4. From August 31, 2000 through March 31, 2001, stocks lost more than 25%.
If you owned a stock investment that fell more than 25% in seven months, you
would… (If you owned stocks during this period, please select the answer that
matches your actions at the time.)
A
Sell all of the remaining investment
B
Sell some of the remaining investment
C
Hold on to the investment and sell nothing
D
Buy more of the investment
5. Generally, I prefer an investment with little or no ups or downs in value, and I
am willing to accept the lower returns these investments may make.
A
I strongly disagree
B
I disagree
C
I somewhat agree
D
I agree
E
I strongly agree
6. When the market goes down, I tend to sell some of my riskier investments and
put the money in safer investments.
A
I strongly disagree
B
I disagree
C
I somewhat agree
D
I agree
E
I strongly agree
7. Risk tolerance is the relative ability to accept measurable losses in the short-term
in exchange for expected higher returns long-term. My tolerance for risk is:
A
Very high
B
Moderately high
C
Average
D
Moderately low
E
Very low
8. From January 31, 1999 through December 31, 1999, some bonds lost almost 9%.
If you owned a bond investment that lost 9% in eleven months, you would… (If you
owned bonds during this period, please select the answer that matches your actions
at that time.)
A
Sell all of the remaining investment
B
Sell some of the remaining investment
C
Hold on to the investment and sell nothing
D
Buy more of the investment
9. The chart below shows the highest one-year loss and the highest one-year gain
on three different hypothetical investments of $10,000.* Given the potential gain or
loss in any one year, where would you invest your money?
A
B
C
10. How stable are your current and future income sources (salary, Social Security,
pension, etc.)?
A
Very unstable
B
Unstable
C
Somewhat stable
D
Stable
E
Very stable
11. When it comes to investing in stock or bond mutual funds (or individual stocks
and bonds), I would describe myself as a/an...
A
Very inexperienced investor
B
Somewhat inexperienced investor
C
Somewhat experienced investor
D
Experienced investor
E
Very experienced investor
Answer Key
Use the following answer key to score your questionnaire.
if you answered “A” to question 1, give yourself 4 points.
For example,
Points
1
A-4
B-7
C-12
D-17
_____
2
A-0
B-1
C-3
D-5
E-8
_____
3
A-0
B-1
C-3
D-5
E-7
_____
4
A-1
B-3
C-5
D-6
5
A-6
B-5
C-3
D-1
E-0
_____
6
A-5
B-4
C-3
D-2
E-1
_____
7
A-5
B-4
C-3
D-2
E-1
_____
8
A-1
B-3
C-5
D-6
9
A-1
B-3
C-5
10
A-1
B-2
C-3
D-4
E-5
_____
11
A-1
B-2
C-3
D-4
E-5
_____
_____
_____
_____
Add up your score and enter the total here:
_____
Suggested Asset and Sub-Asset Allocations
Overall
Score
Investment
Objective
Suggested
Mixes
Sub-Asset Allocation
Suggested Lifestyle Fund
11-22
points
Conservative
90% bonds
10% stocks
90% bonds
10% large-cap U.S. stocks
Conservative Asset Allocation
Fund
70% bonds
30% stocks
70% bonds
25% large-cap U.S. stocks
5% small or mid-cap U.S.
stocks
Balanced Income Asset Allocation
Fund
50% bonds
50% stocks
50% bonds
40% large-cap U.S. stocks
5% small or mid-cap U.S.
stocks
5% international stock
Balanced Asset Allocation Fund
30% bonds
70% stocks
30% bonds
60% large-cap U.S. stocks
5% small or mid-cap U.S.
stocks
5% international stocks
Balanced Growth Asset Allocation
Fund
100% stocks
85% large-cap U.S. stocks
10% small or mid-cap U.S.
stocks
5% international stocks
Growth Asset Allocation Fund
100% stocks
25% large-cap U.S. stocks
65% small or mid-cap U.S.
stocks
10% international stocks
Aggressive Growth Asset
Allocation Fund
23-34
points
35-46
points
47-58
points
Balanced
Income
Balanced
Balanced
Growth
59-68
points
Growth
69-75
points
Aggressive
Growth
©2000 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor. This questionnaire cannot be reproduced without written
permission from The Vanguard Group. Used by permission, but questions, scoring and categories modified by The Trust Company of Oklahoma.