL A1+
Export Import Bank Of India
CRISIL A1+
Edelweiss Commodities Ltd
CRISIL A1+
Reliance Jio Infocomm Limited
CARE A1+
7.67
7.45
6.35
6.35
4.87
4.84
4.08
3.20
1.61
1.61
1.07
1.06
0.54
0.54
0.54
0.13
51.90
5.16
4.16
4.10
3.76
2.64
2.15
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 5.79%
Banks 51.90%
Pharmaceuticals 0.54%
Ferrous Metals 5.16%
Government of India 7.62%
CRISIL A1+ / [ICRA]
A1+
BWR A1+
[ICRA]A1+
CARE A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
IND A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
CARE AAA
SOVEREIGN
2.15
1.72
1.59
1.07
1.07
1.07
1.06
0.96
0.54
0.53
0.32
34.04
0.65
0.65
7.62
7.62
5.79
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Liquidity Fund - Direct Plan Bonus Option
Reliance Liquidity Fund - Direct Plan Growth Option
Reliance Liquidity Fund - Direct Plan Monthly Dividend Option
Reliance Liquidity Fund - Direct Plan Quarterly Dividend Option
Reliance Liquidity Fund - Direct Plan Weekly Dividend Option
Reliance Liquidity Fund - Bonus Option
Reliance Liquidity Fund - Daily Dividend
Reliance Liquidity Fund - Growth Plan
Reliance Liquidity Fund - Monthly Dividend
Reliance Liquidity Fund - Quarterly Dividend Plan
Reliance Liquidity Fund - Weekly Dividend
Reliance Liquidity Fund - Direct Plan Daily Dividend Option
RATING PROFILE
BWR A1+
CARE A1+
CARE AAA
CRISIL A1+
IND A1+
SOVEREIGN
[ICRA]A1+
Cash & Other Receivables
Grand Total
1.72%
8.92%
0.65%
33.39%
0.96%
7.62%
40.95%
5.79%
100.00%
NAV as at December 31, 2014 (Rs.)
2061.365
Performance of Reliance Liquidity Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark
Additional
Current Value of Standard Investment of
Unit
Returns Returns #
Benchmark
Rs 10000 in the
(Rs.)
(%)
(%)
Returns ## (%) Scheme Benchmark
Additional
(Rs)
# (Rs)
Benchmark ## (Rs)
Since inception till Dec 31, 2014
1000.14
7.87
7.25
5.87
20,611
19,511
17,247
Dec 31, 2013 to Dec 31, 2014
1889.86
9.08
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
1729.89
9.25
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
1577.30
9.67
8.54
8.11
N.A.
30 days
2047.78
8.35
8.14
8.43
15 days
2054.77
8.37
8.44
9.75
7 days
2058.05
8.41
8.92
11.39
Since Inception Date - 16/06/2005
# Benchmark - Crisil Liquid Fund Index
## Additional Benchmark Crisil - 1 Year T-Bill Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card w.e.f. 19th Sep, 2011
DIVIDEND HISTORY
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
Reliance Liquidity Fund - Weekly Dividend
27-Feb-2015
1.1543
1001.9402
20-Feb-2015
1.1512
1001.9360
13-Feb-2015
1.1484
1001.9321
6-Feb-2015
1.1482
1001.9318
30-Jan-2015
1.1556
1001.9421
23-Jan-2015
1.1584
1001.9459
16-Jan-2015
1.1689
1001.9604
9-Jan-2015
1.1630
1001.9522
2-Jan-2015
1.1845
1001.9818
26-Dec-2014
1.1478
1001.9313
19-Dec-2014
1.1597
1001.9477
12-Dec-2014
1.1531
1001.9386
5-Dec-2014
1.1581
1001.9455
28-Nov-2014
1.1721
1001.9647
21-Nov-2014
1.1699
1001.9618
Reliance Liquidity Fund - Direct Weekly Dividend
27-Feb-2015
1.1692
1001.9607
20-Feb-2015
1.1664
1001.9569
13-Feb-2015
1.1654
1001.9556
6-Feb-2015
1.1619
1001.9507
30-Jan-2015
1.1697
1001.9615
23-Jan-2015
1.1723
1001.9651
16-Jan-2015
1.1830
1001.9798
9-Jan-2015
1.1769
1001.9714
2-Jan-2015
1.1986
1002.0013
26-Dec-2014
1.1631
1001.9523
19-Dec-2014
1.1731
1001.9662
12-Dec-2014
1.1672
1001.9580
5-Dec-2014
1.1717
1001.9642
28-Nov-2014
1.1868
1001.9850
21-Nov-2014
1.1848
1001.9822
EX Dividend
NAV*
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
1000.3500
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
Reliance Liquidity Fund - Monthly Dividend
25-Feb-2015
4.7876
1008.6426
27-Jan-2015
5.3669
1009.4285
26-Dec-2014
5.1549
1009.1495
25-Nov-2014
4.9102
1008.8219
27-Oct-2014
5.2083
1009.2494
25-Sep-2014
5.6920
1008.9217
25-Aug-2014
5.6146
1008.8099
25-Jul-2014
5.4455
1008.5910
Reliance Liquidity Fund - Direct Monthly Dividend
25-Feb-2015
4.8454
1008.7315
27-Jan-2015
5.4311
1009.5264
26-Dec-2014
5.2178
1009.2456
25-Nov-2014
4.9593
1008.8985
27-Oct-2014
5.2989
1009.3812
25-Sep-2014
5.7256
1009.0534
25-Aug-2014
5.6485
1008.9415
25-Jul-2014
5.4784
1008.7210
Reliance Liquidity Fund - Qtly Dividend
19-Dec-2014
15.6345
1024.8297
19-Sep-2014
16.8285
1024.9335
19-Jun-2014
18.1689
1026.5960
19-Mar-2014
16.9301
1025.1257
19-Dec-2013
18.9424
1027.4978
Reliance Liquidity Fund - Direct Qtly Dividend
19-Dec-2014
15.7622
1024.6844
19-Sep-2014
16.9340
1024.7385
19-Jun-2014
18.2601
1026.3837
19-Mar-2014
3.5657
1007.6464
19-Sep-2013
13.9928
1025.0150
19-Mar-2013
16.0619
1023.1086
EX Dividend
NAV*
1002.0469
1002.0347
1002.0477
1002.0573
1002.0741
1001.6175
1001.6050
1001.603
1002.0562
1002.0441
1002.0572
1002.0662
1002.0811
1001.7060
1001.6930
1001.6909
1003.2907
1003.3383
1003.2806
1003.4002
1003.1900
1002.9693
1003.0079
1002.9514
1003.0707
1007.0588
1002.7041
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention
of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any.
Performance of dividend plan/option would be net of applicable statutory levy , if any. Face value of Rs.1000 w.e.f 5th Aug 12.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also.
Finance 7.75%
Miscellaneous 21.24%
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
28
Rs.
1,230.1911
2,092.0859
1,002.5126
1,019.2794
1,000.3500
1,228.3031
1,000.5100
2,088.7445
1,002.4973
1,019.4133
1,000.3500
1,000.5100
Fundamentals March 2015
Debt - Liquid
Reliance
Liquid Fund
- Treasury Plan
INVESTMENT OBJECTIVE
The investment objective of the scheme is to generate optimal
returns consistent with moderate levels of risk and high
liquidity. Accordingly, investments shall predominantly be
made in Debt and Money Market Instruments.
FUND DATA
Type . . . . . . . . . . . . . . . . . . . .Open-ended Liquid Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . 18-Mar-1998
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . 23-Mar-1998
Quarterly AAUM: . . . . . . Rs. 18,531.86 Crores (31/12/2014)
Minimum Investment: Rs. 100 and in multiples of Re. 1 thereafter
Fund Manager : . . . . . . . . . .(w.e.f. 1/10/2013) Anju Chhajer
Weighted Average YTM**: . . . . . . . . . . . . . . . . . . . . . . 8.47%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Days
Weighted Avg. Maturity:. . . . . . . . . . . . . . . . . . . . . . . 27 Days
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load# . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors’ assessment
of various factors including the service rendered by the
distributor
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . . . Crisil Liquid Fund Index
** YTM is computed on the invested amount (which excludes
other receivables)
YTM that is computed on the portfolio including the other
receivables is**: 8.54%
PORTFOLIO OF RELIANCE LIQUID FUND -TREASURY PLAN
As On 28Th February 2015
Holding
RATING
Certificate Of Deposit
Oriental Bank Of Commerce
Canara Bank
Allahabad Bank
Icici Bank Ltd
Bank Of Baroda
Idbi Bank Ltd
Uco Bank
Punjab National Bank
Punjab & Sind Bank
State Bank Of Mysore
Bank Of Maharashtra
Axis Bank Ltd
Bank Of India
Dena Bank
Indian Bank
Corporation Bank
Syndicate Bank
Kotak Mahindra Bank Ltd
Indusind Bank Ltd
Sub Total Of Certificate Of Deposit
Commercial Paper
Tata Steel Ltd
Steel Authority Of India Ltd
Housing Development Finance Corporation Ltd
Talwandi Sabo Power Ltd
Tata Motors Finance Ltd
Sesa Sterlite Ltd
Dewan Housing Finance Corporation Ltd
Mahindra & Mahindra Financial Services Ltd
Export Import Bank Of India
Aditya Birla Nuvo Ltd
Tata Capital Financial Services Ltd
Aditya Birla Finance Ltd
Religare Finvest Ltd
Indiabulls Infrastructure Credit Ltd
Edelweiss Financial Services Ltd
Icici Sec Primary Dealership Ltd.
Stci Finance Limited
Hdb Financial Services Ltd
Gruh Finance Ltd
Tata Capital Ltd
Sundaram Finance Ltd
Cesc Ltd
Weightage(%)
CRISIL A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+ / CRISIL A1+
[ICRA]A1+
CRISIL A1+ / [ICRA]A1+
CRISIL A1+ / [ICRA]A1+
CRISIL A1+ / [ICRA]A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
[ICRA]A1+ / CRISIL A1+
CRISIL A1+
CRISIL A1+
IND A1+
CRISIL A1+
CARE A1+ / CRISIL A1+
[ICRA]A1+
[ICRA]A1+
8.18
5.47
3.72
2.98
2.59
2.27
1.99
1.19
1.06
1.02
0.93
0.67
0.58
0.53
0.53
0.40
0.29
0.13
0.03
34.54
IND A1+
CARE A1+
[ICRA]A1+
CRISIL A1+
[ICRA]A1+ / CRISIL A1+
CRISIL A1+ / [ICRA]A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
IND A1+ / CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+ / [ICRA]A1+
CARE A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CARE A1+
4.87
3.83
3.28
2.26
2.21
2.13
2.10
1.66
1.58
1.55
1.52
1.45
1.44
1.32
1.30
1.17
1.16
1.06
1.05
1.04
0.92
0.92
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 5.02%
Retailing 0.13%
Industrial Products 0.26%
Textile Products 0.32%
Fertilisers 0.40%
Auto 0.53%
Consumer Non Durables 0.90%
Power 0.92%
Services 1.55%
Non - Ferrous Metals 2.13%
Government of India 3.67%
Banks
34.54%
Ferrous Metals 9.36%
Finance 15.83%
Miscellaneous
24.45%
Indiabulls Housing Finance Ltd
Bharat Aluminium Co Ltd.
Cholamandalam Investment And Finance
Company Ltd
Turquoise Invest & Finance Pvt Ltd
Bilt Graphic Paper Products Ltd
Shriram City Union Finance Ltd
India Infoline Finance Ltd
Jsw Steel Ltd
Reliance Jio Infocomm Limited
Tata Motors Ltd
Ptc India Financial Services Ltd
Can Fin Homes Ltd
Magma Fincorp Ltd
Berger Paints (I) Ltd
Godrej Industries Ltd
Kotak Mahindra Prime Ltd
Eid Parry India Ltd
Edelweiss Commodities Ltd
Birla Tmt Holdings Pvt Ltd
Trapti Trading & Invest Pvt Ltd
Motilal Oswal Financial Services Ltd
Axis Finance Limited
Raymond Ltd
Hero Cycles Ltd.
Graphite India Ltd
Kotak Mahindra Investments Ltd
Tgs Investment & Trade Pvt Ltd
Vodafone India Ltd
Indostar Capital Finance Pvt Ltd
Family Credit Ltd
Au Financiers (India) Limited
Infina Finance Private Limited
Bajaj Finance Ltd
Icici Securities Ltd
Pantaloons Fashion & Retail India Ltd
National Housing Bank
National Bank For Agriculture And Rural
Development
Small Industries Dev Bank Of India
Credila Financial Services Pvt Ltd
L&T Finance Ltd
Volkswagen Finance Pvt Ltd
Citicorp Finance (India) Ltd
Kotak Securities L td
Pnb Housing Finance Ltd
CRISIL A1+
CRISIL A1+
[ICRA]A1+
0.91
0.84
0.84
CRISIL A1+
IND A1+
CARE A1+
[ICRA]A1+
CARE A1+
CARE A1+
[ICRA]A1+
CRISIL A1+
[ICRA]A1+
CARE A1+
CRISIL A1+
[ICRA]A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
[ICRA]A1+
CRISIL A1+
IND A1+
CARE A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
CARE A1+
IND A1+
CRISIL A1+
[ICRA]A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
0.79
0.78
0.71
0.70
0.66
0.53
0.53
0.53
0.53
0.53
0.45
0.45
0.41
0.40
0.40
0.40
0.39
0.39
0.39
0.32
0.29
0.26
0.26
0.26
0.26
0.26
0.26
0.24
0.20
0.16
0.13
0.13
0.13
0.13
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
0.13
0.13
0.13
0.13
0.13
0.13
0.05
Sub Total Of Commercial Paper
Corporate Bond
Lic Housing Finance Ltd
Sub Total Of Corporate Bond
Treasury Bill
Government Of India
Sub Total Of Treasury Bill
Cash And Other Receivables
Grand Total
56.51
CARE AAA
0.26
0.26
SOVEREIGN
3.67
3.67
5.02
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Liquid Fund-Treasury Plan - Direct Plan Growth Option
Reliance Liquid Fund-Treasury Plan - Direct Plan Monthly Dividend
Option
Reliance Liquid Fund-Treasury Plan - Direct Plan Quarterly
Dividend Option
Reliance Liquid Fund-Treasury Plan - Direct Plan Weekly Dividend
Option
Reliance Liquid Fund-Treasury Plan - Daily Dividend Plan
Reliance Liquid Fund-Treasury Plan - Growth Plan
Reliance Liquid Fund-Treasury Plan - Monthly Dividend Plan
Reliance Liquid Fund-Treasury Plan - Quarterly Dividend Plan
Reliance Liquid Fund-Treasury Plan - Weekly Dividend Plan
Reliance Liquid Fund-Treasury Plan - Retail Daily Dividend Plan
Reliance Liquid Fund-Treasury Plan - Retail Growth Plan
Reliance Liquid Fund-Treasury Plan - Retail Monthly Dividend Plan
Reliance Liquid Fund-Treasury Plan - Retail Quarterly Dividend
Reliance Liquid Fund-Treasury Plan - Retail Weekly Dividend Plan
Reliance Liquid Fund-Treasury Plan - Direct Plan Daily Dividend
Option
RATING PROFILE
CARE A1+
CARE AAA
CRISIL A1+
IND A1+
SOVEREIGN
[ICRA]A1+
Cash & Other Receivables
Grand Total
Rs.
3,384.4407
1,590.8198
1,022.5363
1,530.3000
1,528.7400
3,379.1325
1,587.4715
1,019.3930
1,530.3000
1,524.2800
3,223.4510
1,329.5357
1,233.7357
1,034.1700
1,528.7400
8.97%
0.26%
46.80%
7.72%
3.67%
27.56%
5.02%
100.00%
NAV as at December 31, 2014 (Rs.)
3334.6458
Performance of Reliance Liquid Fund - Treasury Plan- Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark
Additional
Current Value of Standard Investment of Rs 10000 in the
Unit Returns Returns #
Benchmark
Scheme (Rs)
Benchmark #
Additional
(Rs.)
(%)
(%)
Returns ## (%)
(Rs)
Benchmark ## (Rs)
Since inception till Dec 31, 2014
1520.42
7.35
6.83
5.62
21,932
20,771
18,317
Dec 31, 2013 to Dec 31, 2014
3056.23
9.11
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
2797.60
9.24
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
2548.89
9.76
8.54
8.11
N.A.
30 days
3312.71
8.34
8.14
8.43
15 days
3323.95
8.39
8.44
9.75
7 days
3329.24
8.46
8.92
11.39
Since Inception Date - 09/12/2003 (Launch date of existing plan which was Institutional Plan)
## Additional Benchmark CRISIL - 1 Year T-Bill Index
# Benchmark - CRISIL Liquid Fund Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns
(wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for twelve
month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than
1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed
on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be
Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager
Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug
2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered
for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
DIVIDEND HISTORY
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
Reliance Liquid Fund - TP - Retail - Wkly Dividend
27-Feb-2015
1.0680
1035.6413
20-Feb-2015
1.0622
1035.6333
13-Feb-2015
1.0593
1035.6293
6-Feb-2015
1.0631
1035.6346
30-Jan-2015
1.0635
1035.6352
23-Jan-2015
1.0643
1035.6363
16-Jan-2015
1.0811
1035.6594
9-Jan-2015
1.0719
1035.6467
2-Jan-2015
1.1000
1035.6855
26-Dec-2014
1.0547
1035.6230
19-Dec-2014
1.0525
1035.6200
12-Dec-2014
1.0665
1035.6393
5-Dec-2014
1.0746
1035.6505
28-Nov-2014
1.0773
1035.6542
21-Nov-2014
1.0877
1035.6685
Reliance Liquid Fund - TP - Direct - Wkly Dividend
27-Feb-2015
1.7993
1532.7789
20-Feb-2015
1.7909
1532.7673
13-Feb-2015
1.7871
1532.7620
6-Feb-2015
1.7922
1532.7691
30-Jan-2015
1.7930
1532.7701
23-Jan-2015
1.7935
1532.7709
16-Jan-2015
1.8189
1532.8058
9-Jan-2015
1.8054
1532.7872
2-Jan-2015
1.8464
1532.8437
26-Dec-2014
1.7797
1532.7519
19-Dec-2014
1.7742
1532.7442
12-Dec-2014
1.7911
1532.7675
EX Dividend
NAV*
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1034.1700
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
1530.3000
Record Date
(DD/MM/YY)
Rate
(Re/ Unit)
Cum Dividend
NAV
5-Dec-2014
1.8030
1532.7839
28-Nov-2014
1.8069
1532.7893
21-Nov-2014
1.8223
1532.8105
Reliance Liquid Fund - TP - Retail - Mtly Dividend
25-Feb-2015
5.6689
1336.8083
27-Jan-2015
6.3644
1337.7516
26-Dec-2014
6.0772
1337.3744
25-Nov-2014
5.8512
1337.0677
27-Oct-2014
6.6004
1338.1196
25-Sep-2014
6.7677
1337.7432
25-Aug-2014
6.6554
1337.5874
Reliance Liquid Fund - TP - Direct - Mtly Dividend
25-Feb-2015
7.7226
1600.7273
27-Jan-2015
8.6523
1601.9889
26-Dec-2014
8.2558
1601.4628
25-Nov-2014
7.9140
1600.9928
27-Oct-2014
8.9040
1602.3791
25-Sep-2014
9.0930
1601.8186
25-Aug-2014
8.9710
1601.6475
Reliance Liquid Fund - TP - Retail - Qtly Dividend
19-Dec-2014
16.9744
1239.6750
19-Sep-2014
18.3510
1239.9268
19-Jun-2014
20.2679
1242.3376
19-Mar-2014
18.5335
1240.2677
Reliance Liquid Fund - TP - Direct - Qtly Dividend
19-Dec-2014
15.8684
1027.9736
19-Sep-2014
17.0496
1028.0552
19-Jun-2014
18.4506
1029.8052
19-Mar-2014
17.1564
1028.2685
EX Dividend
NAV*
1530.3000
1530.3000
1530.3000
1328.9985
1328.9836
1329.0020
1329.0067
1329.0264
1329.0585
1329.0469
1590.0882
1590.0689
1590.0891
1590.0900
1590.1123
1590.1500
1590.1355
1216.2900
1216.3779
1216.3288
1216.4846
1006.1122
1006.1763
1006.1285
1006.2525
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention
of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any.
Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.1000 w.e.f 5th Aug 12.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
29
Debt - Liquid
Steel Authority Of India Ltd
National Housing Bank
Au Financiers (India) Limited
Ranbaxy Laboratories Ltd
Sub Total Of Commercial Paper
Corporate Bond
Lic Housing Finance Ltd
Reliance
Liquid Fund
- Cash Plan
The primary investment objective of the scheme is to
generate optimal returns consistent with moderate
levels of risk and high liquidity. Accordingly, investments
shall predominantly be made in Debt and Money
Market Instruments.
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . . . . . .Open-ended Liquid Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . . . . .07-Dec-2001
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 07-Dec-2001
Quarterly AAUM: . . . . . . . . . . . . . .Rs. 3,215.79 Crores (31/12/2014)
Minimum Investment: . . . .Rs. 100 & in multiples of Re. 1 thereafter
Maximum Investment: . . . . . . . . . . . . . . . . N.A. (w.e.f. Feb 20, 2015)
Fund Manager: . . . . . . . . . . . . . . . . . . (w.e.f.1/10/2013) Anju Chhajer
Assistant Fund Manager : . . . . . . . . (w.e.f.1/10/2013) Vivek Sharma
Weighted Average YTM**: . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.74%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 Days
Weighted Avg. Maturity:. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50 Days
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load# . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors’ assessment
of various factors including the service rendered by the
distributor
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . .Crisil Liquid Fund Index
** YTM is computed on the invested amount (which excludes
other receivables)
YTM that is computed on the portfolio including the other
receivables is**: 8.75%
PORTFOLIO OF RELIANCE LIQUID FUND - CASH PLAN
As On 28Th February 2015
Holding
Rating
Weightage
(%)
Corporation Bank
Punjab & Sind Bank
Standard Chartered Bank
Dena Bank
State Bank Of Hyderabad
Bank Of India
Sub Total Of Certificate Of Deposit
Commercial Paper
Aditya Birla Finance Ltd
Vodafone India Ltd
Century Textiles & Industries Ltd
Piramal Enterprises Ltd
India Infoline Finance Ltd
Il&Fs Transportation Networks Ltd
Dewan Housing Finance Corporation Ltd
Hero Fincorp Limited
Jm Financial Products Ltd
Trapti Trading & Invest Pvt Ltd
Icici Sec Primary Dealership Ltd.
Volkswagen Finance Pvt Ltd
Jsw Steel Ltd
Sundaram Finance Ltd
Kotak Mahindra Investments Ltd
Housing Development Finance Corporation Ltd
Tata Housing Development Co Ltd
Jm Financial Services Ltd
Barclays Invest & Loans India Ltd
Tata Motors Finance Ltd
Godrej Industries Ltd
Power Finance Corporation Ltd
[ICRA]A1+ /
CRISIL A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+ /
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
12.83
[ICRA]A1+
CRISIL A1+ /
[ICRA]A1+
CARE A1+
[ICRA]A1+
CRISIL A1+
[ICRA]A1
CRISIL A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
IND A1+
CARE A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
CARE A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
[ICRA]A1+
CARE A1+
5.48
3.69
10.04
6.82
5.47
3.64
2.28
2.14
43.21
3.67
3.67
3.40
3.20
2.75
2.75
1.84
1.84
1.83
1.83
1.49
1.39
1.38
0.93
0.93
0.92
0.55
0.46
0.46
0.46
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 10.40%
Banks 43.21%
Consumer Non Durables 0.46%
Ferrous Metals 1.76%
Transportation 3.20%
Cement 3.67%
Pharmaceuticals 3.76%
0.84
0.84
10.40
100.00
Reliance Liquid Cash Plan - Direct Plan Weekly Dividend
Option
Reliance Liquid Cash Plan - Daily Dividend Plan
Reliance Liquid Cash Plan - Growth Plan
Reliance Liquid Cash Plan - Monthly Dividend Plan
Reliance Liquid Cash Plan - Quarterly Dividend Plan
Reliance Liquid Cash Plan - Weekly Dividend Plan
Reliance Liquid Cash Plan - Direct Plan Daily Dividend Option
1,091.6900
1,114.1500
2,208.2076
1,002.3287
1,019.1846
1,091.6900
1,114.1500
RATING PROFILE
CARE A1+
CARE AAA
CRISIL A1+
CRISIL AAA
IND A1+
[ICRA]A1
[ICRA]A1+
Cash & Other Receivables
Grand Total
6.54%
0.37%
31.51%
0.47%
NAV AS ON 27TH FEBRUARY 2015
Rs.
1.92%
Reliance Liquid Cash Plan - Direct Plan Growth Option
2,234.7592
3.20%
Reliance Liquid Cash Plan - Direct Plan Monthly Dividend Option 1,005.1249
45.59%
Reliance Liquid Cash Plan - Direct Plan Quarterly Dividend
1,026.7660
10.40%
Option
100.00%
NAV as at September 29, 2010 (Rs.)
1532.46
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 29/09/2010
Date
NAV Per Scheme Benchmark Additional Current Value of Standard Investment of
Unit (Rs.) Returns Returns # Benchmark
Rs 10000 in the
(%)
(%)
Returns ## Scheme Benchmark
Additional
(%)
(Rs)
# (Rs)
Benchmark ## (Rs)
Since inception till September 29, 2010
1000.17
4.96
N.A.
5.12
15,325
N.A.
15,531
September 29, 2009 to September 29, 2010 14.8128
3.46
4.04
2.41
September 29, 2008 to September 29, 2009 14.2794
3.74
6.85
7.33
September 29, 2007 to September 29, 2008 13.4081
6.50
7.49
5.09
N.A.
30 days
15.2654
4.88
5.83
3.24
15 days
15.2928
5.06
6.00
3.56
7 days
15.3112
4.56
5.90
4.86
Since Inception Date - 07/12/2001
# Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
2181.4463
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional Current Value of Standard Investment of
Unit (Rs.) Returns Returns # Benchmark
Rs 10000 in the
(%)
(%)
Returns ## Scheme Benchmark
Additional
(%)
(Rs)
# (Rs)
Benchmark ## (Rs)
Since inception till Dec 31, 2014
1541.93
8.73
8.68
7.13
14,148
14,120
13,305
Dec 31, 2013 to Dec 31, 2014
2011.77
8.43
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
1853.96
8.51
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
1696.67
9.27
8.54
8.11
N.A.
30 days
2168.43
7.55
8.14
8.43
15 days
2174.96
7.77
8.44
9.75
7 days
2178.04
8.15
8.92
11.39
Since Inception Date - 09/11/2010
# Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Reliance Liquid Fund - Cash Plan was launched on Dec 7, 2001. Subsequently the key features of the Scheme have been changed w.e.f Nov 9, 2010. Accordingly, above performance is
calculated from November 9, 2010.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns
(wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns
for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence
for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar
quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance
of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face
of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash
Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day
(NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
DIVIDEND HISTORY
Record Date (DD/MM/YY)
Rate Cum Dividend
(Re/ Unit)
NAV
Reliance LC - Dividend (Weekly)
27-Feb-2015
1.2509
20-Feb-2015
1.2309
13-Feb-2015
1.0667
6-Feb-2015
1.1088
30-Jan-2015
1.1722
23-Jan-2015
1.1577
16-Jan-2015
1.1989
9-Jan-2015
1.1429
2-Jan-2015
1.2551
26-Dec-2014
1.1146
19-Dec-2014
1.0695
12-Dec-2014
1.1483
5-Dec-2014
1.1819
28-Nov-2014
1.1730
21-Nov-2014
1.1882
Reliance LC - Direct - Dividend (Weekly)
27-Feb-2015
1.3824
20-Feb-2015
1.3590
13-Feb-2015
1.1944
6-Feb-2015
1.2360
30-Jan-2015
1.3004
23-Jan-2015
1.2853
16-Jan-2015
1.3270
9-Jan-2015
1.2705
2-Jan-2015
1.3829
26-Dec-2014
1.2423
19-Dec-2014
1.1895
12-Dec-2014
1.2629
5-Dec-2014
1.2981
28-Nov-2014
1.2868
21-Nov-2014
1.3025
EX Dividend
NAV*
1093.4133
1093.3858
1093.1596
1093.2175
1093.3049
1093.2849
1093.3417
1093.2646
1093.4191
1093.2256
1093.1634
1093.272
1093.3183
1093.306
1093.327
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1091.69
1093.5945
1093.5622
1093.3355
1093.3928
1093.4815
1093.4607
1093.5182
1093.4403
1093.5952
1093.4015
1093.3287
1093.4299
1093.4784
1093.4628
1093.4844
1091.69
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
1091.6900
Record Date (DD/MM/YY)
Rate Cum Dividend
(Re/ Unit)
NAV
Reliance LC - Dividend (Monthly)
25-Feb-2015
4.3329
27-Jan-2015
4.9998
26-Dec-2014
4.6023
25-Nov-2014
4.5766
27-Oct-2014
5.1819
25-Sep-2014
5.3643
25-Aug-2014
5.1739
Reliance LC - Direct Dividend (Monthly)
25-Feb-2015
4.8345
27-Jan-2015
5.5536
26-Dec-2014
5.0957
25-Nov-2014
5.0226
27-Oct-2014
5.6729
25-Sep-2014
5.8751
25-Aug-2014
5.6836
Reliance LC - Dividend (Quarterly)
19-Dec-2014
14.5228
19-Sep-2014
15.4877
19-Jun-2014
17.4244
19-Mar-2014
15.3922
19-Dec-2013
17.0925
Reliance LC - Direct Dividend (Quarterly)
19-Dec-2014
15.9719
19-Sep-2014
17.0867
19-Jun-2014
18.9845
19-Mar-2014
16.3986
19-Dec-2013
17.9450
19-Sep-2013
16.9076
EX Dividend
NAV*
1007.8341
1008.6584
1008.1142
1008.0516
1008.9155
1008.7192
1008.4755
1001.8648
1001.7703
1001.7737
1001.7466
1001.7766
1001.8355
1001.8361
1011.2720
1012.1665
1011.5381
1011.4020
1012.3263
1012.1084
1011.8630
1004.6117
1004.5155
1004.5179
1004.4825
1004.5110
1004.5692
1004.5695
1024.2671
1024.3206
1026.6968
1024.2671
1025.9616
1004.2595
1004.4460
1004.3370
1004.5150
1004.0277
1032.0990
1032.1926
1034.5158
1031.3650
1032.7628
1031.3974
1010.0951
1010.2661
1010.1539
1010.3214
1009.7349
1009.7007
"Past performance may or may not be sustained in the future; "Past performance may or may not be sustained in the future; Dividend distribution
is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though
it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any.
Performance of dividend plan/option would be net of applicable statutory levy , if any. Face value of Rs.1000 w.e.f 5th Aug 12.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. • For Product Label disclaimer please refer to page no. 2
Finance 9.11%
Miscellaneous 24.42%
30
0.28
0.19
0.09
0.09
45.55
CRISIL AAA /
CARE AAA
Sub Total Of Corporate Bond
Cash And Other Receivables
Grand Total
INVESTMENT OBJECTIVE
Certificate Of Deposit
Canara Bank
CRISIL A1+
[ICRA]A1+
IND A1+
[ICRA]A1+
Fundamentals March 2015
Debt : Ultra Short Term
Reliance
Money Manager Fund
INVESTMENT OBJECTIVE
The investment objective of the Scheme is to generate
optimal returns consistent with moderate levels of risk
and liquidity by investing in debt securities and money
market securities.
FUND DATA
Type . . . . . . . . . . . . . . . . Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 20-Mar-2007
Inception Date . . . . . . . . . . . . . . . . . . . . . 21-Mar-2007
Quarterly AAUM: Rs. 10,111.55 Crores (31/12/2014)
Minimum Investment : Rs. 500 and in multiples of Re. 1
thereafter (w.e.f. 29th Oct 12)
Fund Manager . . . . . . . . . Amit Tripathi & Anju Chhajer
Weighted Average YTM**: . . . . . . . . . . . . . . . . 8.91%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 167 Days
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 178 Days
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load# . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors’ assessment of various factors
including the service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . Crisil Liquid Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 8.85%.
PORTFOLIO OF RELIANCE MONEY MANAGER FUND
As on 28th February 2015
Weigh
tage(%)
RATING
Holding
Certificate Of Deposit
Icici Bank Ltd
Axis Bank Ltd
Oriental Bank Of Commerce
Allahabad Bank
Idbi Bank Ltd
Canara Bank
Ing Vysya Bank Ltd
Dena Bank
Punjab National Bank
Punjab & Sind Bank
Andhra Bank
Indian Bank
Vijaya Bank
Corporation Bank
Yes Bank Ltd
Sub Total Of Certificate Of Deposit
CRISIL A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
CRISIL A1+ / [ICRA]
A1+
CRISIL A1+
CRISIL A1+
[ICRA]A1+
[ICRA]A1+
[ICRA]A1+
IND A1+
CARE A1+
[ICRA]A1+
[ICRA]A1+
8.00
6.30
6.27
4.07
3.36
2.46
1.99
0.81
0.71
0.67
0.54
0.54
0.28
0.26
0.05
36.31
Commercial Paper
Housing Development Finance Corporation [ICRA]A1+
11.73
Ltd
Sesa Sterlite Ltd
CRISIL A1+
3.28
Piramal Enterprises Ltd
[ICRA]A1+
2.90
Kotak Mahindra Investments Ltd
[ICRA]A1+
2.11
L And T Fincorp Limited
CARE A1+
1.87
Family Credit Ltd
CARE A1+
1.34
Il&Fs Financial Services Ltd
CARE A1+ / IND A1+
1.32
Jm Financial Products Ltd
[ICRA]A1+
1.03
Daimler Financial Services India Pvt Ltd
IND A1+
1.03
Shapoorji Pallonji And Company Private Ltd [ICRA]A1+
1.01
Indiabulls Housing Finance Ltd
CRISIL A1+
1.01
Stci Finance Limited
CRISIL A1+
0.93
Infina Finance Private Limited
CRISIL A1+
0.82
Tata Realty & Infrastructure Ltd
[ICRA]A1+
0.69
Vodafone India Ltd
CRISIL A1+
0.60
Raymond Ltd
CRISIL A1+
0.54
Barclays Invest & Loans India Ltd
[ICRA]A1+
0.53
Talwandi Sabo Power Ltd
CRISIL A1+
0.27
Export Import Bank Of India
[ICRA]A1+
0.27
Aditya Birla Nuvo Ltd
[ICRA]A1+
0.11
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 4.67%
Services 0.11%
Auto 0.44%
Textile Products 0.54%
Cement 1.63%
Government of India 2.30%
Non - Ferrous Metals 3.28%
Pharmaceuticals 3.67%
Finance 19.01%
Banks 36.31%
Ranbaxy Laboratories Ltd
Kotak Mahindra Prime Ltd
Bajaj Finance Ltd
Sub Total Of Commercial Paper
Corporate Bond
Small Industries Dev Bank Of India
Indiabulls Housing Finance Ltd
Dalmia Cement (Bharat) Ltd
Family Credit Ltd
L And T Fincorp Limited
Cholamandalam Investment And Finance
Company Ltd
Tata Capital Financial Services Ltd
Reliance Capital Ltd
L&T Finance Ltd
Export Import Bank Of India
Lic Housing Finance Ltd
Dewan Housing Finance Corporation Ltd
Piramal Enterprises Ltd
Tata Capital Housing Finance Ltd
Tata Motors Ltd
Housing Development Finance Corporation
Ltd
Fullerton India Credit Co Ltd
Hdb Financial Services Ltd
Sub Total Of Corporate Bond
Treasury Bill
Government Of India
Sub Total Of Treasury Bill
Zero Coupon Bond
Religare Finvest Ltd
Sub Total Of Zero Coupon Bond
Cash And Other Receivables
Grand Total
CARE A1+
CRISIL A1+
[ICRA]A1+
0.05
0.05
0.05
33.56
CRISIL AAA
CARE AAA
[ICRA]AACARE AA+
CARE AA+
[ICRA]AA
4.47
1.64
1.63
1.63
1.63
1.58
[ICRA]AA+
CARE AAA
[ICRA]AA+
CRISIL AAA
CRISIL AAA
CARE AAA
[ICRA]AA
CRISIL AA+
CARE AA+
CRISIL AAA
1.36
1.09
1.09
1.09
0.93
0.82
0.71
0.55
0.44
0.16
[ICRA]AA+
CARE AAA
0.11
0.02
20.95
SOVEREIGN / SOV
2.30
2.30
[ICRA]AA- / IND AA-
2.21
2.21
4.67
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Money Manager Fund - Direct Plan Bonus Option
Reliance Money Manager Fund - Direct Plan Growth Option
Reliance Money Manager Fund - Direct Plan Monthly Dividend Option
Reliance Money Manager Fund - Direct Plan Quarterly Dividend Option
Reliance Money Manager Fund - Direct Plan Weekly Dividend Option
Reliance Money Manager Fund - Direct Plan Dividend Option
Reliance Money Manager Fund - Bonus Plan
Reliance Money Manager Fund - Daily Dividend Plan
Reliance Money Manager Fund - Growth Option
Reliance Money Manager Fund - Monthly Dividend Option
Reliance Money Manager Fund - Quarterly Dividend Plan
Reliance Money Manager Fund - Weekly Dividend Plan
Reliance Money Manager Fund - Dividend Plan Dividend Option
Reliance Money Manager Fund - Retail Bonus
Reliance Money Manager Fund - Retail Daily Dividend
Reliance Money Manager Fund - Retail Growth
Reliance Money Manager Fund - Retail Monthly Dividend
Reliance Money Manager Fund - Retail Quarterly Dividend
Reliance Money Manager Fund - Retail Weekly Dividend
Reliance Money Manager Fund - Direct Plan Daily Dividend Option
Rs.
1,110.6527
1,911.9460
1,014.7540
1,022.3674
1,002.9349
1,042.2090
1,100.8816
1,001.4015
1,896.0772
1,011.5209
1,019.9045
1,002.8917
1,039.9281
1,379.2747
1,001.1218
1,850.9772
1,012.3643
1,039.7092
1,003.9494
1,002.1092
RATING PROFILE
CARE A1+
CARE AA+
CARE AAA
CRISIL A1+
CRISIL AA+
CRISIL AAA
IND A1+
IND AASOV
SOVEREIGN
[ICRA]A1+
[ICRA]AA
[ICRA]AA+
[ICRA]AACash & Other Receivables
Grand Total
4.83%
3.70%
3.58%
29.43%
0.55%
6.64%
1.60%
1.10%
0.02%
2.28%
34.02%
2.29%
2.56%
2.75%
4.67%
100.00%
NAV as at December 31, 2014 (Rs.)
1872.6685
Performance of Reliance Money Manager Fund - Growth Option as on 31/12/2014
Date
NAV Per Unit Scheme Benchmark Additional
Current Value of Standard
(Rs.)
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ## Scheme Benchmark Additional
Benchmark
(%)
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
1000.6139
8.38
7.62
6.17
18,715
17,711
15,935
Dec 31, 2013 to Dec 31, 2014
1718.2567
8.99
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
1569.8836
9.45
9.03
5.86
N.A.
Dec 30, 2011 to Dec 31, 2012
1430.9738
9.71
8.54
8.11
Since Inception Date - 21/03/2007
# Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns
(wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for
twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for
more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and
are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend
option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of
Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the
previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
DIVIDEND HISTORY
Record Date
Rate (Re/ Unit) Cum Dividend
(DD/MM/YY)
NAV
Reliance Money Manager Fund - Weekly Dividend
24-Feb-2015
1.2258
1004.6285
18-Feb-2015
0.9387
1004.2330
10-Feb-2015
0.6094
1003.7793
3-Feb-2015
0.9615
1004.2644
27-Jan-2015
1.0640
1004.4056
20-Jan-2015
1.2832
1004.7076
13-Jan-2015
1.0771
1004.4237
6-Jan-2015
1.2430
1004.6523
30-Dec-2014
0.9678
1004.2731
23-Dec-2014
0.7590
1003.9855
16-Dec-2014
0.8684
1004.1361
9-Dec-2014
1.1554
1004.5316
2-Dec-2014
1.1772
1004.5616
Reliance Money Manager Fund - Direct - Weekly Dividend
24-Feb-2015
1.3059
1003.6689
18-Feb-2015
1.0463
1003.3112
10-Feb-2015
0.7035
1002.8390
3-Feb-2015
1.0553
1003.3237
27-Jan-2015
1.1578
1003.4648
20-Jan-2015
1.3768
1003.7666
13-Jan-2015
1.1713
1003.4834
6-Jan-2015
1.3370
1003.7118
30-Dec-2014
1.0617
1003.3324
23-Dec-2014
0.8533
1003.0453
16-Dec-2014
0.9624
1003.1956
9-Dec-2014
1.2488
1003.5902
2-Dec-2014
1.2710
1003.6208
Reliance Money Manager Fund -Retail - Monthly Dividend
20-Feb-2015
4.1528
1016.7823
19-Jan-2015
4.8096
1017.0183
19-Dec-2014
4.9007
1017.2210
EX Dividend
NAV*
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1002.9398
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1001.8698
1011.0611
1010.3923
1010.4695
Record Date
(DD/MM/YY)
Rate (Re/ Unit) Cum Dividend
NAV
EX Dividend
NAV*
19-Nov-2014
5.2054
1018.0360
1010.8647
20-Oct-2014
5.0373
1017.8347
1010.8950
19-Sep-2014
5.8054
1018.3214
1010.8716
19-Aug-2014
4.7264
1016.8104
1010.7452
Reliance Money Manager Fund -Direct - Monthly Dividend
20-Feb-2015
4.6312
1019.7518
1013.3715
19-Jan-2015
5.2195
1019.8909
1012.7002
19-Dec-2014
5.3539
1020.1529
1012.7770
19-Nov-2014
5.6321
1020.9320
1013.1729
20-Oct-2014
5.4483
1020.7089
1013.2030
19-Sep-2014
6.3046
1021.2686
1013.1782
19-Aug-2014
5.1659
1019.6792
1013.0501
Reliance Money Manager Fund -Retail - Quarterly Dividend
19-Dec-2014
15.8708
1047.0645
1025.1998
19-Sep-2014
16.2077
1046.9530
1026.1545
19-Jun-2014
18.9199
1050.1749
1025.8959
19-Mar-2014
15.9992
1046.7360
1026.2050
19-Dec-2013
19.4824
1050.4426
1025.4418
Reliance Money Manager Fund -Direct - Quarterly Dividend
19-Dec-2014
16.8495
1030.0556
1006.8426
19-Sep-2014
17.3160
1029.9964
1007.7757
19-Jun-2014
20.0089
1033.1922
1007.5158
19-Mar-2014
17.1041
1029.7713
1007.8225
19-Dec-2013
20.5365
1033.4186
1007.0652
Reliance Money Manager Fund -Dividend Payout
19-Sep-2014
57.8673
1078.3435
1004.0853
Reliance Money Manager Fund -Direct Dividend Payout
19-Sep-2014
61.1289
1082.6239
1004.1802
Reliance Money Manager Fund -Retail Plan Bonus Option
Bonus Ratio
26-Feb-2014
17:2
29-Oct-2012
3:1
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it
will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.1000. * NAV on the 1st transaction day after Record Date, which includes
the mark to market impact also."
Miscellaneous 28.03%
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. • For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
31
Debt : Ultra Short Term
Reliance
Medium Term Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate regular income in order to make regular
dividend payments to unitholders and the secondary
objective is growth of capital.
FUND DATA
Type . . Open-ended Income Scheme with no assured
returns
Date of allotment . . . . . . . . . . . . . . . . . . . 14-Sep-2000
Inception Date . . . . . . . . . . . . . . . . . . . . . 25-Sep-2000
Quarterly AAUM: . . . Rs.2,205.93 Crores (31/12/2014)
Minimum Investment: Rs. 5,000 & in multiples of Re.1
thereafter
Fund Manager . . . . . . . . . Amit Tripathi & Anju Chhajer
Weighted Average YTM**: . . . . . . . . . . . . . . . . . 8.89%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . 318 Days
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . 339 Days
Entry Load . . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load# (w.e.f. 15 December 2014). .....0.50%, if units are
redeemed or switched out on or before completion of 7 days
from the date of allotment of units.
Nil, if redeemed after 7 days from the date of allotment
of units.
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . .Crisil Short-term Bond Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 8.71%
PORTFOLIO OF RELIANCE MEDIUM-TERM FUND
As On 28Th February 2015
Holding
Weightage
Rating
(%)
Certificate Of Deposit
Corporation Bank
Idbi Bank Ltd
Axis Bank Ltd
Icici Bank Ltd
Oriental Bank Of Commerce
Punjab National Bank
Canara Bank
Ing Vysya Bank Ltd
Andhra Bank
Sub Total Of Certificate Of Deposit
Commercial Paper
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
[ICRA]A1+
IND A1+
15.09
8.54
8.42
5.38
1.36
1.13
1.11
1.06
0.21
42.30
Kotak Mahindra Investments Ltd
CRISIL A1+ / [ICRA]
A1+
Vodafone India Ltd
CRISIL A1+
I L & F S Ltd
[ICRA]A1+
Standard Chartered Invest & Loans Ltd. CRISIL A1+
Sub Total Of Commercial Paper
Corporate Bond
Housing Development Finance
CRISIL AAA
Corporation Ltd
Indiabulls Housing Finance Ltd
CARE AAA
Tata Motors Ltd
CARE AA+
Reliance Capital Ltd
CARE AAA
4.30
4.30
0.85
0.44
9.90
12.88
6.35
5.41
4.56
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 3.09%
Construction Project 3.90%
Auto 5.41%
Miscellaneous 12.16%
Banks 42.30%
Finance 33.14%
Cholamandalam Investment And
Finance Company Ltd
Larsen & Toubro Ltd
Rural Electrification Corporation Ltd
Tata Capital Financial Services Ltd
Shriram Transport Finance Company
Ltd
Sub Total Of Corporate Bond
Zero Coupon Bond
Reliance Capital Ltd
Sub Total Of Zero Coupon Bond
Cash And Other Receivables
Grand Total
[ICRA]AA
4.55
CRISIL AAA
CRISIL AAA
[ICRA]AA+
IND AA+
3.90
2.32
2.27
1.13
43.37
CARE AAA
1.34
1.34
3.09
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Medium Term Fund - Direct Plan Bonus Option
Reliance Medium Term Fund - Direct Plan Growth Option
Reliance Medium Term Fund - Direct Plan Monthly
Dividend Option
Reliance Medium Term Fund - Direct Plan Quarterly
Dividend Option
Reliance Medium Term Fund - Direct Plan Weekly
Dividend Option
Reliance Medium Term Fund - Direct Plan Dividend
Option
Reliance Medium Term Fund - Bonus Plan
Reliance Medium Term Fund - Daily Dividend Plan
Rs.
20.5902
28.8399
10.7374
11.3768
17.1150
10.2016
20.4453
17.0959
Reliance Medium Term Fund - Growth Plan
Reliance Medium Term Fund - Monthly Dividend Plan
Reliance Medium Term Fund - Quarterly Dividend Plan
Reliance Medium Term Fund - Weekly Dividend Plan
Reliance Medium Term Fund - Dividend Plan Dividend
Option
Reliance Medium Term Fund - Direct Plan Daily Dividend
Option
28.6272
10.6902
11.3051
17.1145
10.1936
17.0959
RATING PROFILE
Rating
Weightage (%)
CARE AA+
5.41%
CARE AAA
12.26%
CRISIL A1+
49.00%
CRISIL AAA
19.10%
IND A1+
0.21%
IND AA+
1.13%
[ICRA]A1+
2.99%
[ICRA]AA
4.55%
[ICRA]AA+
Cash & Other Receivables
Grand Total
2.27%
3.09%
100.00%
NAV as at December 31, 2014 (Rs.)
28.2725
Performance of Reliance Medium Term Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional Current Value of Standard Investment of
Unit
Returns Returns # Benchmark
Rs 10000 in the
Additional
(Rs.)
(%)
(%)
Returns ## Scheme Benchmark
Benchmark ##
(%)
(Rs)
# (Rs)
(Rs)
Since inception till Dec 31, 2014
10.0496
7.52
N.A.
6.22
28,133
N.A.
23,656
Dec 31, 2013 to Dec 31, 2014
25.8773
9.26
10.47
8.56
Dec 31, 2012 to Dec 31, 2013
23.8595
8.46
8.27
5.86
N.A.
Dec 30, 2011 to Dec 31, 2012
21.7343
9.78
9.15
8.11
Since Inception Date - 25/09/2000 # Benchmark - Crisil Short Term Bond Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
"Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment.
Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed
more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on
absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period
as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns
for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any.
Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is
Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit
w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the
NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
DIVIDEND HISTORY
EX
Record Date (DD/MM/YY)
Rate (Re/
Cum
Unit) Dividend Dividend
NAV*
NAV
Reliance MTF- Retail - Weekly
24-Feb-2015
18-Feb-2015
10-Feb-2015
3-Feb-2015
27-Jan-2015
20-Jan-2015
13-Jan-2015
6-Jan-2015
30-Dec-2014
23-Dec-2014
16-Dec-2014
9-Dec-2014
2-Dec-2014
25-Nov-2014
18-Nov-2014
Reliance MTF- Retail - Direct Weekly
24-Feb-2015
18-Feb-2015
10-Feb-2015
3-Feb-2015
27-Jan-2015
20-Jan-2015
13-Jan-2015
6-Jan-2015
30-Dec-2014
23-Dec-2014
16-Dec-2014
9-Dec-2014
2-Dec-2014
25-Nov-2014
18-Nov-2014
Reliance MTF- Retail - Monthly
20-Feb-2015
20-Jan-2015
0.0225
0.0136
0.0029
0.0154
0.0200
0.0280
0.0215
0.0219
0.0181
0.0127
0.0126
0.0220
0.0242
0.0180
0.0212
17.1269
17.1147
17.0999
17.1171
17.1234
17.1345
17.1255
17.1261
17.1209
17.1134
17.1132
17.1262
17.1293
17.1207
17.1251
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
0.0232
0.0144
0.0036
0.0161
0.0208
0.0287
0.0221
0.0227
0.0189
0.0134
0.0137
0.0230
0.0254
0.0191
0.0222
17.1278
17.1158
17.1008
17.1181
17.1245
17.1354
17.1264
17.1272
17.1219
17.1143
17.1148
17.1276
17.1309
17.1222
17.1265
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
17.0959
0.0281
0.0460
10.7138
10.7181
10.6751
10.6547
Record Date (DD/MM/YY)
EX
Rate (Re/
Cum
Unit) Dividend Dividend
NAV*
NAV
22-Dec-2014
0.0433
20-Nov-2014
0.0595
20-Oct-2014
0.0537
22-Sep-2014
0.0631
20-Aug-2014
0.0383
21-Jul-2014
0.0440
Reliance MTF- Direct - Monthly
20-Feb-2015
0.0298
20-Jan-2015
0.0477
22-Dec-2014
0.0459
20-Nov-2014
0.0621
20-Oct-2014
0.0559
22-Sep-2014
0.0665
20-Aug-2014
0.0404
21-Jul-2014
0.0468
Reliance MTF- Quarterly
22-Dec-2014
0.1690
22-Sep-2014
0.1724
20-Jun-2014
0.1891
20-Mar-2014
0.1660
20-Dec-2013
0.1876
20-Sep-2013
0.0581
Reliance MTF- Direct - Quarterly
22-Dec-2014
0.1772
22-Sep-2014
0.1825
20-Jun-2014
0.1965
20-Mar-2014
0.1734
20-Dec-2013
0.1951
20-Sep-2013
0.0663
Reliance MTF- Dividend Payout
29-Dec-2014
0.1645
22-Sep-2014
0.4097
Reliance MTF- DIRECT Dividend Payout
29-Dec-2014
0.1720
22-Sep-2014
0.5244
10.6992
10.7107
10.6929
10.6906
10.6567
10.6449
10.6396
10.6287
10.6189
10.6096
10.6076
10.5885
10.7630
10.7665
10.7482
10.7591
10.7401
10.7384
10.7030
10.6910
10.7219
10.7008
10.6850
10.6735
10.6631
10.6531
10.6511
10.6309
11.3774
11.3394
11.3564
11.2990
11.3021
11.0984
11.1446
11.1182
11.1137
11.0860
11.0613
11.0239
11.4534
11.4151
11.4284
11.3693
11.3722
11.1680
11.2093
11.1809
11.1763
11.1468
11.1219
11.0829
10.2902
10.5668
10.0636
10.0410
10.3036
10.7161
10.0667
10.0432
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the
extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. • For Product Label disclaimer please refer to page no. 2
32
Fundamentals March 2015
Debt - Ultra Short Term
Reliance
Floating Rate Fund
- Short Term Plan
(Formerly as Reliance Floating Rate Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate regular income through investment in a
portfolio comprising substantially of Floating Rate Debt
Securities (including floating rate securitised debt,
Money Market Instruments and Fixed Rate Debt
Instruments swapped for floating rate returns). The
scheme shall also invest in Fixed Rate Debt Securities
(including fixed rate securitised debt, Money Market
Instruments and Floating Rate Debt Instruments
swapped for fixed returns).
FUND DATA
Type . . . . . . . . . . . . . An Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 27-Aug-2004
Inception Date . . . . . . . . . . . . . . . . . . . . . 02-Sep-2004
Quarterly AAUM: . . Rs. 1,855.78 Crores (31/12/2014)
Minimum Investment:. Rs. 5,000 & in multiples of Re.1
thereafter
Fund Manager: . . . . . . . . . . . . . . . . . . . . . Amit Tripathi
Assistant Fund Manager: (w.e.f.1/10/2013) Vivek Sharma
Weighted Average YTM**: . . . . . . . . . . . . . . . . . 8.55%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 2.33 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . 2.8 Years
Entry Load * . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load# w.e.f. 16th December 2014, ..........0.50%, if
units redeemed or switched out on or before completion
of 1 Month from the date of allotment of units
Nil thereafter.
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors’ assessment of various factors
including the service rendered by the distributor”.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . Crisil Liquid Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 8.35%
PORTFOLIO OF RELIANCE FLOATING RATE FUND
- SHORT TERM PLAN
As On 28Th February 2015
Holding
Rating
Weightage (%)
Corporate Bond
Nabha Power Ltd
[ICRA]AAA
13.05
LIC Housing Finance Ltd
CRISIL AAA
12.46
Power Finance Corporation Ltd
CRISIL AAA
10.64
Rural Electrification Corporation Ltd CRISIL AAA
8.17
Sesa Sterlite Ltd
CRISIL AA+
7.54
HDB Financial Services Ltd
CRISIL AAA
6.28
Idfc Ltd.
[ICRA]AAA
5.62
Reliance Capital Ltd
CARE AAA
5.23
Aditya Birla Finance Ltd
[ICRA]AA+
3.50
Bajaj Finance Ltd
CRISIL AA+
3.50
Aditya Birla Nuvo Ltd
[ICRA]AA+
2.09
Kotak Mahindra Prime Ltd
CRISIL AAA
1.74
Can Fin Homes Ltd
[ICRA]AAA
1.47
Housing Development Finance
CRISIL AAA
0.88
Corporation Ltd
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 4.73%
Power 0.71%
Ferrous Metals 0.87%
Services 2.09%
Non - Ferrous Metals 7.54%
Miscellaneous 22.16%
Finance 61.91%
Reliance Floating Rate - Short Term Plan - Direct Plan Weekly 10.1009
Dividend Option
Reliance Floating Rate - Short Term Plan - Direct Plan Dividend 10.3081
Plan
Reliance Floating Rate - Short Term Plan - Daily Dividend Plan 10.1116
Reliance Floating Rate - Short Term Plan - Growth Plan
21.8220
Reliance Floating Rate - Short Term Plan - Monthly Dividend
10.3456
9.25
Plan
Reliance Floating Rate - Short Term Plan - Quarterly Dividend Plan 10.4264
9.25
Reliance Floating Rate - Short Term Plan - Weekly Dividend Plan 10.1001
10.2964
Reliance Floating Rate - Short Term Plan - Dividend Plan
0.89
10.1122
Reliance Floating Rate - Short Term Plan - Direct Plan Daily
0.18
Dividend Option
1.07
RATING PROFILE
4.73
Rating
Weightage (%)
100.00
CARE AA+
0.52%
NAV AS ON 27TH FEBRUARY 2015
Rs.
CARE AAA
5.23%
Reliance Floating Rate - Short Term Plan - Direct Plan Growth 22.0721
CRISIL AA+
11.04%
Option
CRISIL AAA
40.86%
Reliance Floating Rate - Short Term Plan - Direct Plan Monthly 10.4577
IND AAA
0.87%
Dividend Option
SOV
9.25%
Reliance Floating Rate - Short Term Plan - Direct Plan Quarterly 10.0648
[ICRA]AA+
6.66%
Dividend Option
[ICRA]AAA
20.84%
Cash & Other Receivables
4.73%
Grand Total
100.00%
NAV as at December 31, 2014 (Rs.)
21.4625
Performance of Reliance Floating Rate Fund - Short Term Plan- Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark
Additional
Current Value of Standard Investment of Rs
Unit
Returns Returns #
Benchmark
10000 in the
(Rs.)
(%)
(%)
Returns # # (%)
Scheme Benchmark
Additional
Returns (%) ##
(Rs)
#(Rs)
Benchmark # # (Rs)
Since inception till Dec 31, 2014 14.5945
8.73
8.37
6.58 14,706
14,485
13,413
Dec 31, 2013 to Dec 31, 2014
19.5553
9.75
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
18.1167
7.94
9.03
5.86
N.A.
Dec 30, 2011 to Dec 31, 2012
16.5146
9.70
8.54
8.11
Since Inception Date - 24/05/2010
# Benchmark - Crisil Liquid Fund Index ## Additional Benchmark Crisil - 1 Year T-Bill Index
Reliance Floating Rate Fund was launched on Sep 2, 2004. Subsequently the key features of the Scheme have been changed w.e.f. May 24, 2010.
Accordingly, above performance is calculated from May 24, 2010 and the Scheme was renamed as Reliance Floating Rate Fund - Short Term Plan.
Steel Authority Of India Ltd
IND AAA
Power Grid Corporation Of India Ltd CRISIL AAA
Icici Home Finance Company Ltd
[ICRA]AAA
L And T Fincorp Limited
CARE AA+
Sub Total Of Corporate Bond
State Government Bond
State Government Securities
SOV
Sub Total Of State Government Bond
Zero Coupon Bond
Bajaj Finance Ltd
[ICRA]AA+
Aditya Birla Finance Ltd
[ICRA]AA+
Sub Total Of Zero Coupon Bond
Cash And Other Receivables
Grand Total
0.87
0.71
0.69
0.52
84.95
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of
value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid
Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned
period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
DIVIDEND HISTORY
Record Date (DD/MM/YY)
Rate
(Re/ Unit)
Cum
Dividend
NAV
Reliance FRF - Wkly Dividend
27-Jan-2015
0.0118 10.1272
20-Jan-2015
0.0147 10.1270
13-Jan-2015
0.0302 10.1230
6-Jan-2015
0.0085 10.0931
30-Dec-2014
0.0158 10.1032
23-Dec-2014
0.0063 10.0901
16-Dec-2014
0.0000 10.0801
9-Dec-2014
0.0137 10.1108
2-Dec-2014
0.0206 10.1211
25-Nov-2014
0.0105 10.0959
18-Nov-2014
0.0129 10.0992
Reliance FRF - Direct Plan - Wkly Dividend
27-Jan-2015
0.0123 10.1282
20-Jan-2015
0.0149 10.1276
13-Jan-2015
0.0306 10.1236
6-Jan-2015
0.0091 10.0939
30-Dec-2014
0.0163 10.1038
23-Dec-2014
0.0075 10.0918
16-Dec-2014
0.0000 10.0810
9-Dec-2014
0.0142 10.1117
2-Dec-2014
0.0210 10.1218
25-Nov-2014
0.0110 10.0965
18-Nov-2014
0.0134 10.0999
Reliance FRF - Dividend (Monthly)
19-Jan-2015
0.0748 10.4070
19-Dec-2014
0.0416 10.3404
19-Nov-2014
0.0941 10.4027
20-Oct-2014
0.0506 10.3336
EX
Dividend
NAV*
10.1110
10.1068
10.0814
10.0814
10.0814
10.0814
10.0801
10.0919
10.0927
10.0814
10.0814
10.1113
10.1071
10.0814
10.0814
10.0814
10.0814
10.0810
10.0922
10.0929
10.0814
10.0814
10.3040
10.2831
10.2731
10.2639
Record Date (DD/MM/YY)
Rate
(Re/ Unit)
Cum
Dividend
NAV
19-Sep-2014
0.0618 10.3435
19-Aug-2014
0.0362 10.3098
21-Jul-2014
0.0431 10.3031
Reliance FRF - Direct Dividend (Monthly)
19-Jan-2015
0.0773 10.5209
19-Dec-2014
0.0439 10.4532
19-Nov-2014
0.0982 10.5173
20-Oct-2014
0.0548 10.4479
19-Sep-2014
0.0669 10.4586
19-Aug-2014
0.0397 10.4229
21-Jul-2014
0.0473 10.4155
Reliance FRF - Dividend (Quarterly)
19-Dec-2014
0.1976 10.4988
19-Sep-2014
0.1645 10.4333
19-Jun-2014
0.1909 10.4652
19-Mar-2014
0.1522 10.4055
19-Dec-2013
0.1912 10.4364
Reliance FRF - Direct Dividend (Quarterly)
19-Dec-2014
19-Sep-2014
19-Dec-2013
0.1973 10.3068
19-Sep-2013
19-Mar-2013
0.1548 10.2935
Reliance FRF - Dividend Payout
29-Dec-2014
0.1553 10.3351
19-Sep-2014
0.6972 10.9355
Reliance FRF - Direct Dividend Payout
29-Dec-2014
0.1628 10.3512
19-Sep-2014
0.7433 10.9971
EX
Dividend
NAV*
10.2642
10.2634
10.2478
10.4144
10.3927
10.3820
10.3724
10.3727
10.3719
10.3548
10.2266
10.2222
10.2202
10.2102
10.1911
10.0536
10.1178
10.1212
10.0408
10.1269
10.0433
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable
surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the
payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/
option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. • For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
33
Debt : Short Term
Reliance
Short Term Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate stable returns for investors with a short term
investment horizon by investing in fixed income
securitites of a short term maturity
FUND DATA
Type . . . . . . . . . . . . . . . .Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . . 18-Dec-2002
Inception Date . . . . . . . . . . . . . . . . . . . . . 23-Dec-2002
Quarterly AAUM: . . Rs. 4,757.19 Crores (31/12/2014)
Minimum Investment . . . . . . . . . . . . . . . . . . . Rs. 5,000
& in multiples of Re.1 thereafter.
Fund Manager . . . . . . . . . . . . . . . . . . Prashant Pimple
Weighted Average YTM**: . . . . . . . . . . . . . . . . . 8.29%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . 2.4 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 2.96 Years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load# (w.e.f- 15 December 2014) . . 0.25% of the
applicable NAV if redeemed or switched out on or
before completion of 1 month from the date of allotment
of units.
Nil, if redeemed after 1 month from the date of
allotment of units.
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors’ assessment of various factors
including the service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 8.01%
Benchmark: Crisil Short Term Bond Fund Index w.e.f
1st June 2013
Reliance Short Term Fund was launched on Dec 23, 2002.
Subsequently the key features of the Scheme (asset
allocation pattern and benchmark) has been changed w.e.f
June 1st, 2013. Refer Notice cum Addendum No 4
published on April 24, 2013, for further details.
PORTFOLIO OF RELIANCE SHORT TERM FUND
As On 28Th February 2015
Holding
Rating
Certificate Of Deposit
Canara Bank
Corporation Bank
Axis Bank Ltd
Sub Total Of Certificate Of Deposit
Commercial Paper
Housing Development Finance Corporation Ltd
Tata Capital Financial Services Ltd
Sub Total Of Commercial Paper
Corporate Bond
Rural Electrification Corporation Ltd
Reliance Jio Infocomm Limited
Lic Housing Finance Ltd
Power Finance Corporation Ltd
Housing Development Finance Corporation Ltd
Petronet Lng Ltd
Hdb Financial Services Ltd
Tata Capital Financial Services Ltd
Sesa Sterlite Ltd
Shriram Transport Finance Company Ltd
Idfc Ltd.
Pnb Housing Finance Ltd
Iot Utkal Energy Services Limited
L&T Finance Ltd
Steel Authority Of India Ltd
Sundaram Finance Ltd
Power Grid Corporation Of India Ltd
Weightage
(%)
[ICRA]A1+
[ICRA]A1+
CRISIL A1+
1.35
0.69
0.35
2.39
[ICRA]A1+
[ICRA]A1+
2.11
0.37
2.47
CRISIL AAA
CRISIL AAA
CRISIL AAA /
CARE AAA
CRISIL AAA
CRISIL AAA
CRISIL AA+
CRISIL AAA
[ICRA]AA+
CRISIL AA+
CRISIL AA / CARE
AA+ / IND AA+
[ICRA]AAA
CRISIL AA+
CRISIL AAA
[ICRA]AA+
IND AAA
[ICRA]AA+
CRISIL AAA
9.21
5.58
5.52
5.44
4.32
3.05
2.32
2.20
2.11
1.89
1.82
1.76
1.72
1.62
1.62
1.58
1.56
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 4.47%
Consumer Non Durables 0.41%
Auto 0.74%
Miscellaneous 46.14%
Ferrous Metals 1.62%
Non - Ferrous Metals 2.11%
Gas 3.05%
Kotak Mahindra Prime Ltd
Nabha Power Ltd
Aditya Birla Finance Ltd
Family Credit Ltd
Tata Motors Ltd
L And T Fincorp Limited
Icici Home Finance Company Ltd
State Bank Of India
Cholamandalam Investment And Finance Company Ltd
Bharat Aluminium Co Ltd.
Ge Capital Services India Ltd
Tata Global Beverages Ltd
Bajaj Finance Ltd
Toyota Financial Services India Ltd.
Shriram City Union Finance Ltd
Mahindra & Mahindra Financial Services Ltd
Talwandi Sabo Power Ltd
National Bank For Agriculture And Rural Development
Fullerton India Credit Co Ltd
Tata Sons Ltd
Export Import Bank Of India
Union Bank Of India
Sub Total Of Corporate Bond
Government Bond
Government Of India
Sub Total Of Government Bond
Zero Coupon Bond
Lands End Properties Pvt Ltd
North Karnataka Expressway Limited
Icici Home Finance Company Ltd
Sundaram Finance Ltd
Sundaram Bnp Paribas Home Fina Ltd
Sub Total Of Zero Coupon Bond
Cash And Other Receivables
Grand Total
CRISIL AAA
[ICRA]AAA
CARE AA+
[ICRA]AA+
CARE AA+
CARE AA+
[ICRA]AAA
CRISIL AAA
[ICRA]AA
CRISIL AACRISIL AAA
[ICRA]AA+
CRISIL AA+
CRISIL AAA
CRISIL AAIND AAA
CRISIL AA+
CRISIL AAA
[ICRA]AA+
CRISIL AAA
CRISIL AAA
IND AA+
1.48
1.48
1.47
1.11
0.74
0.73
0.73
0.66
0.59
0.50
0.44
0.41
0.37
0.37
0.37
0.37
0.22
0.18
0.12
0.07
0.03
0.00
65.75
SOV
18.97
18.97
CARE AA+
CRISIL AAA /
CARE AAA
CARE AAA
[ICRA]AA+
CARE AA+
3.13
2.51
0.17
0.07
0.07
5.95
4.47
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Short Term Fund - Direct Plan Growth Option
Reliance Short Term Fund - Direct Plan Monthly Dividend Option
Reliance Short Term Fund - Direct Plan Quarterly Dividend Option
Reliance Short Term Fund - Direct Plan Dividend Option
Reliance Short Term Fund - Dividend Reinvestment Plan
Reliance Short Term Fund - Growth Plan
Reliance Short Term Fund - Quarterly Div Plan
Reliance Short Term Fund - Dividend Plan Dividend Option
Rs.
26.3386
10.9550
14.3173
10.7041
10.8700
26.0097
14.1589
10.5787
RATING PROFILE
Rating
CARE AA+
CARE AAA
CRISIL A1+
CRISIL AA
CRISIL AA+
CRISIL AACRISIL AAA
IND AA+
IND AAA
SOV
[ICRA]A1+
[ICRA]AA
[ICRA]AA+
[ICRA]AAA
Cash & Other Receivables
Grand Total
Weightage (%)
6.69%
0.84%
0.35%
0.98%
7.51%
0.87%
40.75%
0.37%
1.98%
18.97%
4.51%
0.59%
7.11%
4.03%
4.47%
100.00%
NAV as at March 28, 2013 (Rs.)
21.8654
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 28/03/2013
Date
NAV Per Unit Scheme
Benchmark
Additional
Current Value of Standard Investment
(Rs.)
Returns (%) Returns # (%) Benchmark
of Rs 10000 in the
Returns ## (%) Scheme
Benchmark #
Additional
(Rs)
(Rs)
Benchmark ## (Rs)
Since inception till March 28, 2013
10.0136
8.03
6.25
5.56
22,699
19,146
17,926
March 28, 2012 To March 28, 2013
21.3927
7.86
8.23
11.63
March 28, 2011 To March 28, 2012
18.3047
10.06
8.47
2.12
N.A.
March 29, 2010 To March 28, 2011
17.3878
8.26
6.16
3.95
Since Inception Date - 23/12/2002
# Benchmark - Crisil Liquid Fund Index
## Additional Benchmark Crisil - 10 Yr Gilt Index
NAV as at December 31, 2014 (Rs.)
25.6043
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit Scheme
Benchmark
Additional
Current Value of Standard Investment
(Rs.)
Returns (%) Returns # (%) Benchmark
of Rs 10000 in the
Returns ## (%) Scheme
Benchmark #
Additional
(Rs)
(Rs)
Benchmark ## (Rs)
Since inception till Dec 31, 2014
22.4651
8.67
9.17
3.55 11,408
11,491
10,568
Dec 31, 2013 to Dec 31, 2014
22.9992
11.33
10.47
14.14
N.A.
Since Inception Date - 01/06/2013 # Benchmark - Crisil Short Term Bond Fund Index ## Additional Benchmark Crisil - 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception
returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to
point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s)
which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the
last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of
value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid
Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the
start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE : Reliance Any Time Money Card
DIVIDEND HISTORY
EX
Record Date (DD/MM/YY)
Rate (Re/
Cum
Unit) Dividend Dividend
NAV*
NAV
Reliance Short Term Fund - Dividend re-investment
25-Feb-2015
0.0143 10.8867 10.8670
27-Jan-2015
0.0915 10.9735 10.8475
26-Dec-2014
0.0549 10.9029 10.8272
25-Nov-2014
0.0740 10.9089 10.8069
27-Oct-2014
0.0703 10.8904 10.7936
25-Sep-2014
0.0708 10.8421 10.7513
25-Aug-2014
0.0305 10.7752 10.7360
Reliance Short Term Fund - Quarterly Dividend
19-Dec-2014
0.3237 14.3360 13.8901
19-Sep-2014
0.2046 14.1489 13.8863
19-Jun-2014
0.3424 14.3030 13.8636
19-Mar-2014
0.1760 14.0859 13.8601
19-Dec-2013
0.2102 14.0484 13.7787
19-Jun-2013
0.3312 14.1623 13.7373
Reliance Short Term Fund - Direct Dividend Monthly
25-Feb-2015
0.0173 10.9756 10.9517
27-Jan-2015
0.0952 11.0621 10.9310
EX
Rate (Re/
Cum
Unit) Dividend Dividend
NAV*
NAV
26-Dec-2014
0.0588 10.9902 10.9092
25-Nov-2014
0.0777 10.9945 10.8875
27-Oct-2014
0.0737 10.9745 10.8730
25-Sep-2014
0.0749 10.9251 10.8290
25-Aug-2014
0.0339 10.8564 10.8129
25-Jul-2014
0.0354 10.8513 10.8059
25-Jun-2014
0.0641 10.8580 10.7758
Reliance Short Term Fund - Direct Quarterly Dividend
19-Dec-2014
0.3397 14.4981 14.0301
19-Sep-2014
0.2228 14.3088 14.0229
19-Jun-2014
0.3598 14.4615 13.9998
19-Mar-2014
0.1909 14.2390 13.9940
19-Dec-2013
0.2280 14.2014 13.9088
Reliance Short Term Fund - Dividend Payout Option
19-Sep-2014
0.5747 10.7899 10.0524
Reliance Short Term Fund - Direct Dividend Payout Option
19-Sep-2014
0.6228 10.9448 10.1456
Record Date (DD/MM/YY)
Banks 3.06%
Power 3.28%
Finance 35.12%
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy
of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
34
Fundamentals March 2015
Debt : Long Term
Reliance
Regular Savings
Fund - Debt Option
INVESTMENT OBJECTIVE
The primary investment objective of this option is to
generate optimal returns consistent with moderate level
of risk. This income may be complemented by capital
appreciation of the portfolio. Accordingly investments
shall predominantly be made in Debt & Money Market
Instruments.
FUND DATA
Type . . . . . . . . . . . . . . . . . . . . . . . .Open-ended scheme
Date of Allotment . . . . . . . . . . . . . . . . . . . . 08-Jun-2005
Inception Date . . . . . . . . . . . . . . . . . . . . . . 09-Jun-2005
Quarterly AAUM: . . . Rs. 4,868.24 Crores (31/12/2014)
Minimum Investment: Rs. 500 & in multiples of Re.1
thereafter
Fund Manager . . . . . . . . . . . . . . . . . . . Prashant Pimple
Entry Load* : Not Applicable
Exit Load#: 1%, if redeemed/switched out on or before
completion of 1 year
Nil, if redeemed/switched out after completion of 1 year
Weighted Average YTM**: . . . . . . . . . . . . . . . . . . 10.33%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . 1.71 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . . 2.04 Years
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August 1,
2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the
investors’ assessment of various factors including the
service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . .Crisil Composite Bond Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 9.98%
Portfolio Of Reliance Regular Savings Fund - Debt
Option
As on 28th February 2015
Weigh
Holdings
RATING
tage%
Certificate Of Deposit
Canara Bank
[ICRA]A1+
Sub Total Of Certificate Of Deposit
Commercial Paper
Housing Development Finance Corporation Ltd [ICRA]A1+
Sub Total Of Commercial Paper
Corporate Bond
Jsw Steel Ltd
CARE AA
Sesa Sterlite Ltd
CRISIL AA+
Aditya Birla Finance Ltd
IND AA+ / [ICRA]AA+
/ CARE AA+
Coffee Day Enterprises Limited
BWR A+
Indiabulls Housing Finance Ltd
BWR AAA / CARE
AAA
Edisons Utility Works Private Limited
INTERNAL AAu Financiers (India) Limited
IND A+ / CRISIL A
0.92
0.92
1.39
1.39
7.44
6.49
6.31
5.48
4.77
4.68
2.98
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 3.89%
Hotels 0.10%
Transportation 0.82%
Banks 0.92%
Consumer Non Durables 1.02%
Auto 1.29%
Power 1.40%
Construction 3.20%
Miscellaneous 41.47%
Tata Value Homes Ltd
Dewan Housing Finance Corporation Ltd
Mahindra Lifespace Developers Ltd
Dalmia Cement (Bharat) Ltd
Hinduja Leyland Finance Ltd
Magma Fincorp Ltd
Dalmia Bharat Cements Holdings Ltd
Reliance Jio Infocomm Limited
Tata Motors Finance Ltd
Jindal Itf Ltd
Jm Financial Asset Reconstruction
Co. Pvt Ltd
Aditya Birla Retail Ltd
Tata Power Company Ltd
Tata Motors Ltd
CARE AA
BWR AAA
CRISIL A+
[ICRA]AACARE A+
CARE AA
BWR A+
CRISIL AAA
CRISIL AA
CARE AACRISIL A+
2.97
2.93
2.80
2.65
2.09
2.02
2.00
1.99
1.98
1.90
1.69
CRISIL ACRISIL AA- / CRISIL
AA[ICRA]AA / CARE
AA+
CRISIL AA
CRISIL AACRISIL AAA
CRISIL AA
CRISIL AA
CRISIL AAA
CARE AA[ICRA]AA
1.51
1.40
Inox Air Products
Bharat Aluminium Co Ltd.
Rural Electrification Corporation Ltd
Shriram Transport Finance Company Ltd
Nirma Ltd
Power Finance Corporation Ltd
Jindal Saw Ltd
Cholamandalam Investment And Finance
Company Ltd
Il&Fs Transportation Networks Ltd
[ICRA]A
Equitas Finance Pvt Ltd
IND AEquitas Micro Finance Pvt Ltd
CRISIL AIndian Express Newspapers (Mumbai) Private BWR A+
Limited
Reliance Capital Ltd
BWR AAA
Shriram City Union Finance Ltd
CRISIL AAKotak Mahindra Investments Ltd
CRISIL AAA
The Indian Hotels Company Ltd
[ICRA]AA+
Housing Development Finance Corporation Ltd CRISIL AAA
L & T Seawoods Pvt Ltd
CARE AA+
Mahindra & Mahindra Financial Services Ltd CRISIL AA+
Sundaram Finance Ltd
[ICRA]AA+
Mahindra Vehicle Mfg Ltd
[ICRA]AAA
Sub Total Of Corporate Bond
Zero Coupon Bond
Indiabulls Housing Finance Ltd
BWR AAA
Pune Infoport Pvt Ltd
BWR A
1.29
1.24
1.08
1.03
1.03
1.02
0.99
0.99
0.90
0.82
0.80
0.70
0.61
0.50
0.20
0.16
0.10
0.10
0.10
0.10
0.00
0.00
79.83
7.34
3.31
Continental Drug Company Pvt Ltd
KKR India Financial Services Private Limited
Cholamandalam Investment And Finance
Company Ltd
Mahindra Lifespace Developers Ltd
Sub Total Of Zero Coupon Bond
Cash And Other Receivables
Grand Total
INTERNAL ACRISIL AA
[ICRA]AA
CRISIL A+
NAV AS ON 27TH FEBRUARY 2015
Reliance RSF Debt Plan - Direct Plan Growth Option
Reliance RSF Debt Plan - Direct Plan Quarterly Dividend Option
Reliance RSF Debt Plan - Direct Plan - Dividend Option
Reliance RSF Debt Plan - Institutional Growth Plan
Reliance RSF Debt Plan - Quarterly Dividend Plan
Reliance RSF Debt Plan - Growth Plan
Reliance RSF Debt Plan - Dividend Plan - Dividend Option
RATING PROFILE
BWR A
BWR A+
BWR AAA
CARE A+
CARE AA
CARE AA+
CARE AACARE AAA
CRISIL A
CRISIL A+
CRISIL ACRISIL AA
CRISIL AA+
CRISIL AACRISIL AAA
IND A+
IND AIND AA+
INTERNAL A[ICRA]A
[ICRA]A1+
[ICRA]AA
[ICRA]AA+
[ICRA]AA[ICRA]AAA
Cash & Other Receivables
Grand Total
2.24
0.40
0.37
0.30
13.97
3.89
100.00
Rs.
19.1987
13.1320
10.3941
19.3196
12.9955
18.8574
10.3446
3.31%
8.09%
13.79%
2.09%
12.42%
1.16%
2.89%
1.75%
0.99%
4.79%
2.21%
5.67%
6.58%
2.68%
4.28%
1.99%
0.80%
3.31%
6.92%
0.82%
2.31%
2.50%
2.11%
2.65%
0.00%
3.89%
100.00%
NAV as at December 31, 2014 (Rs.)
18.5672
Performance of Reliance Regular Savings Fund - Debt Option - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Current Value of Standard
Unit (Rs.) Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0275
6.65
6.72
6.01
18,516
18,636
17,484
Dec 31, 2013 to Dec 31, 2014
16.7322 10.97
14.31
14.14
Dec 31, 2012 to Dec 31, 2013
15.4936
7.99
3.79
-0.68
N.A.
Dec 30, 2011 to Dec 31, 2012
14.1338
9.62
9.38
10.67
Since Inception Date - 09/06/2005 # Benchmark - Crisil Composite Bond Fund Index ## Additional Benchmark - CRISIL 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns
(wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for
twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for
more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend
option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of
Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is
Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the
NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card
DIVIDEND HISTORY
Record Date (DD/MM/YY)
RRSF DEBT Regular Quarterly Dividend Plan
22-Dec-2014
22-Sep-2014
23-Jun-2014
24-Mar-2014
23-Dec-2013
23-Sep-2013
Rate (Re/ Unit) Cum Dividend NAV
EX Dividend NAV*
0.2032
0.2182
0.2182
0.1714
0.2182
0.1714
13.0413
12.9569
12.9570
12.8120
12.7860
12.6910
12.7613
12.6769
12.6770
12.5920
12.5060
12.4710
0.2170
0.2330
0.2330
0.1777
0.2330
0.1855
13.1744
13.0774
13.0632
12.8905
12.8497
12.7442
12.8754
12.7784
12.7642
12.6625
12.5507
12.5062
RRSF DEBT Direct Quarterly Dividend Plan
22-Dec-2014
22-Sep-2014
23-Jun-2014
24-Mar-2014
23-Dec-2013
23-Sep-2013
Cement 4.65%
Non - Ferrous Metals 6.49%
Ferrous Metals 8.43%
Finance 26.32%
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy
of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
35
Debt : Long Term
-1.5% if redeemed within 12 months from the date of
allotment of units
Reliance Corporate
Bond Fund
INVESTMENT OBJECTIVE
The scheme would focus its investments predominantly
in corporate bonds of various maturities and across
ratings for the purpose of achieving regular income and
capital appreciation
FUND DATA
Type .. . . . . . . . . . . An open ended income scheme
Date of allotment . . . . . . . . . . . . . . . . . 26-June-2014
Inception Date . . . . . . . . . . . . . . . . . . . . 30-June-2014
Quarterly AAUM: Rs. 373.44 Crores (31/12/2014)
Minimum Investment: For all plans & options: Rs. 5000
& in multiples of Re. 1 thereafter
Fund Manager . . . . . . Prashant Pimple
Weighted Average YTM: . . . . . . . . . . . . . . . . . 9.91%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 3.05 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . 4.26 Years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load# . . . . . . . . . . . . (w.e.f. 1st September 2014)
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Ferrous Metals 2.41%
0.50% if redeemed after 24 months but within 36
months from the date of allotment.
Nil, thereafter
To generate income through investments in a range of
debt and money market instruments of various
maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and
liquidity.
Cash & Other Receivables 5.32%
1% if redeemed after 12 months but within 24 months
from the date of allotment of units
Miscellaneous
49.61%
Power 3.63%
Non - Ferrous Metals 5.70%
Cement 5.78%
Media & Entertainment
8.10%
Finance 19.46%
In terms of SEBI circular no. SEBI/IMD/CIR No. 4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . Crisil Composite Bond Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is: 9.58%.
PORTFOLIO OF RELIANCE CORPORATE BOND FUND
As on 28th February 2015
Corporate Bond
Reliance Utilities & Power Pvt Ltd
Talwandi Sabo Power Ltd
Pvr Ltd
Tata Value Homes Ltd
Hinduja Leyland Finance Ltd
Dalmia Cement (Bharat) Ltd
Hindalco Industries Ltd
Aditya Birla Retail Ltd
Dewan Housing Finance Corporation Ltd
Shriram Transport Finance Company Ltd
Indiabulls Housing Finance Ltd
Kalpataru Power Transmission Ltd
India Infoline Finance Ltd
Jsw Steel Ltd
"Jm Financial Asset Reconstruction
Co. Pvt Ltd"
Shriram City Union Finance Ltd
Inox Air Products
Sub Total Of Corporate Bond
Zero Coupon Bond
KKR India Financial Services Private Limited
Sub Total of Zero Coupon Bond
Cash And Other Receivables
Grand Total
Rating
Weightage (%)
CRISIL AAA
CRISIL AA+
CRISIL A+
CARE AA
CARE A+
[ICRA]AACRISIL AA
CRISIL ABWR AAA
CARE AA+
BWR AAA
CRISIL AA
[ICRA]AA
CARE AA
CRISIL A+
13.02
9.60
8.10
7.96
7.19
5.78
5.70
4.23
4.10
4.09
4.05
3.63
3.22
2.41
2.41
CARE AA+
CRISIL AA
2.37
1.98
89.83
CRISIL AA
4.86
4.86
5.32
100.00
DIVIDEND HISTORY
Record Date (DD/MM/YY)
NAV AS ON 27TH FEBRUARY 2015
Rs.
Reliance Corporate Bond Fund - Direct Plan
Bonus Option
10.8949
Reliance Corporate Bond Fund - Direct Plan
Growth Option
10.8949
Reliance Corporate Bond Fund - Direct Plan
Quarterly Dividend Option
10.4332
Reliance Corporate Bond Fund - Bonus Option
10.8397
Reliance Corporate Bond Fund - Dividend Option
10.6691
Reliance Corporate Bond Fund - Growth Option
10.8397
Reliance Corporate Bond Fund - Quarterly
Dividend Option
10.4163
Reliance Corporate Bond Fund - Direct Plan
Dividend Option
10.7070
RATING PROFILE
Rating
Weightage
BWR AAA
8.15%
CARE A+
7.19%
CARE AA
10.37%
CARE AA+
6.46%
CRISIL A+
10.50%
CRISIL A-
4.23%
CRISIL AA
16.16%
CRISIL AA+
9.60%
CRISIL AAA
13.02%
[ICRA]AA
3.22%
[ICRA]AA-
5.78%
Cash & Other Receivables
5.32%
Grand Total
100.00%
Rate (Re/ Unit)
Cum Dividend NAV
EX Dividend NAV*
0.1253
10.2171
10.0563
19-Dec-2014
0.1782
10.4365
10.1910
19-Sep-2014
0.1266
10.2171
10.0546
19-Sep-2014
0.1375
10.2358
10.0593
Reliance Corporate Bond Fund Direct Plan-Quarterly
Dividend Plan
19-Dec-2014
19-Sep-2014
0.1928
0.1390
10.4591
10.2358
10.1935
10.0574
Reliance Corporate Bond Fund Dividend Plan
19-Sep-2014
Reliance Corporate Bond Fund Quarterly Dividend Plan
Reliance Corporate Bond Fund Direct Plan-Dividend
Plan
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy
of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
For Product Label disclaimer please refer to page no. 2
36
Fundamentals March 2015
Debt : Long Term
Sub Total Of Corporate Bond
Reliance
Income Fund
Government Bond
INVESTMENT OBJECTIVE
Grand Total
Government Of India
Type . . . . . . . . . . . . . . Open-ended Income Scheme
Date of allotment . . . . . . . . . . . . . . . . . . 01-Jan-1998
Inception Date . . . . . . . . . . . . . . . . . . . . 01-Jan-1998
Quarterly AAUM: . Rs. 1,890.40 Crores (31/12/2014)
Minimum Investment . . . . For Growth Option:
Rs. 5,000 and in multiples of Re 1 thereafter; and in
Monthly Dividend Plan: Rs 25,000 and in multiples of
Re1
thereafter;
Quarterly
Dividend
Plan:
Rs 10,000 and in multiples of Re1 thereafter; Half Yearly
Dividend Plan: Rs 5,000 and in multiples of Re 1
thereafter; Annual Dividend Plan: Rs 5,000 and in
multiples of Re 1 thereafter.
Fund Manager . . . . . . . . . . . . . . . . . . .Prashant Pimple
Weighted Average YTM**: . . . . . . . . . . . . . . . . . 7.76%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . 8.4 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . 16.45 Years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load# . . . . . . . (w.e.f. from 18th September 2014)
Nil
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors’ assessment of various factors
including the service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . Crisil Composite Bond Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 7.54%
74.42
PORTFOLIO OF RELIANCE INCOME FUND
As on 28th February 2015
Weightage(%)
RATING
Corporate Bond
Idfc Ltd.
[ICRA]AAA
5.96
Reliance Jio Infocomm Limited
CRISIL AAA
4.36
Reliance Ports And Terminals Ltd
CRISIL AAA
3.46
Rural Electrification Corporation Ltd
CRISIL AAA
2.13
Reliance Utilities & Power Pvt Ltd
CRISIL AAA
2.12
State Bank Of Patiala
[ICRA]AAA
1.42
Punjab National Bank
CRISIL AAA
1.06
Oriental Bank Of Commerce
[ICRA]AA+
0.92
India Infradebt Ltd
CRISIL AAA
0.52
Power Grid Corporation Of India Ltd
CRISIL AAA
0.36
State Bank Of Hyderabad
CRISIL AAA
0.02
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Miscellaneous 84.35%
3.25
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Income Fund - Direct Plan Bonus Option
Reliance Income Fund - Direct Plan Growth Option
Reliance Income Fund - Direct Plan Half Yearly Dividend
Option
Reliance Income Fund - Direct Plan Monthly Dividend
Option
Rs.
13.5935
46.4103
14.1560
10.8623
Reliance Income Fund - Direct Plan Quarterly Dividend
Option
Reliance Income Fund - Direct Plan Annual Dividend Option
Reliance Income Fund - Bonus Plan
Reliance Income Fund - Annual Dividend Plan
Reliance Income Fund - Growth Plan
Reliance Income Fund - Half Yearly Dividend Plan
Reliance Income Fund - Monthly Dividend Plan
Reliance Income Fund - Quarterly Dividend Plan
RATING PROFILE
CRISIL AAA
SOV
[ICRA]AA+
[ICRA]AAA
Cash & Other Receivables
Grand Total
13.6427
15.5611
13.4308
14.1814
45.5778
13.3415
10.4526
13.3255
14.03%
74.42%
0.92%
7.38%
3.25%
100.00%
NAV as at December 31, 2014 (Rs.)
44.5011
Performance of Reliance Income Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Unit (Rs.) Returns Returns # Benchmark
(%)
(%)
Returns ##
(%)
Current Value of Standard
Investment of Rs 10000 in the
Additional
Benchmark
Benchmark
# (Rs)
## (Rs)
44,635
N.A.
N.A.
Scheme
(Rs)
Since inception till Dec 31, 2014
9.9700
9.19
N.A.
N.A.
Dec 31, 2013 to Dec 31, 2014
38.7594
14.81
14.31
14.14
Dec 31, 2012 to Dec 31, 2013
37.7048
2.80
3.79
-0.68
N.A.
Dec 30, 2011 to Dec 31, 2012
33.9359
11.11
9.38
10.67
Since Inception Date - 01/01/1998 # Benchmark - Crisil Composite Bond Fund Index ## Additional Benchmark - CRISIL 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For
Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last
day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than
3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter
and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple
annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first
declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value
of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.
Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of
the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
DIVIDEND HISTORY
Record Date (DD/MM/YY)
Finance 8.61%
74.42
Cash And Other Receivables
FUND DATA
Cash & Other Receivables 3.25%
Power 0.36%
Banks 3.43%
SOV
Sub Total Of Government Bond
The primary investment objective of the scheme is to
generate optimal returns consistent with moderate level
of risk. This income may be complemented by capital
appreciation of the portfolio. Accordingly, investments
shall predominantly be made in Debt & Money Market
Instruments
Holding
22.33
DIVIDEND HISTORY
Rate
(Re/ Unit)
Cum EX Dividend
Dividend
NAV*
NAV
Reliance Income Fund - Retail - Monthly
20-Feb-2015
0.0453 10.5071
19-Jan-2015
0.1807 10.6877
19-Dec-2014
0.1634 10.6611
19-Nov-2014
0.1382 10.6252
20-Oct-2014
0.0645 10.4534
19-Sep-2014
0.0432 10.3630
19-Aug-2014
0.0000 10.2513
Reliance Income Fund - Retail - Quarterly
19-Dec-2014
0.6014 13.7458
19-Sep-2014
0.1301 13.1078
19-Jun-2014
0.4390 13.4048
19-Mar-2014
0.1201 13.0931
20-Jan-2014
0.0000 10.5803
Reliance Income Fund - Retail - Half Yearly
19-Sep-2014
0.4472 12.7494
19-Mar-2014
0.1562 12.2568
19-Mar-2013
0.5907 12.7004
20-Sep-2012
0.5127 12.6307
19-Mar-2012
0.5046 12.5545
19-Sep-2011
0.3816 12.4550
Reliance Income Fund - Retail - Annualy
19-Mar-2014
0.1197 12.3920
19-Mar-2013
1.2049 13.5303
19-Mar-2012
0.9192 13.2190
21-Mar-2011
0.4845 12.7717
19-Mar-2010
0.5941 12.9176
10.4447
10.4388
10.4360
10.4348
10.3646
10.3075
10.2513
12.9173
12.9409
12.8414
12.9390
10.5803
12.1755
12.0563
12.0299
12.0487
11.9884
12.0242
12.2384
12.1625
12.1825
12.2202
12.2381
Record Date (DD/MM/YY)
Rate
(Re/ Unit)
Cum EX Dividend
Dividend
NAV*
NAV
Reliance Income Fund - Direct - Monthly
20-Feb-2015
0.0534 10.9264
19-Jan-2015
0.1927 11.1099
19-Dec-2014
0.1725 11.0779
19-Nov-2014
0.1638 11.0638
20-Oct-2014
0.0696 10.9107
19-Sep-2014
0.0489 10.8170
19-Aug-2014
0.0000 10.6955
21-Jul-2014
0.0273 10.7104
Reliance Income Fund - Direct - Quarterly
19-Dec-2014
0.6252 14.0614
19-Sep-2014
0.1463 13.4092
19-Jun-2014
0.4606 13.7109
19-Mar-2014
0.1336 13.3892
19-Dec-2013
0.0138 13.1511
Reliance Income Fund - Direct - Half- Yearly
19-Sep-2014
0.4976 13.5172
19-Mar-2014
0.1887 12.9919
19-Mar-2013
0.0166 12.7031
Reliance Income Fund - Direct - Yearly
19-Mar-2014
0.1846 13.5895
19-Mar-2013
0.2460 13.5463
Reliance Income Fund - Bonus Option
26-Feb-2013
5:3
Reliance Income Fund - Direct Bonus Option
26-Feb-2013
5:3
10.8528
10.8444
10.8402
10.8381
10.8148
10.7542
10.6955
10.6754
13.2001
13.2215
13.1198
13.2177
13.1334
12.8786
12.7498
12.6841
13.3526
13.2670
Past performance may or may not be sustained in future: Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face Value of Rs.10/-
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
37
Debt : Dynamic
NAV AS ON 27TH FEBRUARY 2015
PORTFOLIO OF RELIANCE DYNAMIC BOND FUND
Reliance Dynamic Bond Fund - Direct Plan Growth
Option
Reliance Dynamic Bond Fund - Direct Plan Quarterly
Dividend Plan
Reliance Dynamic Bond Fund - Dividend Plan
Reliance Dynamic Bond Fund - Growth Plan
Reliance Dynamic Bond Fund - Quarterly Dividend Plan
Reliance Dynamic Bond Fund - Direct Plan Dividend
Option
As on 28th February 2015
Reliance
Dynamic Bond Fund
(Formerly known as Reliance NRI Income Fund)
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal returns consistent with moderate
levels of risk. This income may be complemented by
capital appreciation of the portfolio. Accordingly,
investments shall predominantly be made in Debt and
Money Market Instruments
FUND DATA
Holding
Rating
India Infradebt Ltd
State Bank Of Patiala
Nuclear Power Corporation Of India Ltd
Power Finance Corporation Ltd
National Housing Bank
Sub Total Of Corporate Bond
Government Bond
Government Of India
Sub Total Of Government Bond
CRISIL AAA
[ICRA]AAA
CRISIL AAA
CRISIL AAA
CRISIL AAA
Weightage
(%)
0.29
0.19
0.10
0.10
0.01
26.83
SOV
70.13
70.13
SOV
0.00
0.00
State Government Bond
State Government Securities
Sub Total Of State Government Bond
Cash And Other Receivables
Type . . . . . . . . . . . . . . Open-ended Income Scheme
Date of Allotment . . . . . . . . . . . . . . . . . .15-Nov-2004
Inception Date . . . . . . . . . . . . . . . . . . . .16-Nov-2004
Quarterly AAUM: Rs. 4,142.52 Crores (31/12/2014)
Minimum Investment . . . . . Rs. 5,000 & in multiples of
Re.1 thereafter
Fund Manager . . . . . . . . . . . . . . . . . . Prashant Pimple
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load#: . . . . . . . . . . . . . . (w.e.f 15 December, 2014)
- 1% of the applicable NAV if redeemed or switched out
on or before completion of 12 months from the date of
allotment of units
- Nil if units are redeemed after 12 months from the
date of allotment of units
Weighted Average YTM**: . . . . . . . . . . . . . . . . . 8.11%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 7.99 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . 15.79 Years
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . Crisil Composite Bond Fund Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 7.87%
PORTFOLIO OF RELIANCE DYNAMIC BOND FUND
As on 28th February 2015
Holding
Rating
Corporate Bond
Reliance Utilities & Power Pvt Ltd
Reliance Ports And Terminals Ltd
Reliance Jio Infocomm Limited
Rural Electrification Corporation Ltd
Oriental Bank Of Commerce
Punjab National Bank
Idfc Ltd.
Kotak Mahindra Bank Ltd
CRISIL AAA
CRISIL AAA
CRISIL AAA
CRISIL AAA
[ICRA]AA+
CRISIL AAA
[ICRA]AAA
CRISIL AAA
Weightage
(%)
5.31
4.70
3.82
3.33
3.14
2.80
2.04
1.01
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 3.05%
Miscellaneous 84.07%
Finance 5.75%
Banks 7.13%
RATING PROFILE
Rating
CRISIL AAA
SOV
[ICRA]AA+
[ICRA]AAA
Cash & Other Receivables
Grand Total
3.05
Grand Total
Rs.
19.2755
10.5443
14.7620
18.9971
10.6130
16.2612
Weightage
21.46%
70.13%
3.14%
2.23%
3.05%
100.00%
100.00
NAV as at December 31, 2014 (Rs.)
18.511
Performance of Reliance Dynamic Bond Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per
Unit (Rs.)
Scheme Benchmark Additional
Current Value of Standard
Returns Returns # Benchmark
Investment of Rs 10000 in the
(%)
(%)
Returns ##
Additional
Scheme Benchmark
(%)
Benchmark
(Rs)
# (Rs)
## (Rs)
Since inception till Dec 31, 2014
10.0234
6.24
6.80
6.26
Dec 31, 2013 to Dec 31, 2014
16.0568
15.28
14.31
14.14
Dec 31, 2012 to Dec 31, 2013
15.3182
4.82
3.79
-0.68
Dec 30, 2011 to Dec 31, 2012
13.6497
12.22
9.38
10.67
Since Inception Date - 16/11/2004
18,468
19,473
18,492
N.A.
# Benchmark - Crisil Composite Bond Fund Index ## Additional Benchmark - CRISIL 10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep 2011
DIVIDEND HISTORY
Record Date (DD/MM/YY)
Quarterly Dividend Plan
22-Dec-2014
22-Sep-2014
20-Jun-2014
20-Mar-2014
20-Jun-2013
20-Mar-2013
21-Mar-2012
Direct Quarterly Dividend Plan
22-Dec-2014
22-Sep-2014
20-Jun-2014
20-Mar-2014
20-Jun-2013
20-Mar-2013
Dividend Plan
22-Sep-2014
25-Mar-2014
25-Mar-2013
21-Mar-2012
Direct Dividend Plan
22-Sep-2014
25-Mar-2014
25-Mar-2013
Rate (Re/ Unit) Cum Dividend NAV
EX Dividend NAV*
0.4554
0.1274
0.3008
0.1170
0.3253
0.0995
0.6310
10.9180
10.4223
10.5884
10.3821
10.8197
10.4628
14.0455
10.2906
10.2588
10.2024
10.2319
10.4023
10.3498
13.3298
0.4643
0.1386
0.3123
0.0734
0.4073
0.1995
10.8509
10.3575
10.5242
10.2469
10.7366
10.4791
10.2113
10.1796
10.1235
10.1527
10.2139
10.2526
0.4881
0.4295
0.3081
0.7163
14.0757
13.9030
14.9039
14.0460
13.4493
13.3518
13.2732
13.3298
0.5706
0.5499
1.4122
15.4877
15.3500
14.8763
14.7555
14.6444
14.5542
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy
of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has
every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and
distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. Face Value of Rs.10/-
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
38
Fundamentals March 2015
Debt : Gilt
PORTFOLIO OF RELIANCE GILT SECURITIES FUND
Reliance
Gilt Securities Fund
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate optimal credit risk-free returns by investing in
a portfolio of securities issued and guaranteed by the
Central Government and State Government
As on 28th February 2015
Holding
Government Bond
Government Of India
Sub Total of Government Bond
State Government Bond
STATE GOVERNMENT
SECURITIES
Sub Total of State Government
Bond
Cash And Other Receivables
Grand Total
Rating Weightage (%)
SOV
96.66
96.66
SOV
0.00
0.00
3.34
100.00
FUND DATA
NAV AS ON 27TH FEBRUARY 2015
Type . . . . . . . . . . . . . .. An Open Ended Government
. . . . . . . . . . . . . . . . . . . . . . . . . . Securities Scheme
Date of allotment . . . . . .. . . . . . . . . . . . 10-July-2003
Inception Date . . . . . . . . . . . . . . . . . . . . 10-July-2003
Quarterly AAUM: . . . Rs. 462.97 Crores (31/12/2014)
Minimum Investment: Rs. 5,000 & in multiples of Re.1
thereafter w.e.f. 8th Oct. 2012
Fund Manager: . . . . . . . . . . . . . . . . Prashant Pimple
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load# . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Weighted Average YTM**: . . . . . . . . . . . . . . . . . 7.90%
Reliance Gilt Securities Fund - Direct Plan - PF Option 18.3779
- Automatic Capital Appreciation Payout Option
Reliance Gilt Securities Fund-PF Option-Automatic 18.0632
Capital Appreciation Payout Option
Reliance Gilt Securities Fund-Institutional Plan-PF
18.1671
Option-Automatic Capital Appreciation Payout Option
Reliance Gilt Securities Fund - Direct Plan - PF Option 18.3755
- Defined Maturity Date Option
Reliance Gilt Securities Fund -PF Option-Defined
18.0632
Maturity Date Option
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors’ assessment of various factors
including the service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . I-Sec Li-BEX Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 7.75%
Reliance Gilt Securities Fund- Direct Plan - Growth
Plan- Bonus Option
Reliance Gilt Securities Fund- Growth Plan- Bonus
Option
RATING PROFILE
Rating
10.2977
10.3642
Weightage
SOV
96.66%
Cash & Other Receivables
3.34%
Grand Total
100.00%
NAV as at December 31, 2014 (Rs.)
Modified Duration: . . . . . . . . . . . . . . . . . . . . 8.94 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . 19.01 Years
Rs.
Reliance Gilt Securities Fund -PF Option-Automatic 15.1418
Annual Reinvest Option
Reliance Gilt Securities Fund - Direct Plan - PF Option 15.4272
- Automatic Annual Reinvest Option
Reliance Gilt Securities Fund - Direct Plan - Growth 18.4248
Plan - Growth Option
Reliance Gilt Securities Fund -Growth Plan - Growth 18.0632
Option
Reliance Gilt Securities Fund - Institutional Plan18.1671
Growth Plan -Growth Option
Reliance Gilt Securities Fund - Direct Plan - Monthly 11.0794
Dividend Plan
Reliance Gilt Securities Fund -Monthly Dividend Plan 10.2901
17.5191
Performance of Reliance Gilt Securities Fund - Growth Option as on 31/12/2014
Date
NAV Per Scheme Benchmark Additional
Unit (Rs.) Returns Returns # Benchmark
(%)
(%)
Returns ##
(%)
Since inception till Dec 31, 2014
10.0379
9.15
10.86
7.49
Dec 31, 2013 to Dec 31, 2014
14.7672
18.64
19.74
14.14
Dec 31, 2012 to Dec 31, 2013
14.3000
3.27
1.38
-0.68
Dec 30, 2011 to Dec 31, 2012
12.6510
13.03
12.85
10.67
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Additional
Benchmark
Benchmark
# (Rs)
## (Rs)
17,453
19,264
15,836
N.A.
Since Inception Date-22/08/2008 # Benchmark-I-Sec LI Bex Index ## Additional Benchmark Crisil-10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
The key features of Reliance Gilt Securities Fund having Short Term Plan and Long Term Plan have been changed w.e.f 22nd Aug 2008. Pursuant
to the changes, the scheme will have Retail Plan and Institutional Plan. For more details please refer to the Addendum dated 21st July 2008
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep 2011
DIVIDEND HISTORY
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables
3.34%
Miscellaneous 96.66%
Record Date (DD/MM/YY)
Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance G Sec Fund - LTP - Retail - Dividend (MONTHLY)
25-Feb-2015
0.0428
10.2781
10.2933
27-Jan-2015
0.2178
10.2933
10.2714
26-Dec-2014
0.1892
10.2714
10.2472
25-Nov-2014
0.1270
10.2472
10.1757
27-Oct-2014
0.0675
10.1757
10.0526
26-Sep-2014
0.1870
10.0526
10.1272
25-Aug-2014
0.0194
10.1272
10.1484
25-Jul-2014
0.0860
10.1484
11.0803
Reliance G Sec Fund - Direct Plan - Dividend Option (MONTHLY)
25-Feb-2015
0.0522
11.0662
11.0283
27-Jan-2015
0.2428
11.0803
10.9523
26-Dec-2014
0.2106
11.0570
10.8168
25-Nov-2014
0.1452
11.0283
10.8168
27-Oct-2014
0.0788
10.9523
10.8168
26-Sep-2014
0.2143
10.8168
10.8168
25-Aug-2014
0.0276
10.9024
10.9024
25-Jul-2014
0.1000
10.9235
10.9235
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs. 10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. Face Value of Rs.10/Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
39
Debt: MIP
India Infoline Finance Ltd
Reliance
Monthly Income Plan
INVESTMENT OBJECTIVE
The primary investment objective of the scheme is to
generate regular income in order to make regular
dividend payments to unitholders and the secondary
objective is growth of capital
FUND DATA
Type...... Open-ended Fund. Monthly Income is not assured &
is subject to the availability of distributable surplus.
Date of allotment . . . . . . . . . . . . . . . . . . .29-Dec-2003
Inception Date . . . . . . . . . . . . . . . . . . . . . 13-Jan-2004
Quarterly AAUM: ..Rs. 2,313.37 Crores (31/12/2014)
Minimum Investment: For all plans & options: Rs.5000
& in multiples of Re. 1 thereafter
Fund Manager . . . . . . Amit Tripathi, Sanjay Parekh
(w.e.f. April 02, 2012)
Weighted Average YTM:
(for the debt portion of the portfolio)** . . . . . . . . 8.03%
Modified Duration: . . . . . . . . . . . . . . . . . . . . 6.73 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . 11.58 Years
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load# . . . . . . . . . . . (w.e.f. 15th December 2014)
10% of the units allotted shall be redeemed without any
exit load each year for the first three years from the date
of allotment. However, if the 10% limit is not utilized in
any of the year, same shall be carried forward to the
subsequent year. Any redemption in excess of such
limit in any three years shall be subject to the following
exit load. Redemption of units would be done on First
in First out basis(FIFO):
Redemption / switch out in excess of prescribed limit
- 1.5% if the units are redeemed on or before 12
months from the date of allotment of units
- 1% if redeemed after 12 months till, on or before 24
months from the date of allotment of units.
0.50% if redeemed after 24 months till, on or before 36
months from the date of allotment of units.
- Nil, after 36 months from the date of allotment of
units.
*In terms of SEBI circular no. SEBI/IMD/CIR No. 4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . Crisil MIP Blended Index
** YTM is computed on the invested amount (which
excludes other receivables)
YTM that is computed on the portfolio including the
other receivables is**: 7.83%
PORTFOLIO OF RELIANCE MONTHLY INCOME PLAN
Rating
As on 28th February 2015
Corporate Bond
Reliance Jio Infocomm Limited
Reliance Utilities & Power Pvt Ltd
Idbi Bank Ltd
Tata Motors Ltd
Yes Bank Ltd
Tata Power Company Ltd
Dlf Promenad Ltd
Jindal Saw Ltd
Oriental Bank Of Commerce
Iot Utkal Energy Services Limited
Talwandi Sabo Power Ltd
Hpcl Mittal Energy Ltd
India Infoline Housing Finance Ltd
Weightage (%)
CRISIL AAA
CRISIL AAA
CRISIL AA[ICRA]AA / CARE
AA+
[ICRA]AA+
CRISIL AACRISIL AA(SO)
CARE AA[ICRA]AACRISIL AAA
CRISIL AA+
IND AACRISIL AA-
6.30
4.26
3.06
2.60
2.59
2.50
1.95
1.93
1.91
1.83
1.55
1.22
1.21
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 2.62%
Construction 0.39%
Construction Project 0.68%
Diversified Consumer Services 0.80%
Pharmaceuticals 0.84%
Telecom - Services 0.97%
Services 1.19%
Non - Ferrous Metals 1.19%
Software 1.25%
Petroleum Products 1.28%
Media & Entertainment 1.60%
Industrial Capital Goods 1.67%
Ferrous Metals 2.20%
Miscellaneous 54.28%
Auto 3.36%
1.18
1.13
0.99
0.98
0.98
0.96
0.96
0.86
0.46
0.39
0.20
0.04
0.02
0.02
42.09
2.48
1.96
1.53
1.44
1.28
1.25
1.19
1.16
0.87
0.83
0.83
0.80
0.77
0.68
0.66
0.51
0.45
0.32
0.21
0.19
0.18
0.14
0.07
Idfc Ltd.
EQUITY
Sub Total Of Equity
Government Bond
Government Of India
SOV
Sub Total Of Government Bond
Zero Coupon Bond
North Karnataka Expressway Limited
CRISIL AAA
Sub Total Of Zero Coupon Bond
Cash And Other Receivables
Grand Total
NAV AS ON 27TH FEBRUARY 2015
Reliance Monthly Income Plan - Direct Plan Growth Option
Reliance Monthly Income Plan - Direct Plan Monthly Dividend
Option
Reliance Monthly Income Plan - Direct Plan Quarterly Dividend
Option
Reliance Monthly Income Plan - Growth Plan
Reliance Monthly Income Plan - Monthly Dividend Plan
Reliance Monthly Income Plan - Quarterly Dividend Plan
RATING PROFILE
Rating
BWR AA
BWR AAA
CARE AA+
CARE AACRISIL AA
CRISIL AA(SO)
CRISIL AA+
CRISIL AACRISIL AAA
EQUITY
IND AASOV
[ICRA]A
[ICRA]AA
[ICRA]AA+
[ICRA]AA[ICRA]AAA
Cash & Other Receivables
Grand Total
0.07
19.85
32.90
32.90
2.55
2.55
2.62
100.00
Rs.
34.1248
13.1861
13.4632
33.5190
12.5853
13.3175
Weightage
0.79%
0.98%
2.39%
1.93%
2.12%
1.95%
1.55%
7.16%
16.62%
19.85%
1.22%
32.90%
0.96%
1.60%
2.59%
1.91%
0.86%
2.62%
100.00%
NAV as at December 31, 2014 (Rs.)
32.3024
Performance of Reliance Monthly Income Plan - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs 10000 in the
Scheme (Rs)
Benchmark # Additional Benchmark
Unit (Rs.) Returns
Returns #
Benchmark
(Rs)
## (Rs)
(%)
(%)
Returns ## (%)
Since inception till Dec 31, 2014
10.0219
11.26
7.67
4.89
32,232
22,501
16,884
Dec 31, 2013 to Dec 31, 2014
26.1836
23.37
16.83
14.14
Dec 31, 2012 to Dec 31, 2013
25.2967
3.51
4.41
-0.68
N.A.
Dec 30, 2011 to Dec 31, 2012
21.6638
16.77
12.12
10.67
Since Inception Date-13/01/2004 # Benchmark-Crisil MIP Blended Index ## Additional Benchmark Crisil-10 Yr Gilt Index
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever
provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for twelve month periods for
last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever
applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since
inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case,
the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns.
SPECIAL FEATURE Reliance Any Time Money Card
DIVIDEND HISTORY
Record Date
Dividend
Cum
(DD/MM/YY)
Per Unit Dividend
NAV
Reliance MIP - Monthly Dividend
20-Feb-2015
0.0595
12.6074
20-Jan-2015
0.0595
12.6010
22-Dec-2014
0.0508
12.2786
20-Nov-2014
0.0595
12.2513
20-Oct-2014
0.0595
11.9000
22-Sep-2014
0.0639
11.8406
20-Aug-2014
0.0468
11.6462
21-Jul-2014
0.0545
11.6798
20-Jun-2014
0.0545
11.4996
Reliance MIP - DIRECT Monthly Dividend
20-Feb-2015
0.0650
13.2115
20-Jan-2015
0.0650
13.1973
22-Dec-2014
0.0559
12.8532
20-Nov-2014
0.0650
12.8178
20-Oct-2014
0.0650
12.4444
22-Sep-2014
0.0697
12.3776
EX
Dividend
NAV*
12.5254
12.5190
12.2086
12.1693
11.8180
11.7586
11.5862
11.6098
11.4296
13.1220
13.1078
12.7762
12.7283
12.3549
12.2881
DIVIDEND HISTORY
Record Date
Dividend
(DD/MM/YY)
Per Unit
Cum
Dividend
NAV
12.1683
12.1978
12.0045
20-Aug-2014
0.0522
21-Jul-2014
0.0600
20-Jun-2014
0.0600
Reliance MIP - Quarterly Dividend
22-Dec-2014
0.1887
13.0113
22-Sep-2014
0.2026
12.5516
20-Jun-2014
0.1870
12.2213
20-Mar-2014
0.1559
11.5337
20-Dec-2013
0.1870
11.4480
20-Sep-2013
0.1559
11.1839
Reliance MIP - Direct Quarterly Dividend
22-Dec-2014
0.2018
13.1466
22-Sep-2014
0.2166
12.6691
20-Jun-2014
0.2003
12.3215
20-Mar-2014
0.1691
11.6168
20-Dec-2013
0.2003
11.5239
20-Sep-2013
0.1691
11.2533
EX
Dividend
NAV*
12.1013
12.1208
11.9275
12.7513
12.2916
11.9813
11.3337
11.2080
10.9839
12.8686
12.3911
12.0645
11.3998
11.2669
11.0363
"Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of
doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any.
Performance of dividend plan/option would be net of applicable statutory levy , if any. Face value of Rs.10.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also."
Auto Ancillaries 4.43%
Power 4.53%
Finance 5.34%
Banks 11.40%
40
BWR AA / CRISIL
AATata Motors Finance Ltd
CRISIL AA
Shriram Transport Finance Company Ltd
CARE AA+
Hindalco Industries Ltd
CRISIL AA
Reliance Capital Ltd
BWR AAA
Ifci Ltd
[ICRA]A
Power Finance Corporation Ltd
CRISIL AAA
Idfc Ltd.
[ICRA]AAA
Rural Electrification Corporation Ltd
CRISIL AAA
L & T Seawoods Pvt Ltd
CARE AA+
Power Grid Corporation Of India Ltd
CRISIL AAA
Lic Housing Finance Ltd
CRISIL AAA
Reliance Gas Transportation Infrastructure Ltd CRISIL AAA
Shriram City Union Finance Ltd
CARE AA+
Sub Total Of Corporate Bond
Equity
Federal-Mogul Goetze (India) Ltd.
EQUITY
Sundaram Clayton Ltd
EQUITY
Hdfc Bank Ltd
EQUITY
Axis Bank Ltd
EQUITY
Tv18 Broadcast Ltd
EQUITY
Infosys Ltd
EQUITY
Talwalkars Better Value Fitness Ltd
EQUITY
Siemens Ltd
EQUITY
Icici Bank Ltd
EQUITY
Bharti Airtel Ltd
EQUITY
Reliance Industries Ltd
EQUITY
Tree House Education & Accessories Ltd
EQUITY
Maruti Suzuki India Ltd
EQUITY
Larsen & Toubro Ltd
EQUITY
Divi's Laboratories Ltd
EQUITY
Honeywell Automation India Ltd
EQUITY
Bharat Petroleum Corporation Ltd
EQUITY
Hindustan Media Ventures Ltd
EQUITY
Sesa Sterlite Ltd
EQUITY
Jsw Steel Ltd
EQUITY
Strides Arcolab Ltd
EQUITY
Reliance Communications Ltd
EQUITY
Tata Steel Ltd
EQUITY
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
GOLD: ETF
R*Shares
Gold ETF
(Formerly R*Shares Gold Exchange Traded Fund)
INVESTMENT OBJECTIVE:
The investment objective is to seek to provide returns
that closely correspond to returns provided by price of
gold through investment in physical Gold (and Gold
related securities as permitted by Regulators from time
to time). However, performance of the scheme may
differ from that of the domestic prices of Gold due to
expenses and or other related factors.
FUND DATA
Type . . . . . . . . . An open ended Gold Exchange Traded Fund
Date of allotment . . . . . . . . . . . . . . . . . . . . . . . . . 21-Nov-2007
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22-Nov-2007
Quarterly AAUM: . . . . . . . . . . .Rs. 1604.49 Crores (31/12/2014)
Minimum Investment. . . . On going purchase directly from mutual
fund would be available only to the Authorised Participants and
Reliance Gold Savings Fund though RCAM, provided the value
of units to be purchased is in creation unit size. Authorised
Participants may buy the units on any business day for the
scheme directly from the mutual fund at applicable NAV and
transaction charges, if applicable, by depositing Gold or cash,
value of which is equal to creation size. Each creation unit
consists of 1000 units and cash components, if any, of R*Shares
Gold ETF. Others can buy the units in multiple of one from the
exchange where they are traded.
Exchange listed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .NSE
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RELGOLD
Fund Manager . . . . . . . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NIl
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the Scheme
to the investor effective August 1, 2009. Upfront commission shall
be paid directly by the investor to the AMFI registered Distributors
based on the investors’ assessment of various factors including
the service rendered by the distributor”
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
GOLD: FOF
Reliance
Gold Savings Fund
INVESTMENT OBJECTIVE
The investment objective of the scheme is to seek to
provide returns that closely correspond to returns
provided by R*Shares Gold ETF
FUND DATA
Type .. . . . . . . An open ended Fund of Fund Scheme
Date of allotment . . . . . . . . . . . . . . . . . 7-March-2011
Inception Date . . . . . . . . . . . . . . . . . . . 11-March-2011
Quarterly AAUM: Rs. 1,178.46 Crores (31/12/2014)
Minimum Investment. . . . Rs. 5000 & in multiples
of Re.1 thereafter*
*Reliance Capital Asset Management Limited (“RCAM”) in
consultation with the Trustee Company of Reliance Mutual
Fund i.e Reliance Capital Trustee Co. Ltd. (“RCTC”), has
decided to re-commence the acceptance of subscription in
Reliance Gold Savings Fund (“RGSF”), with effect from
October 23, 2013. Refer Addendum No. 72
Fund Manager . . . . . . . . . . . . . . . . . . . . Krishan Daga
Entry Load*. . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load** . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2%- If redeemed or switched out on or before completion of
1 year from the date of allotment of units,
Nil - If redeemed or switched out after the completion of 1
year from the date of allotment of units
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors’ assessment of
various factors including the service rendered by the
distributor
** If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark: The scheme's performance will be benchmarked
against the price of physical Gold.
Benchmark..........................................................As there are no
indices catering to the gold sector/securities linked to Gold,
currently R*Shares Gold ETF shall be benchmarked against the
price of Gold.
NAV AS ON 27TH FEBRUARY 2015
R* Shares Gold ETF - Dividend Payout
PORTFOLIO OF R*SHARES GOLD ETF
As on 28th February 2015
Holding
Weightage (%)
GOLD
GOLD 995 1KG BAR-Ahmedabad
56.91
GOLD .995 1KG BAR
43.11
Sub Total of Gold
100.02
Cash and Other Receivables
-0.02
Grand Total
100.00
Rs.
2403.1261
ASSET ALLOCATION
Gold
Cash & Other Receivables
(%)
100.02
-0.02
NAV as at December 31, 2014 (Rs.)
2455.6129
Performance of R*Shares Gold ETF - Dividend Payout Option as on 31/12/2014
Date
NAV Per Unit Scheme Benchmark Additional
(Rs.)
Returns Returns # Benchmark
(%)
(%)
Returns ##
(%)
Since inception till Dec 31, 2014
1026.3180
13.05
14.54
N.A.
Dec 31, 2013 to Dec 31, 2014
2525.4022
-2.76
-1.78
N.A.
Dec 31, 2012 to Dec 31, 2013
2838.9735
-11.05
-10.08
N.A.
Dec 30, 2011 to Dec 31, 2012
2559.2647
10.93
11.97
N.A.
Current Value of Standard
Investment of Rs 10000 in the
Scheme
(Rs)
Additional
Benchmark
Benchmark
# (Rs)
## (Rs)
23,926
26,259
N.A.
N.A.
Since Inception Date - 22/11/2007
# Benchmark - Prices of Gold
## Additional Benchmark - N.A.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f. 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
For Product Label disclaimer please refer to page no. 2
PORTFOLIO OF RELIANCE GOLD SAVINGS FUND
As on 28th February 2015
Holding
Weightage(%)
Equities
Exchange Traded Funds
R* Shares Gold ETF
100.22
Sub Total of Exchange Traded Funds
100.22
Cash and Other Receivables
GRAND TOTAL
NAV AS ON 27TH FEBRUARY 2015
Reliance Gold Savings Fund - Direct Plan
Growth Option
Reliance Gold Savings Fund - Dividend Plan
Reliance Gold Savings Fund - Growth Plan
Reliance Gold Savings Fund - Direct Plan
Dividend Option
ASSET ALLOCATION
Rs.
11.9206
11.8241
11.8241
11.9206
(%)
-0.22
100.00
Exchange Traded Funds
100.22
Cash and Other Receivables
-0.22
NAV as at December 31, 2014 (Rs.)
11.9757
Performance of Reliance Gold Saving Fund - Growth Plan As on 31/12/2014
Date
NAV Per Unit
(Rs.)
Scheme Returns
(%)
Benchmark
Returns # (%)
Additional Benchmark
Returns # # (%)
Since inception till Dec 31, 2014
10.0337
4.75
Dec 31, 2013 to Dec 31, 2014
13.2702
-9.75
-1.78
N.A.
Dec 31, 2012 to Dec 31, 2013
14.3676
-7.64
-10.08
N.A.
12.9221
11.19
11.97
N.A.
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 11/03/2011
# Benchmark - Prices of Gold
7.05
N.A.
## Additional Benchmark - N.A.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is comand the same may not necessarily provide the basis for comparison with other
investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s)
which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the
calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years,
point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are
computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized
basis. Performance of dividend option would be Net of Dividend distribution tax, if any. Since inception returns are based on first declared NAV.
Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance
Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value
of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous
date is considered for computation of returns.
SPECIAL FEATURE
Reliance Any Time Money Card w.e.f. 19th Sep, 2011
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan.
For Product Label disclaimer please refer to page no. 2
Fundamentals March 2015
41
Reliance
Retirement Fund
- Wealth Creation Scheme
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
capital appreciation and consistent income to the
investors which will be in line with their retirement goals
by investing in a mix of securities comprising of equity,
equity related instruments and fixed income securities.
However, there can be no assurance or guarantee that
the investment objective of the Scheme will be
achieved.
FUND DATA
Type.........An Open-ended notified tax savings cum pension
scheme with no assured returns
Date of Allotment . . . . . . . . . . . . . . . . . . 11-Feb-2015
Inception Date . . . . . . . . . . . . . . . . . . . . 13-Feb-2015
Minimum Investment . . . . . Rs. 5000 and in multiples
of Rs. 500 thereafter
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Non - Ferrous Metals 0.34%
Hotels 0.62%
Pharmaceuticals 1.01%
Ferrous Metals 1.27%
Telecom - Services 1.75%
Minerals/Mining 1.83%
Construction Project 1.91%
Cash & Other
Receivables 42.40%
Services 2.00%
Media & Entertainment 2.65%
Auto Ancillaries 4.69%
Finance 5.35%
Petroleum Products 5.94%
Auto 7.56%
Software 7.98%
Fund Managers . . . . . . . .Sanjay Parekh, Anju Chhajer
& Jahnvee Shah
Entry Load*. . . . . . . . . . . . . . . . . . . . . . .Not Applicable
Exit Load#: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
- 1% if redeemed/switched out from Reliance
Retirement Fund before attainment of 60 years of
age.
- Nil in case of Auto SWP/Redemption/Switch out
from Reliance Retirement Fund on or after attainment
of 60 years of age or after completion of 5 year lock
in period, whichever is later.
- Nil in case of switch made from Wealth Creation
Scheme to Income Generation Scheme or vice versa,
- Nil in case of Auto Transfer from Wealth Creation
Scheme to Income Generation Scheme
(Note: Age will be computed with reference to years
completed on the date of transaction)
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
charged by the Scheme to the investor effective August
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based
on the investors' assessment of various factors
including the service rendered by the distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . S&P BSE 100 Index
PORTFOLIO OF RELIANCE RETIREMENT FUND WEALTH CREATION SCHEME
As on 28th February 2015
Holding
Equity
Hdfc Bank Ltd
Axis Bank Ltd
Sundaram Clayton Ltd
Maruti Suzuki India Ltd
Tech Mahindra Ltd
Infosys Ltd
Reliance Industries Ltd
Tv18 Broadcast Ltd
Tata Motors Ltd
Intellect Design Arena Limited
Aditya Birla Nuvo Ltd
Larsen & Toubro Ltd
Bharat Petroleum Corporation Ltd
Coal India Ltd
For Product Label disclaimer please refer to page no. 2
Weightage
(%)
6.88
4.10
4.10
3.81
2.92
2.89
2.79
2.65
2.52
2.18
2.00
1.91
1.83
1.83
PORTFOLIO OF RELIANCE RETIREMENT FUND WEALTH CREATION SCHEME
As on 28th February 2015
Holding
Weightage
(%)
1.81
1.81
1.75
1.74
1.73
1.32
1.23
1.01
2.81
57.60
42.40
100.00
Sundaram Finance Ltd
Mahindra & Mahindra Financial Services Ltd
Bharti Airtel Ltd
Icici Bank Ltd
Idfc Ltd.
Indian Oil Corporation Ltd
Mahindra & Mahindra Ltd
Strides Arcolab Ltd
Equity Less Than 1% Of Corpus
Sub Total Of Equity
Cash And Other Receivables
Grand Total
VOLATILITY MEASURES:
Beta:
0.6868
Standard Deviation:
0.6656
R Squared:
0.8864
Sharpe Ratio :
-0.7915
Portfolio Turnover Ratio (Times):
0.00
Note: Note: The above measures have been calculated
by taking rolling return for a 3 year period from
27/02/2012 with 8.27% Risk Free returns (taken as
91days T-bill yield as on 27/02/2015).
NAV AS ON 27TH FEBRUARY 2015
Reliance Retirement Fund - Wealth Creation
- Growth Plan - Growth Option
Rs.
10.0208
Reliance Retirement Fund - Wealth Creation
- Growth Plan - Bonus Option
10.0208
Reliance Retirement Fund - Wealth Creation
- Dividend Plan - Dividend Payout Option
10.0208
Reliance Retirement Fund - Wealth Creation
Direct - Growth Plan - Growth Option
10.0280
Reliance Retirement Fund - Wealth Creation
Direct - Growth Plan - Bonus Option
10.0280
Reliance Retirement Fund - Wealth Creation
10.0280
Direct - Dividend Plan - Dividend Payout Option
Banks 12.72%
Reliance
Retirement Fund
- Income Generation Scheme
INVESTMENT OBJECTIVE
The investment objective of the scheme is to provide
capital appreciation and consistent income to the
investors which will be in line with their retirement goals
by investing in a mix of securities comprising of equity,
equity related instruments and fixed income securities.
However, there can be no assurance or guarantee that
the investment objective of the Scheme will be
achieved.
FUND DATA
Type.........An Open-ended notified tax savings cum pension
scheme with no assured returns
Date of Allotment . . . . . . . . . . . . . . . . . . . . . . .11-Feb-2015
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . .13-Feb-2015
Minimum Investment . . . . . Rs. 5000 and in multiples of Rs.
500 thereafter
Fund Managers . . . . . . . . . . . . .Sanjay Parekh, Anju Chhajer
& Jahnvee Shah
Entry Load*. . . . . . . . . . . . . . . . . . . . . . . . . . . Not Applicable
Exit Load#: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SECTOR ALLOCATION AS ON 28TH FEBRUARY 2015
figures in %
Cash & Other Receivables 23.86%
Non - Ferrous Metals 0.07%
Hotels 0.13%
Pharmaceuticals 0.21%
Ferrous Metals 0.25%
Telecom - Services 0.30%
Construction Project 0.33%
Services 0.38%
Minerals/Mining 0.38%
Media & Entertainment 0.51%
Auto Ancillaries 0.99%
Petroleum Products 1.13%
Auto 1.43%
Software 1.53%
Finance 13.67%
42
Miscellaneous
39.94%
Banks
14.87%
Fundamentals March 2015
- 1% if redeemed/switched out from Reliance Retirement
Fund before attainment of 60 years of age.
- Nil in case of Auto SWP/Redemption/Switch out from
Reliance Retirement Fund on or after attainment of 60
years of age or after completion of 5 year lock in period,
whichever is later.
- Nil in case of switch made from Wealth Creation Scheme
to Income Generation Scheme or vice versa,
- Nil in case of Auto Transfer from Wealth Creation Scheme
to Income Generation Scheme
(Note: Age will be computed with reference to years
completed on the date of transaction)
Weighted Average YTM**: . . . . . . . . . . . . . . . . . . . . . . 6.31%
Modified Duration: . . . . . . . . . . . . . . . . . . . . . . . . .7.76 Years
Weighted Avg. Maturity: . . . . . . . . . . . . . . . . . . . .14.57 Years
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09
dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI
registered Distributors based on the investors' assessment of
various factors including the service rendered by the
distributor.
# If charged, the same shall be credited to the scheme
immediately net of service tax, if any
Benchmark . . . . . . . . . . . . . . . . . . Crisil MIP Blended Index
** YTM is computed on the invested amount (which excludes
other receivables)
YTM (for the debt portion of portfolio) that is computed on the
portfolio including the other receivables is: 9.58%
PORTFOLIO OF RELIANCE RETIREMENT FUND - INCOME GENERATION
As on 28th February 2015
Holding
Rating
Weightage(%)
Corporate Bond
Idfc Ltd.
[ICRA]AAA
12.59
Punjab National Bank
CRISIL AAA
12.49
Sub Total Of Corporate Bond
25.08
Equity
Hdfc Bank Ltd
Equity
1.30
Sundaram Clayton Ltd
Equity
0.82
Axis Bank Ltd
Equity
0.78
Maruti Suzuki India Ltd
Equity
0.72
Tech Mahindra Ltd
Equity
0.55
Infosys Ltd
Equity
0.55
Reliance Industries Ltd
Equity
0.51
Tv18 Broadcast Ltd
Equity
0.51
Tata Motors Ltd
Equity
0.46
Intellect Design Arena Limited
Equity
0.44
Sundaram Finance Ltd
Equity
0.38
Coal India Ltd
Equity
0.38
For Product Label disclaimer please refer to page no. 2
PORTFOLIO OF RELIANCE RETIREMENT FUND - INCOME GENERATION
As on 28th February 2015
Holding
Aditya Birla Nuvo Ltd
Bharat Petroleum Corporation Ltd
Idfc Ltd.
Mahindra & Mahindra Financial Services Ltd
Larsen & Toubro Ltd
Icici Bank Ltd
Bharti Airtel Ltd
Mahindra & Mahindra Ltd
Indian Oil Corporation Ltd
Strides Arcolab Ltd
Jsw Steel Ltd
Automotive Axles Ltd
The Indian Hotels Company Ltd
Sesa Sterlite Ltd
Tata Steel Ltd
Sub Total Of Equity
Government Bond
Government Of India
Sub Total Of Government Bond
Cash And Other Receivables
Grand Total
Rating
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Equity
Weightage(%)
0.38
0.37
0.36
0.34
0.33
0.30
0.30
0.26
0.25
0.21
0.18
0.18
0.13
0.07
0.07
11.11
SOV
39.94
39.94
23.86
100.00
NAV AS ON 27TH FEBRUARY 2015
Reliance Retirement Fund - Income Generation Growth Plan - Growth Option
Reliance Retirement Fund - Income Generation Growth Plan - Bonus Option
Reliance Retirement Fund - Income Generation Dividend Plan - Dividend Payout Option
Reliance Retirement Fund - Income Generation
Direct - Growth Plan - Growth Option
Reliance Retirement Fund - Income Generation Direct - Growth Plan - Bonus Option
Reliance Retirement Fund - Income GenerationDirect-Dividend Plan-Dividend Payout Option
RATING PROFILE
Rating
CRISIL AAA
EQUITY
SOV
[ICRA]AAA
Cash & Other Receivables
Grand Total
Rs.
10.0270
10.0270
10.0270
10.0342
10.0342
10.0342
Weightage
12.49%
11.11%
39.94%
12.59%
23.86%
100.00%
Equity Fund Management Team
Name of the
Fund Manager
Experience in
managing the
respective funds
Total
Experience
Mr. Sunil
Singhania
Reliance Growth
Fund - Since
Dec 2003
Reliance Mid &
Small Cap Fund Since
Dec 2006 Reliance
Diversified
Power Sector
Fund - Since
May 2004 Reliance
Banking Fund Since
May 2003 - March
2012 Reliance Small
Cap Fund
Since Sept 10
Reliance
Infrastructure Fund
- Since July 2009 till
Sept. 2013
Reliance Capital
Builder Fund Series A
Over 20 Years
of experience,
of which 13
years in Capital
Markets
Reliance Vision
Fund - Since
June 2003
Reliance Tax
Saver (ELSS)
Fund- Since
Sept 2005
Reliance Top 200
Fund - Since
Aug 2007
Reliance Monthly
Income Plan Since Jan 2004 March 2012
Reliance Natural
Resources Fund Since Feb 2008 - till
Sep. 2013
Over 16 years of
experience in
equity research
& 6 years
of experience
in managing
equity portfolios
& fund
management
Reliance Equity
Opportunities
Fund- Since
March 2005 Reliance
Top 200 Fund- Since
Aug 2007
Reliance Pharma
Fund - Since
June 2004
Reliance Media
& Entertainment
Fund- Since
Oct 2004
Reliance Equity
Linked Saving
Fund - Series 1Since March 2008
Various series of
Reliance Dual
Advantage Fixed
Tenure Fund
Reliance Close
Ended Equity Fund
Reliance Capital
Builder Fund Series B
Over 18 years
experience
in Equity
Securities
research,
analysis
and fund
management
Reliance NRI
Equity Fund- Since
November
2004
Reliance Regular
Savings Fund- Equity
option Since Oct 2007
Reliance Regular
Savings FundBalanced optionSince Oct 2007 March 2012
Reliance Focused
Large Cap FundSince Aug 31, 2009
Over 19 years
of experience of
which 3 years
of managing
investments in
equities
Mr. Ashwani
Kumar
Mr. Sailesh
Raj Bhan
Mr. Omprakash
S. Kuckian
Name of the
Fund Manager
Experience in
managing the
respective funds
Total
Experience
Mr. Krishan Daga Reliance Quant
Plus Fund - Since
July 2008 R*Shares
Banking ETF - Since
June 2008
Reliance Index Fund
Nifty Plan & Reliance
Index Fund Sensex
Plan Since Oct 10
Reliance Arbitrage
Advantage Fund Since
Oct 10
R*Shares Nifty ETF
since Nov. 2013
R*Shares Dividend
Oppotunities ETF & R*
Shares Consumption
ETF since April 2014
R*Shares CNX 100
ETF from March 2013
Various series
of Reliance Dual
Advantage Fixed
Tenure Fund
R*Shares Gold ETF
- since August 2014
Reliance Gold Savings
Fund - since August
2014
R*Shares Sensex ETF
- since Sept. 2014
Over 22 years
experience,
of which 12
years in Equity
Quantitative
Research
Analysis and
7 years in
managing
equity portfolios
and fund
management
Mr. Sanjay
Parekh
Reliance Monthly
Income Plan Since April 2012
Reliance Regular
Savings Fund Balanced Option
- Since April 2012
Reliance Banking
Fund - Since April
2012 Various series
of Reliance Dual
Advantage Fixed
Tenure Fund
Reliance Retirement
Fund-Wealth
Creation Scheme Since Feb-2015
Reliance Retirement
Fund-Income
Generation Scheme
- Since Feb-2015
Over 17 years
experience,
of which 13
years in Equity
Research
Mr. Shrey
Loonker
Assistant Fund
Manager for
Reliance Banking
Fund since
Sept 10
Over 8 years of
experience in
finance and
equity research
Mr. Samir Rachh Assistant Fund
Manager for
Reliance Mid &
Small Cap Fund
since Sep 2010
Fund Manager for
Reliance Dual
Advantage Fixed
Tenure Fund III Plan B;
Reliance Capital
Builder Fund Series A
Reliance Capital
Builder Fund - II
Series A & B
Ms. Jahnvee
Dedicated
Shah
Fund Manager
for overseas
investments and
Reliance Japan
Equity Fund
Over 14 years
of experience in
equity research
Over 8
years exp in
commodity
- analysis,
advisory,
dealing and
trading
Name of the
Fund Manager
Ms. Anju Chhajer Reliance Liquid
Fund – Cash Plan –
Since Oct 2013
Reliance Liquid FundTreasury plan - since
Oct 2013
Reliance Money
Manager Fund
Since Oct 2009
Reliance Medium
Term Fund - Since
October 2009
Reliance Liquidity
Fund - Since
October 2009 to
September 2013
Various series
of Reliance Dual
Advantage Fixed
Tenure Fund
All Series of Reliance
Interval Fund - II since
Oct. 2013
Reliance Japan Equity
Fund since Aug 2014
Reliance Retirement
Fund-Wealth Creation
Scheme Since Feb-2015
Reliance Retirement
Fund-Income
Generation Scheme Since Feb-2015
Over 13 years
experience
in managing
Fixed Income
portfolios
Mr. Prashant
Pimple
Reliance Liquid FundTreasury plan - since
Oct 2008 till Sept. 2013
Reliance Dynamic
Bond Fund- Since
Oct 2008 Reliance
Income Fund- Since
Oct 2008 Reliance Gilt
Securities FundSince Oct 2008
Reliance Short
Term FundSince Oct 2008,
Reliance Regular
Savings Fund - Debt
option - Since Aug
2010, Reliance
Corporate Bond Fund Since June 2014
Over 13 years
experience
in managing
fixed income
securities.
Mr. Vivek Sharma
Over 7 years exp
Assistant Fund
Manager for Reliance in capital markets.
Liquidity Fund- Since
Oct. 2013, Reliance
Floating Rate Fund –
Short Term Plan - Oct.
2013,
Reliance Liquid
Fund – Cash Plan –
Since Oct 2013
Over 7 years
of experience
in Equity
Securities
research and
analysis
Debt Fund Management Team
Name of the
Fund Manager
Experience in
managing the
respective funds
Total
Experience
Mr. Amit
Tripathi
Reliance Liquidity
Fund- Since June 05
Reliance Floating Rate
Fund – Short Term
Plan - Since Oct 07
Reliance Liquid
Fund – Cash Plan –
Since Oct 2003 till
Sept. 2013
Over 15 years
experience
in managing
Fixed Income
portfolios
Reliance Money
Manager
Fund – Since March
07 Reliance Monthly
Income Plan-Since
Oct 08
Reliance Medium
Term Fund-Since Oct
08, Reliance Regular
Savings Fund Balanced Option Since
Aug 2010
Experience in
Total
managing the
Experience
respective funds
All Series of Reliance
Fixed Horizon fund,
Reliance Yearly Interval
Fund and Reliance
Interval Fund, Reliance
Interval Fund I - Half
Yearly Interval Fund
Series 2 since Sept.
2013, Reliance Interval
Fund Series III
Fundamentals March 2015
43
Performance Snapshot of Fund Managers
Fund Manager - Sunil Singhania
Schemes Managed By Sunil Singhania
Reliance Growth Fund
Reliance Diversified Power Sector Fund
Reliance Small Cap Fund
Reliance Mid & Small Cap Fund
NAV as at December 31, 2014 (Rs.)
756.801
‘Performance of Reliance Growth Fund - Growth Option as on 31/12/2014
Date
NAV Per Unit
(Rs.)
Since inception till Dec 31, 2014
Scheme
Returns
(%)
Benchmark Additional Benchmark Current Value of Standard Investment
Returns # (%)
Returns # # (%)
of Rs 10000 in the
Scheme
(Rs)
10.0000
25.21
11.97
11.17
Dec 31, 2013 to Dec 31, 2014
488.6639
54.87
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
501.0374
(2.47)
5.87
8.98
Dec 30, 2011 to Dec 31, 2012
363.5511
37.82
29.96
25.70
Since Inception Date - 08/10/1995
# Benchmark - S&P BSE 100 Index
Benchmark Additional
#(Rs)
Benchmark
# # (Rs)
756,802
88,108
76,775
N.A.
## Additional Benchmark S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
24.0917
‘Performance of Reliance Small Cap Fund - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
9.9921
22.83
Dec 31, 2013 to Dec 31, 2014
12.192
Dec 31, 2012 to Dec 31, 2013
10.8967
Dec 30, 2011 to Dec 31, 2012
7.6796
*Since Inception Date -21/09/2010
2.02
7.72
97.60
69.24
32.28
11.89
(11.23)
5.87
41.89
32.97
29.96
# Benchmark - S&P BSE SMALL CAP Index
24,111
10,895
13,749
N.A.
## Additional Benchmark - S&P BSE Sensex Index
NAV as at June 28, 2013 (Rs.)
44.5608
‘Performance of Reliance Diversified Power Sector Fund - Growth Plan - Growth Option As on 28/06/2013
Since inception till June 28, 2013
10.0404
17.71
6.14
14.66
June 28, 2012 to June 28, 2013
52.7548
(15.53)
(15.22)
14.16
June 28, 2011 to June 28, 2012
67.5556
(21.91)
(24.33)
(8.12)
June 28, 2010 to June 28, 2011
81.8674
(17.48)
(17.05)
4.04
Since Inception Date - 10/05/2004
# Benchmark - India Power Index
44,381
17,239
34,911
N.A.
## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
76.0826
‘Performance of Reliance Diversified Power Sector Fund - Growth Plan - Growth Option As on 31/12/2014
Since inception till Dec 31, 2014
41.5745
60.56
33.03
30.98
Dec 31, 2013 to Dec 31, 2014
50.4395
50.84
23.03
32.28
Since Inception Date - 07/09/2013
# Benchmark - S&P, BSE Power Index
18,640
14,555
14,260
N.A
## Additional Benchmark - S&P BSE Sensex Index
NAV as at June 29, 2012 (Rs.)
14.5497
‘Performance of Reliance Mid & Small Cap Fund - Growth Plan - Growth Option as on 29/06/2012
Date
NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark Additional Benchmark Current Value of Standard Investment
Returns # (%)
Returns # # (%)
of Rs 10000 in the
Scheme
(Rs)
Since inception till June 29, 2012
10.1546
6.75
4.76
4.25
June 29, 2011 to June 29, 2012
14.9349
(2.58)
(7.07)
(6.76)
June 29, 2010 to June 29, 2011
15.003
(0.45)
3.19
6.61
June 29, 2009 to June 29, 2010
10.8057
38.84
23.06
18.59
Since Inception Date - 27/12/2006
# Benchmark - BSE 200 Index
14,328
Benchmark Additional
#(Rs)
Benchmark
# # (Rs)
12,917
12,576
N.A.
## Additional Benchmark - BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
32.0761
‘Performance of Reliance Mid & Small Cap Fund - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
15.3182
36.74
24.58
19.98
Dec 31, 2013 to Dec 31, 2014
17.6694
81.53
54.69
32.28
Dec 31, 2012 to Dec 31, 2013
17.1742
2.88
(5.73)
5.87
Since Inception Date - 21/08/2012
# Benchmark - S&P BSE MIDCAP
20,940
16,804
15,375
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Benchmark of Reliance Mid & Small Cap Fund has been changed from BSE 200 Index to BSE MIDCAP INDEX w.e.f. 21.08.2012. Hence since inception returns has
been calculated from 21.08.2012
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
44
Fundamentals March 2015
Performance Snapshot of Fund Managers
Fund Manager - Ashwani Kumar
Schemes Managed By Ashwani Kumar
Reliance Vision Fund
Reliance Top 200 Fund
Reliance Tax Saver (ELSS) Fund
NAV as at December 31, 2014 (Rs.)
431.2911
‘Performance of Reliance Vision Fund - Growth Option as on 31/12/2014
Date
NAV Per
Unit (Rs.)
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 08/10/1995
Scheme
Returns (%)
10.0000
268.8327
269.6626
207.4707
# Benchmark - S&P BSE 100 Index
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
Benchmark
#(Rs)
21.60
11.97
11.17
431,291
60.43
32.28
29.89
(0.31)
5.87
8.98
29.98
29.96
25.70
## Additional Benchmark - S&P BSE Sensex Index
Additional
Benchmark
# # (Rs)
76,775
88,108
N.A.
NAV as at December 31, 2014 (Rs.)
46.7256
‘Performance of Tax Saver (ELSS) Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit
Scheme
(Rs.)
Returns (%)
Benchmark
Returns #
(%)
Additional Current Value of Standard Investment of
Benchmark
Rs 10000 in the
Returns
Scheme (Rs) Benchmark
Additional
# # (%)
#(Rs)
Benchmark
# # (Rs)
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 22/09/2005
9.9500
25.5337
24.6765
16.8954
# Benchmark - S&P BSE 100 Index
18.14
13.79
13.90
46,960
83.00
32.28
29.89
3.47
5.87
8.98
46.05
29.96
25.70
## Additional Benchmark - S&P BSE Sensex Index
33,164
33,448
N.A.
NAV as at June 30, 2011 (Rs.)
13.1065
Performance of Reliance Equity Advantage Fund - Retail Plan - Growth Option as on 30/06/2011
Since inception till June 30, 2011
Since Inception Date - 09/08/2007
9.7625
# Benchmark - S&P CNX Nifty Index
7.86
6.60
5.86
13,425
## Additional Benchmark - BSE Sensex Index
12,825
12,482
NAV as at December 31, 2014 (Rs.)
23.2972
Performance of Reliance Top 200 Fund - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
11.0256
25.02
18.08
17.88
Dec 31, 2013 to Dec 31, 2014
15.0649
54.65
35.47
29.89
Dec 31, 2012 to Dec 31, 2013
14.4642
4.15
4.38
8.98
Dec 30, 2011 to Dec 31, 2012
10.2606
40.97
30.98
25.70
*Since Inception Date - 26/08/2011
# Benchmark - S&P BSE 200 Index
21,130
17,452
17,351
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Sailesh Bhan
Schemes Managed By Sailesh Bhan
Reliance Media & Entertainment Fund
Reliance Dual Advantage Fixed Tenure Fund I - Plan K
Reliance Pharma Fund
Reliance Dual Advantage Fixed Tenure Fund I - Plan L
Reliance Equity Linked Saving Fund - Series I
Reliance Dual Advantage Fixed Tenure Fund II - Plan G
Reliance Equity Opportunities Fund
Reliance Dual Advantage Fixed Tenure Fund II - Plan H
Reliance Top 200 Fund
Reliance Close Ended Equity Fund - Series A
Reliance Dual Advantage Fixed Tenure Fund - Plan A
Reliance Close Ended Equity Fund - Series B
Reliance Dual Advantage Fixed Tenure Fund I - Plan I
Reliance Capital Builder Fund - Series B
Reliance Dual Advantage Fixed Tenure Fund I - Plan J
Reliance Capital Builder Fund - Series C
NAV as at December 31, 2014 (Rs.)
54.3912
Performance of Reliance Media & Entertainment Fund- Growth Plan - Growth Option As on 31/12/2014
Date
Since inception till Dec 31, 2014
NAV Per
Unit (Rs.)
Scheme
Returns (%)
Benchmark
Returns #
(%)
Additional
Benchmark
Returns
# # (%)
10.008
17.98
13.80
16.47
Dec 31, 2013 to Dec 31, 2014
38.5088
41.24
31.43
29.89
Dec 31, 2012 to Dec 31, 2013
39.1012
(1.52)
3.78
8.98
Dec 30, 2011 to Dec 31, 2012
24.7535
57.96
69.49
25.70
Since Inception Date - 07/10/2004
# Benchmark - IISL CNX Media & Entertainment Index
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs)
54,348
Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
37,558
47,629
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
Fundamentals March 2015
45
Performance Snapshot of Fund Managers
NAV as at December 31, 2014 (Rs.)
125.6137
Performance of Reliance Pharma Fund - Growth Plan - Growth Option As on 31/12/2014
Date
NAV Per Unit
(Rs.)
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 08/06/2004
Scheme
Returns (%)
Benchmark
Returns #
(%)
10.0048
27.05
84.0449
49.46
69.5341
20.87
51.5686
34.84
# Benchmark - S&P BSE Health Care Index
Additional
Benchmark
Returns
# # (%)
Current Value of Standard Investment of Rs
10000 in the
19.45
17.59
125,553
65,459
47.43
29.89
22.55
8.98
N.A.
38.53
25.70
## Additional Benchmark - S&P BSE Sensex Index
55,413
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Equity Linked Savings Fund - Series I- Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10.0333
15.57
8.68
8.73
26,574
17,541
Dec 31, 2013 to Dec 31, 2014
17.0029
56.81
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
16.7728
1.37
5.87
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
11.4027
47.10
29.96
25.70
Since Inception Date - 01/04/2008
# Benchmark - S&P BSE 100 Index
## Additional Benchmark - S&P BSE Sensex Index
26.6625
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Equity Opportunities Fund - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10.0000
22.85
15.68
15.94
Dec 31, 2013 to Dec 31, 2014
46.3632
59.67
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
44.3419
4.56
5.87
8.98
Dec 30, 2011 to Dec 31, 2012
30.0922
47.35
29.96
25.70
Since Inception Date - 31/03/2005
# Benchmark - S&P BSE 100 Index
17,598
74.0292
74,490
41,443
42,354
N.A.
## Additional Benchmark - S&P BSE Sensex Index
NAV as at June 30, 2011 (Rs.)
13.1065
Performance of Reliance Equity Advantage Fund - Retail Plan - Growth Option as on 30/06/2011
Since inception till June 30, 2011
9.7625
Since Inception Date - 09/08/2007
7.86
6.60
# Benchmark - S&P CNX Nifty Index
5.86
13,425
12,825
12,482
## Additional Benchmark - BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
23.2972
Performance of Reliance Top 200 Fund - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
11.0256
25.02
18.08
17.88
Dec 31, 2013 to Dec 31, 2014
15.0649
54.65
35.47
29.89
Dec 31, 2012 to Dec 31, 2013
14.4642
4.15
4.38
8.98
Dec 30, 2011 to Dec 31, 2012
10.2606
40.97
30.98
25.70
*Since Inception Date - 26/08/2011
# Benchmark - S&P BSE 200 Index
21,130
17,452
17,351
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Omprakash Kuckian
Schemes Managed By Omprakash Kuckian
Reliance Regular Savings Fund - Equity Option
Reliance NRI Equity Fund
Reliance Focused Large Cap Fund
NAV as at December 31, 2014 (Rs.)
64.4337
Performance of Reliance NRI Equity Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns
# # (%)
Since inception till Dec 31, 2014
10.0295
20.16
15.68
16.23
Dec 31, 2013 to Dec 31, 2014
46.5697
38.36
35.47
29.89
Dec 31, 2012 to Dec 31, 2013
44.5140
4.62
4.38
8.98
Dec 30, 2011 to Dec 31, 2012
31.9590
39.28
30.98
25.70
Since Inception Date - 16/11/2004
# Benchmark - S&P BSE 200 Index
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs)
Benchmark
#(Rs)
64,244
43,711
Additional
Benchmark
# # (Rs)
45,858
N.A.
## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2013 (Rs.)
16.4047
Performance of Reliance Equity Fund - Growth Option as on 31/12/2013
Since inception till December 31, 2013
10.1500
6.38
8.20
8.42
December 31, 2012 to December 31, 2013
15.016
9.25
6.76
8.98
December 30,2011 to December 31, 2012
10.6283
41.28
27.70
25.70
December 31, 2010 to December 30, 2011
15.2063
(30.11)
(24.62)
(24.64)
Since Inception Date - 30/03/2006
# Benchmark - CNX Nifty
16,162
18,438
18,723
N.A.
## Additional Benchmark - S&P BSE Sensex
NAV as at December 31, 2014 (Rs.)
22.5287
Performance of Reliance Focused Large Cap Fund - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
Since Inception Date - 22/01/2014
46
16.7515
# Benchmark - CNX Nifty
Fundamentals March 2015
34.49
## Additional Benchmark - S&P BSE Sensex
30.66
28.88
Performance Snapshot of Fund Managers
NAV as at December 31, 2014 (Rs.)
51.0817
Performance of Reliance Regular Savings Fund - Equity Option - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit
(Rs.)
Scheme
Returns (%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns
# # (%)
Since inception till Dec 31, 2014
10.0242
18.56
15.38
15.67
Dec 31, 2013 to Dec 31, 2014
32.7136
56.15
32.28
29.89
Dec 31, 2012 to Dec 31, 2013
33.9828
(3.73)
5.87
8.98
Dec 30, 2011 to Dec 31, 2012
23.2749
46.01
29.96
25.70
Since Inception Date - 09/06/2005
# Benchmark - S&P BSE 100 Index
Current Value of Standard Investment of Rs
10000 in the
Scheme (Rs)
50,958
Benchmark
#(Rs)
Additional
Benchmark
# # (Rs)
39,306
40,248
N.A.
## Additional Benchmark - S&P BSE Sensex Index
Fund Manager - Sanjay Parekh
Schemes Managed By Sanjay Parekh
Reliance Banking Fund
Reliance Monthly Income Plan
Reliance Regular Savings Fund - Balanced Option
Reliance Retirement Fund - Wealth Creation Scheme
Reliance Dual Advantage Fixed Tenure Fund IV - Plan D
Reliance Dual Advantage Fixed Tenure Fund IV - Plan E
Reliance Dual Advantage Fixed Tenure Fund V - Plan A
Reliance Retirement Fund - Income Generation Scheme
NAV as at December 31, 2014 (Rs.)
177.5246
Performance of Reliance Banking Fund - Growth Plan - Growth Option As on 31/12/2014
Current Value of Standard Investment of Rs
Date
NAV Per Unit
Scheme
Benchmark
Additional
(Rs.)
Returns (%) Returns # (%) Benchmark
10000 in the
Returns
Scheme (Rs)
Benchmark
Additional
# # (%)
#(Rs)
Benchmark
# # (Rs)
Since inception till Dec 31, 2014
10.0600
28.07
24.03
20.60
176,466
121,640
87,844
Dec 31, 2013 to Dec 31, 2014
107.6721
64.88
62.99
29.89
Dec 31, 2012 to Dec 31, 2013
120.1308
(10.37)
(10.81)
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
74.8383
60.52
57.06
25.70
Since Inception Date - 28/05/2003
# Benchmark - IISL CNX Bank Index
## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
32.3024
Performance of Reliance Monthly Income Plan - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10.0219
11.26
7.67
4.89
32,232
22,501
Dec 31, 2013 to Dec 31, 2014
26.1836
23.37
16.83
14.14
Dec 31, 2012 to Dec 31, 2013
25.2967
3.51
4.41
-0.68
N.A.
Dec 30, 2011 to Dec 31, 2012
21.6638
16.77
12.12
10.67
Since Inception Date - 13/01/2004
# Benchmark - Crisil MIP Blended Index
## Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Regular Savings Fund - Balanced Option - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
11.6173
16.00
9.50
8.78
32,643
20,618
Dec 31, 2013 to Dec 31, 2014
26.4427
43.20
25.34
29.89
Dec 31, 2012 to Dec 31, 2013
25.5446
3.52
6.05
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
19.0836
33.86
21.28
25.70
Since Inception Date - 13/01/2007
# Benchmark - Crisil Balanced Fund Index
## Additional Benchmark - S&P BSE Sensex Index
Reliance Quant Plus Fund
R*Shares Banking ETF
R*Shares CNX 100 ETF
Reliance Index Fund - Nifty Plan
Reliance Index Fund - Sensex Plan
Reliance Arbitrage Advantage Fund
R*Shares Nifty ETF
R*Shares Sensex ETF
Reliance Dual Advantage Fixed Tenure Fund II - Plan A
Reliance Dual Advantage Fixed Tenure Fund II - Plan B
Reliance Dual Advantage Fixed Tenure Fund II - Plan C
Reliance Dual Advantage Fixed Tenure Fund II - Plan D
Reliance Dual Advantage Fixed Tenure Fund II - Plan E
Reliance Dual Advantage Fixed Tenure Fund III - Plan A
Reliance Dual Advantage Fixed Tenure Fund III - Plan C
Reliance Dual Advantage Fixed Tenure Fund III - Plan D
NAV as at December 31, 2014 (Rs.)
Date
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 18/04/2008
16,884
37.8665
19,559
Fund Manager - Krishan Daga
Schemes Managed By Krishan Daga
Reliance Dual Advantage Fixed Tenure Fund IV - Plan A
Reliance Dual Advantage Fixed Tenure Fund IV - Plan B
Reliance Dual Advantage Fixed Tenure Fund IV - Plan C
Reliance Dual Advantage Fixed Tenure Fund V - Plan B
Reliance Dual Advantage Fixed Tenure Fund V - Plan C
Reliance Dual Advantage Fixed Tenure Fund V - Plan E
R*Shares Gold ETF
Reliance Gold Saving Fund
Reliance Dual Advantage Fixed Tenure Fund VI - Plan A
Reliance Dual Advantage Fixed Tenure Fund VI - Plan B
Reliance Dual Advantage Fixed Tenure Fund VI - Plan B
Reliance Dual Advantage Fixed Tenure Fund VI - Plan C
Reliance Dual Advantage Fixed Tenure Fund VI - Plan D
Reliance Dual Advantage Fixed Tenure Fund VI - Plan E
Reliance Dual Advantage Fixed Tenure Fund VI - Plan F
Reliance Dual Advantage Fixed Tenure Fund VII - Plan A
Reliance Dual Advantage Fixed Tenure Fund VII - Plan C
19.7625
Performance of Reliance Quant Plus Fund - Growth Option as on 31/12/2014
NAV Per
Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs 10000
Unit (Rs.) Returns (%) Returns #
Benchmark
in the
(%)
Returns
Scheme (Rs)
Benchmark
Additional
# # (%)
#(Rs)
Benchmark
# # (Rs)
10.0000
10.69
7.95
7.93
19,762
16,701
16,682
15.0469
31.34
31.39
29.89
14.1847
6.08
6.76
8.98
N.A.
11.0369
28.52
27.70
25.70
# Benchmark - CNX Nifty Index
## Additional Benchmark - S&P BSE Sensex Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
Fundamentals March 2015
47
Performance Snapshot of Fund Managers
NAV as at December 31, 2014 (Rs.)
2011.2695
Performance of R*Shares Banking ETF - Dividend Payout Option As on 31/12/2014
Date
NAV Per
Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs 10000 in the
Unit (Rs.) Returns (%) Returns #
Benchmark
Scheme (Rs)
Benchmark
Additional Benchmark
(%)
Returns # # (%)
#(Rs)
# # (Rs)
Since inception till Dec 31, 2014
548.7047
22.03
20.71
10.77
36,655
34,130
19,494
Dec 31, 2013 to Dec 31, 2014
1209.1417
66.34
64.57
29.89
Dec 31, 2012 to Dec 31, 2013
1307.1398
(7.50)
(8.73)
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
830.0601
57.48
56.54
25.70
Since Inception Date - 24/06/2008
# Benchmark - CNX Bank Nifty
## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
Date
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Since Inception Date - 28/03/2013
83.9169
Performance of R*Shares CNX 100 ETF as on 31/12/2014
Additional
Current Value of Standard Investment of Rs 10000 in the
NAV Per
Scheme Benchmark
Returns #
Benchmark
Unit (Rs.)
Returns
Scheme (Rs)
Benchmark
Additional Benchmark
(%)
Returns # # (%)
(%)
#(Rs)
# # (Rs)
55.7415
26.14
25.21
23.96
15,055
14,860
14,600
62.4014
34.48
33.17
29.89
N.A.
# Benchmark - CNX 100 Index
## Additional Benchmark - S&P BSE Sensex Index
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Index Fund - Nifty Plan - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
9.9902
7.90
7.28
7.22
13,818
13,482
Dec 31, 2013 to Dec 31, 2014
10.4661
31.89
31.39
29.89
Dec 31, 2012 to Dec 31, 2013
9.7709
7.12
6.76
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
7.5712
29.05
27.70
25.70
*Since Inception Date -01/10/2010
# Benchmark - CNX Nifty Index
## S&P BSE SENSEX INDEX
13.8041
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Index Fund - Sensex Plan - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10.0115
7.20
7.22
7.28
13,441
13,450
Dec 31, 2013 to Dec 31, 2014
10.4573
28.68
29.89
31.39
Dec 31, 2012 to Dec 31, 2013
9.5210
9.83
8.98
6.76
N.A.
Dec 30, 2011 to Dec 31, 2012
7.4800
27.29
25.70
27.70
*Since Inception Date -01/10/2010
# Benchmark - S&P BSE SENSEX INDEX ## Additional Benchmark - CNX Nifty Index
13.4560
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Arbitrage Advantage Fund - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10.0127
9.01
8.65
8.04
14,365
14,171
Dec 31, 2013 to Dec 31, 2014
13.3232
7.96
9.21
29.89
Dec 31, 2012 to Dec 31, 2013
12.1448
9.70
9.03
8.98
N.A.
Dec 30, 2011 to Dec 31, 2012
11.0516
9.89
8.54
25.70
*Since Inception Date -20/10/2010
# Benchmark - Crisil Liquid Fund Index
## Additional Benchmark - S&P BSE Sensex Index
14.3832
NAV as at December 31, 2014 (Rs.)
Date
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 22/11/2007
NAV as at December 31, 2014 (Rs.)
Date
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 11/03/2011
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Since Inception Date - 27/11/2013
13,482
13,838
2455.6129
Performance of R* Shares Gold ETF- Dividend Payout Option As on 31/12/2014
NAV Per Unit Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs 10000 in the
(Rs.)
Returns
Returns #
Benchmark
Scheme (Rs)
Benchmark
Additional Benchmark
(%)
(%)
Returns # # (%)
#(Rs)
# # (Rs)
1026.3180
13.05
14.54
N.A.
23,926
26,259
N.A.
2525.4022
(2.76)
(1.78)
N.A.
2838.9735
(11.05)
(10.08)
N.A.
N.A.
2559.2647
10.93
11.97
N.A.
# Benchmark - Prices of Gold
## Additional Benchmark - N.A.
11.9757
Performance of Reliance Gold Saving Fund - Growth Plan As on 31/12/2014
NAV Per Unit (Rs.)
Scheme Returns (%)
Benchmark Returns # (%)
Additional Benchmark Returns # # (%)
10.0337
4.75
7.05
N.A.
13.2702
(9.75)
(1.78)
N.A.
14.3676
(7.64)
(10.08)
N.A.
12.9221
11.19
11.97
N.A.
# Benchmark - Prices of Gold
## Additional Benchmark - N.A.
NAV as at December 31, 2014 (Rs.)
Date
13,450
83.9717
Performance of R*Shares Nifty ETF as on 31/12/2014
NAV Per Unit (Rs.) Scheme Returns
Benchmark
Additional
Current Value of Standard Investment of Rs 10000 in the
(%)
Returns # (%)
Benchmark
Additional
Scheme (Rs)
Benchmark # (Rs) Benchmark
Returns ## (%)
## (Rs)
60.0818
35.32
33.91
32.04
13,976
13,815
13,602
63.1708
32.93
31.39
29.89
N.A.
# Benchmark - CNX Nifty Index
## Additional Benchmark - S&P BSE Sensex Index
Reliance Dynamic Bond Fund
Reliance Short Term Fund
Reliance Regular Savings Fund – Debt Option
NAV as at December 31, 2014 (Rs.)
Fund Manager - Prashant Pimple
Schemes Managed By Prashant Pimple
Reliance Income Fund
Reliance Gilt Securities Fund
Reliance Corporate Bond Fund
18.511
Performance of Reliance Dynamic Bond Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs 10000 in the
(Rs.)
Returns
Returns #
Benchmark
Scheme (Rs)
Benchmark
Additional Benchmark
(%)
(%)
Returns # # (%)
#(Rs)
# # (Rs)
Since inception till Dec 31, 2014
10.0234
6.24
6.80
6.26
18,468
19,473
18,492
Dec 31, 2013 to Dec 31, 2014
16.0568
15.28
14.31
14.14
N.A.
Dec 31, 2012 to Dec 31, 2013
15.3182
4.82
3.79
(0.68)
Dec 30, 2011 to Dec 31, 2012
13.6497
12.22
9.38
10.67
Since Inception Date - 16/11/2004
# Benchmark - Crisil Composite Bond Fund Index
## Additional Benchmark - CRISIL 10 Year Gilt Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about direct plan.
48
Fundamentals March 2015
Performance Snapshot of Fund Managers
NAV as at Mar 28, 2013 (Rs.)
21.8654
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 28/03/2013
Since inception till March 28, 2013
10.0136
8.03
6.25
5.56
22,699
19,146
March 28, 2012 to March 28, 2013
21.3927
7.86
8.23
11.63
March 28, 2011 to March 28, 2012
18.3047
10.06
8.47
2.12
N.A.
March 29, 2010 to March 28, 2011
17.3878
8.26
6.16
3.95
Since Inception Date - 23/12/2002
# Benchmark - Crisil Liquid Fund Index
## Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2014 (Rs.)
17,926
25.6043
Performance of Reliance Short Term Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit
Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs
(Rs.)
Returns (%) Returns # (%)
Benchmark
10000 in the
Returns # # (%)
Scheme
Benchmark
Additional
(Rs)
# (Rs)
Benchmark
# # (Rs)
Since inception till Dec 31, 2014
22.4651
8.67
9.17
3.55
11,408
11,491
10,568
Dec 31, 2013 to Dec 31, 2014
22.9992
11.33
10.47
14.14
N.A.
Since Inception Date - 01/06/2013
# Benchmark - CRISIL Short-Term Bond Fund Index
## Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2014 (Rs.)
18.5672
Performance of Reliance Regular Savings Fund - Debt Option - Growth Option as on 31/12/2014
Date
NAV Per Unit
Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs
(Rs.)
Returns (%) Returns # (%)
Benchmark
10000 in the
Scheme
Benchmark
Additional
Returns # # (%)
(Rs)
# (Rs)
Benchmark
# # (Rs)
Since inception till Dec 31, 2014
10.0275
6.65
6.72
6.01
18,516
18,636
17,484
Dec 31, 2013 to Dec 31, 2014
16.7322
10.97
14.31
14.14
Dec 31, 2012 to Dec 31, 2013
15.4936
7.99
3.79
(0.68)
N.A.
Dec 30, 2011 to Dec 31, 2012
14.1338
9.62
9.38
10.67
Since Inception Date - 09/06/2005
# Benchmark - Crisil Composite Bond Fund Index
## Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2014 (Rs.)
44.5011
Performance of Reliance Income Fund - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
9.9700
9.19
N.A.
N.A.
44,635
N.A.
N.A.
Dec 31, 2013 to Dec 31, 2014
38.7594
14.81
14.31
14.14
Dec 31, 2012 to Dec 31, 2013
37.7048
2.80
3.79
(0.68)
N.A.
Dec 30, 2011 to Dec 31, 2012
33.9359
11.11
9.38
10.67
Since Inception Date - 01/01/1998
# Benchmark - Crisil Composite Bond Fund Index
## Additional Benchmark - CRISIL 10 Year Gilt Index
NAV as at December 31, 2014 (Rs.)
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 22/08/2008
17.5191
Performance of Reliance Gilt Securities Fund - Growth Option as on 31/12/2014
10.0379
9.15
10.86
7.49
17,453
19,264
14.7672
18.64
19.74
14.14
14.3000
3.27
1.38
(0.68)
N.A.
12.6510
13.03
12.85
10.67
# Benchmark - I-Sec LI Bex Index
## Additional Benchmark - CRISIL 10 Year Gilt Index
Reliance Liquid Fund – Treasury Plan
Reliance Liquid Fund – Cash Plan
Reliance Money Manager Fund
Reliance Medium Term Fund
Reliance Dual Advantage Fixed Tenure Fund - Plan A
Reliance Dual Advantage Fixed Tenure Fund I - Plan J
Reliance Dual Advantage Fixed Tenure Fund I - Plan K
Reliance Dual Advantage Fixed Tenure Fund I - Plan L
Reliance Dual Advantage Fixed Tenure Fund II - Plan A
Reliance Dual Advantage Fixed Tenure Fund II - Plan B
Reliance Dual Advantage Fixed Tenure Fund II - Plan C
Reliance Dual Advantage Fixed Tenure Fund II - Plan G
Reliance Dual Advantage Fixed Tenure Fund II - Plan D
Reliance Dual Advantage Fixed Tenure Fund II - Plan H
Reliance Dual Advantage Fixed Tenure Fund II - Plan E
Reliance Dual Advantage Fixed Tenure Fund III - Plan A
Reliance Dual Advantage Fixed Tenure Fund III - Plan B
Reliance Dual Advantage Fixed Tenure Fund III - Plan C
Reliance Dual Advantage Fixed Tenure Fund III - Plan D
Reliance Dual Advantage Fixed Tenure Fund IV - Plan A
Reliance Dual Advantage Fixed Tenure Fund IV - Plan B
Reliance Dual Advantage Fixed Tenure Fund IV - Plan C
15,836
Fund Manager - Anju Chhajer
Schemes Managed By Anju Chhajer
Reliance Dual Advantage Fixed Tenure Fund IV - Plan D
Reliance Dual Advantage Fixed Tenure Fund IV - Plan E
Reliance Dual Advantage Fixed Tenure Fund V - Plan A
Reliance Dual Advantage Fixed Tenure Fund V - Plan B
Reliance Dual Advantage Fixed Tenure Fund V - Plan C
Reliance Dual Advantage Fixed Tenure Fund V - Plan E
Reliance Interval Fund - II Series 1
Reliance Interval Fund - II Series 2
Reliance Interval Fund - II Series 3
Reliance Interval Fund - II Series 4
Reliance Japan Equity Fund
Reliance Dual Advantage Fixed Tenure Fund VI - Plan A
Reliance Dual Advantage Fixed Tenure Fund VI - Plan B
Reliance Dual Advantage Fixed Tenure Fund VI - Plan C
Reliance Dual Advantage Fixed Tenure Fund VI - Plan D
Reliance Dual Advantage Fixed Tenure Fund VI - Plan E
Reliance Dual Advantage Fixed Tenure Fund VI - Plan F
Reliance Dual Advantage Fixed Tenure Fund VII - Plan A
Reliance Retirement Fund - Wealth Creation Scheme
Reliance Retirement Fund - Income Generation Scheme
Reliance Dual Advantage Fixed Tenure Fund VII - Plan C
NAV as at December 31, 2014 (Rs.)
3334.6458
Performance of Reliance Liquid Fund - Treasury Plan - Growth Option as on 31/12/2014
Date
NAV Per
Scheme
Benchmark
Additional
Current Value of Standard Investment of Rs
Unit (Rs.)
Returns (%) Returns # (%)
Benchmark
10000 in the
Returns # # (%)
Scheme
Benchmark
Additional
(Rs)
# (Rs)
Benchmark
# # (Rs)
Since inception till Dec 31, 2014
1520.42
7.35
6.83
5.62
21,932
20,771
18,317
Dec 31, 2013 to Dec 31, 2014
3056.23
9.11
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
2797.60
9.24
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
2548.89
9.76
8.54
8.11
N.A.
30 days
3312.71
8.34
8.14
8.43
15 days
3323.95
8.39
8.44
9.75
7 days
3329.24
8.46
8.92
11.39
Since Inception Date - 09/12/2003 (Launch date of existing plan which was Institutional Plan) # Benchmark - Crisil Liquid Fund Index ## Additional Benchmark - CRISIL 1 Year T-Bill Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
Fundamentals March 2015
49
Performance Snapshot of Fund Managers
NAV as at September 29, 2010 (Rs.)
1532.46
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 29/09/2010
Date
NAV
Scheme
Benchmark
Per Unit Returns (%) Returns #
(Rs.)
(%)
Additional
Benchmark
Returns # # (%)
Since inception till September 29, 2010
1000.17
4.96
N.A.
5.12
September 29, 2009 to September 29, 2010
14.8128
3.46
4.04
2.41
September 29, 2008 to September 29, 2009
14.2794
3.74
6.85
7.33
September 29, 2007 to September 29, 2008
13.4081
6.50
7.49
5.09
30 days
15.2654
4.88
5.83
3.24
15 days
15.2928
5.06
6.00
3.56
7 days
15.3112
4.56
5.90
4.86
Since Inception Date - 07/12/2001
# Benchmark Crisil Liquid Fund Index
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
15,325
Benchmark
# (Rs)
Additional Benchmark
# # (Rs)
N.A.
N.A.
## Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
1541.93
8.73
8.68
7.13
14,148
14,120
Dec 31, 2013 to Dec 31, 2014
2011.77
8.43
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
1853.96
8.51
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
1696.67
9.27
8.54
8.11
N.A.
30 days
2168.43
7.55
8.14
8.43
15 days
2174.96
7.77
8.44
9.75
7 days
2178.04
8.15
8.92
11.39
Since Inception Date - 09/11/2010
# Benchmark - Crisil Liquid Fund Index
## Additional Benchmark - CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
Date
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
Dec 31, 2012 to Dec 31, 2013
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 21/03/2007
15,531
2181.4463
13,305
1872.6685
Performance of Reliance Money Manager Fund - Growth Option as on 31/12/2014
NAV Per Unit
Scheme
Benchmark
Additional
Current Value of Standard Investment of
(Rs.)
Returns (%) Returns # (%) Benchmark
Rs 10000 in the
Returns # #
Scheme
Benchmark #
Additional
(%)
(Rs)
(Rs)
Benchmark
# # (Rs)
1000.6139
8.38
7.62
6.17
18,715
17,711
15,935
1718.2567
8.99
9.21
8.56
1569.8836
9.45
9.03
5.86
N.A.
1430.9738
9.71
8.54
8.11
# Benchmark - Crisil Short Term Bond Fund Index
## Additional Benchmark - CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
28.2725
Performance of Reliance Medium Term Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit
Scheme
Benchmark
Additional
Current Value of Standard Investment of
(Rs.)
Returns (%) Returns # (%) Benchmark
Rs 10000 in the
Returns # #
Scheme
Benchmark #
Additional
(%)
(Rs)
(Rs)
Benchmark
# # (Rs)
Since inception till Dec 31, 2014
10.0496
7.52
N.A.
6.22
28,133
N.A.
23,656
Dec 31, 2013 to Dec 31, 2014
25.8773
9.26
10.47
8.56
Dec 31, 2012 to Dec 31, 2013
23.8595
8.46
8.27
5.86
N.A.
Dec 30, 2011 to Dec 31, 2012
21.7343
9.78
9.15
8.11
Since Inception Date - 25/09/2000
# Benchmark - Crisil Short Term Bond Fund Index
## Additional Benchmark - CRISIL 1 Year T-Bill Index
Fund Manager - Amit Tripathi
Schemes Managed By Amit Tripathi
RELIANCE FLOATING RATE FUND – SHORT TERM PLAN
RELIANCE FIXED HORIZON FUND - XXII - SERIES 29
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 4
RELIANCE LIQUIDITY FUND
RELIANCE FIXED HORIZON FUND - XXII - SERIES 28
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 7
RELIANCE MONEY MANAGER FUND
RELIANCE FIXED HORIZON FUND - XXII - SERIES 30
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 9
RELIANCE MEDIUM TERM FUND
RELIANCE FIXED HORIZON FUND - XXII - SERIES 33
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 8
RELIANCE MONTHLY INCOME PLAN
RELIANCE FIXED HORIZON FUND - XXII - SERIES 32
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 10
RELIANCE REGULAR SAVINGS FUND - BALANCED
OPTION
RELIANCE FIXED HORIZON FUND - XXII - SERIES 34
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 11
RELIANCE FIXED HORIZON FUND - XXII - SERIES 37
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 12
RELIANCE FIXED HORIZON FUND - XXII - SERIES 38
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 2
RELIANCE FIXED HORIZON FUND - XXII - SERIES 39
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 5
RELIANCE FIXED HORIZON FUND - XXI - SERIES 30
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 1
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 6
RELIANCE FIXED HORIZON FUND - XXII - SERIES 22
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 2
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 7
RELIANCE FIXED HORIZON FUND - XXII - SERIES 23
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 3
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 8
RELIANCE FIXED HORIZON FUND - XXII - SERIES 24
RELIANCE FIXED HORIZON FUND - XXIII - SERIES 5
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 10
RELIANCE FIXED HORIZON FUND - XXI - SERIES 26
RELIANCE FIXED HORIZON FUND - XXI - SERIES 29
RELIANCE FIXED HORIZON FUND - XXII - SERIES 26
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
50
Fundamentals March 2015
Performance Snapshot of Fund Managers
RELIANCE INTERVAL FUND - QUARTERLY INTERVAL
FUND - SERIES I
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 13
RELIANCE FIXED HORIZON FUND XXV SERIES 35
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 15
RELIANCE FIXED HORIZON FUND XXVI SERIES 1
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 16
RELIANCE FIXED HORIZON FUND XXVI SERIES 2
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 17
RELIANCE FIXED HORIZON FUND XXVI SERIES 3
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 18
RELIANCE FIXED HORIZON FUND XXVI SERIES 4
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 20
RELIANCE FIXED HORIZON FUND XXVI SERIES 5
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 21
RELIANCE FIXED HORIZON FUND XXVI SERIES 6
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 22
RELIANCE FIXED HORIZON FUND XXVI SERIES 7
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 23
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 12
RELIANCE YEARLY INTERVAL FUND - SERIES 2
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 24
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 10
RELIANCE YEARLY INTERVAL FUND - SERIES 3
RELIANCE FIXED HORIZON FUND - XXIV - SERIES 25
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 13
RELIANCE YEARLY INTERVAL FUND - SERIES 4
RELIANCE FIXED HORIZON FUND - XXV - SERIES 1
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 14
RELIANCE YEARLY INTERVAL FUND - SERIES 5
RELIANCE FIXED HORIZON FUND - XXV - SERIES 2
RELIANCE FIXED HORIZON FUND - XXVI- SERIES 15
RELIANCE YEARLY INTERVAL FUND - SERIES 6
RELIANCE FIXED HORIZON FUND - XXV - SERIES 3
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 16
RELIANCE FIXED HORIZON FUND - XXV - SERIES 4
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 17
RELIANCE FIXED HORIZON FUND - XXV - SERIES 6
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 18
RELIANCE FIXED HORIZON FUND - XXV - SERIES 7
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 19
RELIANCE FIXED HORIZON FUND XXVI SERIES 32
RELIANCE FIXED HORIZON FUND - XXV - SERIES 8
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 20
RELIANCE FIXED HORIZON FUND XXVI SERIES 33
RELIANCE FIXED HORIZON FUND - XXV - SERIES 9
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 21
RELIANCE FIXED HORIZON FUND XXVII SERIES 3
RELIANCE FIXED HORIZON FUND XXV SERIES 23
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 22
RELIANCE FIXED HORIZON FUND XXVII SERIES 4
RELIANCE FIXED HORIZON FUND XXV SERIES 26
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 23
RELIANCE FIXED HORIZON FUND XXV SERIES 27
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 24
RELIANCE FIXED HORIZON FUND XXV SERIES 29
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 25
RELIANCE FIXED HORIZON FUND XXV SERIES 30
RELIANCE FIXED HORIZON FUND - XXVI - SERIES 28
RELIANCE FIXED HORIZON FUND XXVII SERIES 9
RELIANCE FIXED HORIZON FUND XXV SERIES 31
RELIANCE FIXED HORIZON FUND XXVI SERIES 35
RELIANCE FIXED HORIZON FUND XXVII SERIES 11
RELIANCE FIXED HORIZON FUND XXV SERIES 32
RELIANCE INTERVAL FUND - MONTHLY INTERVAL FUND
- SERIES I
RELIANCE FIXED HORIZON FUND XXVII SERIES 15
RELIANCE INTERVAL FUND - QUARTERLY INTERVAL
FUND - SERIES II
RELIANCE INTERVAL FUND - QUARTERLY INTERVAL
FUND - SERIES III
RELIANCE INTERVAL FUND - ANNUAL INTERVAL FUND
- SERIES I
RELIANCE INTERVAL FUND I- HALF YEARLY INTERVAL
FUND - SERIES 2
RELIANCE YEARLY INTERVAL FUND - SERIES 1
RELIANCE YEARLY INTERVAL FUND - SERIES 7
RELIANCE YEARLY INTERVAL FUND - SERIES 8
RELIANCE FIXED HORIZON FUND XXV SERIES 33
Date
Since inception till Dec 31, 2014
RELIANCE FIXED HORIZON FUND XXVI SERIES 30
RELIANCE FIXED HORIZON FUND XXVII SERIES 5
RELIANCE FIXED HORIZON FUND XXVII SERIES 6
RELIANCE FIXED HORIZON FUND XXVII SERIES 7
RELIANCE FIXED HORIZON FUND XXVII SERIES 8
RELIANCE INTERVAL FUND – III - SERIES 1
RELIANCE INTERVAL FUND - MONTHLY INTERVAL FUND
- SERIES II
RELIANCE FIXED HORIZON FUND XXV SERIES 34
NAV as at December 31, 2014 (Rs.)
RELIANCE YEARLY INTERVAL FUND - SERIES 9
RELIANCE FIXED HORIZON FUND XXVIII SERIES 7
1872.6685
Performance of Reliance Money Manager Fund - Growth Option as on 31/12/2014
NAV Per
Scheme
Benchmark
Additional
Current Value of Standard Investment of
Unit (Rs.)
Returns Returns # (%)
Benchmark
Rs 10000 in the
(%)
Returns # # (%)
Scheme
Benchmark #
Additional
(Rs)
(Rs)
Benchmark
# # (Rs)
1000.6139
8.38
7.62
6.17
18,715
17,711
15,935
Dec 31, 2013 to Dec 31, 2014
1718.2567
8.99
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
1569.8836
9.45
9.03
5.86
1430.9738
9.71
8.54
8.11
Dec 30, 2011 to Dec 31, 2012
Since Inception Date - 21/03/2007
# Benchmark Crisil Liquid Fund Index
## Additional Benchmark
N.A.
CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
28.2725
Performance of Reliance Medium Term Fund - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10.0496
7.52
N.A.
6.22
Dec 31, 2013 to Dec 31, 2014
25.8773
9.26
10.47
8.56
Dec 31, 2012 to Dec 31, 2013
23.8595
8.46
8.27
5.86
Dec 30, 2011 to Dec 31, 2012
21.7343
9.78
9.15
8.11
Since Inception Date - 25/09/2000
# Benchmark Crisil Short Term Bond Fund Index
28,133
N.A.
23,656
N.A.
## Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Liquidity Fund - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
1000.14
7.87
7.25
5.87
20,611
Dec 31, 2013 to Dec 31, 2014
1889.86
9.08
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
1729.89
9.25
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
1577.30
9.67
8.54
8.11
30 days
2047.78
8.35
8.14
8.43
15 days
2054.77
8.37
8.44
9.75
7 days
2058.05
8.41
8.92
11.39
Since Inception Date - 16/06/2005 # Benchmark Crisil Liquid Fund Index
2061.365
19,511
17,247
N.A.
## Additional Benchmark CRISIL 1 Year T-Bill Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
Fundamentals March 2015
51
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Floating Rate Fund - Short Term Plan- Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
14.5945
8.73
8.37
6.58
Dec 31, 2013 to Dec 31, 2014
19.5553
9.75
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
18.1167
7.94
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
16.5146
9.70
8.54
8.11
Since Inception Date - 24/05/2010
# Benchmark
Crisil Liquid Fund Index
## Additional Benchmark
14,706
14,485
21.4625
13,413
N.A.
CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
32.3024
Performance of Reliance Monthly Income Plan - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per Unit
(Rs.)
Scheme Returns
(%)
Benchmark
Returns # (%)
Additional
Current Value of Standard Investment
Benchmark
of Rs 10000 in the
Returns # # (%)
Scheme Benchmark
Additional
(Rs)
# (Rs)
Benchmark
# # (Rs)
Since inception till Dec 31, 2014
10.0219
11.26
7.67
4.89
Dec 31, 2013 to Dec 31, 2014
26.1836
23.37
16.83
14.14
Dec 31, 2012 to Dec 31, 2013
25.2967
3.51
4.41
-0.68
Dec 30, 2011 to Dec 31, 2012
21.6638
16.77
12.12
10.67
Since Inception Date - 13/01/2004
# Benchmark
Crisil MIP Blended Index
## Additional Benchmark
32,232
22,501
16,884
N.A.
CRISIL 10 Year Gilt Index
NAV as at December 31, 2014 (Rs.)
18.3404
Performance of Reliance Interval Fund- Monthly Interval Fund- Series I - Growth Plan - Growth Option as on on 31/12/2014
Since inception till Dec 31, 2014
10
8.08
7.62
6.17
Dec 31, 2013 to Dec 31, 2014
16.8516
8.83
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
15.4192
9.29
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
14.1543
8.94
8.54
8.11
Since Inception Date - 15-Mar-07
# Benchmark
Crisil Liquid Fund Index
## Additional Benchmark
18,340
17,737
15,954
N.A.
CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
18.3907
Performance of Reliance Interval Fund- Monthly Interval Fund- Series II - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
Dec 31, 2013 to Dec 31, 2014
10
8.16
7.61
6.20
16.9083
8.77
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
15.4205
9.65
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
14.1626
8.88
8.54
8.11
Since Inception Date - 29-Mar-07
# Benchmark
Crisil Liquid Fund Index
## Additional Benchmark
18,391
17,674
15,954
N.A.
CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
18.6977
Performance of Reliance Interval Fund- Quarterly Interval Fund- Series I - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10
8.41
7.58
6.19
Dec 31, 2013 to Dec 31, 2014
17.1307
9.15
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
15.7471
8.79
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
14.4022
9.34
8.54
8.11
Since Inception Date - 3-Apr-07
# Benchmark
Crisil Liquid Fund Index
## Additional Benchmark
18,698
17,618
15,923
N.A.
CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
18.6915
Performance of Reliance Interval Fund- Quarterly Interval Fund- Series II - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10
8.51
7.54
6.15
Dec 31, 2013 to Dec 31, 2014
17.1010
9.30
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
15.5948
9.66
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
14.2627
9.34
8.54
8.11
Since Inception Date - 7-May-07
# Benchmark
Crisil Liquid Fund Index
## Additional Benchmark
18,692
17,449
15,791
N.A.
CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
18.5666
Performance of Reliance Interval Fund- Quarterly Interval Fund- Series III - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
10
8.51
7.50
6.14
Dec 31, 2013 to Dec 31, 2014
17.0307
9.02
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
15.5545
9.49
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
14.2021
9.52
8.54
8.11
Since Inception Date - 6-Jun-07
# Benchmark
Crisil Liquid Fund Index
## Additional Benchmark
18,567
17,296
15,700
N.A.
CRISIL 1 Year T-Bill Index
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
52
Fundamentals March 2015
NAV as at December 31, 2014 (Rs.)
18.5765
Performance of Reliance Interval Fund- Annual Interval Fund- Series I - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
13.5681
9.11
9.22
7.33
Dec 31, 2013 to Dec 31, 2014
17.0243
9.12
10.47
14.14
Dec 31, 2012 to Dec 31, 2013
15.7933
7.79
8.27
-0.68
Dec 30, 2011 to Dec 31, 2012
14.3429
10.11
9.15
10.67
Since Inception Date - 26/05/2011
# Benchmark
CRISIL Short-Term Bond Fund Index
## Additional Benchmark
13,691
13,740
12,903
N.A.
CRISIL 10 Year Gilt Index
*Since inception date of Reliance Interval Fund - Annual Interval Fund - series I is 3rd May 2007. However, investors in Institutional Plan of Reliance Interval Fund Annual Interval Fund - series I came on 26.05.2011. Hence since inception returns has been calculated since 26.05.2011
NAV as at December 31, 2014 (Rs.)
37.8665
Performance of Reliance Regular Savings Fund - Balanced Option - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
11.6173
16.00
9.50
8.78
Dec 31, 2013 to Dec 31, 2014
26.4427
43.20
25.34
29.89
Dec 31, 2012 to Dec 31, 2013
25.5446
3.52
6.05
8.98
Dec 30, 2011 to Dec 31, 2012
19.0836
33.86
21.28
25.70
Since Inception Date - 13/01/2007
# Benchmark
Crisil Balanced Fund Index
## Additional Benchmark
32,643
20,618
19,559
N.A.
S&P BSE Sensex Index
Fund Manager - Samir Rachh
Schemes Managed By Samir Rachh
Reliance Mid & Small Cap Fund - Growth Plan
Reliance Capital Builder Fund II Series A
Reliance Dual Advantage Fixed Tenure Fund III - Plan B
Reliance Capital Builder Fund II Series B
NAV as at June 29, 2012 (Rs.)
14.5497
Performance of Reliance Mid & Small Cap Fund - Growth Plan - Growth Option as on 29/06/2012
Date
NAV Per Unit
(Rs.)
Scheme
Returns
(%)
Benchmark
Returns #
(%)
Additional
Current Value of Standard Investment of Rs
Benchmark
10000 in the
Returns
Additional
Scheme (Rs) Benchmark
# # (%)
Benchmark # # (Rs)
#(Rs)
Since inception till June 29, 2012
10.1546
6.75
4.76
4.25
June 29, 2011 to June 29, 2012
14.9349
(2.58)
(7.07)
(6.76)
June 29, 2010 to June 29, 2011
15.003
(0.45)
3.19
6.61
June 29, 2009 to June 29, 2010
10.8057
38.84
23.06
18.59
Since Inception Date - 27/12/2006
# Benchmark - BSE 200
14,328
12,917
12,576
N.A.
## Additional Benchmark - BSE Sensex
NAV as at December 31, 2014 (Rs.)
32.0761
Performance of Reliance Mid & Small Cap Fund - Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
15.3182
36.74
24.58
19.98
Dec 31, 2013 to Dec 31, 2014
17.6694
81.53
54.69
32.28
Dec 31, 2012 to Dec 31, 2013
17.1742
2.88
-5.73
5.87
Since Inception Date - 21/08/2012
# Benchmark - S&P BSE MIDCAP
20,940
16,804
15,375
N.A.
## Additional Benchmark - S&P BSE SENSEX
Benchmark of Reliance Mid & Small Cap Fund has been changed from BSE 200 to BSE MIDCAP INDEX w.e.f. 21.08.2012. Hence since inception returns has been
calculated from 21.08.2012
Fund Manager -Vivek Sharma
Schemes Managed By Vivek Sharma
Reliance Liquidity Fund
Reliance Floating Rate Fund – Short Term Plan
Reliance Liquid Fund – Cash Plan
NAV as at December 31, 2014 (Rs.)
2061.365
Performance of Reliance Liquidity Fund - Growth Plan - Growth Option as on 31/12/2014
Date
NAV Per
Unit (Rs.)
Scheme
Returns
(%)
Benchmark
Returns # (%)
Additional
Benchmark
Returns # # (%)
Since inception till Dec 31, 2014
1000.14
7.87
7.25
5.87
Dec 31, 2013 to Dec 31, 2014
1889.86
9.08
9.21
8.56
5.86
Dec 31, 2012 to Dec 31, 2013
1729.89
9.25
9.03
Dec 30, 2011 to Dec 31, 2012
1577.30
9.67
8.54
8.11
30 days
2047.78
8.35
8.14
8.43
15 days
2054.77
8.37
8.44
9.75
7 days
2058.05
8.41
8.92
11.39
Current Value of Standard Investment of
Rs 10000 in the
Scheme
(Rs)
20,611
Benchmark
# (Rs)
Additional
Benchmark # # (Rs)
19,511
17,247
N.A.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
Fundamentals March 2015
53
Since Inception Date - 16/06/2005
# Benchmark Crisil Liquid Fund Index
## Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at September 29, 2010 (Rs.)
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 29/09/2010
Since inception till September 29, 2010
1000.17
4.96
N.A.
5.12
15,325
N.A.
September 29, 2009 to September 29, 2010
14.8128
3.46
4.04
2.41
September 29, 2008 to September 29, 2009
14.2794
3.74
6.85
7.33
September 29, 2007 to September 29, 2008
13.4081
6.50
7.49
5.09
N.A.
30 days
15.2654
4.88
5.83
3.24
15 days
7 days
15.2928
15.3112
Since Inception Date - 07/12/2001
5.06
4.56
6.00
5.90
## Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Liquid Fund - Cash Plan- Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
1541.93
8.73
8.68
7.13
14,148
14,120
Dec 31, 2013 to Dec 31, 2014
2011.77
8.43
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
1853.96
8.51
9.03
5.86
Dec 30, 2011 to Dec 31, 2012
1696.67
9.27
8.54
8.11
N.A.
30 days
2168.43
7.55
8.14
8.43
15 days
2174.96
7.77
8.44
9.75
7 days
2178.04
8.15
8.92
11.39
# Benchmark Crisil Liquid Fund Index
# Benchmark
Crisil Liquid Fund Index
2181.4463
13,305
## Additional Benchmark CRISIL 1 Year T-Bill Index
NAV as at December 31, 2014 (Rs.)
Performance of Reliance Floating Rate Fund - Short Term Plan- Growth Plan - Growth Option as on 31/12/2014
Since inception till Dec 31, 2014
14.5945
8.73
8.37
6.58
14,706
14,485
Dec 31, 2013 to Dec 31, 2014
19.5553
9.75
9.21
8.56
Dec 31, 2012 to Dec 31, 2013
18.1167
7.94
9.03
5.86
N.A.
Dec 30, 2011 to Dec 31, 2012
16.5146
9.70
8.54
8.11
Since Inception Date - 24/05/2010
15,531
3.56
4.86
# Benchmark Crisil Liquid Fund Index
Since Inception Date - 09/11/2010
1532.46
## Additional Benchmark
21.4625
13,413
CRISIL 1 Year T-Bill Index
COMMON DISCLAIMER FOR PERFORMANCE SNAPSHOT OF FUND MANAGERS
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns
(wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For Scheme(s) which has completed more than 3 years, point to point returns for twelve
month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1
year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on
absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of
Dividend distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund
is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face
value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for
computation of returns. Schemes which have not completed one year, performance details for the same are not provided. In case of Fixed Maturity Plan(s), the performance is not
provided since these are close ended schemes and not comparable with other debt schemes. In case, the start/end date of the concerned period is non-business day (NBD), the NAV
of the previous date is considered for computation of returns.
54
Fundamentals March 2015
SYSTEMATIC INVESTMENT PLAN (SIP) RETURNS OF EQUITY SCHEMES AS ON FEBRUARY 27, 2015
Based on a SIP of Rs. 1000 per month executed on 10th of every month has been taken into consideration including the first installment
DIVERSIFIED LARGE CAP
RELIANCE VISION FUND
SIP Return as on February 27, 2015
Period
Since
15
10
5
3
1
Inception Years Years Years Years Year
Total Amount Invested(Rs '000)
233
180
120
60
36
12
Market Value as on Feb 28, 2015 (Rs '000)
3479.27 1400.01 280.63 103.16 59.81 15.25
Scheme Return (%) IRR
23.74 24.38 16.29 22.09 36.66 57.29
*Scheme Benchmark Return (%) IRR
15.03 16.65 13.69 17.03 25.65 34.74
(S&P BSE 100)
**Additional Benchmark Return(%) IRR
14.27 16.23 13.48 16.61 24.56 30.95
(S&P BSE Sensex)
Since Inception Date - 08/10/1995
RELIANCE EQUITY ADVANTAGE FUND
SIP Return as on June 30, 2011
Period
Since Inception
Total Amount Invested(Rs '000)
47
Market Value as on June 30, 2011 (Rs '000)
60
Scheme Return (%) IRR
12.72
*Scheme Benchmark Return (%) IRR (S&P CNX Nifty)
10.96
**Additional Benchmark Return(%) IRR (S&P BSE Sensex)
11.08
Inception Date - 09/08/2007
Reliance Equity Advantage Fund was launched on 9th Aug 2007. Subsequently the key features
of the Scheme have been changed w.e.f Aug,26 2011. Accordingly, above performance is
calculated from Aug 9, 2007 to June 30, 2011 and the Scheme was renamed as Reliance Top
200 Fund.
RELIANCE TOP 200 FUND
SIP Return as on February 27, 2015
Period
Since
5
3
1
Inception Years Years
Year
Total Amount Invested(Rs '000)
91
60
36
12
Market Value as on Feb 28, 2015 (Rs '000)
190.17 107.87
59.32
15.03
Scheme Return (%) IRR
19.11
23.96
36.02
53.25
*Scheme Benchmark Return (%) IRR (S&P BSE 200)
14.53
17.37
26.67
37.63
**Additional Benchmark Return(%) IRR (S&P BSE
13.94
16.61
24.56
30.95
Sensex)
Since Inception Date - 26/08/2011
Reliance Equity Advantage Fund was launched on 9th Aug 2007. Subsequently the key features
of the Scheme have been changed w.e.f Aug,26 2011. Accordingly, above performance is
calculated from Aug 26, 2011 and the Scheme was renamed as Reliance Top 200 Fund.
RELIANCE QUANT PLUS FUND
SIP Return as on February 27, 2015
Period
Since
5
3
1
Inception
Years
Years
Year
Total Amount Invested(Rs '000)
83
60
36
12
Market Value as on Feb 28, 2015 (Rs '000)
146.54
90.82
51.00
13.86
Scheme Return (%) IRR
16.30
16.80
24.48
31.89
*Scheme Benchmark Return (%) IRR (CNX
15.60
16.96
25.13
34.13
Nifty Index)
**Additional Benchmark Return(%) IRR
15.40
16.61
24.56
30.95
(S&P BSE Sensex)
Since Inception Date - 18/04/2008
Reliance Index Fund Sensex Plan and Nifty Plan was launched on Feb 8, 2005. Subsequently
the trustees of RMF (w.e.f. April 18, 2008) changed the features of the scheme and renamed
the same as Reliance Quant Plus Fund. For more details on the features of Reliance Quant Plus
Fund please refer addendum to the offer document dated 17th March 08.
RELIANCE NRI EQUITY FUND
SIP Return as on February 27, 2015
Period
Since
10
5
Inception Years Years
Total Amount Invested(Rs '000)
124
120
60
Market Value as on Feb 28, 2015 (Rs '000)
325.20 298.83 98.64
Scheme Return (%) IRR
17.79 17.46 20.22
*Scheme Benchmark Return (%) IRR (S&P BSE 200)
13.91 13.73 17.37
**Additional Benchmark Return(%) IRR (S&P BSE
13.76 13.48 16.61
Sensex)
Since Inception Date - 16/11/2004
3
Years
36
54.34
29.26
26.67
24.56
1
Year
12
14.45
42.56
37.63
30.95
Total Amount Invested (Rs '000)
Market Value as on Dec 31, 2013 (Rs '000)
Scheme Return (%) IRR
*Scheme Benchmark Return (%) IRR (CNX Nifty Index)
**Additional Benchmark Return (%) IRR (S&P BSE Sensex)
1
Year
12
14.38
41.20
34.13
30.95
Since Inception Date - 22/01/2014
Reliance Equity Fund was launched on 30th March 2006. Subsequently the key features of the
Scheme have been changed w.e.f Jan 22, 2014 and the Scheme was renamed as Reliance
Focused Large Cap Fund. For further details refer Notice cum Addendum No. 92 dated Dec. 13,
2013. Accordingly, above performance is calculated from January 22, 2014.
INDEX
RELIANCE INDEX FUND - NIFTY PLAN
SIP Return as on February 27, 2015
Period
Since
3
Inception
Years
Total Amount Invested(Rs '000)
53
36
Market Value as on Feb 28, 2015 (Rs '000)
79.73
51.35
Scheme Return (%) IRR
18.91
24.99
*Scheme Benchmark Return (%) IRR
18.74
25.13
(CNX Nifty Index)
**Additional Benchmark Return(%) IRR
18.35
24.56
(S&P BSE Sensex)
Since Inception Date - 01/10/2010
1
Year
12
13.90
32.64
34.13
30.95
RELIANCE INDEX FUND - SENSEX PLAN
SIP Return as on February 27, 2015
Period
Since
Inception
Total Amount Invested(Rs '000)
Market Value as on Feb 28, 2015 (Rs '000)
3
Years
1
Year
53
36
12
78.18
50.49
13.65
Scheme Return (%) IRR
17.98
23.74
28.10
*Scheme Benchmark Return (%) IRR (S&P
BSE Sensex)
18.35
24.56
30.95
**Additional Benchmark Return(%) IRR (CNX
Nifty Index)
Since Inception Date - 01/10/2010
18.74
25.13
34.13
DIVERSIFIED MID CAP & SMALL CAP
RELIANCE GROWTH FUND
SIP Return as on February 27, 2015
Period
Since
Inception
Total Amount Invested(Rs '000)
233
Market Value as on Feb 28, 2015
(Rs '000)
15
Years
180
10
5
3
Years Years Years
120
1
Year
60
36
12
5174.24 1849.81 306.90 103.09
58.97
15.18
Scheme Return (%) IRR
27.00
27.52
17.96
22.06
35.56
56.02
*Scheme Benchmark Return (%) IRR
(S&P BSE 100)
15.03
16.65
13.69
17.03
25.65
34.74
**Additional Benchmark Return(%)
IRR (S&P BSE Sensex)
Since Inception Date - 08/10/1995
14.27
16.23
13.48
16.61
24.56
30.95
RELIANCE LONG TERM EQUITY FUND
SIP Return as on June 29, 2012
Period
RELIANCE EQUITY FUND
SIP Return as on Dec 31, 2013
Period
RELIANCE FOCUSSED LARGE CAP FUND
SIP Return as on February 27, 2015
Period
Since
5
3
Inception Years
Years
Total Amount Invested(Rs '000)
108
60
36
Market Value as on Feb 28, 2015 (Rs '000)
196.92
98.39
55.59
Scheme Return (%) IRR
12.99
20.11
30.99
*Scheme Benchmark Return (%) IRR
13.18
16.96
25.13
(CNX Nifty Index)
**Additional Benchmark Return(%) IRR
12.87
16.61
24.56
(S&P BSE Sensex)
Since
Inception
94
121
6.34
7.92
8.01
Inception Date - 30/03/2006
Reliance Equity Fund was launched on 30th March 2006. Subsequently the key features of the
Scheme have been changed w.e.f Jan 22, 2014 and the Scheme was renamed as Reliance Focused
Large Cap Fund. For further details refer Notice cum Addendum No. 92 dated Dec. 13, 2013.
Accordingly, above performance is calculated from March 30, 2006 to December 31, 2013
Since Inception
Total Amount Invested (Rs '000)
67
Market Value as on June 29, 2012 (Rs '000)
82
Scheme Return (%) IRR
7.19
*Scheme Benchmark Return (%) IRR (BSE 200)
4.75
**Additional Benchmark Return(%) IRR (S&P BSE Sensex)
4.66
Inception Date - 27/12/2006
Reliance Long Term Equity Fund was launched on Dec 27, 2006.
Subsequently the benchmark of the Fund has been changed from S&P BSE 200 Index to S&P
BSE MID CAP Index w.e.f. Aug 21, 2012. Please refer addendum no. 48 published on August
18, 2012. Accordingly, above performance is calculated from Dec 27, 2006 to June 29, 2012.
Also the key features of the Scheme have been changed w.e.f. Jan 22, 2015, and the Scheme
has been renamed as Reliance Mid & Small Cap Fund.
Fundamentals March 2015
55
RELIANCE MID & SMALL CAP FUND
SIP Return as on February 27, 2015
Period
Since
5
3
1
Inception Years
Years
Year
Total Amount Invested(Rs '000)
31
60
36
12
Market Value as on Feb 28, 2015 (Rs '000)
55.97 121.52
67.65
15.77
Scheme Return (%) IRR
51.93
29.00
46.54
67.30
*Scheme Benchmark Return (%) IRR (S&P
35.28
18.19
31.28
44.98
BSE MID CAP)
**Additional Benchmark Return(%) IRR
25.92
16.61
24.56
30.95
(S&P BSE Sensex)
Since Inception Date - 21/08/2012
Reliance Long Term Equity Fund Was Launched On Dec 27, 2006.
Subsequently The Benchmark Of the Fund Has Been Changed From S&P BSE 200 Index To S&P BSE Mid
Cap Index W.E.F. Aug 21, 2012. Please Refer Addendum No. 48 Published On Aug 18, 2012. Accordingly,
Above Performance Is Calculated From Aug 21, 2012.
Also The Key Features Of The Scheme Have Been Changed W.E.F. Jan 22, 2015, And The Scheme Has
Been Renamed As Reliance Mid & Small Cap Fund.
RELIANCE SMALL CAP FUND
SIP Return as on February 27, 2015
Period
Since Inception
Total Amount Invested(Rs '000)
54
Market Value as on Feb 28, 2015 (Rs '000)
122.96
Scheme Return (%) IRR
38.48
*Scheme Benchmark Return (%) IRR (S&P BSE
19.23
SmallCap)
**Additional Benchmark Return(%) IRR (S&P
17.99
BSE Sensex)
Since Inception Date - 21/09/2010
3 Years
36
75.61
55.83
32.57
1 Year
12
15.85
68.75
38.84
24.56
30.95
DIVERSIFIED MULTI CAP
RELIANCE REGULAR SAVINGS FUND - EQUITY OPTION
SIP Return as on February 27, 2015
Since
5
3
Inception
Years
Years
Total Amount Invested(Rs '000)
117
60
36
Market Value as on Feb 28, 2015
300.77
101.49
57.53
(Rs '000)
Scheme Return (%) IRR
18.56
21.41
33.63
*Scheme Benchmark Return (%)
13.47
17.03
25.65
IRR (S&P BSE 100)
**Additional Benchmark
13.22
16.61
24.56
Return(%) IRR (S&P BSE Sensex)
Since Inception Date - 09/06/2005
Period
RELIANCE EQUITY OPPORTUNITIES FUND
SIP Return as on February 27, 2015
Period
Since
5
3
Inception
Years
Years
Total Amount Invested(Rs '000)
120
60
36
Market Value as on Feb 28, 2015 (Rs
379.77
114.86
60.90
'000)
Scheme Return (%) IRR
21.93
26.61
38.10
*Scheme Benchmark Return (%) IRR
13.71
17.03
25.65
(S&P BSE 100)
**Additional Benchmark Return(%)
13.49
16.61
24.56
IRR (S&P BSE Sensex)
Since Inception Date - 31/03/2005
1
Year
12
14.90
50.83
34.74
30.95
1
Year
56
Fundamentals March 2015
RELIANCE DIVERSIFIED POWER SECTOR FUND
SIP Return as on February 27, 2015
Period
Since
10
5
3
1
Inception Years Years Years Year
Total Amount Invested(Rs '000)
18
120
60
36
12
Market Value as on Feb 28, 2015 (Rs '000)
23.80 211.12 77.22 50.35 13.73
Scheme Return (%) IRR
42.36 10.94 10.15 23.53 29.56
*Scheme Benchmark Return (%) IRR (S&P
30.87
2.14
3.29 14.13 28.38
BSE Power Index)
**Additional Benchmark Return(%) IRR
31.71 13.48 16.61 24.56 30.95
(S&P BSE Sensex)
Since Inception Date - 07/09/2013
Fundamental attribute change w.e.f. September 7, 2013. For more details investors advised to
refer Notice cum Addendum no. 40 dated August 01, 2013. Accordingly, above performance is
calculated from September 7, 2013.
RELIANCE MEDIA & ENTERTAINMENT FUND
SIP Return as on February 27, 2015
Period
Since
10
5
Inception Years Years
Total Amount Invested(Rs '000)
125
120
60
Market Value as on Feb 28, 2015 (Rs '000)
291.66 266.00 98.90
Scheme Return (%) IRR
15.55 15.29 20.33
*Scheme Benchmark Return (%) IRR
12.09 12.00 16.74
(CNX Media & Entertainment)
**Additional Benchmark Return(%) IRR
13.85 13.48 16.61
(S&P BSE Sensex)
Since Inception Date - 07/10/2004
Period
RELIANCE PHARMA FUND
SIP Return as on February 27, 2015
Since
10
5
Inception
Years Years
3
Years
30.95
1
Year
Scheme Return (%) IRR
26.63
26.74
27.48
36.81
43.34
*Scheme Benchmark Return (%) IRR
(S&P BSE HC)
22.16
22.87
30.63
39.73
56.71
**Additional Benchmark Return(%)
IRR (S&P BSE Sensex)
Since Inception Date - 08/06/2004
14.28
13.48
16.61
24.56
30.95
Market Value as on Feb 28, 2015 (Rs
'000)
120
24.56
54.58
34.74
30.95
129
3
1
Years Year
36
12
51.86 13.74
25.73 29.69
21.64 21.13
Total Amount Invested(Rs '000)
60
36
12
594.02 492.30 117.24
59.92
14.49
TAX SAVER
1
Year
12
14.25
Period
RELIANCE TAX SAVER (ELSS) FUND
SIP Return as on February 27, 2015
Since
5
Inception Years
Total Amount Invested(Rs '000)
38.81
27.46
30.95
3
Years
1
Year
114
60
36
12
335.35
129.12
69.66
16.03
Scheme Return (%) IRR
21.76
31.60
48.95
72.19
*Scheme Benchmark Return (%) IRR (S&P
BSE 100)
13.31
17.03
25.65
34.74
**Additional Benchmark Return(%) IRR
(S&P BSE Sensex)
Since Inception Date - 22/09/2005
13.01
16.61
24.56
30.95
Market Value as on Feb 28, 2015 (Rs '000)
SECTOR
RELIANCE BANKING FUND
SIP Return as on February 27, 2015
Period
Since
10
5
3
Inception
Years Years Years
Total Amount Invested(Rs '000)
142
120
60
36
Market Value as on Feb 28, 2015 (Rs
653.25 386.37 105.80 58.81
'000)
Scheme Return (%) IRR
23.91 22.24 23.15 35.35
*Scheme Benchmark Return (%) IRR
19.10 18.34 20.16 30.59
(CNX Banks Index)
**Additional Benchmark Return(%)
15.33 13.48 16.61 24.56
IRR (S&P BSE Sensex)
Since Inception Date - 28/05/2003
SIP Return as on June 28, 2013
Period
Since Inception
Total Amount Invested (Rs '000)
110
Market Value as on June 28, 2013 (Rs '000)
147
Scheme Return (%) IRR
6.20
*Scheme Benchmark Return (%) IRR (India Power Index)
-2.91
**Additional Benchmark Return (%) IRR (S&P BSE Sensex)
10.14
Inception Date - 10/05/2004
Fundamental attribute change w.e.f. September 7, 2013. For more details investors advised to
refer Notice cum Addendum no. 40 dated August 01, 2013. Accordingly, above performance is
calculated from May 10, 2004 to June 28, 2013.
12
15.10
BALANCED
RELIANCE REGULAR SAVINGS FUND - BALANCED OPTION
SIP Return as on February 27, 2015
Period
Since
5
3
Inception
Years
Years
Total Amount Invested(Rs '000)
117
60
36
Market Value as on Feb 28, 2015 (Rs
284.34
98.75
54.25
'000)
Scheme Return (%) IRR
17.48
20.26
29.13
*Scheme Benchmark Return (%) IRR
12.00
14.53
20.08
(Crisil Balanced Fund Index)
13.22
16.61
24.56
**Additional Benchmark Return(%) IRR
(S&P BSE Sensex)
Since Inception Date - 13/01/2007
RELIANCE DIVERSIFIED POWER SECTOR FUND
ARBITRAGE
1
Year
12
15.23
57.06
49.72
30.95
RELIANCE ARBITRAGE ADVANTAGE FUND
SIP Return as on February 27, 2015
Period
Since
3
Inception
Years
Total Amount Invested(Rs '000)
53
36
Market Value as on Feb 28, 2015 (Rs '000)
64.52
41.00
Scheme Return (%) IRR
8.98
8.81
*Scheme Benchmark Return (%) IRR (Crisil
8.90
9.04
Liquid Fund Index)
**Additional Benchmark Return(%) IRR (S&P
18.38
24.56
BSE Sensex)
Since Inception Date - 20/10/2010
1
Year
12
12.52
8.64
8.89
30.95
SYSTEMATIC INVESTMENT PLAN (SIP) RETURNS OF FIXED INCOME SCHEMES AS ON FEBRUARY 27, 2015
LIQUID
RELIANCE LIQUID FUND-CASH PLAN
SIP Return as on Sep 29, 2010
Period
Period
Since Inception
Total Amount Invested(Rs '000)
106
Market Value as on Sep 29, 2010 (Rs '000)
131
Scheme Return (%) IRR
4.81
*Scheme Benchmark Return (%) IRR (Crisil Liquid Fund Index)
5.81
**Additional Benchmark Return(%) IRR (Crisil 1 Yr T-Bill Index)
4.85
Inception Date - 07/12/2001
Reliance Liquid Fund - Cash Plan was launched on Dec 7, 2001. Subsequently the key features
of the Scheme have been changed w.e.f Nov 9, 2010. Accordingly, above performance is
calculated from December 7, 2001 to September 29, 2010.
RELIANCE LIQUID FUND-CASH PLAN
SIP Return as on February 27, 2015
Period
Since
10
5
3
1
Inception Years Years Years Year
Total Amount Invested(Rs '000)
159
120
60
36
12
Market Value as on Feb 28, 2015
253.44 173.95 74.22 40.79 12.49
(Rs '000)
Scheme Return (%) IRR
6.77
7.25
8.54
8.45
8.16
*Scheme Benchmark Return (%) IRR
7.27
7.76
8.77
9.04
8.89
(Crisil Liquid Fund Index)
**Additional Benchmark Return(%) IRR
6.03
6.33
7.29
7.59
8.62
(Crisil 1 Yr T-Bill Index)
Since Inception Date - 09/11/2010
Reliance Liquid Fund - Cash Plan was launched on Dec 7, 2001. Subsequently the key features
of the Scheme have been changed w.e.f Nov 9, 2010. Accordingly, above performance is
calculated from November 9, 2010.
RELIANCE LIQUID FUND-TREASURY PLAN
SIP Return as on February 27, 2015
Period
Since
15
10
5
3
1
Inception Years Years Years Years Year
Total Amount Invested(Rs '000)
204
180
120
60
36
12
Market Value as on Feb 28, 2015
389.22 317.10 177.60 73.78 40.65 12.48
(Rs '000)
Scheme Return (%) IRR
7.16
7.19
7.65 8.30 8.21 7.90
*Scheme Benchmark Return (%)
6.52
6.95
7.76 8.77 9.04 8.89
IRR (Crisil Liquid Fund Index)
6.17
6.04
6.33 7.29 7.59 8.62
**Additional Benchmark
Return(%) IRR (Crisil 1 Yr T-Bill
Index)
Since Inception Date - 09/12/2003
RELIANCE LIQUIDITY FUND
SIP Return as on February 27, 2015
Period
Since
5
Inception
Years
Total Amount Invested(Rs '000)
117
60
Market Value as on Feb 28, 2015 (Rs '000)
177.12
75.26
Scheme Return (%) IRR
8.30
9.10
*Scheme Benchmark Return (%) IRR (Crisil
7.80
8.77
Liquid Fund Index)
**Additional Benchmark Return(%) IRR
6.36
7.29
(Crisil 1 Yr T-Bill Index)
Since Inception Date - 16/06/2005
3
Years
36
41.18
9.11
9.04
1
Year
12
12.53
8.83
8.89
7.59
8.62
Total Amount Invested(Rs '000)
174
Market Value as on Feb 28, 2015 (Rs
'000)
1
Year
12
12.50
8.31
8.89
7.59
8.61
120
60
36
12
304.80 181.00
74.98
41.08
12.54
7.37
8.02
8.96
8.94
8.90
7.38
8.16
9.10
9.62
10.45
**Additional Benchmark Return(%)
IRR (Crisil 1 Yr T-Bill Index)
Since Inception Date - 25/09/2000
6.03
6.33
7.29
7.59
8.61
SHORT TERM
RELIANCE SHORT TERM FUND
SIP Return as on March 28, 2013
Period
Total Amount Invested(Rs '000)
Market Value as on Mar 28, 2013 (Rs '000)
Scheme Return (%) IRR
*Scheme Benchmark Return (%) IRR (Crisil Liquid Fund Index)
**Additional Benchmark Return(%) IRR (Crisil 10 Yr Gilt Index)
Inception Date - 23/12/2002
Since Inception
124
193
8.36
6.81
5.99
Reliance Short Term Fund was launched on Dec 23, 2002. Subsequently the key features
of the Scheme (asset allocation pattern and benchmark) has been changed w.e.f June 1st,
2013. Refer Notice cum Addendum No 4 published on April 24, 2013, for further details.
Accordingly, above performance is calculated from December 23, 2002 to March 28, 2013.
Period
RELIANCE SHORT TERM FUND
SIP Return as on February 27, 2015
Since
10
5
Inception Years Years
Total Amount Invested(Rs '000)
147
Market Value as on Feb 28, 2015 (Rs '000)
120
255.27 189.71
60
3
Years
36
1
Year
12
75.73 41.65 12.69
Scheme Return (%) IRR
8.65
8.91
9.36
9.90 11.46
*Scheme Benchmark Return (%) IRR
(Crisil Short Term Bond Fund Index)
7.74
8.16
9.10
9.62 10.45
**Additional Benchmark Return(%) IRR
(Crisil 10 Yr Gilt Index)
Since Inception Date - 01/06/2013
6.19
6.62
7.56
8.73 17.17
Reliance Short Term Fund was launched on Dec 23, 2002. Subsequently the key features
of the Scheme (asset allocation pattern and benchmark) has been changed w.e.f June 1st,
2013. Refer Notice cum Addendum No 4 published on April 24, 2013, for further details.
Accordingly, above performance is calculated from June 1, 2013.
LONG TERM
RELIANCE REGULAR SAVINGS FUND - DEBT OPTION
SIP Return as on February 27, 2015
Since
5
3
Inception
Years
Years
1
Year
117
60
36
12
174.01
75.71
41.62
12.65
Scheme Return (%) IRR
7.95
9.35
9.86
10.88
*Scheme Benchmark Return (%) IRR (Crisil
Composite Bond Fund Index)
7.84
9.29
10.45
15.67
**Additional Benchmark Return(%) IRR
(Crisil 10 Yr Gilt Index)
Since Inception Date - 09/06/2005
6.65
7.56
8.73
17.17
Market Value as on Feb 28, 2015 (Rs '000)
3
Years
36
40.97
8.75
9.04
1
Year
*Scheme Benchmark Return (%) IRR
(Crisil Short Term Bond Fund Index)
Total Amount Invested(Rs '000)
ULTRA SHORT TERM
3
Years
Scheme Return (%) IRR
Period
RELIANCE FLOATING RATE FUND-SHORT TERM PLAN
SIP Return as on February 27, 2015
Period
Since
10
5
3
1
Inception
Years Years Years Year
Total Amount Invested(Rs '000)
126
120
60
36
12
Market Value as on Feb 28, 2015 (Rs
196.84 183.89 75.32
0.04 12.62
'000)
Scheme Return (%) IRR
8.26
8.32
9.14
9.31 10.38
*Scheme Benchmark Return (%) IRR
7.69
7.76
8.77
9.04 8.89
(Crisil Liquid Fund Index)
**Additional Benchmark Return(%)
6.28
6.33
7.29
7.59 8.61
IRR (Crisil 1 Yr T-Bill Index)
Since Inception Date - 24/05/2010
RELIANCE MONEY MANAGER FUND
SIP Return as on February 27, 2015
Period
Since
5
Inception
Years
Total Amount Invested(Rs '000)
96
60
Market Value as on Feb 28, 2015 (Rs '000)
134.05
74.64
Scheme Return (%) IRR
8.23
8.77
*Scheme Benchmark Return (%) IRR
8.01
8.77
(Crisil Liquid Fund Index)
**Additional Benchmark Return(%) IRR
6.55
7.29
(Crisil 1 Yr T-Bill Index)
Since Inception Date - 21/03/2007
RELIANCE MEDIUM TERM FUND
SIP Return as on February 27, 2015
Since
10
5
Inception
Years Years
RELIANCE INCOME FUND
SIP Return as on February 27, 2015
Period
Since
15
10
5
3
Inception Years Years Years Years
Total Amount Invested(Rs '000)
206
180
120
60
36
Market Value as on Feb 28,
452.84 348.21 187.12 76.09 42.11
2015 (Rs '000)
Scheme Return (%) IRR
8.56
8.32
8.65
9.55 10.67
*Scheme Benchmark Return
6.45
6.87
7.78
9.29 10.45
(%) IRR (Crisil Composite
Bond Fund Index)
6.36
6.46
6.62
7.56
8.73
**Additional
Benchmark
Return(%) IRR (Crisil 10 Yr Gilt
Index)
Since Inception Date - 01/01/1998
Fundamentals March 2015
1
Year
12
13.11
18.69
15.67
17.17
57
MIP
DYNAMIC
RELIANCE DYNAMIC BOND FUND
SIP Return as on February 27, 2015
Period
Since
10
5
3
Inception Years Years Years
Total Amount Invested(Rs '000)
124
120
60
36
Market Value as on Feb 28, 2015 (Rs '000)
187.44 179.89 78.51 42.77
Scheme Return (%) IRR
7.79
7.90 10.82 11.75
*Scheme Benchmark Return (%) IRR
7.71
7.78
9.29 10.45
(Crisil Composite Bond Fund Index)
**Additional Benchmark Return(%) IRR
6.58
6.62
7.56 8.73
(Crisil 10 Yr Gilt Index)
Since Inception Date - 16/11/2004
1
Year
12
13.13
19.00
15.67
Market Value as on Feb 28, 2015 (Rs
'000)
Scheme Return (%) IRR
17.17
GILT
RELIANCE GILT SECURITIES FUND
SIP Return as on February 27, 2015
Period
Since
5
Inception
Years
Total Amount Invested(Rs '000)
79
60
Market Value as on Feb 28, 2015 (Rs
109.37
79.25
'000)
Scheme Return (%) IRR
9.83
11.21
*Scheme Benchmark Return (%) IRR
10.18
11.21
(I-Sec Li-BEX)
**Additional Benchmark Return(%)
6.79
7.56
IRR (Crisil 10 Yr Gilt Index)
Since Inception Date - 22/08/2008
RELIANCE MONTHLY INCOME FUND
SIP Return as on February 27, 2015
Period
Since
10
5
3
Inception
Years Years Years
Total Amount Invested(Rs '000)
134
120
60
36
272.98 227.03
1
Year
12
83.32
45.79
13.51
12.19
12.32
13.25
16.60
25.75
*Scheme Benchmark Return (%) IRR
(Crisil MIP Blended Index)
8.81
8.96
10.58
12.70
18.37
**Additional Benchmark Return(%)
IRR (Crisil 10 Yr Gilt Index)
6.37
6.62
7.56
8.73
17.17
Since Inception Date - 13/01/2004
3
Years
36
43.64
1
Year
12
13.38
13.17
12.93
23.39
22.96
8.73
17.17
SYSTEMATIC INVESTMENT PLAN (SIP) RETURNS OF FOF (DOMESTIC) SCHEMES AS ON FEBRUARY 27, 2015
RELIANCE GOLD SAVINGS FUND
SIP Return as on February 27, 2015
Period
Since
Inception
Total Amount Invested(Rs '000)
3
Years
1
Year
48
36
12
Market Value as on Feb 28, 2015 (Rs '000)
43.99
32.02
11.29
Scheme Return (%) IRR
-4.31
-7.62
-11.47
*Scheme Benchmark Return (%) IRR (Prices of Gold)
-2.57
-6.11
-8.70
--
--
--
**Additional Benchmark Return(%) IRR ()
Since Inception Date - 11/03/2011
COMMON DISCLAIMER FOR PERFORMANCE SNAPSHOT OF SYSTEMATIC INVESTMENT PLAN (SIP) RETURNS
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment.
•
Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been
worked out on excel spreadsheet function known as XIRR.
•
It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that
load has not been taken into consideration.
•
The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding
the concept of SIP. The SIP Performance details are provided over and above the performance details prescribed by SEBI(Mutual Funds) Regulation 1996. This illustration
should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of
capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does
not guarantee or assure any protection against losses in declining market conditions.
•
Investors are requested to consult their financial advisor before making any investment decisions.
58
Fundamentals March 2015
SnapShot
equity
Features/
Scheme
Reliance Growth Fund
Reliance Vision Fund #
Reliance Equity
Opportunities Fund
Reliance Quant Plus Fund
Reliance Equity Linked
Saving Fund - Series I
Type
An open ended
equity growth scheme
An open ended
equity growth scheme
An open ended diversified
equity scheme
An open ended equity Scheme
10 Year close ended equity
linked saving scheme
Inception Date
October 8,1995
October 8, 1995
March 31, 2005
April 18, 2008
April 1, 2008
Investment
objective
The
primary
investment
objective of the Scheme is
to achieve long-term growth
of capital by investment in
equity and equity related
securities through a research
based investment approach.
However, there can be no
assurance that the investment
objective of the Scheme will
be realized, as actual market
movements may be at variance
with anticipated trends.
Equity & Equity Related
Instruments 65% - 100%
& Debt & Money Market
Instrument 0% - 35%
The
primary
investment
objective of the Scheme is
to achieve long term growth
of capital by investing in
equity and equity related
securities through a research
based investment approach.
However, there can be no
assurance that the investment
objective of the Scheme will
be realized, as actual market
movements may be at variance
with anticipated trends.
Equity and equity related
instruments : 100% - 65% (Risk
Profile - Medium to High). Debt
and Money Market Instruments
: 35% - 0%(Risk Profile - Low
to Medium). The scheme will
not invest in securitized debt.
The
primary
investment
objective of the scheme is
to seek to generate capital
appreciation & provide longterm growth opportunities
by investing in a portfolio
constituted of equity securities
& equity related securities and
the secondary objective is to
generate consistent returns by
investing in debt and money
market securities.
The investment objective of
the scheme is to generate
capital appreciation through
investment in equity and
equity related instruments.
The scheme will seek to
generate capital appreciation
by investing in an active
portfolio of stocks selected
from CNX Nifty on the basis of
a mathematical model.
The
primary
investment
objective of the scheme is to
generate long term capital
appreciation from a portfolio
that is invested predominantly
in equities along with income
tax benefit.
Asset Allocation
Entry Load
Exit Load**
Equity & Equity Related Equity & Equity Related Equity - 80% - 100% & Debt
Instruments
75%-100% Instruments - 90% - 100% & Money Market Instruments & Debt & Money Market & Debt & Money Market 0% - 20%
Instruments* 0% - 25% Instruments - 0% - 10%
(*including upto 25% of the
corpus insecuritised Debt).
An over all limit of 50% of the
portfolio value (i.e. net assets
including cash) has been
introduced for the purpose
of equity derivatives in the
scheme.
Nil In terms of SEBI circular no. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the invest or effective
August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors
including the service rendered by the distributor
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out
after the completion of 1 year from the date of allotment of units.
Nil (In accordance with the
SEBI
(MFs)
Regulations,
1996, NFO expenses not
exceeding 6% of the amount
mobilised, will be charged
to the scheme and will be
amortised over a period of
10 years. If the investor opts
for the redemption before
the completion of 10 years,
proportionate
unamortized
portion of the NFO expenses
outstanding as on the date
of the redemption shall be
recovered from such investor.
If charged, the same shall
be credited to the scheme
immediately net of service tax,
if any)
Growth (Growth & Bonus)
&
Dividend
(Payout
&
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout &
Re-investment)
Ashwani Kumar
Growth (Growth & Bonus)
&
Dividend
(Payout
&
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout & Re-investment)
Sailesh Raj Bhan
Growth (Growth and Bonus)
& Dividend (Payout and
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout &
Re-investment)
Krishan Daga
Growth Plan (Growth Option)
& Dividend Plan (Dividend
Payout Option)
Fund Manager
Growth (Growth & Bonus)
&
Dividend
(Payout
&
Reinvestment)
Direct Plan : Growth Plan
(Growth & Bonus), Dividend
Plan (Payout
& Re-investment)
Sunil Singhania
Benchmark
S&P BSE 100 Index
S&P BSE 100 Index
S&P BSE 100 Index
CNX Nifty Index
Choice of Plans
and Options
Minimum
Application
Amount
Rs. 5000 & in multiples of Re 1 thereafter
Sailesh Raj Bhan
S&P BSE 100 Index
Rs 500 & in multiples of Rs
500 thereafter
SIP
STP
(Available during specified
redemption period)
SWP
(Available during specified
redemption period)
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for
details about direct plan.
Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words “S&P”
mentioned in various indices related to IISL stands deleted and wherever the name of “BSE” has been mentioned in the benchmark indices, the same shall be prefixed by the word “S&P”.It may
be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged.
# Please note that Reliance Natural Resources Fund has been merged into Reliance Vision Fund w.e.f. September 7, 2013. Fundamental attribute change of Reliance Vision Fund
w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 38 dated July 31, 2013.
Fundamentals March 2015
59
Reliance Regular Savings Fund - Equity
Option
An open ended scheme
Reliance Regular Savings Fund Balanced Option**
Reliance Tax Saver (ELSS) Fund
An open ended diversified equity scheme
An open ended equity linked savings scheme
June 9, 2005
June 9, 2005
November 16, 2004
September 22, 2005
The primary investment objective of this
option is to seek capital appreciation and/
or to generate consistent returns by actively
investing in Equity & Equity-related Securites
The primary investment objective of this
option is to generate consistent return and
appreciation of capital by investing in a mix of
securities comprising of equity, equity related
instruments and fixed income instruments
The investment objective of the Scheme is
to generate optimal returns by investing in
equity or equity related instruments primarily
drawn from the Companies in the S&P BSE
200 Index. The Scheme may also invest
in listed companies that are in the top 200
by market capitalization on the BSE. The
Scheme may also invest in large IPO’s where
the market capitalization of the Company
making the IPO based on the Issue price
would make such company to be a part of the
top 200 companies listed on the BSE based
on market capitalization. The fund will have
the flexibility to invest in a broad range of
companies with an objective to maximize the
returns, at the same time trying to minimize
the risk by reasonable diversification.
However there can be no assurance that the
investment objective of the scheme will be
realized, as actual market movements may
be at variance with anticipated trends. The
selection of the companies will be done so as
to capture the growth in the Indian economy.
The fund will be focusing on companies with
relatively higher market capitalization and
having good liquidity in the stock market.
The primary objective of the scheme is to
generate long-term capital appreciation from
a portfolio that is invested predominantly in
equity and equity related instruments.
Equity and Equity Related Instruments
- 50%-75%. Debt & Money Market
instruments-25%-50%
Equity & Equity Related Instruments (primarily
drawn from the Companies in the BSE 200
index. The Scheme may also invest in listed
companies that are in the top 200 by market
capitalization on the BSE and/or in large.
IPO’s where the market capitalization of the
Company making the IPO based on the Issue
price would make such company to be apart
of the top 200 companies listed on the BSE
based on market capitalization) - 65%-100%
& *Debt & Money Market Instruments 0%35% (*including upto 35% of the corpus in
securitised Debt)
Equity and Equity related securities
80%-100% and Debt and Money Market
Instrument 0% - 20%
Equity and Equity related securites 80%100% and Debt and Money Market
Instruments with an average maturity of 5-10
yrs - 0%-20%
An open ended scheme
Reliance NRI Equity Fund
However, there can be no assurance that
the scheme’s investment objective shall be
achieved.
N.A. in terms of SEBI circular no. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
• 1% if redeemed or switched out on or
before completion of 1 year from the date of
allotment of units.
• Nil if redeemed or switched out after
the completion of 1 year from the date of
allotment of units.
• 1% if redeemed or switched out on or
before completion of 18 months from the
date of allotment of units
• Nil if redeemed or switched out after
completion of 18 months from the date of
allotment of units
• 1% if redeemed or switched out on or
before completion of 1 year from the date of
allotment of units.
• Nil if redeemed or switched out after
the completion of 1 year from the date of
allotment of units.
Nil (Lock in period of 3 years)
Growth (Growth) & Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan (Growth), Dividend
Plan (Payout & Re-investment)
Growth Plan & Dividend Plan (Dividend
Payout Option & Dividend Reinvestment
Option, Quarterly dividend payout and
Quarterly dividend reinvestment)
Direct Plan : Growth Plan (Growth), Dividend
Plan (Payout & Re-investment, Quarterly
dividend payout and Quarterly dividend
reinvestment)
Growth (Growth, Bonus) & Dividend (Payout
& Reinvestment)
Direct Plan : Growth Plan (Growth & Bonus),
Dividend Plan (Payout &
Re-investment)
Growth Plan (Growth Option); Dividend Plan
(Payout option); Annual dividend payout
option
Direct Plan: Growth Plan (Growth Option);
Dividend Plan (Payout option); Annual
dividend payout option
Omprakash Kuckian
Amit Tripathi & Sanjay Parekh (w.e.f. 2nd
April 2012)
Om Prakash Kuckian
Ashwani Kumar
S&P BSE 100 Index
#Crisil Balanced Fund Index #Benchmark
of Reliance Regular Savings Fund Balanced
Option has been changed to Crisil Balanced
Fund Index from Crisil MIP Index with effect
from 21st Feb-07
S&P BSE 200 Index
S&P BSE 100 Index
Rs. 500 & in multiples of Re. 1 thereafter
Rs. 500 & in multiples of Re. 1 thereafter
Rs. 5000 and in multiples of Re. 1 thereafter
Rs. 500 & in multiples of Rs. 500 thereafter
(Subject to 3 yrs Lock-in)
(Subject to 3 yrs Lock-in)
(Subject to 3 yrs Lock-in)
**Reliance Regular Savings Fund- Hybrid Option was launched on June 9, 2005 and subsequently Hybrid Option has been changed to Balanced Option w.e.f. January 13, 2007.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for
details about direct plan.
Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words “S&P”
mentioned in various indices related to IISL stands deleted and wherever the name of “BSE” has been mentioned in the benchmark indices, the same shall be prefixed by the word “S&P”.
It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged.
60
Fundamentals March 2015
SnapShot
equity
Reliance Focused
Large Cap Fund *
Features/
Scheme
Type
An open ended diversified equity
scheme
Reliance Top 200 Fund
An open ended diversified equity
scheme
Reliance Mid & Small Cap Fund #
An open ended diversified equity
scheme
Reliance Japan Equity Fund
An open-ended diversified equity
Scheme
Inception Date
March 30, 2006
August 9, 2007
December 27, 2006
August 27, 2014
Investment
objective
The primary investment objective of
the scheme is to seek to generate long
term capital growth by predominantly
investing in an active and concentrated
portfolio of equity and equity related
instruments
upto
25
companies
belonging to the top 100 companies
by market capitalization and/or leaders
in their respective segments. The
secondary objective of the scheme is to
generate consistent returns by investing
in debt and money market securities debt
and money market securities
The primary investment objective of
the scheme is to seek to generate long
term capital appreciation by investing in
equity and equity related instruments of
companies whose market capitalization
is within the range of highest & lowest
market capitalization of S&P BSE 200
Index. The secondary objective is to
generate consistent returns by investing
in debt and money market securities.
The primary investment objective of
the scheme is to seek to generate long
term capital appreciation & provide longterm growth opportunities by investing
in a portfolio constituted of equity &
equity related securities and Derivatives
predominantly in Mid cap and small cap
companies and the secondary objective
is to generate consistent returns by
investing in debt and money market
securities.
However there can be no assurance
that the investment objective of the
scheme will be realized, as actual market
movements may be at variance with
anticipated trends.
The primary investment objective
of Reliance Japan Equity Fund is to
provide long term capital appreciation
to investors by primarily investing in
equity and equity related securities of
companies listed on the recognized
stock exchanges of Japan and the
secondary objective is to generate
consistent returns by investing in debt
and money market securities of India.
However, there can be no assurance or
guarantee that the investment objective
of the scheme will be achieved.
Asset Allocation
Equity and Equity related securities*
100% - 80% and Debt and Money
Market Instrument 20% - 0%.
* The portfolio will consist upto 25
companies which will be among the top
100 companies by market capitalization
and/or leaders in their respective
segments.
The Scheme will not invest in securitized
debt.
Equity and Equity Related Instruments
: 100% - 65% Debt instruments and
Money Market Instruments (including
investments in securitised debt): 35% 0% (including upto 25% of the corpus in
securitised debt)
Equity and Equity related instruments:
80%-100% (of which, Mid Cap
Companies: 50%-70%, Small Cap
Companies: 15%-30%, Large Cap
Companies: 0%-30%); Debt and Money
Market Instruments (including securitized
debt): 0%-20%. (An overall limit of 100%
of the portfolio value has been introduced
for the purpose of equity derivatives in
the scheme).
Equity and Equity related Instruments
listed on the recognized stock
exchanges of Japan* 80%-100% Fixed
income securities, including money
market instruments, cash and equivalent,
Treasury bills and fixed deposits of India:0%-20%.
*Includes ADRs/GDRs issued by Indian
companies or foreign companies,
equity of overseas companies listed on
recognized stock exchanges of Japan,
units/securities issued by overseas
mutual funds or unit trusts which are
registered with Japan regulators and
overseas exchange traded funds
(ETFs) which invest in the securities as
permitted by SEBI/RBI from time to time.
The fund will also invest in initial and
follow on public offerings to be listed at
recognized stock exchanges of Japan.
Entry Load
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the
Scheme to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered
Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
Not Applicable
Exit Load**
•
1% if redeemed or switched out on
or before completion of 1 year from
the date of allotment of units.
•
Nil if redeemed or switched out after
the completion of 1 year from the
date of allotment of units
•
1% of the applicable NAV if
redeemed or switched out on or
before completion of 18 months
from the date of allotment of units
•
Nil if redeemed or switched out after
completion of 18 months from the
date of allotment of units
•
1% if redeemed/switched out on
or before completion of 18 months
from the date of allotment of units.
•
1% if redeemed or switched out on
or before completion of 1 year from
the date of allotment of units
•
Nil if redeemed/switched out after
completion of 18 months from the
date of allotment of units
•
Nil if redeemed or switched out after
the completion of 1 year from the
date of allotment of units
Choice of Plans
and Options
Growth (Growth and Bonus) & Dividend
(Payout and Reinvestment)
Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout &
Re-investment)
Growth (Growth & Bonus) & Dividend
(Payout & Reinvestment)
Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout &
Re-investment)
Growth Plan (Growth Option) Dividend
Plan - (Dividend Payout Option
& Dividend Reinvestment Option)
Direct Plan : Growth Plan (Growth),
Dividend Plan (Payout &
Re-investment)
Growth (Growth & Bonus) & Dividend
(Payout & Re-investment)
Direct Plan: Growth (Growth & Bonus) &
Dividend ( Payout & Re-investment)
Fund Manager
Omprakash Kuckian
Ashwani Kumar & Sailesh Raj Bhan
Sunil Singhania & Samir Rachh
(Assistant Fund Manager
w.e.f. September 01, 2010)
Jahnvee Shah, Anju Chhajer
Benchmark
CNX Nifty Index
S&P BSE 200 Index
S&P BSE MID CAP Index
w.e.f. 21st August 2012
Topix (Tokyo Stock Price Index)
Rs. 5000 and in multiples of Re 1
thereafter under each plan
Rs.5, 000 & in multiples of Re. 1
thereafter
Minimum
Application
Rs 5000 and in multiples of Re. 1 thereafter under each option,
Amount
SIP
STP
SWP
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
* Fundamental attributes changed w.e.f. 22.01.2014. For further details refer Notice cum Addendum No. 92 dated 13.12.2013
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details
about direct plan.
Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words “S&P”
mentioned in various indices related to IISL stands deleted and wherever the name of “BSE” has been mentioned in the benchmark indices, the same shall be prefixed by the word “S&P”.
It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged.
# Kindly refer addendum no. 148 dated 16/12/2014 for fundamental attributes changed w.e.f. 22.01.2015.
Fundamentals March 2015
61
Reliance Banking Fund*
An open ended banking sector scheme
May 28, 2003
The primary investment objective of the Scheme is to
seek to generate continuous returns by actively investing
in equity and equity related securities of companies in the
Banking Sector and companies engaged in allied activities
related to Banking Sector.
Reliance Diversified
Power Sector Fund**
An open ended power sector scheme
May 10, 2004
The primary investment objective of the
scheme is to generate long term capital
appreciation by investing predominantly
in equity and equity related securities of
companies in the power sector.
The AMC will have the discretion to completely or partially
invest in any of the type of securities stated above
with a view to maximize the returns or on defensive
considerations. However, there can be no assurance that
the investment objective of the Scheme will be realized,
as actual market movements may be at variance with
anticipated trends.
Equity & Equity Related Instruments - 80%-100%
(Companies defined in the Banking Regulation Act, 1949
& Reserve Bank of India Act, 1934 as amended from time
to time 80%-100% & Financial services companies which
provide non banking financial services like housing finance,
stock broking, wealth management, insurance companies
and holding companies of insurance companies.*0%-20%)
Debt Instruments & Money Market Instruments : 20%- 0%
In the total equity allocation, the fund will invest minimum
80% in companies defined in Banking Regulation Act, 1949
& Reserve Bank of India Act, 1934 as amended from time
to time. In addition, maximum 20% of the equity allocation
can be invested in financial services companies which
provide non banking financial services like housing finance,
stock broking, wealth management, insurance companies
and holding companies of insurance companies. The fund
will not invest in securitized debt.
Equity and equity related instruments of
companies in the power sector. – 100%
- 80% (Risk Profile - Medium to High)
Equity and equity related instruments of
companies engaged in allied activities
related to power sector & Debt and
Money. Market Instruments – 20% - 0%
(Risk Profile - Low to Medium)
Reliance Media &
Entertainment Fund
Reliance
Pharma Fund
An open ended media & entertainment
sector scheme
An open ended
pharma sector scheme
October 7, 2004
The primary investment objective of the
scheme is to generate consistent returns
by investing in equity and equity related
or fixed income securities of Media &
Entertainment and other associated
companies
June 8, 2004
The primary investment objective of
the scheme is to seek to generate
continuous returns by investing in
equity and equity related or fixed
income securities of Pharma and other
associated companies
Equity & Equity Related Instruments - 0% (Minimum) - 80% (Most Likely) - 100%
(Maximum) & Debt & Money Market Instruments with Average Maturity of 5 -10
years - 0% (Minimum) - 20% (Most Likely) - 100% (Maximum)
* The companies which will be included in financial service
sector will be those companies which will provide non
banking financial services like housing finance, stock
broking, wealth management, insurance and other related
financial services
N.A. Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
•
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of
units.
1% if redeemed or switched out on or before completion of 1 year from the date of
allotment of units.
•
Nil if redeemed or switched out after the completion of 1 year from the date of allotment of units
Nil if redeemed or switched out after completion of 1 year from the date of allotment
of units
Growth (Growth & Bonus) & Dividend Growth (Growth & Bonus) & Dividend
(Payout & Reinvestment)
(Payout & Reinvestment)
Direct Plan : Growth Plan (Growth & Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout
Bonus), Dividend Plan (Payout &
& Re-investment)
Re-investment)
Sailesh Raj Bhan
Sailesh Raj Bhan
Growth (Growth & Bonus) & Dividend (Payout &
Reinvestment)
Direct Plan : Growth Plan (Growth & Bonus), Dividend Plan
(Payout & Re-investment) w.e.f. September 01, 2010)
Sanjay Parekh & Shrey Loonker
(Assistant Fund Manager w.e.f. September 01, 2010)
CNX Bank Index
Growth (Growth & Bonus) & Dividend
(Payout & Reinvestment)
Direct Plan : Growth Plan (Growth &
Bonus), Dividend Plan (Payout &
Re-investment)
Sunil Singhania
S&P BSE Power Index***
Rs. 5000 and in multiples of Re. 1 thereafter
CNX Media & Entertainment Index
S&P BSE Health Care Index
Rs 5000 per plan per option and in
multiples of Re1 thereafter
Rs. 5000 and in multiples of Re. 1
thereafter
*Reliance Banking Fund was launched on 28th May 2003. Subsequently the key features of the Scheme have been changed w.e.f. 5th Sep. 2012. Please refer addendum no. 39 released on
31st July 2012.
# The companies which will be included in financial service sector will be those companies which will provide non banking financial services like housing finance, stock broking, wealth
management, insurance and other related financial services.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for
details about direct plan.
Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words “S&P”
mentioned in various indices related to IISL stands deleted and wherever the name of “BSE” has been mentioned in the benchmark indices, the same shall be prefixed by the word “S&P”.
It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged.
** Reliance Infrastructure Fund was merged into Reliance Diversified Power Sector Fund w.e.f. 7th Sep. 2013 & fundamental attribute change of Reliance Diversified Power Sector Fund
w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 40 dated August 01, 2013.
*** Reliance Diversified Power Sector Fund was launched on May 10, 2004. Subsequently the key features of the Scheme (asset allocation pattern and benchmark) will be changed
w.e.f Sep. 7th, 2013. Refer Notice cum Addendum No 40 published on August 1, 2013, for further details.
62
Fundamentals March 2015
SnapShot
debt
Features/
Scheme
Reliance Medium-Term Fund
Type
An open ended income scheme
with no assured returns
Inception Date
Investment
objective
Asset
Allocation
Entry Load
Exit Load**
Reliance Money Manager Fund
An open ended income scheme
Reliance Regular Savings Fund
- Debt Option
An open ended scheme
March 21, 2007
June 9, 2005
30th June 2014
The primary investment objective of
the scheme is to generate regular
income in order to make regular
dividend payments to unitholders
and the secondary objective is
growth of capital.
The investment objective of the
Scheme is to generate optimal
returns consistent with
moderate levels of risk and liquidity
by investing in debt securities and
money market securities
The primary investment objective
of this option is to generate
optimal returns consistent with a
moderate level of risk. This income
may be complemented by capital
appreciation of the portfolio.
Accordingly,
investments
will
predominantly be made in Debt &
Money Market Instruments.
To generate income through
investments in a range of debt
and money market instruments
of various maturities with a view
to
maximizing
income
while
maintaining the optimum balance of
yield, safety and liquidity.
Reliance Monthly
Income Plan
An open ended fund. Monthly
Income is not assured & is subject
to the availability of distributable
surplus
January 13, 2004
The primary investment objective of
the scheme is to generate regular
income in order to make regular
dividend payments to unitholders
and the secondary objective is
growth of capital
The scheme would focus its
investments
predominantly
in
corporate
bonds
of
various
maturities and across ratings for
the purpose of achieving regular
income and capital appreciation
Investments in Corporate Bonds*
80% - 100% & Money Market
instruments including but not
limited to CDs, CPs,T-Bills, CBLO,
Repo/Reverse Repo (including
repo in corporate bonds), Liquid
schemes., and investments in debt
instruments issued by central and
state governments 0%-20%
Money Market Instruments/Short Debt*
Instruments
including Debt
Instruments
(including
Equity and Equity related Securities
Term debt Instruments/Floating Government Securities, Corporate securitised debt) with maturity of
- 0% - 20%, Fixed Income
Securities (debt and money market)
Rate Notes with maturity/interest Debt, Other debt instruments and more than 1 year 65% - 100%
80% - 100% (Securitised debt upto
rate reset period not exceeding 3 Money Market Instruments with & Money Market Instruments
25% of the corpus)
months 0%- 80%. Money Market average maturity less than equal (including cash / Call Money &
Instruments (CPs, T-Bills, CDs) to 12 months - 0% - 100%,Debt* Reverse Repo) and Debentures
and/or other Short Term debt Instruments including Government with maturity of less than 1 year
instruments (Floating Rate Notes, Securities, Corporate Debt and (Securitised debt will be a part of
Short Tenor NCDs, Securitized other debt Instruments with average the debt securities, upto 25% of the
debt#) and any other instrument maturity greater than 12 months- corpus) - 0% -35%
with duration of more than 3 months 0% - 50% (*Securitised debt upto
but not exceeding 3 years 20% - 60% of the corpus)
100% # Securitized debt upto 80%
of the corpus.
N.A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission
shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
(w.e.f. 15th December 2014)
Nil
Exit Load: (w.e.f. 6th Sep 2011)
- 1%, if redeemed / switched out on
or before completion of 1 year
- Nil, if redeemed / switched out
after completion of 1 year
- Nil, if redeemed after 7 days from
the date of allotment of units.
Dividend
Frequencies
An open ended income scheme
September 25, 2000
- 0.50%, if units are redeemed
or switched out on or before
completion of 7 days from the date
of allotment of units.
Choice of
Plans and
Options
Reliance Corporate Bond Fund
- 1.5% if redeemed within 12
months from the date of allotment
of units
1% if redeemed after 12 months but
within 24 months from the date of
allotment of units
0.50% if redeemed after 24 months
but within 36 months from the date
of allotment.
Nil, thereafter (w.e.f. 1st September
2014)
Growth Plan (Growth option)
& Dividend Plan (Payout &
Reinvestment options), Adhoc
Direct Plan : Growth Plan (Growth
option) & Dividend Plan (Payout &
Reinvestment options), Adhoc
For both Dividend Payout &
Reinvestment option - Weekly,
Monthly & Quarterly. For Dividend
Reinvestment Option only - Daily /
Adhoc
Growth option, Bonus Option &
Dividend Option (Reinvestment &
Payout option), Adhoc
Direct Plan : Growth option, Bonus
Option & Dividend Option (Reinvestment
& Payout option), Adhoc
Daily (reinvestment option), Weekly
(reinvestment option & payout
option), under Monthly & Quarterly
(both reinvestment option & payout
option) / Adhoc
Growth Plan & Dividend Plan
(Dividend Payout & Dividend
Reinvestment Option)
Direct Plan : Growth Plan &
Dividend Plan (Dividend Payout &
Dividend Reinvestment Option)
Under both dividend payout &
Dividend
reinvestment
option:
Quarterly / Adhoc
Growth option, Bonus Option &
Dividend Option (Reinvestment &
Payout option)
Direct Plan : Growth option,
Bonus Option & Dividend Option
(Reinvestment & Payout option)
Quarterly (both reinvestment option
& payout option)
-
(w.e.f. 15th December 2014)
10% of the units allotted shall be redeemed
without any exit load each year for the first
three years from the date of allotment.
However, if the 10% limit is not utilized in
any of the year, same shall be carried forward
to the subsequent year. Any redemption
in excess of such limit in any three years
shall be subject to the following exit load.
Redemption of units would be done on First
in First out basis (FIFO):
Redemption / switch out in excess of
prescribed limit
-1.5% if the units are redeemed on or before
12 months from the date of allotment of units
- 1% if redeemed after 12 months till, on or
before 24 months from the date of allotment
of units.
- 0.50% if redeemed after 24 months till,
on or before 36 months from the date of
allotment of units.
- Nil, after 36 months from the date of
allotment of units.
Growth Plan & Dividend Plan
(Payout & Reinvestment option)
Direct Plan : Growth Plan
& Dividend Plan (Payout &
Reinvestment option)
Under both dividend payout &
reinvestment
option:
Monthly,
Quarterly
Dividend
Periodicity$
Weekly
-
-
Tuesday
Every Tuesday
21st of the last month of each
calendar quarter
-
-
-
Monthly
20th
19th
-
-
20th
-
Quarterly
20th of last month of each
calendar quarter
19th
-
20th
20th of last month of each calendar
quarter
Half yearly
Annual
-
-
-
-
-
Fund Manager
Amit Tripathi & Anju Chhajer
Amit Tripathi & Anju Chhajer
Prashant Pimple
Prashant Pimple
Benchmark
Minimum
Application
Amount
SIP
Crisil Short Term Bond Fund Index
Rs. 5,000 and in
multiples of Re 1 thereafter
Crisil Liquid Fund Index
Rs. 500 and in
multipls of Re. 1 thereafter
Crisil Composite Bond Fund Index
Rs. 500 per option & in
multiples of Re. 1 thereafter.
Amit Tripathi & Sanjay Parekh
(w.e.f. 2nd April 2012)
Crisil MIP Blended Index
For all Plans & Options Rs 5000 &
in multiples of Rs 1 thereafter
Crisil Composite Bond Fund Index
Rs.1,000/- & in multiples of Re. 1
thereafter
STP
SWP
$ If the dividend declaration date for any of the specified frequencies is a non business day then the immediate next business day becomes the record date.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
Fundamentals March 2015
63
Features/
Scheme
Reliance Income Fund
Reliance Short Term Fund
# Reliance Gilt Securities Fund
Reliance Dynamic Bond Fund
Reliance Liquid FundCash Plan@
An open ended income scheme
An open ended income scheme
An open ended government securities
scheme
An open ended income scheme
January 1, 1998
December 23, 2002
July 10, 2003
November 16, 2004
Investment
objective
The primary investment objective of the
scheme is to generate optimal returns
consistent with moderate level of risk.
This income may be complemented
by capital appreciation of the portfolio.
Accordingly,
investments
shall
predominantly be made in Debt &
Money Market Instruments
The primary investment objective of the
scheme is to generate stable returns for
investors with a short term investment horizon
by investing in fixed income securitites of a
short term maturity
The primary investment objective of the
scheme is to generate optimal credit riskfree returns by investing in a portfolio of
securities issued and guaranteed by the
Central Government and State Government
The primary investment objective of the
scheme is to generate optimal returns
consistent with moderate levels of risk.
This income may be complemented
by capital appreciation of the portfolio.
Accordingly,
investments
shall
predominantly be made in Debt & money
market Instruments
The investment objective of the
scheme is to generate optimal
returns consistent with moderate
levels of risk and high liquidity.
Accordingly, investments shall
predominantly be made in Debt and
Money Market Instruments
Asset
Allocation
Debt Instruments 50% - 100%, Money
Market Instruments 0% - 50%
Debt and Money Market Instrument with a Gilts 70% - 100%,
duration upto 3 years – 65% to 100%. Debt Instruments 0% - 30%
Instruments with a duration above 3 years and
upto 5 years – 0 to 35%. The scheme will not
invest in Securitised Debt.
The scheme also intends to invest in foreign debt
securities which can be upto 25% of the corpus.
The investment in these securities would be as
permitted by SEBI and in accordance with the
Regulations then prevailing. The scheme would
have a maximum weighted average duration
between 0.75 - 2.75 years.
Debt instruments -0% - 100%.
*Investment in securitised debts upto
40% may be undertaken
Money Market Instruments - 80%
- 100%, Debt Instruments - 0%20% (Corporate Debt, Financial
Institutions & Banking Sector
Bonds, Public Sector Bonds,
Government Guaranteed Bonds &
related instruments)
Entry Load
N.A. In terms of SEBI Circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
Exit Load**
(w.e.f. from 18th September 2014)
Nil
Type
Inception
Date
Choice of
Plans and
Options
Dividend
Frequencies
Dividend
Periodicity$
Growth plan (Growth & Bonus
options) & Dividend plan (Payout &
Reinvestment options)
Direct Plan : Growth plan (Growth &
Bonus options) & Dividend plan (Payout
& Reinvestment options)
Dividend payout: Monthly, Quarterly,
Half yearly, Annual & Dividend
Reinvestment
option:
Monthly,
Quarterly, Half yearly, Annual
(w.e.f- 15 December 2014)
Money
Market
December 7, 2001
- 0.25% of the applicable NAV if redeemed
or switched out on or before completion of 1
month from the date of allotment of units.
(w.e.f 15 December, 2014)
- 1% of the applicable NAV if redeemed or
switched out on or before completion of 12
months from the date of allotment of units
- Nil, if redeemed after 1 month from the date
of allotment of units.
- Nil if units are redeemed after 12 months
from the date of allotment of units
Growth Plan(Growth option) & Dividend Plan
(Payout & Reinvestment option), Adhoc
Direct Plan : Growth Plan(Growth option) &
Dividend Plan (Payout & Reinvestment option),
Adhoc
Under both dividend payout & Dividend
reinvestment option: Monthly, Quarterly /
Nil
-
Nil
Growth option, Bonus Option, Monthly
Dividend plan (Payout & Reinvestment option)
& Provident Fund (PF) Option: Automatic
Capital Appreciation Payout Option (ACAPO),
Defined Maturity Date Option (DMDO),
Automatic Annual Reinvestment Option
(AARO).
Direct Plan : Growth option, Bonus Option
Monthly Dividend plan (Payout & Reinvestment
option) & Provident Fund (PF) Option:
Automatic Capital Appreciation Payout Option
(ACAPO), Defined Maturity Date Option
(DMDO), Automatic Annual Reinvestment
Option (AARO)
Growth Plan (Growth option) & Dividend
Plan (Payout & Reinvestment option)
Direct Plan : Growth Plan (Growth
option) & Dividend Plan (Payout &
Reinvestment option)
Growth option & Dividend option
(Re-investment Option & Payout
Option)
Direct Plan : Growth option &
Dividend option (Re-investment
Option & Payout Option)
-
Dividend Payout, Quarterly Dividend
Payout ( w.e.f. 08th Oct,2012), Dividend
Re-investment & Quarterly Dividend
Reinvestment (w.e.f. 08th Oct, 2012)
Under Dividend Reinvestment option:
Daily , Weekly, Monthly & Quarterly,
Under Dividend Payout Option: Monthly
& Quarterly
-
-
–
Adhoc
-
An open ended liquid scheme
Weekly
-
-
-
-
Every Friday
Monthly
19th
25th
25th
-
25th
Quarterly
19th of last month of each calendar
quarter
19th of last month of each calendar quarter
-
20th of last month of each calendar
quarter
19th
Half yearly
19th of last month of each calander
half year
-
-
-
–
Annual
19th March
-
-
-
–
Fund
Manager
Prashant Pimple
Prashant Pimple
Prashant Pimple
Prashant Pimple
Anju Chhajer & Vivek Sharma
Crisil Composite Bond Fund Index
Crisil Short Term Bond Fund Index *
w.e.f 1st July 2013
I Sec - Li Bex
Crisil Composite Bond Fund Index
Crisil Liquid Fund Index
Rs. 5,000 and in multiples of Re 1
thereafter
Rs. 100 and in multiples of Re 1
thereafter
Benchmark
Minimum
Application
Amount
For Growth Option: Rs. 5,000
and
in
multiples
of
Re
1
thereafter; Monthly Dividend Plan:
Rs 25,000 and in multiples of Re 1
thereafter; Quarterly Dividend Plan:
Rs 10,000 and in multiples of Re1
thereafter; Half Yearly Dividend Plan:
Rs 5,000 and in multiples of Re 1
thereafter; Annual Dividend Plan:
Rs 5,000 and in multiples of Re 1
thereafter.
Rs. 5,000 and in multiples of Re 1 thereafter
Rs. 5,000 & in multiples of Re 1
thereafter
SIP
STP
SWP
#The key features of Reliance Gilt Securities Fund having Short Term Plan and Long Term Plan have been changed w.e.f August 22, 2008. Pursuant to the changes, the scheme will have Retail Plan and Institutional Plan.
For more details please refer to the Addendum dated July 21, 2008.
## ACAPO - Automatic Capital Appreciation Payout Option, DMDO - Defined Maturity Date Option, AARO - Automatic Annual Reinvestment Option.
$ If the dividend declaration date for any of the specified frequencies is a non business day then the immediate next business day becomes the record date.
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about direct plan.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
*Reliance Short Term Fund was launched on Dec 23, 2002. Subsequently the key features of the Scheme (asset allocation pattern and benchmark) will be changed w.e.f June 1st, 2013. Refer Notice cum Addendum No 4
published on April 24, 2013, for further details.
@ The fundamental attributes of Reliance Liquid Fund – Cash Plan has be changed w.e.f. Nov 9, 2010. Please refer addendum No 45 dated Sep 30, 2010 available on Downloads section of our
website www.reliancemutual.com
64
Fundamentals March 2015
SnapShot
debt
Features /
Scheme
Reliance Liquid FundTreasury Plan
Reliance Liquidity Fund
Reliance Floating Rate Fund Short Term Plan
R*Shares Gold ETF
R* Shares Banking ETF
Type
An open ended liquid
scheme
An open ended liquid scheme
An open ended income Scheme
An open ended gold exchange traded
fund
An open ended, exchange listed, index
linked scheme (tracking CNX Bank Index).
Inception
Date
March 23, 1998
June 16, 2005
September 2, 2004
November 22, 2007
June 24, 2008
Investment
objective
The investment objective of
the scheme is to generate
optimal returns consistent
with moderate levels of
risk and high liquidity.
Accordingly,
investments
shall
predominantly
be
made in Debt and Money
Market Instruments.
The investment objective of
the Scheme is to generate
optimal returns consistent
with moderate levels of
risk
and
high
liquidity.
Accordingly,
investments
shall predominantly be made
in Debt and Money Market
Instruments.
The primary investment objective of
the scheme is to generate regular
income through investment in a portfolio
comprising substantially of Floating
Rate Debt Securities (including floating
rate securitised debt, Money Market
Instruments and Fixed Rate Debt
Instruments swapped for floating rate
returns) The scheme shall also invest
in Fixed Rate Debt Securities (including
fixed rate securitised debt, Money Market
Instruments and Floating Rate Debt
Instruments swapped for fixed returns).
The investement objective is to seek to
provide returns that closely correspond
to returns provided by price of Gold
through investment in physical Gold (and
Gold related securities as permitted by
Regulators from time to time). However,
the performance of the scheme may
differ from that of the domestic prices
of Gold due to expenses and or other
related factors. However, there can be no
assurance that the investment objective of
the scheme will be achieved.
The investment objective of the scheme is
to provide returns that, before expenses,
Closely correspond to the total returns of
the securities as represented by the CNX
Bank Index. However, the performance
of Scheme may differ from that of the
underlying index due to tracking error.
There can be no assurance or guarantee
that the investment objective of the
scheme will be achieved.
Asset
Allocation
Call Money/Cash/Repo and
Reverse Repo- 0 - 50%,
Money Market Instruments
(Mibor linked instruments,
CPs, T-Bills, Cds and/or
other Short Term papers)
0 - 100%. It shall not invest
in securitized debt.
Repo and Reverse Repo
0 - 35%, Money Market
Instruments (Mibor linked
instruments, CPs, T-Bills,
CDs) and/or other Short Term
debt instruments (Floating
Rate Notes, Short Tenor
NCDs, PTCs) and/or Less
than 1 year maturity Gsecs65-100% Securitised debt
upto 40% of the corpus
Fixed Rate Debt Securities (including
securitized
debt,
Money
Market
Instruments & Floating Rate Debt
Instruments swapped for fixed rate
returns):- 0% - 75%. Money market
instruments and Floating Rate Debt
Securities
(including
floating
rate
securitised debt & Fixed rate debt
instruments swapped for Floating Rate
returns) with tenure exceeding 3 months
upto a maturity of 3 years:- 25% - 100%
securitized debt will be part of the debt
Securities up to 50% of the corpus.
Physical
Gold
or
Gold
related
Instruments as permitted by regulators
from time to time^-90-100%,Money
Market Instrument, Bonds, Debentures,
Government Securities including T-Bills,
Securitised Debt** & other debt securities
as permitted by regulators from time to
time-0-10%(** upto 10% in securitised
debt)
Securities covered by the CNX Bank
Index90-100%;
Money
Market
instruments including CBLO- 0-10%
Entry Load
N.A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall
be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
Exit Load**
Nil
Nil
w.e.f. 16th December 2014
0.50%, if units redeemed or switched out
on or before completion of 1 Month from
the date of allotment of units
Nil thereafter.
Nil
Nil
Dividend Pay out option
NA
NA
NA
NA
NA
Choice of
Plans and
Options
Growth option & Dividend
option
(Payout
&
Reinvestment option)
Direct Plan : Growth option
& Dividend option (Payout &
Reinvestment option)
Growth option, Bonus option
& Dividend option (Payout &
Reinvestment option)
Direct
Plan
:
Growth
option, Bonus option &
Dividend option (Payout &
Reinvestment option)
Growth Plan (Growth Option), Dividend
Plan (Payout & Reinvestment option),
Adhoc
Direct Plan : Growth Plan (Growth Option),
Dividend Plan (Payout & Reinvestment
option), Adhoc
Dividend
Frequencies
Under Dividend Payout
Option:
Monthly
&
Quarterly; Under Dividend
Reinvestment:
Daily,
Weekly, Monthly, Quarterly
For dividend reinvestment
option - Daily, Weekly, Monthly,
Quarterly; For dividend payout
option - Monthly & Quarterly
Under Payout Option (Weekly, Monthly,
Quarterly), Under Reinvestment Option
(Daily, weekly, Monthly, Quarterly), Adhoc
Dividend
Periodicity$
–
–
–
Weekly
Every Friday
Every Friday
Every Tuesday
NA
NA
Monthly
25th
25th
19th
NA
NA
Quarterly
19th
19th
19th
NA
NA
Half yearly
–
–
–
NA
NA
Annual
–
–
–
Fund
Manager
Anju Chhajer
Amit Tripathi & Vivek Sharma
Amit Tripathi & Vivek Sharma
Benchmark
Crisil Liquid Fund Index
Crisil Liquid Fund Index
Crisil Liquid Fund Index
Minimum
Application
Amount
Rs. 100 and in multiples of
Re 1 thereafter
Rs. 5,000 & in multiples of
Re.1 thereafter w.e.f. 8th
Oct. 2012.
Rs. 5,000 and in multiples of Re 1
thereafter
NA
NA
Krishan Daga
Krishan Daga
As there are no indices catering to
gold sectors/securities linked to Gold,
currently R*Shares Gold ETF shall be
benchmarked against the price of Gold
CNX Bank Index
On going purchase directly from mutual
fund would be available only to the
Authorised Participants and Reliance Gold
Savings Fund through RCAM, provided
the value of units to be purchased is in
creation unit size. Authorised Participants
may buy the units on any business day
for the scheme directly from the mutual
fund at applicable NAV and transaction
charges, if applicable, by depositing
Gold or cash, value of which is equal to
creation size. Each creation unit consists
of 1000 units and cash components, if
any, of R*Shares Gold ETF. The minimum
number of units that can be bought or sold
through the stock exchange is 1 (one) unit.
On going purchases directly from the
Mutual Fund would be restricted to
Authorised Participants and Large
Investors provided the value of units
to be purchased is in creation unit size.
Authorised Participants and Large
Investors may buy the units on any
business day for the scheme directly
from the Mutual Fund at applicable NAV
and transaction charges, if applicable,
by transfering stocks or cash, value of
which is equal to creation unit size. Each
creation unit consist of 10,000 units and
cash component, if any, of R*Shares
Banking ETF. On ongoing basis for all
category of investors, they can purchase
the units from the exchange with minimum
size being 1 unit
SIP
STP
SWP
$ If the dividend declaration date for any of the specified frequencies is a non business day then the immediate next business day becomes the record date.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about direct plan.
Fundamentals March 2015
65
SnapShot
Features /
Scheme
R*Shares CNX 100 ETF
R*Shares Nifty ETF
R*Shares Dividend
Opportunities ETF
R*Shares Consumption ETF
Reliance Gold Savings
Fund*
R*Shares Sensex ETF
Type
An Open Ended Index
Exchange Traded Fund
An Open Ended Index
Exchange Traded Fund
(An Open Ended Index
Exchange Traded Fund)
(An Open Ended Index
Exchange Traded Fund)
An open ended Fund of Fund
Scheme
(An Open Ended Index
Exchange Traded Fund)
Inception
Date
March 28, 2013
November 27, 2013
April 23, 2014
April 11, 2014
March 11, 2011
September 26, 2014
The investment objective
of the scheme is to provide
investment
returns
that,
before expenses, closely
correspond to the total
returns of the securities as
represented by the CNX 100
Index, subject to tracking
errors. However, there can be
no assurance or guarantee
that the investment objective
of the Scheme will be
achieved.
Securities
constituting
CNX
100
Index
95% - 100%, Money Market
Instruments including CBLO
(with maturity not exceeding
91 days) - 0% - 5%.
The investment objective of the
scheme is to provide investment
returns that, before expenses,
closely correspond to the
total returns of the securities
as represented by the CNX
Nifty Index, subject to tracking
errors. However, there can be
no assurance or guarantee that
the investment objective of the
Scheme will be achieved.
The investment objective of the
scheme is to provide investment
returns that, before expenses,
closely correspond to the
total returns of the securities
as represented by the CNX
Dividend Opportunities Index,
subject to tracking errors.
However, there can be no
assurance or guarantee that
the investment objective of the
Scheme will be achieved.
The investment objective of the
scheme is to provide investment
returns that, before expenses,
closely correspond to the
total returns of the securities
as represented by the CNX
Consumption Index, subject
to tracking errors. However,
there can be no assurance or
guarantee that the investment
objective of the Scheme will be
achieved.
The investment objective of the
scheme is to seek to provide
returns that closely correspond
to returns provided by R*Shares
Gold ETF
The investment objective of the
scheme is to provide investment
returns closely corresponding to
the total returns of the securities
as represented by the S&P
BSE Sensex Index before
expenses, subject to tracking
errors. However, there can be
no assurance or guarantee that
the investment objective of the
Scheme will be achieved.
Securities
constituting
CNX
Nifty
Index
95% - 100%, Money Market
Instruments including CBLO
(with maturity not exceeding 91
days) - 0% - 5%.
Securities constituting CNX
Dividend Opportunities Index
95% – 100%, Money Market
instruments including CBLO
(with maturity not exceeding
91 days )and liquid schemes of
Mutual Fund 0% - 5%
Securities constituting CNX
Consumption Index
95%
–
100%,
Money
Market
instruments including CBLO
(with maturity not exceeding 91
days ) and liquid schemes of
Mutual Fund 0% - 5%
Investment
objective
Asset
Allocation
Entry Load
Units of R*Shares Gold ETF - Securities constituting S&P BSE
95%- 100%, Reverse repo and Sensex Index - 95% to 100%,
/or CBLO and/or short-term Money Market instruments
fixed deposits and/or Schemes including CBLO (with maturity
which invest predominantly in not exceeding 91 days) - 0%
the money market securities or to 5%.
Liquid Schemes* - 0% - 5%,
*The Fund Manager may invest
in Liquid Schemes of Reliance
Mutual Fund. However, the
Fund Manager may invest in
any other scheme of a mutual
fund registered with SEBI,
which invest predominantly in
the money market securities.
N.A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall
be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
Exit Load**
—
Choice of
Plans and
Options
NA
—
NA
NIl
NA
NIl
2%- If redeemed or switched
out on or before completion of 1
year from the date of allotment
of units, Nil - If redeemed
or switched out after the
completion of 1 year from the
date of allotment of units,
—
NA
Growth Plan (Growth Option) &
Dividend Plan (Dividend Payout
& Reinvestment Option)
Direct Plan [Growth Plan
(Growth Option)] & Dividend
Plan (Dividend Payout &
Reinvestment Option)
NA
Dividend
Frequencies
Dividend Payout Option
Dividend
Periodicity$
Weekly
Monthly
Quarterly
Half yearly
Annual
Fund
Manager
Benchmark
Minimum
Application
Amount
Krishan Daga
Krishan Daga
CNX 100 Index
CNX Nifty Index
On going purchases directly
from the Mutual Fund would
be restricted to Authorised
Participants
and
Large
Investors provided the value
of units to be purchased is in
creation unit size. Authorised
Participants
and
Large
Investors may buy the units
on any business day for the
scheme directly from the
Mutual Fund at applicable
NAV and transaction charges,
if applicable, by transfering
stocks or cash, value of
which is equal to creation
unit size. Each creation unit
consist of 100,000 units and
cash component, if any, of
R*Shares CNX 100 ETF.
Others can buy the units
in multiple of one from the
exchange where they are
traded.
Purchases directly from the
Mutual Fund would be restricted
to Authorized Participants and
Large Investors provided the
value of units to be purchased is
in creation unit size. Authorized
Participants and Large Investors
may buy the units in creation
unit size on any business day
for the scheme directly from the
Mutual Fund in exchange of the
Portfolio Deposit and # Cash
Component. Each creation
unit consists of 50,000 units
and cash component, if any,
of R*Shares Nifty ETF. The
minimum number of units that
can be bought or sold on the
exchange is 1 (one) unit and in
multiples of 1 unit.
# RTGS, NEFT or transfer
cheque.
Krishan Daga
CNX Dividend Opportunities
Index
“On going purchases directly from
the Mutual Fund would be
restricted
to
Authorised
Participants and Large Investors
provided the value of units to be
purchased is in creation unit size.
Authorised Participants and Large
Investors may buy the units on any
business day for the scheme
directly from the Mutual Fund in
exchange of Portfolio Deposit and
cash component. Each creation
unit consist of 150,000 units and
cash component, if any, of
R*Shares Dividend Opportunities
ETF. Others can buy the units in
multiple of one from the exchange
where they are traded.
Krishan Daga
Krishan Daga
Krishan Daga
The Scheme’s performance will
CNX Consumption Index
be benchmarked against the
S&P BSE Sensex Index
price of physical gold.
“On going purchases directly from Rs. 5000 & in multiples of Re.1 Purchases directly from the
Mutual Fund would be restricted
the Mutual Fund would be thereafter*
to
Authorized
Participants
restricted
to
Authorised
Participants and Large Investors Note : Reliance Capital Asset and Large Investors provided
provided the value of units to be Management Limited (“RCAM”) the value of units to be
purchased is in creation unit size. in consultation with the Trustee purchased is in creation unit
Authorised Participants and Large Company of Reliance Mutual size. Authorized Participants
Investors may buy the units on any Fund i.e Reliance Capital and Large Investors may buy
business day for the scheme Trustee Co. Ltd. (“RCTC”), the units on any business day
directly from the Mutual Fund in has decided to re-commence for the scheme directly from
exchange of Portfolio Deposit and the acceptance of subscription the Mutual Fund at applicable
cash component. Each creation in Reliance Gold Savings NAV and transaction charges,
unit consist of 150,000 units and Fund (“RGSF”), with effect if applicable, by transferring
cash component, if any, of from October 23, 2013. Refer stocks or cash, value of which is
equal to creation unit size.
R*Shares Consumption ETF. Addendum No. 72.
Each creation unit consists
Others can buy the units in multiple
of 10,000 units and cash
of one from the exchange where
component, if any, of R*Shares
they are traded.
Sensex ETF. The Fund may
also allow Cash# subscription
/ redemption of R*Shares
Sensex ETF in creation unit size
by large investors.
#RTGS, NEFT or transfer
cheque
SIP
STP
SWP
^ Presently, investment only in physical gold is allowed as per SEBI guidelines. Investment in gold related instruments maybe undertaken as and when permitted by SEBI.
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about direct plan.
* The investors will be bearing the recurring expenses of the scheme, in addition to the expenses of underlying scheme
66
Fundamentals March 2015
Features/
Scheme
Type
Inception
Date
Reliance
Retirement
Fund - Wealth
Creation
Scheme
Reliance
Retirement
Fund - Income
Generation
Scheme
Reliance Small Cap
Fund
Reliance Index Fund Sensex Plan
Reliance Index Fund Nifty Plan
Reliance Arbitrage Advantage Fund
An Open-ended
notified tax
savings cum
pension scheme
with no assured
returns
13-Feb-15
An Open-ended
notified tax
savings cum
pension scheme
with no assured
returns
13-Feb-15
An open ended equity
growth scheme
An Open Ended Index
Linked Scheme
An Open Ended Index
Linked Scheme
An Open Ended Arbitrage Scheme
21-Sep-10
1-Oct-10
1-Oct-10
20-Oct-10
The primary investment
objective of the scheme
is to generate long term
capital appreciation by
investing predominantly in
equity and equity related
instruments
of
small
cap companies and the
secondary objective is
to generate consistent
returns by investing in
debt and money market
securities.
Equity & Equity Related
Securities of Small Cap
Companies
including
Derivatives# 65%-100%
Equity & Equity Related
Securities of any other
companies
including
Derivatives#
0%-35%
Debt & Money Market
Securities** - 0% - 35%.
The primary investment
objective of the scheme is
to replicate the composition
of the SENSEX, with a
view to generate returns
that are commensurate
with the performance of
the SENSEX, subject to
tracking errors.
The primary investment
objective of the scheme is
to replicate the composition
of the NIFTY, with a view
to generate returns that
are commensurate with the
performance of the NIFTY,
subject to tracking errors.
The investment objective of the scheme is to generate income by taking
advantage of the arbitrage opportunities that potentially exists between
cash and derivative market and within the derivative segment along with
investments in debt securities & money market instruments.
S&P BSE Small Cap
Index
S&P BSE Sensex Index
Investment
Objective
The investment objective of the scheme
is to provide capital appreciation and
consistent income to the investors
which will be in line with their retirement
goals by investing in a mix of securities
comprising of equity, equity related
instruments and fixed income securities.
However, there can be no assurance or
guarantee that the investment objective
of the Scheme will be achieved.
Asset
Allocation
Diversified Equities
& Equity Related
Securities - 65%100%
Diversified Equities
& Equity Related
Securities - 5% 30%
Benchmark
S&P BSE 100
Index
Crisil MIP
Blended Index
Minimum
Application
Amount
Rs 5000 and in multiples of Rs. 500
thereafter
Entry Load
Exit Load**
Choice of
Plans and
Options
Fund
Manager
Under normal circumstances, the anticipated asset allocation would be:
Equities and equity related instruments, Derivatives including index futures,
stock futures, index options, & stock options, etc. # 65%-90%. Debt and
Money market instruments** (including investments in securitized debt)
10% - 35%. When adequate arbitrage opportunities are not available in the
Derivative and Equity markets, the anticipated alternate asset allocation on
defensive considerations would be in accordance with the allocation given
below. However, in case no arbitrage opportunity is available, then 100%
of the remaining investible corpus (to the extent not deployed in arbitrage
opportunities in the asset allocation pattern mentioned above) will be deployed
in short term debt and money market instruments with tenure not exceeding
91 days **
(including investments in securitized debt). In this scenario also, the allocation
in Equities and equity related instruments, Derivatives including index futures,
stock futures, index options, and stock options, etc will continue to be made
in arbitrage opportunities only. Equities and equity related instruments,
Derivatives including index futures, stock futures, index options, & stock
options, etc. (Only arbitrage opportunities)# 0%-65%. Debt and Money
market instruments** (including investments in securitized debt) 10%-35%.
Short term Debt and Money market instruments not exceeding tenure of 91
days** (including investments in securitized debt)0%-100%. # the exposure
to derivatives shown in the above asset allocation tables is exposure taken
against the underlying equity investments and should not be considered
for calculating the total asset allocation and/or investment restrictions on
the issuer. The idea is not to take additional asset allocation with the use of
derivative. The margin money deployed on these positions would be included
in Money Market category.** including securitized debt up to 30%
N,A. In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall
be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor
- 1% if redeemed/switched out from 2%- If redeemed or • 0.25% of the applicable 1% of the applicable NAV if 0.25% if redeemed/switched on or before completion of 3 month from the
Reliance Retirement Fund before switched out on or before
NAV if redeemed or redeemed or switched out date of allotment of units.
attainment of 60 years of age.
completion of 12 months
switched out on or on or before completion Nil if redeemed/switched after completion of 3 month from the date of
- Nil in case of Auto SWP/Redemption/ from the date of allotment
before completion of 7 of 1 year from the date of allotment of units. (wef September 1, 2014).
Switch out from Reliance Retirement of units
days from the date of allotment of units. There
Fund on or after attainment of 60 • 1%-If redeemed or
allotment of units.
shall be no exit load after
years of age or after completion of
switched out after • There shall be no exit completion of 1 year from
5 year lock in period, whichever is
12 months but on or
load after completion of the date of allotment of units
later.
before completion of
7 days from the date of
- Nil in case of switch made from
24 months from the
allotment of units
Wealth Creation Scheme to Income
date of allotment of
Generation Scheme or vice versa,
units
- Nil in case of Auto Transfer from • Nil - If redeemed or
Wealth Creation Scheme to Income
switched out after
Generation Scheme
the completion of 24
(Note: Age will be computed with
months from the date
reference to years completed on the
of allotment of units
date of transaction)
Plan
(Growth Growth Plan (Growth Option), Dividend Plan (Dividend Payout Option &
Growth Plan (Growth Option & Growth Plan (Growth Growth Plan (Growth Option Growth
Bonus
Option),
Dividend
Plan Option
&
Bonus & Bonus Option), Dividend Option & Bonus Option), Dividend Reinvestment Option), Monthly Dividend Plan (Payout & RePlan
(Payout investment) (Monday preceding last Thursday of the month)
(Dividend Payout Option)
Option), Dividend Plan Plan (Payout Option & Dividend
Option Option & Reinvestment Direct Plan : Growth Plan (Growth), Dividend Plan (Payout & ReDirect Plan : Growth Plan (Growth (Dividend
Payout Reinvestment
& Bonus), Dividend Plan (Dividend Option
&
Dividend (Quarterly Dividend Option, Option) (Quarterly Dividend investment), Monthly Dividend Plan (Payout & Re-investment) (Monday
Half Yearly Dividend Option, Option, Half Yearly Dividend preceding last Thursday of the month)
Payout Option)
Reinvestment Option)
Option, Annual Dividend
Direct Plan : Growth Annual Dividend Option)
Plan:
Growth Option)
Plan (Growth & Bonus), Direct
Dividend Plan (Payout & Plan (Growth & Bonus), Direct Plan : Growth
Dividend Plan (Payout & Plan (Growth & Bonus),
Re-investment)
Re-investment) (Quarterly Dividend Plan (Payout &
Dividend Option, Half Yearly Re-investment) (Quarterly
Dividend Option, Annual Dividend Option, Half Yearly
Dividend Option)
Dividend Option, Annual
Dividend Option)
Sanjay Parekh, Anju Chhajer
Sunil Singhania
Krishan Daga
Krishan Daga
Krishan Daga
& Jahnvee Shah
Equities and equity related
securities covered by the
Sensex:-95%
100%
& Cash/CBLO/Repo &
Reverse Repo & Money
Debt & Money Debt & Money
Market
instruments
Market Securities Market Securities
(CPs,CDs, Tbills, Mibor
- 0% - 35%.
- 70% - 95%.
linked instruments with
daily
Put/Call
options
&
overnight
Interest
rate
Reset
Linked
**including securitised
Instruments),but excluding
debt up to 30%
Subscription
and
# The scheme proposes Redemption Cash Flow
#: 0% - 5%. #Subscription
to invest at least
Cash
Flow
is
the
65% of the corpus in
subscription money in
Equity & Equity related
transit
before
deployment
instruments of small cap
and Redemption Cash
companies which may
Flow
is
the
money
go up to 100% of the
corpus. The investment kept aside for meeting
in Equity & equity related redemptions
instruments of any other
companies will be in the
range of 0 - 35% of the
corpus.
Equity & Equity Related
Securities covered by Nifty
-95%-100% & Cash/CBLO/
Repo & Reverse Repo &
Money Market instruments
(CPs,CDs, Tbills, Mibor
linked instruments with
daily Put/Call options &
overnight
Interest
rate
Reset Linked Instruments)
but excluding Subscription
and Redemption Cash
Flow #: 0% - 5%.
#Subscription Cash Flow is
the subscription money in
transit before deployment
and Redemption Cash Flow
is the money kept aside for
meeting redemptions
CNX Nifty Index
Crisil Liquid Fund Index
Rs 5000 and in multiples of Re. 1 thereafter
SIP
STP
SWP
Exit Load: ** If charged, the same shall be credited to the scheme immediately net of service tax, if any
Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated 31/12/2012 for details about
direct plan.
Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words “S&P” mentioned in
various indices related to IISL stands deleted and wherever the name of “BSE” has been mentioned in the benchmark indices, the same shall be prefixed by the word “S&P”.It may be noted that the above
mentioned modification is only a name change and all other features related to benchmark remain unchanged.
Fundamentals March 2015
67
NAV of the plan/option of certain schemes are not provided for certain cases as the NAV was not computed because there were no investors
as on the date on which the NAV details are provided.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
www.westernpress.in
Marcom/Factsheet/Mar. 5/Ver3.3/10/03/15
Disclaimers: The Fund Edge and Fund Snap Shot “Fundamentals” is meant for general reading purpose only and is not meant to serve as a
professional guide for the readers. This document has been prepared on the basis of publicly available information, internally developed data
and other sources believed to be reliable. The Sponsor, the Investment Manager, the Trustee or any of their respective directors, employees,
affiliates or representatives (“entities & their affiliates”) do not assume any responsibility for, or warrant the authencity, accuracy, completeness,
adequacy and reliability of such information. Whilst no action has been solicited based upon the information provided herein; due care has
been taken to ensure that the facts are accurate and opinions given are fair and reasonable. This information is not intended to be an offer or
solicitation for the purchase or sale of any financial product or instrument. Recipients of this information are advised to rely on their own
analysis, interpretations & investigations. Readers are also advised to seek independent professional advice order to arrive at an informed
investment decision. Entities & their affiliates shall not be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary
damages, including loss of profits, arising in any way from the information contained in this material. Entities & their affiliates including persons
involved in the preparation or issuance of this material may from time to time have long or short positions in and buy or sell the securities there
of, of company(ies) / specific economic sectors mentioned herein.